+91-22-489139098 بہترین ELSS ٹیکس بچانے والے میوچل فنڈز 2022
مالی سال کے اختتام کے ساتھ، یہ آپ کے شروع کرنے کا وقت ہےٹیکس پلاننگ. ہندوستان میں ٹیکس کی بچت کے بہت سے اختیارات کے ساتھ،ای ایل ایس ایس سب سے بہتر ہے کیونکہ وہ ٹیکس کی بچت سے زیادہ فوائد پیش کرتے ہیں۔
ELSS یا Equity Linked Saving Schemes 3 سال کے لاک ان پیریڈ کے ساتھ آتی ہیں، جو کہ دیگر تمام ٹیکس بچتوں کے مقابلے میں سب سے کم ہولڈنگ ہے۔ کی طرف سےسرمایہ کاری ELSS میں، کوئی INR 1,50 تک کی کٹوتی حاصل کر سکتا ہے،000 ان کے قابل ٹیکس سےآمدنی کے مطابقسیکشن 80 سی کیانکم ٹیکس ایکٹ جیسا کہ، ELSS فنڈز ایکویٹی متنوع ہوتے ہیں جس میں فنڈ کا ایک بڑا حصہ ایکویٹی اور متعلقہ مصنوعات میں لگایا جاتا ہے، یہ ایکویٹی ریٹرن بھی فراہم کرتے ہیں۔ اس کا مطلب یہ ہے کہ سرمایہ کار اپنی سرمایہ کاری پر ایکویٹی منافع بھی حاصل کر سکتے ہیں۔
اس سے پہلے کہ ہم اس اسکیم کی کچھ دیگر اہم خصوصیات کو دیکھیں، آئیے بہترین ELSS ٹیکس کی بچت کو دیکھتے ہیں۔باہمی چندہ 2022-2023 کے لیے۔
ٹیکس کی بچت کے لیے ELSS کا انتخاب کیوں کریں؟
ELSS کے دوسرے بڑے فوائد یہ ہیں:
ٹیکس فری ریٹرن
بجٹ 2018 کے مطابق، ELSS طویل مدتی کو راغب کرے گا۔سرمایہ فوائد (LTCG)۔ طویل مدتی کے تحت سرمایہ کاروں پر 10% (بغیر اشاریہ کے) ٹیکس لگایا جائے گا۔سرمایہ حاصل ٹیکس INR 1 لاکھ تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
کم از کم سرمایہ کاری کی رقم
ایک لے کرگھونٹ راستے میں، سرمایہ کار کم از کم INR 500 تک کی سرمایہ کاری کر سکتے ہیں۔ یہ فرد کو اجازت دیتا ہے۔پیسے بچانا یکمشت کے بجائے ہر ماہ۔
ایکویٹی ریٹرن
چونکہ یہ میوچل فنڈز ایکویٹی سے متعلقہ آلات میں سرمایہ کاری کرتے ہیں، اس لیے آپ جو پیسہ لگاتے ہیں وہ اسٹاک کے طور پر بڑھتا ہے۔مارکیٹ بڑھتا ہے لہذا، ELSS فنڈز میں فوائد زیادہ ہیں۔
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بہترین کارکردگی کا مظاہرہ کرنے والا ELSS ٹیکس بچانے والا میوچل فنڈز FY 22 - 23
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 ☆☆☆ 1.2 15.4 35.5 20.6 17.4 Motilal Oswal Long Term Equity Fund Growth ₹54.6566
↓ -0.82 ₹5,134 -2 16 5.8 18.6 15.2 -9.1 JM Tax Gain Fund Growth ₹50.3751
↓ -0.69 ₹242 ☆☆☆ 0.5 17 3.9 13.8 12 2.5 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 -6.1 -3.5 17.6 16.7 11.6 Nippon India Tax Saver Fund (ELSS) Growth ₹124.409
↓ -1.19 ₹14,718 ☆☆☆ -5.2 4.4 -2.7 10.2 10.2 6 Tata India Tax Savings Fund Growth ₹44.3688
↓ -0.45 ₹4,747 ☆☆☆☆☆ -4.2 7.3 0.9 10 10 4.9 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 ☆☆☆ 9.7 15.1 16.9 20.8 10 Kotak Tax Saver Fund Growth ₹112.245
↓ -1.03 ₹6,384 ☆☆☆ -2.4 7.8 -2.1 8.7 9.8 1.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Long Term Advantage Fund Motilal Oswal Long Term Equity Fund JM Tax Gain Fund Baroda Pioneer ELSS 96 Nippon India Tax Saver Fund (ELSS) Tata India Tax Savings Fund IDBI Equity Advantage Fund Kotak Tax Saver Fund Point 1 Lower mid AUM (₹1,318 Cr). Upper mid AUM (₹5,134 Cr). Bottom quartile AUM (₹242 Cr). Bottom quartile AUM (₹210 Cr). Highest AUM (₹14,718 Cr). Upper mid AUM (₹4,747 Cr). Lower mid AUM (₹485 Cr). Top quartile AUM (₹6,384 Cr). Point 2 Oldest track record among peers (25 yrs). Established history (11+ yrs). Established history (18+ yrs). Established history (11+ yrs). Established history (21+ yrs). Established history (11+ yrs). Established history (13+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (top quartile). Not Rated. Rating: 3★ (upper mid). Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.39% (top quartile). 5Y return: 15.20% (top quartile). 5Y return: 11.98% (upper mid). 5Y return: 11.62% (upper mid). 5Y return: 10.19% (lower mid). 5Y return: 9.99% (lower mid). 5Y return: 9.97% (bottom quartile). 5Y return: 9.84% (bottom quartile). Point 6 3Y return: 20.64% (top quartile). 3Y return: 18.56% (upper mid). 3Y return: 13.82% (lower mid). 3Y return: 16.70% (upper mid). 3Y return: 10.16% (lower mid). 3Y return: 9.98% (bottom quartile). 3Y return: 20.84% (top quartile). 3Y return: 8.70% (bottom quartile). Point 7 1Y return: 35.51% (top quartile). 1Y return: 5.82% (upper mid). 1Y return: 3.87% (lower mid). 1Y return: 17.56% (top quartile). 1Y return: -2.74% (bottom quartile). 1Y return: 0.86% (lower mid). 1Y return: 16.92% (upper mid). 1Y return: -2.07% (bottom quartile). Point 8 Alpha: 1.75 (lower mid). Alpha: 11.90 (top quartile). Alpha: 5.40 (upper mid). Alpha: 5.69 (upper mid). Alpha: -1.34 (bottom quartile). Alpha: 6.01 (top quartile). Alpha: 1.78 (lower mid). Alpha: 0.24 (bottom quartile). Point 9 Sharpe: 2.27 (top quartile). Sharpe: 0.62 (upper mid). Sharpe: 0.22 (lower mid). Sharpe: 2.51 (top quartile). Sharpe: -0.02 (bottom quartile). Sharpe: 0.40 (lower mid). Sharpe: 1.21 (upper mid). Sharpe: 0.08 (bottom quartile). Point 10 Information ratio: -0.15 (lower mid). Information ratio: 0.76 (top quartile). Information ratio: 0.70 (top quartile). Information ratio: -0.09 (lower mid). Information ratio: 0.10 (upper mid). Information ratio: 0.18 (upper mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.26 (bottom quartile). HDFC Long Term Advantage Fund
Motilal Oswal Long Term Equity Fund
JM Tax Gain Fund
Baroda Pioneer ELSS 96
Nippon India Tax Saver Fund (ELSS)
Tata India Tax Savings Fund
IDBI Equity Advantage Fund
Kotak Tax Saver Fund
*اوپر ELSS کی فہرست ہے -ایکویٹی میوچل فنڈز کے درمیان خالص اثاثے ہیں۔100 - 15000 پچھلے 3 سالوں سے کروڑ اور اثاثوں کا انتظام۔ پچھلے 5 سالوں کے ریٹرن پر ترتیب دیا گیا۔سالانہ/سی اے جی آر بنیاد.
ELSS فنڈ میں کون سرمایہ کاری کر سکتا ہے؟
عام طور پر، ELSS میوچل فنڈز ہر قسم کے سرمایہ کاروں کے لیے موزوں ہوتے ہیں جو ٹیکس کی منصوبہ بندی اور پیسے بچانے کے لیے مارکیٹ سے منسلک خطرات مول لینے کے لیے تیار ہیں۔ کوئی بھی شخص اپنی زندگی کے کسی بھی موڑ پر ELSS فنڈز میں سرمایہ کاری کر سکتا ہے۔ تاہم، یہ تجویز کیا جاتا ہے کہ آپ اپنے کیریئر کے ابتدائی مرحلے کے دوران ٹیکس بچانے والے ELSS فنڈز میں سرمایہ کاری کریں تاکہ آپ کی رقم وقت کے ساتھ بڑھے اور آپ بہتر منافع کمائیں۔
لہذا، ٹیکس بچائیں اور سرمایہ کاری کر کے ایک ہی وقت میں اچھے منافع کمائیں۔بہترین elss فنڈز. سرمایہ کاروں کو آگاہ ہونا چاہیے کہ ELSS فنڈز میں سرمایہ کاری کی گئی رقم 3 سال کے لیے مقفل ہے۔
سرمایہ کار ELSS میوچل فنڈز میں SIP (سسٹمیٹک) کے یکمشت (ایک بار) کے طور پر سرمایہ کاری کر سکتے ہیں۔سرمایہ کاری کا منصوبہ)۔ ابتدائی افراد کو مشورہ دیا جاتا ہے کہ وہ عام طور پر SIP کا استعمال کرتے ہوئے سرمایہ کاری کریں کیونکہ یہ ان کے لیے بہتر ہے۔
To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Research Highlights for Baroda Pioneer ELSS 96 Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s
investment objective shall be achieved. Research Highlights for Nippon India Tax Saver Fund (ELSS) Below is the key information for Nippon India Tax Saver Fund (ELSS) Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Equity Advantage Fund Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on 1. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (01 Oct 26) ₹54.6566 ↓ -0.82 (-1.48 %) Net Assets (Cr) ₹5,134 on 31 Aug 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio 0.62 Information Ratio 0.76 Alpha Ratio 11.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,636 30 Sep 23 ₹12,126 30 Sep 24 ₹20,197 30 Sep 25 ₹18,950 30 Sep 26 ₹20,511 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -5.5% 3 Month -2% 6 Month 16% 1 Year 5.8% 3 Year 18.6% 5 Year 15.2% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Varun Sharma 3 Jul 26 0.16 Yr. Ajay Khandelwal 11 Dec 23 2.72 Yr. Ankit Agarwal 16 Mar 26 0.46 Yr. Rakesh Shetty 22 Nov 22 3.78 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Industrials 28.47% Financial Services 21.48% Consumer Cyclical 14.39% Technology 14.11% Basic Materials 11.53% Health Care 3.23% Asset Allocation
Asset Class Value Cash 6.78% Equity 93.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX6% ₹289 Cr 850,000
↓ -50,000 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | ATHERENERG5% ₹258 Cr 1,500,000 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390065% ₹255 Cr 115,181 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | PAYTM5% ₹240 Cr 1,400,000
↓ -78,714 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹230 Cr 130,000
↓ -439 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹220 Cr 468,050
↓ -25,000 Shaily Engineering Plastics Ltd (Basic Materials)
Equity, Since 30 Apr 26 | 5014234% ₹219 Cr 668,063
↑ 8,009 Zen Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | ZENTEC4% ₹212 Cr 1,190,000 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 May 26 | SJS4% ₹209 Cr 840,000
↓ -6,282 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Dec 25 | SHRIRAMFIN4% ₹189 Cr 1,700,000
↓ -25,541 3. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (01 Oct 26) ₹50.3751 ↓ -0.69 (-1.35 %) Net Assets (Cr) ₹242 on 31 Jul 26 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 0.22 Information Ratio 0.7 Alpha Ratio 5.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,668 30 Sep 23 ₹11,889 30 Sep 24 ₹18,242 30 Sep 25 ₹16,682 30 Sep 26 ₹17,768 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -4.3% 3 Month 0.5% 6 Month 17% 1 Year 3.9% 3 Year 13.8% 5 Year 12% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2.5% 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.92 Yr. Asit Bhandarkar 31 Dec 21 4.67 Yr. Ruchi Fozdar 4 Oct 24 1.91 Yr. Deepak Gupta 11 Apr 25 1.39 Yr. Data below for JM Tax Gain Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 26.35% Consumer Cyclical 22.51% Technology 14.01% Basic Materials 8.1% Health Care 7.65% Industrials 6.51% Consumer Defensive 3.49% Real Estate 3.38% Energy 2.75% Communication Services 2.41% Utility 1.55% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | PAYTM3% ₹8 Cr 47,371 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA3% ₹7 Cr 49,357
↓ -3,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK3% ₹7 Cr 98,262 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5900033% ₹7 Cr 199,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 CarTrade Tech Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | 5433332% ₹6 Cr 20,655 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL2% ₹6 Cr 32,950 Coforge Ltd (Technology)
Equity, Since 31 May 25 | COFORGE2% ₹6 Cr 28,500 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Jun 26 | 5328432% ₹6 Cr 61,476
↑ 15,900 4. Baroda Pioneer ELSS 96
Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Baroda Pioneer ELSS 96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Nippon India Tax Saver Fund (ELSS)
Nippon India Tax Saver Fund (ELSS)
Growth Launch Date 21 Sep 05 NAV (01 Oct 26) ₹124.409 ↓ -1.19 (-0.95 %) Net Assets (Cr) ₹14,718 on 31 Aug 26 Category Equity - ELSS AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.02 Information Ratio 0.1 Alpha Ratio -1.34 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,076 30 Sep 23 ₹12,124 30 Sep 24 ₹17,455 30 Sep 25 ₹16,554 30 Sep 26 ₹16,363 Returns for Nippon India Tax Saver Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -4.3% 3 Month -5.2% 6 Month 4.4% 1 Year -2.7% 3 Year 10.2% 5 Year 10.2% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6% 2024 17.6% 2023 28.6% 2022 6.9% 2021 37.6% 2020 -0.4% 2019 1.5% 2018 -20.7% 2017 46% 2016 4.2% Fund Manager information for Nippon India Tax Saver Fund (ELSS)
Name Since Tenure Rupesh Patel 1 Jul 21 5.17 Yr. Ritesh Rathod 19 Aug 24 2.04 Yr. Kinjal Desai 25 May 18 8.28 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Aug 26
Equity Sector Allocation
Sector Value Financial Services 34.91% Consumer Cyclical 15.52% Consumer Defensive 9.08% Industrials 8.55% Health Care 7.85% Utility 6.69% Energy 4.81% Communication Services 4.67% Technology 4.27% Basic Materials 2.32% Asset Allocation
Asset Class Value Cash 1.34% Equity 98.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK7% ₹1,091 Cr 7,500,000
↓ -500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹971 Cr 13,700,000
↑ 1,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 5322154% ₹611 Cr 4,700,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN4% ₹519 Cr 4,900,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | MOTHERSON3% ₹512 Cr 30,000,000
↓ -5,000,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 19 | 5325553% ₹458 Cr 14,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 20 | RELIANCE3% ₹434 Cr 3,400,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY3% ₹431 Cr 3,800,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL3% ₹415 Cr 2,290,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jul 21 | RADICO3% ₹381 Cr 850,000 6. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (01 Oct 26) ₹44.3688 ↓ -0.45 (-1.01 %) Net Assets (Cr) ₹4,747 on 31 Aug 26 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.4 Information Ratio 0.18 Alpha Ratio 6.01 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,192 30 Sep 23 ₹12,034 30 Sep 24 ₹16,837 30 Sep 25 ₹15,781 30 Sep 26 ₹16,174 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -6.9% 3 Month -4.2% 6 Month 7.3% 1 Year 0.9% 3 Year 10% 5 Year 10% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.71 Yr. Data below for Tata India Tax Savings Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Financial Services 35.22% Industrials 17.22% Consumer Cyclical 13.15% Health Care 6.74% Communication Services 5.44% Energy 4.66% Basic Materials 4.52% Technology 3.12% Utility 2.38% Real Estate 2.26% Consumer Defensive 1.57% Asset Allocation
Asset Class Value Cash 3.73% Equity 96.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL5% ₹258 Cr 1,426,428 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK5% ₹238 Cr 1,639,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK5% ₹228 Cr 3,210,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹216 Cr 2,040,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹172 Cr 1,350,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹154 Cr 9,000,000
↓ -850,000 PB Fintech Ltd (Financial Services)
Equity, Since 28 Feb 26 | POLICYBZR3% ₹153 Cr 814,850 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹142 Cr 352,147 Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD3% ₹135 Cr 1,682,941 Motilal Oswal Financial Services Ltd (Financial Services)
Equity, Since 30 Nov 25 | MOTILALOFS3% ₹128 Cr 1,231,123 7. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (01 Oct 26) ₹112.245 ↓ -1.03 (-0.91 %) Net Assets (Cr) ₹6,384 on 31 Aug 26 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 0.08 Information Ratio -0.26 Alpha Ratio 0.24 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,331 30 Sep 23 ₹12,400 30 Sep 24 ₹17,390 30 Sep 25 ₹16,151 30 Sep 26 ₹16,075 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -4.9% 3 Month -2.4% 6 Month 7.8% 1 Year -2.1% 3 Year 8.7% 5 Year 9.8% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 1.8% 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 11.03 Yr. Data below for Kotak Tax Saver Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Financial Services 31.37% Consumer Cyclical 14.34% Industrials 11% Health Care 10.41% Basic Materials 8.11% Technology 6.68% Energy 4.91% Communication Services 4.26% Consumer Defensive 3.94% Utility 3.74% Asset Allocation
Asset Class Value Cash 1.25% Equity 98.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK7% ₹425 Cr 6,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹334 Cr 2,300,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹334 Cr 3,150,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL3% ₹217 Cr 1,200,000
↓ -15,714 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | ETERNAL3% ₹197 Cr 6,000,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 5327553% ₹195 Cr 1,200,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | 5005303% ₹175 Cr 35,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹170 Cr 5,200,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000343% ₹166 Cr 1,575,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 May 25 | DIVISLAB3% ₹166 Cr 175,000
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