5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड म्यूचुअल फंड एसआईपी निवेश 2022

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड वित्त वर्ष 22 - 23
Top 5 Debt - Liquid Fund Funds

SIP 2022 के लिए 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड

Updated on July 22, 2024 , 9110 views

लिक्विड फंड की सबसे सुरक्षित श्रेणी मानी जाती हैडेट म्यूचुअल फंड क्योंकि उनके पास सबसे कम ब्याज दर और क्रेडिट जोखिम है। लिक्विड फंड 91 दिनों तक की परिपक्वता वाली डेट प्रतिभूतियों में निवेश करते हैं। ये फंड से बेहतर रिटर्न देते हैंबैंक बचत खाता. बैंक खातों की 4% ब्याज दर की तुलना में, लिक्विडम्यूचुअल फंड्स लगभग 7% रिटर्न देते हैं। इसके अतिरिक्त, लिक्विड फंड अत्यधिक तरल होते हैं, कोई भी अपने फंड को एक दिन के भीतर भुना सकता है। निवेशक अपनी अधिशेष राशि का निवेश अच्छा रिटर्न अर्जित करने के लिए कर सकते हैं या वे अपनी अल्पावधि को प्राप्त करने के लिए भी निवेश कर सकते हैंवित्तीय लक्ष्यों. उदाहरण के लिए, यदि किसी को गैजेट खरीदना है या छोटी यात्रा की योजना बनाना है। बेहतर रिटर्न के लिए निवेशक इन प्री-लिस्टेड टॉप परफॉर्मिंग लिक्विड फंड्स में निवेश कर सकते हैंसिप. आइए उनके नवीनतम प्रदर्शन और रिटर्न पर एक नजर डालते हैं!

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले लिक्विड फंड वित्त वर्ष 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
BOI AXA Liquid Fund Growth	₹2,817.49 ↑ 0.55	₹1,634	1,000	1.8	3.7	7.4	5.9	5.2	7
LIC MF Liquid Fund Growth	₹4,427.93 ↑ 0.81	₹10,527	1,000	1.8	3.7	7.3	5.8	5.2	7
Mirae Asset Cash Management Fund Growth	₹2,567.32 ↑ 0.48	₹10,729	1,000	1.7	3.7	7.3	5.8	5.2	7
ICICI Prudential Liquid Fund Growth	₹362.468 ↑ 0.07	₹53,696	99	1.7	3.7	7.3	5.8	5.2	7
Indiabulls Liquid Fund Growth	₹2,366.65 ↑ 0.46	₹198	500	1.7	3.7	7.3	5.6	5	6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 24

*ऊपर सर्वश्रेष्ठ की सूची हैतरल निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (24 Jul 24)	₹2,817.49 ↑ 0.55 (0.02 %)
Net Assets (Cr)	₹1,634 on 30 Jun 24
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.91
Information Ratio	-2.15
Alpha Ratio	-0.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.17%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,538
30 Jun 21	₹10,868
30 Jun 22	₹11,263
30 Jun 23	₹11,991
30 Jun 24	₹12,873

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.4%
3 Year	5.9%
5 Year	5.2%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	2.87 Yr.

Data below for BOI AXA Liquid Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	93.77%
Debt	6.01%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.93%
Corporate	32.82%
Government	3.02%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd. Debentures \| -	6%	₹98 Cr	10,000,000 ↑ 10,000,000
91 DTB 15082024 Sovereign Bonds \| -	5%	₹75 Cr	7,500,000
NTPC Ltd. Commercial Paper \| -	5%	₹74 Cr	7,500,000 ↑ 7,500,000
91 DTB 26092024 Sovereign Bonds \| -	5%	₹74 Cr	7,500,000 ↓ -7,500,000
Kotak Mahindra Bank Ltd. Debentures \| -	5%	₹74 Cr	7,500,000 ↑ 7,500,000
91 DTB 03102024 Sovereign Bonds \| -	5%	₹74 Cr	7,500,000 ↑ 7,500,000
Sundaram Finance Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
91 DTB 08082024 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000 ↑ 5,000,000
Bajaj Financial Securities Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Union Bank Of India Certificate of Deposit \| -	3%	₹50 Cr	5,000,000

2. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (24 Jul 24)	₹4,427.93 ↑ 0.81 (0.02 %)
Net Assets (Cr)	₹10,527 on 30 Jun 24
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	1.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	8.05%
Effective Maturity	2 Months
Modified Duration	2 Months

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,560
30 Jun 21	₹10,896
30 Jun 22	₹11,279
30 Jun 23	₹11,992
30 Jun 24	₹12,867

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.3%
3 Year	5.8%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.7%
2021	3.3%
2020	4.3%
2019	6.5%
2018	7.3%
2017	6.6%
2016	7.6%
2015	8.4%
2014	9%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	8.75 Yr.

Data below for LIC MF Liquid Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	99.75%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.63%
Corporate	18.59%
Government	7.53%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	12%	-₹1,213 Cr
91 DTB 02082024 Sovereign Bonds \| -	6%	₹597 Cr	60,000,000
Punjab National Bank Limited** Certificate of Deposit \| -	5%	₹498 Cr	10,000
Bank of Baroda Debentures \| -	4%	₹467 Cr	9,500 ↑ 9,500
182 DTB 26102024 Sovereign Bonds \| -	4%	₹447 Cr	45,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹394 Cr	8,000 ↑ 8,000
India (Republic of) - \| -	3%	₹346 Cr	35,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹345 Cr	7,000 ↑ 7,000
Tata Power Renewable Energy Limited Commercial Paper \| -	3%	₹298 Cr	6,000
India (Republic of) - \| -	3%	₹298 Cr	30,000,000

3. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (24 Jul 24)	₹2,567.32 ↑ 0.48 (0.02 %)
Net Assets (Cr)	₹10,729 on 30 Jun 24
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.19
Sharpe Ratio	2.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.24%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,548
30 Jun 21	₹10,892
30 Jun 22	₹11,282
30 Jun 23	₹12,004
30 Jun 24	₹12,878

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.7%
1 Year	7.3%
3 Year	5.8%
5 Year	5.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.3%
2017	6.6%
2016	7.2%
2015	7.8%
2014	8.7%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Abhishek Iyer	28 Dec 20	3.51 Yr.

Data below for Mirae Asset Cash Management Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	66.89%
Corporate	30.83%
Government	2.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Commercial Paper \| -	3%	₹297 Cr	30,000,000 ↑ 10,000,000
91 DTB 05092024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹296 Cr	30,000,000 ↑ 30,000,000
91 DTB 15082024 Sovereign Bonds \| -	3%	₹278 Cr	28,000,000
91 DTB 25072024 Sovereign Bonds \| -	3%	₹269 Cr	27,000,000
182 DTB 22082024 Sovereign Bonds \| -	2%	₹248 Cr	25,000,000 ↑ 15,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹246 Cr	25,000,000 ↑ 25,000,000
Punjab National Bank Certificate of Deposit \| -	2%	₹246 Cr	25,000,000 ↑ 25,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹197 Cr	20,000,000 ↑ 10,000,000
Punjab National Bank Certificate of Deposit \| -	2%	₹197 Cr	20,000,000 ↑ 20,000,000

4. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (24 Jul 24)	₹362.468 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹53,696 on 30 Jun 24
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	1.84
Information Ratio	-3.36
Alpha Ratio	-0.2
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	2 Months 2 Days
Modified Duration	1 Month 27 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,562
30 Jun 21	₹10,897
30 Jun 22	₹11,281
30 Jun 23	₹11,998
30 Jun 24	₹12,871

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.7%
1 Year	7.3%
3 Year	5.8%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Rohan Maru	19 Sep 13	10.79 Yr.
Nikhil Kabra	1 Dec 23	0.58 Yr.
Darshil Dedhia	12 Jun 23	1.05 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	67.73%
Corporate	22.33%
Government	9.75%

Credit Quality

Rating	Value
AA	0.41%
AAA	99.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 29082024 Sovereign Bonds \| -	4%	₹1,984 Cr	200,000,000
India (Republic of) - \| -	3%	₹1,579 Cr	160,000,000 ↑ 160,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,381 Cr	28,000
India (Republic of) - \| -	2%	₹1,246 Cr	126,580,000 ↑ 126,580,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,200 Cr	24,000 ↑ 4,000
Indian Bank Certificate of Deposit \| -	2%	₹1,068 Cr	21,500
Treps CBLO/Reverse Repo \| -	2%	₹1,018 Cr
91 DTB 15082024 Sovereign Bonds \| -	2%	₹995 Cr	100,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹995 Cr	20,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹995 Cr	20,000

5. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (24 Jul 24)	₹2,366.65 ↑ 0.46 (0.02 %)
Net Assets (Cr)	₹198 on 30 Jun 24
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	1.85
Information Ratio	-4.77
Alpha Ratio	-0.2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.19%
Effective Maturity	2 Months 3 Days
Modified Duration	2 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,527
30 Jun 21	₹10,855
30 Jun 22	₹11,212
30 Jun 23	₹11,894
30 Jun 24	₹12,757

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.7%
1 Year	7.3%
3 Year	5.6%
5 Year	5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%
2014	9.1%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.14 Yr.

Data below for Indiabulls Liquid Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	55.88%
Corporate	24.92%
Government	18.94%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Commercial Paper \| -	10%	₹20 Cr	2,000,000
Canara Bank Certificate of Deposit \| -	10%	₹20 Cr	2,000,000
NTPC Ltd. Commercial Paper \| -	10%	₹20 Cr	2,000,000
National Housing Bank Commercial Paper \| -	7%	₹15 Cr	1,500,000
HDFC Bank Limited Certificate of Deposit \| -	7%	₹15 Cr	1,500,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	7%	₹15 Cr	1,500,000
HDFC Securities Limited Commercial Paper \| -	5%	₹10 Cr	1,000,000
Bajaj Financial Securities Limited Commercial Paper \| -	5%	₹10 Cr	1,000,000
India (Republic of) - \| -	5%	₹10 Cr	1,000,000 ↓ -500,000
India (Republic of) - \| -	5%	₹10 Cr	1,000,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।