+91-22-48913909SWP Calculator -- Systematic Withdrawal Plan Calculator
SWP Calculator is a tool that helps individuals to calculate how their SWP investment will be over the tenure. SWP or Systematic Withdrawal Plan is a technique of redeeming the units or investment in Mutual Funds. In SWP, individuals invest their money in a Mutual Fund scheme and then withdraw their investments over a given tenure. SWP is generally suitable for individuals who are looking for a fixed income over a regular tenure. The article gives you a holistic understanding of the concept of Systematic Withdrawal Plan, how does the SWP calculator work, and other related parameters.
What does SWP in Mutual Fund Mean?
Systematic Withdrawal Plan or SWP in Mutual Funds refers to a systematic and planned process of redeeming the units of Mutual Fund investment. The concept of SWP works in the reverse manner of SIP. In SWP, individuals invest a lump sum amount in Mutual Fund schemes that generally carry a low risk-appetite, like Liquid Funds or ultra short-term funds. The individuals then start to withdraw the invested amount at regular intervals. Individuals can customize their frequency of withdrawal such as monthly, quarterly, annually, and so on, based on their requirements. In this case, the money invested in Mutual Funds also fetches revenue for the individuals. Individuals, especially retired ones, who are looking for a regular source of income can choose to opt for Systematic Withdrawal Plan by investing in Mutual Funds.
SWP Mutual Fund Calculator
SWP Calculator helps individuals to estimate their withdrawals in Mutual Fund investment over a given tenure. The input data that is required to be entered in the SWP calculator includes:
- SWP/Withdrawal Amount - It refers to the fixed withdrawal amount that you are planning to withdraw at regular intervals.
- Initial Investment - Initial investment refers to the lump sum amount that you wish to invest in the Mutual Fund scheme.
- Withdrawal Frequency - Withdrawal frequency, refers to the timeframe at which you would like to withdraw your investment. This can be either monthly, weekly, or quarterly. generally calculations are done for monthly.
- Expected Rate of Returns - It means the returns that you are expecting on your investment.
So, let us have a detailed understand the concept of SWP calculator with an illustration.
Sample Illustration
- Initial Investment Amount - INR 1,20,000
- SWP Amount - INR 10,000
- Withdrawal Tenure - 12 Months
- Expected Rate of Return - 7%
The calculation of the SWP table is given below as follows.
| Month | Balance at the Beginning of the Month (INR) | Redemption Amount (INR) | Interest Earned (INR) | Balance at the End of the Month (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 11 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
Thus, from the above table, it can be said that the profit earned of Mutual Fund scheme by way of SWP transaction is INR 4,026.
VALUE AT END OF TENOR:₹4,597SWP Calculator
Benefits of Systematic Withdrawal Plan
Some of the major benefits of SWP are as follows.
Regular Income Flow
One of the primary advantages of SWP is that individuals can use Systematic Withdrawal Plan as a source of regular income. This is because the amount withdrawn remains constant.
Disciplined Withdrawal Habit
SWP creates a disciplined withdrawal habit among individuals as only a fixed amount is withdrawn and the remaining money is kept invested in Mutual Funds. This prevents capital erosion on investment. Also, the investment in Mutual Funds generates returns.
Substitute for Pension
SWP acts as a substitute for pension in case of retired individuals. Retirees can assure themselves for regular income through SWP.
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Fund Selection Methodology used to find 7 funds
Best SWP Mutual Funds for 2026
SWP is generally done in Mutual Fund schemes that carry a low level of risk like liquid funds. Therefore, some of the best Mutual Fund schemes under liquid / ultrashort category having net assets higher than 1000 crore are listed below as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹574.958
↑ 0.57 ₹21,467 1.5 2.9 6.6 7.3 7.4 7.14% 5M 23D 6M 18D ICICI Prudential Ultra Short Term Fund Growth ₹29.0296
↑ 0.03 ₹14,897 1.5 2.9 6.5 7.1 7.1 7.11% 5M 8D 6M 14D SBI Magnum Ultra Short Duration Fund Growth ₹6,260.07
↑ 6.20 ₹13,685 1.6 3 6.4 7 7 6.47% 4M 13D 6M BOI AXA Liquid Fund Growth ₹3,151.42
↑ 1.18 ₹1,915 1.7 3.2 6.3 7 6.6 6.34% 1M 17D 1M 17D Edelweiss Liquid Fund Growth ₹3,499.14
↑ 1.49 ₹10,631 1.7 3.1 6.3 6.9 6.5 6.04% 1M 6D 1M 6D Axis Liquid Fund Growth ₹3,046.97
↑ 1.14 ₹43,636 1.7 3.2 6.3 7 6.6 6.36% 1M 11D 1M 14D DSP Liquidity Fund Growth ₹3,906.29
↑ 1.48 ₹21,058 1.7 3.2 6.3 6.9 6.5 6.44% 1M 13D 1M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 26 Research Highlights & Commentary of 7 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund BOI AXA Liquid Fund Edelweiss Liquid Fund Axis Liquid Fund DSP Liquidity Fund Point 1 Upper mid AUM (₹21,467 Cr). Lower mid AUM (₹14,897 Cr). Lower mid AUM (₹13,685 Cr). Bottom quartile AUM (₹1,915 Cr). Bottom quartile AUM (₹10,631 Cr). Highest AUM (₹43,636 Cr). Upper mid AUM (₹21,058 Cr). Point 2 Established history (23+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (16+ yrs). Established history (20+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.62% (top quartile). 1Y return: 6.46% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.30% (lower mid). 1Y return: 6.29% (lower mid). 1Y return: 6.29% (bottom quartile). 1Y return: 6.27% (bottom quartile). Point 6 1M return: 0.54% (bottom quartile). 1M return: 0.62% (bottom quartile). 1M return: 0.66% (lower mid). 1M return: 0.70% (lower mid). 1M return: 0.72% (upper mid). 1M return: 0.73% (top quartile). 1M return: 0.72% (upper mid). Point 7 Sharpe: 2.39 (lower mid). Sharpe: 2.28 (bottom quartile). Sharpe: 2.26 (bottom quartile). Sharpe: 3.36 (top quartile). Sharpe: 3.00 (upper mid). Sharpe: 2.99 (upper mid). Sharpe: 2.91 (lower mid). Point 8 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 1.71 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (top quartile). Yield to maturity (debt): 7.11% (upper mid). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.34% (bottom quartile). Yield to maturity (debt): 6.04% (bottom quartile). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.44% (lower mid). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.37 yrs (lower mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (upper mid). Modified duration: 0.12 yrs (upper mid). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
BOI AXA Liquid Fund
Edelweiss Liquid Fund
Axis Liquid Fund
DSP Liquidity Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for Edelweiss Liquid Fund Below is the key information for Edelweiss Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts Research Highlights for DSP Liquidity Fund Below is the key information for DSP Liquidity Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (09 Apr 26) ₹574.958 ↑ 0.57 (0.10 %) Net Assets (Cr) ₹21,467 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,981 31 Mar 24 ₹11,796 31 Mar 25 ₹12,712 31 Mar 26 ₹13,570 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6.6% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.7 Yr. Kaustubh Gupta 15 Jul 11 14.64 Yr. Monika Gandhi 22 Mar 21 4.94 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 42.74% Debt 56.94% Other 0.32% Debt Sector Allocation
Sector Value Corporate 57.02% Cash Equivalent 26.95% Government 15.71% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Money Mgr Dir Gr
Investment Fund | -5% ₹1,101 Cr 28,181,297
↑ 28,181,297 Shriram Finance Limited
Debentures | -3% ₹612 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹545 Cr 54,000 Bharti Telecom Limited
Debentures | -2% ₹399 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹351 Cr 35,000 Mankind Pharma Limited
Debentures | -1% ₹321 Cr 32,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹303 Cr 30,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹286 Cr 28,500
↑ 3,500 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (09 Apr 26) ₹29.0296 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹14,897 on 15 Mar 26 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.11% Effective Maturity 6 Months 14 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,396 31 Mar 23 ₹10,949 31 Mar 24 ₹11,737 31 Mar 25 ₹12,601 31 Mar 26 ₹13,426 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.9% 1 Year 6.5% 3 Year 7.1% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.1% 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.29 Yr. Ritesh Lunawat 15 Jun 17 8.71 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 81.75% Debt 17.96% Other 0.29% Debt Sector Allocation
Sector Value Corporate 57.93% Cash Equivalent 56.29% Credit Quality
Rating Value AA 20.78% AAA 79.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹454 Cr 450 Vedanta Limited
Debentures | -2% ₹353 Cr 35,000 Goi Floating Rate Bond 2028
Sovereign Bonds | -2% ₹311 Cr 30,773,600 Muthoot Finance Limited
Debentures | -2% ₹303 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹246 Cr 24,500 AU Small Finance Bank Ltd.
Debentures | -1% ₹236 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹201 Cr 20,000 Nuvama Wealth Finance Limited
Debentures | -1% ₹201 Cr 20,000 Motilal Oswal Home Finance Limited
Debentures | -1% ₹201 Cr 20,000 05/03/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹200 Cr 20,000,000 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (09 Apr 26) ₹6,260.07 ↑ 6.20 (0.10 %) Net Assets (Cr) ₹13,685 on 28 Feb 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 6 Months Modified Duration 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,359 31 Mar 23 ₹10,891 31 Mar 24 ₹11,674 31 Mar 25 ₹12,539 31 Mar 26 ₹13,344 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3% 1 Year 6.4% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.79 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 71.7% Debt 31.6% Other 0.35% Debt Sector Allocation
Sector Value Cash Equivalent 52.25% Corporate 44.84% Government 2.57% Credit Quality
Rating Value AA 20.84% AAA 79.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Gs 2026
Sovereign Bonds | -6% ₹880 Cr 88,000,000 Small Industries Development Bank of India
Debentures | -5% ₹749 Cr 16,000
↑ 16,000 Standard Chartered Bank
- | -4% -₹500 Cr Bank of Baroda
Debentures | -3% ₹469 Cr 10,000 Small Industries Development Bank of India
Debentures | -3% ₹421 Cr 9,000
↑ 9,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹390 Cr 39,000 India (Republic of)
- | -3% ₹346 Cr 35,000,000
↑ 35,000,000 Adani Power Limited
Debentures | -2% ₹299 Cr 30,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹254 Cr 255 HSBC Bank PLC
Debentures | -2% -₹250 Cr 4. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (09 Apr 26) ₹3,151.42 ↑ 1.18 (0.04 %) Net Assets (Cr) ₹1,915 on 28 Feb 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.36 Information Ratio 1.71 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.34% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,339 31 Mar 23 ₹10,930 31 Mar 24 ₹11,725 31 Mar 25 ₹12,591 31 Mar 26 ₹13,374 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.54 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 57.03% Corporate 36.26% Government 6.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -8% ₹149 Cr 15,000,000 Indian Bank
Certificate of Deposit | -5% ₹100 Cr 10,000,000 Repo
CBLO/Reverse Repo | -5% ₹99 Cr Union Bank Of India
Certificate of Deposit | -5% ₹92 Cr 9,300,000
↑ 4,300,000 HDFC Securities Limited
Commercial Paper | -4% ₹80 Cr 8,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Canara Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000 07/05/2026 Maturing 91 DTB
Sovereign Bonds | -4% ₹74 Cr 7,500,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 State Bank Of India
Certificate of Deposit | -3% ₹65 Cr 6,500,000 5. Edelweiss Liquid Fund
Edelweiss Liquid Fund
Growth Launch Date 21 Sep 07 NAV (09 Apr 26) ₹3,499.14 ↑ 1.49 (0.04 %) Net Assets (Cr) ₹10,631 on 28 Feb 26 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.04% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,329 31 Mar 23 ₹10,896 31 Mar 24 ₹11,667 31 Mar 25 ₹12,520 31 Mar 26 ₹13,292 Returns for Edelweiss Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.1% 1 Year 6.3% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 6.9% 2022 4.7% 2021 3.2% 2020 4.1% 2019 6.6% 2018 7.4% 2017 6.6% 2016 6.8% Fund Manager information for Edelweiss Liquid Fund
Name Since Tenure Rahul Dedhia 11 Dec 17 8.22 Yr. Hetul Raval 22 Sep 25 0.44 Yr. Data below for Edelweiss Liquid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 77.93% Corporate 21.33% Government 0.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -6% ₹599 Cr 60,000,000 Tbills
Sovereign Bonds | -5% ₹519 Cr 52,500,000
↑ 52,500,000 HDFC Bank Ltd.
Debentures | -4% ₹448 Cr 45,000,000 Larsen & Toubro Ltd.
Commercial Paper | -4% ₹399 Cr 40,000,000 Reverse Repo
CBLO/Reverse Repo | -4% ₹382 Cr 07/05/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹322 Cr 32,500,000
↑ 32,500,000 Bank Of Baroda
Certificate of Deposit | -3% ₹300 Cr 30,000,000
↓ -5,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹300 Cr 30,000,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹299 Cr 30,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹249 Cr 25,000,000 6. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (09 Apr 26) ₹3,046.97 ↑ 1.14 (0.04 %) Net Assets (Cr) ₹43,636 on 28 Feb 26 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 2.99 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.36% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 11 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,340 31 Mar 23 ₹10,930 31 Mar 24 ₹11,723 31 Mar 25 ₹12,584 31 Mar 26 ₹13,360 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13.32 Yr. Aditya Pagaria 13 Aug 16 9.55 Yr. Sachin Jain 3 Jul 23 2.66 Yr. Data below for Axis Liquid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 83.15% Corporate 13.22% Government 3.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -4% ₹1,724 Cr Small Industries Development Bank of India
Commercial Paper | -4% ₹1,693 Cr 34,000
↑ 4,000 Union Bank of India
Domestic Bonds | -3% ₹1,481 Cr 30,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,480 Cr 30,000 27/03/2026 Maturing 91 DTB
Sovereign Bonds | -3% ₹1,440 Cr 144,500,000 National Bank For Agriculture & Rural Development
Commercial Paper | -3% ₹1,232 Cr 25,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹997 Cr 20,000 Punjab National Bank
Domestic Bonds | -2% ₹993 Cr 20,000 07/05/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹990 Cr 100,000,000 India (Republic of)
- | -2% ₹988 Cr 100,000,000
↑ 100,000,000 7. DSP Liquidity Fund
DSP Liquidity Fund
Growth Launch Date 23 Nov 05 NAV (09 Apr 26) ₹3,906.29 ↑ 1.48 (0.04 %) Net Assets (Cr) ₹21,058 on 28 Feb 26 Category Debt - Liquid Fund AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 2.91 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,337 31 Mar 23 ₹10,918 31 Mar 24 ₹11,702 31 Mar 25 ₹12,561 31 Mar 26 ₹13,335 Returns for DSP Liquidity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.4% 2017 6.6% 2016 7.6% Fund Manager information for DSP Liquidity Fund
Name Since Tenure Karan Mundhra 31 May 21 4.75 Yr. Shalini Vasanta 1 Aug 24 1.58 Yr. Kunal Khudania 1 Jan 26 0.16 Yr. Data below for DSP Liquidity Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 68.49% Corporate 26.76% Government 4.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps / Reverse Repo Investments
CBLO/Reverse Repo | -10% -₹2,061 Cr 5.63% Gs 2026
Sovereign Bonds | -8% ₹1,624 Cr 158,900,000
↑ 38,400,000 HDFC Bank Ltd.
Debentures | -4% ₹797 Cr 16,000 Tbill
Sovereign Bonds | -4% ₹773 Cr 77,500,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹499 Cr 10,000 Punjab National Bank (18/03/2026)
Certificate of Deposit | -2% ₹499 Cr 10,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹493 Cr 10,000 India (Republic of)
- | -2% ₹466 Cr 47,150,000
↑ 47,150,000 Bank Of Baroda
Certificate of Deposit | -2% ₹425 Cr 8,500 ICICI Securities Ltd
Commercial Paper | -2% ₹399 Cr 8,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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