लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।
Talk to our investment specialist
लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।

लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं
गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।
अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।
ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।
डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-
यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।
यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।
| राजधानी लाभ | निवेश होल्डिंग लाभ | कर लगाना |
|---|---|---|
| लघु अवधिपूंजीगत लाभ | 36 महीने से कम | व्यक्ति के टैक्स स्लैब के अनुसार |
| लॉन्ग टर्म कैपिटल गेन्स | 36 महीने से अधिक | इंडेक्सेशन लाभ के साथ 20% |
निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Bandhan Government Securities Fund - Investment Plan Growth ₹37.7465
↑ 0.05 ₹1,794 5,000 1,000 4.6 6.5 7.1 7.9 3.7 7.6% 10Y 11M 16D 32Y 1M 28D ICICI Prudential Corporate Bond Fund Growth ₹31.8043
↑ 0.01 ₹31,740 5,000 100 2.3 3.3 5.9 7.6 8 7.91% 3Y 4M 10D 5Y 8M 23D Franklin India Corporate Debt Fund Growth ₹105.759
↑ 0.03 ₹1,346 10,000 500 1.8 2.9 5.5 7.5 9.1 7.91% 1Y 4M 20D 2Y 9M 7D BNP Paribas Corporate Bond Fund Growth ₹29.2372
↑ 0.02 ₹244 5,000 300 2.2 3.1 5.5 7.5 8.3 7.44% 2Y 25D 2Y 8M 12D Bandhan Corporate Bond Fund Growth ₹20.4091
↑ 0.01 ₹13,484 5,000 1,000 2.2 3.4 5.4 7.2 7.4 7.58% 2Y 3M 29D 2Y 9M 18D Kotak Corporate Bond Fund Standard Growth ₹3,992.4
↑ 1.22 ₹15,990 5,000 1,000 2 2.7 5 7.3 7.8 7.99% 2Y 6M 29D 4Y Nippon India Prime Debt Fund Growth ₹63.4783
↑ 0.03 ₹9,393 1,000 100 2.1 2.9 4.9 7.4 7.8 7.9% 2Y 4M 6D 2Y 10M 13D Aditya Birla Sun Life Corporate Bond Fund Growth ₹119.239
↑ 0.07 ₹24,390 1,000 100 2.3 2.9 4.9 7.3 7.4 7.72% 3Y 11M 8D 6Y 6M 29D HDFC Corporate Bond Fund Growth ₹34.3328
↑ 0.01 ₹31,067 5,000 300 2.4 2.8 4.8 7.3 7.3 7.79% 4Y 18D 6Y 11M 12D Invesco India Corporate Bond Fund Growth ₹3,355.15
↑ 1.24 ₹5,043 5,000 100 2.3 2.7 4.7 7.1 7.6 7.75% 3Y 3M 22D 4Y 4M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Bandhan Government Securities Fund - Investment Plan ICICI Prudential Corporate Bond Fund Franklin India Corporate Debt Fund BNP Paribas Corporate Bond Fund Bandhan Corporate Bond Fund Kotak Corporate Bond Fund Standard Nippon India Prime Debt Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund Invesco India Corporate Bond Fund Point 1 Bottom quartile AUM (₹1,794 Cr). Highest AUM (₹31,740 Cr). Bottom quartile AUM (₹1,346 Cr). Bottom quartile AUM (₹244 Cr). Upper mid AUM (₹13,484 Cr). Upper mid AUM (₹15,990 Cr). Lower mid AUM (₹9,393 Cr). Upper mid AUM (₹24,390 Cr). Top quartile AUM (₹31,067 Cr). Lower mid AUM (₹5,043 Cr). Point 2 Established history (17+ yrs). Established history (16+ yrs). Oldest track record among peers (29 yrs). Established history (17+ yrs). Established history (10+ yrs). Established history (18+ yrs). Established history (25+ yrs). Established history (29+ yrs). Established history (16+ yrs). Established history (18+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Not Rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Top rated. Rating: 5★ (top quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.11% (top quartile). 1Y return: 5.92% (top quartile). 1Y return: 5.51% (upper mid). 1Y return: 5.47% (upper mid). 1Y return: 5.36% (upper mid). 1Y return: 5.01% (lower mid). 1Y return: 4.95% (lower mid). 1Y return: 4.92% (bottom quartile). 1Y return: 4.79% (bottom quartile). 1Y return: 4.75% (bottom quartile). Point 6 1M return: 2.98% (top quartile). 1M return: 1.31% (upper mid). 1M return: 0.76% (bottom quartile). 1M return: 1.11% (bottom quartile). 1M return: 1.17% (lower mid). 1M return: 1.14% (bottom quartile). 1M return: 1.19% (lower mid). 1M return: 1.45% (upper mid). 1M return: 1.51% (top quartile). 1M return: 1.28% (upper mid). Point 7 Sharpe: -0.90 (upper mid). Sharpe: -0.83 (top quartile). Sharpe: -0.77 (top quartile). Sharpe: -1.04 (upper mid). Sharpe: -1.55 (bottom quartile). Sharpe: -1.42 (lower mid). Sharpe: -1.43 (lower mid). Sharpe: -1.30 (upper mid). Sharpe: -1.52 (bottom quartile). Sharpe: -1.47 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.60% (bottom quartile). Yield to maturity (debt): 7.91% (top quartile). Yield to maturity (debt): 7.91% (upper mid). Yield to maturity (debt): 7.44% (bottom quartile). Yield to maturity (debt): 7.58% (bottom quartile). Yield to maturity (debt): 7.99% (top quartile). Yield to maturity (debt): 7.90% (upper mid). Yield to maturity (debt): 7.72% (lower mid). Yield to maturity (debt): 7.79% (upper mid). Yield to maturity (debt): 7.75% (lower mid). Point 10 Modified duration: 10.96 yrs (bottom quartile). Modified duration: 3.36 yrs (lower mid). Modified duration: 1.39 yrs (top quartile). Modified duration: 2.07 yrs (top quartile). Modified duration: 2.33 yrs (upper mid). Modified duration: 2.58 yrs (upper mid). Modified duration: 2.35 yrs (upper mid). Modified duration: 3.94 yrs (bottom quartile). Modified duration: 4.05 yrs (bottom quartile). Modified duration: 3.31 yrs (lower mid). Bandhan Government Securities Fund - Investment Plan
ICICI Prudential Corporate Bond Fund
Franklin India Corporate Debt Fund
BNP Paribas Corporate Bond Fund
Bandhan Corporate Bond Fund
Kotak Corporate Bond Fund Standard
Nippon India Prime Debt Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
Invesco India Corporate Bond Fund
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for ICICI Prudential Corporate Bond Fund Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. Research Highlights for BNP Paribas Corporate Bond Fund Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Corporate Bond Fund Below is the key information for Bandhan Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Research Highlights for Kotak Corporate Bond Fund Standard Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Invesco India Active Income Fund) To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective. Research Highlights for Invesco India Corporate Bond Fund Below is the key information for Invesco India Corporate Bond Fund Returns up to 1 year are on 1. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (09 Jul 26) ₹37.7465 ↑ 0.05 (0.14 %) Net Assets (Cr) ₹1,794 on 31 May 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.13 Sharpe Ratio -0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 32 Years 1 Month 28 Days Modified Duration 10 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,066 30 Jun 23 ₹10,772 30 Jun 24 ₹11,818 30 Jun 25 ₹12,546 30 Jun 26 ₹13,565 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 3% 3 Month 4.6% 6 Month 6.5% 1 Year 7.1% 3 Year 7.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 3.7% 2024 10.6% 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.72 Yr. Brijesh Shah 10 Jun 24 2.05 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 31 May 26
Asset Allocation
Asset Class Value Cash 2.92% Debt 97.08% Debt Sector Allocation
Sector Value Government 97.08% Cash Equivalent 2.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -59% ₹1,093 Cr 113,200,000
↑ 113,200,000 6.68% Govt Stock 2040
Sovereign Bonds | -19% ₹353 Cr 37,000,000
↑ 2,900,000 7.36% Govt Stock 2052
Sovereign Bonds | -9% ₹171 Cr 17,400,000
↑ 17,400,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹157 Cr 16,200,000
↑ 16,200,000 6.9% Govt Stock 2065
Sovereign Bonds | -1% ₹21 Cr 2,300,000
↓ -147,700,000 Net Current Assets
Net Current Assets | -2% ₹39 Cr Triparty Repo Trp_160626
CBLO/Reverse Repo | -1% ₹14 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹1 Cr 2. ICICI Prudential Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (09 Jul 26) ₹31.8043 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹31,740 on 31 May 26 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio -0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.91% Effective Maturity 5 Years 8 Months 23 Days Modified Duration 3 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,304 30 Jun 23 ₹11,099 30 Jun 24 ₹11,936 30 Jun 25 ₹13,025 30 Jun 26 ₹13,840 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.3% 3 Month 2.3% 6 Month 3.3% 1 Year 5.9% 3 Year 7.6% 5 Year 6.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 8% 2023 7.6% 2022 4.5% 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.44 Yr. Ritesh Lunawat 22 Jan 24 2.44 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 1.56% Debt 98.12% Other 0.32% Debt Sector Allocation
Sector Value Corporate 65.2% Government 35.38% Credit Quality
Rating Value AA 0.52% AAA 99.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -5% ₹1,454 Cr 145,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹1,002 Cr 1,000 6.94% Govt Stock 2036
Sovereign Bonds | -3% ₹956 Cr 95,115,200
↑ 80,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹901 Cr 900 National Bank For Agriculture And Rural Development
Debentures | -2% ₹747 Cr 74,550 Small Industries Development Bank Of India
Debentures | -2% ₹738 Cr 74,433
↓ -5,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹720 Cr 79,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹586 Cr 58,500
↓ -4,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹562 Cr 58,412,000 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹485 Cr 46,599,410 3. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (09 Jul 26) ₹105.759 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹1,346 on 31 May 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio -0.77 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.91% Effective Maturity 2 Years 9 Months 7 Days Modified Duration 1 Year 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,259 30 Jun 23 ₹10,892 30 Jun 24 ₹11,607 30 Jun 25 ₹12,812 30 Jun 26 ₹13,546 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 2.9% 1 Year 5.5% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.1% 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.73 Yr. Anuj Tagra 7 Mar 24 2.32 Yr. Chandni Gupta 7 Mar 24 2.32 Yr. Data below for Franklin India Corporate Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 17.93% Debt 81.79% Other 0.28% Debt Sector Allocation
Sector Value Corporate 66.24% Government 20.98% Cash Equivalent 12.5% Credit Quality
Rating Value AA 6.95% AAA 93.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Poonawalla Fincorp Limited
Debentures | -6% ₹81 Cr 8,000 Housing And Urban Development Corporation Limited
Debentures | -6% ₹80 Cr 7,500 Small Industries Development Bank Of India
Debentures | -6% ₹79 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹77 Cr 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹59 Cr 5,500 RJ Corp Limited
Debentures | -4% ₹56 Cr 5,467 Maharashtra SDL
Sovereign Bonds | -4% ₹56 Cr 5,500,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Mahindra And Mahindra Financial Services Limited
Debentures | -4% ₹50 Cr 5,000 4. BNP Paribas Corporate Bond Fund
BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (09 Jul 26) ₹29.2372 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹244 on 31 May 26 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio -1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 7.44% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,027 30 Jun 23 ₹10,730 30 Jun 24 ₹11,458 30 Jun 25 ₹12,611 30 Jun 26 ₹13,347 Returns for BNP Paribas Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.1% 3 Month 2.2% 6 Month 3.1% 1 Year 5.5% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.3% 2024 8.3% 2023 7% 2022 1.6% 2021 2.2% 2020 9.9% 2019 0.9% 2018 5.2% 2017 6.7% 2016 10.8% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 1.69 Yr. Vikram Pamnani 11 Jul 24 1.97 Yr. Data below for BNP Paribas Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 5.42% Equity 4.41% Debt 89.65% Other 0.52% Debt Sector Allocation
Sector Value Corporate 72.91% Government 16.74% Cash Equivalent 5.42% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ntpc Limited
Debentures | -6% ₹15 Cr 150 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹12 Cr 1,300,010
↑ 300,000 Small Industries Development Bank Of India
Debentures | -5% ₹12 Cr 1,200 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹10 Cr 1,000 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹10 Cr 100 Indian Oil Corporation Limited
Debentures | -4% ₹10 Cr 1,000 LIC Housing Finance Ltd
Debentures | -4% ₹10 Cr 1,000 GAil (India) Limited
Debentures | -4% ₹10 Cr 100 Ultratech Cement Limited
Debentures | -4% ₹10 Cr 1,000 Bajaj Finance Limited
Debentures | -4% ₹10 Cr 1,000 5. Bandhan Corporate Bond Fund
Bandhan Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (09 Jul 26) ₹20.4091 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹13,484 on 31 May 26 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.65 Sharpe Ratio -1.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,223 30 Jun 23 ₹10,864 30 Jun 24 ₹11,599 30 Jun 25 ₹12,675 30 Jun 26 ₹13,416 Returns for Bandhan Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.2% 3 Month 2.2% 6 Month 3.4% 1 Year 5.4% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.7% 2023 6.8% 2022 2.6% 2021 3.7% 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 Fund Manager information for Bandhan Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 4.93 Yr. Gautam Kaul 1 Dec 21 4.58 Yr. Brijesh Shah 10 Jun 24 2.06 Yr. Data below for Bandhan Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 14.62% Debt 85.05% Other 0.34% Debt Sector Allocation
Sector Value Corporate 63.4% Government 32.66% Cash Equivalent 3.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -9% ₹1,192 Cr 124,800,000
↑ 40,500,000 Reliance Industries Limited
Debentures | -4% ₹516 Cr 50,000,000 Reliance Industries Limited
Debentures | -4% ₹509 Cr 49,000,000 Larsen And Toubro Limited
Debentures | -4% ₹504 Cr 50,000,000
↓ -18,000,000 Ultratech Cement Limited
Debentures | -2% ₹325 Cr 32,500,000 Rec Limited
Debentures | -2% ₹296 Cr 30,000,000
↓ -5,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹295 Cr 29,500,000
↓ -2,500,000 Grasim Industries Ltd
Debentures | -2% ₹293 Cr 30,000,000
↑ 7,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹287 Cr 31,500,000
↑ 31,500,000 Bajaj Finance Limited
Debentures | -2% ₹274 Cr 27,500,000
↑ 27,500,000 6. Kotak Corporate Bond Fund Standard
Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (09 Jul 26) ₹3,992.4 ↑ 1.22 (0.03 %) Net Assets (Cr) ₹15,990 on 31 May 26 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio -1.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.99% Effective Maturity 4 Years Modified Duration 2 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,291 30 Jun 23 ₹10,979 30 Jun 24 ₹11,770 30 Jun 25 ₹12,895 30 Jun 26 ₹13,589 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.1% 3 Month 2% 6 Month 2.7% 1 Year 5% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.3% 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 11.42 Yr. Manu Sharma 1 Nov 22 3.66 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 May 26
Asset Allocation
Asset Class Value Cash 3.07% Debt 96.58% Other 0.36% Debt Sector Allocation
Sector Value Corporate 69.35% Government 27.64% Cash Equivalent 2.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹526 Cr 52,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹476 Cr 47,500 Karnataka (Government of) 0.0756%
- | -3% ₹457 Cr 45,700,000 Bajaj Finance Limited
Debentures | -3% ₹435 Cr 43,500 Karnataka State Development Loans
Sovereign Bonds | -3% ₹418 Cr 42,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹403 Cr 44,300,000
↑ 15,500,000 Power Finance Corporation Limited
Debentures | -3% ₹398 Cr 40,000 Small Industries Development Bank Of India
Debentures | -2% ₹350 Cr 35,000 Mahindra And Mahindra Financial Services Limited
Debentures | -2% ₹302 Cr 30,000 Knowledge Realty TRust
Debentures | -2% ₹298 Cr 30,000 7. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (09 Jul 26) ₹63.4783 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹9,393 on 31 May 26 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio -1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.9% Effective Maturity 2 Years 10 Months 13 Days Modified Duration 2 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,346 30 Jun 23 ₹11,119 30 Jun 24 ₹11,920 30 Jun 25 ₹13,085 30 Jun 26 ₹13,783 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.2% 3 Month 2.1% 6 Month 2.9% 1 Year 4.9% 3 Year 7.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.41 Yr. Kinjal Desai 25 May 18 8.1 Yr. Amber Singhania 11 Mar 26 0.3 Yr. Data below for Nippon India Prime Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 7.9% Debt 91.79% Other 0.3% Debt Sector Allocation
Sector Value Corporate 66.91% Government 27.91% Cash Equivalent 4.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹351 Cr 35,000 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹267 Cr 28,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹255 Cr 25,000,000
↑ 7,500,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹197 Cr 200 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹197 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹176 Cr 17,500 Rec Limited
Debentures | -2% ₹174 Cr 17,500 Indian Railway Finance Corporation Limited
Debentures | -2% ₹170 Cr 1,658 Knowledge Realty TRust
Debentures | -2% ₹160 Cr 16,000 Bajaj Housing Finance Limited
Debentures | -2% ₹153 Cr 15,000
↑ 15,000 8. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (09 Jul 26) ₹119.239 ↑ 0.07 (0.06 %) Net Assets (Cr) ₹24,390 on 31 May 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio -1.3 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 6 Years 6 Months 29 Days Modified Duration 3 Years 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,290 30 Jun 23 ₹11,041 30 Jun 24 ₹11,880 30 Jun 25 ₹12,986 30 Jun 26 ₹13,675 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.5% 3 Month 2.3% 6 Month 2.9% 1 Year 4.9% 3 Year 7.3% 5 Year 6.4% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.22 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 1.49% Debt 98.15% Other 0.36% Debt Sector Allocation
Sector Value Corporate 57.06% Government 41.29% Cash Equivalent 1.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,690 Cr 177,000,000
↑ 5,500,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹1,323 Cr 132,000 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹1,255 Cr 129,035,600
↓ -27,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹580 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹574 Cr 58,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹563 Cr 58,500,000
↓ -2,500,000 6.94% Govt Stock 2036
Sovereign Bonds | -2% ₹541 Cr 53,792,300
↑ 53,792,300 Bharti Telecom Limited
Debentures | -2% ₹505 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹496 Cr 50,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹483 Cr 53,072,800
↓ -3,500,000 9. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (09 Jul 26) ₹34.3328 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹31,067 on 31 May 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -1.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 6 Years 11 Months 12 Days Modified Duration 4 Years 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,229 30 Jun 23 ₹10,985 30 Jun 24 ₹11,813 30 Jun 25 ₹12,913 30 Jun 26 ₹13,584 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.5% 3 Month 2.4% 6 Month 2.8% 1 Year 4.8% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.68 Yr. Dhruv Muchhal 22 Jun 23 3.03 Yr. Data below for HDFC Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 4.13% Debt 95.53% Other 0.34% Debt Sector Allocation
Sector Value Corporate 61.1% Government 34.41% Cash Equivalent 4.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,433 Cr 150,000,000
↓ -10,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,138 Cr 125,000,000 Bajaj Finance Limited
Debentures | -4% ₹1,072 Cr 110,000 State Bank Of India
Debentures | -3% ₹775 Cr 775 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹598 Cr 57,500,000
↓ -22,000,000 HDFC Bank Limited
Debentures | -2% ₹503 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹501 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -2% ₹463 Cr 4,500 Bajaj Housing Finance Limited
Debentures | -2% ₹461 Cr 46,542 10. Invesco India Corporate Bond Fund
Invesco India Corporate Bond Fund
Growth Launch Date 2 Aug 07 NAV (09 Jul 26) ₹3,355.15 ↑ 1.24 (0.04 %) Net Assets (Cr) ₹5,043 on 31 May 26 Category Debt - Corporate Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.67 Sharpe Ratio -1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.75% Effective Maturity 4 Years 4 Months 20 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,217 30 Jun 23 ₹10,869 30 Jun 24 ₹11,628 30 Jun 25 ₹12,723 30 Jun 26 ₹13,381 Returns for Invesco India Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26 Duration Returns 1 Month 1.3% 3 Month 2.3% 6 Month 2.7% 1 Year 4.7% 3 Year 7.1% 5 Year 5.9% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.6% 2024 8.1% 2023 6.7% 2022 2.9% 2021 3.4% 2020 10.1% 2019 11.1% 2018 4% 2017 1.8% 2016 14.1% Fund Manager information for Invesco India Corporate Bond Fund
Name Since Tenure Krishna Cheemalapati 16 Dec 20 5.54 Yr. Vikas Garg 26 Sep 20 5.76 Yr. Data below for Invesco India Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 6.42% Debt 93.14% Other 0.44% Debt Sector Allocation
Sector Value Corporate 57.63% Government 35.51% Cash Equivalent 6.42% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹389 Cr 40,012,900
↓ -8,500,000 Pipeline Infrastructure Limited
Debentures | -4% ₹187 Cr 18,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹173 Cr 17,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹148 Cr 14,612,600 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹143 Cr 15,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹131 Cr 12,786,700
↑ 500,000 LIC Housing Finance Ltd
Debentures | -3% ₹128 Cr 12,500,000
↓ -2,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹125 Cr 12,500,000
↑ 7,500,000 Bharti Telecom Limited
Debentures | -3% ₹123 Cr 12,500,000 Rec Limited
Debentures | -2% ₹102 Cr 10,000,000
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!
Research Highlights for Bandhan Government Securities Fund - Investment Plan