5 সেরা জেএম আর্থিক এসআইপি তহবিল 2020

Updated on September 2, 2026 , 2179 views

জেএম আর্থিকচুমুক একটি দক্ষ উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন। একটি এসআইপি একটি পদ্ধতিবিনিয়োগ একটি নির্দিষ্ট পরিমাণ, নিয়মিত ভিত্তিতে, এপারস্পরিক তহবিল পরিকল্পনা. এটি নিয়মিত সঞ্চয় প্রকল্পগুলির মতো schemesপুনরাবৃত্তির আমানত। এখানে, আপনি একটি নির্ধারিত বিরতিতে অল্প পরিমাণে অর্থ বিনিয়োগ করতে পারেন। এসআইপি আপনাকে দীর্ঘমেয়াদী অর্জনে সহায়তা করেআর্থিক লক্ষ্য এমনকি স্বল্প পরিমাণে মাসিক বিনিয়োগ করা হয়। একটিবিনিয়োগকারীদের পর্যায়ক্রমে মাসিক / ত্রৈমাসিক বিনিয়োগের ব্যবধানের সাথে INR এর 500 হিসাবে কম বিনিয়োগ করতে পারে। এটি এই সহজ এবং সাশ্রয়ী মূল্যের। বিনিয়োগকারীরা যারা ইক্যুইটিগুলিতে বিনিয়োগ করতে চান, সিস্টেম্যাটিকবিনিয়োগের পরিকল্পনা মাধ্যমে বিনিয়োগ করার একটি আদর্শ উপায়। এসআইপি ইক্যুইটি বিনিয়োগের ক্ষতিগুলিতে ভারসাম্য বজায় রাখে।

জেএম আর্থিক এসআইপি তহবিলগুলিতে বিনিয়োগ কেন?

কিছুএসআইপি এর সুবিধা আছেন:

রুপি গড় ব্যয় হয়
যৌগিক শক্তি
দীর্ঘমেয়াদী সঞ্চয়ের অভ্যাস
সাশ্রয়ী মূল্যের এবং নমনীয়
বাজার সময় দরকার নেই

বিনিয়োগকারী যারা আগ্রহীএকটি এসআইপি বিনিয়োগ করুন, বিনিয়োগের জন্য এখানে সেরা জেএম আর্থিক এসআইপি তহবিল রয়েছেইক্যুইটি তহবিল। এউএম, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন এবং অন্যান্য তথ্য অনুপাত ইত্যাদি বিভিন্ন পরামিতি গ্রহণ করে এই তহবিলগুলি সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে

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সেরা জেএম আর্থিক এসআইপি মিউচুয়াল তহবিল

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Tax Gain Fund Growth	₹52.8013 ↑ 0.14	₹242	500	10.2	16.4	8.7	15.5	13.6	2.5
JM Multicap Fund Growth	₹99.7929 ↑ 0.25	₹5,185	500	7	9.7	3	13.7	14.5	-6.8
JM Value Fund Growth	₹97.6039 ↑ 0.27	₹807	500	7.4	10.5	1.8	11.5	14.3	-4.4
JM Core 11 Fund Growth	₹20.3461 ↓ 0.00	₹289	500	7	9.8	3.6	11.4	12	-1.9
JM Large Cap Fund Growth	₹153.936 ↓ -0.33	₹402	500	5.1	2.6	1.4	10.3	9.8	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Tax Gain Fund	JM Multicap Fund	JM Value Fund	JM Core 11 Fund	JM Large Cap Fund
Point 1	Bottom quartile AUM (₹242 Cr).	Highest AUM (₹5,185 Cr).	Upper mid AUM (₹807 Cr).	Bottom quartile AUM (₹289 Cr).	Lower mid AUM (₹402 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Established history (29+ yrs).	Established history (18+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 13.55% (lower mid).	5Y return: 14.48% (top quartile).	5Y return: 14.33% (upper mid).	5Y return: 11.99% (bottom quartile).	5Y return: 9.85% (bottom quartile).
Point 6	3Y return: 15.49% (top quartile).	3Y return: 13.66% (upper mid).	3Y return: 11.45% (lower mid).	3Y return: 11.43% (bottom quartile).	3Y return: 10.28% (bottom quartile).
Point 7	1Y return: 8.67% (top quartile).	1Y return: 3.00% (lower mid).	1Y return: 1.82% (bottom quartile).	1Y return: 3.59% (upper mid).	1Y return: 1.37% (bottom quartile).
Point 8	Alpha: 5.40 (top quartile).	Alpha: -0.14 (bottom quartile).	Alpha: -5.07 (bottom quartile).	Alpha: 2.22 (upper mid).	Alpha: 0.80 (lower mid).
Point 9	Sharpe: 0.22 (top quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.30 (bottom quartile).	Sharpe: 0.05 (upper mid).	Sharpe: -0.12 (bottom quartile).
Point 10	Information ratio: 0.70 (top quartile).	Information ratio: 0.40 (upper mid).	Information ratio: 0.04 (bottom quartile).	Information ratio: 0.16 (lower mid).	Information ratio: 0.10 (bottom quartile).

JM Tax Gain Fund

Bottom quartile AUM (₹242 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.55% (lower mid).
3Y return: 15.49% (top quartile).
1Y return: 8.67% (top quartile).
Alpha: 5.40 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.70 (top quartile).

JM Multicap Fund

Highest AUM (₹5,185 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.48% (top quartile).
3Y return: 13.66% (upper mid).
1Y return: 3.00% (lower mid).
Alpha: -0.14 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 0.40 (upper mid).

JM Value Fund

Upper mid AUM (₹807 Cr).
Established history (29+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 14.33% (upper mid).
3Y return: 11.45% (lower mid).
1Y return: 1.82% (bottom quartile).
Alpha: -5.07 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.04 (bottom quartile).

JM Core 11 Fund

Bottom quartile AUM (₹289 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.99% (bottom quartile).
3Y return: 11.43% (bottom quartile).
1Y return: 3.59% (upper mid).
Alpha: 2.22 (upper mid).
Sharpe: 0.05 (upper mid).
Information ratio: 0.16 (lower mid).

JM Large Cap Fund

Lower mid AUM (₹402 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.85% (bottom quartile).
3Y return: 10.28% (bottom quartile).
1Y return: 1.37% (bottom quartile).
Alpha: 0.80 (lower mid).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.10 (bottom quartile).

1. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹242 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.55% (lower mid).
3Y return: 15.49% (top quartile).
1Y return: 8.67% (top quartile).
Alpha: 5.40 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.70 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~3.0%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (04 Sep 26)	₹52.8013 ↑ 0.14 (0.26 %)
Net Assets (Cr)	₹242 on 31 Jul 26
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	0.22
Information Ratio	0.7
Alpha Ratio	5.4
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,313
31 Aug 23	₹12,320
31 Aug 24	₹18,843
31 Aug 25	₹17,349
31 Aug 26	₹19,198

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	0.7%
3 Month	10.2%
6 Month	16.4%
1 Year	8.7%
3 Year	15.5%
5 Year	13.6%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.83 Yr.
Asit Bhandarkar	31 Dec 21	4.59 Yr.
Ruchi Fozdar	4 Oct 24	1.82 Yr.
Deepak Gupta	11 Apr 25	1.31 Yr.

Data below for JM Tax Gain Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	26.55%
Consumer Cyclical	22.02%
Technology	12.01%
Basic Materials	7.84%
Health Care	7.73%
Industrials	7.47%
Real Estate	3.92%
Consumer Defensive	3.63%
Energy	2.88%
Communication Services	2.68%
Utility	1.47%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	3%	₹7 Cr	98,262
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	3%	₹7 Cr	52,357 ↓ -7,100
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹7 Cr	53,400
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹7 Cr	48,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 590003	3%	₹7 Cr	199,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| PAYTM	3%	₹6 Cr	47,371
Wework India Management Ltd (Real Estate) Equity, Since 31 Oct 25 \| WEWORK	3%	₹6 Cr	83,621
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Aug 25 \| UNITDSPR	2%	₹6 Cr	37,100
CarTrade Tech Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| 543333	2%	₹6 Cr	20,655

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Highest AUM (₹5,185 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.48% (top quartile).
3Y return: 13.66% (upper mid).
1Y return: 3.00% (lower mid).
Alpha: -0.14 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 0.40 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.9%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (04 Sep 26)	₹99.7929 ↑ 0.25 (0.25 %)
Net Assets (Cr)	₹5,185 on 31 Jul 26
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	-0.07
Information Ratio	0.4
Alpha Ratio	-0.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,739
31 Aug 23	₹13,410
31 Aug 24	₹21,736
31 Aug 25	₹19,095
31 Aug 26	₹20,235

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.7%
3 Month	7%
6 Month	9.7%
1 Year	3%
3 Year	13.7%
5 Year	14.5%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.8%
2023	33.3%
2022	40%
2021	7.8%
2020	32.9%
2019	11.4%
2018	16.6%
2017	-5.4%
2016	39.5%
2015	10.5%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.95 Yr.
Asit Bhandarkar	1 Oct 24	1.83 Yr.
Ruchi Fozdar	4 Oct 24	1.82 Yr.
Deepak Gupta	11 Apr 25	1.31 Yr.

Data below for JM Multicap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	28.1%
Consumer Cyclical	21.91%
Technology	14.19%
Industrials	10.17%
Health Care	6.43%
Basic Materials	6.32%
Energy	4.03%
Consumer Defensive	3.52%
Communication Services	2.43%
Utility	1.13%

Asset Allocation

Asset Class	Value
Cash	1.75%
Equity	98.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹253 Cr	1,765,062 ↓ -185,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹187 Cr	2,500,000 ↓ -950,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹137 Cr	347,357
Shriram Finance Ltd (Financial Services) Equity, Since 31 Dec 25 \| SHRIRAMFIN	3%	₹134 Cr	1,278,283 ↑ 278,283
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	2%	₹128 Cr	600,000 ↓ -60,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	2%	₹126 Cr	638,700 ↑ 60,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	2%	₹122 Cr	1,183,384 ↑ 93,188
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| PAYTM	2%	₹119 Cr	889,776 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 31 Aug 25 \| INFY	2%	₹109 Cr	964,796 ↑ 120,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	2%	₹104 Cr	628,852 ↑ 88,497

3. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Upper mid AUM (₹807 Cr).
Established history (29+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 14.33% (upper mid).
3Y return: 11.45% (lower mid).
1Y return: 1.82% (bottom quartile).
Alpha: -5.07 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.04 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~4.1%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (04 Sep 26)	₹97.6039 ↑ 0.27 (0.28 %)
Net Assets (Cr)	₹807 on 31 Jul 26
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-0.3
Information Ratio	0.04
Alpha Ratio	-5.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,360
31 Aug 23	₹14,056
31 Aug 24	₹22,424
31 Aug 25	₹19,174
31 Aug 26	₹19,870

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	0.8%
3 Month	7.4%
6 Month	10.5%
1 Year	1.8%
3 Year	11.5%
5 Year	14.3%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.4%
2023	25.1%
2022	47.7%
2021	5.3%
2020	36.3%
2019	13.4%
2018	11.9%
2017	-11.2%
2016	44.6%
2015	12.1%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	5.03 Yr.
Asit Bhandarkar	11 Dec 06	19.74 Yr.
Ruchi Fozdar	4 Oct 24	1.91 Yr.
Deepak Gupta	11 Apr 25	1.39 Yr.

Data below for JM Value Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	28.93%
Consumer Cyclical	21.68%
Industrials	16.45%
Technology	13.18%
Health Care	4.65%
Communication Services	3.98%
Consumer Defensive	3.52%
Basic Materials	3.11%
Utility	2.98%
Energy	0.82%

Asset Allocation

Asset Class	Value
Cash	0.69%
Equity	99.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 26 \| ICICIBANK	4%	₹33 Cr	230,000 ↑ 50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹32 Cr	80,613 ↑ 15,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| SHRIRAMFIN	4%	₹31 Cr	300,000 ↓ -19,391
Redington Ltd (Technology) Equity, Since 30 Jun 26 \| 532805	3%	₹27 Cr	847,047 ↑ 447,047
Jana Small Finance Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| JSFB	3%	₹26 Cr	443,989 ↓ -106,064
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	3%	₹25 Cr	225,000 ↑ 30,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹24 Cr	120,000 ↑ 40,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	3%	₹23 Cr	105,579 ↓ -29,244
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹22 Cr	290,000 ↓ -40,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 24 \| 532755	3%	₹22 Cr	130,266 ↑ 40,000

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹289 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.99% (bottom quartile).
3Y return: 11.43% (bottom quartile).
1Y return: 3.59% (upper mid).
Alpha: 2.22 (upper mid).
Sharpe: 0.05 (upper mid).
Information ratio: 0.16 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Ujjivan Small Finance Bank Ltd Ordinary Shares (~5.2%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (04 Sep 26)	₹20.3461 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹289 on 31 Jul 26
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	0.05
Information Ratio	0.16
Alpha Ratio	2.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,453
31 Aug 23	₹12,831
31 Aug 24	₹18,804
31 Aug 25	₹17,053
31 Aug 26	₹18,295

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.9%
3 Month	7%
6 Month	9.8%
1 Year	3.6%
3 Year	11.4%
5 Year	12%
10 Year
15 Year
Since launch	3.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.92 Yr.
Asit Bhandarkar	25 Feb 09	17.52 Yr.
Ruchi Fozdar	4 Oct 24	1.91 Yr.
Deepak Gupta	11 Apr 25	1.39 Yr.

Data below for JM Core 11 Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	28.6%
Consumer Cyclical	28.11%
Industrials	16.57%
Technology	12.24%
Health Care	6.17%
Consumer Defensive	3.27%
Basic Materials	2.44%
Utility	1.54%

Asset Allocation

Asset Class	Value
Cash	1.07%
Equity	98.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	5%	₹15 Cr	2,100,001 ↓ -399,999
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	5%	₹15 Cr	131,500
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	5%	₹15 Cr	1,725,000 ↑ 150,000
Coforge Ltd (Technology) Equity, Since 31 Jul 25 \| COFORGE	5%	₹15 Cr	84,619 ↑ 20,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	4%	₹13 Cr	33,007 ↓ -1,500
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	4%	₹13 Cr	17,050 ↓ -1,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	4%	₹11 Cr	14,497
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 25 \| ADANIPORTS	4%	₹11 Cr	64,000
Premier Energies Ltd (Technology) Equity, Since 31 Mar 26 \| PREMIERENE	4%	₹11 Cr	105,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	4%	₹11 Cr	22,000

5. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

Research Highlights for JM Large Cap Fund

Lower mid AUM (₹402 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.85% (bottom quartile).
3Y return: 10.28% (bottom quartile).
1Y return: 1.37% (bottom quartile).
Alpha: 0.80 (lower mid).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.10 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for JM Large Cap Fund

JM Large Cap Fund Growth
Launch Date	1 Apr 95
NAV (04 Sep 26)	₹153.936 ↓ -0.33 (-0.22 %)
Net Assets (Cr)	₹402 on 31 Jul 26
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.39
Sharpe Ratio	-0.12
Information Ratio	0.1
Alpha Ratio	0.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,462
31 Aug 23	₹11,894
31 Aug 24	₹17,616
31 Aug 25	₹15,749
31 Aug 26	₹16,431

JM Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1.6%
3 Month	5.1%
6 Month	2.6%
1 Year	1.4%
3 Year	10.3%
5 Year	9.8%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.8%
2023	15.1%
2022	29.6%
2021	3.4%
2020	23.2%
2019	18.1%
2018	4.9%
2017	0.8%
2016	20.9%
2015	1.8%

Fund Manager information for JM Large Cap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	5.03 Yr.
Asit Bhandarkar	5 Oct 17	8.91 Yr.
Ruchi Fozdar	4 Oct 24	1.91 Yr.
Deepak Gupta	27 Jan 25	1.59 Yr.

Data below for JM Large Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	30.64%
Consumer Cyclical	15.01%
Industrials	13.4%
Technology	7.94%
Health Care	7.36%
Basic Materials	6.03%
Consumer Defensive	4.98%
Energy	4.34%
Communication Services	3.85%
Utility	3.19%
Real Estate	1.14%

Asset Allocation

Asset Class	Value
Cash	2.13%
Equity	97.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| HDFCBANK	6%	₹23 Cr	303,694 ↓ -50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	5%	₹22 Cr	153,187
State Bank of India (Financial Services) Equity, Since 31 Oct 11 \| SBIN	4%	₹17 Cr	169,097
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	4%	₹15 Cr	78,550 ↓ -10,400
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	3%	₹13 Cr	100,700
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹13 Cr	112,499
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 25 \| LT	3%	₹12 Cr	29,900 ↓ -2,400
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 28 Feb 25 \| TORNTPHARM	3%	₹12 Cr	22,773
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532215	3%	₹11 Cr	91,423
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 25 \| APOLLOHOSP	3%	₹11 Cr	11,775

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আপনার কিভাবে জানতে চানএসআইপি বিনিয়োগ আপনি যদি নির্দিষ্ট সময়ের জন্য মাসিকের একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করেন তবে বৃদ্ধি পাবে? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটররা সাধারণত ইনপুটগুলি গ্রহণ করে যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য) যে কোনও ব্যক্তি বিনিয়োগ করতে চায়, বিনিয়োগের বছরের সংখ্যা, প্রত্যাশিতমুদ্রাস্ফীতি হারগুলি (এটির জন্য একাউন্টের প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরা যাক, আপনি যদি 10 বছরের জন্য 10,000 ডলার বিনিয়োগ করেন তবে দেখুন আপনার এসআইপি বিনিয়োগ কীভাবে বাড়বে-

মাসিক বিনিয়োগ: 10,000 ডলার

বিনিয়োগের সময়কাল: 10 বছর

মোট পরিমাণ বিনিয়োগ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

হিসাবে প্রত্যাশিত রিটার্নসসিপ ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম রিটার্ন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য 10,000 ডলার মাসিক ইনআর বিনিয়োগ করেন (মোট আইএনআর)12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার অর্থ আপনারা নিট মুনাফাআইএনআর 15,86,573। এটা দুর্দান্ত না!

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Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।