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2022 সালের জন্য সেরা 10টি সেরা প্রিন্সিপাল মিউচুয়াল ফান্ড স্কিম
প্রিন্সিপাল মিউচুয়াল ফান্ড দ্রুত বর্ধনশীল একপারস্পরিক তহবিল ভারতে কোম্পানি। ফান্ড হাউস 102 এর মাধ্যমে 4 লক্ষেরও বেশি গ্রাহকদের সম্পদ পরিচালনা করেবিনিয়োগকারী 20 টির বেশি সহ কেন্দ্র,000 সারা দেশে তালিকাভুক্ত পরিবেশক। কোম্পানি একটি বিস্তৃত প্রস্তাবপরিসর স্কিম যা বিনিয়োগকারীদের বিভিন্ন বিনিয়োগ লক্ষ্য পূরণের জন্য ডিজাইন করা হয়েছে।
বিনিয়োগকারীরা অনেকগুলি বিকল্প থেকে বেছে নিতে পারেন যেমন- ইক্যুইটি, ঋণ,ইএলএসএস, সুষম,তরল তহবিল,তহবিল তহবিল, ইত্যাদিইক্যুইটি ফান্ড দীর্ঘ সময়ের জন্য সবচেয়ে উপযুক্ত-মেয়াদী পরিকল্পনা যদিও তরল তহবিলগুলি অল্প সময়ের মধ্যে ভাল রিটার্ন উপার্জনের জন্য আদর্শ। প্রিন্সিপাল মিউচুয়াল ফান্ড একটি সুশৃঙ্খল বিনিয়োগ পদ্ধতি অনুসরণ করে যার মাধ্যমে এটি বিনিয়োগকারীদের সম্পদ তৈরি, সুরক্ষা এবং বৃদ্ধির লক্ষ্য রাখে।
বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীরা নীচে তালিকাভুক্ত শীর্ষ 10টি সেরা প্রিন্সিপাল মিউচুয়াল ফান্ড স্কিম থেকে একটি তহবিল বেছে নিতে পারেন। এই তহবিলগুলি AUM এর মতো কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি
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কেন প্রিন্সিপাল মিউচুয়াল ফান্ডে বিনিয়োগ করবেন?
প্রিন্সিপ্যাল মিউচুয়াল ফান্ডের সারা দেশে 20,000-এর বেশি ডিস্ট্রিবিউটরের একটি বিস্তৃত নেটওয়ার্ক রয়েছে। এটা অন্তর্ভুক্তআর্থিক উপদেষ্টা ফার্ম, কর্পোরেট ব্যাংক, আর্থিক প্রতিষ্ঠান এবং স্টক ব্রোকার।
কোম্পানির স্কিমগুলি করযোগ্য কমানোর বিকল্প অফার করেআয় এইভাবে, ট্যাক্স সংরক্ষণ।
প্রিন্সিপাল ট্যাক্স সেভিংস ফান্ডএই ধরনের স্কিম যেখানে একজন বিনিয়োগকারী করের জন্য যোগ্যডিডাকশন এক লাখ পর্যন্ত।ঋণ বা তরল তহবিলে বিনিয়োগ করার সময় বিনিয়োগকারীরা তাদের অর্থ একটি টার্গেট ইকুইটিতে রাখতে পারেন। এইভাবে, বিনিয়োগকারী ইক্যুইটিতে রিটার্নের পাশাপাশি সুরক্ষাও পাবেন।
কোম্পানি একটি মাসিক ফ্যাক্ট শীট তৈরি করে। এতে, এটি প্রতিটি কোম্পানিতে বিনিয়োগ করা অর্থের বিবরণ, কোম্পানির রেটিং, রিটার্ন, লভ্যাংশ এবং কর্মক্ষমতা অনুপাতের বিবরণ দেয়।
প্রিন্সিপাল মিউচুয়াল ফান্ড দ্বারা সেরা মিউচুয়াল ফান্ড স্কিম
The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on (Erstwhile Principal Balanced Fund) Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities. Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Hybrid Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund. Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a Below is the key information for Principal Global Opportunities Fund Returns up to 1 year are on (Erstwhile Principal Credit Opportunities Fund) To generate regular income & Capital appreciation through investments in debt
securities and money market instruments Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a Below is the key information for Principal Credit Risk Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on (Erstwhile Principal Growth Fund) The primary investment objective of the scheme is to achieve long-term capital appreciation. Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Multi Cap Growth Fund Returns up to 1 year are on (Erstwhile Principal Short Term Income Fund) To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Principal Short Term Debt Fund Returns up to 1 year are on To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.
The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments
with varying risks – rated investment grade or higher or otherwise comparable (if not rated). Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Principal Dynamic Bond Fund Returns up to 1 year are on (Erstwhile Principal Retail Money Manager Fund) To generate steady return by investing in debt and money market securities.
The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments. Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a Below is the key information for Principal Ultra Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 5,000 100 2.9 13.6 38.9 21.9 19.2 24.8 Principal Cash Management Fund Growth ₹2,315.5
↑ 0.35 ₹5,649 5,000 2,000 1.5 3.3 7 6.9 5.5 6.5 7.3 Principal Hybrid Equity Fund Growth ₹160.452
↑ 0.88 ₹6,429 5,000 100 2.1 4.5 1.8 13.1 16.5 11.5 17.1 Principal Global Opportunities Fund Growth ₹47.4362
↓ -0.04 ₹38 10,000 2,000 2.9 3.1 25.8 24.8 16.5 9.2 Principal Credit Risk Fund Growth ₹3,103.96
↓ -0.49 ₹15 5,000 2,000 14.3 7.9 11.5 5.8 6.8 7.4 Principal Tax Savings Fund Growth ₹508.685
↑ 2.58 ₹1,395 500 500 4.4 6.2 2.2 15.8 21.1 15.9 15.8 Principal Multi Cap Growth Fund Growth ₹379.003
↑ 2.09 ₹2,853 5,000 100 6.8 6.9 0.9 17.4 23.2 15.8 19.5 Principal Short Term Debt Fund Growth ₹44.7152
↑ 0.05 ₹217 5,000 2,000 1.8 4.6 8.8 7.5 5.8 7 7.9 Principal Dynamic Bond Fund Growth ₹31.9328
↑ 0.02 ₹29 5,000 2,000 5.7 4.4 7.5 2.9 5.5 6.9 Principal Ultra Short Term Fund Growth ₹2,702.33
↑ 1.12 ₹2,368 5,000 2,000 1.6 3.4 6.6 6.2 4.8 5.8 6.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 1. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,215 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Principal Cash Management Fund
CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (04 Aug 25) ₹2,315.5 ↑ 0.35 (0.02 %) Net Assets (Cr) ₹5,649 on 30 Jun 25 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,312 31 Jul 22 ₹10,686 31 Jul 23 ₹11,391 31 Jul 24 ₹12,220 31 Jul 25 ₹13,071 Returns for Principal Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.3% 1 Year 7% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.58 Yr. Sandeep Agarwal 16 May 22 3.21 Yr. Data below for Principal Cash Management Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 83.57% Corporate 12.34% Government 3.85% Credit Quality
Rating Value AA 0.89% AAA 99.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -8% ₹518 Cr 364 DTB 28082025
Sovereign Bonds | -3% ₹199 Cr 20,000,000 182 Days Tbill
Sovereign Bonds | -3% ₹188 Cr 19,000,000
↓ -500,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -2% ₹150 Cr 3,000 Bank Of India
Certificate of Deposit | -2% ₹150 Cr 3,000
↑ 3,000 Reliance Jio Infocomm Ltd.
Debentures | -2% ₹149 Cr 3,000
↑ 3,000 IDFC First Bank Ltd.
Debentures | -2% ₹148 Cr 3,000 Bank Of Baroda
Certificate of Deposit | -2% ₹125 Cr 2,500
↑ 2,500 Punjab National Bank
Certificate of Deposit | -2% ₹124 Cr 2,500
↓ -500 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹124 Cr 2,500 3. Principal Hybrid Equity Fund
CAGR/Annualized return of 11.5% since its launch. Ranked 1 in Hybrid Equity category. Return for 2024 was 17.1% , 2023 was 16.8% and 2022 was 3% . Principal Hybrid Equity Fund
Growth Launch Date 14 Jan 00 NAV (04 Aug 25) ₹160.452 ↑ 0.88 (0.55 %) Net Assets (Cr) ₹6,429 on 30 Jun 25 Category Hybrid - Hybrid Equity AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.01 Information Ratio -0.05 Alpha Ratio -1.06 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,877 31 Jul 22 ₹14,710 31 Jul 23 ₹16,612 31 Jul 24 ₹21,316 31 Jul 25 ₹21,557 Returns for Principal Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -1.4% 3 Month 2.1% 6 Month 4.5% 1 Year 1.8% 3 Year 13.1% 5 Year 16.5% 10 Year 15 Year Since launch 11.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.1% 2023 16.8% 2022 3% 2021 25.4% 2020 16.3% 2019 2.1% 2018 -1.5% 2017 36.3% 2016 10.1% 2015 3.1% Fund Manager information for Principal Hybrid Equity Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.58 Yr. S. Bharath 1 Jan 22 3.58 Yr. Sandeep Agarwal 1 Jan 22 3.58 Yr. Clyton Fernandes 4 Oct 24 0.82 Yr. Data below for Principal Hybrid Equity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 12.01% Equity 67.31% Debt 20.67% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 25.53% Consumer Cyclical 9.84% Energy 6.42% Technology 5.97% Industrials 5.42% Consumer Defensive 4.97% Communication Services 3.88% Health Care 3.66% Basic Materials 3.6% Utility 1.26% Real Estate 0.41% Debt Sector Allocation
Sector Value Government 13.5% Cash Equivalent 11.04% Corporate 8.14% Credit Quality
Rating Value AA 6.96% AAA 91.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹467 Cr 2,335,098
↑ 87,651 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE5% ₹344 Cr 2,295,600
↓ -130,660 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321745% ₹342 Cr 2,365,280 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹314 Cr 30,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL3% ₹218 Cr 1,083,260 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN3% ₹184 Cr 2,238,510
↓ -218,410 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK2% ₹151 Cr 698,011
↑ 20,294 Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY2% ₹146 Cr 909,035 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322152% ₹141 Cr 1,173,644 Sundaram Liquid Dir Gr
Investment Fund | -2% ₹125 Cr 537,035
↑ 537,035 4. Principal Global Opportunities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 8 in Global category. . Principal Global Opportunities Fund
Growth Launch Date 29 Mar 04 NAV (31 Dec 21) ₹47.4362 ↓ -0.04 (-0.09 %) Net Assets (Cr) ₹38 on 30 Nov 21 Category Equity - Global AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 2,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,639 Returns for Principal Global Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0% 3 Month 2.9% 6 Month 3.1% 1 Year 25.8% 3 Year 24.8% 5 Year 16.5% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Global Opportunities Fund
Name Since Tenure Data below for Principal Global Opportunities Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Principal Credit Risk Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 16 in Credit Risk category. . Principal Credit Risk Fund
Growth Launch Date 14 Sep 04 NAV (03 Sep 20) ₹3,103.96 ↓ -0.49 (-0.02 %) Net Assets (Cr) ₹15 on 31 Jul 20 Category Debt - Credit Risk AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.64 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 3.44% Effective Maturity 4 Months 16 Days Modified Duration 3 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 Returns for Principal Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.1% 3 Month 14.3% 6 Month 7.9% 1 Year 11.5% 3 Year 5.8% 5 Year 6.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Credit Risk Fund
Name Since Tenure Data below for Principal Credit Risk Fund as on 31 Jul 20
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Principal Tax Savings Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (04 Aug 25) ₹508.685 ↑ 2.58 (0.51 %) Net Assets (Cr) ₹1,395 on 30 Jun 25 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio -0.01 Information Ratio -0.64 Alpha Ratio -0.34 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,223 31 Jul 22 ₹16,693 31 Jul 23 ₹19,645 31 Jul 24 ₹25,818 31 Jul 25 ₹26,182 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -1.1% 3 Month 4.4% 6 Month 6.2% 1 Year 2.2% 3 Year 15.8% 5 Year 21.1% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Rohit Seksaria 1 Jan 22 3.58 Yr. Bharath Subramanian 2 Jun 25 0.16 Yr. Data below for Principal Tax Savings Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 31.56% Industrials 11.58% Consumer Cyclical 10.69% Consumer Defensive 7.24% Health Care 7.08% Basic Materials 6.09% Energy 5.24% Communication Services 4.98% Technology 4.9% Utility 2.2% Asset Allocation
Asset Class Value Cash 8.41% Equity 91.59% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹129 Cr 644,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321748% ₹107 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE5% ₹65 Cr 434,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹53 Cr 440,000
↑ 74,000 Sundaram Liquid Dir Gr
Investment Fund | -4% ₹50 Cr 214,777
↑ 214,777 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹46 Cr 126,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹44 Cr 276,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹44 Cr 532,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK3% ₹41 Cr 190,000
↑ 86,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | ITC3% ₹40 Cr 951,000 7. Principal Multi Cap Growth Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 12 in Multi Cap category. Return for 2024 was 19.5% , 2023 was 31.1% and 2022 was -1.6% . Principal Multi Cap Growth Fund
Growth Launch Date 25 Oct 00 NAV (04 Aug 25) ₹379.003 ↑ 2.09 (0.55 %) Net Assets (Cr) ₹2,853 on 30 Jun 25 Category Equity - Multi Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.05 Sharpe Ratio -0.03 Information Ratio -1.18 Alpha Ratio -0.95 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,085 31 Jul 22 ₹17,493 31 Jul 23 ₹20,240 31 Jul 24 ₹28,727 31 Jul 25 ₹28,736 Returns for Principal Multi Cap Growth Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -1.5% 3 Month 6.8% 6 Month 6.9% 1 Year 0.9% 3 Year 17.4% 5 Year 23.2% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 31.1% 2022 -1.6% 2021 46.3% 2020 15% 2019 3.9% 2018 -8.7% 2017 48.7% 2016 6.4% 2015 2.8% Fund Manager information for Principal Multi Cap Growth Fund
Name Since Tenure Ratish Varier 1 Jan 22 3.58 Yr. Data below for Principal Multi Cap Growth Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 26.11% Industrials 17.27% Consumer Cyclical 13.29% Energy 7.45% Technology 6.71% Basic Materials 6.69% Health Care 6.12% Consumer Defensive 5.55% Communication Services 5.09% Utility 2.31% Real Estate 1.23% Asset Allocation
Asset Class Value Cash 2.15% Equity 97.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK6% ₹171 Cr 856,052
↑ 82,807 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321745% ₹133 Cr 922,420 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE4% ₹119 Cr 789,884 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK3% ₹100 Cr 460,974
↑ 27,198 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 23 | LT3% ₹97 Cr 265,082 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5322153% ₹97 Cr 808,028
↑ 35,562 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL3% ₹75 Cr 371,388 Affle 3i Ltd (Communication Services)
Equity, Since 31 May 22 | AFFLE2% ₹71 Cr 353,902
↓ -14,763 Indian Bank (Financial Services)
Equity, Since 31 Dec 23 | 5328142% ₹58 Cr 908,467
↓ -90,221 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY2% ₹58 Cr 364,710 8. Principal Short Term Debt Fund
CAGR/Annualized return of 7% since its launch. Ranked 34 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.5% . Principal Short Term Debt Fund
Growth Launch Date 9 May 03 NAV (04 Aug 25) ₹44.7152 ↑ 0.05 (0.12 %) Net Assets (Cr) ₹217 on 30 Jun 25 Category Debt - Short term Bond AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 0.84 Sharpe Ratio 1.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 3 Years 3 Months 18 Days Modified Duration 2 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,375 31 Jul 22 ₹10,671 31 Jul 23 ₹11,383 31 Jul 24 ₹12,183 31 Jul 25 ₹13,249 Returns for Principal Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 4.6% 1 Year 8.8% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.5% 2021 3.2% 2020 10.3% 2019 -1.7% 2018 6% 2017 5.7% 2016 9.6% 2015 8.1% Fund Manager information for Principal Short Term Debt Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.58 Yr. Sandeep Agarwal 1 Jan 22 3.58 Yr. Data below for Principal Short Term Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 9.98% Debt 89.74% Other 0.28% Debt Sector Allocation
Sector Value Corporate 50.66% Government 39.07% Cash Equivalent 9.98% Credit Quality
Rating Value AA 22.75% AAA 77.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹26 Cr 2,500,000 7.37% Govt Stock 2028
Sovereign Bonds | -7% ₹16 Cr 1,500,000 Bharti Telecom Limited
Debentures | -5% ₹11 Cr 1,100 National Bank For Agriculture And Rural Development
Debentures | -5% ₹10 Cr 1,000 Power Finance Corporation Limited
Debentures | -5% ₹10 Cr 1,000 Export Import Bank Of India
Debentures | -5% ₹10 Cr 1,000 Pnb Housing Finance Limited
Debentures | -5% ₹10 Cr 1,000 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹7 Cr 700,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹5 Cr 500,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹5 Cr 500,000 9. Principal Dynamic Bond Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 20 in Dynamic Bond category. . Principal Dynamic Bond Fund
Growth Launch Date 9 May 03 NAV (03 Sep 20) ₹31.9328 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹29 on 31 Jul 20 Category Debt - Dynamic Bond AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 0.54 Information Ratio -0.95 Alpha Ratio -4.7 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 4.84% Effective Maturity 3 Years 9 Months 14 Days Modified Duration 3 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 Returns for Principal Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.1% 3 Month 5.7% 6 Month 4.4% 1 Year 7.5% 3 Year 2.9% 5 Year 5.5% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Dynamic Bond Fund
Name Since Tenure Data below for Principal Dynamic Bond Fund as on 31 Jul 20
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. Principal Ultra Short Term Fund
CAGR/Annualized return of 5.8% since its launch. Ranked 43 in Ultrashort Bond category. Return for 2024 was 6.4% , 2023 was 6.1% and 2022 was 3.7% . Principal Ultra Short Term Fund
Growth Launch Date 28 Dec 07 NAV (04 Aug 25) ₹2,702.33 ↑ 1.12 (0.04 %) Net Assets (Cr) ₹2,368 on 30 Jun 25 Category Debt - Ultrashort Bond AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.41 Sharpe Ratio -0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 6.39% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,279 31 Jul 22 ₹10,557 31 Jul 23 ₹11,163 31 Jul 24 ₹11,859 31 Jul 25 ₹12,636 Returns for Principal Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.4% 1 Year 6.6% 3 Year 6.2% 5 Year 4.8% 10 Year 15 Year Since launch 5.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 6.1% 2022 3.7% 2021 2.7% 2020 4.1% 2019 6.5% 2018 1.2% 2017 6.3% 2016 7.9% 2015 8.8% Fund Manager information for Principal Ultra Short Term Fund
Name Since Tenure Dwijendra Srivastava 16 May 22 3.21 Yr. Sandeep Agarwal 1 Jan 22 3.58 Yr. Data below for Principal Ultra Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 80.41% Debt 19.33% Other 0.26% Debt Sector Allocation
Sector Value Corporate 65.34% Cash Equivalent 26.36% Government 8.04% Credit Quality
Rating Value AA 7% AAA 93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rural Electrification Corporation Limited
Debentures | -3% ₹81 Cr 8,000 Bharti Telecom Limited
Debentures | -3% ₹70 Cr 7,000 ICICI Home Finance Company Limited
Debentures | -2% ₹50 Cr 5,000 India (Republic of)
- | -2% ₹50 Cr 5,000,000
↓ -2,000,000 Axis Bank Ltd.
Debentures | -2% ₹49 Cr 1,000 Shriram Finance Limited
Debentures | -1% ₹30 Cr 3,000 IDFC First Bank Ltd.
Debentures | -1% ₹28 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -1% ₹25 Cr 2,500 Hdb Financial Services Limited
Debentures | -1% ₹25 Cr 250 Hdb Financial Services Limited
Debentures | -1% ₹25 Cr 250
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