पिछले 5 वर्षों में सर्वश्रेष्ठ प्रदर्शन करने वाला बैलेंस्ड म्यूचुअल फंड 2022

Updated on September 1, 2025 , 2586 views

शीर्षबैलेंस्ड फंड हैंम्यूचुअल फंड्स जो अपनी संपत्ति का 65% से अधिक निवेश करते हैंइक्विटीज और ऋण उपकरणों में शेष संपत्ति अच्छा समग्र रिटर्न प्राप्त करने के लिए। बैलेंस्ड म्युचुअल फंड उन निवेशकों के लिए फायदेमंद होते हैं जो एक लेने के इच्छुक हैंमंडी कुछ निश्चित रिटर्न की तलाश में भी जोखिम। इक्विटी और स्टॉक में निवेश की गई संपत्ति बाजार से जुड़े रिटर्न की पेशकश करती है जबकि डेट इंस्ट्रूमेंट में निवेश की गई संपत्ति निश्चित रिटर्न देती है। इक्विटी और डेट दोनों का संयोजन होने के कारण, निवेशकों को बहुत सावधान रहना चाहिए जबनिवेश इन निधियों में।

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5 साल के रिटर्न के आधार पर शीर्ष 6 बैलेंस्ड म्युचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Equity and Debt Fund Growth	₹394.91 ↓ -0.44	₹44,605	3	13.6	3.9	19.5	24.3	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.58 ↓ -0.22	₹1,258	-0.7	17.3	-4.6	18.6	23	25.8
ICICI Prudential Multi-Asset Fund Growth	₹765.835 ↑ 3.49	₹63,001	2.8	11.1	7.8	19.5	23	16.1
HDFC Balanced Advantage Fund Growth	₹512.47 ↓ -0.86	₹101,773	0	9.8	0	18.4	22.5	16.7
JM Equity Hybrid Fund Growth	₹119.475 ↓ -0.20	₹841	2.1	9.9	-7.6	20.1	20.8	27
Edelweiss Multi Asset Allocation Fund Growth	₹63.16 ↓ -0.10	₹2,994	1.5	12.2	1	17.2	19.3	20.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Multi-Asset Fund	HDFC Balanced Advantage Fund	JM Equity Hybrid Fund	Edelweiss Multi Asset Allocation Fund
Point 1	Upper mid AUM (₹44,605 Cr).	Bottom quartile AUM (₹1,258 Cr).	Upper mid AUM (₹63,001 Cr).	Highest AUM (₹101,773 Cr).	Bottom quartile AUM (₹841 Cr).	Lower mid AUM (₹2,994 Cr).
Point 2	Established history (25+ yrs).	Established history (9+ yrs).	Established history (22+ yrs).	Established history (25+ yrs).	Oldest track record among peers (30 yrs).	Established history (16+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 2★ (upper mid).	Rating: 4★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.33% (top quartile).	5Y return: 23.03% (upper mid).	5Y return: 22.97% (upper mid).	5Y return: 22.53% (lower mid).	5Y return: 20.84% (bottom quartile).	5Y return: 19.31% (bottom quartile).
Point 6	3Y return: 19.46% (upper mid).	3Y return: 18.62% (lower mid).	3Y return: 19.50% (upper mid).	3Y return: 18.43% (bottom quartile).	3Y return: 20.05% (top quartile).	3Y return: 17.18% (bottom quartile).
Point 7	1Y return: 3.95% (upper mid).	1Y return: -4.59% (bottom quartile).	1Y return: 7.82% (top quartile).	1Y return: 0.00% (lower mid).	1Y return: -7.57% (bottom quartile).	1Y return: 1.02% (upper mid).
Point 8	1M return: 2.09% (upper mid).	1M return: 0.48% (lower mid).	1M return: 2.39% (top quartile).	1M return: 0.38% (bottom quartile).	1M return: 0.36% (bottom quartile).	1M return: 0.76% (upper mid).
Point 9	Alpha: 2.01 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -7.43 (bottom quartile).	Alpha: 1.29 (upper mid).
Point 10	Sharpe: -0.18 (upper mid).	Sharpe: -0.38 (lower mid).	Sharpe: 0.14 (top quartile).	Sharpe: -0.60 (bottom quartile).	Sharpe: -0.92 (bottom quartile).	Sharpe: -0.27 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹44,605 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.33% (top quartile).
3Y return: 19.46% (upper mid).
1Y return: 3.95% (upper mid).
1M return: 2.09% (upper mid).
Alpha: 2.01 (top quartile).
Sharpe: -0.18 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,258 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.03% (upper mid).
3Y return: 18.62% (lower mid).
1Y return: -4.59% (bottom quartile).
1M return: 0.48% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.38 (lower mid).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹63,001 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.97% (upper mid).
3Y return: 19.50% (upper mid).
1Y return: 7.82% (top quartile).
1M return: 2.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (top quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.53% (lower mid).
3Y return: 18.43% (bottom quartile).
1Y return: 0.00% (lower mid).
1M return: 0.38% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.60 (bottom quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹841 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.84% (bottom quartile).
3Y return: 20.05% (top quartile).
1Y return: -7.57% (bottom quartile).
1M return: 0.36% (bottom quartile).
Alpha: -7.43 (bottom quartile).
Sharpe: -0.92 (bottom quartile).

Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹2,994 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.31% (bottom quartile).
3Y return: 17.18% (bottom quartile).
1Y return: 1.02% (upper mid).
1M return: 0.76% (upper mid).
Alpha: 1.29 (upper mid).
Sharpe: -0.27 (upper mid).

शीर्ष 6 बैलेंस्ड एडवांटेज म्यूचुअल फंड

1. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹44,605 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.33% (top quartile).
3Y return: 19.46% (upper mid).
1Y return: 3.95% (upper mid).
1M return: 2.09% (upper mid).
Alpha: 2.01 (top quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 2.06 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Bank Ltd (~6.1%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (04 Sep 25)	₹394.91 ↓ -0.44 (-0.11 %)
Net Assets (Cr)	₹44,605 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.19
Information Ratio	2.06
Alpha Ratio	2.01
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,332
31 Aug 22	₹17,708
31 Aug 23	₹20,751
31 Aug 24	₹28,858
31 Aug 25	₹29,677

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	2.1%
3 Month	3%
6 Month	13.6%
1 Year	3.9%
3 Year	19.5%
5 Year	24.3%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	9.74 Yr.
Manish Banthia	19 Sep 13	11.96 Yr.
Mittul Kalawadia	29 Dec 20	4.68 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Nitya Mishra	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	7.79%
Equity	77.34%
Debt	14.87%

Equity Sector Allocation

Sector	Value
Financial Services	20.33%
Consumer Cyclical	12.75%
Energy	7.99%
Industrials	6.24%
Health Care	6.23%
Utility	6.07%
Consumer Defensive	5.41%
Technology	4.54%
Communication Services	2.66%
Real Estate	2.57%
Basic Materials	2.53%

Debt Sector Allocation

Sector	Value
Corporate	11.55%
Government	8.13%
Cash Equivalent	2.98%

Credit Quality

Rating	Value
A	3.21%
AA	19.53%
AAA	77.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹2,712 Cr	18,309,865 ↓ -374,500
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	6%	₹2,493 Cr	74,574,915
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	5%	₹2,163 Cr	1,715,417
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,062 Cr	14,832,605 ↑ 3,514,713
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹2,001 Cr	11,723,757
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	4%	₹1,955 Cr	9,687,952
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	4%	₹1,660 Cr	15,534,275 ↑ 1,837,500
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,319 Cr	3,090,730 ↑ 100
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,192 Cr	4,255,345
Infosys Ltd (Technology) Equity, Since 30 Jun 16 \| INFY	3%	₹1,131 Cr	7,492,013 ↑ 2,593,931

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,258 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.03% (upper mid).
3Y return: 18.62% (lower mid).
1Y return: -4.59% (bottom quartile).
1M return: 0.48% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.38 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Coforge Ltd (~3.7%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (04 Sep 25)	₹37.58 ↓ -0.22 (-0.58 %)
Net Assets (Cr)	₹1,258 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,993
31 Aug 22	₹17,138
31 Aug 23	₹20,673
31 Aug 24	₹30,490
31 Aug 25	₹28,432

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	-0.7%
6 Month	17.3%
1 Year	-4.6%
3 Year	18.6%
5 Year	23%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.54 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	15.99%
Equity	69.56%
Debt	14.45%

Equity Sector Allocation

Sector	Value
Basic Materials	16.26%
Financial Services	12.74%
Industrials	11.73%
Health Care	8.54%
Technology	8.21%
Consumer Cyclical	6.2%
Consumer Defensive	3.94%
Energy	1%
Utility	0.94%

Debt Sector Allocation

Sector	Value
Government	10.85%
Corporate	10.78%
Cash Equivalent	8.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹46 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹39 Cr	566,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹34 Cr	1,580,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	3%	₹33 Cr	222,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| 532296	3%	₹32 Cr	150,000 ↑ 150,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹26 Cr	145,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹26 Cr	159,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 513599	2%	₹26 Cr	1,050,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹25 Cr	138,000
Swan Corp Ltd (Industrials) Equity, Since 31 Dec 23 \| SWANENERGY	2%	₹25 Cr	525,000 ↑ 50,000

3. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹63,001 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.97% (upper mid).
3Y return: 19.50% (upper mid).
1Y return: 7.82% (top quartile).
1M return: 2.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~28%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (03 Sep 25)	₹765.835 ↑ 3.49 (0.46 %)
Net Assets (Cr)	₹63,001 on 31 Jul 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,307
31 Aug 22	₹16,743
31 Aug 23	₹19,905
31 Aug 24	₹26,211
31 Aug 25	₹27,997

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	2.4%
3 Month	2.8%
6 Month	11.1%
1 Year	7.8%
3 Year	19.5%
5 Year	23%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.59 Yr.
Manish Banthia	22 Jan 24	1.61 Yr.
Ihab Dalwai	3 Jun 17	8.25 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Gaurav Chikane	2 Aug 21	4.08 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	27.92%
Equity	54.47%
Debt	7.46%
Other	10.15%

Equity Sector Allocation

Sector	Value
Financial Services	17.81%
Consumer Cyclical	8.67%
Basic Materials	7.79%
Industrials	6.51%
Energy	5.92%
Technology	5.52%
Consumer Defensive	5.14%
Health Care	4.64%
Utility	2.46%
Communication Services	1.77%
Real Estate	1.31%

Debt Sector Allocation

Sector	Value
Cash Equivalent	23.39%
Corporate	6.87%
Government	5.12%

Credit Quality

Rating	Value
A	2.77%
AA	17.73%
AAA	79.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹2,370 Cr	15,996,800 ↓ -910,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	4%	₹2,306 Cr	16,590,305 ↑ 600,000
ICICI Prudential Silver ETF - \| -	3%	₹2,067 Cr	185,761,419 ↓ -24,224,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	3%	₹1,919 Cr	1,521,780 ↑ 18,000
ICICI Pru Gold ETF - \| -	3%	₹1,906 Cr	224,590,882
Gold (1 Kg-1000 Gms) Commodity October 2025 Future Others \| -	3%	₹1,807 Cr	1,830 ↑ 1,830
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	3%	₹1,690 Cr	4,647,092 ↓ -148,850
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	2%	₹1,493 Cr	7,396,399
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,446 Cr	13,534,762 ↑ 2,555,520
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,326 Cr	2,242,947

4. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.53% (lower mid).
3Y return: 18.43% (bottom quartile).
1Y return: 0.00% (lower mid).
1M return: 0.38% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (04 Sep 25)	₹512.47 ↓ -0.86 (-0.17 %)
Net Assets (Cr)	₹101,773 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,397
31 Aug 22	₹16,819
31 Aug 23	₹20,099
31 Aug 24	₹27,811
31 Aug 25	₹27,562

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	0%
6 Month	9.8%
1 Year	0%
3 Year	18.4%
5 Year	22.5%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.1 Yr.
Gopal Agrawal	29 Jul 22	3.1 Yr.
Arun Agarwal	6 Oct 22	2.91 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.1 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.
Nandita Menezes	29 Mar 25	0.43 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	10.98%
Equity	61.75%
Debt	27.26%

Equity Sector Allocation

Sector	Value
Financial Services	21.59%
Industrials	8.06%
Energy	6.92%
Consumer Cyclical	6.36%
Technology	5.83%
Utility	4.21%
Health Care	4.2%
Communication Services	3.53%
Consumer Defensive	2.72%
Basic Materials	2.04%
Real Estate	1.5%

Debt Sector Allocation

Sector	Value
Government	13.46%
Corporate	13.38%
Cash Equivalent	11.41%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	6%	₹5,632 Cr	27,904,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,103 Cr	27,699,224
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹3,276 Cr	23,565,288 ↓ -1,099,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,207 Cr	16,754,354 ↑ 475,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,788 Cr	35,000,000
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,779 Cr	18,414,203
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,392 Cr	6,579,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,391 Cr	228,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,292 Cr	68,585,915 ↓ -810,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,118 Cr	19,827,457

5. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹841 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.84% (bottom quartile).
3Y return: 20.05% (top quartile).
1Y return: -7.57% (bottom quartile).
1M return: 0.36% (bottom quartile).
Alpha: -7.43 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 1.07 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~4.1%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (04 Sep 25)	₹119.475 ↓ -0.20 (-0.16 %)
Net Assets (Cr)	₹841 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.92
Information Ratio	1.07
Alpha Ratio	-7.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,810
31 Aug 22	₹15,114
31 Aug 23	₹18,943
31 Aug 24	₹28,366
31 Aug 25	₹25,821

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	9.9%
1 Year	-7.6%
3 Year	20.1%
5 Year	20.8%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	5.64%
Equity	77.43%
Debt	16.93%

Equity Sector Allocation

Sector	Value
Financial Services	19.12%
Technology	14.68%
Industrials	13.31%
Consumer Cyclical	12.18%
Basic Materials	6.7%
Communication Services	4.1%
Health Care	3.68%
Consumer Defensive	3.66%

Debt Sector Allocation

Sector	Value
Corporate	10.67%
Government	7.97%
Cash Equivalent	3.93%

Credit Quality

Rating	Value
AA	5.15%
AAA	94.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹34 Cr	180,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹30 Cr	150,000 ↓ -10,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹28 Cr	36,000 ↓ -3,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| 532755	3%	₹27 Cr	185,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹26 Cr	5,950,865 ↑ 74,399
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹26 Cr	290,040 ↓ -25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹25 Cr	170,114
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	3%	₹24 Cr	40,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹23 Cr	77,000 ↓ -3,000

6. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹2,994 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.31% (bottom quartile).
3Y return: 17.18% (bottom quartile).
1Y return: 1.02% (upper mid).
1M return: 0.76% (upper mid).
Alpha: 1.29 (upper mid).
Sharpe: -0.27 (upper mid).
Information ratio: 1.70 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~6.4%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (04 Sep 25)	₹63.16 ↓ -0.10 (-0.16 %)
Net Assets (Cr)	₹2,994 on 31 Jul 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.27
Information Ratio	1.7
Alpha Ratio	1.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,293
31 Aug 22	₹15,274
31 Aug 23	₹17,622
31 Aug 24	₹24,205
31 Aug 25	₹24,139

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	1.5%
6 Month	12.2%
1 Year	1%
3 Year	17.2%
5 Year	19.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%
2015	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Bhavesh Jain	14 Oct 15	9.89 Yr.
Bharat Lahoti	1 Oct 21	3.92 Yr.
Rahul Dedhia	1 Jul 24	1.17 Yr.
Pranavi Kulkarni	1 Aug 24	1.08 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	9.9%
Equity	75.14%
Debt	14.96%

Equity Sector Allocation

Sector	Value
Financial Services	22.22%
Technology	8.6%
Health Care	8.55%
Industrials	8.1%
Consumer Cyclical	6.81%
Basic Materials	5.51%
Consumer Defensive	4.77%
Communication Services	4.07%
Energy	2.79%
Utility	2.45%
Real Estate	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	9.9%
Corporate	7.87%
Government	7.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹191 Cr	19,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	6%	₹190 Cr	1,280,520
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹141 Cr	699,107
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹80 Cr	416,209
Aditya Birla Capital Limited Debentures \| -	3%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	3%	₹76 Cr	7,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹67 Cr	479,028
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 19 \| SUNPHARMA	2%	₹59 Cr	343,006
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	2%	₹56 Cr	373,077
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCLIFE	2%	₹51 Cr	670,207

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।