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ICICI প্রুডেনশিয়াল মিউচুয়াল ফান্ড 2022-এর 5টি সেরা ঋণ তহবিল

Updated on September 30, 2025 , 22234 views

icici মিউচুয়াল ফান্ড নিয়মিত উৎপন্ন করার লক্ষ্যআয় এ বিনিয়োগের মাধ্যমে বিনিয়োগকারীদের কাছেপরিসর ঋণ এবংঅর্থ বাজার যন্ত্র এটি বিনিয়োগকারীদের জন্য উপযুক্ত যারা নিম্ন থেকে মাঝারি স্তরের ঝুঁকি গ্রহণ করে বর্তমান আয় অপ্টিমাইজ করতে চান৷

বিনিয়োগকারীরা যারা তাদের স্বল্প থেকে মধ্যমেয়াদী অর্জন করতে চানআর্থিক লক্ষ্য, তারপরঋণ তহবিল একটি ভাল বিকল্প হতে পারে। এই পরিকল্পনার জন্য প্রস্তাবিত ঋণ তহবিল হয়তরল তহবিল, অতিস্বল্পমেয়াদী ঋণ তহবিল এবং স্বল্পমেয়াদী ঋণ তহবিল। এই তহবিলগুলি তরল প্রকৃতির, যার মানে হল একটিবিনিয়োগকারী যেকোন সময় তাদের বিনিয়োগকৃত পরিমাণ রিডিম করতে পারে। ঋণ তহবিলে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীরা পূর্ব তালিকাভুক্ত শীর্ষ 5 থেকে বেছে নিতে পারেনসেরা ঋণ তহবিল ICICI দ্বারাপারস্পরিক তহবিল. এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়,না, অতীত পারফরম্যান্স, পোর্টফোলিওর গড় পরিপক্কতা, ইত্যাদি।

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ICICI

কেন ICICI ডেট মিউচুয়াল ফান্ডে বিনিয়োগ করবেন?

  • আইসিআইসিআই ঋণ তহবিল বিস্তৃত শ্রেণীবিভাগের সাথে আসে, তাই বিনিয়োগকারীরা তাদের স্বল্প-মেয়াদী, মধ্য-মেয়াদী এবং এমনকি দীর্ঘমেয়াদী পরিকল্পনা করতে পারেবিনিয়োগ পরিকল্পনা এই ঋণ তহবিল নির্বাচন মাধ্যমে

  • তরল তহবিলের মতো ঋণ তহবিলগুলি স্বল্প-ঝুঁকির বিনিয়োগকারীদের স্বল্প সময়ের জন্য বিনিয়োগ করার জন্য একটি দুর্দান্ত বিকল্প এবং এর চেয়ে ভাল রিটার্ন অর্জন করেব্যাংক সঞ্চয়ী হিসাব.

  • ঋণ তহবিলে, আপনি যেকোনো সময়ে বিনিয়োগ থেকে প্রয়োজনীয় অর্থ উত্তোলন করতে পারেন এবং অবশিষ্ট অর্থ বিনিয়োগ থাকতে দিতে পারেন

সেরা ICICI ঋণ মিউচুয়াল ফান্ড

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Regular Savings Fund Growth ₹32.6271
↑ 0.04
₹6,0132.25.29.18.38.58.07%2Y 1M 24D3Y 3M 7D
ICICI Prudential Medium Term Bond Fund Growth ₹45.8379
↑ 0.05
₹5,7391.84.68.8887.85%3Y 3M 25D5Y 8M 23D
ICICI Prudential Corporate Bond Fund Growth ₹30.3572
↑ 0.03
₹33,5741.33.98.17.887%3Y 18D5Y 9M 18D
ICICI Prudential Short Term Fund Growth ₹61.2335
↑ 0.04
₹22,3391.348.17.87.87.27%2Y 7M 10D4Y 10M 20D
ICICI Prudential Savings Fund Growth ₹553.917
↑ 0.32
₹27,0761.647.97.786.84%9M 29D1Y 8M 26D
ICICI Prudential Banking and PSU Debt Fund Growth ₹33.2508
↑ 0.03
₹9,7881.23.77.97.67.96.98%3Y 2M 12D6Y 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryICICI Prudential Regular Savings FundICICI Prudential Medium Term Bond FundICICI Prudential Corporate Bond FundICICI Prudential Short Term FundICICI Prudential Savings FundICICI Prudential Banking and PSU Debt Fund
Point 1Bottom quartile AUM (₹6,013 Cr).Bottom quartile AUM (₹5,739 Cr).Highest AUM (₹33,574 Cr).Upper mid AUM (₹22,339 Cr).Upper mid AUM (₹27,076 Cr).Lower mid AUM (₹9,788 Cr).
Point 2Established history (14+ yrs).Established history (21+ yrs).Established history (16+ yrs).Oldest track record among peers (23 yrs).Established history (23+ yrs).Established history (15+ yrs).
Point 3Rating: 1★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 9.12% (top quartile).1Y return: 8.84% (upper mid).1Y return: 8.14% (upper mid).1Y return: 8.08% (lower mid).1Y return: 7.94% (bottom quartile).1Y return: 7.87% (bottom quartile).
Point 61M return: 1.26% (upper mid).1M return: 1.29% (top quartile).1M return: 0.68% (upper mid).1M return: 0.66% (lower mid).1M return: 0.54% (bottom quartile).1M return: 0.62% (bottom quartile).
Point 7Sharpe: 1.90 (upper mid).Sharpe: 1.49 (upper mid).Sharpe: 1.36 (bottom quartile).Sharpe: 1.43 (lower mid).Sharpe: 2.68 (top quartile).Sharpe: 0.98 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.07% (top quartile).Yield to maturity (debt): 7.85% (upper mid).Yield to maturity (debt): 7.00% (lower mid).Yield to maturity (debt): 7.27% (upper mid).Yield to maturity (debt): 6.84% (bottom quartile).Yield to maturity (debt): 6.98% (bottom quartile).
Point 10Modified duration: 2.15 yrs (upper mid).Modified duration: 3.32 yrs (bottom quartile).Modified duration: 3.05 yrs (lower mid).Modified duration: 2.61 yrs (upper mid).Modified duration: 0.83 yrs (top quartile).Modified duration: 3.20 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

  • Bottom quartile AUM (₹6,013 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.12% (top quartile).
  • 1M return: 1.26% (upper mid).
  • Sharpe: 1.90 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.07% (top quartile).
  • Modified duration: 2.15 yrs (upper mid).

ICICI Prudential Medium Term Bond Fund

  • Bottom quartile AUM (₹5,739 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.84% (upper mid).
  • 1M return: 1.29% (top quartile).
  • Sharpe: 1.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 3.32 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹33,574 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.14% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 1.36 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 3.05 yrs (lower mid).

ICICI Prudential Short Term Fund

  • Upper mid AUM (₹22,339 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (lower mid).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 1.43 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.27% (upper mid).
  • Modified duration: 2.61 yrs (upper mid).

ICICI Prudential Savings Fund

  • Upper mid AUM (₹27,076 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.94% (bottom quartile).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.68 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.84% (bottom quartile).
  • Modified duration: 0.83 yrs (top quartile).

ICICI Prudential Banking and PSU Debt Fund

  • Lower mid AUM (₹9,788 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.87% (bottom quartile).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.98% (bottom quartile).
  • Modified duration: 3.20 yrs (bottom quartile).
*ভিত্তিক তহবিলের তালিকাসম্পদ >= 100 কোটি & সাজানো হয়েছে1 বছরের রিটার্ন.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

  • Bottom quartile AUM (₹6,013 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.12% (top quartile).
  • 1M return: 1.26% (upper mid).
  • Sharpe: 1.90 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.07% (top quartile).
  • Modified duration: 2.15 yrs (upper mid).
  • Average maturity: 3.27 yrs (upper mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund
Growth
Launch Date 3 Dec 10
NAV (03 Oct 25) ₹32.6271 ↑ 0.04   (0.14 %)
Net Assets (Cr) ₹6,013 on 15 Sep 25
Category Debt - Credit Risk
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.43
Sharpe Ratio 1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 8.07%
Effective Maturity 3 Years 3 Months 7 Days
Modified Duration 2 Years 1 Month 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,785
30 Sep 22₹11,266
30 Sep 23₹12,047
30 Sep 24₹13,126
30 Sep 25₹14,307

ICICI Prudential Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 1.3%
3 Month 2.2%
6 Month 5.2%
1 Year 9.1%
3 Year 8.3%
5 Year 7.4%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.2%
2022 5.1%
2021 6.2%
2020 9.8%
2019 9.5%
2018 6.6%
2017 6.8%
2016 9.5%
2015 9%
Fund Manager information for ICICI Prudential Regular Savings Fund
NameSinceTenure
Manish Banthia7 Nov 168.82 Yr.
Akhil Kakkar22 Jan 241.61 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash5.92%
Equity8.21%
Debt85.5%
Other0.37%
Debt Sector Allocation
SectorValue
Corporate72.4%
Government14.3%
Cash Equivalent4.72%
Credit Quality
RatingValue
A16.3%
AA59.05%
AAA23.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹328 Cr31,767,530
Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 542602
4%₹247 Cr6,030,181
Millennia Realtors Private Limited
Debentures | -
4%₹211 Cr2,100
Vedanta Limited
Debentures | -
3%₹201 Cr20,000
Varroc Engineering Limited
Debentures | -
3%₹188 Cr25,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
3%₹188 Cr18,500
Aadhar Housing Finance Limited
Debentures | -
3%₹177 Cr17,500
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹168 Cr16,539,430
Nirma Limited
Debentures | -
3%₹152 Cr15,000
Lodha Developers Limited
Debentures | -
2%₹150 Cr15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

  • Bottom quartile AUM (₹5,739 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.84% (upper mid).
  • 1M return: 1.29% (top quartile).
  • Sharpe: 1.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 3.32 yrs (bottom quartile).
  • Average maturity: 5.73 yrs (lower mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (03 Oct 25) ₹45.8379 ↑ 0.05   (0.11 %)
Net Assets (Cr) ₹5,739 on 15 Sep 25
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio 1.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 5 Years 8 Months 23 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,762
30 Sep 22₹11,110
30 Sep 23₹11,881
30 Sep 24₹12,846
30 Sep 25₹13,970

ICICI Prudential Medium Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 1.3%
3 Month 1.8%
6 Month 4.6%
1 Year 8.8%
3 Year 8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4.2%
2021 5.5%
2020 10.4%
2019 9.2%
2018 5.1%
2017 6.5%
2016 10.2%
2015 8.4%
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 168.82 Yr.
Akhil Kakkar22 Jan 241.61 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash5.35%
Equity6.42%
Debt87.91%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate62.32%
Government22.98%
Cash Equivalent5.35%
Securitized2.61%
Credit Quality
RatingValue
AA58.91%
AAA40.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹553 Cr53,458,200
Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 542602
3%₹195 Cr4,765,556
7.34% Govt Stock 2064
Sovereign Bonds | -
3%₹189 Cr18,801,500
Vedanta Limited
Debentures | -
3%₹171 Cr17,000
Godrej Properties Limited
Debentures | -
3%₹153 Cr15,000
Oberoi Realty Limited
Debentures | -
3%₹153 Cr15,000
TATA Projects Limited
Debentures | -
3%₹151 Cr15,000
Siddhivinayak Securitisation Trust **
Unlisted bonds | -
3%₹150 Cr150
↑ 150
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹148 Cr14,538,300
TVS Credit Services Limited
Debentures | -
2%₹114 Cr110

3. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹33,574 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.14% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 1.36 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 3.05 yrs (lower mid).
  • Average maturity: 5.80 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (03 Oct 25) ₹30.3572 ↑ 0.03   (0.09 %)
Net Assets (Cr) ₹33,574 on 15 Sep 25
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.57
Sharpe Ratio 1.36
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 5 Years 9 Months 18 Days
Modified Duration 3 Years 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,593
30 Sep 22₹10,971
30 Sep 23₹11,788
30 Sep 24₹12,714
30 Sep 25₹13,745

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 3.9%
1 Year 8.1%
3 Year 7.8%
5 Year 6.6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.61 Yr.
Ritesh Lunawat22 Jan 241.61 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.53%
Debt96.2%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate57.2%
Government33.33%
Securitized5.81%
Cash Equivalent3.39%
Credit Quality
RatingValue
AAA99.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
5%₹1,619 Cr156,277,360
↓ -29,000,000
LIC Housing Finance Ltd
Debentures | -
4%₹1,453 Cr143,500
Siddhivinayak Securitisation Trust **
Unlisted bonds | -
3%₹1,000 Cr1,000
↑ 1,000
Shivshakti Securitisation Trust **
Unlisted bonds | -
3%₹950 Cr950
↑ 950
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹887 Cr87,382,410
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹864 Cr83,594,780
Pipeline Infrastructure Limited
Debentures | -
2%₹826 Cr80,500
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹588 Cr58,412,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹564 Cr55,550
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹538 Cr56,500,000

4. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

  • Upper mid AUM (₹22,339 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (lower mid).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 1.43 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.27% (upper mid).
  • Modified duration: 2.61 yrs (upper mid).
  • Average maturity: 4.89 yrs (upper mid).
  • Exit load: 0-7 Days (0.25%),7 Days and above(NIL).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (03 Oct 25) ₹61.2335 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹22,339 on 15 Sep 25
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.04
Sharpe Ratio 1.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.27%
Effective Maturity 4 Years 10 Months 20 Days
Modified Duration 2 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,591
30 Sep 22₹10,971
30 Sep 23₹11,768
30 Sep 24₹12,697
30 Sep 25₹13,718

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 4%
1 Year 8.1%
3 Year 7.8%
5 Year 6.5%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0915.79 Yr.
Nikhil Kabra29 Dec 204.68 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.65%
Debt96.08%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate58.16%
Government32.77%
Securitized5.15%
Cash Equivalent3.65%
Credit Quality
RatingValue
AA19.28%
AAA80.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹966 Cr95,187,610
LIC Housing Finance Ltd
Debentures | -
3%₹759 Cr75,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹710 Cr69,574,740
Shivshakti Securitisation Trust **
Unlisted bonds | -
3%₹625 Cr625
↑ 625
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹573 Cr55,312,240
↓ -36,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹563 Cr55,500
Siddhivinayak Securitisation Trust **
Unlisted bonds | -
2%₹525 Cr525
↑ 525
Vedanta Limited
Debentures | -
2%₹510 Cr51,000
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹428 Cr41,358,430
7.11% Govt Stock 2028
Sovereign Bonds | -
2%₹364 Cr36,000,000
↑ 36,000,000

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

  • Upper mid AUM (₹27,076 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.94% (bottom quartile).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.68 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.84% (bottom quartile).
  • Modified duration: 0.83 yrs (top quartile).
  • Average maturity: 1.74 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund
Growth
Launch Date 27 Sep 02
NAV (03 Oct 25) ₹553.917 ↑ 0.32   (0.06 %)
Net Assets (Cr) ₹27,076 on 15 Sep 25
Category Debt - Low Duration
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.53
Sharpe Ratio 2.68
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 1 Year 8 Months 26 Days
Modified Duration 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,549
30 Sep 22₹10,916
30 Sep 23₹11,730
30 Sep 24₹12,632
30 Sep 25₹13,633

ICICI Prudential Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 4%
1 Year 7.9%
3 Year 7.7%
5 Year 6.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 3.8%
2020 8.6%
2019 8.8%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.8%
Fund Manager information for ICICI Prudential Savings Fund
NameSinceTenure
Nikhil Kabra13 Sep 240.97 Yr.
Darshil Dedhia12 Jun 232.22 Yr.

Data below for ICICI Prudential Savings Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash21.71%
Debt78.03%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate66.24%
Government24.45%
Cash Equivalent5.35%
Securitized3.69%
Credit Quality
RatingValue
AA12.72%
AAA87.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹1,125 Cr111,750
7.81% Govt Stock 2033
Sovereign Bonds | -
4%₹1,111 Cr107,269,310
↓ -15,916,670
Radhakrishna Securitization Trust **
Unlisted bonds | -
3%₹875 Cr875
↑ 875
7.11% Govt Stock 2028
Sovereign Bonds | -
2%₹635 Cr62,841,800
↑ 14,068,200
6.63% Govt Stock 2031
Sovereign Bonds | -
2%₹615 Cr60,500,000
6.99% Govt Stock 2034
Sovereign Bonds | -
2%₹476 Cr46,625,930
Small Industries Development Bank Of India
Debentures | -
2%₹448 Cr44,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹436 Cr43,000
National Bank For Agriculture And Rural Development
Debentures | -
1%₹403 Cr40,000
Small Industries Development Bank Of India
Debentures | -
1%₹352 Cr35,000

6. ICICI Prudential Banking and PSU Debt Fund

The investment objective of the Scheme is to generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns,while maintaining an optimum balance of safety, liquidity and yield.

Research Highlights for ICICI Prudential Banking and PSU Debt Fund

  • Lower mid AUM (₹9,788 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.87% (bottom quartile).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.98% (bottom quartile).
  • Modified duration: 3.20 yrs (bottom quartile).
  • Average maturity: 6.03 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Banking and PSU Debt Fund

ICICI Prudential Banking and PSU Debt Fund
Growth
Launch Date 1 Jan 10
NAV (03 Oct 25) ₹33.2508 ↑ 0.03   (0.09 %)
Net Assets (Cr) ₹9,788 on 15 Sep 25
Category Debt - Banking & PSU Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 0.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 6 Years 11 Days
Modified Duration 3 Years 2 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,629
30 Sep 22₹10,988
30 Sep 23₹11,773
30 Sep 24₹12,665
30 Sep 25₹13,660

ICICI Prudential Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

DurationReturns
1 Month 0.6%
3 Month 1.2%
6 Month 3.7%
1 Year 7.9%
3 Year 7.6%
5 Year 6.4%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 7.3%
2022 4.3%
2021 4.2%
2020 9.3%
2019 10.1%
2018 5.7%
2017 5.6%
2016 12.6%
2015 8.6%
Fund Manager information for ICICI Prudential Banking and PSU Debt Fund
NameSinceTenure
Manish Banthia13 Sep 240.97 Yr.
Rohit Lakhotia12 Jun 232.22 Yr.

Data below for ICICI Prudential Banking and PSU Debt Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash4.63%
Debt95.07%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate55.96%
Government35%
Securitized4.6%
Cash Equivalent4.14%
Credit Quality
RatingValue
AAA99.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Ltd
Debentures | -
5%₹455 Cr45,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹407 Cr40,000
↑ 17,500
7.34% Govt Stock 2064
Sovereign Bonds | -
4%₹367 Cr36,467,800
Shivshakti Securitisation Trust **
Unlisted bonds | -
2%₹225 Cr225
↑ 225
Siddhivinayak Securitisation Trust **
Unlisted bonds | -
2%₹225 Cr225
↑ 225
Mahanagar Telephone Nigam Limited
Debentures | -
2%₹224 Cr22,500
HDFC Bank Limited
Debentures | -
2%₹213 Cr20,800
↓ -5,000
HDFC Bank Limited
Debentures | -
2%₹205 Cr20,000
↓ -6,500
Small Industries Development Bank Of India
Debentures | -
2%₹203 Cr20,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹203 Cr20,000

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