लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।
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लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।

लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं
गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।
अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।
ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।
डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-
यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।
यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।
| राजधानी लाभ | निवेश होल्डिंग लाभ | कर लगाना |
|---|---|---|
| लघु अवधिपूंजीगत लाभ | 36 महीने से कम | व्यक्ति के टैक्स स्लैब के अनुसार |
| लॉन्ग टर्म कैपिटल गेन्स | 36 महीने से अधिक | इंडेक्सेशन लाभ के साथ 20% |
निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Corporate Debt Fund Growth ₹101.885
↑ 0.04 ₹1,071 10,000 500 1.3 3.4 9.3 7.8 7.6 7.12% 2Y 11M 5D 6Y 4M 17D BNP Paribas Corporate Bond Fund Growth ₹28.1796
↑ 0.01 ₹429 5,000 300 1.4 3.4 8.8 8 8.3 6.9% 3Y 5M 19D 4Y 6M 25D Nippon India Prime Debt Fund Growth ₹61.3747
↑ 0.04 ₹10,042 1,000 100 1.2 3 8.4 8.1 8.4 6.81% 3Y 6M 7D 4Y 7M 20D ICICI Prudential Corporate Bond Fund Growth ₹30.5521
↑ 0.01 ₹33,574 5,000 100 1.5 3.3 8.3 7.9 8 7% 3Y 18D 5Y 9M 18D Kotak Corporate Bond Fund Standard Growth ₹3,861.8
↑ 1.38 ₹17,612 5,000 1,000 1.3 3.2 8.3 7.8 8.3 7.01% 3Y 3M 5Y 1M 6D Invesco India Corporate Bond Fund Growth ₹3,249.15
↑ 2.35 ₹7,164 5,000 100 1.2 2.9 8.1 7.7 8.1 6.89% 3Y 6M 29D 4Y 8M 5D Sundaram Corporate Bond Fund Growth ₹41.0731
↑ 0.02 ₹806 5,000 250 1.3 3 8.1 7.5 8 6.8% 3Y 1M 20D 4Y 5M 19D Bandhan Corporate Bond Fund Growth ₹19.6189
↑ 0.01 ₹16,015 5,000 1,000 1.1 2.9 7.8 7.5 7.7 6.73% 3Y 1M 24D 4Y 18D Aditya Birla Sun Life Corporate Bond Fund Growth ₹115.199
↑ 0.09 ₹28,109 1,000 100 1.1 2.6 7.8 7.9 8.5 7.21% 4Y 8M 8D 7Y 3M HDFC Corporate Bond Fund Growth ₹33.234
↑ 0.02 ₹35,700 5,000 300 1.1 2.8 7.8 7.9 8.6 7.06% 4Y 2M 1D 4Y 4M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Corporate Debt Fund BNP Paribas Corporate Bond Fund Nippon India Prime Debt Fund ICICI Prudential Corporate Bond Fund Kotak Corporate Bond Fund Standard Invesco India Corporate Bond Fund Sundaram Corporate Bond Fund Bandhan Corporate Bond Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund Point 1 Bottom quartile AUM (₹1,071 Cr). Bottom quartile AUM (₹429 Cr). Lower mid AUM (₹10,042 Cr). Top quartile AUM (₹33,574 Cr). Upper mid AUM (₹17,612 Cr). Lower mid AUM (₹7,164 Cr). Bottom quartile AUM (₹806 Cr). Upper mid AUM (₹16,015 Cr). Upper mid AUM (₹28,109 Cr). Highest AUM (₹35,700 Cr). Point 2 Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (25+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (9+ yrs). Established history (28+ yrs). Established history (15+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Not Rated. Top rated. Rating: 5★ (top quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 9.28% (top quartile). 1Y return: 8.77% (top quartile). 1Y return: 8.35% (upper mid). 1Y return: 8.29% (upper mid). 1Y return: 8.25% (upper mid). 1Y return: 8.12% (lower mid). 1Y return: 8.07% (lower mid). 1Y return: 7.84% (bottom quartile). 1Y return: 7.81% (bottom quartile). 1Y return: 7.80% (bottom quartile). Point 6 1M return: 0.61% (bottom quartile). 1M return: 0.78% (lower mid). 1M return: 0.79% (upper mid). 1M return: 0.81% (upper mid). 1M return: 0.79% (lower mid). 1M return: 0.82% (top quartile). 1M return: 0.76% (bottom quartile). 1M return: 0.67% (bottom quartile). 1M return: 0.81% (top quartile). 1M return: 0.79% (upper mid). Point 7 Sharpe: 1.26 (top quartile). Sharpe: 1.16 (upper mid). Sharpe: 1.00 (upper mid). Sharpe: 1.36 (top quartile). Sharpe: 1.05 (upper mid). Sharpe: 0.83 (bottom quartile). Sharpe: 0.90 (lower mid). Sharpe: 0.97 (lower mid). Sharpe: 0.66 (bottom quartile). Sharpe: 0.68 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.12% (top quartile). Yield to maturity (debt): 6.90% (lower mid). Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 7.00% (upper mid). Yield to maturity (debt): 7.01% (upper mid). Yield to maturity (debt): 6.89% (lower mid). Yield to maturity (debt): 6.80% (bottom quartile). Yield to maturity (debt): 6.73% (bottom quartile). Yield to maturity (debt): 7.21% (top quartile). Yield to maturity (debt): 7.06% (upper mid). Point 10 Modified duration: 2.93 yrs (top quartile). Modified duration: 3.47 yrs (lower mid). Modified duration: 3.52 yrs (lower mid). Modified duration: 3.05 yrs (top quartile). Modified duration: 3.25 yrs (upper mid). Modified duration: 3.58 yrs (bottom quartile). Modified duration: 3.14 yrs (upper mid). Modified duration: 3.15 yrs (upper mid). Modified duration: 4.69 yrs (bottom quartile). Modified duration: 4.17 yrs (bottom quartile). Franklin India Corporate Debt Fund
BNP Paribas Corporate Bond Fund
Nippon India Prime Debt Fund
ICICI Prudential Corporate Bond Fund
Kotak Corporate Bond Fund Standard
Invesco India Corporate Bond Fund
Sundaram Corporate Bond Fund
Bandhan Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
(Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. Research Highlights for BNP Paribas Corporate Bond Fund Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for ICICI Prudential Corporate Bond Fund Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Research Highlights for Kotak Corporate Bond Fund Standard Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile Invesco India Active Income Fund) To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective. Research Highlights for Invesco India Corporate Bond Fund Below is the key information for Invesco India Corporate Bond Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Research Highlights for Sundaram Corporate Bond Fund Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Corporate Bond Fund Below is the key information for Bandhan Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on 1. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (31 Oct 25) ₹101.885 ↑ 0.04 (0.04 %) Net Assets (Cr) ₹1,071 on 31 Aug 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.12% Effective Maturity 6 Years 4 Months 17 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,458 31 Oct 22 ₹10,728 31 Oct 23 ₹11,429 31 Oct 24 ₹12,308 31 Oct 25 ₹13,450 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 3.4% 1 Year 9.3% 3 Year 7.8% 5 Year 6.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 1.99 Yr. Anuj Tagra 7 Mar 24 1.57 Yr. Chandni Gupta 7 Mar 24 1.57 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 11.2% Debt 88.56% Other 0.25% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AA 9.98% AAA 90.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.55% Poonawalla Fincorp Ltd (25-Mar-2027)
Debentures | -7% ₹80 Cr 8,000
↑ 8,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹77 Cr 7,500 Jubilant Bevco Limited
Debentures | -6% ₹69 Cr 6,576 Small Industries Development Bank Of India
Debentures | -4% ₹53 Cr 500 Rec Limited
Debentures | -4% ₹52 Cr 500 Sikka Ports & Terminals Limited
Debentures | -4% ₹52 Cr 500 Rec Limited
Debentures | -4% ₹52 Cr 9,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Power Finance Corporation Limited
Debentures | -4% ₹49 Cr 4,550 2. BNP Paribas Corporate Bond Fund
BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (31 Oct 25) ₹28.1796 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹429 on 15 Sep 25 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 1.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 6.9% Effective Maturity 4 Years 6 Months 25 Days Modified Duration 3 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,277 31 Oct 22 ₹10,382 31 Oct 23 ₹11,072 31 Oct 24 ₹12,040 31 Oct 25 ₹13,095 Returns for BNP Paribas Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.4% 6 Month 3.4% 1 Year 8.8% 3 Year 8% 5 Year 5.5% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7% 2022 1.6% 2021 2.2% 2020 9.9% 2019 0.9% 2018 5.2% 2017 6.7% 2016 10.8% 2015 7.2% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 0.94 Yr. Vikram Pamnani 10 Jul 24 1.23 Yr. Data below for BNP Paribas Corporate Bond Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 3.88% Equity 2.12% Debt 93.78% Other 0.22% Debt Sector Allocation
Sector Value Corporate 59.93% Government 33.86% Cash Equivalent 3.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -7% ₹31 Cr 3,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹29 Cr 2,900,000
↑ 2,900,000 Bajaj Finance Limited
Debentures | -6% ₹25 Cr 2,500 Rec Limited
Debentures | -4% ₹19 Cr 1,900 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹16 Cr 1,500,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹15 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -3% ₹15 Cr 1,500 Ntpc Limited
Debentures | -3% ₹15 Cr 1,500 Small Industries Development Bank Of India
Debentures | -3% ₹12 Cr 1,200 National Housing Bank
Debentures | -3% ₹11 Cr 1,100 3. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (31 Oct 25) ₹61.3747 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹10,042 on 31 Aug 25 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 4 Years 7 Months 20 Days Modified Duration 3 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,518 31 Oct 22 ₹10,908 31 Oct 23 ₹11,677 31 Oct 24 ₹12,703 31 Oct 25 ₹13,763 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.2% 6 Month 3% 1 Year 8.4% 3 Year 8.1% 5 Year 6.6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.67 Yr. Kinjal Desai 25 May 18 7.36 Yr. Data below for Nippon India Prime Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.9% Debt 95.85% Other 0.24% Debt Sector Allocation
Sector Value Corporate 51.48% Government 40.57% Cash Equivalent 3.9% Securitized 3.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹545 Cr 55,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹407 Cr 40,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -2% ₹259 Cr 25,000,000
↓ -3,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹253 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹224 Cr 22,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹211 Cr 20,500 Aditya Birla Housing Finance Limited
Debentures | -2% ₹204 Cr 20,000 7.27% State Government Securities
Sovereign Bonds | -2% ₹202 Cr 20,000,000
↑ 20,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹202 Cr 200 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹202 Cr 200 4. ICICI Prudential Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (31 Oct 25) ₹30.5521 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹33,574 on 15 Sep 25 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 1.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7% Effective Maturity 5 Years 9 Months 18 Days Modified Duration 3 Years 18 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,466 31 Oct 22 ₹10,881 31 Oct 23 ₹11,683 31 Oct 24 ₹12,630 31 Oct 25 ₹13,678 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.5% 6 Month 3.3% 1 Year 8.3% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.6% 2022 4.5% 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.69 Yr. Ritesh Lunawat 22 Jan 24 1.69 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.42% Debt 94.31% Other 0.27% Debt Sector Allocation
Sector Value Corporate 54.15% Government 34.57% Securitized 5.73% Cash Equivalent 5.28% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.82% Govt Stock 2033
Sovereign Bonds | -5% ₹1,604 Cr 155,214,860
↓ -1,062,500 LIC Housing Finance Ltd
Debentures | -4% ₹1,484 Cr 145,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹1,011 Cr 1,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹961 Cr 950 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹866 Cr 83,594,780 Pipeline Infrastructure Limited
Debentures | -2% ₹829 Cr 80,500 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹685 Cr 67,382,410 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹598 Cr 58,412,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹548 Cr 54,000
↑ 5,000 Rec Limited
Debentures | -2% ₹529 Cr 52,500 5. Kotak Corporate Bond Fund Standard
Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (31 Oct 25) ₹3,861.8 ↑ 1.38 (0.04 %) Net Assets (Cr) ₹17,612 on 31 Aug 25 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.01% Effective Maturity 5 Years 1 Month 6 Days Modified Duration 3 Years 3 Months Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,455 31 Oct 22 ₹10,767 31 Oct 23 ₹11,479 31 Oct 24 ₹12,464 31 Oct 25 ₹13,492 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.3% 6 Month 3.2% 1 Year 8.3% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 10.67 Yr. Manu Sharma 1 Nov 22 2.92 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 2.93% Debt 96.81% Other 0.26% Debt Sector Allocation
Sector Value Corporate 59.67% Government 35.27% Cash Equivalent 2.93% Securitized 1.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,582 Cr 151,935,080 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹783 Cr 78,100,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹637 Cr 62,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹594 Cr 58,500 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹499 Cr 49,000,000 Bajaj Finance Limited
Debentures | -2% ₹445 Cr 43,500 6.68% Govt Stock 2040
Sovereign Bonds | -2% ₹411 Cr 41,500,000
↑ 14,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹357 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹356 Cr 35,000
↑ 30,000 Power Finance Corporation Limited
Debentures | -2% ₹356 Cr 35,000 6. Invesco India Corporate Bond Fund
Invesco India Corporate Bond Fund
Growth Launch Date 2 Aug 07 NAV (31 Oct 25) ₹3,249.15 ↑ 2.35 (0.07 %) Net Assets (Cr) ₹7,164 on 31 Aug 25 Category Debt - Corporate Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.67 Sharpe Ratio 0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.89% Effective Maturity 4 Years 8 Months 5 Days Modified Duration 3 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,395 31 Oct 22 ₹10,626 31 Oct 23 ₹11,320 31 Oct 24 ₹12,272 31 Oct 25 ₹13,268 Returns for Invesco India Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.2% 6 Month 2.9% 1 Year 8.1% 3 Year 7.7% 5 Year 5.8% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 3.4% 2020 10.1% 2019 11.1% 2018 4% 2017 1.8% 2016 14.1% 2015 5.2% Fund Manager information for Invesco India Corporate Bond Fund
Name Since Tenure Krishna Cheemalapati 16 Dec 20 4.79 Yr. Vikas Garg 26 Sep 20 5.01 Yr. Data below for Invesco India Corporate Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 4.81% Debt 94.93% Other 0.26% Debt Sector Allocation
Sector Value Corporate 55.57% Government 39.69% Cash Equivalent 4.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹362 Cr 34,786,700
↓ -1,000,000 6.33% Govt Stock 2035
Sovereign Bonds | -5% ₹359 Cr 36,325,100
↓ -2,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹265 Cr 25,612,600 Small Industries Development Bank Of India
Debentures | -3% ₹250 Cr 24,500,000
↑ 5,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹215 Cr 21,091,100 Pipeline Infrastructure Limited
Debentures | -3% ₹201 Cr 19,500,000
↑ 3,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹176 Cr 17,500,000 LIC Housing Finance Ltd
Debentures | -2% ₹154 Cr 15,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹146 Cr 14,200,000 Small Industries Development Bank Of India
Debentures | -2% ₹145 Cr 14,200,000
↑ 2,500,000 7. Sundaram Corporate Bond Fund
Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (31 Oct 25) ₹41.0731 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹806 on 31 Aug 25 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 6.8% Effective Maturity 4 Years 5 Months 19 Days Modified Duration 3 Years 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,423 31 Oct 22 ₹10,742 31 Oct 23 ₹11,388 31 Oct 24 ₹12,339 31 Oct 25 ₹13,334 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.3% 6 Month 3% 1 Year 8.1% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.3% 2022 3.7% 2021 3.5% 2020 11% 2019 11.3% 2018 4.8% 2017 5.4% 2016 11.7% 2015 8.7% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Dwijendra Srivastava 31 Jul 10 15.18 Yr. Sandeep Agarwal 1 Jun 12 13.34 Yr. Data below for Sundaram Corporate Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 6.16% Debt 93.46% Other 0.38% Debt Sector Allocation
Sector Value Corporate 57.62% Government 35.84% Cash Equivalent 6.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.33% Govt Stock 2035
Sovereign Bonds | -8% ₹61 Cr 6,200,000
↑ 700,000 Small Industries Development Bank Of India
Debentures | -7% ₹51 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹46 Cr 4,500 Indian Railway Finance Corporation Limited
Debentures | -5% ₹41 Cr 4,000 LIC Housing Finance Ltd
Debentures | -4% ₹31 Cr 300 HDFC Bank Limited
Debentures | -3% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500 LIC Housing Finance Ltd
Debentures | -3% ₹26 Cr 2,500 Rec Limited
Debentures | -3% ₹26 Cr 2,500 Embassy Office Parks Reit
Debentures | -3% ₹25 Cr 2,500 8. Bandhan Corporate Bond Fund
Bandhan Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (31 Oct 25) ₹19.6189 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹16,015 on 31 Aug 25 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.65 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.73% Effective Maturity 4 Years 18 Days Modified Duration 3 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,440 31 Oct 22 ₹10,650 31 Oct 23 ₹11,385 31 Oct 24 ₹12,257 31 Oct 25 ₹13,217 Returns for Bandhan Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.7% 3 Month 1.1% 6 Month 2.9% 1 Year 7.8% 3 Year 7.5% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.8% 2022 2.6% 2021 3.7% 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 2015 Fund Manager information for Bandhan Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 4.18 Yr. Gautam Kaul 1 Dec 21 3.83 Yr. Brijesh Shah 10 Jun 24 1.31 Yr. Data below for Bandhan Corporate Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 6.16% Debt 93.56% Other 0.28% Debt Sector Allocation
Sector Value Corporate 57.68% Government 35.88% Cash Equivalent 6.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.54% Govt Stock 2032
Sovereign Bonds | -6% ₹1,009 Cr 100,000,000
↑ 100,000,000 Bajaj Housing Finance Limited
Debentures | -5% ₹755 Cr 75,000,000
↓ -12,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹719 Cr 69,000,000
↑ 11,000,000 Larsen And Toubro Limited
Debentures | -4% ₹615 Cr 60,000,000 Reliance Industries Limited
Debentures | -4% ₹607 Cr 57,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹590 Cr 56,500,000 6.33% Govt Stock 2035
Sovereign Bonds | -3% ₹554 Cr 56,000,000
↓ -139,000,000 Bajaj Finance Limited
Debentures | -3% ₹538 Cr 53,500,000
↓ -5,000,000 Indian Oil Corporation Limited
Debentures | -3% ₹436 Cr 42,500,000 Ultratech Cement Limited
Debentures | -3% ₹432 Cr 42,500,000 9. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (31 Oct 25) ₹115.199 ↑ 0.09 (0.08 %) Net Assets (Cr) ₹28,109 on 31 Aug 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 0.66 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 7 Years 3 Months Modified Duration 4 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,476 31 Oct 22 ₹10,837 31 Oct 23 ₹11,598 31 Oct 24 ₹12,632 31 Oct 25 ₹13,618 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.1% 6 Month 2.6% 1 Year 7.8% 3 Year 7.9% 5 Year 6.4% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.47 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 4.87% Debt 94.87% Other 0.26% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -9% ₹2,708 Cr 267,236,200
↑ 3,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹2,304 Cr 226,500,000
↑ 6,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,158 Cr 113,500 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹823 Cr 83,000,000
↑ 5,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹748 Cr 74,550 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹598 Cr 57,661,700
↑ 2,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹593 Cr 59,000 Rec Limited
Debentures | -2% ₹585 Cr 60,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹583 Cr 57,000,000
↑ 500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹566 Cr 55,000 10. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (31 Oct 25) ₹33.234 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹35,700 on 31 Aug 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.68 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 4 Months 28 Days Modified Duration 4 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,472 31 Oct 22 ₹10,748 31 Oct 23 ₹11,518 31 Oct 24 ₹12,529 31 Oct 25 ₹13,506 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.1% 6 Month 2.8% 1 Year 7.8% 3 Year 7.9% 5 Year 6.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.94 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Corporate Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.19% Debt 96.53% Other 0.28% Debt Sector Allocation
Sector Value Corporate 56.04% Government 38.54% Cash Equivalent 3.19% Securitized 1.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,983 Cr 200,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹1,267 Cr 125,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,136 Cr 112,500 6.82% Govt Stock 2033
Sovereign Bonds | -3% ₹920 Cr 89,000,000 State Bank Of India
Debentures | -2% ₹799 Cr 800 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹582 Cr 60,000,000 HDFC Bank Limited
Debentures | -1% ₹517 Cr 50,000 LIC Housing Finance Ltd
Debentures | -1% ₹510 Cr 5,000 Small Industries Development Bank Of India
Debentures | -1% ₹510 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹473 Cr 4,500
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Research Highlights for Franklin India Corporate Debt Fund