এসআইপি 2022-এর জন্য 5টি সেরা আল্ট্রা শর্ট টার্ম ডেট ফান্ড

Updated on April 16, 2026 , 3383 views

অতি স্বল্প মেয়াদীঋণ তহবিল এক ধরনের হয়যৌথ পুঁজি একটি স্বল্পমেয়াদী জন্য অত্যন্ত উপযুক্ত যেবিনিয়োগ পরিকল্পনা. এই তহবিলগুলি ঋণের উপকরণগুলিতে বিনিয়োগ করে যার গড় পরিপক্কতা 91 দিনের বেশি থাকে। এই তহবিলগুলি ভাল রিটার্ন প্রদান করে এবং তরল ঋণ তহবিলের তুলনায় উচ্চতর পরিপক্কতা আছে, তবে এর চেয়ে বেশি উদ্বায়ীতরল তহবিল. কম বিনিয়োগকারীরা-ঝুকিপুন্ন ক্ষুধা আল্ট্রা বিনিয়োগ ঝোঁকস্বল্পমেয়াদী তহবিল, যেহেতু তারা অন্যান্য তুলনায় উচ্চ ফলন আছেমানি মার্কেট ফান্ড. এইভাবে, বিনিয়োগকারীরা যারা এক বছর বা তার কম সময়ের জন্য তাদের অর্থ পার্ক করতে চাইছেন তারা আদর্শভাবে এই স্কিমে বিনিয়োগ করতে পারেন। আরও ভাল রিটার্ন উপার্জন করতে, কেউ নীচে তালিকাভুক্ত জন্য তহবিল চয়ন করতে পারেনসেরা আল্ট্রা শর্ট টার্ম চুমুক তহবিল

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SIP বিনিয়োগ FY 22 - 23 এর জন্য শীর্ষ 5 সেরা পারফর্মিং আল্ট্রা শর্ট টার্ম ডেট ফান্ড

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹576.235 ↑ 0.15	₹21,467	1,000	1.7	3	6.6	7.3	7.4	7.14%	5M 23D	6M 18D
ICICI Prudential Ultra Short Term Fund Growth	₹29.0883 ↑ 0.01	₹14,897	1,000	1.7	3	6.5	7.1	7.1	7.11%	5M 8D	6M 14D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	500	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Nippon India Ultra Short Duration Fund Growth	₹4,226.49 ↑ 0.83	₹10,672	100	1.7	3	6.3	6.8	6.8	7.27%	5M 13D	7M 28D
Invesco India Ultra Short Term Fund Growth	₹2,827.67 ↑ 0.50	₹1,292	1,000	1.7	3	6.2	6.9	6.8	6.95%	5M 2D	5M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	IDBI Ultra Short Term Fund	Nippon India Ultra Short Duration Fund	Invesco India Ultra Short Term Fund
Point 1	Highest AUM (₹21,467 Cr).	Upper mid AUM (₹14,897 Cr).	Bottom quartile AUM (₹146 Cr).	Lower mid AUM (₹10,672 Cr).	Bottom quartile AUM (₹1,292 Cr).
Point 2	Established history (23+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Oldest track record among peers (24 yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.
Point 5	1Y return: 6.65% (top quartile).	1Y return: 6.49% (upper mid).	1Y return: 6.39% (lower mid).	1Y return: 6.31% (bottom quartile).	1Y return: 6.23% (bottom quartile).
Point 6	1M return: 0.71% (bottom quartile).	1M return: 0.76% (lower mid).	1M return: 0.52% (bottom quartile).	1M return: 0.78% (upper mid).	1M return: 0.83% (top quartile).
Point 7	Sharpe: 2.39 (top quartile).	Sharpe: 2.28 (upper mid).	Sharpe: -0.57 (bottom quartile).	Sharpe: 1.90 (lower mid).	Sharpe: 1.54 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.14% (upper mid).	Yield to maturity (debt): 7.11% (lower mid).	Yield to maturity (debt): 6.83% (bottom quartile).	Yield to maturity (debt): 7.27% (top quartile).	Yield to maturity (debt): 6.95% (bottom quartile).
Point 10	Modified duration: 0.48 yrs (bottom quartile).	Modified duration: 0.44 yrs (lower mid).	Modified duration: 0.19 yrs (top quartile).	Modified duration: 0.45 yrs (bottom quartile).	Modified duration: 0.42 yrs (upper mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹21,467 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.65% (top quartile).
1M return: 0.71% (bottom quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 0.48 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹14,897 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.49% (upper mid).
1M return: 0.76% (lower mid).
Sharpe: 2.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.11% (lower mid).
Modified duration: 0.44 yrs (lower mid).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (lower mid).
1M return: 0.52% (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (top quartile).

Nippon India Ultra Short Duration Fund

Lower mid AUM (₹10,672 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.31% (bottom quartile).
1M return: 0.78% (upper mid).
Sharpe: 1.90 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.27% (top quartile).
Modified duration: 0.45 yrs (bottom quartile).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,292 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.23% (bottom quartile).
1M return: 0.83% (top quartile).
Sharpe: 1.54 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.95% (bottom quartile).
Modified duration: 0.42 yrs (upper mid).

*উপরে সেরা তালিকা রয়েছেআল্ট্রা-শর্ট তহবিলের উপরে AUM/নেট সম্পদ রয়েছে100 কোটি. সাজানো হয়েছেশেষ 1 বছরের রিটার্ন.

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Highest AUM (₹21,467 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.65% (top quartile).
1M return: 0.71% (bottom quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 0.48 yrs (bottom quartile).
Average maturity: 0.55 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank for Agriculture and Rural Development (~3.9%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (17 Apr 26)	₹576.235 ↑ 0.15 (0.03 %)
Net Assets (Cr)	₹21,467 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,417
31 Mar 23	₹10,981
31 Mar 24	₹11,796
31 Mar 25	₹12,712
31 Mar 26	₹13,570

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3%
1 Year	6.6%
3 Year	7.3%
5 Year	6.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.9%
2022	7.2%
2021	4.8%
2020	3.9%
2019	7%
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	11.79 Yr.
Kaustubh Gupta	15 Jul 11	14.72 Yr.
Monika Gandhi	22 Mar 21	5.03 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	26.78%
Debt	72.88%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	68%
Government	16.89%
Cash Equivalent	14.77%

Credit Quality

Rating	Value
AA	30.53%
AAA	69.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank for Agriculture and Rural Development Domestic Bonds \| -	4%	₹748 Cr	16,000 ↑ 16,000
Indusind Bank Ltd. Debentures \| -	4%	₹712 Cr	15,000
Punjab National Bank Domestic Bonds \| -	3%	₹654 Cr	14,000 ↑ 14,000
Shriram Finance Limited Debentures \| -	3%	₹607 Cr	60,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹489 Cr	49,000 ↓ -5,000
Bharti Telecom Limited Debentures \| -	2%	₹396 Cr	40,000
Muthoot Finance Limited Debentures \| -	2%	₹350 Cr	35,000
Mankind Pharma Limited Debentures \| -	2%	₹321 Cr	32,000
Avanse Financial Services Limited Debentures \| -	2%	₹300 Cr	30,000
Power Finance Corporation Limited Debentures \| -	2%	₹295 Cr	30,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹14,897 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.49% (upper mid).
1M return: 0.76% (lower mid).
Sharpe: 2.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.11% (lower mid).
Modified duration: 0.44 yrs (lower mid).
Average maturity: 0.54 yrs (lower mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~3.0%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (17 Apr 26)	₹29.0883 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹14,897 on 15 Mar 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	2.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.11%
Effective Maturity	6 Months 14 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,396
31 Mar 23	₹10,949
31 Mar 24	₹11,737
31 Mar 25	₹12,601
31 Mar 26	₹13,426

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3%
1 Year	6.5%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.38 Yr.
Ritesh Lunawat	15 Jun 17	8.8 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	56.35%
Debt	43.32%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	68.41%
Cash Equivalent	18.77%
Government	12.49%

Credit Quality

Rating	Value
AA	20.78%
AAA	79.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹453 Cr	450
Vedanta Limited Debentures \| -	2%	₹351 Cr	35,000
Goi Floating Rate Bond 2028 Sovereign Bonds \| -	2%	₹311 Cr	30,773,600
Muthoot Finance Ltd Debentures \| -	2%	₹297 Cr	29,500 ↓ -500
Piramal Finance Limited Debentures \| -	2%	₹246 Cr	24,500
AU Small Finance Bank Ltd. Debentures \| -	2%	₹236 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹201 Cr	20,000
Motilal Oswal Home Finance Limited Debentures \| -	1%	₹200 Cr	20,000
Nuvama Wealth Finance Limited Debentures \| -	1%	₹200 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	1%	₹200 Cr	20,000

3. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (lower mid).
1M return: 0.52% (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (top quartile).
Average maturity: 0.23 yrs (top quartile).
Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (28 Jul 23)	₹2,424.68 ↑ 0.44 (0.02 %)
Net Assets (Cr)	₹146 on 30 Jun 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	2 Months 23 Days
Modified Duration	2 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,401
31 Mar 23	₹10,950

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.4%
3 Year	4.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

Lower mid AUM (₹10,672 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.31% (bottom quartile).
1M return: 0.78% (upper mid).
Sharpe: 1.90 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.27% (top quartile).
Modified duration: 0.45 yrs (bottom quartile).
Average maturity: 0.66 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~51%).
High-quality debt (AAA/AA ~100%).
Largest holding 16/04/2026 Maturing 182 DTB (~2.6%).

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (17 Apr 26)	₹4,226.49 ↑ 0.83 (0.02 %)
Net Assets (Cr)	₹10,672 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.12
Sharpe Ratio	1.9
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.27%
Effective Maturity	7 Months 28 Days
Modified Duration	5 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,771
31 Mar 23	₹11,330
31 Mar 24	₹12,115
31 Mar 25	₹12,989
31 Mar 26	₹13,802

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3%
1 Year	6.3%
3 Year	6.8%
5 Year	6.7%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7.2%
2022	6.7%
2021	4.6%
2020	7.8%
2019	4.9%
2018	0.9%
2017	7.3%
2016	5.8%
2015	6.8%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	12.51 Yr.
Kinjal Desai	25 May 18	7.86 Yr.
Akshay Sharma	1 Dec 22	3.33 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	50.7%
Debt	48.98%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	71.28%
Cash Equivalent	24.39%
Government	4%

Credit Quality

Rating	Value
AA	35.75%
AAA	64.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
16/04/2026 Maturing 182 DTB Sovereign Bonds \| -	3%	₹249 Cr	25,000,000
Vedanta Limited Debentures \| -	3%	₹240 Cr	24,000
TATA Communications Limited Debentures \| -	2%	₹225 Cr	22,500
30/04/2026 Maturing 182 DTB Sovereign Bonds \| -	2%	₹214 Cr	21,500,000
Aadhar Housing Finance Limited Debentures \| -	2%	₹200 Cr	20,000
10/04/2026 Maturing 364 DTB Sovereign Bonds \| -	2%	₹200 Cr	20,000,000
Embassy Office Parks Reit Debentures \| -	2%	₹199 Cr	2,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹195 Cr	1,950
Piramal Finance Limited Debentures \| -	2%	₹181 Cr	18,000
Interise TRust Debentures \| -	2%	₹178 Cr	19,500

5. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Research Highlights for Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,292 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.23% (bottom quartile).
1M return: 0.83% (top quartile).
Sharpe: 1.54 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.95% (bottom quartile).
Modified duration: 0.42 yrs (upper mid).
Average maturity: 0.44 yrs (upper mid).
Exit load: NIL.
Top bond sector: Corporate.
Conservative stance with elevated cash (~48%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~10.4%).

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (17 Apr 26)	₹2,827.67 ↑ 0.50 (0.02 %)
Net Assets (Cr)	₹1,292 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	1.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.95%
Effective Maturity	5 Months 10 Days
Modified Duration	5 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,320
31 Mar 23	₹10,819
31 Mar 24	₹11,592
31 Mar 25	₹12,436
31 Mar 26	₹13,198

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3%
1 Year	6.2%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7.5%
2022	6.6%
2021	4.1%
2020	3%
2019	5.1%
2018	7.6%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	6.24 Yr.
Vikas Garg	27 Jul 21	4.68 Yr.

Data below for Invesco India Ultra Short Term Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	47.94%
Debt	51.65%
Other	0.42%

Debt Sector Allocation

Sector	Value
Corporate	54.31%
Cash Equivalent	29.72%
Government	15.55%

Credit Quality

Rating	Value
AA	15.72%
AAA	84.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	10%	₹100 Cr	10,000,000
Rec Limited Debentures \| -	8%	₹75 Cr	7,500,000
Small Industries Development Bank Of India Debentures \| -	7%	₹65 Cr	6,500,000
Export Import Bank Of India Debentures \| -	5%	₹50 Cr	5,000,000
Sundaram Home Finance Limited Debentures \| -	4%	₹35 Cr	3,500,000
Power Finance Corporation Limited Debentures \| -	4%	₹35 Cr	3,500,000
Manappuram Finance Limited Debentures \| -	3%	₹28 Cr	2,800,000
Piramal Finance Limited Debentures \| -	3%	₹25 Cr	2,500,000
Aadhar Housing Finance Limited Debentures \| -	3%	₹25 Cr	2,500,000
TATA Projects Limited Debentures \| -	3%	₹25 Cr	2,500,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।