+91-22-489139092022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड
वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.
मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.
याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.
मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.
चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.
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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Multicap 35 Fund Growth ₹60.8492
↑ 0.06 ₹14,312 -1.4 -3.3 -4 22.9 14.6 -5.6 HDFC Equity Fund Growth ₹2,100.15
↑ 5.83 ₹94,069 3.2 5.4 13.3 22.4 23.4 11.4 Nippon India Multi Cap Fund Growth ₹301.477
↓ -0.81 ₹50,048 -0.1 0.2 5.2 22.4 24.6 4.1 Mahindra Badhat Yojana Growth ₹36.5537
↑ 0.07 ₹6,125 3.7 1.2 6.6 20.8 21.1 3.4 JM Multicap Fund Growth ₹97.0575
↓ -0.17 ₹6,015 -1.4 -2.2 -5.3 20.7 19.4 -6.8 ICICI Prudential Multicap Fund Growth ₹813.64
↓ -1.83 ₹16,148 2.8 1.1 7.3 20.6 19.5 5.7 Edelweiss Multi Cap Fund Growth ₹40.244
↑ 0.03 ₹3,073 5.1 4.3 7.1 20.4 18 5.4 Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹33.7
↓ -0.13 ₹1,105 3.4 4 5.4 20.2 15.2 3.5 Bandhan Focused Equity Fund Growth ₹88.988
↑ 0.28 ₹2,090 2 1 0.2 20.2 14.6 -1.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jan 26 Research Highlights & Commentary of 9 Funds showcased
Commentary Motilal Oswal Multicap 35 Fund HDFC Equity Fund Nippon India Multi Cap Fund Mahindra Badhat Yojana JM Multicap Fund ICICI Prudential Multicap Fund Edelweiss Multi Cap Fund Aditya Birla Sun Life Manufacturing Equity Fund Bandhan Focused Equity Fund Point 1 Upper mid AUM (₹14,312 Cr). Highest AUM (₹94,069 Cr). Top quartile AUM (₹50,048 Cr). Lower mid AUM (₹6,125 Cr). Lower mid AUM (₹6,015 Cr). Upper mid AUM (₹16,148 Cr). Bottom quartile AUM (₹3,073 Cr). Bottom quartile AUM (₹1,105 Cr). Bottom quartile AUM (₹2,090 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (31 yrs). Established history (20+ yrs). Established history (8+ yrs). Established history (17+ yrs). Established history (31+ yrs). Established history (10+ yrs). Established history (10+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Not Rated. Rating: 4★ (top quartile). Rating: 3★ (lower mid). Not Rated. Not Rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 14.62% (bottom quartile). 5Y return: 23.38% (top quartile). 5Y return: 24.60% (top quartile). 5Y return: 21.07% (upper mid). 5Y return: 19.37% (lower mid). 5Y return: 19.47% (upper mid). 5Y return: 18.03% (lower mid). 5Y return: 15.16% (bottom quartile). 5Y return: 14.60% (bottom quartile). Point 6 3Y return: 22.91% (top quartile). 3Y return: 22.44% (top quartile). 3Y return: 22.36% (upper mid). 3Y return: 20.83% (upper mid). 3Y return: 20.68% (lower mid). 3Y return: 20.64% (lower mid). 3Y return: 20.36% (bottom quartile). 3Y return: 20.19% (bottom quartile). 3Y return: 20.17% (bottom quartile). Point 7 1Y return: -4.04% (bottom quartile). 1Y return: 13.25% (top quartile). 1Y return: 5.17% (lower mid). 1Y return: 6.60% (upper mid). 1Y return: -5.33% (bottom quartile). 1Y return: 7.26% (top quartile). 1Y return: 7.06% (upper mid). 1Y return: 5.41% (lower mid). 1Y return: 0.18% (bottom quartile). Point 8 Alpha: -5.55 (bottom quartile). Alpha: 3.46 (top quartile). Alpha: -0.86 (upper mid). Alpha: 0.72 (top quartile). Alpha: -10.59 (bottom quartile). Alpha: -2.19 (lower mid). Alpha: -2.34 (lower mid). Alpha: 0.00 (upper mid). Alpha: -3.97 (bottom quartile). Point 9 Sharpe: -0.21 (bottom quartile). Sharpe: 0.42 (top quartile). Sharpe: -0.06 (upper mid). Sharpe: 0.04 (top quartile). Sharpe: -0.60 (bottom quartile). Sharpe: -0.17 (lower mid). Sharpe: -0.06 (upper mid). Sharpe: -0.10 (lower mid). Sharpe: -0.18 (bottom quartile). Point 10 Information ratio: 0.66 (lower mid). Information ratio: 1.30 (top quartile). Information ratio: 0.71 (upper mid). Information ratio: 0.23 (bottom quartile). Information ratio: 0.78 (top quartile). Information ratio: 0.20 (bottom quartile). Information ratio: 0.75 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.44 (lower mid). Motilal Oswal Multicap 35 Fund
HDFC Equity Fund
Nippon India Multi Cap Fund
Mahindra Badhat Yojana
JM Multicap Fund
ICICI Prudential Multicap Fund
Edelweiss Multi Cap Fund
Aditya Birla Sun Life Manufacturing Equity Fund
Bandhan Focused Equity Fund
मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.
(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities Research Highlights for HDFC Equity Fund Below is the key information for HDFC Equity Fund Returns up to 1 year are on (Erstwhile Reliance Equity Opportunities Fund) The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Multi Cap Fund Below is the key information for Nippon India Multi Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for Mahindra Badhat Yojana Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on (Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. Research Highlights for JM Multicap Fund Below is the key information for JM Multicap Fund Returns up to 1 year are on To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries. Research Highlights for ICICI Prudential Multicap Fund Below is the key information for ICICI Prudential Multicap Fund Returns up to 1 year are on (Erstwhile Edelweiss Economic Resurgence Fund ) The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation.
However, there can be no assurance that the investment objective of the Scheme will be realised. Research Highlights for Edelweiss Multi Cap Fund Below is the key information for Edelweiss Multi Cap Fund Returns up to 1 year are on The primary investment objective of the Schemes is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Manufacturing activity. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Manufacturing Equity Fund Below is the key information for Aditya Birla Sun Life Manufacturing Equity Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized. Research Highlights for Bandhan Focused Equity Fund Below is the key information for Bandhan Focused Equity Fund Returns up to 1 year are on 1. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (06 Jan 26) ₹60.8492 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹14,312 on 30 Nov 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.21 Information Ratio 0.66 Alpha Ratio -5.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,530 31 Dec 22 ₹11,187 31 Dec 23 ₹14,654 31 Dec 24 ₹21,349 31 Dec 25 ₹20,147 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month -1.8% 3 Month -1.4% 6 Month -3.3% 1 Year -4% 3 Year 22.9% 5 Year 14.6% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 -5.6% 2023 45.7% 2022 31% 2021 -3% 2020 15.3% 2019 10.3% 2018 7.9% 2017 -7.8% 2016 43.1% 2015 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.17 Yr. Niket Shah 1 Jul 22 3.42 Yr. Rakesh Shetty 22 Nov 22 3.03 Yr. Atul Mehra 1 Oct 24 1.17 Yr. Sunil Sawant 1 Jul 24 1.42 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Technology 28.53% Consumer Cyclical 17.43% Industrials 16.69% Financial Services 9.55% Communication Services 8.85% Consumer Defensive 0.5% Asset Allocation
Asset Class Value Cash 19.27% Equity 80.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,432 Cr 7,500,000
↑ 636,122 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT10% ₹1,429 Cr 2,250,000
↓ -183,634 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433208% ₹1,201 Cr 40,025,000
↑ 25,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL8% ₹1,188 Cr 23,500,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB8% ₹1,093 Cr 1,463,561
↓ -77,051 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN7% ₹1,020 Cr 5,877,496 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 25 | DIXON7% ₹1,015 Cr 695,104
↓ -104,889 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | CGPOWER6% ₹807 Cr 12,000,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901574% ₹637 Cr 4,000,000
↑ 1,250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL4% ₹630 Cr 3,000,000
↑ 3,000,000 2. HDFC Equity Fund
HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (06 Jan 26) ₹2,100.15 ↑ 5.83 (0.28 %) Net Assets (Cr) ₹94,069 on 30 Nov 25 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio 0.42 Information Ratio 1.3 Alpha Ratio 3.46 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,617 31 Dec 22 ₹16,108 31 Dec 23 ₹21,038 31 Dec 24 ₹25,978 31 Dec 25 ₹28,947 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 0.8% 3 Month 3.2% 6 Month 5.4% 1 Year 13.3% 3 Year 22.4% 5 Year 23.4% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.4% 2023 23.5% 2022 30.6% 2021 18.3% 2020 36.2% 2019 6.4% 2018 6.8% 2017 -3.5% 2016 36.9% 2015 7.3% Fund Manager information for HDFC Equity Fund
Name Since Tenure Chirag Setalvad 8 Dec 25 0 Yr. Dhruv Muchhal 22 Jun 23 2.45 Yr. Data below for HDFC Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 40.05% Consumer Cyclical 15.16% Health Care 7.87% Technology 5.37% Basic Materials 5.2% Industrials 5.03% Utility 2.61% Communication Services 2.61% Real Estate 2.49% Energy 1.42% Consumer Defensive 0.88% Asset Allocation
Asset Class Value Cash 10.77% Equity 88.68% Debt 0.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK9% ₹8,888 Cr 64,000,000
↑ 3,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK9% ₹8,262 Cr 82,000,000
↑ 3,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | AXISBANK7% ₹6,910 Cr 54,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN5% ₹4,308 Cr 44,000,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE4% ₹3,932 Cr 20,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹3,866 Cr 18,200,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | CIPLA3% ₹3,216 Cr 21,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI3% ₹3,180 Cr 2,000,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹2,924 Cr 18,000,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 23 | POWERGRID3% ₹2,457 Cr 91,000,000
↑ 14,400,000 3. Nippon India Multi Cap Fund
Nippon India Multi Cap Fund
Growth Launch Date 28 Mar 05 NAV (06 Jan 26) ₹301.477 ↓ -0.81 (-0.27 %) Net Assets (Cr) ₹50,048 on 30 Nov 25 Category Equity - Multi Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.57 Sharpe Ratio -0.06 Information Ratio 0.71 Alpha Ratio -0.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,891 31 Dec 22 ₹16,994 31 Dec 23 ₹23,474 31 Dec 24 ₹29,536 31 Dec 25 ₹30,734 Returns for Nippon India Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 0% 3 Month -0.1% 6 Month 0.2% 1 Year 5.2% 3 Year 22.4% 5 Year 24.6% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 25.8% 2022 38.1% 2021 14.1% 2020 48.9% 2019 0% 2018 2.2% 2017 -2.2% 2016 40.9% 2015 -6.7% Fund Manager information for Nippon India Multi Cap Fund
Name Since Tenure Sailesh Raj Bhan 31 Mar 05 20.68 Yr. Ashutosh Bhargava 1 Sep 21 4.25 Yr. Kinjal Desai 25 May 18 7.53 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Multi Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Consumer Cyclical 23.17% Financial Services 23.1% Industrials 16.9% Health Care 8.92% Basic Materials 5.75% Utility 5.73% Consumer Defensive 5.56% Technology 4.93% Energy 3% Communication Services 1.48% Asset Allocation
Asset Class Value Cash 1.47% Equity 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK5% ₹2,728 Cr 27,069,796 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | AXISBANK4% ₹1,810 Cr 14,140,351
↓ -1,959,544 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE3% ₹1,500 Cr 9,568,975 Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY3% ₹1,433 Cr 9,183,231
↑ 500,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | GVT&D3% ₹1,382 Cr 4,797,058 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 12 | MFSL2% ₹1,239 Cr 7,281,109 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹1,182 Cr 8,509,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT2% ₹1,010 Cr 2,482,390 NTPC Ltd (Utilities)
Equity, Since 30 Jun 23 | NTPC2% ₹972 Cr 29,762,573 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 25 | ITC2% ₹930 Cr 23,013,819 4. Mahindra Badhat Yojana
Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (06 Jan 26) ₹36.5537 ↑ 0.07 (0.20 %) Net Assets (Cr) ₹6,125 on 30 Nov 25 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.04 Information Ratio 0.23 Alpha Ratio 0.72 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,081 31 Dec 22 ₹15,329 31 Dec 23 ₹20,576 31 Dec 24 ₹25,399 31 Dec 25 ₹26,255 Returns for Mahindra Badhat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 1.7% 3 Month 3.7% 6 Month 1.2% 1 Year 6.6% 3 Year 20.8% 5 Year 21.1% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.4% 2023 23.4% 2022 34.2% 2021 1.6% 2020 50.8% 2019 16.6% 2018 13.8% 2017 -9.9% 2016 2015 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.95 Yr. Fatema Pacha 16 Oct 20 5.13 Yr. Vishal Jajoo 3 Nov 25 0.08 Yr. Data below for Mahindra Badhat Yojana as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 30.92% Health Care 15.65% Industrials 15.18% Consumer Cyclical 11.78% Technology 7.53% Basic Materials 6.36% Communication Services 3.95% Energy 2.11% Real Estate 2.07% Utility 1.11% Asset Allocation
Asset Class Value Cash 3.33% Equity 96.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 24 | ICICIBANK3% ₹195 Cr 1,403,000 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 25 | GLENMARK3% ₹192 Cr 989,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB3% ₹185 Cr 285,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 25 | 5348163% ₹180 Cr 4,490,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 25 | SBIN2% ₹152 Cr 1,555,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 28 Feb 25 | ULTRACEMCO2% ₹145 Cr 125,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jul 25 | POLYCAB2% ₹144 Cr 193,000 Angel One Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | ANGELONE2% ₹142 Cr 525,108
↓ -71,567 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | FEDERALBNK2% ₹139 Cr 5,400,000 JSW Steel Ltd (Basic Materials)
Equity, Since 30 Sep 25 | JSWSTEEL2% ₹139 Cr 1,198,239 5. JM Multicap Fund
JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (06 Jan 26) ₹97.0575 ↓ -0.17 (-0.17 %) Net Assets (Cr) ₹6,015 on 30 Nov 25 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.6 Information Ratio 0.78 Alpha Ratio -10.59 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,294 31 Dec 22 ₹14,336 31 Dec 23 ₹20,070 31 Dec 24 ₹26,746 31 Dec 25 ₹24,920 Returns for JM Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month -0.5% 3 Month -1.4% 6 Month -2.2% 1 Year -5.3% 3 Year 20.7% 5 Year 19.4% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -6.8% 2023 33.3% 2022 40% 2021 7.8% 2020 32.9% 2019 11.4% 2018 16.6% 2017 -5.4% 2016 39.5% 2015 10.5% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 4.28 Yr. Asit Bhandarkar 1 Oct 24 1.17 Yr. Ruchi Fozdar 4 Oct 24 1.16 Yr. Deepak Gupta 11 Apr 25 0.64 Yr. Data below for JM Multicap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 29.86% Technology 15.34% Consumer Cyclical 15.01% Industrials 11.27% Health Care 7.98% Energy 5.84% Communication Services 4.65% Consumer Defensive 4.59% Basic Materials 3.51% Real Estate 0.34% Asset Allocation
Asset Class Value Cash 1.59% Equity 98.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 25 | RELIANCE5% ₹308 Cr 1,967,880
↑ 1,967,880 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹298 Cr 732,359 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN5% ₹294 Cr 3,005,000
↓ -300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL5% ₹280 Cr 1,332,200
↑ 332,200 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 24 | TECHM5% ₹279 Cr 1,840,908 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK5% ₹278 Cr 2,000,000
↓ -500,000 Godfrey Phillips India Ltd (Consumer Defensive)
Equity, Since 28 Feb 25 | GODFRYPHLP4% ₹228 Cr 794,101
↑ 8,983 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK3% ₹202 Cr 2,000,000
↓ -455,252 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹165 Cr 1,251,745
↓ -402,577 Infosys Ltd (Technology)
Equity, Since 31 Aug 25 | INFY3% ₹162 Cr 1,037,257
↑ 397,257 6. ICICI Prudential Multicap Fund
ICICI Prudential Multicap Fund
Growth Launch Date 1 Oct 94 NAV (06 Jan 26) ₹813.64 ↓ -1.83 (-0.22 %) Net Assets (Cr) ₹16,148 on 30 Nov 25 Category Equity - Multi Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.17 Information Ratio 0.2 Alpha Ratio -2.19 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,638 31 Dec 22 ₹14,273 31 Dec 23 ₹19,323 31 Dec 24 ₹23,319 31 Dec 25 ₹24,652 Returns for ICICI Prudential Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 2.5% 3 Month 2.8% 6 Month 1.1% 1 Year 7.3% 3 Year 20.6% 5 Year 19.5% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.7% 2023 20.7% 2022 35.4% 2021 4.7% 2020 36.4% 2019 9.2% 2018 6% 2017 0.2% 2016 28% 2015 10.1% Fund Manager information for ICICI Prudential Multicap Fund
Name Since Tenure Lalit Kumar 29 Sep 25 0.17 Yr. Sharmila D’mello 31 Jul 22 3.34 Yr. Data below for ICICI Prudential Multicap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Basic Materials 23% Industrials 20.64% Financial Services 18.24% Consumer Cyclical 14.4% Communication Services 5.98% Health Care 5.77% Real Estate 5.54% Technology 1.68% Consumer Defensive 1.67% Energy 1.07% Utility 0.15% Asset Allocation
Asset Class Value Cash 1.85% Equity 98.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL4% ₹655 Cr 3,119,041 Vedanta Ltd (Basic Materials)
Equity, Since 31 Aug 25 | VEDL3% ₹545 Cr 10,352,245 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK3% ₹486 Cr 4,823,190 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Aug 25 | ULTRACEMCO3% ₹427 Cr 368,008 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | AXISBANK2% ₹400 Cr 3,122,359 BSE Ltd (Financial Services)
Equity, Since 31 Aug 25 | BSE2% ₹383 Cr 1,320,724 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 25 | INDIGO2% ₹332 Cr 562,741 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Aug 25 | JINDALSTEL2% ₹316 Cr 3,029,672
↑ 397,500 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 25 | HAL2% ₹293 Cr 645,553 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA2% ₹290 Cr 1,585,066 7. Edelweiss Multi Cap Fund
Edelweiss Multi Cap Fund
Growth Launch Date 3 Feb 15 NAV (06 Jan 26) ₹40.244 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹3,073 on 30 Nov 25 Category Equity - Multi Cap AMC Edelweiss Asset Management Limited Rating Risk High Expense Ratio 1.98 Sharpe Ratio -0.07 Information Ratio 0.75 Alpha Ratio -2.34 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,470 31 Dec 22 ₹13,561 31 Dec 23 ₹17,534 31 Dec 24 ₹21,984 31 Dec 25 ₹23,164 Returns for Edelweiss Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 1.6% 3 Month 5.1% 6 Month 4.3% 1 Year 7.1% 3 Year 20.4% 5 Year 18% 10 Year 15 Year Since launch 13.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.4% 2023 25.4% 2022 29.3% 2021 0.7% 2020 34.7% 2019 14.4% 2018 8.4% 2017 -4.9% 2016 47.4% 2015 0.4% Fund Manager information for Edelweiss Multi Cap Fund
Name Since Tenure Ashwani Agarwalla 15 Jun 22 3.47 Yr. Trideep Bhattacharya 1 Oct 21 4.17 Yr. Raj Koradia 1 Aug 24 1.33 Yr. Data below for Edelweiss Multi Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 31.92% Consumer Cyclical 12.62% Technology 11.8% Industrials 10.94% Health Care 6.9% Basic Materials 6.49% Consumer Defensive 5.89% Energy 4.93% Communication Services 2.55% Utility 2.33% Real Estate 1.72% Asset Allocation
Asset Class Value Cash 1.57% Equity 98.38% Debt 0.04% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK7% ₹220 Cr 2,184,576 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 17 | RELIANCE3% ₹106 Cr 679,272
↑ 59,361 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK3% ₹104 Cr 751,468
↓ -366,694 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT3% ₹98 Cr 240,080 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY3% ₹90 Cr 579,917 State Bank of India (Financial Services)
Equity, Since 31 Aug 18 | SBIN3% ₹90 Cr 919,817 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹78 Cr 372,285 NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NTPC2% ₹72 Cr 2,190,304 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 22 | BAJFINANCE2% ₹65 Cr 627,515
↓ -17,840 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | M&M2% ₹65 Cr 172,171 8. Aditya Birla Sun Life Manufacturing Equity Fund
Aditya Birla Sun Life Manufacturing Equity Fund
Growth Launch Date 31 Jan 15 NAV (06 Jan 26) ₹33.7 ↓ -0.13 (-0.38 %) Net Assets (Cr) ₹1,105 on 30 Nov 25 Category Equity - Multi Cap AMC Birla Sun Life Asset Management Co Ltd Rating Risk High Expense Ratio 2.26 Sharpe Ratio -0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,211 31 Dec 22 ₹12,038 31 Dec 23 ₹15,948 31 Dec 24 ₹19,938 31 Dec 25 ₹20,630 Returns for Aditya Birla Sun Life Manufacturing Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 1.9% 3 Month 3.4% 6 Month 4% 1 Year 5.4% 3 Year 20.2% 5 Year 15.2% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.5% 2023 25% 2022 32.5% 2021 -1.4% 2020 22.1% 2019 26.3% 2018 -4% 2017 -12.9% 2016 41.7% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Manufacturing Equity Fund
Name Since Tenure Harish Krishnan 3 Nov 23 2.08 Yr. Data below for Aditya Birla Sun Life Manufacturing Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Consumer Cyclical 30.92% Industrials 24.53% Basic Materials 21.08% Health Care 10.93% Energy 5.38% Consumer Defensive 4.49% Technology 1.25% Utility 0.7% Asset Allocation
Asset Class Value Cash 0.71% Equity 99.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 19 | RELIANCE5% ₹59 Cr 379,560
↓ -13,378 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | M&M5% ₹56 Cr 150,000 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO5% ₹56 Cr 688,031 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | MARUTI5% ₹52 Cr 32,584 Cummins India Ltd (Industrials)
Equity, Since 28 Feb 15 | CUMMINSIND4% ₹40 Cr 90,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 22 | SUNPHARMA3% ₹35 Cr 190,238 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Jun 16 | TATASTEEL3% ₹32 Cr 1,902,669 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | VEDL3% ₹29 Cr 550,000
↓ -38,407 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 16 | UBL3% ₹28 Cr 167,179 Bharat Electronics Ltd (Industrials)
Equity, Since 28 Feb 15 | BEL3% ₹28 Cr 678,274 9. Bandhan Focused Equity Fund
Bandhan Focused Equity Fund
Growth Launch Date 16 Mar 06 NAV (06 Jan 26) ₹88.988 ↑ 0.28 (0.32 %) Net Assets (Cr) ₹2,090 on 30 Nov 25 Category Equity - Multi Cap AMC IDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio -0.18 Information Ratio 0.44 Alpha Ratio -3.97 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,459 31 Dec 22 ₹11,834 31 Dec 23 ₹15,538 31 Dec 24 ₹20,245 31 Dec 25 ₹19,914 Returns for Bandhan Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jan 26 Duration Returns 1 Month 0% 3 Month 2% 6 Month 1% 1 Year 0.2% 3 Year 20.2% 5 Year 14.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.6% 2023 30.3% 2022 31.3% 2021 -5% 2020 24.6% 2019 14.9% 2018 8.9% 2017 -12.7% 2016 54.4% 2015 1.8% Fund Manager information for Bandhan Focused Equity Fund
Name Since Tenure Manish Gunwani 2 Dec 24 1 Yr. Kirthi Jain 2 Dec 24 1 Yr. Ritika Behera 7 Oct 23 2.15 Yr. Gaurav Satra 7 Jun 24 1.48 Yr. Rahul Agarwal 2 Dec 24 1 Yr. Data below for Bandhan Focused Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.79% Consumer Defensive 16.52% Health Care 14.69% Technology 9.83% Real Estate 6.95% Consumer Cyclical 4.22% Industrials 3.72% Basic Materials 2.8% Energy 2.68% Communication Services 2.31% Utility 1.94% Asset Allocation
Asset Class Value Cash 0.55% Equity 99.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 25 | PFC8% ₹158 Cr 4,342,723
↑ 250,000 LT Foods Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | 5327837% ₹154 Cr 3,763,991
↑ 998,460 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | HDFCBANK6% ₹131 Cr 1,302,728 State Bank of India (Financial Services)
Equity, Since 31 Jul 25 | SBIN6% ₹130 Cr 1,331,166
↓ -4,925 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹99 Cr 710,586 Jubilant Pharmova Ltd (Healthcare)
Equity, Since 31 Jul 25 | JUBLPHARMA4% ₹93 Cr 854,914
↑ 60,000 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 25 | PRESTIGE4% ₹88 Cr 524,887 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 24 | GLENMARK4% ₹86 Cr 442,894 One97 Communications Ltd (Technology)
Equity, Since 31 Dec 24 | 5433964% ₹81 Cr 610,384 Tilaknagar Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 25 | TI4% ₹79 Cr 1,662,932
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दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!
सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा
एक आदर्श वैविध्यपूर्ण फंड खाली नमूद केलेल्या पॅरामीटर्समधून उत्तीर्ण झाला पाहिजे:
1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा
बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.
अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.
2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा
प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.
3. निधीच्या सुसंगततेचे वजन करा
बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.
4. फंडातील जोखमींबद्दल जागरूक रहा
गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:
a अल्फा
अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.
b बीटा
बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.
c मानक विचलन (SD)
SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.
d शार्प रेशो (SR)
तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्यांची निवड करता येईल.
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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