+91-22-48913909SIP 2022 में निवेश करने के लिए 8 सर्वश्रेष्ठ शॉर्ट टर्म म्यूचुअल फंड
लघु अवधिम्यूचुअल फंड्स एक प्रकार के हैंडेट फंड जो निवेशकों को छोटी अवधि के लिए, यानी 1-3 साल तक निवेश करने की अनुमति देता है। ये फंड डेट सिक्योरिटीज में निवेश करते हैं और बेहतर रिटर्न अर्जित करने के लिए सावधि जमा के विकल्प की तलाश करने वाले निवेशकों के लिए आदर्श हैं। ये फंड आमतौर पर डेट इंस्ट्रूमेंट्स में निवेश करते हैं जैसे कि aजमा प्रमाणपत्र, सरकारी कागज और कॉर्पोरेट कागज।शॉर्ट टर्म डेट फंड्स अधिक लचीलेपन की अनुमति दें। निवेशक जब चाहें फंड से बाहर निकल सकते हैं। इसके अलावा, अन्य के विपरीतम्यूचुअल फंड के प्रकार, इस फंड में कोई निकासी शुल्क नहीं है।बेस्ट शॉर्ट टर्म म्यूचुअल फंड निवेशकों को कम में अच्छा रिटर्न कमाने की अनुमति देंमंडी जोखिम। इसलिए, जो निवेशक छोटी या मध्य अवधि के लिए निवेश करना चाहते हैं, वे इस योजना में निवेश कर सकते हैं और मूल्यवान रिटर्न और वृद्धि हासिल कर सकते हैं।
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एसआईपी निवेश के लिए शीर्ष 8 सर्वश्रेष्ठ प्रदर्शन करने वाले शॉर्ट टर्म डेट फंड FY 22 - 23
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Bandhan Bond Fund Short Term Plan Growth ₹61.2037
↓ -0.01 ₹9,279 1,000 1.8 3.5 6 7.3 7.5 7.06% 2Y 9M 18D 4Y 4D Axis Short Term Fund Growth ₹33.093
↓ -0.01 ₹8,010 1,000 1.5 2.9 5.6 7.3 8.1 7.4% 2Y 6M 22D 3Y 6M 14D ICICI Prudential Short Term Fund Growth ₹64.5266
↓ -0.03 ₹19,260 1,000 1.7 3 5.9 7.3 8 7.61% 2Y 11M 5D 4Y 10M 13D HDFC Short Term Debt Fund Growth ₹34.2276
↓ -0.01 ₹15,081 300 1.5 2.8 5.6 7.3 7.8 7.48% 2Y 6M 3Y 6M 18D Nippon India Short Term Fund Growth ₹56.3623
↓ -0.01 ₹7,189 100 1.4 2.7 5.5 7.2 7.9 7.46% 2Y 5M 19D 2Y 11M 5D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹50.7797
↓ -0.02 ₹5,831 1,000 1.6 2.8 5.5 7.1 7.7 7.76% 2Y 8M 16D 3Y 6M 18D UTI Short Term Income Fund Growth ₹33.7735
↓ -0.01 ₹2,039 500 1.6 2.8 5.2 7 7.3 7.38% 2Y 3M 14D 3Y 29D SBI Short Term Debt Fund Growth ₹34.1842
↓ -0.02 ₹14,001 500 1.4 2.6 5.1 6.9 7.8 7.5% 2Y 7M 24D 3Y 7M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Sep 26 Research Highlights & Commentary of 8 Funds showcased
Commentary Bandhan Bond Fund Short Term Plan Axis Short Term Fund ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Nippon India Short Term Fund Aditya Birla Sun Life Short Term Opportunities Fund UTI Short Term Income Fund SBI Short Term Debt Fund Point 1 Upper mid AUM (₹9,279 Cr). Lower mid AUM (₹8,010 Cr). Highest AUM (₹19,260 Cr). Top quartile AUM (₹15,081 Cr). Lower mid AUM (₹7,189 Cr). Bottom quartile AUM (₹5,831 Cr). Bottom quartile AUM (₹2,039 Cr). Upper mid AUM (₹14,001 Cr). Point 2 Oldest track record among peers (25 yrs). Established history (16+ yrs). Established history (24+ yrs). Established history (16+ yrs). Established history (23+ yrs). Established history (23+ yrs). Established history (18+ yrs). Established history (19+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.04% (top quartile). 1Y return: 5.62% (upper mid). 1Y return: 5.92% (top quartile). 1Y return: 5.61% (upper mid). 1Y return: 5.53% (lower mid). 1Y return: 5.49% (lower mid). 1Y return: 5.22% (bottom quartile). 1Y return: 5.09% (bottom quartile). Point 6 1M return: 0.15% (top quartile). 1M return: 0.11% (upper mid). 1M return: 0.12% (top quartile). 1M return: 0.06% (lower mid). 1M return: 0.05% (bottom quartile). 1M return: 0.10% (lower mid). 1M return: 0.11% (upper mid). 1M return: 0.01% (bottom quartile). Point 7 Sharpe: -0.09 (upper mid). Sharpe: -0.05 (top quartile). Sharpe: 0.06 (top quartile). Sharpe: -0.06 (upper mid). Sharpe: -0.15 (lower mid). Sharpe: -0.12 (lower mid). Sharpe: -0.28 (bottom quartile). Sharpe: -0.29 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.06% (bottom quartile). Yield to maturity (debt): 7.40% (lower mid). Yield to maturity (debt): 7.61% (top quartile). Yield to maturity (debt): 7.48% (upper mid). Yield to maturity (debt): 7.46% (lower mid). Yield to maturity (debt): 7.76% (top quartile). Yield to maturity (debt): 7.38% (bottom quartile). Yield to maturity (debt): 7.50% (upper mid). Point 10 Modified duration: 2.80 yrs (bottom quartile). Modified duration: 2.56 yrs (upper mid). Modified duration: 2.93 yrs (bottom quartile). Modified duration: 2.50 yrs (upper mid). Modified duration: 2.47 yrs (top quartile). Modified duration: 2.71 yrs (lower mid). Modified duration: 2.29 yrs (top quartile). Modified duration: 2.65 yrs (lower mid). Bandhan Bond Fund Short Term Plan
Axis Short Term Fund
ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Nippon India Short Term Fund
Aditya Birla Sun Life Short Term Opportunities Fund
UTI Short Term Income Fund
SBI Short Term Debt Fund
अल्पावधि ऋण ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 3 साल का रिटर्न.
(Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (10 Sep 26) ₹61.2037 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹9,279 on 15 Jul 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio -0.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 4 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.2% 3 Month 1.8% 6 Month 3.5% 1 Year 6% 3 Year 7.3% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.8% 2022 6.9% 2021 2.8% 2020 3.4% 2019 9.7% 2018 9.7% 2017 6.5% 2016 5.9% 2015 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Data below for Bandhan Bond Fund Short Term Plan as on 15 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (10 Sep 26) ₹33.093 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹8,010 on 31 Jul 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 3 Years 6 Months 14 Days Modified Duration 2 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.5% 6 Month 2.9% 1 Year 5.6% 3 Year 7.3% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Data below for Axis Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (10 Sep 26) ₹64.5266 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹19,260 on 31 Jul 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.61% Effective Maturity 4 Years 10 Months 13 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.7% 6 Month 3% 1 Year 5.9% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Data below for ICICI Prudential Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (10 Sep 26) ₹34.2276 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹15,081 on 31 Jul 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio -0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 6 Months Growth of 10,000 investment over the years.
Date Value Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.5% 6 Month 2.8% 1 Year 5.6% 3 Year 7.3% 5 Year 6.2% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Data below for HDFC Short Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (10 Sep 26) ₹56.3623 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹7,189 on 31 Jul 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 2 Years 11 Months 5 Days Modified Duration 2 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.4% 6 Month 2.7% 1 Year 5.5% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Data below for Nippon India Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (10 Sep 26) ₹50.7797 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹5,831 on 31 Jul 26 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.76% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.6% 6 Month 2.8% 1 Year 5.5% 3 Year 7.1% 5 Year 6.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.9% 2022 6.9% 2021 4.2% 2020 3.8% 2019 11.1% 2018 8.5% 2017 6.5% 2016 5.6% 2015 11.3% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (10 Sep 26) ₹33.7735 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹2,039 on 31 Jul 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.28 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.38% Effective Maturity 3 Years 29 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.6% 6 Month 2.8% 1 Year 5.2% 3 Year 7% 5 Year 7% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Data below for UTI Short Term Income Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (10 Sep 26) ₹34.1842 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹14,001 on 31 Jul 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.5% Effective Maturity 3 Years 7 Months 10 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0% 3 Month 1.4% 6 Month 2.6% 1 Year 5.1% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Data below for SBI Short Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
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Research Highlights for Bandhan Bond Fund Short Term Plan