5 सर्वश्रेष्ठ प्रदर्शन करने वाला इंटरमीडिएट डेट फंड एसआईपी निवेश 2022

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SIP में निवेश करने के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले इंटरमीडिएट या मिड टर्म डेट फंड
डेट फंड में ऑनलाइन निवेश कैसे करें?
Top 5 Debt - Medium term Bond Funds

एसआईपी निवेश के लिए सर्वश्रेष्ठ इंटरमीडिएट डेट फंड 2022

Updated on July 21, 2024 , 1388 views

मध्यमबांड मध्यम अवधि के फंड के रूप में भी जाना जाता है, एक प्रकार का ऋण हैम्यूचुअल फंड्स जो 3 साल या उससे अधिक की समयावधि वाली ऋण प्रतिभूतियों में निवेश करते हैं। मिड-टर्म फंड की औसत मैच्योरिटी अवधि लिक्विड, अल्ट्रा-शॉर्ट और शॉर्ट-टर्म की तुलना में लंबी होती हैडेट फंड. हाल के दिनों में, भारत में लगातार दरों में कटौती के कारण मध्यम फंडों ने सबसे अच्छा रिटर्न दिया है। ये फंड ब्याज दरों के प्रति कम संवेदनशील होते हैं, और इसलिए लंबी अवधि के फंडों की तुलना में कम अस्थिर होते हैं जैसेगिल्ट फंड. सर्वोत्तम परिणामों के लिए, निवेशकों को सलाह दी जाती है कि वे सर्वोत्तम इंटरमीडिएट डेट फंड में निवेश करें aसिप. निवेशक नीचे दी गई प्री-लिस्टेड टॉप रेटेड मिड-टर्म डेट फंड्स में से टॉप परफॉर्मिंग स्कीम चुन सकते हैं।

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SIP में निवेश करने के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले इंटरमीडिएट या मिड टर्म डेट फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Axis Strategic Bond Fund Growth	₹25.7836 ↑ 0.00	₹1,939	1,000	2.3	4.4	7.6	6.1	7.1	7.3
Aditya Birla Sun Life Medium Term Plan Growth	₹35.3052 ↑ 0.01	₹1,862	1,000	2.7	4.5	7.5	12.6	8.7	6.9
Nippon India Strategic Debt Fund Growth	₹14.2876 ↑ 0.00	₹118	100	2.2	4.1	6.9	5	0.5	7
Kotak Dynamic Bond Fund Growth	₹34.8173 ↑ 0.01	₹2,560	1,000	3.1	4.9	8.3	5.7	6.5	6.5
Kotak Medium Term Fund Growth	₹20.9226 ↑ 0.02	₹1,658	1,000	2.2	4.3	7.9	5.6	6.4	6.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jul 24

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (23 Jul 24)	₹25.7836 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹1,939 on 30 Jun 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.08
Sharpe Ratio	0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.19%
Effective Maturity	6 Years 1 Month 6 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹11,030
30 Jun 21	₹11,880
30 Jun 22	₹12,273
30 Jun 23	₹13,193
30 Jun 24	₹14,176

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	2.3%
6 Month	4.4%
1 Year	7.6%
3 Year	6.1%
5 Year	7.1%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%
2015	6.8%
2014	15%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.66 Yr.
Sachin Jain	1 Feb 23	1.41 Yr.
Akhil Thakker	1 Feb 23	1.41 Yr.

Data below for Axis Strategic Bond Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	6.9%
Debt	92.84%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	54.21%
Government	38.77%
Cash Equivalent	5.37%
Securitized	1.4%

Credit Quality

Rating	Value
A	7.45%
AA	35.07%
AAA	57.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹209 Cr	20,700,000 ↓ -3,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	6%	₹122 Cr	12,000,000 ↑ 5,500,000
Nirma Limited Debentures \| -	3%	₹60 Cr	6,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹57 Cr	5,600,000
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹55 Cr	5,500
DLF Cyber City Developers Limited 8.4% Debentures \| -	3%	₹55 Cr	5,500
Rajasthan (Government of ) 7.52% - \| -	3%	₹51 Cr	5,000,000
Mahanagar Telephone Nigam Limited Debentures \| -	3%	₹50 Cr	5,000
Tata Projects Limited Debentures \| -	3%	₹49 Cr	4,900
Magma Housing Finance Limited Debentures \| -	2%	₹47 Cr	4,750

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch. Ranked 6 in Medium term Bond category. Return for 2023 was 6.9% , 2022 was 24.8% and 2021 was 7.1% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (23 Jul 24)	₹35.3052 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹1,862 on 30 Jun 24
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.52
Sharpe Ratio	0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.94%
Effective Maturity	4 Years 11 Months 16 Days
Modified Duration	3 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹9,331
30 Jun 21	₹10,684
30 Jun 22	₹11,462
30 Jun 23	₹14,231
30 Jun 24	₹15,264

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	2.7%
6 Month	4.5%
1 Year	7.5%
3 Year	12.6%
5 Year	8.7%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%
2014	12%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	9.84 Yr.
Mohit Sharma	6 Aug 20	3.9 Yr.
Dhaval Joshi	21 Nov 22	1.61 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	5.75%
Equity	2.09%
Debt	90.8%
Other	1.36%

Debt Sector Allocation

Sector	Value
Government	46.09%
Corporate	43.94%
Cash Equivalent	5.75%
Securitized	0.77%

Credit Quality

Rating	Value
A	4.19%
AA	30.17%
AAA	65.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	27%	₹500 Cr	49,500,000 ↑ 2,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	11%	₹203 Cr	20,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹101 Cr	10,000,000
JSW Steel Limited Debentures \| -	3%	₹50 Cr	500
Belstar Microfinance Limited Debentures \| -	3%	₹50 Cr	5,000
Creditaccess Grameen Limited Debentures \| -	3%	₹50 Cr	500,000
Piramal Capital & Housing Finance Limited Debentures \| -	3%	₹48 Cr	4,800
Hinduja Housing Finance Limited 8.85% Debentures \| -	2%	₹46 Cr	4,600
Nexus Select Trust Debentures \| -	2%	₹40 Cr	4,000
JM Financial Products Limited Debentures \| -	2%	₹40 Cr	4,000

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.6% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (23 Jul 24)	₹14.2876 ↑ 0.00 (0.03 %)
Net Assets (Cr)	₹118 on 30 Jun 24
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.93
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.09%
Effective Maturity	4 Years 6 Months 25 Days
Modified Duration	3 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹7,643
30 Jun 21	₹7,802
30 Jun 22	₹8,998
30 Jun 23	₹9,617
30 Jun 24	₹10,260

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	2.2%
6 Month	4.1%
1 Year	6.9%
3 Year	5%
5 Year	0.5%
10 Year
15 Year
Since launch	3.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%
2014

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.11 Yr.
Sushil Budhia	1 Feb 20	4.42 Yr.
Akshay Sharma	1 Dec 22	1.58 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	6.57%
Debt	93.06%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	57.35%
Government	35.71%
Cash Equivalent	6.57%

Credit Quality

Rating	Value
AA	46.99%
AAA	53.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	17%	₹20 Cr	2,000,000
Summit Digitel Infrastructure Limited Debentures \| -	7%	₹8 Cr	80
Pipeline Infrastructure Ltd. 7.96% Debentures \| -	4%	₹5 Cr	500
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹5 Cr	500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹5 Cr	500,000
Aadhar Housing Finance Limited Debentures \| -	4%	₹5 Cr	500
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹5 Cr	500
DLF Cyber City Developers Limited 8.4% Debentures \| -	4%	₹5 Cr	500
JSW Steel Limited Debentures \| -	4%	₹5 Cr	50
Godrej Properties Limited Debentures \| -	4%	₹5 Cr	500

4. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Kotak Dynamic Bond Fund is a Debt - Medium term Bond fund was launched on 26 May 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 6.5% , 2022 was 2.5% and 2021 was 3.2% .

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund Growth
Launch Date	26 May 08
NAV (23 Jul 24)	₹34.8173 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,560 on 30 Jun 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.92
Sharpe Ratio	0.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.36%
Effective Maturity	21 Years 5 Months 1 Day
Modified Duration	9 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹11,180
30 Jun 21	₹11,756
30 Jun 22	₹11,933
30 Jun 23	₹12,752
30 Jun 24	₹13,821

Kotak Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24

Duration	Returns
1 Month	0.5%
3 Month	3.1%
6 Month	4.9%
1 Year	8.3%
3 Year	5.7%
5 Year	6.5%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.5%
2022	2.5%
2021	3.2%
2020	11.7%
2019	11.1%
2018	7.3%
2017	5.6%
2016	13.4%
2015	7.5%
2014	10.5%

Fund Manager information for Kotak Dynamic Bond Fund

Name	Since	Tenure
Deepak Agrawal	25 Nov 12	11.6 Yr.
Abhishek Bisen	1 Nov 22	1.67 Yr.
Palha Khanna	3 Jul 23	1 Yr.

Data below for Kotak Dynamic Bond Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	4.6%
Debt	88.08%
Other	1.5%

Debt Sector Allocation

Sector	Value
Government	69.2%
Corporate	18.87%
Cash Equivalent	5.82%

Credit Quality

Rating	Value
AA	11.09%
AAA	88.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	40%	₹1,025 Cr	99,500,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	9%	₹229 Cr	22,500,000
Muthoot Finance Limited Debentures \| -	6%	₹151 Cr	15,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹132 Cr	13,000,420 ↑ 3,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	4%	₹111 Cr	11,053,280
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹110 Cr	10,959,620 ↓ -10,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	4%	₹105 Cr	10,000,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| EMBASSY	3%	₹87 Cr	2,454,095
HDFC Bank Limited Debentures \| -	3%	₹85 Cr	850
HDFC Bank Limited Debentures \| -	3%	₹75 Cr	7,500

5. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (23 Jul 24)	₹20.9226 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹1,658 on 30 Jun 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	0.66
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.47%
Effective Maturity	5 Years 7 Months 2 Days
Modified Duration	3 Years 5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,820
30 Jun 21	₹11,599
30 Jun 22	₹11,939
30 Jun 23	₹12,651
30 Jun 24	₹13,645

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	4.3%
1 Year	7.9%
3 Year	5.6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%
2015	9.3%
2014

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.28 Yr.
Sunit garg	1 Nov 22	1.67 Yr.
Palha Khanna	3 Jul 23	1 Yr.

Data below for Kotak Medium Term Fund as on 30 Jun 24

Asset Allocation

Asset Class	Value
Cash	6.88%
Equity	5.8%
Debt	85.66%
Other	1.67%

Debt Sector Allocation

Sector	Value
Corporate	64.23%
Government	21.42%
Cash Equivalent	6.88%

Credit Quality

Rating	Value
A	8.42%
AA	37.67%
AAA	53.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	15%	₹255 Cr	25,243,450 ↓ -500,000
HDFC Bank Limited Debentures \| -	5%	₹76 Cr	750
TATA Steel Limited Debentures \| -	5%	₹75 Cr	750
India Grid Trust 0.0788% Debentures \| -	4%	₹65 Cr	6,500
Pipeline Infrastructure Ltd. 0.0796% Debentures \| -	4%	₹63 Cr	6,280
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| EMBASSY	4%	₹61 Cr	1,718,035
Prestige Projects Private Limited 0.1175% Debentures \| -	4%	₹60 Cr	6,000
Indostar Capital Finance Limited Debentures \| -	4%	₹60 Cr	6,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹51 Cr	5,000,000
Mindspace Business Parks Reit Debentures \| -	3%	₹50 Cr	5,000

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