Marriage Planning Calculator

Updated on August 8, 2026 , 14784 views

Marriage is one of the most awaited life events and something that every parent looks forward to. However, with marriages turning lavish day by day and the increasing rate of inflation, you can land into a tight spot if you don’t pre-plan your expenses. Therefore, marriage planning calculator helps you plan and invest your money for the big day in advance.

What is a Wedding Planning Calculator?

The calculator gives you an estimate of how much returns can you expect from your investment for the wedding.

Know Your Monthly SIP Amount

Total investment required is ₹5,586/month for 5 Years
or ₹238,057 one time (Lumpsum)
to achieve ₹500,000 Invest Now

How does the Calculator Work?

The working of the calculator is pretty simple. All you have to do is enter the details of your child’s age, his/her approximate age of marriage, amount you would require for marriage and the interest rate. The calculator will quickly generate results based on the values entered and you will get an idea of how much you need to save monthly to reach the goal.

Benefits of Marriage Calculator

Calculation can be done online for free in minutes
The calculator considers all factors that can affect your finances and gives a realistic estimate
Based on the results generated you can select the most appropriate investment

Note/ Disclaimer: The calculations are generated assuming an inflation rate of 6% and the values are illustrative. The actual cost incurred would depend on the future performance of your investment and is subject to market conditions

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Why Should you Plan your Child’s Marriage in Advance?

Advance planning helps handle hidden costs associated with marriage
Timely investments help counter the impact of rising inflation rates
Early Investing will keep your financial life disciplined
You will not have to disturb your retirement fund incase extra money is needed
Building a steady corpus by keeping a set amount each month will help relieve financial stress

Fund Selection Methodology used to find 2 funds

Category: Equity
AUM Range: 100 to 5000 Cr
Minimum fund age: 3 years
Sorted On : 3-year return (high to low)
No Of Funds: 2

Top Funds for 2026

*Best funds based on 3 year performance.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,433 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 27.17% (upper mid).
3Y return: 52.85% (upper mid).
1Y return: 72.65% (bottom quartile).
Alpha: 2.12 (upper mid).
Sharpe: 1.22 (bottom quartile).
Information ratio: -0.50 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding BGF World Gold I2 (~67.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (07 Aug 26)	₹58.7805 ↑ 3.77 (6.85 %)
Net Assets (Cr)	₹1,433 on 30 Jun 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.22
Information Ratio	-0.5
Alpha Ratio	2.12
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹7,373
31 Jul 23	₹9,366
31 Jul 24	₹11,150
31 Jul 25	₹16,504
31 Jul 26	₹26,355

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

Duration	Returns
1 Month	15.3%
3 Month	-3.6%
6 Month	0%
1 Year	72.6%
3 Year	52.9%
5 Year	27.2%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.85%

Asset Allocation

Asset Class	Value
Cash	5.2%
Equity	93.02%
Debt	0.01%
Other	1.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹960 Cr	983,452 ↓ -21,591
VanEck Gold Miners ETF - \| GDX	29%	₹409 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	5%	₹67 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹4 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹164 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 17.95% (bottom quartile).
3Y return: 27.80% (bottom quartile).
1Y return: 78.48% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.74 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Mining I2 (~96.5%).
Top-3 holdings concentration ~100.9%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (07 Aug 26)	₹33.5803 ↑ 0.92 (2.82 %)
Net Assets (Cr)	₹164 on 30 Jun 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,812
31 Jul 23	₹11,045
31 Jul 24	₹10,685
31 Jul 25	₹11,685
31 Jul 26	₹19,837

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

Duration	Returns
1 Month	11.7%
3 Month
6 Month	9.7%
1 Year	78.5%
3 Year	27.8%
5 Year	17.9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	79%
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Mining Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.45%
Energy	0.97%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	95.43%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	96%	₹158 Cr	141,034 ↓ -01
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹7 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹1 Cr

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.