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Citibank Savings Account

Updated on February 29, 2024 , 48541 views

Citi began operations in India over a century ago in 1902. And, today, it is one of the leading financial institutions Offering an array of products and services. The Bank offers financial services and solutions to suit your banking needs. The Citibank savings accounts Range from the Citigold Account to an Expat Account. The bank offers a complementary Debit Card, attractive benefits, and other privileges.

Citibank Savings Account

Citibank also facilities mobile banking, internet banking and phone banking, which makes the banking experience easy.

Types of Citibank Savings Account

Citibank Savings Account

  • Citibank Savings Account holders can enjoy zero-fee on a wide range of banking services
  • The bank gives account-related assistance 24x7
  • The account holders will be eligible for free ATM cash withdrawal around the world, along with the convenience of cashless payments in both online as well as in-store
  • The Debit card offers one reward point for every Rs.100 spent and redeem as cash or air miles
  • In case, if your debit card is lost or stolen while in a foreign country, then the bank offers emergency Cash Advance of up to US $1000
  • You can do Instant fund transfer SMS or Mobile Banking

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Citibank Suvidha Salary Account

  • The Suvidha Salary Account is a one-stop solution for all your banking needs. It is tailored to suit the banking needs of modern-day professionals
  • In this account, there is no minimum balance required to maintain
  • The Citibank offers a zero-fee debit card, which is accepted worldwide at merchant outlets and ATMs. You'll also get a hots of Reward Points on your spends
  • The banks also offers a complimentary Personal Accident cover of Rs. 10 lakhs

Citibank Savings Account for Expatriates

  • Citibank offers a Welcome Privileges on a range of lifestyle products and services
  • Expatriates account holders will be eligible for free withdrawals at any ATM in India and overseas
  • The account allows high daily spend and withdrawal limit up to Rs. 1 Lakh
  • Get 2 air miles on Jet Airways and Air India for every Rs.100 spent. You need to be a Frequent Flyer program member of one or both airlines
  • The account enables Simplify remittance with one-time documentation, along with Simplify savings with zero-fee banking services
  • The account holders will also get Simplify access to financial solutions such as- Mutual Funds from select partner houses, Time Deposits and Forex Services
  • You are also enabled for Simplify banking with assistance in 20 seconds or less
  • In case your debit card is lost or stolen in a foreign country, the banks ensure Emergency Cash Advance of up to US $1000
  • Citibank Savings Account for Expatriates requires you to maintain a minimum relationship value of Rs. 2,00,000. You can spread this amount across Citibank investment products such as- Home Loan, insurance, and Demat account

Citigold Account

  • Citibank brings in global banking with Citigold. Under this account, you can enjoy a range of exclusive privileges like Global Status Recognition, access to airport lounges worldwide, cross-border account opening privileges, emergency encashment Facility of up to USD 3,000
  • The account offers services like One-Glance-statement, account representative facility online and mobile access to your account
  • The Citigold account offers complimentary World Debit MasterCard, wherein you can get exclusive privileges on hospitality, travel, dining and leisure activities
  • The banks also focuses on maximizing your business’ potential, therefore they offer some of the best advice on business, Forex, and trade

Steps to Open Citibank Bank Savings Account

You can open a Citibank savings account either online or offline-

Steps to Open Account Online

  • Visit the official website of Citibank
  • On the homepage, you will find an option 'Banking'
  • Once you go in to banking page, you need to choose the type of savings account that you wish to open
  • Now, click on the option Open a Bank Account. After this, you need to enter the required details such as name, mobile number, place, etc.
  • After filling in all the details, click on the button - 'I agree to the T&Cs'
  • Now, click on the option 'Call Me'
  • The bank representative will get in touch with you if you meet the eligibility criteria. After that, you need to visit the nearest bank branch along with your KYC documents for the verification process

After getting an approval for opening the Citibank savings account, you will get a notification for the same, along with a welcome kit.

Steps to Open Account Offline

Visit the nearest Citibank branch. Ensure you carry all our KYC documents with you. At the bank, meet the representative and pick the type of savings account you need to open. The bank executive will open that particular account after submitting the duly filled form, along with KYC documents- address proof and identity proof.

The documents will be verified and your account will be activated. You will receive a welcome kit.

Eligibility Criteria to Open a Savings Bank Account in Citibank

Customers should meet the following criteria to open a savings account with the bank.

  • The person should be a citizen of India
  • The individual should be 18 years of age or above except in case of a minor savings account
  • The customers need to submit valid identity and address proof that is Government approved
  • Once the bank approves the submitted documents, the applicant will have to make an initial deposit depending upon the type of the savings account

Citibank Customer Care Number

  • 1800 267 2425 (India toll free)
  • +91 22 4955 2425 (local dialing)

You can log a complaint or block your card in any of the following scenarios:

  • Lost your Citibank Bank Debit/ Credit Card
  • Citibank Bank ATM/ Debit Card is stuck in the card slot of an ATM
  • Received an alert for a transaction you did not make
  • Used an ATM to withdraw cash and the money is not dispensed
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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