مالی سال 22 - 23 کے لیے 5 بہترین ٹیکس بچانے والے ELSS میوچل فنڈز

Updated on May 29, 2026 , 9756 views

بہترین elss فنڈز یا ایکویٹی لنکڈ سیونگ اسکیم (ٹیکس سیونگ) ایکویٹی متنوع ہیں۔باہمی چندہ جو بنیادی طور پر فراہم کرنے کے لیے ایکویٹی سے منسلک آلات (جیسے حصص اور اسٹاک) میں سرمایہ کاری کرتے ہیں۔مارکیٹ- منسلک واپسی عام طور پر، فنڈ کارپس کا 80% ایکویٹی میں اور باقی قرض کے آلات میں لگایا جاتا ہے۔

بہترینای ایل ایس ایس فنڈز کو ٹیکس بچانے والے میوچل فنڈز کے نام سے بھی جانا جاتا ہے کیونکہ وہ اس کے تحت ٹیکس فوائد پیش کرتے ہیں۔سیکشن 80 سی کےانکم ٹیکس ایکٹ مزید برآں، ELSS میوچل فنڈز اوپن اینڈڈ ہیں، جس کا مطلب ہے کہ سرمایہ کار جب چاہیں ان فنڈز میں سبسکرائب کر سکتے ہیں۔

تاہم، اس سے پہلےسرمایہ کاری ان ٹیکس بچانے والے میوچل فنڈز میں، بہترین ELSS فنڈز کی فہرست پر غور کرنے کا مشورہ دیا جاتا ہے۔

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست 5 ELSS فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
BOI AXA Tax Advantage Fund Growth	₹158.78 ↓ -1.95	₹1,403	0.3	-0.8	0.7	15.4	13.5	-3.5
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹94.8015 ↓ -1.17	₹887	-0.8	-4.4	2.8	16.6	12.6	4.8
Edelweiss Long Term Equity Fund Growth	₹110.34 ↓ -1.13	₹437	-1.2	-4	3.3	14.2	12.6	6.7
Mahindra Mutual Fund Kar Bachat Yojana Growth	₹26.3101 ↓ -0.18	₹889	-6.3	-10	-6	9.8	10.7	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Long Term Advantage Fund	BOI AXA Tax Advantage Fund	BNP Paribas Long Term Equity Fund (ELSS)	Edelweiss Long Term Equity Fund	Mahindra Mutual Fund Kar Bachat Yojana
Point 1	Upper mid AUM (₹1,318 Cr).	Highest AUM (₹1,403 Cr).	Bottom quartile AUM (₹887 Cr).	Bottom quartile AUM (₹437 Cr).	Lower mid AUM (₹889 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (9+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.39% (top quartile).	5Y return: 13.53% (upper mid).	5Y return: 12.60% (lower mid).	5Y return: 12.57% (bottom quartile).	5Y return: 10.74% (bottom quartile).
Point 6	3Y return: 20.64% (top quartile).	3Y return: 15.41% (lower mid).	3Y return: 16.58% (upper mid).	3Y return: 14.20% (bottom quartile).	3Y return: 9.77% (bottom quartile).
Point 7	1Y return: 35.51% (top quartile).	1Y return: 0.71% (bottom quartile).	1Y return: 2.78% (lower mid).	1Y return: 3.30% (upper mid).	1Y return: -5.96% (bottom quartile).
Point 8	Alpha: 1.75 (bottom quartile).	Alpha: 4.27 (top quartile).	Alpha: 2.00 (lower mid).	Alpha: 3.03 (upper mid).	Alpha: -4.96 (bottom quartile).
Point 9	Sharpe: 2.27 (top quartile).	Sharpe: 0.22 (upper mid).	Sharpe: 0.12 (bottom quartile).	Sharpe: 0.16 (lower mid).	Sharpe: -0.32 (bottom quartile).
Point 10	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.26 (upper mid).	Information ratio: 0.66 (top quartile).	Information ratio: 0.18 (lower mid).	Information ratio: -1.17 (bottom quartile).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

BOI AXA Tax Advantage Fund

Highest AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.53% (upper mid).
3Y return: 15.41% (lower mid).
1Y return: 0.71% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.60% (lower mid).
3Y return: 16.58% (upper mid).
1Y return: 2.78% (lower mid).
Alpha: 2.00 (lower mid).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.66 (top quartile).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹437 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.57% (bottom quartile).
3Y return: 14.20% (bottom quartile).
1Y return: 3.30% (upper mid).
Alpha: 3.03 (upper mid).
Sharpe: 0.16 (lower mid).
Information ratio: 0.18 (lower mid).

Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹889 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.74% (bottom quartile).
3Y return: 9.77% (bottom quartile).
1Y return: -5.96% (bottom quartile).
Alpha: -4.96 (bottom quartile).
Sharpe: -0.32 (bottom quartile).
Information ratio: -1.17 (bottom quartile).

*ای ایل ایس ایس ٹیکس بچانے والے میوچل فنڈز کی فہرست جو خالص اثاثے> 250 کروڑ اور بہترین ہیں۔سی اے جی آر پچھلے 5 سال میں واپسی

1. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Highest AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.53% (upper mid).
3Y return: 15.41% (lower mid).
1Y return: 0.71% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.5%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (01 Jun 26)	₹158.78 ↓ -1.95 (-1.21 %)
Net Assets (Cr)	₹1,403 on 30 Apr 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.22
Information Ratio	0.26
Alpha Ratio	4.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,526
31 May 23	₹12,217
31 May 24	₹18,824
31 May 25	₹18,578
31 May 26	₹18,770

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-2.6%
3 Month	0.3%
6 Month	-0.8%
1 Year	0.7%
3 Year	15.4%
5 Year	13.5%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.5%
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.01 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	25.57%
Industrials	19.91%
Basic Materials	15.58%
Consumer Cyclical	9.77%
Consumer Defensive	6.46%
Utility	5.23%
Technology	3.43%
Communication Services	3.16%
Energy	2.3%
Health Care	1.89%
Real Estate	0.1%

Asset Allocation

Asset Class	Value
Cash	3.56%
Equity	96.32%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹62 Cr	584,286 ↑ 32,286
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹49 Cr	114,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹45 Cr	324,293
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹42 Cr	335,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹42 Cr	1,041,000
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532810	3%	₹40 Cr	885,000 ↑ 85,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	510,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹37 Cr	224,000 ↑ 10,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹37 Cr	142,759

3. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.60% (lower mid).
3Y return: 16.58% (upper mid).
1Y return: 2.78% (lower mid).
Alpha: 2.00 (lower mid).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.66 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (01 Jun 26)	₹94.8015 ↓ -1.17 (-1.22 %)
Net Assets (Cr)	₹887 on 30 Apr 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	0.12
Information Ratio	0.66
Alpha Ratio	2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,137
31 May 23	₹11,306
31 May 24	₹15,860
31 May 25	₹17,399
31 May 26	₹17,853

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-0.6%
3 Month	-0.8%
6 Month	-4.4%
1 Year	2.8%
3 Year	16.6%
5 Year	12.6%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.8%
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.13 Yr.
Pratish Krishnan	14 Mar 22	4.13 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	30.18%
Consumer Cyclical	14.98%
Industrials	13.06%
Technology	9.45%
Basic Materials	8.65%
Health Care	5.51%
Energy	4.55%
Consumer Defensive	4.26%
Communication Services	3.08%
Utility	1.42%

Asset Allocation

Asset Class	Value
Cash	4.84%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹51 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹42 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	5%	₹40 Cr	281,800
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	3%	₹30 Cr	278,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹29 Cr	8,766
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹29 Cr	821,380
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹24 Cr	60,000
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| 500480	3%	₹24 Cr	45,502
Hindalco Industries Ltd (Basic Materials) Equity, Since 28 Feb 25 \| HINDALCO	3%	₹23 Cr	220,000

4. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹437 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.57% (bottom quartile).
3Y return: 14.20% (bottom quartile).
1Y return: 3.30% (upper mid).
Alpha: 3.03 (upper mid).
Sharpe: 0.16 (lower mid).
Information ratio: 0.18 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~5.3%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (01 Jun 26)	₹110.34 ↓ -1.13 (-1.01 %)
Net Assets (Cr)	₹437 on 30 Apr 26
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	0.16
Information Ratio	0.18
Alpha Ratio	3.03
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,659
31 May 23	₹12,058
31 May 24	₹16,014
31 May 25	₹17,380
31 May 26	₹17,953

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-0.8%
3 Month	-1.2%
6 Month	-4%
1 Year	3.3%
3 Year	14.2%
5 Year	12.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	20%
2023	26.8%
2022	-0.1%
2021	30.4%
2020	13.7%
2019	9.2%
2018	-9.1%
2017	37.7%
2016	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.75 Yr.
Trideep Bhattacharya	1 Aug 23	2.75 Yr.
Raj Koradia	1 Aug 24	1.75 Yr.

Data below for Edelweiss Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	35.35%
Consumer Cyclical	11.15%
Technology	10.18%
Industrials	9.4%
Health Care	7.96%
Energy	7.53%
Basic Materials	5.18%
Consumer Defensive	3.97%
Communication Services	3.79%
Utility	3.29%
Real Estate	1%

Asset Allocation

Asset Class	Value
Cash	1.2%
Equity	98.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹21 Cr	154,769
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	5%	₹18 Cr	249,864
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹15 Cr	84,003
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	3%	₹12 Cr	102,311
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹12 Cr	33,431
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹11 Cr	111,376
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	3%	₹10 Cr	42,695
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	2%	₹9 Cr	34,841
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| 532555	2%	₹9 Cr	243,851
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 533398	2%	₹9 Cr	28,474

5. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹889 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.74% (bottom quartile).
3Y return: 9.77% (bottom quartile).
1Y return: -5.96% (bottom quartile).
Alpha: -4.96 (bottom quartile).
Sharpe: -0.32 (bottom quartile).
Information ratio: -1.17 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~7.8%).

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana Growth
Launch Date	18 Oct 16
NAV (01 Jun 26)	₹26.3101 ↓ -0.18 (-0.69 %)
Net Assets (Cr)	₹889 on 30 Apr 26
Category	Equity - ELSS
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	-0.32
Information Ratio	-1.17
Alpha Ratio	-4.96
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,942
31 May 23	₹12,476
31 May 24	₹16,226
31 May 25	₹17,504
31 May 26	₹16,487

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	-2.8%
3 Month	-6.3%
6 Month	-10%
1 Year	-6%
3 Year	9.8%
5 Year	10.7%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	12.3%
2023	25.8%
2022	2%
2021	39.4%
2020	14.1%
2019	4.5%
2018	-9.8%
2017	24.8%
2016

Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana

Name	Since	Tenure
Fatema Pacha	16 Oct 20	5.54 Yr.
Neelesh Dhamnaskar	16 Feb 26	0.2 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	26.87%
Consumer Cyclical	13.91%
Technology	10.81%
Industrials	7.74%
Energy	7.19%
Health Care	7.16%
Consumer Defensive	6.71%
Basic Materials	6.09%
Communication Services	5.1%
Utility	3.54%
Real Estate	0.95%

Asset Allocation

Asset Class	Value
Cash	3.89%
Equity	96.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 19 \| ICICIBANK	8%	₹64 Cr	534,320
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| HDFCBANK	7%	₹58 Cr	787,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	5%	₹39 Cr	287,500 ↓ -60,000
Infosys Ltd (Technology) Equity, Since 29 Feb 20 \| INFY	4%	₹32 Cr	253,589 ↓ -28,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 18 \| LT	3%	₹25 Cr	72,169 ↑ 6,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| 532215	3%	₹25 Cr	216,000 ↓ -24,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	3%	₹21 Cr	90,000 ↓ -16,362
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	2%	₹21 Cr	258,000 ↓ -80,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	2%	₹20 Cr	110,000 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| HINDUNILVR	2%	₹19 Cr	93,000 ↓ -17,000

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