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এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ইন্টারমিডিয়েট বা মিড টার্ম ডেট ফান্ড
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Medium Term Plan Growth ₹43.5201
↑ 0.03 ₹3,127 1,000 2.5 3.7 8.6 10 12.1 10.9 Axis Strategic Bond Fund Growth ₹29.9579
↑ 0.02 ₹2,067 1,000 2.5 3.6 6.3 7.9 6.8 8.2 Nippon India Strategic Debt Fund Growth ₹16.7748
↑ 0.00 ₹146 100 2.2 3.4 5.8 8 6.4 9.6 Kotak Medium Term Fund Growth ₹24.3701
↓ 0.00 ₹1,814 1,000 2.3 3.2 6.6 8.1 6.6 8.9 SBI Magnum Medium Duration Fund Growth ₹54.4858
↑ 0.04 ₹6,395 500 2.5 3.5 6 7.4 6.4 7.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Axis Strategic Bond Fund Nippon India Strategic Debt Fund Kotak Medium Term Fund SBI Magnum Medium Duration Fund Point 1 Upper mid AUM (₹3,127 Cr). Lower mid AUM (₹2,067 Cr). Bottom quartile AUM (₹146 Cr). Bottom quartile AUM (₹1,814 Cr). Highest AUM (₹6,395 Cr). Point 2 Established history (17+ yrs). Established history (14+ yrs). Established history (12+ yrs). Established history (12+ yrs). Oldest track record among peers (22 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 8.57% (top quartile). 1Y return: 6.34% (lower mid). 1Y return: 5.75% (bottom quartile). 1Y return: 6.59% (upper mid). 1Y return: 5.98% (bottom quartile). Point 6 1M return: 1.19% (lower mid). 1M return: 1.17% (bottom quartile). 1M return: 0.99% (bottom quartile). 1M return: 1.52% (top quartile). 1M return: 1.27% (upper mid). Point 7 Sharpe: 0.70 (top quartile). Sharpe: -0.59 (bottom quartile). Sharpe: 0.21 (upper mid). Sharpe: -0.34 (lower mid). Sharpe: -0.89 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.49% (lower mid). Yield to maturity (debt): 8.39% (bottom quartile). Yield to maturity (debt): 8.08% (bottom quartile). Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 8.50% (upper mid). Point 10 Modified duration: 2.85 yrs (upper mid). Modified duration: 3.06 yrs (bottom quartile). Modified duration: 3.09 yrs (bottom quartile). Modified duration: 2.70 yrs (top quartile). Modified duration: 2.90 yrs (lower mid). Aditya Birla Sun Life Medium Term Plan
Axis Strategic Bond Fund
Nippon India Strategic Debt Fund
Kotak Medium Term Fund
SBI Magnum Medium Duration Fund
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (09 Jul 26) ₹43.5201 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹3,127 on 31 May 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 0.7 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.49% Effective Maturity 3 Years 10 Months 10 Days Modified Duration 2 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,728 30 Jun 23 ₹13,320 30 Jun 24 ₹14,287 30 Jun 25 ₹16,274 30 Jun 26 ₹17,721 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.2% 3 Month 2.5% 6 Month 3.7% 1 Year 8.6% 3 Year 10% 5 Year 12.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.84 Yr. Mohit Sharma 6 Aug 20 5.9 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 May 26
Asset Allocation
Asset Class Value Cash 3.21% Equity 4.11% Debt 92.19% Other 0.49% Debt Sector Allocation
Sector Value Corporate 61.81% Government 30.38% Cash Equivalent 3.21% Credit Quality
Rating Value A 15.51% AA 39.42% AAA 45.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -10% ₹325 Cr 34,000,000
↑ 27,500,000 Bajaj Housing Finance Limited
Debentures | -5% ₹153 Cr 15,000
↑ 15,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹125 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹109 Cr 11,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹100 Cr 10,000
↑ 10,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹84 Cr 8,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹82 Cr 7,673 Jubilant Bevco Limited
Debentures | -3% ₹82 Cr 7,400 2. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (09 Jul 26) ₹29.9579 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹2,067 on 31 May 26 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio -0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.39% Effective Maturity 4 Years 6 Months 11 Days Modified Duration 3 Years 22 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,330 30 Jun 23 ₹11,105 30 Jun 24 ₹11,933 30 Jun 25 ₹13,075 30 Jun 26 ₹13,935 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.2% 3 Month 2.5% 6 Month 3.6% 1 Year 6.3% 3 Year 7.9% 5 Year 6.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 8.7% 2022 7.3% 2021 3.8% 2020 5.2% 2019 10.5% 2018 7.1% 2017 6.7% 2016 7.5% 2015 11.6% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 13.66 Yr. Sachin Jain 1 Feb 23 3.41 Yr. Akhil Thakker 1 Feb 23 3.41 Yr. Data below for Axis Strategic Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 4.35% Equity 3.35% Debt 92.02% Other 0.29% Debt Sector Allocation
Sector Value Corporate 63.46% Government 29.69% Cash Equivalent 3.22% Credit Quality
Rating Value A 12.91% AA 51.75% AAA 35.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -9% ₹188 Cr 18,750,000
↑ 15,000,000 Jubilant Beverages Limited
Debentures | -3% ₹72 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹67 Cr 6,500 Tamilnadu State Development Loans
Sovereign Bonds | -3% ₹63 Cr 6,358,600 Jubilant Bevco Limited
Debentures | -3% ₹61 Cr 5,500 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Adani Power Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 Delhi International Airport Limited
Debentures | -3% ₹56 Cr 5,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹55 Cr 5,500 3. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (09 Jul 26) ₹16.7748 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹146 on 31 May 26 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.08% Effective Maturity 4 Years 6 Months 14 Days Modified Duration 3 Years 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹11,532 30 Jun 23 ₹12,326 30 Jun 24 ₹13,150 30 Jun 25 ₹14,333 30 Jun 26 ₹15,545 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1% 3 Month 2.2% 6 Month 3.4% 1 Year 5.8% 3 Year 8% 5 Year 6.4% 10 Year 15 Year Since launch 4.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 8.3% 2022 7% 2021 2% 2020 17.4% 2019 -23.5% 2018 -3.4% 2017 4.7% 2016 6.9% 2015 11.1% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 8.1 Yr. Sushil Budhia 1 Feb 20 6.41 Yr. Akshay Sharma 1 Dec 22 3.58 Yr. Amber Singhania 11 Mar 26 0.3 Yr. Data below for Nippon India Strategic Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 20.55% Debt 79.12% Other 0.33% Debt Sector Allocation
Sector Value Corporate 54.99% Government 30.53% Cash Equivalent 14.15% Credit Quality
Rating Value AA 46.56% AAA 53.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹10 Cr 1,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹5 Cr 1,000 Rec Limited
Debentures | -4% ₹5 Cr 50 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹5 Cr 500,000
↑ 500,000 Andhra Pradesh State Beverages Corporation Limited
Debentures | -3% ₹5 Cr 500 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹5 Cr 500,000 TRuhome Finance Limited
Debentures | -3% ₹5 Cr 500 Aditya Birla Real Estate Limited
Debentures | -3% ₹5 Cr 500 7.08% Chhattisgarh Sdl 2030
Sovereign Bonds | -3% ₹5 Cr 500,000 Adani Power Limited
Debentures | -3% ₹5 Cr 500 4. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (09 Jul 26) ₹24.3701 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,814 on 31 May 26 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio -0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 4 Years 2 Months 1 Day Modified Duration 2 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,293 30 Jun 23 ₹10,908 30 Jun 24 ₹11,765 30 Jun 25 ₹12,903 30 Jun 26 ₹13,770 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.5% 3 Month 2.3% 6 Month 3.2% 1 Year 6.6% 3 Year 8.1% 5 Year 6.6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 9% 2022 6.1% 2021 3.2% 2020 4.7% 2019 8.5% 2018 7% 2017 5.4% 2016 6.6% 2015 10.9% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 12.27 Yr. Vihag Mishra 1 Jun 25 1.08 Yr. Data below for Kotak Medium Term Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 2.3% Equity 9.85% Debt 87.53% Other 0.32% Debt Sector Allocation
Sector Value Corporate 75.68% Government 11.86% Cash Equivalent 2.3% Credit Quality
Rating Value A 8.69% AA 54.57% AAA 36.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -6% ₹106 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -5% ₹99 Cr 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹90 Cr 9,000 Adani Power Limited
Debentures | -5% ₹90 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426024% ₹77 Cr 1,788,346 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 TATA Steel Limited
Debentures | -4% ₹75 Cr 750 Pipeline Infrastructure Limited
Debentures | -3% ₹64 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹55 Cr 5,500 5. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (09 Jul 26) ₹54.4858 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹6,395 on 31 May 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio -0.89 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.5% Effective Maturity 4 Years 2 Months 16 Days Modified Duration 2 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,236 30 Jun 23 ₹11,019 30 Jun 24 ₹11,787 30 Jun 25 ₹12,848 30 Jun 26 ₹13,636 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.3% 3 Month 2.5% 6 Month 3.5% 1 Year 6% 3 Year 7.4% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 8.1% 2022 7.2% 2021 3.4% 2020 3.8% 2019 12.3% 2018 11.1% 2017 6.2% 2016 7.6% 2015 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.58 Yr. Mohit Jain 30 Nov 17 8.59 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 3.72% Equity 6.24% Debt 89.7% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.16% Government 24.65% Cash Equivalent 2.61% Credit Quality
Rating Value A 13.74% AA 47.45% AAA 38.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -9% ₹555 Cr 57,000,000
↑ 5,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹454 Cr 47,500,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹276 Cr 27,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹250 Cr 24,500,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹221 Cr 24,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹220 Cr 22,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹213 Cr 20,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500
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Research Highlights for Aditya Birla Sun Life Medium Term Plan