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Fincash » Marriage Calculator

Marriage Planning Calculator

Updated on August 7, 2025 , 14129 views

Marriage is one of the most awaited life events and something that every parent looks forward to. However, with marriages turning lavish day by day and the increasing rate of Inflation, you can Land into a tight spot if you don’t pre-plan your expenses. Therefore, marriage planning calculator helps you plan and invest your money for the big day in advance.

What is a Wedding Planning Calculator?

The calculator gives you an estimate of how much returns can you expect from your investment for the wedding.

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹5,586/month for 5 Years
  or   ₹238,057 one time (Lumpsum)
to achieve ₹500,000
Invest Now

How does the Calculator Work?

The working of the calculator is pretty simple. All you have to do is enter the details of your child’s age, his/her approximate age of marriage, amount you would require for marriage and the interest rate. The calculator will quickly generate results based on the values entered and you will get an idea of how much you need to save monthly to reach the goal.

Benefits of Marriage Calculator

  1. Calculation can be done online for free in minutes
  2. The calculator considers all factors that can affect your finances and gives a realistic estimate
  3. Based on the results generated you can select the most appropriate investment

Note/ Disclaimer: The calculations are generated assuming an inflation rate of 6% and the values are illustrative. The actual cost incurred would depend on the future performance of your investment and is subject to Market conditions

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Why Should you Plan your Child’s Marriage in Advance?

  1. Advance planning helps Handle hidden costs associated with marriage
  2. Timely investments help counter the impact of rising inflation rates
  3. Early Investing will keep your financial life disciplined
  4. You will not have to disturb your retirement fund incase extra money is needed
  5. Building a steady corpus by keeping a set amount each month will help relieve Financial Stress

Top Funds for 2025

*Best funds based on 3 year performance.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Bottom quartile AUM (₹1,202 Cr).
  • Oldest track record among peers (17 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 8.19% (bottom quartile).
  • 3Y return: 35.39% (upper mid).
  • 1Y return: 73.50% (upper mid).
  • Alpha: 1.97 (upper mid).
  • Sharpe: 1.80 (upper mid).
  • Information ratio: -0.35 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~77.8%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (07 Aug 25) ₹34.0465 ↑ 0.59   (1.76 %)
Net Assets (Cr) ₹1,202 on 30 Jun 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.35
Sharpe Ratio 1.8
Information Ratio -0.35
Alpha Ratio 1.97
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹8,272
31 Jul 22₹6,099
31 Jul 23₹7,748
31 Jul 24₹9,223
31 Jul 25₹13,652

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 25

DurationReturns
1 Month 11.1%
3 Month 17.9%
6 Month 37.7%
1 Year 73.5%
3 Year 35.4%
5 Year 8.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.43 Yr.

Data below for DSP World Gold Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Basic Materials94.86%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity95.12%
Debt0.02%
Other2.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
78%₹935 Cr1,610,898
↓ -37,716
VanEck Gold Miners ETF
- | GDX
21%₹255 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹14 Cr
Net Receivables/Payables
CBLO | -
0%-₹3 Cr

2. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Highest AUM (₹1,439 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 27.56% (upper mid).
  • 3Y return: 31.34% (bottom quartile).
  • 1Y return: -8.75% (bottom quartile).
  • Alpha: 0.81 (bottom quartile).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: -0.15 (upper mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding Bharat Electronics Ltd (~9.3%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (08 Aug 25) ₹61.19 ↓ -0.29   (-0.47 %)
Net Assets (Cr) ₹1,439 on 30 Jun 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio -0.23
Information Ratio -0.15
Alpha Ratio 0.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹14,085
31 Jul 22₹14,778
31 Jul 23₹20,815
31 Jul 24₹39,047
31 Jul 25₹34,468

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 25

DurationReturns
1 Month -7.4%
3 Month 5.2%
6 Month 10.1%
1 Year -8.8%
3 Year 31.3%
5 Year 27.6%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.08 Yr.
Sagar Gandhi1 Jul 250.08 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials29.23%
Utility27.15%
Financial Services20.44%
Energy15.81%
Basic Materials4.05%
Asset Allocation
Asset ClassValue
Cash3.31%
Equity96.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹134 Cr3,178,489
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹114 Cr3,445,961
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹112 Cr1,365,114
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
8%₹110 Cr226,465
↑ 12,941
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
8%₹108 Cr3,599,413
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
7%₹103 Cr3,085,790
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO
5%₹69 Cr1,564,169
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
4%₹62 Cr5,911,723
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | 532155
4%₹59 Cr3,089,630
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
4%₹58 Cr6,816,616

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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