आईसीआईसीआई प्रूडेंशियल म्यूचुअल फंड 2022 द्वारा 5 सर्वश्रेष्ठ डेट फंड

Updated on July 6, 2026 , 23037 views

आईसीआईसीआई म्यूचुअल फंड नियमित उत्पन्न करना हैआय में निवेश के माध्यम से निवेशकों कोश्रेणी कर्ज का औरमुद्रा बाजार उपकरण। यह उन निवेशकों के लिए उपयुक्त है जो निम्न से मध्यम स्तर का जोखिम लेकर वर्तमान आय का अनुकूलन करना चाहते हैं।

निवेशक जो अपनी छोटी से मध्य अवधि तक हासिल करना चाहते हैंवित्तीय लक्ष्यों, फिरडेट फंड एक अच्छा विकल्प हो सकता है। इस योजना के लिए अनुशंसित डेट फंड हैंलिक्विड फंड, अल्ट्राशॉर्ट टर्म डेट फंड्स और शॉर्ट टर्म डेट फंड। ये फंड प्रकृति में तरल हैं, जिसका अर्थ है कि एकइन्वेस्टर अपनी निवेश की गई राशि को कभी भी भुना सकते हैं। डेट फंड में निवेश करने की योजना बना रहे निवेशक पहले से सूचीबद्ध शीर्ष 5 में से चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वारा आईसीआईसीआईम्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, पोर्टफोलियो की औसत परिपक्वता, आदि।

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आईसीआईसीआई डेट म्यूचुअल फंड में निवेश क्यों करें?

आईसीआईसीआई डेट फंड श्रेणी की एक विस्तृत श्रृंखला के साथ आते हैं, इसलिए निवेशक अपने शॉर्ट-टर्म, मिड-टर्म और यहां तक कि लॉन्ग-टर्म की योजना बना सकते हैं।निवेश योजना इन डेट फंडों को चुनकर
लिक्विड फंड जैसे डेट फंड कम जोखिम वाले निवेशकों के लिए छोटी अवधि के लिए निवेश करने और से बेहतर रिटर्न अर्जित करने के लिए एक बढ़िया विकल्प हैंबैंक बचत खाता।
डेट फंड में, आप किसी भी समय निवेश से आवश्यक धन निकाल सकते हैं और शेष धन को निवेशित रहने दे सकते हैं

बेस्ट आईसीआईसीआई डेट म्यूचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹34.464 ↓ -0.06	₹6,005	2.3	3.8	7.8	8.4	9.5	8.93%	2Y 14D	3Y 1M 10D
ICICI Prudential Medium Term Bond Fund Growth	₹48.2476 ↓ -0.11	₹5,429	2.5	3.6	7	7.9	9	8.57%	3Y 2M 26D	6Y 2M 5D
ICICI Prudential Floating Interest Fund Growth	₹452.943 ↓ -0.82	₹7,567	1.9	3.2	6.3	7.6	7.7	7.87%	1Y 10M 13D	2Y 10M 24D
ICICI Prudential Savings Fund Growth	₹580.074 ↓ -0.60	₹25,885	1.8	3.1	6.2	7.5	7.7	7.95%	11M 12D	1Y 3M 29D
ICICI Prudential Liquid Fund Growth	₹411.158 ↑ 0.03	₹58,096	1.6	3.3	6.2	6.9	6.5	6.46%	1M 4D	1M 7D
ICICI Prudential Ultra Short Term Fund Growth	₹29.4838 ↓ -0.02	₹16,002	1.7	3.1	6.1	7	7.1	7.79%	5M 8D	6M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jul 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Floating Interest Fund	ICICI Prudential Savings Fund	ICICI Prudential Liquid Fund	ICICI Prudential Ultra Short Term Fund
Point 1	Bottom quartile AUM (₹6,005 Cr).	Bottom quartile AUM (₹5,429 Cr).	Lower mid AUM (₹7,567 Cr).	Upper mid AUM (₹25,885 Cr).	Highest AUM (₹58,096 Cr).	Upper mid AUM (₹16,002 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (15+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.
Point 5	1Y return: 7.81% (top quartile).	1Y return: 7.03% (upper mid).	1Y return: 6.26% (upper mid).	1Y return: 6.20% (lower mid).	1Y return: 6.20% (bottom quartile).	1Y return: 6.11% (bottom quartile).
Point 6	1M return: 1.39% (upper mid).	1M return: 1.53% (top quartile).	1M return: 0.96% (upper mid).	1M return: 0.83% (lower mid).	1M return: 0.60% (bottom quartile).	1M return: 0.71% (bottom quartile).
Point 7	Sharpe: 0.95 (upper mid).	Sharpe: -0.04 (bottom quartile).	Sharpe: -0.14 (bottom quartile).	Sharpe: 0.19 (lower mid).	Sharpe: 2.01 (top quartile).	Sharpe: 0.53 (upper mid).
Point 8	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.45 (top quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.93% (top quartile).	Yield to maturity (debt): 8.57% (upper mid).	Yield to maturity (debt): 7.87% (lower mid).	Yield to maturity (debt): 7.95% (upper mid).	Yield to maturity (debt): 6.46% (bottom quartile).	Yield to maturity (debt): 7.79% (bottom quartile).
Point 10	Modified duration: 2.04 yrs (bottom quartile).	Modified duration: 3.24 yrs (bottom quartile).	Modified duration: 1.87 yrs (lower mid).	Modified duration: 0.95 yrs (upper mid).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.44 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,005 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.81% (top quartile).
1M return: 1.39% (upper mid).
Sharpe: 0.95 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (top quartile).
Modified duration: 2.04 yrs (bottom quartile).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,429 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.03% (upper mid).
1M return: 1.53% (top quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,567 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.26% (upper mid).
1M return: 0.96% (upper mid).
Sharpe: -0.14 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.87% (lower mid).
Modified duration: 1.87 yrs (lower mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹25,885 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.20% (lower mid).
1M return: 0.83% (lower mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.95% (upper mid).
Modified duration: 0.95 yrs (upper mid).

ICICI Prudential Liquid Fund

Highest AUM (₹58,096 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.20% (bottom quartile).
1M return: 0.60% (bottom quartile).
Sharpe: 2.01 (top quartile).
Information ratio: 0.45 (top quartile).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,002 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.11% (bottom quartile).
1M return: 0.71% (bottom quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.79% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ पर छाँटा गया1 साल का रिटर्न.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,005 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.81% (top quartile).
1M return: 1.39% (upper mid).
Sharpe: 0.95 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (top quartile).
Modified duration: 2.04 yrs (bottom quartile).
Average maturity: 3.11 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~82%).
High-quality debt (AAA/AA ~82%).
Largest holding Jtpm Metal TRaders Limited (~4.0%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (08 Jul 26)	₹34.464 ↓ -0.06 (-0.16 %)
Net Assets (Cr)	₹6,005 on 31 May 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	0.95
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.93%
Effective Maturity	3 Years 1 Month 10 Days
Modified Duration	2 Years 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,446
30 Jun 23	₹11,169
30 Jun 24	₹12,039
30 Jun 25	₹13,186
30 Jun 26	₹14,248

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	1.4%
3 Month	2.3%
6 Month	3.8%
1 Year	7.8%
3 Year	8.4%
5 Year	7.3%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.65 Yr.
Akhil Kakkar	22 Jan 24	2.44 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	8.54%
Equity	8.61%
Debt	82.47%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	68.98%
Government	16.96%
Cash Equivalent	5.08%

Credit Quality

Rating	Value
A	18.15%
AA	53.3%
AAA	28.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jtpm Metal TRaders Limited Debentures \| -	4%	₹245 Cr	23,000 ↑ 5,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹236 Cr	5,498,091 ↓ -100,000
Vedanta Limited Debentures \| -	3%	₹200 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹200 Cr	20,000
Keystone Realtors Limited Debentures \| -	3%	₹199 Cr	23,500
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹186 Cr	18,500
Adani Power Limited Debentures \| -	3%	₹175 Cr	17,500 ↑ 5,000
Nirma Limited Debentures \| -	2%	₹150 Cr	15,000
Hiranandani Financial Services Private Limited Debentures \| -	2%	₹149 Cr	15,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	2%	₹126 Cr	12,538,400 ↑ 5,000,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,429 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.03% (upper mid).
1M return: 1.53% (top quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).
Average maturity: 6.18 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~89%).
High-quality debt (AAA/AA ~100%).
Largest holding Embassy Office Parks REIT (~3.7%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (08 Jul 26)	₹48.2476 ↓ -0.11 (-0.24 %)
Net Assets (Cr)	₹5,429 on 31 May 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	-0.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	6 Years 2 Months 5 Days
Modified Duration	3 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,313
30 Jun 23	₹11,089
30 Jun 24	₹11,863
30 Jun 25	₹12,989
30 Jun 26	₹13,936

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	3.6%
1 Year	7%
3 Year	7.9%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.65 Yr.
Akhil Kakkar	22 Jan 24	2.44 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	9.16%
Debt	88.71%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	66.11%
Government	22.6%
Cash Equivalent	1.77%

Credit Quality

Rating	Value
AA	62.28%
AAA	37.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹205 Cr	4,759,837
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹181 Cr	18,801,500
Adani Enterprises Limited Debentures \| -	3%	₹175 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹170 Cr	17,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹160 Cr	15,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹159 Cr	17,500,000
Oberoi Realty Limited Debentures \| -	3%	₹150 Cr	15,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹150 Cr	150
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	2%	₹126 Cr	12,538,400 ↑ 5,000,000

3. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,567 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.26% (upper mid).
1M return: 0.96% (upper mid).
Sharpe: -0.14 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.87% (lower mid).
Modified duration: 1.87 yrs (lower mid).
Average maturity: 2.90 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~47%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.75% Govt Stock 2033 (~4.6%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (08 Jul 26)	₹452.943 ↓ -0.82 (-0.18 %)
Net Assets (Cr)	₹7,567 on 31 May 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.87%
Effective Maturity	2 Years 10 Months 24 Days
Modified Duration	1 Year 10 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,194
30 Jun 23	₹11,026
30 Jun 24	₹11,897
30 Jun 25	₹12,912
30 Jun 26	₹13,750

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	1%
3 Month	1.9%
6 Month	3.2%
1 Year	6.3%
3 Year	7.6%
5 Year	6.6%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.79 Yr.
Darshil Dedhia	12 Jun 23	3.05 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	46.56%
Debt	52.99%
Other	0.45%

Debt Sector Allocation

Sector	Value
Corporate	70.04%
Cash Equivalent	40.49%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.75% Govt Stock 2033 Sovereign Bonds \| -	5%	₹359 Cr	34,538,930
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹281 Cr	28,000
Citicorp Finance (India) Limited Debentures \| -	3%	₹262 Cr	26,143
Tata Capital Limited Debentures \| -	3%	₹250 Cr	2,500
Power Finance Corporation Limited Debentures \| -	3%	₹226 Cr	22,500 ↑ 22,500
Rec Limited Debentures \| -	3%	₹226 Cr	22,500
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	3%	₹201 Cr	20,000,000
LIC Housing Finance Ltd Debentures \| -	3%	₹200 Cr	20,000
Karnataka (Government of) - \| -	3%	₹198 Cr	20,000,000
LIC Housing Finance Ltd Debentures \| -	2%	₹191 Cr	1,900

4. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹25,885 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.20% (lower mid).
1M return: 0.83% (lower mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.95% (upper mid).
Modified duration: 0.95 yrs (upper mid).
Average maturity: 1.33 yrs (upper mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~40%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~3.7%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (08 Jul 26)	₹580.074 ↓ -0.60 (-0.10 %)
Net Assets (Cr)	₹25,885 on 31 May 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.95%
Effective Maturity	1 Year 3 Months 29 Days
Modified Duration	11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,270
30 Jun 23	₹11,066
30 Jun 24	₹11,920
30 Jun 25	₹12,923
30 Jun 26	₹13,752

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	0.8%
3 Month	1.8%
6 Month	3.1%
1 Year	6.2%
3 Year	7.5%
5 Year	6.6%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.79 Yr.
Darshil Dedhia	12 Jun 23	3.05 Yr.

Data below for ICICI Prudential Savings Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	39.72%
Debt	59.91%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	78.76%
Government	11.33%
Cash Equivalent	9.54%

Credit Quality

Rating	Value
AA	14.46%
AAA	85.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	4%	₹873 Cr	875
6.52% Govt Stock 2031 Sovereign Bonds \| -	3%	₹621 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹498 Cr	50,000,000
Bank of India Ltd. Debentures \| -	2%	₹476 Cr	10,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹456 Cr	45,500
Rec Limited Debentures \| -	2%	₹425 Cr	42,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹421 Cr	42,500
Piramal Finance Limited Debentures \| -	2%	₹377 Cr	37,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	1%	₹334 Cr	32,089,920
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹301 Cr	30,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹58,096 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.20% (bottom quartile).
1M return: 0.60% (bottom quartile).
Sharpe: 2.01 (top quartile).
Information ratio: 0.45 (top quartile).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).
Average maturity: 0.10 yrs (top quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Treps (~7.5%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (08 Jul 26)	₹411.158 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹58,096 on 31 May 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.01
Information Ratio	0.45
Alpha Ratio	-0.03
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.46%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,352
30 Jun 23	₹11,011
30 Jun 24	₹11,812
30 Jun 25	₹12,657
30 Jun 26	₹13,447

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3.3%
1 Year	6.2%
3 Year	6.9%
5 Year	6.1%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.58 Yr.
Darshil Dedhia	12 Jun 23	3.05 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	99.6%
Debt	0.16%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.21%
Government	11.56%
Corporate	5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	7%	₹4,592 Cr
India (Republic of) - \| -	4%	₹2,623 Cr	265,000,000 ↑ 65,000,000
Reverse Repo CBLO/Reverse Repo \| -	4%	₹2,439 Cr
Citi Bank Net Current Assets \| -	3%	₹1,748 Cr	35,000 ↑ 35,000
Canara Bank Domestic Bonds \| -	3%	₹1,627 Cr	33,000 ↑ 33,000
India (Republic of) - \| -	2%	₹1,482 Cr	150,000,000 ↑ 150,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹1,479 Cr	30,000 ↑ 30,000
Bank of India Ltd. Debentures \| -	2%	₹1,479 Cr	30,000 ↑ 30,000
Net Current Assets Net Current Assets \| -	2%	₹1,436 Cr
India (Republic of) - \| -	2%	₹1,394 Cr	139,500,000 ↓ -220,500,000

6. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,002 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.11% (bottom quartile).
1M return: 0.71% (bottom quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.79% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).
Average maturity: 0.53 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding Tbill (~6.6%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (08 Jul 26)	₹29.4838 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹16,002 on 31 May 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	0.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.79%
Effective Maturity	6 Months 11 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,368
30 Jun 23	₹11,029
30 Jun 24	₹11,817
30 Jun 25	₹12,724
30 Jun 26	₹13,522

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3.1%
1 Year	6.1%
3 Year	7%
5 Year	6.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.63 Yr.
Ritesh Lunawat	15 Jun 17	9.05 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	78.41%
Debt	21.26%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	66.01%
Cash Equivalent	43.92%

Credit Quality

Rating	Value
AA	17.96%
AAA	82.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tbill Sovereign Bonds \| -	7%	₹997 Cr	100,000,000
HDFC Bank Ltd. Debentures \| -	3%	₹442 Cr	9,000
Small Industries Development Bank Of India Debentures \| -	2%	₹350 Cr	35,000 ↑ 35,000
Vedanta Limited Debentures \| -	2%	₹343 Cr	34,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹325 Cr	32,500 ↑ 12,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹299 Cr	300
Muthoot Finance Limited Debentures \| -	2%	₹276 Cr	27,500
AU Small Finance Bank Ltd. Debentures \| -	2%	₹241 Cr	5,000
Piramal Finance Limited Debentures \| -	2%	₹232 Cr	23,000

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