Table of Contents
4 بہترین ٹیکس بچانے والے ELSS میوچل فنڈز FY 22 - 23
ای ایل ایس ایس (ایکویٹی لنکڈ سیونگ سکیم) ٹیکس بچانے کے بہترین آپشنز میں سے ایک ہے جو آپ کو بہت سارے پیسے بچانے میں مدد کرتی ہے۔انکم ٹیکس کمائی کے ساتھ ساتھسرمایہ سرمایہ کاری کی تعریف
ٹیکس بچانے والے ELSS فنڈز INR 1,50 تک ٹیکس چھوٹ کی اجازت دیتے ہیں،000 کے تحتسیکشن 80 سی کےآمدنی ٹیکس ایکٹ۔ لہذا، کی طرف سےسرمایہ کاری ان ٹیکس کی بچت میںباہمی چندہیہاں تک کہ 30% کے سب سے زیادہ ٹیکس بریکٹ میں سرمایہ کار بھی اچھے منافع کمانے کے ساتھ ایک خاص مالی سال کے لیے تقریباً INR 46,000 کی ٹیکس چھوٹ حاصل کر سکتے ہیں۔
ELSS ہیں۔مارکیٹ- منسلک سرمایہ کاری، آپ کو مشورہ دیا جاتا ہے کہ آپ ان فنڈز میں دانشمندی سے سرمایہ کاری کریں تاکہ طویل مدتی نقصانات اور خطرات سے بچا جا سکے۔
مالی سال 22 - 23 ELSS فنڈز میں سرمایہ کاری کے فوائد
- ELSS میوچل فنڈز INR 1,50,000 تک ٹیکس میں چھوٹ فراہم کرتے ہیں۔
- ریٹرن دوسرے کی طرف سے پیش کردہ ریٹرن سے بہت زیادہ ہیں۔ٹیکس کی بچت کی سرمایہ کاری اختیارات.
- ELSS میں 3 سال کی مختصر ترین لاک ان مدت ہوتی ہے، جو ٹیکس بچانے والی دیگر سرمایہ کاری کے مقابلے میں نسبتاً بہت کم ہے۔
- ELSS فنڈز کے ذریعے سرمایہ کاری کرنے کا آپشن پیش کرتے ہیں۔گھونٹ، لہذا سرمایہ کار ماہانہ چھوٹی رقم کی سرمایہ کاری کرکے آسانی سے اپنی ELSS سرمایہ کاری کا انتظام کرسکتے ہیں۔
مذکورہ بالا تمام عوامل ELSS کو ٹیکس بچانے کے بہترین اختیارات میں سے ایک بناتے ہیں۔
اگر آپ سرمایہ کاری کرنے کی منصوبہ بندی کر رہے ہیں، تو SIP (Systeticسرمایہ کاری کا منصوبہ) میں سے ایک ہےپیسہ لگانے کے بہترین طریقے ELSS میں باقاعدگی سے سرمایہ کاری کی عادت آپ کے پورٹ فولیو کو نظم و ضبط اور متوازن رکھتی ہے۔ نیز، ٹیکس کیلنڈر کے آخری لمحات میں یکمشت رقم کا بندوبست کرنے کی پریشانی ختم ہو جاتی ہے۔ ایس آئی پی میں، آپ سرمایہ کاری کی رقم طے کر سکتے ہیں، جو کہ کم از کم روپے ہو سکتی ہے۔ 500، اور ایک تاریخ جہاں آپ کی رقم آپ کے پیسے سے خود بخود کٹوتی کی جائے گی۔بینک ELSS فنڈز میں اکاؤنٹ۔
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ٹاپ 4 بہترین کارکردگی کا مظاہرہ کرنے والے ٹیکس بچانے والے ELSS میوچل فنڈز
To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹896.43
↓ -2.27 ₹13,633 6.1 -1 9.5 15.8 24.2 16.4 19.1 Canara Robeco Equity Tax Saver Growth ₹166.58
↑ 0.14 ₹8,277 3 -4.2 7.5 14.5 22.6 17.5 18.9 BOI AXA Tax Advantage Fund Growth ₹151.94
↓ -0.16 ₹1,320 1 -8.8 -4.6 16.6 24.7 21.6 18.3 IDFC Tax Advantage (ELSS) Fund Growth ₹146.013
↓ -0.13 ₹6,597 4.1 -3 3.5 14.3 27.9 13.1 17.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25 100 کروڑ لانچ / آغاز کے بعد سے سالانہ ریٹرن پر ترتیب دیا گیا ہے۔1. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 19.1% since its launch. Ranked 30 in ELSS category. Return for 2024 was 16.4% , 2023 was 23.2% and 2022 was 2.3% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (29 Apr 25) ₹896.43 ↓ -2.27 (-0.25 %) Net Assets (Cr) ₹13,633 on 31 Mar 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 0.16 Information Ratio -0.14 Alpha Ratio 1.94 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,530 31 Mar 22 ₹21,619 31 Mar 23 ₹21,032 31 Mar 24 ₹28,975 31 Mar 25 ₹31,434 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3.8% 3 Month 6.1% 6 Month -1% 1 Year 9.5% 3 Year 15.8% 5 Year 24.2% Since launch 19.1% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 16.4% 2022 23.2% 2021 2.3% 2020 33.7% 2019 13.6% 2018 8.8% 2017 0.5% 2016 26% 2015 3.9% 2014 4.3% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.54 Yr. Sharmila D’mello 31 Jul 22 2.67 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 32.1% Consumer Cyclical 15.25% Health Care 11.67% Industrials 7.89% Consumer Defensive 6.61% Communication Services 6.12% Energy 5.48% Utility 4.01% Basic Materials 3.77% Technology 3.42% Real Estate 0.74% Asset Allocation
Asset Class Value Cash 2.93% Equity 97.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK10% ₹1,337 Cr 9,918,908 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK8% ₹1,099 Cr 6,013,803
↓ -133,517 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹732 Cr 1,792,278 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹672 Cr 3,876,262
↓ -174,449 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA5% ₹667 Cr 3,843,010 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹649 Cr 563,232
↑ 38,663 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹613 Cr 5,558,385 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹572 Cr 1,638,689 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 5325554% ₹518 Cr 14,492,546
↑ 678,273 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE4% ₹478 Cr 3,750,000 2. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 18.9% since its launch. Ranked 36 in ELSS category. Return for 2024 was 17.5% , 2023 was 23.7% and 2022 was -0.2% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (29 Apr 25) ₹166.58 ↑ 0.14 (0.08 %) Net Assets (Cr) ₹8,277 on 31 Mar 25 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.08 Information Ratio -0.49 Alpha Ratio 0.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,361 31 Mar 22 ₹20,883 31 Mar 23 ₹20,772 31 Mar 24 ₹27,703 31 Mar 25 ₹29,640 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3.4% 3 Month 3% 6 Month -4.2% 1 Year 7.5% 3 Year 14.5% 5 Year 22.6% Since launch 18.9% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 17.5% 2022 23.7% 2021 -0.2% 2020 35.1% 2019 27.4% 2018 10.7% 2017 2.7% 2016 32% 2015 0% 2014 0.6% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 3.76 Yr. Shridatta Bhandwaldar 1 Oct 19 5.5 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 28.63% Consumer Cyclical 13.98% Industrials 11.29% Technology 7.77% Health Care 6.89% Consumer Defensive 6.15% Basic Materials 5.74% Energy 5.58% Utility 4% Communication Services 3.76% Real Estate 1.96% Asset Allocation
Asset Class Value Cash 4.26% Equity 95.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK8% ₹636 Cr 3,477,584
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK7% ₹588 Cr 4,361,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹347 Cr 2,211,310 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹306 Cr 2,397,000
↑ 35,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹280 Cr 1,615,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹227 Cr 649,369 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000343% ₹222 Cr 247,950 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN2% ₹195 Cr 2,525,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325552% ₹189 Cr 5,274,449
↓ -376,539 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹171 Cr 1,553,000 3. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (29 Apr 25) ₹151.94 ↓ -0.16 (-0.11 %) Net Assets (Cr) ₹1,320 on 31 Mar 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.21 Information Ratio 0.26 Alpha Ratio -5.05 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,451 31 Mar 22 ₹21,638 31 Mar 23 ₹21,564 31 Mar 24 ₹33,320 31 Mar 25 ₹33,284 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.4% 3 Month 1% 6 Month -8.8% 1 Year -4.6% 3 Year 16.6% 5 Year 24.7% Since launch 18.3% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% 2014 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.93 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 26.06% Basic Materials 15.61% Industrials 15.18% Technology 11.98% Utility 6.77% Consumer Cyclical 5.09% Consumer Defensive 4.01% Health Care 3.65% Real Estate 2.62% Communication Services 1.98% Energy 1.31% Asset Allocation
Asset Class Value Cash 5.72% Equity 94.27% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002955% ₹65 Cr 1,412,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹65 Cr 355,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹65 Cr 839,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹53 Cr 65,600 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹41 Cr 305,000
↑ 20,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹39 Cr 158,900
↓ -2,571 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹36 Cr 86,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹34 Cr 955,000 REC Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5329552% ₹32 Cr 741,000
↑ 121,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON2% ₹32 Cr 24,000 4. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (29 Apr 25) ₹146.013 ↓ -0.13 (-0.09 %) Net Assets (Cr) ₹6,597 on 31 Mar 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.2 Information Ratio -0.23 Alpha Ratio -3.29 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹19,952 31 Mar 22 ₹26,175 31 Mar 23 ₹26,363 31 Mar 24 ₹36,708 31 Mar 25 ₹37,731 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3.4% 3 Month 4.1% 6 Month -3% 1 Year 3.5% 3 Year 14.3% 5 Year 27.9% Since launch 17.8% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 13.1% 2022 28.3% 2021 4.2% 2020 49.2% 2019 18.7% 2018 1.9% 2017 -9.4% 2016 53.4% 2015 0.4% 2014 6.9% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.45 Yr. Ritika Behera 7 Oct 23 1.48 Yr. Gaurav Satra 10 Jun 24 0.81 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 31.67% Basic Materials 9.05% Consumer Cyclical 9.02% Consumer Defensive 8.24% Technology 8.2% Energy 7.12% Health Care 6.87% Industrials 6.78% Communication Services 2.63% Utility 2.32% Real Estate 1.26% Asset Allocation
Asset Class Value Cash 6.83% Equity 93.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹521 Cr 2,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹408 Cr 3,200,000
↑ 100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK6% ₹364 Cr 2,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322155% ₹320 Cr 2,900,000
↑ 100,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹252 Cr 700,000
↑ 25,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹212 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹173 Cr 1,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK3% ₹168 Cr 775,000
↑ 25,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹137 Cr 1,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Aug 17 | 5000932% ₹121 Cr 1,900,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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