Table of Contents
SWP Calculator -- Systematic Withdrawal Plan Calculator
SWP Calculator is a tool that helps individuals to calculate how their SWP investment will be over the tenure. SWP or Systematic Withdrawal Plan is a technique of redeeming the units or investment in Mutual Funds. In SWP, individuals invest their money in a Mutual Fund scheme and then withdraw their investments over a given tenure. SWP is generally suitable for individuals who are looking for a fixed Income over a regular tenure. The article gives you a holistic understanding of the concept of Systematic Withdrawal Plan, how does the SWP calculator work, and other related parameters.
What does SWP in Mutual Fund Mean?
Systematic Withdrawal Plan or SWP in Mutual Funds refers to a systematic and planned process of redeeming the units of Mutual Fund investment. The concept of SWP works in the reverse manner of SIP. In SWP, individuals invest a lump sum amount in Mutual Fund schemes that generally carry a low risk-appetite, like Liquid Funds or ultra short-term funds. The individuals then start to withdraw the invested amount at regular intervals. Individuals can customize their frequency of withdrawal such as monthly, quarterly, annually, and so on, based on their requirements. In this case, the money invested in Mutual Funds also fetches revenue for the individuals. Individuals, especially retired ones, who are looking for a regular source of income can choose to opt for Systematic Withdrawal Plan by investing in Mutual Funds.
SWP Mutual Fund Calculator
SWP Calculator helps individuals to estimate their withdrawals in Mutual Fund investment over a given tenure. The input data that is required to be entered in the SWP calculator includes:
- SWP/Withdrawal Amount - It refers to the fixed withdrawal amount that you are planning to withdraw at regular intervals.
- Initial Investment - Initial investment refers to the lump sum amount that you wish to invest in the Mutual Fund scheme.
- Withdrawal Frequency - Withdrawal frequency, refers to the timeframe at which you would like to withdraw your investment. This can be either monthly, weekly, or quarterly. generally calculations are done for monthly.
- Expected Rate of Returns - It means the returns that you are expecting on your investment.
So, let us have a detailed understand the concept of SWP calculator with an illustration.
Sample Illustration
- Initial Investment Amount - INR 1,20,000
- SWP Amount - INR 10,000
- Withdrawal Tenure - 12 Months
- Expected Rate of Return - 7%
The calculation of the SWP table is given below as follows.
| Month | Balance at the Beginning of the Month (INR) | Redemption Amount (INR) | Interest Earned (INR) | Balance at the End of the Month (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 11 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
Thus, from the above table, it can be said that the profit earned of Mutual Fund scheme by way of SWP transaction is INR 4,026.
VALUE AT END OF TENOR:₹4,597SWP Calculator
Benefits of Systematic Withdrawal Plan
Some of the major benefits of SWP are as follows.
Regular Income Flow
One of the primary advantages of SWP is that individuals can use Systematic Withdrawal Plan as a source of regular income. This is because the amount withdrawn remains constant.
Disciplined Withdrawal Habit
SWP creates a disciplined withdrawal habit among individuals as only a fixed amount is withdrawn and the remaining money is kept invested in Mutual Funds. This prevents Capital erosion on investment. Also, the investment in Mutual Funds generates returns.
Substitute for Pension
SWP acts as a substitute for pension in case of retired individuals. Retirees can assure themselves for regular income through SWP.
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Best SWP Mutual Funds for 2023
SWP is generally done in Mutual Fund schemes that carry a low level of risk like liquid funds. Therefore, some of the best Mutual Fund schemes under liquid / ultrashort category having net assets higher than 1000 crore are listed below as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹470.777
↑ 0.09 ₹14,525 2 3.6 6.5 5.2 4.8 7.56% 5M 8D 5M 16D Axis Liquid Fund Growth ₹2,516.52
↑ 0.44 ₹25,739 1.8 3.5 6.4 4.4 4.9 7.09% 1M 8D 1M 8D Aditya Birla Sun Life Liquid Fund Growth ₹364.483
↑ 0.06 ₹39,131 1.9 3.5 6.4 4.4 4.8 7.32% 1M 20D 1M 20D Baroda Pioneer Liquid Fund Growth ₹2,603.67
↑ 0.47 ₹7,111 1.8 3.5 6.4 4.4 4.9 7.15% 26D 29D SBI Magnum Ultra Short Duration Fund Growth ₹5,165.49
↑ 0.97 ₹11,493 2 3.5 6.3 4.6 4.5 7.44% 5M 12D 5M 26D Canara Robeco Liquid Growth ₹2,721.27
↑ 0.46 ₹3,732 1.8 3.5 6.3 4.3 4.9 7.07% 1M 4D 1M 7D UTI Liquid Cash Plan Growth ₹3,710.92
↑ 0.67 ₹27,772 1.8 3.5 6.3 4.3 4.8 7.23% 1M 27D 1M 27D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a Below is the key information for UTI Liquid Cash Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (07 Jun 23) ₹470.777 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹14,525 on 30 Apr 23 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.49 Sharpe Ratio -0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,874 31 May 20 ₹11,722 31 May 21 ₹12,369 31 May 22 ₹12,833 31 May 23 ₹13,652 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 6.5% 3 Year 5.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 14 Jun 14 8.88 Yr. Kaustubh Gupta 15 Jul 11 11.8 Yr. Monika Gandhi 22 Mar 21 2.11 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 61.38% Debt 38.62% Debt Sector Allocation
Sector Value Corporate 43.74% Cash Equivalent 30.82% Government 25.2% Securitized 0.24% Credit Quality
Rating Value AA 21.44% AAA 78.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29062023
Sovereign Bonds | -6% ₹855 Cr 86,204,130
↓ -5,000,000 Housing Development Finance Corporation Ltd
Debentures | -4% ₹597 Cr 6,000 182 DTB 29092023
Sovereign Bonds | -3% ₹487 Cr 50,000,000 Hindalco Industries Limited
Debentures | -2% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Shriram Finance Limited
Debentures | -2% ₹275 Cr 2,750 Sikka Ports & Terminals Limited
Debentures | -2% ₹252 Cr 2,520 Reliance Industries Limited
Debentures | -2% ₹251 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 2,500 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹250 Cr 2,500 2. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (07 Jun 23) ₹2,516.52 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹25,739 on 30 Apr 23 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,758 31 May 20 ₹11,391 31 May 21 ₹11,760 31 May 22 ₹12,170 31 May 23 ₹12,936 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.4% 3 Year 4.4% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 10.49 Yr. Aditya Pagaria 13 Aug 16 6.72 Yr. Data below for Axis Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 70.62% Government 22.24% Corporate 7.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -6% ₹1,895 Cr 91 DTB 13072023
Sovereign Bonds | -3% ₹989 Cr 100,000,000 91 DTB 15062023
Sovereign Bonds | -3% ₹806 Cr 81,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹795 Cr 16,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹777 Cr 15,600
↑ 4,100 Canara Bank
Certificate of Deposit | -3% ₹749 Cr 15,000 91 DTB 25052023
Sovereign Bonds | -3% ₹749 Cr 75,000,000 Indian Bank
Certificate of Deposit | -3% ₹747 Cr 15,000 Punjab National Bank
Certificate of Deposit | -2% ₹738 Cr 15,000
↑ 15,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹572 Cr 11,500 3. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (07 Jun 23) ₹364.483 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹39,131 on 30 Apr 23 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio -0.02 Information Ratio -4.07 Alpha Ratio -0.16 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,754 31 May 20 ₹11,390 31 May 21 ₹11,764 31 May 22 ₹12,170 31 May 23 ₹12,936 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.5% 1 Year 6.4% 3 Year 4.4% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.3% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 11.8 Yr. Kaustubh Gupta 15 Jul 11 11.8 Yr. Sanjay Pawar 1 Jul 22 0.83 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 68.16% Corporate 17.34% Government 14.5% Credit Quality
Rating Value AA 0.09% AAA 99.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -6% ₹2,622 Cr 7.16% Govt Stock 2023
Sovereign Bonds | -6% ₹2,433 Cr 243,337,000 91 DTB 13072023
Sovereign Bonds | -5% ₹1,908 Cr 192,921,400 Indian Bank
Certificate of Deposit | -4% ₹1,792 Cr 36,000 Bank Of Maharashtra
Certificate of Deposit | -2% ₹996 Cr 20,000 Dbs Bank India Limited
Certificate of Deposit | -2% ₹993 Cr 20,000 Indian Bank
Certificate of Deposit | -2% ₹991 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹985 Cr 19,800 Net Receivables / (Payables)
CBLO | -2% -₹875 Cr ICICI Securities Limited
Commercial Paper | -2% ₹795 Cr 16,000 4. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (07 Jun 23) ₹2,603.67 ↑ 0.47 (0.02 %) Net Assets (Cr) ₹7,111 on 30 Apr 23 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.42 Information Ratio -3.5 Alpha Ratio -0.1 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 29 Days Modified Duration 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,757 31 May 20 ₹11,382 31 May 21 ₹11,746 31 May 22 ₹12,159 31 May 23 ₹12,924 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.4% 3 Year 4.4% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.53 Yr. Vikram Pamnani 14 Mar 22 1.13 Yr. Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 70.53% Corporate 21.27% Government 8.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 16-May-2023
CBLO/Reverse Repo | -20% ₹1,660 Cr Net Receivable / Payable
CBLO | -9% -₹746 Cr 182 DTB 01062023
Sovereign Bonds | -5% ₹379 Cr 38,000,000
↑ 23,000,000 Small Industries Development Bank of India
Commercial Paper | -4% ₹344 Cr 7,000
↑ 7,000 364 Dtb 01062023
Sovereign Bonds | -4% ₹323 Cr 32,400,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -4% ₹314 Cr 6,300
↑ 300 Canara Bank
Certificate of Deposit | -4% ₹300 Cr 6,000 Ntpc Limited
Commercial Paper | -4% ₹296 Cr 6,000
↑ 6,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹250 Cr 5,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹248 Cr 5,000 5. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2022 was 4.5% , 2021 was 3.4% and 2020 was 5.9% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (07 Jun 23) ₹5,165.49 ↑ 0.97 (0.02 %) Net Assets (Cr) ₹11,493 on 30 Apr 23 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.49 Sharpe Ratio -0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.44% Effective Maturity 5 Months 26 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,848 31 May 20 ₹11,658 31 May 21 ₹12,150 31 May 22 ₹12,545 31 May 23 ₹13,324 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.5% 1 Year 6.3% 3 Year 4.6% 5 Year 5.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9% 2013 9.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Mohit Jain 30 Nov 17 5.42 Yr. Arun R. 1 Jul 21 1.83 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 78.57% Debt 21.43% Debt Sector Allocation
Sector Value Cash Equivalent 59.11% Government 20.48% Corporate 20.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 03082023
Sovereign Bonds | -10% ₹1,202 Cr 122,000,000
↑ 122,000,000 182 DTB 22092023
Sovereign Bonds | -3% ₹439 Cr 45,000,000 91 DTB 01062023
Sovereign Bonds | -2% ₹282 Cr 28,331,000 182 DTB 31082023
Sovereign Bonds | -2% ₹245 Cr 25,000,000 182 DTB 14092023
Sovereign Bonds | -2% ₹196 Cr 20,000,000 09.63 AP Sdl 2024
Sovereign Bonds | -1% ₹184 Cr 18,100,000 Kotak Mahindra Prime Limited
Debentures | -1% ₹173 Cr 1,750 7.16% Govt Stock 2023
Sovereign Bonds | -1% ₹147 Cr 14,700,000 Bajaj Housing Finance Limited
Debentures | -1% ₹147 Cr 1,500
↑ 1,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹125 Cr 1,250 6. Canara Robeco Liquid
CAGR/Annualized return of 6.9% since its launch. Ranked 44 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (07 Jun 23) ₹2,721.27 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹3,732 on 15 May 23 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio 0.26 Information Ratio -3.43 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,743 31 May 20 ₹11,301 31 May 21 ₹11,654 31 May 22 ₹12,053 31 May 23 ₹12,811 Returns for Canara Robeco Liquid
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% 2014 9% 2013 9.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 1.08 Yr. Kunal Jain 18 Jul 22 0.79 Yr. Data below for Canara Robeco Liquid as on 15 May 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 78.41% Corporate 12.93% Government 8.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -7% ₹255 Cr Reliance Retail Ventures Limited
Commercial Paper | -5% ₹197 Cr 4,000
↑ 4,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹173 Cr 3,500
↑ 3,500 91 DTB 10082023
Sovereign Bonds | -5% ₹172 Cr 17,500,000
↑ 17,500,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹150 Cr 3,000 Union Bank Of India
Certificate of Deposit | -4% ₹149 Cr 3,000
↑ 2,000 LIC Housing Finance Limited
Commercial Paper | -3% ₹125 Cr 2,500 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹100 Cr 2,000 Bajaj Finance Limited
Commercial Paper | -3% ₹100 Cr 2,000
↑ 1,000 Axis Bank Limited
Certificate of Deposit | -3% ₹100 Cr 2,000 7. UTI Liquid Cash Plan
CAGR/Annualized return of 6.8% since its launch. Ranked 32 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . UTI Liquid Cash Plan
Growth Launch Date 11 Dec 03 NAV (07 Jun 23) ₹3,710.92 ↑ 0.67 (0.02 %) Net Assets (Cr) ₹27,772 on 30 Apr 23 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio -0.1 Information Ratio -4.86 Alpha Ratio -0.16 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,757 31 May 20 ₹11,378 31 May 21 ₹11,747 31 May 22 ₹12,154 31 May 23 ₹12,916 Returns for UTI Liquid Cash Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.1% Fund Manager information for UTI Liquid Cash Plan
Name Since Tenure Amit Sharma 7 Jul 17 5.82 Yr. Data below for UTI Liquid Cash Plan as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 60.03% Government 25.42% Corporate 14.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹1,243 Cr 12,500,000,000 91 DTB 27072023
Sovereign Bonds | -4% ₹1,233 Cr 12,500,000,000
↑ 12,500,000,000 91 DTB 23062023
Sovereign Bonds | -4% ₹1,192 Cr 12,000,000,000 Net Current Assets
Net Current Assets | -4% ₹1,041 Cr Indian Bank
Certificate of Deposit | -3% ₹846 Cr 8,500,000,000 91 DTB 18052023
Sovereign Bonds | -3% ₹790 Cr 7,900,000,000 91 DTB 06072023
Sovereign Bonds | -3% ₹743 Cr 7,500,000,000 91 DTB 20072023
Sovereign Bonds | -3% ₹741 Cr 7,500,000,000
↑ 7,500,000,000 7.16% Govt Stock 2023
Sovereign Bonds | -2% ₹700 Cr 7,000,000,000 Punjab & Sind Bank
Certificate of Deposit | -2% ₹500 Cr 5,000,000,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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