শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022

Updated on August 30, 2026 , 14641 views

সেরা দীর্ঘমেয়াদী বন্ড তহবিল খুঁজছেন? এই বিনিয়োগকারীদের জন্য তহবিল যারা মধ্য থেকে দীর্ঘমেয়াদী খুঁজছেনবিনিয়োগ পরিকল্পনা, সাধারণত 3-5 বছরের জন্য। দীর্ঘমেয়াদী বন্ড তহবিল প্রধানত G-sec এবং কর্পোরেট বিনিয়োগ করেবন্ড যেগুলো মাঝারি থেকে দীর্ঘ পরিপক্কতার সময়কাল আছে।

এই তহবিলগুলি সুদের হার পরিবর্তনের জন্য সংবেদনশীল এবং অন্যান্য ঋণ বিভাগের তুলনায় আরও অস্থির হতে পারে।

দীর্ঘমেয়াদী বন্ডে সুদের হার এবং মূল্য

ঋণের সিকিউরিটিজের সুদের হার এবং দামের মধ্যে একটি বিপরীত সম্পর্ক রয়েছে, যার মানে তারা বিপরীত দিকে চলে। উদাহরণস্বরূপ, একটি পতনশীল সুদের হার বন্ড তহবিলের জন্য ভাল। সুদের হার কমার সময়, বন্ডের দাম বেড়ে যায় এবং এই বৃদ্ধি পায়এনএভি এরঋণ তহবিল স্কিম

যেহেতু সুদের হার হ্রাস দীর্ঘমেয়াদী সিকিউরিটিজের দাম বৃদ্ধির কারণ হয়, তাই বিনিয়োগ করার পরামর্শ দেওয়া হয়দীর্ঘমেয়াদী ঋণ তহবিল যখন সুদের হার কমবে বলে আশা করা হচ্ছে। যে বিনিয়োগকারীরা দীর্ঘ সময়ের জন্য বিনিয়োগ করতে চান (যেমন, 3 বছর এবং তার বেশি), এবং কিছু স্তরের ঝুঁকি নিতে পারেন, তাদের আদর্শভাবে এই স্কিমে বিনিয়োগ করা উচিত।

তদুপরি, বিনিয়োগকারীরা যারা সুদের হার ওঠানামায় স্বাচ্ছন্দ্য বোধ করেনবাজার এই বিনিয়োগের সাথে এগিয়ে যেতে পারেন. 2022 সালের জন্য এখানে শীর্ষ 10টি সেরা দীর্ঘমেয়াদী বন্ড তহবিল রয়েছে।

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শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Long Term Bond Fund Growth	₹91.8099 ↓ -0.26	₹843	5,000	1,000	2.7	1.1	4	6.1	5.1	7.64%	11Y 18D	28Y 11M 12D
Aditya Birla Sun Life Income Fund Growth	₹129.515 ↓ -0.20	₹1,780	1,000	1,000	2.4	1.7	4.1	5.8	5.1	7.47%	6Y 8M 5D	15Y 18D
HDFC Income Fund Growth	₹60.4523 ↓ -0.05	₹830	5,000	300	2.5	2.1	4.8	6.3	5.5	7.09%	6Y 7M 17D	13Y 14D
Nippon India Income Fund Growth	₹92.7173 ↓ -0.10	₹351	5,000	100	2.1	2	4.8	5.8	4.9	7.2%	6Y 7M 10D	14Y 3M
ICICI Prudential Bond Fund Growth	₹42.2071 ↓ -0.03	₹1,983	5,000	1,000	2.5	2.3	5.3	6.9	6.7	7.45%	6Y 7M 2D	14Y 4M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Long Term Bond Fund	Aditya Birla Sun Life Income Fund	HDFC Income Fund	Nippon India Income Fund	ICICI Prudential Bond Fund
Point 1	Lower mid AUM (₹843 Cr).	Upper mid AUM (₹1,780 Cr).	Bottom quartile AUM (₹830 Cr).	Bottom quartile AUM (₹351 Cr).	Highest AUM (₹1,983 Cr).
Point 2	Established history (28+ yrs).	Oldest track record among peers (30 yrs).	Established history (25+ yrs).	Established history (28+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 4.00% (bottom quartile).	1Y return: 4.09% (bottom quartile).	1Y return: 4.84% (upper mid).	1Y return: 4.81% (lower mid).	1Y return: 5.32% (top quartile).
Point 6	1M return: -0.26% (bottom quartile).	1M return: -0.24% (lower mid).	1M return: -0.17% (upper mid).	1M return: -0.40% (bottom quartile).	1M return: -0.07% (top quartile).
Point 7	Sharpe: -0.59 (bottom quartile).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.51 (lower mid).	Sharpe: -0.39 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.64% (top quartile).	Yield to maturity (debt): 7.47% (upper mid).	Yield to maturity (debt): 7.09% (bottom quartile).	Yield to maturity (debt): 7.20% (bottom quartile).	Yield to maturity (debt): 7.45% (lower mid).
Point 10	Modified duration: 11.05 yrs (bottom quartile).	Modified duration: 6.68 yrs (bottom quartile).	Modified duration: 6.63 yrs (lower mid).	Modified duration: 6.61 yrs (upper mid).	Modified duration: 6.59 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

Lower mid AUM (₹843 Cr).
Established history (28+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.00% (bottom quartile).
1M return: -0.26% (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.64% (top quartile).
Modified duration: 11.05 yrs (bottom quartile).

Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,780 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.09% (bottom quartile).
1M return: -0.24% (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.47% (upper mid).
Modified duration: 6.68 yrs (bottom quartile).

HDFC Income Fund

Bottom quartile AUM (₹830 Cr).
Established history (25+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.84% (upper mid).
1M return: -0.17% (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.09% (bottom quartile).
Modified duration: 6.63 yrs (lower mid).

Nippon India Income Fund

Bottom quartile AUM (₹351 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.81% (lower mid).
1M return: -0.40% (bottom quartile).
Sharpe: -0.51 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.20% (bottom quartile).
Modified duration: 6.61 yrs (upper mid).

ICICI Prudential Bond Fund

Highest AUM (₹1,983 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.32% (top quartile).
1M return: -0.07% (top quartile).
Sharpe: -0.39 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.45% (lower mid).
Modified duration: 6.59 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

Lower mid AUM (₹843 Cr).
Established history (28+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.00% (bottom quartile).
1M return: -0.26% (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.64% (top quartile).
Modified duration: 11.05 yrs (bottom quartile).
Average maturity: 28.95 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~36.7%).
Top-3 holdings concentration ~58.7%.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund Growth
Launch Date	9 Jul 98
NAV (02 Sep 26)	₹91.8099 ↓ -0.26 (-0.28 %)
Net Assets (Cr)	₹843 on 31 Jul 26
Category	Debt - Longterm Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.95
Sharpe Ratio	-0.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.64%
Effective Maturity	28 Years 11 Months 12 Days
Modified Duration	11 Years 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,108
31 Aug 23	₹10,738
31 Aug 24	₹11,693
31 Aug 25	₹12,353
31 Aug 26	₹12,838

ICICI Prudential Long Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	-0.3%
3 Month	2.7%
6 Month	1.1%
1 Year	4%
3 Year	6.1%
5 Year	5.1%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.1%
2024	10.1%
2023	6.8%
2022	1.3%
2021	0.4%
2020	11%
2019	12.1%
2018	6.8%
2017	4.1%
2016	15.7%

Fund Manager information for ICICI Prudential Long Term Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.61 Yr.
Raunak Surana	22 Jan 24	2.61 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	3.32%
Debt	96.29%
Other	0.4%

Debt Sector Allocation

Sector	Value
Government	96.29%
Cash Equivalent	3.32%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	37%	₹312 Cr	31,701,500
6.9% Govt Stock 2065 Sovereign Bonds \| -	14%	₹116 Cr	12,425,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	8%	₹71 Cr	7,500,000
7.12% Maharashtra Sgs 2038 Sovereign Bonds \| -	6%	₹49 Cr	4,960,700
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	6%	₹48 Cr	5,000,000
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	6%	₹48 Cr	5,000,000
7.56% Rajasthan Sgs 2041 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.51% Madhyapradesh Sgs 2048 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.14% Maharashtra Sgs 2039 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000
7.5% Andhra Sgs 2045 Sovereign Bonds \| -	3%	₹22 Cr	2,261,900

2. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,780 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.09% (bottom quartile).
1M return: -0.24% (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.47% (upper mid).
Modified duration: 6.68 yrs (bottom quartile).
Average maturity: 15.05 yrs (bottom quartile).
Exit load: NIL.
Top sector: Utility.
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~15.0%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund Growth
Launch Date	21 Oct 95
NAV (02 Sep 26)	₹129.515 ↓ -0.20 (-0.15 %)
Net Assets (Cr)	₹1,780 on 31 Jul 26
Category	Debt - Medium to Long term
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.13
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.47%
Effective Maturity	15 Years 18 Days
Modified Duration	6 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,225
31 Aug 23	₹10,871
31 Aug 24	₹11,711
31 Aug 25	₹12,377
31 Aug 26	₹12,877

Aditya Birla Sun Life Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	-0.2%
3 Month	2.4%
6 Month	1.7%
1 Year	4.1%
3 Year	5.8%
5 Year	5.2%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.1%
2024	8.4%
2023	6.6%
2022	2.4%
2021	4%
2020	12.8%
2019	9.5%
2018	5.1%
2017	2.8%
2016	14.4%

Fund Manager information for Aditya Birla Sun Life Income Fund

Name	Since	Tenure
Bhupesh Bameta	6 Aug 20	6.07 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	2.66%
Debt	97.34%

Debt Sector Allocation

Sector	Value
Government	74.75%
Corporate	22.59%
Cash Equivalent	2.66%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	15%	₹268 Cr	27,233,900
7.71% Govt Stock 2066 Sovereign Bonds \| -	5%	₹98 Cr	9,508,700 ↓ -500,000
Tata Capital Housing Finance Limited Debentures \| -	4%	₹74 Cr	7,500
7.44% Karnataka Sgs 2033 Sovereign Bonds \| -	3%	₹55 Cr	5,446,300
State Government Of Karnataka Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
Tata Capital Housing Finance Limited Debentures \| -	3%	₹50 Cr	5,000
7.36% Karnataka Sgs 2034 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹50 Cr	5,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	3%	₹48 Cr	4,848,500

3. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

Bottom quartile AUM (₹830 Cr).
Established history (25+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.84% (upper mid).
1M return: -0.17% (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.09% (bottom quartile).
Modified duration: 6.63 yrs (lower mid).
Average maturity: 13.04 yrs (top quartile).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Top sector: Real Estate.
Top bond sector: Government.
Debt-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.24% Govt Stock 2055 (~14.7%).

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (02 Sep 26)	₹60.4523 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹830 on 31 Jul 26
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	-0.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.09%
Effective Maturity	13 Years 14 Days
Modified Duration	6 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,048
31 Aug 23	₹10,610
31 Aug 24	₹11,508
31 Aug 25	₹12,156
31 Aug 26	₹12,737

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	-0.2%
3 Month	2.5%
6 Month	2.1%
1 Year	4.8%
3 Year	6.3%
5 Year	4.9%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	9%
2023	6.1%
2022	0.9%
2021	2.1%
2020	9.3%
2019	8.7%
2018	3.6%
2017	1.3%
2016	14.5%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Anupam Joshi	7 Mar 26	0.4 Yr.
Dhruv Muchhal	22 Jun 23	3.11 Yr.

Data below for HDFC Income Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	7.3%
Equity	0.57%
Debt	91.81%
Other	0.32%

Debt Sector Allocation

Sector	Value
Government	63.81%
Corporate	28%
Cash Equivalent	7.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Govt Stock 2055 Sovereign Bonds \| -	15%	₹123 Cr	12,500,000 ↑ 2,500,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	7%	₹60 Cr	6,500,000
Small Industries Development Bank Of India Debentures \| -	6%	₹49 Cr	5,000 ↑ 5,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	6%	₹49 Cr	5,030,000 ↓ -2,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹41 Cr	4,000,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹35 Cr	350
Hdb Financial Services Limited Debentures \| -	4%	₹35 Cr	3,500
Smfg India Credit Company Limited Debentures \| -	4%	₹35 Cr	3,500
7.71% Govt Stock 2066 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000
6.64% Govt Stock 2031 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000

4. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

Bottom quartile AUM (₹351 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.81% (lower mid).
1M return: -0.40% (bottom quartile).
Sharpe: -0.51 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.20% (bottom quartile).
Modified duration: 6.61 yrs (upper mid).
Average maturity: 14.25 yrs (upper mid).
Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Maharashtra State Development Loans (~14.3%).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund Growth
Launch Date	1 Jan 98
NAV (02 Sep 26)	₹92.7173 ↓ -0.10 (-0.11 %)
Net Assets (Cr)	₹351 on 31 Jul 26
Category	Debt - Medium to Long term
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	-0.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	7.2%
Effective Maturity	14 Years 3 Months
Modified Duration	6 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,177
31 Aug 23	₹10,893
31 Aug 24	₹11,773
31 Aug 25	₹12,331
31 Aug 26	₹12,916

Nippon India Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	-0.4%
3 Month	2.1%
6 Month	2%
1 Year	4.8%
3 Year	5.8%
5 Year	5.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.9%
2024	8.1%
2023	6.8%
2022	3.3%
2021	1.2%
2020	10.5%
2019	11.4%
2018	6.1%
2017	2.4%
2016	13.8%

Fund Manager information for Nippon India Income Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.58 Yr.
Kinjal Desai	25 May 18	8.27 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Income Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	9.7%
Debt	89.94%
Other	0.36%

Debt Sector Allocation

Sector	Value
Government	88.54%
Cash Equivalent	9.7%
Corporate	1.4%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maharashtra State Development Loans Sovereign Bonds \| -	14%	₹50 Cr	5,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	11%	₹37 Cr	4,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	10%	₹34 Cr	3,500,000
7.6% Uttarpradesh Sgs 2037 Sovereign Bonds \| -	9%	₹30 Cr	3,000,000
7.03% Tamilnadu SDL 2030 Sovereign Bonds \| -	9%	₹30 Cr	3,000,000
7.93% Uttarpradesh Sdl 2030 Sovereign Bonds \| -	7%	₹26 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹25 Cr	2,500
6.48% Govt Stock 2035 Sovereign Bonds \| -	7%	₹25 Cr	2,500,000
6.79% Andhra Sgs 2036 Sovereign Bonds \| -	7%	₹24 Cr	2,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	6%	₹20 Cr	2,000,000

5. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

Highest AUM (₹1,983 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.32% (top quartile).
1M return: -0.07% (top quartile).
Sharpe: -0.39 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.45% (lower mid).
Modified duration: 6.59 yrs (top quartile).
Average maturity: 14.40 yrs (lower mid).
Exit load: 0-6 Months (1%),6 Months and above(NIL).
Top bond sector: Government.
Debt-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~9.4%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund Growth
Launch Date	18 Aug 08
NAV (02 Sep 26)	₹42.2071 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹1,983 on 31 Jul 26
Category	Debt - Medium to Long term
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.03
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity	7.45%
Effective Maturity	14 Years 4 Months 24 Days
Modified Duration	6 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,248
31 Aug 23	₹10,960
31 Aug 24	₹11,868
31 Aug 25	₹12,702
31 Aug 26	₹13,385

ICICI Prudential Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	2.5%
6 Month	2.3%
1 Year	5.3%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	8.6%
2023	7.7%
2022	3.1%
2021	2.9%
2020	11.5%
2019	10.9%
2018	4.6%
2017	5.3%
2016	11.3%

Fund Manager information for ICICI Prudential Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.61 Yr.
Ritesh Lunawat	22 Jan 24	2.61 Yr.

Data below for ICICI Prudential Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	19.5%
Debt	80.04%
Other	0.46%

Debt Sector Allocation

Sector	Value
Government	54.86%
Corporate	27.61%
Cash Equivalent	17.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	9%	₹188 Cr	19,081,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	7%	₹138 Cr	14,808,250
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹118 Cr	11,650
HDFC Bank Limited Debentures \| -	5%	₹107 Cr	1,100
Pipeline Infrastructure Limited Debentures \| -	4%	₹75 Cr	7,400
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	4%	₹71 Cr	7,500,000
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	4%	₹71 Cr	7,500,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	3%	₹69 Cr	7,289,900
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹60 Cr	6,000
LIC Housing Finance Ltd Debentures \| -	3%	₹51 Cr	500

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