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4 بہترین ٹیکس بچانے والے ELSS میوچل فنڈز FY 22 - 23
ای ایل ایس ایس (ایکویٹی لنکڈ سیونگ سکیم) ٹیکس بچانے کے بہترین آپشنز میں سے ایک ہے جو آپ کو بہت سارے پیسے بچانے میں مدد کرتی ہے۔انکم ٹیکس کمائی کے ساتھ ساتھسرمایہ سرمایہ کاری کی تعریف
ٹیکس بچانے والے ELSS فنڈز INR 1,50 تک ٹیکس چھوٹ کی اجازت دیتے ہیں،000 کے تحتسیکشن 80 سی کےآمدنی ٹیکس ایکٹ۔ لہذا، کی طرف سےسرمایہ کاری ان ٹیکس کی بچت میںباہمی چندہیہاں تک کہ 30% کے سب سے زیادہ ٹیکس بریکٹ میں سرمایہ کار بھی اچھے منافع کمانے کے ساتھ ایک خاص مالی سال کے لیے تقریباً INR 46,000 کی ٹیکس چھوٹ حاصل کر سکتے ہیں۔
ELSS ہیں۔مارکیٹ- منسلک سرمایہ کاری، آپ کو مشورہ دیا جاتا ہے کہ آپ ان فنڈز میں دانشمندی سے سرمایہ کاری کریں تاکہ طویل مدتی نقصانات اور خطرات سے بچا جا سکے۔
مالی سال 22 - 23 ELSS فنڈز میں سرمایہ کاری کے فوائد
- ELSS میوچل فنڈز INR 1,50,000 تک ٹیکس میں چھوٹ فراہم کرتے ہیں۔
- ریٹرن دوسرے کی طرف سے پیش کردہ ریٹرن سے بہت زیادہ ہیں۔ٹیکس کی بچت کی سرمایہ کاری اختیارات.
- ELSS میں 3 سال کی مختصر ترین لاک ان مدت ہوتی ہے، جو ٹیکس بچانے والی دیگر سرمایہ کاری کے مقابلے میں نسبتاً بہت کم ہے۔
- ELSS فنڈز کے ذریعے سرمایہ کاری کرنے کا آپشن پیش کرتے ہیں۔گھونٹ، لہذا سرمایہ کار ماہانہ چھوٹی رقم کی سرمایہ کاری کرکے آسانی سے اپنی ELSS سرمایہ کاری کا انتظام کرسکتے ہیں۔
مذکورہ بالا تمام عوامل ELSS کو ٹیکس بچانے کے بہترین اختیارات میں سے ایک بناتے ہیں۔
اگر آپ سرمایہ کاری کرنے کی منصوبہ بندی کر رہے ہیں، تو SIP (Systeticسرمایہ کاری کا منصوبہ) میں سے ایک ہےپیسہ لگانے کے بہترین طریقے ELSS میں باقاعدگی سے سرمایہ کاری کی عادت آپ کے پورٹ فولیو کو نظم و ضبط اور متوازن رکھتی ہے۔ نیز، ٹیکس کیلنڈر کے آخری لمحات میں یکمشت رقم کا بندوبست کرنے کی پریشانی ختم ہو جاتی ہے۔ ایس آئی پی میں، آپ سرمایہ کاری کی رقم طے کر سکتے ہیں، جو کہ کم از کم روپے ہو سکتی ہے۔ 500، اور ایک تاریخ جہاں آپ کی رقم آپ کے پیسے سے خود بخود کٹوتی کی جائے گی۔بینک ELSS فنڈز میں اکاؤنٹ۔
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ٹاپ 4 بہترین کارکردگی کا مظاہرہ کرنے والے ٹیکس بچانے والے ELSS میوچل فنڈز
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns. Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) BOI AXA Tax Advantage Fund Growth ₹159.06
↓ -0.92 ₹1,210 10.8 35 55 24.6 26.1 34.8 20 Canara Robeco Equity Tax Saver Growth ₹155.02
↓ -1.04 ₹7,500 5.6 20.6 32.4 17.7 18.9 23.7 19.7 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹811.59
↓ -6.92 ₹13,084 5.4 20.7 35.7 19 16.3 23.2 19.5 Mirae Asset Tax Saver Fund Growth ₹42.501
↓ -0.27 ₹21,476 5.4 21.7 35.1 18.3 19.3 27 18.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 May 24 100 کروڑ لانچ / آغاز کے بعد سے سالانہ ریٹرن پر ترتیب دیا گیا ہے۔1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 20% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (03 May 24) ₹159.06 ↓ -0.92 (-0.58 %) Net Assets (Cr) ₹1,210 on 31 Mar 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 3 Information Ratio 0.75 Alpha Ratio 7.1 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,168 30 Apr 21 ₹16,354 30 Apr 22 ₹19,161 30 Apr 23 ₹20,449 30 Apr 24 ₹31,762 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24 Duration Returns 1 Month 2.9% 3 Month 10.8% 6 Month 35% 1 Year 55% 3 Year 24.6% 5 Year 26.1% Since launch 20% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 1.93 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 26.09% Industrials 15.01% Basic Materials 13.12% Consumer Cyclical 11.68% Health Care 7.86% Energy 6.67% Technology 4.65% Utility 4.07% Consumer Defensive 3.51% Real Estate 1.84% Asset Allocation
Asset Class Value Cash 5.45% Equity 94.51% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹50 Cr 660,000
↑ 40,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324834% ₹43 Cr 745,000
↑ 50,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | 5331063% ₹42 Cr 702,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹41 Cr 280,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹39 Cr 130,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 22 | SUNPHARMA3% ₹35 Cr 217,000 Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 5321343% ₹33 Cr 1,236,338 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 22 | LT3% ₹31 Cr 82,800 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹31 Cr 920,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | 5411542% ₹29 Cr 86,000
↑ 18,000 2. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 19.7% since its launch. Ranked 36 in ELSS category. Return for 2023 was 23.7% , 2022 was -0.2% and 2021 was 35.1% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (03 May 24) ₹155.02 ↓ -1.04 (-0.67 %) Net Assets (Cr) ₹7,500 on 31 Mar 24 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 2.27 Information Ratio -0.71 Alpha Ratio -3.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹9,328 30 Apr 21 ₹14,445 30 Apr 22 ₹16,924 30 Apr 23 ₹17,804 30 Apr 24 ₹23,675 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24 Duration Returns 1 Month 1.7% 3 Month 5.6% 6 Month 20.6% 1 Year 32.4% 3 Year 17.7% 5 Year 18.9% Since launch 19.7% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 2.77 Yr. Shridatta Bhandwaldar 1 Oct 19 4.5 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 29.17% Industrials 12.52% Consumer Cyclical 12.51% Technology 9.67% Energy 6.55% Consumer Defensive 6.19% Health Care 6.08% Basic Materials 5.67% Communication Services 3.12% Utility 2.76% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 4.68% Equity 95.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹490 Cr 3,387,584
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹440 Cr 4,026,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹336 Cr 1,131,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹331 Cr 2,211,310 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹231 Cr 614,369
↑ 30,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹207 Cr 6,175,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS3% ₹190 Cr 490,073 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹189 Cr 1,540,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹176 Cr 1,678,000
↑ 350,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000342% ₹172 Cr 237,950 3. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 19.5% since its launch. Ranked 30 in ELSS category. Return for 2023 was 23.2% , 2022 was 2.3% and 2021 was 33.7% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (03 May 24) ₹811.59 ↓ -6.92 (-0.85 %) Net Assets (Cr) ₹13,084 on 31 Mar 24 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 2.92 Information Ratio -0.28 Alpha Ratio 3.83 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,264 30 Apr 21 ₹12,611 30 Apr 22 ₹15,138 30 Apr 23 ₹15,666 30 Apr 24 ₹21,498 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24 Duration Returns 1 Month 1.3% 3 Month 5.4% 6 Month 20.7% 1 Year 35.7% 3 Year 19% 5 Year 16.3% Since launch 19.5% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% 2014 50.8% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 0.54 Yr. Sharmila D’mello 31 Jul 22 1.67 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 31.17% Consumer Cyclical 13.58% Health Care 11.01% Consumer Defensive 9.45% Industrials 7.72% Communication Services 7.56% Technology 6.19% Energy 5.61% Utility 2.61% Basic Materials 1.91% Real Estate 1.52% Asset Allocation
Asset Class Value Cash 1.67% Equity 98.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,060 Cr 9,691,157 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL6% ₹777 Cr 6,320,861
↓ -254,868 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹710 Cr 563,461 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK5% ₹703 Cr 4,858,248 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹698 Cr 1,542,220
↓ -10,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE5% ₹613 Cr 2,062,445 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹577 Cr 5,508,485 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY4% ₹524 Cr 3,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT3% ₹454 Cr 1,206,565 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA3% ₹445 Cr 2,747,138 4. Mirae Asset Tax Saver Fund
CAGR/Annualized return of 18.9% since its launch. Return for 2023 was 27% , 2022 was 0.1% and 2021 was 35.3% . Mirae Asset Tax Saver Fund
Growth Launch Date 28 Dec 15 NAV (03 May 24) ₹42.501 ↓ -0.27 (-0.62 %) Net Assets (Cr) ₹21,476 on 31 Mar 24 Category Equity - ELSS AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.19 Sharpe Ratio 2.26 Information Ratio -0.85 Alpha Ratio -3.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹8,919 30 Apr 21 ₹14,429 30 Apr 22 ₹17,086 30 Apr 23 ₹17,720 30 Apr 24 ₹24,077 Returns for Mirae Asset Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 May 24 Duration Returns 1 Month 2% 3 Month 5.4% 6 Month 21.7% 1 Year 35.1% 3 Year 18.3% 5 Year 19.3% Since launch 18.9% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 27% 2022 0.1% 2021 35.3% 2020 21.5% 2019 14.1% 2018 -2.3% 2017 47.9% 2016 14.8% 2015 2014 Fund Manager information for Mirae Asset Tax Saver Fund
Name Since Tenure Neelesh Surana 28 Dec 15 8.27 Yr. Data below for Mirae Asset Tax Saver Fund as on 31 Mar 24
Equity Sector Allocation
Sector Value Financial Services 31.41% Consumer Cyclical 13.54% Industrials 11.59% Technology 9.46% Basic Materials 9.19% Health Care 7.83% Energy 4.83% Utility 3.91% Consumer Defensive 3.31% Communication Services 2.5% Real Estate 1.46% Asset Allocation
Asset Class Value Cash 0.98% Equity 99.02% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹1,766 Cr 12,194,903 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹1,026 Cr 9,381,912 State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN4% ₹951 Cr 12,643,799
↓ -1,230,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 16 | LT4% ₹819 Cr 2,175,832
↓ -211,923 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE4% ₹812 Cr 2,733,104 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK4% ₹794 Cr 4,448,201 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5322153% ₹736 Cr 7,026,566 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY3% ₹589 Cr 3,929,691 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 23 | CROMPTON2% ₹427 Cr 15,946,977
↑ 2,204,501 NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 5325552% ₹427 Cr 12,701,689
↓ -3,100,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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