ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಅತ್ಯುತ್ತಮ ನೇರ ಯೋಜನೆಗಳು

Updated on January 25, 2026 , 1363 views

ನೇರ ಯೋಜನೆಗಳು ಅದರ ವಿಶಿಷ್ಟ ಲಕ್ಷಣಗಳು ಮತ್ತು ಪ್ರಯೋಜನಗಳಿಂದಾಗಿ ಹೊಸ ಹೂಡಿಕೆದಾರರಲ್ಲಿ ಭಾರಿ ಜನಪ್ರಿಯತೆಯನ್ನು ಗಳಿಸುತ್ತಿವೆ. ನೇರ ಯೋಜನೆಗಳು ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗಳು ವಿಭಿನ್ನ ಯೋಜನೆಯಲ್ಲ, ವಾಸ್ತವವಾಗಿ, ಅವು ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯ ರೂಪಾಂತರವಾಗಿದೆ. ನಿಯಮಿತ ಯೋಜನೆಗಳು ಹಲವು ವರ್ಷಗಳಿಂದ ಆಯ್ಕೆಯಲ್ಲಿದ್ದರೆ, ಮೊದಲ ನೇರ ಯೋಜನೆಯನ್ನು 2013 ರಲ್ಲಿ ಪರಿಚಯಿಸಲಾಯಿತು.

ನೇರ ಯೋಜನೆಗಳನ್ನು ಆರಿಸುವ ಮೂಲಕ ಹೈಬ್ರಿಡ್ ನಿಧಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು, ನೇರ ನಿಧಿಗಳು ಯಾವುವು, ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳ ಸಂಕ್ಷಿಪ್ತ ತಿಳುವಳಿಕೆ ಮತ್ತು ಕೆಲವು ಅತ್ಯುತ್ತಮ ನೇರ ಪ್ಯಾನ್‌ಗಳ ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳ ಒಂದು ನೋಟ ಇಲ್ಲಿದೆ.

ನೇರ ಯೋಜನೆಗಳು ಜನಪ್ರಿಯತೆಯನ್ನು ಏಕೆ ಪಡೆಯುತ್ತಿವೆ?

ಸಾಮಾನ್ಯ ನಿಧಿಗಳಿಗಿಂತ ಭಿನ್ನವಾಗಿ, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಯಂತಹ ಸೀಮಿತ ಚಾನೆಲ್‌ಗಳ ಮೂಲಕ ನೇರ ಹಣ ಲಭ್ಯವಿದೆ, ಕಾರ್ವಿ / ನಂತಹ ಆರ್‌ಟಿಎಗಳುCAMS, ಸೀಮಿತ ತೃತೀಯ ಸೆಕ್ಯುರಿಟೀಸ್ ಮಧ್ಯವರ್ತಿಗಳು ಮತ್ತು ಫಂಡ್ ಹೌಸ್ನ ಅಧಿಕೃತ ಸ್ಥಳೀಯ ಪ್ರತಿನಿಧಿಗಳು. ಸಲಹೆಗಾರ ಅಥವಾ ಮಧ್ಯವರ್ತಿಯ ಸಹಾಯವಿಲ್ಲದೆ ಸ್ವತಂತ್ರವಾಗಿ ಹೂಡಿಕೆ ಮತ್ತು ಹೂಡಿಕೆ ಮಾಡುವ ಹೂಡಿಕೆದಾರರು ಫಂಡ್ ಹೌಸ್‌ನಿಂದ ನೇರ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.

ನೇರ ನಿಧಿಗಳಲ್ಲಿ, ಸಾಮಾನ್ಯ ನಿಧಿಗಳಂತೆ ಯಾವುದೇ ಖರ್ಚು ಶುಲ್ಕಗಳಿಲ್ಲ. ಇಲ್ಲ ಎಂದುವಿತರಕ ಶುಲ್ಕಗಳು / ವಹಿವಾಟು ಚಾರ್ಜರ್‌ಗಳು, ಇತ್ಯಾದಿ, ನೇರ ಯೋಜನೆಗಳ ವೆಚ್ಚ ಅನುಪಾತ ಕಡಿಮೆ. ಆದಾಯದ ಮೇಲೂ ಈ ಪರಿಣಾಮ. ನೇರ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನ ವೆಚ್ಚ ಅನುಪಾತವು ಕಡಿಮೆಯಾಗಿರುವುದರಿಂದ, ಅದು ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳಿಗಿಂತ ಸ್ವಲ್ಪ ಹೆಚ್ಚಾಗಬಹುದು- ಸುಮಾರು 0.5 ಪ್ರತಿಶತದಿಂದ 1.5 ಪ್ರತಿಶತದಷ್ಟು ಹೆಚ್ಚು. ಹೂಡಿಕೆದಾರರು ನೇರ ಹಣವನ್ನು ಆರಿಸಿಕೊಳ್ಳಲು ಇದು ಒಂದು ಕಾರಣವಾಗಿದೆ.

ತಾತ್ತ್ವಿಕವಾಗಿ, ಒಂದುಹೂಡಿಕೆದಾರ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಯ ಅನುಭವ ಹೊಂದಿರುವವರು ಮತ್ತು ಮಾರುಕಟ್ಟೆ ಚಲನೆಗಳ ಬಗ್ಗೆ ನ್ಯಾಯಯುತ ಜ್ಞಾನವು ನೇರ ಯೋಜನೆಗಳಿಗೆ ಆದ್ಯತೆ ನೀಡಬೇಕು. ಇದಲ್ಲದೆ, ಹೂಡಿಕೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಸಲಹೆಯ ಅಗತ್ಯವಿಲ್ಲದ ಅಥವಾ ಅವರ ನೇರ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳನ್ನು ಮಾತ್ರ ನಿರ್ವಹಿಸಬಲ್ಲ ಅನುಭವಿಗಳು ಈ ಆಯ್ಕೆಯನ್ನು ಆರಿಸಿಕೊಳ್ಳಬಹುದು.

ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಅರ್ಥೈಸಿಕೊಳ್ಳುವುದು

ಹೈಬ್ರಿಡ್ ಫಂಡ್‌ಗಳು ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಮತೋಲಿತ ನಿಧಿ, ಒಂದು ವಿಧಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಅದು ಈಕ್ವಿಟಿಯ ಸಂಯೋಜನೆಯಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತದೆ ಮತ್ತುಸಾಲ ನಿಧಿ. ಈ ನಿಧಿಗಳು ಹೂಡಿಕೆದಾರರಿಗೆ ಈಕ್ವಿಟಿ ಮತ್ತು ಸಾಲ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ಕೆಲವು ಪ್ರಮಾಣದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅನುವು ಮಾಡಿಕೊಡುತ್ತದೆ. ಈ ನಿಧಿಗಳಲ್ಲಿನ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಯ ಅನುಪಾತವು ಮೊದಲೇ ನಿರ್ಧರಿಸಲ್ಪಟ್ಟಿದೆ ಅಥವಾ ಒಂದು ನಿರ್ದಿಷ್ಟ ಅವಧಿಯಲ್ಲಿ ಬದಲಾಗಬಹುದು.

ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಒಂದುಅತ್ಯುತ್ತಮ ಹೂಡಿಕೆ ಯೋಜನೆ ಏಕೆಂದರೆ ಅವರು ಹೂಡಿಕೆದಾರರಿಗೆ ಬಂಡವಾಳದ ಬೆಳವಣಿಗೆಯನ್ನು ಆನಂದಿಸಲು ಅವಕಾಶ ನೀಡುವುದಿಲ್ಲ, ಆದರೆ ನಿಗದಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಸ್ಥಿರ ಆದಾಯವನ್ನು ಪಡೆಯುತ್ತಾರೆ.
ಸಮತೋಲಿತ ನಿಧಿಗಳು ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿವೆ. ಅವರು ಈಕ್ವಿಟಿ ಮತ್ತು ಸಾಲ ನಿಧಿಗಳೆರಡರಲ್ಲೂ ಉತ್ತಮವಾದದ್ದನ್ನು ಈಕ್ವಿಟಿ ಘಟಕದ ಮೂಲಕ ಹೆಚ್ಚಿನ ಲಾಭವನ್ನು ಮತ್ತು ಸಾಲ ಘಟಕದ ಮೂಲಕ ಸ್ಥಿರತೆಯನ್ನು ನೀಡುತ್ತಾರೆ.
ಈ ನಿಧಿಗಳು ಬಂಡವಾಳವನ್ನು ಸಮತೋಲನಗೊಳಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ. ನಿಧಿ ಎರಡೂ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದಂತೆ ಮತ್ತುಬಾಂಡ್‌ಗಳು, ಹೂಡಿಕೆದಾರರು ಸುಲಭವಾಗಿ ಸಮತೋಲಿತ ಬಂಡವಾಳವನ್ನು ರಚಿಸಬಹುದುಹೂಡಿಕೆ ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ.
ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳು ವೈವಿಧ್ಯೀಕರಣ ಪ್ರಯೋಜನಗಳನ್ನು ಸಹ ಒದಗಿಸುತ್ತದೆ. ವೈವಿಧ್ಯೀಕರಣವು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ; ಆದ್ದರಿಂದ ಒಂದು ನಿಧಿಯು ಕಾರ್ಯನಿರ್ವಹಿಸದಿದ್ದರೆ, ಇತರರು ಬಂಡವಾಳವನ್ನು ಸ್ಥಿರಗೊಳಿಸಬಹುದು. ಇದು ಪೋರ್ಟ್ಫೋಲಿಯೊದ ಒಟ್ಟಾರೆ ಅಪಾಯವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆ.

ತಾತ್ತ್ವಿಕವಾಗಿ, ಹೈಬ್ರಿಡ್ ಫಂಡ್‌ಗಳು ಹೂಡಿಕೆದಾರರಿಗೆ ಉತ್ತಮ ಹೂಡಿಕೆ ಆಯ್ಕೆಯಾಗಿರಬಹುದುಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ. ಈ ನಿಧಿಗಳು ಎರಡೂ ಜಗತ್ತಿನಲ್ಲಿ ಉತ್ತಮವಾದವುಗಳನ್ನು ಹೊಂದಿವೆ: ಇದರ ಅನುಕೂಲಗಳುಷೇರುಗಳು ಸ್ಥಿರ ಆದಾಯ ಹೂಡಿಕೆಯ ಲಾಭಗಳನ್ನು ಪಡೆಯುವಾಗ. ಹೀಗಾಗಿ, ಹೂಡಿಕೆದಾರರು ಮೇಲಿನ ಪಟ್ಟಿ ಮಾಡಲಾದ ಅತ್ಯುತ್ತಮ ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಉತ್ತಮ ಲಾಭವನ್ನು ಗಳಿಸಬಹುದು.

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ಹೈಬ್ರಿಡ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ ಅತ್ಯುತ್ತಮ ನೇರ ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Wealth Builder Fund - Direct Growth	₹88.5922 ↑ 0.47	₹6,720	2.3	8.1	16.1	22.1	16.2	12.4
JM Balanced Fund - Direct Growth	₹133.468 ↑ 0.75	₹785	-5.9	-3.1	4.2	19.7	17.8	-1.6
Edelweiss Prudent Advantage Fund - Direct Growth	₹72.9 ↑ 0.30	₹3,480	-3.2	-0.1	9.5	18.1	17.7	7.6
UTI Balanced Fund - Direct Growth	₹440.76 ↑ 1.65	₹6,758	-0.6	1.4	9.1	17	16.9	7.1
Axis Dynamic Equity Fund - Direct Growth	₹23.75 ↑ 0.05	₹3,816	-1.2	2.2	8.9	15.9	12.8	8.2
BNP Paribas Balanced Fund - Direct Growth	₹31.7109 ↑ 0.07	₹1,269	-2	0	7.7	15.8	14.6	5.3
Franklin India Balanced Fund - Direct Growth	₹305.965 ↑ 1.11	₹2,380	-3.5	-1.3	7.1	15.3	14.3	4.7
Edelweiss Equity Savings Advantage Fund - Direct Growth	₹28.648 ↑ 0.03	₹1,195	-0.3	3	9.7	12.5	10.8	9
UTI SPREAD Fund - Direct Growth	₹38.6328 ↓ -0.03	₹10,465	1.6	3.1	6.9	7.6	6.5	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Wealth Builder Fund - Direct	JM Balanced Fund - Direct	Edelweiss Prudent Advantage Fund - Direct	UTI Balanced Fund - Direct	Axis Dynamic Equity Fund - Direct	BNP Paribas Balanced Fund - Direct	Franklin India Balanced Fund - Direct	Edelweiss Equity Savings Advantage Fund - Direct	UTI SPREAD Fund - Direct
Point 1	Upper mid AUM (₹6,720 Cr).	Bottom quartile AUM (₹785 Cr).	Lower mid AUM (₹3,480 Cr).	Top quartile AUM (₹6,758 Cr).	Upper mid AUM (₹3,816 Cr).	Bottom quartile AUM (₹1,269 Cr).	Lower mid AUM (₹2,380 Cr).	Bottom quartile AUM (₹1,195 Cr).	Highest AUM (₹10,465 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (8+ yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 16.18% (upper mid).	5Y return: 17.80% (top quartile).	5Y return: 17.72% (top quartile).	5Y return: 16.87% (upper mid).	5Y return: 12.77% (bottom quartile).	5Y return: 14.57% (lower mid).	5Y return: 14.29% (lower mid).	5Y return: 10.75% (bottom quartile).	5Y return: 6.47% (bottom quartile).
Point 6	3Y return: 22.12% (top quartile).	3Y return: 19.70% (top quartile).	3Y return: 18.05% (upper mid).	3Y return: 16.98% (upper mid).	3Y return: 15.86% (lower mid).	3Y return: 15.80% (lower mid).	3Y return: 15.33% (bottom quartile).	3Y return: 12.46% (bottom quartile).	3Y return: 7.65% (bottom quartile).
Point 7	1Y return: 16.11% (top quartile).	1Y return: 4.16% (bottom quartile).	1Y return: 9.54% (upper mid).	1Y return: 9.12% (upper mid).	1Y return: 8.90% (lower mid).	1Y return: 7.66% (lower mid).	1Y return: 7.10% (bottom quartile).	1Y return: 9.75% (top quartile).	1Y return: 6.85% (bottom quartile).
Point 8	1M return: 0.00% (top quartile).	1M return: -3.34% (bottom quartile).	1M return: -2.88% (bottom quartile).	1M return: -2.38% (lower mid).	1M return: -1.86% (upper mid).	1M return: -2.99% (bottom quartile).	1M return: -2.79% (lower mid).	1M return: -0.92% (upper mid).	1M return: 0.51% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: -10.22 (bottom quartile).	Alpha: -1.21 (lower mid).	Alpha: -1.54 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: -3.38 (bottom quartile).	Alpha: -3.72 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).
Point 10	Sharpe: 0.68 (upper mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: 0.18 (lower mid).	Sharpe: 0.14 (lower mid).	Sharpe: 0.30 (upper mid).	Sharpe: -0.02 (bottom quartile).	Sharpe: -0.09 (bottom quartile).	Sharpe: 0.74 (top quartile).	Sharpe: 2.63 (top quartile).

UTI Wealth Builder Fund - Direct

Upper mid AUM (₹6,720 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.18% (upper mid).
3Y return: 22.12% (top quartile).
1Y return: 16.11% (top quartile).
1M return: 0.00% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.68 (upper mid).

JM Balanced Fund - Direct

Bottom quartile AUM (₹785 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.80% (top quartile).
3Y return: 19.70% (top quartile).
1Y return: 4.16% (bottom quartile).
1M return: -3.34% (bottom quartile).
Alpha: -10.22 (bottom quartile).
Sharpe: -0.52 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

Lower mid AUM (₹3,480 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.72% (top quartile).
3Y return: 18.05% (upper mid).
1Y return: 9.54% (upper mid).
1M return: -2.88% (bottom quartile).
Alpha: -1.21 (lower mid).
Sharpe: 0.18 (lower mid).

UTI Balanced Fund - Direct

Top quartile AUM (₹6,758 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.87% (upper mid).
3Y return: 16.98% (upper mid).
1Y return: 9.12% (upper mid).
1M return: -2.38% (lower mid).
Alpha: -1.54 (lower mid).
Sharpe: 0.14 (lower mid).

Axis Dynamic Equity Fund - Direct

Upper mid AUM (₹3,816 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.77% (bottom quartile).
3Y return: 15.86% (lower mid).
1Y return: 8.90% (lower mid).
1M return: -1.86% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.30 (upper mid).

BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,269 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.57% (lower mid).
3Y return: 15.80% (lower mid).
1Y return: 7.66% (lower mid).
1M return: -2.99% (bottom quartile).
Alpha: -3.38 (bottom quartile).
Sharpe: -0.02 (bottom quartile).

Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,380 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.29% (lower mid).
3Y return: 15.33% (bottom quartile).
1Y return: 7.10% (bottom quartile).
1M return: -2.79% (lower mid).
Alpha: -3.72 (bottom quartile).
Sharpe: -0.09 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,195 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.75% (bottom quartile).
3Y return: 12.46% (bottom quartile).
1Y return: 9.75% (top quartile).
1M return: -0.92% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.74 (top quartile).

UTI SPREAD Fund - Direct

Highest AUM (₹10,465 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.47% (bottom quartile).
3Y return: 7.65% (bottom quartile).
1Y return: 6.85% (bottom quartile).
1M return: 0.51% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.63 (top quartile).

1. UTI Wealth Builder Fund - Direct

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Wealth Builder Fund - Direct

Upper mid AUM (₹6,720 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.18% (upper mid).
3Y return: 22.12% (top quartile).
1Y return: 16.11% (top quartile).
1M return: 0.00% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.68 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for UTI Wealth Builder Fund - Direct

UTI Wealth Builder Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Jan 26)	₹88.5922 ↑ 0.47 (0.53 %)
Net Assets (Cr)	₹6,720 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,269
31 Dec 22	₹11,871
31 Dec 23	₹15,457
31 Dec 24	₹18,842
31 Dec 25	₹21,182

UTI Wealth Builder Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Wealth Builder Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	0%
3 Month	2.3%
6 Month	8.1%
1 Year	16.1%
3 Year	22.1%
5 Year	16.2%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.4%
2023	21.9%
2022	30.2%
2021	5.3%
2020	12.7%
2019	14%
2018	4.8%
2017	0.5%
2016	18.2%
2015	8%

Fund Manager information for UTI Wealth Builder Fund - Direct

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	4.14 Yr.
Jaydeep Bhowal	1 Oct 24	1.25 Yr.

Data below for UTI Wealth Builder Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	7.62%
Equity	69.13%
Debt	10.27%
Other	12.98%

Equity Sector Allocation

Sector	Value
Financial Services	15.92%
Technology	11.06%
Consumer Defensive	9.19%
Consumer Cyclical	9.07%
Industrials	5.46%
Basic Materials	5.35%
Health Care	4.35%
Real Estate	3.77%
Energy	3.13%
Communication Services	3.04%

Debt Sector Allocation

Sector	Value
Government	7.85%
Cash Equivalent	7.61%
Corporate	2.43%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	13%	₹880 Cr	76,018,936
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 500820	3%	₹180 Cr	650,377 ↑ 125,386
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹171 Cr	4,253,690
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹171 Cr	1,055,798 ↓ -76,394
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	3%	₹169 Cr	1,716,730 ↑ 196,803
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| MARUTI	2%	₹144 Cr	86,404 ↑ 11,417
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹144 Cr	1,119,520
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹143 Cr	677,566
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹138 Cr	431,841
Coal India Ltd (Energy) Equity, Since 31 Oct 22 \| COALINDIA	2%	₹133 Cr	3,341,545

2. JM Balanced Fund - Direct

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Balanced Fund - Direct

Bottom quartile AUM (₹785 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.80% (top quartile).
3Y return: 19.70% (top quartile).
1Y return: 4.16% (bottom quartile).
1M return: -3.34% (bottom quartile).
Alpha: -10.22 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.87 (lower mid).

Below is the key information for JM Balanced Fund - Direct

JM Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Jan 26)	₹133.468 ↑ 0.75 (0.57 %)
Net Assets (Cr)	₹785 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.63
Sharpe Ratio	-0.52
Information Ratio	0.87
Alpha Ratio	-10.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,391
31 Dec 22	₹13,522
31 Dec 23	₹18,317
31 Dec 24	₹23,680
31 Dec 25	₹23,313

JM Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-3.3%
3 Month	-5.9%
6 Month	-3.1%
1 Year	4.2%
3 Year	19.7%
5 Year	17.8%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.6%
2023	29.3%
2022	35.5%
2021	9.1%
2020	23.9%
2019	31.5%
2018	-6.8%
2017	2.5%
2016	18.6%
2015	3.8%

Fund Manager information for JM Balanced Fund - Direct

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.25 Yr.
Asit Bhandarkar	31 Dec 21	4.01 Yr.
Ruchi Fozdar	4 Oct 24	1.24 Yr.
Deepak Gupta	11 Apr 25	0.73 Yr.

Data below for JM Balanced Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Equity	77.34%
Debt	21.18%

Equity Sector Allocation

Sector	Value
Financial Services	24.87%
Technology	16.01%
Industrials	12.55%
Consumer Cyclical	9.05%
Health Care	4.48%
Basic Materials	4.15%
Communication Services	3.89%
Consumer Defensive	2.3%
Real Estate	0.04%

Debt Sector Allocation

Sector	Value
Corporate	11.22%
Government	9.96%
Cash Equivalent	1.48%

Credit Quality

Rating	Value
AA	9.56%
AAA	90.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹35 Cr	350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	78,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	4%	₹32 Cr	5,974,365
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	4%	₹31 Cr	27,876 ↓ -1,800
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹31 Cr	145,246
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹28 Cr	285,040 ↑ 20,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹23 Cr	77,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹23 Cr	2,275,000
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| 543396	3%	₹22 Cr	170,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| MARUTI	3%	₹21 Cr	12,500

3. Edelweiss Prudent Advantage Fund - Direct

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Prudent Advantage Fund - Direct

Lower mid AUM (₹3,480 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.72% (top quartile).
3Y return: 18.05% (upper mid).
1Y return: 9.54% (upper mid).
1M return: -2.88% (bottom quartile).
Alpha: -1.21 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: 1.99 (top quartile).

Below is the key information for Edelweiss Prudent Advantage Fund - Direct

Edelweiss Prudent Advantage Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Jan 26)	₹72.9 ↑ 0.30 (0.41 %)
Net Assets (Cr)	₹3,480 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.37
Sharpe Ratio	0.18
Information Ratio	1.99
Alpha Ratio	-1.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,945
31 Dec 22	₹13,908
31 Dec 23	₹17,761
31 Dec 24	₹21,703
31 Dec 25	₹23,354

Edelweiss Prudent Advantage Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Prudent Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-2.9%
3 Month	-3.2%
6 Month	-0.1%
1 Year	9.5%
3 Year	18.1%
5 Year	17.7%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	22.2%
2022	27.7%
2021	7.4%
2020	29.5%
2019	14.5%
2018	12.1%
2017	0.8%
2016	26.8%
2015	0.6%

Fund Manager information for Edelweiss Prudent Advantage Fund - Direct

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0 Yr.
Bhavesh Jain	14 Oct 15	10.22 Yr.
Bharat Lahoti	1 Oct 21	4.25 Yr.
Rahul Dedhia	1 Jul 24	1.5 Yr.

Data below for Edelweiss Prudent Advantage Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	10.62%
Equity	76.79%
Debt	12.58%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	24.14%
Consumer Cyclical	11.75%
Health Care	8.32%
Technology	6.25%
Basic Materials	5.11%
Energy	5.04%
Communication Services	4.55%
Industrials	4.14%
Consumer Defensive	3.28%
Utility	2.37%
Real Estate	0.72%

Debt Sector Allocation

Sector	Value
Cash Equivalent	10.5%
Corporate	7.76%
Government	4.94%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹160 Cr	1,613,634 ↑ 43,698
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532174	4%	₹149 Cr	1,110,789 ↓ -263,196
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹142 Cr	14,000,000 ↑ 14,000,000
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	4%	₹124 Cr	1,264,882 ↑ 148,642
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹123 Cr	583,607
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹102 Cr	647,748 ↑ 46,564
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	3%	₹91 Cr	566,220 ↓ -49,883
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| 532555	2%	₹82 Cr	2,497,975
Aditya Birla Capital Limited Debentures \| -	2%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	2%	₹76 Cr	7,500,000

4. UTI Balanced Fund - Direct

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Balanced Fund - Direct

Top quartile AUM (₹6,758 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.87% (upper mid).
3Y return: 16.98% (upper mid).
1Y return: 9.12% (upper mid).
1M return: -2.38% (lower mid).
Alpha: -1.54 (lower mid).
Sharpe: 0.14 (lower mid).
Information ratio: 1.81 (top quartile).

Below is the key information for UTI Balanced Fund - Direct

UTI Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Jan 26)	₹440.76 ↑ 1.65 (0.38 %)
Net Assets (Cr)	₹6,758 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.25
Sharpe Ratio	0.14
Information Ratio	1.81
Alpha Ratio	-1.54
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,132
31 Dec 22	₹13,957
31 Dec 23	₹17,619
31 Dec 24	₹21,222
31 Dec 25	₹22,731

UTI Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-2.4%
3 Month	-0.6%
6 Month	1.4%
1 Year	9.1%
3 Year	17%
5 Year	16.9%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	20.5%
2022	26.2%
2021	6.3%
2020	31.3%
2019	14.1%
2018	3.1%
2017	-4.9%
2016	26.6%
2015	9.4%

Fund Manager information for UTI Balanced Fund - Direct

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.28 Yr.
Sunil Patil	5 Feb 18	7.91 Yr.
Jaydeep Bhowal	3 Nov 25	0.16 Yr.

Data below for UTI Balanced Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.98%
Equity	72.47%
Debt	24.56%

Equity Sector Allocation

Sector	Value
Financial Services	21.2%
Technology	8.17%
Consumer Cyclical	7.3%
Energy	6.46%
Industrials	6.08%
Basic Materials	5.13%
Consumer Defensive	5.1%
Communication Services	4.49%
Health Care	4.27%
Real Estate	2.78%
Utility	1.49%

Debt Sector Allocation

Sector	Value
Government	18%
Corporate	6.33%
Cash Equivalent	3.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹399 Cr	4,027,946
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| 532174	4%	₹298 Cr	2,218,644
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹269 Cr	1,667,495 ↓ -61,851
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹223 Cr	1,418,588
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹198 Cr	4,904,969
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹155 Cr	2,560,574 ↓ -115,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	2%	₹153 Cr	374,309
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹149 Cr	5,640,657 ↑ 200,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	2%	₹125 Cr	1,250,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹125 Cr	1,200,000,000

5. Axis Dynamic Equity Fund - Direct

To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Axis Dynamic Equity Fund - Direct

Upper mid AUM (₹3,816 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.77% (bottom quartile).
3Y return: 15.86% (lower mid).
1Y return: 8.90% (lower mid).
1M return: -1.86% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.30 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Axis Dynamic Equity Fund - Direct

Axis Dynamic Equity Fund - Direct Growth
Launch Date	1 Aug 17
NAV (27 Jan 26)	₹23.75 ↑ 0.05 (0.21 %)
Net Assets (Cr)	₹3,816 on 31 Dec 25
Category	Hybrid - Dynamic Allocation
AMC	Axis Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.84
Sharpe Ratio	0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,723
31 Dec 22	₹11,829
31 Dec 23	₹14,367
31 Dec 24	₹17,096
31 Dec 25	₹18,491

Axis Dynamic Equity Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Axis Dynamic Equity Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-1.9%
3 Month	-1.2%
6 Month	2.2%
1 Year	8.9%
3 Year	15.9%
5 Year	12.8%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	19%
2022	21.5%
2021	0.9%
2020	17.2%
2019	11.4%
2018	7.5%
2017	4.5%
2016
2015

Fund Manager information for Axis Dynamic Equity Fund - Direct

Name	Since	Tenure
Devang Shah	5 Apr 24	1.74 Yr.
Hardik Shah	31 Jan 22	3.92 Yr.
Jayesh Sundar	28 Sep 23	2.26 Yr.

Data below for Axis Dynamic Equity Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	17.65%
Equity	58.23%
Debt	24.12%

Equity Sector Allocation

Sector	Value
Financial Services	21.75%
Technology	8.81%
Consumer Cyclical	7.47%
Industrials	7.27%
Energy	6.59%
Health Care	5.07%
Consumer Defensive	4.49%
Basic Materials	3.6%
Utility	2.17%
Communication Services	2.09%
Real Estate	1.53%

Debt Sector Allocation

Sector	Value
Cash Equivalent	17.69%
Corporate	16.49%
Government	7.6%

Credit Quality

Rating	Value
AA	27.6%
AAA	72.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 17 \| RELIANCE	6%	₹218 Cr	1,386,051
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| HDFCBANK	5%	₹193 Cr	1,949,910
State Bank of India (Financial Services) Equity, Since 31 May 21 \| SBIN	5%	₹175 Cr	1,781,305
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	4%	₹140 Cr	864,072 ↓ -21,320
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532174	4%	₹135 Cr	1,002,324 ↑ 66,738
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 20 \| M&M	3%	₹114 Cr	308,627
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 21 \| LT	3%	₹102 Cr	249,023
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 22 \| BHARTIARTL	2%	₹75 Cr	357,259
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Aug 17 \| 500034	2%	₹70 Cr	710,440

6. BNP Paribas Balanced Fund - Direct

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

Research Highlights for BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,269 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.57% (lower mid).
3Y return: 15.80% (lower mid).
1Y return: 7.66% (lower mid).
1M return: -2.99% (bottom quartile).
Alpha: -3.38 (bottom quartile).
Sharpe: -0.02 (bottom quartile).
Information ratio: 1.16 (upper mid).

Below is the key information for BNP Paribas Balanced Fund - Direct

BNP Paribas Balanced Fund - Direct Growth
Launch Date	7 Apr 17
NAV (27 Jan 26)	₹31.7109 ↑ 0.07 (0.23 %)
Net Assets (Cr)	₹1,269 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.52
Sharpe Ratio	-0.02
Information Ratio	1.16
Alpha Ratio	-3.38
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,430
31 Dec 22	₹13,187
31 Dec 23	₹16,224
31 Dec 24	₹19,668
31 Dec 25	₹20,708

BNP Paribas Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for BNP Paribas Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-3%
3 Month	-2%
6 Month	0%
1 Year	7.7%
3 Year	15.8%
5 Year	14.6%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	21.2%
2022	23%
2021	6.1%
2020	24.3%
2019	16.8%
2018	18%
2017	2%
2016
2015

Fund Manager information for BNP Paribas Balanced Fund - Direct

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	3.55 Yr.
Gurvinder Wasan	21 Oct 24	1.2 Yr.
Pratish Krishnan	14 Mar 22	3.81 Yr.

Data below for BNP Paribas Balanced Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.68%
Equity	71.63%
Debt	25.69%

Equity Sector Allocation

Sector	Value
Financial Services	21.96%
Industrials	11.14%
Consumer Cyclical	9.32%
Technology	7.62%
Energy	6.73%
Consumer Defensive	4.98%
Basic Materials	3.48%
Health Care	2.85%
Communication Services	2.24%
Utility	0.71%

Debt Sector Allocation

Sector	Value
Corporate	15%
Government	10.46%
Cash Equivalent	2.92%

Credit Quality

Rating	Value
AA	21.33%
AAA	78.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFCBANK	6%	₹79 Cr	801,000 ↓ -9,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| 532174	6%	₹71 Cr	531,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 21 \| RELIANCE	5%	₹65 Cr	414,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹55 Cr	135,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| POWERINDIA	3%	₹35 Cr	18,900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 19 \| BHARTIARTL	2%	₹28 Cr	135,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	2%	₹28 Cr	702,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| KOTAKBANK	2%	₹28 Cr	126,000 ↓ -9,000
Infosys Ltd (Technology) Equity, Since 30 Apr 17 \| INFY	2%	₹28 Cr	171,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 20 \| TCS	2%	₹23 Cr	72,000

7. Franklin India Balanced Fund - Direct

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Research Highlights for Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,380 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.29% (lower mid).
3Y return: 15.33% (bottom quartile).
1Y return: 7.10% (bottom quartile).
1M return: -2.79% (lower mid).
Alpha: -3.72 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.90 (upper mid).

Below is the key information for Franklin India Balanced Fund - Direct

Franklin India Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Jan 26)	₹305.965 ↑ 1.11 (0.36 %)
Net Assets (Cr)	₹2,380 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.04
Sharpe Ratio	-0.09
Information Ratio	0.9
Alpha Ratio	-3.72
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,503
31 Dec 22	₹13,223
31 Dec 23	₹16,383
31 Dec 24	₹19,478
31 Dec 25	₹20,398

Franklin India Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Franklin India Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-1.3%
1 Year	7.1%
3 Year	15.3%
5 Year	14.3%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	18.9%
2022	23.9%
2021	5.8%
2020	25%
2019	14.8%
2018	9.1%
2017	-0.4%
2016	22.8%
2015	9.2%

Fund Manager information for Franklin India Balanced Fund - Direct

Name	Since	Tenure
Ajay Argal	4 Oct 24	1.24 Yr.
Anuj Tagra	7 Mar 24	1.82 Yr.
Chandni Gupta	7 Mar 24	1.82 Yr.
Sandeep Manam	18 Oct 21	4.21 Yr.
Rajasa Kakulavarapu	6 Sep 21	4.32 Yr.

Data below for Franklin India Balanced Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	70.96%
Debt	26.56%

Equity Sector Allocation

Sector	Value
Financial Services	21.79%
Industrials	10.76%
Consumer Cyclical	9.21%
Technology	5.37%
Health Care	4.7%
Consumer Defensive	4.05%
Utility	3.55%
Communication Services	3.43%
Basic Materials	3.2%
Energy	3.17%
Real Estate	1.68%

Debt Sector Allocation

Sector	Value
Corporate	18.09%
Government	8.47%
Cash Equivalent	2.48%

Credit Quality

Rating	Value
AA	27.37%
AAA	72.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	7%	₹168 Cr	1,695,000
Jubilant Bevco Limited Debentures \| -	5%	₹107 Cr	9,994
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532174	4%	₹94 Cr	700,000 ↓ -100,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	4%	₹92 Cr	225,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 05 \| BHARTIARTL	3%	₹82 Cr	388,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹75 Cr	480,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹71 Cr	560,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹69 Cr	429,405 ↓ -10,595
Jubilant Beverages Limited Debentures \| -	3%	₹66 Cr	6,136 ↓ -1,014
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹62 Cr	6,521,200

8. Edelweiss Equity Savings Advantage Fund - Direct

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,195 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.75% (bottom quartile).
3Y return: 12.46% (bottom quartile).
1Y return: 9.75% (top quartile).
1M return: -0.92% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.74 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Edelweiss Equity Savings Advantage Fund - Direct

Edelweiss Equity Savings Advantage Fund - Direct Growth
Launch Date	13 Oct 14
NAV (27 Jan 26)	₹28.648 ↑ 0.03 (0.10 %)
Net Assets (Cr)	₹1,195 on 31 Dec 25
Category	Hybrid - Equity Savings
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.59
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,307
31 Dec 22	₹11,832
31 Dec 23	₹13,523
31 Dec 24	₹15,480
31 Dec 25	₹16,877

Edelweiss Equity Savings Advantage Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Purchase not allowed

Returns for Edelweiss Equity Savings Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-0.9%
3 Month	-0.3%
6 Month	3%
1 Year	9.7%
3 Year	12.5%
5 Year	10.8%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	14.5%
2022	14.3%
2021	4.6%
2020	13.1%
2019	14.1%
2018	8.1%
2017	4.9%
2016	15.8%
2015	4.9%

Fund Manager information for Edelweiss Equity Savings Advantage Fund - Direct

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0 Yr.
Bhavesh Jain	1 Oct 21	4.25 Yr.
Bharat Lahoti	18 Sep 17	8.29 Yr.
Rahul Dedhia	1 Jul 24	1.5 Yr.

Data below for Edelweiss Equity Savings Advantage Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	59.52%
Equity	28.68%
Debt	11.78%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	20.58%
Basic Materials	10.71%
Consumer Cyclical	6.65%
Communication Services	5.98%
Energy	5.77%
Industrials	5.72%
Utility	4.12%
Health Care	3.54%
Technology	2.99%
Consumer Defensive	1.38%
Real Estate	0.88%

Debt Sector Allocation

Sector	Value
Cash Equivalent	57.64%
Corporate	8.45%
Government	5.22%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	5%	₹58 Cr	367,751
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	4%	₹51 Cr	512,964
Hdb Financial Services Limited Debentures \| -	4%	₹50 Cr	5,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| 532174	4%	₹44 Cr	329,929 ↑ 48,300
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹43 Cr	271,000
UPL Ltd (Basic Materials) Equity, Since 31 May 25 \| UPL	3%	₹39 Cr	489,155
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹38 Cr	384,450
Future on Adani Green Energy Ltd Derivatives \| -	3%	-₹37 Cr	360,000 ↑ 360,000
Adani Green Energy Ltd (Utilities) Equity, Since 31 Dec 25 \| ADANIGREEN	3%	₹37 Cr	360,000 ↑ 360,000
Edelweiss Low Duration Dir Gr Investment Fund \| -	3%	₹36 Cr	340,264

9. UTI SPREAD Fund - Direct

The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in equity and equity-related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for UTI SPREAD Fund - Direct

Highest AUM (₹10,465 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.47% (bottom quartile).
3Y return: 7.65% (bottom quartile).
1Y return: 6.85% (bottom quartile).
1M return: 0.51% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.63 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for UTI SPREAD Fund - Direct

UTI SPREAD Fund - Direct Growth
Launch Date	23 Jan 13
NAV (27 Jan 26)	₹38.6328 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹10,465 on 31 Dec 25
Category	Hybrid - Arbitrage
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.3
Sharpe Ratio	2.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-30 Days (0.5%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,446
31 Dec 22	₹10,931
31 Dec 23	₹11,780
31 Dec 24	₹12,755
31 Dec 25	₹13,655

UTI SPREAD Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for UTI SPREAD Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.1%
1 Year	6.9%
3 Year	7.6%
5 Year	6.5%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	8.3%
2022	7.8%
2021	4.6%
2020	4.5%
2019	5%
2018	6.7%
2017	6.7%
2016	6.2%
2015	7%

Fund Manager information for UTI SPREAD Fund - Direct

Name	Since	Tenure
Amit Sharma	2 Jul 18	7.51 Yr.
Sharwan Kumar Goyal	1 Jan 21	5 Yr.

Data below for UTI SPREAD Fund - Direct as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	95.39%
Debt	4.98%
Other	0.04%

Equity Sector Allocation

Sector	Value
Financial Services	30.13%
Consumer Cyclical	9.49%
Basic Materials	8.66%
Industrials	5.8%
Consumer Defensive	5.68%
Health Care	4.76%
Energy	3.82%
Communication Services	3.54%
Technology	3.08%
Real Estate	1.91%
Utility	1.51%

Debt Sector Allocation

Sector	Value
Cash Equivalent	87.34%
Corporate	10.93%
Government	2.1%

Credit Quality

Rating	Value
AA	1.63%
AAA	98.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Money Market Dir Gr Investment Fund \| -	13%	₹1,356 Cr	4,201,929
Icici Bank Ltd-27-Jan-2026 Derivatives \| SHORT	5%	-₹504 Cr	3,735,200 ↑ 3,735,200
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532174	5%	₹502 Cr	3,735,200 ↑ 445,200
Hdfc Bank Ltd.-27-Jan-2026 Derivatives \| SHORT	5%	-₹489 Cr	4,898,300 ↑ 4,898,300
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	5%	₹486 Cr	4,898,300 ↑ 455,400
Axis Bank Ltd.-27-Jan-2026 Derivatives \| SHORT	3%	-₹356 Cr	2,797,500 ↑ 2,797,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| 532215	3%	₹355 Cr	2,797,500 ↑ 375,625
Reliance Industries Ltd.-27-Jan-2026 Derivatives \| SHORT	3%	-₹353 Cr	2,234,500 ↑ 2,234,500
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 23 \| RELIANCE	3%	₹351 Cr	2,234,500 ↓ -26,000
Eternal Limited-27-Jan-2026 Derivatives \| SHORT	3%	-₹323 Cr	11,533,300 ↑ 11,533,300

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ಸರಿಯಾದ ಬಗ್ಗೆ ಯಾವುದೇ ಭರವಸೆಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.