Table of Contents
SWP Calculator -- Systematic Withdrawal Plan Calculator
SWP Calculator is a tool that helps individuals to calculate how their SWP investment will be over the tenure. SWP or Systematic Withdrawal Plan is a technique of redeeming the units or investment in Mutual Funds. In SWP, individuals invest their money in a Mutual Fund scheme and then withdraw their investments over a given tenure. SWP is generally suitable for individuals who are looking for a fixed Income over a regular tenure. The article gives you a holistic understanding of the concept of Systematic Withdrawal Plan, how does the SWP calculator work, and other related parameters.
What does SWP in Mutual Fund Mean?
Systematic Withdrawal Plan or SWP in Mutual Funds refers to a systematic and planned process of redeeming the units of Mutual Fund investment. The concept of SWP works in the reverse manner of SIP. In SWP, individuals invest a lump sum amount in Mutual Fund schemes that generally carry a low risk-appetite, like Liquid Funds or ultra short-term funds. The individuals then start to withdraw the invested amount at regular intervals. Individuals can customize their frequency of withdrawal such as monthly, quarterly, annually, and so on, based on their requirements. In this case, the money invested in Mutual Funds also fetches revenue for the individuals. Individuals, especially retired ones, who are looking for a regular source of income can choose to opt for Systematic Withdrawal Plan by investing in Mutual Funds.
SWP Mutual Fund Calculator
SWP Calculator helps individuals to estimate their withdrawals in Mutual Fund investment over a given tenure. The input data that is required to be entered in the SWP calculator includes:
- SWP/Withdrawal Amount - It refers to the fixed withdrawal amount that you are planning to withdraw at regular intervals.
- Initial Investment - Initial investment refers to the lump sum amount that you wish to invest in the Mutual Fund scheme.
- Withdrawal Frequency - Withdrawal frequency, refers to the timeframe at which you would like to withdraw your investment. This can be either monthly, weekly, or quarterly. generally calculations are done for monthly.
- Expected Rate of Returns - It means the returns that you are expecting on your investment.
So, let us have a detailed understand the concept of SWP calculator with an illustration.
Sample Illustration
- Initial Investment Amount - INR 1,20,000
- SWP Amount - INR 10,000
- Withdrawal Tenure - 12 Months
- Expected Rate of Return - 7%
The calculation of the SWP table is given below as follows.
| Month | Balance at the Beginning of the Month (INR) | Redemption Amount (INR) | Interest Earned (INR) | Balance at the End of the Month (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 11 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
Thus, from the above table, it can be said that the profit earned of Mutual Fund scheme by way of SWP transaction is INR 4,026.
VALUE AT END OF TENOR:₹4,597SWP Calculator
Benefits of Systematic Withdrawal Plan
Some of the major benefits of SWP are as follows.
Regular Income Flow
One of the primary advantages of SWP is that individuals can use Systematic Withdrawal Plan as a source of regular income. This is because the amount withdrawn remains constant.
Disciplined Withdrawal Habit
SWP creates a disciplined withdrawal habit among individuals as only a fixed amount is withdrawn and the remaining money is kept invested in Mutual Funds. This prevents Capital erosion on investment. Also, the investment in Mutual Funds generates returns.
Substitute for Pension
SWP acts as a substitute for pension in case of retired individuals. Retirees can assure themselves for regular income through SWP.
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Best SWP Mutual Funds for 2024
SWP is generally done in Mutual Fund schemes that carry a low level of risk like liquid funds. Therefore, some of the best Mutual Fund schemes under liquid / ultrashort category having net assets higher than 1000 crore are listed below as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹501.038
↑ 0.10 ₹10,748 2.1 3.8 7.5 5.8 7.2 7.95% 5M 12D 6M 4D BOI AXA Liquid Fund Growth ₹2,767.21
↑ 0.54 ₹1,322 1.9 3.8 7.3 5.6 7 7.4% 1M 13D 1M 13D Axis Liquid Fund Growth ₹2,675.66
↑ 0.40 ₹22,169 1.9 3.7 7.3 5.5 7.1 7.41% 1M 13D 1M 14D Canara Robeco Liquid Growth ₹2,892.73
↑ 0.44 ₹2,211 1.9 3.7 7.3 5.5 7 7.63% 2M 1D 2M 7D Invesco India Liquid Fund Growth ₹3,303.5
↑ 0.46 ₹8,130 1.9 3.7 7.3 5.5 7 7.39% 1M 15D 1M 15D Mirae Asset Cash Management Fund Growth ₹2,520.96
↑ 0.36 ₹6,872 1.9 3.7 7.3 5.5 7 7.34% 1M 6D 1M 7D Aditya Birla Sun Life Liquid Fund Growth ₹387.33
↑ 0.06 ₹29,764 1.9 3.7 7.2 5.5 7.1 7.47% 1M 17D 1M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Apr 24
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a Below is the key information for Invesco India Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (19 Apr 24) ₹501.038 ↑ 0.10 (0.02 %) Net Assets (Cr) ₹10,748 on 31 Mar 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.95% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,773 31 Mar 21 ₹11,456 31 Mar 22 ₹11,933 31 Mar 23 ₹12,579 31 Mar 24 ₹13,513 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.8% 3 Month 2.1% 6 Month 3.8% 1 Year 7.5% 3 Year 5.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 9.79 Yr. Kaustubh Gupta 15 Jul 11 12.72 Yr. Monika Gandhi 22 Mar 21 3.03 Yr. Dhaval Joshi 21 Nov 22 1.36 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 31.2% Debt 68.48% Other 0.31% Debt Sector Allocation
Sector Value Corporate 62.25% Cash Equivalent 19.08% Government 18.23% Securitized 0.12% Credit Quality
Rating Value AA 32.11% AAA 67.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -5% ₹597 Cr 6,000 Nirma Limited
Debentures | -4% ₹500 Cr 50,000 DBS Bank India Ltd.
Debentures | -4% ₹464 Cr 10,000
↑ 10,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Hindalco Industries Limited
Debentures | -3% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -3% ₹324 Cr 3,250 Pipeline Infrastructure Limited
Debentures | -3% ₹310 Cr 3,100 National Bank For Agriculture And Rural Development
Debentures | -2% ₹302 Cr 3,035 National Bank For Agriculture And Rural Development
Debentures | -2% ₹267 Cr 2,750 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (21 Apr 24) ₹2,767.21 ↑ 0.54 (0.02 %) Net Assets (Cr) ₹1,322 on 31 Mar 24 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.32 Information Ratio -2.87 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,595 31 Mar 21 ₹10,970 31 Mar 22 ₹11,342 31 Mar 23 ₹11,990 31 Mar 24 ₹12,862 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.8% 1 Year 7.3% 3 Year 5.6% 5 Year 5.2% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 2.62 Yr. Data below for BOI AXA Liquid Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 56.9% Corporate 29.45% Government 13.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -12% ₹148 Cr 15,000,000
↑ 10,000,000 Bank Of Baroda
Certificate of Deposit | -5% ₹69 Cr 7,000,000 Repo
CBLO/Reverse Repo | -5% ₹62 Cr Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -4% ₹50 Cr 5,000,000 91 DTB 02052024
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Kotak Securities Ltd
Commercial Paper | -4% ₹49 Cr 5,000,000 182 DTB 23052024
Sovereign Bonds | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Punjab National Bank
Certificate of Deposit | -4% ₹49 Cr 5,000,000 Union Bank of India
Domestic Bonds | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Bajaj Finance Ltd.
Commercial Paper | -4% ₹49 Cr 5,000,000 3. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.3% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (19 Apr 24) ₹2,675.66 ↑ 0.40 (0.01 %) Net Assets (Cr) ₹22,169 on 31 Mar 24 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.41% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,625 31 Mar 21 ₹11,005 31 Mar 22 ₹11,379 31 Mar 23 ₹12,029 31 Mar 24 ₹12,901 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 5.5% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 11.41 Yr. Aditya Pagaria 13 Aug 16 7.64 Yr. Sachin Jain 3 Jul 23 0.75 Yr. Data below for Axis Liquid Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 78.14% Corporate 18.09% Government 3.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -6% ₹2,023 Cr Union Bank Of India
Certificate of Deposit | -4% ₹1,208 Cr 24,500 182 DTB 16052024
Sovereign Bonds | -3% ₹1,186 Cr 120,000,000
↑ 45,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,013 Cr 20,500 Indian Bank
Domestic Bonds | -3% ₹982 Cr 20,000
↑ 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹849 Cr 17,000 Canara Bank
Domestic Bonds | -2% ₹787 Cr 16,000 Punjab National Bank
Domestic Bonds | -2% ₹785 Cr 16,000
↑ 16,000 Small Industries Development Bank Of India
Certificate of Deposit | -2% ₹762 Cr 15,500
↑ 15,500 91 DTB 11042024
Sovereign Bonds | -2% ₹746 Cr 75,000,000 4. Canara Robeco Liquid
CAGR/Annualized return of 6.9% since its launch. Ranked 44 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.2% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (19 Apr 24) ₹2,892.73 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹2,211 on 31 Mar 24 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 1.54 Information Ratio -3.25 Alpha Ratio -0.18 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.63% Effective Maturity 2 Months 7 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,579 31 Mar 21 ₹10,917 31 Mar 22 ₹11,280 31 Mar 23 ₹11,924 31 Mar 24 ₹12,785 Returns for Canara Robeco Liquid
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 5.5% 5 Year 5.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% 2014 9% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 2 Yr. Kunal Jain 18 Jul 22 1.7 Yr. Data below for Canara Robeco Liquid as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 56.03% Corporate 39.84% Government 3.93% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd.
Commercial Paper | -6% ₹200 Cr 4,000 91 DTB 11042024
Sovereign Bonds | -6% ₹194 Cr 19,500,000
↑ 19,500,000 Small Industries Development Bank Of India
Certificate of Deposit | -5% ₹150 Cr 3,000 91 DTB 02052024
Sovereign Bonds | -5% ₹149 Cr 15,000,000
↑ 15,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹148 Cr 3,000 Bank Of Baroda
Certificate of Deposit | -4% ₹148 Cr 3,000 ICICI Bank Limited
Certificate of Deposit | -4% ₹147 Cr 3,000
↑ 3,000 91 DTB 25042024
Sovereign Bonds | -4% ₹124 Cr 12,500,000
↑ 12,500,000 HDFC Bank Limited
Commercial Paper | -3% ₹100 Cr 2,000 ICICI Securities Limited
Commercial Paper | -3% ₹100 Cr 2,000 5. Invesco India Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% . Invesco India Liquid Fund
Growth Launch Date 17 Nov 06 NAV (19 Apr 24) ₹3,303.5 ↑ 0.46 (0.01 %) Net Assets (Cr) ₹8,130 on 31 Mar 24 Category Debt - Liquid Fund AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 1 Month 15 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,598 31 Mar 21 ₹10,971 31 Mar 22 ₹11,340 31 Mar 23 ₹11,979 31 Mar 24 ₹12,842 Returns for Invesco India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 5.5% 5 Year 5.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.3% 2020 4.1% 2019 6.5% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% Fund Manager information for Invesco India Liquid Fund
Name Since Tenure Krishna Cheemalapati 25 Apr 11 12.95 Yr. Prateek Jain 14 Feb 22 2.13 Yr. Data below for Invesco India Liquid Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.84% Other 0.16% Debt Sector Allocation
Sector Value Cash Equivalent 77.06% Corporate 16% Government 6.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -4% ₹455 Cr Bank Of Baroda
Certificate of Deposit | -2% ₹200 Cr 20,000,000 91 DTB 02052024
Sovereign Bonds | -2% ₹198 Cr 20,000,000 Indian Bank
Domestic Bonds | -2% ₹197 Cr 20,000,000
↑ 20,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹197 Cr 20,000,000
↑ 20,000,000 HDFC Bank Ltd.
Debentures | -2% ₹197 Cr 20,000,000
↑ 20,000,000 Canara Bank
Domestic Bonds | -2% ₹197 Cr 20,000,000
↑ 20,000,000 Kotak Securities Ltd
Commercial Paper | -2% ₹197 Cr 20,000,000 Larsen & Toubro Ltd.
Commercial Paper | -2% ₹196 Cr 20,000,000
↑ 20,000,000 HDFC Bank Ltd.
Debentures | -2% ₹196 Cr 20,000,000
↑ 20,000,000 6. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 48 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (19 Apr 24) ₹2,520.96 ↑ 0.36 (0.01 %) Net Assets (Cr) ₹6,872 on 31 Mar 24 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.19 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.34% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,614 31 Mar 21 ₹10,993 31 Mar 22 ₹11,364 31 Mar 23 ₹12,007 31 Mar 24 ₹12,872 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 5.5% 5 Year 5.2% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Abhishek Iyer 28 Dec 20 3.26 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 64.24% Corporate 23.68% Government 11.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
CBLO | -4% -₹420 Cr India (Republic of)
- | -3% ₹346 Cr 35,000,000
↑ 5,000,000 State Bank Of India
Certificate of Deposit | -3% ₹291 Cr 29,500,000
↑ 29,500,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹275 Cr 27,500,000 Canara Bank
Domestic Bonds | -3% ₹272 Cr 27,500,000 Grasim Industries Ltd.
Commercial Paper | -2% ₹250 Cr 25,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -2% ₹249 Cr 25,000,000
↓ -20,000,000 91 DTB 21032024
Sovereign Bonds | -2% ₹225 Cr 22,500,000 HDFC Bank Limited
Commercial Paper | -2% ₹200 Cr 20,000,000 Aditya Birla Fashion & Retail Ltd.
Commercial Paper | -2% ₹200 Cr 20,000,000 7. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.8% and 2021 was 3.3% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (19 Apr 24) ₹387.33 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹29,764 on 31 Mar 24 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 1.19 Information Ratio -2.9 Alpha Ratio -0.23 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,627 31 Mar 21 ₹11,013 31 Mar 22 ₹11,386 31 Mar 23 ₹12,033 31 Mar 24 ₹12,898 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.2% 3 Year 5.5% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.2% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 12.72 Yr. Kaustubh Gupta 15 Jul 11 12.72 Yr. Sanjay Pawar 1 Jul 22 1.75 Yr. Dhaval Joshi 21 Nov 22 1.36 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 71.96% Corporate 18.46% Government 9.32% Credit Quality
Rating Value AA 0.25% AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -9% ₹3,584 Cr Net Receivables / (Payables)
CBLO | -5% -₹1,923 Cr Bank Of Baroda
Certificate of Deposit | -3% ₹1,183 Cr 24,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹999 Cr 20,000 Canfin Homes Limited
Commercial Paper | -3% ₹999 Cr 20,000 India (Republic of)
- | -3% ₹989 Cr 100,000,000 India (Republic of)
- | -3% ₹984 Cr 100,000,000
↑ 100,000,000 182 DTB 29032024
Sovereign Bonds | -2% ₹963 Cr 96,500,000 Axis Bank Limited
Certificate of Deposit | -2% ₹938 Cr 19,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹936 Cr 19,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
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