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এসআইপি বিনিয়োগ 2022-এর জন্য সেরা ব্যালেন্সড ডেট ফান্ড

Updated on July 27, 2026 , 1889 views

সুষম তহবিল ইক্যুইটি এবং উভয়ের সংমিশ্রণ হিসাবে কাজ করেঋণ মিউচুয়াল ফান্ড. নির্ধারিত ঋণে-ব্যালেন্সড ফান্ড, এর পোর্টফোলিওর একটি বড় অংশ ঋণে বিনিয়োগ করা হয় এবংঅর্থ বাজার যন্ত্র, যখন ইক্যুইটি যন্ত্রের একটি ছোট অংশ। এই তহবিলগুলির দীর্ঘমেয়াদে ধারাবাহিক আয় প্রদানের ক্ষমতা রয়েছে। পোর্টফোলিওর ইক্যুইটি অংশ ক্রমবর্ধমান ইকুইটি বাজার থেকে উপকৃত হবে। যাইহোক, বিনিয়োগকারীরা যারা সম্ভাব্য সর্বোত্তম রিটার্ন অর্জন করতে চান তাদের সর্বোত্তম পারফর্মিং সুষম ঋণে বিনিয়োগ করার পরামর্শ দেওয়া হয়চুমুক তহবিল, নীচে তালিকাভুক্ত হিসাবে।

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একটি এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ব্যালেন্সড ডেট ফান্ড

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹79.3592
↑ 0.17
₹3,348 100 2.22.54.48.87.98.56%2Y 8M 19D5Y 1M 10D
SBI Debt Hybrid Fund Growth ₹76.5085
↑ 0.15
₹10,145 500 2.245.18.56.78.21%2Y 4M 24D3Y 5M 26D
DSP Regular Savings Fund Growth ₹61.0269
↑ 0.09
₹179 500 1.923.58.47.26.63%2Y 8M 1D4Y 5M 19D
Aditya Birla Sun Life Regular Savings Fund Growth ₹70.307
↑ 0.08
₹1,490 500 2.32.84.78.27.18.32%3Y 3M5Y 29D
Nippon India Hybrid Bond Fund Growth ₹61.9531
↑ 0.08
₹967 100 2.23.16.88.19.79.38%2Y 22D2Y 5M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential MIP 25SBI Debt Hybrid FundDSP Regular Savings FundAditya Birla Sun Life Regular Savings FundNippon India Hybrid Bond Fund
Point 1Upper mid AUM (₹3,348 Cr).Highest AUM (₹10,145 Cr).Bottom quartile AUM (₹179 Cr).Lower mid AUM (₹1,490 Cr).Bottom quartile AUM (₹967 Cr).
Point 2Established history (22+ yrs).Oldest track record among peers (25 yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 3★ (bottom quartile).Rating: 5★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.
Point 55Y return: 8.54% (upper mid).5Y return: 8.57% (top quartile).5Y return: 7.24% (bottom quartile).5Y return: 7.85% (bottom quartile).5Y return: 7.90% (lower mid).
Point 63Y return: 8.80% (top quartile).3Y return: 8.47% (upper mid).3Y return: 8.39% (lower mid).3Y return: 8.18% (bottom quartile).3Y return: 8.07% (bottom quartile).
Point 71Y return: 4.40% (bottom quartile).1Y return: 5.06% (upper mid).1Y return: 3.54% (bottom quartile).1Y return: 4.68% (lower mid).1Y return: 6.78% (top quartile).
Point 81M return: 0.73% (upper mid).1M return: 0.38% (bottom quartile).1M return: 0.40% (bottom quartile).1M return: 0.66% (lower mid).1M return: 0.83% (top quartile).
Point 9Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: -0.64 (bottom quartile).Alpha: 0.26 (upper mid).Alpha: 1.68 (top quartile).
Point 10Sharpe: -0.33 (bottom quartile).Sharpe: -0.10 (upper mid).Sharpe: -0.45 (bottom quartile).Sharpe: -0.26 (lower mid).Sharpe: 0.22 (top quartile).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,348 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.54% (upper mid).
  • 3Y return: 8.80% (top quartile).
  • 1Y return: 4.40% (bottom quartile).
  • 1M return: 0.73% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.33 (bottom quartile).

SBI Debt Hybrid Fund

  • Highest AUM (₹10,145 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.57% (top quartile).
  • 3Y return: 8.47% (upper mid).
  • 1Y return: 5.06% (upper mid).
  • 1M return: 0.38% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.10 (upper mid).

DSP Regular Savings Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.24% (bottom quartile).
  • 3Y return: 8.39% (lower mid).
  • 1Y return: 3.54% (bottom quartile).
  • 1M return: 0.40% (bottom quartile).
  • Alpha: -0.64 (bottom quartile).
  • Sharpe: -0.45 (bottom quartile).

Aditya Birla Sun Life Regular Savings Fund

  • Lower mid AUM (₹1,490 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.85% (bottom quartile).
  • 3Y return: 8.18% (bottom quartile).
  • 1Y return: 4.68% (lower mid).
  • 1M return: 0.66% (lower mid).
  • Alpha: 0.26 (upper mid).
  • Sharpe: -0.26 (lower mid).

Nippon India Hybrid Bond Fund

  • Bottom quartile AUM (₹967 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.90% (lower mid).
  • 3Y return: 8.07% (bottom quartile).
  • 1Y return: 6.78% (top quartile).
  • 1M return: 0.83% (top quartile).
  • Alpha: 1.68 (top quartile).
  • Sharpe: 0.22 (top quartile).

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,348 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.54% (upper mid).
  • 3Y return: 8.80% (top quartile).
  • 1Y return: 4.40% (bottom quartile).
  • 1M return: 0.73% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (29 Jul 26) ₹79.3592 ↑ 0.17   (0.22 %)
Net Assets (Cr) ₹3,348 on 30 Jun 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,516
30 Jun 23₹11,629
30 Jun 24₹13,240
30 Jun 25₹14,452
30 Jun 26₹15,057

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jul 26

DurationReturns
1 Month 0.7%
3 Month 2.2%
6 Month 2.5%
1 Year 4.4%
3 Year 8.8%
5 Year 8.5%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.79 Yr.
Akhil Kakkar22 Jan 242.44 Yr.
Roshan Chutkey2 May 224.17 Yr.
Sharmila D’mello31 Jul 223.92 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash6.36%
Equity24.28%
Debt69.07%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services7.67%
Consumer Cyclical3.8%
Communication Services2.22%
Consumer Defensive2.2%
Health Care1.54%
Real Estate1.39%
Technology1.37%
Basic Materials1.36%
Industrials0.99%
Utility0.97%
Energy0.76%
Debt Sector Allocation
SectorValue
Corporate48.21%
Government23.73%
Cash Equivalent3.48%
Credit Quality
RatingValue
A8.37%
AA50.95%
AAA40.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹137 Cr15,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr10,000
Adani Enterprises Limited
Debentures | -
3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -
3%₹99 Cr10,000
6.48% Govt Stock 2035
Sovereign Bonds | -
3%₹87 Cr8,964,700
↓ -2,500,000
Godrej Properties Limited
Debentures | -
2%₹76 Cr7,500
Yes Bank Limited
Debentures | -
2%₹65 Cr650
6.45% Govt Stock 2034
Sovereign Bonds | -
2%₹55 Cr5,369,910
Vedanta Limited
Debentures | -
2%₹50 Cr5,000
Indostar Capital Finance Limited
Debentures | -
2%₹50 Cr5,000

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

  • Highest AUM (₹10,145 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.57% (top quartile).
  • 3Y return: 8.47% (upper mid).
  • 1Y return: 5.06% (upper mid).
  • 1M return: 0.38% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.10 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (29 Jul 26) ₹76.5085 ↑ 0.15   (0.20 %)
Net Assets (Cr) ₹10,145 on 30 Jun 26
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.23
Sharpe Ratio -0.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,534
30 Jun 23₹11,857
30 Jun 24₹13,592
30 Jun 25₹14,585
30 Jun 26₹15,312

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jul 26

DurationReturns
1 Month 0.4%
3 Month 2.2%
6 Month 4%
1 Year 5.1%
3 Year 8.5%
5 Year 8.6%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 11%
2022 12.2%
2021 4.5%
2020 14.1%
2019 13.5%
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 224.5 Yr.
Mansi Sajeja30 Jun 215.01 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash9.54%
Equity24.62%
Debt65.55%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.56%
Basic Materials6.02%
Industrials3.61%
Health Care2.28%
Consumer Defensive2.17%
Consumer Cyclical2.13%
Energy1.2%
Debt Sector Allocation
SectorValue
Corporate56.87%
Government14.52%
Cash Equivalent3.71%
Credit Quality
RatingValue
A2.64%
AA44.84%
AAA52.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aditya Birla Renewables Limited
Debentures | -
3%₹301 Cr30,000
Infopark Properties Limited
Debentures | -
3%₹300 Cr30,000
Adani Power Limited
Debentures | -
3%₹299 Cr30,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹293 Cr27,500
↑ 2,500
Jsw Kalinga Steel Limited
Debentures | -
3%₹265 Cr26,000
Bajaj Finance Limited
Debentures | -
2%₹250 Cr25,000
State Government Of Tamil Nadu
Sovereign Bonds | -
2%₹243 Cr25,000,000
↓ -5,000,000
LIC Housing Finance Ltd
Debentures | -
2%₹225 Cr22,500
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹204 Cr20,000
Maharashtra (Government of) 7.35%
- | -
2%₹202 Cr20,000,000
↑ 20,000,000

3. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.24% (bottom quartile).
  • 3Y return: 8.39% (lower mid).
  • 1Y return: 3.54% (bottom quartile).
  • 1M return: 0.40% (bottom quartile).
  • Alpha: -0.64 (bottom quartile).
  • Sharpe: -0.45 (bottom quartile).
  • Information ratio: 0.44 (top quartile).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (29 Jul 26) ₹61.0269 ↑ 0.09   (0.15 %)
Net Assets (Cr) ₹179 on 30 Jun 26
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.12
Sharpe Ratio -0.45
Information Ratio 0.44
Alpha Ratio -0.64
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,024
30 Jun 23₹11,075
30 Jun 24₹12,558
30 Jun 25₹13,763
30 Jun 26₹14,227

DSP Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jul 26

DurationReturns
1 Month 0.4%
3 Month 1.9%
6 Month 2%
1 Year 3.5%
3 Year 8.4%
5 Year 7.2%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 11%
2022 12%
2021 3.5%
2020 7.8%
2019 9.3%
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
Fund Manager information for DSP Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 215.09 Yr.
Shantanu Godambe1 Aug 241.91 Yr.

Data below for DSP Regular Savings Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash18.84%
Equity19.51%
Debt61.3%
Other0.35%
Equity Sector Allocation
SectorValue
Financial Services9.07%
Health Care2.69%
Consumer Cyclical2.16%
Basic Materials1.36%
Consumer Defensive1.19%
Energy0.93%
Utility0.7%
Communication Services0.66%
Technology0.5%
Industrials0.25%
Debt Sector Allocation
SectorValue
Government54.13%
Corporate20.46%
Cash Equivalent5.56%
Credit Quality
RatingValue
AA9.6%
AAA90.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
12%₹21 Cr2,000,000
6.75% Govt Stock 2033
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.03% Maharashtra Sgs 2038
Sovereign Bonds | -
8%₹15 Cr1,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
6.48% Govt Stock 2035
Sovereign Bonds | -
5%₹10 Cr1,000,000
Muthoot Finance Limited
Debentures | -
4%₹8 Cr750
Cholamandalam Investment And Finance Company Limited
Debentures | -
3%₹5 Cr500
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 15 Jul 23 | HDFCBANK
3%₹5 Cr66,974
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹5 Cr500,000

4. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Research Highlights for Aditya Birla Sun Life Regular Savings Fund

  • Lower mid AUM (₹1,490 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.85% (bottom quartile).
  • 3Y return: 8.18% (bottom quartile).
  • 1Y return: 4.68% (lower mid).
  • 1M return: 0.66% (lower mid).
  • Alpha: 0.26 (upper mid).
  • Sharpe: -0.26 (lower mid).
  • Information ratio: 0.24 (upper mid).

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (29 Jul 26) ₹70.307 ↑ 0.08   (0.12 %)
Net Assets (Cr) ₹1,490 on 30 Jun 26
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.91
Sharpe Ratio -0.26
Information Ratio 0.24
Alpha Ratio 0.26
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,440
30 Jun 23₹11,545
30 Jun 24₹12,865
30 Jun 25₹14,078
30 Jun 26₹14,683

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jul 26

DurationReturns
1 Month 0.7%
3 Month 2.3%
6 Month 2.8%
1 Year 4.7%
3 Year 8.2%
5 Year 7.9%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 10.5%
2022 9.6%
2021 5.3%
2020 13.4%
2019 9.2%
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Mohit Sharma31 Oct 241.67 Yr.
Harshil Suvarnkar22 Mar 215.28 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash9.09%
Equity22.27%
Debt67.98%
Other0.66%
Equity Sector Allocation
SectorValue
Financial Services7.61%
Health Care2.88%
Consumer Cyclical2.32%
Basic Materials2.06%
Industrials1.91%
Communication Services1.11%
Technology1.11%
Utility0.91%
Consumer Defensive0.9%
Real Estate0.81%
Energy0.66%
Debt Sector Allocation
SectorValue
Corporate47.64%
Government23.07%
Cash Equivalent6.36%
Credit Quality
RatingValue
A5.71%
AA30.85%
AAA63.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment And Finance Company Limited
Debentures | -
4%₹56 Cr5,500
6.68% Govt Stock 2040
Sovereign Bonds | -
4%₹55 Cr5,750,000
↑ 5,750,000
Muthoot Finance Limited
Debentures | -
3%₹50 Cr500
↑ 50
Jtpm Metal TRaders Limited
Debentures | -
3%₹46 Cr4,316
Adani Power Limited
Debentures | -
2%₹35 Cr3,500
Nuvama Wealth Finance Limited
Debentures | -
2%₹30 Cr3,000
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹30 Cr3,275,400
↑ 2,000,000
Bharti Telecom Limited
Debentures | -
2%₹30 Cr3,000
Jubilant Bevco Limited
Debentures | -
2%₹28 Cr2,500
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹27 Cr206,000

5. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Hybrid Bond Fund

  • Bottom quartile AUM (₹967 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.90% (lower mid).
  • 3Y return: 8.07% (bottom quartile).
  • 1Y return: 6.78% (top quartile).
  • 1M return: 0.83% (top quartile).
  • Alpha: 1.68 (top quartile).
  • Sharpe: 0.22 (top quartile).
  • Information ratio: 0.04 (lower mid).

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund
Growth
Launch Date 29 Dec 03
NAV (29 Jul 26) ₹61.9531 ↑ 0.08   (0.13 %)
Net Assets (Cr) ₹967 on 30 Jun 26
Category Hybrid - Hybrid Debt
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.9
Sharpe Ratio 0.22
Information Ratio 0.04
Alpha Ratio 1.68
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,499
30 Jun 23₹11,588
30 Jun 24₹12,657
30 Jun 25₹13,760
30 Jun 26₹14,628

Nippon India Hybrid Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jul 26

DurationReturns
1 Month 0.8%
3 Month 2.2%
6 Month 3.1%
1 Year 6.8%
3 Year 8.1%
5 Year 7.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.7%
2023 7.8%
2022 10.2%
2021 4.8%
2020 10.1%
2019 -8.5%
2018 2.8%
2017 4%
2016 9.3%
2015 9.2%
Fund Manager information for Nippon India Hybrid Bond Fund
NameSinceTenure
Dhrumil Shah10 Sep 214.81 Yr.
Kinjal Desai29 Dec 0322.52 Yr.
Sushil Budhia1 Feb 206.41 Yr.
Akshay Sharma1 Dec 223.58 Yr.
Amber Singhania11 Mar 260.3 Yr.

Data below for Nippon India Hybrid Bond Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash7.47%
Equity17.97%
Debt73.63%
Other0.93%
Equity Sector Allocation
SectorValue
Real Estate5.41%
Financial Services4.45%
Industrials1.68%
Consumer Cyclical1.46%
Energy1.06%
Basic Materials0.92%
Technology0.86%
Consumer Defensive0.71%
Health Care0.59%
Communication Services0.5%
Utility0.34%
Debt Sector Allocation
SectorValue
Corporate64%
Government9.62%
Cash Equivalent7.47%
Credit Quality
RatingValue
A23.28%
AA45.45%
AAA31.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.03% Tamilnadu SDL 2030
Sovereign Bonds | -
5%₹50 Cr5,000,000
Triumph Composites Private Limited
Debentures | -
4%₹40 Cr4,000
Delhi International Airport Limited
Debentures | -
4%₹37 Cr3,600
Aditya Birla Real Estate Limited
Debentures | -
4%₹35 Cr3,500
GMR Airports Limited
Debentures | -
3%₹33 Cr3,200
GAursons India Private Limited
Debentures | -
3%₹33 Cr3,300
Auxilo Finserve Private Limited
Debentures | -
3%₹30 Cr3,000
Muthoot Fincorp Limited
Debentures | -
3%₹30 Cr30,000
Navi Finserv Limited
Debentures | -
3%₹30 Cr30,000
Suryapet Khammam Road Limited
Debentures | -
3%₹28 Cr3,862

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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