+91-22-489139098 بہترین ELSS ٹیکس بچانے والے میوچل فنڈز 2022
مالی سال کے اختتام کے ساتھ، یہ آپ کے شروع کرنے کا وقت ہےٹیکس پلاننگ. ہندوستان میں ٹیکس کی بچت کے بہت سے اختیارات کے ساتھ،ای ایل ایس ایس سب سے بہتر ہے کیونکہ وہ ٹیکس کی بچت سے زیادہ فوائد پیش کرتے ہیں۔
ELSS یا Equity Linked Saving Schemes 3 سال کے لاک ان پیریڈ کے ساتھ آتی ہیں، جو کہ دیگر تمام ٹیکس بچتوں کے مقابلے میں سب سے کم ہولڈنگ ہے۔ کی طرف سےسرمایہ کاری ELSS میں، کوئی INR 1,50 تک کی کٹوتی حاصل کر سکتا ہے،000 ان کے قابل ٹیکس سےآمدنی کے مطابقسیکشن 80 سی کیانکم ٹیکس ایکٹ جیسا کہ، ELSS فنڈز ایکویٹی متنوع ہوتے ہیں جس میں فنڈ کا ایک بڑا حصہ ایکویٹی اور متعلقہ مصنوعات میں لگایا جاتا ہے، یہ ایکویٹی ریٹرن بھی فراہم کرتے ہیں۔ اس کا مطلب یہ ہے کہ سرمایہ کار اپنی سرمایہ کاری پر ایکویٹی منافع بھی حاصل کر سکتے ہیں۔
اس سے پہلے کہ ہم اس اسکیم کی کچھ دیگر اہم خصوصیات کو دیکھیں، آئیے بہترین ELSS ٹیکس کی بچت کو دیکھتے ہیں۔باہمی چندہ 2022-2023 کے لیے۔
ٹیکس کی بچت کے لیے ELSS کا انتخاب کیوں کریں؟
ELSS کے دوسرے بڑے فوائد یہ ہیں:
ٹیکس فری ریٹرن
بجٹ 2018 کے مطابق، ELSS طویل مدتی کو راغب کرے گا۔سرمایہ فوائد (LTCG)۔ طویل مدتی کے تحت سرمایہ کاروں پر 10% (بغیر اشاریہ کے) ٹیکس لگایا جائے گا۔سرمایہ حاصل ٹیکس INR 1 لاکھ تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
کم از کم سرمایہ کاری کی رقم
ایک لے کرگھونٹ راستے میں، سرمایہ کار کم از کم INR 500 تک کی سرمایہ کاری کر سکتے ہیں۔ یہ فرد کو اجازت دیتا ہے۔پیسے بچانا یکمشت کے بجائے ہر ماہ۔
ایکویٹی ریٹرن
چونکہ یہ میوچل فنڈز ایکویٹی سے متعلقہ آلات میں سرمایہ کاری کرتے ہیں، اس لیے آپ جو پیسہ لگاتے ہیں وہ اسٹاک کے طور پر بڑھتا ہے۔مارکیٹ بڑھتا ہے لہذا، ELSS فنڈز میں فوائد زیادہ ہیں۔
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بہترین کارکردگی کا مظاہرہ کرنے والا ELSS ٹیکس بچانے والا میوچل فنڈز FY 22 - 23
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 ☆☆☆ 1.2 15.4 35.5 20.6 17.4 Motilal Oswal Long Term Equity Fund Growth ₹57.2504
↑ 0.62 ₹4,784 8.2 17.2 12 22.4 17.2 -9.1 JM Tax Gain Fund Growth ₹52.9221
↑ 0.45 ₹242 ☆☆☆ 11.8 10.4 8.7 16.9 15 2.5 Tata India Tax Savings Fund Growth ₹47.952
↑ 0.20 ₹4,664 ☆☆☆☆☆ 7.1 4.2 8.8 13.6 13.3 4.9 Nippon India Tax Saver Fund (ELSS) Growth ₹131.597
↑ 0.27 ₹14,910 ☆☆☆ 2.4 0.8 1.3 13.7 13 6 Franklin India Taxshield Growth ₹1,445.68
↑ 8.11 ₹6,239 ☆☆ 5.6 -1.6 -2.4 12.5 12.7 2.1 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹102.375
↑ 0.42 ₹917 ☆☆☆ 7.4 4.2 6.9 16.5 12.5 4.8 Bandhan Tax Advantage (ELSS) Fund Growth ₹156.197
↑ 0.88 ₹6,911 ☆☆☆☆☆ 4.8 0.2 2.5 10.5 12.3 8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Long Term Advantage Fund Motilal Oswal Long Term Equity Fund JM Tax Gain Fund Tata India Tax Savings Fund Nippon India Tax Saver Fund (ELSS) Franklin India Taxshield BNP Paribas Long Term Equity Fund (ELSS) Bandhan Tax Advantage (ELSS) Fund Point 1 Lower mid AUM (₹1,318 Cr). Upper mid AUM (₹4,784 Cr). Bottom quartile AUM (₹242 Cr). Lower mid AUM (₹4,664 Cr). Highest AUM (₹14,910 Cr). Upper mid AUM (₹6,239 Cr). Bottom quartile AUM (₹917 Cr). Top quartile AUM (₹6,911 Cr). Point 2 Established history (25+ yrs). Established history (11+ yrs). Established history (18+ yrs). Established history (11+ yrs). Established history (20+ yrs). Oldest track record among peers (27 yrs). Established history (20+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (upper mid). Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 5★ (top quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.39% (top quartile). 5Y return: 17.17% (top quartile). 5Y return: 15.05% (upper mid). 5Y return: 13.29% (upper mid). 5Y return: 12.96% (lower mid). 5Y return: 12.70% (lower mid). 5Y return: 12.54% (bottom quartile). 5Y return: 12.29% (bottom quartile). Point 6 3Y return: 20.64% (top quartile). 3Y return: 22.36% (top quartile). 3Y return: 16.89% (upper mid). 3Y return: 13.57% (lower mid). 3Y return: 13.72% (lower mid). 3Y return: 12.45% (bottom quartile). 3Y return: 16.46% (upper mid). 3Y return: 10.46% (bottom quartile). Point 7 1Y return: 35.51% (top quartile). 1Y return: 12.01% (top quartile). 1Y return: 8.74% (upper mid). 1Y return: 8.84% (upper mid). 1Y return: 1.34% (bottom quartile). 1Y return: -2.36% (bottom quartile). 1Y return: 6.86% (lower mid). 1Y return: 2.49% (lower mid). Point 8 Alpha: 1.75 (lower mid). Alpha: 2.11 (upper mid). Alpha: 5.40 (top quartile). Alpha: 3.16 (top quartile). Alpha: -1.18 (bottom quartile). Alpha: -6.21 (bottom quartile). Alpha: 2.86 (upper mid). Alpha: 0.89 (lower mid). Point 9 Sharpe: 2.27 (top quartile). Sharpe: 0.07 (lower mid). Sharpe: 0.22 (top quartile). Sharpe: 0.13 (upper mid). Sharpe: -0.11 (lower mid). Sharpe: -0.44 (bottom quartile). Sharpe: 0.14 (upper mid). Sharpe: -0.29 (bottom quartile). Point 10 Information ratio: -0.15 (bottom quartile). Information ratio: 0.65 (upper mid). Information ratio: 0.70 (top quartile). Information ratio: 0.02 (lower mid). Information ratio: 0.31 (upper mid). Information ratio: -0.13 (lower mid). Information ratio: 0.74 (top quartile). Information ratio: -0.51 (bottom quartile). HDFC Long Term Advantage Fund
Motilal Oswal Long Term Equity Fund
JM Tax Gain Fund
Tata India Tax Savings Fund
Nippon India Tax Saver Fund (ELSS)
Franklin India Taxshield
BNP Paribas Long Term Equity Fund (ELSS)
Bandhan Tax Advantage (ELSS) Fund
*اوپر ELSS کی فہرست ہے -ایکویٹی میوچل فنڈز کے درمیان خالص اثاثے ہیں۔100 - 15000 پچھلے 3 سالوں سے کروڑ اور اثاثوں کا انتظام۔ پچھلے 5 سالوں کے ریٹرن پر ترتیب دیا گیا۔سالانہ/سی اے جی آر بنیاد.
ELSS فنڈ میں کون سرمایہ کاری کر سکتا ہے؟
عام طور پر، ELSS میوچل فنڈز ہر قسم کے سرمایہ کاروں کے لیے موزوں ہوتے ہیں جو ٹیکس کی منصوبہ بندی اور پیسے بچانے کے لیے مارکیٹ سے منسلک خطرات مول لینے کے لیے تیار ہیں۔ کوئی بھی شخص اپنی زندگی کے کسی بھی موڑ پر ELSS فنڈز میں سرمایہ کاری کر سکتا ہے۔ تاہم، یہ تجویز کیا جاتا ہے کہ آپ اپنے کیریئر کے ابتدائی مرحلے کے دوران ٹیکس بچانے والے ELSS فنڈز میں سرمایہ کاری کریں تاکہ آپ کی رقم وقت کے ساتھ بڑھے اور آپ بہتر منافع کمائیں۔
لہذا، ٹیکس بچائیں اور سرمایہ کاری کر کے ایک ہی وقت میں اچھے منافع کمائیں۔بہترین elss فنڈز. سرمایہ کاروں کو آگاہ ہونا چاہیے کہ ELSS فنڈز میں سرمایہ کاری کی گئی رقم 3 سال کے لیے مقفل ہے۔
سرمایہ کار ELSS میوچل فنڈز میں SIP (سسٹمیٹک) کے یکمشت (ایک بار) کے طور پر سرمایہ کاری کر سکتے ہیں۔سرمایہ کاری کا منصوبہ)۔ ابتدائی افراد کو مشورہ دیا جاتا ہے کہ وہ عام طور پر SIP کا استعمال کرتے ہوئے سرمایہ کاری کریں کیونکہ یہ ان کے لیے بہتر ہے۔
To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s
investment objective shall be achieved. Research Highlights for Nippon India Tax Saver Fund (ELSS) Below is the key information for Nippon India Tax Saver Fund (ELSS) Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Research Highlights for Franklin India Taxshield Below is the key information for Franklin India Taxshield Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for BNP Paribas Long Term Equity Fund (ELSS) Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on 1. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (20 Aug 26) ₹57.2504 ↑ 0.62 (1.10 %) Net Assets (Cr) ₹4,784 on 31 Jul 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio 0.07 Information Ratio 0.65 Alpha Ratio 2.11 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹9,920 31 Jul 23 ₹12,253 31 Jul 24 ₹19,527 31 Jul 25 ₹20,258 31 Jul 26 ₹21,303 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.8% 3 Month 8.2% 6 Month 17.2% 1 Year 12% 3 Year 22.4% 5 Year 17.2% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -9.1% 2023 47.7% 2022 37% 2021 1.8% 2020 32.1% 2019 8.8% 2018 13.2% 2017 -8.7% 2016 44% 2015 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Varun Sharma 3 Jul 26 0.08 Yr. Ajay Khandelwal 11 Dec 23 2.64 Yr. Ankit Agarwal 16 Mar 26 0.38 Yr. Rakesh Shetty 22 Nov 22 3.69 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Industrials 26.3% Financial Services 24.52% Consumer Cyclical 16.25% Basic Materials 14.86% Technology 13.21% Health Care 4.14% Asset Allocation
Asset Class Value Cash 0.73% Equity 99.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX6% ₹275 Cr 968,520
↓ -172,342 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | ATHERENERG5% ₹227 Cr 1,990,789 Zen Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | ZENTEC4% ₹215 Cr 1,214,938
↓ -3,590 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹205 Cr 130,439
↓ -3,561 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE4% ₹201 Cr 1,221,228 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹198 Cr 115,181 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹195 Cr 493,050
↑ 31,259 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹191 Cr 32,483,092 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Dec 25 | SHRIRAMFIN4% ₹180 Cr 1,725,541 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 30 Nov 25 | GROWW4% ₹177 Cr 8,751,187 3. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (20 Aug 26) ₹52.9221 ↑ 0.45 (0.86 %) Net Assets (Cr) ₹242 on 31 Jul 26 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 0.22 Information Ratio 0.7 Alpha Ratio 5.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,560 31 Jul 23 ₹12,857 31 Jul 24 ₹19,571 31 Jul 25 ₹18,435 31 Jul 26 ₹19,965 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 5% 3 Month 11.8% 6 Month 10.4% 1 Year 8.7% 3 Year 16.9% 5 Year 15% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.5% 2023 29% 2022 30.9% 2021 0.5% 2020 32.2% 2019 18.3% 2018 14.9% 2017 -4.6% 2016 42.6% 2015 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.83 Yr. Asit Bhandarkar 31 Dec 21 4.59 Yr. Ruchi Fozdar 4 Oct 24 1.82 Yr. Deepak Gupta 11 Apr 25 1.31 Yr. Data below for JM Tax Gain Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 27.85% Consumer Cyclical 18.77% Technology 10.84% Industrials 10% Basic Materials 7.92% Health Care 7.91% Real Estate 3.85% Consumer Defensive 3.54% Energy 2.97% Communication Services 2.63% Utility 1.19% Asset Allocation
Asset Class Value Cash 2.53% Equity 97.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA4% ₹8 Cr 59,457 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK3% ₹8 Cr 98,262 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 32,950 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5900033% ₹6 Cr 199,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jul 25 | POLYCAB3% ₹6 Cr 5,900 Wework India Management Ltd (Real Estate)
Equity, Since 31 Oct 25 | WEWORK2% ₹6 Cr 83,621 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT2% ₹6 Cr 13,672
↓ -1,275 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Apr 25 | MAXHEALTH2% ₹6 Cr 49,900 4. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (20 Aug 26) ₹47.952 ↑ 0.20 (0.41 %) Net Assets (Cr) ₹4,664 on 31 Jul 26 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.13 Information Ratio 0.02 Alpha Ratio 3.16 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,953 31 Jul 23 ₹12,983 31 Jul 24 ₹17,490 31 Jul 25 ₹17,289 31 Jul 26 ₹18,423 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 2.8% 3 Month 7.1% 6 Month 4.2% 1 Year 8.8% 3 Year 13.6% 5 Year 13.3% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 19.5% 2022 24% 2021 5.9% 2020 30.4% 2019 11.9% 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.63 Yr. Data below for Tata India Tax Savings Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 34.41% Industrials 16.89% Consumer Cyclical 11.65% Health Care 6.48% Communication Services 5.75% Energy 5.22% Basic Materials 5.05% Technology 4.03% Utility 2.68% Real Estate 1.91% Consumer Defensive 1.42% Asset Allocation
Asset Class Value Cash 4.51% Equity 95.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹267 Cr 3,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL6% ₹264 Cr 1,426,428 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK5% ₹245 Cr 1,781,000
↓ -269,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹209 Cr 2,040,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹175 Cr 1,350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹146 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹146 Cr 9,850,000 PB Fintech Ltd (Financial Services)
Equity, Since 28 Feb 26 | POLICYBZR3% ₹133 Cr 814,850
↑ 150,000 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004803% ₹130 Cr 230,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹123 Cr 3,451,000 5. Nippon India Tax Saver Fund (ELSS)
Nippon India Tax Saver Fund (ELSS)
Growth Launch Date 21 Sep 05 NAV (20 Aug 26) ₹131.597 ↑ 0.27 (0.21 %) Net Assets (Cr) ₹14,910 on 31 Jul 26 Category Equity - ELSS AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.12 Information Ratio 0.31 Alpha Ratio -1.18 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,954 31 Jul 23 ₹12,948 31 Jul 24 ₹18,666 31 Jul 25 ₹18,313 31 Jul 26 ₹18,772 Returns for Nippon India Tax Saver Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.3% 3 Month 2.4% 6 Month 0.8% 1 Year 1.3% 3 Year 13.7% 5 Year 13% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 17.6% 2022 28.6% 2021 6.9% 2020 37.6% 2019 -0.4% 2018 1.5% 2017 -20.7% 2016 46% 2015 4.2% Fund Manager information for Nippon India Tax Saver Fund (ELSS)
Name Since Tenure Rupesh Patel 1 Jul 21 5.09 Yr. Ritesh Rathod 19 Aug 24 1.95 Yr. Kinjal Desai 25 May 18 8.19 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 34.83% Consumer Cyclical 13.96% Industrials 11.49% Consumer Defensive 8.78% Utility 7.21% Health Care 7.14% Energy 4.96% Communication Services 4.22% Technology 3.73% Basic Materials 2.37% Asset Allocation
Asset Class Value Cash 1.31% Equity 98.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK7% ₹1,100 Cr 8,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹973 Cr 12,200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 5322154% ₹632 Cr 4,700,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | MOTHERSON3% ₹518 Cr 35,000,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN3% ₹503 Cr 4,900,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 19 | 5325553% ₹499 Cr 14,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 20 | RELIANCE3% ₹440 Cr 3,400,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL3% ₹424 Cr 2,290,000 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5328103% ₹387 Cr 9,111,111 Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY3% ₹380 Cr 3,800,000 6. Franklin India Taxshield
Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (20 Aug 26) ₹1,445.68 ↑ 8.11 (0.56 %) Net Assets (Cr) ₹6,239 on 31 Jul 26 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.44 Information Ratio -0.13 Alpha Ratio -6.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,696 31 Jul 23 ₹13,045 31 Jul 24 ₹18,863 31 Jul 25 ₹18,749 31 Jul 26 ₹18,284 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.8% 3 Month 5.6% 6 Month -1.6% 1 Year -2.4% 3 Year 12.5% 5 Year 12.7% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.1% 2023 22.4% 2022 31.2% 2021 5.4% 2020 36.7% 2019 9.8% 2018 5.1% 2017 -3% 2016 29.1% 2015 4.7% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 10.25 Yr. Rajasa Kakulavarapu 1 Dec 23 2.67 Yr. Data below for Franklin India Taxshield as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 32.9% Industrials 15.08% Consumer Cyclical 9.04% Technology 7.55% Basic Materials 6.85% Health Care 5.43% Consumer Defensive 5.36% Energy 4.08% Utility 3.89% Communication Services 3.19% Real Estate 1.05% Asset Allocation
Asset Class Value Cash 5.58% Equity 94.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK8% ₹520 Cr 6,520,834 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK7% ₹454 Cr 3,297,903 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322155% ₹333 Cr 2,477,634 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹297 Cr 717,322 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN5% ₹291 Cr 2,833,344 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | ETERNAL3% ₹198 Cr 7,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL3% ₹196 Cr 1,060,541 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹195 Cr 4,981,055 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY3% ₹191 Cr 1,911,441 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹191 Cr 1,472,922 7. BNP Paribas Long Term Equity Fund (ELSS)
BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (20 Aug 26) ₹102.375 ↑ 0.42 (0.42 %) Net Assets (Cr) ₹917 on 31 Jul 26 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.14 Information Ratio 0.74 Alpha Ratio 2.86 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,148 31 Jul 23 ₹11,674 31 Jul 24 ₹16,605 31 Jul 25 ₹16,796 31 Jul 26 ₹17,912 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.2% 3 Month 7.4% 6 Month 4.2% 1 Year 6.9% 3 Year 16.5% 5 Year 12.5% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.8% 2023 23.6% 2022 31.3% 2021 -2.1% 2020 23.6% 2019 17.8% 2018 14.3% 2017 -9.3% 2016 42.3% 2015 -6.6% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Silky Jain 1 Jul 26 0.08 Yr. Yash Mehta 1 May 26 0.25 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 29.83% Consumer Cyclical 15.89% Industrials 14.15% Basic Materials 9.41% Technology 6.81% Health Care 6.63% Energy 5.11% Consumer Defensive 4.03% Utility 3.08% Communication Services 2.48% Asset Allocation
Asset Class Value Cash 2.55% Equity 97.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK4% ₹36 Cr 450,000
↓ -100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK4% ₹34 Cr 250,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN4% ₹34 Cr 330,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE3% ₹31 Cr 240,000
↓ -41,800 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹29 Cr 70,000
↑ 5,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | TITAN3% ₹24 Cr 55,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Nov 24 | 5001033% ₹24 Cr 580,000
↓ -121,626 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Jul 24 | NAVINFLUOR3% ₹24 Cr 31,031
↓ -654 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 25 | RADICO3% ₹23 Cr 59,011
↓ -989 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 23 | POWERINDIA3% ₹23 Cr 6,500
↓ -2,266 8. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (20 Aug 26) ₹156.197 ↑ 0.88 (0.56 %) Net Assets (Cr) ₹6,911 on 30 Jun 26 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.29 Information Ratio -0.51 Alpha Ratio 0.89 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,756 31 Jul 23 ₹13,299 31 Jul 24 ₹17,741 31 Jul 25 ₹17,013 31 Jul 26 ₹17,654 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 1.7% 3 Month 4.8% 6 Month 0.2% 1 Year 2.5% 3 Year 10.5% 5 Year 12.3% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.1% 2022 28.3% 2021 4.2% 2020 49.2% 2019 18.7% 2018 1.9% 2017 -9.4% 2016 53.4% 2015 0.4% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 9.79 Yr. Ritika Behera 7 Oct 23 2.82 Yr. Gaurav Satra 10 Jun 24 2.14 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 34.7% Consumer Defensive 9.44% Consumer Cyclical 9.37% Technology 9.01% Energy 7.72% Health Care 6.72% Basic Materials 5.86% Industrials 4.71% Communication Services 2.61% Real Estate 2.41% Utility 2.06% Asset Allocation
Asset Class Value Cash 5.38% Equity 94.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹559 Cr 7,000,000
↑ 300,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹440 Cr 3,400,000
↑ 100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹371 Cr 2,700,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK5% ₹353 Cr 9,000,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹254 Cr 1,250,000
↑ 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹246 Cr 1,825,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | MARUTI3% ₹191 Cr 135,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹185 Cr 1,850,000
↑ 250,000 Sterlite Technologies Ltd (Technology)
Equity, Since 30 Apr 24 | STLTECH3% ₹184 Cr 3,000,000
↓ -1,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 24 | LT3% ₹176 Cr 425,000
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Research Highlights for HDFC Long Term Advantage Fund