SIP 2022 के लिए 5 बेस्ट अल्ट्रा शॉर्ट टर्म डेट फंड

Updated on October 26, 2026 , 3831 views

अल्ट्रा शॉर्ट टर्मडेट फंड एक प्रकार के हैंम्यूचुअल फंड्स जो अल्पावधि के लिए अत्यधिक उपयुक्त हैंनिवेश योजना. ये फंड ऐसे डेट इंस्ट्रूमेंट्स में निवेश करते हैं जिनकी औसत मैच्योरिटी 91 दिनों से ज्यादा होती है। ये फंड बेहतर रिटर्न प्रदान करते हैं और लिक्विड डेट फंडों की तुलना में अधिक परिपक्वता रखते हैं, लेकिन इनमें से अधिक अस्थिर होते हैंलिक्विड फंड. निवेशक कम-जोखिम उठाने का माद्दा अल्ट्रा में निवेश करते हैंशॉर्ट टर्म फंड्स, क्योंकि उनके पास अन्य की तुलना में अधिक उपज हैमुद्रा बाजार फंड. इस प्रकार, जो निवेशक एक वर्ष या उससे कम समय के लिए अपना पैसा लगाना चाहते हैं, वे आदर्श रूप से इस योजना में निवेश कर सकते हैं। बेहतर रिटर्न अर्जित करने के लिए, नीचे सूचीबद्ध के लिए फंड चुन सकते हैंबेस्ट अल्ट्रा शॉर्ट टर्म सिप धन।

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले अल्ट्रा शॉर्ट टर्म डेट फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	500	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Aditya Birla Sun Life Savings Fund Growth	₹594.544 ↑ 0.03	₹16,279	1,000	1.4	3.1	6.1	7.2	7.4	7.61%	6M 7D	7M 13D
Nippon India Ultra Short Duration Fund Growth	₹4,355.15 ↑ 0.17	₹11,551	100	1.3	3	6	6.7	6.8	0.07%		1D
Invesco India Ultra Short Term Fund Growth	₹2,914.56 ↑ 0.06	₹1,394	1,000	1.3	3	6	6.8	6.8	0%
ICICI Prudential Ultra Short Term Fund Growth	₹29.9727 ↑ 0.00	₹15,236	1,000	1.3	2.9	6	6.9	7.1	7.37%	10M 17D	1Y 3M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Ultra Short Term Fund	Aditya Birla Sun Life Savings Fund	Nippon India Ultra Short Duration Fund	Invesco India Ultra Short Term Fund	ICICI Prudential Ultra Short Term Fund
Point 1	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹16,279 Cr).	Lower mid AUM (₹11,551 Cr).	Bottom quartile AUM (₹1,394 Cr).	Upper mid AUM (₹15,236 Cr).
Point 2	Established history (16+ yrs).	Established history (23+ yrs).	Oldest track record among peers (24 yrs).	Established history (15+ yrs).	Established history (15+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.39% (top quartile).	1Y return: 6.07% (upper mid).	1Y return: 5.98% (lower mid).	1Y return: 5.96% (bottom quartile).	1Y return: 5.95% (bottom quartile).
Point 6	1M return: 0.52% (top quartile).	1M return: 0.33% (upper mid).	1M return: 0.32% (lower mid).	1M return: 0.29% (bottom quartile).	1M return: 0.27% (bottom quartile).
Point 7	Sharpe: -0.57 (bottom quartile).	Sharpe: 0.96 (upper mid).	Sharpe: 0.97 (top quartile).	Sharpe: 0.85 (bottom quartile).	Sharpe: 0.96 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.83% (lower mid).	Yield to maturity (debt): 7.61% (top quartile).	Yield to maturity (debt): 0.07% (bottom quartile).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.37% (upper mid).
Point 10	Modified duration: 0.19 yrs (lower mid).	Modified duration: 0.52 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.88 yrs (bottom quartile).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (top quartile).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹16,279 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.07% (upper mid).
1M return: 0.33% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).

Nippon India Ultra Short Duration Fund

Lower mid AUM (₹11,551 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 5.98% (lower mid).
1M return: 0.32% (lower mid).
Sharpe: 0.97 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,394 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.96% (bottom quartile).
1M return: 0.29% (bottom quartile).
Sharpe: 0.85 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.95% (bottom quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (bottom quartile).

*ऊपर सर्वश्रेष्ठ की सूची हैशार्ट-वेव निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (top quartile).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (lower mid).
Average maturity: 0.23 yrs (lower mid).
Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (28 Jul 23)	₹2,424.68 ↑ 0.44 (0.02 %)
Net Assets (Cr)	₹146 on 30 Jun 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	2 Months 23 Days
Modified Duration	2 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.4%
3 Year	4.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Highest AUM (₹16,279 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.07% (upper mid).
1M return: 0.33% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).
Average maturity: 0.62 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~66%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank for Agriculture and Rural Development (~4.8%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (28 Oct 26)	₹594.544 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹16,279 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.61%
Effective Maturity	7 Months 13 Days
Modified Duration	6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,404
30 Sep 23	₹11,140
30 Sep 24	₹11,981
30 Sep 25	₹12,919
30 Sep 26	₹13,735

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	3.1%
1 Year	6.1%
3 Year	7.2%
5 Year	6.6%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	12.29 Yr.
Kaustubh Gupta	15 Jul 11	15.22 Yr.
Monika Gandhi	22 Mar 21	5.53 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	34.27%
Debt	65.73%

Debt Sector Allocation

Sector	Value
Corporate	72.11%
Government	17.86%
Cash Equivalent	10.03%

Credit Quality

Rating	Value
AA	38.56%
AAA	61.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank for Agriculture and Rural Development Domestic Bonds \| -	5%	₹743 Cr	15,300
Shriram Finance Limited Debentures \| -	3%	₹529 Cr	52,500
Vedanta Limited Debentures \| -	3%	₹449 Cr	44,500
Bharti Telecom Limited Debentures \| -	3%	₹396 Cr	40,000
Muthoot Finance Limited Debentures \| -	2%	₹322 Cr	32,500
Mankind Pharma Limited Debentures \| -	2%	₹320 Cr	32,000 ↑ 32,000
Adani Airport Holdings Limited Debentures \| -	2%	₹296 Cr	30,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹294 Cr	6,000
Avanse Financial Services Limited Debentures \| -	2%	₹293 Cr	29,500 ↓ -500
Piramal Finance Limited Debentures \| -	2%	₹280 Cr	28,000

3. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

Lower mid AUM (₹11,551 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 5.98% (lower mid).
1M return: 0.32% (lower mid).
Sharpe: 0.97 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~45%).
High-quality debt (AAA/AA ~100%).
Largest holding Vedanta Aluminium Metal Limited (~3.6%).

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (28 Oct 26)	₹4,355.15 ↑ 0.17 (0.00 %)
Net Assets (Cr)	₹11,551 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	0.01
Sharpe Ratio	0.97
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	0.07%
Effective Maturity	1 Day
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,401
30 Sep 23	₹11,086
30 Sep 24	₹11,873
30 Sep 25	₹12,714
30 Sep 26	₹13,501

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	3%
1 Year	6%
3 Year	6.7%
5 Year	6.2%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.8%
2024	7.2%
2023	6.7%
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	13.01 Yr.
Kinjal Desai	25 May 18	8.36 Yr.
Akshay Sharma	1 Dec 22	3.84 Yr.
Amber Singhania	11 Mar 26	0.56 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	45.3%
Debt	54.44%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	69.58%
Government	15.03%
Cash Equivalent	13.9%
Securitized	1.23%

Credit Quality

Rating	Value
AA	33.85%
AAA	66.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Aluminium Metal Limited Debentures \| -	4%	₹434 Cr	43,300 ↑ 11,300
Nirma Limited Debentures \| -	3%	₹346 Cr	34,600
182 Days Tbill Sovereign Bonds \| -	3%	₹341 Cr	35,000,000 ↑ 35,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹315 Cr	6,500
Tbill Sovereign Bonds \| -	2%	₹283 Cr	28,500,000
Vedanta Limited Debentures \| -	2%	₹257 Cr	25,500
Aditya Birla Renewables Limited Debentures \| -	2%	₹250 Cr	25,000
India (Republic of) - \| -	2%	₹248 Cr	25,000,000
Embassy Office Parks Reit Debentures \| -	2%	₹200 Cr	2,000
04/02/2027 Maturing 364 DTB Sovereign Bonds \| -	2%	₹196 Cr	20,000,000

4. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Research Highlights for Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,394 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.96% (bottom quartile).
1M return: 0.29% (bottom quartile).
Sharpe: 0.85 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 0.00 yrs (top quartile).
Exit load: NIL.
Top bond sector: Corporate.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~6.0%).

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (28 Oct 26)	₹2,914.56 ↑ 0.06 (0.00 %)
Net Assets (Cr)	₹1,394 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.75
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,336
30 Sep 23	₹11,009
30 Sep 24	₹11,814
30 Sep 25	₹12,661
30 Sep 26	₹13,441

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	3%
1 Year	6%
3 Year	6.8%
5 Year	6.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.8%
2024	7.5%
2023	6.6%
2022	4.1%
2021	3%
2020	5.1%
2019	7.6%
2018	7.3%
2017	7.1%
2016	9.1%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	1 Jul 26	0.25 Yr.
Vikas Garg	1 Jul 26	0.25 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	55.53%
Debt	44.18%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	54.58%
Cash Equivalent	28.14%
Government	16.99%

Credit Quality

Rating	Value
AA	18.79%
AAA	81.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹105 Cr	10,500,000
Pipeline Infrastructure Limited Debentures \| -	3%	₹60 Cr	6,000,000
7.59% Gujarat Sdl 2027 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000 ↑ 5,000,000
Tata Capital Housing Finance Limited Debentures \| -	2%	₹40 Cr	4,000,000
TRuhome Finance Limited Debentures \| -	2%	₹36 Cr	3,550,000
Bahadur Chand Investments Private Limited Debentures \| -	2%	₹35 Cr	3,500,000
Motilal Oswal Home Finance Limited Debentures \| -	2%	₹35 Cr	3,500,000
Axis Bank Ltd. Debentures \| -	2%	₹34 Cr	3,500,000
6.17% Govt Stock 2028 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
Piramal Finance Limited Debentures \| -	1%	₹25 Cr	2,500,000

5. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.95% (bottom quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (bottom quartile).
Average maturity: 1.30 yrs (bottom quartile).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~2.8%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (28 Oct 26)	₹29.9727 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹15,236 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.78
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,388
30 Sep 23	₹11,095
30 Sep 24	₹11,911
30 Sep 25	₹12,789
30 Sep 26	₹13,586

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.9%
1 Year	6%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.88 Yr.
Ritesh Lunawat	15 Jun 17	9.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	80.95%
Debt	18.72%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	60.66%
Cash Equivalent	51.48%

Credit Quality

Rating	Value
AA	18.98%
AAA	81.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹422 Cr	42,500 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹349 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹317 Cr	31,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹305 Cr	30,500
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹262 Cr	275
AU Small Finance Bank Ltd. Debentures \| -	2%	₹247 Cr	5,000
Piramal Finance Limited Debentures \| -	2%	₹230 Cr	23,000
Muthoot Finance Limited Debentures \| -	2%	₹225 Cr	22,500
Ultratech Cement Limited Debentures \| -	1%	₹219 Cr	22,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।