+91-22-489139092022 সালের জন্য 10টি সেরা UTI মিউচুয়াল ফান্ড স্কিম
ইউটিআই মিউচুয়াল ফান্ড, ভারতের অন্যতম প্রধান আর্থিক প্রতিষ্ঠান, বিনিয়োগকারীদের মধ্যে অগাধ আস্থা অর্জন করেছে। দ্যএএমসি জন্য অনেক পুরস্কার জিতেছেনিবেদন উদ্ভাবনী এবং অবিচলিত রিটার্ন ফলনযৌথ পুঁজি এর শুরু থেকেই.
বিনিয়োগকারীদের একটি পদ্ধতিগত বজায় রাখতে সাহায্য করার জন্যসম্পদ বরাদ্দ পরিকল্পনা, এএমসি একটি সু-বৈচিত্র্যপূর্ণ এবং বিস্তৃত ভিত্তিতে একটি সুষম বিনিয়োগ পোর্টফোলিও অফার করেবাজার গবেষণা বিনিয়োগকারীরা বিভিন্ন স্কিমে বিনিয়োগ করতে পারেন যেমন- ইক্যুইটি, ঋণ, সুষম,তরল তহবিল, ইত্যাদি
আপনি আপনার বিভিন্ন লক্ষ্য পরিকল্পনা করতে পারেন যেমন সম্পদ সৃষ্টি,অবসর পরিকল্পনা, সন্তানের উচ্চ শিক্ষা, ট্যাক্স সঞ্চয়, ইত্যাদি, দ্বারাবিনিয়োগ এই স্কিম মধ্যে.
কেন সেরা UTI মিউচুয়াল ফান্ড স্কিমগুলিতে বিনিয়োগ করবেন?
ক নিরাপত্তা
UTI মিউচুয়াল ফান্ড সবসময় নিরাপত্তার জন্য সচেষ্ট থাকেবিনিয়োগকারীএর অর্থ এবং জন্যমূলধন একটি বিচক্ষণ পদ্ধতিতে বিনিয়োগ করে প্রশংসা.
খ. ধারাবাহিক রিটার্ন
UTI মিউচুয়াল ফান্ড সবসময় তাদের বিনিয়োগকারীদের কাছে ধারাবাহিক রিটার্ন প্রদানের জন্য কঠোর প্রচেষ্টা করে যাতে তারা তাদের উদ্দেশ্য অর্জন করতে পারে।
গ. সহজে প্রবেশযোগ্য
বিনিয়োগকারীরা তাদের মিউচুয়াল ফান্ড অ্যাকাউন্ট যেকোন সময় এবং যে কোন জায়গায় অনলাইনে নিরীক্ষণ এবং অ্যাক্সেস করতে পারে। এছাড়াও, ফান্ড হাউসের সাথে লেনদেন এবং মিথস্ক্রিয়া প্রক্রিয়াটিও ঝামেলামুক্ত এবং খুব ব্যবহারকারী-বান্ধব।
d অবসর পরিকল্পনা
UTI স্কিমগুলি বিনিয়োগকারীদের তাদের ভবিষ্যতের জন্য পরিকল্পনা করতেও সাহায্য করে। এটি তাদের অবসরকালীন পরিকল্পনাগুলি ম্যাপ করতে সহায়তা করে এবং বিনিয়োগকারীদের সাহায্য করার জন্য UTI - অবসর সুবিধা পেনশন তহবিল বিনিয়োগের মতো কিছু সুনিপুণ পরিকল্পনা রয়েছে৷
e ট্যাক্স বেনিফিট
ফান্ড হাউস একটি কর সঞ্চয় মিউচুয়াল ফান্ড অফার করে যার মাধ্যমে লোকেরা তাদের জন্য পরিকল্পনা করতে পারেকরের. এছাড়াও, অন্যান্য স্কিমগুলিতে, লোকেরা স্কিমের বিভাগের উপর ভিত্তি করে কর সুবিধা দাবি করতে পারে।
বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীরা নীচে তালিকাভুক্ত শীর্ষ 10টি সেরা UTI মিউচুয়াল ফান্ড স্কিম থেকে একটি তহবিল বেছে নিতে পারেন। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি
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সেরা UTI মিউচুয়াল ফান্ড স্কিম
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. Research Highlights for UTI Regular Savings Fund Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. Research Highlights for UTI Transportation & Logistics Fund Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Banking & PSU Debt Fund Growth ₹22.751
↑ 0.00 ₹1,015 5,000 500 1.1 2.7 7.5 7.4 7.2 7.1 7.8 UTI Dynamic Bond Fund Growth ₹31.6627
↑ 0.03 ₹430 10,000 500 0.8 2 5.9 6.9 8.6 7.6 6 UTI Treasury Advantage Fund Growth ₹3,690.95
↑ 0.51 ₹2,667 10,000 500 1.3 3 7.3 7.4 7.2 7.2 7.5 UTI Money Market Fund Growth ₹3,208.96
↑ 0.22 ₹19,301 10,000 500 1.4 3 7.2 7.5 6.3 7.3 7.5 UTI Short Term Income Fund Growth ₹32.8039
↑ 0.00 ₹3,181 10,000 500 0.9 2.5 7 7.4 7 6.7 7.3 UTI Regular Savings Fund Growth ₹70.4884
↑ 0.07 ₹1,703 5,000 500 0.1 1.8 6.8 9.5 8.7 9.2 6.1 UTI Ultra Short Term Fund Growth ₹4,391.69
↑ 0.51 ₹3,655 5,000 500 1.3 2.8 6.4 6.8 6.2 6.8 6.6 UTI Gilt Fund Growth ₹64.0726
↑ 0.07 ₹545 5,000 500 1.3 2.2 5.2 7 5.5 8 5.1 UTI Bond Fund Growth ₹74.487
↑ 0.07 ₹310 1,000 500 0.3 1.4 5 6.7 8.1 7.5 5.6 UTI Transportation & Logistics Fund Growth ₹295.235
↑ 1.25 ₹4,084 5,000 500 0.1 10.5 28.2 25.3 18.9 16.8 19.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Treasury Advantage Fund UTI Money Market Fund UTI Short Term Income Fund UTI Regular Savings Fund UTI Ultra Short Term Fund UTI Gilt Fund UTI Bond Fund UTI Transportation & Logistics Fund Point 1 Lower mid AUM (₹1,015 Cr). Bottom quartile AUM (₹430 Cr). Upper mid AUM (₹2,667 Cr). Highest AUM (₹19,301 Cr). Upper mid AUM (₹3,181 Cr). Lower mid AUM (₹1,703 Cr). Upper mid AUM (₹3,655 Cr). Bottom quartile AUM (₹545 Cr). Bottom quartile AUM (₹310 Cr). Top quartile AUM (₹4,084 Cr). Point 2 Established history (12+ yrs). Established history (15+ yrs). Established history (18+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (24+ yrs). Oldest track record among peers (27 yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: High. Point 5 1Y return: 7.50% (top quartile). 1Y return: 5.86% (bottom quartile). 1Y return: 7.34% (upper mid). 1Y return: 7.24% (upper mid). 1Y return: 7.03% (upper mid). 5Y return: 8.74% (top quartile). 1Y return: 6.45% (lower mid). 1Y return: 5.25% (bottom quartile). 1Y return: 5.01% (bottom quartile). 5Y return: 18.87% (top quartile). Point 6 1M return: 0.68% (lower mid). 1M return: 0.70% (upper mid). 1M return: 0.68% (lower mid). 1M return: 0.60% (bottom quartile). 1M return: 0.77% (upper mid). 3Y return: 9.51% (top quartile). 1M return: 0.57% (bottom quartile). 1M return: 1.17% (top quartile). 1M return: 0.73% (upper mid). 3Y return: 25.32% (top quartile). Point 7 Sharpe: 1.48 (upper mid). Sharpe: 0.00 (bottom quartile). Sharpe: 2.59 (top quartile). Sharpe: 3.02 (top quartile). Sharpe: 0.96 (upper mid). 1Y return: 6.77% (lower mid). Sharpe: 1.85 (upper mid). Sharpe: -0.20 (bottom quartile). Sharpe: -0.13 (bottom quartile). 1Y return: 28.19% (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). 1M return: 0.43% (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.67% (lower mid). Yield to maturity (debt): 6.99% (upper mid). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.33% (bottom quartile). Yield to maturity (debt): 7.02% (upper mid). Alpha: 0.00 (lower mid). Yield to maturity (debt): 6.78% (lower mid). Yield to maturity (debt): 6.65% (bottom quartile). Yield to maturity (debt): 7.45% (top quartile). Sharpe: 0.90 (lower mid). Point 10 Modified duration: 1.28 yrs (upper mid). Modified duration: 3.35 yrs (lower mid). Modified duration: 0.92 yrs (upper mid). Modified duration: 0.35 yrs (top quartile). Modified duration: 2.51 yrs (lower mid). Sharpe: 0.02 (lower mid). Modified duration: 0.47 yrs (upper mid). Modified duration: 5.17 yrs (bottom quartile). Modified duration: 6.18 yrs (bottom quartile). Information ratio: 0.00 (bottom quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Treasury Advantage Fund
UTI Money Market Fund
UTI Short Term Income Fund
UTI Regular Savings Fund
UTI Ultra Short Term Fund
UTI Gilt Fund
UTI Bond Fund
UTI Transportation & Logistics Fund
1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (17 Feb 26) ₹22.751 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹1,015 on 31 Dec 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Year 5 Months 8 Days Modified Duration 1 Year 3 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,313 31 Jan 23 ₹11,397 31 Jan 24 ₹12,188 31 Jan 25 ₹13,109 31 Jan 26 ₹14,065 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.7% 3 Month 1.1% 6 Month 2.7% 1 Year 7.5% 3 Year 7.4% 5 Year 7.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.17 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 13.54% Debt 86.2% Other 0.26% Debt Sector Allocation
Sector Value Corporate 61.23% Government 30.06% Cash Equivalent 8.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Gs 2027
Sovereign Bonds | -8% ₹87 Cr 850,000,000 Kotak Mahindra Bank Ltd.
Debentures | -6% ₹71 Cr 750,000,000 Union Bank of India
Domestic Bonds | -6% ₹70 Cr 750,000,000
↑ 750,000,000 National Housing Bank
Debentures | -5% ₹60 Cr 6,000
↑ 2,500 Axis Bank Limited
Debentures | -5% ₹55 Cr 550 Export Import Bank Of India
Debentures | -5% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -5% ₹50 Cr 5,000 Power Finance Corporation Limited
Debentures | -4% ₹40 Cr 400 National Bank For Agriculture And Rural Development
Debentures | -4% ₹40 Cr 4,000 HDFC Bank Limited
Debentures | -3% ₹35 Cr 350 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (17 Feb 26) ₹31.6627 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹430 on 31 Dec 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 4 Years 3 Months 7 Days Modified Duration 3 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,085 31 Jan 23 ₹12,267 31 Jan 24 ₹13,077 31 Jan 25 ₹14,175 31 Jan 26 ₹14,936 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.7% 3 Month 0.8% 6 Month 2% 1 Year 5.9% 3 Year 6.9% 5 Year 8.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.82 Yr. Data below for UTI Dynamic Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 4.33% Debt 95.33% Other 0.34% Debt Sector Allocation
Sector Value Corporate 60.51% Government 34.81% Cash Equivalent 4.33% Credit Quality
Rating Value AA 1.58% AAA 98.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -16% ₹70 Cr 706,970,000
↑ 700,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹26 Cr 250 Power Finance Corporation Limited
Debentures | -6% ₹25 Cr 2,500 Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500 National Housing Bank
Debentures | -6% ₹25 Cr 2,500 Small Industries Development Bank Of India
Debentures | -6% ₹25 Cr 2,500 Torrent Pharmaceuticals Ltd
Debentures | -6% ₹25 Cr 2,500
↑ 2,500 7.24% Gs 2055
Sovereign Bonds | -6% ₹25 Cr 250,000,000
↑ 250,000,000 3. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (17 Feb 26) ₹3,690.95 ↑ 0.51 (0.01 %) Net Assets (Cr) ₹2,667 on 31 Dec 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Year 2 Months 1 Day Modified Duration 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,921 31 Jan 23 ₹11,433 31 Jan 24 ₹12,259 31 Jan 25 ₹13,195 31 Jan 26 ₹14,140 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 3% 1 Year 7.3% 3 Year 7.4% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.17 Yr. Data below for UTI Treasury Advantage Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 26.69% Debt 72.98% Other 0.32% Debt Sector Allocation
Sector Value Corporate 62.6% Cash Equivalent 23.54% Government 13.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 30/04/2026 Maturing 182 DTB
Sovereign Bonds | -4% ₹123 Cr 1,250,000,000
↑ 1,250,000,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 7.86% Karnataka Sdl 2027
Sovereign Bonds | -3% ₹102 Cr 1,000,000,000
↑ 1,000,000,000 Rec Limited
Debentures | -3% ₹101 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹100 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹99 Cr 1,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 LIC Housing Finance Ltd
Debentures | -3% ₹76 Cr 750 Nirma Limited
Debentures | -3% ₹75 Cr 7,500 4. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (17 Feb 26) ₹3,208.96 ↑ 0.22 (0.01 %) Net Assets (Cr) ₹19,301 on 31 Dec 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.33% Effective Maturity 4 Months 6 Days Modified Duration 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,388 31 Jan 23 ₹10,922 31 Jan 24 ₹11,744 31 Jan 25 ₹12,648 31 Jan 26 ₹13,554 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 3% 1 Year 7.2% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.17 Yr. Amit Sharma 7 Jul 17 8.58 Yr. Data below for UTI Money Market Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 68.52% Debt 31.21% Other 0.28% Debt Sector Allocation
Sector Value Corporate 43.56% Cash Equivalent 35.9% Government 20.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -3% ₹684 Cr 7,000,000,000 Indusind Bank Ltd.
Debentures | -3% ₹538 Cr 5,500,000,000 19/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹497 Cr 5,000,000,000 18/06/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹490 Cr 5,000,000,000
↑ 5,000,000,000 Union Bank of India
Domestic Bonds | -2% ₹392 Cr 4,000,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹373 Cr 4,000,000,000
↑ 4,000,000,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹345 Cr 3,500,000,000
↑ 3,500,000,000 21/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹344 Cr 3,500,000,000 Export-Import Bank of India
Domestic Bonds | -1% ₹280 Cr 3,000,000,000
↑ 3,000,000,000 Bank Of Maharashtra
Domestic Bonds | -1% ₹211 Cr 2,250,000,000
↓ -250,000,000 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (17 Feb 26) ₹32.8039 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹3,181 on 31 Dec 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 0.96 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 3 Months 18 Days Modified Duration 2 Years 6 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,883 31 Jan 23 ₹11,316 31 Jan 24 ₹12,122 31 Jan 25 ₹13,072 31 Jan 26 ₹13,949 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.8% 3 Month 0.9% 6 Month 2.5% 1 Year 7% 3 Year 7.4% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.23 Yr. Data below for UTI Short Term Income Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 8.67% Debt 91.05% Other 0.28% Debt Sector Allocation
Sector Value Corporate 68.5% Government 22.55% Cash Equivalent 8.67% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -6% ₹176 Cr 1,750 Power Finance Corporation Limited
Debentures | -6% ₹176 Cr 17,500 Export Import Bank Of India
Debentures | -4% ₹124 Cr 12,500 National Housing Bank
Debentures | -3% ₹101 Cr 10,000
↓ -7,500 Small Industries Development Bank Of India
Debentures | -3% ₹99 Cr 10,000 6.48% Gs 2035
Sovereign Bonds | -3% ₹98 Cr 1,000,000,000 TATA Communications Limited
Debentures | -3% ₹98 Cr 10,000 Union Bank of India
Domestic Bonds | -3% ₹98 Cr 1,000,000,000 6.79% Gs 2034
Sovereign Bonds | -3% ₹95 Cr 950,000,000 HDFC Bank Ltd.
Debentures | -3% ₹94 Cr 1,000,000,000 6. UTI Regular Savings Fund
UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (17 Feb 26) ₹70.4884 ↑ 0.07 (0.10 %) Net Assets (Cr) ₹1,703 on 31 Dec 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,386 31 Jan 23 ₹11,725 31 Jan 24 ₹13,160 31 Jan 25 ₹14,576 31 Jan 26 ₹15,342 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.4% 3 Month 0.1% 6 Month 1.8% 1 Year 6.8% 3 Year 9.5% 5 Year 8.7% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 4.07 Yr. Jaydeep Bhowal 17 Apr 23 2.8 Yr. Data below for UTI Regular Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 7.5% Equity 24.1% Debt 68.11% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 8.71% Consumer Cyclical 3.16% Technology 2.6% Health Care 1.83% Communication Services 1.77% Industrials 1.65% Energy 1.35% Basic Materials 1.04% Consumer Defensive 0.78% Utility 0.61% Real Estate 0.6% Debt Sector Allocation
Sector Value Government 43.01% Corporate 29.27% Cash Equivalent 3.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -9% ₹151 Cr 1,531,580,000
↑ 611,580,000 6.79% Gs 2034
Sovereign Bonds | -5% ₹92 Cr 920,000,000 Indian Oil Corporation Limited
Debentures | -4% ₹75 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹75 Cr 7,500 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 LIC Housing Finance Ltd
Debentures | -3% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹50 Cr 5,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹50 Cr 50 7.34% Gs 2064
Sovereign Bonds | -3% ₹49 Cr 500,000,000 7. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (17 Feb 26) ₹4,391.69 ↑ 0.51 (0.01 %) Net Assets (Cr) ₹3,655 on 31 Dec 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 6 Months 24 Days Modified Duration 5 Months 21 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,616 31 Jan 23 ₹11,089 31 Jan 24 ₹11,847 31 Jan 25 ₹12,696 31 Jan 26 ₹13,505 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 2.8% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.23 Yr. Data below for UTI Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 58.29% Debt 41.38% Other 0.33% Debt Sector Allocation
Sector Value Corporate 53.14% Cash Equivalent 33.69% Government 12.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 18/06/2026 Maturing 182 DTB
Sovereign Bonds | -8% ₹294 Cr 3,000,000,000
↑ 3,000,000,000 09/04/2026 Maturing 182 DTB
Sovereign Bonds | -4% ₹149 Cr 1,500,000,000 Shriram Finance Limited
Debentures | -3% ₹100 Cr 10,000 DBS Bank India Ltd.
Debentures | -3% ₹100 Cr 1,000,000,000 Piramal Finance Limited
Debentures | -2% ₹86 Cr 8,500 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 TATA Communications Limited
Debentures | -2% ₹75 Cr 7,500
↓ -2,500 Canara Bank
Domestic Bonds | -2% ₹75 Cr 750,000,000 Indian Bank
Domestic Bonds | -2% ₹74 Cr 750,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹65 Cr 6,500 8. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (17 Feb 26) ₹64.0726 ↑ 0.07 (0.11 %) Net Assets (Cr) ₹545 on 31 Dec 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.65% Effective Maturity 7 Years 1 Month 2 Days Modified Duration 5 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,227 31 Jan 23 ₹10,592 31 Jan 24 ₹11,349 31 Jan 25 ₹12,341 31 Jan 26 ₹12,907 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.2% 3 Month 1.3% 6 Month 2.2% 1 Year 5.2% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.82 Yr. Data below for UTI Gilt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.8% Debt 97.2% Debt Sector Allocation
Sector Value Government 97.2% Cash Equivalent 2.8% Credit Quality
Rating Value AA 17.7% AAA 82.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Gs 2031
Sovereign Bonds | -46% ₹240 Cr 2,350,000,000
↑ 500,000,000 6.48% Gs 2035
Sovereign Bonds | -33% ₹172 Cr 1,750,000,000
↑ 1,750,000,000 6.01% Gs 2030
Sovereign Bonds | -6% ₹30 Cr 300,000,000
↓ -2,100,000,000 7.24% Gs 2055
Sovereign Bonds | -6% ₹30 Cr 300,000,000
↑ 300,000,000 6.79% Gs 2034
Sovereign Bonds | -5% ₹25 Cr 250,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹9 Cr 85,730,000
↑ 85,730,000 Net Current Assets
Net Current Assets | -2% ₹13 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00 Uttarakhand (Government of) 7.3%
- | -₹0 Cr 00
↓ -85,730,000 9. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (17 Feb 26) ₹74.487 ↑ 0.07 (0.10 %) Net Assets (Cr) ₹310 on 31 Dec 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 10 Years 4 Months 24 Days Modified Duration 6 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,948 31 Jan 23 ₹12,094 31 Jan 24 ₹12,917 31 Jan 25 ₹13,994 31 Jan 26 ₹14,655 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.7% 3 Month 0.3% 6 Month 1.4% 1 Year 5% 3 Year 6.7% 5 Year 8.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.79 Yr. Amit Sharma 3 Nov 25 0.24 Yr. Data below for UTI Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 10.02% Debt 89.67% Other 0.31% Debt Sector Allocation
Sector Value Corporate 51.79% Government 44.38% Cash Equivalent 3.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -25% ₹77 Cr 799,990,000
↓ -100,000,000 LIC Housing Finance Ltd
Debentures | -8% ₹25 Cr 250 7.24% Gs 2055
Sovereign Bonds | -8% ₹25 Cr 250,000,000 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹20 Cr 20 Muthoot Finance Limited
Debentures | -6% ₹18 Cr 1,800 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500
↑ 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹14 Cr 15 10. UTI Transportation & Logistics Fund
UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (17 Feb 26) ₹295.235 ↑ 1.25 (0.42 %) Net Assets (Cr) ₹4,084 on 31 Dec 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 1.93 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,445 31 Jan 23 ₹13,811 31 Jan 24 ₹19,683 31 Jan 25 ₹22,044 31 Jan 26 ₹25,673 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.5% 3 Month 0.1% 6 Month 10.5% 1 Year 28.2% 3 Year 25.3% 5 Year 18.9% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 18.7% 2022 40.1% 2021 14.7% 2020 24.3% 2019 11% 2018 -8.7% 2017 -19.5% 2016 39.6% 2015 4.8% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 9.37 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Consumer Cyclical 81.47% Industrials 14.53% Asset Allocation
Asset Class Value Cash 3.84% Equity 95.99% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M14% ₹566 Cr 1,649,386 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT10% ₹379 Cr 532,652 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI10% ₹377 Cr 258,455 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | BAJAJ-AUTO6% ₹241 Cr 250,855 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433206% ₹232 Cr 8,494,093 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO5% ₹182 Cr 395,767 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO5% ₹181 Cr 327,739 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS4% ₹174 Cr 1,224,964
↑ 148,807 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI4% ₹156 Cr 711,342 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | TVSMOTOR4% ₹148 Cr 403,430
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Research Highlights for UTI Banking & PSU Debt Fund