ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಯಾವಾಗಲೂ ಪ್ರಯೋಜನಕಾರಿಯೇ?

Updated on March 30, 2026 , 5434 views

ಪ್ರತಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆ ಇದು ಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿ (AMC) ಆಫರ್‌ಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಮತ್ತು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರೆಗ್ಯುಲರ್ ಪ್ಲಾನ್ ಎಂಬ ಎರಡು ರೂಪಾಂತರಗಳನ್ನು ಹೊಂದಿದೆ. ಅಸೆಟ್ ಅಂಡರ್ ಮ್ಯಾನೇಜ್‌ಮೆಂಟ್ (AUM), ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಸಂಯೋಜನೆ ಮತ್ತು ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗಳ ವಿಷಯದಲ್ಲಿ ಈ ಎರಡೂ ಯೋಜನೆಗಳು ಒಂದೇ ಆಗಿರುತ್ತವೆ. ಆದಾಗ್ಯೂ, ಕೀಅಂಶ ಈ ಎರಡೂ ಯೋಜನೆಗಳನ್ನು ಪ್ರತ್ಯೇಕಿಸುವ ವೆಚ್ಚ ಅನುಪಾತ; ಸಾಮಾನ್ಯ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ನ ವೆಚ್ಚದ ಅನುಪಾತವು ಕಡಿಮೆಯಾಗಿದೆ. ಪರಿಣಾಮವಾಗಿ, ನೇರ ಯೋಜನೆಯ ಲಾಭದ ಶೇಕಡಾವಾರು ಹೆಚ್ಚಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಹೇಳಿದಂತೆ,ನೋಟವು ಅದೇ ರೀತಿಯಲ್ಲಿ ಮೋಸಗೊಳಿಸುವಂತಿದೆ; ಎಂದು ನೀವು ಯೋಚಿಸುತ್ತೀರಾ; ಯಾವಾಗಲೂ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಪ್ರಯೋಜನಕಾರಿಯೇ? ಆದ್ದರಿಂದ, ಯಾವ ಯೋಜನೆಯು ನಿಜವಾಗಿಯೂ ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂಬುದನ್ನು ಈ ಲೇಖನದ ಮೂಲಕ ನೋಡೋಣ. ಕೆಳಗಿನ ನಮ್ಮ ಉದಾಹರಣೆಯು ನಿಜ ಜೀವನದ ಡೇಟಾ, ವಾಸ್ತವಿಕ ವೆಚ್ಚಗಳು, ವೆಚ್ಚದ ಅನುಪಾತಗಳು ಮತ್ತು ನಿಜವಾದ ಹೂಡಿಕೆಯನ್ನು ಬಳಸುತ್ತಿದೆ. ನಿಯಮಿತ ಯೋಜನೆಗಳು ನೇರಕ್ಕಿಂತ ಉತ್ತಮವೆಂದು ವಿಶ್ಲೇಷಣೆ ತೋರಿಸುತ್ತದೆ, ಆದಾಗ್ಯೂ, ನಾವು ಹೇಳಲು ಬಯಸುವುದು ವೆಚ್ಚದ ಅನುಪಾತದ ವಿಷಯದಲ್ಲಿ ವೆಚ್ಚದಲ್ಲಿನ ವ್ಯತ್ಯಾಸವು ಕಡಿಮೆಯಾದರೂ, ಒಳ್ಳೆಯದುಹಣಕಾಸು ಯೋಜಕ ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಉತ್ತಮ ಸೇವೆಯನ್ನು ನೀಡುವುದು ಈ ವ್ಯತ್ಯಾಸವನ್ನು ಅರ್ಥಹೀನವಾಗಿ ಕಾಣುವಂತೆ ಮಾಡುತ್ತದೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ವರ್ಷಗಳಲ್ಲಿ ಉತ್ತಮ ನಿಧಿಯ ಆಯ್ಕೆಯು ನಿಮಗೆ ಹೆಚ್ಚುವರಿ 0.5 % ಅಥವಾ 1 % p.a ಅನ್ನು ನೀಡುತ್ತದೆ. ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಪಾವತಿಸುವ ಹೆಚ್ಚುವರಿ ವೆಚ್ಚವನ್ನು ಮರೆಮಾಡುತ್ತದೆ.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಎಂದರೇನು?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಅನ್ನು ಮಾರಾಟ ಮಾಡಲಾಗುತ್ತದೆನೋಂದಾಯಿತ ಹೂಡಿಕೆ ಸಲಹೆಗಾರರು (RIAs) ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಯ ಹೊರತಾಗಿ. ಮೊದಲೇ ಹೇಳಿದಂತೆ, ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ನ ವೆಚ್ಚದ ಅನುಪಾತವು ಕಡಿಮೆಯಾಗಿದೆ

ಇದರಿಂದಾಗಿ ಈ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ಲಾಭವನ್ನು ಗಳಿಸಲು ಸಾಧ್ಯವಾಗುತ್ತದೆ, ಅದು ಸ್ವಲ್ಪ ಹೆಚ್ಚಿನದರಿಂದ ಪ್ರತಿಫಲಿಸುತ್ತದೆಅವು ಅಲ್ಲ ನಿಯಮಿತ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ಗಳಲ್ಲಿ, ಹೂಡಿಕೆದಾರರಿಗೆ AMC ಯಾವುದೇ ಕಮಿಷನ್ ನೀಡುವುದಿಲ್ಲ.

ನಿಯಮಿತ ಯೋಜನೆ ಎಂದರೇನು?

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನ ನಿಯಮಿತ ಯೋಜನೆ ಎಂದರೆ ನೀವು ಬ್ರೋಕರ್‌ನಂತಹ ಮಧ್ಯವರ್ತಿಯಿಂದ ಖರೀದಿಸುವ ಸಾಮಾನ್ಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆ,ಹಣಕಾಸು ಸಲಹೆಗಾರ,ವಿತರಕ ಇತ್ಯಾದಿ. ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ, ಆಸ್ತಿ ನಿರ್ವಹಣಾ ಕಂಪನಿಯು ಈ ಮಧ್ಯವರ್ತಿಗಳಿಗೆ ತಮ್ಮ ಸ್ಕೀಮ್‌ಗಳನ್ನು ಮಾರಾಟ ಮಾಡಲು ಕಮಿಷನ್ ಅನ್ನು ಪಾವತಿಸುತ್ತದೆ, ಅದನ್ನು ಮತ್ತೆ ಸ್ಕೀಮ್ ನಿರ್ವಹಣೆಗೆ ವೆಚ್ಚವಾಗಿ ಸೇರಿಸಲಾಗುತ್ತದೆ. ಪರಿಣಾಮವಾಗಿ, ಸಾಮಾನ್ಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು ನೇರವಾದವುಗಳಿಗಿಂತ ಸ್ವಲ್ಪ ಹೆಚ್ಚಿನ ವೆಚ್ಚದ ಅನುಪಾತಗಳನ್ನು ಹೊಂದಿವೆ.

Ready to Invest?
Talk to our investment specialist

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆ: ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಉತ್ತಮವೇ ಅಥವಾ ಇಲ್ಲವೇ?

ನಾವು ಹೂಡಿಕೆಯ ಬಗ್ಗೆ ಮಾತನಾಡುವಾಗ, ಒಬ್ಬರು ಅದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕುರಿಟರ್ನ್ಸ್ ಎಂದರೆ ವೆಚ್ಚದ ಫಲಿತಾಂಶ; ಹೆಚ್ಚಿನ ವೆಚ್ಚವು ಆದಾಯವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಪ್ರತಿಯಾಗಿ. ಅಲ್ಲದೆ, ಜನರು ಇದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕುಯಾವುದೂ ಉಚಿತವಾಗಿ ಲಭ್ಯವಿಲ್ಲ. ಆದ್ದರಿಂದ, ಈ ಕೆಳಗಿನ ಅಂಶಗಳ ಸಹಾಯದಿಂದ, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆಗಳಿಗಿಂತ ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳು ಹೇಗೆ ಪ್ರಯೋಜನಕಾರಿಯಾಗುತ್ತವೆ ಎಂಬುದನ್ನು ನಾವು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

ಯಾವಾಗಲೂ ಹಲವಾರು ಜನರುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಕೆಲವು ಅಥವಾ ಇತರ ಮಧ್ಯವರ್ತಿಗಳ ಮೂಲಕ. ಜನರುಹೂಡಿಕೆ ಆರ್ಐಎಗಳ ಮೂಲಕಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಅವರಿಗೆ ಶುಲ್ಕವನ್ನು ಪಾವತಿಸಬೇಕಾಗುತ್ತದೆ. ಜನರು ತಮ್ಮ ಮೂಲಕ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ವಹಿವಾಟು ನಡೆಸದಿದ್ದರೂ ಸಹ ಈ ಶುಲ್ಕವನ್ನು ಪಾವತಿಸಬೇಕು, ಇದು ವಾರ್ಷಿಕ ಶುಲ್ಕದಂತಿದೆ. ಈ ಶುಲ್ಕವನ್ನು ಮಾಸಿಕ, ವಾರ್ಷಿಕ, ವಹಿವಾಟು-ಆಧಾರಿತ ಶುಲ್ಕಗಳು ಮತ್ತು ಹೀಗೆ ಪಾವತಿಸಬಹುದು. ಆದ್ದರಿಂದ, ವಿಧಿಸಲಾದ ಈ ಶುಲ್ಕಗಳಿಂದಾಗಿ ಹೂಡಿಕೆದಾರರು ಕಡಿಮೆ ಪ್ರಮಾಣದ ಲಾಭದೊಂದಿಗೆ ಕೊನೆಗೊಳ್ಳಬಹುದು ಏಕೆಂದರೆ ಈ ವೆಚ್ಚಗಳು ಪೈನ ಪಾಲನ್ನು ತಿನ್ನುತ್ತವೆ.ಗಳಿಕೆ.

ಆದ್ದರಿಂದ, ಒಂದು ಉದಾಹರಣೆಯ ಸಹಾಯದಿಂದ ನಾವು ಈ ಪರಿಕಲ್ಪನೆಯನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ:

ವಿವರಣೆ:

ಒಬ್ಬ ವ್ಯಕ್ತಿಯು INR 1,00 ಬಯಸುತ್ತಾನೆ ಎಂದು ಊಹಿಸಿ,000 ರೂಪಾಯಿಗಳಲ್ಲಿಡಿಎಸ್ಪಿ ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಅವಕಾಶಗಳ ನಿಧಿ. RIA ಮೂಲಕ ನೇರ ಯೋಜನೆಯಲ್ಲಿ ಅಥವಾ ವಿತರಕರ ಮೂಲಕ ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಳು ಆಯ್ಕೆಯಾಗಿದ್ದಾಳೆ. ಈ ಯೋಜನೆಯ ಸರಾಸರಿ ಹಿಂದಿನ ಮೂರು ವರ್ಷಗಳ ಆದಾಯವು 17.90% p.a. ನೇರ ಯೋಜನೆಗಾಗಿ ಮತ್ತು 16.93% p.a. ಸೆಪ್ಟೆಂಬರ್ 13, 2017 ರಂತೆ ನಿಯಮಿತ ಯೋಜನೆಗಾಗಿ. ಇಲ್ಲಿ, ವ್ಯಕ್ತಿ ಎರಡು RIA ಗಳು A ಮತ್ತು B ಮತ್ತು ಹೂಡಿಕೆಗಾಗಿ ಒಂದು ಆನ್‌ಲೈನ್ ಪೋರ್ಟಲ್ ಅನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಿದ್ದಾರೆ. RIA A ವಾರ್ಷಿಕ ಶುಲ್ಕ INR 2,000 ಆದರೆ RIA B INR 1,200 ವಾರ್ಷಿಕ ಶುಲ್ಕವನ್ನು ವಿಧಿಸುತ್ತದೆ ಎಂದು ಊಹಿಸಿಕೊಳ್ಳಿ. ವ್ಯಕ್ತಿಗಳು ಈ ಶುಲ್ಕದ ಮೊತ್ತವನ್ನು RIA ಗೆ ಮುಂಗಡವಾಗಿ ಪಾವತಿಸಬೇಕಾಗುತ್ತದೆಆಧಾರ. ಮತ್ತೊಂದೆಡೆ, ಆನ್‌ಲೈನ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ವಿತರಕರು ಯಾವುದೇ ಶುಲ್ಕವನ್ನು ವಿಧಿಸುವುದಿಲ್ಲ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರಿಗೆ ಯಾವ ಹೂಡಿಕೆಯ ಚಾನಲ್ ಉತ್ತಮವಾಗಿದೆ ಎಂಬುದನ್ನು ನಾವು ಲೆಕ್ಕಾಚಾರ ಮಾಡೋಣ ಮತ್ತು ಪರಿಶೀಲಿಸೋಣ.

ಈ ಯೋಜನೆಗಳ ವಿಶ್ಲೇಷಣೆಯನ್ನು ಕೆಳಗಿನ ಕೋಷ್ಟಕದಲ್ಲಿ ತೋರಿಸಲಾಗಿದೆ.

ಡಿಎಸ್ಪಿ ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಆಪರ್ಚುನಿಟೀಸ್ ಫಂಡ್	ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ RIA A	ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ RIA B	ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆ ವಿತರಕರು
ಆರಂಭಿಕ ಹೂಡಿಕೆಯ ಮೊತ್ತ (ಎ)	1,00,000	1,00,000	1,00,000
ಕಡಿಮೆ: ವರ್ಷ 1 (B) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 1 (C) (A-B) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	98,000	98,800	1,00,000
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	17,542	17,685	16,930
ವರ್ಷ 1 ರ ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ (C+D) (E)	1,15,542	1,16,485	1,16,930
ಕಡಿಮೆ: ವರ್ಷ 2 (ಎಫ್) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 2 (ಜಿ) (ಇ-ಎಫ್) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	1,13,542	1,15,285	1,16,930
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	20,324	20,636	19,797
ವರ್ಷ 2 (I) (G+H) ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ	1,33,866	1,35,921	1,36,727
ಕಡಿಮೆ: ವರ್ಷ 3 (ಜೆ) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 2 (ಕೆ) (I-J) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	1,31,866	1,34,721	1,36,727
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	23,604	24,116	23,148
ವರ್ಷದ ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ 3 (M) (K+L)	1,55,470	1,58,837	1,59,875

#13ನೇ ಸೆಪ್ಟೆಂಬರ್'17 ರಂತೆ.ಹೀಗಾಗಿ, ಮೇಲಿನ ಕೋಷ್ಟಕದಿಂದ ನಾವು ತೀರ್ಮಾನಿಸಬಹುದು; ನೇರ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಜನರು ಹೆಚ್ಚು ಗಳಿಸಬಹುದು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ಗಿಂತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆಯನ್ನು ಏಕೆ ಆರಿಸಬೇಕು?

ನೇರವಾದವುಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಜನರು ಸಾಮಾನ್ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅನ್ನು ಏಕೆ ಆಯ್ಕೆ ಮಾಡಬಹುದು ಎಂಬುದಕ್ಕೆ ಹಲವು ಇತರ ಕಾರಣಗಳಿವೆ. ಅವುಗಳಲ್ಲಿ ಕೆಲವು ಪ್ರತಿ ಫಂಡ್ ಹೌಸ್‌ಗೆ ಪ್ರತ್ಯೇಕ ನೋಂದಣಿ ಪ್ರಕ್ರಿಯೆ, ಪೋರ್ಟ್‌ಫೋಲಿಯೊದ ಸ್ವಯಂ-ಮರುಸಮತೋಲನ, ಯೋಜನೆಗಳ ಸ್ವಯಂ-ವಿಶ್ಲೇಷಣೆ ಇತ್ಯಾದಿಗಳನ್ನು ಒಳಗೊಂಡಿವೆ. ಆದ್ದರಿಂದ, ನೇರ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ವಿತರಕರ ಮೂಲಕ ಸಾಮಾನ್ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಏಕೆ ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂದು ನೋಡೋಣ.

ಒಂದು ಛತ್ರಿ ಅಡಿಯಲ್ಲಿ ಯೋಜನೆಗಳ ಸಂಖ್ಯೆ

ನೀವು ಸ್ಕೌಟ್ ಮಾಡಿದ ಮತ್ತು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಪ್ರೊಫೈಲ್‌ಗೆ ಸೂಕ್ತವಾದ ಐದು ವಿಭಿನ್ನ ನೇರ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ನೀವು ನಿರ್ಧರಿಸುತ್ತೀರಿ. ಆದ್ದರಿಂದ, ನೀವು ಆ ಐದು ವಿಭಿನ್ನ ಫಂಡ್ ಹೌಸ್ ವೆಬ್‌ಸೈಟ್‌ಗಳಿಗೆ ಭೇಟಿ ನೀಡಬೇಕು ಮತ್ತು ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕಾಗುತ್ತದೆ. ನಂತರ ನೀವು ಪ್ರತಿ ಹೂಡಿಕೆಯನ್ನು ಪ್ರತ್ಯೇಕವಾಗಿ ಟ್ರ್ಯಾಕ್ ಮಾಡಬೇಕು ಮತ್ತು ಅವುಗಳ ವಿವರಗಳನ್ನು ಪ್ರತ್ಯೇಕವಾಗಿ ಸಂಗ್ರಹಿಸಬೇಕು. ಕಾಲಾನಂತರದಲ್ಲಿ, ಹೂಡಿಕೆಗಳ ಸಂಖ್ಯೆಯು ಬೆಳೆದಂತೆ, ದಾಖಲೆಗಳು ಮತ್ತು ಜಗಳವನ್ನು ಮಾತ್ರ ಸೇರಿಸುತ್ತವೆ. ಆದ್ದರಿಂದ, ಅಂತಹ ತೊಂದರೆಗಳನ್ನು ತಪ್ಪಿಸಲು, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ವಿತರಕರ ಮೂಲಕ ಹೂಡಿಕೆ ಮಾಡುವುದು ಸುಲಭವಾಗಿದೆ; ಒಂದು ವೇದಿಕೆಯಲ್ಲಿ ನಿಮ್ಮ ಅವಶ್ಯಕತೆಗಳಿಗೆ ಅನುಗುಣವಾಗಿ ನೀವು ಆಯ್ಕೆಮಾಡಬಹುದಾದ ಹಲವಾರು ಯೋಜನೆಗಳನ್ನು ನೀವು ಕಾಣಬಹುದು.

ಆನ್‌ಲೈನ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆ ಹೂಡಿಕೆ

ತಂತ್ರಜ್ಞಾನದ ಪ್ರಗತಿಯೊಂದಿಗೆ, ಜನರು ಹೂಡಿಕೆ ಮಾಡಬಹುದುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್ ಎಲ್ಲಿಂದಲಾದರೂ ಮತ್ತು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ. ಇದಲ್ಲದೆ, ಅವರು ತಮ್ಮ ಅನುಕೂಲಕ್ಕೆ ಅನುಗುಣವಾಗಿ ವಿವಿಧ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಆನ್‌ಲೈನ್ ಮೋಡ್ ಮೂಲಕ, ಜನರು ತಮ್ಮ ಹಣವನ್ನು ಸರಳ ಹಂತಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ರಿಡೀಮ್ ಮಾಡಬಹುದು, ವಿವಿಧ ಫಂಡ್ ಹೌಸ್‌ಗಳು ನೀಡುವ ಪ್ರತಿಯೊಂದು ಯೋಜನೆಯ ವಿವರವಾದ ವಿಶ್ಲೇಷಣೆಯನ್ನು ಪರಿಶೀಲಿಸಬಹುದು, ಅವರ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಟ್ರ್ಯಾಕ್ ಮಾಡಬಹುದು ಮತ್ತು ಹೀಗೆ.

ಈಗ, ನಾವು ಅಂತ್ಯದ ಕಡೆಗೆ ಸಾಗುತ್ತಿರುವಾಗ, ಒಂದು ಪ್ರಮುಖ ಪ್ರಶ್ನೆಗೆ ಉತ್ತರಿಸೋಣ, ಅಂದರೆ, ಯಾವ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆ ಉತ್ತಮವಾಗಿದೆ? ಇದಕ್ಕೆ ಉತ್ತರಿಸಲು, ಸರಿಯಾದ ಸಲಹೆಗಾರರನ್ನು ಆಯ್ಕೆ ಮಾಡುವ ಬದಲು ಇದು ಸರಿಯಾದ ಯೋಜನೆ ಅಲ್ಲ ಎಂದು ಹೇಳಬಹುದು. ಮೇಲಿನ ಉದಾಹರಣೆಯು ನೇರ ಯೋಜನೆಗಳಿಗಿಂತ ನಿಯಮಿತ ಯೋಜನೆಗಳು ಹೆಚ್ಚು ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂದು ತೋರಿಸುತ್ತದೆ, ಸರಿಯಾದ ಹಣಕಾಸು ಯೋಜಕರೊಂದಿಗೆ ಪಾಲುದಾರರ ಅಗತ್ಯವಿದೆ ಎಂಬುದು ನಮ್ಮ ಅಭಿಪ್ರಾಯವಾಗಿದೆ. ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲುಹೂಡಿಕೆದಾರ ಪ್ರಯೋಜನಗಳು. ವಿವೇಕಯುತ ಸಲಹೆಗಾರರು ಹೂಡಿಕೆದಾರರಿಗೆ ಪರಿಣಾಮಕಾರಿ ರೀತಿಯಲ್ಲಿ ಮಾರ್ಗದರ್ಶನ ನೀಡುತ್ತಾರೆ ಇದರಿಂದ ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ ಗರಿಷ್ಠ ಮೊತ್ತವನ್ನು ಗಳಿಸುತ್ತಾರೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ಹೂಡಿಕೆಯು ಸಂಪತ್ತು ಸೃಷ್ಟಿಗೆ ದಾರಿ ಮಾಡಿಕೊಡುತ್ತದೆ ಎಂದು ಅವನು / ಅವಳು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳುತ್ತಾರೆ.

ಟಾಪ್ ಪರ್ಫಾರ್ಮಿಂಗ್ ಡೈರೆಕ್ಟ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin Build India Fund - Direct Growth	₹156.626 ↑ 3.04	₹3,174	-6	-3.4	6.5	25.5	23	4.8
Franklin India Opportunities Fund - Direct Growth	₹253.886 ↑ 5.16	₹8,428	-12.8	-11.3	-0.5	24.8	18.6	4.4
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹88.1189 ↑ 0.45	₹4,462	-7.8	-7.8	15.2	20.1	10.2	12.4
DSP Micro Cap Fund - Direct Growth	₹199.612 ↑ 6.14	₹16,886	-7.9	-6.5	7.5	19.6	18.6	-1.9
Franklin India Prima Fund - Direct Growth	₹2,754.45 ↑ 50.26	₹12,328	-13.2	-9.1	-0.9	19.2	15	2.4
Sundaram SMILE Fund - Direct Growth	₹261.603 ↑ 9.01	₹3,306	-9.8	-8.7	5.8	18.5	18.2	1.5
Edelweiss Economic Resurgence Fund - Direct Growth	₹41.115 ↑ 0.57	₹3,203	-12.7	-7	0.4	16.8	14.9	7
Franklin India Smaller Companies Fund - Direct Growth	₹169.911 ↑ 5.01	₹12,934	-9	-9.8	-0.5	16.7	18	-7.6
Franklin India Prima Plus - Direct Growth	₹1,645.1 ↑ 25.37	₹19,598	-11.9	-8.6	-1.3	15.9	14.5	4.1
Franklin India Taxshield - Direct Growth	₹1,472.81 ↑ 25.23	₹6,407	-12.3	-9.4	-2.3	15.6	14.1	2.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin Build India Fund - Direct	Franklin India Opportunities Fund - Direct	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	DSP Micro Cap Fund - Direct	Franklin India Prima Fund - Direct	Sundaram SMILE Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	Franklin India Smaller Companies Fund - Direct	Franklin India Prima Plus - Direct	Franklin India Taxshield - Direct
Point 1	Bottom quartile AUM (₹3,174 Cr).	Upper mid AUM (₹8,428 Cr).	Lower mid AUM (₹4,462 Cr).	Top quartile AUM (₹16,886 Cr).	Upper mid AUM (₹12,328 Cr).	Bottom quartile AUM (₹3,306 Cr).	Bottom quartile AUM (₹3,203 Cr).	Upper mid AUM (₹12,934 Cr).	Highest AUM (₹19,598 Cr).	Lower mid AUM (₹6,407 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.98% (top quartile).	5Y return: 18.61% (upper mid).	5Y return: 10.16% (bottom quartile).	5Y return: 18.62% (top quartile).	5Y return: 14.95% (lower mid).	5Y return: 18.25% (upper mid).	5Y return: 14.87% (lower mid).	5Y return: 18.03% (upper mid).	5Y return: 14.45% (bottom quartile).	5Y return: 14.06% (bottom quartile).
Point 6	3Y return: 25.54% (top quartile).	3Y return: 24.78% (top quartile).	3Y return: 20.07% (upper mid).	3Y return: 19.61% (upper mid).	3Y return: 19.16% (upper mid).	3Y return: 18.53% (lower mid).	3Y return: 16.78% (lower mid).	3Y return: 16.68% (bottom quartile).	3Y return: 15.91% (bottom quartile).	3Y return: 15.61% (bottom quartile).
Point 7	1Y return: 6.50% (upper mid).	1Y return: -0.51% (lower mid).	1Y return: 15.22% (top quartile).	1Y return: 7.49% (top quartile).	1Y return: -0.93% (bottom quartile).	1Y return: 5.84% (upper mid).	1Y return: 0.39% (upper mid).	1Y return: -0.48% (lower mid).	1Y return: -1.32% (bottom quartile).	1Y return: -2.31% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 4.76 (top quartile).	Alpha: -8.26 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -5.33 (bottom quartile).	Alpha: 7.17 (top quartile).	Alpha: 3.73 (upper mid).	Alpha: -0.01 (lower mid).	Alpha: -1.42 (lower mid).	Alpha: -3.08 (bottom quartile).
Point 9	Sharpe: 1.59 (top quartile).	Sharpe: 1.46 (top quartile).	Sharpe: 0.23 (bottom quartile).	Sharpe: 0.95 (upper mid).	Sharpe: 0.84 (lower mid).	Sharpe: 1.09 (upper mid).	Sharpe: 1.36 (upper mid).	Sharpe: 0.54 (bottom quartile).	Sharpe: 0.86 (lower mid).	Sharpe: 0.69 (bottom quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 1.70 (top quartile).	Information ratio: -1.42 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.51 (bottom quartile).	Information ratio: -0.10 (lower mid).	Information ratio: 1.22 (top quartile).	Information ratio: -0.41 (bottom quartile).	Information ratio: 0.81 (upper mid).	Information ratio: 0.62 (upper mid).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹3,174 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: High.
5Y return: 22.98% (top quartile).
3Y return: 25.54% (top quartile).
1Y return: 6.50% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.59 (top quartile).
Information ratio: 0.00 (upper mid).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹8,428 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.61% (upper mid).
3Y return: 24.78% (top quartile).
1Y return: -0.51% (lower mid).
Alpha: 4.76 (top quartile).
Sharpe: 1.46 (top quartile).
Information ratio: 1.70 (top quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,462 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.16% (bottom quartile).
3Y return: 20.07% (upper mid).
1Y return: 15.22% (top quartile).
Alpha: -8.26 (bottom quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: -1.42 (bottom quartile).

DSP Micro Cap Fund - Direct

Top quartile AUM (₹16,886 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.62% (top quartile).
3Y return: 19.61% (upper mid).
1Y return: 7.49% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.95 (upper mid).
Information ratio: 0.00 (lower mid).

Franklin India Prima Fund - Direct

Upper mid AUM (₹12,328 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.95% (lower mid).
3Y return: 19.16% (upper mid).
1Y return: -0.93% (bottom quartile).
Alpha: -5.33 (bottom quartile).
Sharpe: 0.84 (lower mid).
Information ratio: -0.51 (bottom quartile).

Sundaram SMILE Fund - Direct

Bottom quartile AUM (₹3,306 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.25% (upper mid).
3Y return: 18.53% (lower mid).
1Y return: 5.84% (upper mid).
Alpha: 7.17 (top quartile).
Sharpe: 1.09 (upper mid).
Information ratio: -0.10 (lower mid).

Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹3,203 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.87% (lower mid).
3Y return: 16.78% (lower mid).
1Y return: 0.39% (upper mid).
Alpha: 3.73 (upper mid).
Sharpe: 1.36 (upper mid).
Information ratio: 1.22 (top quartile).

Franklin India Smaller Companies Fund - Direct

Upper mid AUM (₹12,934 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.03% (upper mid).
3Y return: 16.68% (bottom quartile).
1Y return: -0.48% (lower mid).
Alpha: -0.01 (lower mid).
Sharpe: 0.54 (bottom quartile).
Information ratio: -0.41 (bottom quartile).

Franklin India Prima Plus - Direct

Highest AUM (₹19,598 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.45% (bottom quartile).
3Y return: 15.91% (bottom quartile).
1Y return: -1.32% (bottom quartile).
Alpha: -1.42 (lower mid).
Sharpe: 0.86 (lower mid).
Information ratio: 0.81 (upper mid).

Franklin India Taxshield - Direct

Lower mid AUM (₹6,407 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 15.61% (bottom quartile).
1Y return: -2.31% (bottom quartile).
Alpha: -3.08 (bottom quartile).
Sharpe: 0.69 (bottom quartile).
Information ratio: 0.62 (upper mid).

1. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund - Direct

Bottom quartile AUM (₹3,174 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: High.
5Y return: 22.98% (top quartile).
3Y return: 25.54% (top quartile).
1Y return: 6.50% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.59 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹156.626 ↑ 3.04 (1.98 %)
Net Assets (Cr)	₹3,174 on 28 Feb 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.98
Sharpe Ratio	1.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,700
31 Mar 23	₹14,438
31 Mar 24	₹24,982
31 Mar 25	₹26,967
31 Mar 26	₹28,009

Franklin Build India Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9%
3 Month	-6%
6 Month	-3.4%
1 Year	6.5%
3 Year	25.5%
5 Year	23%
10 Year
15 Year
Since launch	20.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	29.1%
2022	52.7%
2021	12.4%
2020	47.4%
2019	6.5%
2018	7.2%
2017	-9.5%
2016	45.1%
2015	9.9%

Fund Manager information for Franklin Build India Fund - Direct

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.37 Yr.
Kiran Sebastian	7 Feb 22	4.06 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.

Data below for Franklin Build India Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

2. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund - Direct

Upper mid AUM (₹8,428 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.61% (upper mid).
3Y return: 24.78% (top quartile).
1Y return: -0.51% (lower mid).
Alpha: 4.76 (top quartile).
Sharpe: 1.46 (top quartile).
Information ratio: 1.70 (top quartile).

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹253.886 ↑ 5.16 (2.07 %)
Net Assets (Cr)	₹8,428 on 28 Feb 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.54
Sharpe Ratio	1.46
Information Ratio	1.7
Alpha Ratio	4.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,254
31 Mar 23	₹12,347
31 Mar 24	₹20,342
31 Mar 25	₹23,713
31 Mar 26	₹23,634

Franklin India Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-11.8%
3 Month	-12.8%
6 Month	-11.3%
1 Year	-0.5%
3 Year	24.8%
5 Year	18.6%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.4%
2023	39.2%
2022	54.9%
2021	-1.2%
2020	30.6%
2019	28.7%
2018	6.1%
2017	-9.4%
2016	36.8%
2015	5%

Fund Manager information for Franklin India Opportunities Fund - Direct

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	4.06 Yr.
R. Janakiraman	1 Apr 13	12.92 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	25.22%
Consumer Cyclical	16.38%
Technology	12.33%
Industrials	9.99%
Health Care	9.4%
Basic Materials	7.87%
Energy	7.85%
Communication Services	5.34%
Utility	3.59%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	6%	₹546 Cr	3,948,707
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 26 \| ONGC	4%	₹368 Cr	13,166,446
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	4%	₹357 Cr	2,969,724
Amphenol Corp Class A (Technology) Equity, Since 31 Jul 25 \| APH	4%	₹311 Cr	234,384
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| NTPC	4%	₹302 Cr	7,912,811 ↑ 1,579,499
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹294 Cr	2,107,409
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹288 Cr	1,289,735
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 26 \| HDFCBANK	3%	₹249 Cr	2,806,438 ↑ 2,806,438
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	3%	₹214 Cr	1,986,897 ↑ 1,114,281
PG Electroplast Ltd (Technology) Equity, Since 31 Oct 25 \| PGEL	2%	₹209 Cr	3,327,003

3. Franklin India Feeder - Franklin U S Opportunities Fund - Direct

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,462 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.16% (bottom quartile).
3Y return: 20.07% (upper mid).
1Y return: 15.22% (top quartile).
Alpha: -8.26 (bottom quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: -1.42 (bottom quartile).

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth
Launch Date	2 Jan 13
NAV (01 Apr 26)	₹88.1189 ↑ 0.45 (0.52 %)
Net Assets (Cr)	₹4,462 on 28 Feb 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.59
Sharpe Ratio	0.23
Information Ratio	-1.42
Alpha Ratio	-8.26
Min Investment
Min SIP Investment
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,735
31 Mar 23	₹9,466
31 Mar 24	₹13,566
31 Mar 25	₹13,832
31 Mar 26	₹16,524

Franklin India Feeder - Franklin U S Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Purchase not allowed

Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-5.3%
3 Month	-7.8%
6 Month	-7.8%
1 Year	15.2%
3 Year	20.1%
5 Year	10.2%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.4%
2023	28.4%
2022	39.3%
2021	-29.6%
2020	19.1%
2019	46.6%
2018	35.4%
2017	7.4%
2016	19.2%
2015	0%

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.37 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Technology	40.92%
Communication Services	13.18%
Consumer Cyclical	13.17%
Health Care	10.3%
Industrials	8.13%
Financial Services	4.27%
Basic Materials	1.55%
Consumer Defensive	0.83%
Real Estate	0.51%

Asset Allocation

Asset Class	Value
Cash	1.22%
Equity	96.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	99%	₹4,415 Cr	4,836,727 ↑ 43,002
Call, Cash & Other Assets CBLO \| -	1%	₹47 Cr

4. DSP Micro Cap Fund - Direct

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

Research Highlights for DSP Micro Cap Fund - Direct

Top quartile AUM (₹16,886 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.62% (top quartile).
3Y return: 19.61% (upper mid).
1Y return: 7.49% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.95 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for DSP Micro Cap Fund - Direct

DSP Micro Cap Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹199.612 ↑ 6.14 (3.17 %)
Net Assets (Cr)	₹16,886 on 28 Feb 26
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.83
Sharpe Ratio	0.95
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹14,044
31 Mar 23	₹13,948
31 Mar 24	₹20,314
31 Mar 25	₹22,330
31 Mar 26	₹23,135

DSP Micro Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Purchase not allowed

Returns for DSP Micro Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-7.2%
3 Month	-7.9%
6 Month	-6.5%
1 Year	7.5%
3 Year	19.6%
5 Year	18.6%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	26.7%
2022	42.5%
2021	1.4%
2020	60.3%
2019	34.3%
2018	1.6%
2017	-25.1%
2016	43.4%
2015	13.6%

Fund Manager information for DSP Micro Cap Fund - Direct

Name	Since	Tenure
Vinit Sambre	21 Jun 10	15.7 Yr.

Data below for DSP Micro Cap Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	35.11%
Basic Materials	16.07%
Industrials	15.8%
Health Care	9.68%
Financial Services	7.83%
Consumer Defensive	7.13%
Technology	2.43%
Communication Services	0.5%
Utility	0.11%

Asset Allocation

Asset Class	Value
Cash	5.33%
Equity	94.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Lumax Auto Technologies Ltd (Consumer Cyclical) Equity, Since 30 Jun 18 \| LUMAXTECH	6%	₹1,089 Cr	6,196,634
Thangamayil Jewellery Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| THANGAMAYL	4%	₹664 Cr	1,677,908
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹548 Cr	3,936,792 ↓ -63,208
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| WELCORP	3%	₹454 Cr	5,500,000
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| 543306	3%	₹438 Cr	3,750,000
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| 543358	2%	₹415 Cr	1,770,029
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	2%	₹410 Cr	7,000,000
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹402 Cr	10,000,000
Triveni Engineering & Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| TRIVENI	2%	₹363 Cr	9,200,000
eClerx Services Ltd (Technology) Equity, Since 28 Feb 18 \| ECLERX	2%	₹351 Cr	1,105,918

5. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Research Highlights for Franklin India Prima Fund - Direct

Upper mid AUM (₹12,328 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.95% (lower mid).
3Y return: 19.16% (upper mid).
1Y return: -0.93% (bottom quartile).
Alpha: -5.33 (bottom quartile).
Sharpe: 0.84 (lower mid).
Information ratio: -0.51 (bottom quartile).

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹2,754.45 ↑ 50.26 (1.86 %)
Net Assets (Cr)	₹12,328 on 28 Feb 26
Category	Equity - Mid Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	0.84
Information Ratio	-0.51
Alpha Ratio	-5.33
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,463
31 Mar 23	₹11,967
31 Mar 24	₹17,678
31 Mar 25	₹20,681
31 Mar 26	₹19,878

Franklin India Prima Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.5%
3 Month	-13.2%
6 Month	-9.1%
1 Year	-0.9%
3 Year	19.2%
5 Year	15%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.4%
2023	32.9%
2022	38%
2021	3%
2020	33.7%
2019	18.8%
2018	4.5%
2017	-8.5%
2016	41.1%
2015	9.5%

Fund Manager information for Franklin India Prima Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	15.09 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.
Akhil Kalluri	7 Feb 22	4.06 Yr.

Data below for Franklin India Prima Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	21.33%
Industrials	15.34%
Consumer Cyclical	13.73%
Basic Materials	11.42%
Health Care	10.56%
Technology	7.61%
Real Estate	5.59%
Consumer Defensive	3.69%
Communication Services	3.44%
Utility	2.02%
Energy	1.1%

Asset Allocation

Asset Class	Value
Cash	4.17%
Equity	95.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	3%	₹332 Cr	11,074,683
Biocon Ltd (Healthcare) Equity, Since 30 Jun 25 \| BIOCON	2%	₹281 Cr	7,219,684
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| M&MFIN	2%	₹277 Cr	7,413,356
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Mar 22 \| APLAPOLLO	2%	₹268 Cr	1,199,891 ↓ -300,000
Mphasis Ltd (Technology) Equity, Since 30 Sep 20 \| MPHASIS	2%	₹265 Cr	1,152,885 ↑ 100,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIGI	2%	₹246 Cr	1,295,000 ↑ 120,000
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 539437	2%	₹231 Cr	31,393,177
Tata Steel Ltd (Basic Materials) Equity, Since 30 Nov 22 \| TATASTEEL	2%	₹230 Cr	10,850,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Dec 21 \| MFSL	2%	₹228 Cr	1,257,487
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 22 \| PRESTIGE	2%	₹227 Cr	1,631,918

6. Sundaram SMILE Fund - Direct

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram SMILE Fund - Direct

Bottom quartile AUM (₹3,306 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.25% (upper mid).
3Y return: 18.53% (lower mid).
1Y return: 5.84% (upper mid).
Alpha: 7.17 (top quartile).
Sharpe: 1.09 (upper mid).
Information ratio: -0.10 (lower mid).

Below is the key information for Sundaram SMILE Fund - Direct

Sundaram SMILE Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹261.603 ↑ 9.01 (3.57 %)
Net Assets (Cr)	₹3,306 on 28 Feb 26
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.85
Sharpe Ratio	1.09
Information Ratio	-0.1
Alpha Ratio	7.17
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,860
31 Mar 23	₹14,005
31 Mar 24	₹21,182
31 Mar 25	₹22,063
31 Mar 26	₹22,519

Sundaram SMILE Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Sundaram SMILE Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-6.8%
3 Month	-9.8%
6 Month	-8.7%
1 Year	5.8%
3 Year	18.5%
5 Year	18.2%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.5%
2023	20.4%
2022	46.9%
2021	-0.9%
2020	62%
2019	27.4%
2018	-5.2%
2017	-28.6%
2016	56.7%
2015	0.1%

Fund Manager information for Sundaram SMILE Fund - Direct

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3.33 Yr.

Data below for Sundaram SMILE Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.38%
Industrials	18.92%
Financial Services	18.89%
Health Care	11.68%
Basic Materials	8.86%
Communication Services	4.43%
Technology	3.77%
Consumer Defensive	2.63%
Real Estate	2.09%
Utility	1.14%

Asset Allocation

Asset Class	Value
Cash	6.01%
Equity	93.77%
Debt	0.22%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	4%	₹134 Cr	352,589 ↓ -77,711
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹110 Cr	1,681,362
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹102 Cr	577,256
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹87 Cr	1,006,386 ↑ 19,175
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	2%	₹82 Cr	4,443,809
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	2%	₹82 Cr	992,680
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	2%	₹81 Cr	451,011 ↑ 19,090
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	2%	₹80 Cr	106,539 ↓ -25,549
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	2%	₹79 Cr	1,501,698 ↑ 67,177
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	2%	₹78 Cr	569,645 ↑ 58

7. Edelweiss Economic Resurgence Fund - Direct

The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹3,203 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.87% (lower mid).
3Y return: 16.78% (lower mid).
1Y return: 0.39% (upper mid).
Alpha: 3.73 (upper mid).
Sharpe: 1.36 (upper mid).
Information ratio: 1.22 (top quartile).

Below is the key information for Edelweiss Economic Resurgence Fund - Direct

Edelweiss Economic Resurgence Fund - Direct Growth
Launch Date	3 Feb 15
NAV (01 Apr 26)	₹41.115 ↑ 0.57 (1.40 %)
Net Assets (Cr)	₹3,203 on 28 Feb 26
Category	Equity - Multi Cap
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0.44
Sharpe Ratio	1.36
Information Ratio	1.22
Alpha Ratio	3.73
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,378
31 Mar 23	₹12,556
31 Mar 24	₹17,902
31 Mar 25	₹19,923
31 Mar 26	₹20,000

Edelweiss Economic Resurgence Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Purchase not allowed

Returns for Edelweiss Economic Resurgence Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-10.9%
3 Month	-12.7%
6 Month	-7%
1 Year	0.4%
3 Year	16.8%
5 Year	14.9%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	27.4%
2022	31.4%
2021	2.4%
2020	37.1%
2019	16.4%
2018	10.3%
2017	-3.6%
2016	47.9%
2015	1.2%

Fund Manager information for Edelweiss Economic Resurgence Fund - Direct

Name	Since	Tenure
Ashwani Agarwalla	15 Jun 22	3.71 Yr.
Trideep Bhattacharya	1 Oct 21	4.41 Yr.
Raj Koradia	1 Aug 24	1.58 Yr.

Data below for Edelweiss Economic Resurgence Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	35.43%
Consumer Cyclical	11.53%
Industrials	9.31%
Basic Materials	7.57%
Technology	6.93%
Health Care	6.48%
Energy	5.95%
Consumer Defensive	5.94%
Utility	3.4%
Communication Services	2.2%
Real Estate	1.2%

Asset Allocation

Asset Class	Value
Cash	3.57%
Equity	96.41%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	6%	₹194 Cr	2,190,827
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	5%	₹155 Cr	1,124,807
State Bank of India (Financial Services) Equity, Since 31 Aug 18 \| SBIN	3%	₹111 Cr	926,234
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 17 \| RELIANCE	3%	₹111 Cr	794,855
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NTPC	3%	₹109 Cr	2,854,793 ↑ 645,355
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	3%	₹103 Cr	241,612
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹84 Cr	3,958,054 ↑ 465,267
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	2%	₹71 Cr	375,230
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	2%	₹69 Cr	532,965
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 May 19 \| ULTRACEMCO	2%	₹68 Cr	53,675

8. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Research Highlights for Franklin India Smaller Companies Fund - Direct

Upper mid AUM (₹12,934 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.03% (upper mid).
3Y return: 16.68% (bottom quartile).
1Y return: -0.48% (lower mid).
Alpha: -0.01 (lower mid).
Sharpe: 0.54 (bottom quartile).
Information ratio: -0.41 (bottom quartile).

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹169.911 ↑ 5.01 (3.04 %)
Net Assets (Cr)	₹12,934 on 28 Feb 26
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.92
Sharpe Ratio	0.54
Information Ratio	-0.41
Alpha Ratio	-0.01
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,247
31 Mar 23	₹14,514
31 Mar 24	₹22,385
31 Mar 25	₹23,229
31 Mar 26	₹22,374

Franklin India Smaller Companies Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-6.9%
3 Month	-9%
6 Month	-9.8%
1 Year	-0.5%
3 Year	16.7%
5 Year	18%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-7.6%
2023	24.2%
2022	53.5%
2021	4.4%
2020	57.7%
2019	19.7%
2018	-4%
2017	-16.4%
2016	45.3%
2015	11.5%

Fund Manager information for Franklin India Smaller Companies Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	15.09 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.
Akhil Kalluri	8 Sep 22	3.48 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.2%
Financial Services	18.2%
Industrials	18.18%
Basic Materials	10.17%
Health Care	9.95%
Technology	8.1%
Real Estate	3.71%
Consumer Defensive	3.44%
Utility	3.41%

Asset Allocation

Asset Class	Value
Cash	6.65%
Equity	93.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Syrma SGS Technology Ltd (Technology) Equity, Since 31 Aug 22 \| SYRMA	2%	₹320 Cr	3,895,864
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	2%	₹309 Cr	48,064,081
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| ASTERDM	2%	₹306 Cr	4,675,704
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| BRIGADE	2%	₹269 Cr	3,868,691
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 19 \| CCL	2%	₹266 Cr	2,616,654 ↓ -393,625
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Nov 22 \| KIRLOSENG	2%	₹258 Cr	1,850,935 ↓ -250,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 30 Sep 19 \| ERIS	2%	₹254 Cr	1,866,828
Kajaria Ceramics Ltd (Industrials) Equity, Since 30 Apr 25 \| KAJARIACER	2%	₹239 Cr	2,499,656 ↑ 400,000
DCB Bank Ltd (Financial Services) Equity, Since 31 May 18 \| DCBBANK	2%	₹226 Cr	12,199,095
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 16 \| DEEPAKNTR	2%	₹219 Cr	1,387,967

9. Franklin India Prima Plus - Direct

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Research Highlights for Franklin India Prima Plus - Direct

Highest AUM (₹19,598 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.45% (bottom quartile).
3Y return: 15.91% (bottom quartile).
1Y return: -1.32% (bottom quartile).
Alpha: -1.42 (lower mid).
Sharpe: 0.86 (lower mid).
Information ratio: 0.81 (upper mid).

Below is the key information for Franklin India Prima Plus - Direct

Franklin India Prima Plus - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹1,645.1 ↑ 25.37 (1.57 %)
Net Assets (Cr)	₹19,598 on 28 Feb 26
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.95
Sharpe Ratio	0.86
Information Ratio	0.81
Alpha Ratio	-1.42
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,445
31 Mar 23	₹12,754
31 Mar 24	₹18,551
31 Mar 25	₹20,390
31 Mar 26	₹19,557

Franklin India Prima Plus - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Franklin India Prima Plus - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.6%
3 Month	-11.9%
6 Month	-8.6%
1 Year	-1.3%
3 Year	15.9%
5 Year	14.5%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	22.7%
2022	31.8%
2021	6.1%
2020	41.3%
2019	16.9%
2018	4.2%
2017	-3.4%
2016	32.1%
2015	6.2%

Fund Manager information for Franklin India Prima Plus - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	15.09 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.
Rajasa Kakulavarapu	1 Dec 23	2.25 Yr.

Data below for Franklin India Prima Plus - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	31.96%
Industrials	14.98%
Consumer Cyclical	8.93%
Technology	7.14%
Basic Materials	6.94%
Consumer Defensive	5.69%
Health Care	5.61%
Energy	5.12%
Utility	4.35%
Communication Services	3.48%
Real Estate	1.42%

Asset Allocation

Asset Class	Value
Cash	4.37%
Equity	95.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	8%	₹1,657 Cr	18,669,284 ↑ 1,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	6%	₹1,226 Cr	8,891,035
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	6%	₹1,103 Cr	7,968,423 ↑ 1,056,975
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	5%	₹912 Cr	2,131,779
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	4%	₹782 Cr	6,506,362
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	3%	₹682 Cr	3,630,906 ↓ -602,346
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹626 Cr	4,493,052
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| KOTAKBANK	3%	₹617 Cr	14,862,470 ↑ 1,000,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹587 Cr	4,515,580
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	3%	₹548 Cr	1,612,271

10. Franklin India Taxshield - Direct

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield - Direct

Lower mid AUM (₹6,407 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 15.61% (bottom quartile).
1Y return: -2.31% (bottom quartile).
Alpha: -3.08 (bottom quartile).
Sharpe: 0.69 (bottom quartile).
Information ratio: 0.62 (upper mid).

Below is the key information for Franklin India Taxshield - Direct

Franklin India Taxshield - Direct Growth
Launch Date	1 Jan 13
NAV (01 Apr 26)	₹1,472.81 ↑ 25.23 (1.74 %)
Net Assets (Cr)	₹6,407 on 28 Feb 26
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.02
Sharpe Ratio	0.69
Information Ratio	0.62
Alpha Ratio	-3.08
Min Investment
Min SIP Investment
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,247
31 Mar 23	₹12,668
31 Mar 24	₹18,524
31 Mar 25	₹20,335
31 Mar 26	₹19,241

Franklin India Taxshield - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Purchase not allowed

Returns for Franklin India Taxshield - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.3%
3 Month	-12.3%
6 Month	-9.4%
1 Year	-2.3%
3 Year	15.6%
5 Year	14.1%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.9%
2023	23.4%
2022	32.4%
2021	6.3%
2020	37.9%
2019	10.8%
2018	6.2%
2017	-2.1%
2016	30.5%
2015	5.8%

Fund Manager information for Franklin India Taxshield - Direct

Name	Since	Tenure
R. Janakiraman	2 May 16	9.83 Yr.
Rajasa Kakulavarapu	1 Dec 23	2.25 Yr.

Data below for Franklin India Taxshield - Direct as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	33.98%
Industrials	14.59%
Consumer Cyclical	9.16%
Technology	8.19%
Basic Materials	6.77%
Consumer Defensive	6.34%
Health Care	4.38%
Utility	3.84%
Communication Services	3.5%
Energy	3.2%
Real Estate	1.32%

Asset Allocation

Asset Class	Value
Cash	4.71%
Equity	95.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	9%	₹579 Cr	6,520,834
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	7%	₹455 Cr	3,297,903
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	6%	₹378 Cr	883,853
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	5%	₹343 Cr	2,477,634
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	5%	₹340 Cr	2,833,344
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹244 Cr	1,876,441
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	3%	₹224 Cr	1,192,303 ↓ -229,268
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 17 \| KOTAKBANK	3%	₹207 Cr	4,981,055
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹205 Cr	1,472,922
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹203 Cr	1,462,587

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.