ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು

Updated on February 15, 2026 , 13432 views

ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯು ಸೂಚಿಸುತ್ತದೆಹೂಡಿಕೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ಗಣನೀಯ ಮೊತ್ತ. ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯಲ್ಲಿ, ಹಣವನ್ನು ಒಂದು ಬಾರಿ ಡೌನ್ ಪೇಮೆಂಟ್ ಆಗಿ ಠೇವಣಿ ಮಾಡಲಾಗುತ್ತದೆ. ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೊಂದಿರುವ ವ್ಯಕ್ತಿಗಳು ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಗಮನಾರ್ಹ ಪ್ರಮಾಣವನ್ನು ಠೇವಣಿ ಮಾಡಬಹುದು. ಏಕರೂಪದ ಹೂಡಿಕೆಯ ವಿಧಾನವು ವ್ಯವಸ್ಥಿತಕ್ಕೆ ವಿರುದ್ಧವಾಗಿದೆಹೂಡಿಕೆ ಯೋಜನೆ ಅಥವಾSIP ಮೋಡ್. ಒಬ್ಬರು ಒಟ್ಟು ಮೊತ್ತವನ್ನು ಸ್ಥಿರವಾಗಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದುಆದಾಯ ಅಥವಾಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಅವರ ಅಪಾಯ-ಹಸಿವು, ಹೂಡಿಕೆಯ ಅವಧಿ ಮತ್ತು ಹೂಡಿಕೆಯ ಉದ್ದೇಶವನ್ನು ಅವಲಂಬಿಸಿ. ಹೆಚ್ಚಿನ ವ್ಯಕ್ತಿಗಳು ಆದ್ಯತೆ ನೀಡಿದರೂಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ SIP ಮೂಲಕ ಇನ್ನೂ, ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಕೆಲವು ಪ್ರಯೋಜನಗಳಿವೆ. ಆದ್ದರಿಂದ, ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳನ್ನು ನಾವು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಕೆಲವು ಪ್ರಯೋಜನಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ:

ದೊಡ್ಡ ಮೊತ್ತದ ಹೂಡಿಕೆ

ಒಟ್ಟು ಮೊತ್ತದ ಮೋಡ್‌ನ ಆಯ್ಕೆಯ ಮೂಲಕ, ವ್ಯಕ್ತಿಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಗಣನೀಯ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಪರಿಣಾಮವಾಗಿ, ಯಾವಾಗಮಾರುಕಟ್ಟೆ ಬೆಳವಣಿಗೆಯ ಅವಧಿಯನ್ನು ತೋರಿಸುತ್ತದೆ, ನಂತರ ಹೂಡಿಕೆಯ ಮೌಲ್ಯವು ಮೌಲ್ಯಕ್ಕೆ ಹೋಲಿಸಿದರೆ ದೊಡ್ಡ ಪ್ರಮಾಣದಲ್ಲಿ ಹೆಚ್ಚಾಗುತ್ತದೆSIP ಹೂಡಿಕೆ.

ದೀರ್ಘಾವಧಿಯ ಅಧಿಕಾರಾವಧಿಗೆ ಸೂಕ್ತವಾಗಿದೆ

ದೀರ್ಘಾವಧಿಯ ಮೂಲಕ ಹೂಡಿಕೆ ಮಾಡಲು ಆದ್ಯತೆ ನೀಡುವ ವ್ಯಕ್ತಿಗಳಿಗೆ ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆ ಸೂಕ್ತವಾಗಿದೆ. ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಸಂದರ್ಭದಲ್ಲಿ ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಯನ್ನು ಅಂದಾಜು 10 ವರ್ಷಗಳು ಅಥವಾ ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನ ಹೂಡಿಕೆಯ ಅವಧಿಗೆ ಪರಿಗಣಿಸಬಹುದು. ಆದಾಗ್ಯೂ, ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಗಾಗಿಸಾಲ ನಿಧಿ, ವ್ಯಕ್ತಿಗಳು ಮಧ್ಯಮ-ಅವಧಿಯ ಅವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಸಹ ಆಯ್ಕೆ ಮಾಡಬಹುದು.

ಅನುಕೂಲತೆ

ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೊಂದಿರುವ ಜನರು ತಮ್ಮ ಹೂಡಿಕೆಗಳನ್ನು ಹರಡಬಹುದಾದ್ದರಿಂದ ಒಟ್ಟು ಮೊತ್ತದ ಮೋಡ್ ಸಾಮಾನ್ಯವಾಗಿ ವ್ಯಕ್ತಿಗಳಿಗೆ ಅನುಕೂಲಕರವಾಗಿರುತ್ತದೆ. ಆದಾಗ್ಯೂ, ಹೂಡಿಕೆಯನ್ನು SIP ಮೋಡ್ ಮೂಲಕ ಮಾಡಲಾಗಿದ್ದರೆ, ಅವರು ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುವಂತೆ ಎಚ್ಚರಿಕೆ ವಹಿಸಬೇಕು.

ಸಮಯಕ್ಕಾಗಿ ಹೂಡಿಕೆ ಮಾಡಿ

ಹೂಡಿಕೆದಾರರು ದೀರ್ಘಕಾಲೀನ ಹೂಡಿಕೆಗೆ ಆಯ್ಕೆ ಮಾಡಿದಾಗ, ಅವರು ಯಾವಾಗಲೂ ಮಾರುಕಟ್ಟೆ ಸಮಯವನ್ನು ನೋಡಬೇಕು. ಮಾರುಕಟ್ಟೆಗಳು ಈಗಾಗಲೇ ಕುಸಿತದಲ್ಲಿರುವಾಗ ಮತ್ತು ಬೆಳವಣಿಗೆಯ ಸಾಮರ್ಥ್ಯವನ್ನು ತೋರಿಸುತ್ತಿರುವಾಗ ವ್ಯಕ್ತಿಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆಯ್ಕೆ ಮಾಡಬೇಕು. ಈ ಪರಿಸ್ಥಿತಿಯಲ್ಲಿ, SIP ಮೋಡ್‌ಗೆ ಹೋಲಿಸಿದರೆ ವ್ಯಕ್ತಿಗಳು ಒಟ್ಟು ಮೊತ್ತದ ಮೂಲಕ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಗಳಿಸಬಹುದು. ಆದಾಗ್ಯೂ, ಮಾರುಕಟ್ಟೆಗಳು ಈಗಾಗಲೇ ಉತ್ತುಂಗವನ್ನು ತಲುಪಿದಾಗ ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯನ್ನು ಮಾಡಿದರೆ, ಆ ಸಂದರ್ಭದಲ್ಲಿ, ವ್ಯಕ್ತಿಗಳು ನಷ್ಟದೊಂದಿಗೆ ಕೊನೆಗೊಳ್ಳಬಹುದು.

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2022 ಕ್ಕೆ ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಒಟ್ಟು ಮೊತ್ತದ ನಿಧಿಗಳು

ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯನ್ನು ದೀರ್ಘಾವಧಿಯ ಅವಧಿಗೆ ಮಾಡಲಾಗುತ್ತದೆ, ಇದರ ಪರಿಣಾಮವಾಗಿ, ನಾವು ವಿಶೇಷವಾಗಿ ಈಕ್ವಿಟಿ ವಿಭಾಗದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆಯ್ಕೆ ಮಾಡಬಹುದುದೊಡ್ಡ ಕ್ಯಾಪ್ ನಿಧಿಗಳು. ಆದ್ದರಿಂದ, ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಗಾಗಿ ಏಕರೂಪದ ಮೋಡ್ ಮೂಲಕ ಆಯ್ಕೆ ಮಾಡಬಹುದಾದ ಕೆಲವು ಉತ್ತಮವಾದ ದೊಡ್ಡ ಕ್ಯಾಪ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳನ್ನು ನಾವು ನೋಡೋಣ.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹93.409 ↑ 0.15	₹50,876	5,000	-0.6	3.7	15.9	19.1	17.3	9.2
ICICI Prudential Bluechip Fund Growth	₹114 ↑ 0.33	₹78,502	5,000	-1.2	4.1	14	18	15.4	11.3
JM Core 11 Fund Growth	₹20.0339 ↑ 0.12	₹299	5,000	-2.4	4.9	12.6	17.8	13.7	-1.9
DSP TOP 100 Equity Growth	₹480.297 ↑ 1.27	₹7,285	1,000	-1.4	3	11.1	17.8	13.2	8.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	JM Core 11 Fund	DSP TOP 100 Equity
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹50,876 Cr).	Highest AUM (₹78,502 Cr).	Bottom quartile AUM (₹299 Cr).	Lower mid AUM (₹7,285 Cr).
Point 2	Established history (13+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (bottom quartile).	5Y return: 17.32% (top quartile).	5Y return: 15.40% (upper mid).	5Y return: 13.68% (lower mid).	5Y return: 13.20% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 19.14% (upper mid).	3Y return: 18.05% (lower mid).	3Y return: 17.81% (bottom quartile).	3Y return: 17.76% (bottom quartile).
Point 7	1Y return: 15.39% (upper mid).	1Y return: 15.93% (top quartile).	1Y return: 14.03% (lower mid).	1Y return: 12.58% (bottom quartile).	1Y return: 11.11% (bottom quartile).
Point 8	Alpha: 2.11 (top quartile).	Alpha: -0.94 (lower mid).	Alpha: 1.30 (upper mid).	Alpha: -9.25 (bottom quartile).	Alpha: -1.17 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: 0.29 (lower mid).	Sharpe: 0.48 (upper mid).	Sharpe: -0.39 (bottom quartile).	Sharpe: 0.26 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 1.37 (top quartile).	Information ratio: 1.26 (upper mid).	Information ratio: 0.16 (bottom quartile).	Information ratio: 0.74 (lower mid).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (upper mid).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.32% (top quartile).
3Y return: 19.14% (upper mid).
1Y return: 15.93% (top quartile).
Alpha: -0.94 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 1.37 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.40% (upper mid).
3Y return: 18.05% (lower mid).
1Y return: 14.03% (lower mid).
Alpha: 1.30 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 1.26 (upper mid).

JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.68% (lower mid).
3Y return: 17.81% (bottom quartile).
1Y return: 12.58% (bottom quartile).
Alpha: -9.25 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.16 (bottom quartile).

DSP TOP 100 Equity

Lower mid AUM (₹7,285 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.20% (bottom quartile).
3Y return: 17.76% (bottom quartile).
1Y return: 11.11% (bottom quartile).
Alpha: -1.17 (bottom quartile).
Sharpe: 0.26 (bottom quartile).
Information ratio: 0.74 (lower mid).

*ಮೇಲೆ ಅತ್ಯುತ್ತಮ ಪಟ್ಟಿ ಇದೆಭಾರೀ ಮೊತ್ತದ ಮೇಲಿನ AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ನಿಧಿಗಳು100 ಕೋಟಿ. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 3 ವರ್ಷದ ರಿಟರ್ನ್.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (upper mid).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,389
31 Jan 23	₹13,450

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.32% (top quartile).
3Y return: 19.14% (upper mid).
1Y return: 15.93% (top quartile).
Alpha: -0.94 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (17 Feb 26)	₹93.409 ↑ 0.15 (0.16 %)
Net Assets (Cr)	₹50,876 on 31 Dec 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.29
Information Ratio	1.37
Alpha Ratio	-0.94
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,601
31 Jan 23	₹14,610
31 Jan 24	₹19,910
31 Jan 25	₹22,484
31 Jan 26	₹24,543

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	1.4%
3 Month	-0.6%
6 Month	3.7%
1 Year	15.9%
3 Year	19.1%
5 Year	17.3%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.2%
2023	18.2%
2022	32.1%
2021	11.3%
2020	32.4%
2019	4.9%
2018	7.3%
2017	-0.2%
2016	38.4%
2015	2.2%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.5 Yr.
Kinjal Desai	25 May 18	7.7 Yr.
Bhavik Dave	19 Aug 24	1.45 Yr.
Lokesh Maru	5 Sep 25	0.41 Yr.
Divya Sharma	5 Sep 25	0.41 Yr.

Data below for Nippon India Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.89%
Consumer Cyclical	14.78%
Consumer Defensive	9.84%
Industrials	9.61%
Technology	8.16%
Health Care	5.68%
Basic Materials	5.67%
Utility	5.47%
Energy	5.44%
Real Estate	0.34%
Communication Services	0.19%

Asset Allocation

Asset Class	Value
Cash	0.89%
Equity	99.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,607 Cr	49,580,734 ↑ 4,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹3,208 Cr	23,677,945 ↑ 1,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	5%	₹2,726 Cr	19,537,539
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| AXISBANK	4%	₹2,140 Cr	15,615,542
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹2,055 Cr	19,082,107 ↓ -500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	3%	₹1,730 Cr	4,400,529
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,574 Cr	9,590,806
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	3%	₹1,468 Cr	4,700,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,380 Cr	42,829,812 ↑ 7,500,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| BAJFINANCE	3%	₹1,362 Cr	14,648,655

3. ICICI Prudential Bluechip Fund

(Erstwhile ICICI Prudential Focused Bluechip Equity Fund)

To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund Manager reserves the right to increase the number of companies to more than 20.

Research Highlights for ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.40% (upper mid).
3Y return: 18.05% (lower mid).
1Y return: 14.03% (lower mid).
Alpha: 1.30 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.7%).

Below is the key information for ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund Growth
Launch Date	23 May 08
NAV (17 Feb 26)	₹114 ↑ 0.33 (0.29 %)
Net Assets (Cr)	₹78,502 on 31 Dec 25
Category	Equity - Large Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	0.48
Information Ratio	1.26
Alpha Ratio	1.3
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,200
31 Jan 23	₹13,710
31 Jan 24	₹18,309
31 Jan 25	₹20,510
31 Jan 26	₹22,375

ICICI Prudential Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for ICICI Prudential Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	-1.2%
6 Month	4.1%
1 Year	14%
3 Year	18%
5 Year	15.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	16.9%
2022	27.4%
2021	6.9%
2020	29.2%
2019	13.5%
2018	9.8%
2017	-0.8%
2016	32.7%
2015	7.7%

Fund Manager information for ICICI Prudential Bluechip Fund

Name	Since	Tenure
Anish Tawakley	5 Sep 18	7.41 Yr.
Vaibhav Dusad	18 Jan 21	5.04 Yr.
Sharmila D’mello	31 Jul 22	3.51 Yr.

Data below for ICICI Prudential Bluechip Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	28.32%
Consumer Cyclical	12.02%
Industrials	11.69%
Energy	8.9%
Basic Materials	6.92%
Technology	5.22%
Utility	4.99%
Communication Services	4.88%
Health Care	4.5%
Consumer Defensive	3.45%
Real Estate	1.22%

Asset Allocation

Asset Class	Value
Cash	3.77%
Equity	96.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	10%	₹7,423 Cr	79,879,508 ↑ 2,440,640
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| ICICIBANK	8%	₹6,426 Cr	47,426,976
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 08 \| RELIANCE	6%	₹4,948 Cr	35,455,981 ↑ 800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	6%	₹4,944 Cr	12,574,023 ↑ 130,671
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| AXISBANK	5%	₹3,534 Cr	25,789,059
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 09 \| BHARTIARTL	4%	₹3,337 Cr	16,951,029
Nifty 50 Index - \| -	4%	₹3,154 Cr	1,240,525 ↑ 1,240,525
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	4%	₹2,957 Cr	2,025,668 ↑ 24,356
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 17 \| ULTRACEMCO	3%	₹2,676 Cr	2,107,962 ↑ 4,035
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹2,666 Cr	16,248,711 ↓ -200,000

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.68% (lower mid).
3Y return: 17.81% (bottom quartile).
1Y return: 12.58% (bottom quartile).
Alpha: -9.25 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.16 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Ujjivan Small Finance Bank Ltd Ordinary Shares (~6.4%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (17 Feb 26)	₹20.0339 ↑ 0.12 (0.58 %)
Net Assets (Cr)	₹299 on 31 Dec 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.39
Information Ratio	0.16
Alpha Ratio	-9.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,270
31 Jan 23	₹12,543
31 Jan 24	₹18,111
31 Jan 25	₹20,012
31 Jan 26	₹20,072

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	1.2%
3 Month	-2.4%
6 Month	4.9%
1 Year	12.6%
3 Year	17.8%
5 Year	13.7%
10 Year
15 Year
Since launch	3.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.34 Yr.
Asit Bhandarkar	25 Feb 09	16.95 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Core 11 Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	27.18%
Financial Services	26.49%
Industrials	14.84%
Technology	14.46%
Basic Materials	5.4%
Health Care	5.36%
Communication Services	4.23%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	6%	₹18 Cr	2,801,722
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	6%	₹16 Cr	174,000 ↑ 40,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹15 Cr	38,507
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	5%	₹15 Cr	1,800,000 ↑ 100,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	5%	₹15 Cr	21,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	5%	₹14 Cr	34,560 ↓ -13,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹12 Cr	445,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹12 Cr	61,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹12 Cr	105,000 ↑ 5,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	4%	₹11 Cr	19,050

5. DSP TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

Research Highlights for DSP TOP 100 Equity

Lower mid AUM (₹7,285 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.20% (bottom quartile).
3Y return: 17.76% (bottom quartile).
1Y return: 11.11% (bottom quartile).
Alpha: -1.17 (bottom quartile).
Sharpe: 0.26 (bottom quartile).
Information ratio: 0.74 (lower mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for DSP TOP 100 Equity

DSP TOP 100 Equity Growth
Launch Date	10 Mar 03
NAV (17 Feb 26)	₹480.297 ↑ 1.27 (0.26 %)
Net Assets (Cr)	₹7,285 on 31 Dec 25
Category	Equity - Large Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	0.26
Information Ratio	0.74
Alpha Ratio	-1.17
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,004
31 Jan 23	₹12,170
31 Jan 24	₹15,679
31 Jan 25	₹18,517
31 Jan 26	₹19,861

DSP TOP 100 Equity SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for DSP TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-0.2%
3 Month	-1.4%
6 Month	3%
1 Year	11.1%
3 Year	17.8%
5 Year	13.2%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.4%
2023	20.5%
2022	26.6%
2021	1.4%
2020	19.5%
2019	7.5%
2018	14.8%
2017	-2.7%
2016	26.5%
2015	4.9%

Fund Manager information for DSP TOP 100 Equity

Name	Since	Tenure
Abhishek Singh	1 Jun 22	3.67 Yr.

Data below for DSP TOP 100 Equity as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	44.89%
Consumer Cyclical	10.18%
Health Care	8.5%
Technology	7.92%
Utility	7.42%
Consumer Defensive	5.58%
Energy	3.83%
Communication Services	1.61%
Basic Materials	1.02%
Industrials	0.77%

Asset Allocation

Asset Class	Value
Cash	8.29%
Equity	91.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	9%	₹677 Cr	7,283,795 ↑ 538,378
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| ICICIBANK	8%	₹596 Cr	4,401,409
Infosys Ltd (Technology) Equity, Since 30 Sep 19 \| INFY	7%	₹471 Cr	2,872,960 ↑ 86,613
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| AXISBANK	6%	₹446 Cr	3,257,465
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| M&M	6%	₹412 Cr	1,201,992
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	6%	₹400 Cr	12,408,865 ↑ 1,432,417
NTPC Ltd (Utilities) Equity, Since 30 Nov 23 \| NTPC	5%	₹357 Cr	10,021,653
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 24 \| KOTAKBANK	4%	₹310 Cr	7,592,385
State Bank of India (Financial Services) Equity, Since 30 Nov 22 \| SBIN	4%	₹294 Cr	2,732,969
Cipla Ltd (Healthcare) Equity, Since 30 Jun 20 \| CIPLA	4%	₹264 Cr	1,993,692 ↑ 99,620

ಒಟ್ಟು ಮೊತ್ತದ ಕ್ಯಾಲ್ಕುಲೇಟರ್

ಒಟ್ಟು ಮೊತ್ತದ ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಎನ್ನುವುದು ವ್ಯಕ್ತಿಗಳಿಗೆ ತಮ್ಮ ಮೌಲ್ಯ ಎಷ್ಟು ಎಂಬುದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಸಹಾಯ ಮಾಡುವ ಸಾಧನವಾಗಿದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆ ಹೂಡಿಕೆಯ ಅವಧಿಯ ಕೊನೆಯಲ್ಲಿ. ಕ್ಯಾಲ್ಕುಲೇಟರ್‌ನಲ್ಲಿ ನೀಡಬೇಕಾದ ಇನ್‌ಪುಟ್ ಡೇಟಾವು ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಅವಧಿ, ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಮೊತ್ತ, ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ದೀರ್ಘಾವಧಿಯ ಬೆಳವಣಿಗೆಯ ದರವನ್ನು ನಿರೀಕ್ಷಿಸಲಾಗಿದೆ, ದೀರ್ಘಾವಧಿಯವರೆಗೆ ನಿರೀಕ್ಷಿಸಲಾಗಿದೆಹಣದುಬ್ಬರ ದರ. ಆದ್ದರಿಂದ, ಒಟ್ಟು ಮೊತ್ತದ ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಅನ್ನು ಹೇಗೆ ಬಳಸುವುದು ಎಂಬ ಪರಿಕಲ್ಪನೆಯನ್ನು ನಾವು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

ಒಟ್ಟು ಮೊತ್ತ ಹೂಡಿಕೆ: INR 35,000

ಹೂಡಿಕೆಯ ಅವಧಿ: 20 ವರ್ಷಗಳು

ದೀರ್ಘಾವಧಿಯ ಬೆಳವಣಿಗೆಯ ದರ (ಅಂದಾಜು): 15%

ದೀರ್ಘಾವಧಿಯ ಹಣದುಬ್ಬರ ದರ (ಅಂದಾಜು): 4%

ಒಟ್ಟು ಮೊತ್ತದ ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಪ್ರಕಾರ ನಿರೀಕ್ಷಿತ ಆದಾಯಗಳು: INR 2,82,181

ಹೂಡಿಕೆಯ ಮೇಲಿನ ನಿವ್ವಳ ಲಾಭ: INR 2,47,181

ಹೀಗಾಗಿ, ಮೇಲಿನ ಲೆಕ್ಕಾಚಾರವು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲಿನ ಹೂಡಿಕೆಯ ನಿವ್ವಳ ಲಾಭವು INR 2,47,181 ಆಗಿದ್ದರೆ ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಒಟ್ಟು ಮೌಲ್ಯವು INR 2,82,181 ಆಗಿದೆ ಎಂದು ತೋರಿಸುತ್ತದೆ..

ಹೀಗಾಗಿ, ಮೇಲಿನ ಪಾಯಿಂಟರ್‌ಗಳಿಂದ, ಒಟ್ಟು ಮೊತ್ತದ ಹೂಡಿಕೆಯ ವಿಧಾನವೂ ಅದರ ಪ್ರಯೋಜನಗಳನ್ನು ಹೊಂದಿದೆ ಎಂದು ಹೇಳಬಹುದು. ಆದಾಗ್ಯೂ, ಹೂಡಿಕೆಯ ಏಕರೂಪದ ವಿಧಾನವನ್ನು ಆಯ್ಕೆಮಾಡುವಾಗ ವ್ಯಕ್ತಿಗಳು ಜಾಗರೂಕರಾಗಿರಬೇಕು. ಅಂತಹ ಮೋಡ್ ಅವರಿಗೆ ಸೂಕ್ತವಾಗಿದೆಯೇ ಅಥವಾ ಇಲ್ಲವೇ ಎಂಬುದನ್ನು ಅವರು ಪರಿಶೀಲಿಸಬೇಕು. ವ್ಯಕ್ತಿಗಳು ಒಟ್ಟು ಮೊತ್ತದ ಮೋಡ್‌ನಲ್ಲಿ ಹೆಚ್ಚು ಆರಾಮದಾಯಕವಲ್ಲದಿದ್ದರೆ, ಅವರು STP ಅಥವಾ ಆಯ್ಕೆ ಮಾಡಬಹುದುವ್ಯವಸ್ಥಿತ ವರ್ಗಾವಣೆ ಯೋಜನೆ ಇದರಲ್ಲಿ ಅವರು ಮೊದಲು ಒಟ್ಟು ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ aಲಿಕ್ವಿಡ್ ಫಂಡ್ ತದನಂತರ ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗೆ ವ್ಯವಸ್ಥಿತವಾಗಿ ವರ್ಗಾಯಿಸಿ.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.