भगवद गीतेतील आर्थिक धडे

Updated on August 1, 2026 , 6964 views

तुम्ही मोठे झाल्यावर, तुमच्या कमाईचे स्त्रोत वाढवण्यासाठी आणि आर्थिक हाताळणी करण्यासाठी तुम्हाला उच्च शहाणपणाची आवश्यकता आहे. तुम्ही तुमची वाचन पद्धत बदलण्याचा प्रयत्न का करत नाही?

भगवद्गीता, मानवांसाठी मॅन्युअल, तुम्हाला अध्यात्माच्या स्पर्शाने जीवनाचे सर्व धडे शिकवते, तुम्हाला परिपूर्ण मनुष्य बनवते.

हे तुमच्या दैनंदिन जीवनातील सर्व समस्यांपासून बचाव करणारे आणि तुमच्या जीवनातील सर्व यशाचे कारण आहे.

वर्षानुवर्षे, गीता जगातील अनेक महान व्यक्तींच्या विजयाचे रहस्य आहे. महात्मा गांधी, स्वामी विवेकानंद, निकोला टेस्ला, राल्फ वाल्डो इमर्सन, अल्डॉस हक्सले, हेन्री डेव्हिड थोरो, विल स्मिथ, जे. रॉबर्ट ओपेनहाइमर, कार्ल जंग, - महात्मा गांधी, स्वामी विवेकानंद, निकोला टेस्ला, राल्फ वाल्डो इमर्सन, त्यांच्या प्रभावाने तुम्हाला थक्क करतील अशा प्रमुख उदाहरणांमधून ते ऐका. बुलेंट इसेविट, जॉर्ज हॅरिसन आणि इतर.

पांडव आणि कौरवांमधील कुरुक्षेत्राच्या युद्धादरम्यान, भगवद्गीता हा योद्धा-राजकुमार अर्जुन आणि युद्धात त्याचा सारथी म्हणून सेवा करणारे श्रीकृष्ण यांच्यातील संवाद आहे. आणि तेव्हापासून, गीता जीवनाच्या प्रत्येक क्षेत्रात मानवी जीवनासाठी नैतिक मार्गदर्शक बनली आहे.

कृष्णाने दिलेले जीवन बदलणारे धडे खऱ्या अर्थाने माणसाच्या बुद्धीला चालना देऊ शकतातगुंतवणूकदार. शिवाय, कृष्णाने पांडवांना दिलेल्या प्रमुख युक्त्या, शक्तिशाली रणनीती तुमच्या यशस्वी आर्थिक जीवनासाठी मार्गदर्शक शक्ती ठरू शकतात.

गंभीर विचार, सावध राहणे, शांत राहणे, लोभमुक्त वृत्ती या गीतेतील काही शिकवण आहेत ज्या गुंतवणुकीच्या जगात प्रवेश करताना स्वीकारणे आवश्यक आहे. चला अधिक जाणून घेऊया.

पवित्र गीतेतून आर्थिक धडे

श्रेयांस्वधर्मो विगुण: परधर्मत्सवानुष्ठितात् |

स्वधर्मे निदमं श्रेय: परधर्मे अशुभ: || CH 3, 35 ||

हरेयन स्व-धर्मो विगुणः पर-धर्मात स्व-अनुष्ठितात स्व-धर्मे निधानम श्रेयः पर-धर्मो भयावहः

"एखाद्याच्या कर्तव्याचे अनुकरण करण्यापेक्षा स्वतःची कर्तव्ये चोखपणे पार पाडणे खूप चांगले आहे. दुसऱ्याच्या कर्तव्यात गुंतण्यापेक्षा स्वतःचे कर्तव्य पार पाडताना नाश करणे चांगले आहे, दुसऱ्याच्या मार्गावर जाणे धोकादायक आहे."

एक गुंतवणूकदार म्हणून, इतरांच्या गुंतवणुकीच्या धोरणांचा आंधळेपणाने अनुसरण करण्यापेक्षा स्वतःचे संशोधन आणि योग्य परिश्रम करणे चांगले आहे. पैसे कमावण्यासाठी इतरांच्या टिप्स आणि युक्त्यांवर अवलंबून राहण्याआधी, तुम्ही स्वतःची चौकट तयार केली पाहिजे. गुंतवणुकीचे जग कळपाच्या प्रवृत्तीने भरलेले असल्याने, बरेच लोक इतरांच्या कृतींचे अनुसरण करतात की त्यांनी त्यांचे संशोधन आधीच केले आहे, ज्यामुळेबाजार क्रॅश किंवा मालमत्ता फुगे.

ज्ञानी गुंतवणूकदार नेहमी स्वतःच्या विश्लेषणावर अवलंबून राहून स्वधर्म (त्याच्या कर्तव्यांचे पालन) करतो.

दंभो दर्पोऽभिमानश्च क्रोधः परुष्यमेव ग.

अज्ञानं चाभिजातस्य परार्थ सम्पदमासुरीम् || CH 16, 4 ||

दंभो दर्पो ’ भीमानाश च क्रोधाः परुष्यम्ईवा नाही अज्ञांम चाभिजातस्य पार्थ संपदम् आसुरिम

"हे पार्थ, आसुरी स्वभाव असलेल्यांचे गुण म्हणजे दांभिकता, अहंकार, दंभ, क्रोध, कठोरपणा आणि अज्ञान."

वित्त व्यवस्थापित करताना, थोड्याच वेळात थोडीशी वाढ तुम्हाला अभिमान वाटू शकत नाही. परंतु, ते लवकरच प्रतिभा किंवा संपत्ती कमावण्याचे कौशल्य बाळगण्याच्या अहंकारात विकसित होऊ शकते. ते इतरांद्वारे प्रशंसा करण्याची इच्छा बाळगतात, स्वतःला इतरांपेक्षा श्रेष्ठ समजतात. अशा गुंतवणुकदारांनी जर लवकर विचार केला नाही तर, आसुरी गुणांचा ज्वालामुखी उफाळून येऊ शकतो जसे की कठोरपणा, अहंकार आणि शेवटी अशा व्यक्तीला अज्ञानी बनवते.

अहंकाराच्या सहलीपासून दूर राहा, नम्र राहण्याची सवय लावा आणि सतत शिकत राहा. तुमच्या सहकारी व्यापार्‍यांकडून विचारांची देवाणघेवाण करा, चुकांमधून शिका आणि शांतता राखा.

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तस्मतत्वमिंद्रियान्यदौ नियम्य भरतर्षभा |

पापमनाम प्रजाह ह्यनाम ज्ञानविज्ञाननाशनम् || CH 3, 41||

तस्मात् त्वम् इंद्रियण्‍यादौ नियम्य भरतर्षभ पापमानं प्रजाही ह्यनाम ज्ञान-विज्ञान-नाशनम्

"म्हणून, हे सर्वोत्तम भारतांनो, सुरुवातीलाच इंद्रियांना नियंत्रणात आणा आणि पापाचे अवतार असलेल्या आणि ज्ञान आणि बोधाचा नाश करणार्‍या इच्छा नावाच्या शत्रूचा वध करा."

इच्छा हे पहिले प्राणघातक पाप आहे अशी जुनी म्हण आहेगुंतवणूक. जसे कृष्ण अर्जुनाला इच्छांच्या दुष्परिणामांबद्दल शिकवत आहेत, त्याचप्रमाणे, अनेक यशस्वी गुंतवणूकदारांनी वेळोवेळी नवशिक्यांना गुंतवणूकीच्या जीवनापासून भावनांना दूर ठेवण्याचा सल्ला दिला आहे. पैसे कमावण्याच्या इच्छेला तुमच्यावर मात करू देऊ नका. मोठ्या चित्रावर लक्ष केंद्रित करा. तुमची भावना नियंत्रणात ठेवा आणि तुमचे ज्ञान तुमच्यासाठी कार्य करू द्या. संयम ठेवा आणि गुंतवणूक करत रहा, तुमची मालमत्ता वाढू द्या. बाजारातील गोंगाटाचे अनुसरण करण्यापूर्वी तुम्ही नेहमी तुमच्या इंद्रियांवर नियंत्रण ठेवा आणि चांगले संशोधन करा याची खात्री करा.

उद्धरेदात्मनात्मानं नात्मानमवसादयेत् |

आत्मैव हयात्मनो बन्धुरात्मैव रिपुरात्मन: || CH 6, 5 ||

uddhared ātmanātmanānam natmanam avasadayet आत्मैव ह्यत्मनो बंधुर आत्मैव रिपूर आत्मानः

"आपल्या मनाच्या सामर्थ्याने स्वत: ला उंच करा, आणि स्वतःला कमी करू नका, कारण मन हे स्वतःचे मित्र आणि शत्रू देखील असू शकते."

या श्लोकात, कृष्ण एक शक्तिशाली संदेश देतो की उच्च प्रगती करण्यासाठी तुम्हाला स्वतःच्या प्रयत्नांनी स्वतःला उंचावे लागेल. जर तुम्ही यशस्वी झालात तर तुम्ही तुमचे स्वतःचे मित्र आहात आणि जर आम्ही नाही केले तर तुम्ही आमचे स्वतःचे शत्रू बनू शकता. दुसऱ्या शब्दांत, आपले यश आणि अपयश पूर्णपणे आपल्या हातात असते. दुसरी कोणतीही व्यक्ती तुम्हाला मदत करू शकत नाही. म्हणून, एक गुंतवणूकदार म्हणून, तुम्हाला योग्य दिशेने जाण्यासाठी स्वतःला प्रशिक्षण द्यावे लागेल.

बुद्धीने आपले मन उन्नत करा. सखोल संशोधन आणि विश्लेषणामध्ये व्यस्त रहा. आपले मूलभूत करा आणितांत्रिक विश्लेषण कोणत्याही कंपनीत गुंतवणूक करण्यापूर्वी. जगाशी अद्ययावत राहून तुमचे ज्ञान वाढवाअर्थशास्त्र आणि आपल्या योजनेवर लक्ष केंद्रित करणे. एक संज्ञानात्मक गुंतवणूकदार व्हा आणि झुंड प्रवृत्तीला बळी पडू नका. बुद्धी मग तुम्हाला योग्य दिशेने मार्गदर्शन करेल.

महाकाव्य महाभारतातील अतिरिक्त धडे

अपडेट रहा आणि तुमचे ज्ञान वाढवा

आर्थिक कल्याण आणि राजकीय बातम्यांशी संपर्कात राहणे तुम्हाला बाजारातील हालचालींचे विस्तृत चित्र देईल. तसेच, एक मजबूत मूर्ती आणि उद्योगाकडून प्रेरणा घ्या, उदाहरणार्थ, वॉरेन बफे,राकेश झुनझुनवाला किंवा असे कोणतेही शीर्ष गुंतवणूकदार आणि त्यांचे अनुसरण करागुंतवणुकीचे नियम. अर्जुनासाठी कृष्णासारखा चांगला सारथी तुमच्याकडे असला पाहिजे. कृष्णाच्या शहाणपणाने आणि चतुराईने अर्जुन आणि इतर पांडवांना विजयीपणे उदयास येण्यास सक्षम केले.

विविधता आणा आणि अनावश्यक जोखीम टाळा

महाभारत युद्धाच्या वेळी अर्जुन आणि कर्ण हे समान शक्तीचे योद्धे होते; तथापि, कर्णाकडे भगवान इंद्राने दिलेले दैवी शस्त्र होते. पण कृष्णाने अर्जुनाचे कर्णापासून रक्षण केले. येथील गुंतवणूकदारांसाठी महत्त्वाचा धडा हा आहे की त्यांनी त्यांचे पोर्टफोलिओ अस्थिरतेत आणू नयेत. उदाहरणार्थ, फक्त एका संभाव्यतेमध्ये गुंतवणूक करणेलहान टोपी निधी धोकादायक असू शकतो. तुमच्या गुंतवणुकीचे विविध मालमत्तेमध्ये वैविध्य आणा, त्यामुळे बाजारातील अस्थिरतेच्या काळात, एखादा फंड कामगिरी करू शकला नाही, तर इतर पोर्टफोलिओ संतुलित करू शकतात.

पूर्ण करण्यासाठी अआर्थिक ध्येय,भांडवल कौतुक करण्यापेक्षा संरक्षण हे तुमचे ध्येय असले पाहिजे.

चालू वर्षात गुंतवणूक करण्यासाठी सर्वोत्तम वैविध्यपूर्ण फंड तपासा

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Standard Multicap Fund Growth	₹86.946 ↑ 1.10	₹55,850	4.3	-1.2	4.2	13.4	11.4	9.5
Mirae Asset India Equity Fund Growth	₹115.061 ↑ 1.88	₹38,379	6	-0.3	3.5	10.2	9.2	10.2
Motilal Oswal Multicap 35 Fund Growth	₹61.8128 ↑ 0.30	₹13,294	11	4.4	1.2	19.2	12.2	-5.6
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Aditya Birla Sun Life Equity Fund Growth	₹1,982.49 ↑ 30.49	₹26,727	8.7	6.1	13.1	16.6	12.6	11.2
JM Multicap Fund Growth	₹100.452 ↑ 1.72	₹5,178	8	6.6	5.7	15.8	16.1	-6.8
Bandhan Focused Equity Fund Growth	₹89.405 ↑ 1.12	₹2,067	2.3	2.9	2.7	15.1	11.9	-1.6
SBI Magnum Multicap Fund Growth	₹107.98 ↑ 0.33	₹22,685	2.6	-1.5	0.8	8.1	8.9	5.5
ICICI Prudential Multicap Fund Growth	₹869.45 ↑ 11.36	₹18,194	6.5	8.7	10.8	17.5	15.3	5.7
Baroda Pioneer Multi Cap Fund Growth	₹300.395 ↑ 3.28	₹3,339	6.6	6.7	7.6	15.6	13.8	-2.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund	JM Multicap Fund	Bandhan Focused Equity Fund	SBI Magnum Multicap Fund	ICICI Prudential Multicap Fund	Baroda Pioneer Multi Cap Fund
Point 1	Highest AUM (₹55,850 Cr).	Top quartile AUM (₹38,379 Cr).	Lower mid AUM (₹13,294 Cr).	Bottom quartile AUM (₹588 Cr).	Upper mid AUM (₹26,727 Cr).	Lower mid AUM (₹5,178 Cr).	Bottom quartile AUM (₹2,067 Cr).	Upper mid AUM (₹22,685 Cr).	Upper mid AUM (₹18,194 Cr).	Bottom quartile AUM (₹3,339 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Established history (27+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Oldest track record among peers (31 yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.41% (bottom quartile).	5Y return: 9.25% (bottom quartile).	5Y return: 12.22% (lower mid).	5Y return: 13.57% (upper mid).	5Y return: 12.63% (upper mid).	5Y return: 16.05% (top quartile).	5Y return: 11.87% (lower mid).	5Y return: 8.90% (bottom quartile).	5Y return: 15.32% (top quartile).	5Y return: 13.84% (upper mid).
Point 6	3Y return: 13.44% (bottom quartile).	3Y return: 10.21% (bottom quartile).	3Y return: 19.20% (top quartile).	3Y return: 17.28% (upper mid).	3Y return: 16.58% (upper mid).	3Y return: 15.77% (upper mid).	3Y return: 15.12% (lower mid).	3Y return: 8.10% (bottom quartile).	3Y return: 17.47% (top quartile).	3Y return: 15.63% (lower mid).
Point 7	1Y return: 4.22% (lower mid).	1Y return: 3.50% (lower mid).	1Y return: 1.21% (bottom quartile).	1Y return: 19.34% (top quartile).	1Y return: 13.15% (top quartile).	1Y return: 5.75% (upper mid).	1Y return: 2.72% (bottom quartile).	1Y return: 0.77% (bottom quartile).	1Y return: 10.80% (upper mid).	1Y return: 7.58% (upper mid).
Point 8	Alpha: -1.04 (bottom quartile).	Alpha: 0.72 (upper mid).	Alpha: -7.36 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.61 (top quartile).	Alpha: 0.06 (lower mid).	Alpha: 1.47 (upper mid).	Alpha: -1.42 (bottom quartile).	Alpha: 6.49 (top quartile).	Alpha: 0.48 (upper mid).
Point 9	Sharpe: -0.38 (lower mid).	Sharpe: -0.42 (bottom quartile).	Sharpe: -0.74 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.33 (lower mid).	Sharpe: -0.25 (upper mid).	Sharpe: -0.43 (bottom quartile).	Sharpe: 0.09 (top quartile).	Sharpe: -0.21 (upper mid).
Point 10	Information ratio: 0.11 (lower mid).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.53 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 1.19 (top quartile).	Information ratio: 0.52 (upper mid).	Information ratio: 0.22 (upper mid).	Information ratio: -1.11 (bottom quartile).	Information ratio: 0.61 (top quartile).	Information ratio: -0.01 (bottom quartile).

Kotak Standard Multicap Fund

Highest AUM (₹55,850 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.41% (bottom quartile).
3Y return: 13.44% (bottom quartile).
1Y return: 4.22% (lower mid).
Alpha: -1.04 (bottom quartile).
Sharpe: -0.38 (lower mid).
Information ratio: 0.11 (lower mid).

Mirae Asset India Equity Fund

Top quartile AUM (₹38,379 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.25% (bottom quartile).
3Y return: 10.21% (bottom quartile).
1Y return: 3.50% (lower mid).
Alpha: 0.72 (upper mid).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.47 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹13,294 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.22% (lower mid).
3Y return: 19.20% (top quartile).
1Y return: 1.21% (bottom quartile).
Alpha: -7.36 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.53 (upper mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (upper mid).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Equity Fund

Upper mid AUM (₹26,727 Cr).
Established history (27+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.63% (upper mid).
3Y return: 16.58% (upper mid).
1Y return: 13.15% (top quartile).
Alpha: 4.61 (top quartile).
Sharpe: -0.05 (upper mid).
Information ratio: 1.19 (top quartile).

JM Multicap Fund

Lower mid AUM (₹5,178 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.05% (top quartile).
3Y return: 15.77% (upper mid).
1Y return: 5.75% (upper mid).
Alpha: 0.06 (lower mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.52 (upper mid).

Bandhan Focused Equity Fund

Bottom quartile AUM (₹2,067 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.87% (lower mid).
3Y return: 15.12% (lower mid).
1Y return: 2.72% (bottom quartile).
Alpha: 1.47 (upper mid).
Sharpe: -0.25 (upper mid).
Information ratio: 0.22 (upper mid).

SBI Magnum Multicap Fund

Upper mid AUM (₹22,685 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.90% (bottom quartile).
3Y return: 8.10% (bottom quartile).
1Y return: 0.77% (bottom quartile).
Alpha: -1.42 (bottom quartile).
Sharpe: -0.43 (bottom quartile).
Information ratio: -1.11 (bottom quartile).

ICICI Prudential Multicap Fund

Upper mid AUM (₹18,194 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.32% (top quartile).
3Y return: 17.47% (top quartile).
1Y return: 10.80% (upper mid).
Alpha: 6.49 (top quartile).
Sharpe: 0.09 (top quartile).
Information ratio: 0.61 (top quartile).

Baroda Pioneer Multi Cap Fund

Bottom quartile AUM (₹3,339 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.84% (upper mid).
3Y return: 15.63% (lower mid).
1Y return: 7.58% (upper mid).
Alpha: 0.48 (upper mid).
Sharpe: -0.21 (upper mid).
Information ratio: -0.01 (bottom quartile).

1. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Highest AUM (₹55,850 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.41% (bottom quartile).
3Y return: 13.44% (bottom quartile).
1Y return: 4.22% (lower mid).
Alpha: -1.04 (bottom quartile).
Sharpe: -0.38 (lower mid).
Information ratio: 0.11 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (03 Aug 26)	₹86.946 ↑ 1.10 (1.28 %)
Net Assets (Cr)	₹55,850 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	-0.38
Information Ratio	0.11
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,370
31 Jul 23	₹12,202
31 Jul 24	₹16,963
31 Jul 25	₹17,017
31 Jul 26	₹17,284

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.1%
3 Month	4.3%
6 Month	-1.2%
1 Year	4.2%
3 Year	13.4%
5 Year	11.4%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	16.5%
2022	24.2%
2021	5%
2020	25.4%
2019	11.8%
2018	12.3%
2017	-0.9%
2016	34.3%
2015	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	31.25%
Industrials	18.83%
Basic Materials	13.81%
Consumer Cyclical	11.72%
Health Care	5.63%
Energy	5.16%
Communication Services	3.8%
Technology	3.63%
Utility	2.65%
Consumer Defensive	1.93%

Asset Allocation

Asset Class	Value
Cash	1.59%
Equity	98.41%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,152 Cr	39,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	5%	₹3,027 Cr	73,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	5%	₹3,025 Cr	22,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,444 Cr	23,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,196 Cr	5,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	4%	₹2,153 Cr	16,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	4%	₹2,014 Cr	19,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹1,870 Cr	1,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹1,852 Cr	70,000,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,712 Cr	6,250,000

2. Mirae Asset India Equity Fund

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Research Highlights for Mirae Asset India Equity Fund

Top quartile AUM (₹38,379 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.25% (bottom quartile).
3Y return: 10.21% (bottom quartile).
1Y return: 3.50% (lower mid).
Alpha: 0.72 (upper mid).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.47 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for Mirae Asset India Equity Fund

Mirae Asset India Equity Fund Growth
Launch Date	4 Apr 08
NAV (03 Aug 26)	₹115.061 ↑ 1.88 (1.66 %)
Net Assets (Cr)	₹38,379 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.16
Sharpe Ratio	-0.42
Information Ratio	-0.47
Alpha Ratio	0.72
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,604
31 Jul 23	₹12,063
31 Jul 24	₹15,372
31 Jul 25	₹15,515
31 Jul 26	₹15,648

Mirae Asset India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Mirae Asset India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	2.3%
3 Month	6%
6 Month	-0.3%
1 Year	3.5%
3 Year	10.2%
5 Year	9.2%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.2%
2023	12.7%
2022	18.4%
2021	1.6%
2020	27.7%
2019	13.7%
2018	12.7%
2017	-0.6%
2016	38.6%
2015	8.1%

Fund Manager information for Mirae Asset India Equity Fund

Name	Since	Tenure
Gaurav Misra	31 Jan 19	7.5 Yr.

Data below for Mirae Asset India Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	34.64%
Consumer Cyclical	15.27%
Industrials	7.54%
Technology	7.38%
Consumer Defensive	6.92%
Energy	6.51%
Basic Materials	5.89%
Communication Services	5.29%
Health Care	4.94%
Utility	3.57%
Real Estate	1.41%

Asset Allocation

Asset Class	Value
Cash	0.63%
Equity	99.37%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 09 \| HDFCBANK	9%	₹3,618 Cr	45,336,415
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹3,322 Cr	24,159,282 ↓ -420,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 10 \| BHARTIARTL	5%	₹2,029 Cr	10,955,120
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 08 \| RELIANCE	5%	₹1,993 Cr	15,405,035
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹1,369 Cr	3,302,918
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	4%	₹1,366 Cr	10,148,617
Infosys Ltd (Technology) Equity, Since 31 May 08 \| INFY	3%	₹1,324 Cr	13,235,346
State Bank of India (Financial Services) Equity, Since 31 Jul 08 \| SBIN	3%	₹1,174 Cr	11,436,391
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| M&M	3%	₹1,091 Cr	3,554,127 ↑ 547,536
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	3%	₹1,016 Cr	719,809 ↑ 21,375

3. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹13,294 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.22% (lower mid).
3Y return: 19.20% (top quartile).
1Y return: 1.21% (bottom quartile).
Alpha: -7.36 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.53 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding CG Power & Industrial Solutions Ltd (~6.7%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (03 Aug 26)	₹61.8128 ↑ 0.30 (0.49 %)
Net Assets (Cr)	₹13,294 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	-0.75
Information Ratio	0.53
Alpha Ratio	-7.36
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,336
31 Jul 23	₹10,720
31 Jul 24	₹16,877
31 Jul 25	₹18,011
31 Jul 26	₹17,952

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	5.3%
3 Month	11%
6 Month	4.4%
1 Year	1.2%
3 Year	19.2%
5 Year	12.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-5.6%
2023	45.7%
2022	31%
2021	-3%
2020	15.3%
2019	10.3%
2018	7.9%
2017	-7.8%
2016	43.1%
2015	8.5%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Varun Sharma	21 Jan 26	0.53 Yr.
Swapnil Mayekar	18 Nov 25	0.7 Yr.
Ajay Khandelwal	1 Oct 24	1.83 Yr.
Ankit Agarwal	21 Jan 26	0.53 Yr.
Rakesh Shetty	22 Nov 22	3.69 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	28.39%
Consumer Cyclical	22.36%
Financial Services	21.79%
Technology	18.16%
Health Care	6.17%
Basic Materials	1.39%

Asset Allocation

Asset Class	Value
Cash	1.74%
Equity	98.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	7%	₹885 Cr	9,300,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	7%	₹881 Cr	22,782,390
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| ETERNAL	5%	₹728 Cr	27,500,000
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	5%	₹628 Cr	4,285,614 ↓ -129,952
Shriram Finance Ltd (Financial Services) Equity, Since 31 Mar 26 \| SHRIRAMFIN	4%	₹587 Cr	5,630,608
Ather Energy Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| ATHERENERG	4%	₹571 Cr	5,002,599 ↓ -200,000
Waaree Energies Ltd (Technology) Equity, Since 28 Feb 26 \| WAAREEENER	4%	₹501 Cr	1,700,905
IndusInd Bank Ltd (Financial Services) Equity, Since 28 Feb 26 \| INDUSINDBK	4%	₹477 Cr	5,165,661 ↑ 134,988
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| MOTHERSON	4%	₹467 Cr	31,527,172
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 26 \| APOLLOHOSP	3%	₹439 Cr	506,046

4. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (upper mid).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Aditya Birla Sun Life Equity Fund

An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Research Highlights for Aditya Birla Sun Life Equity Fund

Upper mid AUM (₹26,727 Cr).
Established history (27+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.63% (upper mid).
3Y return: 16.58% (upper mid).
1Y return: 13.15% (top quartile).
Alpha: 4.61 (top quartile).
Sharpe: -0.05 (upper mid).
Information ratio: 1.19 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~6.1%).

Below is the key information for Aditya Birla Sun Life Equity Fund

Aditya Birla Sun Life Equity Fund Growth
Launch Date	27 Aug 98
NAV (03 Aug 26)	₹1,982.49 ↑ 30.49 (1.56 %)
Net Assets (Cr)	₹26,727 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	-0.05
Information Ratio	1.19
Alpha Ratio	4.61
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,055
31 Jul 23	₹11,807
31 Jul 24	₹16,146
31 Jul 25	₹16,423
31 Jul 26	₹18,094

Aditya Birla Sun Life Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Aditya Birla Sun Life Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	3.9%
3 Month	8.7%
6 Month	6.1%
1 Year	13.1%
3 Year	16.6%
5 Year	12.6%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.2%
2023	18.5%
2022	26%
2021	-1.1%
2020	30.3%
2019	16.1%
2018	8.5%
2017	-4.1%
2016	33.5%
2015	15.2%

Fund Manager information for Aditya Birla Sun Life Equity Fund

Name	Since	Tenure
Harish Krishnan	3 Nov 23	2.74 Yr.
Dhaval Joshi	21 Nov 22	3.69 Yr.

Data below for Aditya Birla Sun Life Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	30.64%
Consumer Cyclical	13.94%
Industrials	12.37%
Basic Materials	10.81%
Health Care	9.34%
Technology	7.5%
Consumer Defensive	7.22%
Energy	4.02%
Communication Services	2.15%
Real Estate	0.5%

Asset Allocation

Asset Class	Value
Cash	1.43%
Equity	98.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹1,629 Cr	11,849,171
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	4%	₹958 Cr	12,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| KOTAKBANK	3%	₹906 Cr	23,096,430
Reliance Industries Ltd (Energy) Equity, Since 31 May 19 \| RELIANCE	3%	₹738 Cr	5,706,067
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	2%	₹627 Cr	6,105,500
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 30 Jun 17 \| 500493	2%	₹618 Cr	2,883,624
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	2%	₹616 Cr	6,161,817
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	2%	₹574 Cr	3,100,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| 532215	2%	₹471 Cr	3,500,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Aug 25 \| FEDERALBNK	2%	₹462 Cr	14,000,000

6. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Lower mid AUM (₹5,178 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.05% (top quartile).
3Y return: 15.77% (upper mid).
1Y return: 5.75% (upper mid).
Alpha: 0.06 (lower mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.52 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (03 Aug 26)	₹100.452 ↑ 1.72 (1.75 %)
Net Assets (Cr)	₹5,178 on 30 Jun 26
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.33
Information Ratio	0.52
Alpha Ratio	0.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,133
31 Jul 23	₹14,134
31 Jul 24	₹23,147
31 Jul 25	₹20,621
31 Jul 26	₹21,170

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	2.3%
3 Month	8%
6 Month	6.6%
1 Year	5.7%
3 Year	15.8%
5 Year	16.1%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.8%
2023	33.3%
2022	40%
2021	7.8%
2020	32.9%
2019	11.4%
2018	16.6%
2017	-5.4%
2016	39.5%
2015	10.5%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.95 Yr.
Asit Bhandarkar	1 Oct 24	1.83 Yr.
Ruchi Fozdar	4 Oct 24	1.82 Yr.
Deepak Gupta	11 Apr 25	1.31 Yr.

Data below for JM Multicap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	31.85%
Consumer Cyclical	21.97%
Technology	10.73%
Industrials	10.46%
Health Care	6.61%
Basic Materials	5.74%
Energy	4.5%
Consumer Defensive	3.3%
Communication Services	2.07%
Utility	1.37%

Asset Allocation

Asset Class	Value
Cash	1.4%
Equity	98.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	5%	₹275 Cr	3,450,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹268 Cr	1,950,062 ↑ 180,000
Arvind Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| 500101	3%	₹146 Cr	2,481,193 ↓ -300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹144 Cr	347,357
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	3%	₹143 Cr	660,000 ↓ -20,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| PAYTM	2%	₹113 Cr	989,776
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	2%	₹113 Cr	80,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	2%	₹112 Cr	1,090,196
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	2%	₹107 Cr	578,700
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 500655	2%	₹106 Cr	158,425 ↓ -17,500

7. Bandhan Focused Equity Fund

The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Focused Equity Fund

Bottom quartile AUM (₹2,067 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.87% (lower mid).
3Y return: 15.12% (lower mid).
1Y return: 2.72% (bottom quartile).
Alpha: 1.47 (upper mid).
Sharpe: -0.25 (upper mid).
Information ratio: 0.22 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding LT Foods Ltd (~7.5%).

Below is the key information for Bandhan Focused Equity Fund

Bandhan Focused Equity Fund Growth
Launch Date	16 Mar 06
NAV (03 Aug 26)	₹89.405 ↑ 1.12 (1.27 %)
Net Assets (Cr)	₹2,067 on 30 Jun 26
Category	Equity - Multi Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	-0.25
Information Ratio	0.22
Alpha Ratio	1.47
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,445
31 Jul 23	₹11,879
31 Jul 24	₹16,086
31 Jul 25	₹17,611
31 Jul 26	₹17,625

Bandhan Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Bandhan Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.6%
3 Month	2.3%
6 Month	2.9%
1 Year	2.7%
3 Year	15.1%
5 Year	11.9%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.6%
2023	30.3%
2022	31.3%
2021	-5%
2020	24.6%
2019	14.9%
2018	8.9%
2017	-12.7%
2016	54.4%
2015	1.8%

Fund Manager information for Bandhan Focused Equity Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	1.66 Yr.
Kirthi Jain	2 Dec 24	1.66 Yr.
Ritika Behera	7 Oct 23	2.82 Yr.
Gaurav Satra	7 Jun 24	2.15 Yr.
Rahul Agarwal	2 Dec 24	1.66 Yr.

Data below for Bandhan Focused Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.06%
Consumer Defensive	13.29%
Health Care	12.99%
Consumer Cyclical	8.81%
Real Estate	8.78%
Technology	5.06%
Basic Materials	3.92%
Energy	3.19%
Industrials	2.41%
Utility	2.15%

Asset Allocation

Asset Class	Value
Cash	6.35%
Equity	93.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LT Foods Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| 532783	7%	₹155 Cr	4,210,666 ↑ 234,000
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 25 \| PRESTIGE	7%	₹135 Cr	860,527 ↑ 48,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| HDFCBANK	6%	₹130 Cr	1,634,469
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 May 25 \| CHOLAHLDNG	6%	₹120 Cr	726,857 ↑ 46,500
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532810	6%	₹116 Cr	2,740,691
Jubilant Pharmova Ltd (Healthcare) Equity, Since 31 Jul 25 \| JUBLPHARMA	5%	₹110 Cr	1,135,101 ↑ 21,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Dec 24 \| 532296	5%	₹100 Cr	454,375 ↑ 18,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹98 Cr	710,586
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	5%	₹96 Cr	937,094
Tilaknagar Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 25 \| TI	4%	₹76 Cr	1,662,932

8. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Upper mid AUM (₹22,685 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.90% (bottom quartile).
3Y return: 8.10% (bottom quartile).
1Y return: 0.77% (bottom quartile).
Alpha: -1.42 (bottom quartile).
Sharpe: -0.43 (bottom quartile).
Information ratio: -1.11 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.7%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (31 Jul 26)	₹107.98 ↑ 0.33 (0.31 %)
Net Assets (Cr)	₹22,685 on 30 Jun 26
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.43
Information Ratio	-1.11
Alpha Ratio	-1.42
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,459
31 Jul 23	₹12,127
31 Jul 24	₹15,711
31 Jul 25	₹15,202
31 Jul 26	₹15,319

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.2%
3 Month	2.6%
6 Month	-1.5%
1 Year	0.8%
3 Year	8.1%
5 Year	8.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	14.2%
2022	22.8%
2021	0.7%
2020	30.8%
2019	13.6%
2018	11%
2017	-5.5%
2016	37%
2015	5.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	1.67 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	32.75%
Industrials	14.73%
Consumer Cyclical	14.51%
Health Care	11.03%
Basic Materials	7.59%
Technology	4.92%
Energy	4.23%
Utility	3.08%
Consumer Defensive	2.94%
Communication Services	2%

Asset Allocation

Asset Class	Value
Cash	2.09%
Equity	97.78%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,511 Cr	10,985,955 ↑ 1,194,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	5%	₹1,051 Cr	7,807,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	4%	₹1,017 Cr	12,749,960
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹920 Cr	2,219,697
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| 532977	3%	₹741 Cr	762,658
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Jun 26 \| JSWINFRA	3%	₹672 Cr	20,856,937 ↑ 20,856,937
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Apr 26 \| AUROPHARMA	3%	₹633 Cr	4,007,877
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	2%	₹538 Cr	761,000 ↑ 184,000
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 May 26 \| VBL	2%	₹535 Cr	10,540,248 ↑ 5,790,248
State Bank of India (Financial Services) Equity, Since 31 Mar 26 \| SBIN	2%	₹513 Cr	4,992,425

9. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

Research Highlights for ICICI Prudential Multicap Fund

Upper mid AUM (₹18,194 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.32% (top quartile).
3Y return: 17.47% (top quartile).
1Y return: 10.80% (upper mid).
Alpha: 6.49 (top quartile).
Sharpe: 0.09 (top quartile).
Information ratio: 0.61 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding BSE Ltd (~3.3%).

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (03 Aug 26)	₹869.45 ↑ 11.36 (1.32 %)
Net Assets (Cr)	₹18,194 on 30 Jun 26
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.09
Information Ratio	0.61
Alpha Ratio	6.49
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,480
31 Jul 23	₹12,886
31 Jul 24	₹18,928
31 Jul 25	₹18,838
31 Jul 26	₹20,365

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.8%
3 Month	6.5%
6 Month	8.7%
1 Year	10.8%
3 Year	17.5%
5 Year	15.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.7%
2023	20.7%
2022	35.4%
2021	4.7%
2020	36.4%
2019	9.2%
2018	6%
2017	0.2%
2016	28%
2015	10.1%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Lalit Kumar	29 Sep 25	0.84 Yr.
Sharmila D’mello	31 Jul 22	4.01 Yr.

Data below for ICICI Prudential Multicap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	27.41%
Industrials	23.4%
Financial Services	17.62%
Consumer Cyclical	16.33%
Real Estate	3.84%
Health Care	3.52%
Energy	2.31%
Technology	1.88%
Communication Services	0.64%
Utility	0.49%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BSE Ltd (Financial Services) Equity, Since 31 Aug 25 \| BSE	3%	₹597 Cr	1,543,998
Vedanta Aluminium Metal Ltd (Basic Materials) Equity, Since 30 Apr 26 \| 544780	3%	₹576 Cr	12,852,245 ↑ 12,852,245
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 532538	3%	₹470 Cr	418,008
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 25 \| INDIGO	2%	₹437 Cr	813,428
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 532286	2%	₹403 Cr	3,800,436
Apar Industries Ltd (Industrials) Equity, Since 31 Aug 25 \| APARINDS	2%	₹393 Cr	250,451
ABB India Ltd (Industrials) Equity, Since 31 Aug 25 \| ABB	2%	₹376 Cr	534,711
PB Fintech Ltd (Financial Services) Equity, Since 31 Aug 25 \| POLICYBZR	2%	₹373 Cr	2,293,271 ↑ 500,000
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| KPRMILL	2%	₹370 Cr	3,139,184
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| MOTHERSON	2%	₹369 Cr	24,891,842

10. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Research Highlights for Baroda Pioneer Multi Cap Fund

Bottom quartile AUM (₹3,339 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.84% (upper mid).
3Y return: 15.63% (lower mid).
1Y return: 7.58% (upper mid).
Alpha: 0.48 (upper mid).
Sharpe: -0.21 (upper mid).
Information ratio: -0.01 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding IndusInd Bank Ltd (~2.8%).

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (03 Aug 26)	₹300.395 ↑ 3.28 (1.10 %)
Net Assets (Cr)	₹3,339 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	-0.21
Information Ratio	-0.01
Alpha Ratio	0.48
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,590
31 Jul 23	₹12,741
31 Jul 24	₹18,558
31 Jul 25	₹18,318
31 Jul 26	₹19,254

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	2.7%
3 Month	6.6%
6 Month	6.7%
1 Year	7.6%
3 Year	15.6%
5 Year	13.8%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.8%
2023	31.7%
2022	30.8%
2021	-3%
2020	47.9%
2019	19.5%
2018	8.9%
2017	-11.9%
2016	36.8%
2015	2.3%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Paresh Jain	1 Jul 26	0.08 Yr.
Himanshu Singh	1 Jul 26	0.08 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.44%
Industrials	15.09%
Basic Materials	11.84%
Consumer Cyclical	11.38%
Health Care	7.34%
Technology	7.08%
Consumer Defensive	3.92%
Energy	3.89%
Communication Services	1.94%
Utility	1.39%
Real Estate	0.59%

Asset Allocation

Asset Class	Value
Cash	2.08%
Equity	97.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Nov 25 \| INDUSINDBK	3%	₹95 Cr	1,025,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Jun 24 \| NAVINFLUOR	3%	₹93 Cr	121,277 ↓ -1,223
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 25 \| 500103	3%	₹84 Cr	2,030,944 ↓ -193,310
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| RADICO	2%	₹79 Cr	201,043 ↓ -3,957
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 21 \| LT	2%	₹79 Cr	190,000 ↑ 20,000
State Bank of India (Financial Services) Equity, Since 31 May 26 \| SBIN	2%	₹77 Cr	750,000 ↑ 250,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| M&M	2%	₹77 Cr	250,000 ↑ 65,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Mar 26 \| SHRIRAMFIN	2%	₹76 Cr	725,000 ↑ 25,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| TITAN	2%	₹75 Cr	170,000
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jan 26 \| JBCHEPHARM	2%	₹75 Cr	325,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.