5 ఉత్తమ JM ఫైనాన్షియల్ SIP ఫండ్స్ 2020

Updated on February 16, 2026 , 1808 views

జెఎం ఫైనాన్షియల్SIP దీనికి సమర్థవంతమైన మార్గంమ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టండి. SIP అనేది ఒక పద్ధతిఇన్వెస్టింగ్ ఒక స్థిర మొత్తం, రోజూ, aమ్యూచువల్ ఫండ్ పథకం. ఇది రెగ్యులర్ సేవింగ్ స్కీమ్‌ల మాదిరిగానే ఉంటుందిపునరావృత డిపాజిట్. ఇక్కడ, మీరు నిర్ణీత వ్యవధిలో కొద్ది మొత్తంలో డబ్బు పెట్టుబడి పెట్టవచ్చు. SIP మీకు దీర్ఘకాలిక సాధనకు సహాయపడుతుందిఆర్థిక లక్ష్యాలు నెలవారీగా పెట్టుబడి పెట్టిన కొద్ది మొత్తంతో కూడా. ఒకపెట్టుబడిదారు నెలవారీ / త్రైమాసిక వంటి పెట్టుబడుల ఆవర్తన విరామాలతో INR 500 కంటే తక్కువ పెట్టుబడి పెట్టవచ్చు. ఇది సరళమైన మరియు సరసమైనది. ఈక్విటీలలో పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులు, సిస్టమాటిక్పెట్టుబడి ప్రణాళిక ద్వారా పెట్టుబడి పెట్టడానికి అనువైన మార్గం. SIP ఈక్విటీ పెట్టుబడుల యొక్క ఆపదలను సమతుల్యం చేస్తుంది.

జెఎం ఫైనాన్షియల్ సిప్ ఫండ్లలో ఎందుకు పెట్టుబడి పెట్టాలి?

వాటిలో కొన్నిSIP యొక్క ప్రయోజనాలు ఉన్నాయి:

రూపాయి ఖర్చు సగటు
కాంపౌండింగ్ యొక్క శక్తి
దీర్ఘకాలిక పొదుపు అలవాటు
సరసమైన & సౌకర్యవంతమైన
మార్కెట్ సమయం అవసరం లేదు

ఆసక్తి ఉన్న పెట్టుబడిదారులుSIP లో పెట్టుబడి పెట్టండి, ఇక్కడ పెట్టుబడి పెట్టడానికి ఉత్తమమైన JM ఫైనాన్షియల్ SIP ఫండ్స్ ఉన్నాయిఈక్విటీ ఫండ్స్. ఈ నిధులు AUM, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మరియు ఇతర సమాచార నిష్పత్తులు వంటి వివిధ పారామితులను చేపట్టడం ద్వారా షార్ట్ లిస్ట్ చేయబడ్డాయి.

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ఉత్తమ JM ఫైనాన్షియల్ SIP మ్యూచువల్ ఫండ్స్

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Multicap Fund Growth	₹95.1778 ↓ -1.21	₹5,463	500	-3.6	-2.3	4.3	19.8	17.3	-6.8
JM Value Fund Growth	₹93.5845 ↓ -1.22	₹957	500	-4.3	-2.5	5.5	19.2	17.2	-4.4
JM Tax Gain Fund Growth	₹47.9044 ↓ -0.74	₹226	500	-5.4	-0.8	9.9	18.5	15.3	2.5
JM Core 11 Fund Growth	₹19.7662 ↓ -0.36	₹299	500	-3.5	0.8	10.6	17.3	13.8	-1.9
JM Large Cap Fund Growth	₹156.038 ↓ -2.43	₹482	500	-1.7	2	11.1	15.1	13.1	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Multicap Fund	JM Value Fund	JM Tax Gain Fund	JM Core 11 Fund	JM Large Cap Fund
Point 1	Highest AUM (₹5,463 Cr).	Upper mid AUM (₹957 Cr).	Bottom quartile AUM (₹226 Cr).	Bottom quartile AUM (₹299 Cr).	Lower mid AUM (₹482 Cr).
Point 2	Established history (17+ yrs).	Established history (28+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (30 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 17.34% (top quartile).	5Y return: 17.16% (upper mid).	5Y return: 15.28% (lower mid).	5Y return: 13.77% (bottom quartile).	5Y return: 13.14% (bottom quartile).
Point 6	3Y return: 19.79% (top quartile).	3Y return: 19.24% (upper mid).	3Y return: 18.53% (lower mid).	3Y return: 17.28% (bottom quartile).	3Y return: 15.06% (bottom quartile).
Point 7	1Y return: 4.33% (bottom quartile).	1Y return: 5.51% (bottom quartile).	1Y return: 9.95% (lower mid).	1Y return: 10.63% (upper mid).	1Y return: 11.11% (top quartile).
Point 8	Alpha: -14.34 (bottom quartile).	Alpha: -11.77 (bottom quartile).	Alpha: -4.83 (top quartile).	Alpha: -9.25 (lower mid).	Alpha: -6.97 (upper mid).
Point 9	Sharpe: -0.73 (bottom quartile).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.15 (top quartile).	Sharpe: -0.39 (lower mid).	Sharpe: -0.24 (upper mid).
Point 10	Information ratio: 0.59 (upper mid).	Information ratio: 0.55 (lower mid).	Information ratio: 0.65 (top quartile).	Information ratio: 0.16 (bottom quartile).	Information ratio: 0.18 (bottom quartile).

JM Multicap Fund

Highest AUM (₹5,463 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.34% (top quartile).
3Y return: 19.79% (top quartile).
1Y return: 4.33% (bottom quartile).
Alpha: -14.34 (bottom quartile).
Sharpe: -0.73 (bottom quartile).
Information ratio: 0.59 (upper mid).

JM Value Fund

Upper mid AUM (₹957 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.16% (upper mid).
3Y return: 19.24% (upper mid).
1Y return: 5.51% (bottom quartile).
Alpha: -11.77 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.55 (lower mid).

JM Tax Gain Fund

Bottom quartile AUM (₹226 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.28% (lower mid).
3Y return: 18.53% (lower mid).
1Y return: 9.95% (lower mid).
Alpha: -4.83 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.65 (top quartile).

JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.77% (bottom quartile).
3Y return: 17.28% (bottom quartile).
1Y return: 10.63% (upper mid).
Alpha: -9.25 (lower mid).
Sharpe: -0.39 (lower mid).
Information ratio: 0.16 (bottom quartile).

JM Large Cap Fund

Lower mid AUM (₹482 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.14% (bottom quartile).
3Y return: 15.06% (bottom quartile).
1Y return: 11.11% (top quartile).
Alpha: -6.97 (upper mid).
Sharpe: -0.24 (upper mid).
Information ratio: 0.18 (bottom quartile).

1. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Highest AUM (₹5,463 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.34% (top quartile).
3Y return: 19.79% (top quartile).
1Y return: 4.33% (bottom quartile).
Alpha: -14.34 (bottom quartile).
Sharpe: -0.73 (bottom quartile).
Information ratio: 0.59 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.3%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (19 Feb 26)	₹95.1778 ↓ -1.21 (-1.26 %)
Net Assets (Cr)	₹5,463 on 31 Dec 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.74
Information Ratio	0.59
Alpha Ratio	-14.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,550
31 Jan 23	₹14,170
31 Jan 24	₹21,354
31 Jan 25	₹25,168
31 Jan 26	₹24,349

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	-3.6%
6 Month	-2.3%
1 Year	4.3%
3 Year	19.8%
5 Year	17.3%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.8%
2023	33.3%
2022	40%
2021	7.8%
2020	32.9%
2019	11.4%
2018	16.6%
2017	-5.4%
2016	39.5%
2015	10.5%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.45 Yr.
Asit Bhandarkar	1 Oct 24	1.34 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Multicap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.19%
Consumer Cyclical	13.3%
Technology	12.25%
Basic Materials	8.36%
Health Care	7.13%
Industrials	6.7%
Energy	5.18%
Consumer Defensive	5.11%
Communication Services	3.5%
Utility	0.69%

Asset Allocation

Asset Class	Value
Cash	4.57%
Equity	95.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹272 Cr	2,007,062 ↑ 1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	5%	₹256 Cr	2,757,760 ↑ 957,760
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹194 Cr	1,802,196
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| TECHM	4%	₹192 Cr	1,100,000 ↓ -194,184
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 25 \| RELIANCE	4%	₹181 Cr	1,300,000 ↓ -200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	4%	₹181 Cr	917,200 ↓ -175,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	3%	₹161 Cr	24,674,004 ↓ -1,228,119
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	3%	₹148 Cr	728,802 ↓ -65,299
Infosys Ltd (Technology) Equity, Since 31 Aug 25 \| INFY	3%	₹148 Cr	899,796 ↓ -125,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Oct 25 \| DRREDDY	3%	₹146 Cr	1,196,532 ↑ 25,000

2. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Upper mid AUM (₹957 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.16% (upper mid).
3Y return: 19.24% (upper mid).
1Y return: 5.51% (bottom quartile).
Alpha: -11.77 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.55 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Canara Bank (~4.2%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (19 Feb 26)	₹93.5845 ↓ -1.22 (-1.28 %)
Net Assets (Cr)	₹957 on 31 Dec 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-0.52
Information Ratio	0.55
Alpha Ratio	-11.77
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,688
31 Jan 23	₹14,380
31 Jan 24	₹23,087
31 Jan 25	₹24,851
31 Jan 26	₹24,389

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	-4.3%
6 Month	-2.5%
1 Year	5.5%
3 Year	19.2%
5 Year	17.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.4%
2023	25.1%
2022	47.7%
2021	5.3%
2020	36.3%
2019	13.4%
2018	11.9%
2017	-11.2%
2016	44.6%
2015	12.1%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.45 Yr.
Asit Bhandarkar	11 Dec 06	19.16 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Value Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	31.34%
Consumer Cyclical	21.53%
Industrials	14.07%
Technology	9.99%
Basic Materials	8.29%
Communication Services	5.51%
Health Care	4.3%
Consumer Defensive	3.6%

Asset Allocation

Asset Class	Value
Cash	1.37%
Equity	98.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank (Financial Services) Equity, Since 30 Sep 25 \| CANBK	4%	₹38 Cr	2,550,000 ↑ 100,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| SHRIRAMFIN	4%	₹36 Cr	352,891 ↓ -32,109
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹36 Cr	90,613 ↓ -11,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	4%	₹34 Cr	362,000 ↓ -48,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹33 Cr	170,000
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	4%	₹32 Cr	195,000 ↓ -5,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹32 Cr	156,367
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 25 \| VEDL	3%	₹29 Cr	430,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 24 \| TECHM	3%	₹28 Cr	160,000 ↓ -10,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹27 Cr	200,000 ↓ -15,630

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹226 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.28% (lower mid).
3Y return: 18.53% (lower mid).
1Y return: 9.95% (lower mid).
Alpha: -4.83 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.65 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (19 Feb 26)	₹47.9044 ↓ -0.74 (-1.51 %)
Net Assets (Cr)	₹226 on 31 Dec 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.15
Information Ratio	0.65
Alpha Ratio	-4.83
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,461
31 Jan 23	₹13,235
31 Jan 24	₹18,640
31 Jan 25	₹21,729
31 Jan 26	₹22,357

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	-1.3%
3 Month	-5.4%
6 Month	-0.8%
1 Year	9.9%
3 Year	18.5%
5 Year	15.3%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.34 Yr.
Asit Bhandarkar	31 Dec 21	4.09 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Tax Gain Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	28.42%
Consumer Cyclical	15.57%
Technology	11.47%
Industrials	10.28%
Basic Materials	8.65%
Health Care	8.39%
Consumer Defensive	3.74%
Real Estate	3.59%
Energy	3.45%
Communication Services	3.01%

Asset Allocation

Asset Class	Value
Cash	3.43%
Equity	96.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹9 Cr	98,262
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹8 Cr	19,647
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹7 Cr	53,400
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹7 Cr	48,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950 ↑ 7,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 590003	3%	₹6 Cr	199,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 May 25 \| MFSL	3%	₹6 Cr	36,400
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| MARUTI	3%	₹6 Cr	3,956
CarTrade Tech Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| 543333	3%	₹5 Cr	20,655 ↑ 3,300
Lupin Ltd (Healthcare) Equity, Since 31 May 25 \| LUPIN	2%	₹5 Cr	25,000

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.77% (bottom quartile).
3Y return: 17.28% (bottom quartile).
1Y return: 10.63% (upper mid).
Alpha: -9.25 (lower mid).
Sharpe: -0.39 (lower mid).
Information ratio: 0.16 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Ujjivan Small Finance Bank Ltd Ordinary Shares (~6.4%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (19 Feb 26)	₹19.7662 ↓ -0.36 (-1.77 %)
Net Assets (Cr)	₹299 on 31 Dec 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.39
Information Ratio	0.16
Alpha Ratio	-9.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,270
31 Jan 23	₹12,543
31 Jan 24	₹18,111
31 Jan 25	₹20,012
31 Jan 26	₹20,072

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	-3.5%
6 Month	0.8%
1 Year	10.6%
3 Year	17.3%
5 Year	13.8%
10 Year
15 Year
Since launch	3.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.34 Yr.
Asit Bhandarkar	25 Feb 09	16.95 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Core 11 Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	27.18%
Financial Services	26.49%
Industrials	14.84%
Technology	14.46%
Basic Materials	5.4%
Health Care	5.36%
Communication Services	4.23%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	6%	₹18 Cr	2,801,722
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	6%	₹16 Cr	174,000 ↑ 40,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹15 Cr	38,507
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	5%	₹15 Cr	1,800,000 ↑ 100,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	5%	₹15 Cr	21,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	5%	₹14 Cr	34,560 ↓ -13,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹12 Cr	445,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹12 Cr	61,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹12 Cr	105,000 ↑ 5,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	4%	₹11 Cr	19,050

5. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

Research Highlights for JM Large Cap Fund

Lower mid AUM (₹482 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.14% (bottom quartile).
3Y return: 15.06% (bottom quartile).
1Y return: 11.11% (top quartile).
Alpha: -6.97 (upper mid).
Sharpe: -0.24 (upper mid).
Information ratio: 0.18 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.8%).

Below is the key information for JM Large Cap Fund

JM Large Cap Fund Growth
Launch Date	1 Apr 95
NAV (19 Feb 26)	₹156.038 ↓ -2.43 (-1.53 %)
Net Assets (Cr)	₹482 on 30 Nov 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	-0.24
Information Ratio	0.18
Alpha Ratio	-6.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,407
31 Jan 23	₹12,818
31 Jan 24	₹17,542
31 Jan 25	₹18,445
31 Jan 26	₹19,378

JM Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	-1.7%
6 Month	2%
1 Year	11.1%
3 Year	15.1%
5 Year	13.1%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.8%
2023	15.1%
2022	29.6%
2021	3.4%
2020	23.2%
2019	18.1%
2018	4.9%
2017	0.8%
2016	20.9%
2015	1.8%

Fund Manager information for JM Large Cap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.45 Yr.
Asit Bhandarkar	5 Oct 17	8.33 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	27 Jan 25	1.01 Yr.

Data below for JM Large Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	32.59%
Consumer Cyclical	13.01%
Industrials	11.66%
Health Care	8.38%
Technology	8.26%
Energy	5.81%
Basic Materials	5.25%
Communication Services	4.31%
Consumer Defensive	4.23%
Utility	3.02%
Real Estate	1.29%

Asset Allocation

Asset Class	Value
Cash	2.14%
Equity	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| HDFCBANK	8%	₹35 Cr	372,694 ↓ -50,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹26 Cr	184,950
State Bank of India (Financial Services) Equity, Since 31 Oct 11 \| SBIN	4%	₹20 Cr	183,897 ↑ 19,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	4%	₹19 Cr	142,587
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	4%	₹19 Cr	97,350
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 25 \| LT	4%	₹17 Cr	43,850
Infosys Ltd (Technology) Equity, Since 30 Apr 15 \| INFY	3%	₹15 Cr	92,335 ↓ -6,000
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	3%	₹14 Cr	149,999
Shriram Finance Ltd (Financial Services) Equity, Since 30 Apr 25 \| SHRIRAMFIN	3%	₹13 Cr	126,500
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 28 Feb 25 \| TORNTPHARM	3%	₹11 Cr	29,000

SIP పెట్టుబడి ఎలా పెరుగుతుంది?

మీ ఎలా తెలుసుకోవాలనుకుంటున్నారుSIP పెట్టుబడి మీరు ఒక నిర్దిష్ట కాలానికి నెలవారీ కొంత మొత్తాన్ని పెట్టుబడి పెడితే పెరుగుతుందా? మేము మీకు ఒక ఉదాహరణతో వివరిస్తాము.

SIP కాలిక్యులేటర్ లేదా SIP రిటర్న్ కాలిక్యులేటర్

SIP కాలిక్యులేటర్లు సాధారణంగా పెట్టుబడి పెట్టడానికి ప్రయత్నిస్తున్న SIP పెట్టుబడి మొత్తం (లక్ష్యం), అవసరమైన పెట్టుబడి సంవత్సరాల సంఖ్య, expected హించినవి వంటి ఇన్పుట్లను తీసుకుంటారుద్రవ్యోల్బణం రేట్లు (దీనికి ఒక ఖాతా అవసరం!) మరియు ఆశించిన రాబడి. అందువల్ల, లక్ష్యాన్ని సాధించడానికి అవసరమైన SIP రాబడిని లెక్కించవచ్చు!

మీరు 10 సంవత్సరాలు INR 10,000 పెట్టుబడి పెడితే, మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో చూడండి-

నెలవారీ పెట్టుబడి: INR 10,000

పెట్టుబడి కాలం: 10 సంవత్సరాల

మొత్తం పెట్టుబడి: INR 12,00,000

దీర్ఘకాలిక వృద్ధి రేటు (సుమారు.): 15%

ప్రకారం ఆశించిన రాబడిసిప్ కాలిక్యులేటర్: INR 27,86,573

నికర లాభం: INR 15,86,573 (సంపూర్ణ రాబడి= 132.2%)

పై లెక్కల ప్రకారం మీరు నెలకు 10,000 రూపాయలు 10 సంవత్సరాలు పెట్టుబడి పెడితే (మొత్తం INR12,00,000) మీరు సంపాదిస్తారుINR 27,86,573అంటే మీరు చేసే నికర లాభంINR 15,86,573. ఇది గొప్పది కాదా!

JM మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

ఫిన్‌కాష్.కామ్‌లో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ నమోదు మరియు KYC ప్రాసెస్‌ను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

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Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు జరిగాయి. ఏదేమైనా, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. ఏదైనా పెట్టుబడి పెట్టడానికి ముందు దయచేసి స్కీమ్ సమాచార పత్రంతో ధృవీకరించండి.