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শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022
সেরা দীর্ঘমেয়াদী বন্ড তহবিল খুঁজছেন? এই বিনিয়োগকারীদের জন্য তহবিল যারা মধ্য থেকে দীর্ঘমেয়াদী খুঁজছেনবিনিয়োগ পরিকল্পনা, সাধারণত 3-5 বছরের জন্য। দীর্ঘমেয়াদী বন্ড তহবিল প্রধানত G-sec এবং কর্পোরেট বিনিয়োগ করেবন্ড যেগুলো মাঝারি থেকে দীর্ঘ পরিপক্কতার সময়কাল আছে।
এই তহবিলগুলি সুদের হার পরিবর্তনের জন্য সংবেদনশীল এবং অন্যান্য ঋণ বিভাগের তুলনায় আরও অস্থির হতে পারে।
দীর্ঘমেয়াদী বন্ডে সুদের হার এবং মূল্য
ঋণের সিকিউরিটিজের সুদের হার এবং দামের মধ্যে একটি বিপরীত সম্পর্ক রয়েছে, যার মানে তারা বিপরীত দিকে চলে। উদাহরণস্বরূপ, একটি পতনশীল সুদের হার বন্ড তহবিলের জন্য ভাল। সুদের হার কমার সময়, বন্ডের দাম বেড়ে যায় এবং এই বৃদ্ধি পায়এনএভি এরঋণ তহবিল স্কিম
যেহেতু সুদের হার হ্রাস দীর্ঘমেয়াদী সিকিউরিটিজের দাম বৃদ্ধির কারণ হয়, তাই বিনিয়োগ করার পরামর্শ দেওয়া হয়দীর্ঘমেয়াদী ঋণ তহবিল যখন সুদের হার কমবে বলে আশা করা হচ্ছে। যে বিনিয়োগকারীরা দীর্ঘ সময়ের জন্য বিনিয়োগ করতে চান (যেমন, 3 বছর এবং তার বেশি), এবং কিছু স্তরের ঝুঁকি নিতে পারেন, তাদের আদর্শভাবে এই স্কিমে বিনিয়োগ করা উচিত।
তদুপরি, বিনিয়োগকারীরা যারা সুদের হার ওঠানামায় স্বাচ্ছন্দ্য বোধ করেনবাজার এই বিনিয়োগের সাথে এগিয়ে যেতে পারেন. 2022 সালের জন্য এখানে শীর্ষ 10টি সেরা দীর্ঘমেয়াদী বন্ড তহবিল রয়েছে।
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শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹80.5989
↑ 0.01 ₹807 5,000 1,000 2.1 5.3 6.7 4.1 6.8 7.52% 6Y 11M 16D 10Y 9M 18D Kotak Bond Fund Growth ₹69.5832
↑ 0.00 ₹1,810 5,000 1,000 1.4 4.2 6.1 4.7 6.8 7.53% 6Y 9M 22D 16Y 7M 6D HDFC Income Fund Growth ₹52.5427
↓ 0.00 ₹771 5,000 300 1.7 4.7 6 4 6.1 7.34% 6Y 8M 27D 11Y 4M IDFC Bond Fund Long Term Plan Growth ₹59.356
↓ -0.02 ₹495 5,000 1,000 1.2 4.3 5.1 3.6 6 7.35% 6Y 8M 19D 11Y 5M 16D Aditya Birla Sun Life Income Fund Growth ₹113.46
↑ 0.01 ₹1,793 1,000 1,000 1.2 4 5.6 4.8 6.6 7.33% 6Y 6M 29D 10Y 6M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Apr 24
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Kotak Bond Fund is a Debt - Medium to Long term fund was launched on 25 Nov 99. It is a fund with Moderate risk and has given a Below is the key information for Kotak Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Investment Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. IDFC Bond Fund Long Term Plan is a Debt - Longterm Bond fund was launched on 14 Jul 00. It is a fund with Moderate risk and has given a Below is the key information for IDFC Bond Fund Long Term Plan Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 12 in Longterm Bond category. Return for 2023 was 6.8% , 2022 was 1.3% and 2021 was 0.4% . ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (30 Apr 24) ₹80.5989 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹807 on 31 Mar 24 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.52% Effective Maturity 10 Years 9 Months 18 Days Modified Duration 6 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,577 30 Apr 21 ₹12,133 30 Apr 22 ₹12,091 30 Apr 23 ₹12,850 30 Apr 24 ₹13,706 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24 Duration Returns 1 Month -0.3% 3 Month 2.1% 6 Month 5.3% 1 Year 6.7% 3 Year 4.1% 5 Year 6.5% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% 2015 5.1% 2014 16.9% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 0.19 Yr. Raunak Surana 22 Jan 24 0.19 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 2.8% Debt 96.99% Other 0.21% Debt Sector Allocation
Sector Value Government 90.54% Corporate 6.45% Cash Equivalent 2.8% Credit Quality
Rating Value AA 6.74% AAA 93.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -35% ₹290 Cr 29,000,000
↑ 1,500,000 Bihar (Government of)
- | -12% ₹102 Cr 10,000,000 Sikkim (Government of)
- | -12% ₹101 Cr 10,000,000 Punjab, Government of
- | -12% ₹101 Cr 10,000,000 The Great Eastern Shipping Company Limited
Debentures | -6% ₹53 Cr 536 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹43 Cr 4,303,830 West Bengal (Government of)
- | -3% ₹25 Cr 2,438,100 Bihar (Government of)
- | -2% ₹18 Cr 1,750,000 West Bengal (Government of)
- | -2% ₹16 Cr 1,602,300 Uttar Pradesh (Government of)
- | -1% ₹10 Cr 1,000,000 2. Kotak Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 32 in Medium to Long term category. Return for 2023 was 6.8% , 2022 was 1.7% and 2021 was 2.4% . Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (30 Apr 24) ₹69.5832 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹1,810 on 31 Mar 24 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.02 Sharpe Ratio 0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.53% Effective Maturity 16 Years 7 Months 6 Days Modified Duration 6 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,179 30 Apr 21 ₹11,937 30 Apr 22 ₹12,249 30 Apr 23 ₹12,917 30 Apr 24 ₹13,702 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24 Duration Returns 1 Month -0.4% 3 Month 1.4% 6 Month 4.2% 1 Year 6.1% 3 Year 4.7% 5 Year 6.5% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% 2015 4.6% 2014 15.1% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 15.97 Yr. Palha Khanna 3 Jul 23 0.75 Yr. Data below for Kotak Bond Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 8.42% Equity 0.38% Debt 90.95% Other 0.25% Debt Sector Allocation
Sector Value Government 78.88% Corporate 12.07% Cash Equivalent 8.42% Credit Quality
Rating Value AA 3.33% AAA 96.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -40% ₹724 Cr 72,572,010
↓ -4,678,000 8.25% Govt Stock 2033
Sovereign Bonds | -19% ₹338 Cr 33,153,570 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹122 Cr 12,250,000 HDFC Bank Limited
Debentures | -4% ₹75 Cr 7,500 7.3% Govt Stock 2053
Sovereign Bonds | -4% ₹73 Cr 7,229,820 Power Finance Corporation Limited
Debentures | -3% ₹50 Cr 510,900 India (Republic of) 0.071%
Sovereign Bonds | -3% ₹46 Cr 4,600,000
↑ 4,600,000 State Bank of India 0.0834%
Domestic Bonds | -2% ₹35 Cr 35
↓ -20 Small Industries Development Bank Of India
Debentures | -1% ₹25 Cr 2,500 HDFC Bank Limited
Debentures | -1% ₹25 Cr 2,500 3. HDFC Income Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (30 Apr 24) ₹52.5427 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹771 on 31 Mar 24 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 2.06 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.34% Effective Maturity 11 Years 4 Months Modified Duration 6 Years 8 Months 27 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,994 30 Apr 21 ₹11,653 30 Apr 22 ₹11,781 30 Apr 23 ₹12,347 30 Apr 24 ₹13,091 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24 Duration Returns 1 Month -0.4% 3 Month 1.7% 6 Month 4.7% 1 Year 6% 3 Year 4% 5 Year 5.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% 2014 15.7% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 16.57 Yr. Dhruv Muchhal 22 Jun 23 0.78 Yr. Data below for HDFC Income Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 6.11% Debt 93.66% Other 0.23% Debt Sector Allocation
Sector Value Government 83.67% Corporate 9.51% Cash Equivalent 6.11% Securitized 0.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -22% ₹170 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -13% ₹102 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -13% ₹98 Cr 9,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹85 Cr 8,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -5% ₹35 Cr 3,500,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹25 Cr 2,500 8.1% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.68% Govt Stock 2031
Sovereign Bonds | -3% ₹24 Cr 2,500,000 India Grid TRust
Debentures | -3% ₹23 Cr 230,000 4. IDFC Bond Fund Long Term Plan
CAGR/Annualized return of 7.8% since its launch. Return for 2023 was 6% , 2022 was 0.6% and 2021 was 1.2% . IDFC Bond Fund Long Term Plan
Growth Launch Date 14 Jul 00 NAV (30 Apr 24) ₹59.356 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹495 on 31 Mar 24 Category Debt - Longterm Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 1.98 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.35% Effective Maturity 11 Years 5 Months 16 Days Modified Duration 6 Years 8 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,430 30 Apr 21 ₹12,032 30 Apr 22 ₹12,191 30 Apr 23 ₹12,739 30 Apr 24 ₹13,386 Returns for IDFC Bond Fund Long Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24 Duration Returns 1 Month -0.5% 3 Month 1.2% 6 Month 4.3% 1 Year 5.1% 3 Year 3.6% 5 Year 6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6% 2022 0.6% 2021 1.2% 2020 11.8% 2019 10.4% 2018 6.6% 2017 3.1% 2016 12.9% 2015 5.9% 2014 15.5% Fund Manager information for IDFC Bond Fund Long Term Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 13.47 Yr. Sreejith Balasubramanian 31 Aug 23 0.59 Yr. Data below for IDFC Bond Fund Long Term Plan as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 2.45% Debt 97.29% Other 0.26% Debt Sector Allocation
Sector Value Government 80.94% Corporate 16.35% Cash Equivalent 2.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -50% ₹243 Cr 24,400,000
↓ -700,000 7.3% Govt Stock 2053
Sovereign Bonds | -12% ₹59 Cr 5,900,000
↑ 700,000 Small Industries Development Bank Of India
Debentures | -10% ₹49 Cr 5,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -8% ₹40 Cr 4,000,000 Bajaj Housing Finance Ltd. 8.04%
Debentures | -5% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500,000 Small Industries Development Bank Of India
Debentures | -1% ₹4 Cr 400,000 7.32% Govt Stock 2030
Sovereign Bonds | -1% ₹3 Cr 300,000
↑ 300,000 Rec Limited
Debentures | -0% ₹2 Cr 200,000
↓ -500,000 5. Aditya Birla Sun Life Income Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 26 in Medium to Long term category. Return for 2023 was 6.6% , 2022 was 2.4% and 2021 was 4% . Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (30 Apr 24) ₹113.46 ↑ 0.01 (0.00 %) Net Assets (Cr) ₹1,793 on 31 Mar 24 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.89 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.33% Effective Maturity 10 Years 6 Months 29 Days Modified Duration 6 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,136 30 Apr 21 ₹12,150 30 Apr 22 ₹12,589 30 Apr 23 ₹13,257 30 Apr 24 ₹13,998 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24 Duration Returns 1 Month -0.4% 3 Month 1.2% 6 Month 4% 1 Year 5.6% 3 Year 4.8% 5 Year 7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% 2014 16% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 3.65 Yr. Dhaval Joshi 21 Nov 22 1.36 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 4.11% Debt 95.64% Other 0.25% Debt Sector Allocation
Sector Value Government 75.11% Corporate 20.53% Cash Equivalent 4.11% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -32% ₹563 Cr 56,244,600
↓ -1,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -17% ₹302 Cr 30,293,050
↓ -4,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹144 Cr 14,334,950 7.25% Govt Stock 2063
Sovereign Bonds | -5% ₹81 Cr 8,153,050 LIC Housing Finance Ltd
Debentures | -3% ₹61 Cr 600 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹50 Cr 500
↑ 500 Small Industries Development Bank Of India
Debentures | -3% ₹50 Cr 500 India (Republic of)
Sovereign Bonds | -2% ₹35 Cr 3,459,400
↑ 3,459,400
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