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এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ইন্টারমিডিয়েট বা মিড টার্ম ডেট ফান্ড
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Medium Term Plan Growth ₹40.2079
↓ -0.05 ₹2,744 1,000 0.9 4.7 12.7 9.2 12.3 10.5 Nippon India Strategic Debt Fund Growth ₹15.8738
↓ -0.02 ₹106 100 2.3 6.1 10 8.1 8.6 8.3 Axis Strategic Bond Fund Growth ₹28.2419
↓ -0.02 ₹1,938 1,000 0.7 4.5 8.4 7.8 7 8.7 DSP Bond Fund Growth ₹82.501
↓ -0.06 ₹318 500 0.4 4.7 8.4 7.4 6 7.6 Kotak Medium Term Fund Growth ₹22.9284
↑ 0.01 ₹1,817 1,000 0.7 4.4 8.4 7.4 6.7 9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund Axis Strategic Bond Fund DSP Bond Fund Kotak Medium Term Fund Point 1 Highest AUM (₹2,744 Cr). Bottom quartile AUM (₹106 Cr). Upper mid AUM (₹1,938 Cr). Bottom quartile AUM (₹318 Cr). Lower mid AUM (₹1,817 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (13+ yrs). Oldest track record among peers (28 yrs). Established history (11+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.74% (top quartile). 1Y return: 10.04% (upper mid). 1Y return: 8.43% (lower mid). 1Y return: 8.36% (bottom quartile). 1Y return: 8.36% (bottom quartile). Point 6 1M return: -0.08% (lower mid). 1M return: -0.22% (bottom quartile). 1M return: 0.01% (top quartile). 1M return: -0.12% (bottom quartile). 1M return: -0.01% (upper mid). Point 7 Sharpe: 2.94 (top quartile). Sharpe: 1.62 (bottom quartile). Sharpe: 1.96 (upper mid). Sharpe: 1.48 (bottom quartile). Sharpe: 1.81 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.44% (lower mid). Yield to maturity (debt): 7.21% (bottom quartile). Yield to maturity (debt): 7.64% (upper mid). Yield to maturity (debt): 6.60% (bottom quartile). Yield to maturity (debt): 7.73% (top quartile). Point 10 Modified duration: 3.55 yrs (bottom quartile). Modified duration: 3.24 yrs (upper mid). Modified duration: 3.01 yrs (top quartile). Modified duration: 3.32 yrs (bottom quartile). Modified duration: 3.31 yrs (lower mid). Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
Axis Strategic Bond Fund
DSP Bond Fund
Kotak Medium Term Fund
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on Aims to generate attractive returns consistent with prudent risk from a diversified portfolio substantially constituted of high quality debt securities. Research Highlights for DSP Bond Fund Below is the key information for DSP Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (29 Aug 25) ₹40.2079 ↓ -0.05 (-0.12 %) Net Assets (Cr) ₹2,744 on 31 Jul 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.44% Effective Maturity 4 Years 9 Months 4 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,020 31 Aug 22 ₹13,676 31 Aug 23 ₹14,631 31 Aug 24 ₹15,802 31 Aug 25 ₹17,809 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.9% 6 Month 4.7% 1 Year 12.7% 3 Year 9.2% 5 Year 12.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 10.92 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.15% Equity 4.26% Debt 91.33% Other 0.26% Debt Sector Allocation
Sector Value Corporate 56.42% Government 34.91% Cash Equivalent 4.15% Credit Quality
Rating Value A 4% AA 42.22% AAA 53.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹231 Cr 22,500,000
↓ -3,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹195 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹194 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -4% ₹96 Cr 9,500 Jubilant Bevco Limited
Debentures | -3% ₹76 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹76 Cr 7,500
↑ 2,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 SK Finance Limited
Debentures | -2% ₹65 Cr 6,500 2. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (29 Aug 25) ₹15.8738 ↓ -0.02 (-0.11 %) Net Assets (Cr) ₹106 on 31 Jul 25 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.21% Effective Maturity 4 Years 3 Months 29 Days Modified Duration 3 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,812 31 Aug 22 ₹11,961 31 Aug 23 ₹12,768 31 Aug 24 ₹13,714 31 Aug 25 ₹15,091 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.2% 3 Month 2.3% 6 Month 6.1% 1 Year 10% 3 Year 8.1% 5 Year 8.6% 10 Year 15 Year Since launch 4.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% 2015 9% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 7.19 Yr. Sushil Budhia 1 Feb 20 5.5 Yr. Akshay Sharma 1 Dec 22 2.67 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 18.74% Debt 80.8% Other 0.46% Debt Sector Allocation
Sector Value Corporate 47.73% Government 33.07% Cash Equivalent 18.74% Credit Quality
Rating Value AA 56.87% AAA 43.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -15% ₹16 Cr 1,500,000 7.17% State Government Securities
Sovereign Bonds | -10% ₹10 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹5 Cr 500,000 Aditya Birla Real Estate Limited
Debentures | -5% ₹5 Cr 500 TRuhome Finance Limited
Debentures | -5% ₹5 Cr 500 Godrej Industries Limited
Debentures | -5% ₹5 Cr 500 Aadhar Housing Finance Limited
Debentures | -5% ₹5 Cr 500 JSW Steel Limited
Debentures | -5% ₹5 Cr 50 Delhi International Airport Limited
Debentures | -4% ₹4 Cr 400 Indostar Capital Finance Limited
Debentures | -4% ₹4 Cr 400 3. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (29 Aug 25) ₹28.2419 ↓ -0.02 (-0.08 %) Net Assets (Cr) ₹1,938 on 31 Jul 25 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.64% Effective Maturity 3 Years 9 Months 25 Days Modified Duration 3 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,176 31 Aug 23 ₹11,914 31 Aug 24 ₹12,887 31 Aug 25 ₹13,975 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 4.5% 1 Year 8.4% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% 2015 6.8% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 12.74 Yr. Sachin Jain 1 Feb 23 2.5 Yr. Akhil Thakker 1 Feb 23 2.5 Yr. Data below for Axis Strategic Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.33% Equity 0.27% Debt 93.12% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.43% Government 28.69% Cash Equivalent 6.33% Credit Quality
Rating Value A 8.23% AA 50.41% AAA 41.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -13% ₹253 Cr 24,200,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹103 Cr 10,031,900
↑ 10,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹83 Cr 7,900,000
↓ -10,500,000 Jubilant Beverages Limited
Debentures | -3% ₹67 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹66 Cr 6,500 Delhi International Airport Limited
Debentures | -3% ₹66 Cr 6,500 Nirma Limited
Debentures | -3% ₹61 Cr 6,000 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 4. DSP Bond Fund
DSP Bond Fund
Growth Launch Date 29 Apr 97 NAV (29 Aug 25) ₹82.501 ↓ -0.06 (-0.07 %) Net Assets (Cr) ₹318 on 31 Jul 25 Category Debt - Medium term Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 0.75 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (0.25%),6 Months and above(NIL) Yield to Maturity 6.6% Effective Maturity 4 Years 1 Month 2 Days Modified Duration 3 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,498 31 Aug 22 ₹10,773 31 Aug 23 ₹11,440 31 Aug 24 ₹12,314 31 Aug 25 ₹13,339 Returns for DSP Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.4% 6 Month 4.7% 1 Year 8.4% 3 Year 7.4% 5 Year 6% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7% 2022 2.9% 2021 3.4% 2020 10% 2019 3% 2018 3.6% 2017 5% 2016 12.9% 2015 6% Fund Manager information for DSP Bond Fund
Name Since Tenure Vivek Ramakrishnan 17 Jul 21 4.04 Yr. Karan Mundhra 1 May 21 4.25 Yr. Data below for DSP Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 18.95% Debt 80.38% Other 0.67% Debt Sector Allocation
Sector Value Corporate 56.02% Government 39.56% Cash Equivalent 3.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -15% ₹48 Cr 4,500,000 LIC Housing Finance Ltd
Debentures | -8% ₹26 Cr 2,500 Small Industries Development Bank Of India
Debentures | -8% ₹26 Cr 2,500 Chhattisgarh (Government of) 7.03%
- | -8% ₹26 Cr 2,500,000 Bajaj Finance Limited
Debentures | -8% ₹26 Cr 250 National Bank For Agriculture And Rural Development
Debentures | -8% ₹26 Cr 2,500 Rec Limited
Debentures | -8% ₹26 Cr 2,500 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500
↑ 2,500 SBI Funds Management Pvt Ltd/Fund Parent
Investment Fund | -0% ₹1 Cr 948 5. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (29 Aug 25) ₹22.9284 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,817 on 31 Jul 25 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.81 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.73% Effective Maturity 5 Years 3 Months 11 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,111 31 Aug 23 ₹11,674 31 Aug 24 ₹12,704 31 Aug 25 ₹13,754 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 4.4% 1 Year 8.4% 3 Year 7.4% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.36 Yr. Vihag Mishra 1 Jun 25 0.17 Yr. Data below for Kotak Medium Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.55% Equity 5.79% Debt 86.98% Other 1.68% Debt Sector Allocation
Sector Value Corporate 67.9% Government 18.7% Cash Equivalent 5.93% Credit Quality
Rating Value A 10.88% AA 38.57% AAA 48.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹157 Cr 15,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹147 Cr 14,043,470 Rec Limited
Debentures | -5% ₹100 Cr 10,000
↑ 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 TATA Steel Limited
Debentures | -4% ₹77 Cr 750 Pipeline Infrastructure Limited
Debentures | -4% ₹65 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹61 Cr 6,000 Indostar Capital Finance Limited
Debentures | -3% ₹60 Cr 6,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426023% ₹59 Cr 1,498,708 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500
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Research Highlights for Aditya Birla Sun Life Medium Term Plan