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এসআইপি বিনিয়োগ 2022-এর জন্য সেরা মধ্যবর্তী ঋণ তহবিল

Updated on September 26, 2026 , 2347 views

মধ্যবর্তীবন্ড মধ্যমেয়াদী তহবিল নামেও পরিচিত এক ধরনের ঋণযৌথ পুঁজি যেগুলি 3 বছর বা তার বেশি সময়ের জন্য সময় দিগন্তের সাথে ঋণ সিকিউরিটিজে বিনিয়োগ করে। মধ্য-মেয়াদী তহবিলের গড় পরিপক্কতার সময়কাল তরল, অতি-স্বল্প এবং স্বল্প-মেয়াদীর চেয়ে বেশিঋণ তহবিল. সাম্প্রতিক সময়ে, ভারতে ধারাবাহিক হার কমানোর কারণে মাঝারি তহবিলগুলি সেরা রিটার্ন প্রদান করেছে। এই তহবিলগুলি সুদের হারের প্রতি কম সংবেদনশীল, এবং তাই দীর্ঘ মেয়াদী তহবিলের তুলনায় কম অস্থির হয়গিল্ট ফান্ড. সেরা ফলাফলের জন্য, বিনিয়োগকারীদের একটি মাধ্যমে সেরা মধ্যবর্তী ঋণ তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হয়চুমুক. বিনিয়োগকারীরা নীচের পূর্ব-তালিকাভুক্ত শীর্ষ রেটযুক্ত মধ্য-মেয়াদী ঋণ তহবিল থেকে সেরা পারফরমিং স্কিম বেছে নিতে পারেন।

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SIP

এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ইন্টারমিডিয়েট বা মিড টার্ম ডেট ফান্ড

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Medium Term Plan Growth ₹43.7283
↓ -0.04
₹3,319 1,000 0.93.97.99.711.810.9
Axis Strategic Bond Fund Growth ₹30.0669
↓ -0.03
₹2,112 1,000 0.73.45.77.56.58.2
Nippon India Strategic Debt Fund Growth ₹16.8323
↓ -0.01
₹147 100 0.63.15.37.76.29.6
SBI Magnum Medium Duration Fund Growth ₹54.7986
↓ -0.08
₹6,489 500 1.13.75.87.16.27.5
HDFC Medium Term Debt Fund Growth ₹60.2713
↓ -0.02
₹3,599 300 0.93.55.67.167.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Medium Term PlanAxis Strategic Bond FundNippon India Strategic Debt FundSBI Magnum Medium Duration FundHDFC Medium Term Debt Fund
Point 1Lower mid AUM (₹3,319 Cr).Bottom quartile AUM (₹2,112 Cr).Bottom quartile AUM (₹147 Cr).Highest AUM (₹6,489 Cr).Upper mid AUM (₹3,599 Cr).
Point 2Established history (17+ yrs).Established history (14+ yrs).Established history (12+ yrs).Established history (22+ yrs).Oldest track record among peers (24 yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 7.90% (top quartile).1Y return: 5.67% (lower mid).1Y return: 5.26% (bottom quartile).1Y return: 5.79% (upper mid).1Y return: 5.64% (bottom quartile).
Point 61M return: -0.01% (top quartile).1M return: -0.14% (bottom quartile).1M return: -0.05% (lower mid).1M return: -0.13% (bottom quartile).1M return: -0.04% (upper mid).
Point 7Sharpe: 1.28 (top quartile).Sharpe: 0.46 (lower mid).Sharpe: 0.22 (bottom quartile).Sharpe: 0.54 (upper mid).Sharpe: 0.41 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.09% (bottom quartile).Yield to maturity (debt): 8.18% (lower mid).Yield to maturity (debt): 7.82% (bottom quartile).Yield to maturity (debt): 8.22% (upper mid).Yield to maturity (debt): 8.44% (top quartile).
Point 10Modified duration: 2.95 yrs (upper mid).Modified duration: 3.25 yrs (bottom quartile).Modified duration: 3.72 yrs (bottom quartile).Modified duration: 3.03 yrs (lower mid).Modified duration: 2.70 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

  • Lower mid AUM (₹3,319 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 7.90% (top quartile).
  • 1M return: -0.01% (top quartile).
  • Sharpe: 1.28 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.09% (bottom quartile).
  • Modified duration: 2.95 yrs (upper mid).

Axis Strategic Bond Fund

  • Bottom quartile AUM (₹2,112 Cr).
  • Established history (14+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.67% (lower mid).
  • 1M return: -0.14% (bottom quartile).
  • Sharpe: 0.46 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.18% (lower mid).
  • Modified duration: 3.25 yrs (bottom quartile).

Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹147 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.26% (bottom quartile).
  • 1M return: -0.05% (lower mid).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.82% (bottom quartile).
  • Modified duration: 3.72 yrs (bottom quartile).

SBI Magnum Medium Duration Fund

  • Highest AUM (₹6,489 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.79% (upper mid).
  • 1M return: -0.13% (bottom quartile).
  • Sharpe: 0.54 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.22% (upper mid).
  • Modified duration: 3.03 yrs (lower mid).

HDFC Medium Term Debt Fund

  • Upper mid AUM (₹3,599 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.64% (bottom quartile).
  • 1M return: -0.04% (upper mid).
  • Sharpe: 0.41 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.44% (top quartile).
  • Modified duration: 2.70 yrs (top quartile).

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Research Highlights for Aditya Birla Sun Life Medium Term Plan

  • Lower mid AUM (₹3,319 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 7.90% (top quartile).
  • 1M return: -0.01% (top quartile).
  • Sharpe: 1.28 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.09% (bottom quartile).
  • Modified duration: 2.95 yrs (upper mid).
  • Average maturity: 4.36 yrs (lower mid).
  • Exit load: 0-365 Days (1%),365 Days and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~85%).
  • High-quality debt (AAA/AA ~90%).
  • Largest holding 6.94% Govt Stock 2036 (~10.9%).

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (28 Sep 26) ₹43.7283 ↓ -0.04   (-0.09 %)
Net Assets (Cr) ₹3,319 on 31 Aug 26
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 1.28
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.09%
Effective Maturity 4 Years 4 Months 10 Days
Modified Duration 2 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹12,410
31 Aug 23₹13,277
31 Aug 24₹14,340
31 Aug 25₹16,161
31 Aug 26₹17,576

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0%
3 Month 0.9%
6 Month 3.9%
1 Year 7.9%
3 Year 9.7%
5 Year 11.8%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.9%
2023 10.5%
2022 6.9%
2021 24.8%
2020 7.1%
2019 8.1%
2018 -4.4%
2017 5.6%
2016 7%
2015 10.9%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 1412.01 Yr.
Mohit Sharma6 Aug 206.07 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash10.93%
Equity4.07%
Debt84.77%
Other0.23%
Debt Sector Allocation
SectorValue
Corporate55.76%
Government29.01%
Cash Equivalent10.93%
Credit Quality
RatingValue
A9.91%
AA40.96%
AAA49.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -
11%₹366 Cr37,000,000
↓ -6,000,000
Bajaj Housing Finance Limited
Debentures | -
4%₹125 Cr12,500
↓ -2,500
National Bank For Agriculture And Rural Development
Debentures | -
4%₹124 Cr12,500
↑ 12,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹113 Cr11,500
Hinduja Leyland Finance Limited
Debentures | -
3%₹109 Cr11,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
3%₹103 Cr10,500
Oxyzo Financial Services Limited
Debentures | -
3%₹89 Cr9,000
GMR Airports Limited
Debentures | -
3%₹85 Cr8,000
Jubilant Bevco Limited
Debentures | -
2%₹83 Cr7,400
Jtpm Metal TRaders Limited
Debentures | -
2%₹83 Cr7,673

2. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Research Highlights for Axis Strategic Bond Fund

  • Bottom quartile AUM (₹2,112 Cr).
  • Established history (14+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.67% (lower mid).
  • 1M return: -0.14% (bottom quartile).
  • Sharpe: 0.46 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.18% (lower mid).
  • Modified duration: 3.25 yrs (bottom quartile).
  • Average maturity: 4.67 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~92%).
  • Largest holding 6.94% Govt Stock 2036 (~8.4%).

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (28 Sep 26) ₹30.0669 ↓ -0.03   (-0.10 %)
Net Assets (Cr) ₹2,112 on 31 Aug 26
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.32
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.18%
Effective Maturity 4 Years 8 Months 1 Day
Modified Duration 3 Years 3 Months

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,372
31 Aug 23₹11,057
31 Aug 24₹11,960
31 Aug 25₹12,969
31 Aug 26₹13,818

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -0.1%
3 Month 0.7%
6 Month 3.4%
1 Year 5.7%
3 Year 7.5%
5 Year 6.5%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 8.7%
2022 7.3%
2021 3.8%
2020 5.2%
2019 10.5%
2018 7.1%
2017 6.7%
2016 7.5%
2015 11.6%
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 1213.83 Yr.
Sachin Jain1 Feb 233.58 Yr.
Akhil Thakker1 Feb 233.58 Yr.

Data below for Axis Strategic Bond Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash2.55%
Equity3.48%
Debt93.67%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate71.52%
Government22.15%
Cash Equivalent2.55%
Credit Quality
RatingValue
A7.59%
AA55.74%
AAA36.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -
8%₹176 Cr17,750,000
↓ -5,500,000
Jubilant Beverages Limited
Debentures | -
3%₹73 Cr6,500
GMR Hyderabad International Airport Ltd
Debentures | -
3%₹66 Cr6,500
Tamilnadu State Development Loans
Sovereign Bonds | -
3%₹62 Cr6,358,600
Jubilant Bevco Limited
Debentures | -
3%₹62 Cr5,500
Vedanta Aluminium Metal Limited
Debentures | -
3%₹60 Cr6,000
Adani Power Limited
Debentures | -
3%₹60 Cr6,000
Delhi International Airport Limited
Debentures | -
3%₹56 Cr5,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
3%₹55 Cr5,500
Hiranandani Financial Services Private Limited
Debentures | -
2%₹52 Cr5,200

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Research Highlights for Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹147 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.26% (bottom quartile).
  • 1M return: -0.05% (lower mid).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.82% (bottom quartile).
  • Modified duration: 3.72 yrs (bottom quartile).
  • Average maturity: 5.54 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~88%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding National Bank For Agriculture And Rural Development (~6.8%).

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (28 Sep 26) ₹16.8323 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹147 on 31 Aug 26
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.08
Sharpe Ratio 0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 5 Years 6 Months 14 Days
Modified Duration 3 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,126
31 Aug 23₹10,810
31 Aug 24₹11,610
31 Aug 25₹12,776
31 Aug 26₹13,549

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0%
3 Month 0.6%
6 Month 3.1%
1 Year 5.3%
3 Year 7.7%
5 Year 6.2%
10 Year
15 Year
Since launch 4.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.6%
2023 8.3%
2022 7%
2021 2%
2020 17.4%
2019 -23.5%
2018 -3.4%
2017 4.7%
2016 6.9%
2015 11.1%
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Kinjal Desai25 May 188.28 Yr.
Sushil Budhia1 Feb 206.59 Yr.
Akshay Sharma1 Dec 223.75 Yr.
Amber Singhania11 Mar 260.48 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash11.99%
Debt87.67%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate50.39%
Government37.28%
Cash Equivalent11.99%
Credit Quality
RatingValue
AA42.89%
AAA57.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
7%₹10 Cr1,000
6.79% Govt Stock 2034
Sovereign Bonds | -
7%₹10 Cr1,000,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹5 Cr1,000
Triumph Composites Private Limited
Debentures | -
4%₹5 Cr515
Rec Limited
Debentures | -
4%₹5 Cr50
TRuhome Finance Limited
Debentures | -
3%₹5 Cr500
Godrej Industries Limited
Debentures | -
3%₹5 Cr500
7.27% Rajasthan Sdl 2029
Sovereign Bonds | -
3%₹5 Cr500,000
Muthoot Fincorp Limited
Debentures | -
3%₹5 Cr5,000
7.3% Rajasthan Sdl 2030
Sovereign Bonds | -
3%₹5 Cr500,000

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

  • Highest AUM (₹6,489 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.79% (upper mid).
  • 1M return: -0.13% (bottom quartile).
  • Sharpe: 0.54 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.22% (upper mid).
  • Modified duration: 3.03 yrs (lower mid).
  • Average maturity: 4.34 yrs (upper mid).
  • Exit load: 0-12 Months (1.5%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~85%).
  • High-quality debt (AAA/AA ~90%).
  • Largest holding 6.94% Govt Stock 2036 (~6.9%).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (28 Sep 26) ₹54.7986 ↓ -0.08   (-0.14 %)
Net Assets (Cr) ₹6,489 on 31 Aug 26
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 0.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 8.22%
Effective Maturity 4 Years 4 Months 2 Days
Modified Duration 3 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,279
31 Aug 23₹10,993
31 Aug 24₹11,824
31 Aug 25₹12,718
31 Aug 26₹13,575

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -0.1%
3 Month 1.1%
6 Month 3.7%
1 Year 5.8%
3 Year 7.1%
5 Year 6.2%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 8.1%
2022 7.2%
2021 3.4%
2020 3.8%
2019 12.3%
2018 11.1%
2017 6.2%
2016 7.6%
2015 14%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 232.75 Yr.
Mohit Jain30 Nov 178.76 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash8.4%
Equity6.47%
Debt84.79%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate62.69%
Government23.2%
Cash Equivalent7.3%
Credit Quality
RatingValue
A9.96%
AA52.21%
AAA37.83%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -
7%₹446 Cr45,000,000
Godrej Properties Limited
Debentures | -
5%₹301 Cr30,000
7.06% Govt Stock 2041
Sovereign Bonds | -
5%₹296 Cr30,000,000
↑ 30,000,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
4%₹280 Cr27,000
Yes Bank Limited
Debentures | -
3%₹225 Cr2,250
Aditya Birla Real Estate Limited
Debentures | -
3%₹221 Cr22,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
3%₹218 Cr24,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹216 Cr20,000
Renserv Global Private Limited
Debentures | -
3%₹205 Cr20,500
Motilal Oswal Finvest Limited
Debentures | -
3%₹201 Cr20,000

5. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

Research Highlights for HDFC Medium Term Debt Fund

  • Upper mid AUM (₹3,599 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.64% (bottom quartile).
  • 1M return: -0.04% (upper mid).
  • Sharpe: 0.41 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.44% (top quartile).
  • Modified duration: 2.70 yrs (top quartile).
  • Average maturity: 3.78 yrs (top quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~86%).
  • High-quality debt (AAA/AA ~97%).
  • Largest holding SIDDHIVINAYAK SECURITISATION TRUST (~4.9%).

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (28 Sep 26) ₹60.2713 ↓ -0.02   (-0.03 %)
Net Assets (Cr) ₹3,599 on 31 Aug 26
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.32
Sharpe Ratio 0.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 8.44%
Effective Maturity 3 Years 9 Months 11 Days
Modified Duration 2 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,263
31 Aug 23₹10,916
31 Aug 24₹11,750
31 Aug 25₹12,636
31 Aug 26₹13,449

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0%
3 Month 0.9%
6 Month 3.5%
1 Year 5.6%
3 Year 7.1%
5 Year 6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 8.1%
2022 6.7%
2021 2.9%
2020 5%
2019 10%
2018 9.1%
2017 5.6%
2016 5.5%
2015 11.5%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Anil Bamboli7 Mar 260.49 Yr.
Praveen Jain7 Mar 260.49 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.
Bhavyesh Divecha1 Mar 251.5 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash8.73%
Equity3.21%
Debt86.45%
Other1.62%
Debt Sector Allocation
SectorValue
Corporate76.7%
Government11.12%
Cash Equivalent7.36%
Credit Quality
RatingValue
A3%
AA53.51%
AAA43.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
5%₹174 Cr175
GMR Airports Limited
Debentures | -
4%₹159 Cr15,000
Jubilant Beverages Limited
Debentures | -
3%₹120 Cr10,720
7.23% Govt Stock 2039
Sovereign Bonds | -
3%₹100 Cr10,000,000
↓ -500,000
Small Industries Development Bank Of India
Debentures | -
3%₹100 Cr10,000
SK Finance Limited
Debentures | -
3%₹100 Cr10,000
Kalpataru Projects International Limited
Debentures | -
3%₹100 Cr10,000
Sbfc Finance Limited
Debentures | -
3%₹99 Cr10,000
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
3%₹99 Cr100
Kosamattam Finance Limited
Debentures | -
3%₹98 Cr10,000

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