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Marriage Planning Calculator

Updated on April 27, 2026 , 14561 views

Marriage is one of the most awaited life events and something that every parent looks forward to. However, with marriages turning lavish day by day and the increasing rate of inflation, you can land into a tight spot if you don’t pre-plan your expenses. Therefore, marriage planning calculator helps you plan and invest your money for the big day in advance.

What is a Wedding Planning Calculator?

The calculator gives you an estimate of how much returns can you expect from your investment for the wedding.

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹5,586/month for 5 Years
  or   ₹238,057 one time (Lumpsum)
to achieve ₹500,000
Invest Now

How does the Calculator Work?

The working of the calculator is pretty simple. All you have to do is enter the details of your child’s age, his/her approximate age of marriage, amount you would require for marriage and the interest rate. The calculator will quickly generate results based on the values entered and you will get an idea of how much you need to save monthly to reach the goal.

Benefits of Marriage Calculator

  1. Calculation can be done online for free in minutes
  2. The calculator considers all factors that can affect your finances and gives a realistic estimate
  3. Based on the results generated you can select the most appropriate investment

Note/ Disclaimer: The calculations are generated assuming an inflation rate of 6% and the values are illustrative. The actual cost incurred would depend on the future performance of your investment and is subject to market conditions

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Why Should you Plan your Child’s Marriage in Advance?

  1. Advance planning helps handle hidden costs associated with marriage
  2. Timely investments help counter the impact of rising inflation rates
  3. Early Investing will keep your financial life disciplined
  4. You will not have to disturb your retirement fund incase extra money is needed
  5. Building a steady corpus by keeping a set amount each month will help relieve financial stress

Fund Selection Methodology used to find 2 funds

  • Category: Equity
  • AUM Range: 100 to 5000 Cr
  • Minimum fund age: 3 years
  • Sorted On : 3-year return (high to low)
  • No Of Funds: 2

Top Funds for 2026

*Best funds based on 3 year performance.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Highest AUM (₹1,769 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 25.25% (upper mid).
  • 3Y return: 46.75% (upper mid).
  • 1Y return: 107.91% (upper mid).
  • Alpha: 1.04 (bottom quartile).
  • Sharpe: 2.16 (upper mid).
  • Information ratio: -0.83 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~69.9%).
  • Top-3 holdings concentration ~101.6%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (28 Apr 26) ₹58.1724 ↓ -2.15   (-3.57 %)
Net Assets (Cr) ₹1,769 on 31 Mar 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 2.16
Information Ratio -0.83
Alpha Ratio 1.04
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,138
31 Mar 23₹10,487
31 Mar 24₹10,232
31 Mar 25₹15,284
31 Mar 26₹33,879

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 26

DurationReturns
1 Month 5.9%
3 Month -15.8%
6 Month 41.1%
1 Year 107.9%
3 Year 46.7%
5 Year 25.2%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1313.09 Yr.

Data below for DSP World Gold Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Basic Materials94.27%
Asset Allocation
Asset ClassValue
Cash3.92%
Equity94.27%
Debt0.01%
Other1.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
70%₹1,531 Cr1,103,589
↓ -74,069
VanEck Gold Miners ETF
- | GDX
28%₹604 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹90 Cr
Net Receivables/Payables
Net Current Assets | -
2%-₹35 Cr

2. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹905 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.90% (bottom quartile).
  • 3Y return: 29.00% (bottom quartile).
  • 1Y return: 18.05% (bottom quartile).
  • Alpha: 2.02 (upper mid).
  • Sharpe: -0.01 (bottom quartile).
  • Information ratio: 0.34 (upper mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • Largest holding Larsen & Toubro Ltd (~4.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (29 Apr 26) ₹52.1147 ↑ 0.10   (0.19 %)
Net Assets (Cr) ₹905 on 31 Mar 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.01
Information Ratio 0.34
Alpha Ratio 2.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹13,141
31 Mar 23₹13,490
31 Mar 24₹21,802
31 Mar 25₹25,258
31 Mar 26₹26,147

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 26

DurationReturns
1 Month 12.5%
3 Month 10.7%
6 Month 2.1%
1 Year 18.1%
3 Year 29%
5 Year 24.9%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.7%
2023 47.8%
2022 44.4%
2021 7.9%
2020 46.6%
2019 -0.1%
2018 13.3%
2017 -14.6%
2016 42.2%
2015 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Sumit Bhatnagar7 Apr 260 Yr.
Mahesh Bendre1 Jul 241.75 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Industrials41.35%
Consumer Cyclical16.7%
Utility9.81%
Basic Materials8.85%
Communication Services5.56%
Health Care3.51%
Technology2.14%
Real Estate2.08%
Financial Services1.6%
Asset Allocation
Asset ClassValue
Cash8.4%
Equity91.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹40 Cr115,347
↑ 6,944
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP
4%₹32 Cr42,748
↓ -926
Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER
3%₹30 Cr357,347
↓ -7,743
NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 532555
3%₹30 Cr804,231
↓ -69,677
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
3%₹29 Cr163,087
↓ -13,757
Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 500480
3%₹25 Cr56,285
↓ -604
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
3%₹25 Cr854,522
↓ -18,517
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹24 Cr71,458
↓ -1,547
Siemens Energy India Ltd (Utilities)
Equity, Since 31 Aug 25 | ENRIN
3%₹24 Cr93,672
↓ -2,029
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
2%₹22 Cr566,819
↓ -229,339

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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