Table of Contents
مالی سال کے اختتام کے ساتھ، یہ آپ کے شروع کرنے کا وقت ہےٹیکس پلاننگ. ہندوستان میں ٹیکس کی بچت کے بہت سے اختیارات کے ساتھ،ای ایل ایس ایس سب سے بہتر ہے کیونکہ وہ ٹیکس کی بچت سے زیادہ فوائد پیش کرتے ہیں۔
ELSS یا Equity Linked Saving Schemes 3 سال کے لاک ان پیریڈ کے ساتھ آتی ہیں، جو کہ دیگر تمام ٹیکس بچتوں کے مقابلے میں سب سے کم ہولڈنگ ہے۔ کی طرف سےسرمایہ کاری ELSS میں، کوئی INR 1,50 تک کی کٹوتی حاصل کر سکتا ہے،000 ان کے قابل ٹیکس سےآمدنی کے مطابقسیکشن 80 سی کیانکم ٹیکس ایکٹ جیسا کہ، ELSS فنڈز ایکویٹی متنوع ہوتے ہیں جس میں فنڈ کا ایک بڑا حصہ ایکویٹی اور متعلقہ مصنوعات میں لگایا جاتا ہے، یہ ایکویٹی ریٹرن بھی فراہم کرتے ہیں۔ اس کا مطلب یہ ہے کہ سرمایہ کار اپنی سرمایہ کاری پر ایکویٹی منافع بھی حاصل کر سکتے ہیں۔
اس سے پہلے کہ ہم اس اسکیم کی کچھ دیگر اہم خصوصیات کو دیکھیں، آئیے بہترین ELSS ٹیکس کی بچت کو دیکھتے ہیں۔باہمی چندہ 2022-2023 کے لیے۔
ELSS کے دوسرے بڑے فوائد یہ ہیں:
بجٹ 2018 کے مطابق، ELSS طویل مدتی کو راغب کرے گا۔سرمایہ فوائد (LTCG)۔ طویل مدتی کے تحت سرمایہ کاروں پر 10% (بغیر اشاریہ کے) ٹیکس لگایا جائے گا۔سرمایہ حاصل ٹیکس INR 1 لاکھ تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
ایک لے کرگھونٹ راستے میں، سرمایہ کار کم از کم INR 500 تک کی سرمایہ کاری کر سکتے ہیں۔ یہ فرد کو اجازت دیتا ہے۔پیسے بچانا یکمشت کے بجائے ہر ماہ۔
چونکہ یہ میوچل فنڈز ایکویٹی سے متعلقہ آلات میں سرمایہ کاری کرتے ہیں، اس لیے آپ جو پیسہ لگاتے ہیں وہ اسٹاک کے طور پر بڑھتا ہے۔مارکیٹ بڑھتا ہے لہذا، ELSS فنڈز میں فوائد زیادہ ہیں۔
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Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) BOI AXA Tax Advantage Fund Growth ₹159.98
↑ 0.98 ₹1,210 ☆☆☆ 11.4 36.7 55.9 25 26.2 34.8 Motilal Oswal Long Term Equity Fund Growth ₹44.2927
↑ 0.31 ₹3,205 13.1 37.3 59.8 26.1 21.3 37 JM Tax Gain Fund Growth ₹44.0195
↑ 0.24 ₹128 ☆☆☆ 12 31.7 51.7 24 21.1 30.9 IDFC Tax Advantage (ELSS) Fund Growth ₹141.222
↑ 0.31 ₹6,253 ☆☆☆☆☆ 4.8 21.5 37.8 22.2 20.3 28.3 DSP BlackRock Tax Saver Fund Growth ₹119.676
↑ 0.62 ₹14,076 ☆☆☆☆ 7.2 27.4 43.8 21.6 20 30 Kotak Tax Saver Fund Growth ₹107.977
↑ 0.72 ₹5,295 ☆☆☆ 12.2 26.9 40.2 22.1 19.5 23.6 Canara Robeco Equity Tax Saver Growth ₹156.06
↑ 0.80 ₹7,500 ☆ 6.3 22.2 33.2 18.1 19.1 23.7 Franklin India Taxshield Growth ₹1,312.78
↑ 1.55 ₹6,180 ☆☆ 7 25.8 45.1 23.3 18.2 31.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 24
*اوپر ELSS کی فہرست ہے -ایکویٹی میوچل فنڈز کے درمیان خالص اثاثے ہیں۔100 - 15000
پچھلے 3 سالوں سے کروڑ اور اثاثوں کا انتظام۔ پچھلے 5 سالوں کے ریٹرن پر ترتیب دیا گیا۔سالانہ/سی اے جی آر
بنیاد.
عام طور پر، ELSS میوچل فنڈز ہر قسم کے سرمایہ کاروں کے لیے موزوں ہوتے ہیں جو ٹیکس کی منصوبہ بندی اور پیسے بچانے کے لیے مارکیٹ سے منسلک خطرات مول لینے کے لیے تیار ہیں۔ کوئی بھی شخص اپنی زندگی کے کسی بھی موڑ پر ELSS فنڈز میں سرمایہ کاری کر سکتا ہے۔ تاہم، یہ تجویز کیا جاتا ہے کہ آپ اپنے کیریئر کے ابتدائی مرحلے کے دوران ٹیکس بچانے والے ELSS فنڈز میں سرمایہ کاری کریں تاکہ آپ کی رقم وقت کے ساتھ بڑھے اور آپ بہتر منافع کمائیں۔
لہذا، ٹیکس بچائیں اور سرمایہ کاری کر کے ایک ہی وقت میں اچھے منافع کمائیں۔بہترین elss فنڈز. سرمایہ کاروں کو آگاہ ہونا چاہیے کہ ELSS فنڈز میں سرمایہ کاری کی گئی رقم 3 سال کے لیے مقفل ہے۔
سرمایہ کار ELSS میوچل فنڈز میں SIP (سسٹمیٹک) کے یکمشت (ایک بار) کے طور پر سرمایہ کاری کر سکتے ہیں۔سرمایہ کاری کا منصوبہ)۔ ابتدائی افراد کو مشورہ دیا جاتا ہے کہ وہ عام طور پر SIP کا استعمال کرتے ہوئے سرمایہ کاری کریں کیونکہ یہ ان کے لیے بہتر ہے۔
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Tax Saver Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on 1. BOI AXA Tax Advantage Fund
CAGR/Annualized
return of 20% since its launch. Ranked 13 in ELSS
category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (02 May 24) ₹159.98 ↑ 0.98 (0.62 %) Net Assets (Cr) ₹1,210 on 31 Mar 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 3 Information Ratio 0.75 Alpha Ratio 7.1 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,168 30 Apr 21 ₹16,354 30 Apr 22 ₹19,161 30 Apr 23 ₹20,449 30 Apr 24 ₹31,762 Returns for BOI AXA Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 3.8% 3 Month 11.4% 6 Month 36.7% 1 Year 55.9% 3 Year 25% 5 Year 26.2% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 1.93 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 26.09% Industrials 15.01% Basic Materials 13.12% Consumer Cyclical 11.68% Health Care 7.86% Energy 6.67% Technology 4.65% Utility 4.07% Consumer Defensive 3.51% Real Estate 1.84% Asset Allocation
Asset Class Value Cash 5.45% Equity 94.51% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹50 Cr 660,000
↑ 40,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324834% ₹43 Cr 745,000
↑ 50,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | 5331063% ₹42 Cr 702,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹41 Cr 280,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹39 Cr 130,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 22 | SUNPHARMA3% ₹35 Cr 217,000 Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 5321343% ₹33 Cr 1,236,338 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 22 | LT3% ₹31 Cr 82,800 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹31 Cr 920,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | 5411542% ₹29 Cr 86,000
↑ 18,000 2. Motilal Oswal Long Term Equity Fund
CAGR/Annualized
return of 17.4% since its launch. Return for 2023 was 37% , 2022 was 1.8% and 2021 was 32.1% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (02 May 24) ₹44.2927 ↑ 0.31 (0.70 %) Net Assets (Cr) ₹3,205 on 31 Mar 24 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.68 Sharpe Ratio 3.51 Information Ratio 0.61 Alpha Ratio 13.5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,795 30 Apr 21 ₹13,016 30 Apr 22 ₹14,809 30 Apr 23 ₹16,224 30 Apr 24 ₹25,943 Returns for Motilal Oswal Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 5.5% 3 Month 13.1% 6 Month 37.3% 1 Year 59.8% 3 Year 26.1% 5 Year 21.3% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 2014 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 0.31 Yr. Niket Shah 17 Oct 23 0.46 Yr. Rakesh Shetty 22 Nov 22 1.36 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Industrials 25.01% Financial Services 24.89% Consumer Cyclical 19.2% Health Care 11.95% Real Estate 7.12% Basic Materials 4.44% Technology 2.8% Utility 2.62% Asset Allocation
Asset Class Value Cash 1.97% Equity 98.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433207% ₹237 Cr 13,000,000 Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5439406% ₹203 Cr 5,726,957
↓ -1,073,043 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002516% ₹187 Cr 474,799 Global Health Ltd (Healthcare)
Equity, Since 30 Nov 22 | 5436545% ₹163 Cr 1,235,145 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | INDUSINDBK5% ₹155 Cr 1,000,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5432784% ₹141 Cr 3,296,932 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | 5332744% ₹135 Cr 1,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK4% ₹128 Cr 1,170,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Aug 21 | 5328434% ₹117 Cr 2,775,000 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | 5322593% ₹104 Cr 148,305
↑ 28,500 3. JM Tax Gain Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 18 in ELSS
category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (02 May 24) ₹44.0195 ↑ 0.24 (0.55 %) Net Assets (Cr) ₹128 on 31 Mar 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.43 Sharpe Ratio 2.83 Information Ratio 0.19 Alpha Ratio 6.84 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,658 30 Apr 21 ₹13,663 30 Apr 22 ₹16,023 30 Apr 23 ₹17,041 30 Apr 24 ₹25,902 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 6.8% 3 Month 12% 6 Month 31.7% 1 Year 51.7% 3 Year 24% 5 Year 21.1% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Asit Bhandarkar 31 Dec 21 2.25 Yr. Gurvinder Wasan 1 Dec 22 1.33 Yr. Chaitanya Choksi 18 Jul 14 9.71 Yr. Data below for JM Tax Gain Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 22.56% Industrials 18.83% Technology 13.07% Consumer Cyclical 12.05% Basic Materials 9.4% Communication Services 6.09% Consumer Defensive 5.06% Utility 4% Real Estate 3.25% Health Care 2.76% Asset Allocation
Asset Class Value Cash 2.93% Equity 97.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹7 Cr 46,131
↓ -1,750 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK5% ₹7 Cr 60,975
↑ 11,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹6 Cr 15,500
↑ 2,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY4% ₹5 Cr 34,215 Tata Motors Ltd Class A (Consumer Cyclical)
Equity, Since 31 Jul 23 | TATAMTRDVR3% ₹4 Cr 57,500
↑ 10,000 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5328103% ₹3 Cr 89,125
↑ 7,500 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹3 Cr 45,400 Thermax Ltd (Industrials)
Equity, Since 31 Dec 23 | THERMAX3% ₹3 Cr 7,900
↓ -350 NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 5325553% ₹3 Cr 97,000 Bank of Baroda (Financial Services)
Equity, Since 30 Sep 22 | 5321343% ₹3 Cr 123,000 4. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized
return of 18.8% since its launch. Ranked 3 in ELSS
category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (02 May 24) ₹141.222 ↑ 0.31 (0.22 %) Net Assets (Cr) ₹6,253 on 31 Mar 24 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 2.84 Information Ratio 0.62 Alpha Ratio 3.83 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹7,735 30 Apr 21 ₹13,721 30 Apr 22 ₹17,331 30 Apr 23 ₹18,014 30 Apr 24 ₹24,954 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 1.6% 3 Month 4.8% 6 Month 21.5% 1 Year 37.8% 3 Year 22.2% 5 Year 20.3% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% 2014 42.2% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 7.45 Yr. Ritika Behera 7 Oct 23 0.48 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 26.29% Consumer Cyclical 13.05% Industrials 9.7% Health Care 8.74% Consumer Defensive 8.17% Technology 8.14% Basic Materials 7.74% Energy 6.1% Communication Services 3.13% Utility 2.9% Real Estate 0.72% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK6% ₹372 Cr 3,400,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK5% ₹340 Cr 2,350,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE5% ₹327 Cr 1,100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹230 Cr 2,200,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹210 Cr 1,400,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹181 Cr 2,400,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹157 Cr 1,275,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS2% ₹139 Cr 1,400,000
↓ -100,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325552% ₹134 Cr 4,000,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹127 Cr 1,500,000 5. DSP BlackRock Tax Saver Fund
CAGR/Annualized
return of 15.4% since its launch. Ranked 12 in ELSS
category. Return for 2023 was 30% , 2022 was 4.5% and 2021 was 35.1% . DSP BlackRock Tax Saver Fund
Growth Launch Date 18 Jan 07 NAV (02 May 24) ₹119.676 ↑ 0.62 (0.52 %) Net Assets (Cr) ₹14,076 on 31 Mar 24 Category Equity - ELSS AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio 2.46 Information Ratio 0.13 Alpha Ratio -0.91 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,717 30 Apr 21 ₹13,725 30 Apr 22 ₹16,356 30 Apr 23 ₹17,071 30 Apr 24 ₹24,575 Returns for DSP BlackRock Tax Saver Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 4.6% 3 Month 7.2% 6 Month 27.4% 1 Year 43.8% 3 Year 21.6% 5 Year 20% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 30% 2022 4.5% 2021 35.1% 2020 15% 2019 14.8% 2018 -7.6% 2017 36.3% 2016 11.3% 2015 4.4% 2014 52.2% Fund Manager information for DSP BlackRock Tax Saver Fund
Name Since Tenure Rohit Singhania 16 Jul 15 8.72 Yr. Charanjit Singh 1 May 23 0.92 Yr. Data below for DSP BlackRock Tax Saver Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 35.99% Consumer Cyclical 11.98% Health Care 8.2% Basic Materials 8% Technology 7.95% Industrials 6.6% Consumer Defensive 5.38% Energy 5.03% Communication Services 4.2% Utility 4.11% Asset Allocation
Asset Class Value Cash 2.57% Equity 97.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK8% ₹1,186 Cr 10,848,875 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK7% ₹1,047 Cr 7,234,137
↑ 400,960 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN5% ₹659 Cr 8,764,094
↓ -459,569 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322153% ₹439 Cr 4,193,457
↑ 587,321 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | M&M3% ₹403 Cr 2,097,562 Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY3% ₹357 Cr 2,382,232 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 22 | 5328103% ₹353 Cr 9,050,202 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 29 Feb 24 | 5348162% ₹340 Cr 11,686,899
↑ 1,625,003 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 21 | HCLTECH2% ₹327 Cr 2,116,627
↓ -164,131 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | TATAMOTORS2% ₹323 Cr 3,248,411 6. Kotak Tax Saver Fund
CAGR/Annualized
return of 13.8% since its launch. Ranked 19 in ELSS
category. Return for 2023 was 23.6% , 2022 was 6.9% and 2021 was 33.2% . Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (02 May 24) ₹107.977 ↑ 0.72 (0.68 %) Net Assets (Cr) ₹5,295 on 31 Mar 24 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 2.99 Information Ratio 0.14 Alpha Ratio 4.97 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,751 30 Apr 21 ₹13,364 30 Apr 22 ₹15,912 30 Apr 23 ₹17,272 30 Apr 24 ₹24,141 Returns for Kotak Tax Saver Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 4.5% 3 Month 12.2% 6 Month 26.9% 1 Year 40.2% 3 Year 22.1% 5 Year 19.5% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% 2014 56.6% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 8.61 Yr. Data below for Kotak Tax Saver Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 23.05% Industrials 19.01% Consumer Cyclical 14.15% Basic Materials 12.47% Utility 7.18% Energy 7.15% Health Care 4.71% Technology 4.15% Consumer Defensive 3.21% Communication Services 2.56% Asset Allocation
Asset Class Value Cash 2.36% Equity 97.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MARUTI5% ₹284 Cr 225,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK5% ₹253 Cr 1,750,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹230 Cr 2,100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT4% ₹222 Cr 588,501 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN4% ₹203 Cr 2,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322154% ₹188 Cr 1,800,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹168 Cr 5,000,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | 5005303% ₹156 Cr 52,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE3% ₹149 Cr 500,000 Linde India Ltd (Basic Materials)
Equity, Since 31 Oct 16 | 5234572% ₹128 Cr 200,000 7. Canara Robeco Equity Tax Saver
CAGR/Annualized
return of 19.8% since its launch. Ranked 36 in ELSS
category. Return for 2023 was 23.7% , 2022 was -0.2% and 2021 was 35.1% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (02 May 24) ₹156.06 ↑ 0.80 (0.52 %) Net Assets (Cr) ₹7,500 on 31 Mar 24 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 2.27 Information Ratio -0.71 Alpha Ratio -3.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹9,328 30 Apr 21 ₹14,445 30 Apr 22 ₹16,924 30 Apr 23 ₹17,804 30 Apr 24 ₹23,675 Returns for Canara Robeco Equity Tax Saver
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 2.6% 3 Month 6.3% 6 Month 22.2% 1 Year 33.2% 3 Year 18.1% 5 Year 19.1% 10 Year 15 Year Since launch 19.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 2.77 Yr. Shridatta Bhandwaldar 1 Oct 19 4.5 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 29.17% Industrials 12.52% Consumer Cyclical 12.51% Technology 9.67% Energy 6.55% Consumer Defensive 6.19% Health Care 6.08% Basic Materials 5.67% Communication Services 3.12% Utility 2.76% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 4.68% Equity 95.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹490 Cr 3,387,584
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹440 Cr 4,026,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹336 Cr 1,131,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹331 Cr 2,211,310 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹231 Cr 614,369
↑ 30,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹207 Cr 6,175,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS3% ₹190 Cr 490,073 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹189 Cr 1,540,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹176 Cr 1,678,000
↑ 350,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000342% ₹172 Cr 237,950 8. Franklin India Taxshield
CAGR/Annualized
return of 21.5% since its launch. Ranked 28 in ELSS
category. Return for 2023 was 31.2% , 2022 was 5.4% and 2021 was 36.7% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (02 May 24) ₹1,312.78 ↑ 1.55 (0.12 %) Net Assets (Cr) ₹6,180 on 31 Mar 24 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 3.25 Information Ratio 0.69 Alpha Ratio 6.43 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹7,687 30 Apr 21 ₹12,196 30 Apr 22 ₹14,656 30 Apr 23 ₹15,706 30 Apr 24 ₹22,853 Returns for Franklin India Taxshield
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 May 24 Duration Returns 1 Month 2.5% 3 Month 7% 6 Month 25.8% 1 Year 45.1% 3 Year 23.3% 5 Year 18.2% 10 Year 15 Year Since launch 21.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% 2014 56.9% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 7.92 Yr. Rajasa Kakulavarapu 1 Dec 23 0.33 Yr. Data below for Franklin India Taxshield as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 26.5% Industrials 15.45% Consumer Cyclical 13.12% Technology 10.27% Consumer Defensive 7.37% Basic Materials 5.97% Communication Services 5.37% Utility 5.32% Energy 4.52% Health Care 4.36% Asset Allocation
Asset Class Value Cash 1.75% Equity 98.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK8% ₹503 Cr 4,600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK6% ₹391 Cr 2,700,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT6% ₹363 Cr 964,705 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL5% ₹332 Cr 2,700,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹312 Cr 2,084,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN4% ₹245 Cr 3,251,300 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹236 Cr 2,252,948
↓ -171,414 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹230 Cr 1,491,000 NTPC Ltd (Utilities)
Equity, Since 31 Oct 16 | 5325553% ₹197 Cr 5,867,776 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | 5324323% ₹187 Cr 1,650,000
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