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Best Bond Mutual Funds 2019

Updated on July 17, 2019 , 12528 views

Bond Mutual Funds offer higher returns than bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹26.9908
↑ 0.00
₹19,5692.34.79.78.98.77.14%5M 16D6M 18D
Aditya Birla Sun Life Savings Fund Growth ₹378.877
↑ 0.03
₹15,2702.34.48.87.97.68.12%6M 7D7M 2D
DHFL Pramerica Insta Cash Fund Growth ₹247.262
↑ 0.05
₹5831.83.77.67.17.46.72%1M 6D1M 6D
JM Liquid Fund Growth ₹52.026
↑ 0.01
₹1,4421.83.67.57.17.47.4%1M 1D1M 1D
Indiabulls Liquid Fund Growth ₹1,852.94
↑ 0.32
₹1,2271.73.57.37.17.36.43%24D25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jul 19

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DHFL Pramerica Short Maturity Fund Growth ₹30.4383
↑ 0.03
₹134-9.1-8.1-5.12.85.530.66%4M 2D5M 8D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹31.9371
↑ 0.01
₹3,1933.359.77.66.59.32%2Y 1M 17D2Y 10M 10D
ICICI Prudential Short Term Fund Growth ₹39.8201
↑ 0.01
₹8,68035.39.17.55.88.31%1Y 10M 20D2Y 5M 19D
Reliance Short Term Fund Growth ₹35.717
↑ 0.01
₹6,4772.74.98.775.58.55%1Y 11M 19D2Y 4M 10D
Axis Strategic Bond Fund Growth ₹18.3408
↑ 0.01
₹1,1830.837.17.76.79.18%2Y 1M 6D2Y 8M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jul 19

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Reliance Gilt Securities Fund Growth ₹26.8469
↑ 0.04
₹1,0408.51117.110.286.83%5Y 7M 10D7Y 11M 16D
Aditya Birla Sun Life Government Securities Fund Growth ₹56.4426
↑ 0.06
₹2318.710.616.49.86.97.06%5Y 11M 26D8Y 10M 17D
SBI Magnum Gilt Fund Growth ₹44.3407
↓ -0.02
₹1,5249.211.9169.85.10%
UTI Gilt Fund Growth ₹44.4264
↑ 0.06
₹5578.811.715.710.36.37.35%4Y 3M 22D6Y 8M 19D
Canara Robeco Gilt Fund Growth ₹54.4632
↑ 0.07
₹828.31013.88.94.96.9%6Y 2M 5D9Y 2M 3D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jul 19

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹44.0273
↑ 0.04
₹394911.417119.90%
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹31.1534
↑ 0.04
₹769.812.921.411.511.87.12%6Y 5M 1D9Y 2M 19D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹16.5622
↑ 0.02
₹659.41218.410.29.76.95%6Y 1M 20D8Y 10M 2D
DSP BlackRock 10Y G-Sec Fund Growth ₹15.5743
↑ 0.03
₹238.910.916.38.65.96.86%6Y 6M9Y 4M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jul 19

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. DHFL Pramerica Short Maturity Fund

To generate steady returns with low to medium market risk for investors by investing in a portfolio of short -medium term debt and money market securities.

DHFL Pramerica Short Maturity Fund is a Debt - Short term Bond fund was launched on 21 Jan 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 5 in Short term Bond category.  Return for 2018 was 5.5% , 2017 was 6.8% and 2016 was 10% .

Below is the key information for DHFL Pramerica Short Maturity Fund

DHFL Pramerica Short Maturity Fund
Growth
Launch Date 21 Jan 03
NAV (19 Jul 19) ₹30.4383 ↑ 0.03   (0.09 %)
Net Assets (Cr) ₹134 on 30 Jun 19
Category Debt - Short term Bond
AMC DHFL Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.45
Sharpe Ratio -0.85
Information Ratio -0.81
Alpha Ratio -22.98
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 30.66%
Effective Maturity 5 Months 8 Days
Modified Duration 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹10,935
30 Jun 16₹11,904
30 Jun 17₹13,053
30 Jun 18₹13,660
30 Jun 19₹12,803

DHFL Pramerica Short Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DHFL Pramerica Short Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 2.7%
3 Month -9.1%
6 Month -8.1%
1 Year -5.1%
3 Year 2.8%
5 Year 5.4%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.5%
2017 6.8%
2016 10%
2015 8.3%
2014 10.6%
2013 8.1%
2012 9.8%
2011 8.9%
2010 4.9%
2009 7.7%
Fund Manager information for DHFL Pramerica Short Maturity Fund
NameSinceTenure
Kumaresh Ramakrishnan13 Dec 171.47 Yr.
Puneet Pal13 Dec 171.47 Yr.

Data below for DHFL Pramerica Short Maturity Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash13.63%
Debt86.37%
Debt Sector Allocation
SectorValue
Corporate86.37%
Cash Equivalent13.63%
Credit Quality
RatingValue
A13.58%
BBB86.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Business Broadcast News Holdings Limited
Debentures | -
41%₹76 Cr8,500,000
Reliance Mediaworks Limited
Debentures | -
24%₹44 Cr5,000,000
Yes Bank Limited
Debentures | -
13%₹24 Cr2,670,000
↓ -160,000
Dewan Housing Finance Corporation Limited
Debentures | -
9%₹17 Cr2,000,000
Dewan Housing Finance Corporation Limited
Debentures | -
8%₹14 Cr1,480,000
↓ -6,020,000
Net Receivables / (Payables)
Net Current Assets | -
4%₹8 Cr
Clearing Corporation Of India Ltd.
CBLO | -
1%₹3 Cr

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2018 was 5.6% , 2017 was 7% and 2016 was 10.9% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (19 Jul 19) ₹23.2948 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹7,098 on 30 Jun 19
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 17.77%
Effective Maturity 3 Years 7 Months 24 Days
Modified Duration 2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹11,037
30 Jun 16₹12,164
30 Jun 17₹13,399
30 Jun 18₹14,083
30 Jun 19₹14,624

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 1.3%
3 Month 2.3%
6 Month 2.1%
1 Year 4.6%
3 Year 6.6%
5 Year 8.1%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
2009
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 144.75 Yr.
Sunaina Cunha1 Apr 172.16 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash6.74%
Equity0.51%
Debt92.76%
Debt Sector Allocation
SectorValue
Corporate86.6%
Cash Equivalent6.74%
Government4.72%
Securitized1.44%
Credit Quality
RatingValue
A12.53%
AA29.58%
AAA34.14%
B0.51%
BBB8.52%
Below B6.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sprit Textiles Private Limited
Debentures | -
8%₹616 Cr4,448
Adilink Infra & Multitrading Private Limited
Debentures | -
8%₹599 Cr5,215
SP Imperial Star Private Limited
Unlisted bonds | -
6%₹425 Cr325
REC LIMITED
Debentures | -
4%₹307 Cr3,071
Housing And Urban Development Corporation Ltd.
Debentures | -
4%₹268 Cr2,600
↑ 500
Sugee Builders Private Limited
Debentures | -
3%₹217 Cr200
Net Receivables / (Payables)
Net Current Assets | -
3%₹203 Cr
Prestige Estates Projects Limited
Debentures | -
3%₹202 Cr2,020
STATE BANK OF INDIA
Debentures | -
3%₹202 Cr1,980
Housing And Urban Development Corporation Ltd.
Debentures | -
2%₹181 Cr1,750

3. Indiabulls Short Term Fund

The scheme will endeavor to generate stable returns over short term with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Indiabulls Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 30 in Short term Bond category.  Return for 2018 was 7.4% , 2017 was 6% and 2016 was 8.5% .

Below is the key information for Indiabulls Short Term Fund

Indiabulls Short Term Fund
Growth
Launch Date 13 Sep 13
NAV (19 Jul 19) ₹1,596.11 ↑ 0.93   (0.06 %)
Net Assets (Cr) ₹108 on 30 Jun 19
Category Debt - Short term Bond
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio 3.98
Information Ratio -0.29
Alpha Ratio 0.66
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 12.2%
Effective Maturity 1 Year 3 Months 11 Days
Modified Duration 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹10,888
30 Jun 16₹11,909
30 Jun 17₹12,839
30 Jun 18₹13,556
30 Jun 19₹14,717

Indiabulls Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Indiabulls Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 1.2%
3 Month 2.7%
6 Month 4.8%
1 Year 9.2%
3 Year 7.6%
5 Year 8.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.4%
2017 6%
2016 8.5%
2015 9.9%
2014 8.2%
2013
2012
2011
2010
2009
Fund Manager information for Indiabulls Short Term Fund
NameSinceTenure
Vikrant Mehta20 Jun 190 Yr.
Karan Singh16 Apr 181.12 Yr.

Data below for Indiabulls Short Term Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash11.06%
Debt88.94%
Debt Sector Allocation
SectorValue
Corporate73.33%
Government15.61%
Cash Equivalent11.06%
Credit Quality
RatingValue
A13.7%
AA4.15%
AAA82.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 03-June-2019
CBLO/Reverse Repo | -
12%₹60 Cr5,962,000
↑ 5,962,000
NTPC Limited
Debentures | -
10%₹50 Cr4,900,000
↑ 4,900,000
Housing Development Finance Corporation Limited
Debentures | -
8%₹41 Cr4,000,000
↑ 4,000,000
Net Receivable/Payable
Net Current Assets | -
7%-₹36 Cr
7.37% Govt Stock 2023
Sovereign Bonds | -
7%₹34 Cr3,320,000
↑ 2,320,000
National Bank For Agriculture And Rural Development
Debentures | -
6%₹28 Cr2,800,000
↑ 2,800,000
Tanglin Developments Limited
Debentures | -
5%₹26 Cr1,930,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
5%₹25 Cr2,500,000
↑ 2,500,000
National Highways Authority Of India
Debentures | -
5%₹25 Cr2,500,000
↑ 2,500,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
5%₹23 Cr2,500,000
↑ 2,500,000

4. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 19 in Short term Bond category.  Return for 2018 was 8.8% , 2017 was 8.6% and 2016 was 8.3% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (19 Jul 19) ₹4,055.83 ↑ 1.22   (0.03 %)
Net Assets (Cr) ₹13,236 on 30 Jun 19
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.04
Information Ratio 1.15
Alpha Ratio -2.39
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 11.71%
Effective Maturity 3 Years 17 Days
Modified Duration 2 Years 2 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹11,065
30 Jun 16₹11,846
30 Jun 17₹13,141
30 Jun 18₹14,009
30 Jun 19₹15,193

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 0.8%
3 Month 1.5%
6 Month 3.3%
1 Year 8.8%
3 Year 8.7%
5 Year 8.9%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
2012 10%
2011 9%
2010 5.6%
2009 12%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath24 Jun 162.77 Yr.
Kunal Agrawal24 Jun 162.77 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash2.65%
Debt93.4%
Other3.95%
Debt Sector Allocation
SectorValue
Corporate91.27%
Cash Equivalent2.65%
Government2.13%
Credit Quality
RatingValue
A42%
AA38.08%
AAA15.14%
BBB4.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
7%₹984 Cr9,800
↑ 5,550
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
5%₹700 Cr7,200
Call, Cash & Other Assets
Receivables | -
4%₹527 Cr
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
4%₹521 Cr480
↓ -20
Idea Cellular Limited
Debentures | -
4%₹514 Cr5,230
Power Finance Corporation Ltd.
Debentures | -
3%₹415 Cr4,045
↓ -400
Piramal Capital & Housing Finance Ltd
Debentures | -
3%₹382 Cr4,813
Rishanth Wholesale Trading Private Ltd.
Debentures | -
3%₹353 Cr350
Yes Bank Limited
Debentures | -
2%₹332 Cr3,523
DOLVI Minerals & Metals Private Limited
Debentures | -
2%₹319 Cr1,830
↓ -550

5. UTI Medium Term Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Medium Term Fund is a Debt - Medium term Bond fund was launched on 31 Mar 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Return for 2018 was 5.5% , 2017 was 6.9% and 2016 was 11% .

Below is the key information for UTI Medium Term Fund

UTI Medium Term Fund
Growth
Launch Date 31 Mar 15
NAV (19 Jul 19) ₹13.7153 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹319 on 30 Jun 19
Category Debt - Medium term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.42
Sharpe Ratio 0.98
Information Ratio -0.7
Alpha Ratio -1.78
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365-548 Days (0.5%),548 Days and above(NIL)
Yield to Maturity 11.65%
Effective Maturity 3 Years 3 Months 1 Day
Modified Duration 2 Years 6 Months

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,146
30 Jun 16₹11,077
30 Jun 17₹12,209
30 Jun 18₹12,827
30 Jun 19₹13,532

UTI Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 1.2%
3 Month 1.5%
6 Month 3.1%
1 Year 6.3%
3 Year 7.1%
5 Year
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.5%
2017 6.9%
2016 11%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for UTI Medium Term Fund
NameSinceTenure
Amandeep Chopra31 Mar 154.17 Yr.
Ritesh Nambiar1 Jul 153.92 Yr.

Data below for UTI Medium Term Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash8.21%
Debt91.79%
Debt Sector Allocation
SectorValue
Corporate74.97%
Government16.81%
Cash Equivalent8.21%
Credit Quality
RatingValue
A7.5%
AA47.15%
AAA42.52%
BBB2.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
9%₹30 Cr300,000,000
↑ 100,000,000
LIC HOUSING FINANCE LIMITED
Debentures | -
8%₹26 Cr250
REC LIMITED
Debentures | -
8%₹25 Cr250
↑ 250
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹25 Cr250,000,000
Green Infra Wind Energy Limited
Debentures | -
6%₹20 Cr200
Zydus Wellness Ltd.
Debentures | -
6%₹20 Cr200
Bharat Aluminium Company Limited
Debentures | -
6%₹20 Cr200
Nirma Limited
Debentures | -
5%₹18 Cr180
Indiabulls Housing Finance Limited
Debentures | -
4%₹15 Cr150
Avanse Financial Services Limited
Debentures | -
4%₹15 Cr150

6. Franklin India Income Opportunities Fund

The Fund seeks to provide regular income and capital appreciation by investing in fixed income securities across the yield curve.

Franklin India Income Opportunities Fund is a Debt - Medium term Bond fund was launched on 12 Nov 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 15 in Medium term Bond category.  Return for 2018 was 8% , 2017 was 8.6% and 2016 was 8.4% .

Below is the key information for Franklin India Income Opportunities Fund

Franklin India Income Opportunities Fund
Growth
Launch Date 12 Nov 09
NAV (19 Jul 19) ₹22.7124 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹3,670 on 30 Jun 19
Category Debt - Medium term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio 1.63
Information Ratio 0.82
Alpha Ratio -3.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-18 Months (2%),18-24 Months (1%),24 Months and above(NIL)
Yield to Maturity 11.25%
Effective Maturity 4 Years 5 Months 30 Days
Modified Duration 3 Years 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹11,046
30 Jun 16₹11,869
30 Jun 17₹13,149
30 Jun 18₹14,038
30 Jun 19₹15,108

Franklin India Income Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Franklin India Income Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jul 19

DurationReturns
1 Month 0.8%
3 Month 2.2%
6 Month 3.7%
1 Year 8.1%
3 Year 8.5%
5 Year 8.8%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8%
2017 8.6%
2016 8.4%
2015 9.3%
2014 11.6%
2013 8.6%
2012 10.2%
2011 9.1%
2010 7.1%
2009
Fund Manager information for Franklin India Income Opportunities Fund
NameSinceTenure
Santosh Kamath1 Jun 163 Yr.
Kunal Agrawal25 Oct 180.6 Yr.

Data below for Franklin India Income Opportunities Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash1.14%
Debt94.87%
Other3.99%
Debt Sector Allocation
SectorValue
Corporate92.92%
Government1.95%
Cash Equivalent1.14%
Credit Quality
RatingValue
A41.31%
AA40.61%
AAA13.39%
BBB4.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Parimal Finance Private Limited
Debentures | -
7%₹257 Cr2,797
Power Finance Corporation Ltd.
Debentures | -
6%₹231 Cr2,250
↓ -50
Coastal Gujarat Power Limited
Debentures | -
5%₹191 Cr1,910
Call, Cash & Other Assets
Receivables | -
4%₹148 Cr
Shriram Transport Finance Company Limited
Debentures | -
4%₹147 Cr1,550
Idea Cellular Limited
Debentures | -
4%₹142 Cr1,450
Rivaaz Trade Ventures Private Limited
Debentures | -
4%₹139 Cr1,400
↓ -50
Pune Solapur Expressways Pvt. Ltd
Debentures | -
3%₹122 Cr12,673
Andhra Pradesh Capital Region Development Authority
Debentures | -
3%₹119 Cr5,858
DCB Bank Limited
Debentures | -
3%₹117 Cr12,100

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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