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ICICI Mobile Banking - Managing Money is now Easy!

Updated on April 20, 2024 , 8913 views

ICICI Bank Limited is a multinational banking and financial services company. It offers a variety of services to retail customers through investment banking, life-insurance venture Capital, asset management, etc.

It is one of four biggest banks in India and also has subsidiaries in the UK and Canada. The UK subsidiary has started branches in Belgium and Germany. ICICI Bank has various branches in the United States of America, Hong Kong, Qatar, Oman, Dubai, Bahrain and South Africa.

ICICI Mobile Banking Features

ICICI Mobile Banking offers a variety of features to its customers. It offers simple, quick and convenient banking solutions to all its customer’s needs. Along with that, it offers high-security and exciting offers and discounts.

It also offers banking services without the internet through SMS Banking and NUUP. Customers can access ICICI Mobile banking services from anywhere in India through their smartphone.

Features	Description
iMobile	ICICI’s Mobile Banking App which offers over 250 services. Customers can gain complete control over banking services through their smartphone
Pockets by ICICI Bank	This is a digital wallet where customers can store money and use it for various online transactions
SMS Banking	Customers can pay bills, recharge prepaid services over the phone without the use of the internet
m.icicibank.com	Customers can enjoy quick and easy internet banking services like fund transfer, paying bills on the go
Mobile Money	Customers can use their phone number as a bank account number here. It is a unique and special Offering by ICICI bank
DMRC Metro Card Recharge	This allows customers to charge their metro travel card easily
Call to Pay	Customers only need to make a phone call to pay utility bills and more
IMPS	This feature allows customers to transfer money through mobile phone. This is an interbank electronic instant mobile money transfer service
*99# (NUUP)	Customers can access bank accounts from mobile without having an internet connection

1. iMobile

iMobile is ICICI bank’s great offering to meet all of the customer’s banking needs. Customers can access over 250 services instantly through this app. Over 6 lakh customers are using iMobile. The application is available on both Good Play Store and Apple App Store.

Following are the features of iMobile:

Ticket booking

You can easily book railway, flight, bus tickets, hotels, etc., easily through this app. All of these bookings can be done in one place with ease.

Instant banking

You can enjoy branch banking services through the app. There’s no need to do extra paperwork to access various features. You can also personalise their Debit Card as per their choice.

Paying tax

You can pay their Taxes in advance through the mobile app.

Insurance

You can buy general insurance hassle-fee. Both travel and Motor Insurance in just a few steps through the app. Moreover, you can also buy Life Insurance with no medicals and minimal form filling with just a few steps.

Reminders and deals

You will get regular reminders of paying bills. Use the app to get the best local deals.

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2. Pockets

Pockets is a great app offered by ICICI bank to help their people meet any kind of payment needs on the go. It is a VISA-powered e-wallet service that allows customers of any bank to recharge their mobile phones, send money, shop and pay bills.

The pocket wallet also comes with a physical shopping card which can be used to shop through any website or even at retail stores.

Following are the features of Pockets:

Any Debit Card/NEFT account

Pockets come with this unique feature. Customers of any bank can link their debit card to pockets and use the e-wallet. ICICI bank customers can add money to pockets through their linked ICICI bank account.

You can also transfer funds to pockets through NEFT from any bank account.

Touch and pay

Pocket brings this brand new option of Touch and Pay. You can make payment at a physical store through this app. Cash-free transactions could never be easier.

Great deals

Pockets bring all its users some exciting and exclusive deals along with surprises. Goodies and great offers from branded outlets are made available through this app.

Book anything

Pockets allow you to recharge anyone’s phone from anywhere. Users can book movie tickets, buy e-vouchers, split expenses with friends all via Pocket.

Customer service

Pockets come with exclusive customer service support at just a tap away. You can also email the service for any assistance.

3. SMS Banking Service

SMS Banking service is available to all ICICI’s customers. Customers can send an SMS to avail of the service.

Following are the features of SMS Banking Services:

Recharge

You can recharge your prepaid phone account and DTH services through SMS. The service is available 24X7.

Post-paid bill payment

You can pay postpaid telecom bills through SMS.

DMRC card

Delhi Metro cardholders can recharge their card through this option. You can send just one SMS and recharge the card.

Alerts

You can receive regular alerts regarding payments, due dates, etc., through this service via SMS banking.

4. m.icicibank.com

You can easily visit this website and carry out a banking transaction from anywhere through the mobile phone. You will need an Internet Banking User ID and Password along with internet connection on their mobile phone to access this feature.

5. Mobile Money

This is a special and unique feature offered by ICICI bank. Customers can use their mobile number as their account number on their mobile phone with the help of this app. You can deposit money, transfer funds, withdraw cash, pay merchants, etc., through this feature.

Following are the features of Mobile Money:

m-Pesa

ICICI bank customers who use the Vodafone network can access this feature. m-Pesa is a joint venture by ICICI bank and MCSL, a Vodafone group company. It is a mobile money transfer service.

Aircel ICICI bank mobile money

ICICI bank customers who use Aircel can access this feature. It is a joint venture between ICICI bank and ASML, an Aircel group of companies.

Oxigen e-Paisa

Oxigen India Pvt. Limited in association with ICICI bank brings this feature to customers where money can be sent through the mobile money transfer service.

mRupee

MRupee is a mobile money order feature that ICICI bank customers can access through their smartphones.

6. DMCR Metro Card

ICICI bank has launched this service where customers with Delhi metro card can recharge their cards anytime. This service is available for Delhi and NCR region. You can walk into any mRupee outlet and get their metro card recharged.

7. Call to Pay

Customers can use this unique feature to pay bills. You have to call the bank and immediately, and the work will be done. However, the mobile number customer uses to make this call will have to be registered with a current account at ICICI bank.

Following are the features of Call to Pay:

Mobile recharge

You can recharge mobile by calling the bank through your registered phone numbers.

DTH recharge

MTNL/BSNL, Tata Sky customers can make DTH payment through a call.

Utility bill payment

MahaVitaran and Reliance electricity consumers can access this feature. However, one needs to be a current customer of ICICI bank.

Share/Stock trading

Customers of ICICI Bank with shares/stocks with Reliance securities can transfer funds to Demat account using the Call to Pay feature.

8. IMPS

The Immediate Payment Service (IMPS) is an interbank electronic instant mobile money transfer service via mobile phones. The beneficiary account is credited when the sender makes a fund transfer request through a mobile phone or internet banking. The service is available 24X7.

9.* 99# NUUP

This is a great internet-free mobile banking feature by ICICI Bank. Dial* 99# NUUP (National Unified USSD Payments) for an interactive menu. Customers can access the bank account, UPI services and much more through this menu

ICICI Bank Customer Care Number

Customers may contact 1860 120 7777 to report any doubts or grievances.

Conclusion

ICICI Bank offers great mobile banking features. For the latest updates and more details, make sure to visit ICICI bank’s website.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.