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5 बेस्ट शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड्स 2022 में निवेश करने के लिए
आम तौर पर लोग मानते हैं किम्यूचुअल फंड निवेश लंबी अवधि के निवेशकों के लिए हैं। खैर, यह सच नहीं है! फंड की एक कैटेगरी होती है जिसे शॉर्ट ड्यूरेशन फंड या शॉर्ट टर्म कहा जाता हैडेट फंड जो निवेशकों को अपने पैसे को सुलभ रखने के साथ-साथ अल्पावधि के लिए निवेश करने की अनुमति देता है। हालांकि इसमें विभिन्न शॉर्ट ड्यूरेशन फंड उपलब्ध हैंमंडी, निवेशकों को सर्वोत्तम शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड की तलाश करने का सुझाव दिया जाता है।
सबसे अच्छी शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड वे फंड हैं जो निवेशकों को कम बाजार जोखिम के साथ अच्छा रिटर्न अर्जित करने के लिए, आमतौर पर तीन साल के लिए, छोटी अवधि के लिए निवेश करने की अनुमति देते हैं। ये फंड कम जोखिम लेने की क्षमता वाले अत्यधिक उपयुक्त निवेशक हैं जो त्वरित रिटर्न और स्थिर प्रवाह चाहते हैंआय बांड बाजारों में दैनिक परिवर्तनों से प्रभावित हुए बिना।
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बेस्ट शॉर्ट ड्यूरेशन फंड या शॉर्ट टर्म डेट फंड FY 22 - 23
The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on (Erstwhile BNP Paribas Short Term Income Fund) The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment
objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns. BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a Below is the key information for BNP Paribas Short Term Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Short Term Income Plan - Retail Plan Growth ₹4,944.52
↑ 7.95 ₹429 2.7 4.9 4.9 8.9 8.6 0% UTI Short Term Income Fund Growth ₹26.7407
↑ 0.02 ₹2,270 1.5 3.1 4.5 7.3 3.8 7.77% 1Y 7M 28D 2Y 3M Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹40.1023
↑ 0.04 ₹5,045 1.6 3.1 4.7 6.5 4.2 8.02% 2Y 7D 2Y 6M 14D BNP Paribas Short Term Fund Growth ₹25.4771
↓ -0.01 ₹258 0.6 1.3 4.6 6.5 5.16% 1Y 11M 26D 2Y 3M ICICI Prudential Short Term Fund Growth ₹50.5295
↑ 0.06 ₹14,561 1.7 3.3 5.7 6.2 4.7 8.1% 1Y 5M 12D 4Y 11M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 23 संपत्ति>= 100 करोड़ पर छाँटा गया3 सालसीएजीआर वापसी.1. Franklin India Short Term Income Plan - Retail Plan
CAGR/Annualized return of 7.8% since its launch. Ranked 19 in Short term Bond category. Return for 2022 was 8.6% , 2021 was 15% and 2020 was -5.3% . Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (31 Mar 23) ₹4,944.52 ↑ 7.95 (0.16 %) Net Assets (Cr) ₹429 on 28 Feb 23 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.04 Sharpe Ratio 0.77 Information Ratio 0.2 Alpha Ratio 7.21 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 18 ₹10,000 31 Mar 19 ₹10,891 31 Mar 20 ₹10,439 31 Mar 21 ₹10,876 31 Mar 22 ₹12,840 31 Mar 23 ₹13,472
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23 Duration Returns 1 Month 1% 3 Month 2.7% 6 Month 4.9% 1 Year 4.9% 3 Year 8.9% 5 Year 6.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.6% 2021 15% 2020 -5.3% 2019 4.2% 2018 8.8% 2017 8.6% 2016 8.3% 2015 9.1% 2014 11.7% 2013 9% Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Santosh Kamath 31 Jan 02 21.09 Yr. Kunal Agrawal 31 Jan 02 21.09 Yr. Data below for Franklin India Short Term Income Plan - Retail Plan as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 4.51% Debt 95.49% Debt Sector Allocation
Sector Value Corporate 95.49% Cash Equivalent 4.51% Credit Quality
Rating Value A 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Andhra Pradesh Capital Region Development Authority
Debentures | -50% ₹214 Cr 10,665
↓ -05 Andhra Pradesh Capital Region Development Authority
Debentures | -41% ₹177 Cr 8,815 Andhra Pradesh Capital Region Development Authority
Debentures | -5% ₹21 Cr 1,059
↓ -250 SBI Overnight Fund Dir Gr
Investment Fund | -2% ₹7 Cr 18,571
↑ 14,158 Rivaaz TRade Ventures Private Limited
Debentures | -0% ₹0 Cr 1,000
↑ 1,000 Call, Cash & Other Assets
CBLO | -3% ₹13 Cr 2. UTI Short Term Income Fund
CAGR/Annualized return of 6.5% since its launch. Ranked 10 in Short term Bond category. Return for 2022 was 3.8% , 2021 was 8.4% and 2020 was 10.5% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (31 Mar 23) ₹26.7407 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹2,270 on 28 Feb 23 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio -1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 2 Years 3 Months Modified Duration 1 Year 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 18 ₹10,000 31 Mar 19 ₹10,657 31 Mar 20 ₹10,242 31 Mar 21 ₹11,104 31 Mar 22 ₹12,119 31 Mar 23 ₹12,660 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23 Duration Returns 1 Month 0.8% 3 Month 1.5% 6 Month 3.1% 1 Year 4.5% 3 Year 7.3% 5 Year 4.8% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% 2014 10.9% 2013 9% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Sudhir Agarwal 25 Oct 12 10.35 Yr. Data below for UTI Short Term Income Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 19.41% Debt 80.59% Debt Sector Allocation
Sector Value Corporate 61.31% Government 25.69% Cash Equivalent 12.99% Credit Quality
Rating Value AA 16.65% AAA 83.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -12% ₹271 Cr 2,700,000,000
↓ -1,000,000,000 Rural Electrification Corporation Limited
Debentures | -9% ₹205 Cr 20,500
↑ 20,500 Power Finance Corporation Ltd.
Debentures | -9% ₹200 Cr 20,000 Axis Finance Limited
Debentures | -7% ₹160 Cr 1,600 Small Industries Development Bank Of India
Debentures | -7% ₹149 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹100 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹99 Cr 1,000 India Grid TRust
Debentures | -3% ₹74 Cr 750 Mahindra Rural Housing Finance Limited
Debentures | -3% ₹69 Cr 700 Can Fin Homes Limited
Debentures | -3% ₹63 Cr 650 3. Aditya Birla Sun Life Short Term Opportunities Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 18 in Short term Bond category. Return for 2022 was 4.2% , 2021 was 3.8% and 2020 was 11.1% . Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (31 Mar 23) ₹40.1023 ↑ 0.04 (0.10 %) Net Assets (Cr) ₹5,045 on 28 Feb 23 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio -0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 8.02% Effective Maturity 2 Years 6 Months 14 Days Modified Duration 2 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 18 ₹10,000 31 Mar 19 ₹10,711 31 Mar 20 ₹11,500 31 Mar 21 ₹12,674 31 Mar 22 ₹13,272 31 Mar 23 ₹13,902 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23 Duration Returns 1 Month 0.9% 3 Month 1.6% 6 Month 3.1% 1 Year 4.7% 3 Year 6.5% 5 Year 6.8% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% 2015 8.4% 2014 11.3% 2013 10.1% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 8.47 Yr. Mohit Sharma 6 Aug 20 2.57 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 6.38% Debt 93.62% Debt Sector Allocation
Sector Value Corporate 50.21% Government 42.86% Cash Equivalent 3.52% Securitized 3.42% Credit Quality
Rating Value AA 20.66% AAA 79.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -8% ₹422 Cr 42,511,700
↑ 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹297 Cr 30,000
↑ 30,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -3% ₹176 Cr 17,500,000
↑ 5,000,000 Housing Development Finance Corporation Ltd
Debentures | -3% ₹149 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹149 Cr 15,000 Shriram Finance Limited
Debentures | -3% ₹141 Cr 1,400 State Bank Of India
Debentures | -3% ₹139 Cr 1,450 Bajaj Housing Finance Limited
Debentures | -3% ₹137 Cr 1,400 State Bank Of India
Debentures | -2% ₹121 Cr 1,204 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -2% ₹100 Cr 10,000,000 4. BNP Paribas Short Term Fund
CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. . BNP Paribas Short Term Fund
Growth Launch Date 13 Sep 04 NAV (11 Mar 22) ₹25.4771 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹258 on 15 Feb 22 Category Debt - Short term Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.98 Sharpe Ratio 0.07 Information Ratio -0.85 Alpha Ratio -1.04 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 5.16% Effective Maturity 2 Years 3 Months Modified Duration 1 Year 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 18 ₹10,000 31 Mar 19 ₹10,718 31 Mar 20 ₹11,416 31 Mar 21 ₹12,347 Returns for BNP Paribas Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.3% 1 Year 4.6% 3 Year 6.5% 5 Year 6.6% 10 Year 15 Year Since launch 5.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for BNP Paribas Short Term Fund
Name Since Tenure Data below for BNP Paribas Short Term Fund as on 15 Feb 22
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. ICICI Prudential Short Term Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 11 in Short term Bond category. Return for 2022 was 4.7% , 2021 was 3.9% and 2020 was 10.6% . ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (31 Mar 23) ₹50.5295 ↑ 0.06 (0.11 %) Net Assets (Cr) ₹14,561 on 28 Feb 23 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 8.1% Effective Maturity 4 Years 11 Months 19 Days Modified Duration 1 Year 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 18 ₹10,000 31 Mar 19 ₹10,670 31 Mar 20 ₹11,651 31 Mar 21 ₹12,671 31 Mar 22 ₹13,203 31 Mar 23 ₹13,960 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 23 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 3.3% 1 Year 5.7% 3 Year 6.2% 5 Year 6.9% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% 2014 11.6% 2013 7.2% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 13.29 Yr. Nikhil Kabra 29 Dec 20 2.17 Yr. Data below for ICICI Prudential Short Term Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 18.94% Debt 81.06% Debt Sector Allocation
Sector Value Corporate 45.81% Government 44.98% Cash Equivalent 8.29% Securitized 0.92% Credit Quality
Rating Value AA 14.94% AAA 85.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -12% ₹1,693 Cr 169,624,650 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -7% ₹971 Cr 96,699,900
↓ -40,000,000 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -6% ₹938 Cr 95,824,740 7.01 10/4/2028 12:00:00 Am
Sovereign Bonds | -5% ₹717 Cr 72,756,299 Pipeline Infrastructure Limited
Debentures | -2% ₹367 Cr 3,629
↓ -500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹346 Cr 35,000
↑ 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹300 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹298 Cr 30,000
↑ 16,500 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -2% ₹264 Cr 26,630,910
↑ 5,000,000 Godrej Industries Limited
Debentures | -2% ₹221 Cr 2,250
बेस्ट शॉर्ट ड्यूरेशन डेट फंड में निवेश क्यों करें?
इन निवेशों की अल्पकालिक प्रकृति को देखते हुए, लघु अवधि (अल्पकालिक) डेट फंड बहुत अधिक रिटर्न की पेशकश नहीं करते हैं जैसेइक्विटी फ़ंड. हालांकि, निश्चित रूप से कई कारण हैं जो सुनिश्चित करते हैंनिवेश सर्वोत्तम लघु अवधि (अल्पावधि) में डेट फंड पूरी तरह से विचार करने योग्य है। उनमें से कुछ में शामिल हैं-
शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड उन निवेशकों के लिए एक बेहद उपयुक्त विकल्प हैं जो ऐसे निवेश करने के इच्छुक हैं जिनकी परिपक्वता लिक्विड और अल्ट्रा की तुलना में थोड़ी अधिक है।शॉर्ट टर्म डेट फंड्स लेकिन एक ही हाथ पर बहुत जोखिम भरा नहीं है।
शॉर्ट टर्म इन्वेस्टमेंट होने के कारण, यह फंड उन लोगों के लिए बहुत उपयुक्त है जो 1-3 साल के लिए अपने पैसे को निवेश से बेहतर रिटर्न अर्जित करने के लिए पार्क करना चाहते हैं।निश्चित आय एफडी जैसे निवेश विकल्प।
विश्लेषण के अनुसार, शॉर्ट टर्म बॉन्ड फंड लॉन्ग टर्म की तुलना में शामिल जोखिम के अनुसार बेहतर रिटर्न दर प्रदान करते हैंबांड. शॉर्ट ड्यूरेशन फंड राइजिंग के प्रति कम संवेदनशील होते हैंमुद्रास्फीति अन्य मध्यवर्ती की तुलना में औरलॉन्ग टर्म डेट फंड्स.
अंत में, शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड अत्यधिक तरल होते हैं, जिसका अर्थ है कि निवेशक अपने कैश तक आसानी से पहुंच सकते हैं। हालांकि, इस श्रेणी के तहत कुछ योजनाएं बहुत कम अवधि (ज्यादातर 1 महीने से 6 महीने) में निवेश को भुनाए जाने पर एक्जिट लोड चार्ज करती हैं। इसलिए, हमेशा सर्वोत्तम शॉर्ट ड्यूरेशन डेट फंड में समझदारी से निवेश करने का सुझाव दिया जाता है।
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निष्कर्ष
निवेशक अपने निवेश पोर्टफोलियो को अपने अनुसार बदल सकते हैंजोखिम प्रोफाइल. चूंकि बांड बाजार ब्याज दरों में गिरावट का लाभ प्रदान करता है, इसलिए निवेश की अवधि बढ़ाकर बेहतर रिटर्न अर्जित किया जा सकता है। यहीं पर शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड आते हैं। ये फंड 2-3 साल की अवधि में लंबी अवधि के रिटर्न की पेशकश करने के लिए डेट मार्केट में निवेश करते हैं। तो, आज ही बेस्ट शॉर्ट ड्यूरेशन फंड में निवेश करें!
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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