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এসআইপি বিনিয়োগ 2022-এর জন্য সেরা ব্যালেন্সড ডেট ফান্ড

Updated on April 16, 2026 , 1684 views

সুষম তহবিল ইক্যুইটি এবং উভয়ের সংমিশ্রণ হিসাবে কাজ করেঋণ মিউচুয়াল ফান্ড. নির্ধারিত ঋণে-ব্যালেন্সড ফান্ড, এর পোর্টফোলিওর একটি বড় অংশ ঋণে বিনিয়োগ করা হয় এবংঅর্থ বাজার যন্ত্র, যখন ইক্যুইটি যন্ত্রের একটি ছোট অংশ। এই তহবিলগুলির দীর্ঘমেয়াদে ধারাবাহিক আয় প্রদানের ক্ষমতা রয়েছে। পোর্টফোলিওর ইক্যুইটি অংশ ক্রমবর্ধমান ইকুইটি বাজার থেকে উপকৃত হবে। যাইহোক, বিনিয়োগকারীরা যারা সম্ভাব্য সর্বোত্তম রিটার্ন অর্জন করতে চান তাদের সর্বোত্তম পারফর্মিং সুষম ঋণে বিনিয়োগ করার পরামর্শ দেওয়া হয়চুমুক তহবিল, নীচে তালিকাভুক্ত হিসাবে।

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একটি এসআইপিতে বিনিয়োগের জন্য শীর্ষ 5টি সেরা পারফর্মিং ব্যালেন্সড ডেট ফান্ড

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹77.8922
↑ 0.16
₹3,271 100 0.30.75.89.97.97.88%2Y 10M 6D5Y 6M 7D
SBI Debt Hybrid Fund Growth ₹75.0435
↑ 0.21
₹9,686 500 1.31.86.19.86.77.56%2Y 10M 24D3Y 9M 22D
DSP Regular Savings Fund Growth ₹60.0834
↑ 0.07
₹184 500 0.31.149.67.26.6%2Y 9M 14D4Y 8M 12D
Kotak Debt Hybrid Fund Growth ₹58.8768
↑ 0.10
₹3,031 1,000 -0.5-0.92.39.35.37.29%6Y 1M 10D14Y 2M 19D
HDFC Hybrid Debt Fund Growth ₹83.0554
↑ 0.09
₹3,340 300 -0.102.49.15.57.2%6Y 1M 17D12Y 3M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential MIP 25SBI Debt Hybrid FundDSP Regular Savings FundKotak Debt Hybrid FundHDFC Hybrid Debt Fund
Point 1Lower mid AUM (₹3,271 Cr).Highest AUM (₹9,686 Cr).Bottom quartile AUM (₹184 Cr).Bottom quartile AUM (₹3,031 Cr).Upper mid AUM (₹3,340 Cr).
Point 2Established history (22+ yrs).Oldest track record among peers (25 yrs).Established history (21+ yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 3★ (bottom quartile).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 8.79% (lower mid).5Y return: 9.32% (top quartile).5Y return: 7.75% (bottom quartile).5Y return: 8.70% (bottom quartile).5Y return: 9.01% (upper mid).
Point 63Y return: 9.94% (top quartile).3Y return: 9.77% (upper mid).3Y return: 9.55% (lower mid).3Y return: 9.28% (bottom quartile).3Y return: 9.13% (bottom quartile).
Point 71Y return: 5.76% (upper mid).1Y return: 6.12% (top quartile).1Y return: 3.97% (lower mid).1Y return: 2.32% (bottom quartile).1Y return: 2.37% (bottom quartile).
Point 81M return: 1.64% (upper mid).1M return: 2.05% (top quartile).1M return: 1.31% (lower mid).1M return: 0.89% (bottom quartile).1M return: 0.74% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: -0.12 (bottom quartile).Alpha: -0.90 (bottom quartile).Alpha: 0.00 (lower mid).
Point 10Sharpe: 1.14 (top quartile).Sharpe: 1.04 (upper mid).Sharpe: 0.62 (lower mid).Sharpe: 0.50 (bottom quartile).Sharpe: 0.48 (bottom quartile).

ICICI Prudential MIP 25

  • Lower mid AUM (₹3,271 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.79% (lower mid).
  • 3Y return: 9.94% (top quartile).
  • 1Y return: 5.76% (upper mid).
  • 1M return: 1.64% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.14 (top quartile).

SBI Debt Hybrid Fund

  • Highest AUM (₹9,686 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 9.32% (top quartile).
  • 3Y return: 9.77% (upper mid).
  • 1Y return: 6.12% (top quartile).
  • 1M return: 2.05% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.04 (upper mid).

DSP Regular Savings Fund

  • Bottom quartile AUM (₹184 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.75% (bottom quartile).
  • 3Y return: 9.55% (lower mid).
  • 1Y return: 3.97% (lower mid).
  • 1M return: 1.31% (lower mid).
  • Alpha: -0.12 (bottom quartile).
  • Sharpe: 0.62 (lower mid).

Kotak Debt Hybrid Fund

  • Bottom quartile AUM (₹3,031 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 8.70% (bottom quartile).
  • 3Y return: 9.28% (bottom quartile).
  • 1Y return: 2.32% (bottom quartile).
  • 1M return: 0.89% (bottom quartile).
  • Alpha: -0.90 (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).

HDFC Hybrid Debt Fund

  • Upper mid AUM (₹3,340 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.01% (upper mid).
  • 3Y return: 9.13% (bottom quartile).
  • 1Y return: 2.37% (bottom quartile).
  • 1M return: 0.74% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.48 (bottom quartile).

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Lower mid AUM (₹3,271 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.79% (lower mid).
  • 3Y return: 9.94% (top quartile).
  • 1Y return: 5.76% (upper mid).
  • 1M return: 1.64% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.14 (top quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (17 Apr 26) ₹77.8922 ↑ 0.16   (0.20 %)
Net Assets (Cr) ₹3,271 on 15 Mar 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio 1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,940
31 Mar 23₹11,416
31 Mar 24₹13,100
31 Mar 25₹14,253
31 Mar 26₹14,827

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

DurationReturns
1 Month 1.6%
3 Month 0.3%
6 Month 0.7%
1 Year 5.8%
3 Year 9.9%
5 Year 8.8%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.54 Yr.
Akhil Kakkar22 Jan 242.19 Yr.
Roshan Chutkey2 May 223.92 Yr.
Sharmila D’mello31 Jul 223.67 Yr.

Data below for ICICI Prudential MIP 25 as on 15 Mar 26

Asset Allocation
Asset ClassValue
Cash14.78%
Equity23.23%
Debt61.69%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services6.33%
Consumer Cyclical3.31%
Communication Services1.99%
Technology1.97%
Health Care1.83%
Consumer Defensive1.73%
Industrials1.68%
Real Estate1.44%
Energy1.2%
Utility0.9%
Basic Materials0.84%
Debt Sector Allocation
SectorValue
Corporate48.97%
Government17.84%
Cash Equivalent9.67%
Credit Quality
RatingValue
A7.43%
AA47.23%
AAA45.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹134 Cr15,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -
3%₹99 Cr10,000
Adani Enterprises Limited
Debentures | -
3%₹99 Cr10,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹80 Cr800
360 One Prime Limited
Debentures | -
2%₹75 Cr7,500
Yes Bank Limited
Debentures | -
2%₹65 Cr650
6.54% Govt Stock 2034
Sovereign Bonds | -
2%₹55 Cr5,369,910
Godrej Properties Limited
Debentures | -
2%₹50 Cr5,000
Indostar Capital Finance Limited
Debentures | -
2%₹50 Cr5,000

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

  • Highest AUM (₹9,686 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 9.32% (top quartile).
  • 3Y return: 9.77% (upper mid).
  • 1Y return: 6.12% (top quartile).
  • 1M return: 2.05% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.04 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (17 Apr 26) ₹75.0435 ↑ 0.21   (0.28 %)
Net Assets (Cr) ₹9,686 on 15 Mar 26
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.23
Sharpe Ratio 1.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,090
31 Mar 23₹11,697
31 Mar 24₹13,434
31 Mar 25₹14,585
31 Mar 26₹15,131

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

DurationReturns
1 Month 2%
3 Month 1.3%
6 Month 1.8%
1 Year 6.1%
3 Year 9.8%
5 Year 9.3%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 11%
2022 12.2%
2021 4.5%
2020 14.1%
2019 13.5%
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 224.25 Yr.
Mansi Sajeja30 Jun 214.75 Yr.
Milind Agrawal1 Aug 250.66 Yr.

Data below for SBI Debt Hybrid Fund as on 15 Mar 26

Asset Allocation
Asset ClassValue
Cash9.66%
Equity21.8%
Debt68.23%
Other0.3%
Equity Sector Allocation
SectorValue
Basic Materials5.77%
Financial Services4.26%
Industrials3.37%
Consumer Defensive2.63%
Consumer Cyclical2.46%
Health Care2%
Energy1.3%
Debt Sector Allocation
SectorValue
Corporate56.84%
Government12.87%
Cash Equivalent8.19%
Credit Quality
RatingValue
A2.68%
AA49.9%
AAA47.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aditya Birla Renewables Limited
Debentures | -
3%₹301 Cr30,000
Infopark Properties Limited
Debentures | -
3%₹300 Cr30,000
Adani Power Limited
Debentures | -
3%₹298 Cr30,000
7.52% Tamilnadu Sgs 2055
Sovereign Bonds | -
3%₹287 Cr30,000,000
↑ 30,000,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹259 Cr25,000
Bajaj Finance Limited
Debentures | -
3%₹250 Cr25,000
Madhya Pradesh (Government of) 7.56%
- | -
3%₹245 Cr25,000,000
LIC Housing Finance Ltd
Debentures | -
2%₹225 Cr22,500
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹214 Cr24,000,000
↓ -6,000,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹202 Cr20,000

3. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

  • Bottom quartile AUM (₹184 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.75% (bottom quartile).
  • 3Y return: 9.55% (lower mid).
  • 1Y return: 3.97% (lower mid).
  • 1M return: 1.31% (lower mid).
  • Alpha: -0.12 (bottom quartile).
  • Sharpe: 0.62 (lower mid).
  • Information ratio: 0.50 (upper mid).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (17 Apr 26) ₹60.0834 ↑ 0.07   (0.12 %)
Net Assets (Cr) ₹184 on 28 Feb 26
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.12
Sharpe Ratio 0.62
Information Ratio 0.5
Alpha Ratio -0.12
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,728
31 Mar 23₹11,001
31 Mar 24₹12,539
31 Mar 25₹13,889
31 Mar 26₹14,132

DSP Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

DurationReturns
1 Month 1.3%
3 Month 0.3%
6 Month 1.1%
1 Year 4%
3 Year 9.6%
5 Year 7.7%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 11%
2022 12%
2021 3.5%
2020 7.8%
2019 9.3%
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
Fund Manager information for DSP Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 214.84 Yr.
Shantanu Godambe1 Aug 241.67 Yr.

Data below for DSP Regular Savings Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash16.78%
Equity19.48%
Debt62.68%
Other1.06%
Equity Sector Allocation
SectorValue
Financial Services9.84%
Health Care2.44%
Consumer Cyclical2.22%
Consumer Defensive1.22%
Basic Materials0.84%
Technology0.81%
Utility0.74%
Energy0.52%
Communication Services0.47%
Industrials0.39%
Debt Sector Allocation
SectorValue
Government55.45%
Corporate20.63%
Cash Equivalent3.38%
Credit Quality
RatingValue
AA8.91%
AAA91.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
12%₹21 Cr2,000,000
6.75% Govt Stock 2033
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.03% Maharashtra Sgs 2038
Sovereign Bonds | -
8%₹14 Cr1,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
6.33% Govt Stock 2035
Sovereign Bonds | -
6%₹10 Cr1,000,000
Muthoot Finance Limited
Debentures | -
4%₹7 Cr750
6.52% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹5 Cr500,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
3%₹5 Cr500
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹5 Cr500,000

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

  • Bottom quartile AUM (₹3,031 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 8.70% (bottom quartile).
  • 3Y return: 9.28% (bottom quartile).
  • 1Y return: 2.32% (bottom quartile).
  • 1M return: 0.89% (bottom quartile).
  • Alpha: -0.90 (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.57 (top quartile).

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (17 Apr 26) ₹58.8768 ↑ 0.10   (0.18 %)
Net Assets (Cr) ₹3,031 on 28 Feb 26
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.68
Sharpe Ratio 0.5
Information Ratio 0.57
Alpha Ratio -0.9
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,144
31 Mar 23₹11,582
31 Mar 24₹13,586
31 Mar 25₹14,733
31 Mar 26₹14,841

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

DurationReturns
1 Month 0.9%
3 Month -0.5%
6 Month -0.9%
1 Year 2.3%
3 Year 9.3%
5 Year 8.7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.3%
2023 11.4%
2022 13.9%
2021 4.3%
2020 13.3%
2019 13.9%
2018 11.2%
2017 -0.1%
2016 10.2%
2015 13%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen1 Apr 0818.01 Yr.
Shibani Kurian3 Sep 241.57 Yr.

Data below for Kotak Debt Hybrid Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash20.83%
Equity21.64%
Debt56.96%
Other0.57%
Equity Sector Allocation
SectorValue
Financial Services6.68%
Consumer Cyclical2.58%
Health Care1.79%
Technology1.71%
Industrials1.5%
Communication Services1.47%
Basic Materials1.41%
Consumer Defensive1.39%
Utility1.19%
Real Estate0.99%
Energy0.92%
Debt Sector Allocation
SectorValue
Government36.93%
Corporate26.77%
Cash Equivalent14.08%
Credit Quality
RatingValue
A0.02%
AA14.54%
AAA85.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
11%₹313 Cr32,958,000
↓ -3,000,000
6.9% Govt Stock 2065
Sovereign Bonds | -
5%₹129 Cr14,480,000
Jtpm Metal TRaders Limited
Debentures | -
4%₹104 Cr10,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
3%₹74 Cr75
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
3%₹74 Cr75
7.24% Govt Stock 2055
Sovereign Bonds | -
2%₹71 Cr7,500,000
Karnataka (Government of) 0.0758%
- | -
2%₹59 Cr6,000,000
National Housing Bank
Debentures | -
2%₹58 Cr6,000
Karnataka (Government of) 0.0719%
- | -
2%₹49 Cr5,000,000
Karnataka (Government of) 0.0756%
- | -
2%₹49 Cr4,958,400

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

  • Upper mid AUM (₹3,340 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.01% (upper mid).
  • 3Y return: 9.13% (bottom quartile).
  • 1Y return: 2.37% (bottom quartile).
  • 1M return: 0.74% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (17 Apr 26) ₹83.0554 ↑ 0.09   (0.11 %)
Net Assets (Cr) ₹3,340 on 28 Feb 26
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.76
Sharpe Ratio 0.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,095
31 Mar 23₹11,742
31 Mar 24₹13,754
31 Mar 25₹14,852
31 Mar 26₹14,997

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

DurationReturns
1 Month 0.7%
3 Month -0.1%
6 Month 0%
1 Year 2.4%
3 Year 9.1%
5 Year 9%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.5%
2023 10.5%
2022 13.9%
2021 6%
2020 13.4%
2019 10.2%
2018 6.6%
2017 0.6%
2016 10.8%
2015 13%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Anupam Joshi7 Mar 260.07 Yr.
Srinivasan Ramamurthy14 Dec 214.3 Yr.
Dhruv Muchhal22 Jun 232.78 Yr.

Data below for HDFC Hybrid Debt Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash5.92%
Equity20.44%
Debt73.34%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services8.19%
Energy2.56%
Health Care1.73%
Technology1.72%
Industrials1.55%
Utility1.53%
Consumer Cyclical0.98%
Communication Services0.92%
Real Estate0.65%
Consumer Defensive0.46%
Basic Materials0.16%
Debt Sector Allocation
SectorValue
Government49.56%
Corporate23.78%
Cash Equivalent5.92%
Credit Quality
RatingValue
AA3.58%
AAA96.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
4%₹137 Cr14,000,000
7.23% Gs 2039
Sovereign Bonds | -
3%₹103 Cr10,000,000
Goi Frb 2034
Sovereign Bonds | -
3%₹103 Cr10,000,000
7.09% Gs 2054
Sovereign Bonds | -
3%₹96 Cr10,000,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹82 Cr800
7.30% Gs 2053
Sovereign Bonds | -
2%₹74 Cr7,500,000
7.18% Gs 2037
Sovereign Bonds | -
2%₹72 Cr7,000,000
6.68% Gs 2031
Sovereign Bonds | -
2%₹66 Cr6,500,000
6.33% Gs 2035
Sovereign Bonds | -
2%₹64 Cr6,500,000
6.68% Gs 2040
Sovereign Bonds | -
2%₹63 Cr6,540,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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