Fincash » UTI Dividend Yield Fund Vs Templeton India Equity Income Fund
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UTI Dividend Yield Fund Vs Templeton India Equity Income Fund is a comparison between both the schemes in order to help the investors in making a better investment decision. Both the funds belong to the same category i.e., dividend yield Equity Fund. dividend yield funds invest their major portion of the corpus in dividend yielding stocks. These funds invest its corpus in stocks that have a dividend yield higher than the average dividend yield of the Market, it can be higher than the Nifty 50 or the Sensex. So, let's see the difference between UTI Dividend Yield Fund Vs Templeton India Equity Income Fund by looking at some important parameters like past performance, AUM, NAV, SIP/lump sum investment, etc.
UTI Dividend Yield Fund was launched in the year 2005 with an aim to provide medium to long term Capital gains and/or dividend distribution by Investing in equity and related instruments which offer high dividend yield.
Some of the top holdings of the fund as on 30th June 2018 are Infosys Ltd, Mphasis Ltd, Tech Mahindra Ltd, Tata Consultancy Services Ltd, ITC Ltd, etc.
Templeton India Equity Income Fund was launched in the year 2006. This fund is an open-ended diversified equity fund aiming to generate regular income and long term capital appreciation by investing in stocks that have the potentiality to attractive dividend yield.
Some of the top holdings of Templeton India Equity Income Fund (as on 30th June'18) are HDFC Bank Ltd, Bajaj Holdings and Investment Ltd, Tata Chemicals Ltd, Reliance Industries Ltd, Medy-Tox Inc, etc.
Bart UTI Dividend Yield Fund Vs Templeton India Equity Income Fund differ on account of various parameters such as performance, NAV, AUM, and so on. These differences exist, though both the schemes are a part of the same category. So, let’s understand the differences between these schemes with the help of four sections, namely, basics section, the performance section, yearly performance section, and other details section.
Fincash Rating, AUM, scheme category, and current NAV are some of the parameters that form part of this basics section. To begin with the scheme category, it can be said that both the schemes belong to the same category of dividend-equity fund.
With respect to Fincash Rating, it can be said that UTI Dividend Yield Fund is rated as a 1-star fund and Templeton India Equity Income Fund is rated as a 3-star fund.
The summary comparison of the basics section is tabulated as follows.
Parameters Basics NAV Net Assets (Cr) Launch Date Rating Category Sub Cat. Category Rank Risk Expense Ratio Sharpe Ratio Information Ratio Alpha Ratio Benchmark Exit Load UTI Dividend Yield Fund
Growth
Fund Details ₹110.386 ↑ 1.01 (0.92 %) ₹2,810 on 30 Apr 23 3 May 05 ☆ Equity Dividend Yield 75 Moderately High 2.1 -0.23 -0.42 -2.63 Not Available 0-1 Years (1%),1 Years and above(NIL) Templeton India Equity Income Fund
Growth
Fund Details ₹91.46 ↑ 0.65 (0.71 %) ₹1,411 on 30 Apr 23 18 May 06 ☆☆☆ Equity Dividend Yield 46 Moderately High 2.32 0.16 1.09 -2.62 Not Available 0-1 Years (1%),1 Years and above(NIL)
It is the second section in the comparison that analyses the difference in the Compounded Annual Growth Rate or CAGR returns between the scheme. These CAGR returns are compared at different time intervals such as 3 Month Return, 3 Year Return, 5 Year Return, and Return since Inception. The comparison of performance section shows that UTI Dividend Yield Fund has performed better in some instance and in some case, Templeton India Equity Income Fund has performed better. The table given below shows the summary comparison of the performance section.
Parameters Performance 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since launch UTI Dividend Yield Fund
Growth
Fund Details 5.3% 5.3% 4.5% 12.8% 23.5% 11.7% 14.2% Templeton India Equity Income Fund
Growth
Fund Details 1.7% 3% 3.9% 10% 31.7% 13.7% 13.9%
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The comparison of absolute returns generated by both the schemes for a particular year is done in the yearly performance section. With respect to absolute returns section, it can be said that for certain years Axis Focused 25 Fund leads the race while in others, Templeton India Equity Income Fund leads the race. The performance of the yearly performance section is as follows.
Parameters Yearly Performance 2022 2021 2020 2019 2018 UTI Dividend Yield Fund
Growth
Fund Details -5.3% 38.8% 18.9% 3.3% 0.5% Templeton India Equity Income Fund
Growth
Fund Details 5.3% 43.1% 22.9% 5.3% -8.6%
The comparison in this section includes comparable elements such as minimum SIP investment and minimum lump sum investment. With respect to the minimum SIP investment, both scheme's amount is the same, i.e., INR 500, and even in case of a minimum lump sum, it is the same for both the scheme, i.e., INR 5,000.
UTI Dividend Yield Fund is being managed by Swati Kulkarni since 2005.
Templeton India Equity Income Fund is jointly managed by Vikas Chiranewal and Srikesh Nair.
The table given below summarizes the comparison of the other details section.
Parameters Other Details Min SIP Investment Min Investment Fund Manager UTI Dividend Yield Fund
Growth
Fund Details ₹500 ₹5,000 Amit Premchandani - 0.45 Yr. Templeton India Equity Income Fund
Growth
Fund Details ₹500 ₹5,000 Anand Radhakrishnan - 4.33 Yr.
UTI Dividend Yield Fund
Growth
Fund Details Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,311 31 May 20 ₹8,842 31 May 21 ₹14,339 31 May 22 ₹15,439 31 May 23 ₹17,112 Templeton India Equity Income Fund
Growth
Fund Details Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,733 31 May 20 ₹7,862 31 May 21 ₹14,319 31 May 22 ₹17,301 31 May 23 ₹18,860
UTI Dividend Yield Fund
Growth
Fund Details Asset Allocation
Asset Class Value Cash 1.33% Equity 98.67% Equity Sector Allocation
Sector Value Technology 23.54% Consumer Defensive 17.63% Financial Services 13.06% Utility 9.88% Energy 7.92% Basic Materials 7.44% Industrials 6.82% Health Care 6.43% Consumer Cyclical 5.29% Communication Services 0.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY7% ₹188 Cr 1,500,000 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC6% ₹179 Cr 4,200,000
↓ -600,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Jul 05 | NTPC5% ₹141 Cr 8,200,000
↓ -300,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | TECHM5% ₹138 Cr 1,350,000 Tata Steel Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL4% ₹117 Cr 10,838,600 Mphasis Ltd Shs Dematerialised (Technology)
Equity, Since 31 Mar 14 | MPHASIS4% ₹109 Cr 600,000 Marico Ltd Shs Dematerialsed (Consumer Defensive)
Equity, Since 29 Feb 20 | MARICO4% ₹107 Cr 2,150,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR4% ₹104 Cr 425,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 08 | TCS3% ₹97 Cr 300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 07 | ICICIBANK3% ₹83 Cr 900,000
↓ -100,000 Templeton India Equity Income Fund
Growth
Fund Details Asset Allocation
Asset Class Value Cash 6.01% Equity 93.96% Other 0.03% Equity Sector Allocation
Sector Value Technology 21.66% Utility 20.84% Energy 14.86% Consumer Defensive 12.67% Real Estate 6.01% Basic Materials 5.53% Consumer Cyclical 4.77% Financial Services 4.64% Industrials 2.08% Communication Services 0.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 19 | POWERGRID6% ₹83 Cr 3,500,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Jan 19 | NTPC5% ₹65 Cr 3,800,000 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Sep 21 | ITC5% ₹64 Cr 1,500,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 13 | INFY4% ₹63 Cr 500,000 NHPC Ltd (Utilities)
Equity, Since 31 Mar 20 | NHPC4% ₹62 Cr 14,000,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 22 | HCLTECH4% ₹56 Cr 530,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 19 | GAIL4% ₹56 Cr 5,250,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 28 Feb 07 | 5003124% ₹52 Cr 3,300,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 Oct 19 | EMBASSY3% ₹43 Cr 1,300,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | HDFC3% ₹42 Cr 150,000
Therefore, it can be said on the above-mentioned pointers that, there exist numerous differences between both the schemes. As a result, individuals should be careful while choosing any of the schemes for investment. They should have a complete understanding of the scheme and check whether it suits their investment objectives. If required, people can also consult a financial advisor for an opinion. This will help individuals to attain their objectives on time and in a hassle-free manner.
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