مالی سال 22 - 23 کے لیے 5 بہترین ٹیکس بچانے والے ELSS میوچل فنڈز

Updated on March 30, 2026 , 9584 views

بہترین elss فنڈز یا ایکویٹی لنکڈ سیونگ اسکیم (ٹیکس سیونگ) ایکویٹی متنوع ہیں۔باہمی چندہ جو بنیادی طور پر فراہم کرنے کے لیے ایکویٹی سے منسلک آلات (جیسے حصص اور اسٹاک) میں سرمایہ کاری کرتے ہیں۔مارکیٹ- منسلک واپسی عام طور پر، فنڈ کارپس کا 80% ایکویٹی میں اور باقی قرض کے آلات میں لگایا جاتا ہے۔

بہترینای ایل ایس ایس فنڈز کو ٹیکس بچانے والے میوچل فنڈز کے نام سے بھی جانا جاتا ہے کیونکہ وہ اس کے تحت ٹیکس فوائد پیش کرتے ہیں۔سیکشن 80 سی کےانکم ٹیکس ایکٹ مزید برآں، ELSS میوچل فنڈز اوپن اینڈڈ ہیں، جس کا مطلب ہے کہ سرمایہ کار جب چاہیں ان فنڈز میں سبسکرائب کر سکتے ہیں۔

تاہم، اس سے پہلےسرمایہ کاری ان ٹیکس بچانے والے میوچل فنڈز میں، بہترین ELSS فنڈز کی فہرست پر غور کرنے کا مشورہ دیا جاتا ہے۔

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست 5 ELSS فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
BOI AXA Tax Advantage Fund Growth	₹148.93 ↑ 2.85	₹1,384	-7.4	-5.6	0.4	15.3	13.4	-3.5
Edelweiss Long Term Equity Fund Growth	₹102.78 ↑ 1.81	₹439	-11.6	-5.9	2.6	13.8	11.5	6.7
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹88.8006 ↑ 1.52	₹906	-11.2	-5.7	2.3	16.3	11.5	4.8
Mahindra Mutual Fund Kar Bachat Yojana Growth	₹25.5448 ↑ 0.38	₹936	-12.8	-9.6	-1.8	10.9	11.1	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Long Term Advantage Fund	BOI AXA Tax Advantage Fund	Edelweiss Long Term Equity Fund	BNP Paribas Long Term Equity Fund (ELSS)	Mahindra Mutual Fund Kar Bachat Yojana
Point 1	Upper mid AUM (₹1,318 Cr).	Highest AUM (₹1,384 Cr).	Bottom quartile AUM (₹439 Cr).	Bottom quartile AUM (₹906 Cr).	Lower mid AUM (₹936 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (9+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.39% (top quartile).	5Y return: 13.44% (upper mid).	5Y return: 11.52% (lower mid).	5Y return: 11.47% (bottom quartile).	5Y return: 11.12% (bottom quartile).
Point 6	3Y return: 20.64% (top quartile).	3Y return: 15.35% (lower mid).	3Y return: 13.78% (bottom quartile).	3Y return: 16.29% (upper mid).	3Y return: 10.91% (bottom quartile).
Point 7	1Y return: 35.51% (top quartile).	1Y return: 0.37% (bottom quartile).	1Y return: 2.64% (upper mid).	1Y return: 2.34% (lower mid).	1Y return: -1.78% (bottom quartile).
Point 8	Alpha: 1.75 (top quartile).	Alpha: 0.34 (bottom quartile).	Alpha: 1.32 (lower mid).	Alpha: 1.53 (upper mid).	Alpha: -1.61 (bottom quartile).
Point 9	Sharpe: 2.27 (top quartile).	Sharpe: 0.92 (bottom quartile).	Sharpe: 1.12 (lower mid).	Sharpe: 1.13 (upper mid).	Sharpe: 0.85 (bottom quartile).
Point 10	Information ratio: -0.15 (lower mid).	Information ratio: 0.10 (upper mid).	Information ratio: -0.17 (bottom quartile).	Information ratio: 0.41 (top quartile).	Information ratio: -1.29 (bottom quartile).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

BOI AXA Tax Advantage Fund

Highest AUM (₹1,384 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.44% (upper mid).
3Y return: 15.35% (lower mid).
1Y return: 0.37% (bottom quartile).
Alpha: 0.34 (bottom quartile).
Sharpe: 0.92 (bottom quartile).
Information ratio: 0.10 (upper mid).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹439 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.52% (lower mid).
3Y return: 13.78% (bottom quartile).
1Y return: 2.64% (upper mid).
Alpha: 1.32 (lower mid).
Sharpe: 1.12 (lower mid).
Information ratio: -0.17 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹906 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.47% (bottom quartile).
3Y return: 16.29% (upper mid).
1Y return: 2.34% (lower mid).
Alpha: 1.53 (upper mid).
Sharpe: 1.13 (upper mid).
Information ratio: 0.41 (top quartile).

Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹936 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.12% (bottom quartile).
3Y return: 10.91% (bottom quartile).
1Y return: -1.78% (bottom quartile).
Alpha: -1.61 (bottom quartile).
Sharpe: 0.85 (bottom quartile).
Information ratio: -1.29 (bottom quartile).

*ای ایل ایس ایس ٹیکس بچانے والے میوچل فنڈز کی فہرست جو خالص اثاثے> 250 کروڑ اور بہترین ہیں۔سی اے جی آر پچھلے 5 سال میں واپسی

1. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Highest AUM (₹1,384 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.44% (upper mid).
3Y return: 15.35% (lower mid).
1Y return: 0.37% (bottom quartile).
Alpha: 0.34 (bottom quartile).
Sharpe: 0.92 (bottom quartile).
Information ratio: 0.10 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.1%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (01 Apr 26)	₹148.93 ↑ 2.85 (1.95 %)
Net Assets (Cr)	₹1,384 on 28 Feb 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.92
Information Ratio	0.1
Alpha Ratio	0.34
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,399
31 Mar 23	₹12,357
31 Mar 24	₹19,093
31 Mar 25	₹19,073
31 Mar 26	₹18,602

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-7%
3 Month	-7.4%
6 Month	-5.6%
1 Year	0.4%
3 Year	15.3%
5 Year	13.4%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.84 Yr.

Data below for BOI AXA Tax Advantage Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	22.16%
Industrials	16.61%
Basic Materials	10.05%
Consumer Cyclical	7.27%
Consumer Defensive	7.16%
Utility	5.51%
Technology	3.94%
Communication Services	3.19%
Energy	2.27%
Health Care	1.86%
Real Estate	0.11%

Asset Allocation

Asset Class	Value
Cash	18.39%
Equity	80.13%
Debt	1.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹56 Cr	470,000 ↓ -194,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹46 Cr	335,000 ↓ -20,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹45 Cr	510,000 ↑ 72,468
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹42 Cr	1,340,000 ↑ 220,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹41 Cr	105,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| NTPC	3%	₹36 Cr	955,000
Coromandel International Ltd (Basic Materials) Equity, Since 31 Jan 23 \| COROMANDEL	3%	₹35 Cr	157,000
HEG Ltd (Industrials) Equity, Since 31 Dec 22 \| HEG	2%	₹34 Cr	580,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	2%	₹33 Cr	214,000

3. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹439 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.52% (lower mid).
3Y return: 13.78% (bottom quartile).
1Y return: 2.64% (upper mid).
Alpha: 1.32 (lower mid).
Sharpe: 1.12 (lower mid).
Information ratio: -0.17 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~5.1%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (01 Apr 26)	₹102.78 ↑ 1.81 (1.79 %)
Net Assets (Cr)	₹439 on 28 Feb 26
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	1.12
Information Ratio	-0.17
Alpha Ratio	1.32
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,978
31 Mar 23	₹11,827
31 Mar 24	₹16,054
31 Mar 25	₹17,228
31 Mar 26	₹17,116

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-8.9%
3 Month	-11.6%
6 Month	-5.9%
1 Year	2.6%
3 Year	13.8%
5 Year	11.5%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	20%
2022	26.8%
2021	-0.1%
2020	30.4%
2019	13.7%
2018	9.2%
2017	-9.1%
2016	37.7%
2015	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.58 Yr.
Trideep Bhattacharya	1 Aug 23	2.58 Yr.
Raj Koradia	1 Aug 24	1.58 Yr.

Data below for Edelweiss Long Term Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	36.53%
Consumer Cyclical	11.45%
Industrials	9.96%
Technology	9.82%
Health Care	7.41%
Energy	6.72%
Basic Materials	5.23%
Consumer Defensive	3.85%
Communication Services	3.59%
Utility	3.13%
Real Estate	1%

Asset Allocation

Asset Class	Value
Cash	1.29%
Equity	98.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	5%	₹22 Cr	249,864 ↓ -14,682
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹22 Cr	154,769
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹16 Cr	84,003
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹14 Cr	33,431
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	3%	₹14 Cr	102,311
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹13 Cr	111,376
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	2%	₹10 Cr	42,695
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 22 \| BEL	2%	₹10 Cr	219,943
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| MUTHOOTFIN	2%	₹10 Cr	28,474
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	2%	₹9 Cr	34,841 ↑ 7,772

4. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹906 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.47% (bottom quartile).
3Y return: 16.29% (upper mid).
1Y return: 2.34% (lower mid).
Alpha: 1.53 (upper mid).
Sharpe: 1.13 (upper mid).
Information ratio: 0.41 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (01 Apr 26)	₹88.8006 ↑ 1.52 (1.74 %)
Net Assets (Cr)	₹906 on 28 Feb 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	1.13
Information Ratio	0.41
Alpha Ratio	1.53
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,474
31 Mar 23	₹11,027
31 Mar 24	₹15,668
31 Mar 25	₹17,161
31 Mar 26	₹17,045

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-8.2%
3 Month	-11.2%
6 Month	-5.7%
1 Year	2.3%
3 Year	16.3%
5 Year	11.5%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.96 Yr.
Pratish Krishnan	14 Mar 22	3.96 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	31.95%
Consumer Cyclical	15.57%
Industrials	12.89%
Technology	10.38%
Basic Materials	8.28%
Health Care	5.08%
Consumer Defensive	4.13%
Energy	3.93%
Communication Services	3.01%
Utility	1.33%

Asset Allocation

Asset Class	Value
Cash	3.43%
Equity	96.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹58 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹45 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹36 Cr	255,800
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹33 Cr	278,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹25 Cr	9,766
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹24 Cr	56,220 ↓ -6,300
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| TVSMOTOR	3%	₹23 Cr	60,500
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| CUMMINSIND	2%	₹22 Cr	45,502
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| BHEL	2%	₹22 Cr	821,380

5. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹936 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.12% (bottom quartile).
3Y return: 10.91% (bottom quartile).
1Y return: -1.78% (bottom quartile).
Alpha: -1.61 (bottom quartile).
Sharpe: 0.85 (bottom quartile).
Information ratio: -1.29 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~7.9%).

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana Growth
Launch Date	18 Oct 16
NAV (01 Apr 26)	₹25.5448 ↑ 0.38 (1.53 %)
Net Assets (Cr)	₹936 on 28 Feb 26
Category	Equity - ELSS
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	0.85
Information Ratio	-1.29
Alpha Ratio	-1.61
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,509
31 Mar 23	₹12,538
31 Mar 24	₹16,655
31 Mar 25	₹17,666
31 Mar 26	₹16,849

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-9.7%
3 Month	-12.8%
6 Month	-9.6%
1 Year	-1.8%
3 Year	10.9%
5 Year	11.1%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	12.3%
2022	25.8%
2021	2%
2020	39.4%
2019	14.1%
2018	4.5%
2017	-9.8%
2016	24.8%
2015

Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana

Name	Since	Tenure
Fatema Pacha	16 Oct 20	5.37 Yr.
Neelesh Dhamnaskar	16 Feb 26	0.03 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	31.79%
Consumer Cyclical	15.23%
Technology	11.04%
Industrials	8.06%
Energy	7.13%
Consumer Defensive	6.62%
Health Care	5.14%
Basic Materials	4.91%
Communication Services	4.27%
Utility	2.52%
Real Estate	0.89%

Asset Allocation

Asset Class	Value
Cash	2.38%
Equity	97.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 19 \| ICICIBANK	8%	₹74 Cr	534,320 ↓ -6,800
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| HDFCBANK	7%	₹70 Cr	787,000 ↑ 12,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	5%	₹48 Cr	347,500 ↓ -3,500
Infosys Ltd (Technology) Equity, Since 29 Feb 20 \| INFY	4%	₹37 Cr	281,589 ↓ -2,850
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	4%	₹34 Cr	338,000 ↓ -17,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| AXISBANK	4%	₹33 Cr	240,000 ↓ -14,000
State Bank of India (Financial Services) Equity, Since 29 Feb 24 \| SBIN	3%	₹29 Cr	243,000 ↓ -7,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 18 \| LT	3%	₹28 Cr	66,169 ↓ -5,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	3%	₹28 Cr	106,362 ↓ -3,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| HINDUNILVR	3%	₹26 Cr	110,000 ↓ -2,000

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