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5 बेस्ट शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट म्यूचुअल फंड 2022

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5 बेस्ट शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड्स 2022 में निवेश करने के लिए

Updated on May 16, 2025 , 27943 views

आम तौर पर लोग मानते हैं किम्यूचुअल फंड निवेश लंबी अवधि के निवेशकों के लिए हैं। खैर, यह सच नहीं है! फंड की एक कैटेगरी होती है जिसे शॉर्ट ड्यूरेशन फंड या शॉर्ट टर्म कहा जाता हैडेट फंड जो निवेशकों को अपने पैसे को सुलभ रखने के साथ-साथ अल्पावधि के लिए निवेश करने की अनुमति देता है। हालांकि इसमें विभिन्न शॉर्ट ड्यूरेशन फंड उपलब्ध हैंमंडी, निवेशकों को सर्वोत्तम शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड की तलाश करने का सुझाव दिया जाता है।

सबसे अच्छी शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड वे फंड हैं जो निवेशकों को कम बाजार जोखिम के साथ अच्छा रिटर्न अर्जित करने के लिए, आमतौर पर तीन साल के लिए, छोटी अवधि के लिए निवेश करने की अनुमति देते हैं। ये फंड कम जोखिम लेने की क्षमता वाले अत्यधिक उपयुक्त निवेशक हैं जो त्वरित रिटर्न और स्थिर प्रवाह चाहते हैंआय बांड बाजारों में दैनिक परिवर्तनों से प्रभावित हुए बिना।

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बेस्ट शॉर्ट ड्यूरेशन फंड या शॉर्ट टर्म डेट फंड FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Short Term Fund Growth ₹59.9309
↑ 0.06
₹20,4283.259.287.87.6%2Y 9M 29D4Y 10M 17D
HDFC Short Term Debt Fund Growth ₹31.9155
↑ 0.04
₹14,2083.35.19.57.88.37.47%2Y 9M 22D4Y 2M 5D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.4264
↑ 0.06
₹8,0683.25.29.47.67.97.49%2Y 9M 7D3Y 8M 1D
Axis Short Term Fund Growth ₹30.8119
↑ 0.04
₹9,0243.45.49.67.687.48%2Y 9M 4D3Y 7M 20D
Nippon India Short Term Fund Growth ₹52.671
↑ 0.08
₹6,2323.55.49.77.687.65%2Y 9M3Y 7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25
*सूची निधि के आधार परसंपत्ति>= 100 करोड़ पर छाँटा गया3 सालसीएजीआर वापसी.

1. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (16 May 25) ₹59.9309 ↑ 0.06   (0.11 %)
Net Assets (Cr) ₹20,428 on 31 Mar 25
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 1.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 4 Years 10 Months 17 Days
Modified Duration 2 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,920
30 Apr 22₹11,316
30 Apr 23₹12,055
30 Apr 24₹12,927
30 Apr 25₹14,099

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 0.9%
3 Month 3.2%
6 Month 5%
1 Year 9.2%
3 Year 8%
5 Year 7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0915.46 Yr.
Nikhil Kabra29 Dec 204.34 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash3.74%
Debt96%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate60.71%
Government35.98%
Cash Equivalent3.05%
Credit Quality
RatingValue
AA18.79%
AAA81.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹2,183 Cr209,055,180
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,311 Cr126,501,270
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹707 Cr69,574,740
7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -
3%₹610 Cr60,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹554 Cr55,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹486 Cr48,000
Small Industries Development Bank Of India
Debentures | -
2%₹372 Cr37,000
Small Industries Development Bank Of India
Debentures | -
2%₹367 Cr36,500
SANSAR AUG 2024 VII TRUST
Unlisted bonds | -
2%₹353 Cr3,500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹352 Cr35,000

2. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 30 in Short term Bond category.  Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (16 May 25) ₹31.9155 ↑ 0.04   (0.14 %)
Net Assets (Cr) ₹14,208 on 31 Mar 25
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 1.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 4 Years 2 Months 5 Days
Modified Duration 2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,946
30 Apr 22₹11,344
30 Apr 23₹11,968
30 Apr 24₹12,821
30 Apr 25₹14,027

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1%
3 Month 3.3%
6 Month 5.1%
1 Year 9.5%
3 Year 7.8%
5 Year 6.9%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7.1%
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1014.86 Yr.
Dhruv Muchhal22 Jun 231.86 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash19.29%
Debt80.43%
Other0.28%
Debt Sector Allocation
SectorValue
Government42.85%
Corporate37.72%
Cash Equivalent18.71%
Securitized0.43%
Credit Quality
RatingValue
AA11.77%
AAA88.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹1,045 Cr104,500,000
↑ 22,000,000
7.3% Govt Stock 2028
Sovereign Bonds | -
4%₹515 Cr51,500,000
↑ 9,000,000
7.26% Govt Stock 2032
Sovereign Bonds | -
3%₹347 Cr34,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹312 Cr31,500,000
↑ 31,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
2%₹279 Cr28,000,000
↑ 28,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹251 Cr25,000
State Bank Of India
Debentures | -
2%₹250 Cr2,500
↑ 2,500
TVS Credit Services Limited
Debentures | -
2%₹201 Cr200
Small Industries Development Bank Of India
Debentures | -
2%₹201 Cr20,000
Ongc Petro Additions Limited
Debentures | -
2%₹200 Cr20,000
↑ 20,000

3. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 18 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (16 May 25) ₹47.4264 ↑ 0.06   (0.12 %)
Net Assets (Cr) ₹8,068 on 31 Mar 25
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 1.42
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.49%
Effective Maturity 3 Years 8 Months 1 Day
Modified Duration 2 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹11,115
30 Apr 22₹11,556
30 Apr 23₹12,215
30 Apr 24₹13,022
30 Apr 25₹14,242

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1%
3 Month 3.2%
6 Month 5.2%
1 Year 9.4%
3 Year 7.6%
5 Year 7.2%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.9%
2022 4.2%
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 1410.64 Yr.
Mohit Sharma6 Aug 204.74 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash9.27%
Debt90.44%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate56.29%
Government34.16%
Cash Equivalent9.27%
Credit Quality
RatingValue
AA14.03%
AAA85.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
8%₹652 Cr62,406,400
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹519 Cr49,500,000
↓ -5,800,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹431 Cr42,500
↓ -5,000
Small Industries Development Bank Of India
Debentures | -
3%₹238 Cr23,500
Bajaj Housing Finance Limited
Debentures | -
2%₹203 Cr20,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹201 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹186 Cr1,850
Embassy Office Parks Reit
Debentures | -
2%₹183 Cr18,000
7.17% Indian Railway Finance Corporation Limited**
Debentures | -
2%₹177 Cr17,500
↑ 17,500
Bharti Telecom Limited
Debentures | -
2%₹151 Cr15,000

4. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 26 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (16 May 25) ₹30.8119 ↑ 0.04   (0.13 %)
Net Assets (Cr) ₹9,024 on 31 Mar 25
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.92
Sharpe Ratio 1.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.48%
Effective Maturity 3 Years 7 Months 20 Days
Modified Duration 2 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,834
30 Apr 22₹11,221
30 Apr 23₹11,831
30 Apr 24₹12,602
30 Apr 25₹13,797

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.1%
3 Month 3.4%
6 Month 5.4%
1 Year 9.6%
3 Year 7.6%
5 Year 6.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1212.49 Yr.
Aditya Pagaria3 Jul 231.83 Yr.

Data below for Axis Short Term Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash9.77%
Debt89.97%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate58.33%
Government35.15%
Cash Equivalent6.27%
Credit Quality
RatingValue
AA14.19%
AAA85.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
8%₹815 Cr77,625,200
↓ -12,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
7%₹666 Cr64,626,700
↑ 35,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹495 Cr47,000,000
↑ 16,000,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
4%₹412 Cr40,500
↑ 30,500
India Grid Trust
Debentures | -
2%₹193 Cr19,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹153 Cr15,000
Indigrid Infrastructure Trust 7.88%
Debentures | -
1%₹128 Cr12,500
Embassy Office Parks Reit
Debentures | -
1%₹127 Cr12,500
Bharti Telecom Limited
Debentures | -
1%₹127 Cr12,500

5. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 17 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.2% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (16 May 25) ₹52.671 ↑ 0.08   (0.15 %)
Net Assets (Cr) ₹6,232 on 31 Mar 25
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 1.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.65%
Effective Maturity 3 Years 7 Months 13 Days
Modified Duration 2 Years 9 Months

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,839
30 Apr 22₹11,263
30 Apr 23₹11,814
30 Apr 24₹12,598
30 Apr 25₹13,795

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.1%
3 Month 3.5%
6 Month 5.4%
1 Year 9.7%
3 Year 7.6%
5 Year 6.6%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.2%
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 205.25 Yr.
Kinjal Desai25 May 186.94 Yr.
Sushil Budhia31 Mar 214.09 Yr.

Data below for Nippon India Short Term Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash5.38%
Debt94.32%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate59.48%
Government37.4%
Cash Equivalent2.81%
Credit Quality
RatingValue
AA11.25%
AAA88.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
8%₹533 Cr50,500,000
↓ -2,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -
7%₹486 Cr46,500,000
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹261 Cr25,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹217 Cr21,000,000
Aditya Birla Housing Finance Ltd. 7.86%
Debentures | -
3%₹203 Cr20,000
Small Industries Development Bank Of India
Debentures | -
3%₹170 Cr16,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹169 Cr16,500
8.2% Can Fin Homes Limited**
Debentures | -
2%₹167 Cr16,500
↓ -1,000
07.27 MH Sdl 2030
Sovereign Bonds | -
2%₹158 Cr15,312,900
LIC Housing Finance Limited
Debentures | -
2%₹153 Cr15,000

बेस्ट शॉर्ट ड्यूरेशन डेट फंड में निवेश क्यों करें?

इन निवेशों की अल्पकालिक प्रकृति को देखते हुए, लघु अवधि (अल्पकालिक) डेट फंड बहुत अधिक रिटर्न की पेशकश नहीं करते हैं जैसेइक्विटी फ़ंड. हालांकि, निश्चित रूप से कई कारण हैं जो सुनिश्चित करते हैंनिवेश सर्वोत्तम लघु अवधि (अल्पावधि) में डेट फंड पूरी तरह से विचार करने योग्य है। उनमें से कुछ में शामिल हैं-

  • शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड उन निवेशकों के लिए एक बेहद उपयुक्त विकल्प हैं जो ऐसे निवेश करने के इच्छुक हैं जिनकी परिपक्वता लिक्विड और अल्ट्रा की तुलना में थोड़ी अधिक है।शॉर्ट टर्म डेट फंड्स लेकिन एक ही हाथ पर बहुत जोखिम भरा नहीं है।

  • शॉर्ट टर्म इन्वेस्टमेंट होने के कारण, यह फंड उन लोगों के लिए बहुत उपयुक्त है जो 1-3 साल के लिए अपने पैसे को निवेश से बेहतर रिटर्न अर्जित करने के लिए पार्क करना चाहते हैं।निश्चित आय एफडी जैसे निवेश विकल्प।

  • विश्लेषण के अनुसार, शॉर्ट टर्म बॉन्ड फंड लॉन्ग टर्म की तुलना में शामिल जोखिम के अनुसार बेहतर रिटर्न दर प्रदान करते हैंबांड. शॉर्ट ड्यूरेशन फंड राइजिंग के प्रति कम संवेदनशील होते हैंमुद्रास्फीति अन्य मध्यवर्ती की तुलना में औरलॉन्ग टर्म डेट फंड्स.

  • अंत में, शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड अत्यधिक तरल होते हैं, जिसका अर्थ है कि निवेशक अपने कैश तक आसानी से पहुंच सकते हैं। हालांकि, इस श्रेणी के तहत कुछ योजनाएं बहुत कम अवधि (ज्यादातर 1 महीने से 6 महीने) में निवेश को भुनाए जाने पर एक्जिट लोड चार्ज करती हैं। इसलिए, हमेशा सर्वोत्तम शॉर्ट ड्यूरेशन डेट फंड में समझदारी से निवेश करने का सुझाव दिया जाता है।

    शॉर्ट ड्यूरेशन डेट फंड में ऑनलाइन निवेश कैसे करें?

  1. Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

  2. अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें

  3. Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

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निष्कर्ष

निवेशक अपने निवेश पोर्टफोलियो को अपने अनुसार बदल सकते हैंजोखिम प्रोफाइल. चूंकि बांड बाजार ब्याज दरों में गिरावट का लाभ प्रदान करता है, इसलिए निवेश की अवधि बढ़ाकर बेहतर रिटर्न अर्जित किया जा सकता है। यहीं पर शॉर्ट ड्यूरेशन (शॉर्ट टर्म) डेट फंड आते हैं। ये फंड 2-3 साल की अवधि में लंबी अवधि के रिटर्न की पेशकश करने के लिए डेट मार्केट में निवेश करते हैं। तो, आज ही बेस्ट शॉर्ट ड्यूरेशन फंड में निवेश करें!

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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