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SIP निवेश के लिए सर्वश्रेष्ठ बैलेंस्ड डेट फंड 2022

Updated on August 29, 2026 , 1956 views

बैलेंस्ड फंड इक्विटी और दोनों के संयोजन के रूप में कार्य करते हैंडेट म्यूचुअल फंड. एक ऋण समन्वय में-बैलेंस्ड फंड, इसके पोर्टफोलियो का एक बड़ा हिस्सा डेट में निवेश किया जाता है औरमुद्रा बाजार इंस्ट्रूमेंट्स, जबकि इक्विटी इंस्ट्रूमेंट्स में एक छोटा सा हिस्सा। ये फंड लंबे समय में लगातार रिटर्न देने की क्षमता रखते हैं। बढ़ते इक्विटी बाजारों से पोर्टफोलियो के इक्विटी हिस्से को फायदा होगा। हालांकि, जो निवेशक सर्वोत्तम संभव रिटर्न अर्जित करना चाहते हैं, उन्हें सलाह दी जाती है कि वे सबसे अच्छा प्रदर्शन करने वाले संतुलित ऋण में निवेश करेंसिप फंड, जैसा कि नीचे सूचीबद्ध है।

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SIP में निवेश करने के लिए शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले बैलेंस्ड डेट फंड

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹79.0338
↓ -0.05 		₹3,356 100 1.61.94.18.57.97.97%2Y 10M 10D5Y 4M 28D
DSP Regular Savings Fund Growth ₹61.0595
↑ 0.01 		₹180 500 1.91.84.48.47.26.63%2Y 8M 1D4Y 5M 19D
SBI Debt Hybrid Fund Growth ₹76.7374
↓ -0.11 		₹10,210 500 22.968.26.77.74%2Y 11M 12D3Y 8M 19D
Aditya Birla Sun Life Regular Savings Fund Growth ₹70.4966
↓ -0.03 		₹1,501 500 2.52.15.48.17.18.32%3Y 3M5Y 29D
Nippon India Hybrid Bond Fund Growth ₹62.1631
↓ -0.02 		₹977 100 2.62.56.98.19.78.83%1Y 11M 5D2Y 3M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential MIP 25DSP Regular Savings FundSBI Debt Hybrid FundAditya Birla Sun Life Regular Savings FundNippon India Hybrid Bond Fund
Point 1Upper mid AUM (₹3,356 Cr).Bottom quartile AUM (₹180 Cr).Highest AUM (₹10,210 Cr).Lower mid AUM (₹1,501 Cr).Bottom quartile AUM (₹977 Cr).
Point 2Established history (22+ yrs).Established history (22+ yrs).Oldest track record among peers (25 yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 3★ (bottom quartile).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.
Point 55Y return: 7.96% (upper mid).5Y return: 6.84% (bottom quartile).5Y return: 8.40% (top quartile).5Y return: 7.51% (bottom quartile).5Y return: 7.61% (lower mid).
Point 63Y return: 8.47% (top quartile).3Y return: 8.36% (upper mid).3Y return: 8.24% (lower mid).3Y return: 8.13% (bottom quartile).3Y return: 8.10% (bottom quartile).
Point 71Y return: 4.06% (bottom quartile).1Y return: 4.35% (bottom quartile).1Y return: 5.98% (upper mid).1Y return: 5.43% (lower mid).1Y return: 6.94% (top quartile).
Point 81M return: -0.36% (bottom quartile).1M return: -0.04% (bottom quartile).1M return: 0.41% (top quartile).1M return: 0.07% (lower mid).1M return: 0.23% (upper mid).
Point 9Alpha: 0.00 (lower mid).Alpha: -0.67 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.41 (upper mid).Alpha: 2.03 (top quartile).
Point 10Sharpe: -0.28 (bottom quartile).Sharpe: -0.38 (bottom quartile).Sharpe: -0.07 (upper mid).Sharpe: -0.14 (lower mid).Sharpe: 0.42 (top quartile).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,356 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.96% (upper mid).
  • 3Y return: 8.47% (top quartile).
  • 1Y return: 4.06% (bottom quartile).
  • 1M return: -0.36% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.28 (bottom quartile).

DSP Regular Savings Fund

  • Bottom quartile AUM (₹180 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 6.84% (bottom quartile).
  • 3Y return: 8.36% (upper mid).
  • 1Y return: 4.35% (bottom quartile).
  • 1M return: -0.04% (bottom quartile).
  • Alpha: -0.67 (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).

SBI Debt Hybrid Fund

  • Highest AUM (₹10,210 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.40% (top quartile).
  • 3Y return: 8.24% (lower mid).
  • 1Y return: 5.98% (upper mid).
  • 1M return: 0.41% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.07 (upper mid).

Aditya Birla Sun Life Regular Savings Fund

  • Lower mid AUM (₹1,501 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.51% (bottom quartile).
  • 3Y return: 8.13% (bottom quartile).
  • 1Y return: 5.43% (lower mid).
  • 1M return: 0.07% (lower mid).
  • Alpha: 0.41 (upper mid).
  • Sharpe: -0.14 (lower mid).

Nippon India Hybrid Bond Fund

  • Bottom quartile AUM (₹977 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.61% (lower mid).
  • 3Y return: 8.10% (bottom quartile).
  • 1Y return: 6.94% (top quartile).
  • 1M return: 0.23% (upper mid).
  • Alpha: 2.03 (top quartile).
  • Sharpe: 0.42 (top quartile).

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,356 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.96% (upper mid).
  • 3Y return: 8.47% (top quartile).
  • 1Y return: 4.06% (bottom quartile).
  • 1M return: -0.36% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.28 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (01 Sep 26) ₹79.0338 ↓ -0.05   (-0.07 %)
Net Assets (Cr) ₹3,356 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,618
31 Aug 23₹11,490
31 Aug 24₹13,268
31 Aug 25₹14,091
31 Aug 26₹14,663

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

DurationReturns
1 Month -0.4%
3 Month 1.6%
6 Month 1.9%
1 Year 4.1%
3 Year 8.5%
5 Year 8%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.96 Yr.
Akhil Kakkar22 Jan 242.61 Yr.
Roshan Chutkey2 May 224.33 Yr.
Sharmila D’mello31 Jul 224.09 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash6.07%
Equity23.82%
Debt69.81%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services8.1%
Consumer Cyclical2.9%
Health Care2.7%
Consumer Defensive2.15%
Communication Services1.85%
Basic Materials1.41%
Technology1.11%
Industrials0.98%
Utility0.94%
Real Estate0.89%
Energy0.77%
Debt Sector Allocation
SectorValue
Corporate47.45%
Government23.81%
Cash Equivalent4.62%
Credit Quality
RatingValue
A4.1%
AA57.11%
AAA38.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -		5%₹152 Cr14,964,700
6.9% Govt Stock 2065
Sovereign Bonds | -		4%₹140 Cr15,000,000
Adani Enterprises Limited
Debentures | -		3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -		3%₹99 Cr10,000
Godrej Properties Limited
Debentures | -		2%₹76 Cr7,500
National Bank For Agriculture And Rural Development
Debentures | -		2%₹75 Cr7,500
Yes Bank Limited
Debentures | -		2%₹65 Cr650
6.45% Govt Stock 2034
Sovereign Bonds | -		2%₹55 Cr5,369,910
Vedanta Limited
Debentures | -		2%₹50 Cr5,000
Indostar Capital Finance Limited
Debentures | -		1%₹50 Cr5,000

2. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

  • Bottom quartile AUM (₹180 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 6.84% (bottom quartile).
  • 3Y return: 8.36% (upper mid).
  • 1Y return: 4.35% (bottom quartile).
  • 1M return: -0.04% (bottom quartile).
  • Alpha: -0.67 (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).
  • Information ratio: 0.32 (top quartile).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (01 Sep 26) ₹61.0595 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹180 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆
Risk Moderately High
Expense Ratio 1.12
Sharpe Ratio -0.38
Information Ratio 0.32
Alpha Ratio -0.67
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,148
31 Aug 23₹10,943
31 Aug 24₹12,627
31 Aug 25₹13,343
31 Aug 26₹13,923

DSP Regular Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

DurationReturns
1 Month 0%
3 Month 1.9%
6 Month 1.8%
1 Year 4.4%
3 Year 8.4%
5 Year 6.8%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 11%
2022 12%
2021 3.5%
2020 7.8%
2019 9.3%
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
Fund Manager information for DSP Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 215.25 Yr.
Shantanu Godambe1 Aug 242.08 Yr.

Data below for DSP Regular Savings Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash16.74%
Equity20.72%
Debt62.54%
Equity Sector Allocation
SectorValue
Financial Services9.36%
Consumer Cyclical2.89%
Health Care2.32%
Basic Materials1.41%
Energy1.29%
Consumer Defensive1.16%
Utility1.03%
Communication Services0.62%
Technology0.52%
Industrials0.13%
Debt Sector Allocation
SectorValue
Government54.9%
Corporate21.19%
Cash Equivalent3.19%
Credit Quality
RatingValue
AA9.65%
AAA90.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -		12%₹21 Cr2,000,000
6.75% Govt Stock 2033
Sovereign Bonds | -		9%₹16 Cr1,500,000
7.03% Maharashtra Sgs 2038
Sovereign Bonds | -		8%₹15 Cr1,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -		6%₹10 Cr1,000,000
6.48% Govt Stock 2035
Sovereign Bonds | -		6%₹10 Cr1,000,000
Muthoot Finance Limited
Debentures | -		4%₹8 Cr750
Cholamandalam Investment And Finance Company Limited
Debentures | -		3%₹5 Cr500
7.1% Govt Stock 2034
Sovereign Bonds | -		3%₹5 Cr500,000
7.1% Govt Stock 2029
Sovereign Bonds | -		3%₹5 Cr500,000
6.64% Govt Stock 2031
Sovereign Bonds | -		3%₹5 Cr500,000

3. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

  • Highest AUM (₹10,210 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.40% (top quartile).
  • 3Y return: 8.24% (lower mid).
  • 1Y return: 5.98% (upper mid).
  • 1M return: 0.41% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (01 Sep 26) ₹76.7374 ↓ -0.11   (-0.14 %)
Net Assets (Cr) ₹10,210 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆☆
Risk Moderate
Expense Ratio 1.23
Sharpe Ratio -0.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,676
31 Aug 23₹11,799
31 Aug 24₹13,523
31 Aug 25₹14,120
31 Aug 26₹14,965

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

DurationReturns
1 Month 0.4%
3 Month 2%
6 Month 2.9%
1 Year 6%
3 Year 8.2%
5 Year 8.4%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 11%
2022 12.2%
2021 4.5%
2020 14.1%
2019 13.5%
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 224.67 Yr.
Mansi Sajeja30 Jun 215.17 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash5.17%
Equity24.15%
Debt70.38%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.31%
Basic Materials5.4%
Industrials3.97%
Health Care3.3%
Consumer Defensive1.95%
Consumer Cyclical1.94%
Energy1.17%
Technology0.11%
Debt Sector Allocation
SectorValue
Corporate60.59%
Government11.79%
Cash Equivalent3.17%
Credit Quality
RatingValue
A2.52%
AA43.11%
AAA54.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -		3%₹323 Cr32,500
↑ 32,500
Sundaram Finance Limited
Debentures | -		3%₹300 Cr30,000
Adani Power Limited
Debentures | -		3%₹299 Cr30,000
Jtpm Metal TRaders Limited
Debentures | -		3%₹297 Cr27,500
Torrent Power Limited
Debentures | -		2%₹253 Cr25,000
The Tata Power Company Limited
Debentures | -		2%₹250 Cr25,000
Jsw Jfe Kalinga Steel Limited
Debentures | -		2%₹234 Cr22,500
Aditya Birla Renewables Limited
Debentures | -		2%₹226 Cr22,500
LIC Housing Finance Ltd
Debentures | -		2%₹225 Cr22,500
Rec Limited
Debentures | -		2%₹225 Cr22,500

4. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Research Highlights for Aditya Birla Sun Life Regular Savings Fund

  • Lower mid AUM (₹1,501 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.51% (bottom quartile).
  • 3Y return: 8.13% (bottom quartile).
  • 1Y return: 5.43% (lower mid).
  • 1M return: 0.07% (lower mid).
  • Alpha: 0.41 (upper mid).
  • Sharpe: -0.14 (lower mid).
  • Information ratio: 0.24 (upper mid).

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (31 Aug 26) ₹70.4966 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹1,501 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio -0.14
Information Ratio 0.24
Alpha Ratio 0.41
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,593
31 Aug 23₹11,361
31 Aug 24₹12,787
31 Aug 25₹13,624
31 Aug 26₹14,365

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

DurationReturns
1 Month 0.1%
3 Month 2.5%
6 Month 2.1%
1 Year 5.4%
3 Year 8.1%
5 Year 7.5%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 10.5%
2022 9.6%
2021 5.3%
2020 13.4%
2019 9.2%
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Mohit Sharma31 Oct 241.83 Yr.
Harshil Suvarnkar22 Mar 215.45 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash7.69%
Equity22.9%
Debt69.07%
Other0.34%
Equity Sector Allocation
SectorValue
Financial Services7.76%
Health Care2.89%
Consumer Cyclical2.48%
Basic Materials2.05%
Industrials2.01%
Technology1.21%
Communication Services1.19%
Utility0.92%
Consumer Defensive0.89%
Real Estate0.85%
Energy0.65%
Debt Sector Allocation
SectorValue
Corporate51.54%
Government20.26%
Cash Equivalent4.96%
Credit Quality
RatingValue
A5.66%
AA30.96%
AAA63.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment And Finance Company Limited
Debentures | -		4%₹55 Cr5,500
Muthoot Finance Limited
Debentures | -		3%₹50 Cr5,000
Jtpm Metal TRaders Limited
Debentures | -		3%₹47 Cr4,316
Adani Power Limited
Debentures | -		2%₹35 Cr3,500
Nuvama Wealth Finance Limited
Debentures | -		2%₹30 Cr3,000
Bharti Telecom Limited
Debentures | -		2%₹30 Cr3,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK		2%₹29 Cr206,000
Jubilant Bevco Limited
Debentures | -		2%₹28 Cr2,500
GMR Airports Limited
Debentures | -		2%₹26 Cr2,500
Rural Electrification Corporation Limited
Debentures | -		2%₹26 Cr250

5. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Hybrid Bond Fund

  • Bottom quartile AUM (₹977 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.61% (lower mid).
  • 3Y return: 8.10% (bottom quartile).
  • 1Y return: 6.94% (top quartile).
  • 1M return: 0.23% (upper mid).
  • Alpha: 2.03 (top quartile).
  • Sharpe: 0.42 (top quartile).
  • Information ratio: 0.13 (lower mid).

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund
Growth
Launch Date 29 Dec 03
NAV (01 Sep 26) ₹62.1631 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹977 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.9
Sharpe Ratio 0.42
Information Ratio 0.13
Alpha Ratio 2.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,518
31 Aug 23₹11,421
31 Aug 24₹12,568
31 Aug 25₹13,492
31 Aug 26₹14,427

Nippon India Hybrid Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

DurationReturns
1 Month 0.2%
3 Month 2.6%
6 Month 2.5%
1 Year 6.9%
3 Year 8.1%
5 Year 7.6%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.7%
2023 7.8%
2022 10.2%
2021 4.8%
2020 10.1%
2019 -8.5%
2018 2.8%
2017 4%
2016 9.3%
2015 9.2%
Fund Manager information for Nippon India Hybrid Bond Fund
NameSinceTenure
Dhrumil Shah10 Sep 214.98 Yr.
Kinjal Desai29 Dec 0322.69 Yr.
Sushil Budhia1 Feb 206.58 Yr.
Akshay Sharma1 Dec 223.75 Yr.
Amber Singhania11 Mar 260.47 Yr.

Data below for Nippon India Hybrid Bond Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash4.44%
Equity18.17%
Debt76.44%
Other0.95%
Equity Sector Allocation
SectorValue
Real Estate5.35%
Financial Services4.19%
Industrials1.72%
Consumer Cyclical1.64%
Energy1.03%
Technology0.91%
Basic Materials0.89%
Consumer Defensive0.77%
Health Care0.62%
Communication Services0.53%
Utility0.51%
Debt Sector Allocation
SectorValue
Corporate66.97%
Government9.47%
Cash Equivalent4.44%
Credit Quality
RatingValue
A23.02%
AA49.6%
AAA27.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.03% Tamilnadu SDL 2030
Sovereign Bonds | -		5%₹50 Cr5,000,000
Triumph Composites Private Limited
Debentures | -		4%₹40 Cr4,000
Adani Airport Holdings Limited
Debentures | -		4%₹40 Cr4,000
↑ 1,500
Delhi International Airport Limited
Debentures | -		4%₹37 Cr3,600
Aditya Birla Real Estate Limited
Debentures | -		4%₹35 Cr3,500
GMR Airports Limited
Debentures | -		3%₹34 Cr3,200
GAursons India Private Limited
Debentures | -		3%₹33 Cr3,300
Auxilo Finserve Private Limited
Debentures | -		3%₹30 Cr3,000
Muthoot Fincorp Limited
Debentures | -		3%₹30 Cr30,000
Navi Finserv Limited
Debentures | -		3%₹30 Cr30,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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