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लॉन्ग टर्म डेट फंड- आपको कब निवेश करना चाहिए?

Updated on August 30, 2025 , 11687 views

लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।

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लॉन्ग टर्म डेट फंड- लॉन्ग टर्म इन्वेस्टमेंट के लिए एक प्लान

लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।

long-term-debt-funds

लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं

गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।

अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।

रिटर्न और जोखिम

ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।

लॉन्ग टर्म डेट फंड कराधान

डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-

शॉर्ट टर्म कैपिटल गेन्स

यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।

लॉन्ग टर्म कैपिटल गेन्स

यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।

राजधानी लाभ निवेश होल्डिंग लाभ कर लगाना
लघु अवधिपूंजीगत लाभ 36 महीने से कम व्यक्ति के टैक्स स्लैब के अनुसार
लॉन्ग टर्म कैपिटल गेन्स 36 महीने से अधिक इंडेक्सेशन लाभ के साथ 20%

लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें?

निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।

2022 में निवेश करने के लिए सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Corporate Debt Fund Growth ₹100.599
↑ 0.01
₹1,109 10,000 500 0.95.79.47.57.66.85%2Y 5M 19D5Y 1M 2D
BNP Paribas Corporate Bond Fund Growth ₹27.7432
↓ 0.00
₹422 5,000 300 0.54.98.77.68.36.73%3Y 6M 22D4Y 10M 20D
Nippon India Prime Debt Fund Growth ₹60.4861
↓ 0.00
₹10,013 1,000 100 0.44.58.47.78.46.81%3Y 6M 7D4Y 7M 20D
Kotak Corporate Bond Fund Standard Growth ₹3,806.22
↑ 0.80
₹17,811 5,000 1,000 0.64.48.27.58.36.83%3Y 3M 4D4Y 11M 16D
ICICI Prudential Corporate Bond Fund Growth ₹30.1244
↑ 0.01
₹33,574 5,000 100 0.94.48.27.886.78%2Y 5M 26D4Y 6M 29D
Sundaram Corporate Bond Fund Growth ₹40.4935
↑ 0.01
₹798 5,000 250 0.54.58.17.286.65%3Y 1M 6D4Y 3M 22D
Invesco India Corporate Bond Fund Growth ₹3,202.12
↑ 0.34
₹7,588 5,000 100 0.34.487.38.16.67%3Y 5M 16D4Y 6M 7D
Bandhan Corporate Bond Fund Growth ₹19.3702
↓ -0.01
₹15,925 5,000 1,000 0.54.27.97.17.76.59%3Y 2M 16D4Y 1M 17D
HDFC Corporate Bond Fund Growth ₹32.7479
↑ 0.01
₹35,968 5,000 300 0.14.27.97.58.66.88%4Y 2M 12D6Y 9M 11D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.453
↑ 0.02
₹28,598 1,000 100 03.97.77.58.56.9%4Y 6M 11D6Y 10M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Corporate Debt FundBNP Paribas Corporate Bond FundNippon India Prime Debt FundKotak Corporate Bond Fund Standard ICICI Prudential Corporate Bond FundSundaram Corporate Bond FundInvesco India Corporate Bond FundBandhan Corporate Bond FundHDFC Corporate Bond FundAditya Birla Sun Life Corporate Bond Fund
Point 1Bottom quartile AUM (₹1,109 Cr).Bottom quartile AUM (₹422 Cr).Lower mid AUM (₹10,013 Cr).Upper mid AUM (₹17,811 Cr).Top quartile AUM (₹33,574 Cr).Bottom quartile AUM (₹798 Cr).Lower mid AUM (₹7,588 Cr).Upper mid AUM (₹15,925 Cr).Highest AUM (₹35,968 Cr).Upper mid AUM (₹28,598 Cr).
Point 2Oldest track record among peers (28 yrs).Established history (16+ yrs).Established history (24+ yrs).Established history (17+ yrs).Established history (16+ yrs).Established history (20+ yrs).Established history (18+ yrs).Established history (9+ yrs).Established history (15+ yrs).Established history (28+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Not Rated.Top rated.Rating: 5★ (top quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 9.41% (top quartile).1Y return: 8.71% (top quartile).1Y return: 8.39% (upper mid).1Y return: 8.24% (upper mid).1Y return: 8.20% (upper mid).1Y return: 8.06% (lower mid).1Y return: 8.03% (lower mid).1Y return: 7.94% (bottom quartile).1Y return: 7.85% (bottom quartile).1Y return: 7.74% (bottom quartile).
Point 61M return: -0.05% (top quartile).1M return: -0.21% (upper mid).1M return: -0.30% (bottom quartile).1M return: -0.19% (upper mid).1M return: 0.00% (top quartile).1M return: -0.15% (upper mid).1M return: -0.28% (lower mid).1M return: -0.22% (lower mid).1M return: -0.39% (bottom quartile).1M return: -0.47% (bottom quartile).
Point 7Sharpe: 1.59 (lower mid).Sharpe: 1.78 (upper mid).Sharpe: 1.79 (upper mid).Sharpe: 1.80 (top quartile).Sharpe: 2.12 (top quartile).Sharpe: 1.55 (lower mid).Sharpe: 1.54 (bottom quartile).Sharpe: 1.75 (upper mid).Sharpe: 1.46 (bottom quartile).Sharpe: 1.54 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.85% (upper mid).Yield to maturity (debt): 6.73% (lower mid).Yield to maturity (debt): 6.81% (upper mid).Yield to maturity (debt): 6.83% (upper mid).Yield to maturity (debt): 6.78% (lower mid).Yield to maturity (debt): 6.65% (bottom quartile).Yield to maturity (debt): 6.67% (bottom quartile).Yield to maturity (debt): 6.59% (bottom quartile).Yield to maturity (debt): 6.88% (top quartile).Yield to maturity (debt): 6.90% (top quartile).
Point 10Modified duration: 2.47 yrs (top quartile).Modified duration: 3.56 yrs (bottom quartile).Modified duration: 3.52 yrs (lower mid).Modified duration: 3.26 yrs (upper mid).Modified duration: 2.49 yrs (top quartile).Modified duration: 3.10 yrs (upper mid).Modified duration: 3.46 yrs (lower mid).Modified duration: 3.21 yrs (upper mid).Modified duration: 4.20 yrs (bottom quartile).Modified duration: 4.53 yrs (bottom quartile).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,109 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.41% (top quartile).
  • 1M return: -0.05% (top quartile).
  • Sharpe: 1.59 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (upper mid).
  • Modified duration: 2.47 yrs (top quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹422 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.71% (top quartile).
  • 1M return: -0.21% (upper mid).
  • Sharpe: 1.78 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.73% (lower mid).
  • Modified duration: 3.56 yrs (bottom quartile).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹10,013 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.39% (upper mid).
  • 1M return: -0.30% (bottom quartile).
  • Sharpe: 1.79 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.81% (upper mid).
  • Modified duration: 3.52 yrs (lower mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹17,811 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.24% (upper mid).
  • 1M return: -0.19% (upper mid).
  • Sharpe: 1.80 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.83% (upper mid).
  • Modified duration: 3.26 yrs (upper mid).

ICICI Prudential Corporate Bond Fund

  • Top quartile AUM (₹33,574 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.20% (upper mid).
  • 1M return: 0.00% (top quartile).
  • Sharpe: 2.12 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.78% (lower mid).
  • Modified duration: 2.49 yrs (top quartile).

Sundaram Corporate Bond Fund

  • Bottom quartile AUM (₹798 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.06% (lower mid).
  • 1M return: -0.15% (upper mid).
  • Sharpe: 1.55 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.65% (bottom quartile).
  • Modified duration: 3.10 yrs (upper mid).

Invesco India Corporate Bond Fund

  • Lower mid AUM (₹7,588 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.03% (lower mid).
  • 1M return: -0.28% (lower mid).
  • Sharpe: 1.54 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.67% (bottom quartile).
  • Modified duration: 3.46 yrs (lower mid).

Bandhan Corporate Bond Fund

  • Upper mid AUM (₹15,925 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.94% (bottom quartile).
  • 1M return: -0.22% (lower mid).
  • Sharpe: 1.75 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 3.21 yrs (upper mid).

HDFC Corporate Bond Fund

  • Highest AUM (₹35,968 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.85% (bottom quartile).
  • 1M return: -0.39% (bottom quartile).
  • Sharpe: 1.46 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.88% (top quartile).
  • Modified duration: 4.20 yrs (bottom quartile).

Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹28,598 Cr).
  • Established history (28+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.74% (bottom quartile).
  • 1M return: -0.47% (bottom quartile).
  • Sharpe: 1.54 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.90% (top quartile).
  • Modified duration: 4.53 yrs (bottom quartile).

1. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,109 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.41% (top quartile).
  • 1M return: -0.05% (top quartile).
  • Sharpe: 1.59 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (upper mid).
  • Modified duration: 2.47 yrs (top quartile).
  • Average maturity: 5.09 yrs (bottom quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~7.5%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (01 Sep 25) ₹100.599 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹1,109 on 31 Jul 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio 1.59
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 6.85%
Effective Maturity 5 Years 1 Month 2 Days
Modified Duration 2 Years 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,640
31 Aug 22₹10,917
31 Aug 23₹11,564
31 Aug 24₹12,385
31 Aug 25₹13,548

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.1%
3 Month 0.9%
6 Month 5.7%
1 Year 9.4%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.5%
2022 3.2%
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Rahul Goswami6 Oct 231.91 Yr.
Anuj Tagra7 Mar 241.49 Yr.
Chandni Gupta7 Mar 241.49 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash3.76%
Debt95.96%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate75.58%
Government20.38%
Cash Equivalent3.76%
Credit Quality
RatingValue
AA11.03%
AAA88.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
7%₹79 Cr8,054,500
↑ 2,500,000
Jubilant Bevco Limited
Debentures | -
6%₹68 Cr6,576
HDFC Bank Limited
Debentures | -
6%₹62 Cr60
Small Industries Development Bank Of India
Debentures | -
5%₹53 Cr500
Summit Digitel Infrastructure Limited
Debentures | -
5%₹52 Cr5,000
Rec Limited
Debentures | -
5%₹51 Cr500
Sikka Ports & Terminals Limited
Debentures | -
5%₹51 Cr500
Embassy Office Parks Reit
Debentures | -
5%₹51 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹51 Cr5,000
Rec Limited
Debentures | -
5%₹50 Cr9,000

2. BNP Paribas Corporate Bond Fund

The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹422 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.71% (top quartile).
  • 1M return: -0.21% (upper mid).
  • Sharpe: 1.78 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.73% (lower mid).
  • Modified duration: 3.56 yrs (bottom quartile).
  • Average maturity: 4.89 yrs (lower mid).
  • Exit load: 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~6.3%).

Below is the key information for BNP Paribas Corporate Bond Fund

BNP Paribas Corporate Bond Fund
Growth
Launch Date 8 Nov 08
NAV (01 Sep 25) ₹27.7432 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹422 on 31 Jul 25
Category Debt - Corporate Bond
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 1.78
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL)
Yield to Maturity 6.73%
Effective Maturity 4 Years 10 Months 20 Days
Modified Duration 3 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,435
31 Aug 22₹10,494
31 Aug 23₹11,183
31 Aug 24₹12,045
31 Aug 25₹13,095

BNP Paribas Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BNP Paribas Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.5%
6 Month 4.9%
1 Year 8.7%
3 Year 7.6%
5 Year 5.5%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7%
2022 1.6%
2021 2.2%
2020 9.9%
2019 0.9%
2018 5.2%
2017 6.7%
2016 10.8%
2015 7.2%
Fund Manager information for BNP Paribas Corporate Bond Fund
NameSinceTenure
Gurvinder Wasan21 Oct 240.86 Yr.
Vikram Pamnani10 Jul 241.15 Yr.

Data below for BNP Paribas Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash4.2%
Equity2.6%
Debt92.98%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate58.05%
Government34.94%
Cash Equivalent4.2%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹27 Cr2,600,000
↑ 200,000
Bajaj Finance Limited
Debentures | -
6%₹25 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
5%₹20 Cr2,000
Rec Limited
Debentures | -
4%₹19 Cr1,900
Indian Railway Finance Corporation Limited
Debentures | -
4%₹15 Cr1,500
↑ 1,500
Bajaj Housing Finance Limited
Debentures | -
4%₹15 Cr1,500
Ntpc Limited
Debentures | -
3%₹15 Cr1,500
Small Industries Development Bank Of India
Debentures | -
3%₹12 Cr1,200
6.28% Goi 2032 (14-Jul-2032)
Sovereign Bonds | -
3%₹12 Cr1,200,000
↑ 700,000
National Housing Bank
Debentures | -
3%₹11 Cr1,100

3. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Prime Debt Fund

  • Lower mid AUM (₹10,013 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.39% (upper mid).
  • 1M return: -0.30% (bottom quartile).
  • Sharpe: 1.79 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.81% (upper mid).
  • Modified duration: 3.52 yrs (lower mid).
  • Average maturity: 4.64 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.79% Govt Stock 2034 (~4.5%).

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (01 Sep 25) ₹60.4861 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹10,013 on 31 Jul 25
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 1.79
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.81%
Effective Maturity 4 Years 7 Months 20 Days
Modified Duration 3 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,669
31 Aug 22₹11,045
31 Aug 23₹11,818
31 Aug 24₹12,745
31 Aug 25₹13,815

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.3%
3 Month 0.4%
6 Month 4.5%
1 Year 8.4%
3 Year 7.7%
5 Year 6.6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 7.1%
2022 4.3%
2021 4.7%
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
2015 8.7%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 205.59 Yr.
Kinjal Desai25 May 187.28 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.81%
Debt91.94%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate54.57%
Government38.07%
Cash Equivalent7.11%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹459 Cr45,000,000
↑ 12,000,000
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹413 Cr40,000,000
6.92% Govt Stock 2039
Sovereign Bonds | -
3%₹354 Cr35,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹311 Cr30,000,000
↑ 7,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹224 Cr22,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹211 Cr20,500
Small Industries Development Bank Of India
Debentures | -
2%₹204 Cr20,000
Aditya Birla Housing Finance Limited
Debentures | -
2%₹203 Cr20,000
Andhra Pradesh (Government of) 6.77%
- | -
2%₹200 Cr20,000,000
↑ 20,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹183 Cr18,000

4. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹17,811 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.24% (upper mid).
  • 1M return: -0.19% (upper mid).
  • Sharpe: 1.80 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.83% (upper mid).
  • Modified duration: 3.26 yrs (upper mid).
  • Average maturity: 4.96 yrs (lower mid).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~9.0%).

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (01 Sep 25) ₹3,806.22 ↑ 0.80   (0.02 %)
Net Assets (Cr) ₹17,811 on 31 Jul 25
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.67
Sharpe Ratio 1.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.83%
Effective Maturity 4 Years 11 Months 16 Days
Modified Duration 3 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,559
31 Aug 22₹10,870
31 Aug 23₹11,576
31 Aug 24₹12,477
31 Aug 25₹13,503

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.6%
6 Month 4.4%
1 Year 8.2%
3 Year 7.5%
5 Year 6.1%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 6.9%
2022 3.7%
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal1 Feb 1510.59 Yr.
Manu Sharma1 Nov 222.84 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.36%
Debt97.37%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate64.73%
Government32.78%
Cash Equivalent2.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹1,589 Cr152,935,080
↑ 5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹619 Cr61,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹500 Cr49,000,000
Bajaj Finance Limited
Debentures | -
2%₹442 Cr43,500
7.09% Govt Stock 2054
Sovereign Bonds | -
2%₹397 Cr40,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹356 Cr35,000
Power Finance Corporation Limited
Debentures | -
2%₹354 Cr35,000
Power Finance Corporation Limited
Debentures | -
2%₹330 Cr32,500
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹319 Cr3,200
National Bank For Agriculture And Rural Development
Debentures | -
2%₹316 Cr31,000

5. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

  • Top quartile AUM (₹33,574 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.20% (upper mid).
  • 1M return: 0.00% (top quartile).
  • Sharpe: 2.12 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.78% (lower mid).
  • Modified duration: 2.49 yrs (top quartile).
  • Average maturity: 4.58 yrs (upper mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~99%).
  • Largest holding 7.81% Govt Stock 2033 (~5.7%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (01 Sep 25) ₹30.1244 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹33,574 on 31 Jul 25
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.57
Sharpe Ratio 2.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.78%
Effective Maturity 4 Years 6 Months 29 Days
Modified Duration 2 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,588
31 Aug 22₹10,970
31 Aug 23₹11,791
31 Aug 24₹12,695
31 Aug 25₹13,731

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 0%
3 Month 0.9%
6 Month 4.4%
1 Year 8.2%
3 Year 7.8%
5 Year 6.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.61 Yr.
Ritesh Lunawat22 Jan 241.61 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.09%
Debt92.64%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate63.06%
Government31.52%
Cash Equivalent5.15%
Credit Quality
RatingValue
AAA99.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,925 Cr185,277,360
LIC Housing Finance Ltd
Debentures | -
4%₹1,459 Cr143,500
↑ 5,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹973 Cr95,277,410
↑ 74,519,500
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹866 Cr83,594,780
Pipeline Infrastructure Limited
Debentures | -
2%₹835 Cr80,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹795 Cr78,750
↓ -31,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹650 Cr64,000
↑ 24,000
Bharat Petroleum Corporation Limited
Debentures | -
2%₹594 Cr59,000
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹593 Cr58,412,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹565 Cr55,550
↓ -32,500

6. Sundaram Corporate Bond Fund

(Erstwhile Sundaram Flexible Fund-Flexible Income Plan)

To generate reasonable returns by creating a portfolio comprising substantially of fixed income instruments and money market instruments by keeping the interest rate risk of the fund low.

Research Highlights for Sundaram Corporate Bond Fund

  • Bottom quartile AUM (₹798 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.06% (lower mid).
  • 1M return: -0.15% (upper mid).
  • Sharpe: 1.55 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.65% (bottom quartile).
  • Modified duration: 3.10 yrs (upper mid).
  • Average maturity: 4.31 yrs (top quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~91%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Small Industries Development Bank Of India (~6.4%).

Below is the key information for Sundaram Corporate Bond Fund

Sundaram Corporate Bond Fund
Growth
Launch Date 30 Dec 04
NAV (01 Sep 25) ₹40.4935 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹798 on 31 Jul 25
Category Debt - Corporate Bond
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.51
Sharpe Ratio 1.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 250
Exit Load NIL
Yield to Maturity 6.65%
Effective Maturity 4 Years 3 Months 22 Days
Modified Duration 3 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,557
31 Aug 22₹10,823
31 Aug 23₹11,464
31 Aug 24₹12,332
31 Aug 25₹13,323

Sundaram Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.1%
3 Month 0.5%
6 Month 4.5%
1 Year 8.1%
3 Year 7.2%
5 Year 5.9%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.3%
2022 3.7%
2021 3.5%
2020 11%
2019 11.3%
2018 4.8%
2017 5.4%
2016 11.7%
2015 8.7%
Fund Manager information for Sundaram Corporate Bond Fund
NameSinceTenure
Dwijendra Srivastava31 Jul 1015.1 Yr.
Sandeep Agarwal1 Jun 1213.26 Yr.

Data below for Sundaram Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash9.11%
Debt90.52%
Other0.37%
Debt Sector Allocation
SectorValue
Corporate62.94%
Government31.88%
Cash Equivalent4.82%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹41 Cr4,000
National Housing Bank
Debentures | -
5%₹40 Cr4,000
LIC Housing Finance Ltd
Debentures | -
4%₹31 Cr300
6.33% Goi 2035
Sovereign Bonds | -
4%₹30 Cr3,000,000
↑ 500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr2,500
HDFC Bank Limited
Debentures | -
3%₹26 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr2,500
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹26 Cr2,500,000
Rec Limited
Debentures | -
3%₹25 Cr2,500

7. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Research Highlights for Invesco India Corporate Bond Fund

  • Lower mid AUM (₹7,588 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.03% (lower mid).
  • 1M return: -0.28% (lower mid).
  • Sharpe: 1.54 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.67% (bottom quartile).
  • Modified duration: 3.46 yrs (lower mid).
  • Average maturity: 4.52 yrs (upper mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~5.6%).

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund
Growth
Launch Date 2 Aug 07
NAV (01 Sep 25) ₹3,202.12 ↑ 0.34   (0.01 %)
Net Assets (Cr) ₹7,588 on 31 Jul 25
Category Debt - Corporate Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.67
Sharpe Ratio 1.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 4 Years 6 Months 7 Days
Modified Duration 3 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,516
31 Aug 22₹10,730
31 Aug 23₹11,390
31 Aug 24₹12,260
31 Aug 25₹13,243

Invesco India Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.3%
3 Month 0.3%
6 Month 4.4%
1 Year 8%
3 Year 7.3%
5 Year 5.7%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.7%
2022 2.9%
2021 3.4%
2020 10.1%
2019 11.1%
2018 4%
2017 1.8%
2016 14.1%
2015 5.2%
Fund Manager information for Invesco India Corporate Bond Fund
NameSinceTenure
Krishna Cheemalapati16 Dec 204.71 Yr.
Vikas Garg26 Sep 204.93 Yr.

Data below for Invesco India Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash5.86%
Debt93.87%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate52.01%
Government41.93%
Cash Equivalent5.79%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹403 Cr38,786,700
↓ -1,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹395 Cr38,112,600
↑ 1,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹231 Cr22,591,100
↓ -1,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹213 Cr21,000,000
6.33% Goi 2035
Sovereign Bonds | -
3%₹182 Cr18,325,100
↑ 6,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹167 Cr16,500,000
Pipeline Infrastructure Limited
Debentures | -
2%₹166 Cr16,000,000
LIC Housing Finance Ltd
Debentures | -
2%₹153 Cr15,000,000
↑ 2,500,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹151 Cr15,000,000
↑ 2,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹146 Cr14,200,000

8. Bandhan Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Corporate Bond Fund

  • Upper mid AUM (₹15,925 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.94% (bottom quartile).
  • 1M return: -0.22% (lower mid).
  • Sharpe: 1.75 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 3.21 yrs (upper mid).
  • Average maturity: 4.13 yrs (top quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2033 (~16.4%).

Below is the key information for Bandhan Corporate Bond Fund

Bandhan Corporate Bond Fund
Growth
Launch Date 12 Jan 16
NAV (01 Sep 25) ₹19.3702 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹15,925 on 31 Jul 25
Category Debt - Corporate Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.65
Sharpe Ratio 1.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 4 Years 1 Month 17 Days
Modified Duration 3 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,623
31 Aug 22₹10,816
31 Aug 23₹11,480
31 Aug 24₹12,317
31 Aug 25₹13,299

Bandhan Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Bandhan Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.5%
6 Month 4.2%
1 Year 7.9%
3 Year 7.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.8%
2022 2.6%
2021 3.7%
2020 11.6%
2019 8.5%
2018 6.3%
2017 6.2%
2016
2015
Fund Manager information for Bandhan Corporate Bond Fund
NameSinceTenure
Suyash Choudhary28 Jul 214.1 Yr.
Gautam Kaul1 Dec 213.75 Yr.
Brijesh Shah10 Jun 241.23 Yr.

Data below for Bandhan Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.25%
Debt97.48%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate60.83%
Government36.64%
Cash Equivalent2.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
16%₹2,613 Cr251,500,000
Bajaj Housing Finance Limited
Debentures | -
6%₹932 Cr92,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
5%₹778 Cr74,500,000
Bajaj Finance Limited
Debentures | -
5%₹753 Cr75,000,000
↓ -2,500,000
Larsen And Toubro Limited
Debentures | -
4%₹615 Cr60,000,000
↑ 2,500,000
Reliance Industries Limited
Debentures | -
4%₹608 Cr57,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
3%₹543 Cr52,500,000
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹470 Cr47,000,000
Ultratech Cement Limited
Debentures | -
3%₹433 Cr42,500,000
Nuclear Power Corporation Of India Limited
Debentures | -
3%₹410 Cr40,000,000
↑ 5,000,000

9. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

  • Highest AUM (₹35,968 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.85% (bottom quartile).
  • 1M return: -0.39% (bottom quartile).
  • Sharpe: 1.46 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.88% (top quartile).
  • Modified duration: 4.20 yrs (bottom quartile).
  • Average maturity: 6.78 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~6.6%).

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (01 Sep 25) ₹32.7479 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹35,968 on 31 Jul 25
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.88%
Effective Maturity 6 Years 9 Months 11 Days
Modified Duration 4 Years 2 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,628
31 Aug 22₹10,922
31 Aug 23₹11,662
31 Aug 24₹12,591
31 Aug 25₹13,577

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.4%
3 Month 0.1%
6 Month 4.2%
1 Year 7.9%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.6%
2023 7.2%
2022 3.3%
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 159.85 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash3.09%
Debt96.64%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate58.29%
Government38.35%
Cash Equivalent3.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹2,376 Cr235,000,000
Bajaj Finance Limited
Debentures | -
3%₹1,126 Cr112,500
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹925 Cr89,000,000
6.68% Government Of India
Sovereign Bonds | -
3%₹906 Cr91,500,000
↑ 14,000,000
State Bank Of India
Debentures | -
2%₹805 Cr800
HDFC Bank Limited
Debentures | -
1%₹517 Cr50,000
LIC Housing Finance Ltd
Debentures | -
1%₹509 Cr5,000
Small Industries Development Bank Of India
Debentures | -
1%₹509 Cr50,000
6.99% Govt Stock 2034
Sovereign Bonds | -
1%₹485 Cr47,500,000
Rural Electrification Corporation Limited
Debentures | -
1%₹472 Cr4,500

10. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Research Highlights for Aditya Birla Sun Life Corporate Bond Fund

  • Upper mid AUM (₹28,598 Cr).
  • Established history (28+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.74% (bottom quartile).
  • 1M return: -0.47% (bottom quartile).
  • Sharpe: 1.54 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.90% (top quartile).
  • Modified duration: 4.53 yrs (bottom quartile).
  • Average maturity: 6.88 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~9.7%).

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (01 Sep 25) ₹113.453 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹28,598 on 31 Jul 25
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.52
Sharpe Ratio 1.54
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.9%
Effective Maturity 6 Years 10 Months 17 Days
Modified Duration 4 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,645
31 Aug 22₹10,986
31 Aug 23₹11,743
31 Aug 24₹12,688
31 Aug 25₹13,667

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month -0.5%
3 Month 0%
6 Month 3.9%
1 Year 7.7%
3 Year 7.5%
5 Year 6.4%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.3%
2022 4.1%
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 214.39 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash3.24%
Debt96.48%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate57.46%
Government39.02%
Cash Equivalent3.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
10%₹2,718 Cr268,736,200
↑ 2,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
8%₹2,190 Cr214,500,000
↑ 11,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹1,156 Cr113,500
↓ -15,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹841 Cr81,161,700
Small Industries Development Bank Of India
Debentures | -
3%₹750 Cr74,550
Small Industries Development Bank Of India
Debentures | -
2%₹603 Cr6,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹594 Cr59,000
Rec Limited
Debentures | -
2%₹585 Cr60,000
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹574 Cr56,500,000
↑ 6,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹563 Cr55,000

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