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2022 में निवेश करने के लिए 9 बेस्ट डायवर्सिफाइड मल्टीकैप म्यूचुअल फंड

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2022 में निवेश करने के लिए सर्वश्रेष्ठ विविध म्युचुअल फंड

Updated on June 28, 2025 , 48131 views

विविध निधि, जिसे मल्टी कैप फंड के रूप में भी जाना जाता है, एक वर्ग हैइक्विटी फ़ंड. उच्च जोखिम लेने वाले निवेशक जो इक्विटी में एक्सपोजर लेना चाहते हैं, आमतौर पर इसका झुकाव होता हैनिवेश विविध निधियों में। जैसा कि, डायवर्सिफाइड फंड्स में निवेश होता हैमंडी कैप जैसे - लार्ज कैप, मिड कैप औरछोटी टोपी.

Diversified-funds

फंड मैनेजर के विचार के आधार पर मल्टी कैप, फ्लेक्सी कैप या डायवर्सिफाइड स्कीमों को अलग-अलग मार्केट कैपिटलाइज़ेशन में स्टॉक में निवेश करना चाहिए। प्रत्येक मार्केट कैप के लिए आवंटन योजना से योजना में भिन्न होता है। कुछ योजनाओं का एक निश्चित अनुपात होता है और कुछ इसे बाजार की स्थितियों के आधार पर गतिशील रूप से बदलते हैं।

इनम्यूचुअल फंड्स अपनानामूल्य निवेश रणनीति जहां वे उन कंपनियों के शेयरों को खरीदते हैं जो उनके पिछले प्रदर्शन की तुलना में अपेक्षाकृत कम हैं,पुस्तक मूल्य,आय, और अन्य मान पैरामीटर।

में निवेश करकेबेस्ट डायवर्सिफाइड इक्विटी फंड, निवेशक थोड़ा अधिक स्थिर रिटर्न अर्जित कर सकते हैं, हालांकि, वे अभी भी एक अशांत बाजार की स्थिति के दौरान इक्विटी की अस्थिरता से प्रभावित होंगे। डायवर्सिफाइड फंड उन निवेशकों के लिए अच्छे हैं जो इसमें निवेश करने के लिए ज्यादा जोखिम लेने को तैयार नहीं हैंछोटे स्टॉक, लेकिन फिर भी उभरते शेयरों से अतिरिक्त उच्च रिटर्न की एक किक चाहता है। व्यक्ति को कम से मध्यम होने की स्थिति में डायवर्सिफाइड इक्विटी फंड में निवेश करना चाहिएजोखिम प्रोफाइल.

एक अच्छे डायवर्सिफाइड इक्विटी फंड के चयन की प्रक्रिया को आसान बनाने के लिए, हमने कुछ पूर्व-चयनित शीर्ष और सर्वश्रेष्ठ डायवर्सिफाइड इक्विटी फंडों के साथ आवश्यक मानदंड सूचीबद्ध किए हैं - जिन्हें निवेशक अपनी निवेश यात्रा के दौरान ध्यान में रख सकते हैं।

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9 बेस्ट परफॉर्मिंग डायवर्सिफाइड फंड्स FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Multi Cap Fund Growth ₹301.508
↓ -1.21
₹43,48312.44.85.929.93325.8
Motilal Oswal Multicap 35 Fund Growth ₹63.4987
↓ -0.04
₹13,02311.4-0.514.228.822.545.7
JM Multicap Fund Growth ₹99.5213
↑ 0.09
₹5,9179.2-4.5-3.228.127.333.3
HDFC Equity Fund Growth ₹1,998.68
↓ -0.08
₹75,7848.37.510.827.730.223.5
Mahindra Badhat Yojana Growth ₹36.1766
↑ 0.08
₹5,40813.13.65.3262823.4
ICICI Prudential Multicap Fund Growth ₹801.6
↑ 0.13
₹15,0959.25.16.725.626.720.7
Invesco India Multicap Fund Growth ₹133.73
↓ -0.53
₹4,00312-1.18.425.225.629.8
Franklin India Equity Fund Growth ₹1,670.89
↓ -0.38
₹18,6799.93.76.924.726.821.8
Baroda Pioneer Multi Cap Fund Growth ₹286.842
↓ -0.59
₹2,8409.3-3.13.424.126.831.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25
*उपरोक्त शीर्ष विविध की सूची है/मल्टीकैप एयूएम/नेट एसेट्स वाले म्युचुअल फंड >500 करोड़, पर क्रमबद्ध3 सालसीएजीआर रिटर्न.

1. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 63 in Multi Cap category.  Return for 2024 was 25.8% , 2023 was 38.1% and 2022 was 14.1% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund
Growth
Launch Date 28 Mar 05
NAV (01 Jul 25) ₹301.508 ↓ -1.21   (-0.40 %)
Net Assets (Cr) ₹43,483 on 31 May 25
Category Equity - Multi Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.68
Sharpe Ratio 0.22
Information Ratio 1.22
Alpha Ratio 0.26
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹17,192
30 Jun 22₹19,017
30 Jun 23₹26,165
30 Jun 24₹39,353
30 Jun 25₹41,681

Nippon India Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.7%
3 Month 12.4%
6 Month 4.8%
1 Year 5.9%
3 Year 29.9%
5 Year 33%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.8%
2023 38.1%
2022 14.1%
2021 48.9%
2020 0%
2019 2.2%
2018 -2.2%
2017 40.9%
2016 -6.7%
2015 0.5%
Fund Manager information for Nippon India Multi Cap Fund
NameSinceTenure
Sailesh Raj Bhan31 Mar 0520.18 Yr.
Ashutosh Bhargava1 Sep 213.75 Yr.
Kinjal Desai25 May 187.02 Yr.

Data below for Nippon India Multi Cap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services29.55%
Consumer Cyclical20.1%
Industrials19.26%
Health Care6.31%
Basic Materials5.69%
Utility5.44%
Consumer Defensive3.69%
Technology3.46%
Energy3.29%
Communication Services1.41%
Real Estate0.16%
Asset Allocation
Asset ClassValue
Cash1.27%
Equity98.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
6%₹2,528 Cr13,000,448
↓ -300,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | AXISBANK
4%₹1,800 Cr15,099,895
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹1,660 Cr11,481,360
GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 522275
3%₹1,459 Cr6,511,517
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
3%₹1,431 Cr10,068,975
Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | LINDEINDIA
3%₹1,144 Cr1,524,539
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 12 | MFSL
3%₹1,142 Cr7,600,000
↓ -400,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 22 | BAJFINANCE
2%₹1,036 Cr1,128,197
↓ -200,000
NTPC Ltd (Utilities)
Equity, Since 30 Jun 23 | NTPC
2%₹961 Cr28,791,467
Vesuvius India Ltd (Industrials)
Equity, Since 30 Sep 17 | VESUVIUS
2%₹935 Cr1,576,028

2. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 5 in Multi Cap category.  Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund
Growth
Launch Date 28 Apr 14
NAV (01 Jul 25) ₹63.4987 ↓ -0.04   (-0.06 %)
Net Assets (Cr) ₹13,023 on 31 May 25
Category Equity - Multi Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio 0.6
Information Ratio 0.67
Alpha Ratio 9.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹14,465
30 Jun 22₹12,910
30 Jun 23₹15,538
30 Jun 24₹24,143
30 Jun 25₹27,563

Motilal Oswal Multicap 35 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 5.9%
3 Month 11.4%
6 Month -0.5%
1 Year 14.2%
3 Year 28.8%
5 Year 22.5%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2024 45.7%
2023 31%
2022 -3%
2021 15.3%
2020 10.3%
2019 7.9%
2018 -7.8%
2017 43.1%
2016 8.5%
2015 14.6%
Fund Manager information for Motilal Oswal Multicap 35 Fund
NameSinceTenure
Ajay Khandelwal1 Oct 240.67 Yr.
Niket Shah1 Jul 222.92 Yr.
Rakesh Shetty22 Nov 222.53 Yr.
Atul Mehra1 Oct 240.67 Yr.
Sunil Sawant1 Jul 240.92 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Technology22.43%
Industrials18.22%
Consumer Cyclical17.08%
Financial Services8.53%
Communication Services8.52%
Health Care1.73%
Consumer Defensive0.54%
Asset Allocation
Asset ClassValue
Cash23.56%
Equity76.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE
11%₹1,389 Cr1,625,000
↓ -100,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT
10%₹1,240 Cr2,200,000
Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB
9%₹1,164 Cr1,942,305
↓ -57,570
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL
8%₹1,009 Cr18,000,000
↑ 114,380
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | CGPOWER
6%₹841 Cr12,250,000
↑ 175,830
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | TRENT
6%₹787 Cr1,394,889
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN
6%₹720 Cr4,500,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 890157
5%₹701 Cr4,999,500
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 543320
3%₹413 Cr17,331,906
↑ 17,331,906
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 25 | BHARTIARTL
3%₹409 Cr2,200,826
↑ 2,200,826

3. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Ranked 16 in Multi Cap category.  Return for 2024 was 33.3% , 2023 was 40% and 2022 was 7.8% .

Below is the key information for JM Multicap Fund

JM Multicap Fund
Growth
Launch Date 23 Sep 08
NAV (01 Jul 25) ₹99.5213 ↑ 0.09   (0.09 %)
Net Assets (Cr) ₹5,917 on 31 May 25
Category Equity - Multi Cap
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio -0.16
Information Ratio 1.2
Alpha Ratio -6.05
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,220
30 Jun 22₹15,889
30 Jun 23₹21,006
30 Jun 24₹34,493
30 Jun 25₹33,396

JM Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.9%
3 Month 9.2%
6 Month -4.5%
1 Year -3.2%
3 Year 28.1%
5 Year 27.3%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33.3%
2023 40%
2022 7.8%
2021 32.9%
2020 11.4%
2019 16.6%
2018 -5.4%
2017 39.5%
2016 10.5%
2015 -2.8%
Fund Manager information for JM Multicap Fund
NameSinceTenure
Satish Ramanathan20 Aug 213.78 Yr.
Asit Bhandarkar1 Oct 240.67 Yr.
Ruchi Fozdar4 Oct 240.66 Yr.
Deepak Gupta11 Apr 250.14 Yr.

Data below for JM Multicap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services25.74%
Industrials17.25%
Consumer Cyclical14.71%
Technology11.86%
Basic Materials6.91%
Health Care6.6%
Consumer Defensive5.95%
Communication Services4.08%
Energy2.17%
Utility1.03%
Asset Allocation
Asset ClassValue
Cash3.69%
Equity96.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK
5%₹304 Cr2,100,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹303 Cr825,247
↑ 300,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK
4%₹258 Cr1,325,000
↓ -365,162
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
4%₹241 Cr1,300,000
↑ 270,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 24 | TECHM
4%₹220 Cr1,400,000
↓ -188,515
Godfrey Phillips India Ltd (Consumer Defensive)
Equity, Since 28 Feb 25 | GODFRYPHLP
4%₹219 Cr251,706
↑ 1,254
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | MARUTI
4%₹211 Cr171,679
↑ 45,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY
3%₹184 Cr1,175,750
↑ 425,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 25 | ADANIPORTS
3%₹158 Cr1,100,000
↑ 1,100,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 28 Feb 25 | BHEL
2%₹147 Cr5,672,520
↓ -500,000

4. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch.  Ranked 34 in Multi Cap category.  Return for 2024 was 23.5% , 2023 was 30.6% and 2022 was 18.3% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund
Growth
Launch Date 1 Jan 95
NAV (01 Jul 25) ₹1,998.68 ↓ -0.08   (0.00 %)
Net Assets (Cr) ₹75,784 on 31 May 25
Category Equity - Multi Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio 0.64
Information Ratio 1.7
Alpha Ratio 5.66
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,601
30 Jun 22₹17,950
30 Jun 23₹23,485
30 Jun 24₹33,761
30 Jun 25₹37,418

HDFC Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.7%
3 Month 8.3%
6 Month 7.5%
1 Year 10.8%
3 Year 27.7%
5 Year 30.2%
10 Year
15 Year
Since launch 19%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 30.6%
2022 18.3%
2021 36.2%
2020 6.4%
2019 6.8%
2018 -3.5%
2017 36.9%
2016 7.3%
2015 -5.1%
Fund Manager information for HDFC Equity Fund
NameSinceTenure
Roshi Jain29 Jul 222.84 Yr.
Dhruv Muchhal22 Jun 231.95 Yr.

Data below for HDFC Equity Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services39.72%
Consumer Cyclical15.98%
Health Care8.79%
Industrials5.14%
Basic Materials5.04%
Technology4.79%
Communication Services3.18%
Real Estate2.89%
Utility1.84%
Consumer Defensive1.1%
Energy0.98%
Asset Allocation
Asset ClassValue
Cash9.86%
Equity89.45%
Debt0.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹7,084 Cr49,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK
9%₹7,002 Cr36,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | AXISBANK
8%₹6,199 Cr52,000,000
↓ -1,000,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE
5%₹3,566 Cr19,677,000
↑ 177,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK
5%₹3,423 Cr16,500,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI
4%₹3,080 Cr2,500,000
Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | CIPLA
4%₹2,931 Cr20,000,000
↑ 300,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL
3%₹2,135 Cr11,500,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
3%₹2,031 Cr25,000,000
↑ 7,500,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
3%₹2,013 Cr12,300,000
↓ -201,855

5. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.1% since its launch.  Return for 2024 was 23.4% , 2023 was 34.2% and 2022 was 1.6% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana
Growth
Launch Date 11 May 17
NAV (01 Jul 25) ₹36.1766 ↑ 0.08   (0.22 %)
Net Assets (Cr) ₹5,408 on 31 May 25
Category Equity - Multi Cap
AMC Mahindra Asset Management Company Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 1.96
Sharpe Ratio 0.12
Information Ratio -0.01
Alpha Ratio -1.56
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹17,106
30 Jun 22₹17,183
30 Jun 23₹21,839
30 Jun 24₹32,592
30 Jun 25₹34,333

Mahindra Badhat Yojana SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 5.1%
3 Month 13.1%
6 Month 3.6%
1 Year 5.3%
3 Year 26%
5 Year 28%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.4%
2023 34.2%
2022 1.6%
2021 50.8%
2020 16.6%
2019 13.8%
2018 -9.9%
2017
2016
2015
Fund Manager information for Mahindra Badhat Yojana
NameSinceTenure
Manish Lodha21 Dec 204.53 Yr.
Fatema Pacha16 Oct 204.71 Yr.

Data below for Mahindra Badhat Yojana as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services33.3%
Consumer Cyclical14.06%
Industrials13.9%
Health Care8.93%
Basic Materials8.79%
Technology6.12%
Communication Services4.7%
Energy3.26%
Utility2.26%
Consumer Defensive1.52%
Asset Allocation
Asset ClassValue
Cash3.17%
Equity96.83%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK
4%₹234 Cr1,205,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB
4%₹190 Cr287,000
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 25 | INDUSTOWER
3%₹172 Cr4,490,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE
3%₹158 Cr1,115,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TRENT
2%₹130 Cr230,300
UltraTech Cement Ltd (Basic Materials)
Equity, Since 28 Feb 25 | ULTRACEMCO
2%₹125 Cr111,500
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 25 | AXISBANK
2%₹117 Cr980,000
Garden Reach Shipbuilders & Engineers Ltd (Industrials)
Equity, Since 31 May 25 | GRSE
2%₹116 Cr385,000
↑ 385,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 24 | BAJFINANCE
2%₹115 Cr125,000
↓ -98,100
Laurus Labs Ltd (Healthcare)
Equity, Since 31 Dec 24 | LAURUSLABS
2%₹115 Cr1,880,000

6. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 49 in Multi Cap category.  Return for 2024 was 20.7% , 2023 was 35.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund
Growth
Launch Date 1 Oct 94
NAV (01 Jul 25) ₹801.6 ↑ 0.13   (0.02 %)
Net Assets (Cr) ₹15,095 on 31 May 25
Category Equity - Multi Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 0.36
Information Ratio 0.56
Alpha Ratio 2.59
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,318
30 Jun 22₹16,468
30 Jun 23₹21,113
30 Jun 24₹30,601
30 Jun 25₹32,660

ICICI Prudential Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.1%
3 Month 9.2%
6 Month 5.1%
1 Year 6.7%
3 Year 25.6%
5 Year 26.7%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.7%
2023 35.4%
2022 4.7%
2021 36.4%
2020 9.2%
2019 6%
2018 0.2%
2017 28%
2016 10.1%
2015 3.1%
Fund Manager information for ICICI Prudential Multicap Fund
NameSinceTenure
Anand Sharma1 Jul 222.92 Yr.
Sharmila D’mello31 Jul 222.84 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services25.66%
Industrials12.16%
Consumer Cyclical10.59%
Basic Materials9.8%
Health Care7.78%
Consumer Defensive7.32%
Energy7.02%
Communication Services4.57%
Technology4.05%
Utility3%
Real Estate2.13%
Asset Allocation
Asset ClassValue
Cash5.82%
Equity94.08%
Other0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
6%₹868 Cr6,001,508
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
4%₹607 Cr4,274,994
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK
4%₹546 Cr2,805,411
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | AXISBANK
3%₹479 Cr4,015,543
↓ -185,509
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA
3%₹445 Cr2,652,094
↑ 605,954
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 23 | HINDUNILVR
3%₹434 Cr1,846,845
↑ 999,030
Infosys Ltd (Technology)
Equity, Since 31 Oct 18 | INFY
3%₹416 Cr2,664,928
↑ 465,555
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT
2%₹340 Cr925,359
NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NTPC
2%₹334 Cr10,006,284
↑ 4,014,071
State Bank of India (Financial Services)
Equity, Since 30 Sep 24 | SBIN
2%₹314 Cr3,867,187
↑ 749,737

7. Invesco India Multicap Fund

(Erstwhile Invesco India Mid N Small Cap Fund)

The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch.  Ranked 37 in Multi Cap category.  Return for 2024 was 29.8% , 2023 was 31.8% and 2022 was -2.2% .

Below is the key information for Invesco India Multicap Fund

Invesco India Multicap Fund
Growth
Launch Date 17 Mar 08
NAV (01 Jul 25) ₹133.73 ↓ -0.53   (-0.39 %)
Net Assets (Cr) ₹4,003 on 31 May 25
Category Equity - Multi Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 0.38
Information Ratio 0.12
Alpha Ratio 3.49
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,833
30 Jun 22₹15,932
30 Jun 23₹19,991
30 Jun 24₹28,857
30 Jun 25₹31,267

Invesco India Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Invesco India Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.7%
3 Month 12%
6 Month -1.1%
1 Year 8.4%
3 Year 25.2%
5 Year 25.6%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.8%
2023 31.8%
2022 -2.2%
2021 40.7%
2020 18.8%
2019 4.6%
2018 -12.5%
2017 46.2%
2016 0.7%
2015 6.7%
Fund Manager information for Invesco India Multicap Fund
NameSinceTenure
Amit Nigam3 Sep 204.75 Yr.
Dhimant Kothari1 Dec 231.5 Yr.

Data below for Invesco India Multicap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services19.64%
Consumer Cyclical15.47%
Industrials15.24%
Basic Materials11.53%
Health Care11.36%
Technology9.21%
Consumer Defensive8.55%
Communication Services2.61%
Utility2.16%
Real Estate1.78%
Asset Allocation
Asset ClassValue
Cash2.45%
Equity97.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹218 Cr1,508,652
Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY
5%₹206 Cr1,320,399
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | HDFCBANK
4%₹175 Cr897,791
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | TRENT
4%₹144 Cr255,527
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | CHOLAFIN
3%₹110 Cr688,893
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 890157
3%₹105 Cr746,084
Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 24 | POWERINDIA
2%₹99 Cr51,185
↓ -20,325
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 20 | BEL
2%₹84 Cr2,179,981
↓ -287,576
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Sep 24 | VBL
2%₹81 Cr1,701,656
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 23 | MCX
2%₹81 Cr122,043

8. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.1% since its launch.  Ranked 50 in Multi Cap category.  Return for 2024 was 21.8% , 2023 was 30.8% and 2022 was 5.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund
Growth
Launch Date 29 Sep 94
NAV (01 Jul 25) ₹1,670.89 ↓ -0.38   (-0.02 %)
Net Assets (Cr) ₹18,679 on 31 May 25
Category Equity - Multi Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 0.32
Information Ratio 0.99
Alpha Ratio 1.89
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,569
30 Jun 22₹16,906
30 Jun 23₹21,182
30 Jun 24₹30,694
30 Jun 25₹32,812

Franklin India Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.1%
3 Month 9.9%
6 Month 3.7%
1 Year 6.9%
3 Year 24.7%
5 Year 26.8%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.8%
2023 30.8%
2022 5.3%
2021 40.3%
2020 16%
2019 3.3%
2018 -4.4%
2017 30.6%
2016 5%
2015 4.4%
Fund Manager information for Franklin India Equity Fund
NameSinceTenure
R. Janakiraman1 Feb 1114.34 Yr.
Sandeep Manam18 Oct 213.62 Yr.
Rajasa Kakulavarapu1 Dec 231.5 Yr.

Data below for Franklin India Equity Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services28.95%
Consumer Cyclical11.46%
Industrials11.29%
Technology8.16%
Health Care7.31%
Communication Services5.37%
Utility5.17%
Consumer Defensive5.14%
Basic Materials4.55%
Energy3.18%
Real Estate2.28%
Asset Allocation
Asset ClassValue
Cash7.13%
Equity92.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
9%₹1,640 Cr8,434,642
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
8%₹1,577 Cr10,908,206
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL
4%₹796 Cr4,286,537
↓ -618,285
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT
4%₹783 Cr2,131,779
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
4%₹723 Cr4,627,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK
4%₹723 Cr6,061,448
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹595 Cr4,184,430
↑ 65,404
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH
3%₹582 Cr3,555,589
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | UNITDSPR
3%₹525 Cr3,452,563
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | KOTAKBANK
3%₹504 Cr2,429,027

9. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.7% since its launch.  Ranked 37 in Multi Cap category.  Return for 2024 was 31.7% , 2023 was 30.8% and 2022 was -3% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund
Growth
Launch Date 12 Sep 03
NAV (01 Jul 25) ₹286.842 ↓ -0.59   (-0.21 %)
Net Assets (Cr) ₹2,840 on 31 May 25
Category Equity - Multi Cap
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio -1.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,552
30 Jun 22₹17,137
30 Jun 23₹21,576
30 Jun 24₹31,690
30 Jun 25₹32,771

Baroda Pioneer Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.9%
3 Month 9.3%
6 Month -3.1%
1 Year 3.4%
3 Year 24.1%
5 Year 26.8%
10 Year
15 Year
Since launch 16.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 31.7%
2023 30.8%
2022 -3%
2021 47.9%
2020 19.5%
2019 8.9%
2018 -11.9%
2017 36.8%
2016 2.3%
2015 -1.6%
Fund Manager information for Baroda Pioneer Multi Cap Fund
NameSinceTenure
Sanjay Chawla1 Nov 159.59 Yr.
Sandeep Jain14 Mar 223.22 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services25.55%
Industrials15.18%
Consumer Cyclical13.44%
Health Care11.92%
Technology7.66%
Basic Materials7.59%
Consumer Defensive6.93%
Energy3.75%
Utility2.6%
Communication Services1.73%
Asset Allocation
Asset ClassValue
Cash1.5%
Equity97.82%
Debt0.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK
4%₹126 Cr649,736
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK
4%₹121 Cr834,815
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
4%₹107 Cr750,000
Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 22 | POWERINDIA
3%₹77 Cr40,000
↓ -5,500
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO
2%₹63 Cr249,003
Linde India Ltd (Basic Materials)
Equity, Since 31 Jan 23 | LINDEINDIA
2%₹63 Cr83,577
Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY
2%₹59 Cr375,791
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | TITAN
2%₹57 Cr160,000
↑ 160,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Nov 24 | BHEL
2%₹55 Cr2,135,026
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Apr 25 | INDIGO
2%₹55 Cr104,000
↑ 49,000

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बेस्ट डायवर्सिफाइड म्यूचुअल फंड चुनने के लिए स्मार्ट टिप्स

एक आदर्श डायवर्सिफाइड फंड को नीचे दिए गए मापदंडों से गुजरना चाहिए:

1. एक ही श्रेणी के भीतर विविध निधियों में रिटर्न की तुलना करें

बेंचमार्किंग के सबसे बुनियादी रूपों में से एक में समान श्रेणी के भीतर एक फंड की तुलना करना शामिल है। ए का मूल्यांकन करते समयलार्ज कैप फंड, आपको इसके रिटर्न की तुलना अन्य मैचिंग लार्ज कैप डायवर्सिफाइड इक्विटी फंड्स से करनी चाहिए। मिड-कैप डायवर्सिफाइड इक्विटी फंड के साथ इसकी तुलना करने से सटीक परिणाम नहीं मिलेगा क्योंकि लार्ज कैप और दोनों के बीच जोखिम और इनाम का संबंध है।मिड कैप फंड तुलनीय नहीं हैं। डायवर्सिफाइड फंड, जैसा कि मार्केट कैप में निवेश किया जाता है और इसलिए किसी को उनकी तुलना समान जनादेश वाले फंडों से करनी चाहिए।

अतिरिक्तफ़ैक्टर डायवर्सिफाइड फंड का मूल्यांकन करने की समय सीमा होती है। चूंकि इक्विटी लंबी अवधि (5 साल से ऊपर) में रिटर्न देने के लिए सुसज्जित हैं, इसलिए डायवर्सिफाइड फंड में लंबी अवधि के लिए निवेश किया जाना चाहिए। लंबी अवधि में डायवर्सिफाइड फंड का मूल्यांकन करने से आपको बूम-एंड-बस्ट चक्र के दौरान इसके प्रदर्शन का आकलन करने में मदद मिलेगी। निवेशक विभिन्न बाजार चरणों के दौरान श्रेणी औसत के साथ-साथ अपने प्रदर्शन की समीक्षा करके एक विविध फंड के रिटर्न की स्थिरता का विश्लेषण कर सकते हैं। यह कहने के बाद, सही सहकर्मी समूह की स्थापना करना महत्वपूर्ण है, इससे यह बनता हैआधार रिटर्न, अस्थिरता की तुलना के लिए और इस प्रकार अंतिम फंड चयन में मदद करता है।

2. बेंचमार्क इंडेक्स के खिलाफ डायवर्सिफाइड फंड रिटर्न की जांच करें

हर डायवर्सिफाइड फंड के लिए अपने ऑफर डॉक्यूमेंट में बेंचमार्क इंडेक्स का उल्लेख करना अनिवार्य है। यह बेंचमार्क इंडेक्स इस बात का संकेतक है कि डायवर्सिफाइड फंड ने अच्छा प्रदर्शन किया है या नहीं। डायवर्सिफाइड फंड के प्रदर्शन का मूल्यांकन करते समय, निवेशकों को 3 साल, 5 साल या 10 साल के लंबे समय के चक्रों को भी ध्यान में रखना चाहिए। वे फंड जो अपने बेंचमार्क इंडेक्स से लगातार बेहतर प्रदर्शन करते हैं, उन्हें निवेश के लिए विचार किया जाना चाहिए।

3. फंड की संगति को तौलें

बेंचमार्क इंडेक्स मूल्यांकन के अलावा, निवेशकों को फंड के ऐतिहासिक प्रदर्शन का भी मूल्यांकन करना चाहिए। लंबी अवधि में, कई डायवर्सिफाइड फंड बाजार में गिरावट के दौरान और अपने बेंचमार्क इंडेक्स और कैटेगरी एवरेज से भी नीचे गिर जाते हैं। केवल कुछ ही बाजार की सभी स्थितियों में अपने प्रदर्शन को बनाए रखने के लिए प्रवृत्त होते हैं। एक ऐसा फंड चुनना जो उतार-चढ़ाव में अच्छा प्रदर्शन करता हो, महत्वपूर्ण है, अन्यथा आपके पास एक ऐसा फंड होगा जो अच्छा प्रदर्शन कर सकता है, लेकिन बाद में केवल यह देखने के लिए कि मंदी में सभी रिटर्न खत्म हो जाते हैं। इस प्रकार, एकइन्वेस्टर यह सुनिश्चित करना चाहिए कि वे अपने पोर्टफोलियो में सबसे लगातार प्रदर्शन करने वालों को शामिल करें।

4. फंड में जोखिमों से अवगत रहें

निवेश करने से पहले, किसी को डायवर्सिफाइड फंड का रिस्क-रिटर्न विश्लेषण करना चाहिए। ऐसा करने के लिए, किसी को कुछ महत्वपूर्ण अनुपातों को देखना चाहिए, जैसे:

ए। अल्फा

अल्फा जोखिम-समायोजित आधार पर डायवर्सिफाइड फंड के प्रदर्शन का एक पैमाना है। यह मापता है कि जोखिम समायोजित आधार पर फंड या स्टॉक ने सामान्य बाजार में कितना प्रदर्शन किया है। 1 के सकारात्मक अल्फा का मतलब है कि फंड ने अपने बेंचमार्क इंडेक्स को 1% से बेहतर प्रदर्शन किया है, जबकि -1 का नकारात्मक अल्फा यह दर्शाता है कि फंड ने अपने बाजार बेंचमार्क की तुलना में 1% कम रिटर्न दिया है। इसलिए, मूल रूप से, एक निवेशक की रणनीति सकारात्मक अल्फा के साथ प्रतिभूतियां या म्यूचुअल फंड खरीदने की होनी चाहिए।

बी। बीटा

बीटा अपने बेंचमार्क इंडेक्स की तुलना में डायवर्सिफाइड फंड की अस्थिरता को मापता है। बीटा को सकारात्मक या नकारात्मक अंकों में दर्शाया गया है। 1 का बीटा दर्शाता है कि स्टॉक की कीमत या म्यूचुअल फंडनहीं हैं बाजार के अनुरूप चलता है। 1 से अधिक का बीटा इंगित करता है कि स्टॉक बाजार की तुलना में जोखिम भरा है, और 1 से कम के बीटा का मतलब है कि स्टॉक बाजार की तुलना में कम जोखिम भरा है। इसलिए, गिरते बाजार में निचला बीटा बेहतर है। बढ़ते बाजार में, हाई-बीटा बेहतर है।

सी। मानक विचलन (एसडी)

एसडी एक सांख्यिकीय उपाय है जो किसी फंड में अस्थिरता या जोखिम का प्रतिनिधित्व करता है। एसडी जितना अधिक होगा, रिटर्न में उतार-चढ़ाव उतना ही अधिक होगा। आदर्श रूप से, निवेशक कम वाले फंड की तलाश करते हैंमानक विचलन.

डी। शार्प अनुपात (एसआर)

शार्प भाग लिए गए जोखिम के संबंध में रिटर्न (नकारात्मक और सकारात्मक दोनों) को मापता है। यहां जोखिम को मानक विचलन द्वारा परिभाषित किया गया है। ज्यादा शार्प रेशियो का मतलब है ज्यादा जोखिम के बिना ज्यादा रिटर्न। इस प्रकार, निवेश करते समय, निवेशकों को एक विविध फंड चुनना चाहिए जो उच्च शार्प अनुपात दिखाता है। फिर से, एक निवेशक के लिए यह सलाह दी जाती है कि एक विविध फंड के एसडी और एसआर का ऐतिहासिक आधार पर मूल्यांकन करें ताकि सबसे सुसंगत प्रदर्शन करने वालों का चयन किया जा सके।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Unknown, posted on 6 May 19 12:47 PM

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