2019 এর জন্য সেরা 10 সেরা পারফর্মিং ভারসাম্য তহবিল

Updated on August 8, 2025 , 724 views

ভারসাম্য তহবিল ইক্যুইটি এবং debtণ উভয় উপকরণের সুবিধা উপভোগ করে। এই প্রকল্পগুলি তাদের তহবিলের অর্থ ইক্যুইটির পাশাপাশি স্থির আয়ের অনুপাত উভয়ই বিনিয়োগ করে যা পূর্ব নির্ধারিত এবং পরিবর্তিত হতে পারে বা নাও হতে পারে। এই স্কিমগুলি বিনিয়োগকারীদের নিয়মিত আয়ের পাশাপাশি মূলধন প্রশংসা উভয়ের সংমিশ্রণ সরবরাহ করে। এই প্রকল্পগুলি হাইব্রিড তহবিল হিসাবেও পরিচিত এবং অন্তর্নিহিত ইক্যুইটি বিনিয়োগের উপর নির্ভর করে দুটি বিভাগে শ্রেণিবদ্ধ করা হয়। সুষম তহবিলের যেহেতু ইক্যুইটি বিনিয়োগ রয়েছে তাদের রিটার্ন নির্দিষ্ট করা হয় না। 2019 সালে, ভারসাম্যপূর্ণ তহবিলের পারফরম্যান্স আশ্চর্যজনকভাবে দুর্দান্ত হয়েছে। বেশ কয়েকটি স্কিম 2019 সালে ভাল আয় পোস্ট করেছে So সুতরাং, আসুন 2019 এর জন্য শীর্ষ 10 সেরা-ভারসাম্য তহবিলের পারফরম্যান্স বা তাদের রিটার্নের ভিত্তিতে দেখে নেওয়া যাক।

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পারফরম্যান্সের ভিত্তিতে 2019 এর জন্য শীর্ষ 10 পারফর্মিং ভারসাম্য তহবিল

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
JM Equity Hybrid Fund Growth	₹117.264 ↓ -1.68	₹862	27	33.8	8.1	22.9	30.5
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.15 ↓ -0.48	₹1,250	25.8	33.7	-4.8	54.5	31.1
Kotak Equity Hybrid Fund Growth	₹61.507 ↓ -0.40	₹7,808	21.7	20.1	5	28.9	15.4
Bandhan Hybrid Equity Fund Growth	₹25.464 ↓ -0.23	₹989	21	20.4	-1.1	30.8	13.9
UTI Multi Asset Fund Growth	₹73.1989 ↓ -0.46	₹5,890	20.7	29.1	4.4	11.8	13.1
Edelweiss Multi Asset Allocation Fund Growth	₹62.25 ↓ -0.49	₹2,926	20.2	25.4	5.3	27.1	12.7
UTI Hybrid Equity Fund Growth	₹395.833 ↓ -2.43	₹6,468	19.7	25.5	5.6	30.5	13.2
BNP Paribas Substantial Equity Hybrid Fund Growth	₹27.3849 ↓ -0.18	₹1,245	19.3	21	4.3	22.2	14.9
DSP Equity and Bond Fund Growth	₹350.953 ↓ -2.62	₹11,418	17.7	25.3	-2.7	24.2	17
Franklin India Equity Hybrid Fund Growth	₹265.823 ↓ -1.56	₹2,248	17.7	22.5	4.7	23.8	13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Kotak Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund	BNP Paribas Substantial Equity Hybrid Fund	DSP Equity and Bond Fund	Franklin India Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹862 Cr).	Lower mid AUM (₹1,250 Cr).	Top quartile AUM (₹7,808 Cr).	Bottom quartile AUM (₹989 Cr).	Upper mid AUM (₹5,890 Cr).	Upper mid AUM (₹2,926 Cr).	Upper mid AUM (₹6,468 Cr).	Bottom quartile AUM (₹1,245 Cr).	Highest AUM (₹11,418 Cr).	Lower mid AUM (₹2,248 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (10+ yrs).	Established history (8+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).	Established history (8+ yrs).	Established history (26+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Not Rated.	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.96% (top quartile).	5Y return: 23.97% (top quartile).	5Y return: 19.68% (upper mid).	5Y return: 18.09% (lower mid).	5Y return: 15.11% (bottom quartile).	5Y return: 19.54% (upper mid).	5Y return: 19.72% (upper mid).	5Y return: 16.21% (bottom quartile).	5Y return: 17.06% (bottom quartile).	5Y return: 17.97% (lower mid).
Point 6	3Y return: 20.07% (top quartile).	3Y return: 19.17% (top quartile).	3Y return: 15.11% (lower mid).	3Y return: 14.50% (bottom quartile).	3Y return: 18.38% (upper mid).	3Y return: 16.96% (upper mid).	3Y return: 16.10% (upper mid).	3Y return: 14.06% (bottom quartile).	3Y return: 15.33% (lower mid).	3Y return: 14.94% (bottom quartile).
Point 7	1Y return: -5.69% (bottom quartile).	1Y return: -2.06% (bottom quartile).	1Y return: 3.51% (upper mid).	1Y return: 7.25% (top quartile).	1Y return: 3.88% (upper mid).	1Y return: 3.63% (upper mid).	1Y return: 2.22% (lower mid).	1Y return: 1.43% (bottom quartile).	1Y return: 5.44% (top quartile).	1Y return: 2.52% (lower mid).
Point 8	1M return: -4.34% (bottom quartile).	1M return: -3.73% (bottom quartile).	1M return: -2.28% (upper mid).	1M return: -1.57% (top quartile).	1M return: -2.24% (top quartile).	1M return: -3.07% (lower mid).	1M return: -3.51% (bottom quartile).	1M return: -3.01% (upper mid).	1M return: -3.06% (lower mid).	1M return: -3.01% (upper mid).
Point 9	Alpha: -6.24 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 5.14 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 2.31 (upper mid).	Alpha: 0.77 (upper mid).	Alpha: -2.03 (bottom quartile).	Alpha: 3.71 (top quartile).	Alpha: 0.08 (upper mid).
Point 10	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.10 (lower mid).	Sharpe: 0.41 (top quartile).	Sharpe: 0.22 (upper mid).	Sharpe: 0.27 (upper mid).	Sharpe: 0.15 (upper mid).	Sharpe: -0.10 (bottom quartile).	Sharpe: 0.44 (top quartile).	Sharpe: 0.08 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹862 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.96% (top quartile).
3Y return: 20.07% (top quartile).
1Y return: -5.69% (bottom quartile).
1M return: -4.34% (bottom quartile).
Alpha: -6.24 (bottom quartile).
Sharpe: -0.41 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,250 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.97% (top quartile).
3Y return: 19.17% (top quartile).
1Y return: -2.06% (bottom quartile).
1M return: -3.73% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (bottom quartile).

Kotak Equity Hybrid Fund

Top quartile AUM (₹7,808 Cr).
Established history (10+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.68% (upper mid).
3Y return: 15.11% (lower mid).
1Y return: 3.51% (upper mid).
1M return: -2.28% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.10 (lower mid).

Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹989 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.09% (lower mid).
3Y return: 14.50% (bottom quartile).
1Y return: 7.25% (top quartile).
1M return: -1.57% (top quartile).
Alpha: 5.14 (top quartile).
Sharpe: 0.41 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹5,890 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.11% (bottom quartile).
3Y return: 18.38% (upper mid).
1Y return: 3.88% (upper mid).
1M return: -2.24% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.22 (upper mid).

Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹2,926 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.54% (upper mid).
3Y return: 16.96% (upper mid).
1Y return: 3.63% (upper mid).
1M return: -3.07% (lower mid).
Alpha: 2.31 (upper mid).
Sharpe: 0.27 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,468 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.72% (upper mid).
3Y return: 16.10% (upper mid).
1Y return: 2.22% (lower mid).
1M return: -3.51% (bottom quartile).
Alpha: 0.77 (upper mid).
Sharpe: 0.15 (upper mid).

BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,245 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.21% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 1.43% (bottom quartile).
1M return: -3.01% (upper mid).
Alpha: -2.03 (bottom quartile).
Sharpe: -0.10 (bottom quartile).

DSP Equity and Bond Fund

Highest AUM (₹11,418 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.06% (bottom quartile).
3Y return: 15.33% (lower mid).
1Y return: 5.44% (top quartile).
1M return: -3.06% (lower mid).
Alpha: 3.71 (top quartile).
Sharpe: 0.44 (top quartile).

Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,248 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.97% (lower mid).
3Y return: 14.94% (bottom quartile).
1Y return: 2.52% (lower mid).
1M return: -3.01% (upper mid).
Alpha: 0.08 (upper mid).
Sharpe: 0.08 (lower mid).

2019 এর জন্য ভারসাম্য তহবিল বিভাগের আওতায় সেরা পারফর্মিং স্কিমগুলি

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹862 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.96% (top quartile).
3Y return: 20.07% (top quartile).
1Y return: -5.69% (bottom quartile).
1M return: -4.34% (bottom quartile).
Alpha: -6.24 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.13 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~4.2%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (08 Aug 25)	₹117.264 ↓ -1.68 (-1.41 %)
Net Assets (Cr)	₹862 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	-0.41
Information Ratio	1.13
Alpha Ratio	-6.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,459
31 Jul 22	₹14,977
31 Jul 23	₹18,694
31 Jul 24	₹28,480
31 Jul 25	₹26,851

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.3%
3 Month	3%
6 Month	0.1%
1 Year	-5.7%
3 Year	20.1%
5 Year	21%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.83 Yr.
Asit Bhandarkar	31 Dec 21	3.58 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	2.7%
Equity	79.05%
Debt	18.25%

Equity Sector Allocation

Sector	Value
Financial Services	20.7%
Technology	14.14%
Industrials	13.15%
Consumer Cyclical	12.11%
Basic Materials	7.84%
Communication Services	4.2%
Consumer Defensive	3.56%
Health Care	3.35%

Debt Sector Allocation

Sector	Value
Government	10.32%
Corporate	9.05%
Cash Equivalent	1.58%

Credit Quality

Rating	Value
AA	1.21%
AAA	98.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹36 Cr	180,000 ↓ -40,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	4%	₹35 Cr	39,000 ↓ -1,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹32 Cr	160,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| 532755	4%	₹31 Cr	185,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹30 Cr	315,040 ↑ 246,032
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹29 Cr	5,876,466
Camlin Fine Sciences Ltd (Basic Materials) Equity, Since 31 Jan 25 \| CAMLINFINE	3%	₹26 Cr	816,343
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹25 Cr	80,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| 532174	3%	₹25 Cr	170,114 ↓ -30,000

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,250 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.97% (top quartile).
3Y return: 19.17% (top quartile).
1Y return: -2.06% (bottom quartile).
1M return: -3.73% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~74%).
High-quality debt (AAA/AA ~100%).
Largest holding Coforge Ltd (~4.1%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (08 Aug 25)	₹37.15 ↓ -0.48 (-1.28 %)
Net Assets (Cr)	₹1,250 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.68
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,126
31 Jul 22	₹17,820
31 Jul 23	₹21,660
31 Jul 24	₹32,172
31 Jul 25	₹31,453

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.7%
3 Month	6.2%
6 Month	2.8%
1 Year	-2.1%
3 Year	19.2%
5 Year	24%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.46 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	13.43%
Equity	74.41%
Debt	12.16%

Equity Sector Allocation

Sector	Value
Basic Materials	17.17%
Financial Services	14.74%
Industrials	12.07%
Technology	8.76%
Consumer Cyclical	7.45%
Health Care	6.88%
Consumer Defensive	3.02%
Utility	2.77%
Energy	1.54%

Debt Sector Allocation

Sector	Value
Government	10.26%
Corporate	8.85%
Cash Equivalent	6.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹51 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹40 Cr	566,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹38 Cr	1,580,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	3%	₹35 Cr	222,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹31 Cr	159,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HINDCOPPER	2%	₹29 Cr	1,050,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹26 Cr	145,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| NAM-INDIA	2%	₹25 Cr	315,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹25 Cr	225,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹23 Cr	138,000

3. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Research Highlights for Kotak Equity Hybrid Fund

Top quartile AUM (₹7,808 Cr).
Established history (10+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.68% (upper mid).
3Y return: 15.11% (lower mid).
1Y return: 3.51% (upper mid).
1M return: -2.28% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.10 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~4.7%).

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (08 Aug 25)	₹61.507 ↓ -0.40 (-0.65 %)
Net Assets (Cr)	₹7,808 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,901
31 Jul 22	₹16,006
31 Jul 23	₹18,532
31 Jul 24	₹24,714
31 Jul 25	₹25,137

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-2.3%
3 Month	6.1%
6 Month	5.1%
1 Year	3.5%
3 Year	15.1%
5 Year	19.7%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	16.17 Yr.
Atul Bhole	22 Jan 24	1.52 Yr.

Data below for Kotak Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.97%
Equity	75.62%
Debt	18.41%

Equity Sector Allocation

Sector	Value
Financial Services	15.88%
Industrials	11.89%
Technology	10.82%
Basic Materials	7.73%
Consumer Cyclical	7.69%
Health Care	6.85%
Communication Services	4.66%
Consumer Defensive	3.73%
Energy	2.57%
Utility	2.3%
Real Estate	1.51%

Debt Sector Allocation

Sector	Value
Government	16.11%
Corporate	4.21%
Cash Equivalent	4.06%

Credit Quality

Rating	Value
A	0.16%
AA	4.63%
AAA	95.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 24 \| BHARTIARTL	5%	₹364 Cr	1,809,465
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹348 Cr	33,799,600
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	4%	₹344 Cr	1,720,812
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹298 Cr	28,916,150
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	3%	₹237 Cr	2,988,167
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	3%	₹224 Cr	8,483,400
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 532538	3%	₹217 Cr	179,764
Infosys Ltd (Technology) Equity, Since 30 Apr 10 \| INFY	3%	₹207 Cr	1,289,800 ↑ 100,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 19 \| 532555	2%	₹179 Cr	5,353,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 24 \| BEL	2%	₹179 Cr	4,252,357

4. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹989 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.09% (lower mid).
3Y return: 14.50% (bottom quartile).
1Y return: 7.25% (top quartile).
1M return: -1.57% (top quartile).
Alpha: 5.14 (top quartile).
Sharpe: 0.41 (top quartile).
Information ratio: 0.40 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.3% Govt Stock 2053 (~8.0%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (08 Aug 25)	₹25.464 ↓ -0.23 (-0.90 %)
Net Assets (Cr)	₹989 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.4
Sharpe Ratio	0.41
Information Ratio	0.4
Alpha Ratio	5.14
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,839
31 Jul 22	₹15,299
31 Jul 23	₹17,438
31 Jul 24	₹22,236
31 Jul 25	₹23,809

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-1.6%
3 Month	5.4%
6 Month	6%
1 Year	7.2%
3 Year	14.5%
5 Year	18.1%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016
2015

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.01 Yr.
Brijesh Shah	10 Jun 24	1.14 Yr.
Prateek Poddar	7 Jun 24	1.15 Yr.
Ritika Behera	7 Oct 23	1.82 Yr.
Gaurav Satra	7 Jun 24	1.15 Yr.

Data below for Bandhan Hybrid Equity Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	4.62%
Equity	78.27%
Debt	17.11%

Equity Sector Allocation

Sector	Value
Financial Services	20.35%
Technology	11.37%
Consumer Cyclical	9.61%
Health Care	7.42%
Industrials	7.41%
Basic Materials	5.58%
Energy	4.72%
Utility	3.74%
Real Estate	3.03%
Consumer Defensive	2.73%
Communication Services	2.28%

Debt Sector Allocation

Sector	Value
Government	13.95%
Cash Equivalent	4.62%
Corporate	3.17%

Credit Quality

Rating	Value
AA	7.22%
AAA	92.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	8%	₹79 Cr	7,700,000 ↑ 500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	6%	₹55 Cr	274,769 ↑ 62,028
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹47 Cr	310,847 ↑ 34,700
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| 532174	4%	₹41 Cr	283,787 ↑ 23,505
Infosys Ltd (Technology) Equity, Since 31 Jan 17 \| INFY	3%	₹26 Cr	161,389 ↑ 69,102
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| 532215	3%	₹26 Cr	214,361 ↓ -56,730
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹26 Cr	2,500,000 ↑ 2,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	2%	₹23 Cr	872,606 ↓ -22,155
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 25 \| BHARTIARTL	2%	₹23 Cr	112,112 ↓ -11,875
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	2%	₹22 Cr	269,537 ↑ 12,036

5. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹5,890 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.11% (bottom quartile).
3Y return: 18.38% (upper mid).
1Y return: 3.88% (upper mid).
1M return: -2.24% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~10.4%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (08 Aug 25)	₹73.1989 ↓ -0.46 (-0.63 %)
Net Assets (Cr)	₹5,890 on 30 Jun 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.62
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹11,812
31 Jul 22	₹12,138
31 Jul 23	₹14,457
31 Jul 24	₹19,967
31 Jul 25	₹20,648

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-2.2%
3 Month	2%
6 Month	2.9%
1 Year	3.9%
3 Year	18.4%
5 Year	15.1%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.72 Yr.
Jaydeep Bhowal	1 Oct 24	0.83 Yr.

Data below for UTI Multi Asset Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	14.21%
Equity	59.42%
Debt	16.02%
Other	10.35%

Equity Sector Allocation

Sector	Value
Financial Services	15.2%
Technology	14.63%
Consumer Defensive	8.43%
Health Care	7.42%
Basic Materials	6.88%
Consumer Cyclical	5.23%
Energy	3.12%
Industrials	3.09%
Communication Services	3.02%
Utility	0.05%

Debt Sector Allocation

Sector	Value
Cash Equivalent	14.21%
Government	13.3%
Corporate	2.72%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	10%	₹615 Cr	75,977,316
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532174	4%	₹228 Cr	1,575,020
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	3%	₹174 Cr	863,456
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹157 Cr	1,500,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	3%	₹155 Cr	774,832
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹152 Cr	947,578
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 29 Feb 24 \| SUNPHARMA	2%	₹142 Cr	849,154 ↑ 282,450
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 24 \| HCLTECH	2%	₹141 Cr	815,153 ↑ 3,500
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹133 Cr	384,931
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	2%	₹133 Cr	3,198,354

6. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹2,926 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.54% (upper mid).
3Y return: 16.96% (upper mid).
1Y return: 3.63% (upper mid).
1M return: -3.07% (lower mid).
Alpha: 2.31 (upper mid).
Sharpe: 0.27 (upper mid).
Information ratio: 1.74 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~6.5%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (08 Aug 25)	₹62.25 ↓ -0.49 (-0.78 %)
Net Assets (Cr)	₹2,926 on 30 Jun 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	0.27
Information Ratio	1.74
Alpha Ratio	2.31
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,083
31 Jul 22	₹15,195
31 Jul 23	₹18,193
31 Jul 24	₹24,476
31 Jul 25	₹25,119

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	2.5%
6 Month	4.3%
1 Year	3.6%
3 Year	17%
5 Year	19.5%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%
2015	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Bhavesh Jain	14 Oct 15	9.8 Yr.
Bharat Lahoti	1 Oct 21	3.83 Yr.
Rahul Dedhia	1 Jul 24	1.08 Yr.
Pranavi Kulkarni	1 Aug 24	1 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	7.67%
Equity	77.02%
Debt	15.31%

Equity Sector Allocation

Sector	Value
Financial Services	23.44%
Technology	9.36%
Industrials	8.58%
Health Care	8.44%
Consumer Cyclical	6.25%
Basic Materials	5.12%
Consumer Defensive	4.92%
Communication Services	4.42%
Energy	3.04%
Utility	2.22%
Real Estate	0.01%

Debt Sector Allocation

Sector	Value
Corporate	8.05%
Cash Equivalent	7.67%
Government	7.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹191 Cr	19,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532174	6%	₹185 Cr	1,280,520 ↑ 61,701
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹140 Cr	699,107
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹84 Cr	416,209 ↑ 82,428
Aditya Birla Capital Limited Debentures \| -	3%	₹76 Cr	7,500,000 ↑ 7,500,000
Hdb Financial Services Limited Debentures \| -	3%	₹76 Cr	7,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹72 Cr	479,028 ↑ 62,141
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	2%	₹60 Cr	373,077
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 19 \| SUNPHARMA	2%	₹57 Cr	343,006
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCLIFE	2%	₹55 Cr	670,207 ↑ 379,827

7. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,468 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.72% (upper mid).
3Y return: 16.10% (upper mid).
1Y return: 2.22% (lower mid).
1M return: -3.51% (bottom quartile).
Alpha: 0.77 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 1.64 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.8%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (08 Aug 25)	₹395.833 ↓ -2.43 (-0.61 %)
Net Assets (Cr)	₹6,468 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	0.15
Information Ratio	1.64
Alpha Ratio	0.77
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,700
31 Jul 22	₹15,681
31 Jul 23	₹18,659
31 Jul 24	₹24,912
31 Jul 25	₹25,309

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.5%
3 Month	1.7%
6 Month	2.4%
1 Year	2.2%
3 Year	16.1%
5 Year	19.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.86 Yr.
Sunil Patil	5 Feb 18	7.49 Yr.

Data below for UTI Hybrid Equity Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	70.62%
Debt	28.33%

Equity Sector Allocation

Sector	Value
Financial Services	23.28%
Consumer Cyclical	7.09%
Technology	6.99%
Energy	5.48%
Industrials	5.28%
Communication Services	5.1%
Basic Materials	5.01%
Health Care	4.59%
Consumer Defensive	4.5%
Utility	1.68%
Real Estate	0.77%

Debt Sector Allocation

Sector	Value
Government	20.44%
Corporate	7.65%
Cash Equivalent	1.29%

Credit Quality

Rating	Value
AA	1%
AAA	99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹441 Cr	2,203,431 ↓ -20,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| 532174	5%	₹350 Cr	2,418,644
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹241 Cr	2,300,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹225 Cr	2,200,000,000 ↓ -500,000,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹213 Cr	1,331,927 ↑ 106,500
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹173 Cr	4,164,106
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹163 Cr	1,085,588
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹149 Cr	1,425,000,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹130 Cr	2,820,574
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	2%	₹128 Cr	213,657

8. BNP Paribas Substantial Equity Hybrid Fund

(Erstwhile BNP Paribas Balanced Fund)

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

Research Highlights for BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,245 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.21% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 1.43% (bottom quartile).
1M return: -3.01% (upper mid).
Alpha: -2.03 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 0.67 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.5%).

Below is the key information for BNP Paribas Substantial Equity Hybrid Fund

BNP Paribas Substantial Equity Hybrid Fund Growth
Launch Date	7 Apr 17
NAV (08 Aug 25)	₹27.3849 ↓ -0.18 (-0.64 %)
Net Assets (Cr)	₹1,245 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.22
Sharpe Ratio	-0.1
Information Ratio	0.67
Alpha Ratio	-2.03
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,834
31 Jul 22	₹14,151
31 Jul 23	₹16,295
31 Jul 24	₹21,615
31 Jul 25	₹21,637

BNP Paribas Substantial Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for BNP Paribas Substantial Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3%
3 Month	2.7%
6 Month	3.2%
1 Year	1.4%
3 Year	14.1%
5 Year	16.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.3%
2023	21%
2022	4.3%
2021	22.2%
2020	14.9%
2019	16.3%
2018	0.4%
2017
2016
2015

Fund Manager information for BNP Paribas Substantial Equity Hybrid Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	3.13 Yr.
Gurvinder Wasan	21 Oct 24	0.78 Yr.
Pratish Krishnan	14 Mar 22	3.39 Yr.

Data below for BNP Paribas Substantial Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	6.2%
Equity	72.27%
Debt	21.52%

Equity Sector Allocation

Sector	Value
Financial Services	20.03%
Industrials	12.96%
Consumer Cyclical	9.49%
Technology	7.45%
Energy	6.8%
Consumer Defensive	6.15%
Basic Materials	3.05%
Health Care	2.47%
Communication Services	2.18%
Utility	1.16%
Real Estate	0.5%

Debt Sector Allocation

Sector	Value
Corporate	12.32%
Government	8.74%
Cash Equivalent	6.66%

Credit Quality

Rating	Value
AA	29.96%
AAA	70.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFCBANK	7%	₹81 Cr	405,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| 532174	6%	₹75 Cr	522,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 21 \| RELIANCE	5%	₹63 Cr	423,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹50 Cr	135,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| POWERINDIA	3%	₹40 Cr	19,800
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹39 Cr	3,785,700 ↓ -500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| KOTAKBANK	3%	₹31 Cr	144,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	2%	₹29 Cr	702,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 20 \| TCS	2%	₹28 Cr	81,000 ↓ -9,000
Infosys Ltd (Technology) Equity, Since 30 Apr 17 \| INFY	2%	₹27 Cr	171,000

9. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Highest AUM (₹11,418 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.06% (bottom quartile).
3Y return: 15.33% (lower mid).
1Y return: 5.44% (top quartile).
1M return: -3.06% (lower mid).
Alpha: 3.71 (top quartile).
Sharpe: 0.44 (top quartile).
Information ratio: 1.01 (upper mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (08 Aug 25)	₹350.953 ↓ -2.62 (-0.74 %)
Net Assets (Cr)	₹11,418 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.44
Information Ratio	1.01
Alpha Ratio	3.71
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,378
31 Jul 22	₹14,350
31 Jul 23	₹16,512
31 Jul 24	₹21,535
31 Jul 25	₹22,671

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	0.3%
6 Month	3.4%
1 Year	5.4%
3 Year	15.3%
5 Year	17.1%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.42 Yr.
Shantanu Godambe	1 Aug 24	1 Yr.

Data below for DSP Equity and Bond Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.72%
Equity	67.95%
Debt	26.32%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	29.9%
Consumer Cyclical	10.46%
Health Care	8.27%
Consumer Defensive	5.4%
Technology	5.12%
Basic Materials	3.03%
Utility	2.68%
Communication Services	1.21%
Industrials	0.94%
Energy	0.94%

Debt Sector Allocation

Sector	Value
Government	20.14%
Corporate	6.2%
Cash Equivalent	5.7%

Credit Quality

Rating	Value
AA	7.9%
AAA	92.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹855 Cr	4,270,582
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| 532174	5%	₹561 Cr	3,882,861
7.09% Govt Stock 2054 Sovereign Bonds \| -	4%	₹465 Cr	45,000,000 ↑ 17,500,000
7.81% Govt Stock 2033 Sovereign Bonds \| -	4%	₹451 Cr	42,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹425 Cr	2,312,135 ↑ 157,630
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹419 Cr	1,317,286
8.17% Govt Stock 2044 Sovereign Bonds \| -	3%	₹374 Cr	32,500,000 ↓ -17,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹332 Cr	2,769,013
Cipla Ltd (Healthcare) Equity, Since 31 May 24 \| 500087	3%	₹325 Cr	2,156,479
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| MOTHERSON	3%	₹321 Cr	20,710,063 ↑ 1,778,584

10. Franklin India Equity Hybrid Fund

(Erstwhile Franklin India Balanced Fund)

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Research Highlights for Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,248 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.97% (lower mid).
3Y return: 14.94% (bottom quartile).
1Y return: 2.52% (lower mid).
1M return: -3.01% (upper mid).
Alpha: 0.08 (upper mid).
Sharpe: 0.08 (lower mid).
Information ratio: 0.98 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.4%).

Below is the key information for Franklin India Equity Hybrid Fund

Franklin India Equity Hybrid Fund Growth
Launch Date	10 Dec 99
NAV (08 Aug 25)	₹265.823 ↓ -1.56 (-0.58 %)
Net Assets (Cr)	₹2,248 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.15
Sharpe Ratio	0.08
Information Ratio	0.98
Alpha Ratio	0.08
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,460
31 Jul 22	₹14,889
31 Jul 23	₹17,386
31 Jul 24	₹22,914
31 Jul 25	₹23,411

Franklin India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Franklin India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3%
3 Month	1.6%
6 Month	3%
1 Year	2.5%
3 Year	14.9%
5 Year	18%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	22.5%
2022	4.7%
2021	23.8%
2020	13.7%
2019	7.9%
2018	-1.6%
2017	21%
2016	7.6%
2015	4.8%

Fund Manager information for Franklin India Equity Hybrid Fund

Name	Since	Tenure
Ajay Argal	4 Oct 24	0.82 Yr.
Anuj Tagra	7 Mar 24	1.4 Yr.
Chandni Gupta	7 Mar 24	1.4 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.9 Yr.

Data below for Franklin India Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	4.64%
Equity	67.8%
Debt	27.56%

Equity Sector Allocation

Sector	Value
Financial Services	21.84%
Consumer Cyclical	11.04%
Industrials	7.46%
Technology	6.16%
Health Care	4.65%
Communication Services	3.93%
Consumer Defensive	3.16%
Utility	2.99%
Basic Materials	2.89%
Energy	2.87%
Real Estate	0.81%

Debt Sector Allocation

Sector	Value
Corporate	25.35%
Cash Equivalent	4.64%
Government	2.21%

Credit Quality

Rating	Value
AA	45.24%
AAA	54.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	7%	₹166 Cr	827,500
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532174	5%	₹123 Cr	850,000 ↓ -50,000
Jubilant Bevco Limited Debentures \| -	5%	₹103 Cr	9,994 ↑ 9,994
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	3%	₹76 Cr	206,500
Jubilant Beverages Limited Debentures \| -	3%	₹73 Cr	7,150 ↑ 7,150
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 05 \| BHARTIARTL	3%	₹71 Cr	353,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹70 Cr	440,000 ↑ 30,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹66 Cr	550,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹65 Cr	430,000
HCL Technologies Ltd (Technology) Equity, Since 30 Nov 21 \| HCLTECH	2%	₹54 Cr	315,000 ↑ 30,000

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।