+91-22-48913909এসআইপি 2022-এর জন্য 5টি সেরা আল্ট্রা শর্ট টার্ম ডেট ফান্ড
অতি স্বল্প মেয়াদীঋণ তহবিল এক ধরনের হয়যৌথ পুঁজি একটি স্বল্পমেয়াদী জন্য অত্যন্ত উপযুক্ত যেবিনিয়োগ পরিকল্পনা. এই তহবিলগুলি ঋণের উপকরণগুলিতে বিনিয়োগ করে যার গড় পরিপক্কতা 91 দিনের বেশি থাকে। এই তহবিলগুলি ভাল রিটার্ন প্রদান করে এবং তরল ঋণ তহবিলের তুলনায় উচ্চতর পরিপক্কতা আছে, তবে এর চেয়ে বেশি উদ্বায়ীতরল তহবিল. কম বিনিয়োগকারীরা-ঝুকিপুন্ন ক্ষুধা আল্ট্রা বিনিয়োগ ঝোঁকস্বল্পমেয়াদী তহবিল, যেহেতু তারা অন্যান্য তুলনায় উচ্চ ফলন আছেমানি মার্কেট ফান্ড. এইভাবে, বিনিয়োগকারীরা যারা এক বছর বা তার কম সময়ের জন্য তাদের অর্থ পার্ক করতে চাইছেন তারা আদর্শভাবে এই স্কিমে বিনিয়োগ করতে পারেন। আরও ভাল রিটার্ন উপার্জন করতে, কেউ নীচে তালিকাভুক্ত জন্য তহবিল চয়ন করতে পারেনসেরা আল্ট্রা শর্ট টার্ম চুমুক তহবিল
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SIP বিনিয়োগ FY 22 - 23 এর জন্য শীর্ষ 5 সেরা পারফর্মিং আল্ট্রা শর্ট টার্ম ডেট ফান্ড
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹560.831
↑ 0.11 ₹21,521 1,000 1.5 3.5 7.7 7.5 7.9 6.76% 5M 8D 6M 11D ICICI Prudential Ultra Short Term Fund Growth ₹28.3049
↑ 0.01 ₹16,980 1,000 1.5 3.4 7.3 7.2 7.5 6.66% 4M 20D 7M 2D Invesco India Ultra Short Term Fund Growth ₹2,751.84
↑ 0.45 ₹1,330 1,000 1.4 3.1 7 7 7.5 6.35% 5M 16D 5M 28D Kotak Savings Fund Growth ₹43.7561
↑ 0.01 ₹15,667 1,000 1.4 3.2 7 7 7.2 6.41% 5M 8D 5M 23D Nippon India Ultra Short Duration Fund Growth ₹4,111.13
↑ 0.76 ₹11,076 100 1.4 3.2 7 7 7.2 6.72% 5M 12D 8M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund Invesco India Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund Point 1 Highest AUM (₹21,521 Cr). Upper mid AUM (₹16,980 Cr). Bottom quartile AUM (₹1,330 Cr). Lower mid AUM (₹15,667 Cr). Bottom quartile AUM (₹11,076 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (21+ yrs). Oldest track record among peers (23 yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Point 5 1Y return: 7.69% (top quartile). 1Y return: 7.28% (upper mid). 1Y return: 7.05% (lower mid). 1Y return: 6.99% (bottom quartile). 1Y return: 6.98% (bottom quartile). Point 6 1M return: 0.57% (top quartile). 1M return: 0.53% (upper mid). 1M return: 0.48% (bottom quartile). 1M return: 0.52% (lower mid). 1M return: 0.50% (bottom quartile). Point 7 Sharpe: 3.66 (top quartile). Sharpe: 2.88 (upper mid). Sharpe: 2.79 (lower mid). Sharpe: 2.02 (bottom quartile). Sharpe: 2.31 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.76% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.35% (bottom quartile). Yield to maturity (debt): 6.41% (bottom quartile). Yield to maturity (debt): 6.72% (upper mid). Point 10 Modified duration: 0.44 yrs (upper mid). Modified duration: 0.39 yrs (top quartile). Modified duration: 0.46 yrs (bottom quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.45 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
*উপরে সেরা তালিকা রয়েছেআল্ট্রা-শর্ট তহবিলের উপরে AUM/নেট সম্পদ রয়েছে100 কোটি. সাজানো হয়েছেশেষ 1 বছরের রিটার্ন.
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Oct 25) ₹560.831 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹21,521 on 31 Aug 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.66 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,401 31 Oct 22 ₹10,849 31 Oct 23 ₹11,626 31 Oct 24 ₹12,522 31 Oct 25 ₹13,485 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.5% 1 Year 7.7% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.29 Yr. Kaustubh Gupta 15 Jul 11 14.22 Yr. Monika Gandhi 22 Mar 21 4.53 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 45.26% Debt 54.49% Other 0.25% Debt Sector Allocation
Sector Value Corporate 52.07% Cash Equivalent 32.08% Government 15.6% Credit Quality
Rating Value AA 30.39% AAA 69.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹487 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹377 Cr 37,500,000 Mankind Pharma Limited
Debentures | -2% ₹348 Cr 34,500 Bank of Baroda
Debentures | -2% ₹343 Cr 7,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹341 Cr 3,400 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹299 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -1% ₹271 Cr 27,000 Bharti Telecom Limited
Debentures | -1% ₹260 Cr 2,600 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (31 Oct 25) ₹28.3049 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹16,980 on 15 Sep 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.88 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.66% Effective Maturity 7 Months 2 Days Modified Duration 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,410 31 Oct 22 ₹10,833 31 Oct 23 ₹11,585 31 Oct 24 ₹12,446 31 Oct 25 ₹13,352 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7.3% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.88 Yr. Ritesh Lunawat 15 Jun 17 8.3 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 50.57% Debt 49.16% Other 0.27% Debt Sector Allocation
Sector Value Corporate 49.4% Cash Equivalent 29.95% Government 17.7% Securitized 2.69% Credit Quality
Rating Value AA 20.79% AAA 79.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.11% Govt Stock 2028
Sovereign Bonds | -4% ₹676 Cr 66,961,000
↓ -5,357,200 LIC Housing Finance Ltd
Debentures | -4% ₹601 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹579 Cr 57,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹455 Cr 450 National Bank For Agriculture And Rural Development
Debentures | -2% ₹376 Cr 3,750 Small Industries Development Bank Of India
Debentures | -2% ₹352 Cr 35,000 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -2% ₹276 Cr 27,500 Larsen And Toubro Limited
Debentures | -1% ₹250 Cr 25,000 LIC Housing Finance Ltd
Debentures | -1% ₹226 Cr 2,250 3. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (31 Oct 25) ₹2,751.84 ↑ 0.45 (0.02 %) Net Assets (Cr) ₹1,330 on 31 Aug 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.35% Effective Maturity 5 Months 28 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,299 31 Oct 22 ₹10,668 31 Oct 23 ₹11,378 31 Oct 24 ₹12,219 31 Oct 25 ₹13,080 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 7% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.74 Yr. Vikas Garg 27 Jul 21 4.18 Yr. Data below for Invesco India Ultra Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 43.78% Debt 55.9% Other 0.32% Debt Sector Allocation
Sector Value Corporate 64.46% Cash Equivalent 23.11% Government 12.12% Credit Quality
Rating Value AA 22.49% AAA 77.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank of Baroda
Debentures | -6% ₹74 Cr 7,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -4% ₹50 Cr 5,000,000 India (Republic of)
- | -4% ₹50 Cr 5,000,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹40 Cr 4,000,000 Sundaram Home Finance Limited
Debentures | -3% ₹35 Cr 3,500,000 Manappuram Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 Power Finance Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹25 Cr 2,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 4. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (31 Oct 25) ₹43.7561 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹15,667 on 31 Aug 25 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 2.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.41% Effective Maturity 5 Months 23 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,324 31 Oct 22 ₹10,731 31 Oct 23 ₹11,467 31 Oct 24 ₹12,290 31 Oct 25 ₹13,149 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.2% 1 Year 7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.8% 2022 4.5% 2021 3.2% 2020 5.8% 2019 7.8% 2018 7.4% 2017 6.7% 2016 8.2% 2015 8.6% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.47 Yr. Manu Sharma 1 Nov 22 2.92 Yr. Data below for Kotak Savings Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 46.15% Debt 53.55% Other 0.3% Debt Sector Allocation
Sector Value Corporate 55.49% Government 21.84% Cash Equivalent 19.97% Securitized 2.41% Credit Quality
Rating Value AA 10.25% AAA 89.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹773 Cr 77,000 Bajaj Housing Finance Limited
Debentures | -4% ₹646 Cr 6,420 National Bank For Agriculture And Rural Development
Debentures | -4% ₹584 Cr 57,500
↑ 10,000 Rec Limited
Debentures | -3% ₹477 Cr 47,500 364 DTB 19mar2026
Sovereign Bonds | -2% ₹303 Cr 31,000,000 Mankind Pharma Limited
Debentures | -2% ₹302 Cr 30,000 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹242 Cr 25,000,000 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹227 Cr 22,500,000 Bharti Telecom Limited
Debentures | -1% ₹225 Cr 2,250 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -1% ₹212 Cr 210 5. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (31 Oct 25) ₹4,111.13 ↑ 0.76 (0.02 %) Net Assets (Cr) ₹11,076 on 31 Aug 25 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.72% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,811 31 Oct 22 ₹11,262 31 Oct 23 ₹12,020 31 Oct 24 ₹12,882 31 Oct 25 ₹13,781 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.2% 1 Year 7% 3 Year 7% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.01 Yr. Kinjal Desai 25 May 18 7.36 Yr. Akshay Sharma 1 Dec 22 2.84 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 39.83% Debt 59.94% Other 0.23% Debt Sector Allocation
Sector Value Corporate 60.71% Cash Equivalent 23.83% Government 15.23% Credit Quality
Rating Value AA 21.78% AAA 78.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹487 Cr 48,500 Power Finance Corporation Limited
Debentures | -3% ₹352 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹276 Cr 2,750 JSW Energy Limited
Debentures | -2% ₹251 Cr 25,000
↑ 25,000 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹227 Cr 22,500 Aadhar Housing Finance Limited
Debentures | -2% ₹202 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹201 Cr 20,000 364 DTB 27112025
Sovereign Bonds | -2% ₹199 Cr 20,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹195 Cr 1,950
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Research Highlights for Aditya Birla Sun Life Savings Fund