ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകളിലെ മികച്ച നേരിട്ടുള്ള പദ്ധതികൾ

Updated on October 29, 2026 , 1796 views

നേരിട്ടുള്ള പ്ലാനുകൾ അതിന്റെ സവിശേഷ സവിശേഷതകളും നേട്ടങ്ങളും കാരണം പുതിയ നിക്ഷേപകർക്കിടയിൽ വലിയ ജനപ്രീതി നേടുന്നു. നേരിട്ടുള്ള പദ്ധതികളും പതിവ് പദ്ധതികളും മറ്റൊരു പദ്ധതിയല്ല, വാസ്തവത്തിൽ അവ മ്യൂച്വൽ ഫണ്ട് സ്കീമിന്റെ ഒരു വകഭേദമാണ്. നിരവധി വർഷങ്ങളായി പതിവ് പ്ലാനുകൾ ഓപ്ഷനായിരിക്കെ, ആദ്യത്തെ നേരിട്ടുള്ള പദ്ധതി 2013 ൽ അവതരിപ്പിച്ചു.

നേരിട്ടുള്ള പദ്ധതികൾ‌ തിരഞ്ഞെടുത്ത് ഒരു ഹൈബ്രിഡ് ഫണ്ടിൽ‌ നിക്ഷേപിക്കാൻ‌ താൽ‌പ്പര്യപ്പെടുന്ന നിക്ഷേപകർ‌, നേരിട്ടുള്ള ഫണ്ടുകൾ‌, ഹൈബ്രിഡ് ഫണ്ടുകളെക്കുറിച്ച് ഒരു ഹ്രസ്വ ധാരണ, കൂടാതെ മികച്ച ഡയറക്റ്റ് പാൻ‌സ് ഹൈബ്രിഡ് ഫണ്ടുകൾ‌ എന്നിവയെക്കുറിച്ച് ഇവിടെയുണ്ട്.

നേരിട്ടുള്ള പദ്ധതികൾ ജനപ്രീതി നേടുന്നത് എന്തുകൊണ്ട്?

സാധാരണ ഫണ്ടുകളിൽ നിന്ന് വ്യത്യസ്തമായി, മ്യൂച്വൽ ഫണ്ട് കമ്പനി, കാർവി / പോലുള്ള ആർ‌ടി‌എ പോലുള്ള പരിമിതമായ ചാനലുകൾ വഴി നേരിട്ടുള്ള ഫണ്ടുകൾ ലഭ്യമാണ്.CAMS, പരിമിത മൂന്നാം കക്ഷി സെക്യൂരിറ്റീസ് ഇടനിലക്കാർ, ഫണ്ട് ഹ of സിന്റെ അംഗീകൃത പ്രാദേശിക പ്രതിനിധികൾ. ഒരു ഉപദേശകന്റെയോ മധ്യസ്ഥന്റെയോ സഹായമില്ലാതെ സ്വതന്ത്രമായി നിക്ഷേപിക്കാനും നിക്ഷേപം നടത്താനും കഴിയുന്ന നിക്ഷേപകർക്ക് ഫണ്ട് ഹ from സിൽ നിന്ന് നേരിട്ടുള്ള പദ്ധതികളിൽ നിക്ഷേപിക്കാം.

നേരിട്ടുള്ള ഫണ്ടുകളിൽ, സാധാരണ ഫണ്ടുകൾ പോലെ ചെലവ് നിരക്കുകളൊന്നുമില്ല. ഇല്ലാത്തതിനാൽവിതരണക്കാരൻ നിരക്കുകൾ / ഇടപാട് ചാർജറുകൾ മുതലായവ, നേരിട്ടുള്ള പദ്ധതികളുടെ ചെലവ് അനുപാതം കുറവാണ്. വരുമാനത്തിലും ഈ പ്രഭാവം. നേരിട്ടുള്ള മ്യൂച്വൽ ഫണ്ടിന്റെ ചെലവ് അനുപാതം കുറവായതിനാൽ, വരുമാനം സാധാരണ പദ്ധതികളേക്കാൾ അല്പം കൂടുതലായിരിക്കാം- ഏകദേശം 0.5 ശതമാനം മുതൽ 1.5 ശതമാനം വരെ ഉയർന്നത്. നിക്ഷേപകർ നേരിട്ടുള്ള ഫണ്ടുകൾ തിരഞ്ഞെടുക്കുന്നതിനുള്ള ഒരു കാരണം ഇതാണ്.

തികച്ചും, ഒരുനിക്ഷേപകൻ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപത്തിന്റെ പരിചയവും മാർക്കറ്റ് പ്രസ്ഥാനങ്ങളെക്കുറിച്ച് ന്യായമായ അറിവും ഉള്ളവർ നേരിട്ടുള്ള പദ്ധതികൾക്ക് മുൻഗണന നൽകണം. മാത്രമല്ല, നിക്ഷേപത്തെക്കുറിച്ച് ഉപദേശം ആവശ്യമില്ലാത്ത അല്ലെങ്കിൽ അവരുടെ നേരിട്ടുള്ള മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങൾ മാത്രം കൈകാര്യം ചെയ്യാൻ കഴിയുന്ന പരിചയസമ്പന്നർക്ക് ഈ ഓപ്ഷൻ തിരഞ്ഞെടുക്കാം.

ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ മനസിലാക്കുന്നു

ഹൈബ്രിഡ് ഫണ്ടുകൾ, എന്നും അറിയപ്പെടുന്നുബാലൻസ്ഡ് ഫണ്ട്, ഒരു തരംമ്യൂച്വൽ ഫണ്ടുകൾ അത് ഇക്വിറ്റിയുടെയുംഡെറ്റ് ഫണ്ട്. ഈ ഫണ്ടുകൾ ഒരു നിക്ഷേപകനെ ഇക്വിറ്റി, ഡെറ്റ് മാർക്കറ്റുകളിൽ ചില അനുപാതങ്ങളിൽ നിക്ഷേപിക്കാൻ അനുവദിക്കുന്നു. ഈ ഫണ്ടുകളിലെ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപത്തിന്റെ അനുപാതം മുൻകൂട്ടി നിശ്ചയിച്ചിട്ടുള്ളതാണ് അല്ലെങ്കിൽ ഒരു നിശ്ചിത കാലയളവിൽ വ്യത്യാസപ്പെടാം.

ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ അതിലൊന്നാണ്മികച്ച നിക്ഷേപ പദ്ധതി മൂലധന വളർച്ച ആസ്വദിക്കാൻ നിക്ഷേപകരെ അനുവദിക്കുക മാത്രമല്ല, കൃത്യമായ ഇടവേളകളിൽ സ്ഥിര വരുമാനം നേടുകയും ചെയ്യുന്നതിനാൽ.
ബാലൻസ്ഡ് ഫണ്ടുകൾ അസ്ഥിരമാണ്. ഇക്വിറ്റി, ഡെറ്റ് ഫണ്ടുകൾ എന്നിവയിൽ ഏറ്റവും മികച്ചത് അവർ വാഗ്ദാനം ചെയ്യുന്നത് ഇക്വിറ്റി ഘടകത്തിലൂടെ ഉയർന്ന വരുമാനവും ഡെറ്റ് ഘടകത്തിലൂടെ സ്ഥിരതയും ഉറപ്പാക്കുന്നു.
ഈ ഫണ്ടുകൾ പോർട്ട്ഫോളിയോ ബാലൻസ് ചെയ്യാൻ സഹായിക്കുന്നു. ഫണ്ട് രണ്ട് സ്റ്റോക്കുകളിലും നിക്ഷേപിക്കുമ്പോൾബോണ്ടുകൾ, നിക്ഷേപകർക്ക് എളുപ്പത്തിൽ ഒരു സമീകൃത പോർട്ട്‌ഫോളിയോ സൃഷ്ടിക്കാൻ കഴിയുംനിക്ഷേപം സമതുലിതമായ മ്യൂച്വൽ ഫണ്ടിൽ.
ഹൈബ്രിഡ് ഫണ്ടുകളും വൈവിധ്യവൽക്കരണ ആനുകൂല്യങ്ങളും നൽകുന്നു. സ്ഥിരത വരുമാനം നേടുന്നതിന് വൈവിധ്യവൽക്കരണം സഹായിക്കുന്നു; അതിനാൽ ഒരു ഫണ്ട് മികച്ച പ്രകടനം കാഴ്ചവച്ചാൽ മറ്റുള്ളവർക്ക് പോർട്ട്‌ഫോളിയോ സ്ഥിരീകരിക്കാൻ കഴിയും. ഇത് പോർട്ട്ഫോളിയോയുടെ മൊത്തത്തിലുള്ള അപകടസാധ്യത കുറയ്ക്കും.

നിക്ഷേപകർക്ക് ഒരു നല്ല നിക്ഷേപ ഓപ്ഷനാണ് ഹൈബ്രിഡ് ഫണ്ടുകൾമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക. ഈ ഫണ്ടുകൾക്ക് രണ്ട് ലോകങ്ങളിലും ഏറ്റവും മികച്ചത് ഉണ്ട്: ഇതിന്റെ ഗുണങ്ങൾഇക്വിറ്റികൾ ഒരു സ്ഥിര വരുമാന നിക്ഷേപത്തിന്റെ നേട്ടങ്ങൾ നേടുന്നതിനിടയിൽ. അതിനാൽ, നിക്ഷേപകർക്ക് മുകളിൽ ലിസ്റ്റുചെയ്ത മികച്ച ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാനും സ്കീമിൽ നിക്ഷേപിച്ച് നല്ല ലാഭം നേടാനും കഴിയും.

Ready to Invest?
Talk to our investment specialist

ഹൈബ്രിഡ് ഫണ്ടുകളിലോ ബാലൻസ്ഡ് ഫണ്ടുകളിലോ മികച്ച നേരിട്ടുള്ള പദ്ധതികൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
UTI Wealth Builder Fund - Direct Growth	₹84.2408 ↓ -0.04	₹6,634	-4.8	-2.5	-2.4	13.7	12.3	12.4
Edelweiss Prudent Advantage Fund - Direct Growth	₹73.75	₹3,875	-3.1	0.1	-2	12.8	12.6	7.6
JM Balanced Fund - Direct Growth	₹134.155 ↓ -0.54	₹654	-3.2	1.5	-5.1	11.8	12.1	-1.6
Axis Dynamic Equity Fund - Direct Growth	₹23.69 ↑ 0.03	₹3,651	-2.6	0.3	-1.4	11.5	9.1	8.2
Edelweiss Equity Savings Advantage Fund - Direct Growth	₹30.2497 ↓ -0.01	₹1,704	0.3	3.5	5.4	10.9	9.3	9
BNP Paribas Balanced Fund - Direct Growth	₹31.3597 ↓ -0.07	₹1,197	-3.8	-2.2	-3.2	10.5	9.4	5.3
UTI Balanced Fund - Direct Growth	₹421.184 ↓ -0.40	₹6,475	-4.9	-2.3	-5.1	10.1	9.7	7.1
Franklin India Balanced Fund - Direct Growth	₹293.483 ↓ -1.63	₹2,264	-5.3	-2.8	-7.4	9	8.4	4.7
UTI SPREAD Fund - Direct Growth	₹40.5384 ↑ 0.06	₹10,900	1.5	3.2	6.6	7.3	6.7	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Wealth Builder Fund - Direct	Edelweiss Prudent Advantage Fund - Direct	JM Balanced Fund - Direct	Axis Dynamic Equity Fund - Direct	Edelweiss Equity Savings Advantage Fund - Direct	BNP Paribas Balanced Fund - Direct	UTI Balanced Fund - Direct	Franklin India Balanced Fund - Direct	UTI SPREAD Fund - Direct
Point 1	Top quartile AUM (₹6,634 Cr).	Upper mid AUM (₹3,875 Cr).	Bottom quartile AUM (₹654 Cr).	Lower mid AUM (₹3,651 Cr).	Bottom quartile AUM (₹1,704 Cr).	Bottom quartile AUM (₹1,197 Cr).	Upper mid AUM (₹6,475 Cr).	Lower mid AUM (₹2,264 Cr).	Highest AUM (₹10,900 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (12+ yrs).	Established history (9+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 12.29% (top quartile).	5Y return: 12.64% (top quartile).	5Y return: 12.14% (upper mid).	5Y return: 9.11% (bottom quartile).	5Y return: 9.34% (lower mid).	5Y return: 9.37% (lower mid).	5Y return: 9.71% (upper mid).	5Y return: 8.42% (bottom quartile).	5Y return: 6.74% (bottom quartile).
Point 6	3Y return: 13.70% (top quartile).	3Y return: 12.76% (top quartile).	3Y return: 11.76% (upper mid).	3Y return: 11.50% (upper mid).	3Y return: 10.93% (lower mid).	3Y return: 10.50% (lower mid).	3Y return: 10.06% (bottom quartile).	3Y return: 8.97% (bottom quartile).	3Y return: 7.29% (bottom quartile).
Point 7	1Y return: -2.35% (lower mid).	1Y return: -1.98% (upper mid).	1Y return: -5.13% (bottom quartile).	1Y return: -1.41% (upper mid).	1Y return: 5.36% (top quartile).	1Y return: -3.18% (lower mid).	1Y return: -5.10% (bottom quartile).	1Y return: -7.45% (bottom quartile).	1Y return: 6.59% (top quartile).
Point 8	1M return: -1.18% (bottom quartile).	1M return: -0.12% (upper mid).	1M return: -1.58% (bottom quartile).	1M return: 0.59% (top quartile).	1M return: -0.68% (lower mid).	1M return: -0.24% (upper mid).	1M return: -0.75% (lower mid).	1M return: -1.83% (bottom quartile).	1M return: 0.52% (top quartile).
Point 9	Alpha: 0.00 (lower mid).	Alpha: 2.73 (top quartile).	Alpha: 2.46 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 1.50 (upper mid).	Alpha: 0.15 (upper mid).	Alpha: -1.51 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.10 (upper mid).	Sharpe: -0.24 (upper mid).	Sharpe: -0.27 (lower mid).	Sharpe: -0.33 (lower mid).	Sharpe: 0.45 (top quartile).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.44 (bottom quartile).	Sharpe: -0.57 (bottom quartile).	Sharpe: 1.48 (top quartile).

UTI Wealth Builder Fund - Direct

Top quartile AUM (₹6,634 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.29% (top quartile).
3Y return: 13.70% (top quartile).
1Y return: -2.35% (lower mid).
1M return: -1.18% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.10 (upper mid).

Edelweiss Prudent Advantage Fund - Direct

Upper mid AUM (₹3,875 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.64% (top quartile).
3Y return: 12.76% (top quartile).
1Y return: -1.98% (upper mid).
1M return: -0.12% (upper mid).
Alpha: 2.73 (top quartile).
Sharpe: -0.24 (upper mid).

JM Balanced Fund - Direct

Bottom quartile AUM (₹654 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.14% (upper mid).
3Y return: 11.76% (upper mid).
1Y return: -5.13% (bottom quartile).
1M return: -1.58% (bottom quartile).
Alpha: 2.46 (top quartile).
Sharpe: -0.27 (lower mid).

Axis Dynamic Equity Fund - Direct

Lower mid AUM (₹3,651 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.11% (bottom quartile).
3Y return: 11.50% (upper mid).
1Y return: -1.41% (upper mid).
1M return: 0.59% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.33 (lower mid).

Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,704 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 10.93% (lower mid).
1Y return: 5.36% (top quartile).
1M return: -0.68% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.45 (top quartile).

BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,197 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.37% (lower mid).
3Y return: 10.50% (lower mid).
1Y return: -3.18% (lower mid).
1M return: -0.24% (upper mid).
Alpha: 1.50 (upper mid).
Sharpe: -0.33 (bottom quartile).

UTI Balanced Fund - Direct

Upper mid AUM (₹6,475 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.71% (upper mid).
3Y return: 10.06% (bottom quartile).
1Y return: -5.10% (bottom quartile).
1M return: -0.75% (lower mid).
Alpha: 0.15 (upper mid).
Sharpe: -0.44 (bottom quartile).

Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,264 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.42% (bottom quartile).
3Y return: 8.97% (bottom quartile).
1Y return: -7.45% (bottom quartile).
1M return: -1.83% (bottom quartile).
Alpha: -1.51 (bottom quartile).
Sharpe: -0.57 (bottom quartile).

UTI SPREAD Fund - Direct

Highest AUM (₹10,900 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.74% (bottom quartile).
3Y return: 7.29% (bottom quartile).
1Y return: 6.59% (top quartile).
1M return: 0.52% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.48 (top quartile).

1. UTI Wealth Builder Fund - Direct

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Wealth Builder Fund - Direct

Top quartile AUM (₹6,634 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.29% (top quartile).
3Y return: 13.70% (top quartile).
1Y return: -2.35% (lower mid).
1M return: -1.18% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~13.6%).

Below is the key information for UTI Wealth Builder Fund - Direct

UTI Wealth Builder Fund - Direct Growth
Launch Date	1 Jan 13
NAV (30 Oct 26)	₹84.2408 ↓ -0.04 (-0.04 %)
Net Assets (Cr)	₹6,634 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.57
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,326
31 Oct 23	₹12,120
31 Oct 24	₹16,647
31 Oct 25	₹18,242
31 Oct 26	₹17,855

UTI Wealth Builder Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Wealth Builder Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.2%
3 Month	-4.8%
6 Month	-2.5%
1 Year	-2.4%
3 Year	13.7%
5 Year	12.3%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.4%
2024	21.9%
2023	30.2%
2022	5.3%
2021	12.7%
2020	14%
2019	4.8%
2018	0.5%
2017	18.2%
2016	8%

Fund Manager information for UTI Wealth Builder Fund - Direct

Name	Since	Tenure
Sharwan Goyal	12 Nov 21	4.88 Yr.
Jaydeep Bhowal	1 Oct 24	2 Yr.
Lokesh Kulthia	19 Jun 26	0.28 Yr.

Data below for UTI Wealth Builder Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.45%
Equity	71.64%
Debt	10.77%
Other	15.14%

Equity Sector Allocation

Sector	Value
Financial Services	20.34%
Industrials	10.26%
Consumer Defensive	9.49%
Technology	7.31%
Basic Materials	5.78%
Consumer Cyclical	5.61%
Real Estate	4.18%
Health Care	3.79%
Energy	2.16%
Communication Services	1.53%
Utility	0.04%

Debt Sector Allocation

Sector	Value
Government	5.42%
Corporate	5.4%
Cash Equivalent	2.4%

Credit Quality

Rating	Value
AA	7.54%
AAA	92.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	14%	₹904 Cr	73,012,656
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	3%	₹214 Cr	1,619,611
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| KOTAKBANK	3%	₹208 Cr	4,999,306 ↓ -5,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	3%	₹195 Cr	2,752,846 ↑ 260,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹171 Cr	6,498,903 ↓ -17,272
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	3%	₹170 Cr	1,297,036 ↑ 7,847
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹157 Cr	765,007 ↓ -1,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 25 \| BEL	2%	₹121 Cr	3,118,720
UTI Silver Exchange Traded Fund - \| -	2%	₹113 Cr	5,340,659 ↑ 849,800
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jul 23 \| INDIGO	2%	₹112 Cr	225,484

2. Edelweiss Prudent Advantage Fund - Direct

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Prudent Advantage Fund - Direct

Upper mid AUM (₹3,875 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.64% (top quartile).
3Y return: 12.76% (top quartile).
1Y return: -1.98% (upper mid).
1M return: -0.12% (upper mid).
Alpha: 2.73 (top quartile).
Sharpe: -0.24 (upper mid).
Information ratio: 1.45 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding Edelweiss Money Market Dir Gr (~5.2%).

Below is the key information for Edelweiss Prudent Advantage Fund - Direct

Edelweiss Prudent Advantage Fund - Direct Growth
Launch Date	1 Jan 13
NAV (30 Oct 26)	₹73.75
Net Assets (Cr)	₹3,875 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	-0.24
Information Ratio	1.45
Alpha Ratio	2.73
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,952
31 Oct 23	₹12,621
31 Oct 24	₹17,030
31 Oct 25	₹18,436
31 Oct 26	₹18,134

Edelweiss Prudent Advantage Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Edelweiss Prudent Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.1%
3 Month	-3.1%
6 Month	0.1%
1 Year	-2%
3 Year	12.8%
5 Year	12.6%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.6%
2024	22.2%
2023	27.7%
2022	7.4%
2021	29.5%
2020	14.5%
2019	12.1%
2018	0.8%
2017	26.8%
2016	0.6%

Fund Manager information for Edelweiss Prudent Advantage Fund - Direct

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.71 Yr.
Bhavesh Jain	14 Oct 15	10.97 Yr.
Bharat Lahoti	1 Oct 21	5 Yr.
Rahul Dedhia	1 Jul 24	2.25 Yr.

Data below for Edelweiss Prudent Advantage Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	11.48%
Equity	77.28%
Debt	11.22%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	20.87%
Consumer Cyclical	13.13%
Health Care	8.01%
Basic Materials	7.05%
Industrials	6.87%
Technology	5.1%
Consumer Defensive	4.4%
Communication Services	3.56%
Energy	3.2%
Utility	2.42%
Real Estate	2.28%

Debt Sector Allocation

Sector	Value
Corporate	14.12%
Cash Equivalent	5.7%
Government	2.88%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Edelweiss Money Market Dir Gr Investment Fund \| -	5%	₹202 Cr	59,337,499 ↑ 44,152,321
Edelweiss Ultra Short Term Dir Gr Investment Fund \| -	5%	₹201 Cr	1,996,855 ↑ 496,930
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	4%	₹161 Cr	1,218,490
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹118 Cr	673,607
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	3%	₹118 Cr	1,667,382
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹106 Cr	890,965
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	3%	₹102 Cr	1,066,853
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 19 \| SUNPHARMA	2%	₹82 Cr	451,425
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| 532555	2%	₹75 Cr	2,337,397
Aditya Birla Capital Limited Debentures \| -	2%	₹75 Cr	7,500,000

3. JM Balanced Fund - Direct

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Balanced Fund - Direct

Bottom quartile AUM (₹654 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.14% (upper mid).
3Y return: 11.76% (upper mid).
1Y return: -5.13% (bottom quartile).
1M return: -1.58% (bottom quartile).
Alpha: 2.46 (top quartile).
Sharpe: -0.27 (lower mid).
Information ratio: 0.54 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding One97 Communications Ltd (~3.8%).

Below is the key information for JM Balanced Fund - Direct

JM Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (30 Oct 26)	₹134.155 ↓ -0.54 (-0.40 %)
Net Assets (Cr)	₹654 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.67
Sharpe Ratio	-0.27
Information Ratio	0.54
Alpha Ratio	2.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,290
31 Oct 23	₹12,702
31 Oct 24	₹18,577
31 Oct 25	₹18,627
31 Oct 26	₹17,734

JM Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for JM Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.6%
3 Month	-3.2%
6 Month	1.5%
1 Year	-5.1%
3 Year	11.8%
5 Year	12.1%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-1.6%
2024	29.3%
2023	35.5%
2022	9.1%
2021	23.9%
2020	31.5%
2019	-6.8%
2018	2.5%
2017	18.6%
2016	3.8%

Fund Manager information for JM Balanced Fund - Direct

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	2 Yr.
Asit Bhandarkar	31 Dec 21	4.75 Yr.
Ruchi Fozdar	4 Oct 24	1.99 Yr.
Deepak Gupta	11 Apr 25	1.47 Yr.

Data below for JM Balanced Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.37%
Equity	77.77%
Debt	15.87%

Equity Sector Allocation

Sector	Value
Financial Services	22.53%
Consumer Cyclical	13.09%
Industrials	9.49%
Technology	8.77%
Health Care	5.36%
Basic Materials	4.69%
Communication Services	3.63%
Energy	3.54%
Utility	2.85%
Consumer Defensive	2.69%
Real Estate	1.12%

Debt Sector Allocation

Sector	Value
Corporate	13.49%
Government	6.39%
Cash Equivalent	2.35%

Credit Quality

Rating	Value
AA	17.28%
AAA	82.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| PAYTM	4%	₹25 Cr	148,147
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹19 Cr	600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	3%	₹18 Cr	100,946
6.94% Govt Stock 2036 Sovereign Bonds \| -	3%	₹17 Cr	1,775,000 ↑ 750,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹17 Cr	179,040
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| KOTAKBANK	2%	₹16 Cr	380,000
6.36% Govt Stock 2031 Sovereign Bonds \| -	2%	₹15 Cr	1,525,000 ↓ -1,000,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 26 \| RELIANCE	2%	₹14 Cr	121,500 ↓ -11,500
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 25 \| APOLLOHOSP	2%	₹14 Cr	17,014
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	2%	₹14 Cr	41,421

4. Axis Dynamic Equity Fund - Direct

To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Axis Dynamic Equity Fund - Direct

Lower mid AUM (₹3,651 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.11% (bottom quartile).
3Y return: 11.50% (upper mid).
1Y return: -1.41% (upper mid).
1M return: 0.59% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.8%).

Below is the key information for Axis Dynamic Equity Fund - Direct

Axis Dynamic Equity Fund - Direct Growth
Launch Date	1 Aug 17
NAV (30 Oct 26)	₹23.69 ↑ 0.03 (0.13 %)
Net Assets (Cr)	₹3,651 on 30 Sep 26
Category	Hybrid - Dynamic Allocation
AMC	Axis Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.74
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,163
31 Oct 23	₹11,142
31 Oct 24	₹14,595
31 Oct 25	₹15,640
31 Oct 26	₹15,463

Axis Dynamic Equity Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Axis Dynamic Equity Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.6%
3 Month	-2.6%
6 Month	0.3%
1 Year	-1.4%
3 Year	11.5%
5 Year	9.1%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.2%
2024	19%
2023	21.5%
2022	0.9%
2021	17.2%
2020	11.4%
2019	7.5%
2018	4.5%
2017
2016

Fund Manager information for Axis Dynamic Equity Fund - Direct

Name	Since	Tenure
Devang Shah	5 Apr 24	2.49 Yr.
Hardik Shah	31 Jan 22	4.67 Yr.
Jayesh Sundar	28 Sep 23	3.01 Yr.

Data below for Axis Dynamic Equity Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	17.71%
Equity	61.77%
Debt	20.52%

Equity Sector Allocation

Sector	Value
Financial Services	21.61%
Consumer Cyclical	9.62%
Industrials	5.63%
Technology	4.78%
Health Care	4.54%
Energy	3.8%
Consumer Defensive	3.38%
Communication Services	3.12%
Real Estate	2.24%
Basic Materials	1.93%
Utility	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	15.8%
Corporate	15.72%
Government	6.71%

Credit Quality

Rating	Value
AA	42.66%
AAA	57.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| ICICIBANK	6%	₹212 Cr	1,605,062
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| HDFCBANK	6%	₹206 Cr	2,908,646 ↓ -650
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 17 \| RELIANCE	4%	₹162 Cr	1,363,657
State Bank of India (Financial Services) Equity, Since 31 May 21 \| SBIN	3%	₹119 Cr	1,238,820 ↓ -38,004
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| KOTAKBANK	2%	₹87 Cr	2,094,719
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 22 \| BHARTIARTL	2%	₹87 Cr	494,498
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 21 \| LT	2%	₹80 Cr	214,070 ↓ -5,950
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	2%	₹80 Cr	808,320
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 20 \| M&M	2%	₹73 Cr	249,129 ↓ -18,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 24 \| APOLLOHOSP	2%	₹67 Cr	81,790 ↑ 3,354

5. Edelweiss Equity Savings Advantage Fund - Direct

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,704 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 10.93% (lower mid).
1Y return: 5.36% (top quartile).
1M return: -0.68% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.45 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~55%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.9%).

Below is the key information for Edelweiss Equity Savings Advantage Fund - Direct

Edelweiss Equity Savings Advantage Fund - Direct Growth
Launch Date	13 Oct 14
NAV (30 Oct 26)	₹30.2497 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹1,704 on 30 Sep 26
Category	Hybrid - Equity Savings
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.6
Sharpe Ratio	0.45
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,415
31 Oct 23	₹11,446
31 Oct 24	₹13,468
31 Oct 25	₹14,825
31 Oct 26	₹15,630

Edelweiss Equity Savings Advantage Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Purchase not allowed

Returns for Edelweiss Equity Savings Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.7%
3 Month	0.3%
6 Month	3.5%
1 Year	5.4%
3 Year	10.9%
5 Year	9.3%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9%
2024	14.5%
2023	14.3%
2022	4.6%
2021	13.1%
2020	14.1%
2019	8.1%
2018	4.9%
2017	15.8%
2016	4.9%

Fund Manager information for Edelweiss Equity Savings Advantage Fund - Direct

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.71 Yr.
Bhavesh Jain	1 Oct 21	5 Yr.
Bharat Lahoti	18 Sep 17	9.04 Yr.
Rahul Dedhia	1 Jul 24	2.25 Yr.

Data below for Edelweiss Equity Savings Advantage Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	54.81%
Equity	32.51%
Debt	12.65%
Other	0.03%

Equity Sector Allocation

Sector	Value
Financial Services	9.92%
Real Estate	4.38%
Industrials	3.79%
Consumer Cyclical	3.47%
Health Care	2.96%
Basic Materials	2.26%
Utility	1.71%
Communication Services	1.28%
Technology	1.1%
Consumer Defensive	1.02%
Energy	0.8%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.3%
Corporate	13.23%
Government	3.93%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	5%	₹84 Cr	1,182,164
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| ICICIBANK	5%	₹78 Cr	590,629 ↑ 200,900
Future on HDFC Bank Ltd Derivatives \| -	4%	-₹75 Cr	1,053,650
Edelweiss Ultra Short Term Dir Gr Investment Fund \| -	4%	₹75 Cr	746,754 ↑ 496,930
Steel Authority Of India Ltd (Basic Materials) Equity, Since 30 Sep 25 \| SAIL	4%	₹73 Cr	3,999,700
Future on Steel Authority Of India Ltd Derivatives \| -	4%	-₹71 Cr	3,999,700
Edelweiss Ultra Short to S/T Dir Gr Investment Fund \| -	4%	₹63 Cr	567,155
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹61 Cr	462,700 ↑ 200,900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹53 Cr	300,780 ↑ 9,025
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	3%	₹50 Cr	420,751 ↑ 50,000

6. BNP Paribas Balanced Fund - Direct

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

Research Highlights for BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,197 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.37% (lower mid).
3Y return: 10.50% (lower mid).
1Y return: -3.18% (lower mid).
1M return: -0.24% (upper mid).
Alpha: 1.50 (upper mid).
Sharpe: -0.33 (bottom quartile).
Information ratio: 0.74 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.0%).

Below is the key information for BNP Paribas Balanced Fund - Direct

BNP Paribas Balanced Fund - Direct Growth
Launch Date	7 Apr 17
NAV (30 Oct 26)	₹31.3597 ↓ -0.07 (-0.21 %)
Net Assets (Cr)	₹1,197 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.52
Sharpe Ratio	-0.34
Information Ratio	0.74
Alpha Ratio	1.5
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,344
31 Oct 23	₹11,580
31 Oct 24	₹15,503
31 Oct 25	₹16,116
31 Oct 26	₹15,646

BNP Paribas Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for BNP Paribas Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.2%
3 Month	-3.8%
6 Month	-2.2%
1 Year	-3.2%
3 Year	10.5%
5 Year	9.4%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.3%
2024	21.2%
2023	23%
2022	6.1%
2021	24.3%
2020	16.8%
2019	18%
2018	2%
2017
2016

Fund Manager information for BNP Paribas Balanced Fund - Direct

Name	Since	Tenure
Prashant Pimple	16 Sep 26	0.04 Yr.
Jitendra Sriram	16 Jun 22	4.29 Yr.
Kushant Arora	1 Jul 26	0.25 Yr.

Data below for BNP Paribas Balanced Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.05%
Equity	72.96%
Debt	21%

Equity Sector Allocation

Sector	Value
Financial Services	22.13%
Industrials	12.56%
Consumer Cyclical	9.42%
Technology	8.51%
Energy	5.36%
Consumer Defensive	5.16%
Basic Materials	3.64%
Health Care	2.37%
Communication Services	1.98%
Utility	1.81%

Debt Sector Allocation

Sector	Value
Corporate	16%
Government	5.81%
Cash Equivalent	5.23%

Credit Quality

Rating	Value
AA	23.64%
AAA	76.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	5%	₹59 Cr	450,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFCBANK	5%	₹56 Cr	792,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| POWERINDIA	4%	₹51 Cr	16,560
Reliance Industries Ltd (Energy) Equity, Since 31 May 21 \| RELIANCE	4%	₹48 Cr	405,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹47 Cr	126,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| KOTAKBANK	2%	₹26 Cr	630,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ETERNAL	2%	₹26 Cr	810,000 ↓ -11,693
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 19 \| BHARTIARTL	2%	₹24 Cr	135,000
Bosch Ltd (Consumer Cyclical) Equity, Since 31 Jul 22 \| 500530	2%	₹22 Cr	4,680
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| 500103	2%	₹21 Cr	495,000

7. UTI Balanced Fund - Direct

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Balanced Fund - Direct

Upper mid AUM (₹6,475 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.71% (upper mid).
3Y return: 10.06% (bottom quartile).
1Y return: -5.10% (bottom quartile).
1M return: -0.75% (lower mid).
Alpha: 0.15 (upper mid).
Sharpe: -0.44 (bottom quartile).
Information ratio: 0.77 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~74%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for UTI Balanced Fund - Direct

UTI Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (30 Oct 26)	₹421.184 ↓ -0.40 (-0.09 %)
Net Assets (Cr)	₹6,475 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.22
Sharpe Ratio	-0.44
Information Ratio	0.77
Alpha Ratio	0.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,422
31 Oct 23	₹11,893
31 Oct 24	₹15,973
31 Oct 25	₹16,682
31 Oct 26	₹15,895

UTI Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.8%
3 Month	-4.9%
6 Month	-2.3%
1 Year	-5.1%
3 Year	10.1%
5 Year	9.7%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	20.5%
2023	26.2%
2022	6.3%
2021	31.3%
2020	14.1%
2019	3.1%
2018	-4.9%
2017	26.6%
2016	9.4%

Fund Manager information for UTI Balanced Fund - Direct

Name	Since	Tenure
V Srivatsa	24 Sep 09	17.03 Yr.
Jaydeep Bhowal	3 Nov 25	0.91 Yr.

Data below for UTI Balanced Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.75%
Equity	74.13%
Debt	22.12%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	23.97%
Industrials	8.41%
Energy	6.34%
Consumer Cyclical	5.57%
Technology	5.53%
Basic Materials	5.36%
Communication Services	4.86%
Health Care	4.84%
Consumer Defensive	3.9%
Utility	2.74%
Real Estate	2.6%

Debt Sector Allocation

Sector	Value
Government	12.37%
Corporate	9.91%
Cash Equivalent	3.59%

Credit Quality

Rating	Value
AA	8.87%
AAA	91.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹390 Cr	5,501,507
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹351 Cr	2,653,644
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	4%	₹254 Cr	2,142,458 ↑ 55,555
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹230 Cr	2,312,693 ↑ 45,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	3%	₹195 Cr	519,809
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹188 Cr	1,956,544
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹168 Cr	6,386,517 ↑ 225,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹158 Cr	1,766,250,000 ↑ 115,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	2%	₹154 Cr	1,619,100,000 ↑ 200,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	2%	₹143 Cr	816,140 ↓ -96,666

8. Franklin India Balanced Fund - Direct

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Research Highlights for Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,264 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.42% (bottom quartile).
3Y return: 8.97% (bottom quartile).
1Y return: -7.45% (bottom quartile).
1M return: -1.83% (bottom quartile).
Alpha: -1.51 (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.35 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Jubilant Bevco Limited (~5.0%).

Below is the key information for Franklin India Balanced Fund - Direct

Franklin India Balanced Fund - Direct Growth
Launch Date	1 Jan 13
NAV (30 Oct 26)	₹293.483 ↓ -1.63 (-0.55 %)
Net Assets (Cr)	₹2,264 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.04
Sharpe Ratio	-0.57
Information Ratio	0.35
Alpha Ratio	-1.51
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,368
31 Oct 23	₹11,557
31 Oct 24	₹15,149
31 Oct 25	₹16,099
31 Oct 26	₹14,982

Franklin India Balanced Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Franklin India Balanced Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.8%
3 Month	-5.3%
6 Month	-2.8%
1 Year	-7.4%
3 Year	9%
5 Year	8.4%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.7%
2024	18.9%
2023	23.9%
2022	5.8%
2021	25%
2020	14.8%
2019	9.1%
2018	-0.4%
2017	22.8%
2016	9.2%

Fund Manager information for Franklin India Balanced Fund - Direct

Name	Since	Tenure
Ajay Argal	4 Oct 24	1.99 Yr.
Anuj Tagra	7 Mar 24	2.57 Yr.
Chandni Gupta	7 Mar 24	2.57 Yr.
Sandeep Manam	18 Oct 21	4.95 Yr.
Rajasa Kakulavarapu	6 Sep 21	5.07 Yr.

Data below for Franklin India Balanced Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.03%
Equity	70.32%
Debt	26.65%

Equity Sector Allocation

Sector	Value
Financial Services	21.05%
Industrials	12.41%
Consumer Cyclical	12.31%
Health Care	7.16%
Technology	4.95%
Basic Materials	3.47%
Consumer Defensive	2.69%
Communication Services	2.07%
Energy	1.73%
Utility	1.27%
Real Estate	1.2%

Debt Sector Allocation

Sector	Value
Corporate	19.4%
Government	7.46%
Cash Equivalent	2.82%

Credit Quality

Rating	Value
AA	29.77%
AAA	70.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -	5%	₹112 Cr	9,994
Jubilant Beverages Limited Debentures \| -	3%	₹69 Cr	6,130
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	3%	₹67 Cr	950,000 ↓ -187,629
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹65 Cr	530,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹65 Cr	490,000 ↓ -30,000
State Bank of India (Financial Services) Equity, Since 31 Dec 15 \| SBIN	3%	₹64 Cr	670,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| ETERNAL	2%	₹54 Cr	1,700,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| M&M	2%	₹53 Cr	180,000
Poonawalla Fincorp Limited Debentures \| -	2%	₹52 Cr	5,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 05 \| BHARTIARTL	2%	₹47 Cr	267,000

9. UTI SPREAD Fund - Direct

The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in equity and equity-related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for UTI SPREAD Fund - Direct

Highest AUM (₹10,900 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.74% (bottom quartile).
3Y return: 7.29% (bottom quartile).
1Y return: 6.59% (top quartile).
1M return: 0.52% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.48 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Communication Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Money Market Dir Gr (~19.6%).

Below is the key information for UTI SPREAD Fund - Direct

UTI SPREAD Fund - Direct Growth
Launch Date	23 Jan 13
NAV (30 Oct 26)	₹40.5384 ↑ 0.06 (0.14 %)
Net Assets (Cr)	₹10,900 on 30 Sep 26
Category	Hybrid - Arbitrage
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.27
Sharpe Ratio	1.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-30 Days (0.5%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,410
31 Oct 23	₹11,219
31 Oct 24	₹12,132
31 Oct 25	₹12,996
31 Oct 26	₹13,855

UTI SPREAD Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for UTI SPREAD Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.2%
1 Year	6.6%
3 Year	7.3%
5 Year	6.7%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	8.3%
2023	7.8%
2022	4.6%
2021	4.5%
2020	5%
2019	6.7%
2018	6.7%
2017	6.2%
2016	7%

Fund Manager information for UTI SPREAD Fund - Direct

Name	Since	Tenure
Amit Sharma	2 Jul 18	8.25 Yr.
Sharwan Goyal	1 Jan 21	5.75 Yr.
Monish Lotia	1 Sep 26	0.08 Yr.

Data below for UTI SPREAD Fund - Direct as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	94.06%
Debt	6.19%
Other	0.09%

Equity Sector Allocation

Sector	Value
Communication Services	1.54%
Consumer Defensive	1.3%
Financial Services	0.83%
Basic Materials	0.72%
Health Care	0.44%
Consumer Cyclical	0.36%
Utility	0.31%
Energy	0.16%
Industrials	0.08%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.66%
Corporate	20.68%
Government	4.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Money Market Dir Gr Investment Fund \| -	20%	₹2,134 Cr	6,305,789 ↑ 739,883
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹552 Cr	7,713,550 ↑ 7,713,550
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	5%	₹547 Cr	7,713,550 ↑ 483,600
Future on Reliance Industries Ltd Derivatives \| -	5%	-₹523 Cr	4,389,500 ↑ 4,389,500
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 23 \| RELIANCE	5%	₹521 Cr	4,389,500 ↑ 1,309,000
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹481 Cr	3,618,300 ↑ 3,618,300
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| ICICIBANK	4%	₹478 Cr	3,618,300 ↑ 1,290,100
Future on State Bank of India Derivatives \| -	3%	-₹357 Cr	3,692,250 ↑ 3,692,250
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹354 Cr	3,692,250 ↑ 81,000
UTI Floating Intst Rts Dir Gr Investment Fund \| -	2%	₹252 Cr	1,492,702 ↑ 594,689

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തി. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് ഒരു ഉറപ്പുമില്ല. നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് ദയവായി സ്കീം വിവര പ്രമാണം ഉപയോഗിച്ച് പരിശോധിക്കുക.