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SWP Calculator -- Systematic Withdrawal Plan Calculator

Updated on September 28, 2022 , 13885 views

SWP Calculator is a tool that helps individuals to calculate how their SWP investment will be over the tenure. SWP or Systematic Withdrawal Plan is a technique of redeeming the units or investment in Mutual Funds. In SWP, individuals invest their money in a Mutual Fund scheme and then withdraw their investments over a given tenure. SWP is generally suitable for individuals who are looking for a fixed Income over a regular tenure. The article gives you a holistic understanding of the concept of Systematic Withdrawal Plan, how does the SWP calculator work, and other related parameters.

What does SWP in Mutual Fund Mean?

Systematic Withdrawal Plan or SWP in Mutual Funds refers to a systematic and planned process of redeeming the units of Mutual Fund investment. The concept of SWP works in the reverse manner of SIP. In SWP, individuals invest a lump sum amount in Mutual Fund schemes that generally carry a low risk-appetite, like Liquid Funds or ultra short-term funds. The individuals then start to withdraw the invested amount at regular intervals. Individuals can customize their frequency of withdrawal such as monthly, quarterly, annually, and so on, based on their requirements. In this case, the money invested in Mutual Funds also fetches revenue for the individuals. Individuals, especially retired ones, who are looking for a regular source of income can choose to opt for Systematic Withdrawal Plan by investing in Mutual Funds.

SWP Mutual Fund Calculator

SWP Calculator helps individuals to estimate their withdrawals in Mutual Fund investment over a given tenure. The input data that is required to be entered in the SWP calculator includes:

SWP Calulator

  1. SWP/Withdrawal Amount - It refers to the fixed withdrawal amount that you are planning to withdraw at regular intervals.
  2. Initial Investment - Initial investment refers to the lump sum amount that you wish to invest in the Mutual Fund scheme.
  3. Withdrawal Frequency - Withdrawal frequency, refers to the timeframe at which you would like to withdraw your investment. This can be either monthly, weekly, or quarterly. generally calculations are done for monthly.
  4. Expected Rate of Returns - It means the returns that you are expecting on your investment.

So, let us have a detailed understand the concept of SWP calculator with an illustration.

Sample Illustration

  1. Initial Investment Amount - INR 1,20,000
  2. SWP Amount - INR 10,000
  3. Withdrawal Tenure - 12 Months
  4. Expected Rate of Return - 7%

The calculation of the SWP table is given below as follows.

Month Balance at the Beginning of the Month (INR) Redemption Amount (INR) Interest Earned (INR) Balance at the End of the Month (INR)
1 1,20,000 10,000 642 1,10,642
2 1,10,642 10,000 587 1,01,229
3 1,01,229 10,000 532 91,761
4 91,761 10,000 477 82,238
5 82,238 10,000 421 72,659
6 72,659 10,000 366 63,025
7 63,025 10,000 309 53,334
8 53,334 10,000 253 43,587
9 43,587 10,000 196 33,783
10 33,783 10,000 139 23,921
11 23,921 10,000 81 14,003
12 14,003 10,000 23 4,026

Thus, from the above table, it can be said that the profit earned of Mutual Fund scheme by way of SWP transaction is INR 4,026.

SWP Calculator

Investment Corpus Amount:
Expected Returns (% pa):
%
Withdrawal Amount:
Per Month
Withdrawal Tenure:
Years

VALUE AT END OF TENOR:₹4,597

Benefits of Systematic Withdrawal Plan

Some of the major benefits of SWP are as follows.

Regular Income Flow

One of the primary advantages of SWP is that individuals can use Systematic Withdrawal Plan as a source of regular income. This is because the amount withdrawn remains constant.

Disciplined Withdrawal Habit

SWP creates a disciplined withdrawal habit among individuals as only a fixed amount is withdrawn and the remaining money is kept invested in Mutual Funds. This prevents Capital erosion on investment. Also, the investment in Mutual Funds generates returns.

Substitute for Pension

SWP acts as a substitute for pension in case of retired individuals. Retirees can assure themselves for regular income through SWP.

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Best SWP Mutual Funds for 2022

SWP is generally done in Mutual Fund schemes that carry a low level of risk like liquid funds. Therefore, some of the best Mutual Fund schemes under liquid / ultrashort category having net assets higher than 1000 crore are listed below as follows.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Baroda Pioneer Liquid Fund Growth ₹2,487.92
↑ 0.42
₹6,4321.32.34.143.35.75%29D1M 2D
Axis Liquid Fund Growth ₹2,404.05
↑ 0.83
₹29,2631.32.34.14.13.35.7%30D1M 1D
JM Liquid Fund Growth ₹59.1064
↑ 0.02
₹1,7931.32.34.13.93.35.69%22D23D
DSP BlackRock Liquidity Fund Growth ₹3,086.94
↑ 0.97
₹12,2261.32.34.143.35.68%25D29D
UTI Liquid Cash Plan Growth ₹3,545.86
↑ 1.27
₹32,8571.32.34.143.35.66%28D28D
Canara Robeco Liquid Growth ₹2,600.16
↑ 0.46
₹2,0591.32.34.13.83.25.58%23D24D
Aditya Birla Sun Life Liquid Fund Growth ₹348.155
↑ 0.12
₹42,4931.32.34.143.35.83%1M 10D1M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 22

1. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.6% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (01 Oct 22) ₹2,487.92 ↑ 0.42   (0.02 %)
Net Assets (Cr) ₹6,432 on 31 Aug 22
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.31
Sharpe Ratio -1.95
Information Ratio -2.36
Alpha Ratio -0.2
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.75%
Effective Maturity 1 Month 2 Days
Modified Duration 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,717
30 Sep 19₹11,487
30 Sep 20₹12,032
30 Sep 21₹12,421

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Alok Sahoo5 Feb 0913.58 Yr.
Vikram Pamnani14 Mar 220.47 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent75.08%
Government13.17%
Corporate11.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 16-Sep-2022
CBLO/Reverse Repo | -
12%₹654 Cr
5.30% Reverse Repo 16-Sep-2022
CBLO/Reverse Repo | -
5%₹250 Cr
5.29% Reverse Repo 16-Sep-2022
CBLO/Reverse Repo | -
5%₹250 Cr
Net Receivable / Payable
CBLO | -
4%-₹207 Cr
Tata Capital Housing Finance Limited
Commercial Paper | -
4%₹200 Cr4,000
Small Industries Development Bank Of India
Commercial Paper | -
4%₹198 Cr4,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹198 Cr4,000
Punjab National Bank
Certificate of Deposit | -
4%₹198 Cr4,000
Housing Development Finance Corporation Limited
Commercial Paper | -
4%₹198 Cr4,000
↑ 4,000
Reliance Retail Ventures Limited
Commercial Paper | -
4%₹197 Cr4,000
↑ 4,000

2. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 21 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.3% and 2019 was 6.6% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund
Growth
Launch Date 9 Oct 09
NAV (30 Sep 22) ₹2,404.05 ↑ 0.83   (0.03 %)
Net Assets (Cr) ₹29,263 on 31 Aug 22
Category Debt - Liquid Fund
AMC Axis Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0
Sharpe Ratio -1.93
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.7%
Effective Maturity 1 Month 1 Day
Modified Duration 30 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,716
30 Sep 19₹11,488
30 Sep 20₹12,049
30 Sep 21₹12,434

Axis Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 4.1%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.3%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.6%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for Axis Liquid Fund
NameSinceTenure
Devang Shah5 Nov 129.83 Yr.
Aditya Pagaria13 Aug 166.05 Yr.

Data below for Axis Liquid Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent80.51%
Corporate11.33%
Government8.16%
Credit Quality
RatingValue
AA0.23%
AAA99.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
15%₹3,999 Cr
Reliance Industries Limited
CBLO/Reverse Repo | -
5%₹1,451 Cr
91 Dtb 29092022
Sovereign Bonds | -
4%₹1,138 Cr114,000,000
↓ -5,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹988 Cr20,000
↑ 20,000
Small Industries Development Bank Of India
Commercial Paper | -
3%₹889 Cr18,000
↑ 18,000
L&T Finance Limited
Commercial Paper | -
3%₹773 Cr15,500
↑ 15,500
Indian Bank
Certificate of Deposit | -
3%₹747 Cr15,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹595 Cr12,000
Punjab National Bank
Certificate of Deposit | -
2%₹498 Cr10,000
L&T Metro Rail (Hyderabad) Limited
Commercial Paper | -
2%₹497 Cr10,000

3. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4% and 2019 was 6.6% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (30 Sep 22) ₹59.1064 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹1,793 on 31 Aug 22
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.21
Sharpe Ratio -2.17
Information Ratio -5.7
Alpha Ratio -0.24
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.69%
Effective Maturity 23 Days
Modified Duration 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,711
30 Sep 19₹11,481
30 Sep 20₹12,004
30 Sep 21₹12,388

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 3.9%
5 Year 5.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.3%
2012 9.6%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Shalini Tibrewala31 Dec 9724.68 Yr.
Naghma Khoja21 Oct 210.86 Yr.

Data below for JM Liquid Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent78.89%
Government11.73%
Corporate9.38%
Credit Quality
RatingValue
AA0.69%
AAA99.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps-Triparty Repo
CBLO/Reverse Repo | -
18%₹389 Cr00
Housing Development Finance Corporation Limited
Commercial Paper | -
5%₹100 Cr2,000
↑ 2,000
TATA Steel Limited
Commercial Paper | -
5%₹100 Cr2,000
Reliance Jio Infocomm Limited
Commercial Paper | -
4%₹74 Cr1,500
↑ 1,500
Reliance Jio Infocomm Limited
Commercial Paper | -
2%₹50 Cr1,000
↑ 1,000
Birla Group Holdings Private Limited
Commercial Paper | -
2%₹50 Cr1,000
The Ramco Cements Limited
Commercial Paper | -
2%₹50 Cr1,000
↑ 1,000
Kotak Securities Ltd
Commercial Paper | -
2%₹50 Cr1,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -
2%₹50 Cr1,000
Redington (India) Limited
Commercial Paper | -
2%₹50 Cr1,000

4. DSP BlackRock Liquidity Fund

The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts

DSP BlackRock Liquidity Fund is a Debt - Liquid Fund fund was launched on 23 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 36 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.5% .

Below is the key information for DSP BlackRock Liquidity Fund

DSP BlackRock Liquidity Fund
Growth
Launch Date 23 Nov 05
NAV (30 Sep 22) ₹3,086.94 ↑ 0.97   (0.03 %)
Net Assets (Cr) ₹12,226 on 31 Aug 22
Category Debt - Liquid Fund
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Low
Expense Ratio 0.24
Sharpe Ratio -2.39
Information Ratio -3.37
Alpha Ratio -0.26
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.68%
Effective Maturity 29 Days
Modified Duration 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,710
30 Sep 19₹11,471
30 Sep 20₹12,013
30 Sep 21₹12,393

DSP BlackRock Liquidity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP BlackRock Liquidity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 4%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.4%
2017 6.6%
2016 7.6%
2015 8.3%
2014 9%
2013 9.2%
2012 9.7%
Fund Manager information for DSP BlackRock Liquidity Fund
NameSinceTenure
Kedar Karnik17 Jul 166.13 Yr.
Karan Mundhra31 May 211.25 Yr.

Data below for DSP BlackRock Liquidity Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent81.73%
Government13.4%
Corporate4.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
22%₹2,668 Cr
Indian Oil Corporation Limited
Commercial Paper | -
6%₹697 Cr14,000
182 Dtb 22092022
Sovereign Bonds | -
4%₹455 Cr45,500,000
Indian Bank
Certificate of Deposit | -
3%₹399 Cr8,000
Housing Development Finance Corporation Limited
Commercial Paper | -
2%₹300 Cr6,000
Canara Bank
Certificate of Deposit | -
2%₹299 Cr6,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹299 Cr6,000
TATA Steel Limited
Commercial Paper | -
2%₹299 Cr6,000
Indian Oil Corporation Limited
Commercial Paper | -
2%₹225 Cr4,500
Indian Bank
Certificate of Deposit | -
2%₹199 Cr4,000

5. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 32 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.6% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan
Growth
Launch Date 11 Dec 03
NAV (30 Sep 22) ₹3,545.86 ↑ 1.27   (0.04 %)
Net Assets (Cr) ₹32,857 on 31 Aug 22
Category Debt - Liquid Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio -2.39
Information Ratio -5.33
Alpha Ratio -0.26
Min Investment 500
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 5.66%
Effective Maturity 28 Days
Modified Duration 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,713
30 Sep 19₹11,485
30 Sep 20₹12,032
30 Sep 21₹12,417

UTI Liquid Cash Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.1%
2012 9.6%
Fund Manager information for UTI Liquid Cash Plan
NameSinceTenure
Amandeep Chopra14 Dec 0615.72 Yr.
Amit Sharma7 Jul 175.15 Yr.

Data below for UTI Liquid Cash Plan as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent88.05%
Government7.01%
Corporate4.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
22%₹6,939 Cr
91 Dtb 22092022
Sovereign Bonds | -
4%₹1,284 Cr12,850,000,000
91 Dtb 29092022
Sovereign Bonds | -
3%₹1,028 Cr10,300,000,000
91 DTB 27102022
Sovereign Bonds | -
3%₹994 Cr10,000,000,000
91 DTB 03112022
Sovereign Bonds | -
3%₹844 Cr8,500,000,000
Hindustan Petroleum Corporation Limited
Commercial Paper | -
3%₹797 Cr8,000,000,000
91 DTB 15122022
Sovereign Bonds | -
2%₹789 Cr8,000,000,000
↑ 8,000,000,000
91 DTB 08122022
Sovereign Bonds | -
2%₹740 Cr7,500,000,000
↑ 7,500,000,000
Indian Bank
Certificate of Deposit | -
2%₹698 Cr7,000,000,000
↓ -1,000,000,000
Indian Oil Corporation Limited
Commercial Paper | -
2%₹697 Cr7,000,000,000

6. Canara Robeco Liquid

To enhance the income, while maintaining a level of liquidity through, investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 44 in Liquid Fund category.  Return for 2021 was 3.2% , 2020 was 3.7% and 2019 was 6.4% .

Below is the key information for Canara Robeco Liquid

Canara Robeco Liquid
Growth
Launch Date 15 Jul 08
NAV (01 Oct 22) ₹2,600.16 ↑ 0.46   (0.02 %)
Net Assets (Cr) ₹2,059 on 15 Sep 22
Category Debt - Liquid Fund
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.14
Sharpe Ratio -3.41
Information Ratio -4.95
Alpha Ratio -0.26
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.58%
Effective Maturity 24 Days
Modified Duration 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,707
30 Sep 19₹11,451
30 Sep 20₹11,936
30 Sep 21₹12,312

Canara Robeco Liquid SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Canara Robeco Liquid

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 3.8%
5 Year 5.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.2%
2020 3.7%
2019 6.4%
2018 7.4%
2017 6.5%
2016 7.5%
2015 8.2%
2014 9%
2013 9.2%
2012 9.7%
Fund Manager information for Canara Robeco Liquid
NameSinceTenure
Avnish Jain1 Apr 220.42 Yr.
Kunal Jain18 Jul 220.12 Yr.

Data below for Canara Robeco Liquid as on 15 Sep 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent73.42%
Government14.51%
Corporate12.07%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
16%₹330 Cr
State Bank Of India
Certificate of Deposit | -
8%₹175 Cr3,500
↑ 1,000
91 Dtb 22092022
Sovereign Bonds | -
6%₹125 Cr12,500,000
↑ 12,500,000
364 DTB 06102022
Sovereign Bonds | -
6%₹125 Cr12,500,000
↑ 12,500,000
Axis Bank Limited
Certificate of Deposit | -
5%₹100 Cr2,000
↑ 2,000
Reliance Jio Infocomm Limited
Commercial Paper | -
5%₹99 Cr2,000
182 Dtb 15122022
Sovereign Bonds | -
5%₹99 Cr10,000,000
↑ 10,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹75 Cr750
Indian Bank
Certificate of Deposit | -
4%₹74 Cr1,500
LIC Housing Finance Limited
Debentures | -
2%₹50 Cr500

7. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 15 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.3% and 2019 was 6.7% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund
Growth
Launch Date 30 Mar 04
NAV (30 Sep 22) ₹348.155 ↑ 0.12   (0.04 %)
Net Assets (Cr) ₹42,493 on 31 Aug 22
Category Debt - Liquid Fund
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio -2.01
Information Ratio -4.54
Alpha Ratio -0.28
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.83%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,711
30 Sep 19₹11,491
30 Sep 20₹12,052
30 Sep 21₹12,434

Aditya Birla Sun Life Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.3%
1 Year 4.1%
3 Year 4%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.3%
2012 9.7%
Fund Manager information for Aditya Birla Sun Life Liquid Fund
NameSinceTenure
Sunaina Cunha15 Jul 1111.14 Yr.
Kaustubh Gupta15 Jul 1111.14 Yr.
Sanjay Pawar1 Jul 220.17 Yr.
Harshil Suvarnkar9 Jun 211.23 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent73.49%
Government15.43%
Corporate11.08%
Credit Quality
RatingValue
AA0.07%
AAA99.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
17%₹7,705 Cr
Net Receivables / (Payables)
CBLO | -
5%-₹2,107 Cr
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹1,241 Cr25,000
Punjab National Bank
Certificate of Deposit | -
2%₹1,143 Cr23,000
Indian Bank
Certificate of Deposit | -
2%₹1,034 Cr20,740
↓ -9,260
The Federal Bank Limited
Certificate of Deposit | -
2%₹990 Cr20,000
Adani Ports And SPecial Economic Zone Limited
Commercial Paper | -
2%₹699 Cr14,000
Adani Ports And Special Economic Zone Limited
Commercial Paper | -
2%₹698 Cr14,000
↑ 14,000
Indian Bank
Certificate of Deposit | -
1%₹695 Cr14,000
↑ 14,000
Reliance Retail Ventures Limited
Commercial Paper | -
1%₹692 Cr14,000
↑ 3,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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