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এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ইন্টারমিডিয়েট বা মিড টার্ম ডেট ফান্ড
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Medium Term Plan Growth ₹42.6157
↑ 0.01 ₹3,070 1,000 1.6 4.3 8.6 9.8 11.9 10.9 Nippon India Strategic Debt Fund Growth ₹16.4502
↓ 0.00 ₹139 100 1.5 2.3 7.4 7.8 9 9.6 Axis Strategic Bond Fund Growth ₹29.3395
↑ 0.01 ₹2,122 1,000 1.5 2.4 6.1 7.7 6.7 8.2 Kotak Medium Term Fund Growth ₹23.8892
↓ 0.00 ₹2,007 1,000 1.1 2.3 6.7 7.9 6.5 8.9 HDFC Medium Term Debt Fund Growth ₹58.779
↑ 0.01 ₹3,873 300 1.5 2.3 5.5 7.2 6.2 7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund Axis Strategic Bond Fund Kotak Medium Term Fund HDFC Medium Term Debt Fund Point 1 Upper mid AUM (₹3,070 Cr). Bottom quartile AUM (₹139 Cr). Lower mid AUM (₹2,122 Cr). Bottom quartile AUM (₹2,007 Cr). Highest AUM (₹3,873 Cr). Point 2 Established history (17+ yrs). Established history (11+ yrs). Established history (14+ yrs). Established history (12+ yrs). Oldest track record among peers (24 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 8.56% (top quartile). 1Y return: 7.43% (upper mid). 1Y return: 6.07% (bottom quartile). 1Y return: 6.72% (lower mid). 1Y return: 5.54% (bottom quartile). Point 6 1M return: 0.74% (top quartile). 1M return: 0.28% (bottom quartile). 1M return: 0.46% (bottom quartile). 1M return: 0.56% (lower mid). 1M return: 0.57% (upper mid). Point 7 Sharpe: 2.37 (top quartile). Sharpe: 1.24 (bottom quartile). Sharpe: 1.44 (lower mid). Sharpe: 1.71 (upper mid). Sharpe: 0.91 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.80% (bottom quartile). Yield to maturity (debt): 7.57% (bottom quartile). Yield to maturity (debt): 7.91% (upper mid). Yield to maturity (debt): 8.09% (top quartile). Yield to maturity (debt): 7.90% (lower mid). Point 10 Modified duration: 2.96 yrs (top quartile). Modified duration: 3.68 yrs (bottom quartile). Modified duration: 3.52 yrs (bottom quartile). Modified duration: 3.07 yrs (upper mid). Modified duration: 3.17 yrs (lower mid). Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
Axis Strategic Bond Fund
Kotak Medium Term Fund
HDFC Medium Term Debt Fund
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. Research Highlights for HDFC Medium Term Debt Fund Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (17 Apr 26) ₹42.6157 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,070 on 28 Feb 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.37 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.8% Effective Maturity 3 Years 10 Months 24 Days Modified Duration 2 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,945 31 Mar 23 ₹13,258 31 Mar 24 ₹14,230 31 Mar 25 ₹16,085 31 Mar 26 ₹17,500 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 4.3% 1 Year 8.6% 3 Year 9.8% 5 Year 11.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.59 Yr. Mohit Sharma 6 Aug 20 5.65 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 3.54% Equity 4.16% Debt 91.81% Other 0.5% Debt Sector Allocation
Sector Value Corporate 59.76% Government 32.05% Cash Equivalent 3.54% Credit Quality
Rating Value A 11.55% AA 39.56% AAA 48.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹213 Cr 21,196,700 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -4% ₹108 Cr 11,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹106 Cr 11,000,000
↓ -12,500,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹80 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 2. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (17 Apr 26) ₹16.4502 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹139 on 28 Feb 26 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.57% Effective Maturity 4 Years 10 Months 2 Days Modified Duration 3 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,785 31 Mar 23 ₹12,209 31 Mar 24 ₹13,051 31 Mar 25 ₹14,169 31 Mar 26 ₹15,267 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.3% 3 Month 1.5% 6 Month 2.3% 1 Year 7.4% 3 Year 7.8% 5 Year 9% 10 Year 15 Year Since launch 4.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 8.3% 2022 7% 2021 2% 2020 17.4% 2019 -23.5% 2018 -3.4% 2017 4.7% 2016 6.9% 2015 11.1% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 7.86 Yr. Sushil Budhia 1 Feb 20 6.17 Yr. Akshay Sharma 1 Dec 22 3.33 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Strategic Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 19.48% Debt 80.18% Other 0.34% Debt Sector Allocation
Sector Value Corporate 48.95% Government 31.23% Cash Equivalent 19.48% Credit Quality
Rating Value AA 45.24% AAA 54.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Madhyapradesh Sgs 2031
Sovereign Bonds | -7% ₹10 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹10 Cr 1,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹9 Cr 1,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹5 Cr 1,000 Rec Limited
Debentures | -4% ₹5 Cr 50 Andhra Pradesh State Beverages Corporation Limited
Debentures | -4% ₹5 Cr 500 TRuhome Finance Limited
Debentures | -4% ₹5 Cr 500 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹5 Cr 500,000 Godrej Industries Limited
Debentures | -3% ₹5 Cr 500 Aadhar Housing Finance Limited
Debentures | -3% ₹5 Cr 500 3. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (17 Apr 26) ₹29.3395 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹2,122 on 28 Feb 26 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.91% Effective Maturity 5 Years 1 Month 17 Days Modified Duration 3 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,564 31 Mar 23 ₹11,042 31 Mar 24 ₹11,916 31 Mar 25 ₹12,955 31 Mar 26 ₹13,776 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.4% 1 Year 6.1% 3 Year 7.7% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 8.7% 2022 7.3% 2021 3.8% 2020 5.2% 2019 10.5% 2018 7.1% 2017 6.7% 2016 7.5% 2015 11.6% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 13.41 Yr. Sachin Jain 1 Feb 23 3.16 Yr. Akhil Thakker 1 Feb 23 3.16 Yr. Data below for Axis Strategic Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.35% Equity 3.2% Debt 92.16% Other 0.29% Debt Sector Allocation
Sector Value Corporate 64.67% Government 27.49% Cash Equivalent 4.35% Credit Quality
Rating Value A 10.46% AA 47.42% AAA 42.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10% Gs 2034
Sovereign Bonds | -5% ₹113 Cr 11,200,000 Jubilant Beverages Limited
Debentures | -3% ₹70 Cr 6,500 GMR Hyderabad International Airport Limited
Debentures | -3% ₹66 Cr 6,500 Tamilnadu State Development Loans
Sovereign Bonds | -3% ₹62 Cr 6,358,600 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Jubilant Bevco Limited
Debentures | -3% ₹60 Cr 5,500 Adani Power Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 Delhi International Airport Limited
Debentures | -3% ₹56 Cr 5,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹55 Cr 5,500 4. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (17 Apr 26) ₹23.8892 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹2,007 on 28 Feb 26 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 8.09% Effective Maturity 4 Years 6 Months 11 Days Modified Duration 3 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,604 31 Mar 23 ₹10,925 31 Mar 24 ₹11,805 31 Mar 25 ₹12,781 31 Mar 26 ₹13,639 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.1% 6 Month 2.3% 1 Year 6.7% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 9% 2022 6.1% 2021 3.2% 2020 4.7% 2019 8.5% 2018 7% 2017 5.4% 2016 6.6% 2015 10.9% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 12.03 Yr. Vihag Mishra 1 Jun 25 0.83 Yr. Data below for Kotak Medium Term Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 0.22% Equity 10.28% Debt 89.18% Other 0.32% Debt Sector Allocation
Sector Value Corporate 78.05% Government 11.13% Cash Equivalent 0.22% Credit Quality
Rating Value A 7.99% AA 53.68% AAA 38.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -6% ₹104 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -5% ₹97 Cr 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹90 Cr 9,000 Adani Power Limited
Debentures | -5% ₹89 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | EMBASSY5% ₹84 Cr 1,998,346 TATA Steel Limited
Debentures | -4% ₹74 Cr 750 Pipeline Infrastructure Limited
Debentures | -4% ₹63 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹55 Cr 5,500 Godrej Properties Limited
Debentures | -3% ₹50 Cr 5,000 5. HDFC Medium Term Debt Fund
HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (17 Apr 26) ₹58.779 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹3,873 on 28 Feb 26 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 0.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.9% Effective Maturity 4 Years 9 Months 25 Days Modified Duration 3 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,555 31 Mar 23 ₹10,931 31 Mar 24 ₹11,748 31 Mar 25 ₹12,711 31 Mar 26 ₹13,436 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.3% 1 Year 5.5% 3 Year 7.2% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8.1% 2022 6.7% 2021 2.9% 2020 5% 2019 10% 2018 9.1% 2017 5.6% 2016 5.5% 2015 11.5% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Anil Bamboli 7 Mar 26 0.07 Yr. Praveen Jain 7 Mar 26 0.07 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Bhavyesh Divecha 1 Mar 25 1.08 Yr. Data below for HDFC Medium Term Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 5.91% Equity 2.78% Debt 90.63% Other 0.68% Debt Sector Allocation
Sector Value Corporate 71.07% Government 19.56% Cash Equivalent 5.91% Credit Quality
Rating Value A 6.63% AA 47.18% AAA 46.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Gs 2037
Sovereign Bonds | -6% ₹237 Cr 23,047,700 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -5% ₹177 Cr 175 7.23% Gs 2039
Sovereign Bonds | -4% ₹164 Cr 16,000,000 TATA Steel Limited
Debentures | -4% ₹147 Cr 14,500 GMR Airports Limited
Debentures | -4% ₹140 Cr 13,500 Jubilant Beverages Limited
Debentures | -3% ₹116 Cr 10,720 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹101 Cr 100 Kalpataru Projects International Limited
Debentures | -3% ₹100 Cr 10,000 SK Finance Limited
Debentures | -3% ₹100 Cr 10,000 Sbfc Finance Limited
Debentures | -3% ₹100 Cr 10,000
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Research Highlights for Aditya Birla Sun Life Medium Term Plan