8 ఉత్తమ ELSS పన్ను ఆదా మ్యూచువల్ ఫండ్‌లు 2022

Updated on January 3, 2026 , 65275 views

ఆర్థిక సంవత్సరం ముగుస్తున్నందున, మీ ప్రారంభించడానికి ఇది సమయంపన్ను ప్రణాళిక. భారతదేశంలో చాలా పన్ను ఆదా ఎంపికలతో,ELSS వారు పన్ను ఆదా కంటే మించిన ప్రయోజనాలను అందిస్తారు కాబట్టి అత్యుత్తమంగా నిలుస్తుంది.

ELSS లేదా ఈక్విటీ లింక్డ్ సేవింగ్ స్కీమ్‌లు 3 సంవత్సరాల లాక్-ఇన్ పీరియడ్‌తో వస్తాయి, ఇది అన్ని ఇతర పన్ను ఆదాలతో పోలిస్తే తక్కువ హోల్డింగ్. ద్వారాపెట్టుబడి పెడుతున్నారు ELSSలో, ఒకరు INR 1,50 వరకు తగ్గింపులను పొందవచ్చు,000 వారి పన్ను పరిధిలోకి వస్తుందిఆదాయం ప్రకారంసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం ELSS ఫండ్‌లు ఈక్విటీ వైవిధ్యభరితంగా ఉంటాయి, ఫండ్‌లో ఎక్కువ భాగం ఈక్విటీ & సంబంధిత ఉత్పత్తులలో పెట్టుబడి పెడుతుంది, అవి ఈక్విటీ రాబడిని కూడా అందిస్తాయి. అంటే పెట్టుబడిదారులు తమ పెట్టుబడులపై ఈక్విటీ రాబడిని కూడా పొందవచ్చు.

మేము ఈ పథకం యొక్క కొన్ని ఇతర ముఖ్యమైన ఫీచర్లను చూసే ముందు, ఉత్తమ ELSS పన్ను ఆదా గురించి చూద్దాంమ్యూచువల్ ఫండ్స్ 2022 - 2023 కోసం.

పన్ను ఆదా కోసం ELSSని ఎందుకు ఎంచుకోవాలి?

ELSS యొక్క ఇతర ప్రధాన ప్రయోజనాలు:

పన్ను రహిత రిటర్న్స్

బడ్జెట్ 2018 ప్రకారం, ELSS దీర్ఘకాలాన్ని ఆకర్షిస్తుందిరాజధాని లాభాలు (LTCG). పెట్టుబడిదారులకు దీర్ఘకాలికంగా 10% (ఇండెక్సేషన్ లేకుండా) పన్ను విధించబడుతుందిమూలధన రాబడి పన్ను. INR 1 లక్ష వరకు లాభాలు పన్ను లేకుండా ఉంటాయి. INR 1 లక్ష కంటే ఎక్కువ లాభాలకు 10% పన్ను వర్తిస్తుంది.

కనీస పెట్టుబడి మొత్తం

ఒక తీసుకోవడం ద్వారాSIP మార్గంలో, పెట్టుబడిదారులు INR 500 కంటే తక్కువ మొత్తంలో పెట్టుబడి పెట్టవచ్చు. ఇది ఒక వ్యక్తిని అనుమతిస్తుందిడబ్బు దాచు ప్రతి నెలా ఏకమొత్తానికి బదులుగా.

ఈక్విటీ రిటర్న్స్

ఈ మ్యూచువల్ ఫండ్స్ ఈక్విటీ-సంబంధిత సాధనాల్లో పెట్టుబడి పెడతాయి కాబట్టి, మీరు పెట్టుబడి పెట్టే డబ్బు స్టాక్‌గా పెరుగుతుందిసంత పెరుగుతుంది. కాబట్టి, ELSS ఫండ్లలో లాభాలు ఎక్కువగా ఉంటాయి.

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FY 22 - 23లో అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS పన్ను ఆదా మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹50.8739 ↑ 0.02	₹4,444	Not Rated	-2.3	-3.7	-9.3	22.9	19.5	-9.1
Bandhan Tax Advantage (ELSS) Fund Growth	₹159.438 ↓ -0.70	₹7,327	☆☆☆☆☆	4.9	3.2	6.8	16.3	18.8	8
Franklin India Taxshield Growth	₹1,506.69 ↓ -4.22	₹6,788	☆☆	3	0.2	1.6	18.4	18.3	2.1
JM Tax Gain Fund Growth	₹50.2428 ↓ -0.17	₹228	☆☆☆	2.9	2.5	1.1	20.3	17.8	2.5
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	☆☆☆	1.2	15.4	35.5	20.6	17.4
BOI AXA Tax Advantage Fund Growth	₹162.42 ↑ 0.18	₹1,411	☆☆☆	2.2	0	-3.8	16.9	16.7	-3.5
Kotak Tax Saver Fund Growth	₹118.657 ↓ -0.19	₹6,516	☆☆☆	2.8	0.7	2.2	15.8	16.6	1.8
Tata India Tax Savings Fund Growth	₹46.6966 ↓ -0.14	₹4,795	☆☆☆☆☆	5.4	3.9	4.8	16.3	16.4	4.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Jan 26

Research Highlights & Commentary of 8 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	Bandhan Tax Advantage (ELSS) Fund	Franklin India Taxshield	JM Tax Gain Fund	HDFC Long Term Advantage Fund	BOI AXA Tax Advantage Fund	Kotak Tax Saver Fund	Tata India Tax Savings Fund
Point 1	Lower mid AUM (₹4,444 Cr).	Highest AUM (₹7,327 Cr).	Top quartile AUM (₹6,788 Cr).	Bottom quartile AUM (₹228 Cr).	Bottom quartile AUM (₹1,318 Cr).	Lower mid AUM (₹1,411 Cr).	Upper mid AUM (₹6,516 Cr).	Upper mid AUM (₹4,795 Cr).
Point 2	Established history (10+ yrs).	Established history (17+ yrs).	Oldest track record among peers (26 yrs).	Established history (17+ yrs).	Established history (25+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 5★ (top quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.53% (top quartile).	5Y return: 18.82% (top quartile).	5Y return: 18.31% (upper mid).	5Y return: 17.79% (upper mid).	5Y return: 17.39% (lower mid).	5Y return: 16.69% (lower mid).	5Y return: 16.61% (bottom quartile).	5Y return: 16.41% (bottom quartile).
Point 6	3Y return: 22.91% (top quartile).	3Y return: 16.27% (bottom quartile).	3Y return: 18.40% (upper mid).	3Y return: 20.32% (upper mid).	3Y return: 20.64% (top quartile).	3Y return: 16.93% (lower mid).	3Y return: 15.76% (bottom quartile).	3Y return: 16.35% (lower mid).
Point 7	1Y return: -9.32% (bottom quartile).	1Y return: 6.77% (top quartile).	1Y return: 1.59% (lower mid).	1Y return: 1.09% (lower mid).	1Y return: 35.51% (top quartile).	1Y return: -3.82% (bottom quartile).	1Y return: 2.21% (upper mid).	1Y return: 4.83% (upper mid).
Point 8	Alpha: -7.87 (bottom quartile).	Alpha: -0.17 (top quartile).	Alpha: -1.98 (upper mid).	Alpha: -2.61 (lower mid).	Alpha: 1.75 (top quartile).	Alpha: -9.63 (bottom quartile).	Alpha: -4.43 (lower mid).	Alpha: -1.56 (upper mid).
Point 9	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.06 (top quartile).	Sharpe: -0.12 (lower mid).	Sharpe: -0.10 (upper mid).	Sharpe: 2.27 (top quartile).	Sharpe: -0.39 (bottom quartile).	Sharpe: -0.19 (lower mid).	Sharpe: -0.01 (upper mid).
Point 10	Information ratio: 0.66 (top quartile).	Information ratio: -0.07 (lower mid).	Information ratio: 0.58 (upper mid).	Information ratio: 0.80 (top quartile).	Information ratio: -0.15 (lower mid).	Information ratio: 0.12 (upper mid).	Information ratio: -0.15 (bottom quartile).	Information ratio: -0.21 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,444 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.53% (top quartile).
3Y return: 22.91% (top quartile).
1Y return: -9.32% (bottom quartile).
Alpha: -7.87 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.66 (top quartile).

Bandhan Tax Advantage (ELSS) Fund

Highest AUM (₹7,327 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.82% (top quartile).
3Y return: 16.27% (bottom quartile).
1Y return: 6.77% (top quartile).
Alpha: -0.17 (top quartile).
Sharpe: 0.06 (top quartile).
Information ratio: -0.07 (lower mid).

Franklin India Taxshield

Top quartile AUM (₹6,788 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.31% (upper mid).
3Y return: 18.40% (upper mid).
1Y return: 1.59% (lower mid).
Alpha: -1.98 (upper mid).
Sharpe: -0.12 (lower mid).
Information ratio: 0.58 (upper mid).

JM Tax Gain Fund

Bottom quartile AUM (₹228 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.79% (upper mid).
3Y return: 20.32% (upper mid).
1Y return: 1.09% (lower mid).
Alpha: -2.61 (lower mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.80 (top quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (lower mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,411 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.69% (lower mid).
3Y return: 16.93% (lower mid).
1Y return: -3.82% (bottom quartile).
Alpha: -9.63 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.12 (upper mid).

Kotak Tax Saver Fund

Upper mid AUM (₹6,516 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.61% (bottom quartile).
3Y return: 15.76% (bottom quartile).
1Y return: 2.21% (upper mid).
Alpha: -4.43 (lower mid).
Sharpe: -0.19 (lower mid).
Information ratio: -0.15 (bottom quartile).

Tata India Tax Savings Fund

Upper mid AUM (₹4,795 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.41% (bottom quartile).
3Y return: 16.35% (lower mid).
1Y return: 4.83% (upper mid).
Alpha: -1.56 (upper mid).
Sharpe: -0.01 (upper mid).
Information ratio: -0.21 (bottom quartile).

*పైన ELSS జాబితా ఉంది -ఈక్విటీ మ్యూచువల్ ఫండ్స్ మధ్య నికర ఆస్తులు ఉన్నాయి100 - 15000 గత 3 సంవత్సరాల నుండి కోటి & ఆస్తుల నిర్వహణ. గత 5 సంవత్సరాల రాబడిపై క్రమబద్ధీకరించబడిందివార్షిక/CAGR ఆధారంగా.

ELSS ఫండ్‌లో ఎవరు పెట్టుబడి పెట్టగలరు?

సాధారణంగా, ELSS మ్యూచువల్ ఫండ్‌లు పన్ను ప్రణాళిక మరియు డబ్బు ఆదా చేయడం కోసం మార్కెట్-లింక్డ్ రిస్క్‌లను తీసుకోవడానికి సిద్ధంగా ఉన్న అన్ని రకాల పెట్టుబడిదారులకు అనుకూలంగా ఉంటాయి. ఎవరైనా తమ జీవితంలో ఏ సమయంలోనైనా ELSS ఫండ్లలో పెట్టుబడి పెట్టవచ్చు. అయితే, మీ కెరీర్ ప్రారంభ దశలో పన్ను ఆదా చేసే ELSS ఫండ్‌లలో పెట్టుబడి పెట్టాలని సూచించబడింది, తద్వారా మీ డబ్బు కాలక్రమేణా పెరుగుతుంది మరియు మీరు మంచి రాబడిని పొందుతారు.

అందువల్ల, పన్నును ఆదా చేయండి మరియు పెట్టుబడి పెట్టడం ద్వారా ఒకే సమయంలో మంచి రాబడిని పొందండిబెస్ట్ ఎల్స్ ఫండ్స్. ELSS ఫండ్లలో పెట్టుబడి పెట్టిన మొత్తం 3 సంవత్సరాల పాటు లాక్ చేయబడిందని పెట్టుబడిదారులు తెలుసుకోవాలి.

పెట్టుబడిదారులు ELSS మ్యూచువల్ ఫండ్స్‌లో SIP (సిస్టమాటిక్) యొక్క లంప్సమ్ (వన్ టైమ్)గా పెట్టుబడి పెట్టవచ్చుపెట్టుబడి ప్రణాళిక) ప్రారంభకులకు సాధారణంగా SIPని ఉపయోగించి పెట్టుబడి పెట్టడం మంచిది కనుక ఇది వారికి బాగా సరిపోతుంది.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,444 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.53% (top quartile).
3Y return: 22.91% (top quartile).
1Y return: -9.32% (bottom quartile).
Alpha: -7.87 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.66 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Eternal Ltd (~6.1%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (05 Jan 26)	₹50.8739 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹4,444 on 30 Nov 25
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	-0.21
Information Ratio	0.66
Alpha Ratio	-7.87
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,206
31 Dec 22	₹13,441
31 Dec 23	₹18,420
31 Dec 24	₹27,210
31 Dec 25	₹24,741

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	1.1%
3 Month	-2.3%
6 Month	-3.7%
1 Year	-9.3%
3 Year	22.9%
5 Year	19.5%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	1.98 Yr.
Rakesh Shetty	22 Nov 22	3.03 Yr.
Atul Mehra	1 Oct 24	1.17 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	24.8%
Financial Services	23.59%
Consumer Cyclical	17.27%
Technology	16.32%
Basic Materials	7.23%
Real Estate	4.07%
Health Care	2.75%
Consumer Defensive	1.96%
Communication Services	0.38%

Asset Allocation

Asset Class	Value
Cash	1.63%
Equity	98.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	6%	₹269 Cr	8,970,581
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	6%	₹261 Cr	259,208
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| MUTHOOTFIN	5%	₹205 Cr	546,874
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	4%	₹198 Cr	1,279,233 ↑ 1,279,233
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	4%	₹185 Cr	583,979
PTC Industries Ltd (Industrials) Equity, Since 30 Sep 24 \| 539006	4%	₹182 Cr	100,321
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Oct 23 \| PRESTIGE	4%	₹181 Cr	1,077,437
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	4%	₹173 Cr	240,350
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	4%	₹169 Cr	184,630
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| 543396	4%	₹166 Cr	1,256,967

2. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

Highest AUM (₹7,327 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.82% (top quartile).
3Y return: 16.27% (bottom quartile).
1Y return: 6.77% (top quartile).
Alpha: -0.17 (top quartile).
Sharpe: 0.06 (top quartile).
Information ratio: -0.07 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.8%).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (05 Jan 26)	₹159.438 ↓ -0.70 (-0.44 %)
Net Assets (Cr)	₹7,327 on 30 Nov 25
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	0.06
Information Ratio	-0.07
Alpha Ratio	-0.17
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,920
31 Dec 22	₹15,547
31 Dec 23	₹19,946
31 Dec 24	₹22,561
31 Dec 25	₹24,360

Bandhan Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	4.9%
6 Month	3.2%
1 Year	6.8%
3 Year	16.3%
5 Year	18.8%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	13.1%
2022	28.3%
2021	4.2%
2020	49.2%
2019	18.7%
2018	1.9%
2017	-9.4%
2016	53.4%
2015	0.4%

Fund Manager information for Bandhan Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	9.12 Yr.
Ritika Behera	7 Oct 23	2.15 Yr.
Gaurav Satra	10 Jun 24	1.48 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.14%
Technology	11%
Consumer Cyclical	9.77%
Consumer Defensive	8.65%
Energy	8.04%
Basic Materials	7.42%
Health Care	5.77%
Industrials	4.2%
Communication Services	2.6%
Real Estate	2.19%
Utility	1.85%

Asset Allocation

Asset Class	Value
Cash	5.36%
Equity	94.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹574 Cr	5,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	7%	₹517 Cr	3,300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹347 Cr	2,500,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹329 Cr	1,050,000 ↑ 100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	4%	₹297 Cr	1,400,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| AXISBANK	3%	₹243 Cr	1,900,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	3%	₹225 Cr	2,300,000 ↓ -88,280
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹218 Cr	1,400,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| HEROMOTOCO	2%	₹170 Cr	275,000 ↓ -50,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹168 Cr	801,000 ↓ -49,000

3. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

Top quartile AUM (₹6,788 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.31% (upper mid).
3Y return: 18.40% (upper mid).
1Y return: 1.59% (lower mid).
Alpha: -1.98 (upper mid).
Sharpe: -0.12 (lower mid).
Information ratio: 0.58 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~9.7%).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield Growth
Launch Date	10 Apr 99
NAV (05 Jan 26)	₹1,506.69 ↓ -4.22 (-0.28 %)
Net Assets (Cr)	₹6,788 on 31 Oct 25
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.13
Information Ratio	0.58
Alpha Ratio	-1.98
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,670
31 Dec 22	₹14,408
31 Dec 23	₹18,905
31 Dec 24	₹23,148
31 Dec 25	₹23,623

Franklin India Taxshield SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	-0.1%
3 Month	3%
6 Month	0.2%
1 Year	1.6%
3 Year	18.4%
5 Year	18.3%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.1%
2023	22.4%
2022	31.2%
2021	5.4%
2020	36.7%
2019	9.8%
2018	5.1%
2017	-3%
2016	29.1%
2015	4.7%

Fund Manager information for Franklin India Taxshield

Name	Since	Tenure
R. Janakiraman	2 May 16	9.59 Yr.
Rajasa Kakulavarapu	1 Dec 23	2 Yr.

Data below for Franklin India Taxshield as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.46%
Industrials	12.85%
Consumer Cyclical	10.87%
Technology	9.03%
Consumer Defensive	5.97%
Basic Materials	5.53%
Communication Services	5.5%
Health Care	5.46%
Utility	4.81%
Energy	3.4%
Real Estate	1.53%

Asset Allocation

Asset Class	Value
Cash	3.6%
Equity	96.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	10%	₹657 Cr	6,520,834
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	7%	₹458 Cr	3,297,903 ↓ -1,249,011
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹360 Cr	883,853
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	5%	₹317 Cr	2,477,634 ↑ 224,686
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	5%	₹309 Cr	1,471,571 ↓ -46,182
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹300 Cr	1,922,741
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	4%	₹277 Cr	2,833,344 ↑ 1,522,638
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹238 Cr	1,462,587
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹231 Cr	1,472,922
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 543320	3%	₹225 Cr	7,500,000

4. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹228 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.79% (upper mid).
3Y return: 20.32% (upper mid).
1Y return: 1.09% (lower mid).
Alpha: -2.61 (lower mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~4.3%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (05 Jan 26)	₹50.2428 ↓ -0.17 (-0.33 %)
Net Assets (Cr)	₹228 on 30 Nov 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.1
Information Ratio	0.8
Alpha Ratio	-2.61
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,216
31 Dec 22	₹13,287
31 Dec 23	₹17,394
31 Dec 24	₹22,441
31 Dec 25	₹23,005

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	-0.4%
3 Month	2.9%
6 Month	2.5%
1 Year	1.1%
3 Year	20.3%
5 Year	17.8%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.17 Yr.
Asit Bhandarkar	31 Dec 21	3.92 Yr.
Ruchi Fozdar	4 Oct 24	1.16 Yr.
Deepak Gupta	11 Apr 25	0.64 Yr.

Data below for JM Tax Gain Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.37%
Consumer Cyclical	15.76%
Technology	12.64%
Industrials	10.67%
Basic Materials	9.01%
Health Care	8.99%
Consumer Defensive	3.78%
Energy	3.67%
Real Estate	3.47%
Communication Services	2.34%

Asset Allocation

Asset Class	Value
Cash	1.3%
Equity	98.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹10 Cr	98,262
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	4%	₹8 Cr	53,400
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹8 Cr	19,647
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹8 Cr	56,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| MARUTI	3%	₹6 Cr	3,956
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹6 Cr	47,500
Max Financial Services Ltd (Financial Services) Equity, Since 31 May 25 \| MFSL	3%	₹6 Cr	36,400
360 One Wam Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| 360ONE	2%	₹6 Cr	46,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| KARURVYSYA	2%	₹5 Cr	218,000
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	2%	₹5 Cr	65,457 ↓ -6,500

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (lower mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,487

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,411 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.69% (lower mid).
3Y return: 16.93% (lower mid).
1Y return: -3.82% (bottom quartile).
Alpha: -9.63 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.12 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Vedanta Ltd (~5.3%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (05 Jan 26)	₹162.42 ↑ 0.18 (0.11 %)
Net Assets (Cr)	₹1,411 on 30 Nov 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.39
Information Ratio	0.12
Alpha Ratio	-9.63
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,145
31 Dec 22	₹13,968
31 Dec 23	₹18,825
31 Dec 24	₹22,891
31 Dec 25	₹22,079

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	1.8%
3 Month	2.2%
6 Month	0%
1 Year	-3.8%
3 Year	16.9%
5 Year	16.7%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.6 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	22.35%
Industrials	19.73%
Basic Materials	17.21%
Utility	7%
Consumer Cyclical	6.18%
Consumer Defensive	5.9%
Technology	4.54%
Communication Services	3.5%
Energy	2.5%
Health Care	2.14%
Real Estate	2.07%

Asset Allocation

Asset Class	Value
Cash	6.88%
Equity	93.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| VEDL	5%	₹74 Cr	1,412,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	5%	₹65 Cr	664,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹56 Cr	405,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹49 Cr	235,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹48 Cr	105,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹46 Cr	250,000 ↓ -33,300
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹45 Cr	1,120,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹44 Cr	437,532
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 25 \| AMBUJACEM	3%	₹38 Cr	685,662
Coromandel International Ltd (Basic Materials) Equity, Since 31 Jan 23 \| COROMANDEL	3%	₹37 Cr	157,000

7. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Upper mid AUM (₹6,516 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.61% (bottom quartile).
3Y return: 15.76% (bottom quartile).
1Y return: 2.21% (upper mid).
Alpha: -4.43 (lower mid).
Sharpe: -0.19 (lower mid).
Information ratio: -0.15 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (05 Jan 26)	₹118.657 ↓ -0.19 (-0.16 %)
Net Assets (Cr)	₹6,516 on 30 Nov 25
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.19
Information Ratio	-0.15
Alpha Ratio	-4.43
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,324
31 Dec 22	₹14,246
31 Dec 23	₹17,611
31 Dec 24	₹21,456
31 Dec 25	₹21,835

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	0.7%
3 Month	2.8%
6 Month	0.7%
1 Year	2.2%
3 Year	15.8%
5 Year	16.6%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	21.8%
2022	23.6%
2021	6.9%
2020	33.2%
2019	14.9%
2018	12.7%
2017	-3.8%
2016	33.8%
2015	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.28 Yr.

Data below for Kotak Tax Saver Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	30.53%
Consumer Cyclical	11.78%
Industrials	10.36%
Technology	9.85%
Basic Materials	9.69%
Energy	6.81%
Consumer Defensive	6.27%
Health Care	5.22%
Communication Services	4.4%
Utility	3.62%

Asset Allocation

Asset Class	Value
Cash	1.43%
Equity	98.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	9%	₹605 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹319 Cr	2,300,000 ↓ -299,780
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹308 Cr	3,150,000 ↑ 450,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹248 Cr	1,180,000
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	4%	₹228 Cr	1,463,880 ↓ -36,120
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| AXISBANK	3%	₹218 Cr	1,700,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| TECHM	3%	₹205 Cr	1,350,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹185 Cr	300,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| 543320	3%	₹180 Cr	6,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 29 Feb 24 \| HINDPETRO	3%	₹172 Cr	3,750,000

8. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,795 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.41% (bottom quartile).
3Y return: 16.35% (lower mid).
1Y return: 4.83% (upper mid).
Alpha: -1.56 (upper mid).
Sharpe: -0.01 (upper mid).
Information ratio: -0.21 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.2%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (05 Jan 26)	₹46.6966 ↓ -0.14 (-0.29 %)
Net Assets (Cr)	₹4,795 on 30 Nov 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.01
Information Ratio	-0.21
Alpha Ratio	-1.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,039
31 Dec 22	₹13,803
31 Dec 23	₹17,118
31 Dec 24	₹20,449
31 Dec 25	₹21,459

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Jan 26

Duration	Returns
1 Month	1.4%
3 Month	5.4%
6 Month	3.9%
1 Year	4.8%
3 Year	16.3%
5 Year	16.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.96 Yr.

Data below for Tata India Tax Savings Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.69%
Industrials	14.08%
Consumer Cyclical	12.56%
Technology	7.47%
Basic Materials	7.08%
Communication Services	6.15%
Energy	5.36%
Health Care	4.49%
Utility	2.35%
Real Estate	2.2%
Consumer Defensive	1.75%

Asset Allocation

Asset Class	Value
Cash	2.83%
Equity	97.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹348 Cr	3,450,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹295 Cr	2,125,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	6%	₹280 Cr	1,330,000 ↑ 390,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹212 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹200 Cr	2,040,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹181 Cr	1,160,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹143 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	2%	₹119 Cr	10,200,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹115 Cr	1,848,688 ↓ -81,609
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| NTPC	2%	₹113 Cr	3,451,000

ELSS SIP కాలిక్యులేటర్

Know Your SIP Returns

Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189 Invest Now

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