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এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ইন্টারমিডিয়েট বা মিড টার্ম ডেট ফান্ড
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Medium Term Plan Growth ₹40.4991
↑ 0.04 ₹2,876 1,000 1.5 4.9 12.6 9.5 11.9 10.5 Nippon India Strategic Debt Fund Growth ₹15.9871
↑ 0.01 ₹110 100 3.4 6.1 10 8.4 9.2 8.3 Axis Strategic Bond Fund Growth ₹28.4428
↑ 0.02 ₹1,902 1,000 1.3 4.5 8.4 8.1 6.9 8.7 Kotak Medium Term Fund Growth ₹23.1303
↑ 0.01 ₹1,832 1,000 1.6 4.8 8.3 7.8 6.6 9 DSP Bond Fund Growth ₹82.9046
↑ 0.04 ₹317 500 1 4.2 8 7.8 6 7.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund Axis Strategic Bond Fund Kotak Medium Term Fund DSP Bond Fund Point 1 Highest AUM (₹2,876 Cr). Bottom quartile AUM (₹110 Cr). Upper mid AUM (₹1,902 Cr). Lower mid AUM (₹1,832 Cr). Bottom quartile AUM (₹317 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (13+ yrs). Established history (11+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.59% (top quartile). 1Y return: 10.03% (upper mid). 1Y return: 8.43% (lower mid). 1Y return: 8.27% (bottom quartile). 1Y return: 8.05% (bottom quartile). Point 6 1M return: 0.61% (lower mid). 1M return: 0.60% (bottom quartile). 1M return: 0.68% (upper mid). 1M return: 0.71% (top quartile). 1M return: 0.47% (bottom quartile). Point 7 Sharpe: 2.36 (top quartile). Sharpe: 1.21 (lower mid). Sharpe: 1.24 (upper mid). Sharpe: 1.09 (bottom quartile). Sharpe: 0.92 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.51% (lower mid). Yield to maturity (debt): 7.31% (bottom quartile). Yield to maturity (debt): 7.82% (upper mid). Yield to maturity (debt): 7.85% (top quartile). Yield to maturity (debt): 6.78% (bottom quartile). Point 10 Modified duration: 3.38 yrs (bottom quartile). Modified duration: 3.31 yrs (upper mid). Modified duration: 3.33 yrs (lower mid). Modified duration: 3.40 yrs (bottom quartile). Modified duration: 3.23 yrs (top quartile). Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
Axis Strategic Bond Fund
Kotak Medium Term Fund
DSP Bond Fund
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on Aims to generate attractive returns consistent with prudent risk from a diversified portfolio substantially constituted of high quality debt securities. Research Highlights for DSP Bond Fund Below is the key information for DSP Bond Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (23 Sep 25) ₹40.4991 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹2,876 on 15 Sep 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.51% Effective Maturity 4 Years 6 Months 22 Days Modified Duration 3 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,020 31 Aug 22 ₹13,676 31 Aug 23 ₹14,631 31 Aug 24 ₹15,802 31 Aug 25 ₹17,809 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 4.9% 1 Year 12.6% 3 Year 9.5% 5 Year 11.9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.01 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 7.57% Equity 4.03% Debt 88.15% Other 0.25% Debt Sector Allocation
Sector Value Corporate 55.83% Government 32.32% Cash Equivalent 7.57% Credit Quality
Rating Value A 3.86% AA 40.97% AAA 55.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹194 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹192 Cr 18,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹168 Cr 16,500,000
↓ -5,000,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 5.00% Gmr Airport Ltd (13/02/2027) **
Debentures | -3% ₹80 Cr 8,000
↑ 8,000 Jubilant Bevco Limited
Debentures | -3% ₹77 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹75 Cr 7,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -2% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 2. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (23 Sep 25) ₹15.9871 ↑ 0.01 (0.06 %) Net Assets (Cr) ₹110 on 31 Aug 25 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.31% Effective Maturity 4 Years 5 Months 16 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,812 31 Aug 22 ₹11,961 31 Aug 23 ₹12,768 31 Aug 24 ₹13,714 31 Aug 25 ₹15,091 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25 Duration Returns 1 Month 0.6% 3 Month 3.4% 6 Month 6.1% 1 Year 10% 3 Year 8.4% 5 Year 9.2% 10 Year 15 Year Since launch 4.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% 2015 9% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 1 Feb 20 5.59 Yr. Akshay Sharma 1 Dec 22 2.75 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 14.19% Debt 85.37% Other 0.44% Debt Sector Allocation
Sector Value Corporate 50.29% Government 35.08% Cash Equivalent 14.19% Credit Quality
Rating Value AA 54.99% AAA 45.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -14% ₹16 Cr 1,500,000 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -9% ₹10 Cr 1,000,000 Rec Limited
Debentures | -5% ₹5 Cr 50 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹5 Cr 500,000
↑ 500,000 TRuhome Finance Limited
Debentures | -5% ₹5 Cr 500 Aditya Birla Real Estate Limited
Debentures | -5% ₹5 Cr 500 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹5 Cr 500,000 Godrej Industries Limited
Debentures | -5% ₹5 Cr 500 Aadhar Housing Finance Limited
Debentures | -5% ₹5 Cr 500 JSW Steel Limited
Debentures | -5% ₹5 Cr 50 3. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (23 Sep 25) ₹28.4428 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹1,902 on 15 Sep 25 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.82% Effective Maturity 4 Years 7 Months 2 Days Modified Duration 3 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,176 31 Aug 23 ₹11,914 31 Aug 24 ₹12,887 31 Aug 25 ₹13,975 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 4.5% 1 Year 8.4% 3 Year 8.1% 5 Year 6.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% 2015 6.8% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 12.83 Yr. Sachin Jain 1 Feb 23 2.58 Yr. Akhil Thakker 1 Feb 23 2.58 Yr. Data below for Axis Strategic Bond Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.24% Equity 1.13% Debt 93.34% Other 0.29% Debt Sector Allocation
Sector Value Corporate 64.6% Government 28.73% Cash Equivalent 5.24% Credit Quality
Rating Value A 8.35% AA 51.21% AAA 40.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -13% ₹251 Cr 24,200,000 Jubilant Beverages Limited
Debentures | -4% ₹67 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹66 Cr 6,500 Delhi International Airport Limited
Debentures | -3% ₹66 Cr 6,500 Nirma Limited
Debentures | -3% ₹61 Cr 6,000 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 Dlf Cyber City Developers Ltd
Debentures | -3% ₹56 Cr 5,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹55 Cr 5,500
↓ -500 Aadhar Housing Finance Limited
Debentures | -3% ₹53 Cr 5,200 4. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (23 Sep 25) ₹23.1303 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,832 on 31 Aug 25 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 5 Years 4 Months 24 Days Modified Duration 3 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,111 31 Aug 23 ₹11,674 31 Aug 24 ₹12,704 31 Aug 25 ₹13,754 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 4.8% 1 Year 8.3% 3 Year 7.8% 5 Year 6.6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.45 Yr. Vihag Mishra 1 Jun 25 0.25 Yr. Data below for Kotak Medium Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 2.3% Equity 6.99% Debt 89% Other 1.71% Debt Sector Allocation
Sector Value Corporate 68.84% Government 19.77% Cash Equivalent 2.68% Credit Quality
Rating Value A 10.81% AA 38.63% AAA 50.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹146 Cr 14,043,470 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹112 Cr 10,820,896
↓ -4,179,104 L&T Metro Rail (Hyderabad) Limited
Debentures | -6% ₹100 Cr 10,000
↑ 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426024% ₹77 Cr 1,998,346
↑ 499,638 TATA Steel Limited
Debentures | -4% ₹77 Cr 750 Pipeline Infrastructure Limited
Debentures | -4% ₹65 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹61 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500 Indigrid Infrastructure Trust
Debentures | -3% ₹51 Cr 5,000 5. DSP Bond Fund
DSP Bond Fund
Growth Launch Date 29 Apr 97 NAV (23 Sep 25) ₹82.9046 ↑ 0.04 (0.05 %) Net Assets (Cr) ₹317 on 31 Aug 25 Category Debt - Medium term Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 0.75 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (0.25%),6 Months and above(NIL) Yield to Maturity 6.78% Effective Maturity 4 Years Modified Duration 3 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,498 31 Aug 22 ₹10,773 31 Aug 23 ₹11,440 31 Aug 24 ₹12,314 31 Aug 25 ₹13,339 Returns for DSP Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1% 6 Month 4.2% 1 Year 8% 3 Year 7.8% 5 Year 6% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7% 2022 2.9% 2021 3.4% 2020 10% 2019 3% 2018 3.6% 2017 5% 2016 12.9% 2015 6% Fund Manager information for DSP Bond Fund
Name Since Tenure Vivek Ramakrishnan 17 Jul 21 4.13 Yr. Karan Mundhra 1 May 21 4.34 Yr. Data below for DSP Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 17.39% Debt 81.94% Other 0.67% Debt Sector Allocation
Sector Value Corporate 56.11% Government 41.07% Cash Equivalent 2.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -15% ₹48 Cr 4,500,000 LIC Housing Finance Ltd
Debentures | -8% ₹26 Cr 2,500 Chhattisgarh (Government of) 7.03%
- | -8% ₹26 Cr 2,500,000 Small Industries Development Bank Of India
Debentures | -8% ₹26 Cr 2,500 Bajaj Finance Limited
Debentures | -8% ₹26 Cr 250 National Bank For Agriculture And Rural Development
Debentures | -8% ₹26 Cr 2,500 Rec Limited
Debentures | -8% ₹26 Cr 2,500 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 5.77% Govt Stock 2030
Sovereign Bonds | -2% ₹5 Cr 500,000
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Research Highlights for Aditya Birla Sun Life Medium Term Plan