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Best Bond Mutual Funds 2020

Updated on January 26, 2020 , 15590 views

Bond Mutual Funds offer higher returns than bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹393.756
↑ 0.06
₹15,8471.73.88.37.78.56.31%5M 16D6M 7D
PGIM India Insta Cash Fund Growth ₹254.61
↑ 0.04
₹5031.32.86.56.96.75.35%1M 2D1M 2D
JM Liquid Fund Growth ₹53.5277
↑ 0.01
₹1,8411.32.76.46.96.65.14%24D24D
Indiabulls Liquid Fund Growth ₹1,906.94
↑ 0.27
₹6111.32.86.46.86.65.42%1M 20D1M 20D
Principal Cash Management Fund Growth ₹1,734.22
↑ 0.24
₹2131.22.763.66.25.03%18D19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹32.8333
↑ 0.02
₹460.37-1.13.6-0.57.98%2Y 29D2Y 6M 14D
ICICI Prudential Short Term Fund Growth ₹41.6086
↑ 0.00
₹12,3542.24.69.87.19.77.4%2Y 2M 12D2Y 11M 8D
Nippon India Short Term Fund Growth ₹37.3355
↑ 0.01
₹7,0271.94.69.56.89.47.25%1Y 11M 8D2Y 3M 18D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹32.9352
↑ 0.01
₹3,1410.93.38.46.68.58.57%1Y 11M 12D2Y 5M 26D
Axis Strategic Bond Fund Growth ₹19.1566
↑ 0.00
₹1,2332.44.67.377.18.54%3Y 4Y 2M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Gilt Fund Growth ₹45.3594
↓ -0.05
₹1,9451.92.8147.113.15.87%3Y 9M 29D5Y 11M 19D
Nippon India Gilt Securities Fund Growth ₹27.4061
↓ -0.05
₹1,1181.43.112.97.512.46.86%6Y 8M 23D10Y 14D
SBI Magnum Income Fund Growth ₹49.4583
↓ -0.01
₹1,2393.55.612.57.411.77.64%3Y 9M 11D5Y 6M 11D
UTI Gilt Fund Growth ₹44.8905
↓ -0.02
₹5310.92.112.56.811.86.35%3Y 8M 26D5Y 4M 17D
Aditya Birla Sun Life Government Securities Fund Growth ₹57.1529
↓ -0.05
₹2311.32.211.77.2116.87%5Y 10M 6D8Y 3M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹44.9418
↓ -0.07
₹5001.6313.19.311.96.67%6Y 4M 24D9Y 10M 2D
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹32.0026
↓ -0.06
₹1322.13.815.510.714.27.05%7Y 4M 20D11Y 4M 2D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹16.942
↓ -0.02
₹881.83.3148.112.87.02%7Y 10Y 1M 6D
DSP BlackRock 10Y G-Sec Fund Growth ₹15.8273
↓ -0.02
₹441.92.212.16.110.86.87%6Y 10M 6D9Y 9M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2019 was -4.4% , 2018 was 5.6% and 2017 was 7% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (28 Jan 20) ₹21.8528 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹4,814 on 31 Dec 19
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.67
Sharpe Ratio -1.1
Information Ratio -1.08
Alpha Ratio -9.27
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 16.08%
Effective Maturity 3 Years 9 Months 18 Days
Modified Duration 2 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,952
31 Dec 16₹12,142
31 Dec 17₹12,995
31 Dec 18₹13,724
31 Dec 19₹13,121

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.4%
3 Month -5.2%
6 Month -6%
1 Year -3.5%
3 Year 2.4%
5 Year 5.4%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 145.17 Yr.
Sunaina Cunha1 Apr 172.58 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash10.24%
Equity0.66%
Debt89.1%
Debt Sector Allocation
SectorValue
Corporate67.82%
Government24.55%
Cash Equivalent7.04%
Credit Quality
RatingValue
A13.44%
AA28.49%
AAA46.96%
BBB1.4%
Below B9.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SP Imperial Star Private Limited
Unlisted bonds | -
9%₹441 Cr325
Air India Assets Holding Limited
Debentures | -
5%₹278 Cr2,750
Clearing Corporation Of India Limited
CBLO | -
4%₹224 Cr
Power Finance Corporation Ltd.
Debentures | -
4%₹202 Cr2,000
Adani Transmission Limited
Debentures | -
3%₹176 Cr1,766
GOVT STOCK
Sovereign Bonds | -
3%₹160 Cr16,000,000
↑ 16,000,000
REC LIMITED
Debentures | -
3%₹157 Cr1,511
↓ -250
7.72% GS 2025
Sovereign Bonds | -
3%₹137 Cr13,000,000
↓ -2,000,000
06.70 TN SDL 2024
Sovereign Bonds | -
3%₹131 Cr13,100,000
↑ 5,000,000
Rural Electrification Corporation Limited
Debentures | -
2%₹127 Cr1,200

2. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was -3.4% , 2018 was 4.7% and 2017 was 6.9% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (28 Jan 20) ₹14.0108 ↑ 0.02   (0.12 %)
Net Assets (Cr) ₹2,306 on 31 Dec 19
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 13.62%
Effective Maturity 3 Years 10 Months 2 Days
Modified Duration 2 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,900
31 Dec 16₹12,111
31 Dec 17₹12,947
31 Dec 18₹13,556
31 Dec 19₹13,093

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.6%
3 Month -0.3%
6 Month 0.8%
1 Year -3.4%
3 Year 2.4%
5 Year 5.4%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
2011
2010
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Prashant Pimple26 Jun 145.52 Yr.
Kinjal Desai25 May 181.6 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash4.74%
Debt95.26%
Other0%
Debt Sector Allocation
SectorValue
Corporate95.27%
Cash Equivalent4.74%
Credit Quality
RatingValue
A14.75%
AA59.45%
AAA3.91%
BBB18.69%
Below B2.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Yes Bank Limited
Debentures | -
18%₹415 Cr5,700
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
8%₹189 Cr2,282
U.P. Power Corporation Limited
Debentures | -
8%₹183 Cr1,825
Reverse Repo
CBLO/Reverse Repo | -
7%₹152 Cr
Shriram Transport Finance Company Limited
Debentures | -
5%₹116 Cr1,255
↓ -510
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
4%₹93 Cr1,100
Ahmedabad-Maliya Tollway Limited
Debentures | -
4%₹83 Cr850
INDIAN RECEIVABLE TRUST 2019 SERIES 3
Unlisted bonds | -
3%₹74 Cr1,100
Aarish Solar Power Private Limited
Debentures | -
2%₹56 Cr6,500
Aashman Energy Private Limited
Debentures | -
2%₹56 Cr6,500

3. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 19 in Short term Bond category.  Return for 2019 was 4.2% , 2018 was 8.8% and 2017 was 8.6% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (28 Jan 20) ₹3,930.51 ↑ 5.52   (0.14 %)
Net Assets (Cr) ₹10,964 on 31 Dec 19
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 0.42
Information Ratio -0.15
Alpha Ratio -5.56
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 13.01%
Effective Maturity 2 Years 5 Months 19 Days
Modified Duration 1 Year 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,906
31 Dec 16₹11,815
31 Dec 17₹12,834
31 Dec 18₹13,961
31 Dec 19₹14,552

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -3.4%
3 Month -3.6%
6 Month -2.9%
1 Year -0.2%
3 Year 5.6%
5 Year 6.7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
2012 10%
2011 9%
2010 5.6%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath24 Jun 163.52 Yr.
Kunal Agrawal24 Jun 163.52 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash1.16%
Debt97.74%
Other1.1%
Debt Sector Allocation
SectorValue
Corporate95.38%
Cash Equivalent1.56%
Government0.3%
Credit Quality
RatingValue
A40.37%
AA38.71%
AAA7.34%
B1.16%
BBB8.07%
Below B1.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
7%₹773 Cr7,700
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
6%₹670 Cr7,200
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
5%₹557 Cr480
Idea Cellular Limited
Debentures | -
4%₹397 Cr5,230
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Debentures | -
3%₹366 Cr4,813
Rishanth Wholesale Trading Private Ltd.
Debentures | -
3%₹352 Cr350
Call, Cash & Other Assets
Receivables | -
3%₹302 Cr
Edelweiss Agri Value Chain Limited
Debentures | -
3%₹298 Cr3,100
Yes Bank Limited
Debentures | -
3%₹283 Cr3,523
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
3%₹277 Cr2,800

4. Franklin India Income Opportunities Fund

The Fund seeks to provide regular income and capital appreciation by investing in fixed income securities across the yield curve.

Franklin India Income Opportunities Fund is a Debt - Medium term Bond fund was launched on 12 Nov 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 15 in Medium term Bond category.  Return for 2019 was 5.2% , 2018 was 8% and 2017 was 8.6% .

Below is the key information for Franklin India Income Opportunities Fund

Franklin India Income Opportunities Fund
Growth
Launch Date 12 Nov 09
NAV (28 Jan 20) ₹22.0707 ↑ 0.03   (0.11 %)
Net Assets (Cr) ₹3,100 on 31 Dec 19
Category Debt - Medium term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio 0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-18 Months (2%),18-24 Months (1%),24 Months and above(NIL)
Yield to Maturity 12.48%
Effective Maturity 3 Years 11 Months 19 Days
Modified Duration 2 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,930
31 Dec 16₹11,853
31 Dec 17₹12,867
31 Dec 18₹13,897
31 Dec 19₹14,620

Franklin India Income Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Income Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -3.8%
3 Month -3.2%
6 Month -2.5%
1 Year 0.2%
3 Year 5.5%
5 Year 6.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 5.2%
2018 8%
2017 8.6%
2016 8.4%
2015 9.3%
2014 11.6%
2013 8.6%
2012 10.2%
2011 9.1%
2010 7.1%
Fund Manager information for Franklin India Income Opportunities Fund
NameSinceTenure
Santosh Kamath1 Jun 163.58 Yr.
Kunal Agrawal25 Oct 181.18 Yr.

Data below for Franklin India Income Opportunities Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash3.24%
Debt92.76%
Other4%
Debt Sector Allocation
SectorValue
Corporate89.87%
Cash Equivalent3.24%
Government2.89%
Credit Quality
RatingValue
A35.98%
AA46.25%
AAA6.84%
BB1.69%
BBB4.68%
Below B0.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Parimal Finance Private Limited
Debentures | -
7%₹231 Cr2,797
Coastal Gujarat Power Limited
Debentures | -
6%₹195 Cr1,910
Shriram Transport Finance Company Limited
Debentures | -
5%₹141 Cr1,550
Rivaaz Trade Ventures Private Limited
Debentures | -
4%₹137 Cr1,400
Call, Cash & Other Assets
Receivables | -
4%₹124 Cr
DCB Bank Limited
Debentures | -
4%₹117 Cr12,100
Sadbhav Infrastructure Project Limited
Debentures | -
4%₹117 Cr1,000
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
4%₹116 Cr100
Andhra Pradesh Capital Region Development Authority
Debentures | -
4%₹113 Cr5,858
Idea Cellular Limited
Debentures | -
4%₹110 Cr1,450

5. UTI Medium Term Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Medium Term Fund is a Debt - Medium term Bond fund was launched on 31 Mar 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Return for 2019 was 6.1% , 2018 was 5.5% and 2017 was 6.9% .

Below is the key information for UTI Medium Term Fund

UTI Medium Term Fund
Growth
Launch Date 31 Mar 15
NAV (28 Jan 20) ₹14.0161 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹232 on 31 Dec 19
Category Debt - Medium term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 0.94
Information Ratio -0.94
Alpha Ratio -3.43
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365-548 Days (0.5%),548 Days and above(NIL)
Yield to Maturity 10.43%
Effective Maturity 1 Year 9 Months 24 Days
Modified Duration 1 Year 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,589
31 Dec 16₹11,756
31 Dec 17₹12,572
31 Dec 18₹13,259
31 Dec 19₹14,064

UTI Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -0.3%
3 Month 0.3%
6 Month 2.6%
1 Year 5.2%
3 Year 5.7%
5 Year
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.1%
2018 5.5%
2017 6.9%
2016 11%
2015
2014
2013
2012
2011
2010
Fund Manager information for UTI Medium Term Fund
NameSinceTenure
Amandeep Chopra31 Mar 154.76 Yr.
Ritesh Nambiar1 Jul 154.5 Yr.

Data below for UTI Medium Term Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash43.94%
Debt56.06%
Debt Sector Allocation
SectorValue
Corporate45.62%
Cash Equivalent43.94%
Government10.44%
Credit Quality
RatingValue
A11.42%
AA47.7%
AAA32.59%
BBB8.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
44%₹102 Cr00
Green Infra Wind Energy Limited
Debentures | -
9%₹20 Cr200
Housing Development Finance Corporation Limited
Debentures | -
7%₹15 Cr150
U.P. Power Corporation Limited
Debentures | -
6%₹15 Cr150
GOVT STOCK
Sovereign Bonds | -
6%₹15 Cr150,000,000
↑ 150,000,000
AMBA River Coke Limited
Debentures | -
6%₹15 Cr150
Avanse Financial Services Limited
Debentures | -
6%₹15 Cr150
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
2%₹5 Cr50
ZEE Learn Limited
Debentures | -
2%₹5 Cr50
Essar Oil Limited
Debentures | -
2%₹5 Cr05

6. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2019 was -5.8% , 2018 was 4% and 2017 was 3.6% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (28 Jan 20) ₹47.9787 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹501 on 31 Dec 19
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.72
Sharpe Ratio -1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 10.25%
Effective Maturity 4 Years 10 Months 6 Days
Modified Duration 3 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,631
31 Dec 16₹12,109
31 Dec 17₹12,544
31 Dec 18₹13,050
31 Dec 19₹12,288

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -4.3%
3 Month -4.2%
6 Month -4.8%
1 Year -8%
3 Year -1.3%
5 Year 2.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
2011 11.2%
2010 5.2%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.83 Yr.

Data below for UTI Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash35.43%
Debt64.57%
Debt Sector Allocation
SectorValue
Government40.03%
Cash Equivalent35.43%
Corporate24.54%
Credit Quality
RatingValue
AA9.26%
AAA74.21%
BBB8.65%
Below B7.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
22%₹109 Cr1,050,000,000
↑ 1,050,000,000
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
8%₹43 Cr400
↓ -100
Idea Cellular Limited
Debentures | -
8%₹41 Cr615
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
5%₹26 Cr250
↓ -50
GOVT STOCK
Sovereign Bonds | -
5%₹26 Cr250,000,000
↓ -350,000,000
GOVT STOCK
Sovereign Bonds | -
5%₹26 Cr250,000,000
↓ -250,000,000
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
5%₹25 Cr250
↓ -100
Net Current Assets
Net Current Assets | -
5%₹25 Cr00
Jorabat Shillong Expressway Limited
Debentures | -
5%₹25 Cr4,942

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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