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এসআইপি বিনিয়োগ সবচেয়ে সুশৃঙ্খল একবিনিয়োগ অপশন যখনমিউচুয়াল ফান্ডে বিনিয়োগ. তাছাড়া, বিনিয়োগের ন্যূনতম পরিমাণ কচুমুক পারস্পরিক তহবিল INR 500 এর মতো কম। এতে বিনিয়োগ করা যায়শীর্ষ SIP অনেক সুবিধাজনক পরিকল্পনা. সাধারণত, SIP এর জন্য আদর্শইক্যুইটি ফান্ড যেহেতু এটি দীর্ঘমেয়াদে এসআইপি সবচেয়ে বেশি লাভবান হয়, তবে অনেক বিনিয়োগকারী এটি গ্রহণ করতে পছন্দ করেনঋণ তহবিল খুব সুতরাং, এখানে ভারতের কিছু সেরা ঋণ SIP পরিকল্পনা রয়েছে যা ভাল রিটার্ন অফার করে।
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22 - 23 অর্থবছরে বিনিয়োগের জন্য শীর্ষ 10 ডেট মিউচুয়াল ফান্ড SIP পরিকল্পনা
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.5547
↓ 0.00 ₹1,657 100 0.8 3.6 10.6 12.1 13.4 8.24% 1Y 7M 10D 2Y 2M 12D Aditya Birla Sun Life Medium Term Plan Growth ₹43.9416
↓ -0.02 ₹3,370 1,000 0.4 3.1 7.2 9.8 10.9 7.99% 2Y 5M 8D 4Y 25D SBI Credit Risk Fund Growth ₹49.9935
↓ 0.00 ₹2,182 500 1 4 6.8 7.8 7.9 8.86% 2Y 25D 2Y 9M 18D ICICI Prudential Regular Savings Fund Growth ₹35.0509
↓ 0.00 ₹6,320 100 0.9 3.7 6.7 8.2 9.5 8.57% 1Y 10M 20D 2Y 11M 19D Bandhan Government Securities Fund - Investment Plan Growth ₹37.6827
↓ 0.00 ₹1,686 1,000 0.5 3.8 6.6 7.6 3.7 5.29% 9M 14D 1Y 9M 25D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D Nippon India Credit Risk Fund Growth ₹38.3928
↑ 0.00 ₹1,708 100 1.1 3.5 6.5 8 8.9 0.09% 1Y 9M 11D 2Y 1M 13D BOI AXA Liquid Fund Growth ₹3,267.06
↑ 0.61 ₹1,874 1,000 1.5 3.2 6.5 6.9 6.6 6.09% 1M 17D 1M 17D LIC MF Liquid Fund Growth ₹5,122.67
↑ 1.04 ₹12,872 1,000 1.5 3.2 6.4 6.8 6.4 6.68% 1M 23D 1M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 10 Funds showcased
Commentary Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan SBI Credit Risk Fund ICICI Prudential Regular Savings Fund Bandhan Government Securities Fund - Investment Plan IDBI Liquid Fund Nippon India Credit Risk Fund BOI AXA Liquid Fund LIC MF Liquid Fund Point 1 Bottom quartile AUM (₹550 Cr). Bottom quartile AUM (₹1,657 Cr). Upper mid AUM (₹3,370 Cr). Upper mid AUM (₹2,182 Cr). Top quartile AUM (₹6,320 Cr). Lower mid AUM (₹1,686 Cr). Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,708 Cr). Upper mid AUM (₹1,874 Cr). Highest AUM (₹12,872 Cr). Point 2 Established history (19+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (15+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (18+ yrs). Oldest track record among peers (24 yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Top rated. Rating: 4★ (top quartile). Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 11.79% (top quartile). 1Y return: 10.61% (top quartile). 1Y return: 7.24% (upper mid). 1Y return: 6.84% (upper mid). 1Y return: 6.73% (upper mid). 1Y return: 6.62% (lower mid). 1Y return: 6.55% (lower mid). 1Y return: 6.53% (bottom quartile). 1Y return: 6.48% (bottom quartile). 1Y return: 6.40% (bottom quartile). Point 6 1M return: 0.28% (bottom quartile). 1M return: 0.35% (bottom quartile). 1M return: 0.38% (lower mid). 1M return: 0.36% (bottom quartile). 1M return: 0.52% (top quartile). 1M return: 0.41% (lower mid). 1M return: 0.53% (top quartile). 1M return: 0.50% (upper mid). 1M return: 0.49% (upper mid). 1M return: 0.48% (upper mid). Point 7 Sharpe: 0.99 (upper mid). Sharpe: 1.61 (upper mid). Sharpe: 0.92 (lower mid). Sharpe: 1.02 (upper mid). Sharpe: 0.97 (lower mid). Sharpe: 0.36 (bottom quartile). Sharpe: 0.20 (bottom quartile). Sharpe: 0.82 (bottom quartile). Sharpe: 3.52 (top quartile). Sharpe: 2.86 (top quartile). Point 8 Information ratio: 0.00 (upper mid). Information ratio: 1.23 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 2.55 (top quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.24% (upper mid). Yield to maturity (debt): 7.99% (upper mid). Yield to maturity (debt): 8.86% (top quartile). Yield to maturity (debt): 8.57% (top quartile). Yield to maturity (debt): 5.29% (bottom quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 0.09% (bottom quartile). Yield to maturity (debt): 6.09% (lower mid). Yield to maturity (debt): 6.68% (upper mid). Point 10 Modified duration: 0.47 yrs (upper mid). Modified duration: 1.61 yrs (lower mid). Modified duration: 2.44 yrs (bottom quartile). Modified duration: 2.07 yrs (bottom quartile). Modified duration: 1.89 yrs (bottom quartile). Modified duration: 0.79 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 1.78 yrs (lower mid). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.15 yrs (upper mid). Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
SBI Credit Risk Fund
ICICI Prudential Regular Savings Fund
Bandhan Government Securities Fund - Investment Plan
IDBI Liquid Fund
Nippon India Credit Risk Fund
BOI AXA Liquid Fund
LIC MF Liquid Fund
* তহবিল থাকার উল্লেখ করা হয়েছেতহবিলের আকার (AUM) 500 কোটির উপরে.
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Research Highlights for Bandhan Government Securities Fund - Investment Plan Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on 1. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (06 Nov 26) ₹25.5547 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,657 on 30 Sep 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.59 Sharpe Ratio 1.61 Information Ratio 1.23 Alpha Ratio 4.78 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.24% Effective Maturity 2 Years 2 Months 12 Days Modified Duration 1 Year 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,658 31 Oct 23 ₹11,393 31 Oct 24 ₹12,786 31 Oct 25 ₹14,488 31 Oct 26 ₹15,968 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 3.6% 1 Year 10.6% 3 Year 12.1% 5 Year 9.9% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 13.4% 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.47 Yr. Mohit Sharma 6 Aug 20 6.16 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 8.68% Equity 6.93% Debt 84.03% Other 0.35% Debt Sector Allocation
Sector Value Corporate 71.6% Government 12.43% Cash Equivalent 8.68% Credit Quality
Rating Value A 4.5% AA 69.04% AAA 26.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -6% ₹99 Cr 10,000
↑ 5,000 SK Finance Limited
Debentures | -5% ₹92 Cr 9,300 Eris Lifesciences Limited
Debentures | -5% ₹79 Cr 7,900
↑ 500 Jubilant Bevco Limited
Debentures | -4% ₹73 Cr 6,500 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹73 Cr 7,500,000
↑ 2,000,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹63 Cr 5,877 Adani Airport Holdings Limited
Debentures | -3% ₹59 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹58 Cr 6,000
↑ 6,000 GMR Airports Limited
Debentures | -3% ₹55 Cr 5,200 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (06 Nov 26) ₹43.9416 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹3,370 on 30 Sep 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.99% Effective Maturity 4 Years 25 Days Modified Duration 2 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹12,395 31 Oct 23 ₹13,234 31 Oct 24 ₹14,687 31 Oct 25 ₹16,327 31 Oct 26 ₹17,410 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 0.4% 6 Month 3.1% 1 Year 7.2% 3 Year 9.8% 5 Year 11.9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.9% 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 12.09 Yr. Mohit Sharma 6 Aug 20 6.16 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 14.53% Equity 3.99% Debt 81.25% Other 0.23% Debt Sector Allocation
Sector Value Corporate 54.75% Government 26.5% Cash Equivalent 14.53% Credit Quality
Rating Value A 5.77% AA 48.97% AAA 45.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -7% ₹238 Cr 24,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹123 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹112 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹109 Cr 11,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹102 Cr 10,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹98 Cr 10,000
↑ 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹98 Cr 10,000
↑ 10,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹85 Cr 8,000 Jubilant Bevco Limited
Debentures | -2% ₹83 Cr 7,400 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (06 Nov 26) ₹49.9935 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹2,182 on 30 Sep 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.86% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,378 31 Oct 23 ₹11,224 31 Oct 24 ₹12,136 31 Oct 25 ₹13,136 31 Oct 26 ₹13,980 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1% 6 Month 4% 1 Year 6.8% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.67 Yr. Prashanth Sridhar 1 Jul 26 0.25 Yr. Data below for SBI Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 4.81% Equity 5.7% Debt 85.88% Other 3.61% Debt Sector Allocation
Sector Value Corporate 73.42% Government 12.45% Cash Equivalent 4.81% Credit Quality
Rating Value A 7.34% AA 73.28% AAA 19.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹101 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹99 Cr 11,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 5. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (06 Nov 26) ₹35.0509 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹6,320 on 30 Sep 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.4 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.57% Effective Maturity 2 Years 11 Months 19 Days Modified Duration 1 Year 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,472 31 Oct 23 ₹11,198 31 Oct 24 ₹12,232 31 Oct 25 ₹13,330 31 Oct 26 ₹14,143 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 0.9% 6 Month 3.7% 1 Year 6.7% 3 Year 8.2% 5 Year 7.3% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.5% 2024 8.5% 2023 7.2% 2022 5.1% 2021 6.2% 2020 9.8% 2019 9.5% 2018 6.6% 2017 6.8% 2016 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.9 Yr. Akhil Kakkar 22 Jan 24 2.69 Yr. Data below for ICICI Prudential Regular Savings Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Equity 8.97% Debt 91.04% Other 0.38% Debt Sector Allocation
Sector Value Corporate 64.01% Government 27.03% Credit Quality
Rating Value A 8.32% AA 70.2% AAA 21.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -5% ₹310 Cr 31,964,800
↑ 10,000,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹275 Cr 25,500 Adani Enterprises Limited
Debentures | -3% ₹199 Cr 20,000 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹198 Cr 4,560,807
↓ -213,921 TRuhome Finance Limited
Debentures | -3% ₹198 Cr 20,000 Vedanta Aluminium Metal Limited
Debentures | -3% ₹175 Cr 17,500 Nirma Limited
Debentures | -2% ₹150 Cr 15,000 Aavas Financiers Limited
Debentures | -2% ₹149 Cr 15,000 Hiranandani Financial Services Private Limited
Debentures | -2% ₹148 Cr 15,000 Keystone Realtors Limited
Debentures | -2% ₹139 Cr 23,500 6. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (06 Nov 26) ₹37.6827 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹1,686 on 30 Sep 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.29% Effective Maturity 1 Year 9 Months 25 Days Modified Duration 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,044 31 Oct 23 ₹10,625 31 Oct 24 ₹11,980 31 Oct 25 ₹12,415 31 Oct 26 ₹13,257 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 0.5% 6 Month 3.8% 1 Year 6.6% 3 Year 7.6% 5 Year 5.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 3.7% 2024 10.6% 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.97 Yr. Brijesh Shah 10 Jun 24 2.31 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 93.19% Debt 6.81% Debt Sector Allocation
Sector Value Cash Equivalent 93.19% Government 6.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹105 Cr 11,100,000 7.3% Govt Stock 2053
Sovereign Bonds | -1% ₹9 Cr 1,000,000 Triparty Repo Trp_161026
CBLO/Reverse Repo | -93% ₹1,562 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹6 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 7. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (06 Nov 26) ₹38.3928 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹1,708 on 30 Sep 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 0.82 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 0.09% Effective Maturity 2 Years 1 Month 13 Days Modified Duration 1 Year 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,384 31 Oct 23 ₹11,198 31 Oct 24 ₹12,120 31 Oct 25 ₹13,248 31 Oct 26 ₹14,053 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.1% 6 Month 3.5% 1 Year 6.5% 3 Year 8% 5 Year 7.1% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.9% 2024 8.3% 2023 7.9% 2022 3.9% 2021 13.5% 2020 -5.9% 2019 1.9% 2018 6.1% 2017 7% 2016 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 8.36 Yr. Sushil Budhia 1 Feb 20 6.67 Yr. Amber Singhania 11 Mar 26 0.56 Yr. Data below for Nippon India Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 8.96% Debt 90.8% Other 0.25% Debt Sector Allocation
Sector Value Corporate 72.73% Government 19.62% Cash Equivalent 4.13% Securitized 3.27% Credit Quality
Rating Value A 21.01% AA 42.42% AAA 36.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triumph Composites Private Limited
Debentures | -5% ₹79 Cr 8,000 10.5% Earlysalary Services Private Limited
Debentures | -4% ₹64 Cr 6,500
↑ 6,500 Prospera Healthcorp Private Limited
Debentures | -4% ₹64 Cr 6,500 SAMRIDDHI TRUST SERIES 3
Unlisted bonds | -3% ₹56 Cr 52
↑ 52 Adani Airport Holdings Limited
Debentures | -3% ₹54 Cr 5,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹54 Cr 5,500 Delhi International Airport Limited
Debentures | -3% ₹51 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹49 Cr 1,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 6.36% Govt Stock 2031
Sovereign Bonds | -3% ₹49 Cr 5,000,000 9. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (06 Nov 26) ₹3,267.06 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹1,874 on 30 Sep 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.52 Information Ratio 2.55 Alpha Ratio 0.11 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,439 31 Oct 23 ₹11,168 31 Oct 24 ₹12,001 31 Oct 25 ₹12,812 31 Oct 26 ₹13,637 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.5% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.13 Yr. Data below for BOI AXA Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.7% Other 0.3% Debt Sector Allocation
Sector Value Cash Equivalent 45.61% Corporate 36.47% Government 17.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹149 Cr 15,000,000 Repo
CBLO/Reverse Repo | -6% ₹149 Cr Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹99 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹75 Cr 7,500,000
↑ 7,500,000 India (Republic of)
- | -3% ₹75 Cr 7,500,000 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹75 Cr 7,500,000 Aditya Birla Housing Finance Ltd.
Commercial Paper | -3% ₹75 Cr 7,500,000 Canara Bank
Domestic Bonds | -3% ₹74 Cr 7,500,000 Indian Bank
Certificate of Deposit | -3% ₹74 Cr 7,500,000 10. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (06 Nov 26) ₹5,122.67 ↑ 1.04 (0.02 %) Net Assets (Cr) ₹12,872 on 30 Sep 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.68% Effective Maturity 1 Month 23 Days Modified Duration 1 Month 23 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,422 31 Oct 23 ₹11,136 31 Oct 24 ₹11,963 31 Oct 25 ₹12,753 31 Oct 26 ₹13,563 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.4% 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 11 Yr. Aakash Dhulia 1 Sep 25 1.08 Yr. Data below for LIC MF Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 85.94% Government 7.78% Corporate 6.08% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -14% ₹2,448 Cr Bank of Baroda
Debentures | -4% ₹741 Cr 15,000
↑ 15,000 India (Republic of)
- | -3% ₹574 Cr 57,500,000 Power Finance Corp Ltd.
Commercial Paper | -3% ₹547 Cr 11,000
↑ 1,000 Reverse Repo
CBLO/Reverse Repo | -3% ₹546 Cr Motilal Oswal Financial Services Ltd. **
Net Current Assets | -3% ₹499 Cr 10,000 Grasim Industries Ltd. **
Net Current Assets | -3% ₹497 Cr 10,000 Bank Of India
Certificate of Deposit | -3% ₹495 Cr 10,000
↑ 10,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹421 Cr 8,500
↑ 500 Reliance Retail Ventures Ltd. **
Net Current Assets | -2% ₹398 Cr 8,000
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