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SIP 2022 के लिए 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड

Updated on May 17, 2025 , 9480 views

लिक्विड फंड की सबसे सुरक्षित श्रेणी मानी जाती हैडेट म्यूचुअल फंड क्योंकि उनके पास सबसे कम ब्याज दर और क्रेडिट जोखिम है। लिक्विड फंड 91 दिनों तक की परिपक्वता वाली डेट प्रतिभूतियों में निवेश करते हैं। ये फंड से बेहतर रिटर्न देते हैंबैंक बचत खाता. बैंक खातों की 4% ब्याज दर की तुलना में, लिक्विडम्यूचुअल फंड्स लगभग 7% रिटर्न देते हैं। इसके अतिरिक्त, लिक्विड फंड अत्यधिक तरल होते हैं, कोई भी अपने फंड को एक दिन के भीतर भुना सकता है। निवेशक अपनी अधिशेष राशि का निवेश अच्छा रिटर्न अर्जित करने के लिए कर सकते हैं या वे अपनी अल्पावधि को प्राप्त करने के लिए भी निवेश कर सकते हैंवित्तीय लक्ष्यों. उदाहरण के लिए, यदि किसी को गैजेट खरीदना है या छोटी यात्रा की योजना बनाना है। बेहतर रिटर्न के लिए निवेशक इन प्री-लिस्टेड टॉप परफॉर्मिंग लिक्विड फंड्स में निवेश कर सकते हैंसिप. आइए उनके नवीनतम प्रदर्शन और रिटर्न पर एक नजर डालते हैं!

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड वित्त वर्ष 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Indiabulls Liquid Fund Growth ₹2,507.57
↑ 0.49 		₹142 500 1.83.67.36.85.37.4
BOI AXA Liquid Fund Growth ₹2,985.53
↑ 0.58 		₹1,882 1,000 1.83.67.36.95.57.4
Tata Liquid Fund Growth ₹4,083.49
↑ 0.74 		₹21,425 500 1.83.67.26.85.47.3
ICICI Prudential Liquid Fund Growth ₹383.845
↑ 0.07 		₹53,193 99 1.83.57.26.95.47.4
Mirae Asset Cash Management Fund Growth ₹2,718.75
↑ 0.52 		₹12,485 1,000 1.73.57.26.95.57.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 25

*ऊपर सर्वश्रेष्ठ की सूची हैतरल निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (20 May 25) ₹2,507.57 ↑ 0.49   (0.02 %)
Net Assets (Cr) ₹142 on 30 Apr 25
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating ☆☆☆☆☆
Risk Low
Expense Ratio 0.25
Sharpe Ratio 2.75
Information Ratio -1.78
Alpha Ratio -0.12
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.42%
Effective Maturity 1 Month 19 Days
Modified Duration 1 Month 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,318
30 Apr 22₹10,639
30 Apr 23₹11,239
30 Apr 24₹12,044
30 Apr 25₹12,926

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.6%
1 Year 7.3%
3 Year 6.8%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 231.97 Yr.

Data below for Indiabulls Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.6%
Other0.4%
Debt Sector Allocation
SectorValue
Cash Equivalent74.82%
Government14.14%
Corporate10.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Export-Import Bank Of India
Commercial Paper | -		11%₹15 Cr1,500,000
National Bank For Agriculture And Rural Development (10/06/2025) **
Commercial Paper | -		10%₹14 Cr1,425,000
↑ 1,425,000
Small Industries Development Bank Of India
Debentures | -		7%₹10 Cr1,000,000
↓ -500,000
Bank Of Baroda
Certificate of Deposit | -		7%₹10 Cr1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -		7%₹10 Cr1,000,000
HDFC Securities Limited
Commercial Paper | -		7%₹10 Cr1,000,000
India (Republic of)
- | -		7%₹10 Cr1,000,000
↑ 1,000,000
India (Republic of)
- | -		7%₹10 Cr1,000,000
↑ 1,000,000
Axis Bank Limited
Certificate of Deposit | -		6%₹9 Cr900,000
↓ -500,000
LIC Housing Finance Ltd
Debentures | -		6%₹8 Cr800,000
↑ 500,000

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (20 May 25) ₹2,985.53 ↑ 0.58   (0.02 %)
Net Assets (Cr) ₹1,882 on 30 Apr 25
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating ☆☆☆
Risk Low
Expense Ratio 0.1
Sharpe Ratio 4
Information Ratio 0.12
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.39%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,335
30 Apr 22₹10,690
30 Apr 23₹11,331
30 Apr 24₹12,162
30 Apr 25₹13,057

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.71 Yr.

Data below for BOI AXA Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.79%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent76.56%
Corporate21.91%
Government1.32%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank 12-Jun-2025 # **
Certificate of Deposit | -		7%₹124 Cr12,500,000
↑ 5,000,000
Punjab National Bank
Certificate of Deposit | -		5%₹99 Cr10,000,000
91 Days Tbill Red 05-06-2025
Sovereign Bonds | -		5%₹93 Cr9,382,500
HDFC Securities Limited
Commercial Paper | -		4%₹75 Cr7,500,000
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -		4%₹74 Cr7,500,000
↑ 7,500,000
National Bank For Agriculture And Rural Development
Commercial Paper | -		4%₹74 Cr7,500,000
↑ 7,500,000
91 Days Tbill Red 08-05-2025
Sovereign Bonds | -		3%₹50 Cr5,000,000
Bajaj Finance Limited
Commercial Paper | -		3%₹50 Cr5,000,000
91 DTB 30052025
Sovereign Bonds | -		3%₹50 Cr5,000,000
Export-Import Bank Of India
Commercial Paper | -		3%₹50 Cr5,000,000

3. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (20 May 25) ₹4,083.49 ↑ 0.74   (0.02 %)
Net Assets (Cr) ₹21,425 on 30 Apr 25
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0
Sharpe Ratio 2.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.54%
Effective Maturity 1 Month 7 Days
Modified Duration 1 Month 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,337
30 Apr 22₹10,687
30 Apr 23₹11,311
30 Apr 24₹12,128
30 Apr 25₹13,011

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 6.8%
5 Year 5.4%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 1311.55 Yr.
Abhishek Sonthalia6 Feb 205.23 Yr.
Harsh Dave1 Aug 240.75 Yr.

Data below for Tata Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.7%
Other0.3%
Debt Sector Allocation
SectorValue
Cash Equivalent83.94%
Corporate15.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab National Bank ** #
Certificate of Deposit | -		6%₹1,364 Cr27,500
↓ -1,000
364 DTB
Sovereign Bonds | -		5%₹1,137 Cr114,500,000
↓ -10,000,000
ICICI Securities Limited**
Commercial Paper | -		5%₹1,067 Cr21,500
91 Days Tbill Red 05-06-2025
Sovereign Bonds | -		5%₹1,019 Cr102,500,000
↓ -12,500,000
Reliance Retail Ventures Limited
Commercial Paper | -		5%₹998 Cr20,000
↑ 20,000
Bank Of Baroda
Certificate of Deposit | -		5%₹993 Cr20,000
↑ 1,000
Indian Oil Corp Ltd.
Commercial Paper | -		5%₹992 Cr20,000
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -		4%₹804 Cr81,000,000
Small Industries Dev Bank Of India (05/06/2025) **
Commercial Paper | -		3%₹745 Cr15,000
National Bank For Agriculture And Rural Development (10/06/2025) **
Commercial Paper | -		3%₹745 Cr15,000

4. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (20 May 25) ₹383.845 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹53,193 on 30 Apr 25
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.92
Information Ratio -1.27
Alpha Ratio -0.11
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 6.55%
Effective Maturity 1 Month 15 Days
Modified Duration 1 Month 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,343
30 Apr 22₹10,691
30 Apr 23₹11,321
30 Apr 24₹12,140
30 Apr 25₹13,023

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 231.41 Yr.
Darshil Dedhia12 Jun 231.89 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.77%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent74.25%
Corporate19.94%
Government5.58%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -		7%₹3,964 Cr400,000,000
↑ 400,000,000
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -		4%₹2,475 Cr250,000,000
Punjab National Bank ** #
Certificate of Deposit | -		4%₹2,226 Cr45,000
IDBI Bank Limited (Industrial Development Bank Of India Ltd)
Certificate of Deposit | -		3%₹1,494 Cr30,000
91 Days Tbill Red 05-06-2025
Sovereign Bonds | -		3%₹1,488 Cr150,000,000
Small Industries Development Bank of India
Commercial Paper | -		3%₹1,480 Cr30,000
↑ 30,000
India (Republic of)
- | -		3%₹1,480 Cr150,000,000
↑ 150,000,000
HDFC Bank Limited
Certificate of Deposit | -		2%₹1,341 Cr27,000
National Bank For Agriculture And Rural Development
Commercial Paper | -		2%₹1,296 Cr26,000
Punjab National Bank
Certificate of Deposit | -		2%₹1,241 Cr25,000

5. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (20 May 25) ₹2,718.75 ↑ 0.52   (0.02 %)
Net Assets (Cr) ₹12,485 on 15 Apr 25
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating ☆☆
Risk Low
Expense Ratio 0.15
Sharpe Ratio 3.3
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.42%
Effective Maturity 1 Month 18 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,344
30 Apr 22₹10,695
30 Apr 23₹11,328
30 Apr 24₹12,154
30 Apr 25₹13,038

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.2%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Amit Modani1 Nov 240.49 Yr.

Data below for Mirae Asset Cash Management Fund as on 15 Apr 25

Asset Allocation
Asset ClassValue
Cash99.79%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent72.29%
Corporate27.5%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Days Tbill
Sovereign Bonds | -		5%₹697 Cr70,000,000
↑ 5,000,000
Treps
CBLO/Reverse Repo | -		4%₹510 Cr
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -		3%₹446 Cr45,000,000
↑ 45,000,000
182 DTB 29052025
Sovereign Bonds | -		3%₹422 Cr42,500,000
Canara Bank
Certificate of Deposit | -		3%₹422 Cr42,500,000
↑ 10,000,000
HDFC Bank Ltd. ** #
Certificate of Deposit | -		2%₹297 Cr30,000,000
National Bank for Agriculture and Rural Development
Commercial Paper | -		2%₹297 Cr30,000,000
91 Days Tbill
Sovereign Bonds | -		2%₹274 Cr27,500,000
Axis Bank Limited
Certificate of Deposit | -		2%₹248 Cr25,000,000
↑ 25,000,000
Bank Of Baroda
Certificate of Deposit | -		2%₹248 Cr25,000,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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