بہترین ڈیویڈنڈ ادا کرنے والے میوچل فنڈز 2022 - 2023

Updated on August 18, 2026 , 109802 views

چونکہ، آج کل بہت سے سرمایہ کارمیوچل فنڈز میں سرمایہ کاری کریں۔ باقاعدگی سے کمانے کے لئےآمدنی، میوچل فنڈ کے مشیر ان اسکیموں کو آگے بڑھانے کے لیے "باقاعدہ ڈیویڈنڈ" کا استعمال کرتے ہیں۔ اس طرح، ہم نے کچھ بہترین اسکیموں کو شارٹ لسٹ کیا ہے جنہوں نے موجودہ سال کے دوران زیادہ منافع کی پیش کش کی۔

ہندوستان میں میوچل فنڈ اسکیموں میں سالوں میں اضافہ ہوا ہے۔ نتیجے کے طور پر،بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز میںمارکیٹ تبدیل کرتے رہیں. میوچل فنڈ اسکیم کا فیصلہ کرنے کے لیے مختلف درجہ بندی کے نظام موجود ہیں، یعنی CRISIL، مارننگ اسٹار، ICRA۔ یہ سسٹمز مختلف پیرامیٹرز جیسے کہ ماضی کے ریٹرن کے ذریعے میوچل فنڈ کا اندازہ لگاتے ہیں،معیاری انحراف، معلومات کا تناسب، وغیرہ۔ کچھ درجہ بندی کے نظام کے معیار اور مقداری عوامل پر بھی غور کرتے ہیں۔باہمی چندہ. ان تمام عوامل کا خلاصہ ہندوستان میں بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز کی درجہ بندی کا باعث بنتا ہے۔

ڈیویڈنڈ ادا کرنے والے میوچل فنڈز میں کیوں سرمایہ کاری کریں؟

ڈیویڈنڈ ادا کرنے والے میوچل فنڈز سرمایہ کاروں کو سالانہ ادائیگی فراہم کرتے ہیں۔ یہ ادائیگیاں عام طور پر باقاعدگی سے کی جاتی ہیں۔بنیاد اور اس وجہ سے، ایکسرمایہ کار ان فنڈز کے ساتھ محفوظ اور محفوظ محسوس کرتے ہیں۔ یہ ڈیویڈنڈ پچھلے سال کے دوران اسکیم سے حاصل ہونے والی آمدنی سے ادا کیے جائیں گے۔

چونکہ ڈیویڈنڈ ایک مخصوص سطح تک پہنچنے پر تقریباً فوراً ادا کر دیا جاتا ہے، اس لیے ڈیویڈنڈ کے آپشن والے میوچل فنڈز اپنی خالص اثاثہ کی قدر میں زیادہ اضافہ نہیں دکھاتے ہیں (نہیں ہیں)۔AMCs کی صورت میں 28.84 فیصد بطور ڈیویڈنڈ ڈسٹری بیوشن ٹیکس (DDT) ادا کرنا ہوگا۔قرض فنڈ اور یہ سیس اور سرچارج پر مشتمل ہے۔ایکوئٹیز ڈی ڈی ٹی کو متوجہ نہ کریں۔ یہ فنڈز ان لوگوں کے لیے مثالی ہیں جو خطرے کی بھوک نہیں رکھتے اور جو آمدنی کے ذریعہ باقاعدہ ادائیگی حاصل کرنا چاہتے ہیں۔

ڈیویڈنڈ کی پیداوار کا شمار اس کی موجودہ NAV (Net Asset Value) سے مدت کے دوران ادا کیے جانے والے منافع کی رقم کو تقسیم کر کے کیا جاتا ہے۔ نتیجہ پھر سالانہ ہوتا ہے۔ میوچل فنڈ اسکیمیں اپنے منافع میں سے ڈیویڈنڈ ادا کرتی ہیں۔ اس طرح، جب بھی کوئی اسکیم ڈیویڈنڈ کا اعلان کرتی ہے، اس کا NAV متناسب طور پر نیچے چلا جاتا ہے۔

آن لائن ڈیویڈنڈ ادا کرنے والے میوچل فنڈز میں کیسے سرمایہ کاری کی جائے؟

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مالی سال 22 - 23 کے لیے سرفہرست ڈیویڈنڈ ادا کرنے والے فنڈز

ٹاپ 5 لارج کیپ ایکویٹی ڈیویڈنڈ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
JM Core 11 Fund Normal Dividend, Payout	₹20.9206 ↑ 0.04	₹289	10.6	5.3	6	13.5	14	-1.9
SBI Bluechip Fund Normal Dividend, Payout	₹53.4936 ↑ 0.01	₹55,431	3.9	-1.5	1.3	10.4	10.5	9.7
Indiabulls Blue Chip Fund Normal Dividend, Payout	₹24.49 ↓ -0.02	₹136	5.2	-1.7	0.9	11.7	9.8	7.5
Aditya Birla Sun Life Frontline Equity Fund Normal Dividend, Payout	₹39.23	₹29,944	5.7	-1.3	-0.9	10.7	10	9
Nippon India Large Cap Fund Normal Dividend, Payout	₹26.3933 ↓ -0.01	₹54,225	3.1	-2.9	-2	11.8	14	9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Core 11 Fund	SBI Bluechip Fund	Indiabulls Blue Chip Fund	Aditya Birla Sun Life Frontline Equity Fund	Nippon India Large Cap Fund
Point 1	Bottom quartile AUM (₹289 Cr).	Highest AUM (₹55,431 Cr).	Bottom quartile AUM (₹136 Cr).	Lower mid AUM (₹29,944 Cr).	Upper mid AUM (₹54,225 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (14+ yrs).	Oldest track record among peers (23 yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.05% (top quartile).	5Y return: 10.51% (lower mid).	5Y return: 9.80% (bottom quartile).	5Y return: 10.01% (bottom quartile).	5Y return: 13.97% (upper mid).
Point 6	3Y return: 13.53% (top quartile).	3Y return: 10.44% (bottom quartile).	3Y return: 11.71% (lower mid).	3Y return: 10.66% (bottom quartile).	3Y return: 11.83% (upper mid).
Point 7	1Y return: 5.96% (top quartile).	1Y return: 1.31% (upper mid).	1Y return: 0.86% (lower mid).	1Y return: -0.87% (bottom quartile).	1Y return: -2.00% (bottom quartile).
Point 8	Alpha: 2.22 (top quartile).	Alpha: 0.51 (upper mid).	Alpha: 0.16 (lower mid).	Alpha: -2.01 (bottom quartile).	Alpha: -1.41 (bottom quartile).
Point 9	Sharpe: 0.05 (top quartile).	Sharpe: -0.13 (upper mid).	Sharpe: -0.15 (lower mid).	Sharpe: -0.28 (bottom quartile).	Sharpe: -0.25 (bottom quartile).
Point 10	Information ratio: 0.16 (upper mid).	Information ratio: -0.24 (bottom quartile).	Information ratio: 0.07 (lower mid).	Information ratio: -0.21 (bottom quartile).	Information ratio: 0.41 (top quartile).

JM Core 11 Fund

Bottom quartile AUM (₹289 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 14.05% (top quartile).
3Y return: 13.53% (top quartile).
1Y return: 5.96% (top quartile).
Alpha: 2.22 (top quartile).
Sharpe: 0.05 (top quartile).
Information ratio: 0.16 (upper mid).

SBI Bluechip Fund

Highest AUM (₹55,431 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.51% (lower mid).
3Y return: 10.44% (bottom quartile).
1Y return: 1.31% (upper mid).
Alpha: 0.51 (upper mid).
Sharpe: -0.13 (upper mid).
Information ratio: -0.24 (bottom quartile).

Indiabulls Blue Chip Fund

Bottom quartile AUM (₹136 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.80% (bottom quartile).
3Y return: 11.71% (lower mid).
1Y return: 0.86% (lower mid).
Alpha: 0.16 (lower mid).
Sharpe: -0.15 (lower mid).
Information ratio: 0.07 (lower mid).

Aditya Birla Sun Life Frontline Equity Fund

Lower mid AUM (₹29,944 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.01% (bottom quartile).
3Y return: 10.66% (bottom quartile).
1Y return: -0.87% (bottom quartile).
Alpha: -2.01 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: -0.21 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹54,225 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.97% (upper mid).
3Y return: 11.83% (upper mid).
1Y return: -2.00% (bottom quartile).
Alpha: -1.41 (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.41 (top quartile).

ٹاپ 5 مڈ کیپ ایکویٹی ڈیویڈنڈ فنڈز مالی سال 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Mid Cap Fund Normal Dividend, Payout	₹65.9382 ↑ 0.04	₹14,504	6.1	6.6	8.5	20.1	17.7	3.5
Kotak Emerging Equity Scheme Normal Dividend, Payout	₹81.143 ↑ 0.02	₹69,283	6.4	8.4	7.2	18.8	17.3	1.8
Taurus Discovery (Midcap) Fund Normal Dividend, Payout	₹114.82 ↑ 0.42	₹135	10.5	11	5.1	11.5	13.6	0.8
BNP Paribas Mid Cap Fund Normal Dividend, Payout	₹58.9257 ↑ 0.09	₹2,584	3.8	6.5	10.4	17	14.7	1.6
Aditya Birla Sun Life Midcap Fund Normal Dividend, Payout	₹60.57 ↓ -0.06	₹6,723	8.8	10.1	9.5	17.4	15	4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Mid Cap Fund	Kotak Emerging Equity Scheme	Taurus Discovery (Midcap) Fund	BNP Paribas Mid Cap Fund	Aditya Birla Sun Life Midcap Fund
Point 1	Upper mid AUM (₹14,504 Cr).	Highest AUM (₹69,283 Cr).	Bottom quartile AUM (₹135 Cr).	Bottom quartile AUM (₹2,584 Cr).	Lower mid AUM (₹6,723 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (23+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 17.67% (top quartile).	5Y return: 17.30% (upper mid).	5Y return: 13.58% (bottom quartile).	5Y return: 14.65% (bottom quartile).	5Y return: 14.97% (lower mid).
Point 6	3Y return: 20.10% (top quartile).	3Y return: 18.79% (upper mid).	3Y return: 11.54% (bottom quartile).	3Y return: 16.96% (bottom quartile).	3Y return: 17.37% (lower mid).
Point 7	1Y return: 8.46% (lower mid).	1Y return: 7.16% (bottom quartile).	1Y return: 5.09% (bottom quartile).	1Y return: 10.44% (top quartile).	1Y return: 9.50% (upper mid).
Point 8	Alpha: 0.61 (upper mid).	Alpha: -1.46 (lower mid).	Alpha: -4.04 (bottom quartile).	Alpha: 1.26 (top quartile).	Alpha: -2.00 (bottom quartile).
Point 9	Sharpe: 0.28 (upper mid).	Sharpe: 0.17 (lower mid).	Sharpe: 0.04 (bottom quartile).	Sharpe: 0.32 (top quartile).	Sharpe: 0.15 (bottom quartile).
Point 10	Information ratio: 0.28 (top quartile).	Information ratio: 0.01 (upper mid).	Information ratio: -1.22 (bottom quartile).	Information ratio: -0.45 (lower mid).	Information ratio: -0.60 (bottom quartile).

Sundaram Mid Cap Fund

Upper mid AUM (₹14,504 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.67% (top quartile).
3Y return: 20.10% (top quartile).
1Y return: 8.46% (lower mid).
Alpha: 0.61 (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: 0.28 (top quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹69,283 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.30% (upper mid).
3Y return: 18.79% (upper mid).
1Y return: 7.16% (bottom quartile).
Alpha: -1.46 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.01 (upper mid).

Taurus Discovery (Midcap) Fund

Bottom quartile AUM (₹135 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.58% (bottom quartile).
3Y return: 11.54% (bottom quartile).
1Y return: 5.09% (bottom quartile).
Alpha: -4.04 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: -1.22 (bottom quartile).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,584 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.65% (bottom quartile).
3Y return: 16.96% (bottom quartile).
1Y return: 10.44% (top quartile).
Alpha: 1.26 (top quartile).
Sharpe: 0.32 (top quartile).
Information ratio: -0.45 (lower mid).

Aditya Birla Sun Life Midcap Fund

Lower mid AUM (₹6,723 Cr).
Established history (23+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.97% (lower mid).
3Y return: 17.37% (lower mid).
1Y return: 9.50% (upper mid).
Alpha: -2.00 (bottom quartile).
Sharpe: 0.15 (bottom quartile).
Information ratio: -0.60 (bottom quartile).

سرفہرست 5 سمال کیپ ڈیویڈنڈ فنڈز مالی سال 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Aditya Birla Sun Life Small Cap Fund Normal Dividend, Payout	₹41.7117 ↑ 0.03	₹5,865	11.6	18.6	17.3	16	14.3	-4.1
SBI Small Cap Fund Normal Dividend, Payout	₹110.224 ↑ 0.07	₹39,955	13.2	15.1	7.4	12.9	15.2	-4.9
DSP Small Cap Fund Normal Dividend, Payout	₹63.583 ↑ 0.16	₹20,221	14.7	18.9	17.5	18.6	18.3	-2.8
Nippon India Small Cap Fund Normal Dividend, Payout	₹95.7219 ↓ -0.01	₹78,957	8.4	14.3	9.7	16.5	20.5	-5.4
Franklin India Smaller Companies Fund Normal Dividend, Payout	₹45.4274 ↓ -0.01	₹14,467	8.1	0.8	5.8	14	16.7	-9.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Small Cap Fund	SBI Small Cap Fund	DSP Small Cap Fund	Nippon India Small Cap Fund	Franklin India Smaller Companies Fund
Point 1	Bottom quartile AUM (₹5,865 Cr).	Upper mid AUM (₹39,955 Cr).	Lower mid AUM (₹20,221 Cr).	Highest AUM (₹78,957 Cr).	Bottom quartile AUM (₹14,467 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.34% (bottom quartile).	5Y return: 15.17% (bottom quartile).	5Y return: 18.26% (upper mid).	5Y return: 20.53% (top quartile).	5Y return: 16.67% (lower mid).
Point 6	3Y return: 16.03% (lower mid).	3Y return: 12.95% (bottom quartile).	3Y return: 18.61% (top quartile).	3Y return: 16.52% (upper mid).	3Y return: 13.98% (bottom quartile).
Point 7	1Y return: 17.30% (upper mid).	1Y return: 7.39% (bottom quartile).	1Y return: 17.53% (top quartile).	1Y return: 9.71% (lower mid).	1Y return: 5.76% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -1.22 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.70 (top quartile).	Alpha: -3.89 (bottom quartile).
Point 9	Sharpe: 0.38 (top quartile).	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.30 (upper mid).	Sharpe: 0.12 (lower mid).	Sharpe: -0.09 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.63 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.25 (lower mid).	Information ratio: -0.75 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

Bottom quartile AUM (₹5,865 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.34% (bottom quartile).
3Y return: 16.03% (lower mid).
1Y return: 17.30% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.38 (top quartile).
Information ratio: 0.00 (top quartile).

SBI Small Cap Fund

Upper mid AUM (₹39,955 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.17% (bottom quartile).
3Y return: 12.95% (bottom quartile).
1Y return: 7.39% (bottom quartile).
Alpha: -1.22 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

DSP Small Cap Fund

Lower mid AUM (₹20,221 Cr).
Established history (16+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.26% (upper mid).
3Y return: 18.61% (top quartile).
1Y return: 17.53% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.30 (upper mid).
Information ratio: 0.00 (upper mid).

Nippon India Small Cap Fund

Highest AUM (₹78,957 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.53% (top quartile).
3Y return: 16.52% (upper mid).
1Y return: 9.71% (lower mid).
Alpha: 0.70 (top quartile).
Sharpe: 0.12 (lower mid).
Information ratio: -0.25 (lower mid).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹14,467 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.67% (lower mid).
3Y return: 13.98% (bottom quartile).
1Y return: 5.76% (bottom quartile).
Alpha: -3.89 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: -0.75 (bottom quartile).

ٹاپ 5 متنوع/ملٹی کیپ ایکویٹی ڈیویڈنڈ فنڈ مالی سال 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Multicap 35 Fund Normal Dividend, Payout	₹33.477 ↑ 0.08	₹13,940	14.4	10.3	2.4	20.1	12.2	-6
Kotak Standard Multicap Fund Normal Dividend, Payout	₹52.051 ↑ 0.05	₹56,119	4.2	-2.1	1.4	13	11.5	9.5
Mirae Asset India Equity Fund Normal Dividend, Payout	₹29.067 ↓ 0.00	₹38,729	5.5	-1.2	-0.6	9.3	8.7	10.2
BNP Paribas Multi Cap Fund Normal Dividend, Payout	₹19.0914 ↓ 0.00	₹588	-4.5	-2.6	19.3	15	11.5
Aditya Birla Sun Life Equity Fund Normal Dividend, Payout	₹170.76 ↑ 0.24	₹28,112	8.1	6.3	9.6	16.2	12.3	10.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Multicap 35 Fund	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund
Point 1	Bottom quartile AUM (₹13,940 Cr).	Highest AUM (₹56,119 Cr).	Upper mid AUM (₹38,729 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹28,112 Cr).
Point 2	Established history (12+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Oldest track record among peers (28 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.24% (upper mid).	5Y return: 11.54% (lower mid).	5Y return: 8.70% (bottom quartile).	5Y return: 11.52% (bottom quartile).	5Y return: 12.30% (top quartile).
Point 6	3Y return: 20.13% (top quartile).	3Y return: 13.04% (bottom quartile).	3Y return: 9.30% (bottom quartile).	3Y return: 15.02% (lower mid).	3Y return: 16.20% (upper mid).
Point 7	1Y return: 2.36% (lower mid).	1Y return: 1.38% (bottom quartile).	1Y return: -0.58% (bottom quartile).	1Y return: 19.32% (top quartile).	1Y return: 9.59% (upper mid).
Point 8	Alpha: -4.08 (bottom quartile).	Alpha: -1.96 (bottom quartile).	Alpha: -0.98 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: 5.82 (top quartile).
Point 9	Sharpe: -0.27 (bottom quartile).	Sharpe: -0.16 (lower mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: 2.84 (top quartile).	Sharpe: 0.31 (upper mid).
Point 10	Information ratio: 0.65 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.57 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 1.08 (top quartile).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹13,940 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.24% (upper mid).
3Y return: 20.13% (top quartile).
1Y return: 2.36% (lower mid).
Alpha: -4.08 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.65 (upper mid).

Kotak Standard Multicap Fund

Highest AUM (₹56,119 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.54% (lower mid).
3Y return: 13.04% (bottom quartile).
1Y return: 1.38% (bottom quartile).
Alpha: -1.96 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: 0.00 (lower mid).

Mirae Asset India Equity Fund

Upper mid AUM (₹38,729 Cr).
Established history (18+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.70% (bottom quartile).
3Y return: 9.30% (bottom quartile).
1Y return: -0.58% (bottom quartile).
Alpha: -0.98 (lower mid).
Sharpe: -0.21 (bottom quartile).
Information ratio: -0.57 (bottom quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.52% (bottom quartile).
3Y return: 15.02% (lower mid).
1Y return: 19.32% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

Lower mid AUM (₹28,112 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.30% (top quartile).
3Y return: 16.20% (upper mid).
1Y return: 9.59% (upper mid).
Alpha: 5.82 (top quartile).
Sharpe: 0.31 (upper mid).
Information ratio: 1.08 (top quartile).

ٹاپ 5 ڈیویڈنڈ (ELSS) Equity Linked Saving Scheme FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Tata India Tax Savings Fund Normal Dividend, Payout	₹98.3163 ↑ 0.14	₹4,664	7.1	3.3	7.8	13.1	12.8	4.7
Bandhan Tax Advantage (ELSS) Fund Normal Dividend, Payout	₹31.573 ↑ 0.03	₹6,911	4.8	-0.1	2.2	10	11.9	7.4
Aditya Birla Sun Life Tax Relief '96 Normal Dividend, Payout	₹192.23 ↓ -0.08	₹14,660	5.5	-4.5	1.7	12	8.8	8.8
DSP Tax Saver Fund Normal Dividend, Payout	₹21.682 ↑ 0.02	₹16,738	4.2	-3.1	0.9	14.4	12.5	7.5
HDFC Long Term Advantage Fund Normal Dividend, Payout	₹51.722 ↑ 0.03	₹1,318	1.2	15.4	35.6	19.6	16.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Tata India Tax Savings Fund	Bandhan Tax Advantage (ELSS) Fund	Aditya Birla Sun Life Tax Relief '96	DSP Tax Saver Fund	HDFC Long Term Advantage Fund
Point 1	Bottom quartile AUM (₹4,664 Cr).	Lower mid AUM (₹6,911 Cr).	Upper mid AUM (₹14,660 Cr).	Highest AUM (₹16,738 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (17+ yrs).	Established history (30+ yrs).	Established history (19+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.77% (upper mid).	5Y return: 11.91% (bottom quartile).	5Y return: 8.77% (bottom quartile).	5Y return: 12.53% (lower mid).	5Y return: 16.79% (top quartile).
Point 6	3Y return: 13.07% (lower mid).	3Y return: 9.99% (bottom quartile).	3Y return: 11.99% (bottom quartile).	3Y return: 14.41% (upper mid).	3Y return: 19.62% (top quartile).
Point 7	1Y return: 7.83% (upper mid).	1Y return: 2.18% (lower mid).	1Y return: 1.66% (bottom quartile).	1Y return: 0.93% (bottom quartile).	1Y return: 35.57% (top quartile).
Point 8	Alpha: 2.37 (top quartile).	Alpha: 0.68 (lower mid).	Alpha: -0.78 (bottom quartile).	Alpha: -2.51 (bottom quartile).	Alpha: 1.80 (upper mid).
Point 9	Sharpe: 0.09 (upper mid).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.09 (lower mid).	Sharpe: -0.18 (bottom quartile).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: -0.13 (upper mid).	Information ratio: -0.69 (bottom quartile).	Information ratio: -0.38 (bottom quartile).	Information ratio: 0.48 (top quartile).	Information ratio: -0.36 (lower mid).

Tata India Tax Savings Fund

Bottom quartile AUM (₹4,664 Cr).
Oldest track record among peers (30 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.77% (upper mid).
3Y return: 13.07% (lower mid).
1Y return: 7.83% (upper mid).
Alpha: 2.37 (top quartile).
Sharpe: 0.09 (upper mid).
Information ratio: -0.13 (upper mid).

Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹6,911 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.91% (bottom quartile).
3Y return: 9.99% (bottom quartile).
1Y return: 2.18% (lower mid).
Alpha: 0.68 (lower mid).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.69 (bottom quartile).

Aditya Birla Sun Life Tax Relief '96

Upper mid AUM (₹14,660 Cr).
Established history (30+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.77% (bottom quartile).
3Y return: 11.99% (bottom quartile).
1Y return: 1.66% (bottom quartile).
Alpha: -0.78 (bottom quartile).
Sharpe: -0.09 (lower mid).
Information ratio: -0.38 (bottom quartile).

DSP Tax Saver Fund

Highest AUM (₹16,738 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 14.41% (upper mid).
1Y return: 0.93% (bottom quartile).
Alpha: -2.51 (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.48 (top quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.79% (top quartile).
3Y return: 19.62% (top quartile).
1Y return: 35.57% (top quartile).
Alpha: 1.80 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.36 (lower mid).

ٹاپ 5 سیکٹر ایکویٹی ڈیویڈنڈ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP Natural Resources and New Energy Fund Normal Dividend, Payout	₹31.864 ↑ 0.12	₹2,441	-2.8	0.1	21.4	20.7	16	17.5
Aditya Birla Sun Life Banking And Financial Services Fund Normal Dividend, Payout	₹23.34 ↑ 0.05	₹3,648	6.5	-1.8	5.1	11	11.1	16.8
Franklin Build India Fund Normal Dividend, Payout	₹40.9131 ↑ 0.01	₹3,199	-0.1	-3.9	0.5	17.7	19.2	2.9
Bandhan Infrastructure Fund Normal Dividend, Payout	₹36.855 ↑ 0.14	₹1,545	3.2	3.5	-1.8	16.6	16.6	-7.4
Sundaram Rural and Consumption Fund Normal Dividend, Payout	₹25.6007 ↓ -0.03	₹1,495	11.3	5.5	-3	10.5	11.7	-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Franklin Build India Fund	Bandhan Infrastructure Fund	Sundaram Rural and Consumption Fund
Point 1	Lower mid AUM (₹2,441 Cr).	Highest AUM (₹3,648 Cr).	Upper mid AUM (₹3,199 Cr).	Bottom quartile AUM (₹1,545 Cr).	Bottom quartile AUM (₹1,495 Cr).
Point 2	Established history (18+ yrs).	Established history (12+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 15.98% (lower mid).	5Y return: 11.08% (bottom quartile).	5Y return: 19.21% (top quartile).	5Y return: 16.56% (upper mid).	5Y return: 11.74% (bottom quartile).
Point 6	3Y return: 20.67% (top quartile).	3Y return: 10.97% (bottom quartile).	3Y return: 17.66% (upper mid).	3Y return: 16.58% (lower mid).	3Y return: 10.54% (bottom quartile).
Point 7	1Y return: 21.40% (top quartile).	1Y return: 5.11% (upper mid).	1Y return: 0.48% (lower mid).	1Y return: -1.79% (bottom quartile).	1Y return: -3.01% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 3.97 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -6.88 (bottom quartile).
Point 9	Sharpe: 0.93 (top quartile).	Sharpe: 0.06 (upper mid).	Sharpe: -0.15 (lower mid).	Sharpe: -0.26 (bottom quartile).	Sharpe: -0.36 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.12 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.82 (bottom quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.98% (lower mid).
3Y return: 20.67% (top quartile).
1Y return: 21.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Highest AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 11.08% (bottom quartile).
3Y return: 10.97% (bottom quartile).
1Y return: 5.11% (upper mid).
Alpha: 3.97 (top quartile).
Sharpe: 0.06 (upper mid).
Information ratio: -0.12 (bottom quartile).

Franklin Build India Fund

Upper mid AUM (₹3,199 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: High.
5Y return: 19.21% (top quartile).
3Y return: 17.66% (upper mid).
1Y return: 0.48% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.15 (lower mid).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,545 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: High.
5Y return: 16.56% (upper mid).
3Y return: 16.58% (lower mid).
1Y return: -1.79% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.00 (lower mid).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,495 Cr).
Oldest track record among peers (20 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (bottom quartile).
3Y return: 10.54% (bottom quartile).
1Y return: -3.01% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: -0.82 (bottom quartile).

ٹاپ 5 ڈیویڈنڈ بیلنسڈ/ہائبرڈ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Edelweiss Arbitrage Fund Normal Dividend, Payout	₹15.1969 ↑ 0.02	₹15,139	1.6	2.9	5.9	6.8	6.1	6.3
Aditya Birla Sun Life Equity Hybrid 95 Fund Normal Dividend, Payout	₹171.88 ↑ 0.01	₹7,210	4.3	-0.6	0.6	8.3	7.2	5.3
ICICI Prudential Equity Arbitrage Fund Normal Dividend, Payout	₹15.4562 ↑ 0.02	₹34,180	1.6	2.9	6	6.7	6	6.1
Nippon India Arbitrage Fund Normal Dividend, Payout	₹16.9927 ↑ 0.02	₹16,916	1.6	2.9	5.9	6.7	6	6.2
SBI Equity Hybrid Fund Normal Dividend, Payout	₹67.5552 ↑ 0.10	₹88,036	4.1	3.7	5.5	13.2	10.7	12.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Edelweiss Arbitrage Fund	Aditya Birla Sun Life Equity Hybrid 95 Fund	ICICI Prudential Equity Arbitrage Fund	Nippon India Arbitrage Fund	SBI Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹15,139 Cr).	Bottom quartile AUM (₹7,210 Cr).	Upper mid AUM (₹34,180 Cr).	Lower mid AUM (₹16,916 Cr).	Highest AUM (₹88,036 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (31 yrs).	Established history (19+ yrs).	Established history (15+ yrs).	Established history (30+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately High.
Point 5	5Y return: 6.08% (lower mid).	5Y return: 7.22% (upper mid).	5Y return: 5.98% (bottom quartile).	5Y return: 5.95% (bottom quartile).	5Y return: 10.71% (top quartile).
Point 6	3Y return: 6.77% (lower mid).	3Y return: 8.28% (upper mid).	3Y return: 6.69% (bottom quartile).	3Y return: 6.67% (bottom quartile).	3Y return: 13.16% (top quartile).
Point 7	1Y return: 5.88% (lower mid).	1Y return: 0.55% (bottom quartile).	1Y return: 5.96% (top quartile).	1Y return: 5.92% (upper mid).	1Y return: 5.45% (bottom quartile).
Point 8	1M return: 0.49% (lower mid).	1M return: -0.03% (bottom quartile).	1M return: 0.54% (upper mid).	1M return: 0.54% (top quartile).	1M return: 0.41% (bottom quartile).
Point 9	Alpha: -1.05 (bottom quartile).	Alpha: -2.72 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 2.74 (top quartile).
Point 10	Sharpe: 0.39 (lower mid).	Sharpe: -0.33 (bottom quartile).	Sharpe: 0.48 (top quartile).	Sharpe: 0.40 (upper mid).	Sharpe: 0.09 (bottom quartile).

Edelweiss Arbitrage Fund

Bottom quartile AUM (₹15,139 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 6.08% (lower mid).
3Y return: 6.77% (lower mid).
1Y return: 5.88% (lower mid).
1M return: 0.49% (lower mid).
Alpha: -1.05 (bottom quartile).
Sharpe: 0.39 (lower mid).

Aditya Birla Sun Life Equity Hybrid 95 Fund

Bottom quartile AUM (₹7,210 Cr).
Oldest track record among peers (31 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.22% (upper mid).
3Y return: 8.28% (upper mid).
1Y return: 0.55% (bottom quartile).
1M return: -0.03% (bottom quartile).
Alpha: -2.72 (bottom quartile).
Sharpe: -0.33 (bottom quartile).

ICICI Prudential Equity Arbitrage Fund

Upper mid AUM (₹34,180 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 5.98% (bottom quartile).
3Y return: 6.69% (bottom quartile).
1Y return: 5.96% (top quartile).
1M return: 0.54% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (top quartile).

Nippon India Arbitrage Fund

Lower mid AUM (₹16,916 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.95% (bottom quartile).
3Y return: 6.67% (bottom quartile).
1Y return: 5.92% (upper mid).
1M return: 0.54% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.40 (upper mid).

SBI Equity Hybrid Fund

Highest AUM (₹88,036 Cr).
Established history (30+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.71% (top quartile).
3Y return: 13.16% (top quartile).
1Y return: 5.45% (bottom quartile).
1M return: 0.41% (bottom quartile).
Alpha: 2.74 (top quartile).
Sharpe: 0.09 (bottom quartile).

ٹاپ 5 ڈیویڈنڈ الٹرا شارٹ ٹرم ڈیبٹ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Money Manager Fund Normal Dividend, Payout	₹1,129.45 ↓ -0.11	₹4,456	0.2	1.5	4.1	6.1	6.7	7.07%	5M 19D	18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	DSP Money Manager Fund
Point 1	Highest AUM (₹4,456 Cr).
Point 2	Oldest track record among peers (13 yrs).
Point 3	Top rated.
Point 4	Risk profile: Moderately Low.
Point 5	1Y return: 4.15% (top quartile).
Point 6	1M return: 0.54% (top quartile).
Point 7	Sharpe: -1.24 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 7.07% (top quartile).
Point 10	Modified duration: 0.47 yrs (top quartile).

DSP Money Manager Fund

Highest AUM (₹4,456 Cr).
Oldest track record among peers (13 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 4.15% (top quartile).
1M return: 0.54% (top quartile).
Sharpe: -1.24 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.07% (top quartile).
Modified duration: 0.47 yrs (top quartile).

ٹاپ 5 ڈیویڈنڈ شارٹ ٹرم ڈیبٹ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Nippon India Short Term Fund Normal Dividend, Payout	₹22.8367 ↓ -0.02	₹7,189	3.5	4.2	8.1	11.3	12.3	7.46%	2Y 5M 19D	2Y 11M 5D
Aditya Birla Sun Life Short Term Opportunities Fund Normal Dividend, Payout	₹15.1187 ↓ -0.01	₹5,831	2.6	2.7	5.1	6.4	7.4	7.76%	2Y 8M 16D	3Y 6M 18D
Axis Short Term Fund Normal Dividend, Payout	₹22.059 ↓ -0.02	₹8,010	2.4	2.8	5.6	7.3	8.1	7.4%	2Y 6M 22D	3Y 6M 14D
HDFC Short Term Debt Fund Normal Dividend, Payout	₹20.2654 ↓ -0.02	₹15,081	2.5	2.8	5.6	7.3	7.8	7.48%	2Y 6M	3Y 6M 18D
Edelweiss Short Term Fund Normal Dividend, Payout	₹13.4217 ↑ 0.00	₹9	0.3	3	8	3.5		0%		9M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Short Term Fund	Aditya Birla Sun Life Short Term Opportunities Fund	Axis Short Term Fund	HDFC Short Term Debt Fund	Edelweiss Short Term Fund
Point 1	Lower mid AUM (₹7,189 Cr).	Bottom quartile AUM (₹5,831 Cr).	Upper mid AUM (₹8,010 Cr).	Highest AUM (₹15,081 Cr).	Bottom quartile AUM (₹9 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (23 yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 8.07% (top quartile).	1Y return: 5.09% (bottom quartile).	1Y return: 5.61% (lower mid).	1Y return: 5.57% (bottom quartile).	1Y return: 8.01% (upper mid).
Point 6	1M return: 0.54% (top quartile).	1M return: 0.36% (lower mid).	1M return: 0.39% (upper mid).	1M return: 0.34% (bottom quartile).	1M return: -1.82% (bottom quartile).
Point 7	Sharpe: 0.78 (top quartile).	Sharpe: -0.29 (bottom quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.06 (lower mid).	Sharpe: -0.30 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.46% (lower mid).	Yield to maturity (debt): 7.76% (top quartile).	Yield to maturity (debt): 7.40% (bottom quartile).	Yield to maturity (debt): 7.48% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 2.47 yrs (upper mid).	Modified duration: 2.71 yrs (bottom quartile).	Modified duration: 2.56 yrs (bottom quartile).	Modified duration: 2.50 yrs (lower mid).	Modified duration: 0.00 yrs (top quartile).

Nippon India Short Term Fund

Lower mid AUM (₹7,189 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.07% (top quartile).
1M return: 0.54% (top quartile).
Sharpe: 0.78 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.46% (lower mid).
Modified duration: 2.47 yrs (upper mid).

Aditya Birla Sun Life Short Term Opportunities Fund

Bottom quartile AUM (₹5,831 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.09% (bottom quartile).
1M return: 0.36% (lower mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.76% (top quartile).
Modified duration: 2.71 yrs (bottom quartile).

Axis Short Term Fund

Upper mid AUM (₹8,010 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.61% (lower mid).
1M return: 0.39% (upper mid).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.40% (bottom quartile).
Modified duration: 2.56 yrs (bottom quartile).

HDFC Short Term Debt Fund

Highest AUM (₹15,081 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.57% (bottom quartile).
1M return: 0.34% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.48% (upper mid).
Modified duration: 2.50 yrs (lower mid).

Edelweiss Short Term Fund

Bottom quartile AUM (₹9 Cr).
Established history (13+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.01% (upper mid).
1M return: -1.82% (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ٹاپ 5 ڈیویڈنڈ لیکویڈ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
LIC MF Liquid Fund Normal Dividend, Payout	₹1,000.18	₹16,809	0.5	1.7	3.3	6.3	6.4	7.12%	2M 1D	2M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	LIC MF Liquid Fund
Point 1	Highest AUM (₹16,809 Cr).
Point 2	Oldest track record among peers (24 yrs).
Point 3	Top rated.
Point 4	Risk profile: Low.
Point 5	1Y return: 6.30% (top quartile).
Point 6	1M return: 0.51% (top quartile).
Point 7	Sharpe: 2.27 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 7.12% (top quartile).
Point 10	Modified duration: 0.17 yrs (top quartile).

LIC MF Liquid Fund

Highest AUM (₹16,809 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Low.
1Y return: 6.30% (top quartile).
1M return: 0.51% (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.12% (top quartile).
Modified duration: 0.17 yrs (top quartile).

ٹاپ 5 ڈیویڈنڈ گلٹ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Normal Dividend, Payout	₹17.7938 ↓ -0.01	₹8,890	4	3.4	5.4	6.8	6.2	7.47%	9Y 5M 12D	21Y 5M 1D
UTI Gilt Fund Normal Dividend, Payout	₹39.5344 ↓ 0.00	₹423	1.9	2.5	5.2	5.6	3.7	6.12%	3Y 1M 6D	7Y
SBI Magnum Gilt Fund Normal Dividend, Payout	₹21.0494 ↓ 0.00	₹8,306	2.4	2.6	4.6	6.4	4.5	7.12%	8Y 1M 20D	23Y 5M 1D
Nippon India Gilt Securities Fund Normal Dividend, Payout	₹39.184 ↓ -0.02	₹1,552	3.6	3.2	4.4	6	3.7	7.31%	9Y 9M	23Y 8M 5D
Canara Robeco Gilt Fund Normal Dividend, Payout	₹14.7944 ↑ 0.00	₹122	2.3	2.1	3	5.4	3.5	6.46%	3Y 9M 17D	6Y 6M 3D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	UTI Gilt Fund	SBI Magnum Gilt Fund	Nippon India Gilt Securities Fund	Canara Robeco Gilt Fund
Point 1	Highest AUM (₹8,890 Cr).	Bottom quartile AUM (₹423 Cr).	Upper mid AUM (₹8,306 Cr).	Lower mid AUM (₹1,552 Cr).	Bottom quartile AUM (₹122 Cr).
Point 2	Oldest track record among peers (27 yrs).	Established history (24+ yrs).	Established history (25+ yrs).	Established history (18+ yrs).	Established history (26+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 5.43% (top quartile).	1Y return: 5.17% (upper mid).	1Y return: 4.63% (lower mid).	1Y return: 4.37% (bottom quartile).	1Y return: 3.04% (bottom quartile).
Point 6	1M return: 0.56% (top quartile).	1M return: 0.29% (upper mid).	1M return: 0.00% (bottom quartile).	1M return: 0.23% (bottom quartile).	1M return: 0.23% (lower mid).
Point 7	Sharpe: -0.33 (top quartile).	Sharpe: -0.48 (upper mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.56 (lower mid).	Sharpe: -1.11 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.47% (top quartile).	Yield to maturity (debt): 6.12% (bottom quartile).	Yield to maturity (debt): 7.12% (lower mid).	Yield to maturity (debt): 7.31% (upper mid).	Yield to maturity (debt): 6.46% (bottom quartile).
Point 10	Modified duration: 9.45 yrs (bottom quartile).	Modified duration: 3.10 yrs (top quartile).	Modified duration: 8.14 yrs (lower mid).	Modified duration: 9.75 yrs (bottom quartile).	Modified duration: 3.80 yrs (upper mid).

ICICI Prudential Gilt Fund

Highest AUM (₹8,890 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.43% (top quartile).
1M return: 0.56% (top quartile).
Sharpe: -0.33 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.47% (top quartile).
Modified duration: 9.45 yrs (bottom quartile).

UTI Gilt Fund

Bottom quartile AUM (₹423 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.17% (upper mid).
1M return: 0.29% (upper mid).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.12% (bottom quartile).
Modified duration: 3.10 yrs (top quartile).

SBI Magnum Gilt Fund

Upper mid AUM (₹8,306 Cr).
Established history (25+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 4.63% (lower mid).
1M return: 0.00% (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.12% (lower mid).
Modified duration: 8.14 yrs (lower mid).

Nippon India Gilt Securities Fund

Lower mid AUM (₹1,552 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.37% (bottom quartile).
1M return: 0.23% (bottom quartile).
Sharpe: -0.56 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.31% (upper mid).
Modified duration: 9.75 yrs (bottom quartile).

Canara Robeco Gilt Fund

Bottom quartile AUM (₹122 Cr).
Established history (26+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.04% (bottom quartile).
1M return: 0.23% (lower mid).
Sharpe: -1.11 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 3.80 yrs (upper mid).

1. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹168 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.84% (bottom quartile).
3Y return: 34.28% (bottom quartile).
1Y return: 94.69% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.80 (top quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~95%).
Largest holding BGF World Mining I2 (~96.5%).
Top-3 holdings concentration ~100.9%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Normal Dividend, Payout
Launch Date	29 Dec 09
NAV (20 Aug 26)	₹31.0704 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹168 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.8
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,812
31 Jul 23	₹11,045
31 Jul 24	₹10,685
31 Jul 25	₹11,685
31 Jul 26	₹20,945

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Aug 26

Duration	Returns
1 Month	17.3%
3 Month	6.4%
6 Month	6.4%
1 Year	94.7%
3 Year	34.3%
5 Year	21.8%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	79%
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Mining Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.45%
Energy	0.97%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	95.43%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	96%	₹158 Cr	141,034 ↓ -01
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹7 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹1 Cr

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,441 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.74% (top quartile).
3Y return: 60.25% (top quartile).
1Y return: 90.21% (upper mid).
Alpha: 2.59 (top quartile).
Sharpe: 1.14 (bottom quartile).
Information ratio: -0.57 (bottom quartile).
Top sector: Basic Materials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~93%).
Largest holding BGF World Gold I2 (~67.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Normal Dividend, Payout
Launch Date	14 Sep 07
NAV (20 Aug 26)	₹38.7283 ↑ 0.83 (2.19 %)
Net Assets (Cr)	₹1,441 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.14
Information Ratio	-0.57
Alpha Ratio	2.59
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹7,357
31 Jul 23	₹9,338
31 Jul 24	₹11,095
31 Jul 25	₹16,422
31 Jul 26	₹26,225

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Aug 26

Duration	Returns
1 Month	34.3%
3 Month	12.8%
6 Month	-0.7%
1 Year	90.2%
3 Year	60.3%
5 Year	30.7%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.7%
2023	6.9%
2022	-7.9%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.85%

Asset Allocation

Asset Class	Value
Cash	5.2%
Equity	93.02%
Debt	0.01%
Other	1.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹960 Cr	983,452 ↓ -21,591
VanEck Gold Miners ETF - \| GDX	29%	₹409 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	5%	₹67 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹4 Cr

3. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹15,812 Cr).
Established history (14+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.55% (upper mid).
3Y return: 37.06% (upper mid).
1Y return: 56.87% (lower mid).
1M return: 10.26% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.22 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.1%).
Top-3 holdings concentration ~100.8%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Normal Dividend, Payout
Launch Date	12 Sep 11
NAV (21 Aug 26)	₹46.3205 ↑ 0.90 (1.98 %)
Net Assets (Cr)	₹15,812 on 31 Jul 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,500
31 Jul 23	₹12,058
31 Jul 24	₹13,968
31 Jul 25	₹19,487
31 Jul 26	₹27,749

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Aug 26

Duration	Returns
1 Month	10.3%
3 Month	-1.1%
6 Month	1%
1 Year	56.9%
3 Year	37.1%
5 Year	25.5%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.5%
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.33 Yr.

Data below for SBI Gold Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	1.52%
Other	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,308 Cr	1,280,181,221 ↑ 33,495,027
Net Receivable / Payable CBLO \| -	0%	-₹60 Cr
Treps CBLO/Reverse Repo \| -	0%	₹46 Cr

4. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹6,532 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.21% (bottom quartile).
3Y return: 36.91% (lower mid).
1Y return: 56.79% (bottom quartile).
1M return: 10.40% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.30 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.9%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Normal Dividend, Payout
Launch Date	25 Mar 11
NAV (21 Aug 26)	₹60.7771 ↑ 1.14 (1.90 %)
Net Assets (Cr)	₹6,532 on 31 Jul 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,434
31 Jul 23	₹11,908
31 Jul 24	₹13,751
31 Jul 25	₹19,186
31 Jul 26	₹27,240

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Aug 26

Duration	Returns
1 Month	10.4%
3 Month	-0.9%
6 Month	1.2%
1 Year	56.8%
3 Year	36.9%
5 Year	25.2%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	70.4%
2024	18.9%
2023	13.9%
2022	11.7%
2021	-4.7%
2020	26.6%
2019	24.1%
2018	7.3%
2017	2.5%
2016	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	15.28 Yr.
Jeetu Sonar	1 Oct 22	3.75 Yr.

Data below for Kotak Gold Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹6,413 Cr	547,838,125 ↑ 5,300,000
Triparty Repo CBLO/Reverse Repo \| -	0%	₹23 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹13 Cr

5. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,665 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.30% (lower mid).
3Y return: 36.89% (bottom quartile).
1Y return: 56.55% (bottom quartile).
1M return: 10.29% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.13 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Normal Dividend, Payout
Launch Date	20 Mar 12
NAV (21 Aug 26)	₹45.7985 ↑ 0.79 (1.76 %)
Net Assets (Cr)	₹1,665 on 31 Jul 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	1.13
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,548
31 Jul 23	₹12,046
31 Jul 24	₹13,896
31 Jul 25	₹19,398
31 Jul 26	₹27,565

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Aug 26

Duration	Returns
1 Month	10.3%
3 Month	-1.2%
6 Month	0.9%
1 Year	56.6%
3 Year	36.9%
5 Year	25.3%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	72%
2024	18.7%
2023	14.5%
2022	12.3%
2021	-5%
2020	26.1%
2019	21.3%
2018	6.8%
2017	1.6%
2016	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Mehul Dama	7 Jul 26	0 Yr.
Priya Sridhar	31 Dec 24	1.5 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	1.47%
Other	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,648 Cr	133,583,381 ↑ 507,000
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹4 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹4 Cr

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔