2022 मध्ये गुंतवणूक करण्यासाठी 9 सर्वोत्तम वैविध्यपूर्ण मल्टीकॅप म्युच्युअल फंड

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23
डायव्हर्सिफाइड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा
Top 9 Equity - Multi Cap Funds

2022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड

Updated on May 2, 2024 , 47288 views

वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.

मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.

याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.

मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.

चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Nippon India Multi Cap Fund Growth	₹263.301 ↓ -1.07	₹27,746	11.8	27.4	54.1	32.6	21.9	38.1
JM Multicap Fund Growth	₹92.7225 ↓ -0.26	₹1,774	11.7	35.5	64.8	30.1	24.2	40
HDFC Equity Fund Growth	₹1,653.93 ↓ -5.51	₹50,840	6.6	25.4	42.1	27.6	19.8	30.6
Mahindra Badhat Yojana Growth	₹31.6344 ↓ -0.12	₹3,165	3.8	27.5	52.3	25.7	24	34.2
Baroda Pioneer Multi Cap Fund Growth	₹258.934 ↓ -0.48	₹2,284	10	30.7	48.5	24.9	21.6	30.8
ICICI Prudential Multicap Fund Growth	₹697.42 ↓ -3.85	₹11,342	6.2	25.9	48.3	24.6	18.8	35.4
Franklin India Equity Fund Growth	₹1,443.85 ↓ -7.27	₹14,623	6.5	23.7	44.2	23.5	19.3	30.8
Principal Multi Cap Growth Fund Growth	₹335.263 ↓ -1.26	₹2,391	4.2	22.2	41.5	22.8	18.8	31.1
Invesco India Multicap Fund Growth	₹114.59 ↓ -0.53	₹3,166	6	22.8	44.7	21.9	19.9	31.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 May 24

*वरील शीर्ष वैविध्यपूर्ण यादी आहे/मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.

1. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.7% since its launch. Ranked 63 in Multi Cap category. Return for 2023 was 38.1% , 2022 was 14.1% and 2021 was 48.9% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (03 May 24)	₹263.301 ↓ -1.07 (-0.40 %)
Net Assets (Cr)	₹27,746 on 31 Mar 24
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	3.65
Information Ratio	1.44
Alpha Ratio	9.5
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹7,225
30 Apr 21	₹11,426
30 Apr 22	₹15,240
30 Apr 23	₹17,216
30 Apr 24	₹26,742

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	4.6%
3 Month	11.8%
6 Month	27.4%
1 Year	54.1%
3 Year	32.6%
5 Year	21.9%
10 Year
15 Year
Since launch	18.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%
2014	59.7%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	19.02 Yr.
Ashutosh Bhargava	1 Sep 21	2.58 Yr.
Kinjal Desai	25 May 18	5.86 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	28.49%
Consumer Cyclical	20.82%
Industrials	18.23%
Health Care	7.57%
Utility	5.04%
Basic Materials	4.64%
Consumer Defensive	4.08%
Technology	3.84%
Energy	3.11%
Communication Services	2.68%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹1,520 Cr	10,500,448
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| 500840	4%	₹1,190 Cr	26,478,620 ↓ -179,751
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,060 Cr	9,699,315
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	4%	₹1,050 Cr	1,638,368
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹862 Cr	2,900,000 ↑ 200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	3%	₹838 Cr	8,000,121
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	3%	₹725 Cr	1,000,830 ↑ 200,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	3%	₹715 Cr	1,900,292
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	3%	₹702 Cr	7,000,000
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹692 Cr	9,200,000 ↓ -800,000

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 16 in Multi Cap category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% .

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (03 May 24)	₹92.7225 ↓ -0.26 (-0.28 %)
Net Assets (Cr)	₹1,774 on 31 Mar 24
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.54
Sharpe Ratio	3.85
Information Ratio	1.41
Alpha Ratio	15.78
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹9,123
30 Apr 21	₹13,336
30 Apr 22	₹15,928
30 Apr 23	₹17,826
30 Apr 24	₹29,430

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	6.4%
3 Month	11.7%
6 Month	35.5%
1 Year	64.8%
3 Year	30.1%
5 Year	24.2%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%
2014	56%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	2.62 Yr.
Gurvinder Wasan	1 Dec 22	1.33 Yr.
Chaitanya Choksi	31 Dec 21	2.25 Yr.

Data below for JM Multicap Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	23.03%
Consumer Cyclical	18.09%
Industrials	16.8%
Technology	10.6%
Health Care	5.92%
Basic Materials	5.87%
Consumer Defensive	5.83%
Utility	5.81%
Communication Services	3.61%
Real Estate	3.07%

Asset Allocation

Asset Class	Value
Cash	1.36%
Equity	98.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	6%	₹99 Cr	685,500 ↑ 5,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	4%	₹79 Cr	725,800 ↑ 175,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹79 Cr	210,731
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	3%	₹60 Cr	397,750 ↓ -27,500
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹59 Cr	788,700 ↓ -60,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| M&M	3%	₹53 Cr	275,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹52 Cr	1,210,000 ↑ 1,210,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 22 \| 532134	3%	₹51 Cr	1,948,947 ↓ -395,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹47 Cr	385,000 ↑ 385,000
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	3%	₹47 Cr	121,000 ↑ 29,000

3. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch. Ranked 34 in Multi Cap category. Return for 2023 was 30.6% , 2022 was 18.3% and 2021 was 36.2% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (03 May 24)	₹1,653.93 ↓ -5.51 (-0.33 %)
Net Assets (Cr)	₹50,840 on 31 Mar 24
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	3.05
Information Ratio	1.37
Alpha Ratio	4.56
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹7,711
30 Apr 21	₹11,812
30 Apr 22	₹15,118
30 Apr 23	₹17,195
30 Apr 24	₹24,594

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	1.9%
3 Month	6.6%
6 Month	25.4%
1 Year	42.1%
3 Year	27.6%
5 Year	19.8%
10 Year
15 Year
Since launch	19%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%
2014	53.8%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	1.68 Yr.
Dhruv Muchhal	22 Jun 23	0.78 Yr.

Data below for HDFC Equity Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	37.86%
Health Care	13.23%
Industrials	8.83%
Technology	7.7%
Consumer Cyclical	7.54%
Communication Services	4.82%
Real Estate	3.36%
Utility	3.34%
Energy	1.56%
Consumer Defensive	0.73%
Basic Materials	0.19%

Asset Allocation

Asset Class	Value
Cash	8.47%
Equity	89.16%
Debt	2.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹4,811 Cr	44,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	9%	₹4,735 Cr	32,700,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	6%	₹3,299 Cr	31,500,000 ↑ 3,500,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	6%	₹2,844 Cr	19,000,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 20 \| 541154	5%	₹2,728 Cr	8,200,000
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	5%	₹2,483 Cr	33,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	4%	₹2,211 Cr	18,000,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹2,133 Cr	13,820,000 ↓ -980,000
SBI Life Insurance Company Limited (Financial Services) Equity, Since 31 Mar 21 \| 540719	4%	₹2,100 Cr	14,000,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Sep 22 \| APOLLOHOSP	4%	₹2,098 Cr	3,300,000 ↑ 79,627

4. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Return for 2023 was 34.2% , 2022 was 1.6% and 2021 was 50.8% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana Growth
Launch Date	11 May 17
NAV (03 May 24)	₹31.6344 ↓ -0.12 (-0.37 %)
Net Assets (Cr)	₹3,165 on 31 Mar 24
Category	Equity - Multi Cap
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.29
Sharpe Ratio	2.91
Information Ratio	0.53
Alpha Ratio	3.2
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹9,291
30 Apr 21	₹14,670
30 Apr 22	₹18,852
30 Apr 23	₹19,097
30 Apr 24	₹29,232

Mahindra Badhat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	3%
3 Month	3.8%
6 Month	27.5%
1 Year	52.3%
3 Year	25.7%
5 Year	24%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.2%
2022	1.6%
2021	50.8%
2020	16.6%
2019	13.8%
2018	-9.9%
2017
2016
2015
2014

Fund Manager information for Mahindra Badhat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	3.28 Yr.
Fatema Pacha	16 Oct 20	3.46 Yr.

Data below for Mahindra Badhat Yojana as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	19.28%
Industrials	15.45%
Energy	12.67%
Technology	12.48%
Consumer Cyclical	10.77%
Basic Materials	10.55%
Utility	5.59%
Health Care	5.08%
Communication Services	2.89%
Consumer Defensive	2.42%

Asset Allocation

Asset Class	Value
Cash	2.8%
Equity	97.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank (Financial Services) Equity, Since 30 Sep 23 \| 532483	4%	₹141 Cr	2,425,000
Coal India Ltd (Energy) Equity, Since 31 Jan 23 \| COALINDIA	4%	₹134 Cr	3,080,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 23 \| TCS	4%	₹126 Cr	325,643 ↑ 30,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	3%	₹108 Cr	365,000 ↑ 365,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| HINDPETRO	3%	₹108 Cr	2,270,000
Tata Motors Ltd Class A (Consumer Cyclical) Equity, Since 31 Dec 23 \| TATAMTRDVR	3%	₹95 Cr	1,442,947 ↑ 240,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹91 Cr	740,000 ↑ 740,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Nov 23 \| 500400	3%	₹91 Cr	2,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 23 \| LT	3%	₹87 Cr	229,988
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| 532555	3%	₹86 Cr	2,570,000

5. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.1% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 30.8% , 2022 was -3% and 2021 was 47.9% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (03 May 24)	₹258.934 ↓ -0.48 (-0.19 %)
Net Assets (Cr)	₹2,284 on 31 Mar 24
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	3.05
Information Ratio	0.14
Alpha Ratio	2.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,696
30 Apr 21	₹13,537
30 Apr 22	₹17,034
30 Apr 23	₹17,719
30 Apr 24	₹26,195

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	4.5%
3 Month	10%
6 Month	30.7%
1 Year	48.5%
3 Year	24.9%
5 Year	21.6%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	-3%
2021	47.9%
2020	19.5%
2019	8.9%
2018	-11.9%
2017	36.8%
2016	2.3%
2015	-1.6%
2014	46.5%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Sanjay Chawla	1 Nov 15	8.42 Yr.
Sandeep Jain	14 Mar 22	2.05 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	24.2%
Consumer Cyclical	16.3%
Technology	12.81%
Industrials	11.19%
Health Care	8.99%
Basic Materials	6.41%
Energy	5.85%
Consumer Defensive	4.75%
Real Estate	3.03%
Utility	2.16%
Communication Services	1.59%

Asset Allocation

Asset Class	Value
Cash	2.72%
Equity	97.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹87 Cr	799,815
Zomato Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 543320	3%	₹76 Cr	4,173,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	3%	₹75 Cr	252,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| HDFCBANK	3%	₹65 Cr	449,736
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 21 \| LT	3%	₹60 Cr	158,897
Hitachi Energy India Ltd Ordinary Shares (Technology) Equity, Since 31 Aug 22 \| 543187	3%	₹59 Cr	83,988
Mphasis Ltd (Technology) Equity, Since 31 Aug 23 \| 526299	3%	₹57 Cr	240,000 ↑ 75,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Nov 20 \| SUNPHARMA	2%	₹55 Cr	340,000
Infosys Ltd (Technology) Equity, Since 29 Feb 24 \| INFY	2%	₹51 Cr	340,000 ↑ 100,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| 500103	2%	₹49 Cr	2,000,000

6. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 49 in Multi Cap category. Return for 2023 was 35.4% , 2022 was 4.7% and 2021 was 36.4% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (03 May 24)	₹697.42 ↓ -3.85 (-0.55 %)
Net Assets (Cr)	₹11,342 on 31 Mar 24
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	3.32
Information Ratio	0.3
Alpha Ratio	4.28
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹7,961
30 Apr 21	₹12,147
30 Apr 22	₹14,808
30 Apr 23	₹15,827
30 Apr 24	₹23,651

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	1.4%
3 Month	6.2%
6 Month	25.9%
1 Year	48.3%
3 Year	24.6%
5 Year	18.8%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	35.4%
2022	4.7%
2021	36.4%
2020	9.2%
2019	6%
2018	0.2%
2017	28%
2016	10.1%
2015	3.1%
2014	49.8%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Sankaran Naren	1 Jul 22	1.75 Yr.
Anand Sharma	1 Jul 22	1.75 Yr.
Sharmila D’mello	31 Jul 22	1.67 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	19.74%
Industrials	13.39%
Consumer Cyclical	12.93%
Health Care	8.44%
Consumer Defensive	7.39%
Communication Services	7.35%
Energy	6.98%
Basic Materials	6.16%
Technology	5.65%
Utility	2.87%
Real Estate	1.39%

Asset Allocation

Asset Class	Value
Cash	7.27%
Equity	92.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	6%	₹634 Cr	5,800,150 ↓ -644,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹384 Cr	1,291,764
Infosys Ltd (Technology) Equity, Since 31 Oct 18 \| INFY	3%	₹366 Cr	2,443,746 ↑ 761,219
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹347 Cr	2,820,612 ↓ -1,021,037
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 23 \| ITC	3%	₹336 Cr	7,851,308 ↑ 5,166,801
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	3%	₹335 Cr	2,315,250 ↑ 710,050
Cummins India Ltd (Industrials) Equity, Since 31 Jan 22 \| 500480	2%	₹249 Cr	827,830
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 17 \| SUNPHARMA	2%	₹244 Cr	1,507,643 ↓ -575,539
Syngene International Ltd (Healthcare) Equity, Since 31 Aug 23 \| 539268	2%	₹225 Cr	3,204,492 ↑ 1,121,414
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MARUTI	2%	₹216 Cr	171,073 ↓ -69,856

7. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 50 in Multi Cap category. Return for 2023 was 30.8% , 2022 was 5.3% and 2021 was 40.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund Growth
Launch Date	29 Sep 94
NAV (03 May 24)	₹1,443.85 ↓ -7.27 (-0.50 %)
Net Assets (Cr)	₹14,623 on 31 Mar 24
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	3.29
Information Ratio	0.72
Alpha Ratio	6.57
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹7,872
30 Apr 21	₹12,735
30 Apr 22	₹15,638
30 Apr 23	₹16,679
30 Apr 24	₹24,188

Franklin India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	2.1%
3 Month	6.5%
6 Month	23.7%
1 Year	44.2%
3 Year	23.5%
5 Year	19.3%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	5.3%
2021	40.3%
2020	16%
2019	3.3%
2018	-4.4%
2017	30.6%
2016	5%
2015	4.4%
2014	56.8%

Fund Manager information for Franklin India Equity Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.17 Yr.
Sandeep Manam	18 Oct 21	2.45 Yr.
Rajasa Kakulavarapu	1 Dec 23	0.33 Yr.

Data below for Franklin India Equity Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	26.41%
Industrials	14.86%
Consumer Cyclical	12.62%
Technology	9.55%
Consumer Defensive	7%
Basic Materials	5.81%
Utility	5.19%
Communication Services	5.04%
Energy	4.45%
Health Care	4.05%

Asset Allocation

Asset Class	Value
Cash	5.03%
Equity	94.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	8%	₹1,148 Cr	10,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	7%	₹985 Cr	6,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	6%	₹831 Cr	2,206,575
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	5%	₹737 Cr	6,000,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹693 Cr	4,627,000
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	4%	₹577 Cr	7,663,341
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	4%	₹556 Cr	5,311,448 ↓ -241,302
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 13 \| HCLTECH	3%	₹501 Cr	3,243,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹463 Cr	13,791,570
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹450 Cr	1,512,988 ↑ 25,000

8. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 12 in Multi Cap category. Return for 2023 was 31.1% , 2022 was -1.6% and 2021 was 46.3% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund Growth
Launch Date	25 Oct 00
NAV (03 May 24)	₹335.263 ↓ -1.26 (-0.37 %)
Net Assets (Cr)	₹2,391 on 29 Feb 24
Category	Equity - Multi Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.16
Sharpe Ratio	2.43
Information Ratio	-0.41
Alpha Ratio	-6.42
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,347
30 Apr 21	₹12,664
30 Apr 22	₹16,367
30 Apr 23	₹16,553
30 Apr 24	₹23,445

Principal Multi Cap Growth Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	3.4%
3 Month	4.2%
6 Month	22.2%
1 Year	41.5%
3 Year	22.8%
5 Year	18.8%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.1%
2022	-1.6%
2021	46.3%
2020	15%
2019	3.9%
2018	-8.7%
2017	48.7%
2016	6.4%
2015	2.8%
2014	49.4%

Fund Manager information for Principal Multi Cap Growth Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.25 Yr.
Sudhir Kedia	1 Jan 22	2.25 Yr.

Data below for Principal Multi Cap Growth Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	24.82%
Industrials	15.93%
Consumer Cyclical	14.09%
Technology	7.14%
Health Care	6.39%
Energy	6.14%
Consumer Defensive	5.29%
Basic Materials	5.25%
Communication Services	4.72%
Utility	2.77%
Real Estate	2.13%

Asset Allocation

Asset Class	Value
Cash	4.69%
Equity	95.21%
Debt	0.09%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 05 \| RELIANCE	5%	₹123 Cr	415,206
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹106 Cr	972,712 ↓ -30,252
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	4%	₹99 Cr	682,220
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532215	3%	₹77 Cr	734,102
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Apr 23 \| 532810	3%	₹76 Cr	1,938,905 ↓ -67,040
KSB Ltd (Industrials) Equity, Since 31 Jul 22 \| 500249	3%	₹71 Cr	183,521 ↓ -6,262
Indian Bank (Financial Services) Equity, Since 31 Dec 23 \| 532814	3%	₹66 Cr	1,265,515 ↑ 88,518
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹66 Cr	1,955,077
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Jul 23 \| SUNPHARMA	3%	₹60 Cr	371,000 ↓ -50,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹60 Cr	398,669 ↑ 54,606

9. Invesco India Multicap Fund

(Erstwhile Invesco India Mid N Small Cap Fund)

The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 31.8% , 2022 was -2.2% and 2021 was 40.7% .

Below is the key information for Invesco India Multicap Fund

Invesco India Multicap Fund Growth
Launch Date	17 Mar 08
NAV (03 May 24)	₹114.59 ↓ -0.53 (-0.46 %)
Net Assets (Cr)	₹3,166 on 31 Mar 24
Category	Equity - Multi Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	3.03
Information Ratio	-0.45
Alpha Ratio	0.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,887
30 Apr 21	₹13,515
30 Apr 22	₹16,003
30 Apr 23	₹16,872
30 Apr 24	₹24,504

Invesco India Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Invesco India Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24

Duration	Returns
1 Month	3.7%
3 Month	6%
6 Month	22.8%
1 Year	44.7%
3 Year	21.9%
5 Year	19.9%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.8%
2022	-2.2%
2021	40.7%
2020	18.8%
2019	4.6%
2018	-12.5%
2017	46.2%
2016	0.7%
2015	6.7%
2014	72.1%

Fund Manager information for Invesco India Multicap Fund

Name	Since	Tenure
Amit Nigam	3 Sep 20	3.58 Yr.
Dhimant Kothari	1 Dec 23	0.33 Yr.

Data below for Invesco India Multicap Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	28%
Industrials	15.62%
Consumer Cyclical	13.55%
Health Care	10.25%
Consumer Defensive	7.95%
Basic Materials	7.55%
Technology	4.96%
Utility	4.88%
Energy	3.28%
Real Estate	1.31%

Asset Allocation

Asset Class	Value
Cash	2.64%
Equity	97.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹150 Cr	1,370,020
Infosys Ltd (Technology) Equity, Since 31 Mar 22 \| INFY	3%	₹94 Cr	629,742 ↑ 75,416
NTPC Ltd (Utilities) Equity, Since 30 Jun 22 \| 532555	3%	₹80 Cr	2,386,934 ↓ -350,197
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Sep 20 \| 506943	2%	₹75 Cr	456,016
KEI Industries Ltd (Industrials) Equity, Since 31 Dec 22 \| 517569	2%	₹70 Cr	202,845 ↑ 31,293
Anand Rathi Wealth Ltd (Financial Services) Equity, Since 31 Mar 22 \| 543415	2%	₹68 Cr	183,855 ↓ -49,941
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Apr 21 \| CHOLAFIN	2%	₹67 Cr	578,528
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| VBL	2%	₹66 Cr	473,031 ↑ 90,853
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	2%	₹65 Cr	1,252,326 ↓ -174,659
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 23 \| 523025	2%	₹61 Cr	352,797 ↑ 77,056

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एक आदर्श वैविध्यपूर्ण फंड खाली नमूद केलेल्या पॅरामीटर्समधून उत्तीर्ण झाला पाहिजे:

1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा

बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.

अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.

2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा

प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.

3. निधीच्या सुसंगततेचे वजन करा

बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.

4. फंडातील जोखमींबद्दल जागरूक रहा

गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:

a अल्फा

अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.

b बीटा

बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.

c मानक विचलन (SD)

SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.

d शार्प रेशो (SR)

तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्‍यांची निवड करता येईल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.