2019 এর জন্য সেরা 10 সেরা পারফর্মিং ভারসাম্য তহবিল

Updated on November 26, 2025 , 768 views

ভারসাম্য তহবিল ইক্যুইটি এবং debtণ উভয় উপকরণের সুবিধা উপভোগ করে। এই প্রকল্পগুলি তাদের তহবিলের অর্থ ইক্যুইটির পাশাপাশি স্থির আয়ের অনুপাত উভয়ই বিনিয়োগ করে যা পূর্ব নির্ধারিত এবং পরিবর্তিত হতে পারে বা নাও হতে পারে। এই স্কিমগুলি বিনিয়োগকারীদের নিয়মিত আয়ের পাশাপাশি মূলধন প্রশংসা উভয়ের সংমিশ্রণ সরবরাহ করে। এই প্রকল্পগুলি হাইব্রিড তহবিল হিসাবেও পরিচিত এবং অন্তর্নিহিত ইক্যুইটি বিনিয়োগের উপর নির্ভর করে দুটি বিভাগে শ্রেণিবদ্ধ করা হয়। সুষম তহবিলের যেহেতু ইক্যুইটি বিনিয়োগ রয়েছে তাদের রিটার্ন নির্দিষ্ট করা হয় না। 2019 সালে, ভারসাম্যপূর্ণ তহবিলের পারফরম্যান্স আশ্চর্যজনকভাবে দুর্দান্ত হয়েছে। বেশ কয়েকটি স্কিম 2019 সালে ভাল আয় পোস্ট করেছে So সুতরাং, আসুন 2019 এর জন্য শীর্ষ 10 সেরা-ভারসাম্য তহবিলের পারফরম্যান্স বা তাদের রিটার্নের ভিত্তিতে দেখে নেওয়া যাক।

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পারফরম্যান্সের ভিত্তিতে 2019 এর জন্য শীর্ষ 10 পারফর্মিং ভারসাম্য তহবিল

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
JM Equity Hybrid Fund Growth	₹121.996 ↓ -0.37	₹816	27	33.8	8.1	22.9	30.5
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.13 ↓ -0.04	₹1,326	25.8	33.7	-4.8	54.5	31.1
Kotak Equity Hybrid Fund Growth	₹63.66 ↓ -0.05	₹8,402	21.7	20.1	5	28.9	15.4
Bandhan Hybrid Equity Fund Growth	₹27.083 ↑ 0.02	₹1,365	21	20.4	-1.1	30.8	13.9
UTI Multi Asset Fund Growth	₹78.9235	₹6,376	20.7	29.1	4.4	11.8	13.1
Edelweiss Multi Asset Allocation Fund Growth	₹65.15 ↓ -0.06	₹3,317	20.2	25.4	5.3	27.1	12.7
UTI Hybrid Equity Fund Growth	₹418.129 ↓ -0.01	₹6,596	19.7	25.5	5.6	30.5	13.2
BNP Paribas Substantial Equity Hybrid Fund Growth	₹28.596 ↑ 0.02	₹1,256	19.3	21	4.3	22.2	14.9
DSP Equity and Bond Fund Growth	₹364.768 ↓ -0.36	₹11,910	17.7	25.3	-2.7	24.2	17
Franklin India Equity Hybrid Fund Growth	₹276.405 ↓ -0.53	₹2,355	17.7	22.5	4.7	23.8	13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Kotak Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund	BNP Paribas Substantial Equity Hybrid Fund	DSP Equity and Bond Fund	Franklin India Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹816 Cr).	Bottom quartile AUM (₹1,326 Cr).	Top quartile AUM (₹8,402 Cr).	Lower mid AUM (₹1,365 Cr).	Upper mid AUM (₹6,376 Cr).	Upper mid AUM (₹3,317 Cr).	Upper mid AUM (₹6,596 Cr).	Bottom quartile AUM (₹1,256 Cr).	Highest AUM (₹11,910 Cr).	Lower mid AUM (₹2,355 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (11+ yrs).	Established history (8+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).	Established history (8+ yrs).	Established history (26+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Not Rated.	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.42% (top quartile).	5Y return: 20.43% (top quartile).	5Y return: 16.78% (upper mid).	5Y return: 16.46% (lower mid).	5Y return: 15.79% (lower mid).	5Y return: 17.80% (upper mid).	5Y return: 18.35% (upper mid).	5Y return: 15.23% (bottom quartile).	5Y return: 14.90% (bottom quartile).	5Y return: 15.35% (bottom quartile).
Point 6	3Y return: 18.59% (top quartile).	3Y return: 18.05% (upper mid).	3Y return: 14.72% (bottom quartile).	3Y return: 15.55% (lower mid).	3Y return: 19.86% (top quartile).	3Y return: 16.40% (upper mid).	3Y return: 16.24% (upper mid).	3Y return: 13.83% (bottom quartile).	3Y return: 15.79% (lower mid).	3Y return: 13.96% (bottom quartile).
Point 7	1Y return: -1.24% (bottom quartile).	1Y return: -0.60% (bottom quartile).	1Y return: 4.69% (lower mid).	1Y return: 9.94% (top quartile).	1Y return: 11.20% (top quartile).	1Y return: 8.01% (upper mid).	1Y return: 6.25% (upper mid).	1Y return: 4.00% (bottom quartile).	1Y return: 6.49% (upper mid).	1Y return: 5.21% (lower mid).
Point 8	1M return: -0.87% (bottom quartile).	1M return: -0.39% (bottom quartile).	1M return: -1.10% (bottom quartile).	1M return: 0.06% (upper mid).	1M return: 2.04% (top quartile).	1M return: 0.05% (lower mid).	1M return: 1.49% (upper mid).	1M return: 1.54% (top quartile).	1M return: 0.16% (upper mid).	1M return: -0.09% (lower mid).
Point 9	Alpha: -7.75 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 3.43 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -0.11 (upper mid).	Alpha: -2.84 (bottom quartile).	Alpha: -4.23 (bottom quartile).	Alpha: -1.93 (lower mid).	Alpha: -1.54 (lower mid).
Point 10	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.19 (lower mid).	Sharpe: 0.03 (upper mid).	Sharpe: 0.34 (top quartile).	Sharpe: 0.24 (top quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.20 (bottom quartile).	Sharpe: -0.31 (bottom quartile).	Sharpe: -0.12 (lower mid).	Sharpe: -0.07 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.42% (top quartile).
3Y return: 18.59% (top quartile).
1Y return: -1.24% (bottom quartile).
1M return: -0.87% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.43% (top quartile).
3Y return: 18.05% (upper mid).
1Y return: -0.60% (bottom quartile).
1M return: -0.39% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.19 (lower mid).

Kotak Equity Hybrid Fund

Top quartile AUM (₹8,402 Cr).
Established history (11+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.78% (upper mid).
3Y return: 14.72% (bottom quartile).
1Y return: 4.69% (lower mid).
1M return: -1.10% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.03 (upper mid).

Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,365 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.46% (lower mid).
3Y return: 15.55% (lower mid).
1Y return: 9.94% (top quartile).
1M return: 0.06% (upper mid).
Alpha: 3.43 (top quartile).
Sharpe: 0.34 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.79% (lower mid).
3Y return: 19.86% (top quartile).
1Y return: 11.20% (top quartile).
1M return: 2.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (top quartile).

Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.80% (upper mid).
3Y return: 16.40% (upper mid).
1Y return: 8.01% (upper mid).
1M return: 0.05% (lower mid).
Alpha: -0.11 (upper mid).
Sharpe: 0.08 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,596 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.35% (upper mid).
3Y return: 16.24% (upper mid).
1Y return: 6.25% (upper mid).
1M return: 1.49% (upper mid).
Alpha: -2.84 (bottom quartile).
Sharpe: -0.20 (bottom quartile).

BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,256 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.23% (bottom quartile).
3Y return: 13.83% (bottom quartile).
1Y return: 4.00% (bottom quartile).
1M return: 1.54% (top quartile).
Alpha: -4.23 (bottom quartile).
Sharpe: -0.31 (bottom quartile).

DSP Equity and Bond Fund

Highest AUM (₹11,910 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.90% (bottom quartile).
3Y return: 15.79% (lower mid).
1Y return: 6.49% (upper mid).
1M return: 0.16% (upper mid).
Alpha: -1.93 (lower mid).
Sharpe: -0.12 (lower mid).

Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,355 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.35% (bottom quartile).
3Y return: 13.96% (bottom quartile).
1Y return: 5.21% (lower mid).
1M return: -0.09% (lower mid).
Alpha: -1.54 (lower mid).
Sharpe: -0.07 (upper mid).

2019 এর জন্য ভারসাম্য তহবিল বিভাগের আওতায় সেরা পারফর্মিং স্কিমগুলি

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.42% (top quartile).
3Y return: 18.59% (top quartile).
1Y return: -1.24% (bottom quartile).
1M return: -0.87% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.93 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (28 Nov 25)	₹121.996 ↓ -0.37 (-0.30 %)
Net Assets (Cr)	₹816 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.53
Information Ratio	0.93
Alpha Ratio	-7.75
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,990
31 Oct 22	₹15,284
31 Oct 23	₹18,649
31 Oct 24	₹26,799
31 Oct 25	₹26,437

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.9%
3 Month	3.1%
6 Month	3.5%
1 Year	-1.2%
3 Year	18.6%
5 Year	18.4%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.08 Yr.
Asit Bhandarkar	31 Dec 21	3.84 Yr.
Ruchi Fozdar	4 Oct 24	1.08 Yr.
Deepak Gupta	11 Apr 25	0.56 Yr.

Data below for JM Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	1.87%
Equity	77.79%
Debt	20.34%

Equity Sector Allocation

Sector	Value
Financial Services	23.52%
Technology	13.93%
Industrials	12.68%
Consumer Cyclical	11.76%
Basic Materials	6.28%
Communication Services	3.66%
Health Care	3.62%
Consumer Defensive	2.35%

Debt Sector Allocation

Sector	Value
Corporate	11.9%
Government	9.4%
Cash Equivalent	0.91%

Credit Quality

Rating	Value
AA	6.37%
AAA	93.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹35 Cr	350,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| 542904	4%	₹31 Cr	5,950,865
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹30 Cr	145,246 ↓ -15,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹29 Cr	275,040
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹28 Cr	30,676
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	3%	₹27 Cr	68,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹26 Cr	77,000
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| 543396	3%	₹22 Cr	170,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹21 Cr	155,114
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹21 Cr	2,075,000 ↑ 2,075,000

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.43% (top quartile).
3Y return: 18.05% (upper mid).
1Y return: -0.60% (bottom quartile).
1M return: -0.39% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Bank (~3.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (28 Nov 25)	₹38.13 ↓ -0.04 (-0.10 %)
Net Assets (Cr)	₹1,326 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,377
31 Oct 22	₹16,399
31 Oct 23	₹19,834
31 Oct 24	₹27,484
31 Oct 25	₹27,773

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.4%
3 Month	1.9%
6 Month	1.1%
1 Year	-0.6%
3 Year	18%
5 Year	20.4%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.71 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	9.83%
Equity	75.73%
Debt	14.44%

Equity Sector Allocation

Sector	Value
Financial Services	17.09%
Basic Materials	16.9%
Industrials	14.66%
Health Care	8.34%
Consumer Cyclical	7.47%
Technology	5.63%
Consumer Defensive	4.07%
Utility	0.89%
Energy	0.68%

Debt Sector Allocation

Sector	Value
Government	10.38%
Corporate	8.09%
Cash Equivalent	5.79%

Credit Quality

Rating	Value
AA	1.4%
AAA	98.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| 532814	3%	₹43 Cr	505,000 ↑ 86,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹43 Cr	566,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹39 Cr	314,000 ↑ 26,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹37 Cr	1,580,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 513599	3%	₹36 Cr	1,050,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹32 Cr	180,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹31 Cr	195,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| 541143	2%	₹30 Cr	196,000
TD Power Systems Ltd (Industrials) Equity, Since 31 Jul 24 \| TDPOWERSYS	2%	₹29 Cr	380,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	2%	₹29 Cr	222,000

3. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Research Highlights for Kotak Equity Hybrid Fund

Top quartile AUM (₹8,402 Cr).
Established history (11+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.78% (upper mid).
3Y return: 14.72% (bottom quartile).
1Y return: 4.69% (lower mid).
1M return: -1.10% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.6%).

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (28 Nov 25)	₹63.66 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹8,402 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	0.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,713
31 Oct 22	₹15,441
31 Oct 23	₹16,945
31 Oct 24	₹22,485
31 Oct 25	₹23,785

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-1.1%
3 Month	3.5%
6 Month	5%
1 Year	4.7%
3 Year	14.7%
5 Year	16.8%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	16.42 Yr.
Atul Bhole	22 Jan 24	1.78 Yr.

Data below for Kotak Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	3.09%
Equity	78.5%
Debt	18.4%

Equity Sector Allocation

Sector	Value
Financial Services	22.23%
Industrials	11.04%
Technology	9.43%
Basic Materials	8.75%
Consumer Cyclical	7.97%
Health Care	7.03%
Communication Services	3.03%
Consumer Defensive	2.95%
Energy	2.48%
Utility	2.15%
Real Estate	1.44%

Debt Sector Allocation

Sector	Value
Government	17.05%
Cash Equivalent	3.09%
Corporate	1.35%

Credit Quality

Rating	Value
AA	4.19%
AAA	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	5%	₹384 Cr	3,891,624 ↑ 200,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹329 Cr	32,799,600
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	4%	₹306 Cr	2,988,167
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	4%	₹296 Cr	9,329,208
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹262 Cr	25,916,150
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹260 Cr	2,490,321
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹244 Cr	25,664,790 ↑ 3,330,000
State Bank of India (Financial Services) Equity, Since 31 Aug 25 \| SBIN	3%	₹225 Cr	2,400,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| CHOLAFIN	3%	₹219 Cr	1,288,515
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹218 Cr	717,501

4. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,365 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.46% (lower mid).
3Y return: 15.55% (lower mid).
1Y return: 9.94% (top quartile).
1M return: 0.06% (upper mid).
Alpha: 3.43 (top quartile).
Sharpe: 0.34 (top quartile).
Information ratio: 0.52 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.1%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (28 Nov 25)	₹27.083 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹1,365 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.35
Sharpe Ratio	0.34
Information Ratio	0.52
Alpha Ratio	3.43
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,773
31 Oct 22	₹14,963
31 Oct 23	₹16,069
31 Oct 24	₹20,964
31 Oct 25	₹23,112

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	5.4%
6 Month	8.1%
1 Year	9.9%
3 Year	15.5%
5 Year	16.5%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016
2015

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.27 Yr.
Brijesh Shah	10 Jun 24	1.39 Yr.
Prateek Poddar	7 Jun 24	1.4 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	7 Jun 24	1.4 Yr.

Data below for Bandhan Hybrid Equity Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	3.8%
Equity	77.78%
Debt	18.41%

Equity Sector Allocation

Sector	Value
Financial Services	20.12%
Consumer Cyclical	11.74%
Technology	8.42%
Industrials	7.63%
Health Care	6.51%
Basic Materials	5.09%
Energy	4.3%
Consumer Defensive	3.71%
Utility	3.48%
Communication Services	2.81%
Real Estate	2.48%

Debt Sector Allocation

Sector	Value
Corporate	11.67%
Government	6.75%
Cash Equivalent	3.8%

Credit Quality

Rating	Value
AA	6.74%
AAA	93.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	5%	₹70 Cr	710,660 ↑ 20,275
Bajaj Housing Finance Limited Debentures \| -	4%	₹60 Cr	6,000,000 ↑ 1,500,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹59 Cr	395,066 ↑ 27,659
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	4%	₹52 Cr	384,826 ↑ 27,410
Tata Capital Limited Debentures \| -	4%	₹51 Cr	5,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹50 Cr	5,000,000 ↓ -200,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	3%	₹35 Cr	1,112,055 ↑ 37,298
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹34 Cr	367,867 ↑ 66,602
One97 Communications Ltd (Technology) Equity, Since 31 Oct 24 \| 543396	2%	₹34 Cr	257,706 ↑ 10,691
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| 532555	2%	₹32 Cr	939,884 ↑ 15,788

5. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.79% (lower mid).
3Y return: 19.86% (top quartile).
1Y return: 11.20% (top quartile).
1M return: 2.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.1%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (28 Nov 25)	₹78.9235
Net Assets (Cr)	₹6,376 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,073
31 Oct 22	₹12,357
31 Oct 23	₹14,384
31 Oct 24	₹19,580
31 Oct 25	₹21,197

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	2%
3 Month	7.1%
6 Month	8.2%
1 Year	11.2%
3 Year	19.9%
5 Year	15.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.97 Yr.
Jaydeep Bhowal	1 Oct 24	1.08 Yr.

Data below for UTI Multi Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	9.14%
Equity	68.77%
Debt	10.1%
Other	11.99%

Equity Sector Allocation

Sector	Value
Financial Services	15.73%
Technology	11.37%
Consumer Defensive	9.54%
Consumer Cyclical	7.16%
Basic Materials	6.31%
Industrials	5.41%
Health Care	5.2%
Real Estate	3.05%
Communication Services	2.92%
Energy	2.85%
Utility	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	9.11%
Government	7.29%
Corporate	2.82%
Securitized	0.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹771 Cr	76,018,936 ↓ -958,380
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹175 Cr	4,169,825 ↑ 196,609
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹151 Cr	1,016,937 ↑ 743
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹141 Cr	688,325 ↓ -316,467
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹135 Cr	1,368,622 ↓ -202,460
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹133 Cr	1,046,197 ↑ 37,133
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹132 Cr	431,841 ↑ 1,355
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	2%	₹128 Cr	1,362,565 ↑ 1,362,565
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 500820	2%	₹125 Cr	496,319 ↑ 108,551
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹118 Cr	76,262 ↑ 26,089

6. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.80% (upper mid).
3Y return: 16.40% (upper mid).
1Y return: 8.01% (upper mid).
1M return: 0.05% (lower mid).
Alpha: -0.11 (upper mid).
Sharpe: 0.08 (upper mid).
Information ratio: 1.39 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~5.7%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (28 Nov 25)	₹65.15 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹3,317 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.08
Information Ratio	1.39
Alpha Ratio	-0.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,454
31 Oct 22	₹15,515
31 Oct 23	₹17,556
31 Oct 24	₹23,290
31 Oct 25	₹24,826

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0%
3 Month	4.1%
6 Month	4.4%
1 Year	8%
3 Year	16.4%
5 Year	17.8%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%
2015	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Dhawal Dalal	22 Sep 25	0.11 Yr.
Bhavesh Jain	14 Oct 15	10.06 Yr.
Bharat Lahoti	1 Oct 21	4.09 Yr.
Rahul Dedhia	1 Jul 24	1.34 Yr.
Pranavi Kulkarni	1 Aug 24	1.25 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	15.22%
Equity	77.79%
Debt	6.99%

Equity Sector Allocation

Sector	Value
Financial Services	23.02%
Health Care	9.37%
Technology	8.48%
Consumer Cyclical	8.3%
Industrials	6.38%
Basic Materials	5.65%
Consumer Defensive	4.12%
Communication Services	4.12%
Energy	2.88%
Utility	2.65%
Real Estate	0.96%

Debt Sector Allocation

Sector	Value
Cash Equivalent	15.22%
Corporate	6.35%
Government	0.65%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹190 Cr	19,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	6%	₹185 Cr	1,373,985
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹155 Cr	1,569,936
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹102 Cr	495,854
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	3%	₹91 Cr	616,103
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	2%	₹80 Cr	853,714
Aditya Birla Capital Limited Debentures \| -	2%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	2%	₹76 Cr	7,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 17 \| MARUTI	2%	₹75 Cr	46,457
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹71 Cr	479,028

7. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,596 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.35% (upper mid).
3Y return: 16.24% (upper mid).
1Y return: 6.25% (upper mid).
1M return: 1.49% (upper mid).
Alpha: -2.84 (bottom quartile).
Sharpe: -0.20 (bottom quartile).
Information ratio: 1.28 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (28 Nov 25)	₹418.129 ↓ -0.01 (0.00 %)
Net Assets (Cr)	₹6,596 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.2
Information Ratio	1.28
Alpha Ratio	-2.84
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,379
31 Oct 22	₹15,930
31 Oct 23	₹18,065
31 Oct 24	₹24,111
31 Oct 25	₹25,019

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	1.5%
3 Month	5.7%
6 Month	4.4%
1 Year	6.3%
3 Year	16.2%
5 Year	18.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.11 Yr.
Sunil Patil	5 Feb 18	7.74 Yr.
Jaydeep Bhowal	3 Nov 25	0 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	1.15%
Equity	72.93%
Debt	25.92%

Equity Sector Allocation

Sector	Value
Financial Services	21.89%
Technology	7.76%
Consumer Cyclical	7.47%
Industrials	6.73%
Energy	6.07%
Basic Materials	5.12%
Consumer Defensive	5.07%
Health Care	4.26%
Communication Services	4.14%
Real Estate	2.83%
Utility	1.58%

Debt Sector Allocation

Sector	Value
Government	17.61%
Corporate	8.07%
Cash Equivalent	1.38%

Credit Quality

Rating	Value
AA	0.47%
AAA	99.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹398 Cr	4,027,946 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹304 Cr	2,258,644 ↓ -60,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹252 Cr	1,699,346 ↑ 140,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹211 Cr	1,418,588 ↑ 55,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹206 Cr	4,904,969 ↑ 265,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹170 Cr	1,700,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	2%	₹151 Cr	374,309 ↑ 64,616
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹139 Cr	2,820,574
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹131 Cr	5,440,657 ↑ 430,927
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹126 Cr	1,200,000,000

8. BNP Paribas Substantial Equity Hybrid Fund

(Erstwhile BNP Paribas Balanced Fund)

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

Research Highlights for BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,256 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.23% (bottom quartile).
3Y return: 13.83% (bottom quartile).
1Y return: 4.00% (bottom quartile).
1M return: 1.54% (top quartile).
Alpha: -4.23 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.38 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for BNP Paribas Substantial Equity Hybrid Fund

BNP Paribas Substantial Equity Hybrid Fund Growth
Launch Date	7 Apr 17
NAV (28 Nov 25)	₹28.596 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹1,256 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.13
Sharpe Ratio	-0.31
Information Ratio	0.38
Alpha Ratio	-4.23
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,355
31 Oct 22	₹14,597
31 Oct 23	₹16,078
31 Oct 24	₹21,174
31 Oct 25	₹21,664

BNP Paribas Substantial Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for BNP Paribas Substantial Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	1.5%
3 Month	4.4%
6 Month	3.3%
1 Year	4%
3 Year	13.8%
5 Year	15.2%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.3%
2023	21%
2022	4.3%
2021	22.2%
2020	14.9%
2019	16.3%
2018	0.4%
2017
2016
2015

Fund Manager information for BNP Paribas Substantial Equity Hybrid Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	3.38 Yr.
Gurvinder Wasan	21 Oct 24	1.03 Yr.
Pratish Krishnan	14 Mar 22	3.64 Yr.

Data below for BNP Paribas Substantial Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	2.12%
Equity	70.69%
Debt	27.19%

Equity Sector Allocation

Sector	Value
Financial Services	22.12%
Industrials	11.37%
Consumer Cyclical	8.71%
Energy	6.74%
Technology	6.47%
Consumer Defensive	5.16%
Basic Materials	4.23%
Health Care	2.4%
Communication Services	2.21%
Utility	0.75%
Real Estate	0.54%

Debt Sector Allocation

Sector	Value
Corporate	13.94%
Government	12.78%
Cash Equivalent	2.59%

Credit Quality

Rating	Value
AA	21.01%
AAA	78.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFCBANK	6%	₹80 Cr	810,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	6%	₹71 Cr	531,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 21 \| RELIANCE	5%	₹63 Cr	423,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹54 Cr	135,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| POWERINDIA	3%	₹35 Cr	19,800
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹32 Cr	3,150,000 ↓ -500,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	2%	₹30 Cr	702,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| KOTAKBANK	2%	₹28 Cr	135,000 ↓ -9,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 19 \| BHARTIARTL	2%	₹28 Cr	135,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹27 Cr	2,700,000 ↓ -1,000,000

9. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Highest AUM (₹11,910 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.90% (bottom quartile).
3Y return: 15.79% (lower mid).
1Y return: 6.49% (upper mid).
1M return: 0.16% (upper mid).
Alpha: -1.93 (lower mid).
Sharpe: -0.12 (lower mid).
Information ratio: 0.79 (upper mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.1%).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (28 Nov 25)	₹364.768 ↓ -0.36 (-0.10 %)
Net Assets (Cr)	₹11,910 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.12
Information Ratio	0.79
Alpha Ratio	-1.93
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,410
31 Oct 22	₹14,002
31 Oct 23	₹15,755
31 Oct 24	₹20,814
31 Oct 25	₹21,795

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.2%
3 Month	3.9%
6 Month	2.1%
1 Year	6.5%
3 Year	15.8%
5 Year	14.9%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.67 Yr.
Shantanu Godambe	1 Aug 24	1.25 Yr.

Data below for DSP Equity and Bond Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	5.78%
Equity	68.72%
Debt	25.49%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	29.74%
Health Care	8.74%
Consumer Cyclical	8.47%
Technology	5.82%
Consumer Defensive	5.32%
Utility	4.2%
Basic Materials	2.78%
Energy	1.28%
Communication Services	1.26%
Industrials	0.82%

Debt Sector Allocation

Sector	Value
Government	19.44%
Corporate	6.05%
Cash Equivalent	5.78%

Credit Quality

Rating	Value
AA	7.66%
AAA	92.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹843 Cr	8,541,164
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹610 Cr	64,000,000 ↑ 20,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	4%	₹522 Cr	3,882,861
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	4%	₹473 Cr	3,838,487
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹459 Cr	1,317,286
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	4%	₹452 Cr	2,148,818
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹423 Cr	2,162,374 ↓ -149,761
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹362 Cr	8,602,900
Infosys Ltd (Technology) Equity, Since 30 Jun 20 \| INFY	3%	₹343 Cr	2,316,228
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| MOTHERSON	3%	₹335 Cr	31,801,866

10. Franklin India Equity Hybrid Fund

(Erstwhile Franklin India Balanced Fund)

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Research Highlights for Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,355 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.35% (bottom quartile).
3Y return: 13.96% (bottom quartile).
1Y return: 5.21% (lower mid).
1M return: -0.09% (lower mid).
Alpha: -1.54 (lower mid).
Sharpe: -0.07 (upper mid).
Information ratio: 0.58 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.1%).

Below is the key information for Franklin India Equity Hybrid Fund

Franklin India Equity Hybrid Fund Growth
Launch Date	10 Dec 99
NAV (28 Nov 25)	₹276.405 ↓ -0.53 (-0.19 %)
Net Assets (Cr)	₹2,355 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	-0.08
Information Ratio	0.58
Alpha Ratio	-1.54
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,644
31 Oct 22	₹15,033
31 Oct 23	₹16,571
31 Oct 24	₹21,501
31 Oct 25	₹22,599

Franklin India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	3.5%
6 Month	3%
1 Year	5.2%
3 Year	14%
5 Year	15.4%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	22.5%
2022	4.7%
2021	23.8%
2020	13.7%
2019	7.9%
2018	-1.6%
2017	21%
2016	7.6%
2015	4.8%

Fund Manager information for Franklin India Equity Hybrid Fund

Name	Since	Tenure
Ajay Argal	4 Oct 24	1.08 Yr.
Anuj Tagra	7 Mar 24	1.65 Yr.
Chandni Gupta	7 Mar 24	1.65 Yr.
Sandeep Manam	18 Oct 21	4.04 Yr.
Rajasa Kakulavarapu	6 Sep 21	4.16 Yr.

Data below for Franklin India Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	4.23%
Equity	70.99%
Debt	24.78%

Equity Sector Allocation

Sector	Value
Financial Services	21.84%
Consumer Cyclical	10.32%
Industrials	9.12%
Technology	5%
Health Care	4.94%
Consumer Defensive	4.06%
Utility	3.97%
Communication Services	3.77%
Basic Materials	3.72%
Energy	3.03%
Real Estate	1.23%

Debt Sector Allocation

Sector	Value
Corporate	18.89%
Government	5.89%
Cash Equivalent	4.23%

Credit Quality

Rating	Value
AA	31.17%
AAA	68.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	7%	₹167 Cr	1,695,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹124 Cr	920,000
Jubilant Bevco Limited Debentures \| -	5%	₹106 Cr	9,994
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	4%	₹91 Cr	225,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 05 \| BHARTIARTL	3%	₹80 Cr	388,000
Jubilant Beverages Limited Debentures \| -	3%	₹76 Cr	7,150
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹71 Cr	480,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹69 Cr	560,000 ↓ -60,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹65 Cr	440,000
HCL Technologies Ltd (Technology) Equity, Since 30 Nov 21 \| HCLTECH	2%	₹52 Cr	340,000

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।