2019 এর জন্য শীর্ষ 7 সেরা পারফর্মিং ডায়নামিক বন্ড তহবিল

Updated on September 1, 2025 , 882 views

প্রগতিশীলবন্ধন তহবিল বোঝায়পারস্পরিক তহবিল স্কিম যা তার কর্পসকে বিভিন্ন পরিপক্ক সময়ের মধ্যে বিভিন্ন স্থির আয়ের সিকিওরিটিতে বিনিয়োগ করে। এই প্রকল্পে, তহবিল পরিচালকদের সুদের হারের পরিস্থিতি এবং ভবিষ্যতের সুদের হারের চলাচল সম্পর্কে তাদের ধারণার ভিত্তিতে কোন ধরণের স্থির আয়ের যন্ত্রপাতি বেছে নেওয়ার আহ্বান জানানো হয়।গতিশীল বন্ড তহবিল মাঝারি ও দীর্ঘমেয়াদী বিনিয়োগের জন্য একটি ভাল বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা যেতে পারে। এই স্কিমটি এমন লোকদের জন্য উপযুক্ত যারা সুদের হারের পরিস্থিতি সম্পর্কে সর্বদা বিভ্রান্ত বোধ করে কারণ তারা তাদের বিনিয়োগ থেকে অর্থ উপার্জনের জন্য তহবিল পরিচালকের শংসাপত্রগুলির উপর নির্ভর করতে পারে। 2019 সালে, গতিশীল বন্ড তহবিল সত্যিই দুর্দান্ত পারফর্ম করেছে। অনেকগুলি স্কিম গ্রাহকদের প্রত্যাশিত রিটার্ন দিয়েছে। তাদের পারফরম্যান্স বা রিটার্নের ভিত্তিতে 2019 এর জন্য শীর্ষ এবং সেরা ডায়নামিক বন্ড তহবিলের পারফরম্যান্স নীচে রয়েছে।

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রিটার্নের ভিত্তিতে 2019 এর জন্য শীর্ষ 7 পারফর্মিং ডায়নামিক বন্ড তহবিল

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Dynamic Bond Fund Growth	₹35.64 ↑ 0.04	₹3,805	-1.3	3.5	6	7.5	8.6	6.83%	5Y 9M 11D	9Y 8M 12D
Edelweiss Dynamic Bond Fund Growth	₹28.767 ↑ 0.00	₹2,240	1.4	3.8	7.2	6.6	7	6.08%	7M 24D	7M 24D
Axis Dynamic Bond Fund Growth	₹29.5857 ↑ 0.04	₹1,267	-0.9	4.2	6.9	7.1	8.6	6.55%	5Y 5M 12D	11Y 6M 11D
Bandhan Dynamic Bond Fund Growth	₹33.3491 ↑ 0.18	₹2,855	-3.2	1.7	2.8	6.2	10	6.97%	10Y 7M 2D	21Y 5M 1D
UTI Dynamic Bond Fund Growth	₹30.8766 ↑ 0.08	₹482	-1.1	3.2	6.4	6.7	8.6	6.85%	6Y 11M 12D	13Y 9M 14D
Kotak Dynamic Bond Fund Growth	₹37.1425 ↑ 0.06	₹2,861	-1.9	2.8	5.2	6.8	9.3	7.12%	7Y 9M 7D	18Y 11D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹46.4018 ↑ 0.07	₹1,928	-0.9	4.2	7.3	7.4	8.8	7.31%	6Y 3M	11Y 3M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	SBI Dynamic Bond Fund	Edelweiss Dynamic Bond Fund	Axis Dynamic Bond Fund	Bandhan Dynamic Bond Fund	UTI Dynamic Bond Fund	Kotak Dynamic Bond Fund	Aditya Birla Sun Life Dynamic Bond Fund
Point 1	Highest AUM (₹3,805 Cr).	Lower mid AUM (₹2,240 Cr).	Bottom quartile AUM (₹1,267 Cr).	Upper mid AUM (₹2,855 Cr).	Bottom quartile AUM (₹482 Cr).	Upper mid AUM (₹2,861 Cr).	Lower mid AUM (₹1,928 Cr).
Point 2	Oldest track record among peers (21 yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).
Point 3	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 5.95% (lower mid).	1Y return: 7.20% (upper mid).	1Y return: 6.91% (upper mid).	1Y return: 2.79% (bottom quartile).	1Y return: 6.38% (lower mid).	1Y return: 5.23% (bottom quartile).	1Y return: 7.33% (top quartile).
Point 6	1M return: -0.55% (upper mid).	1M return: 0.40% (top quartile).	1M return: -0.81% (lower mid).	1M return: -1.63% (bottom quartile).	1M return: -1.06% (lower mid).	1M return: -1.35% (bottom quartile).	1M return: -0.70% (upper mid).
Point 7	Sharpe: 0.30 (bottom quartile).	Sharpe: 1.71 (top quartile).	Sharpe: 0.73 (lower mid).	Sharpe: -0.14 (bottom quartile).	Sharpe: 0.74 (upper mid).	Sharpe: 0.44 (lower mid).	Sharpe: 0.84 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.83% (lower mid).	Yield to maturity (debt): 6.08% (bottom quartile).	Yield to maturity (debt): 6.55% (bottom quartile).	Yield to maturity (debt): 6.97% (upper mid).	Yield to maturity (debt): 6.85% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).	Yield to maturity (debt): 7.31% (top quartile).
Point 10	Modified duration: 5.78 yrs (upper mid).	Modified duration: 0.65 yrs (top quartile).	Modified duration: 5.45 yrs (upper mid).	Modified duration: 10.59 yrs (bottom quartile).	Modified duration: 6.95 yrs (lower mid).	Modified duration: 7.77 yrs (bottom quartile).	Modified duration: 6.25 yrs (lower mid).

SBI Dynamic Bond Fund

Highest AUM (₹3,805 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.95% (lower mid).
1M return: -0.55% (upper mid).
Sharpe: 0.30 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 5.78 yrs (upper mid).

Edelweiss Dynamic Bond Fund

Lower mid AUM (₹2,240 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.20% (upper mid).
1M return: 0.40% (top quartile).
Sharpe: 1.71 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.08% (bottom quartile).
Modified duration: 0.65 yrs (top quartile).

Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,267 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.91% (upper mid).
1M return: -0.81% (lower mid).
Sharpe: 0.73 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.55% (bottom quartile).
Modified duration: 5.45 yrs (upper mid).

Bandhan Dynamic Bond Fund

Upper mid AUM (₹2,855 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 2.79% (bottom quartile).
1M return: -1.63% (bottom quartile).
Sharpe: -0.14 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.97% (upper mid).
Modified duration: 10.59 yrs (bottom quartile).

UTI Dynamic Bond Fund

Bottom quartile AUM (₹482 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.38% (lower mid).
1M return: -1.06% (lower mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.85% (lower mid).
Modified duration: 6.95 yrs (lower mid).

Kotak Dynamic Bond Fund

Upper mid AUM (₹2,861 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.23% (bottom quartile).
1M return: -1.35% (bottom quartile).
Sharpe: 0.44 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 7.77 yrs (bottom quartile).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,928 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.33% (top quartile).
1M return: -0.70% (upper mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.31% (top quartile).
Modified duration: 6.25 yrs (lower mid).

2019 সালের জন্য সেরা পারফর্মিং ডায়নামিক বন্ড তহবিল

1. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

Research Highlights for SBI Dynamic Bond Fund

Highest AUM (₹3,805 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.95% (lower mid).
1M return: -0.55% (upper mid).
Sharpe: 0.30 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 5.78 yrs (upper mid).
Average maturity: 9.70 yrs (upper mid).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.24% Cgl 2055 (~10.3%).

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund Growth
Launch Date	9 Feb 04
NAV (03 Sep 25)	₹35.64 ↑ 0.04 (0.13 %)
Net Assets (Cr)	₹3,805 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.44
Sharpe Ratio	0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	6.83%
Effective Maturity	9 Years 8 Months 12 Days
Modified Duration	5 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,486
31 Aug 22	₹10,753
31 Aug 23	₹11,593
31 Aug 24	₹12,568
31 Aug 25	₹13,303

SBI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-0.5%
3 Month	-1.3%
6 Month	3.5%
1 Year	6%
3 Year	7.5%
5 Year	5.5%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.1%
2022	4.2%
2021	2%
2020	10.4%
2019	12.7%
2018	5.1%
2017	3.9%
2016	15.3%
2015	5.8%

Fund Manager information for SBI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Jul 25	0.17 Yr.

Data below for SBI Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.28%
Debt	96.46%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	70.88%
Corporate	25.58%
Cash Equivalent	3.28%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Cgl 2055 Sovereign Bonds \| -	10%	₹404 Cr	40,000,000 ↑ 40,000,000
6.75% Govt Stock 2029 Sovereign Bonds \| -	10%	₹383 Cr	37,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	8%	₹303 Cr	30,500,000 ↓ -17,500,000
Indian Railway Finance Corporation Limited Debentures \| -	6%	₹252 Cr	2,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹230 Cr	22,500,000 ↑ 22,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹178 Cr	17,500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹160 Cr	1,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹153 Cr	15,000 ↑ 5,000
Power Finance Corporation Limited Debentures \| -	4%	₹152 Cr	15,000
Power Grid Corporation Of India Limited Debentures \| -	4%	₹150 Cr	15,000

2. Edelweiss Dynamic Bond Fund

(Erstwhile Edelweiss Bond Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Dynamic Bond Fund

Lower mid AUM (₹2,240 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.20% (upper mid).
1M return: 0.40% (top quartile).
Sharpe: 1.71 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.08% (bottom quartile).
Modified duration: 0.65 yrs (top quartile).
Average maturity: 0.65 yrs (top quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~84%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank Of Baroda (~6.1%).

Below is the key information for Edelweiss Dynamic Bond Fund

Edelweiss Dynamic Bond Fund Growth
Launch Date	27 Jun 08
NAV (03 Sep 25)	₹28.767 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,240 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderate
Expense Ratio	0.85
Sharpe Ratio	1.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.08%
Effective Maturity	7 Months 24 Days
Modified Duration	7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,300
31 Aug 22	₹10,590
31 Aug 23	₹11,213
31 Aug 24	₹11,971
31 Aug 25	₹12,836

Edelweiss Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Edelweiss Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	3.8%
1 Year	7.2%
3 Year	6.6%
5 Year	5.1%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	6.4%
2022	3.5%
2021	2.8%
2020	6.4%
2019	12.5%
2018	6.2%
2017	2.8%
2016	9.5%
2015	6.9%

Fund Manager information for Edelweiss Dynamic Bond Fund

Name	Since	Tenure
Pranavi Kulkarni	23 Nov 21	3.77 Yr.
Hetul Raval	1 Jul 24	1.17 Yr.

Data below for Edelweiss Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	83.59%
Debt	16.13%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	41.37%
Cash Equivalent	31.3%
Government	27.05%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹73 Cr	7,500,000
HDFC Bank Ltd. Debentures \| -	4%	₹72 Cr	7,500,000
India (Republic of) - \| -	3%	₹52 Cr	5,500,000
364 DTB 19mar2026 Sovereign Bonds \| -	2%	₹48 Cr	5,000,000
08.27 KA Sdl 2025 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹24 Cr	2,500,000
364 Days Tbill Red 04-06-2026 Sovereign Bonds \| -	1%	₹24 Cr	2,500,000
SBI CDMDF--A2 Investment Fund \| -	0%	₹5 Cr	4,861
Bank Of Baroda Certificate of Deposit \| -	6%	₹121 Cr	12,500,000

3. Axis Dynamic Bond Fund

To generate optimal returns while maintaining liquidity through active management of a portfolio of debt and money market instruments.

Research Highlights for Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,267 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.91% (upper mid).
1M return: -0.81% (lower mid).
Sharpe: 0.73 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.55% (bottom quartile).
Modified duration: 5.45 yrs (upper mid).
Average maturity: 11.53 yrs (lower mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.09% Govt Stock 2054 (~9.5%).

Below is the key information for Axis Dynamic Bond Fund

Axis Dynamic Bond Fund Growth
Launch Date	27 Apr 11
NAV (03 Sep 25)	₹29.5857 ↑ 0.04 (0.13 %)
Net Assets (Cr)	₹1,267 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.59
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.55%
Effective Maturity	11 Years 6 Months 11 Days
Modified Duration	5 Years 5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,538
31 Aug 22	₹10,797
31 Aug 23	₹11,468
31 Aug 24	₹12,388
31 Aug 25	₹13,236

Axis Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-0.8%
3 Month	-0.9%
6 Month	4.2%
1 Year	6.9%
3 Year	7.1%
5 Year	5.5%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.6%
2022	2.1%
2021	3.9%
2020	12.3%
2019	11%
2018	6.2%
2017	3.4%
2016	13.4%
2015	6.7%

Fund Manager information for Axis Dynamic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.83 Yr.
Hardik Shah	5 Apr 24	1.41 Yr.

Data below for Axis Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	16.31%
Debt	83.3%
Other	0.39%

Debt Sector Allocation

Sector	Value
Government	52.03%
Corporate	31.28%
Cash Equivalent	16.31%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.09% Govt Stock 2054 Sovereign Bonds \| -	9%	₹119 Cr	12,000,000 ↓ -8,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	7%	₹91 Cr	9,000,000
7.24% Government Of India (18/08/2055) Sovereign Bonds \| -	4%	₹51 Cr	5,036,700 ↑ 5,036,700
State Bank Of India Debentures \| -	4%	₹51 Cr	520
Bajaj Finance Limited Debentures \| -	4%	₹50 Cr	5,000 ↑ 5,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹45 Cr	4,500,000 ↑ 2,500,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹41 Cr	5,000
Rec Limited Debentures \| -	3%	₹34 Cr	3,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹26 Cr	2,500 ↑ 2,500
Small Industries Development Bank Of India Debentures \| -	2%	₹26 Cr	2,500 ↑ 2,500

4. Bandhan Dynamic Bond Fund

To generate optimal returns with high liquidity by active management of the portfolio; by investing in high quality money market & debt instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for Bandhan Dynamic Bond Fund

Upper mid AUM (₹2,855 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 2.79% (bottom quartile).
1M return: -1.63% (bottom quartile).
Sharpe: -0.14 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.97% (upper mid).
Modified duration: 10.59 yrs (bottom quartile).
Average maturity: 21.42 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.68% Government Of India (~52.5%).
Top-3 holdings concentration ~97.3%.

Below is the key information for Bandhan Dynamic Bond Fund

Bandhan Dynamic Bond Fund Growth
Launch Date	3 Dec 08
NAV (03 Sep 25)	₹33.3491 ↑ 0.18 (0.55 %)
Net Assets (Cr)	₹2,855 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.59
Sharpe Ratio	-0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.97%
Effective Maturity	21 Years 5 Months 1 Day
Modified Duration	10 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,526
31 Aug 22	₹10,616
31 Aug 23	₹11,204
31 Aug 24	₹12,345
31 Aug 25	₹12,608

Bandhan Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Bandhan Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-1.6%
3 Month	-3.2%
6 Month	1.7%
1 Year	2.8%
3 Year	6.2%
5 Year	4.6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10%
2023	6.4%
2022	1%
2021	1.8%
2020	12.9%
2019	11%
2018	6.8%
2017	3.5%
2016	13.1%
2015	6.1%

Fund Manager information for Bandhan Dynamic Bond Fund

Name	Since	Tenure
Suyash Choudhary	15 Oct 10	14.89 Yr.
Brijesh Shah	10 Jun 24	1.23 Yr.

Data below for Bandhan Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	1.01%
Debt	98.68%
Other	0.31%

Debt Sector Allocation

Sector	Value
Government	98.68%
Cash Equivalent	1.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Government Of India Sovereign Bonds \| -	52%	₹1,464 Cr	147,800,000 ↑ 65,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	25%	₹693 Cr	68,600,000 ↓ -71,200,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	20%	₹557 Cr	55,100,000 ↑ 4,700,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	1%	₹38 Cr	3,700,000
Corporate Debt Market Development Fund Class A2 Investment Fund \| -	0%	₹9 Cr	7,534
7.17% Govt Stock 2028 Sovereign Bonds \| -	0%	₹0 Cr	10,000
8.2% Govt Stock 2025 Sovereign Bonds \| -	0%	₹0 Cr	10,000
Net Current Assets Net Current Assets \| -	1%	₹26 Cr
Triparty Repo Trp_180825 CBLO/Reverse Repo \| -	0%	₹2 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹1 Cr

5. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for UTI Dynamic Bond Fund

Bottom quartile AUM (₹482 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.38% (lower mid).
1M return: -1.06% (lower mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.85% (lower mid).
Modified duration: 6.95 yrs (lower mid).
Average maturity: 13.79 yrs (lower mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~18.1%).

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (03 Sep 25)	₹30.8766 ↑ 0.08 (0.27 %)
Net Assets (Cr)	₹482 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.85%
Effective Maturity	13 Years 9 Months 14 Days
Modified Duration	6 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,350
31 Aug 22	₹12,330
31 Aug 23	₹13,032
31 Aug 24	₹14,064
31 Aug 25	₹14,937

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-1.1%
3 Month	-1.1%
6 Month	3.2%
1 Year	6.4%
3 Year	6.7%
5 Year	8.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	0.4 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	2.92%
Debt	96.78%
Other	0.3%

Debt Sector Allocation

Sector	Value
Government	67.16%
Corporate	29.62%
Cash Equivalent	2.92%

Credit Quality

Rating	Value
AA	3.33%
AAA	96.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹86 Cr	850,000,000 ↓ -50,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹41 Cr	400,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	6%	₹27 Cr	250,000,000
7.02% Govt Stock 2031 Sovereign Bonds \| -	5%	₹26 Cr	250,000,000 ↑ 250,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	5%	₹26 Cr	2,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹26 Cr	250,000,000
LIC Housing Finance Ltd Debentures \| -	5%	₹25 Cr	2,500
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹25 Cr	2,500
Bajaj Finance Ltd. Debentures \| -	5%	₹25 Cr	2,500

6. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Research Highlights for Kotak Dynamic Bond Fund

Upper mid AUM (₹2,861 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.23% (bottom quartile).
1M return: -1.35% (bottom quartile).
Sharpe: 0.44 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 7.77 yrs (bottom quartile).
Average maturity: 18.03 yrs (bottom quartile).
Exit load: NIL.
Top sector: Real Estate.
Top bond sector: Government.
Debt-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.3% Govt Stock 2053 (~41.5%).
Top-3 holdings concentration ~54.3%.

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund Growth
Launch Date	26 May 08
NAV (03 Sep 25)	₹37.1425 ↑ 0.06 (0.17 %)
Net Assets (Cr)	₹2,861 on 31 Jul 25
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.33
Sharpe Ratio	0.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	18 Years 11 Days
Modified Duration	7 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,607
31 Aug 22	₹10,867
31 Aug 23	₹11,491
31 Aug 24	₹12,561
31 Aug 25	₹13,176

Kotak Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-1.3%
3 Month	-1.9%
6 Month	2.8%
1 Year	5.2%
3 Year	6.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.3%
2023	6.5%
2022	2.5%
2021	3.2%
2020	11.7%
2019	11.1%
2018	7.3%
2017	5.6%
2016	13.4%
2015	7.5%

Fund Manager information for Kotak Dynamic Bond Fund

Name	Since	Tenure
Deepak Agrawal	25 Nov 12	12.77 Yr.
Abhishek Bisen	1 Nov 22	2.83 Yr.

Data below for Kotak Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	5.29%
Debt	91.58%
Other	1.59%

Debt Sector Allocation

Sector	Value
Government	67.26%
Corporate	24.31%
Cash Equivalent	1.55%

Credit Quality

Rating	Value
AA	9.81%
AAA	90.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	41%	₹1,173 Cr	116,000,000
6.33% Goi 2035 Sovereign Bonds \| -	7%	₹204 Cr	20,500,000 ↑ 20,500,000
6.68% Government Of India Sovereign Bonds \| -	6%	₹158 Cr	16,000,000 ↑ 16,000,000
Muthoot Finance Limited Debentures \| -	5%	₹155 Cr	15,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	4%	₹125 Cr	12,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	4%	₹124 Cr	12,500,000
Bajaj Finance Limited Debentures \| -	4%	₹101 Cr	1,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	3%	₹95 Cr	2,459,204 ↑ 250,000
HDFC Bank Limited Debentures \| -	3%	₹88 Cr	850
TATA Steel Limited Debentures \| -	3%	₹77 Cr	750

7. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,928 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.33% (top quartile).
1M return: -0.70% (upper mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.31% (top quartile).
Modified duration: 6.25 yrs (lower mid).
Average maturity: 11.26 yrs (upper mid).
Exit load: 0-90 Days (0.5%),90 Days and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~98%).
Largest holding 7.18% Govt Stock 2037 (~21.5%).

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund Growth
Launch Date	27 Sep 04
NAV (03 Sep 25)	₹46.4018 ↑ 0.07 (0.15 %)
Net Assets (Cr)	₹1,928 on 31 Jul 25
Category	Debt - Dynamic Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	0.84
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.31%
Effective Maturity	11 Years 3 Months 4 Days
Modified Duration	6 Years 3 Months

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,674
31 Aug 22	₹11,284
31 Aug 23	₹12,013
31 Aug 24	₹13,005
31 Aug 25	₹13,938

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-0.7%
3 Month	-0.9%
6 Month	4.2%
1 Year	7.3%
3 Year	7.4%
5 Year	6.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.8%
2023	6.9%
2022	6%
2021	4.9%
2020	9.7%
2019	-0.9%
2018	5.7%
2017	2.2%
2016	14%
2015	7.4%

Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund

Name	Since	Tenure
Mohit Sharma	22 Mar 21	4.45 Yr.
Bhupesh Bameta	6 Aug 20	5.07 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.41%
Debt	96.3%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	49.29%
Government	47.02%
Cash Equivalent	3.41%

Credit Quality

Rating	Value
A	2.04%
AA	19.36%
AAA	78.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	21%	₹414 Cr	40,000,000
Power Finance Corporation Limited Debentures \| -	7%	₹127 Cr	12,500
Cholamandalam Investment And Finance Company Limited Debentures \| -	4%	₹82 Cr	8,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹81 Cr	8,000
Bharti Telecom Limited Debentures \| -	4%	₹79 Cr	7,500
Ntpc Limited Debentures \| -	4%	₹76 Cr	7,500
State Bank Of India Debentures \| -	4%	₹76 Cr	75
Jubilant Bevco Limited Debentures \| -	3%	₹62 Cr	6,000
National Bank For Financing Infrastructure And Development Debentures \| -	3%	₹61 Cr	6,000
5.00% Gmr Airport Ltd (13/02/2027) ** Debentures \| -	3%	₹58 Cr	5,800 ↑ 5,800

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।