आईसीआईसीआई प्रूडेंशियल म्यूचुअल फंड 2022 द्वारा 5 सर्वश्रेष्ठ डेट फंड

Updated on October 1, 2025 , 22236 views

आईसीआईसीआई म्यूचुअल फंड नियमित उत्पन्न करना हैआय में निवेश के माध्यम से निवेशकों कोश्रेणी कर्ज का औरमुद्रा बाजार उपकरण। यह उन निवेशकों के लिए उपयुक्त है जो निम्न से मध्यम स्तर का जोखिम लेकर वर्तमान आय का अनुकूलन करना चाहते हैं।

निवेशक जो अपनी छोटी से मध्य अवधि तक हासिल करना चाहते हैंवित्तीय लक्ष्यों, फिरडेट फंड एक अच्छा विकल्प हो सकता है। इस योजना के लिए अनुशंसित डेट फंड हैंलिक्विड फंड, अल्ट्राशॉर्ट टर्म डेट फंड्स और शॉर्ट टर्म डेट फंड। ये फंड प्रकृति में तरल हैं, जिसका अर्थ है कि एकइन्वेस्टर अपनी निवेश की गई राशि को कभी भी भुना सकते हैं। डेट फंड में निवेश करने की योजना बना रहे निवेशक पहले से सूचीबद्ध शीर्ष 5 में से चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वारा आईसीआईसीआईम्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, पोर्टफोलियो की औसत परिपक्वता, आदि।

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आईसीआईसीआई डेट म्यूचुअल फंड में निवेश क्यों करें?

आईसीआईसीआई डेट फंड श्रेणी की एक विस्तृत श्रृंखला के साथ आते हैं, इसलिए निवेशक अपने शॉर्ट-टर्म, मिड-टर्म और यहां तक कि लॉन्ग-टर्म की योजना बना सकते हैं।निवेश योजना इन डेट फंडों को चुनकर
लिक्विड फंड जैसे डेट फंड कम जोखिम वाले निवेशकों के लिए छोटी अवधि के लिए निवेश करने और से बेहतर रिटर्न अर्जित करने के लिए एक बढ़िया विकल्प हैंबैंक बचत खाता।
डेट फंड में, आप किसी भी समय निवेश से आवश्यक धन निकाल सकते हैं और शेष धन को निवेशित रहने दे सकते हैं

बेस्ट आईसीआईसीआई डेट म्यूचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹32.6271 ↑ 0.04	₹6,013	2.3	4.9	9.2	8.4	8.5	8.07%	2Y 1M 24D	3Y 3M 7D
ICICI Prudential Medium Term Bond Fund Growth	₹45.8379 ↑ 0.05	₹5,739	1.8	4.3	9	8	8	7.85%	3Y 3M 25D	5Y 8M 23D
ICICI Prudential Corporate Bond Fund Growth	₹30.3572 ↑ 0.03	₹33,574	1.2	3.6	8.2	7.9	8	7%	3Y 18D	5Y 9M 18D
ICICI Prudential Short Term Fund Growth	₹61.2335 ↑ 0.04	₹22,339	1.3	3.7	8.2	7.8	7.8	7.27%	2Y 7M 10D	4Y 10M 20D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹24.9856 ↑ 0.03	₹2,594	0.2	2.9	8	8.7	9.3	6.81%	6Y 8M 16D	9Y 6M 11D
ICICI Prudential Savings Fund Growth	₹553.917 ↑ 0.32	₹27,076	1.5	3.8	8	7.7	8	6.84%	9M 29D	1Y 8M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Corporate Bond Fund	ICICI Prudential Short Term Fund	ICICI Prudential Constant Maturity Gilt Fund	ICICI Prudential Savings Fund
Point 1	Lower mid AUM (₹6,013 Cr).	Bottom quartile AUM (₹5,739 Cr).	Highest AUM (₹33,574 Cr).	Upper mid AUM (₹22,339 Cr).	Bottom quartile AUM (₹2,594 Cr).	Upper mid AUM (₹27,076 Cr).
Point 2	Established history (14+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Oldest track record among peers (23 yrs).	Established history (11+ yrs).	Established history (23+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 9.20% (top quartile).	1Y return: 9.02% (upper mid).	1Y return: 8.22% (upper mid).	1Y return: 8.15% (lower mid).	1Y return: 8.04% (bottom quartile).	1Y return: 7.96% (bottom quartile).
Point 6	1M return: 1.30% (top quartile).	1M return: 1.27% (upper mid).	1M return: 0.76% (lower mid).	1M return: 0.69% (bottom quartile).	1M return: 1.03% (upper mid).	1M return: 0.59% (bottom quartile).
Point 7	Sharpe: 1.90 (upper mid).	Sharpe: 1.49 (upper mid).	Sharpe: 1.36 (bottom quartile).	Sharpe: 1.43 (lower mid).	Sharpe: 0.41 (bottom quartile).	Sharpe: 2.68 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.07% (top quartile).	Yield to maturity (debt): 7.85% (upper mid).	Yield to maturity (debt): 7.00% (lower mid).	Yield to maturity (debt): 7.27% (upper mid).	Yield to maturity (debt): 6.81% (bottom quartile).	Yield to maturity (debt): 6.84% (bottom quartile).
Point 10	Modified duration: 2.15 yrs (upper mid).	Modified duration: 3.32 yrs (bottom quartile).	Modified duration: 3.05 yrs (lower mid).	Modified duration: 2.61 yrs (upper mid).	Modified duration: 6.71 yrs (bottom quartile).	Modified duration: 0.83 yrs (top quartile).

ICICI Prudential Regular Savings Fund

Lower mid AUM (₹6,013 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.20% (top quartile).
1M return: 1.30% (top quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.07% (top quartile).
Modified duration: 2.15 yrs (upper mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,739 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.02% (upper mid).
1M return: 1.27% (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.85% (upper mid).
Modified duration: 3.32 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,574 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.22% (upper mid).
1M return: 0.76% (lower mid).
Sharpe: 1.36 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.00% (lower mid).
Modified duration: 3.05 yrs (lower mid).

ICICI Prudential Short Term Fund

Upper mid AUM (₹22,339 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.15% (lower mid).
1M return: 0.69% (bottom quartile).
Sharpe: 1.43 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (upper mid).
Modified duration: 2.61 yrs (upper mid).

ICICI Prudential Constant Maturity Gilt Fund

Bottom quartile AUM (₹2,594 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 8.04% (bottom quartile).
1M return: 1.03% (upper mid).
Sharpe: 0.41 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 6.71 yrs (bottom quartile).

ICICI Prudential Savings Fund

Upper mid AUM (₹27,076 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.96% (bottom quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.68 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (bottom quartile).
Modified duration: 0.83 yrs (top quartile).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ पर छाँटा गया1 साल का रिटर्न.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Lower mid AUM (₹6,013 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.20% (top quartile).
1M return: 1.30% (top quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.07% (top quartile).
Modified duration: 2.15 yrs (upper mid).
Average maturity: 3.27 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~85%).
High-quality debt (AAA/AA ~83%).
Largest holding 7.1% Govt Stock 2034 (~5.5%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (03 Oct 25)	₹32.6271 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹6,013 on 15 Sep 25
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	1.9
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.07%
Effective Maturity	3 Years 3 Months 7 Days
Modified Duration	2 Years 1 Month 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,785
30 Sep 22	₹11,266
30 Sep 23	₹12,047
30 Sep 24	₹13,126
30 Sep 25	₹14,307

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	1.3%
3 Month	2.3%
6 Month	4.9%
1 Year	9.2%
3 Year	8.4%
5 Year	7.5%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%
2015	9%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.82 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	5.92%
Equity	8.21%
Debt	85.5%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	72.4%
Government	14.3%
Cash Equivalent	4.72%

Credit Quality

Rating	Value
A	16.3%
AA	59.05%
AAA	23.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹328 Cr	31,767,530
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹247 Cr	6,030,181
Millennia Realtors Private Limited Debentures \| -	4%	₹211 Cr	2,100
Vedanta Limited Debentures \| -	3%	₹201 Cr	20,000
Varroc Engineering Limited Debentures \| -	3%	₹188 Cr	25,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹188 Cr	18,500
Aadhar Housing Finance Limited Debentures \| -	3%	₹177 Cr	17,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹168 Cr	16,539,430
Nirma Limited Debentures \| -	3%	₹152 Cr	15,000
Lodha Developers Limited Debentures \| -	2%	₹150 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,739 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.02% (upper mid).
1M return: 1.27% (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.85% (upper mid).
Modified duration: 3.32 yrs (bottom quartile).
Average maturity: 5.73 yrs (lower mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~88%).
High-quality debt (AAA/AA ~99%).
Largest holding 7.1% Govt Stock 2034 (~9.6%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (03 Oct 25)	₹45.8379 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹5,739 on 15 Sep 25
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	1.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.85%
Effective Maturity	5 Years 8 Months 23 Days
Modified Duration	3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,762
30 Sep 22	₹11,110
30 Sep 23	₹11,881
30 Sep 24	₹12,846
30 Sep 25	₹13,970

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	1.3%
3 Month	1.8%
6 Month	4.3%
1 Year	9%
3 Year	8%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.82 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	5.35%
Equity	6.42%
Debt	87.91%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	62.32%
Government	22.98%
Cash Equivalent	5.35%
Securitized	2.61%

Credit Quality

Rating	Value
AA	58.91%
AAA	40.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹553 Cr	53,458,200
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹195 Cr	4,765,556
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹189 Cr	18,801,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
Godrej Properties Limited Debentures \| -	3%	₹153 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹153 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹151 Cr	15,000
Siddhivinayak Securitisation Trust ** Unlisted bonds \| -	3%	₹150 Cr	150 ↑ 150
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹148 Cr	14,538,300
TVS Credit Services Limited Debentures \| -	2%	₹114 Cr	110

3. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,574 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.22% (upper mid).
1M return: 0.76% (lower mid).
Sharpe: 1.36 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.00% (lower mid).
Modified duration: 3.05 yrs (lower mid).
Average maturity: 5.80 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~99%).
Largest holding 7.81% Govt Stock 2033 (~4.8%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (03 Oct 25)	₹30.3572 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹33,574 on 15 Sep 25
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	1.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7%
Effective Maturity	5 Years 9 Months 18 Days
Modified Duration	3 Years 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,593
30 Sep 22	₹10,971
30 Sep 23	₹11,788
30 Sep 24	₹12,714
30 Sep 25	₹13,745

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	1.2%
6 Month	3.6%
1 Year	8.2%
3 Year	7.9%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	4.1%
2020	10.4%
2019	9.9%
2018	6.4%
2017	6.3%
2016	9.8%
2015	8.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.61 Yr.
Ritesh Lunawat	22 Jan 24	1.61 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.53%
Debt	96.2%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	57.2%
Government	33.33%
Securitized	5.81%
Cash Equivalent	3.39%

Credit Quality

Rating	Value
AAA	99.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,619 Cr	156,277,360 ↓ -29,000,000
LIC Housing Finance Ltd Debentures \| -	4%	₹1,453 Cr	143,500
Siddhivinayak Securitisation Trust ** Unlisted bonds \| -	3%	₹1,000 Cr	1,000 ↑ 1,000
Shivshakti Securitisation Trust ** Unlisted bonds \| -	3%	₹950 Cr	950 ↑ 950
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹887 Cr	87,382,410
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹864 Cr	83,594,780
Pipeline Infrastructure Limited Debentures \| -	2%	₹826 Cr	80,500
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹588 Cr	58,412,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹564 Cr	55,550
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹538 Cr	56,500,000

4. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Upper mid AUM (₹22,339 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.15% (lower mid).
1M return: 0.69% (bottom quartile).
Sharpe: 1.43 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (upper mid).
Modified duration: 2.61 yrs (upper mid).
Average maturity: 4.89 yrs (upper mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Govt Stock 2034 (~4.3%).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (03 Oct 25)	₹61.2335 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹22,339 on 15 Sep 25
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.04
Sharpe Ratio	1.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.27%
Effective Maturity	4 Years 10 Months 20 Days
Modified Duration	2 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,591
30 Sep 22	₹10,971
30 Sep 23	₹11,768
30 Sep 24	₹12,697
30 Sep 25	₹13,718

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	1.3%
6 Month	3.7%
1 Year	8.2%
3 Year	7.8%
5 Year	6.5%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	15.79 Yr.
Nikhil Kabra	29 Dec 20	4.68 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.65%
Debt	96.08%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	58.16%
Government	32.77%
Securitized	5.15%
Cash Equivalent	3.65%

Credit Quality

Rating	Value
AA	19.28%
AAA	80.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹966 Cr	95,187,610
LIC Housing Finance Ltd Debentures \| -	3%	₹759 Cr	75,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹710 Cr	69,574,740
Shivshakti Securitisation Trust ** Unlisted bonds \| -	3%	₹625 Cr	625 ↑ 625
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹573 Cr	55,312,240 ↓ -36,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹563 Cr	55,500
Siddhivinayak Securitisation Trust ** Unlisted bonds \| -	2%	₹525 Cr	525 ↑ 525
Vedanta Limited Debentures \| -	2%	₹510 Cr	51,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹428 Cr	41,358,430
7.11% Govt Stock 2028 Sovereign Bonds \| -	2%	₹364 Cr	36,000,000 ↑ 36,000,000

5. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Constant Maturity Gilt Fund

Bottom quartile AUM (₹2,594 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 8.04% (bottom quartile).
1M return: 1.03% (upper mid).
Sharpe: 0.41 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 6.71 yrs (bottom quartile).
Average maturity: 9.53 yrs (bottom quartile).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.1% Govt Stock 2034 (~25.2%).
Top-3 holdings concentration ~65.8%.

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (03 Oct 25)	₹24.9856 ↑ 0.03 (0.13 %)
Net Assets (Cr)	₹2,594 on 15 Sep 25
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	6.81%
Effective Maturity	9 Years 6 Months 11 Days
Modified Duration	6 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,570
30 Sep 22	₹10,480
30 Sep 23	₹11,306
30 Sep 24	₹12,430
30 Sep 25	₹13,343

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	1%
3 Month	0.2%
6 Month	2.9%
1 Year	8%
3 Year	8.7%
5 Year	6%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.3%
2023	7.7%
2022	1.2%
2021	2.8%
2020	13.6%
2019	12.8%
2018	9.7%
2017	2.4%
2016	16.2%
2015	6.9%

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.61 Yr.
Raunak Surana	22 Jan 24	1.61 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	2.9%
Debt	97.1%

Debt Sector Allocation

Sector	Value
Government	97.1%
Cash Equivalent	2.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	25%	₹654 Cr	63,219,850 ↑ 1,500,000
6.64% Govt Stock 2035 Sovereign Bonds \| -	24%	₹634 Cr	63,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	16%	₹418 Cr	40,500,000 ↑ 10,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	15%	₹384 Cr	37,874,500 ↓ -19,500,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	11%	₹285 Cr	27,000,000 ↑ 15,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹65 Cr	6,500,000
6.19% Govt Stock 2034 Sovereign Bonds \| -	2%	₹49 Cr	5,000,000
6.67% Govt Stock 2035 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	0%	₹4 Cr	413,500
Net Current Assets Net Current Assets \| -	1%	₹39 Cr

6. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹27,076 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.96% (bottom quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.68 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (bottom quartile).
Modified duration: 0.83 yrs (top quartile).
Average maturity: 1.74 yrs (top quartile).
Exit load: NIL.
Top sector: Basic Materials.
Top bond sector: Corporate.
Debt-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~4.2%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (03 Oct 25)	₹553.917 ↑ 0.32 (0.06 %)
Net Assets (Cr)	₹27,076 on 15 Sep 25
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	2.68
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	1 Year 8 Months 26 Days
Modified Duration	9 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,549
30 Sep 22	₹10,916
30 Sep 23	₹11,730
30 Sep 24	₹12,632
30 Sep 25	₹13,633

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	3.8%
1 Year	8%
3 Year	7.7%
5 Year	6.4%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.8%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	0.97 Yr.
Darshil Dedhia	12 Jun 23	2.22 Yr.

Data below for ICICI Prudential Savings Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	21.71%
Debt	78.03%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	66.24%
Government	24.45%
Cash Equivalent	5.35%
Securitized	3.69%

Credit Quality

Rating	Value
AA	12.72%
AAA	87.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹1,125 Cr	111,750
7.81% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,111 Cr	107,269,310 ↓ -15,916,670
Radhakrishna Securitization Trust ** Unlisted bonds \| -	3%	₹875 Cr	875 ↑ 875
7.11% Govt Stock 2028 Sovereign Bonds \| -	2%	₹635 Cr	62,841,800 ↑ 14,068,200
6.63% Govt Stock 2031 Sovereign Bonds \| -	2%	₹615 Cr	60,500,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	2%	₹476 Cr	46,625,930
Small Industries Development Bank Of India Debentures \| -	2%	₹448 Cr	44,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹436 Cr	43,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹403 Cr	40,000
Small Industries Development Bank Of India Debentures \| -	1%	₹352 Cr	35,000

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