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Marriage Planning Calculator

Updated on May 18, 2026 , 14601 views

Marriage is one of the most awaited life events and something that every parent looks forward to. However, with marriages turning lavish day by day and the increasing rate of inflation, you can land into a tight spot if you don’t pre-plan your expenses. Therefore, marriage planning calculator helps you plan and invest your money for the big day in advance.

What is a Wedding Planning Calculator?

The calculator gives you an estimate of how much returns can you expect from your investment for the wedding.

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹5,586/month for 5 Years
  or   ₹238,057 one time (Lumpsum)
to achieve ₹500,000
Invest Now

How does the Calculator Work?

The working of the calculator is pretty simple. All you have to do is enter the details of your child’s age, his/her approximate age of marriage, amount you would require for marriage and the interest rate. The calculator will quickly generate results based on the values entered and you will get an idea of how much you need to save monthly to reach the goal.

Benefits of Marriage Calculator

  1. Calculation can be done online for free in minutes
  2. The calculator considers all factors that can affect your finances and gives a realistic estimate
  3. Based on the results generated you can select the most appropriate investment

Note/ Disclaimer: The calculations are generated assuming an inflation rate of 6% and the values are illustrative. The actual cost incurred would depend on the future performance of your investment and is subject to market conditions

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Why Should you Plan your Child’s Marriage in Advance?

  1. Advance planning helps handle hidden costs associated with marriage
  2. Timely investments help counter the impact of rising inflation rates
  3. Early Investing will keep your financial life disciplined
  4. You will not have to disturb your retirement fund incase extra money is needed
  5. Building a steady corpus by keeping a set amount each month will help relieve financial stress

Fund Selection Methodology used to find 2 funds

  • Category: Equity
  • AUM Range: 100 to 5000 Cr
  • Minimum fund age: 3 years
  • Sorted On : 3-year return (high to low)
  • No Of Funds: 2

Top Funds for 2026

*Best funds based on 3 year performance.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Highest AUM (₹1,710 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.51% (upper mid).
  • 3Y return: 46.88% (upper mid).
  • 1Y return: 106.28% (upper mid).
  • Alpha: 2.73 (upper mid).
  • Sharpe: 1.93 (upper mid).
  • Information ratio: -0.57 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~68.7%).
  • Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (19 May 26) ₹56.2295 ↓ -2.21   (-3.77 %)
Net Assets (Cr) ₹1,710 on 30 Apr 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.93
Information Ratio -0.57
Alpha Ratio 2.73
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 21₹10,000
30 Apr 22₹9,761
30 Apr 23₹9,973
30 Apr 24₹10,050
30 Apr 25₹15,157
30 Apr 26₹31,297

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 26

DurationReturns
1 Month -12%
3 Month -10.2%
6 Month 22.2%
1 Year 106.3%
3 Year 46.9%
5 Year 22.5%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251 Yr.

Data below for DSP World Gold Fund as on 30 Apr 26

Equity Sector Allocation
SectorValue
Basic Materials93.74%
Asset Allocation
Asset ClassValue
Cash4.22%
Equity93.74%
Debt0.01%
Other2.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
69%₹1,216 Cr1,063,805
↓ -39,784
VanEck Gold Miners ETF
- | GDX
28%₹498 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
3%₹59 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹3 Cr

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

  • Bottom quartile AUM (₹1,144 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 14.28% (bottom quartile).
  • 3Y return: 28.31% (bottom quartile).
  • 1Y return: 14.30% (bottom quartile).
  • Alpha: 1.95 (bottom quartile).
  • Sharpe: 0.24 (bottom quartile).
  • Information ratio: -0.12 (upper mid).
  • Top sector: Health Care.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~9.5%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund
Growth
Launch Date 28 Jun 99
NAV (20 May 26) ₹310.225 ↑ 0.35   (0.11 %)
Net Assets (Cr) ₹1,144 on 30 Apr 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.26
Sharpe Ratio 0.24
Information Ratio -0.12
Alpha Ratio 1.95
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 21₹10,000
30 Apr 22₹10,234
30 Apr 23₹9,869
30 Apr 24₹14,738
30 Apr 25₹17,770
30 Apr 26₹19,251

UTI Healthcare Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 26

DurationReturns
1 Month 9.1%
3 Month 10.7%
6 Month 7.2%
1 Year 14.3%
3 Year 28.3%
5 Year 14.3%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.1%
2023 42.9%
2022 38.2%
2021 -12.3%
2020 19.1%
2019 67.4%
2018 1.2%
2017 -7.5%
2016 6.2%
2015 -9.7%
Fund Manager information for UTI Healthcare Fund
NameSinceTenure
Kamal Gada2 May 224 Yr.

Data below for UTI Healthcare Fund as on 30 Apr 26

Equity Sector Allocation
SectorValue
Health Care94.69%
Basic Materials0.57%
Asset Allocation
Asset ClassValue
Cash4.75%
Equity95.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA
9%₹108 Cr600,000
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 532331
6%₹67 Cr236,511
↓ -4,345
Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | 500257
4%₹48 Cr210,000
↓ -60,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP
4%₹40 Cr53,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB
3%₹39 Cr60,738
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532296
3%₹38 Cr159,440
↓ -40,560
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY
3%₹38 Cr290,000
Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND
3%₹38 Cr215,251
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 532843
3%₹37 Cr400,000
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM
3%₹37 Cr68,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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