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മികച്ച 7 മികച്ച പ്രകടനം നടത്തുന്ന ബാങ്കിംഗ്, സാമ്പത്തിക സേവന ഫണ്ടുകൾ 2022

Updated on September 28, 2025 , 89844 views

ബാങ്കിംഗ്, സാമ്പത്തിക സേവനങ്ങൾസെക്ടർ ഫണ്ടുകൾ ബാങ്കിംഗ്, ഫിനാൻഷ്യൽ സേവനങ്ങൾ എന്നിവ നിറവേറ്റുന്ന കമ്പനികളിൽ പ്രാഥമികമായി നിക്ഷേപിക്കുന്ന ഒരു തരം ഇക്വിറ്റി സെക്ടർ ഫണ്ടുകളാണ്. കഴിഞ്ഞ ഒരു വർഷമായി, ബാങ്കിംഗ് മേഖലയിലെ ഫണ്ടുകൾ വളരെ ശക്തമായി പ്രവർത്തിച്ചുവിപണി.കഴിഞ്ഞ 6 മാസങ്ങളിൽ, ചില മുൻനിര ബാങ്കിംഗ് മേഖലമ്യൂച്വൽ ഫണ്ടുകൾ ശരാശരി 27 ശതമാനം - 31 ശതമാനം റിട്ടേൺ നൽകി. അത്തരം ഉയർന്ന വരുമാനം എല്ലായ്പ്പോഴും പ്രലോഭിപ്പിക്കുന്നതാണ്, കൂടാതെ നിരവധി നിക്ഷേപകർ ഇതിലേക്ക് ഒഴുകുന്നുനിക്ഷേപിക്കുന്നു അത്തരം ഫണ്ടുകളിൽ.

Banking & Financial Services Mutual Funds

എബൌട്ട്, ഒരുനിക്ഷേപകൻ ഇക്വിറ്റികളുടെ അനുഭവപരിചയവും ബാങ്കിംഗ് മേഖലയിൽ നല്ല അറിവും ഉള്ളവർ ഈ ഫണ്ടുകളിൽ മാത്രമേ നിക്ഷേപിക്കാവൂ. നിങ്ങളുടെ നിക്ഷേപ പ്രക്രിയ എളുപ്പമാക്കുന്നതിന്, ഞങ്ങൾ ഇന്ത്യയിലെ ഏറ്റവും മികച്ച ബേക്കിംഗ് സെക്ടർ ഫണ്ടുകൾ ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്.

ഇന്ത്യൻ ബാങ്കിംഗ് മേഖല - അവലോകനം

27 പൊതുമേഖലാ ബാങ്കുകൾ, 26 സ്വകാര്യമേഖലാ ബാങ്കുകൾ, 56 പ്രാദേശിക ഗ്രാമീണ ബാങ്കുകൾ, 46 വിദേശ ബാങ്കുകൾ, 93,913 ഗ്രാമീണ സഹകരണ ബാങ്കുകളും 1,574 അർബൻ സഹകരണ ബാങ്കുകളും, സഹകരണ വായ്പാ സ്ഥാപനങ്ങൾക്ക് പുറമെ ഇന്ത്യൻ ബാങ്കിംഗ് സംവിധാനത്തിൽ ഉൾപ്പെടുന്നു. ഈ മേഖലയിലെ ചില പ്രധാന കളിക്കാർ- HDFCബാങ്ക്, സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ,ഐസിഐസിഐ ബാങ്ക് ലിമിറ്റഡ്, യെസ് ബാങ്ക് മുതലായവ. പൊതുമേഖലാ ബാങ്കുകൾ ബാങ്കിംഗ് സിസ്റ്റം ആസ്തികളുടെ 70 ശതമാനത്തിലധികം നിയന്ത്രിക്കുന്നു, അതുവഴി അതിന്റെ സ്വകാര്യ സഹപ്രവർത്തകർക്ക് താരതമ്യേന ചെറിയ വിഹിതം നൽകുന്നു.

വാഗ്ദാനവും മുൻനിര കമ്പനികളും ഈ മേഖലയിൽ ഉണ്ടെങ്കിലും നിക്ഷേപകർ ആ മേഖല മറക്കരുത്ഇക്വിറ്റി ഫണ്ടുകൾ എല്ലാ ഇക്വിറ്റി ഫണ്ടുകളിലും ഏറ്റവും അപകടസാധ്യതയുള്ളവയാണ്. അതിനാൽ, ഉയർന്ന നിലവാരമുള്ള പരിചയസമ്പന്നരായ നിക്ഷേപകർറിസ്ക് വിശപ്പ് ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്നവർ താഴെയുള്ള ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കേണ്ടതാണ്.

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ഇന്ത്യയിൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച 7 ബാങ്കിംഗ് & ഫിനാൻസ് മ്യൂച്വൽ ഫണ്ടുകൾ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Banking and Financial Services Fund Growth ₹188.906
↑ 2.73
₹1,255-4.863.716.521.911.1
TATA Banking and Financial Services Fund Growth ₹42.6108
↑ 0.53
₹2,819-5.37417.920.69
SBI Banking & Financial Services Fund Growth ₹42.9299
↑ 0.50
₹8,371-2.19.88.919.222.419.6
ICICI Prudential Banking and Financial Services Fund Growth ₹133.37
↑ 1.81
₹9,688-3.87.33.115.921.611.6
Baroda Pioneer Banking And Financial Services Fund Growth ₹47.3088
↑ 0.50
₹295-4.853.116.520.212.5
LIC MF Banking & Financial Services Fund Growth ₹20.8924
↑ 0.32
₹267-3.79.20.712.118.50.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹60.45
↑ 0.73
₹3,374-4.47.11.315.9228.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 7 Funds showcased

CommentaryUTI Banking and Financial Services FundTATA Banking and Financial Services FundSBI Banking & Financial Services FundICICI Prudential Banking and Financial Services FundBaroda Pioneer Banking And Financial Services FundLIC MF Banking & Financial Services FundAditya Birla Sun Life Banking And Financial Services Fund
Point 1Lower mid AUM (₹1,255 Cr).Lower mid AUM (₹2,819 Cr).Upper mid AUM (₹8,371 Cr).Highest AUM (₹9,688 Cr).Bottom quartile AUM (₹295 Cr).Bottom quartile AUM (₹267 Cr).Upper mid AUM (₹3,374 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (9+ yrs).Established history (10+ yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (11+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 2★ (lower mid).Not Rated.Rating: 5★ (upper mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 21.93% (upper mid).5Y return: 20.64% (lower mid).5Y return: 22.36% (top quartile).5Y return: 21.61% (lower mid).5Y return: 20.22% (bottom quartile).5Y return: 18.46% (bottom quartile).5Y return: 21.98% (upper mid).
Point 63Y return: 16.48% (upper mid).3Y return: 17.90% (upper mid).3Y return: 19.20% (top quartile).3Y return: 15.86% (bottom quartile).3Y return: 16.45% (lower mid).3Y return: 12.15% (bottom quartile).3Y return: 15.90% (lower mid).
Point 71Y return: 3.69% (upper mid).1Y return: 3.95% (upper mid).1Y return: 8.88% (top quartile).1Y return: 3.08% (lower mid).1Y return: 3.09% (lower mid).1Y return: 0.70% (bottom quartile).1Y return: 1.34% (bottom quartile).
Point 8Alpha: -3.36 (lower mid).Alpha: -3.57 (lower mid).Alpha: 0.46 (top quartile).Alpha: -2.57 (upper mid).Alpha: -1.26 (upper mid).Alpha: -7.08 (bottom quartile).Alpha: -6.06 (bottom quartile).
Point 9Sharpe: 0.01 (lower mid).Sharpe: -0.01 (lower mid).Sharpe: 0.28 (top quartile).Sharpe: 0.03 (upper mid).Sharpe: 0.16 (upper mid).Sharpe: -0.26 (bottom quartile).Sharpe: -0.18 (bottom quartile).
Point 10Information ratio: 0.28 (lower mid).Information ratio: 0.56 (upper mid).Information ratio: 0.69 (top quartile).Information ratio: 0.32 (lower mid).Information ratio: 0.38 (upper mid).Information ratio: -0.38 (bottom quartile).Information ratio: 0.14 (bottom quartile).

UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,255 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.93% (upper mid).
  • 3Y return: 16.48% (upper mid).
  • 1Y return: 3.69% (upper mid).
  • Alpha: -3.36 (lower mid).
  • Sharpe: 0.01 (lower mid).
  • Information ratio: 0.28 (lower mid).

TATA Banking and Financial Services Fund

  • Lower mid AUM (₹2,819 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.64% (lower mid).
  • 3Y return: 17.90% (upper mid).
  • 1Y return: 3.95% (upper mid).
  • Alpha: -3.57 (lower mid).
  • Sharpe: -0.01 (lower mid).
  • Information ratio: 0.56 (upper mid).

SBI Banking & Financial Services Fund

  • Upper mid AUM (₹8,371 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.36% (top quartile).
  • 3Y return: 19.20% (top quartile).
  • 1Y return: 8.88% (top quartile).
  • Alpha: 0.46 (top quartile).
  • Sharpe: 0.28 (top quartile).
  • Information ratio: 0.69 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 21.61% (lower mid).
  • 3Y return: 15.86% (bottom quartile).
  • 1Y return: 3.08% (lower mid).
  • Alpha: -2.57 (upper mid).
  • Sharpe: 0.03 (upper mid).
  • Information ratio: 0.32 (lower mid).

Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹295 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 20.22% (bottom quartile).
  • 3Y return: 16.45% (lower mid).
  • 1Y return: 3.09% (lower mid).
  • Alpha: -1.26 (upper mid).
  • Sharpe: 0.16 (upper mid).
  • Information ratio: 0.38 (upper mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹267 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.46% (bottom quartile).
  • 3Y return: 12.15% (bottom quartile).
  • 1Y return: 0.70% (bottom quartile).
  • Alpha: -7.08 (bottom quartile).
  • Sharpe: -0.26 (bottom quartile).
  • Information ratio: -0.38 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.98% (upper mid).
  • 3Y return: 15.90% (lower mid).
  • 1Y return: 1.34% (bottom quartile).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (bottom quartile).
മുകളിലുള്ള മുകളിലെ പട്ടികബാങ്കിംഗ് & സാമ്പത്തിക സേവനങ്ങൾ എയുഎം/അറ്റ ആസ്തികളേക്കാൾ ഉയർന്ന മ്യൂച്വൽ ഫണ്ടുകൾ100 കോടി.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,255 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.93% (upper mid).
  • 3Y return: 16.48% (upper mid).
  • 1Y return: 3.69% (upper mid).
  • Alpha: -3.36 (lower mid).
  • Sharpe: 0.01 (lower mid).
  • Information ratio: 0.28 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.6%).
  • Top-3 holdings concentration ~44.1%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (01 Oct 25) ₹188.906 ↑ 2.73   (1.47 %)
Net Assets (Cr) ₹1,255 on 31 Aug 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.01
Information Ratio 0.28
Alpha Ratio -3.36
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,238
30 Sep 22₹17,050
30 Sep 23₹20,071
30 Sep 24₹25,986
30 Sep 25₹26,946

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 2.1%
3 Month -4.8%
6 Month 6%
1 Year 3.7%
3 Year 16.5%
5 Year 21.9%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.1%
2023 19.5%
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
2015 -11.3%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.21 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services97.76%
Technology0.47%
Asset Allocation
Asset ClassValue
Cash1.76%
Equity98.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK
21%₹259 Cr1,852,344
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
16%₹196 Cr2,061,854
↑ 50,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK
8%₹98 Cr500,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK
7%₹94 Cr900,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE
6%₹74 Cr842,570
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN
5%₹68 Cr850,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA
4%₹51 Cr2,400,000
↓ -84,944
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN
3%₹41 Cr700,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | MFSL
3%₹40 Cr250,000
↓ -25,000
Indian Bank (Financial Services)
Equity, Since 31 May 23 | INDIANB
3%₹39 Cr590,843

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

  • Lower mid AUM (₹2,819 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.64% (lower mid).
  • 3Y return: 17.90% (upper mid).
  • 1Y return: 3.95% (upper mid).
  • Alpha: -3.57 (lower mid).
  • Sharpe: -0.01 (lower mid).
  • Information ratio: 0.56 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding HDFC Bank Ltd (~19.6%).
  • Top-3 holdings concentration ~36.2%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (01 Oct 25) ₹42.6108 ↑ 0.53   (1.27 %)
Net Assets (Cr) ₹2,819 on 31 Aug 25
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.98
Sharpe Ratio -0.01
Information Ratio 0.56
Alpha Ratio -3.57
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹15,993
30 Sep 22₹15,596
30 Sep 23₹19,756
30 Sep 24₹24,587
30 Sep 25₹25,559

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 2%
3 Month -5.3%
6 Month 7%
1 Year 4%
3 Year 17.9%
5 Year 20.6%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 22%
2022 16.9%
2021 11.9%
2020 2.7%
2019 25.7%
2018 -0.1%
2017 45%
2016 17.8%
2015
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Amey Sathe14 Oct 213.88 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services92.58%
Technology2.57%
Asset Allocation
Asset ClassValue
Cash4.85%
Equity95.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK
20%₹552 Cr5,800,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
8%₹235 Cr1,200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
8%₹233 Cr1,665,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK
8%₹227 Cr2,170,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Apr 25 | BAJAJFINSV
3%₹90 Cr469,857
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
3%₹79 Cr990,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | BAJFINANCE
3%₹75 Cr850,000
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIGI
3%₹74 Cr400,000
One97 Communications Ltd (Technology)
Equity, Since 31 Dec 24 | 543396
3%₹72 Cr600,000
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 20 | MFSL
3%₹72 Cr450,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

  • Upper mid AUM (₹8,371 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.36% (top quartile).
  • 3Y return: 19.20% (top quartile).
  • 1Y return: 8.88% (top quartile).
  • Alpha: 0.46 (top quartile).
  • Sharpe: 0.28 (top quartile).
  • Information ratio: 0.69 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~17.5%).
  • Top-3 holdings concentration ~35.5%.

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (01 Oct 25) ₹42.9299 ↑ 0.50   (1.17 %)
Net Assets (Cr) ₹8,371 on 31 Aug 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.28
Information Ratio 0.69
Alpha Ratio 0.46
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹16,298
30 Sep 22₹16,190
30 Sep 23₹18,475
30 Sep 24₹25,187
30 Sep 25₹27,423

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 2.8%
3 Month -2.1%
6 Month 9.8%
1 Year 8.9%
3 Year 19.2%
5 Year 22.4%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 18.6%
2022 13.5%
2021 12.1%
2020 4.8%
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 196.09 Yr.
Pradeep Kesavan1 Dec 231.75 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services97.35%
Asset Allocation
Asset ClassValue
Cash2.65%
Equity97.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
18%₹1,468 Cr15,429,430
↓ -1,600,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK
10%₹802 Cr4,091,554
↑ 600,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
8%₹701 Cr8,730,364
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
7%₹620 Cr4,435,814
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK
7%₹568 Cr5,435,410
↑ 1,500,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE
5%₹435 Cr2,408,631
↑ 783,409
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE
4%₹375 Cr4,863,085
↑ 1,142,267
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | MFSL
4%₹296 Cr1,850,168
↓ -131,961
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | BAJAJFINSV
3%₹268 Cr1,400,000
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Mar 25 | ABCAPITAL
3%₹252 Cr9,071,860
↓ -11,977

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 21.61% (lower mid).
  • 3Y return: 15.86% (bottom quartile).
  • 1Y return: 3.08% (lower mid).
  • Alpha: -2.57 (upper mid).
  • Sharpe: 0.03 (upper mid).
  • Information ratio: 0.32 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~20.5%).
  • Top-3 holdings concentration ~47.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (01 Oct 25) ₹133.37 ↑ 1.81   (1.38 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,263
30 Sep 22₹17,101
30 Sep 23₹20,162
30 Sep 24₹25,799
30 Sep 25₹26,594

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.2%
3 Month -3.8%
6 Month 7.3%
1 Year 3.1%
3 Year 15.9%
5 Year 21.6%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.59 Yr.
Sharmila D’mello30 Jun 223.17 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.04%
Health Care1.4%
Industrials0.33%
Asset Allocation
Asset ClassValue
Cash3.23%
Equity96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
21%₹1,988 Cr14,219,497
↑ 131,277
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
19%₹1,842 Cr19,359,856
↑ 1,349,342
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK
8%₹790 Cr7,555,437
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹762 Cr9,489,675
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
5%₹522 Cr2,892,347
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹462 Cr2,356,388
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
4%₹394 Cr5,099,696
↑ 1,537
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL
3%₹264 Cr1,649,161
↓ -199,065
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹249 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
2%₹192 Cr3,450,348
↑ 866,055

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹295 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 20.22% (bottom quartile).
  • 3Y return: 16.45% (lower mid).
  • 1Y return: 3.09% (lower mid).
  • Alpha: -1.26 (upper mid).
  • Sharpe: 0.16 (upper mid).
  • Information ratio: 0.38 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~24.8%).
  • Top-3 holdings concentration ~50.7%.

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund
Growth
Launch Date 22 Jun 12
NAV (01 Oct 25) ₹47.3088 ↑ 0.50   (1.08 %)
Net Assets (Cr) ₹295 on 31 Aug 25
Category Equity - Sectoral
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk High
Expense Ratio 2.42
Sharpe Ratio 0.16
Information Ratio 0.38
Alpha Ratio -1.26
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹15,982
30 Sep 22₹15,900
30 Sep 23₹18,287
30 Sep 24₹24,356
30 Sep 25₹25,110

Baroda Pioneer Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.2%
3 Month -4.8%
6 Month 5%
1 Year 3.1%
3 Year 16.5%
5 Year 20.2%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.5%
2023 20.5%
2022 15.7%
2021 8%
2020 -1%
2019 23.1%
2018 1.2%
2017 32.9%
2016 8.7%
2015 -11.8%
Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
NameSinceTenure
Sandeep Jain14 Mar 223.47 Yr.
Arjun Bagga21 Oct 240.86 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services94.86%
Technology1.55%
Asset Allocation
Asset ClassValue
Cash2.28%
Equity97.49%
Debt0.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK
25%₹73 Cr769,900
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK
18%₹55 Cr391,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN
7%₹22 Cr271,200
↑ 25,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK
5%₹15 Cr75,500
↑ 10,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | AXISBANK
4%₹13 Cr125,000
↑ 10,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | BAJFINANCE
3%₹9 Cr104,760
↑ 10,000
HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Aug 24 | HDFCAMC
3%₹8 Cr14,500
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL
2%₹7 Cr260,000
PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 543390
2%₹7 Cr40,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE
2%₹6 Cr35,300

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹267 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.46% (bottom quartile).
  • 3Y return: 12.15% (bottom quartile).
  • 1Y return: 0.70% (bottom quartile).
  • Alpha: -7.08 (bottom quartile).
  • Sharpe: -0.26 (bottom quartile).
  • Information ratio: -0.38 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding HDFC Bank Ltd (~19.4%).
  • Top-3 holdings concentration ~38.3%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (01 Oct 25) ₹20.8924 ↑ 0.32   (1.58 %)
Net Assets (Cr) ₹267 on 31 Aug 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio -0.26
Information Ratio -0.38
Alpha Ratio -7.08
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹15,821
30 Sep 22₹16,536
30 Sep 23₹19,870
30 Sep 24₹23,160
30 Sep 25₹23,323

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.9%
3 Month -3.7%
6 Month 9.2%
1 Year 0.7%
3 Year 12.1%
5 Year 18.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.5%
2023 20.5%
2022 19.6%
2021 9.8%
2020 -2.1%
2019 19.9%
2018 -18%
2017 32.7%
2016 10.5%
2015
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure
Jaiprakash Toshniwal6 Sep 213.99 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services92.57%
Technology2.81%
Consumer Cyclical1.93%
Asset Allocation
Asset ClassValue
Cash2.7%
Equity97.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | HDFCBANK
19%₹52 Cr543,506
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | ICICIBANK
12%₹33 Cr234,537
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | KOTAKBANK
7%₹18 Cr90,147
↑ 3,885
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | AXISBANK
7%₹17 Cr166,028
MAS Financial Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 22 | MASFIN
5%₹12 Cr402,877
State Bank of India (Financial Services)
Equity, Since 31 Mar 20 | SBIN
4%₹12 Cr144,858
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 24 | SBICARD
4%₹10 Cr118,687
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 22 | CREDITACC
3%₹9 Cr63,522
↓ -2,042
Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Sep 23 | PFC
3%₹8 Cr218,047
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | SHRIRAMFIN
3%₹8 Cr136,529
↑ 37,437

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.98% (upper mid).
  • 3Y return: 15.90% (lower mid).
  • 1Y return: 1.34% (bottom quartile).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.4%).
  • Top-3 holdings concentration ~46.1%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (01 Oct 25) ₹60.45 ↑ 0.73   (1.22 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,779
30 Sep 22₹17,350
30 Sep 23₹21,687
30 Sep 24₹26,653
30 Sep 25₹27,010

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 2.5%
3 Month -4.4%
6 Month 7.1%
1 Year 1.3%
3 Year 15.9%
5 Year 22%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.02 Yr.
Dhaval Joshi21 Nov 222.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.39%
Technology1.15%
Asset Allocation
Asset ClassValue
Cash2.46%
Equity97.54%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
20%₹689 Cr4,927,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
19%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK
7%₹241 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
6%₹218 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE
6%₹188 Cr2,137,250
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS
3%₹111 Cr1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹108 Cr623,906
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹104 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK
3%₹104 Cr1,446,861
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
3%₹92 Cr469,972

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