+91-22-48913909শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022
সেরা দীর্ঘমেয়াদী বন্ড তহবিল খুঁজছেন? এই বিনিয়োগকারীদের জন্য তহবিল যারা মধ্য থেকে দীর্ঘমেয়াদী খুঁজছেনবিনিয়োগ পরিকল্পনা, সাধারণত 3-5 বছরের জন্য। দীর্ঘমেয়াদী বন্ড তহবিল প্রধানত G-sec এবং কর্পোরেট বিনিয়োগ করেবন্ড যেগুলো মাঝারি থেকে দীর্ঘ পরিপক্কতার সময়কাল আছে।
এই তহবিলগুলি সুদের হার পরিবর্তনের জন্য সংবেদনশীল এবং অন্যান্য ঋণ বিভাগের তুলনায় আরও অস্থির হতে পারে।
দীর্ঘমেয়াদী বন্ডে সুদের হার এবং মূল্য
ঋণের সিকিউরিটিজের সুদের হার এবং দামের মধ্যে একটি বিপরীত সম্পর্ক রয়েছে, যার মানে তারা বিপরীত দিকে চলে। উদাহরণস্বরূপ, একটি পতনশীল সুদের হার বন্ড তহবিলের জন্য ভাল। সুদের হার কমার সময়, বন্ডের দাম বেড়ে যায় এবং এই বৃদ্ধি পায়এনএভি এরঋণ তহবিল স্কিম
যেহেতু সুদের হার হ্রাস দীর্ঘমেয়াদী সিকিউরিটিজের দাম বৃদ্ধির কারণ হয়, তাই বিনিয়োগ করার পরামর্শ দেওয়া হয়দীর্ঘমেয়াদী ঋণ তহবিল যখন সুদের হার কমবে বলে আশা করা হচ্ছে। যে বিনিয়োগকারীরা দীর্ঘ সময়ের জন্য বিনিয়োগ করতে চান (যেমন, 3 বছর এবং তার বেশি), এবং কিছু স্তরের ঝুঁকি নিতে পারেন, তাদের আদর্শভাবে এই স্কিমে বিনিয়োগ করা উচিত।
তদুপরি, বিনিয়োগকারীরা যারা সুদের হার ওঠানামায় স্বাচ্ছন্দ্য বোধ করেনবাজার এই বিনিয়োগের সাথে এগিয়ে যেতে পারেন. 2022 সালের জন্য এখানে শীর্ষ 10টি সেরা দীর্ঘমেয়াদী বন্ড তহবিল রয়েছে।
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শীর্ষ 5 সেরা দীর্ঘমেয়াদী বন্ড ফান্ড 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹92.1152
↓ -0.11 ₹860 5,000 1,000 2.2 2.2 1.1 6.2 5.1 7.89% 10Y 11M 23D 29Y 2M 5D Aditya Birla Sun Life Income Fund Growth ₹129.797
↓ -0.10 ₹1,787 1,000 1,000 2 2.6 2.6 6 5.1 7.47% 6Y 8M 5D 15Y 18D ICICI Prudential Bond Fund Growth ₹42.1759
↓ -0.04 ₹2,002 5,000 1,000 2.3 3 3.7 7 6.7 7.85% 6Y 5M 19D 15Y 2M 16D HDFC Income Fund Growth ₹60.5269
↓ -0.05 ₹833 5,000 300 2.3 3.1 3.1 6.4 5.5 7.34% 6Y 5M 8D 13Y 1M 28D Nippon India Income Fund Growth ₹93.0997
↓ -0.07 ₹361 5,000 100 2.4 3.3 3.1 6.1 4.9 7.41% 6Y 5M 5D 14Y 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Aditya Birla Sun Life Income Fund ICICI Prudential Bond Fund HDFC Income Fund Nippon India Income Fund Point 1 Lower mid AUM (₹860 Cr). Upper mid AUM (₹1,787 Cr). Highest AUM (₹2,002 Cr). Bottom quartile AUM (₹833 Cr). Bottom quartile AUM (₹361 Cr). Point 2 Established history (28+ yrs). Oldest track record among peers (30 yrs). Established history (17+ yrs). Established history (25+ yrs). Established history (28+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 1.14% (bottom quartile). 1Y return: 2.60% (bottom quartile). 1Y return: 3.67% (top quartile). 1Y return: 3.15% (upper mid). 1Y return: 3.07% (lower mid). Point 6 1M return: 0.84% (lower mid). 1M return: 0.83% (bottom quartile). 1M return: 0.75% (bottom quartile). 1M return: 0.93% (top quartile). 1M return: 0.92% (upper mid). Point 7 Sharpe: -0.41 (lower mid). Sharpe: -0.49 (bottom quartile). Sharpe: -0.21 (top quartile). Sharpe: -0.37 (upper mid). Sharpe: -0.43 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.47% (lower mid). Yield to maturity (debt): 7.85% (upper mid). Yield to maturity (debt): 7.34% (bottom quartile). Yield to maturity (debt): 7.41% (bottom quartile). Point 10 Modified duration: 10.98 yrs (bottom quartile). Modified duration: 6.68 yrs (bottom quartile). Modified duration: 6.47 yrs (lower mid). Modified duration: 6.44 yrs (upper mid). Modified duration: 6.43 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Aditya Birla Sun Life Income Fund
ICICI Prudential Bond Fund
HDFC Income Fund
Nippon India Income Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities Research Highlights for ICICI Prudential Bond Fund Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (22 Jul 26) ₹92.1152 ↓ -0.11 (-0.11 %) Net Assets (Cr) ₹860 on 30 Jun 26 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 29 Years 2 Months 5 Days Modified Duration 10 Years 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26 Duration Returns 1 Month 0.8% 3 Month 2.2% 6 Month 2.2% 1 Year 1.1% 3 Year 6.2% 5 Year 5.3% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 10.1% 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Data below for ICICI Prudential Long Term Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (22 Jul 26) ₹129.797 ↓ -0.10 (-0.08 %) Net Assets (Cr) ₹1,787 on 30 Jun 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 15 Years 18 Days Modified Duration 6 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 2.6% 1 Year 2.6% 3 Year 6% 5 Year 5.4% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Data below for Aditya Birla Sun Life Income Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. ICICI Prudential Bond Fund
ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (22 Jul 26) ₹42.1759 ↓ -0.04 (-0.08 %) Net Assets (Cr) ₹2,002 on 30 Jun 26 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 15 Years 2 Months 16 Days Modified Duration 6 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26 Duration Returns 1 Month 0.8% 3 Month 2.3% 6 Month 3% 1 Year 3.7% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.7% 2024 8.6% 2023 7.7% 2022 3.1% 2021 2.9% 2020 11.5% 2019 10.9% 2018 4.6% 2017 5.3% 2016 11.3% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Data below for ICICI Prudential Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (22 Jul 26) ₹60.5269 ↓ -0.05 (-0.08 %) Net Assets (Cr) ₹833 on 30 Jun 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -0.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.34% Effective Maturity 13 Years 1 Month 28 Days Modified Duration 6 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26 Duration Returns 1 Month 0.9% 3 Month 2.3% 6 Month 3.1% 1 Year 3.1% 3 Year 6.4% 5 Year 5.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Data below for HDFC Income Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (22 Jul 26) ₹93.0997 ↓ -0.07 (-0.08 %) Net Assets (Cr) ₹361 on 30 Jun 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.41% Effective Maturity 14 Years 7 Days Modified Duration 6 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26 Duration Returns 1 Month 0.9% 3 Month 2.4% 6 Month 3.3% 1 Year 3.1% 3 Year 6.1% 5 Year 5.5% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 8.1% 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Data below for Nippon India Income Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
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