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कर बचत के लिए 5 सर्वश्रेष्ठ प्रदर्शन करने वाले ईएलएसएस म्यूचुअल फंड एसआईपी 2022 यू/एस 80सी

फिनकैश »म्यूचुअल फंड्स »बेस्ट ईएलएसएस फंड एसआईपी

2022 में एसआईपी निवेश के लिए सर्वश्रेष्ठ ईएलएसएस म्यूचुअल फंड

Updated on July 29, 2025 , 5380 views

बेस्ट एल्स फंड्स या इक्विटी लिंक्ड सेविंग्स स्कीम इक्विटी डायवर्सिफाइड हैंम्यूचुअल फंड्स प्रदान करने के लिए मुख्य रूप से इक्विटी से जुड़े उपकरणों (जैसे शेयर और स्टॉक) में निवेश करते हैंमंडी-लिंक्ड रिटर्न। आमतौर पर, फंड कॉर्पस का 80% इक्विटी में और शेष डेट इंस्ट्रूमेंट्स में निवेश किया जाता है। श्रेष्ठईएलएसएस फंड को टैक्स सेविंग म्यूचुअल फंड के रूप में भी जाना जाता है क्योंकि वे कर लाभ प्रदान करते हैंधारा 80सी काआयकर कार्य। इसके अलावा, ईएलएसएस म्यूचुअल फंड ओपन-एंडेड हैं और निवेश के 2 तरीके प्रदान करते हैं

  1. एकमुश्त निवेश
  2. सिप (व्यवस्थितनिवेश योजना) निवेश

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शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले ईएलएसएस म्यूचुअल फंड एसआईपी वित्तीय वर्ष 22 - 23

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Ranked 1 in ELSS category.  Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (01 Aug 25) ₹43.4851 ↓ -0.51   (-1.17 %)
Net Assets (Cr) ₹4,711 on 30 Jun 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio -0.02
Information Ratio -0.31
Alpha Ratio -0.42
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹14,788
31 Jul 22₹16,197
31 Jul 23₹19,199
31 Jul 24₹25,864
31 Jul 25₹25,568

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Aug 25

DurationReturns
1 Month -2.2%
3 Month 5.3%
6 Month 5.7%
1 Year -1.1%
3 Year 16.4%
5 Year 20.7%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 24%
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Rahul Singh1 Jul 250 Yr.
Sailesh Jain16 Dec 213.54 Yr.

Data below for Tata India Tax Savings Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services34.15%
Consumer Cyclical14.22%
Industrials13.87%
Basic Materials6.85%
Technology6.75%
Energy5.51%
Communication Services4.32%
Health Care3.23%
Real Estate2.46%
Utility2.45%
Consumer Defensive1%
Asset Allocation
Asset ClassValue
Cash5.19%
Equity94.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹345 Cr1,725,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 532174
7%₹307 Cr2,125,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹203 Cr1,350,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
4%₹189 Cr940,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
4%₹186 Cr1,160,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹178 Cr2,175,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹156 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹129 Cr352,147
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
2%₹116 Cr3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON
2%₹105 Cr6,800,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.7% since its launch.  Ranked 3 in ELSS category.  Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (01 Aug 25) ₹148.691 ↓ -1.62   (-1.08 %)
Net Assets (Cr) ₹7,151 on 30 Jun 25
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio -0.21
Information Ratio -0.3
Alpha Ratio -2.56
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹17,656
31 Jul 22₹18,991
31 Jul 23₹23,480
31 Jul 24₹31,323
31 Jul 25₹30,039

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Aug 25

DurationReturns
1 Month -2.3%
3 Month 3%
6 Month 5.6%
1 Year -4.1%
3 Year 16.5%
5 Year 24.6%
10 Year
15 Year
Since launch 17.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.1%
2023 28.3%
2022 4.2%
2021 49.2%
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 168.7 Yr.
Ritika Behera7 Oct 231.73 Yr.
Gaurav Satra10 Jun 241.06 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services32.41%
Consumer Cyclical9.71%
Basic Materials9.36%
Technology8.87%
Consumer Defensive8.17%
Energy7.85%
Health Care6.2%
Industrials5.33%
Communication Services2.81%
Real Estate1.98%
Utility1.87%
Asset Allocation
Asset ClassValue
Cash5.18%
Equity94.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
8%₹570 Cr2,850,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
7%₹495 Cr3,300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | 532174
5%₹390 Cr2,700,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 532215
4%₹300 Cr2,500,001
↓ -399,999
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS
4%₹294 Cr850,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK
3%₹249 Cr1,149,999
↑ 149,999
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
3%₹216 Cr1,350,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹201 Cr1,000,000
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO
2%₹148 Cr350,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
2%₹141 Cr1,500,000

3. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 8 in ELSS category.  Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (01 Aug 25) ₹506.103 ↓ -3.93   (-0.77 %)
Net Assets (Cr) ₹1,395 on 30 Jun 25
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.01
Information Ratio -0.64
Alpha Ratio -0.34
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹15,223
31 Jul 22₹16,693
31 Jul 23₹19,645
31 Jul 24₹25,818
31 Jul 25₹26,182

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Aug 25

DurationReturns
1 Month -0.8%
3 Month 4.9%
6 Month 7.6%
1 Year 1.4%
3 Year 16.2%
5 Year 21.2%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.8%
2023 24.5%
2022 4.3%
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Rohit Seksaria1 Jan 223.5 Yr.
Bharath Subramanian2 Jun 250.08 Yr.

Data below for Principal Tax Savings Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services31.56%
Industrials11.58%
Consumer Cyclical10.69%
Consumer Defensive7.24%
Health Care7.08%
Basic Materials6.09%
Energy5.24%
Communication Services4.98%
Technology4.9%
Utility2.2%
Asset Allocation
Asset ClassValue
Cash8.41%
Equity91.59%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
9%₹129 Cr644,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174
8%₹107 Cr737,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
5%₹65 Cr434,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
4%₹53 Cr440,000
↑ 74,000
Sundaram Liquid Dir Gr
Investment Fund | -
4%₹50 Cr214,777
↑ 214,777
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹46 Cr126,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹44 Cr276,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹44 Cr532,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK
3%₹41 Cr190,000
↑ 86,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | ITC
3%₹40 Cr951,000

4. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 7 in ELSS category.  Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (01 Aug 25) ₹132.355 ↓ -1.64   (-1.22 %)
Net Assets (Cr) ₹4,251 on 30 Jun 25
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.06
Information Ratio 0.68
Alpha Ratio 0.82
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹15,133
31 Jul 22₹15,176
31 Jul 23₹17,989
31 Jul 24₹26,674
31 Jul 25₹26,812

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Aug 25

DurationReturns
1 Month -2%
3 Month 7.4%
6 Month 7.1%
1 Year 0.5%
3 Year 20.9%
5 Year 21.8%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33%
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Sonal Gupta21 Jul 213.95 Yr.
Abhishek Gupta1 Mar 241.33 Yr.

Data below for L&T Tax Advantage Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services25.06%
Consumer Cyclical20.22%
Industrials17.01%
Technology10.93%
Basic Materials5.83%
Health Care5.18%
Energy4.37%
Utility3.29%
Consumer Defensive3.24%
Communication Services2.21%
Real Estate1.48%
Asset Allocation
Asset ClassValue
Cash1.19%
Equity98.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
5%₹233 Cr1,162,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 532174
4%₹167 Cr1,155,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹143 Cr951,812
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹124 Cr774,900
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹111 Cr301,450
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
2%₹94 Cr467,000
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
2%₹91 Cr1,291,500
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹83 Cr3,150,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹80 Cr133,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Aug 23 | MAXHEALTH
2%₹78 Cr615,144

5. Aditya Birla Sun Life Tax Relief '96

An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Aditya Birla Sun Life Tax Relief '96 is a Equity - ELSS fund was launched on 6 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.9% since its launch.  Ranked 4 in ELSS category.  Return for 2024 was 16.4% , 2023 was 18.9% and 2022 was -1.4% .

Below is the key information for Aditya Birla Sun Life Tax Relief '96

Aditya Birla Sun Life Tax Relief '96
Growth
Launch Date 6 Mar 08
NAV (01 Aug 25) ₹59.65 ↓ -0.71   (-1.18 %)
Net Assets (Cr) ₹15,870 on 30 Jun 25
Category Equity - ELSS
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.69
Sharpe Ratio 0.04
Information Ratio -1.34
Alpha Ratio 0.36
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹13,519
31 Jul 22₹13,332
31 Jul 23₹14,822
31 Jul 24₹20,110
31 Jul 25₹20,113

Aditya Birla Sun Life Tax Relief '96 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Aditya Birla Sun Life Tax Relief '96

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Aug 25

DurationReturns
1 Month -1.8%
3 Month 7%
6 Month 10.5%
1 Year 0%
3 Year 14.7%
5 Year 15%
10 Year
15 Year
Since launch 10.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.4%
2023 18.9%
2022 -1.4%
2021 12.7%
2020 15.2%
2019 4.3%
2018 -4.5%
2017 43.2%
2016 3.4%
2015 9.2%
Fund Manager information for Aditya Birla Sun Life Tax Relief '96
NameSinceTenure
Dhaval Shah31 Oct 240.67 Yr.
Dhaval Joshi21 Nov 222.61 Yr.

Data below for Aditya Birla Sun Life Tax Relief '96 as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services31.64%
Consumer Cyclical14.73%
Health Care10.89%
Technology8.26%
Basic Materials7.63%
Industrials7.5%
Consumer Defensive6.85%
Energy6.23%
Communication Services3.5%
Utility1.2%
Real Estate0.75%
Asset Allocation
Asset ClassValue
Cash0.82%
Equity99.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174
8%₹1,321 Cr9,137,798
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK
7%₹1,156 Cr5,775,252
Infosys Ltd (Technology)
Equity, Since 30 Jun 08 | INFY
5%₹761 Cr4,749,292
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | 532215
4%₹607 Cr5,060,879
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jan 20 | 532843
4%₹607 Cr7,634,241
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
4%₹564 Cr3,760,426
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 22 | BHARTIARTL
3%₹555 Cr2,761,864
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 08 | LT
3%₹404 Cr1,101,782
State Bank of India (Financial Services)
Equity, Since 31 Jan 22 | SBIN
2%₹396 Cr4,828,465
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 22 | M&M
2%₹377 Cr1,184,660

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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