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22 - 23 অর্থবছরে বিনিয়োগের জন্য শীর্ষ 10 ডেট মিউচুয়াল ফান্ড SIP পরিকল্পনা
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹24.9103
↑ 0.01 ₹1,353 100 2.4 7.2 11.8 11.9 13.4 8.59% 2Y 14D 2Y 8M 19D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹43.105
↑ 0.01 ₹3,098 1,000 1.9 4.8 8.1 9.7 10.9 8.4% 2Y 10M 10D 3Y 9M 29D ICICI Prudential Regular Savings Fund Growth ₹34.1722
↑ 0.03 ₹5,990 100 2.1 3.2 7.4 8.3 9.5 8.83% 1Y 9M 14D 2Y 9M 18D Nippon India Credit Risk Fund Growth ₹37.5255
↑ 0.02 ₹1,343 100 1.9 3.7 7.4 8.2 8.9 9.07% 2Y 7D 2Y 5M 5D SBI Credit Risk Fund Growth ₹48.6494
↑ 0.00 ₹2,134 500 2.1 3.6 6.7 7.6 7.9 8.72% 1Y 7M 24D 2Y 7D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D Kotak Credit Risk Fund Growth ₹31.3282
↑ 0.02 ₹761 1,000 1.4 2.6 6.5 7.4 9.1 8.57% 2Y 1M 10D 2Y 9M 18D ICICI Prudential Medium Term Bond Fund Growth ₹47.7679
↑ 0.02 ₹5,458 1,000 2 2.9 6.5 7.6 9 8.44% 2Y 10M 20D 5Y 5M 26D HDFC Credit Risk Debt Fund Growth ₹25.5746
↑ 0.01 ₹7,522 300 1.8 3.1 6.4 7.4 8 8.59% 2Y 3M 29D 3Y 8M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jun 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Sundaram Low Duration Fund Aditya Birla Sun Life Medium Term Plan ICICI Prudential Regular Savings Fund Nippon India Credit Risk Fund SBI Credit Risk Fund IDBI Liquid Fund Kotak Credit Risk Fund ICICI Prudential Medium Term Bond Fund HDFC Credit Risk Debt Fund Point 1 Lower mid AUM (₹1,353 Cr). Bottom quartile AUM (₹550 Cr). Upper mid AUM (₹3,098 Cr). Top quartile AUM (₹5,990 Cr). Lower mid AUM (₹1,343 Cr). Upper mid AUM (₹2,134 Cr). Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹761 Cr). Upper mid AUM (₹5,458 Cr). Highest AUM (₹7,522 Cr). Point 2 Established history (11+ yrs). Established history (19+ yrs). Established history (17+ yrs). Established history (15+ yrs). Oldest track record among peers (21 yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (12+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Top rated. Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 11.82% (top quartile). 1Y return: 11.79% (top quartile). 1Y return: 8.14% (upper mid). 1Y return: 7.44% (upper mid). 1Y return: 7.42% (upper mid). 1Y return: 6.67% (lower mid). 1Y return: 6.55% (lower mid). 1Y return: 6.51% (bottom quartile). 1Y return: 6.46% (bottom quartile). 1Y return: 6.42% (bottom quartile). Point 6 1M return: 1.22% (lower mid). 1M return: 0.28% (bottom quartile). 1M return: 1.39% (top quartile). 1M return: 1.24% (upper mid). 1M return: 1.27% (upper mid). 1M return: 1.29% (upper mid). 1M return: 0.53% (bottom quartile). 1M return: 1.00% (bottom quartile). 1M return: 1.36% (top quartile). 1M return: 1.11% (lower mid). Point 7 Sharpe: 1.88 (top quartile). Sharpe: 0.99 (upper mid). Sharpe: 1.07 (upper mid). Sharpe: 1.46 (top quartile). Sharpe: 1.14 (upper mid). Sharpe: 0.60 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 0.65 (lower mid). Sharpe: 0.34 (bottom quartile). Sharpe: 0.39 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.59% (upper mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.40% (bottom quartile). Yield to maturity (debt): 8.83% (top quartile). Yield to maturity (debt): 9.07% (top quartile). Yield to maturity (debt): 8.72% (upper mid). Yield to maturity (debt): 6.66% (bottom quartile). Yield to maturity (debt): 8.57% (lower mid). Yield to maturity (debt): 8.44% (lower mid). Yield to maturity (debt): 8.59% (upper mid). Point 10 Modified duration: 2.04 yrs (lower mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 2.86 yrs (bottom quartile). Modified duration: 1.79 yrs (upper mid). Modified duration: 2.02 yrs (upper mid). Modified duration: 1.65 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 2.11 yrs (lower mid). Modified duration: 2.89 yrs (bottom quartile). Modified duration: 2.33 yrs (bottom quartile). Aditya Birla Sun Life Credit Risk Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Regular Savings Fund
Nippon India Credit Risk Fund
SBI Credit Risk Fund
IDBI Liquid Fund
Kotak Credit Risk Fund
ICICI Prudential Medium Term Bond Fund
HDFC Credit Risk Debt Fund
* তহবিল থাকার উল্লেখ করা হয়েছেতহবিলের আকার (AUM) 500 কোটির উপরে.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile Kotak Income Opportunities Fund) The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund. Research Highlights for Kotak Credit Risk Fund Below is the key information for Kotak Credit Risk Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (16 Jun 26) ₹24.9103 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,353 on 30 Apr 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.88 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.59% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,391 31 May 23 ₹11,378 31 May 24 ₹12,150 31 May 25 ₹14,276 31 May 26 ₹15,834 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.2% 3 Month 2.4% 6 Month 7.2% 1 Year 11.8% 3 Year 11.9% 5 Year 9.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.13 Yr. Mohit Sharma 6 Aug 20 5.82 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 12.27% Equity 6.79% Debt 80.27% Other 0.67% Debt Sector Allocation
Sector Value Corporate 57.84% Government 22.43% Cash Equivalent 12.27% Credit Quality
Rating Value A 20.97% AA 52.14% AAA 26.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -4% ₹54 Cr 5,200 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹54 Cr 5,615,800
↑ 1,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹50 Cr 5,000
↑ 2,500 Jubilant Bevco Limited
Debentures | -3% ₹43 Cr 4,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹34 Cr 3,500 Hinduja Leyland Finance Limited
Debentures | -2% ₹34 Cr 3,500 Kogta Financial (India) Limited
Debentures | -2% ₹32 Cr 3,250 GAursons India Private Limited
Debentures | -2% ₹32 Cr 3,200 Jtpm Metal TRaders Limited
Debentures | -2% ₹30 Cr 2,877 Vedanta Limited
Debentures | -2% ₹30 Cr 3,000 2. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (16 Jun 26) ₹43.105 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,098 on 30 Apr 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.4% Effective Maturity 3 Years 9 Months 29 Days Modified Duration 2 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,717 31 May 23 ₹13,298 31 May 24 ₹14,154 31 May 25 ₹16,233 31 May 26 ₹17,373 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.4% 3 Month 1.9% 6 Month 4.8% 1 Year 8.1% 3 Year 9.7% 5 Year 11.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.75 Yr. Mohit Sharma 6 Aug 20 5.82 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 3.63% Equity 4.19% Debt 91.69% Other 0.5% Debt Sector Allocation
Sector Value Corporate 58.56% Government 33.13% Cash Equivalent 3.63% Credit Quality
Rating Value A 15.68% AA 38.39% AAA 45.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹193 Cr 19,196,700
↓ -2,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -6% ₹187 Cr 19,500,000
↑ 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹112 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹107 Cr 11,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 Jubilant Bevco Limited
Debentures | -3% ₹80 Cr 7,400 Kogta Financial (India) Limited
Debentures | -2% ₹72 Cr 7,250 4. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (16 Jun 26) ₹34.1722 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹5,990 on 30 Apr 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.83% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,469 31 May 23 ₹11,187 31 May 24 ₹12,046 31 May 25 ₹13,189 31 May 26 ₹14,092 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.2% 3 Month 2.1% 6 Month 3.2% 1 Year 7.4% 3 Year 8.3% 5 Year 7.2% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.57 Yr. Akhil Kakkar 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Regular Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 10.02% Equity 8.86% Debt 80.73% Other 0.39% Debt Sector Allocation
Sector Value Corporate 70.2% Government 16.83% Cash Equivalent 3.72% Credit Quality
Rating Value A 14.99% AA 56.69% AAA 28.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹240 Cr 5,689,951 Vedanta Limited
Debentures | -3% ₹200 Cr 20,000 Keystone Realtors Limited
Debentures | -3% ₹198 Cr 23,500 Adani Enterprises Limited
Debentures | -3% ₹198 Cr 20,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹189 Cr 18,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Nirma Limited
Debentures | -3% ₹150 Cr 15,000 Hiranandani Financial Services Private Limited
Debentures | -2% ₹148 Cr 15,000
↑ 15,000 6.48% Govt Stock 2035
Sovereign Bonds | -2% ₹144 Cr 15,000,000 Sis Limited
Debentures | -2% ₹125 Cr 12,500 5. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (16 Jun 26) ₹37.5255 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹1,343 on 30 Apr 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 9.07% Effective Maturity 2 Years 5 Months 5 Days Modified Duration 2 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹11,054 31 May 23 ₹11,852 31 May 24 ₹12,746 31 May 25 ₹13,979 31 May 26 ₹14,886 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.3% 3 Month 1.9% 6 Month 3.7% 1 Year 7.4% 3 Year 8.2% 5 Year 8.4% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 8.02 Yr. Sushil Budhia 1 Feb 20 6.33 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 8.58% Debt 91.2% Other 0.22% Debt Sector Allocation
Sector Value Corporate 76.01% Government 18.63% Cash Equivalent 5.14% Credit Quality
Rating Value A 20.8% AA 37.6% AAA 41.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -6% ₹75 Cr 7,500,000 Aditya Birla Real Estate Limited
Debentures | -4% ₹54 Cr 5,500 Delhi International Airport Limited
Debentures | -4% ₹50 Cr 5,000 Mindspace Business Parks Reit
Debentures | -4% ₹49 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹46 Cr 5,000 Muthoot Fincorp Limited
Debentures | -3% ₹45 Cr 45,000 TRuhome Finance Limited
Debentures | -3% ₹40 Cr 4,000 Navi Finserv Limited
Debentures | -3% ₹40 Cr 40,000 GAursons India Private Limited
Debentures | -3% ₹40 Cr 4,000 6. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (16 Jun 26) ₹48.6494 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹2,134 on 30 Apr 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,376 31 May 23 ₹11,220 31 May 24 ₹12,028 31 May 25 ₹13,086 31 May 26 ₹13,870 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.3% 3 Month 2.1% 6 Month 3.6% 1 Year 6.7% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.33 Yr. Data below for SBI Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 7.68% Equity 4.95% Debt 86.98% Other 0.39% Debt Sector Allocation
Sector Value Corporate 62.72% Government 21.24% Cash Equivalent 7.68% Securitized 3.02% Credit Quality
Rating Value A 14.1% AA 58.22% AAA 27.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹94 Cr 10,000,000
↑ 10,000,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 7. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,353 31 May 23 ₹10,999 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. Kotak Credit Risk Fund
Kotak Credit Risk Fund
Growth Launch Date 11 May 10 NAV (16 Jun 26) ₹31.3282 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹761 on 30 Apr 26 Category Debt - Credit Risk AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.71 Sharpe Ratio 0.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.57% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,132 31 May 23 ₹10,670 31 May 24 ₹11,468 31 May 25 ₹12,406 31 May 26 ₹13,106 Returns for Kotak Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1% 3 Month 1.4% 6 Month 2.6% 1 Year 6.5% 3 Year 7.4% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.1% 2022 6.4% 2021 0.9% 2020 5.3% 2019 6.6% 2018 9% 2017 6.2% 2016 6.6% 2015 10.4% Fund Manager information for Kotak Credit Risk Fund
Name Since Tenure Deepak Agrawal 11 May 10 16.07 Yr. Vihag Mishra 24 Oct 25 0.6 Yr. Data below for Kotak Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 13.38% Equity 8.68% Debt 77.4% Other 0.55% Debt Sector Allocation
Sector Value Corporate 61.8% Government 15.6% Cash Equivalent 13.38% Credit Quality
Rating Value A 11.66% AA 61.92% AAA 26.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -7% ₹54 Cr 500 Vedanta Limited
Debentures | -7% ₹50 Cr 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -7% ₹50 Cr 5,000 TATA Projects Limited
Debentures | -7% ₹50 Cr 5,000 Aditya Birla Real Estate Limited
Debentures | -6% ₹45 Cr 4,500 Karnataka State Development Loans
Sovereign Bonds | -6% ₹44 Cr 4,500,000 Aditya Birla Renewables Limited
Debentures | -5% ₹40 Cr 4,000 Au Small Finance Bank Limited
Debentures | -4% ₹30 Cr 30 Indus Infra Trust Unit (Financial Services)
Equity, Since 15 Nov 25 | 5441374% ₹27 Cr 2,136,170 National Bank For Agriculture And Rural Development
Debentures | -3% ₹25 Cr 2,500 9. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (16 Jun 26) ₹47.7679 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹5,458 on 30 Apr 26 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.44% Effective Maturity 5 Years 5 Months 26 Days Modified Duration 2 Years 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,297 31 May 23 ₹11,095 31 May 24 ₹11,841 31 May 25 ₹12,992 31 May 26 ₹13,713 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.4% 3 Month 2% 6 Month 2.9% 1 Year 6.5% 3 Year 7.6% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 8% 2022 7% 2021 4.2% 2020 5.5% 2019 10.4% 2018 9.2% 2017 5.1% 2016 6.5% 2015 10.2% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.57 Yr. Akhil Kakkar 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 5.46% Equity 8.99% Debt 85.2% Other 0.35% Debt Sector Allocation
Sector Value Corporate 64.66% Government 21.4% Cash Equivalent 4.6% Credit Quality
Rating Value AA 61.72% AAA 38.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹201 Cr 4,765,556 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹179 Cr 18,801,500 Adani Enterprises Limited
Debentures | -3% ₹173 Cr 17,500 Vedanta Limited
Debentures | -3% ₹170 Cr 17,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹158 Cr 17,500,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹157 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹150 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹149 Cr 15,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹148 Cr 150 Godrej Properties Limited
Debentures | -2% ₹126 Cr 12,500 10. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (16 Jun 26) ₹25.5746 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹7,522 on 30 Apr 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.59% Effective Maturity 3 Years 8 Months 26 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,380 31 May 23 ₹11,078 31 May 24 ₹11,839 31 May 25 ₹12,925 31 May 26 ₹13,630 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jun 26 Duration Returns 1 Month 1.1% 3 Month 1.8% 6 Month 3.1% 1 Year 6.4% 3 Year 7.4% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.23 Yr. Dhruv Muchhal 22 Jun 23 2.94 Yr. Bhavyesh Divecha 7 Mar 26 0.23 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 9.42% Equity 3.52% Debt 85.53% Other 1.53% Debt Sector Allocation
Sector Value Corporate 74.02% Government 14.42% Cash Equivalent 6.5% Credit Quality
Rating Value A 12.24% AA 56.96% AAA 30.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹364 Cr 35,000 TATA Projects Limited
Debentures | -3% ₹250 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹225 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹208 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹199 Cr 20,000 SK Finance Limited
Debentures | -3% ₹199 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 Nirma Limited
Debentures | -2% ₹175 Cr 17,500 JSW Energy Limited
Debentures | -2% ₹174 Cr 17,500
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