2019 এর জন্য শীর্ষ 7 সেরা পারফর্মিং ডায়নামিক বন্ড তহবিল

Updated on August 1, 2026 , 1242 views

প্রগতিশীলবন্ধন তহবিল বোঝায়পারস্পরিক তহবিল স্কিম যা তার কর্পসকে বিভিন্ন পরিপক্ক সময়ের মধ্যে বিভিন্ন স্থির আয়ের সিকিওরিটিতে বিনিয়োগ করে। এই প্রকল্পে, তহবিল পরিচালকদের সুদের হারের পরিস্থিতি এবং ভবিষ্যতের সুদের হারের চলাচল সম্পর্কে তাদের ধারণার ভিত্তিতে কোন ধরণের স্থির আয়ের যন্ত্রপাতি বেছে নেওয়ার আহ্বান জানানো হয়।গতিশীল বন্ড তহবিল মাঝারি ও দীর্ঘমেয়াদী বিনিয়োগের জন্য একটি ভাল বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা যেতে পারে। এই স্কিমটি এমন লোকদের জন্য উপযুক্ত যারা সুদের হারের পরিস্থিতি সম্পর্কে সর্বদা বিভ্রান্ত বোধ করে কারণ তারা তাদের বিনিয়োগ থেকে অর্থ উপার্জনের জন্য তহবিল পরিচালকের শংসাপত্রগুলির উপর নির্ভর করতে পারে। 2019 সালে, গতিশীল বন্ড তহবিল সত্যিই দুর্দান্ত পারফর্ম করেছে। অনেকগুলি স্কিম গ্রাহকদের প্রত্যাশিত রিটার্ন দিয়েছে। তাদের পারফরম্যান্স বা রিটার্নের ভিত্তিতে 2019 এর জন্য শীর্ষ এবং সেরা ডায়নামিক বন্ড তহবিলের পারফরম্যান্স নীচে রয়েছে।

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রিটার্নের ভিত্তিতে 2019 এর জন্য শীর্ষ 7 পারফর্মিং ডায়নামিক বন্ড তহবিল

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Dynamic Bond Fund Growth	₹37.4899 ↑ 0.01	₹3,752	1.9	3.5	4.6	6.7	5.5	7.82%	3Y 7M 13D	5Y 4M 24D
Edelweiss Dynamic Bond Fund Growth	₹30.2988 ↑ 0.02	₹2,272	1.7	3.1	5.7	6.6	6.8	7.68%	6M 29D	6M 29D
Axis Dynamic Bond Fund Growth	₹31.5298 ↑ 0.01	₹1,015	3	4.2	5.7	7.3	7.1	7.26%	5Y	10Y 9M 14D
Bandhan Dynamic Bond Fund Growth	₹35.6558 ↑ 0.01	₹2,007	3.3	4.6	5.2	6.8	3.4	7.71%	7Y 11M 23D	21Y 3M 14D
UTI Dynamic Bond Fund Growth	₹32.426 ↑ 0.02	₹421	1.8	3	3.9	6.6	6	7.46%	2Y 2M 23D	4Y 3M 14D
Kotak Dynamic Bond Fund Growth	₹39.513 ↓ 0.00	₹2,383	3	3.9	5	7.2	5.9	7.82%	5Y 2M 1D	12Y 5M 12D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹48.9306 ↑ 0.01	₹1,495	2.6	3.5	4.7	7.2	7	8.08%	5Y 3M 18D	11Y 11M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	SBI Dynamic Bond Fund	Edelweiss Dynamic Bond Fund	Axis Dynamic Bond Fund	Bandhan Dynamic Bond Fund	UTI Dynamic Bond Fund	Kotak Dynamic Bond Fund	Aditya Birla Sun Life Dynamic Bond Fund
Point 1	Highest AUM (₹3,752 Cr).	Upper mid AUM (₹2,272 Cr).	Bottom quartile AUM (₹1,015 Cr).	Lower mid AUM (₹2,007 Cr).	Bottom quartile AUM (₹421 Cr).	Upper mid AUM (₹2,383 Cr).	Lower mid AUM (₹1,495 Cr).
Point 2	Oldest track record among peers (22 yrs).	Established history (18+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).
Point 3	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 4.61% (bottom quartile).	1Y return: 5.75% (top quartile).	1Y return: 5.71% (upper mid).	1Y return: 5.18% (upper mid).	1Y return: 3.91% (bottom quartile).	1Y return: 4.95% (lower mid).	1Y return: 4.71% (lower mid).
Point 6	1M return: 0.21% (upper mid).	1M return: 0.39% (top quartile).	1M return: -0.08% (lower mid).	1M return: -1.11% (bottom quartile).	1M return: 0.19% (upper mid).	1M return: -0.02% (lower mid).	1M return: -0.33% (bottom quartile).
Point 7	Sharpe: -0.48 (bottom quartile).	Sharpe: 0.18 (upper mid).	Sharpe: 0.14 (upper mid).	Sharpe: 0.28 (top quartile).	Sharpe: -0.56 (bottom quartile).	Sharpe: -0.09 (lower mid).	Sharpe: -0.06 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.82% (upper mid).	Yield to maturity (debt): 7.68% (lower mid).	Yield to maturity (debt): 7.26% (bottom quartile).	Yield to maturity (debt): 7.71% (lower mid).	Yield to maturity (debt): 7.46% (bottom quartile).	Yield to maturity (debt): 7.82% (upper mid).	Yield to maturity (debt): 8.08% (top quartile).
Point 10	Modified duration: 3.62 yrs (upper mid).	Modified duration: 0.58 yrs (top quartile).	Modified duration: 5.00 yrs (lower mid).	Modified duration: 7.98 yrs (bottom quartile).	Modified duration: 2.23 yrs (upper mid).	Modified duration: 5.17 yrs (lower mid).	Modified duration: 5.30 yrs (bottom quartile).

SBI Dynamic Bond Fund

Highest AUM (₹3,752 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.61% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 3.62 yrs (upper mid).

Edelweiss Dynamic Bond Fund

Upper mid AUM (₹2,272 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.75% (top quartile).
1M return: 0.39% (top quartile).
Sharpe: 0.18 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.68% (lower mid).
Modified duration: 0.58 yrs (top quartile).

Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,015 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.71% (upper mid).
1M return: -0.08% (lower mid).
Sharpe: 0.14 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.26% (bottom quartile).
Modified duration: 5.00 yrs (lower mid).

Bandhan Dynamic Bond Fund

Lower mid AUM (₹2,007 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.18% (upper mid).
1M return: -1.11% (bottom quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.71% (lower mid).
Modified duration: 7.98 yrs (bottom quartile).

UTI Dynamic Bond Fund

Bottom quartile AUM (₹421 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.91% (bottom quartile).
1M return: 0.19% (upper mid).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.46% (bottom quartile).
Modified duration: 2.23 yrs (upper mid).

Kotak Dynamic Bond Fund

Upper mid AUM (₹2,383 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.95% (lower mid).
1M return: -0.02% (lower mid).
Sharpe: -0.09 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 5.17 yrs (lower mid).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,495 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.71% (lower mid).
1M return: -0.33% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.08% (top quartile).
Modified duration: 5.30 yrs (bottom quartile).

2019 সালের জন্য সেরা পারফর্মিং ডায়নামিক বন্ড তহবিল

1. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

Research Highlights for SBI Dynamic Bond Fund

Highest AUM (₹3,752 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.61% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 3.62 yrs (upper mid).
Average maturity: 5.40 yrs (upper mid).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.71% Govt Stock 2066 (~25.0%).
Top-3 holdings concentration ~40.7%.

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund Growth
Launch Date	9 Feb 04
NAV (03 Aug 26)	₹37.4899 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹3,752 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.44
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	5 Years 4 Months 24 Days
Modified Duration	3 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,205
31 Jul 23	₹11,055
31 Jul 24	₹11,934
31 Jul 25	₹12,837
31 Jul 26	₹13,435

SBI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	1.9%
6 Month	3.5%
1 Year	4.6%
3 Year	6.7%
5 Year	6.1%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	8.6%
2022	7.1%
2021	4.2%
2020	2%
2019	10.4%
2018	12.7%
2017	5.1%
2016	3.9%
2015	15.3%

Fund Manager information for SBI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Jul 25	1.08 Yr.

Data below for SBI Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	18.33%
Debt	81.32%
Other	0.34%

Debt Sector Allocation

Sector	Value
Government	52.34%
Corporate	42.86%
Cash Equivalent	4.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.71% Govt Stock 2066 Sovereign Bonds \| -	25%	₹926 Cr	90,000,000 ↑ 85,000,000
Axis Bank Ltd. Debentures \| -	9%	₹335 Cr	7,000
Andhra Pradesh (Government of) 7.28% - \| -	7%	₹250 Cr	25,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	6%	₹223 Cr	22,500 ↑ 22,500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹157 Cr	1,500
7.7% Maharashtra Sdl 2032 Sovereign Bonds \| -	4%	₹154 Cr	15,000,000
Rec Limited Debentures \| -	3%	₹125 Cr	12,500
India (Republic of) - \| -	3%	₹124 Cr	12,500,000
National Highways Infra TRust Debentures \| -	3%	₹119 Cr	22,500
State Government Of Kerala Sovereign Bonds \| -	3%	₹110 Cr	11,000,000

2. Edelweiss Dynamic Bond Fund

(Erstwhile Edelweiss Bond Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Dynamic Bond Fund

Upper mid AUM (₹2,272 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.75% (top quartile).
1M return: 0.39% (top quartile).
Sharpe: 0.18 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.68% (lower mid).
Modified duration: 0.58 yrs (top quartile).
Average maturity: 0.58 yrs (top quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~6.1%).

Below is the key information for Edelweiss Dynamic Bond Fund

Edelweiss Dynamic Bond Fund Growth
Launch Date	27 Jun 08
NAV (03 Aug 26)	₹30.2988 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹2,272 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderate
Expense Ratio	0.85
Sharpe Ratio	0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.68%
Effective Maturity	6 Months 29 Days
Modified Duration	6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,269
31 Jul 23	₹10,865
31 Jul 24	₹11,598
31 Jul 25	₹12,452
31 Jul 26	₹13,162

Edelweiss Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Edelweiss Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	1.7%
6 Month	3.1%
1 Year	5.7%
3 Year	6.6%
5 Year	5.7%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7%
2022	6.4%
2021	3.5%
2020	2.8%
2019	6.4%
2018	12.5%
2017	6.2%
2016	2.8%
2015	9.5%

Fund Manager information for Edelweiss Dynamic Bond Fund

Name	Since	Tenure
Rahul Dedhia	22 Sep 25	0.86 Yr.
Hetul Raval	1 Jul 24	2.08 Yr.

Data below for Edelweiss Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	85.91%
Debt	13.79%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	63.65%
Cash Equivalent	22.34%
Government	13.71%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹123 Cr	12,500,000
23/07/2026 Maturing 364 DTB Sovereign Bonds \| -	2%	₹50 Cr	5,000,000
Indian Bank Domestic Bonds \| -	2%	₹49 Cr	5,000,000
Bank of Baroda Debentures \| -	2%	₹49 Cr	5,000,000
Axis Bank Ltd. Debentures \| -	2%	₹48 Cr	5,000,000
Canara Bank Domestic Bonds \| -	2%	₹48 Cr	5,000,000
7.29% Kerala SDL 2026 Sovereign Bonds \| -	0%	₹10 Cr	1,000,000
Sbi Cdmdf--A2 - \| -	0%	₹7 Cr	5,927
National Bank For Agriculture And Rural Development Certificate of Deposit \| -	6%	₹144 Cr	15,000,000
HDFC Bank Limited Certificate of Deposit \| -	6%	₹143 Cr	15,000,000

3. Axis Dynamic Bond Fund

To generate optimal returns while maintaining liquidity through active management of a portfolio of debt and money market instruments.

Research Highlights for Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,015 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.71% (upper mid).
1M return: -0.08% (lower mid).
Sharpe: 0.14 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.26% (bottom quartile).
Modified duration: 5.00 yrs (lower mid).
Average maturity: 10.79 yrs (lower mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Government.
Conservative stance with elevated cash (~35%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.71% Govt Stock 2066 (~7.1%).

Below is the key information for Axis Dynamic Bond Fund

Axis Dynamic Bond Fund Growth
Launch Date	27 Apr 11
NAV (03 Aug 26)	₹31.5298 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹1,015 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.59
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.26%
Effective Maturity	10 Years 9 Months 14 Days
Modified Duration	5 Years

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,177
31 Jul 23	₹10,937
31 Jul 24	₹11,739
31 Jul 25	₹12,780
31 Jul 26	₹13,512

Axis Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.1%
3 Month	3%
6 Month	4.2%
1 Year	5.7%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	8.6%
2022	6.6%
2021	2.1%
2020	3.9%
2019	12.3%
2018	11%
2017	6.2%
2016	3.4%
2015	13.4%

Fund Manager information for Axis Dynamic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	13.75 Yr.
Hardik Shah	5 Apr 24	2.32 Yr.

Data below for Axis Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	35.39%
Equity	3.12%
Debt	60.98%
Other	0.51%

Debt Sector Allocation

Sector	Value
Government	52.48%
Corporate	22.92%
Cash Equivalent	20.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.71% Govt Stock 2066 Sovereign Bonds \| -	7%	₹72 Cr	7,000,000 ↑ 4,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹69 Cr	7,000,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	7%	₹66 Cr	6,500,000 ↑ 6,500,000
Power Finance Corporation Limited Debentures \| -	4%	₹41 Cr	4,000
Power Grid Corporation Of India Limited Debentures \| -	4%	₹35 Cr	5,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹34 Cr	3,500,000
State Bank Of India Debentures \| -	3%	₹26 Cr	265 ↑ 215
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹25 Cr	2,500 ↑ 2,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹15 Cr	1,500,000
Nhpc Limited Debentures \| -	2%	₹15 Cr	150

4. Bandhan Dynamic Bond Fund

To generate optimal returns with high liquidity by active management of the portfolio; by investing in high quality money market & debt instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for Bandhan Dynamic Bond Fund

Lower mid AUM (₹2,007 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.18% (upper mid).
1M return: -1.11% (bottom quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.71% (lower mid).
Modified duration: 7.98 yrs (bottom quartile).
Average maturity: 21.29 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.24% Govt Stock 2055 (~66.4%).
Top-3 holdings concentration ~81.8%.

Below is the key information for Bandhan Dynamic Bond Fund

Bandhan Dynamic Bond Fund Growth
Launch Date	3 Dec 08
NAV (03 Aug 26)	₹35.6558 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹2,007 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.59
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.71%
Effective Maturity	21 Years 3 Months 14 Days
Modified Duration	7 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,109
31 Jul 23	₹10,669
31 Jul 24	₹11,683
31 Jul 25	₹12,358
31 Jul 26	₹12,991

Bandhan Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Bandhan Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-1.1%
3 Month	3.3%
6 Month	4.6%
1 Year	5.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.4%
2023	10%
2022	6.4%
2021	1%
2020	1.8%
2019	12.9%
2018	11%
2017	6.8%
2016	3.5%
2015	13.1%

Fund Manager information for Bandhan Dynamic Bond Fund

Name	Since	Tenure
Suyash Choudhary	15 Oct 10	15.81 Yr.
Brijesh Shah	10 Jun 24	2.14 Yr.

Data below for Bandhan Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	2.96%
Debt	96.58%
Other	0.46%

Debt Sector Allocation

Sector	Value
Government	86.99%
Corporate	9.59%
Cash Equivalent	2.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Govt Stock 2055 Sovereign Bonds \| -	66%	₹1,302 Cr	132,600,000 ↑ 7,600,000
7.36% Govt Stock 2052 Sovereign Bonds \| -	9%	₹177 Cr	17,800,000
Export Import Bank Of India Debentures \| -	6%	₹125 Cr	12,500,000 ↓ -5,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	5%	₹102 Cr	10,300,000 ↑ 500,000
Rec Limited Debentures \| -	4%	₹74 Cr	7,500,000 ↓ -5,000,000
Tata Capital Housing Finance Limited Debentures \| -	3%	₹60 Cr	6,000,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹54 Cr	5,500,000
Corporate Debt Market Development Fund Class A2 - \| -	0%	₹9 Cr	7,534
Net Current Assets Net Current Assets \| -	3%	₹54 Cr
Triparty Repo Trp_160726 CBLO/Reverse Repo \| -	0%	₹4 Cr

5. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for UTI Dynamic Bond Fund

Bottom quartile AUM (₹421 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.91% (bottom quartile).
1M return: 0.19% (upper mid).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.46% (bottom quartile).
Modified duration: 2.23 yrs (upper mid).
Average maturity: 4.29 yrs (upper mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~41%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Telecom Limited (~6.0%).

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (03 Aug 26)	₹32.426 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹421 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	-0.56
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	4 Years 3 Months 14 Days
Modified Duration	2 Years 2 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,862
31 Jul 23	₹12,612
31 Jul 24	₹13,550
31 Jul 25	₹14,686
31 Jul 26	₹15,265

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	1.8%
6 Month	3%
1 Year	3.9%
3 Year	6.6%
5 Year	8.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	8.6%
2022	6.2%
2021	10.1%
2020	10.8%
2019	5.9%
2018	-3.9%
2017	5.2%
2016	4.2%
2015	14.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	1.31 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	40.68%
Debt	58.96%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	61.74%
Government	20.41%
Cash Equivalent	17.49%

Credit Quality

Rating	Value
AA	17.59%
AAA	82.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Telecom Limited Debentures \| -	6%	₹25 Cr	2,500
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹25 Cr	2,500
Mahindra Rural Housing Finance Limited Debentures \| -	6%	₹25 Cr	2,500
Rec Limited Debentures \| -	6%	₹25 Cr	2,500
Indigrid Infrastructure Trust Debentures \| -	6%	₹25 Cr	250
6.48% Govt Stock 2035 Sovereign Bonds \| -	5%	₹20 Cr	206,970,000
Can Fin Homes Limited Debentures \| -	5%	₹20 Cr	2,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹20 Cr	2,000
Torrent Pharmaceuticals Ltd Debentures \| -	5%	₹20 Cr	2,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹14 Cr	150,000,000

6. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Research Highlights for Kotak Dynamic Bond Fund

Upper mid AUM (₹2,383 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.95% (lower mid).
1M return: -0.02% (lower mid).
Sharpe: -0.09 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 5.17 yrs (lower mid).
Average maturity: 12.45 yrs (bottom quartile).
Exit load: NIL.
Top sector: Real Estate.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~20.6%).
Top-3 holdings concentration ~37.5%.

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund Growth
Launch Date	26 May 08
NAV (03 Aug 26)	₹39.513 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹2,383 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.33
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.82%
Effective Maturity	12 Years 5 Months 12 Days
Modified Duration	5 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,242
31 Jul 23	₹10,891
31 Jul 24	₹11,812
31 Jul 25	₹12,762
31 Jul 26	₹13,399

Kotak Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0%
3 Month	3%
6 Month	3.9%
1 Year	5%
3 Year	7.2%
5 Year	6%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.9%
2023	9.3%
2022	6.5%
2021	2.5%
2020	3.2%
2019	11.7%
2018	11.1%
2017	7.3%
2016	5.6%
2015	13.4%

Fund Manager information for Kotak Dynamic Bond Fund

Name	Since	Tenure
Deepak Agrawal	25 Nov 12	13.69 Yr.
Abhishek Bisen	1 Nov 22	3.75 Yr.

Data below for Kotak Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	2.1%
Equity	10.12%
Debt	87.4%
Other	0.37%

Debt Sector Allocation

Sector	Value
Government	60.44%
Corporate	26.96%
Cash Equivalent	2.1%

Credit Quality

Rating	Value
AA	24.4%
AAA	75.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	21%	₹489 Cr	53,000,000
Tamil Nadu (Government of) 0.0754% - \| -	10%	₹249 Cr	24,689,300
Muthoot Finance Limited Debentures \| -	6%	₹152 Cr	15,000
Vedanta Limited Debentures \| -	6%	₹150 Cr	15,000
Tamil Nadu (Government of) 0.0769% - \| -	6%	₹148 Cr	14,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	6%	₹142 Cr	14,500,000 ↓ -500,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	5%	₹111 Cr	11,500,000
Karnataka (Government of) 0.0756% - \| -	4%	₹101 Cr	10,050,000
Uttar Pradesh (Government of) 0.0762% - \| -	4%	₹100 Cr	10,000,000
Adani Power Limited Debentures \| -	4%	₹95 Cr	9,500

7. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,495 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.71% (lower mid).
1M return: -0.33% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.08% (top quartile).
Modified duration: 5.30 yrs (bottom quartile).
Average maturity: 11.94 yrs (lower mid).
Exit load: 0-90 Days (0.5%),90 Days and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~100%).
High-quality debt (AAA/AA ~87%).
Largest holding 6.9% Govt Stock 2065 (~15.4%).

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund Growth
Launch Date	27 Sep 04
NAV (03 Aug 26)	₹48.9306 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,495 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	-0.06
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	8.08%
Effective Maturity	11 Years 11 Months 8 Days
Modified Duration	5 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,571
31 Jul 23	₹11,278
31 Jul 24	₹12,152
31 Jul 25	₹13,261
31 Jul 26	₹13,895

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.3%
3 Month	2.6%
6 Month	3.5%
1 Year	4.7%
3 Year	7.2%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	8.8%
2022	6.9%
2021	6%
2020	4.9%
2019	9.7%
2018	-0.9%
2017	5.7%
2016	2.2%
2015	14%

Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund

Name	Since	Tenure
Mohit Sharma	22 Mar 21	5.36 Yr.
Bhupesh Bameta	6 Aug 20	5.99 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.36%
Debt	99.64%

Debt Sector Allocation

Sector	Value
Corporate	54.37%
Government	45.28%
Cash Equivalent	0.36%

Credit Quality

Rating	Value
A	13%
AA	26.74%
AAA	60.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	15%	₹223 Cr	24,124,000 ↑ 1,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	6%	₹81 Cr	8,000
Hinduja Leyland Finance Limited Debentures \| -	6%	₹79 Cr	8,000
Power Finance Corporation Limited Debentures \| -	5%	₹75 Cr	7,500
Jubilant Bevco Limited Debentures \| -	5%	₹67 Cr	6,000
GMR Airports Limited Debentures \| -	4%	₹61 Cr	5,800
Oxyzo Financial Services Limited Debentures \| -	4%	₹59 Cr	6,000
7.71% Govt Stock 2066 Sovereign Bonds \| -	4%	₹57 Cr	5,500,000
7.95% Telangana Sdl 2035 Sovereign Bonds \| -	4%	₹52 Cr	5,050,000
Bajaj Housing Finance Limited Debentures \| -	4%	₹51 Cr	5,000

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।