निप्पॉन/रिलायन्स म्युच्युअल फंड 2022 चे शीर्ष 3 सर्वोत्तम बॅलन्स्ड फंड

Updated on August 31, 2025 , 5635 views

संतुलित निधी कर्ज आणि दोन्हीचे संयोजन आहेइक्विटी फंड. हे फंड दोन्ही फंडांचे फायदे देतात, म्हणजे इक्विटीद्वारे दीर्घकालीन संपत्ती निर्मिती आणि नियमित परतावागुंतवणूक मध्येकर्ज निधी. साधारणपणे, हे फंड अशा गुंतवणूकदारांसाठी एक चांगला पर्याय आहेत जे कमी जोखीम ते मध्यम जोखमीसह अल्प ते मध्यम कालावधीत त्यांच्या गुंतवणुकीत विविधता आणण्याचे मार्ग शोधत आहेत.

निप्पॉन इंडियाम्युच्युअल फंड (पूर्वी ओळखले जात होते ह्या नावानेरिलायन्स म्युच्युअल फंड), अग्रगण्यांपैकी एक आहेAMCs भारतात, गुंतवणूकदार अनेकदा या फंड हाऊसच्या उत्कृष्ट कामगिरी करणाऱ्या योजनांकडे पाहतात. अशा प्रकारे, आम्ही निप्पॉन/रिलायन्स MF द्वारे शीर्ष 3 सर्वोत्तम बॅलन्स्ड फंडांची निवड केली आहे. AUM सारखे महत्त्वाचे पॅरामीटर्स,नाही, या निधीची शॉर्टलिस्ट करण्यासाठी मागील कामगिरी हाती घेण्यात आली आहे. गुंतवणूकदार या संतुलित फंडांमध्ये गुंतवणूक करू शकतात आणि इष्टतम परतावा मिळवू शकतात.

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महत्वाची माहिती

ऑक्टोबर 2019 पासून, रिलायन्स म्युच्युअल फंडाचे नाव बदलले गेलेनिप्पॉन इंडिया म्युच्युअल फंड. निप्पॉन लाइफने रिलायन्स निप्पॉन अॅसेट मॅनेजमेंट (RNAM) मध्ये बहुसंख्य (75%) स्टेक विकत घेतले आहेत. संरचनेत आणि व्यवस्थापनात कोणताही बदल न करता कंपनी आपले कार्य चालू ठेवेल.

निप्पॉन/रिलायन्स म्युच्युअल फंडात गुंतवणूक का करावी?

नाविन्यपूर्ण: AMC सातत्याने नवीन आणि नाविन्यपूर्ण योजना आपल्या गुंतवणूकदारांना देते.
ग्रेट कस्टमर केअर: कंपनी आपल्या गुंतवणूकदारांची खूप काळजी घेते. गुंतवणुकदारांना मदत करण्यासाठी एक अतिशय स्थिर आणि उच्च-कार्यक्षम ग्राहक समर्थन संघ आहे.
अनुभवी अनुभव: रिलायन्स मध्ये आहेबाजार दोन दशकांहून अधिक काळ. त्याला निधी व्यवस्थापन आणि वित्तीय सेवांचा अनुभव आणि कौशल्य आहे.
मजबूत नेटवर्क: निप्पॉन इंडिया म्युच्युअल फंडाचे वितरण जाळे खूप मजबूत आहे. भारतातील 150 हून अधिक शहरांमध्ये त्याची उपस्थिती आहे.

बेस्ट निप्पॉन/रिलायन्स बॅलन्स्ड म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Arbitrage Fund Growth	₹26.7862 ↑ 0.01	₹15,383	1.4	3.1	6.4	6.8	5.6	7.5
Nippon India Equity Hybrid Fund Growth	₹103.738 ↑ 0.01	₹3,936	0.7	11.9	0.2	15.3	18.3	16.1
Nippon India Hybrid Bond Fund Growth	₹58.1851 ↓ -0.01	₹899	1.5	5.8	7.3	8.7	8.8	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 3 Funds showcased

Commentary	Nippon India Arbitrage Fund	Nippon India Equity Hybrid Fund	Nippon India Hybrid Bond Fund
Point 1	Highest AUM (₹15,383 Cr).	Lower mid AUM (₹3,936 Cr).	Bottom quartile AUM (₹899 Cr).
Point 2	Established history (14+ yrs).	Established history (20+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 5.60% (bottom quartile).	5Y return: 18.32% (upper mid).	5Y return: 8.79% (lower mid).
Point 6	3Y return: 6.83% (bottom quartile).	3Y return: 15.25% (upper mid).	3Y return: 8.71% (lower mid).
Point 7	1Y return: 6.45% (lower mid).	1Y return: 0.20% (bottom quartile).	1Y return: 7.35% (upper mid).
Point 8	1M return: 0.33% (bottom quartile).	1M return: 0.46% (upper mid).	1M return: 0.36% (lower mid).
Point 9	Alpha: 0.00 (bottom quartile).	Alpha: 0.72 (lower mid).	Alpha: 0.77 (upper mid).
Point 10	Sharpe: 0.26 (lower mid).	Sharpe: -0.31 (bottom quartile).	Sharpe: 0.53 (upper mid).

Nippon India Arbitrage Fund

Highest AUM (₹15,383 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 5.60% (bottom quartile).
3Y return: 6.83% (bottom quartile).
1Y return: 6.45% (lower mid).
1M return: 0.33% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.26 (lower mid).

Nippon India Equity Hybrid Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.32% (upper mid).
3Y return: 15.25% (upper mid).
1Y return: 0.20% (bottom quartile).
1M return: 0.46% (upper mid).
Alpha: 0.72 (lower mid).
Sharpe: -0.31 (bottom quartile).

Nippon India Hybrid Bond Fund

Bottom quartile AUM (₹899 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 8.79% (lower mid).
3Y return: 8.71% (lower mid).
1Y return: 7.35% (upper mid).
1M return: 0.36% (lower mid).
Alpha: 0.77 (upper mid).
Sharpe: 0.53 (upper mid).

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Research Highlights for Nippon India Arbitrage Fund

Highest AUM (₹15,383 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 5.60% (bottom quartile).
3Y return: 6.83% (bottom quartile).
1Y return: 6.45% (lower mid).
1M return: 0.33% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.26 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Nippon India Money Market Dir Gr (~11.4%).

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (02 Sep 25)	₹26.7862 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹15,383 on 31 Jul 25
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.07
Sharpe Ratio	0.26
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,401
31 Aug 22	₹10,754
31 Aug 23	₹11,457
31 Aug 24	₹12,314
31 Aug 25	₹13,117

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	3.1%
1 Year	6.4%
3 Year	6.8%
5 Year	5.6%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	7%
2022	4.2%
2021	3.8%
2020	4.3%
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Vikash Agarwal	14 Sep 24	0.96 Yr.
Nemish Sheth	21 Mar 25	0.45 Yr.
Rohit Shah	8 Apr 24	1.4 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	97.1%
Debt	3.09%
Other	0.04%

Equity Sector Allocation

Sector	Value
Financial Services	20.95%
Basic Materials	7.33%
Health Care	6.62%
Industrials	6.5%
Consumer Cyclical	6.21%
Energy	6.09%
Technology	4.76%
Consumer Defensive	3.71%
Communication Services	3.37%
Utility	3.1%
Real Estate	1.51%

Debt Sector Allocation

Sector	Value
Cash Equivalent	89.87%
Corporate	7.22%
Government	3.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	11%	₹1,752 Cr	4,132,789
Nippon India Liquid Dir Gr Investment Fund \| -	4%	₹601 Cr	926,589 ↓ -578,963
Future on Reliance Industries Ltd Derivatives \| -	3%	-₹504 Cr	3,614,500 ↑ 914,500
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	3%	₹502 Cr	3,614,500 ↑ 914,500
Future on State Bank of India Derivatives \| -	2%	-₹375 Cr	4,680,750 ↑ 924,000
Future on Axis Bank Ltd Derivatives \| -	2%	-₹373 Cr	3,474,375 ↑ 726,250
State Bank of India (Financial Services) Equity, Since 31 Jan 23 \| SBIN	2%	₹373 Cr	4,680,750 ↑ 924,000
Hdfc Bank Limited_28/08/2025 Derivatives \| -	2%	-₹371 Cr	1,829,850 ↑ 1,261,700
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532215	2%	₹371 Cr	3,474,375 ↑ 726,250
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| HDFCBANK	2%	₹369 Cr	1,829,850 ↓ -669,900

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Research Highlights for Nippon India Equity Hybrid Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.32% (upper mid).
3Y return: 15.25% (upper mid).
1Y return: 0.20% (bottom quartile).
1M return: 0.46% (upper mid).
Alpha: 0.72 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~97%).
Largest holding HDFC Bank Ltd (~6.1%).

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (02 Sep 25)	₹103.738 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹3,936 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.31
Information Ratio	1.26
Alpha Ratio	0.72
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,500
31 Aug 22	₹15,355
31 Aug 23	₹17,701
31 Aug 24	₹23,370
31 Aug 25	₹23,206

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	0.7%
6 Month	11.9%
1 Year	0.2%
3 Year	15.3%
5 Year	18.3%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	6.6%
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	3.98 Yr.
Kinjal Desai	25 May 18	7.27 Yr.
Sushil Budhia	1 Feb 20	5.58 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	76.18%
Debt	18.9%

Equity Sector Allocation

Sector	Value
Financial Services	24.95%
Industrials	10.28%
Consumer Cyclical	7.55%
Technology	6.31%
Health Care	5.19%
Utility	4.25%
Real Estate	3.87%
Energy	3.77%
Communication Services	3.62%
Consumer Defensive	3.58%
Basic Materials	2.81%

Debt Sector Allocation

Sector	Value
Corporate	12.02%
Government	6.88%
Cash Equivalent	4.92%

Credit Quality

Rating	Value
A	3.1%
AA	46.48%
AAA	50.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹239 Cr	1,182,356
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹183 Cr	1,236,000 ↓ -14,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹129 Cr	354,838
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹122 Cr	635,000 ↓ -30,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	3%	₹112 Cr	806,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	3%	₹110 Cr	730,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹100 Cr	933,200
NTPC Ltd (Utilities) Equity, Since 31 Aug 20 \| 532555	2%	₹94 Cr	2,800,620
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	2%	₹80 Cr	1,010,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Aug 20 \| M&M	2%	₹75 Cr	235,000

3. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Hybrid Bond Fund

Bottom quartile AUM (₹899 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 8.79% (lower mid).
3Y return: 8.71% (lower mid).
1Y return: 7.35% (upper mid).
1M return: 0.36% (lower mid).
Alpha: 0.77 (upper mid).
Sharpe: 0.53 (upper mid).
Information ratio: -0.32 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~75%).
High-quality debt (AAA/AA ~79%).
Largest holding 7.02% Govt Stock 2031 (~5.8%).

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund Growth
Launch Date	29 Dec 03
NAV (02 Sep 25)	₹58.1851 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹899 on 31 Jul 25
Category	Hybrid - Hybrid Debt
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.9
Sharpe Ratio	0.53
Information Ratio	-0.32
Alpha Ratio	0.77
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹11,323
31 Aug 22	₹11,910
31 Aug 23	₹12,932
31 Aug 24	₹14,231
31 Aug 25	₹15,277

Nippon India Hybrid Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	5.8%
1 Year	7.3%
3 Year	8.7%
5 Year	8.8%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	10.2%
2022	4.8%
2021	10.1%
2020	-8.5%
2019	2.8%
2018	4%
2017	9.3%
2016	9.2%
2015	6.2%

Fund Manager information for Nippon India Hybrid Bond Fund

Name	Since	Tenure
Dhrumil Shah	10 Sep 21	3.98 Yr.
Kinjal Desai	29 Dec 03	21.69 Yr.
Sushil Budhia	1 Feb 20	5.59 Yr.
Akshay Sharma	1 Dec 22	2.75 Yr.

Data below for Nippon India Hybrid Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	8.26%
Equity	16.73%
Debt	74.73%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	5.09%
Real Estate	1.92%
Industrials	1.58%
Energy	1.25%
Consumer Cyclical	1.24%
Technology	1.24%
Basic Materials	0.9%
Consumer Defensive	0.87%
Health Care	0.61%
Communication Services	0.55%
Utility	0.36%

Debt Sector Allocation

Sector	Value
Corporate	62.98%
Government	11.75%
Cash Equivalent	8.26%

Credit Quality

Rating	Value
A	21.36%
AA	49.65%
AAA	28.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.02% Govt Stock 2031 Sovereign Bonds \| -	6%	₹52 Cr	5,000,000
Aditya Birla Real Estate Limited Debentures \| -	4%	₹36 Cr	3,500
Suryapet Khammam Road Private Limited Debentures \| -	4%	₹31 Cr	3,862
7.1% Govt Stock 2029 Sovereign Bonds \| -	3%	₹31 Cr	3,000,000
Mancherial Repallewada Road Private Limited Debentures \| -	3%	₹31 Cr	3,400
Renserv Global Private Limited Debentures \| -	3%	₹30 Cr	3,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹27 Cr	2,700
Delhi International Airport Limited Debentures \| -	3%	₹27 Cr	2,600
TRuhome Finance Limited Debentures \| -	3%	₹26 Cr	2,500
Vedanta Limited Debentures \| -	3%	₹25 Cr	2,500

निप्पॉन इंडिया म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?

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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.