आईसीआईसीआई प्रूडेंशियल म्यूचुअल फंड 2022 द्वारा 5 सर्वश्रेष्ठ डेट फंड

Updated on January 18, 2026 , 22471 views

आईसीआईसीआई म्यूचुअल फंड नियमित उत्पन्न करना हैआय में निवेश के माध्यम से निवेशकों कोश्रेणी कर्ज का औरमुद्रा बाजार उपकरण। यह उन निवेशकों के लिए उपयुक्त है जो निम्न से मध्यम स्तर का जोखिम लेकर वर्तमान आय का अनुकूलन करना चाहते हैं।

निवेशक जो अपनी छोटी से मध्य अवधि तक हासिल करना चाहते हैंवित्तीय लक्ष्यों, फिरडेट फंड एक अच्छा विकल्प हो सकता है। इस योजना के लिए अनुशंसित डेट फंड हैंलिक्विड फंड, अल्ट्राशॉर्ट टर्म डेट फंड्स और शॉर्ट टर्म डेट फंड। ये फंड प्रकृति में तरल हैं, जिसका अर्थ है कि एकइन्वेस्टर अपनी निवेश की गई राशि को कभी भी भुना सकते हैं। डेट फंड में निवेश करने की योजना बना रहे निवेशक पहले से सूचीबद्ध शीर्ष 5 में से चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वारा आईसीआईसीआईम्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, पोर्टफोलियो की औसत परिपक्वता, आदि।

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आईसीआईसीआई डेट म्यूचुअल फंड में निवेश क्यों करें?

आईसीआईसीआई डेट फंड श्रेणी की एक विस्तृत श्रृंखला के साथ आते हैं, इसलिए निवेशक अपने शॉर्ट-टर्म, मिड-टर्म और यहां तक कि लॉन्ग-टर्म की योजना बना सकते हैं।निवेश योजना इन डेट फंडों को चुनकर
लिक्विड फंड जैसे डेट फंड कम जोखिम वाले निवेशकों के लिए छोटी अवधि के लिए निवेश करने और से बेहतर रिटर्न अर्जित करने के लिए एक बढ़िया विकल्प हैंबैंक बचत खाता।
डेट फंड में, आप किसी भी समय निवेश से आवश्यक धन निकाल सकते हैं और शेष धन को निवेशित रहने दे सकते हैं

बेस्ट आईसीआईसीआई डेट म्यूचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹33.2281 ↑ 0.02	₹5,920	1.4	3.7	9.1	8.3	9.5	8.28%	1Y 10M 24D	2Y 11M 19D
ICICI Prudential Medium Term Bond Fund Growth	₹46.5395 ↑ 0.01	₹5,708	1	3	8.4	7.8	9	7.92%	3Y 2M 5D	5Y 10M 10D
ICICI Prudential Short Term Fund Growth	₹62.0683 ↑ 0.01	₹20,935	0.9	2.3	7.5	7.6	8	7.32%	2Y 6M 29D	4Y 7M 24D
ICICI Prudential Corporate Bond Fund Growth	₹30.7519 ↑ 0.01	₹33,871	0.8	2.3	7.4	7.7	8	7.02%	2Y 11M 1D	5Y 5M 12D
ICICI Prudential Savings Fund Growth	₹562.732 ↓ -0.02	₹30,163	1.3	2.9	7.4	7.7	7.7	6.8%	8M 5D	1Y 3M 4D
ICICI Prudential Floating Interest Fund Growth	₹439.044 ↑ 0.08	₹7,282	1.4	2.8	7.3	7.7	7.7	6.81%	1Y 1M 10D	3Y 2M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Jan 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Short Term Fund	ICICI Prudential Corporate Bond Fund	ICICI Prudential Savings Fund	ICICI Prudential Floating Interest Fund
Point 1	Bottom quartile AUM (₹5,920 Cr).	Bottom quartile AUM (₹5,708 Cr).	Upper mid AUM (₹20,935 Cr).	Highest AUM (₹33,871 Cr).	Upper mid AUM (₹30,163 Cr).	Lower mid AUM (₹7,282 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).	Established history (16+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 9.07% (top quartile).	1Y return: 8.42% (upper mid).	1Y return: 7.49% (upper mid).	1Y return: 7.42% (lower mid).	1Y return: 7.39% (bottom quartile).	1Y return: 7.33% (bottom quartile).
Point 6	1M return: 0.36% (top quartile).	1M return: 0.20% (upper mid).	1M return: 0.08% (bottom quartile).	1M return: 0.04% (bottom quartile).	1M return: 0.28% (upper mid).	1M return: 0.19% (lower mid).
Point 7	Sharpe: 3.32 (top quartile).	Sharpe: 2.06 (lower mid).	Sharpe: 1.58 (bottom quartile).	Sharpe: 1.43 (bottom quartile).	Sharpe: 2.95 (upper mid).	Sharpe: 2.17 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.28% (top quartile).	Yield to maturity (debt): 7.92% (upper mid).	Yield to maturity (debt): 7.32% (upper mid).	Yield to maturity (debt): 7.02% (lower mid).	Yield to maturity (debt): 6.80% (bottom quartile).	Yield to maturity (debt): 6.81% (bottom quartile).
Point 10	Modified duration: 1.90 yrs (upper mid).	Modified duration: 3.18 yrs (bottom quartile).	Modified duration: 2.58 yrs (lower mid).	Modified duration: 2.92 yrs (bottom quartile).	Modified duration: 0.68 yrs (top quartile).	Modified duration: 1.11 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,920 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.07% (top quartile).
1M return: 0.36% (top quartile).
Sharpe: 3.32 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.90 yrs (upper mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,708 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.42% (upper mid).
1M return: 0.20% (upper mid).
Sharpe: 2.06 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.92% (upper mid).
Modified duration: 3.18 yrs (bottom quartile).

ICICI Prudential Short Term Fund

Upper mid AUM (₹20,935 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.49% (upper mid).
1M return: 0.08% (bottom quartile).
Sharpe: 1.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.32% (upper mid).
Modified duration: 2.58 yrs (lower mid).

ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,871 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.42% (lower mid).
1M return: 0.04% (bottom quartile).
Sharpe: 1.43 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.02% (lower mid).
Modified duration: 2.92 yrs (bottom quartile).

ICICI Prudential Savings Fund

Upper mid AUM (₹30,163 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.39% (bottom quartile).
1M return: 0.28% (upper mid).
Sharpe: 2.95 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (bottom quartile).
Modified duration: 0.68 yrs (top quartile).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,282 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.33% (bottom quartile).
1M return: 0.19% (lower mid).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 1.11 yrs (upper mid).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ पर छाँटा गया1 साल का रिटर्न.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,920 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.07% (top quartile).
1M return: 0.36% (top quartile).
Sharpe: 3.32 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.90 yrs (upper mid).
Average maturity: 2.97 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~75%).
High-quality debt (AAA/AA ~79%).
Largest holding Embassy Office Parks REIT (~4.3%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (20 Jan 26)	₹33.2281 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹5,920 on 31 Dec 25
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	3.32
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.28%
Effective Maturity	2 Years 11 Months 19 Days
Modified Duration	1 Year 10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,623
31 Dec 22	₹11,160
31 Dec 23	₹11,968
31 Dec 24	₹12,981
31 Dec 25	₹14,218

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	3.7%
1 Year	9.1%
3 Year	8.3%
5 Year	7.3%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.16 Yr.
Akhil Kakkar	22 Jan 24	1.94 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	14.57%
Equity	9.55%
Debt	75.5%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	69.43%
Cash Equivalent	13.75%
Government	6.89%

Credit Quality

Rating	Value
A	21.46%
AA	57.58%
AAA	20.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹252 Cr	5,791,885
Keystone Realtors Limited Debentures \| -	4%	₹235 Cr	23,500
Millennia Realtors Private Limited Debentures \| -	4%	₹211 Cr	2,100
Vedanta Limited Debentures \| -	3%	₹201 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹199 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹187 Cr	18,500
Jtpm Metal TRaders Limited Debentures \| -	3%	₹186 Cr	18,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹175 Cr	17,017,530
Varroc Engineering Limited Debentures \| -	3%	₹172 Cr	25,000
Nirma Limited Debentures \| -	3%	₹151 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,708 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.42% (upper mid).
1M return: 0.20% (upper mid).
Sharpe: 2.06 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.92% (upper mid).
Modified duration: 3.18 yrs (bottom quartile).
Average maturity: 5.86 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding Embassy Office Parks REIT (~3.6%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (20 Jan 26)	₹46.5395 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹5,708 on 31 Dec 25
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	2.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.92%
Effective Maturity	5 Years 10 Months 10 Days
Modified Duration	3 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,551
31 Dec 22	₹10,992
31 Dec 23	₹11,764
31 Dec 24	₹12,708
31 Dec 25	₹13,849

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	1%
6 Month	3%
1 Year	8.4%
3 Year	7.8%
5 Year	6.7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.16 Yr.
Akhil Kakkar	22 Jan 24	1.95 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	11.12%
Equity	8.96%
Debt	79.59%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	66.91%
Government	13.11%
Cash Equivalent	10.69%

Credit Quality

Rating	Value
AA	62.55%
AAA	37.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹207 Cr	4,765,556
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹192 Cr	18,708,200
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹187 Cr	18,801,500
Adani Enterprises Limited Debentures \| -	3%	₹174 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹155 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹152 Cr	15,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹151 Cr	150
TATA Projects Limited Debentures \| -	3%	₹151 Cr	15,000
Godrej Properties Limited Debentures \| -	2%	₹127 Cr	12,500

3. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Upper mid AUM (₹20,935 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.49% (upper mid).
1M return: 0.08% (bottom quartile).
Sharpe: 1.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.32% (upper mid).
Modified duration: 2.58 yrs (lower mid).
Average maturity: 4.65 yrs (lower mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Top sector: Financial Services.
Top bond sector: Corporate.
Debt-heavy allocation (~85%).
High-quality debt (AAA/AA ~100%).
Largest holding LIC Housing Finance Ltd (~3.6%).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (20 Jan 26)	₹62.0683 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹20,935 on 31 Dec 25
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.04
Sharpe Ratio	1.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.32%
Effective Maturity	4 Years 7 Months 24 Days
Modified Duration	2 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,388
31 Dec 22	₹10,872
31 Dec 23	₹11,676
31 Dec 24	₹12,590
31 Dec 25	₹13,594

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	0.9%
6 Month	2.3%
1 Year	7.5%
3 Year	7.6%
5 Year	6.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.8%
2022	7.4%
2021	4.7%
2020	3.9%
2019	10.6%
2018	9.7%
2017	5.8%
2016	5.9%
2015	11.1%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	16.13 Yr.
Nikhil Kabra	29 Dec 20	5.01 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	14.83%
Debt	84.88%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	67.71%
Government	22.39%
Cash Equivalent	9.61%

Credit Quality

Rating	Value
AA	18.95%
AAA	81.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	4%	₹757 Cr	75,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹613 Cr	60,500
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹603 Cr	600
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹595 Cr	60,000,750 ↑ 59,949,150
Vedanta Limited Debentures \| -	3%	₹588 Cr	58,500 ↑ 7,500
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹528 Cr	525
6.82% Govt Stock 2033 Sovereign Bonds \| -	2%	₹497 Cr	48,109,040 ↓ -62,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹425 Cr	41,358,430
6.54% Govt Stock 2034 Sovereign Bonds \| -	2%	₹408 Cr	40,110,060 ↓ -8,571,420
6.22% Govt Stock 2028 Sovereign Bonds \| -	2%	₹331 Cr	32,821,800

4. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,871 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.42% (lower mid).
1M return: 0.04% (bottom quartile).
Sharpe: 1.43 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.02% (lower mid).
Modified duration: 2.92 yrs (bottom quartile).
Average maturity: 5.45 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.82% Govt Stock 2033 (~4.4%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (20 Jan 26)	₹30.7519 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹33,871 on 31 Dec 25
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	1.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.02%
Effective Maturity	5 Years 5 Months 12 Days
Modified Duration	2 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,412
31 Dec 22	₹10,877
31 Dec 23	₹11,703
31 Dec 24	₹12,643
31 Dec 25	₹13,649

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0%
3 Month	0.8%
6 Month	2.3%
1 Year	7.4%
3 Year	7.7%
5 Year	6.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	8%
2022	7.6%
2021	4.5%
2020	4.1%
2019	10.4%
2018	9.9%
2017	6.4%
2016	6.3%
2015	9.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.94 Yr.
Ritesh Lunawat	22 Jan 24	1.94 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	22.47%
Debt	77.26%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	59.54%
Cash Equivalent	21.66%
Government	18.52%

Credit Quality

Rating	Value
AA	0.5%
AAA	99.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.82% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,479 Cr	143,282,560
LIC Housing Finance Ltd Debentures \| -	4%	₹1,469 Cr	145,500
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹1,006 Cr	1,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹949 Cr	95,741,500 ↑ 95,664,100
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹904 Cr	900
Pipeline Infrastructure Limited Debentures \| -	2%	₹827 Cr	80,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹757 Cr	73,594,780
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹582 Cr	58,412,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹546 Cr	54,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹533 Cr	56,500,000

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹30,163 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.39% (bottom quartile).
1M return: 0.28% (upper mid).
Sharpe: 2.95 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (bottom quartile).
Modified duration: 0.68 yrs (top quartile).
Average maturity: 1.26 yrs (top quartile).
Exit load: NIL.
Top sector: Basic Materials.
Top bond sector: Corporate.
Conservative stance with elevated cash (~43%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~3.7%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (20 Jan 26)	₹562.732 ↓ -0.02 (0.00 %)
Net Assets (Cr)	₹30,163 on 31 Dec 25
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	2.95
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.8%
Effective Maturity	1 Year 3 Months 4 Days
Modified Duration	8 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,377
31 Dec 22	₹10,844
31 Dec 23	₹11,671
31 Dec 24	₹12,601
31 Dec 25	₹13,570

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.9%
1 Year	7.4%
3 Year	7.7%
5 Year	6.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.3 Yr.
Darshil Dedhia	12 Jun 23	2.56 Yr.

Data below for ICICI Prudential Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	43.01%
Debt	56.75%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	65.55%
Cash Equivalent	24.13%
Government	10.08%

Credit Quality

Rating	Value
AA	13.9%
AAA	86.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹1,121 Cr	111,750
6.82% Govt Stock 2033 Sovereign Bonds \| -	3%	₹987 Cr	95,593,960 ↓ -62,500
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹875 Cr	875
6.52% Govt Stock 2031 Sovereign Bonds \| -	2%	₹616 Cr	60,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹505 Cr	50,000
6.22% Govt Stock 2028 Sovereign Bonds \| -	2%	₹481 Cr	47,715,900
Small Industries Development Bank Of India Debentures \| -	1%	₹446 Cr	44,500
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹401 Cr	40,000
India (Republic of) - \| -	1%	₹399 Cr	40,000,000 ↑ 40,000,000
Bank of Baroda Debentures \| -	1%	₹391 Cr	8,000

6. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,282 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.33% (bottom quartile).
1M return: 0.19% (lower mid).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 1.11 yrs (upper mid).
Average maturity: 3.22 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.82% Govt Stock 2033 (~18.3%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (20 Jan 26)	₹439.044 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹7,282 on 31 Dec 25
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.81%
Effective Maturity	3 Years 2 Months 19 Days
Modified Duration	1 Year 1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,379
31 Dec 22	₹10,822
31 Dec 23	₹11,660
31 Dec 24	₹12,592
31 Dec 25	₹13,565

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	1.4%
6 Month	2.8%
1 Year	7.3%
3 Year	7.7%
5 Year	6.3%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.3 Yr.
Darshil Dedhia	12 Jun 23	2.56 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	56.07%
Debt	43.45%
Other	0.47%

Debt Sector Allocation

Sector	Value
Cash Equivalent	51.98%
Corporate	45.14%
Government	2.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.82% Govt Stock 2033 Sovereign Bonds \| -	18%	₹1,332 Cr	128,988,040 ↓ -125,000
LIC Housing Finance Ltd Debentures \| -	5%	₹370 Cr	3,650
6.54% Govt Stock 2034 Sovereign Bonds \| -	4%	₹318 Cr	31,268,140 ↓ -7,348,030
Samvardhana Motherson International Limited Debentures \| -	3%	₹215 Cr	21,500 ↑ 21,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹208 Cr	20,500
LIC Housing Finance Ltd Debentures \| -	3%	₹202 Cr	20,000
State Government Securities Sovereign Bonds \| -	3%	₹200 Cr	20,000,000 ↑ 20,000,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	2%	₹176 Cr	175
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	2%	₹176 Cr	175
TATA Communications Limited Debentures \| -	2%	₹151 Cr	15,000

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