ایکویٹی سیونگ فنڈز کے ہائبرڈ زمرے میں آتے ہیں۔باہمی چندہ. یہ تازہ ترین قسم ہے۔اثاثہ تین ہلاک میوچل فنڈز 2014 کے آخر میں متعارف کرائے گئے۔ ایکویٹی سیونگ فنڈز ثالثی، ایکویٹی اور قرض میں سرمایہ کاری کرتے ہیں۔ یہ فنڈ اپنے کل اثاثوں کا کم از کم 65 فیصد ایکوئٹی میں لگائے گا (اس میں سے زیادہ تر ثالثی میں) اور باقی قرض کے آلات میں، لیکن قرض میں کم از کم سرمایہ کاری 10 فیصد ہونی چاہیے۔ ایکویٹی سیونگ فنڈز ان سرمایہ کاروں میں مقبول ہو رہے ہیں جو ایکویٹی میں سرمایہ کاری کرنا چاہتے ہیں لیکن ساتھ ہی محفوظ رہنا چاہتے ہیں۔ تو، آئیے اس فنڈ کے بارے میں سیکھتے ہیں، سرمایہ کاری کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز میں سے کچھ کے ساتھ۔
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ایکویٹی سیونگ فنڈز مستحکم پیدا کرنے کی کوشش کرتے ہیں۔آمدنی کی طرف سےسرمایہ کاری قرض کے آلات میں اور ایکویٹی سرمایہ کاری کے ذریعے ممکنہ طور پر زیادہ منافع حاصل کرنے کا مقصد ہے۔ اس طرح، یہ فنڈز خطرے اور واپسی دونوں کے درمیان توازن کی مساوات کے طور پر کام کرتے ہیں۔
مثالی طور پر، ثالثی نقد اور مشتق میں حصص کی قیمتوں میں فرق کا فائدہ اٹھاتا ہےمارکیٹ. مشتقات کا استعمال خالص ایکویٹی ایکسپوژر کو کم کرتا ہے (یعنی مثالی طور پر 20-40 فیصد، اگرچہ یہ فنڈ کے لحاظ سے مختلف ہو سکتا ہے) اور عام طور پر حفاظت کرتا ہے۔سرمایہ کار غیر مستحکم واپسی سے.
چونکہ، ایکویٹی سیونگ فنڈز میں ایکویٹی ایکسپوژر کا 65 فیصد ہوتا ہے (ماخوذ پر غور کیے بغیر)، ان کا علاج کیا جاتا ہےایکویٹی میوچل فنڈز ٹیکس ایکویٹی سیونگ فنڈز کو قدامت پسند سرمایہ کاروں کے لیے سرمایہ کاری کا ایک مثالی آپشن سمجھا جاتا ہے جو مختصر مدت یعنی 1-3 سال کے لیے سرمایہ کاری کرنا چاہتے ہیں۔
ان فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کاروں کو ایک لینا چاہیے۔گھونٹ راستے کے طور پر یہ مارکیٹ کے وقت کی پریشانی کو ختم کرتا ہے۔ پوسٹ-ریٹائرمنٹ آپ متواتر وقفہ پر پہلے سے طے شدہ واپسی کو فعال کرنے کے لیے SWP (سسٹمیٹک انخلا پلان) کا اختیار استعمال کر سکتے ہیں۔
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Edelweiss Equity Savings Fund Growth ₹27.1337
↓ -0.14 ₹1,660 1.8 7.6 7 10.1 8.3 8 Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 ₹285 -0.1 1.8 6.9 9.8 8 Kotak Equity Savings Fund Growth ₹27.2773
↑ 0.06 ₹10,684 0.3 5.3 2.6 8.6 8.7 7.9 Axis Equity Saver Fund Growth ₹22.74
↓ -0.09 ₹889 0 5.1 3.1 7.7 6.2 5.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Edelweiss Equity Savings Fund Tata Equity Savings Fund Kotak Equity Savings Fund Axis Equity Saver Fund Point 1 Upper mid AUM (₹1,660 Cr). Bottom quartile AUM (₹285 Cr). Highest AUM (₹10,684 Cr). Lower mid AUM (₹889 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (29 yrs). Established history (11+ yrs). Established history (11+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 8.31% (upper mid). 5Y return: 8.02% (lower mid). 5Y return: 8.68% (top quartile). 5Y return: 6.21% (bottom quartile). Point 6 3Y return: 10.05% (top quartile). 3Y return: 9.85% (upper mid). 3Y return: 8.59% (lower mid). 3Y return: 7.67% (bottom quartile). Point 7 1Y return: 6.99% (top quartile). 1Y return: 6.88% (upper mid). 1Y return: 2.61% (bottom quartile). 1Y return: 3.12% (lower mid). Point 8 1M return: -0.47% (upper mid). 1M return: 0.34% (top quartile). 1M return: -1.11% (lower mid). 1M return: -1.98% (bottom quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.49 (top quartile). Sharpe: 0.00 (lower mid). Sharpe: 0.04 (upper mid). Sharpe: -0.03 (bottom quartile). Edelweiss Equity Savings Fund
Tata Equity Savings Fund
Kotak Equity Savings Fund
Axis Equity Saver Fund
ایکویٹی بچت اوپر AUM/نیٹ اثاثے رکھنے والے فنڈز100 کروڑ. پر ترتیب دیا گیاآخری 3 سال کی واپسی۔.
(Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on (Erstwhile TATA Regular Savings Equity Fund) The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. Research Highlights for Tata Equity Savings Fund Below is the key information for Tata Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Equity Savings Fund Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. Research Highlights for Axis Equity Saver Fund Below is the key information for Axis Equity Saver Fund Returns up to 1 year are on 1. Edelweiss Equity Savings Fund
Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (01 Oct 26) ₹27.1337 ↓ -0.14 (-0.50 %) Net Assets (Cr) ₹1,660 on 31 Aug 26 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.58 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,098 30 Sep 23 ₹11,181 30 Sep 24 ₹13,151 30 Sep 25 ₹13,929 30 Sep 26 ₹14,902 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month -0.5% 3 Month 1.8% 6 Month 7.6% 1 Year 7% 3 Year 10.1% 5 Year 8.3% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 13.4% 2023 12.9% 2022 3.2% 2021 11.7% 2020 13% 2019 7% 2018 3.8% 2017 15.1% 2016 4.6% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Kedar Karnik 15 Jan 26 0.63 Yr. Bhavesh Jain 1 Oct 21 4.92 Yr. Bharat Lahoti 18 Sep 17 8.96 Yr. Rahul Dedhia 1 Jul 24 2.17 Yr. Data below for Edelweiss Equity Savings Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 55.21% Equity 32.6% Debt 12.17% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 9.5% Real Estate 4.46% Consumer Cyclical 3.79% Industrials 3.59% Health Care 3.21% Basic Materials 2.29% Utility 1.72% Technology 1.27% Communication Services 1.02% Consumer Defensive 0.88% Energy 0.86% Debt Sector Allocation
Sector Value Cash Equivalent 50.62% Corporate 11.23% Government 4.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹84 Cr 1,182,164
↑ 119,600 Future on Steel Authority Of India Ltd
Derivatives | -5% -₹79 Cr 3,999,700 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 30 Sep 25 | SAIL5% ₹78 Cr 3,999,700 Future on HDFC Bank Ltd
Derivatives | -5% -₹75 Cr 1,053,650
↑ 119,600 Edelweiss Ultra Short to S/T Dir Gr
Investment Fund | -4% ₹63 Cr 567,155
↑ 226,891 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK3% ₹57 Cr 389,729 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹53 Cr 291,755 Hdb Financial Services Limited
Debentures | -3% ₹50 Cr 5,000,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE3% ₹47 Cr 370,751 Future on Bharti Airtel Ltd
Derivatives | -3% -₹46 Cr 246,525 2. Tata Equity Savings Fund
Tata Equity Savings Fund
Growth Launch Date 23 Jul 97 NAV (20 Feb 26) ₹56.3583 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹285 on 31 Jan 26 Category Hybrid - Equity Savings AMC Tata Asset Management Limited Rating Risk Moderately High Expense Ratio 1.13 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-90 Days (0.25%),90 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Tata Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.3% 3 Month -0.1% 6 Month 1.8% 1 Year 6.9% 3 Year 9.8% 5 Year 8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for Tata Equity Savings Fund
Name Since Tenure Data below for Tata Equity Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Kotak Equity Savings Fund
Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (30 Sep 26) ₹27.2773 ↑ 0.06 (0.20 %) Net Assets (Cr) ₹10,684 on 31 Aug 26 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,534 30 Sep 23 ₹11,840 30 Sep 24 ₹14,242 30 Sep 25 ₹14,774 30 Sep 26 ₹15,159 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month -1.1% 3 Month 0.3% 6 Month 5.3% 1 Year 2.6% 3 Year 8.6% 5 Year 8.7% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 11.7% 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 11.89 Yr. Devender Singhal 1 Apr 21 5.42 Yr. Hiten Shah 3 Oct 19 6.92 Yr. Data below for Kotak Equity Savings Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 49.73% Equity 38.82% Debt 11.43% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 9.92% Consumer Cyclical 8.68% Consumer Defensive 5% Communication Services 4.34% Technology 3.05% Utility 2.48% Industrials 2.35% Real Estate 2.23% Basic Materials 2.15% Energy 1.26% Health Care 0.02% Debt Sector Allocation
Sector Value Cash Equivalent 45.19% Corporate 11.07% Government 4.9% Credit Quality
Rating Value AA 8.25% AAA 91.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -7% ₹789 Cr 1,377,297
↑ 192,493 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL5% ₹550 Cr 3,035,145
↑ 46,075 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹368 Cr 9,470,298
↓ -3,400 One97 Communications Ltd (Technology)
Equity, Since 30 Nov 25 | PAYTM3% ₹337 Cr 1,964,750
↓ -8,700 Bharti Airtel Ltd-SEP2026
Derivatives | -3% -₹335 Cr 1,788,375
↑ 1,788,375 ONE 97 COMMUNICATIONS LTD.-SEP2026
Derivatives | -3% -₹332 Cr 1,964,750
↑ 1,964,750 State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN3% ₹320 Cr 3,014,289
↑ 100,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹291 Cr 214,988
↑ 2,900 HDFC Bank Ltd.-SEP2026
Derivatives | -3% -₹287 Cr 4,014,400
↑ 4,014,400 Future on Nifty 50
- | -3% -₹285 Cr 117,455
↑ 117,455 4. Axis Equity Saver Fund
Axis Equity Saver Fund
Growth Launch Date 14 Aug 15 NAV (01 Oct 26) ₹22.74 ↓ -0.09 (-0.39 %) Net Assets (Cr) ₹889 on 31 Jul 26 Category Hybrid - Equity Savings AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.28 Sharpe Ratio -0.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,870 30 Sep 23 ₹10,829 30 Sep 24 ₹12,954 30 Sep 25 ₹13,108 30 Sep 26 ₹13,517 Returns for Axis Equity Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month -2% 3 Month 0% 6 Month 5.1% 1 Year 3.1% 3 Year 7.7% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.4% 2024 11.1% 2023 14.6% 2022 -0.2% 2021 13.3% 2020 11.6% 2019 8.3% 2018 5.2% 2017 14.7% 2016 2.4% Fund Manager information for Axis Equity Saver Fund
Name Since Tenure Devang Shah 5 Apr 24 2.41 Yr. Hardik Shah 1 Feb 23 3.58 Yr. Mayank Hyanki 5 Apr 24 2.41 Yr. Krishnaa N 16 Dec 24 1.71 Yr. Data below for Axis Equity Saver Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 38.27% Equity 40.62% Debt 21.1% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 23.03% Energy 7.04% Health Care 5.64% Industrials 4.22% Communication Services 2.2% Real Estate 2.08% Technology 1.98% Basic Materials 1.64% Consumer Cyclical 1.19% Consumer Defensive 0.82% Utility 0.58% Debt Sector Allocation
Sector Value Cash Equivalent 36.67% Corporate 12.33% Government 10.37% Credit Quality
Rating Value A 12.19% AA 32.44% AAA 55.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on BANK Index
- | -12% -₹103 Cr 3,118,775
↑ 104,650 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK7% ₹65 Cr 444,804 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 15 | RELIANCE7% ₹59 Cr 461,500
↓ -114,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 15 | HDFCBANK5% ₹45 Cr 631,122
↑ 104,650 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹41 Cr 4,000,000 Future on Reliance Chemotex Industries Ltd
Derivatives | -5% -₹40 Cr 309,000
↑ 309,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 15 | KOTAKBANK3% ₹27 Cr 654,247 Axis Money Market Dir Gr
Investment Fund | -3% ₹26 Cr 168,087 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 21 | TATASTEEL3% ₹26 Cr 1,387,500 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000
↓ -1,000,000
Research Highlights for Edelweiss Equity Savings Fund