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Fincash » UTI Dividend Yield Fund Vs Templeton India Equity Income Fund

UTI Dividend Yield Fund Vs Templeton India Equity Income Fund

Updated on July 27, 2021 , 388 views

UTI Dividend Yield Fund Vs Templeton India Equity Income Fund is a comparison between both the schemes in order to help the investors in making a better investment decision. Both the funds belong to the same category i.e., dividend yield Equity Fund. dividend yield funds invest their major portion of the corpus in dividend yielding stocks. These funds invest its corpus in stocks that have a dividend yield higher than the average dividend yield of the market, it can be higher than the Nifty 50 or the Sensex. So, let's see the difference between UTI Dividend Yield Fund Vs Templeton India Equity Income Fund by looking at some important parameters like past performance, AUM, NAV, SIP/lump sum investment, etc.

UTI Divedend Yield Fund

UTI Dividend Yield Fund was launched in the year 2005 with an aim to provide medium to long term Capital gains and/or dividend distribution by Investing in equity and related instruments which offer high dividend yield.

Some of the top holdings of the fund as on 30th June 2018 are Infosys Ltd, Mphasis Ltd, Tech Mahindra Ltd, Tata Consultancy Services Ltd, ITC Ltd, etc.

Templeton India Equity Income Fund

Templeton India Equity Income Fund was launched in the year 2006. This fund is an open-ended diversified equity fund aiming to generate regular income and long term capital appreciation by investing in stocks that have the potentiality to attractive dividend yield.

Some of the top holdings of Templeton India Equity Income Fund (as on 30th June'18) are HDFC Bank Ltd, Bajaj Holdings and Investment Ltd, Tata Chemicals Ltd, Reliance Industries Ltd, Medy-Tox Inc, etc.

UTI Dividend Yield Fund Vs Templeton India Equity Income Fund

Bart UTI Dividend Yield Fund Vs Templeton India Equity Income Fund differ on account of various parameters such as performance, NAV, AUM, and so on. These differences exist, though both the schemes are a part of the same category. So, let’s understand the differences between these schemes with the help of four sections, namely, basics section, the performance section, yearly performance section, and other details section.

Basics Section

Fincash Rating, AUM, scheme category, and current NAV are some of the parameters that form part of this basics section. To begin with the scheme category, it can be said that both the schemes belong to the same category of dividend-equity fund.

With respect to Fincash Rating, it can be said that UTI Dividend Yield Fund is rated as a 1-star fund and Templeton India Equity Income Fund is rated as a 3-star fund.

The summary comparison of the basics section is tabulated as follows.

Parameters
BasicsNAV
Net Assets (Cr)
Launch Date
Rating
Category
Sub Cat.
Category Rank
Risk
Expense Ratio
Sharpe Ratio
Information Ratio
Alpha Ratio
Benchmark
Exit Load
UTI Dividend Yield Fund
Growth
Fund Details
₹99.1496 ↑ 0.64   (0.65 %)
₹2,932 on 30 Jun 21
3 May 05
Equity
Dividend Yield
75
Moderately High
2.16
3.61
1.03
8.71
Not Available
0-1 Years (1%),1 Years and above(NIL)
Templeton India Equity Income Fund
Growth
Fund Details
₹74.0553 ↑ 0.47   (0.64 %)
₹1,142 on 30 Jun 21
18 May 06
Equity
Dividend Yield
46
Moderately High
2.38
4.71
0.62
26.2
Not Available
0-1 Years (1%),1 Years and above(NIL)

Performance Section

It is the second section in the comparison that analyses the difference in the Compounded Annual Growth Rate or CAGR returns between the scheme. These CAGR returns are compared at different time intervals such as 3 Month Return, 3 Year Return, 5 Year Return, and Return since Inception. The comparison of performance section shows that UTI Dividend Yield Fund has performed better in some instance and in some case, Templeton India Equity Income Fund has performed better. The table given below shows the summary comparison of the performance section.

Parameters
Performance1 Month
3 Month
6 Month
1 Year
3 Year
5 Year
Since launch
UTI Dividend Yield Fund
Growth
Fund Details
3.8%
16.3%
27.8%
51.2%
15.5%
14.9%
15.2%
Templeton India Equity Income Fund
Growth
Fund Details
0.9%
14%
30.8%
71.4%
15.4%
15.4%
14.1%

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### Yearly Performance Section

The comparison of absolute returns generated by both the schemes for a particular year is done in the yearly performance section. With respect to absolute returns section, it can be said that for certain years Axis Focused 25 Fund leads the race while in others, Templeton India Equity Income Fund leads the race. The performance of the yearly performance section is as follows.

Parameters
Yearly Performance2020
2019
2018
2017
2016
UTI Dividend Yield Fund
Growth
Fund Details
18.9%
3.3%
0.5%
28.5%
6.1%
Templeton India Equity Income Fund
Growth
Fund Details
22.9%
5.3%
-8.6%
34.1%
9.4%

Other Details Section

The comparison in this section includes comparable elements such as minimum SIP investment and minimum lump sum investment. With respect to the minimum SIP investment, both scheme's amount is the same, i.e., INR 500, and even in case of a minimum lump sum, it is the same for both the scheme, i.e., INR 5,000.

UTI Dividend Yield Fund is being managed by Swati Kulkarni since 2005.

Templeton India Equity Income Fund is jointly managed by Vikas Chiranewal and Srikesh Nair.

The table given below summarizes the comparison of the other details section.

Parameters
Other DetailsMin SIP Investment
Min Investment
Fund Manager
UTI Dividend Yield Fund
Growth
Fund Details
₹500
₹5,000
Swati Kulkarni - 15.59 Yr.
Templeton India Equity Income Fund
Growth
Fund Details
₹500
₹5,000
Anand Radhakrishnan - 2.5 Yr.

Growth of 10k Investments over the years

Growth of 10,000 investment over the years.
UTI Dividend Yield Fund
Growth
Fund Details
DateValue
30 Jun 16₹10,000
30 Jun 17₹11,850
30 Jun 18₹12,862
30 Jun 19₹13,487
30 Jun 20₹12,490
30 Jun 21₹19,888
Growth of 10,000 investment over the years.
Templeton India Equity Income Fund
Growth
Fund Details
DateValue
30 Jun 16₹10,000
30 Jun 17₹12,207
30 Jun 18₹13,553
30 Jun 19₹13,618
30 Jun 20₹11,947
30 Jun 21₹21,532

Detailed Portfolio Comparison

Asset Allocation
UTI Dividend Yield Fund
Growth
Fund Details
Asset ClassValue
Cash1.03%
Equity98.96%
Other0.02%
Equity Sector Allocation
SectorValue
Technology29.62%
Consumer Defensive15.91%
Basic Materials12.46%
Financial Services10.55%
Energy8.14%
Utility7.36%
Industrials6.59%
Health Care5.44%
Consumer Cyclical2.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
10%₹279 Cr1,766,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 532755
7%₹193 Cr1,760,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 500696
6%₹173 Cr699,327
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC
5%₹160 Cr7,893,000
Mphasis Ltd (Technology)
Equity, Since 31 Mar 14 | 526299
5%₹156 Cr729,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
5%₹143 Cr1,224,000
↓ -126,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS
4%₹114 Cr342,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 05 | 532555
4%₹112 Cr9,650,353
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 09 | 500547
3%₹98 Cr2,099,826
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Jun 19 | 540005
3%₹88 Cr216,000
Asset Allocation
Templeton India Equity Income Fund
Growth
Fund Details
Asset ClassValue
Cash8.91%
Equity91.09%
Equity Sector Allocation
SectorValue
Technology23.12%
Utility20.49%
Consumer Cyclical11.2%
Consumer Defensive8.63%
Industrials7.33%
Real Estate7.28%
Energy5.76%
Basic Materials5.17%
Financial Services1.15%
Health Care0.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 13 | INFY
11%₹123 Cr775,444
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 19 | 532898
6%₹70 Cr3,009,054
Embassy Office Parks REIT (Real Estate)
-, Since 31 Oct 19 | 542602
5%₹52 Cr1,483,400
↑ 250,000
Tata Power Co Ltd (Utilities)
Equity, Since 30 Jun 19 | 500400
4%₹50 Cr4,085,759
↓ -562,107
Finolex Industries Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jan 19 | FINPIPE
3%₹39 Cr2,098,785
NTPC Ltd (Utilities)
Equity, Since 31 Jan 19 | 532555
3%₹38 Cr3,291,938
Unilever PLC ADR (Consumer Defensive)
Equity, Since 31 Dec 19 | UL
3%₹38 Cr86,900
NHPC Ltd (Utilities)
Equity, Since 31 Mar 20 | 533098
3%₹38 Cr14,497,327
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 20 | 500696
3%₹34 Cr138,206
Redington (India) Ltd (Technology)
Equity, Since 30 Jun 16 | 532805
3%₹33 Cr1,230,352

Therefore, it can be said on the above-mentioned pointers that, there exist numerous differences between both the schemes. As a result, individuals should be careful while choosing any of the schemes for investment. They should have a complete understanding of the scheme and check whether it suits their investment objectives. If required, people can also consult a financial advisor for an opinion. This will help individuals to attain their objectives on time and in a hassle-free manner.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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