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4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگز میوچل فنڈز 2022 | Fincash.com

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4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز 2022

Updated on June 29, 2025 , 9927 views

ایکویٹی سیونگ فنڈز کے ہائبرڈ زمرے میں آتے ہیں۔باہمی چندہ. یہ تازہ ترین قسم ہے۔اثاثہ تین ہلاک میوچل فنڈز 2014 کے آخر میں متعارف کرائے گئے۔ ایکویٹی سیونگ فنڈز ثالثی، ایکویٹی اور قرض میں سرمایہ کاری کرتے ہیں۔ یہ فنڈ اپنے کل اثاثوں کا کم از کم 65 فیصد ایکوئٹی میں لگائے گا (اس میں سے زیادہ تر ثالثی میں) اور باقی قرض کے آلات میں، لیکن قرض میں کم از کم سرمایہ کاری 10 فیصد ہونی چاہیے۔ ایکویٹی سیونگ فنڈز ان سرمایہ کاروں میں مقبول ہو رہے ہیں جو ایکویٹی میں سرمایہ کاری کرنا چاہتے ہیں لیکن ساتھ ہی محفوظ رہنا چاہتے ہیں۔ تو، آئیے اس فنڈ کے بارے میں سیکھتے ہیں، سرمایہ کاری کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز میں سے کچھ کے ساتھ۔

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ایکویٹی سیونگ فنڈز کے بارے میں ایک جائزہ

ایکویٹی سیونگ فنڈز مستحکم پیدا کرنے کی کوشش کرتے ہیں۔آمدنی کی طرف سےسرمایہ کاری قرض کے آلات میں اور ایکویٹی سرمایہ کاری کے ذریعے ممکنہ طور پر زیادہ منافع حاصل کرنے کا مقصد ہے۔ اس طرح، یہ فنڈز خطرے اور واپسی دونوں کے درمیان توازن کی مساوات کے طور پر کام کرتے ہیں۔

مثالی طور پر، ثالثی نقد اور مشتق میں حصص کی قیمتوں میں فرق کا فائدہ اٹھاتا ہےمارکیٹ. مشتقات کا استعمال خالص ایکویٹی ایکسپوژر کو کم کرتا ہے (یعنی مثالی طور پر 20-40 فیصد، اگرچہ یہ فنڈ کے لحاظ سے مختلف ہو سکتا ہے) اور عام طور پر حفاظت کرتا ہے۔سرمایہ کار غیر مستحکم واپسی سے.

چونکہ، ایکویٹی سیونگ فنڈز میں ایکویٹی ایکسپوژر کا 65 فیصد ہوتا ہے (ماخوذ پر غور کیے بغیر)، ان کا علاج کیا جاتا ہےایکویٹی میوچل فنڈز ٹیکس ایکویٹی سیونگ فنڈز کو قدامت پسند سرمایہ کاروں کے لیے سرمایہ کاری کا ایک مثالی آپشن سمجھا جاتا ہے جو مختصر مدت یعنی 1-3 سال کے لیے سرمایہ کاری کرنا چاہتے ہیں۔

ان فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کاروں کو ایک لینا چاہیے۔گھونٹ راستے کے طور پر یہ مارکیٹ کے وقت کی پریشانی کو ختم کرتا ہے۔ پوسٹ-ریٹائرمنٹ آپ متواتر وقفہ پر پہلے سے طے شدہ واپسی کو فعال کرنے کے لیے SWP (سسٹمیٹک انخلا پلان) کا اختیار استعمال کر سکتے ہیں۔

ٹاپ 4 بہترین ایکویٹی سیونگ فنڈز FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
L&T Equity Savings Fund Growth ₹33.0067
↓ 0.00
₹6556-3.54.413.814.524
Principal Equity Savings Fund Growth ₹70.8256
↑ 0.01
₹1,0495.64.3813.214.112.6
SBI Equity Savings Fund Growth ₹24.1261
↓ -0.01
₹5,4316.23.87.513.213.112
Kotak Equity Savings Fund Growth ₹26.1221
↓ -0.01
₹8,2545.23.26.212.612.211.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25
*اوپر بہترین کی فہرست ہے۔ایکویٹی بچت اوپر AUM/نیٹ اثاثے رکھنے والے فنڈز100 کروڑ. پر ترتیب دیا گیاآخری 3 سال کی واپسی۔.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 46 in Equity Savings category.  Return for 2024 was 24% , 2023 was 17% and 2022 was 2% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund
Growth
Launch Date 18 Oct 11
NAV (01 Jul 25) ₹33.0067 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹655 on 31 May 25
Category Hybrid - Equity Savings
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.49
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹13,016
30 Jun 22₹13,422
30 Jun 23₹15,172
30 Jun 24₹18,818
30 Jun 25₹19,767

L&T Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 1.8%
3 Month 6%
6 Month -3.5%
1 Year 4.4%
3 Year 13.8%
5 Year 14.5%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 24%
2023 17%
2022 2%
2021 16.1%
2020 10.8%
2019 3.7%
2018 -0.6%
2017 13.8%
2016 4.6%
2015 5.1%
Fund Manager information for L&T Equity Savings Fund
NameSinceTenure
Mahesh Chhabria15 Jul 231.88 Yr.
Praveen Ayathan1 Oct 231.67 Yr.
Cheenu Gupta2 Jul 213.92 Yr.
Sonal Gupta1 Oct 231.67 Yr.
Mohd Asif Rizwi1 Feb 250.33 Yr.

Data below for L&T Equity Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash11.13%
Equity68.81%
Debt20.07%
Equity Sector Allocation
SectorValue
Financial Services31.16%
Consumer Cyclical11.21%
Industrials8.67%
Health Care4.81%
Consumer Defensive3.55%
Technology1.99%
Energy1.98%
Utility1.98%
Communication Services1.92%
Basic Materials1.48%
Real Estate0.04%
Debt Sector Allocation
SectorValue
Government16.95%
Cash Equivalent11.13%
Corporate3.12%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | SBIN
4%₹24 Cr289,500
Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 25 | 543940
3%₹23 Cr795,300
Eternal Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 543320
3%₹23 Cr950,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | HDFCBANK
3%₹22 Cr113,050
↑ 30,000
Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | TRENT
3%₹21 Cr38,000
↓ -200
7.06% Govt Stock 2028
Sovereign Bonds | -
3%₹20 Cr1,900,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | AXISBANK
3%₹19 Cr161,250
↓ -40,625
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | KOTAKBANK
3%₹17 Cr80,800
Canara Bank (Financial Services)
Equity, Since 31 Aug 24 | CANBK
2%₹16 Cr1,424,250
↓ -94,500
7.04% Govt Stock 2029
Sovereign Bonds | -
2%₹16 Cr1,500,000

2. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 38 in Equity Savings category.  Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund
Growth
Launch Date 23 May 02
NAV (01 Jul 25) ₹70.8256 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,049 on 31 May 25
Category Hybrid - Equity Savings
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹12,757
30 Jun 22₹13,380
30 Jun 23₹15,156
30 Jun 24₹17,953
30 Jun 25₹19,435

Principal Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 1.3%
3 Month 5.6%
6 Month 4.3%
1 Year 8%
3 Year 13.2%
5 Year 14.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.6%
2023 15.3%
2022 4.1%
2021 18.2%
2020 14.6%
2019 5.1%
2018 1.6%
2017 15%
2016 5.5%
2015 3.6%
Fund Manager information for Principal Equity Savings Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 223.42 Yr.
Rohit Seksaria1 Jan 223.42 Yr.
Clyton Fernandes2 Jun 250 Yr.

Data below for Principal Equity Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash44.7%
Equity35.25%
Debt20.05%
Equity Sector Allocation
SectorValue
Financial Services17%
Energy9.53%
Communication Services9.04%
Industrials6.73%
Consumer Cyclical6.64%
Technology6.37%
Consumer Defensive5.05%
Basic Materials4.23%
Health Care3.65%
Utility0.57%
Real Estate0.27%
Debt Sector Allocation
SectorValue
Cash Equivalent40.09%
Government16.6%
Corporate8.05%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
9%₹97 Cr681,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
9%₹90 Cr487,525
Future on Reliance Industries Ltd
Derivatives | -
8%-₹87 Cr609,500
Future on Bharti Airtel Ltd
Derivatives | -
7%-₹78 Cr417,525
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹69 Cr6,500,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY
5%₹55 Cr350,700
Infosys Limited Jun 2025
Derivatives | -
5%-₹49 Cr312,400
↑ 312,400
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
3%₹34 Cr237,200
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK
3%₹30 Cr255,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK
3%₹30 Cr155,000

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.1% since its launch.  Return for 2024 was 12% , 2023 was 17.5% and 2022 was 1.9% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund
Growth
Launch Date 27 May 15
NAV (30 Jun 25) ₹24.1261 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹5,431 on 31 May 25
Category Hybrid - Equity Savings
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.18
Sharpe Ratio 0.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹12,644
30 Jun 22₹12,779
30 Jun 23₹14,557
30 Jun 24₹17,244
30 Jun 25₹18,534

SBI Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 1.8%
3 Month 6.2%
6 Month 3.8%
1 Year 7.5%
3 Year 13.2%
5 Year 13.1%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12%
2023 17.5%
2022 1.9%
2021 13.2%
2020 11.9%
2019 9.4%
2018 -0.5%
2017 14.6%
2016 6.2%
2015
Fund Manager information for SBI Equity Savings Fund
NameSinceTenure
Neeraj Kumar27 May 1510.02 Yr.
Nidhi Chawla1 Jan 223.42 Yr.
Mohit Jain15 May 250.05 Yr.
Pradeep Kesavan1 Jan 241.42 Yr.
Vandna Soni1 Jan 241.42 Yr.

Data below for SBI Equity Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash28.6%
Equity50.59%
Debt20.81%
Equity Sector Allocation
SectorValue
Financial Services24.88%
Consumer Cyclical11.55%
Industrials9.9%
Basic Materials7.64%
Real Estate6.3%
Energy6.12%
Health Care2.31%
Utility1.59%
Communication Services1.49%
Technology1.19%
Consumer Defensive1.06%
Debt Sector Allocation
SectorValue
Cash Equivalent27.7%
Corporate16.38%
Government5.32%
Credit Quality
RatingValue
AA48.5%
AAA51.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK
10%₹531 Cr2,728,550
Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE
6%₹310 Cr2,181,662
Hdfc Bank Ltd. 26-Jun-25
Derivatives | -
5%-₹286 Cr1,463,550
↑ 1,463,550
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK
4%₹208 Cr1,004,400
Bharti Telecom Limited
Debentures | -
3%₹155 Cr15,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT
2%₹134 Cr365,100
↓ -14,700
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹132 Cr12,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | AXISBANK
2%₹130 Cr1,090,000
↓ -188,125
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK
2%₹129 Cr894,200
↓ -150,000
Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY
2%₹112 Cr2,947,558

4. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Return for 2024 was 11.7% , 2023 was 15.7% and 2022 was 6.8% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund
Growth
Launch Date 13 Oct 14
NAV (01 Jul 25) ₹26.1221 ↓ -0.01   (-0.06 %)
Net Assets (Cr) ₹8,254 on 31 May 25
Category Hybrid - Equity Savings
AMC Kotak Mahindra Asset Management Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹11,810
30 Jun 22₹12,477
30 Jun 23₹14,039
30 Jun 24₹16,699
30 Jun 25₹17,800

Kotak Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 1.5%
3 Month 5.2%
6 Month 3.2%
1 Year 6.2%
3 Year 12.6%
5 Year 12.2%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.7%
2023 15.7%
2022 6.8%
2021 11.1%
2020 10.4%
2019 7.8%
2018 4.2%
2017 14%
2016 6.5%
2015 6.4%
Fund Manager information for Kotak Equity Savings Fund
NameSinceTenure
Abhishek Bisen13 Oct 1410.64 Yr.
Devender Singhal1 Apr 214.17 Yr.
Hiten Shah3 Oct 195.67 Yr.

Data below for Kotak Equity Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash43.89%
Equity39.87%
Debt15.34%
Other0.9%
Equity Sector Allocation
SectorValue
Financial Services14.8%
Consumer Cyclical12.01%
Communication Services11.83%
Basic Materials6.32%
Industrials6.2%
Energy5.9%
Utility4.96%
Consumer Defensive3.97%
Technology3.51%
Health Care0.94%
Real Estate0.64%
Debt Sector Allocation
SectorValue
Cash Equivalent42.23%
Corporate9.49%
Government7.51%
Credit Quality
RatingValue
AA10.96%
AAA89.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
6%₹463 Cr2,492,355
↑ 250,000
Kotak Liquid Dir Gr
Investment Fund | -
5%₹435 Cr820,551
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER
5%₹433 Cr11,267,098
Bharti Airtel Ltd-JUN2025
Derivatives | -
4%-₹319 Cr1,708,575
↑ 1,708,575
Cnx Nifty-Jun2025
- | -
4%-₹298 Cr120,000
↑ 120,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE
3%₹278 Cr1,957,452
↓ -488,500
Indus Towers Ltd.-JUN2025
Derivatives | -
3%-₹272 Cr7,031,200
↑ 7,031,200
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI
3%₹254 Cr205,988
National Bank For Agriculture And Rural Development
Debentures | -
3%₹230 Cr22,500
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | ADANIPORTS
3%₹216 Cr1,508,800

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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