پچھلے 5 سالوں میں 2022 میں بہترین کارکردگی کا مظاہرہ کرنے والے متوازن میوچل فنڈز

Updated on September 27, 2026 , 3385 views

اوپرمتوازن فنڈ ہیںباہمی چندہ جو اپنے اثاثوں کا 65 فیصد سے زیادہ سرمایہ کاری کرتے ہیں۔ایکوئٹیز اور قرض کے آلات میں بقیہ اثاثے اچھی مجموعی واپسی کے لیے۔ متوازن میوچل فنڈز ان سرمایہ کاروں کے لیے فائدہ مند ہیں جو ایک لینے کے لیے تیار ہیں۔مارکیٹ خطرے کے ساتھ ساتھ کچھ مقررہ واپسی کی تلاش میں۔ ایکوئٹی اور اسٹاک میں لگائے گئے اثاثے مارکیٹ سے منسلک منافع پیش کرتے ہیں جبکہ قرض کے آلات میں لگائے گئے اثاثے مقررہ منافع پیش کرتے ہیں۔ ایکویٹی اور قرض دونوں کا مجموعہ ہونے کی وجہ سے، سرمایہ کاروں کو بہت محتاط رہنا چاہیے۔سرمایہ کاری ان فنڈز میں.

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5 سال کے ریٹرن کے ذریعے سرفہرست 6 متوازن میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
ICICI Prudential Multi-Asset Fund Growth	₹783.384 ↓ -3.45	₹87,833	-2.2	2.2	1.1	12.6	13.9	18.6
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹42.57 ↓ -0.04	₹2,051	2.8	17.5	14	14.9	13.5	-0.9
ICICI Prudential Equity and Debt Fund Growth	₹392.87 ↑ 0.18	₹52,454	-2.8	3	-1.2	11.6	12.9	13.3
HDFC Balanced Advantage Fund Growth	₹505.327 ↑ 0.15	₹107,296	-2.7	2.8	-2	9.6	12.6	7.2
SBI Multi Asset Allocation Fund Growth	₹65.5184 ↓ -0.19	₹20,935	-0.9	3.9	7.5	13.4	12	18.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 6 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	ICICI Prudential Multi-Asset Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Equity and Debt Fund	HDFC Balanced Advantage Fund	SBI Multi Asset Allocation Fund
Point 1	Bottom quartile AUM (₹1,954 Cr).	Upper mid AUM (₹87,833 Cr).	Bottom quartile AUM (₹2,051 Cr).	Upper mid AUM (₹52,454 Cr).	Highest AUM (₹107,296 Cr).	Lower mid AUM (₹20,935 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (23+ yrs).	Established history (10+ yrs).	Established history (26+ yrs).	Established history (26+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 13.95% (upper mid).	5Y return: 13.52% (upper mid).	5Y return: 12.85% (lower mid).	5Y return: 12.57% (bottom quartile).	5Y return: 11.99% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 12.57% (lower mid).	3Y return: 14.86% (upper mid).	3Y return: 11.60% (bottom quartile).	3Y return: 9.56% (bottom quartile).	3Y return: 13.44% (upper mid).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 1.07% (lower mid).	1Y return: 14.02% (upper mid).	1Y return: -1.18% (bottom quartile).	1Y return: -2.04% (bottom quartile).	1Y return: 7.49% (upper mid).
Point 8	1M return: 1.80% (top quartile).	1M return: -4.79% (bottom quartile).	1M return: -1.53% (upper mid).	1M return: -3.57% (lower mid).	1M return: -3.98% (bottom quartile).	1M return: -2.89% (upper mid).
Point 9	Alpha: 5.81 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -0.27 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.28 (lower mid).	Sharpe: 0.71 (upper mid).	Sharpe: -0.07 (bottom quartile).	Sharpe: -0.11 (bottom quartile).	Sharpe: 0.80 (upper mid).

Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹87,833 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.95% (upper mid).
3Y return: 12.57% (lower mid).
1Y return: 1.07% (lower mid).
1M return: -4.79% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.28 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹2,051 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.52% (upper mid).
3Y return: 14.86% (upper mid).
1Y return: 14.02% (upper mid).
1M return: -1.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.71 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹52,454 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.85% (lower mid).
3Y return: 11.60% (bottom quartile).
1Y return: -1.18% (bottom quartile).
1M return: -3.57% (lower mid).
Alpha: -0.27 (bottom quartile).
Sharpe: -0.07 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹107,296 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.57% (bottom quartile).
3Y return: 9.56% (bottom quartile).
1Y return: -2.04% (bottom quartile).
1M return: -3.98% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹20,935 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 11.99% (bottom quartile).
3Y return: 13.44% (upper mid).
1Y return: 7.49% (upper mid).
1M return: -2.89% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.80 (upper mid).

ٹاپ 6 بیلنسڈ ایڈوانٹیج میوچل فنڈز

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹87,833 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.95% (upper mid).
3Y return: 12.57% (lower mid).
1Y return: 1.07% (lower mid).
1M return: -4.79% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.28 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Pru Gold ETF (~10.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (29 Sep 26)	₹783.384 ↓ -3.45 (-0.44 %)
Net Assets (Cr)	₹87,833 on 31 Aug 26
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,977
30 Sep 23	₹13,463
30 Sep 24	₹17,811
30 Sep 25	₹18,997

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4.8%
3 Month	-2.2%
6 Month	2.2%
1 Year	1.1%
3 Year	12.6%
5 Year	13.9%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.59 Yr.
Manish Banthia	22 Jan 24	2.61 Yr.
Akhil Kakkar	22 Jan 24	2.61 Yr.
Gaurav Chikane	2 Aug 21	5.08 Yr.
Sharmila D'Silva	31 Jul 22	4.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.82 Yr.
Antariksha Banerjee	15 Jun 26	0.21 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	12.62%
Equity	67.53%
Debt	9.95%
Other	9.9%

Equity Sector Allocation

Sector	Value
Financial Services	25.79%
Consumer Cyclical	9.5%
Consumer Defensive	5.91%
Industrials	4.87%
Energy	4.66%
Basic Materials	4.46%
Technology	3.37%
Health Care	2.97%
Real Estate	2.05%
Communication Services	1.96%
Utility	1.71%

Debt Sector Allocation

Sector	Value
Cash Equivalent	10.21%
Corporate	7.6%
Government	4.76%

Credit Quality

Rating	Value
A	1.1%
AA	28.4%
AAA	68.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	10%	₹8,849 Cr	671,777,975 ↓ -19,362,382
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	6%	₹4,906 Cr	69,199,542
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Oct 24 \| LICI	4%	₹3,349 Cr	80,107,788 ↑ 61,651,710
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,305 Cr	22,730,775
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,865 Cr	22,432,703 ↓ -250,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532978	3%	₹2,270 Cr	11,233,749
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹2,089 Cr	16,068,164
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,647 Cr	3,146,458 ↑ 124,636
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,514 Cr	13,357,602 ↓ -694,400
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	2%	₹1,397 Cr	54,664,918

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹2,051 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.52% (upper mid).
3Y return: 14.86% (upper mid).
1Y return: 14.02% (upper mid).
1M return: -1.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.71 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank of Maharashtra (~2.4%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (30 Sep 26)	₹42.57 ↓ -0.04 (-0.09 %)
Net Assets (Cr)	₹2,051 on 31 Aug 26
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,921
30 Sep 23	₹12,415
30 Sep 24	₹17,307
30 Sep 25	₹16,534

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.5%
3 Month	2.8%
6 Month	17.5%
1 Year	14%
3 Year	14.9%
5 Year	13.5%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.9%
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	9.54 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	19.59%
Equity	66.93%
Debt	13.48%

Equity Sector Allocation

Sector	Value
Financial Services	14.4%
Industrials	13.53%
Health Care	10.42%
Technology	7.37%
Consumer Cyclical	7.32%
Basic Materials	6.48%
Consumer Defensive	4.39%
Energy	1.17%
Real Estate	0.78%
Utility	0.5%
Communication Services	0.33%

Debt Sector Allocation

Sector	Value
Corporate	15.26%
Cash Equivalent	10.74%
Government	7.07%

Credit Quality

Rating	Value
AA	3.91%
AAA	96.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	2%	₹50 Cr	6,100,000 ↑ 1,100,000
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jan 21 \| BALRAMCHIN	2%	₹46 Cr	670,000 ↑ 72,000
Sterlite Technologies Ltd (Technology) Equity, Since 30 Apr 26 \| STLTECH	2%	₹43 Cr	592,439
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹42 Cr	331,037
Power Finance Corporation Limited Debentures \| -	2%	₹42 Cr	4,200,000 ↑ 3,500,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jan 26 \| AUROPHARMA	2%	₹41 Cr	240,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 26 \| FEDERALBNK	2%	₹41 Cr	1,150,004 ↑ 140,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	2%	₹39 Cr	15,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Jun 26 \| MANKIND	2%	₹39 Cr	160,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 30 Sep 25 \| QPOWER	2%	₹38 Cr	261,578

4. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹52,454 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.85% (lower mid).
3Y return: 11.60% (bottom quartile).
1Y return: -1.18% (bottom quartile).
1M return: -3.57% (lower mid).
Alpha: -0.27 (bottom quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 1.44 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~95%).
Largest holding HDFC Bank Ltd (~6.1%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (30 Sep 26)	₹392.87 ↑ 0.18 (0.05 %)
Net Assets (Cr)	₹52,454 on 31 Aug 26
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.07
Information Ratio	1.44
Alpha Ratio	-0.27
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,704
30 Sep 23	₹13,162
30 Sep 24	₹18,128
30 Sep 25	₹18,495

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-3.6%
3 Month	-2.8%
6 Month	3%
1 Year	-1.2%
3 Year	11.6%
5 Year	12.9%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	13.3%
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	10.74 Yr.
Manish Banthia	19 Sep 13	12.96 Yr.
Mittul Kalawadia	29 Dec 20	5.68 Yr.
Akhil Kakkar	22 Jan 24	2.61 Yr.
Sharmila D'Silva	31 Jul 22	4.09 Yr.
Nitya Mishra	4 Nov 24	1.82 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	5.63%
Equity	76.82%
Debt	17.51%

Equity Sector Allocation

Sector	Value
Financial Services	23.88%
Consumer Cyclical	10.59%
Industrials	8.12%
Energy	6.76%
Consumer Defensive	6.3%
Health Care	5.53%
Utility	3.66%
Basic Materials	3.43%
Real Estate	2.76%
Communication Services	2.3%
Technology	2.16%

Debt Sector Allocation

Sector	Value
Corporate	11.84%
Government	8.58%
Cash Equivalent	2.76%

Credit Quality

Rating	Value
A	1.76%
AA	26.64%
AAA	68.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	6%	₹3,177 Cr	44,807,166
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	5%	₹2,731 Cr	18,783,840
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,387 Cr	18,689,980
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,956 Cr	9,853,039
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,728 Cr	3,981,427
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹1,701 Cr	51,962,814
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Dec 25 \| LICI	3%	₹1,547 Cr	37,007,543 ↑ 28,529,939
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,375 Cr	3,525,882 ↑ 373,319
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	3%	₹1,369 Cr	10,531,926
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,296 Cr	2,475,671

5. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹107,296 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.57% (bottom quartile).
3Y return: 9.56% (bottom quartile).
1Y return: -2.04% (bottom quartile).
1M return: -3.98% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.3%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (30 Sep 26)	₹505.327 ↑ 0.15 (0.03 %)
Net Assets (Cr)	₹107,296 on 31 Aug 26
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.35
Sharpe Ratio	-0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,875
30 Sep 23	₹13,770
30 Sep 24	₹18,453
30 Sep 25	₹18,480

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4%
3 Month	-2.7%
6 Month	2.8%
1 Year	-2%
3 Year	9.6%
5 Year	12.6%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.2%
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	4.1 Yr.
Gopal Agrawal	29 Jul 22	4.1 Yr.
Arun Agarwal	6 Oct 22	3.91 Yr.
Ihab Dalwai	11 Sep 26	0 Yr.
Dhruv Muchhal	22 Jun 23	3.2 Yr.
Nandita Menezes	29 Mar 25	1.43 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	1.94%
Equity	74.89%
Debt	23.18%

Equity Sector Allocation

Sector	Value
Financial Services	25.29%
Industrials	9.34%
Consumer Cyclical	8.09%
Energy	6.94%
Health Care	5.63%
Technology	5.37%
Utility	3.79%
Communication Services	3.22%
Basic Materials	2.92%
Consumer Defensive	2.24%
Real Estate	2.04%

Debt Sector Allocation

Sector	Value
Corporate	13.93%
Government	9.7%
Cash Equivalent	1.49%

Credit Quality

Rating	Value
AA	5.51%
AAA	94.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹5,706 Cr	39,244,463
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,429 Cr	62,464,555
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹4,010 Cr	31,400,311
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,710 Cr	35,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,139 Cr	17,323,283
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	3%	₹2,876 Cr	22,125,438
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	3%	₹2,783 Cr	6,879,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,130 Cr	208,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,079 Cr	63,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| ETERNAL	2%	₹1,771 Cr	53,965,593

6. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Lower mid AUM (₹20,935 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 11.99% (bottom quartile).
3Y return: 13.44% (upper mid).
1Y return: 7.49% (upper mid).
1M return: -2.89% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.80 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~97%).
Largest holding SBI Gold ETF (~6.6%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (29 Sep 26)	₹65.5184 ↓ -0.19 (-0.29 %)
Net Assets (Cr)	₹20,935 on 31 Aug 26
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	0.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,357
30 Sep 23	₹12,094
30 Sep 24	₹15,334
30 Sep 25	₹16,414

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.9%
3 Month	-0.9%
6 Month	3.9%
1 Year	7.5%
3 Year	13.4%
5 Year	12%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.84 Yr.
Mansi Sajeja	1 Dec 23	2.75 Yr.
Vandna Soni	1 Jan 24	2.67 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	6%
Equity	50.68%
Debt	33.23%
Other	10.09%

Equity Sector Allocation

Sector	Value
Financial Services	13.67%
Real Estate	6.3%
Consumer Cyclical	5.31%
Health Care	4.55%
Utility	4.01%
Basic Materials	3.91%
Energy	3.53%
Industrials	3.5%
Consumer Defensive	2.76%
Communication Services	1.68%
Technology	1.47%

Debt Sector Allocation

Sector	Value
Corporate	29.11%
Cash Equivalent	5.29%
Government	4.83%

Credit Quality

Rating	Value
A	2.87%
AA	53.77%
AAA	43.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	7%	₹1,373 Cr	107,591,000
SBI Silver ETF - \| -	4%	₹768 Cr	34,896,178
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	2%	₹510 Cr	15,164,234
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹469 Cr	475 ↑ 475
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	2%	₹418 Cr	9,520,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Mar 21 \| 532155	2%	₹399 Cr	23,350,297
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹377 Cr	5,262,000
Delhivery Ltd (Industrials) Equity, Since 15 Apr 26 \| 543529	2%	₹363 Cr	8,638,573
Bandhan Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 541153	2%	₹354 Cr	20,500,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 15 Oct 25 \| M&MFIN	2%	₹316 Cr	9,232,926

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔