SIP 2022 के लिए 5 सर्वश्रेष्ठ प्रदर्शन करने वाले अल्ट्रा शॉर्ट टर्म डेट फंड | Fincash.com

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले अल्ट्रा शॉर्ट टर्म डेट फंड FY 22 - 23
Top 5 Debt - Ultrashort Bond Funds

SIP 2022 के लिए 5 बेस्ट अल्ट्रा शॉर्ट टर्म डेट फंड

Updated on March 29, 2023 , 1995 views

अल्ट्रा शॉर्ट टर्मडेट फंड एक प्रकार के हैंम्यूचुअल फंड्स जो अल्पावधि के लिए अत्यधिक उपयुक्त हैंनिवेश योजना. ये फंड ऐसे डेट इंस्ट्रूमेंट्स में निवेश करते हैं जिनकी औसत मैच्योरिटी 91 दिनों से ज्यादा होती है। ये फंड बेहतर रिटर्न प्रदान करते हैं और लिक्विड डेट फंडों की तुलना में अधिक परिपक्वता रखते हैं, लेकिन इनमें से अधिक अस्थिर होते हैंलिक्विड फंड. निवेशक कम-जोखिम उठाने का माद्दा अल्ट्रा में निवेश करते हैंशॉर्ट टर्म फंड्स, क्योंकि उनके पास अन्य की तुलना में अधिक उपज हैमुद्रा बाजार फंड. इस प्रकार, जो निवेशक एक वर्ष या उससे कम समय के लिए अपना पैसा लगाना चाहते हैं, वे आदर्श रूप से इस योजना में निवेश कर सकते हैं। बेहतर रिटर्न अर्जित करने के लिए, नीचे सूचीबद्ध के लिए फंड चुन सकते हैंबेस्ट अल्ट्रा शॉर्ट टर्म सिप धन।

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एसआईपी निवेश के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले अल्ट्रा शॉर्ट टर्म डेट फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹464.155 ↑ 0.50	₹14,457	1,000	1.7	3.4	5.4	5.3	4.8	7.83%	5M 19D	6M
ICICI Prudential Ultra Short Term Fund Growth	₹23.6124 ↑ 0.03	₹12,447	1,000	1.7	3.3	5.3	5.1	4.5	7.81%	4M 28D	5M 23D
IDBI Ultra Short Term Fund Growth	₹2,372.8 ↑ 2.16	₹198	500	1.6	3.2	5.3	4.6	4.5	7.15%	3M 26D	4M 18D
Kotak Savings Fund Growth	₹36.7039 ↑ 0.04	₹12,325	1,000	1.7	3.2	5.2	4.6	4.5	7.69%	4M 20D	6M 18D
Nippon India Ultra Short Duration Fund Growth	₹3,451.3 ↑ 4.05	₹5,115	100	1.6	3.1	5.2	5.9	4.6	7.83%	4M 16D	4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 23

*ऊपर सर्वश्रेष्ठ की सूची हैशार्ट-वेव निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (31 Mar 23)	₹464.155 ↑ 0.50 (0.11 %)
Net Assets (Cr)	₹14,457 on 28 Feb 23
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.49
Sharpe Ratio	-0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.83%
Effective Maturity	6 Months
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 18	₹10,000
31 Mar 19	₹10,798
31 Mar 20	₹11,633
31 Mar 21	₹12,370
31 Mar 22	₹12,886

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3.4%
1 Year	5.4%
3 Year	5.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%
2013	9.5%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	14 Jun 14	8.72 Yr.
Kaustubh Gupta	15 Jul 11	11.64 Yr.
Monika Gandhi	22 Mar 21	1.94 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 23

Asset Allocation

Asset Class	Value
Cash	53.51%
Debt	46.49%

Debt Sector Allocation

Sector	Value
Corporate	46.12%
Government	27.29%
Cash Equivalent	26.59%

Credit Quality

Rating	Value
AA	20.08%
AAA	79.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Housing Development Finance Corporation Ltd Debentures \| -	4%	₹597 Cr	6,000
Union Bank of India Domestic Bonds \| -	3%	₹482 Cr	10,000 ↑ 10,000
182 DTB 29062023 Sovereign Bonds \| -	3%	₹417 Cr	42,504,130
Bharti Telecom Limited Debentures \| -	2%	₹323 Cr	3,250
Shriram Finance Limited Debentures \| -	2%	₹277 Cr	2,750
Reliance Industries Limited Debentures \| -	2%	₹252 Cr	2,500
Sikka Ports & Terminals Limited Debentures \| -	2%	₹251 Cr	2,520 ↑ 1,270
Cholamandalam Investment And Fin. Co. Ltd Debentures \| -	2%	₹250 Cr	2,500
08.54 MH Sdl 2023 Sovereign Bonds \| -	2%	₹245 Cr	24,500,000
Housing Development Finance Corporation Ltd Debentures \| -	2%	₹245 Cr	2,450

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2022 was 4.5% , 2021 was 4% and 2020 was 6.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (31 Mar 23)	₹23.6124 ↑ 0.03 (0.11 %)
Net Assets (Cr)	₹12,447 on 28 Feb 23
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.93
Sharpe Ratio	-1.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.81%
Effective Maturity	5 Months 23 Days
Modified Duration	4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 18	₹10,000
31 Mar 19	₹10,768
31 Mar 20	₹11,621
31 Mar 21	₹12,306
31 Mar 22	₹12,793

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3.3%
1 Year	5.3%
3 Year	5.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%
2015	9.1%
2014	14.8%
2013	3.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	6.29 Yr.
Ritesh Lunawat	15 Jun 17	5.71 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 28 Feb 23

Asset Allocation

Asset Class	Value
Cash	67.24%
Debt	32.76%

Debt Sector Allocation

Sector	Value
Corporate	46.21%
Cash Equivalent	32.92%
Government	20.87%

Credit Quality

Rating	Value
AA	17.08%
AAA	82.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29062023 Sovereign Bonds \| -	6%	₹686 Cr	70,000,000
182 DTB 06072023 Sovereign Bonds \| -	4%	₹465 Cr	47,500,000
Sikka Ports & Terminals Limited Debentures \| -	3%	₹400 Cr	4,000 ↑ 4,000
Embassy Office Parks Reit Debentures \| -	2%	₹271 Cr	2,750
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹259 Cr	2,600
Shriram Finance Limited Debentures \| -	2%	₹200 Cr	2,000
Tata Housing Development Company Limited Debentures \| -	2%	₹200 Cr	20,000
Ongc Petro Additions Limited Debentures \| -	2%	₹190 Cr	1,900
Mahindra Rural Housing Finance Limited Debentures \| -	1%	₹150 Cr	1,500
Tata Realty And Infrastructure Limited Debentures \| -	1%	₹149 Cr	1,500

3. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 Sep 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 78 in Ultrashort Bond category. Return for 2022 was 4.5% , 2021 was 3.9% and 2020 was 5.1% .

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (31 Mar 23)	₹2,372.8 ↑ 2.16 (0.09 %)
Net Assets (Cr)	₹198 on 28 Feb 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-1.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.15%
Effective Maturity	4 Months 18 Days
Modified Duration	3 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 18	₹10,000
31 Mar 19	₹10,720
31 Mar 20	₹11,413
31 Mar 21	₹11,918
31 Mar 22	₹12,396

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23

Duration	Returns
1 Month	0.7%
3 Month	1.6%
6 Month	3.2%
1 Year	5.3%
3 Year	4.6%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.5%
2021	3.9%
2020	5.1%
2019	6.9%
2018	6.9%
2017	5.8%
2016	7.9%
2015	7.8%
2014	8.7%
2013	9.2%

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure
Raju Sharma	7 Sep 22	0.48 Yr.

Data below for IDBI Ultra Short Term Fund as on 28 Feb 23

Asset Allocation

Asset Class	Value
Cash	76.39%
Debt	23.61%

Debt Sector Allocation

Sector	Value
Cash Equivalent	46.55%
Government	32.3%
Corporate	21.16%

Credit Quality

Rating	Value
AA	10.72%
AAA	89.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 11052023 Sovereign Bonds \| -	13%	₹25 Cr	2,500,000
364 DTB 12102023 Sovereign Bonds \| -	13%	₹24 Cr	2,500,000
Punjab National Bank Domestic Bonds \| -	5%	₹10 Cr	1,000,000 ↑ 1,000,000
Steel Authority Of India Limited Debentures \| -	3%	₹5 Cr	520,000
Godrej Properties Limited Debentures \| -	3%	₹5 Cr	500,000
Chennai Petroleum Corporation Ltd. Debentures \| -	2%	₹4 Cr	380,000
Udaipur Cement Wor Debentures \| -	1%	₹3 Cr	250,000
JSW Steel Limited Debentures \| -	1%	₹2 Cr	150,000
TATA Motors Limited Debentures \| -	1%	₹1 Cr	150,000
Piramal Capital & Housing Finance Limited Debentures \| -	0%	₹1 Cr	105,700

4. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 44 in Ultrashort Bond category. Return for 2022 was 4.5% , 2021 was 3.2% and 2020 was 5.8% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (31 Mar 23)	₹36.7039 ↑ 0.04 (0.12 %)
Net Assets (Cr)	₹12,325 on 28 Feb 23
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	-1.66
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.69%
Effective Maturity	6 Months 18 Days
Modified Duration	4 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 18	₹10,000
31 Mar 19	₹10,786
31 Mar 20	₹11,554
31 Mar 21	₹12,143
31 Mar 22	₹12,561

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3.2%
1 Year	5.2%
3 Year	4.6%
5 Year	5.7%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%
2015	8.6%
2014	9.4%
2013	8.9%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	14.88 Yr.
Vihag Mishra	30 Apr 22	0.83 Yr.
Manu Sharma	1 Nov 22	0.33 Yr.

Data below for Kotak Savings Fund as on 28 Feb 23

Asset Allocation

Asset Class	Value
Cash	62.61%
Debt	37.39%

Debt Sector Allocation

Sector	Value
Corporate	41.72%
Cash Equivalent	25.86%
Government	22.83%

Credit Quality

Rating	Value
AA	12.06%
AAA	87.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 01062023 Sovereign Bonds \| -	4%	₹493 Cr	50,000,000
India (Republic of) - \| -	4%	₹484 Cr	50,000,000 ↑ 50,000,000
India (Republic of) - \| -	3%	₹387 Cr	40,000,010 ↑ 40,000,010
Mahindra & Mahindra Financial Services Ltd Debentures \| -	3%	₹349 Cr	3,500
India (Republic of) - \| -	2%	₹290 Cr	30,000,010 ↑ 30,000,010
7.16 5/20/2023 12:00:00 Am Sovereign Bonds \| -	2%	₹250 Cr	25,000,000
Shriram Finance Limited Debentures \| -	2%	₹246 Cr	2,450
Indian Bank Domestic Bonds \| -	2%	₹232 Cr	25,000 ↑ 25,000
The Tata Power Company Limited Debentures \| -	2%	₹200 Cr	2,000
364 Dtb 15062023 Sovereign Bonds \| -	2%	₹197 Cr	20,000,000

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2022 was 4.6% , 2021 was 7.8% and 2020 was 4.9% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (31 Mar 23)	₹3,451.3 ↑ 4.05 (0.12 %)
Net Assets (Cr)	₹5,115 on 28 Feb 23
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.12
Sharpe Ratio	-1.62
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.83%
Effective Maturity	4 Months 28 Days
Modified Duration	4 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 18	₹10,000
31 Mar 19	₹10,798
31 Mar 20	₹10,771
31 Mar 21	₹11,303
31 Mar 22	₹12,175

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23

Duration	Returns
1 Month	0.7%
3 Month	1.6%
6 Month	3.1%
1 Year	5.2%
3 Year	5.9%
5 Year	5.1%
10 Year
15 Year
Since launch	6%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%
2015	7.6%
2014	8.4%
2013	8.5%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	9.42 Yr.
Kinjal Desai	25 May 18	4.77 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 23

Asset Allocation

Asset Class	Value
Cash	68.91%
Debt	31.09%

Debt Sector Allocation

Sector	Value
Cash Equivalent	35.68%
Corporate	34.07%
Government	30.25%

Credit Quality

Rating	Value
AA	21.34%
AAA	78.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 07092023 Sovereign Bonds \| -	5%	₹242 Cr	25,000,000 ↑ 25,000,000
182 DTB 10082023 Sovereign Bonds \| -	4%	₹194 Cr	20,000,000
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹149 Cr	1,500
Reliance Industries Limited Debentures \| -	2%	₹101 Cr	1,000
08.39 RJ UDAY 2024 Domestic Bonds \| -	2%	₹101 Cr	10,000,000
Shriram Housing Finance Limited Debentures \| -	2%	₹100 Cr	1,000
182 DTB 22062023 Sovereign Bonds \| -	2%	₹98 Cr	10,000,000
182 DTB 14092023 Sovereign Bonds \| -	2%	₹97 Cr	10,000,000 ↑ 10,000,000
Shriram Finance Limited Debentures \| -	2%	₹90 Cr	900
Nabha Power Limited Debentures \| -	2%	₹75 Cr	750

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।