आईसीआईसीआई प्रूडेंशियल म्यूचुअल फंड 2022 द्वारा 5 सर्वश्रेष्ठ डेट फंड

Updated on October 26, 2026 , 23283 views

आईसीआईसीआई म्यूचुअल फंड नियमित उत्पन्न करना हैआय में निवेश के माध्यम से निवेशकों कोश्रेणी कर्ज का औरमुद्रा बाजार उपकरण। यह उन निवेशकों के लिए उपयुक्त है जो निम्न से मध्यम स्तर का जोखिम लेकर वर्तमान आय का अनुकूलन करना चाहते हैं।

निवेशक जो अपनी छोटी से मध्य अवधि तक हासिल करना चाहते हैंवित्तीय लक्ष्यों, फिरडेट फंड एक अच्छा विकल्प हो सकता है। इस योजना के लिए अनुशंसित डेट फंड हैंलिक्विड फंड, अल्ट्राशॉर्ट टर्म डेट फंड्स और शॉर्ट टर्म डेट फंड। ये फंड प्रकृति में तरल हैं, जिसका अर्थ है कि एकइन्वेस्टर अपनी निवेश की गई राशि को कभी भी भुना सकते हैं। डेट फंड में निवेश करने की योजना बना रहे निवेशक पहले से सूचीबद्ध शीर्ष 5 में से चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वारा आईसीआईसीआईम्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, पोर्टफोलियो की औसत परिपक्वता, आदि।

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आईसीआईसीआई डेट म्यूचुअल फंड में निवेश क्यों करें?

आईसीआईसीआई डेट फंड श्रेणी की एक विस्तृत श्रृंखला के साथ आते हैं, इसलिए निवेशक अपने शॉर्ट-टर्म, मिड-टर्म और यहां तक कि लॉन्ग-टर्म की योजना बना सकते हैं।निवेश योजना इन डेट फंडों को चुनकर
लिक्विड फंड जैसे डेट फंड कम जोखिम वाले निवेशकों के लिए छोटी अवधि के लिए निवेश करने और से बेहतर रिटर्न अर्जित करने के लिए एक बढ़िया विकल्प हैंबैंक बचत खाता।
डेट फंड में, आप किसी भी समय निवेश से आवश्यक धन निकाल सकते हैं और शेष धन को निवेशित रहने दे सकते हैं

बेस्ट आईसीआईसीआई डेट म्यूचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Liquid Fund Growth	₹418.547 ↑ 0.06	₹55,340	1.5	3.1	6.3	6.8	6.5	6.39%	1M 20D	1M 24D
ICICI Prudential Money Market Fund Growth	₹411.894 ↑ 0.02	₹31,010	1.5	3.1	6.2	7.2	7.4	6.93%	4M 1D	4M 10D
ICICI Prudential Ultra Short Term Fund Growth	₹29.9727 ↑ 0.00	₹15,236	1.3	2.9	6	6.9	7.1	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Regular Savings Fund Growth	₹34.6981 ↓ 0.00	₹6,320	0.3	2.8	5.9	8	9.5	8.57%	1Y 10M 20D	2Y 11M 19D
ICICI Prudential Savings Fund Growth	₹587.822 ↑ 0.01	₹18,781	1	2.7	5.7	7.1	7.7	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Floating Interest Fund Growth	₹454.846 ↓ -0.11	₹8,658	0.1	2	4.9	6.8	7.7	7.76%	1Y 11M 5D	2Y 11M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Liquid Fund	ICICI Prudential Money Market Fund	ICICI Prudential Ultra Short Term Fund	ICICI Prudential Regular Savings Fund	ICICI Prudential Savings Fund	ICICI Prudential Floating Interest Fund
Point 1	Highest AUM (₹55,340 Cr).	Upper mid AUM (₹31,010 Cr).	Lower mid AUM (₹15,236 Cr).	Bottom quartile AUM (₹6,320 Cr).	Upper mid AUM (₹18,781 Cr).	Bottom quartile AUM (₹8,658 Cr).
Point 2	Established history (20+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (24 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 6.30% (top quartile).	1Y return: 6.18% (upper mid).	1Y return: 5.95% (upper mid).	1Y return: 5.89% (lower mid).	1Y return: 5.67% (bottom quartile).	1Y return: 4.88% (bottom quartile).
Point 6	1M return: 0.43% (top quartile).	1M return: 0.33% (upper mid).	1M return: 0.27% (upper mid).	1M return: -0.37% (bottom quartile).	1M return: 0.10% (lower mid).	1M return: -0.30% (bottom quartile).
Point 7	Sharpe: 2.88 (top quartile).	Sharpe: 0.91 (lower mid).	Sharpe: 0.96 (upper mid).	Sharpe: 0.97 (upper mid).	Sharpe: 0.64 (bottom quartile).	Sharpe: 0.27 (bottom quartile).
Point 8	Information ratio: 1.20 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.39% (bottom quartile).	Yield to maturity (debt): 6.93% (bottom quartile).	Yield to maturity (debt): 7.37% (upper mid).	Yield to maturity (debt): 8.57% (top quartile).	Yield to maturity (debt): 7.37% (lower mid).	Yield to maturity (debt): 7.76% (upper mid).
Point 10	Modified duration: 0.14 yrs (top quartile).	Modified duration: 0.34 yrs (upper mid).	Modified duration: 0.88 yrs (upper mid).	Modified duration: 1.89 yrs (bottom quartile).	Modified duration: 0.88 yrs (lower mid).	Modified duration: 1.93 yrs (bottom quartile).

ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.30% (top quartile).
1M return: 0.43% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).

ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.18% (upper mid).
1M return: 0.33% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).

ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.95% (upper mid).
1M return: 0.27% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.89% (lower mid).
1M return: -0.37% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).

ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.67% (bottom quartile).
1M return: 0.10% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).

ICICI Prudential Floating Interest Fund

Bottom quartile AUM (₹8,658 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.88% (bottom quartile).
1M return: -0.30% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.76% (upper mid).
Modified duration: 1.93 yrs (bottom quartile).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ पर छाँटा गया1 साल का रिटर्न.

1. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.30% (top quartile).
1M return: 0.43% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).
Average maturity: 0.15 yrs (top quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 91 Days Treasury Bills (~5.5%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (28 Oct 26)	₹418.547 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹55,340 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.3
Sharpe Ratio	2.88
Information Ratio	1.2
Alpha Ratio	-0.05
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	1 Month 24 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,399
30 Sep 23	₹11,108
30 Sep 24	₹11,927
30 Sep 25	₹12,736
30 Sep 26	₹13,543

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.84 Yr.
Darshil Dedhia	12 Jun 23	3.31 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	93.7%
Debt	6.07%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.92%
Government	13.82%
Corporate	7.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Treasury Bills Sovereign Bonds \| -	5%	₹3,754 Cr	378,500,000
Treps CBLO/Reverse Repo \| -	5%	₹3,337 Cr
India (Republic of) - \| -	3%	₹2,294 Cr	230,819,600
Nabard ** Net Current Assets \| -	3%	₹1,980 Cr	40,000
Reverse Repo CBLO/Reverse Repo \| -	3%	₹1,948 Cr
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,487 Cr	30,000 ↑ 30,000
Reliance Retail Ventures Ltd ** Net Current Assets \| -	2%	₹1,385 Cr	28,000 ↑ 28,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,247 Cr	25,000
Reliance Retail Ventures Ltd ** Net Current Assets \| -	2%	₹1,194 Cr	24,000
India (Republic of) - \| -	2%	₹1,074 Cr	107,500,000 ↓ -26,500,000

2. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.18% (upper mid).
1M return: 0.33% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).
Average maturity: 0.36 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.7%).

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (28 Oct 26)	₹411.894 ↑ 0.02 (0.00 %)
Net Assets (Cr)	₹31,010 on 30 Sep 26
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	4 Months 10 Days
Modified Duration	4 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,396
30 Sep 23	₹11,152
30 Sep 24	₹12,006
30 Sep 25	₹12,935
30 Sep 26	₹13,757

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.5%
6 Month	3.1%
1 Year	6.2%
3 Year	7.2%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.7%
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	3.31 Yr.
Nikhil Kabra	3 Aug 16	10.17 Yr.

Data below for ICICI Prudential Money Market Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	94.58%
Debt	5.13%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	43.5%
Cash Equivalent	33.71%
Government	22.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹1,238 Cr	125,000,000
India (Republic of) - \| -	2%	₹609 Cr	61,000,000 ↓ -2,500,000
Bank of India Ltd. Debentures \| -	1%	₹439 Cr	9,000
India (Republic of) - \| -	1%	₹396 Cr	40,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹388 Cr	8,000
India (Republic of) - \| -	1%	₹374 Cr	37,993,100
India (Republic of) - \| -	1%	₹338 Cr	34,000,000
India (Republic of) - \| -	1%	₹311 Cr	31,500,000
India (Republic of) - \| -	1%	₹249 Cr	25,000,000
India (Republic of) - \| -	1%	₹199 Cr	20,000,000

3. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.95% (upper mid).
1M return: 0.27% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).
Average maturity: 1.30 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~2.8%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (28 Oct 26)	₹29.9727 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹15,236 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.78
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,388
30 Sep 23	₹11,095
30 Sep 24	₹11,911
30 Sep 25	₹12,789
30 Sep 26	₹13,586

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.9%
1 Year	6%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.88 Yr.
Ritesh Lunawat	15 Jun 17	9.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	80.95%
Debt	18.72%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	60.66%
Cash Equivalent	51.48%

Credit Quality

Rating	Value
AA	18.98%
AAA	81.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹422 Cr	42,500 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹349 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹317 Cr	31,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹305 Cr	30,500
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹262 Cr	275
AU Small Finance Bank Ltd. Debentures \| -	2%	₹247 Cr	5,000
Piramal Finance Limited Debentures \| -	2%	₹230 Cr	23,000
Muthoot Finance Limited Debentures \| -	2%	₹225 Cr	22,500
Ultratech Cement Limited Debentures \| -	1%	₹219 Cr	22,000

4. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.89% (lower mid).
1M return: -0.37% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).
Average maturity: 2.97 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~92%).
Largest holding 6.94% Govt Stock 2036 (~4.9%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (28 Oct 26)	₹34.6981 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹6,320 on 30 Sep 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	0.97
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	2 Years 11 Months 19 Days
Modified Duration	1 Year 10 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,446
30 Sep 23	₹11,171
30 Sep 24	₹12,171
30 Sep 25	₹13,266
30 Sep 26	₹14,215

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	-0.4%
3 Month	0.3%
6 Month	2.8%
1 Year	5.9%
3 Year	8%
5 Year	7.1%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.9 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Equity	8.97%
Debt	91.04%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	64.01%
Government	27.03%

Credit Quality

Rating	Value
A	8.32%
AA	70.2%
AAA	21.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	5%	₹310 Cr	31,964,800 ↑ 10,000,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹275 Cr	25,500
Adani Enterprises Limited Debentures \| -	3%	₹199 Cr	20,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹198 Cr	4,560,807 ↓ -213,921
TRuhome Finance Limited Debentures \| -	3%	₹198 Cr	20,000
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹175 Cr	17,500
Nirma Limited Debentures \| -	2%	₹150 Cr	15,000
Aavas Financiers Limited Debentures \| -	2%	₹149 Cr	15,000
Hiranandani Financial Services Private Limited Debentures \| -	2%	₹148 Cr	15,000
Keystone Realtors Limited Debentures \| -	2%	₹139 Cr	23,500

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.67% (bottom quartile).
1M return: 0.10% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).
Average maturity: 1.30 yrs (lower mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~4.8%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (28 Oct 26)	₹587.822 ↑ 0.01 (0.00 %)
Net Assets (Cr)	₹18,781 on 30 Sep 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,348
30 Sep 23	₹11,120
30 Sep 24	₹11,974
30 Sep 25	₹12,924
30 Sep 26	₹13,725

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	0.1%
3 Month	1%
6 Month	2.7%
1 Year	5.7%
3 Year	7.1%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	2.05 Yr.
Darshil Dedhia	12 Jun 23	3.31 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	30.85%
Debt	68.65%
Other	0.5%

Debt Sector Allocation

Sector	Value
Corporate	73.61%
Government	13.4%
Cash Equivalent	12.49%

Credit Quality

Rating	Value
AA	15.12%
AAA	84.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	5%	₹833 Cr	875
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹625 Cr	63,000
6.64% Govt Stock 2031 Sovereign Bonds \| -	4%	₹620 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	3%	₹487 Cr	50,000,000
Rec Limited Debentures \| -	2%	₹425 Cr	42,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹418 Cr	42,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹393 Cr	39,500
Bank of India Ltd. Debentures \| -	2%	₹342 Cr	7,000 ↓ -1,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	2%	₹332 Cr	32,089,920
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹299 Cr	30,000

6. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Bottom quartile AUM (₹8,658 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.88% (bottom quartile).
1M return: -0.30% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.76% (upper mid).
Modified duration: 1.93 yrs (bottom quartile).
Average maturity: 2.92 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~5.2%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (28 Oct 26)	₹454.846 ↓ -0.11 (-0.02 %)
Net Assets (Cr)	₹8,658 on 30 Sep 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.76%
Effective Maturity	2 Years 11 Months 1 Day
Modified Duration	1 Year 11 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,304
30 Sep 23	₹11,080
30 Sep 24	₹11,923
30 Sep 25	₹12,837
30 Sep 26	₹13,599

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26

Duration	Returns
1 Month	-0.3%
3 Month	0.1%
6 Month	2%
1 Year	4.9%
3 Year	6.8%
5 Year	6.2%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	7.7%
2022	4.3%
2021	3.8%
2020	9.5%
2019	8.4%
2018	6.6%
2017	6.8%
2016	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	2.05 Yr.
Darshil Dedhia	12 Jun 23	3.31 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	4.82%
Debt	94.75%
Other	0.43%

Debt Sector Allocation

Sector	Value
Corporate	65.97%
Government	28.99%
Cash Equivalent	3.41%
Securitized	1.21%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹427 Cr	43,000
6.75% Govt Stock 2033 Sovereign Bonds \| -	4%	₹358 Cr	34,538,930
Citicorp Finance (India) Limited Debentures \| -	3%	₹262 Cr	26,143
Tata Capital Limited Debentures \| -	3%	₹249 Cr	2,500
LIC Housing Finance Ltd Debentures \| -	3%	₹234 Cr	23,500
Rec Limited Debentures \| -	3%	₹223 Cr	22,500
Power Finance Corporation Limited Debentures \| -	3%	₹223 Cr	22,500
Power Finance Corporation Limited Debentures \| -	3%	₹217 Cr	22,000
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	2%	₹196 Cr	20,000,000
Bajaj Finance Limited Debentures \| -	2%	₹196 Cr	20,000

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