5 সেরা জেএম আর্থিক এসআইপি তহবিল 2020

Updated on August 9, 2025 , 1580 views

জেএম আর্থিকচুমুক একটি দক্ষ উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন। একটি এসআইপি একটি পদ্ধতিবিনিয়োগ একটি নির্দিষ্ট পরিমাণ, নিয়মিত ভিত্তিতে, এপারস্পরিক তহবিল পরিকল্পনা. এটি নিয়মিত সঞ্চয় প্রকল্পগুলির মতো schemesপুনরাবৃত্তির আমানত। এখানে, আপনি একটি নির্ধারিত বিরতিতে অল্প পরিমাণে অর্থ বিনিয়োগ করতে পারেন। এসআইপি আপনাকে দীর্ঘমেয়াদী অর্জনে সহায়তা করেআর্থিক লক্ষ্য এমনকি স্বল্প পরিমাণে মাসিক বিনিয়োগ করা হয়। একটিবিনিয়োগকারীদের পর্যায়ক্রমে মাসিক / ত্রৈমাসিক বিনিয়োগের ব্যবধানের সাথে INR এর 500 হিসাবে কম বিনিয়োগ করতে পারে। এটি এই সহজ এবং সাশ্রয়ী মূল্যের। বিনিয়োগকারীরা যারা ইক্যুইটিগুলিতে বিনিয়োগ করতে চান, সিস্টেম্যাটিকবিনিয়োগের পরিকল্পনা মাধ্যমে বিনিয়োগ করার একটি আদর্শ উপায়। এসআইপি ইক্যুইটি বিনিয়োগের ক্ষতিগুলিতে ভারসাম্য বজায় রাখে।

জেএম আর্থিক এসআইপি তহবিলগুলিতে বিনিয়োগ কেন?

কিছুএসআইপি এর সুবিধা আছেন:

রুপি গড় ব্যয় হয়
যৌগিক শক্তি
দীর্ঘমেয়াদী সঞ্চয়ের অভ্যাস
সাশ্রয়ী মূল্যের এবং নমনীয়
বাজার সময় দরকার নেই

বিনিয়োগকারী যারা আগ্রহীএকটি এসআইপি বিনিয়োগ করুন, বিনিয়োগের জন্য এখানে সেরা জেএম আর্থিক এসআইপি তহবিল রয়েছেইক্যুইটি তহবিল। এউএম, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন এবং অন্যান্য তথ্য অনুপাত ইত্যাদি বিভিন্ন পরামিতি গ্রহণ করে এই তহবিলগুলি সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে

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সেরা জেএম আর্থিক এসআইপি মিউচুয়াল তহবিল

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Value Fund Growth	₹94.4048 ↑ 0.03	₹1,110	500	4.2	4.5	-10.7	23.3	25.5	25.1
JM Multicap Fund Growth	₹94.933 ↑ 0.33	₹6,144	500	3.2	1.2	-9.4	21.4	24.8	33.3
JM Tax Gain Fund Growth	₹47.1351 ↑ 0.29	₹209	500	6.1	5.2	-5.1	18.8	22.8	29
JM Core 11 Fund Growth	₹19.1526 ↑ 0.11	₹290	500	4.1	4.8	-6.8	17.9	19.1	24.3
JM Large Cap Fund Growth	₹149.449 ↑ 1.60	₹540	500	4.7	5	-8	15	16.4	15.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Value Fund	JM Multicap Fund	JM Tax Gain Fund	JM Core 11 Fund	JM Large Cap Fund
Point 1	Upper mid AUM (₹1,110 Cr).	Highest AUM (₹6,144 Cr).	Bottom quartile AUM (₹209 Cr).	Bottom quartile AUM (₹290 Cr).	Lower mid AUM (₹540 Cr).
Point 2	Established history (28+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (30 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 25.54% (top quartile).	5Y return: 24.82% (upper mid).	5Y return: 22.82% (lower mid).	5Y return: 19.15% (bottom quartile).	5Y return: 16.38% (bottom quartile).
Point 6	3Y return: 23.30% (top quartile).	3Y return: 21.41% (upper mid).	3Y return: 18.80% (lower mid).	3Y return: 17.86% (bottom quartile).	3Y return: 15.02% (bottom quartile).
Point 7	1Y return: -10.70% (bottom quartile).	1Y return: -9.39% (bottom quartile).	1Y return: -5.14% (top quartile).	1Y return: -6.79% (upper mid).	1Y return: -8.00% (lower mid).
Point 8	Alpha: -6.74 (lower mid).	Alpha: -8.04 (bottom quartile).	Alpha: -3.63 (top quartile).	Alpha: -4.38 (upper mid).	Alpha: -8.60 (bottom quartile).
Point 9	Sharpe: -0.38 (lower mid).	Sharpe: -0.50 (bottom quartile).	Sharpe: -0.24 (top quartile).	Sharpe: -0.28 (upper mid).	Sharpe: -0.49 (bottom quartile).
Point 10	Information ratio: 1.08 (top quartile).	Information ratio: 1.02 (upper mid).	Information ratio: 0.65 (lower mid).	Information ratio: 0.41 (bottom quartile).	Information ratio: 0.10 (bottom quartile).

JM Value Fund

Upper mid AUM (₹1,110 Cr).
Established history (28+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.54% (top quartile).
3Y return: 23.30% (top quartile).
1Y return: -10.70% (bottom quartile).
Alpha: -6.74 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 1.08 (top quartile).

JM Multicap Fund

Highest AUM (₹6,144 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (upper mid).
3Y return: 21.41% (upper mid).
1Y return: -9.39% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.50 (bottom quartile).
Information ratio: 1.02 (upper mid).

JM Tax Gain Fund

Bottom quartile AUM (₹209 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.82% (lower mid).
3Y return: 18.80% (lower mid).
1Y return: -5.14% (top quartile).
Alpha: -3.63 (top quartile).
Sharpe: -0.24 (top quartile).
Information ratio: 0.65 (lower mid).

JM Core 11 Fund

Bottom quartile AUM (₹290 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 19.15% (bottom quartile).
3Y return: 17.86% (bottom quartile).
1Y return: -6.79% (upper mid).
Alpha: -4.38 (upper mid).
Sharpe: -0.28 (upper mid).
Information ratio: 0.41 (bottom quartile).

JM Large Cap Fund

Lower mid AUM (₹540 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.38% (bottom quartile).
3Y return: 15.02% (bottom quartile).
1Y return: -8.00% (lower mid).
Alpha: -8.60 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.10 (bottom quartile).

1. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Upper mid AUM (₹1,110 Cr).
Established history (28+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.54% (top quartile).
3Y return: 23.30% (top quartile).
1Y return: -10.70% (bottom quartile).
Alpha: -6.74 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 1.08 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Godfrey Phillips India Ltd (~3.9%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (11 Aug 25)	₹94.4048 ↑ 0.03 (0.03 %)
Net Assets (Cr)	₹1,110 on 30 Jun 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.47
Sharpe Ratio	-0.38
Information Ratio	1.08
Alpha Ratio	-6.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,032
31 Jul 22	₹16,493
31 Jul 23	₹22,468
31 Jul 24	₹36,610
31 Jul 25	₹32,751

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-5.1%
3 Month	4.2%
6 Month	4.5%
1 Year	-10.7%
3 Year	23.3%
5 Year	25.5%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.1%
2023	47.7%
2022	5.3%
2021	36.3%
2020	13.4%
2019	11.9%
2018	-11.2%
2017	44.6%
2016	12.1%
2015	3.5%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.95 Yr.
Asit Bhandarkar	11 Dec 06	18.65 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Value Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	26.2%
Consumer Cyclical	18.99%
Industrials	18.15%
Basic Materials	10.55%
Technology	6.52%
Consumer Defensive	6.26%
Communication Services	5.14%
Health Care	3.85%
Energy	3.16%

Asset Allocation

Asset Class	Value
Cash	1.19%
Equity	98.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹44 Cr	48,789
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹36 Cr	180,000 ↓ -42,605
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹36 Cr	97,613
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 28 Feb 25 \| HINDPETRO	3%	₹35 Cr	800,000
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 500238	3%	₹34 Cr	245,000
Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 29 Feb 24 \| RBA	3%	₹32 Cr	3,894,908 ↑ 50,000
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	3%	₹32 Cr	197,605 ↓ -29,500
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 24 \| 532755	3%	₹30 Cr	180,000 ↑ 10,000
CARE Ratings Ltd (Financial Services) Equity, Since 31 Oct 24 \| CARERATING	3%	₹30 Cr	169,129
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹30 Cr	150,000 ↓ -13,025

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Highest AUM (₹6,144 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (upper mid).
3Y return: 21.41% (upper mid).
1Y return: -9.39% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.50 (bottom quartile).
Information ratio: 1.02 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~4.6%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (11 Aug 25)	₹94.933 ↑ 0.33 (0.35 %)
Net Assets (Cr)	₹6,144 on 30 Jun 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	-0.5
Information Ratio	1.02
Alpha Ratio	-8.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,162
31 Jul 22	₹16,879
31 Jul 23	₹21,430
31 Jul 24	₹35,095
31 Jul 25	₹31,265

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	3.2%
6 Month	1.2%
1 Year	-9.4%
3 Year	21.4%
5 Year	24.8%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.95 Yr.
Asit Bhandarkar	1 Oct 24	0.83 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Multicap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	29.28%
Consumer Cyclical	16.55%
Industrials	15.65%
Technology	10.24%
Energy	7.68%
Consumer Defensive	6.36%
Health Care	4.93%
Communication Services	3.27%
Basic Materials	3.13%
Real Estate	0.89%
Utility	0.26%

Asset Allocation

Asset Class	Value
Cash	1.76%
Equity	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	5%	₹285 Cr	1,900,000 ↑ 1,900,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| 532174	5%	₹282 Cr	1,950,000 ↓ -150,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹265 Cr	1,325,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹239 Cr	650,000 ↓ -175,247
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	4%	₹235 Cr	261,706 ↑ 10,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹201 Cr	1,000,000 ↓ -300,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 25 \| HINDPETRO	3%	₹187 Cr	4,260,370 ↑ 1,135,370
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	3%	₹186 Cr	1,100,000 ↓ -300,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 25 \| ADANIPORTS	3%	₹160 Cr	1,100,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	2%	₹142 Cr	114,179 ↓ -57,500

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹209 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.82% (lower mid).
3Y return: 18.80% (lower mid).
1Y return: -5.14% (top quartile).
Alpha: -3.63 (top quartile).
Sharpe: -0.24 (top quartile).
Information ratio: 0.65 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~5.1%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (11 Aug 25)	₹47.1351 ↑ 0.29 (0.62 %)
Net Assets (Cr)	₹209 on 30 Jun 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.4
Sharpe Ratio	-0.24
Information Ratio	0.65
Alpha Ratio	-3.63
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,719
31 Jul 22	₹16,599
31 Jul 23	₹20,210
31 Jul 24	₹30,763
31 Jul 25	₹28,977

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-2.7%
3 Month	6.1%
6 Month	5.2%
1 Year	-5.1%
3 Year	18.8%
5 Year	22.8%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29%
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%
2015	-0.6%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.83 Yr.
Asit Bhandarkar	31 Dec 21	3.58 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Tax Gain Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.61%
Consumer Cyclical	14.12%
Technology	13.58%
Industrials	11.08%
Basic Materials	10.4%
Health Care	8.22%
Energy	3.84%
Communication Services	2.95%
Consumer Defensive	2.13%
Real Estate	1.11%
Utility	1.01%

Asset Allocation

Asset Class	Value
Cash	2.95%
Equity	97.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	5%	₹11 Cr	28,947
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| 532174	5%	₹10 Cr	70,000 ↓ -7,975
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	5%	₹10 Cr	49,131
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	4%	₹8 Cr	53,400 ↑ 53,400
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	3%	₹6 Cr	28,195
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	30,700
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	3%	₹6 Cr	101,000 ↑ 61,000
360 One Wam Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| 360ONE	3%	₹6 Cr	46,500 ↑ 6,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| MARUTI	3%	₹5 Cr	4,306 ↓ -400
Infosys Ltd (Technology) Equity, Since 31 Aug 18 \| INFY	3%	₹5 Cr	32,965

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹290 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 19.15% (bottom quartile).
3Y return: 17.86% (bottom quartile).
1Y return: -6.79% (upper mid).
Alpha: -4.38 (upper mid).
Sharpe: -0.28 (upper mid).
Information ratio: 0.41 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~4.9%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (11 Aug 25)	₹19.1526 ↑ 0.11 (0.57 %)
Net Assets (Cr)	₹290 on 30 Jun 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.28
Information Ratio	0.41
Alpha Ratio	-4.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,521
31 Jul 22	₹14,711
31 Jul 23	₹18,218
31 Jul 24	₹26,877
31 Jul 25	₹25,030

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1.8%
3 Month	4.1%
6 Month	4.8%
1 Year	-6.8%
3 Year	17.9%
5 Year	19.1%
10 Year
15 Year
Since launch	3.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.3%
2023	32.9%
2022	7.1%
2021	16.3%
2020	6.3%
2019	10.6%
2018	-5%
2017	43.1%
2016	11.1%
2015	-2.4%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.83 Yr.
Asit Bhandarkar	25 Feb 09	16.44 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Core 11 Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	25.99%
Financial Services	24.93%
Industrials	15.32%
Technology	14.32%
Health Care	6.67%
Communication Services	4.84%
Basic Materials	2.98%
Real Estate	2.26%

Asset Allocation

Asset Class	Value
Cash	2.69%
Equity	97.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹14 Cr	38,507
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	5%	₹14 Cr	70,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	5%	₹13 Cr	67,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| 500251	5%	₹13 Cr	21,109
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	4%	₹12 Cr	33,600
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	4%	₹12 Cr	18,298
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	4%	₹11 Cr	20,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| CHOLAFIN	4%	₹11 Cr	69,000 ↓ -17,661
Oracle Financial Services Software Ltd (Technology) Equity, Since 30 Jun 25 \| OFSS	4%	₹11 Cr	12,000 ↑ 12,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532174	4%	₹11 Cr	74,000 ↓ -16,000

5. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

Research Highlights for JM Large Cap Fund

Lower mid AUM (₹540 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.38% (bottom quartile).
3Y return: 15.02% (bottom quartile).
1Y return: -8.00% (lower mid).
Alpha: -8.60 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.10 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.7%).

Below is the key information for JM Large Cap Fund

JM Large Cap Fund Growth
Launch Date	1 Apr 95
NAV (11 Aug 25)	₹149.449 ↑ 1.60 (1.08 %)
Net Assets (Cr)	₹540 on 30 Jun 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.46
Sharpe Ratio	-0.49
Information Ratio	0.1
Alpha Ratio	-8.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,122
31 Jul 22	₹13,948
31 Jul 23	₹16,512
31 Jul 24	₹24,316
31 Jul 25	₹21,901

JM Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-2.5%
3 Month	4.7%
6 Month	5%
1 Year	-8%
3 Year	15%
5 Year	16.4%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.1%
2023	29.6%
2022	3.4%
2021	23.2%
2020	18.1%
2019	4.9%
2018	0.8%
2017	20.9%
2016	1.8%
2015	-1.3%

Fund Manager information for JM Large Cap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.95 Yr.
Asit Bhandarkar	5 Oct 17	7.83 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	27 Jan 25	0.51 Yr.

Data below for JM Large Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	32.95%
Technology	11.86%
Industrials	11.2%
Consumer Cyclical	10.92%
Communication Services	7.63%
Basic Materials	6.25%
Health Care	5.43%
Energy	4.71%
Utility	4.55%
Consumer Defensive	2.71%
Real Estate	1.07%

Asset Allocation

Asset Class	Value
Cash	0.72%
Equity	99.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| HDFCBANK	7%	₹36 Cr	181,472 ↓ -26,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	5%	₹27 Cr	133,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| 532174	5%	₹26 Cr	177,087
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 25 \| LT	4%	₹22 Cr	60,500
Infosys Ltd (Technology) Equity, Since 30 Apr 15 \| INFY	4%	₹21 Cr	133,498
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	4%	₹20 Cr	135,000 ↑ 35,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532215	3%	₹18 Cr	152,000 ↑ 42,000
State Bank of India (Financial Services) Equity, Since 31 Oct 11 \| SBIN	3%	₹16 Cr	197,397 ↓ -26,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 25 \| INDIGO	3%	₹14 Cr	23,500 ↑ 8,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	2%	₹13 Cr	162,400

এসআইপি বিনিয়োগ কীভাবে বৃদ্ধি পায়?

আপনার কিভাবে জানতে চানএসআইপি বিনিয়োগ আপনি যদি নির্দিষ্ট সময়ের জন্য মাসিকের একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করেন তবে বৃদ্ধি পাবে? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটররা সাধারণত ইনপুটগুলি গ্রহণ করে যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য) যে কোনও ব্যক্তি বিনিয়োগ করতে চায়, বিনিয়োগের বছরের সংখ্যা, প্রত্যাশিতমুদ্রাস্ফীতি হারগুলি (এটির জন্য একাউন্টের প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরা যাক, আপনি যদি 10 বছরের জন্য 10,000 ডলার বিনিয়োগ করেন তবে দেখুন আপনার এসআইপি বিনিয়োগ কীভাবে বাড়বে-

মাসিক বিনিয়োগ: 10,000 ডলার

বিনিয়োগের সময়কাল: 10 বছর

মোট পরিমাণ বিনিয়োগ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

হিসাবে প্রত্যাশিত রিটার্নসসিপ ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম রিটার্ন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য 10,000 ডলার মাসিক ইনআর বিনিয়োগ করেন (মোট আইএনআর)12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার অর্থ আপনারা নিট মুনাফাআইএনআর 15,86,573। এটা দুর্দান্ত না!

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Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।