2022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड

Updated on October 27, 2025 , 48337 views

वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.

मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.

याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.

मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.

चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹2,080.83 ↓ -10.34	₹81,936	6	9.1	10.6	22.9	29.7	23.5
JM Multicap Fund Growth	₹99.8968 ↓ -0.33	₹5,943	4.1	6.1	-3.7	22.9	26.1	33.3
Nippon India Multi Cap Fund Growth	₹306.595 ↓ -0.85	₹46,216	2.8	10.5	5.5	22.9	30.9	25.8
Motilal Oswal Multicap 35 Fund Growth	₹63.171 ↑ 0.47	₹13,679	2.6	9.7	4.4	22.6	19.6	45.7
ICICI Prudential Multicap Fund Growth	₹810.73 ↓ -2.93	₹15,281	2.2	7.1	3.4	20.8	24.8	20.7
Mahindra Badhat Yojana Growth	₹36.3382 ↑ 0.07	₹5,622	1.8	9.7	5.1	20.1	25.7	23.4
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹33.92 ↑ 0.21	₹1,043	6.7	15.2	4.4	20	20	25
Bandhan Focused Equity Fund Growth	₹90.632 ↓ -0.56	₹1,919	3.4	10.7	6.5	20	18.1	30.3
Baroda Pioneer Multi Cap Fund Growth	₹292.198 ↑ 0.52	₹2,923	3.3	7.9	1.5	19.6	24	31.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 25

Research Highlights & Commentary of 9 Funds showcased

Commentary	HDFC Equity Fund	JM Multicap Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	ICICI Prudential Multicap Fund	Mahindra Badhat Yojana	Aditya Birla Sun Life Manufacturing Equity Fund	Bandhan Focused Equity Fund	Baroda Pioneer Multi Cap Fund
Point 1	Highest AUM (₹81,936 Cr).	Lower mid AUM (₹5,943 Cr).	Top quartile AUM (₹46,216 Cr).	Upper mid AUM (₹13,679 Cr).	Upper mid AUM (₹15,281 Cr).	Lower mid AUM (₹5,622 Cr).	Bottom quartile AUM (₹1,043 Cr).	Bottom quartile AUM (₹1,919 Cr).	Bottom quartile AUM (₹2,923 Cr).
Point 2	Established history (30+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (31 yrs).	Established history (8+ yrs).	Established history (10+ yrs).	Established history (19+ yrs).	Established history (22+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 4★ (top quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Not Rated.	Not Rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 29.70% (top quartile).	5Y return: 26.12% (upper mid).	5Y return: 30.92% (top quartile).	5Y return: 19.60% (bottom quartile).	5Y return: 24.82% (lower mid).	5Y return: 25.70% (upper mid).	5Y return: 19.99% (bottom quartile).	5Y return: 18.08% (bottom quartile).	5Y return: 24.00% (lower mid).
Point 6	3Y return: 22.94% (top quartile).	3Y return: 22.92% (top quartile).	3Y return: 22.92% (upper mid).	3Y return: 22.63% (upper mid).	3Y return: 20.81% (lower mid).	3Y return: 20.11% (lower mid).	3Y return: 20.00% (bottom quartile).	3Y return: 19.99% (bottom quartile).	3Y return: 19.57% (bottom quartile).
Point 7	1Y return: 10.59% (top quartile).	1Y return: -3.65% (bottom quartile).	1Y return: 5.51% (upper mid).	1Y return: 4.45% (lower mid).	1Y return: 3.43% (bottom quartile).	1Y return: 5.14% (upper mid).	1Y return: 4.43% (lower mid).	1Y return: 6.48% (top quartile).	1Y return: 1.54% (bottom quartile).
Point 8	Alpha: 4.96 (top quartile).	Alpha: -8.50 (bottom quartile).	Alpha: 3.10 (upper mid).	Alpha: 9.76 (top quartile).	Alpha: -2.00 (bottom quartile).	Alpha: -1.14 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 2.56 (upper mid).	Alpha: -0.17 (lower mid).
Point 9	Sharpe: -0.16 (top quartile).	Sharpe: -1.13 (bottom quartile).	Sharpe: -0.38 (upper mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.59 (lower mid).	Sharpe: -0.39 (upper mid).	Sharpe: -0.56 (lower mid).
Point 10	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (upper mid).	Information ratio: 1.10 (top quartile).	Information ratio: 0.79 (upper mid).	Information ratio: 0.53 (lower mid).	Information ratio: 0.24 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.25 (lower mid).	Information ratio: 0.22 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.70% (top quartile).
3Y return: 22.94% (top quartile).
1Y return: 10.59% (top quartile).
Alpha: 4.96 (top quartile).
Sharpe: -0.16 (top quartile).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Lower mid AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 26.12% (upper mid).
3Y return: 22.92% (top quartile).
1Y return: -3.65% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (upper mid).

Nippon India Multi Cap Fund

Top quartile AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.92% (top quartile).
3Y return: 22.92% (upper mid).
1Y return: 5.51% (upper mid).
Alpha: 3.10 (upper mid).
Sharpe: -0.38 (upper mid).
Information ratio: 1.10 (top quartile).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.60% (bottom quartile).
3Y return: 22.63% (upper mid).
1Y return: 4.45% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (upper mid).

ICICI Prudential Multicap Fund

Upper mid AUM (₹15,281 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 20.81% (lower mid).
1Y return: 3.43% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.53 (lower mid).

Mahindra Badhat Yojana

Lower mid AUM (₹5,622 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.70% (upper mid).
3Y return: 20.11% (lower mid).
1Y return: 5.14% (upper mid).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.24 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,043 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.99% (bottom quartile).
3Y return: 20.00% (bottom quartile).
1Y return: 4.43% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.59 (lower mid).
Information ratio: 0.00 (bottom quartile).

Bandhan Focused Equity Fund

Bottom quartile AUM (₹1,919 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.08% (bottom quartile).
3Y return: 19.99% (bottom quartile).
1Y return: 6.48% (top quartile).
Alpha: 2.56 (upper mid).
Sharpe: -0.39 (upper mid).
Information ratio: 0.25 (lower mid).

Baroda Pioneer Multi Cap Fund

Bottom quartile AUM (₹2,923 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.00% (lower mid).
3Y return: 19.57% (bottom quartile).
1Y return: 1.54% (bottom quartile).
Alpha: -0.17 (lower mid).
Sharpe: -0.56 (lower mid).
Information ratio: 0.22 (bottom quartile).

*वरील शीर्ष वैविध्यपूर्ण यादी आहे/मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.

1. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.70% (top quartile).
3Y return: 22.94% (top quartile).
1Y return: 10.59% (top quartile).
Alpha: 4.96 (top quartile).
Sharpe: -0.16 (top quartile).
Information ratio: 1.74 (top quartile).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.1%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (30 Oct 25)	₹2,080.83 ↓ -10.34 (-0.49 %)
Net Assets (Cr)	₹81,936 on 31 Aug 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.16
Information Ratio	1.74
Alpha Ratio	4.96
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,596
30 Sep 22	₹19,104
30 Sep 23	₹23,926
30 Sep 24	₹34,948
30 Sep 25	₹35,891

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	6%
6 Month	9.1%
1 Year	10.6%
3 Year	22.9%
5 Year	29.7%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	3.18 Yr.
Dhruv Muchhal	22 Jun 23	2.28 Yr.

Data below for HDFC Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	39%
Consumer Cyclical	17.25%
Health Care	8.73%
Basic Materials	5.99%
Industrials	5.21%
Technology	4.98%
Real Estate	2.82%
Communication Services	2.6%
Utility	2.23%
Energy	1.28%
Consumer Defensive	0.67%

Asset Allocation

Asset Class	Value
Cash	8.64%
Equity	90.76%
Debt	0.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	9%	₹7,818 Cr	58,000,000 ↑ 4,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	8%	₹7,133 Cr	75,000,000 ↑ 3,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	7%	₹6,111 Cr	53,988,073 ↓ -11,927
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	4%	₹3,752 Cr	43,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹3,627 Cr	18,200,000 ↑ 700,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| 540719	4%	₹3,581 Cr	19,996,650 ↓ -3,350
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹3,526 Cr	2,200,000 ↓ -300,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	4%	₹3,157 Cr	21,023,775 ↑ 23,775
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹2,452 Cr	17,700,000 ↑ 1,200,000
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	3%	₹2,326 Cr	9,000,000

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Lower mid AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 26.12% (upper mid).
3Y return: 22.92% (top quartile).
1Y return: -3.65% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.0%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (30 Oct 25)	₹99.8968 ↓ -0.33 (-0.33 %)
Net Assets (Cr)	₹5,943 on 31 Aug 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-1.13
Information Ratio	1.09
Alpha Ratio	-8.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,005
30 Sep 22	₹17,128
30 Sep 23	₹22,454
30 Sep 24	₹35,711
30 Sep 25	₹31,658

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	3.4%
3 Month	4.1%
6 Month	6.1%
1 Year	-3.7%
3 Year	22.9%
5 Year	26.1%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.12 Yr.
Asit Bhandarkar	1 Oct 24	1 Yr.
Ruchi Fozdar	4 Oct 24	0.99 Yr.
Deepak Gupta	11 Apr 25	0.47 Yr.

Data below for JM Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.74%
Consumer Cyclical	21.49%
Technology	15.69%
Industrials	11.65%
Consumer Defensive	6.79%
Health Care	5.85%
Energy	3.19%
Communication Services	2.95%
Basic Materials	2.93%
Real Estate	0.68%

Asset Allocation

Asset Class	Value
Cash	1.03%
Equity	98.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹297 Cr	2,200,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	4%	₹266 Cr	785,118
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹224 Cr	2,355,252
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	3%	₹202 Cr	1,440,908
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹186 Cr	1,654,322
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹183 Cr	500,000 ↓ -150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹177 Cr	940,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	3%	₹160 Cr	100,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹153 Cr	1,755,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	2%	₹146 Cr	4,470,323 ↑ 500,000

3. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Top quartile AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.92% (top quartile).
3Y return: 22.92% (upper mid).
1Y return: 5.51% (upper mid).
Alpha: 3.10 (upper mid).
Sharpe: -0.38 (upper mid).
Information ratio: 1.10 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (30 Oct 25)	₹306.595 ↓ -0.85 (-0.28 %)
Net Assets (Cr)	₹46,216 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.38
Information Ratio	1.1
Alpha Ratio	3.1
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,347
30 Sep 22	₹20,561
30 Sep 23	₹26,521
30 Sep 24	₹38,654
30 Sep 25	₹37,441

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	3.5%
3 Month	2.8%
6 Month	10.5%
1 Year	5.5%
3 Year	22.9%
5 Year	30.9%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.52 Yr.
Ashutosh Bhargava	1 Sep 21	4.08 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.02%
Consumer Cyclical	23%
Industrials	17.33%
Health Care	8.97%
Utility	6.19%
Basic Materials	5.68%
Consumer Defensive	5.18%
Technology	4.13%
Energy	2.76%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	1.33%
Equity	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,378 Cr	25,000,896
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,822 Cr	16,099,895
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,420 Cr	4,797,058 ↓ -354,275
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,305 Cr	9,568,975
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,252 Cr	8,683,231 ↑ 682,727
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹1,166 Cr	7,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹1,147 Cr	8,509,000 ↓ -2,472,360
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹1,080 Cr	12,376,760
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹1,013 Cr	29,762,573
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	2%	₹952 Cr	1,524,539

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.60% (bottom quartile).
3Y return: 22.63% (upper mid).
1Y return: 4.45% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Polycab India Ltd (~10.1%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (29 Oct 25)	₹63.171 ↑ 0.47 (0.75 %)
Net Assets (Cr)	₹13,679 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	-0.06
Information Ratio	0.79
Alpha Ratio	9.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,224
30 Sep 22	₹13,477
30 Sep 23	₹15,455
30 Sep 24	₹25,165
30 Sep 25	₹23,797

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	5.4%
3 Month	2.6%
6 Month	9.7%
1 Year	4.4%
3 Year	22.6%
5 Year	19.6%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	1 Yr.
Niket Shah	1 Jul 22	3.25 Yr.
Rakesh Shetty	22 Nov 22	2.86 Yr.
Atul Mehra	1 Oct 24	1 Yr.
Sunil Sawant	1 Jul 24	1.25 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	31.07%
Consumer Cyclical	24.07%
Industrials	21.23%
Financial Services	9.47%
Utility	5.5%
Communication Services	2.86%

Asset Allocation

Asset Class	Value
Cash	6.03%
Equity	93.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,374 Cr	1,886,326 ↓ -113,674
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 543320	10%	₹1,302 Cr	40,000,000 ↑ 5,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	9%	₹1,275 Cr	781,426 ↓ -18,574
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	9%	₹1,273 Cr	8,000,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,206 Cr	2,500,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	8%	₹1,022 Cr	22,500,000 ↑ 2,500,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	7%	₹947 Cr	5,877,496 ↓ -04
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	7%	₹939 Cr	2,006,670 ↓ -493,330
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	7%	₹926 Cr	12,500,000
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	5%	₹745 Cr	2,171,491 ↓ -328,509

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

Research Highlights for ICICI Prudential Multicap Fund

Upper mid AUM (₹15,281 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 20.81% (lower mid).
1Y return: 3.43% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.53 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.2%).

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (30 Oct 25)	₹810.73 ↓ -2.93 (-0.36 %)
Net Assets (Cr)	₹15,281 on 31 Aug 25
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.71
Information Ratio	0.53
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,902
30 Sep 22	₹17,221
30 Sep 23	₹21,351
30 Sep 24	₹31,634
30 Sep 25	₹29,693

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.8%
3 Month	2.2%
6 Month	7.1%
1 Year	3.4%
3 Year	20.8%
5 Year	24.8%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	35.4%
2022	4.7%
2021	36.4%
2020	9.2%
2019	6%
2018	0.2%
2017	28%
2016	10.1%
2015	3.1%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Lalit Kumar	29 Sep 25	0.01 Yr.
Sharmila D’mello	31 Jul 22	3.17 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	21.45%
Financial Services	20.52%
Industrials	18.12%
Consumer Cyclical	10.39%
Communication Services	7.03%
Health Care	6.38%
Real Estate	5.48%
Technology	2.42%
Consumer Defensive	2.41%
Energy	1%
Utility	0.86%

Asset Allocation

Asset Class	Value
Cash	3.94%
Equity	96.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹652 Cr	4,833,854 ↓ -1,167,654
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	4%	₹586 Cr	3,119,041 ↑ 788,886
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 17 \| SUNPHARMA	3%	₹466 Cr	2,922,644
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	3%	₹459 Cr	4,823,190
Vedanta Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 500295	3%	₹436 Cr	9,363,972 ↑ 4,075,093
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 532538	2%	₹364 Cr	298,008 ↑ 249,264
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| 532215	2%	₹353 Cr	3,122,359
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 25 \| INDIGO	2%	₹315 Cr	562,741 ↑ 424,687
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 25 \| HAL	2%	₹306 Cr	645,553 ↑ 359,485
ABB India Ltd (Industrials) Equity, Since 31 Aug 25 \| ABB	2%	₹251 Cr	484,711 ↑ 344,848

6. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for Mahindra Badhat Yojana

Lower mid AUM (₹5,622 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.70% (upper mid).
3Y return: 20.11% (lower mid).
1Y return: 5.14% (upper mid).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.24 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Glenmark Pharmaceuticals Ltd (~3.4%).

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana Growth
Launch Date	11 May 17
NAV (29 Oct 25)	₹36.3382 ↑ 0.07 (0.20 %)
Net Assets (Cr)	₹5,622 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.64
Information Ratio	0.24
Alpha Ratio	-1.14
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,914
30 Sep 22	₹18,053
30 Sep 23	₹22,278
30 Sep 24	₹32,495
30 Sep 25	₹30,326

Mahindra Badhat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	5.4%
3 Month	1.8%
6 Month	9.7%
1 Year	5.1%
3 Year	20.1%
5 Year	25.7%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	34.2%
2022	1.6%
2021	50.8%
2020	16.6%
2019	13.8%
2018	-9.9%
2017
2016
2015

Fund Manager information for Mahindra Badhat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	4.78 Yr.
Fatema Pacha	16 Oct 20	4.96 Yr.

Data below for Mahindra Badhat Yojana as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.55%
Industrials	15.79%
Health Care	15.53%
Consumer Cyclical	12.71%
Technology	8.73%
Basic Materials	7.77%
Communication Services	3.66%
Energy	2.44%
Utility	2.11%
Real Estate	1.42%

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	96.1%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 25 \| 532296	3%	₹193 Cr	989,000 ↑ 54,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| ICICIBANK	3%	₹189 Cr	1,403,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 23 \| DIVISLAB	3%	₹174 Cr	305,000
Laurus Labs Ltd (Healthcare) Equity, Since 31 Dec 24 \| 540222	3%	₹169 Cr	2,003,815
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jan 25 \| 534816	3%	₹154 Cr	4,490,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 532538	3%	₹153 Cr	125,000
Polycab India Ltd (Industrials) Equity, Since 31 Jul 25 \| POLYCAB	2%	₹141 Cr	193,000 ↑ 86,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	2%	₹140 Cr	1,025,000
Kaynes Technology India Ltd (Technology) Equity, Since 30 Nov 22 \| KAYNES	2%	₹139 Cr	197,000 ↑ 35,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 25 \| 532215	2%	₹119 Cr	1,050,000 ↑ 1,050,000

7. Aditya Birla Sun Life Manufacturing Equity Fund

The primary investment objective of the Schemes is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Manufacturing activity. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,043 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.99% (bottom quartile).
3Y return: 20.00% (bottom quartile).
1Y return: 4.43% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.59 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~5.0%).

Below is the key information for Aditya Birla Sun Life Manufacturing Equity Fund

Aditya Birla Sun Life Manufacturing Equity Fund Growth
Launch Date	31 Jan 15
NAV (29 Oct 25)	₹33.92 ↑ 0.21 (0.62 %)
Net Assets (Cr)	₹1,043 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.59
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,602
30 Sep 22	₹13,812
30 Sep 23	₹16,411
30 Sep 24	₹25,097
30 Sep 25	₹23,058

Aditya Birla Sun Life Manufacturing Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Aditya Birla Sun Life Manufacturing Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	5.9%
3 Month	6.7%
6 Month	15.2%
1 Year	4.4%
3 Year	20%
5 Year	20%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25%
2023	32.5%
2022	-1.4%
2021	22.1%
2020	26.3%
2019	-4%
2018	-12.9%
2017	41.7%
2016	9.2%
2015

Fund Manager information for Aditya Birla Sun Life Manufacturing Equity Fund

Name	Since	Tenure
Harish Krishnan	3 Nov 23	1.91 Yr.

Data below for Aditya Birla Sun Life Manufacturing Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	30.12%
Industrials	27.3%
Basic Materials	21.41%
Health Care	9.08%
Energy	5.01%
Consumer Defensive	4.61%
Technology	1.26%

Asset Allocation

Asset Class	Value
Cash	1.2%
Equity	98.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 19 \| RELIANCE	5%	₹54 Cr	392,938
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Mar 17 \| HINDALCO	5%	₹52 Cr	688,031
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| MARUTI	5%	₹52 Cr	32,584
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| M&M	5%	₹51 Cr	150,000
Cummins India Ltd (Industrials) Equity, Since 28 Feb 15 \| 500480	4%	₹42 Cr	107,954
Tata Steel Ltd (Basic Materials) Equity, Since 30 Jun 16 \| TATASTEEL	3%	₹32 Cr	1,902,669
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 16 \| UBL	3%	₹30 Cr	167,179
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Nov 22 \| SUNPHARMA	3%	₹30 Cr	185,238
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹27 Cr	588,407
Bharat Electronics Ltd (Industrials) Equity, Since 28 Feb 15 \| BEL	3%	₹27 Cr	678,274

8. Bandhan Focused Equity Fund

The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Focused Equity Fund

Bottom quartile AUM (₹1,919 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.08% (bottom quartile).
3Y return: 19.99% (bottom quartile).
1Y return: 6.48% (top quartile).
Alpha: 2.56 (upper mid).
Sharpe: -0.39 (upper mid).
Information ratio: 0.25 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Power Finance Corp Ltd (~8.5%).

Below is the key information for Bandhan Focused Equity Fund

Bandhan Focused Equity Fund Growth
Launch Date	16 Mar 06
NAV (30 Oct 25)	₹90.632 ↓ -0.56 (-0.62 %)
Net Assets (Cr)	₹1,919 on 31 Aug 25
Category	Equity - Multi Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	-0.39
Information Ratio	0.25
Alpha Ratio	2.56
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,619
30 Sep 22	₹13,468
30 Sep 23	₹15,347
30 Sep 24	₹22,651
30 Sep 25	₹22,055

Bandhan Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Bandhan Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	6.2%
3 Month	3.4%
6 Month	10.7%
1 Year	6.5%
3 Year	20%
5 Year	18.1%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	30.3%
2023	31.3%
2022	-5%
2021	24.6%
2020	14.9%
2019	8.9%
2018	-12.7%
2017	54.4%
2016	1.8%
2015	-4.8%

Fund Manager information for Bandhan Focused Equity Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	0.83 Yr.
Kirthi Jain	2 Dec 24	0.83 Yr.
Ritika Behera	7 Oct 23	1.99 Yr.
Gaurav Satra	7 Jun 24	1.32 Yr.
Rahul Agarwal	2 Dec 24	0.83 Yr.

Data below for Bandhan Focused Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	35.83%
Health Care	13.79%
Consumer Defensive	12.97%
Technology	9.62%
Real Estate	7.35%
Consumer Cyclical	4.57%
Industrials	3.54%
Basic Materials	3.26%
Energy	2.47%
Communication Services	2.19%
Utility	2.15%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532810	9%	₹168 Cr	4,092,723 ↑ 30,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	8%	₹151 Cr	1,725,937 ↓ -149,999
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| HDFCBANK	6%	₹124 Cr	1,302,728
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹96 Cr	710,586
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 25 \| PRESTIGE	5%	₹91 Cr	601,910
Jubilant Pharmova Ltd (Healthcare) Equity, Since 31 Jul 25 \| JUBLPHARMA	4%	₹81 Cr	754,950 ↑ 157,195
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 May 25 \| CHOLAHLDNG	4%	₹78 Cr	414,347
LT Foods Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| 532783	4%	₹75 Cr	1,850,326 ↑ 282,464
Tilaknagar Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 25 \| TI	4%	₹73 Cr	1,633,810 ↑ 1,493,810
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 24 \| LT	4%	₹70 Cr	191,166

9. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Research Highlights for Baroda Pioneer Multi Cap Fund

Bottom quartile AUM (₹2,923 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.00% (lower mid).
3Y return: 19.57% (bottom quartile).
1Y return: 1.54% (bottom quartile).
Alpha: -0.17 (lower mid).
Sharpe: -0.56 (lower mid).
Information ratio: 0.22 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.1%).

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (30 Oct 25)	₹292.198 ↑ 0.52 (0.18 %)
Net Assets (Cr)	₹2,923 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	-0.57
Information Ratio	0.22
Alpha Ratio	-0.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,563
30 Sep 22	₹17,256
30 Sep 23	₹20,605
30 Sep 24	₹30,858
30 Sep 25	₹28,928

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.2%
3 Month	3.3%
6 Month	7.9%
1 Year	1.5%
3 Year	19.6%
5 Year	24%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	31.7%
2023	30.8%
2022	-3%
2021	47.9%
2020	19.5%
2019	8.9%
2018	-11.9%
2017	36.8%
2016	2.3%
2015	-1.6%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Sanjay Chawla	1 Nov 15	9.92 Yr.
Sandeep Jain	14 Mar 22	3.55 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.81%
Consumer Cyclical	18.28%
Industrials	12.26%
Health Care	8.82%
Basic Materials	8.61%
Technology	8.45%
Consumer Defensive	6.17%
Energy	3.09%
Communication Services	1.68%
Real Estate	1.67%
Utility	1.34%

Asset Allocation

Asset Class	Value
Cash	3.8%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| HDFCBANK	4%	₹121 Cr	1,269,472
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹113 Cr	834,815
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	3%	₹91 Cr	670,000 ↑ 30,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| RADICO	3%	₹75 Cr	261,003
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	2%	₹69 Cr	200,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	2%	₹67 Cr	600,000 ↑ 100,000
Travel Food Services Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| TRAVELFOOD	2%	₹60 Cr	454,564
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| 500825	2%	₹60 Cr	100,100
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 590003	2%	₹58 Cr	2,736,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 543320	2%	₹57 Cr	1,750,000

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सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा

एक आदर्श वैविध्यपूर्ण फंड खाली नमूद केलेल्या पॅरामीटर्समधून उत्तीर्ण झाला पाहिजे:

1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा

बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.

अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.

2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा

प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.

3. निधीच्या सुसंगततेचे वजन करा

बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.

4. फंडातील जोखमींबद्दल जागरूक रहा

गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:

a अल्फा

अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.

b बीटा

बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.

c मानक विचलन (SD)

SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.

d शार्प रेशो (SR)

तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्‍यांची निवड करता येईल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.