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लॉन्ग टर्म डेट फंड- आपको कब निवेश करना चाहिए?

Updated on July 6, 2026 , 12189 views

लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।

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लॉन्ग टर्म डेट फंड- लॉन्ग टर्म इन्वेस्टमेंट के लिए एक प्लान

लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।

long-term-debt-funds

लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं

गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।

अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।

रिटर्न और जोखिम

ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।

लॉन्ग टर्म डेट फंड कराधान

डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-

शॉर्ट टर्म कैपिटल गेन्स

यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।

लॉन्ग टर्म कैपिटल गेन्स

यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।

राजधानी लाभ निवेश होल्डिंग लाभ कर लगाना
लघु अवधिपूंजीगत लाभ 36 महीने से कम व्यक्ति के टैक्स स्लैब के अनुसार
लॉन्ग टर्म कैपिटल गेन्स 36 महीने से अधिक इंडेक्सेशन लाभ के साथ 20%

लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें?

निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।

2022 में निवेश करने के लिए सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth ₹37.7465
↑ 0.05
₹1,794 5,000 1,000 4.66.57.17.93.77.6%10Y 11M 16D32Y 1M 28D
ICICI Prudential Corporate Bond Fund Growth ₹31.8043
↑ 0.01
₹31,740 5,000 100 2.33.35.97.687.91%3Y 4M 10D5Y 8M 23D
Franklin India Corporate Debt Fund Growth ₹105.759
↑ 0.03
₹1,346 10,000 500 1.82.95.57.59.17.91%1Y 4M 20D2Y 9M 7D
BNP Paribas Corporate Bond Fund Growth ₹29.2372
↑ 0.02
₹244 5,000 300 2.23.15.57.58.37.44%2Y 25D2Y 8M 12D
Bandhan Corporate Bond Fund Growth ₹20.4091
↑ 0.01
₹13,484 5,000 1,000 2.23.45.47.27.47.58%2Y 3M 29D2Y 9M 18D
Kotak Corporate Bond Fund Standard Growth ₹3,992.4
↑ 1.22
₹15,990 5,000 1,000 22.757.37.87.99%2Y 6M 29D4Y
Nippon India Prime Debt Fund Growth ₹63.4783
↑ 0.03
₹9,393 1,000 100 2.12.94.97.47.87.9%2Y 4M 6D2Y 10M 13D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹119.239
↑ 0.07
₹24,390 1,000 100 2.32.94.97.37.47.72%3Y 11M 8D6Y 6M 29D
HDFC Corporate Bond Fund Growth ₹34.3328
↑ 0.01
₹31,067 5,000 300 2.42.84.87.37.37.79%4Y 18D6Y 11M 12D
Invesco India Corporate Bond Fund Growth ₹3,355.15
↑ 1.24
₹5,043 5,000 100 2.32.74.77.17.67.75%3Y 3M 22D4Y 4M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryBandhan Government Securities Fund - Investment PlanICICI Prudential Corporate Bond FundFranklin India Corporate Debt FundBNP Paribas Corporate Bond FundBandhan Corporate Bond FundKotak Corporate Bond Fund Standard Nippon India Prime Debt FundAditya Birla Sun Life Corporate Bond FundHDFC Corporate Bond FundInvesco India Corporate Bond Fund
Point 1Bottom quartile AUM (₹1,794 Cr).Highest AUM (₹31,740 Cr).Bottom quartile AUM (₹1,346 Cr).Bottom quartile AUM (₹244 Cr).Upper mid AUM (₹13,484 Cr).Upper mid AUM (₹15,990 Cr).Lower mid AUM (₹9,393 Cr).Upper mid AUM (₹24,390 Cr).Top quartile AUM (₹31,067 Cr).Lower mid AUM (₹5,043 Cr).
Point 2Established history (17+ yrs).Established history (16+ yrs).Oldest track record among peers (29 yrs).Established history (17+ yrs).Established history (10+ yrs).Established history (18+ yrs).Established history (25+ yrs).Established history (29+ yrs).Established history (16+ yrs).Established history (18+ yrs).
Point 3Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Not Rated.Rating: 4★ (upper mid).Rating: 4★ (upper mid).Top rated.Rating: 5★ (top quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 7.11% (top quartile).1Y return: 5.92% (top quartile).1Y return: 5.51% (upper mid).1Y return: 5.47% (upper mid).1Y return: 5.36% (upper mid).1Y return: 5.01% (lower mid).1Y return: 4.95% (lower mid).1Y return: 4.92% (bottom quartile).1Y return: 4.79% (bottom quartile).1Y return: 4.75% (bottom quartile).
Point 61M return: 2.98% (top quartile).1M return: 1.31% (upper mid).1M return: 0.76% (bottom quartile).1M return: 1.11% (bottom quartile).1M return: 1.17% (lower mid).1M return: 1.14% (bottom quartile).1M return: 1.19% (lower mid).1M return: 1.45% (upper mid).1M return: 1.51% (top quartile).1M return: 1.28% (upper mid).
Point 7Sharpe: -0.90 (upper mid).Sharpe: -0.83 (top quartile).Sharpe: -0.77 (top quartile).Sharpe: -1.04 (upper mid).Sharpe: -1.55 (bottom quartile).Sharpe: -1.42 (lower mid).Sharpe: -1.43 (lower mid).Sharpe: -1.30 (upper mid).Sharpe: -1.52 (bottom quartile).Sharpe: -1.47 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.60% (bottom quartile).Yield to maturity (debt): 7.91% (top quartile).Yield to maturity (debt): 7.91% (upper mid).Yield to maturity (debt): 7.44% (bottom quartile).Yield to maturity (debt): 7.58% (bottom quartile).Yield to maturity (debt): 7.99% (top quartile).Yield to maturity (debt): 7.90% (upper mid).Yield to maturity (debt): 7.72% (lower mid).Yield to maturity (debt): 7.79% (upper mid).Yield to maturity (debt): 7.75% (lower mid).
Point 10Modified duration: 10.96 yrs (bottom quartile).Modified duration: 3.36 yrs (lower mid).Modified duration: 1.39 yrs (top quartile).Modified duration: 2.07 yrs (top quartile).Modified duration: 2.33 yrs (upper mid).Modified duration: 2.58 yrs (upper mid).Modified duration: 2.35 yrs (upper mid).Modified duration: 3.94 yrs (bottom quartile).Modified duration: 4.05 yrs (bottom quartile).Modified duration: 3.31 yrs (lower mid).

Bandhan Government Securities Fund - Investment Plan

  • Bottom quartile AUM (₹1,794 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.11% (top quartile).
  • 1M return: 2.98% (top quartile).
  • Sharpe: -0.90 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.60% (bottom quartile).
  • Modified duration: 10.96 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹31,740 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.92% (top quartile).
  • 1M return: 1.31% (upper mid).
  • Sharpe: -0.83 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.91% (top quartile).
  • Modified duration: 3.36 yrs (lower mid).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,346 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.51% (upper mid).
  • 1M return: 0.76% (bottom quartile).
  • Sharpe: -0.77 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.91% (upper mid).
  • Modified duration: 1.39 yrs (top quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹244 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.47% (upper mid).
  • 1M return: 1.11% (bottom quartile).
  • Sharpe: -1.04 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.44% (bottom quartile).
  • Modified duration: 2.07 yrs (top quartile).

Bandhan Corporate Bond Fund

  • Upper mid AUM (₹13,484 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.36% (upper mid).
  • 1M return: 1.17% (lower mid).
  • Sharpe: -1.55 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.58% (bottom quartile).
  • Modified duration: 2.33 yrs (upper mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹15,990 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.01% (lower mid).
  • 1M return: 1.14% (bottom quartile).
  • Sharpe: -1.42 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.99% (top quartile).
  • Modified duration: 2.58 yrs (upper mid).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,393 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.95% (lower mid).
  • 1M return: 1.19% (lower mid).
  • Sharpe: -1.43 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.90% (upper mid).
  • Modified duration: 2.35 yrs (upper mid).

Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹24,390 Cr).
  • Established history (29+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.92% (bottom quartile).
  • 1M return: 1.45% (upper mid).
  • Sharpe: -1.30 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.72% (lower mid).
  • Modified duration: 3.94 yrs (bottom quartile).

HDFC Corporate Bond Fund

  • Top quartile AUM (₹31,067 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 4.79% (bottom quartile).
  • 1M return: 1.51% (top quartile).
  • Sharpe: -1.52 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.79% (upper mid).
  • Modified duration: 4.05 yrs (bottom quartile).

Invesco India Corporate Bond Fund

  • Lower mid AUM (₹5,043 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.75% (bottom quartile).
  • 1M return: 1.28% (upper mid).
  • Sharpe: -1.47 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.75% (lower mid).
  • Modified duration: 3.31 yrs (lower mid).

1. Bandhan Government Securities Fund - Investment Plan

IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Government Securities Fund - Investment Plan

  • Bottom quartile AUM (₹1,794 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.11% (top quartile).
  • 1M return: 2.98% (top quartile).
  • Sharpe: -0.90 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.60% (bottom quartile).
  • Modified duration: 10.96 yrs (bottom quartile).
  • Average maturity: 32.16 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Bandhan Government Securities Fund - Investment Plan

Bandhan Government Securities Fund - Investment Plan
Growth
Launch Date 3 Dec 08
NAV (09 Jul 26) ₹37.7465 ↑ 0.05   (0.14 %)
Net Assets (Cr) ₹1,794 on 31 May 26
Category Debt - Government Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.13
Sharpe Ratio -0.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.6%
Effective Maturity 32 Years 1 Month 28 Days
Modified Duration 10 Years 11 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,066
30 Jun 23₹10,772
30 Jun 24₹11,818
30 Jun 25₹12,546
30 Jun 26₹13,565

Bandhan Government Securities Fund - Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Bandhan Government Securities Fund - Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 3%
3 Month 4.6%
6 Month 6.5%
1 Year 7.1%
3 Year 7.9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 3.7%
2024 10.6%
2023 6.8%
2022 1.4%
2021 2.1%
2020 13.7%
2019 13.3%
2018 7.8%
2017 3.1%
2016 13.9%
Fund Manager information for Bandhan Government Securities Fund - Investment Plan
NameSinceTenure
Suyash Choudhary15 Oct 1015.72 Yr.
Brijesh Shah10 Jun 242.05 Yr.

Data below for Bandhan Government Securities Fund - Investment Plan as on 31 May 26

Asset Allocation
Asset ClassValue
Cash2.92%
Debt97.08%
Debt Sector Allocation
SectorValue
Government97.08%
Cash Equivalent2.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.24% Govt Stock 2055
Sovereign Bonds | -
59%₹1,093 Cr113,200,000
↑ 113,200,000
6.68% Govt Stock 2040
Sovereign Bonds | -
19%₹353 Cr37,000,000
↑ 2,900,000
7.36% Govt Stock 2052
Sovereign Bonds | -
9%₹171 Cr17,400,000
↑ 17,400,000
7.3% Govt Stock 2053
Sovereign Bonds | -
9%₹157 Cr16,200,000
↑ 16,200,000
6.9% Govt Stock 2065
Sovereign Bonds | -
1%₹21 Cr2,300,000
↓ -147,700,000
Net Current Assets
Net Current Assets | -
2%₹39 Cr
Triparty Repo Trp_160626
CBLO/Reverse Repo | -
1%₹14 Cr
Cash Margin - Ccil
CBLO/Reverse Repo | -
0%₹1 Cr

2. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹31,740 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.92% (top quartile).
  • 1M return: 1.31% (upper mid).
  • Sharpe: -0.83 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.91% (top quartile).
  • Modified duration: 3.36 yrs (lower mid).
  • Average maturity: 5.73 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (09 Jul 26) ₹31.8043 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹31,740 on 31 May 26
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.57
Sharpe Ratio -0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.91%
Effective Maturity 5 Years 8 Months 23 Days
Modified Duration 3 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,304
30 Jun 23₹11,099
30 Jun 24₹11,936
30 Jun 25₹13,025
30 Jun 26₹13,840

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.3%
3 Month 2.3%
6 Month 3.3%
1 Year 5.9%
3 Year 7.6%
5 Year 6.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8%
2024 8%
2023 7.6%
2022 4.5%
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.44 Yr.
Ritesh Lunawat22 Jan 242.44 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash1.56%
Debt98.12%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate65.2%
Government35.38%
Credit Quality
RatingValue
AA0.52%
AAA99.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Ltd
Debentures | -
5%₹1,454 Cr145,500
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
3%₹1,002 Cr1,000
6.94% Govt Stock 2036
Sovereign Bonds | -
3%₹956 Cr95,115,200
↑ 80,000,000
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
3%₹901 Cr900
National Bank For Agriculture And Rural Development
Debentures | -
2%₹747 Cr74,550
Small Industries Development Bank Of India
Debentures | -
2%₹738 Cr74,433
↓ -5,000
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹720 Cr79,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹586 Cr58,500
↓ -4,000
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹562 Cr58,412,000
6.75% Govt Stock 2033
Sovereign Bonds | -
2%₹485 Cr46,599,410

3. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,346 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.51% (upper mid).
  • 1M return: 0.76% (bottom quartile).
  • Sharpe: -0.77 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.91% (upper mid).
  • Modified duration: 1.39 yrs (top quartile).
  • Average maturity: 2.77 yrs (top quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (09 Jul 26) ₹105.759 ↑ 0.03   (0.03 %)
Net Assets (Cr) ₹1,346 on 31 May 26
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio -0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 7.91%
Effective Maturity 2 Years 9 Months 7 Days
Modified Duration 1 Year 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,259
30 Jun 23₹10,892
30 Jun 24₹11,607
30 Jun 25₹12,812
30 Jun 26₹13,546

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 2.9%
1 Year 5.5%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 9.1%
2024 7.6%
2023 6.5%
2022 3.2%
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Rahul Goswami6 Oct 232.73 Yr.
Anuj Tagra7 Mar 242.32 Yr.
Chandni Gupta7 Mar 242.32 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash17.93%
Debt81.79%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate66.24%
Government20.98%
Cash Equivalent12.5%
Credit Quality
RatingValue
AA6.95%
AAA93.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Poonawalla Fincorp Limited
Debentures | -
6%₹81 Cr8,000
Housing And Urban Development Corporation Limited
Debentures | -
6%₹80 Cr7,500
Small Industries Development Bank Of India
Debentures | -
6%₹79 Cr7,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹77 Cr7,500
LIC Housing Finance Ltd
Debentures | -
4%₹59 Cr5,500
RJ Corp Limited
Debentures | -
4%₹56 Cr5,467
Maharashtra SDL
Sovereign Bonds | -
4%₹56 Cr5,500,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹51 Cr5,000
Embassy Office Parks Reit
Debentures | -
4%₹50 Cr5,000
Mahindra And Mahindra Financial Services Limited
Debentures | -
4%₹50 Cr5,000

4. BNP Paribas Corporate Bond Fund

The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹244 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.47% (upper mid).
  • 1M return: 1.11% (bottom quartile).
  • Sharpe: -1.04 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.44% (bottom quartile).
  • Modified duration: 2.07 yrs (top quartile).
  • Average maturity: 2.70 yrs (top quartile).
  • Exit load: 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL).

Below is the key information for BNP Paribas Corporate Bond Fund

BNP Paribas Corporate Bond Fund
Growth
Launch Date 8 Nov 08
NAV (09 Jul 26) ₹29.2372 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹244 on 31 May 26
Category Debt - Corporate Bond
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio -1.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL)
Yield to Maturity 7.44%
Effective Maturity 2 Years 8 Months 12 Days
Modified Duration 2 Years 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,027
30 Jun 23₹10,730
30 Jun 24₹11,458
30 Jun 25₹12,611
30 Jun 26₹13,347

BNP Paribas Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BNP Paribas Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.1%
3 Month 2.2%
6 Month 3.1%
1 Year 5.5%
3 Year 7.5%
5 Year 5.9%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.3%
2024 8.3%
2023 7%
2022 1.6%
2021 2.2%
2020 9.9%
2019 0.9%
2018 5.2%
2017 6.7%
2016 10.8%
Fund Manager information for BNP Paribas Corporate Bond Fund
NameSinceTenure
Gurvinder Wasan21 Oct 241.69 Yr.
Vikram Pamnani11 Jul 241.97 Yr.

Data below for BNP Paribas Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash5.42%
Equity4.41%
Debt89.65%
Other0.52%
Debt Sector Allocation
SectorValue
Corporate72.91%
Government16.74%
Cash Equivalent5.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ntpc Limited
Debentures | -
6%₹15 Cr150
6.68% Govt Stock 2040
Sovereign Bonds | -
5%₹12 Cr1,300,010
↑ 300,000
Small Industries Development Bank Of India
Debentures | -
5%₹12 Cr1,200
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹10 Cr1,000
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹10 Cr100
Indian Oil Corporation Limited
Debentures | -
4%₹10 Cr1,000
LIC Housing Finance Ltd
Debentures | -
4%₹10 Cr1,000
GAil (India) Limited
Debentures | -
4%₹10 Cr100
Ultratech Cement Limited
Debentures | -
4%₹10 Cr1,000
Bajaj Finance Limited
Debentures | -
4%₹10 Cr1,000

5. Bandhan Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Corporate Bond Fund

  • Upper mid AUM (₹13,484 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.36% (upper mid).
  • 1M return: 1.17% (lower mid).
  • Sharpe: -1.55 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.58% (bottom quartile).
  • Modified duration: 2.33 yrs (upper mid).
  • Average maturity: 2.80 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Bandhan Corporate Bond Fund

Bandhan Corporate Bond Fund
Growth
Launch Date 12 Jan 16
NAV (09 Jul 26) ₹20.4091 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹13,484 on 31 May 26
Category Debt - Corporate Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.65
Sharpe Ratio -1.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.58%
Effective Maturity 2 Years 9 Months 18 Days
Modified Duration 2 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,223
30 Jun 23₹10,864
30 Jun 24₹11,599
30 Jun 25₹12,675
30 Jun 26₹13,416

Bandhan Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Bandhan Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.2%
3 Month 2.2%
6 Month 3.4%
1 Year 5.4%
3 Year 7.2%
5 Year 6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.4%
2024 7.7%
2023 6.8%
2022 2.6%
2021 3.7%
2020 11.6%
2019 8.5%
2018 6.3%
2017 6.2%
2016
Fund Manager information for Bandhan Corporate Bond Fund
NameSinceTenure
Suyash Choudhary28 Jul 214.93 Yr.
Gautam Kaul1 Dec 214.58 Yr.
Brijesh Shah10 Jun 242.06 Yr.

Data below for Bandhan Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash14.62%
Debt85.05%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate63.4%
Government32.66%
Cash Equivalent3.6%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
9%₹1,192 Cr124,800,000
↑ 40,500,000
Reliance Industries Limited
Debentures | -
4%₹516 Cr50,000,000
Reliance Industries Limited
Debentures | -
4%₹509 Cr49,000,000
Larsen And Toubro Limited
Debentures | -
4%₹504 Cr50,000,000
↓ -18,000,000
Ultratech Cement Limited
Debentures | -
2%₹325 Cr32,500,000
Rec Limited
Debentures | -
2%₹296 Cr30,000,000
↓ -5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹295 Cr29,500,000
↓ -2,500,000
Grasim Industries Ltd
Debentures | -
2%₹293 Cr30,000,000
↑ 7,500,000
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹287 Cr31,500,000
↑ 31,500,000
Bajaj Finance Limited
Debentures | -
2%₹274 Cr27,500,000
↑ 27,500,000

6. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹15,990 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.01% (lower mid).
  • 1M return: 1.14% (bottom quartile).
  • Sharpe: -1.42 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.99% (top quartile).
  • Modified duration: 2.58 yrs (upper mid).
  • Average maturity: 4.00 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (09 Jul 26) ₹3,992.4 ↑ 1.22   (0.03 %)
Net Assets (Cr) ₹15,990 on 31 May 26
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.67
Sharpe Ratio -1.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.99%
Effective Maturity 4 Years
Modified Duration 2 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,291
30 Jun 23₹10,979
30 Jun 24₹11,770
30 Jun 25₹12,895
30 Jun 26₹13,589

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.1%
3 Month 2%
6 Month 2.7%
1 Year 5%
3 Year 7.3%
5 Year 6.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.8%
2024 8.3%
2023 6.9%
2022 3.7%
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal1 Feb 1511.42 Yr.
Manu Sharma1 Nov 223.66 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 31 May 26

Asset Allocation
Asset ClassValue
Cash3.07%
Debt96.58%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate69.35%
Government27.64%
Cash Equivalent2.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹526 Cr52,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹476 Cr47,500
Karnataka (Government of) 0.0756%
- | -
3%₹457 Cr45,700,000
Bajaj Finance Limited
Debentures | -
3%₹435 Cr43,500
Karnataka State Development Loans
Sovereign Bonds | -
3%₹418 Cr42,000,000
6.9% Govt Stock 2065
Sovereign Bonds | -
3%₹403 Cr44,300,000
↑ 15,500,000
Power Finance Corporation Limited
Debentures | -
3%₹398 Cr40,000
Small Industries Development Bank Of India
Debentures | -
2%₹350 Cr35,000
Mahindra And Mahindra Financial Services Limited
Debentures | -
2%₹302 Cr30,000
Knowledge Realty TRust
Debentures | -
2%₹298 Cr30,000

7. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,393 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.95% (lower mid).
  • 1M return: 1.19% (lower mid).
  • Sharpe: -1.43 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.90% (upper mid).
  • Modified duration: 2.35 yrs (upper mid).
  • Average maturity: 2.87 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (09 Jul 26) ₹63.4783 ↑ 0.03   (0.04 %)
Net Assets (Cr) ₹9,393 on 31 May 26
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio -1.44
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.9%
Effective Maturity 2 Years 10 Months 13 Days
Modified Duration 2 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,346
30 Jun 23₹11,119
30 Jun 24₹11,920
30 Jun 25₹13,085
30 Jun 26₹13,783

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.2%
3 Month 2.1%
6 Month 2.9%
1 Year 4.9%
3 Year 7.4%
5 Year 6.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.8%
2024 8.4%
2023 7.1%
2022 4.3%
2021 4.7%
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 206.41 Yr.
Kinjal Desai25 May 188.1 Yr.
Amber Singhania11 Mar 260.3 Yr.

Data below for Nippon India Prime Debt Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash7.9%
Debt91.79%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate66.91%
Government27.91%
Cash Equivalent4.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹351 Cr35,000
6.68% Govt Stock 2040
Sovereign Bonds | -
3%₹267 Cr28,000,000
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹255 Cr25,000,000
↑ 7,500,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
2%₹197 Cr200
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
2%₹197 Cr200
Small Industries Development Bank Of India
Debentures | -
2%₹176 Cr17,500
Rec Limited
Debentures | -
2%₹174 Cr17,500
Indian Railway Finance Corporation Limited
Debentures | -
2%₹170 Cr1,658
Knowledge Realty TRust
Debentures | -
2%₹160 Cr16,000
Bajaj Housing Finance Limited
Debentures | -
2%₹153 Cr15,000
↑ 15,000

8. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Research Highlights for Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹24,390 Cr).
  • Established history (29+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.92% (bottom quartile).
  • 1M return: 1.45% (upper mid).
  • Sharpe: -1.30 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.72% (lower mid).
  • Modified duration: 3.94 yrs (bottom quartile).
  • Average maturity: 6.58 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (09 Jul 26) ₹119.239 ↑ 0.07   (0.06 %)
Net Assets (Cr) ₹24,390 on 31 May 26
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.52
Sharpe Ratio -1.3
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.72%
Effective Maturity 6 Years 6 Months 29 Days
Modified Duration 3 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,290
30 Jun 23₹11,041
30 Jun 24₹11,880
30 Jun 25₹12,986
30 Jun 26₹13,675

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.5%
3 Month 2.3%
6 Month 2.9%
1 Year 4.9%
3 Year 7.3%
5 Year 6.4%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.4%
2024 8.5%
2023 7.3%
2022 4.1%
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 215.22 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash1.49%
Debt98.15%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate57.06%
Government41.29%
Cash Equivalent1.29%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
7%₹1,690 Cr177,000,000
↑ 5,500,000
National Bank For Agriculture And Rural Development
Debentures | -
6%₹1,323 Cr132,000
6.48% Govt Stock 2035
Sovereign Bonds | -
5%₹1,255 Cr129,035,600
↓ -27,500,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹580 Cr59,000
Bharti Telecom Limited
Debentures | -
2%₹574 Cr58,000
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹563 Cr58,500,000
↓ -2,500,000
6.94% Govt Stock 2036
Sovereign Bonds | -
2%₹541 Cr53,792,300
↑ 53,792,300
Bharti Telecom Limited
Debentures | -
2%₹505 Cr50,900
Bajaj Housing Finance Limited
Debentures | -
2%₹496 Cr50,000
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹483 Cr53,072,800
↓ -3,500,000

9. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

  • Top quartile AUM (₹31,067 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 4.79% (bottom quartile).
  • 1M return: 1.51% (top quartile).
  • Sharpe: -1.52 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.79% (upper mid).
  • Modified duration: 4.05 yrs (bottom quartile).
  • Average maturity: 6.95 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (09 Jul 26) ₹34.3328 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹31,067 on 31 May 26
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio -1.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.79%
Effective Maturity 6 Years 11 Months 12 Days
Modified Duration 4 Years 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,229
30 Jun 23₹10,985
30 Jun 24₹11,813
30 Jun 25₹12,913
30 Jun 26₹13,584

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.5%
3 Month 2.4%
6 Month 2.8%
1 Year 4.8%
3 Year 7.3%
5 Year 6.3%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.3%
2024 8.6%
2023 7.2%
2022 3.3%
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 1510.68 Yr.
Dhruv Muchhal22 Jun 233.03 Yr.

Data below for HDFC Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash4.13%
Debt95.53%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate61.1%
Government34.41%
Cash Equivalent4.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
5%₹1,433 Cr150,000,000
↓ -10,000,000
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹1,138 Cr125,000,000
Bajaj Finance Limited
Debentures | -
4%₹1,072 Cr110,000
State Bank Of India
Debentures | -
3%₹775 Cr775
6.75% Govt Stock 2033
Sovereign Bonds | -
2%₹598 Cr57,500,000
↓ -22,000,000
HDFC Bank Limited
Debentures | -
2%₹503 Cr50,000
LIC Housing Finance Ltd
Debentures | -
2%₹501 Cr5,000
Small Industries Development Bank Of India
Debentures | -
2%₹501 Cr50,000
Rural Electrification Corporation Limited
Debentures | -
2%₹463 Cr4,500
Bajaj Housing Finance Limited
Debentures | -
2%₹461 Cr46,542

10. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Research Highlights for Invesco India Corporate Bond Fund

  • Lower mid AUM (₹5,043 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.75% (bottom quartile).
  • 1M return: 1.28% (upper mid).
  • Sharpe: -1.47 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.75% (lower mid).
  • Modified duration: 3.31 yrs (lower mid).
  • Average maturity: 4.39 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund
Growth
Launch Date 2 Aug 07
NAV (09 Jul 26) ₹3,355.15 ↑ 1.24   (0.04 %)
Net Assets (Cr) ₹5,043 on 31 May 26
Category Debt - Corporate Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.67
Sharpe Ratio -1.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.75%
Effective Maturity 4 Years 4 Months 20 Days
Modified Duration 3 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,217
30 Jun 23₹10,869
30 Jun 24₹11,628
30 Jun 25₹12,723
30 Jun 26₹13,381

Invesco India Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

DurationReturns
1 Month 1.3%
3 Month 2.3%
6 Month 2.7%
1 Year 4.7%
3 Year 7.1%
5 Year 5.9%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.6%
2024 8.1%
2023 6.7%
2022 2.9%
2021 3.4%
2020 10.1%
2019 11.1%
2018 4%
2017 1.8%
2016 14.1%
Fund Manager information for Invesco India Corporate Bond Fund
NameSinceTenure
Krishna Cheemalapati16 Dec 205.54 Yr.
Vikas Garg26 Sep 205.76 Yr.

Data below for Invesco India Corporate Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash6.42%
Debt93.14%
Other0.44%
Debt Sector Allocation
SectorValue
Corporate57.63%
Government35.51%
Cash Equivalent6.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.48% Govt Stock 2035
Sovereign Bonds | -
8%₹389 Cr40,012,900
↓ -8,500,000
Pipeline Infrastructure Limited
Debentures | -
4%₹187 Cr18,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹173 Cr17,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹148 Cr14,612,600
6.68% Govt Stock 2040
Sovereign Bonds | -
3%₹143 Cr15,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹131 Cr12,786,700
↑ 500,000
LIC Housing Finance Ltd
Debentures | -
3%₹128 Cr12,500,000
↓ -2,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹125 Cr12,500,000
↑ 7,500,000
Bharti Telecom Limited
Debentures | -
3%₹123 Cr12,500,000
Rec Limited
Debentures | -
2%₹102 Cr10,000,000

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