Top 5 Best Airlines Credit Card for Frequent Travelers

Are you a frequent traveller? Or do you spend a good chunk of your travels on flights? Then taking an airlines credit card can be a smart move as it offers the best rewards on air miles. It also gives free access to airport lounges, jet privileges, etc.

Also, you can get the best discounts and cashback on flight tickets.

Top Airlines Credit Cards in India

1. Air India SBI PLATINUM Card

• Earn 5,000 reward points as a welcome gift
• Get upto 15 reward points per Rs.100 spent on Air India tickets
• Get an annual gift card of 2,000 reward points
• Earn up to 15 reward points for every Rs. 100 spent on air India tickets
• Receive up to 15,000 bonus reward points on a minimum spend of Rs. 2 lakh & above
• Enjoy the complimentary Visa Lounge Access Program at major domestic airports
• A cover of Rs. 1 lakh is given as lost card liability

2. Citi PremierMiles Card

• Earn 10,000 miles on spending Rs. 1,000 or more for the first time within a period of 60 days
• Get 3000 miles bonus on card renewal
• Get 10 miles for every Rs. 100 spent on airline transactions
• Earn minimum 4 miles per Rs. 100 on all spends-online and in-store
• Get 100 miles points on spending every Rs. 45

3. Diners Club Rewardz Credit Card

• 3 reward points for every Rs. 150 spent; 3X reward points for spends at partner brands
• Get 2x reward points on groceries, dining and airline tickets
• Enjoy 24x7 assistance for reservation of golf courses, restaurants, hotels, cars, and limousines

4. Axis Bank Privilege Credit Card

• Get cashback on fuel surcharge at gas stations across India
• Two complimentary access to airport lounges annually
• Get insurance benefits
• Get free Yatra vouchers worth Rs. 5000

5. ICICI Platinum Identity Credit Card

• Earn 2 rewards for every Rs. 200 you spend and 4 reward points for every Rs. 200 you spend internationally
• Free personal assistance for travel bookings, medical services, and hotel bookings
• Zero annual fees for the first year

Here are the annual fees for all the airline credit cards mentioned above:

Benefits of using an Airlines Credit Card

Here are some of the key benefits offered by airline credit cards-

Air miles

Air miles are basically Credit card rewards that you can earn on airlines related transactions. These reward points can be redeemed for purchasing domestic as well as international tickets.

Bonus miles

These are rewards in the form of welcome gifts or renewal gifts, which can be redeemed for airline tickets.

Airport lounge access

Airport lounges are a life saviour during flight delays. With the complimentary lounge access, you can enjoy the facilities, food, amenities, spas at various airports worldwide.

Fuel surcharge waiver

A fuel surcharge waiver is the amount of fees levied on fuel expenses for using the airlines credit card. Ensure that the credit card you choose has a complete waiver on fuel surcharge.

How to Apply for an Airlines Credit Card?

In case you are interested in buying an Airlines credit card, you can choose either of the ways to apply-

Online

You can apply for an Airlines credit card online by following the steps mentioned below-

• Go to the desired credit card company’s official website
• Choose the type of credit card you wish to apply
• Click on the ‘Apply Online’ option
• An OTP (One time password) is sent to your registered mobile phone. Use this OTP to proceed
• Enter your personal details
• Select Apply, and proceed further

Offline

You can apply offline by simply visiting the respective bank branch. The representative will help you complete the application and choose the appropriate card. Your eligibility will be checked based on certain parameters like- credit score, monthly income, credit history, etc.

Documents Required

Following are the documents required to get an Airlines credit card-

• An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
• Proof of income
• Address proof
• PAN Card
• Passport size photograph