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लॉन्ग टर्म डेट फंड- आपको कब निवेश करना चाहिए?

Updated on August 8, 2025 , 11649 views

लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।

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लॉन्ग टर्म डेट फंड- लॉन्ग टर्म इन्वेस्टमेंट के लिए एक प्लान

लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।

long-term-debt-funds

लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं

गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।

अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।

रिटर्न और जोखिम

ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।

लॉन्ग टर्म डेट फंड कराधान

डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-

शॉर्ट टर्म कैपिटल गेन्स

यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।

लॉन्ग टर्म कैपिटल गेन्स

यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।

राजधानी लाभ निवेश होल्डिंग लाभ कर लगाना
लघु अवधिपूंजीगत लाभ 36 महीने से कम व्यक्ति के टैक्स स्लैब के अनुसार
लॉन्ग टर्म कैपिटल गेन्स 36 महीने से अधिक इंडेक्सेशन लाभ के साथ 20%

लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें?

निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।

2022 में निवेश करने के लिए सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Corporate Debt Fund Growth ₹100.658
↓ -0.02
₹944 10,000 500 2.26.1107.67.66.85%3Y 1M 13D5Y 11M 23D
BNP Paribas Corporate Bond Fund Growth ₹27.7967
↓ -0.01
₹358 5,000 300 25.29.57.98.36.8%3Y 9M5Y 1M 6D
Nippon India Prime Debt Fund Growth ₹60.6772
↑ 0.01
₹9,542 1,000 100 1.959.38.18.46.93%3Y 7M 17D4Y 8M 23D
Kotak Corporate Bond Fund Standard Growth ₹3,812.49
↑ 0.32
₹17,304 5,000 1,000 1.94.88.97.88.36.84%2Y 10M 24D4Y 22D
Invesco India Corporate Bond Fund Growth ₹3,211.02
↑ 0.12
₹7,262 5,000 100 1.84.88.97.58.16.64%3Y 9M 7D5Y 14D
Sundaram Corporate Bond Fund Growth ₹40.5587
↑ 0.00
₹772 5,000 250 1.84.78.77.486.59%3Y 4Y 3M 4D
HDFC Corporate Bond Fund Growth ₹32.8518
↓ 0.00
₹35,686 5,000 300 1.74.68.788.66.94%4Y 3M 14D6Y 10M 20D
ICICI Prudential Corporate Bond Fund Growth ₹30.1225
↑ 0.00
₹33,109 5,000 100 1.94.78.78.186.83%2Y 4M 20D4Y 1M 24D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.869
↓ -0.02
₹28,675 1,000 100 1.54.58.67.98.56.94%4Y 5M 26D6Y 11M 23D
Bandhan Corporate Bond Fund Growth ₹19.4076
↑ 0.00
₹15,626 5,000 1,000 1.84.78.67.37.76.63%3Y 3M 4D4Y 1M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Corporate Debt FundBNP Paribas Corporate Bond FundNippon India Prime Debt FundKotak Corporate Bond Fund Standard Invesco India Corporate Bond FundSundaram Corporate Bond FundHDFC Corporate Bond FundICICI Prudential Corporate Bond FundAditya Birla Sun Life Corporate Bond FundBandhan Corporate Bond Fund
Point 1Bottom quartile AUM (₹944 Cr).Bottom quartile AUM (₹358 Cr).Lower mid AUM (₹9,542 Cr).Upper mid AUM (₹17,304 Cr).Lower mid AUM (₹7,262 Cr).Bottom quartile AUM (₹772 Cr).Highest AUM (₹35,686 Cr).Top quartile AUM (₹33,109 Cr).Upper mid AUM (₹28,675 Cr).Upper mid AUM (₹15,626 Cr).
Point 2Oldest track record among peers (28 yrs).Established history (16+ yrs).Established history (24+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (20+ yrs).Established history (15+ yrs).Established history (16+ yrs).Established history (28+ yrs).Established history (9+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Top rated.Rating: 4★ (upper mid).Rating: 5★ (top quartile).Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 9.96% (top quartile).1Y return: 9.49% (top quartile).1Y return: 9.25% (upper mid).1Y return: 8.92% (upper mid).1Y return: 8.86% (upper mid).1Y return: 8.75% (lower mid).1Y return: 8.73% (lower mid).1Y return: 8.68% (bottom quartile).1Y return: 8.65% (bottom quartile).1Y return: 8.63% (bottom quartile).
Point 61M return: 0.45% (top quartile).1M return: 0.33% (upper mid).1M return: 0.36% (upper mid).1M return: 0.31% (upper mid).1M return: 0.29% (bottom quartile).1M return: 0.29% (lower mid).1M return: 0.30% (lower mid).1M return: 0.37% (top quartile).1M return: 0.26% (bottom quartile).1M return: 0.22% (bottom quartile).
Point 7Sharpe: 1.67 (bottom quartile).Sharpe: 1.93 (upper mid).Sharpe: 1.90 (upper mid).Sharpe: 1.98 (top quartile).Sharpe: 1.67 (lower mid).Sharpe: 1.71 (lower mid).Sharpe: 1.57 (bottom quartile).Sharpe: 2.27 (top quartile).Sharpe: 1.66 (bottom quartile).Sharpe: 1.95 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.85% (upper mid).Yield to maturity (debt): 6.80% (lower mid).Yield to maturity (debt): 6.93% (upper mid).Yield to maturity (debt): 6.84% (upper mid).Yield to maturity (debt): 6.64% (bottom quartile).Yield to maturity (debt): 6.59% (bottom quartile).Yield to maturity (debt): 6.94% (top quartile).Yield to maturity (debt): 6.83% (lower mid).Yield to maturity (debt): 6.94% (top quartile).Yield to maturity (debt): 6.63% (bottom quartile).
Point 10Modified duration: 3.12 yrs (upper mid).Modified duration: 3.75 yrs (lower mid).Modified duration: 3.63 yrs (lower mid).Modified duration: 2.90 yrs (top quartile).Modified duration: 3.77 yrs (bottom quartile).Modified duration: 3.00 yrs (upper mid).Modified duration: 4.29 yrs (bottom quartile).Modified duration: 2.39 yrs (top quartile).Modified duration: 4.49 yrs (bottom quartile).Modified duration: 3.26 yrs (upper mid).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹944 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.96% (top quartile).
  • 1M return: 0.45% (top quartile).
  • Sharpe: 1.67 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (upper mid).
  • Modified duration: 3.12 yrs (upper mid).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹358 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 9.49% (top quartile).
  • 1M return: 0.33% (upper mid).
  • Sharpe: 1.93 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.80% (lower mid).
  • Modified duration: 3.75 yrs (lower mid).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,542 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 9.25% (upper mid).
  • 1M return: 0.36% (upper mid).
  • Sharpe: 1.90 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.93% (upper mid).
  • Modified duration: 3.63 yrs (lower mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹17,304 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.92% (upper mid).
  • 1M return: 0.31% (upper mid).
  • Sharpe: 1.98 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 2.90 yrs (top quartile).

Invesco India Corporate Bond Fund

  • Lower mid AUM (₹7,262 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.86% (upper mid).
  • 1M return: 0.29% (bottom quartile).
  • Sharpe: 1.67 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.64% (bottom quartile).
  • Modified duration: 3.77 yrs (bottom quartile).

Sundaram Corporate Bond Fund

  • Bottom quartile AUM (₹772 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.75% (lower mid).
  • 1M return: 0.29% (lower mid).
  • Sharpe: 1.71 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 3.00 yrs (upper mid).

HDFC Corporate Bond Fund

  • Highest AUM (₹35,686 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.73% (lower mid).
  • 1M return: 0.30% (lower mid).
  • Sharpe: 1.57 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.94% (top quartile).
  • Modified duration: 4.29 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

  • Top quartile AUM (₹33,109 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.68% (bottom quartile).
  • 1M return: 0.37% (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.83% (lower mid).
  • Modified duration: 2.39 yrs (top quartile).

Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹28,675 Cr).
  • Established history (28+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.65% (bottom quartile).
  • 1M return: 0.26% (bottom quartile).
  • Sharpe: 1.66 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.94% (top quartile).
  • Modified duration: 4.49 yrs (bottom quartile).

Bandhan Corporate Bond Fund

  • Upper mid AUM (₹15,626 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.63% (bottom quartile).
  • 1M return: 0.22% (bottom quartile).
  • Sharpe: 1.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.63% (bottom quartile).
  • Modified duration: 3.26 yrs (upper mid).

1. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹944 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.96% (top quartile).
  • 1M return: 0.45% (top quartile).
  • Sharpe: 1.67 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (upper mid).
  • Modified duration: 3.12 yrs (upper mid).
  • Average maturity: 5.98 yrs (bottom quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~8.1%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (08 Aug 25) ₹100.658 ↓ -0.02   (-0.01 %)
Net Assets (Cr) ₹944 on 30 Jun 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.77
Sharpe Ratio 1.67
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 6.85%
Effective Maturity 5 Years 11 Months 23 Days
Modified Duration 3 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,600
31 Jul 22₹10,879
31 Jul 23₹11,532
31 Jul 24₹12,335
31 Jul 25₹13,580

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 2.2%
6 Month 6.1%
1 Year 10%
3 Year 7.6%
5 Year 6.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.5%
2022 3.2%
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Anuj Tagra7 Mar 241.4 Yr.
Chandni Gupta7 Mar 241.4 Yr.

Data below for Franklin India Corporate Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash4.75%
Debt95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate68.85%
Government26.15%
Cash Equivalent4.75%
Credit Quality
RatingValue
AA18.1%
AAA81.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹97 Cr9,679,500
↑ 6,091,700
Jubilant Bevco Limited
Debentures | -
6%₹68 Cr6,576
HDFC Bank Limited
Debentures | -
5%₹61 Cr60
↑ 60
National Bank For Agriculture And Rural Development
Debentures | -
5%₹54 Cr5,000
↑ 3,500
Small Industries Development Bank Of India
Debentures | -
4%₹53 Cr500
Pipeline Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹51 Cr500
Embassy Office Parks Reit
Debentures | -
4%₹51 Cr5,000
Rec Limited
Debentures | -
4%₹50 Cr9,000

2. BNP Paribas Corporate Bond Fund

The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹358 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 9.49% (top quartile).
  • 1M return: 0.33% (upper mid).
  • Sharpe: 1.93 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.80% (lower mid).
  • Modified duration: 3.75 yrs (lower mid).
  • Average maturity: 5.10 yrs (lower mid).
  • Exit load: 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Bajaj Finance Limited (~7.1%).

Below is the key information for BNP Paribas Corporate Bond Fund

BNP Paribas Corporate Bond Fund
Growth
Launch Date 8 Nov 08
NAV (08 Aug 25) ₹27.7967 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹358 on 15 Jul 25
Category Debt - Corporate Bond
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderate
Expense Ratio 0.56
Sharpe Ratio 1.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL)
Yield to Maturity 6.8%
Effective Maturity 5 Years 1 Month 6 Days
Modified Duration 3 Years 9 Months

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,377
31 Jul 22₹10,433
31 Jul 23₹11,126
31 Jul 24₹11,945
31 Jul 25₹13,102

BNP Paribas Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BNP Paribas Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 2%
6 Month 5.2%
1 Year 9.5%
3 Year 7.9%
5 Year 5.6%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7%
2022 1.6%
2021 2.2%
2020 9.9%
2019 0.9%
2018 5.2%
2017 6.7%
2016 10.8%
2015 7.2%
Fund Manager information for BNP Paribas Corporate Bond Fund
NameSinceTenure
Gurvinder Wasan21 Oct 240.78 Yr.
Vikram Pamnani10 Jul 241.06 Yr.

Data below for BNP Paribas Corporate Bond Fund as on 15 Jul 25

Asset Allocation
Asset ClassValue
Cash3.33%
Equity2.01%
Debt94.4%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate63.58%
Government30.82%
Cash Equivalent3.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Limited
Debentures | -
7%₹25 Cr2,500
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹25 Cr2,350,000
↓ -250,000
6.92% Govt Stock 2039
Sovereign Bonds | -
5%₹19 Cr1,900,000
↑ 500,000
Rec Limited
Debentures | -
5%₹19 Cr1,900
Ntpc Limited
Debentures | -
4%₹15 Cr1,500
Small Industries Development Bank Of India
Debentures | -
3%₹12 Cr1,200
National Housing Bank
Debentures | -
3%₹11 Cr1,100
Export Import Bank Of India
Debentures | -
3%₹11 Cr100
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹10 Cr100
Power Finance Corporation Limited
Debentures | -
3%₹10 Cr1,000

3. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,542 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 9.25% (upper mid).
  • 1M return: 0.36% (upper mid).
  • Sharpe: 1.90 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.93% (upper mid).
  • Modified duration: 3.63 yrs (lower mid).
  • Average maturity: 4.73 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.79% Govt Stock 2034 (~4.7%).

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (08 Aug 25) ₹60.6772 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹9,542 on 30 Jun 25
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.69
Sharpe Ratio 1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.93%
Effective Maturity 4 Years 8 Months 23 Days
Modified Duration 3 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,644
31 Jul 22₹11,009
31 Jul 23₹11,803
31 Jul 24₹12,700
31 Jul 25₹13,905

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.4%
3 Month 1.9%
6 Month 5%
1 Year 9.3%
3 Year 8.1%
5 Year 6.8%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 7.1%
2022 4.3%
2021 4.7%
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
2015 8.7%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 205.5 Yr.
Kinjal Desai25 May 187.19 Yr.

Data below for Nippon India Prime Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash5.03%
Debt94.71%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate63.4%
Government31.31%
Cash Equivalent5.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹468 Cr45,500,000
↓ -10,000,000
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹364 Cr35,000,000
↑ 15,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹235 Cr22,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹225 Cr22,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹211 Cr20,500
Small Industries Development Bank Of India
Debentures | -
2%₹205 Cr20,000
Aditya Birla Housing Finance Limited
Debentures | -
2%₹204 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹183 Cr18,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹180 Cr17,500
Rec Limited
Debentures | -
2%₹175 Cr17,500
↑ 5,000

4. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹17,304 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.92% (upper mid).
  • 1M return: 0.31% (upper mid).
  • Sharpe: 1.98 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 2.90 yrs (top quartile).
  • Average maturity: 4.06 yrs (top quartile).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~8.9%).

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (08 Aug 25) ₹3,812.49 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹17,304 on 30 Jun 25
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.67
Sharpe Ratio 1.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 4 Years 22 Days
Modified Duration 2 Years 10 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,497
31 Jul 22₹10,814
31 Jul 23₹11,524
31 Jul 24₹12,402
31 Jul 25₹13,541

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.9%
6 Month 4.8%
1 Year 8.9%
3 Year 7.8%
5 Year 6.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 6.9%
2022 3.7%
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal1 Feb 1510.5 Yr.
Manu Sharma1 Nov 222.75 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.55%
Debt97.18%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate67.5%
Government29.67%
Cash Equivalent2.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹1,552 Cr147,935,080
National Bank For Agriculture And Rural Development
Debentures | -
4%₹621 Cr61,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹501 Cr49,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹461 Cr44,135,698
Bajaj Finance Limited
Debentures | -
3%₹442 Cr43,500
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹419 Cr4,200
Small Industries Development Bank Of India
Debentures | -
2%₹357 Cr35,000
↑ 25,000
Power Finance Corporation Limited
Debentures | -
2%₹356 Cr35,000
Power Finance Corporation Limited
Debentures | -
2%₹331 Cr32,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹317 Cr31,000

5. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Research Highlights for Invesco India Corporate Bond Fund

  • Lower mid AUM (₹7,262 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.86% (upper mid).
  • 1M return: 0.29% (bottom quartile).
  • Sharpe: 1.67 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.64% (bottom quartile).
  • Modified duration: 3.77 yrs (bottom quartile).
  • Average maturity: 5.04 yrs (lower mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~5.8%).

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund
Growth
Launch Date 2 Aug 07
NAV (08 Aug 25) ₹3,211.02 ↑ 0.12   (0.00 %)
Net Assets (Cr) ₹7,262 on 30 Jun 25
Category Debt - Corporate Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.66
Sharpe Ratio 1.67
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.64%
Effective Maturity 5 Years 14 Days
Modified Duration 3 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,476
31 Jul 22₹10,700
31 Jul 23₹11,363
31 Jul 24₹12,203
31 Jul 25₹13,312

Invesco India Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.8%
6 Month 4.8%
1 Year 8.9%
3 Year 7.5%
5 Year 5.9%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.7%
2022 2.9%
2021 3.4%
2020 10.1%
2019 11.1%
2018 4%
2017 1.8%
2016 14.1%
2015 5.2%
Fund Manager information for Invesco India Corporate Bond Fund
NameSinceTenure
Krishna Cheemalapati16 Dec 204.63 Yr.
Vikas Garg26 Sep 204.85 Yr.

Data below for Invesco India Corporate Bond Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash3.7%
Debt96.03%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate55.91%
Government40.19%
Cash Equivalent3.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹423 Cr40,286,700
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹383 Cr36,612,600
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹299 Cr29,091,100
Small Industries Development Bank Of India
Debentures | -
3%₹214 Cr21,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹193 Cr19,000,000
↑ 5,000,000
Power Finance Corporation Limited
Debentures | -
2%₹163 Cr16,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹154 Cr15,000,000
Export Import Bank Of India
Debentures | -
2%₹153 Cr15,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹146 Cr14,200,000
Small Industries Development Bank Of India
Debentures | -
2%₹143 Cr14,000,000

6. Sundaram Corporate Bond Fund

(Erstwhile Sundaram Flexible Fund-Flexible Income Plan)

To generate reasonable returns by creating a portfolio comprising substantially of fixed income instruments and money market instruments by keeping the interest rate risk of the fund low.

Research Highlights for Sundaram Corporate Bond Fund

  • Bottom quartile AUM (₹772 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.75% (lower mid).
  • 1M return: 0.29% (lower mid).
  • Sharpe: 1.71 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 3.00 yrs (upper mid).
  • Average maturity: 4.26 yrs (upper mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~84%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Small Industries Development Bank Of India (~6.7%).

Below is the key information for Sundaram Corporate Bond Fund

Sundaram Corporate Bond Fund
Growth
Launch Date 30 Dec 04
NAV (08 Aug 25) ₹40.5587 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹772 on 30 Jun 25
Category Debt - Corporate Bond
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.51
Sharpe Ratio 1.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 250
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 4 Years 3 Months 4 Days
Modified Duration 3 Years

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,510
31 Jul 22₹10,781
31 Jul 23₹11,425
31 Jul 24₹12,248
31 Jul 25₹13,352

Sundaram Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.8%
6 Month 4.7%
1 Year 8.7%
3 Year 7.4%
5 Year 6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.3%
2022 3.7%
2021 3.5%
2020 11%
2019 11.3%
2018 4.8%
2017 5.4%
2016 11.7%
2015 8.7%
Fund Manager information for Sundaram Corporate Bond Fund
NameSinceTenure
Dwijendra Srivastava31 Jul 1015.01 Yr.
Sandeep Agarwal1 Jun 1213.17 Yr.

Data below for Sundaram Corporate Bond Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash15.56%
Debt84.06%
Other0.38%
Debt Sector Allocation
SectorValue
Corporate59.2%
Government33.07%
Cash Equivalent7.35%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Small Industries Development Bank Of India
Debentures | -
7%₹52 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹41 Cr4,000
National Housing Bank
Debentures | -
5%₹40 Cr4,000
LIC Housing Finance Ltd
Debentures | -
4%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr2,500
HDFC Bank Limited
Debentures | -
3%₹26 Cr2,500
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹26 Cr2,500,000
↓ -1,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr2,500
Rec Limited
Debentures | -
3%₹26 Cr2,500
Indian Railway Finance Corporation Limited
Debentures | -
3%₹25 Cr2,500

7. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

  • Highest AUM (₹35,686 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.73% (lower mid).
  • 1M return: 0.30% (lower mid).
  • Sharpe: 1.57 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.94% (top quartile).
  • Modified duration: 4.29 yrs (bottom quartile).
  • Average maturity: 6.89 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~6.7%).

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (08 Aug 25) ₹32.8518 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹35,686 on 30 Jun 25
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.59
Sharpe Ratio 1.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.94%
Effective Maturity 6 Years 10 Months 20 Days
Modified Duration 4 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,504
31 Jul 22₹10,766
31 Jul 23₹11,542
31 Jul 24₹12,441
31 Jul 25₹13,564

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.7%
6 Month 4.6%
1 Year 8.7%
3 Year 8%
5 Year 6.3%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.6%
2023 7.2%
2022 3.3%
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 159.77 Yr.
Dhruv Muchhal22 Jun 232.11 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.75%
Debt96.98%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate58.43%
Government38.55%
Cash Equivalent2.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹2,409 Cr235,000,000
↑ 11,500,000
Bajaj Finance Limited
Debentures | -
3%₹1,127 Cr112,500
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹925 Cr89,000,000
State Bank Of India
Debentures | -
2%₹804 Cr800
India (Republic of) 6.68%
Sovereign Bonds | -
2%₹753 Cr75,000,000
↑ 75,000,000
7.23% Govt Stock 2039
Sovereign Bonds | -
1%₹531 Cr50,500,000
↓ -39,500,000
HDFC Bank Limited
Debentures | -
1%₹519 Cr50,000
Small Industries Development Bank Of India
Debentures | -
1%₹511 Cr50,000
LIC Housing Finance Ltd
Debentures | -
1%₹510 Cr5,000
6.99% Govt Stock 2034
Sovereign Bonds | -
1%₹486 Cr47,500,000

8. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

  • Top quartile AUM (₹33,109 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.68% (bottom quartile).
  • 1M return: 0.37% (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.83% (lower mid).
  • Modified duration: 2.39 yrs (top quartile).
  • Average maturity: 4.15 yrs (top quartile).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~99%).
  • Largest holding 7.81% Govt Stock 2033 (~5.8%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (08 Aug 25) ₹30.1225 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹33,109 on 30 Jun 25
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.57
Sharpe Ratio 2.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.83%
Effective Maturity 4 Years 1 Month 24 Days
Modified Duration 2 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,484
31 Jul 22₹10,840
31 Jul 23₹11,681
31 Jul 24₹12,578
31 Jul 25₹13,692

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.4%
3 Month 1.9%
6 Month 4.7%
1 Year 8.7%
3 Year 8.1%
5 Year 6.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.52 Yr.
Ritesh Lunawat22 Jan 241.52 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash7.86%
Debt91.87%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate66.91%
Government28.29%
Cash Equivalent4.53%
Credit Quality
RatingValue
AAA99.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,927 Cr185,277,360
LIC Housing Finance Ltd
Debentures | -
4%₹1,409 Cr138,500
↑ 30,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹1,114 Cr110,250
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹1,031 Cr98,594,780
↓ -20,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹975 Cr95,550
Pipeline Infrastructure Limited
Debentures | -
3%₹835 Cr80,500
Bharat Petroleum Corporation Limited
Debentures | -
2%₹595 Cr59,000
Rec Limited
Debentures | -
2%₹531 Cr52,500
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
2%₹517 Cr535
LIC Housing Finance Ltd
Debentures | -
2%₹510 Cr5,000

9. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Research Highlights for Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹28,675 Cr).
  • Established history (28+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.65% (bottom quartile).
  • 1M return: 0.26% (bottom quartile).
  • Sharpe: 1.66 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.94% (top quartile).
  • Modified duration: 4.49 yrs (bottom quartile).
  • Average maturity: 6.98 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~9.4%).

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (08 Aug 25) ₹113.869 ↓ -0.02   (-0.02 %)
Net Assets (Cr) ₹28,675 on 15 Jul 25
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.5
Sharpe Ratio 1.66
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.94%
Effective Maturity 6 Years 11 Months 23 Days
Modified Duration 4 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,559
31 Jul 22₹10,887
31 Jul 23₹11,654
31 Jul 24₹12,572
31 Jul 25₹13,703

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.5%
6 Month 4.5%
1 Year 8.6%
3 Year 7.9%
5 Year 6.5%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.3%
2022 4.1%
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 214.31 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Jul 25

Asset Allocation
Asset ClassValue
Cash2.72%
Debt97%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate60.25%
Government36.75%
Cash Equivalent2.72%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
9%₹2,703 Cr263,736,200
↑ 1,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
7%₹1,995 Cr194,000,000
↑ 5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹1,134 Cr111,000
↑ 50,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹838 Cr80,161,700
↑ 5,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹751 Cr74,550
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹696 Cr67,000,000
↓ -11,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹604 Cr6,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹594 Cr59,000
Rec Limited
Debentures | -
2%₹589 Cr60,000
↑ 7,500
Bajaj Housing Finance Limited
Debentures | -
2%₹564 Cr55,000

10. Bandhan Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Corporate Bond Fund

  • Upper mid AUM (₹15,626 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.63% (bottom quartile).
  • 1M return: 0.22% (bottom quartile).
  • Sharpe: 1.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.63% (bottom quartile).
  • Modified duration: 3.26 yrs (upper mid).
  • Average maturity: 4.15 yrs (upper mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~14.8%).

Below is the key information for Bandhan Corporate Bond Fund

Bandhan Corporate Bond Fund
Growth
Launch Date 12 Jan 16
NAV (08 Aug 25) ₹19.4076 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹15,626 on 30 Jun 25
Category Debt - Corporate Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.61
Sharpe Ratio 1.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.63%
Effective Maturity 4 Years 1 Month 24 Days
Modified Duration 3 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,491
31 Jul 22₹10,714
31 Jul 23₹11,372
31 Jul 24₹12,176
31 Jul 25₹13,261

Bandhan Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Bandhan Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.2%
3 Month 1.8%
6 Month 4.7%
1 Year 8.6%
3 Year 7.3%
5 Year 5.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.8%
2022 2.6%
2021 3.7%
2020 11.6%
2019 8.5%
2018 6.3%
2017 6.2%
2016
2015
Fund Manager information for Bandhan Corporate Bond Fund
NameSinceTenure
Suyash Choudhary28 Jul 214.01 Yr.
Gautam Kaul1 Dec 213.67 Yr.
Brijesh Shah10 Jun 241.14 Yr.

Data below for Bandhan Corporate Bond Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.82%
Debt96.9%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate60.19%
Government36.71%
Cash Equivalent2.82%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
15%₹2,335 Cr222,500,000
↑ 6,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹1,082 Cr103,500,000
↓ -2,500,000
Bajaj Housing Finance Limited
Debentures | -
6%₹934 Cr92,500,000
↓ -15,000,000
Bajaj Finance Limited
Debentures | -
6%₹881 Cr87,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
5%₹784 Cr74,500,000
↑ 2,500,000
Reliance Industries Limited
Debentures | -
4%₹611 Cr57,500,000
Larsen And Toubro Limited
Debentures | -
4%₹593 Cr57,500,000
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹472 Cr47,000,000
Ultratech Cement Limited
Debentures | -
3%₹434 Cr42,500,000
National Housing Bank
Debentures | -
2%₹373 Cr37,000,000

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