+91-22-48913909Best Bond Mutual Funds 2025
Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.
Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.
Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.
Difference Between Bond & Bond Mutual Fund
Bonds
They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.
Bond Funds
They are mutual funds or exchange-trade funds (ETFs) that invest in a Portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.
Why to Invest in Bond Mutual Funds?
Some of the important benefits of these funds are:
- Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
- It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
- In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
- As, Bond Funds majorly invest in government securities they are not affected by the Volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.
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Bond Funds to Invest for < 1 year
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹554.641
↑ 0.03 ₹20,795 1.7 4 7.9 7.4 7.9 6.6% 5M 26D 7M 2D Indiabulls Liquid Fund Growth ₹2,548.77
↑ 0.39 ₹393 1.5 3.3 7 6.9 7.4 5.77% 1M 10D 1M 11D PGIM India Insta Cash Fund Growth ₹343.079
↑ 0.06 ₹513 1.5 3.3 7 7 7.3 5.81% 1M 15D 1M 17D JM Liquid Fund Growth ₹71.898
↑ 0.01 ₹3,225 1.5 3.2 6.8 6.9 7.2 5.77% 1M 5D 1M 7D UTI Ultra Short Term Fund Growth ₹4,281.77
↑ 0.31 ₹4,337 1.5 3.6 7.1 6.8 7.2 6.42% 5M 19D 6M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund UTI Ultra Short Term Fund Point 1 Highest AUM (₹20,795 Cr). Bottom quartile AUM (₹393 Cr). Bottom quartile AUM (₹513 Cr). Lower mid AUM (₹3,225 Cr). Upper mid AUM (₹4,337 Cr). Point 2 Established history (22+ yrs). Established history (13+ yrs). Established history (17+ yrs). Oldest track record among peers (27 yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 5★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 7.94% (top quartile). 1Y return: 6.98% (lower mid). 1Y return: 6.96% (bottom quartile). 1Y return: 6.84% (bottom quartile). 1Y return: 7.15% (upper mid). Point 6 1M return: 0.45% (bottom quartile). 1M return: 0.47% (top quartile). 1M return: 0.47% (upper mid). 1M return: 0.46% (lower mid). 1M return: 0.43% (bottom quartile). Point 7 Sharpe: 3.76 (top quartile). Sharpe: 3.05 (lower mid). Sharpe: 3.30 (upper mid). Sharpe: 2.80 (bottom quartile). Sharpe: 2.14 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: -1.37 (bottom quartile). Information ratio: -0.82 (lower mid). Information ratio: -2.27 (bottom quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 6.60% (top quartile). Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 5.81% (lower mid). Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 6.42% (upper mid). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.47 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
UTI Ultra Short Term Fund
Bond Funds to Invest for > 1 year
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00 ₹28 1.2 3.1 6.1 4.2 7.18% 1Y 7M 28D 1Y 11M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹40.2079
↓ -0.05 ₹2,744 0.9 4.7 12.7 9.2 10.5 7.44% 3Y 6M 18D 4Y 9M 4D Nippon India Strategic Debt Fund Growth ₹15.8738
↓ -0.02 ₹106 2.3 6.1 10 8.1 8.3 7.21% 3Y 2M 26D 4Y 3M 29D Axis Strategic Bond Fund Growth ₹28.2419
↓ -0.02 ₹1,938 0.7 4.5 8.4 7.8 8.7 7.64% 3Y 4D 3Y 9M 25D Nippon India Short Term Fund Growth ₹53.2938
↓ -0.03 ₹8,739 0.7 4.5 8.4 7.4 8 6.93% 2Y 7M 24D 3Y 4M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23 Research Highlights & Commentary of 5 Funds showcased
Commentary PGIM India Short Maturity Fund Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund Axis Strategic Bond Fund Nippon India Short Term Fund Point 1 Bottom quartile AUM (₹28 Cr). Upper mid AUM (₹2,744 Cr). Bottom quartile AUM (₹106 Cr). Lower mid AUM (₹1,938 Cr). Highest AUM (₹8,739 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (16+ yrs). Established history (11+ yrs). Established history (13+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.08% (bottom quartile). 1Y return: 12.74% (top quartile). 1Y return: 10.04% (upper mid). 1Y return: 8.43% (lower mid). 1Y return: 8.35% (bottom quartile). Point 6 1M return: 0.43% (top quartile). 1M return: -0.08% (bottom quartile). 1M return: -0.22% (bottom quartile). 1M return: 0.01% (upper mid). 1M return: -0.04% (lower mid). Point 7 Sharpe: -0.98 (bottom quartile). Sharpe: 2.94 (top quartile). Sharpe: 1.62 (bottom quartile). Sharpe: 1.96 (lower mid). Sharpe: 1.99 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.18% (bottom quartile). Yield to maturity (debt): 7.44% (upper mid). Yield to maturity (debt): 7.21% (lower mid). Yield to maturity (debt): 7.64% (top quartile). Yield to maturity (debt): 6.93% (bottom quartile). Point 10 Modified duration: 1.66 yrs (top quartile). Modified duration: 3.55 yrs (bottom quartile). Modified duration: 3.24 yrs (bottom quartile). Modified duration: 3.01 yrs (lower mid). Modified duration: 2.65 yrs (upper mid). PGIM India Short Maturity Fund
Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
Axis Strategic Bond Fund
Nippon India Short Term Fund
Bond Funds to Invest for > 3 years
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹102.404
↓ -0.30 ₹7,330 -1.2 3.4 6.8 7.6 8.2 6.63% 4Y 2M 5D 12Y 9M 7D UTI Bond Fund Growth ₹72.9472
↓ -0.15 ₹330 -1.6 2.9 6.1 6.7 8.5 6.99% 6Y 2M 1D 9Y 4M 17D SBI Magnum Income Fund Growth ₹70.3089
↓ -0.20 ₹2,001 -1.4 2.9 6.1 7 8.1 7.02% 5Y 8M 1D 8Y 4M 24D SBI Magnum Gilt Fund Growth ₹65.0537
↓ -0.21 ₹11,980 -3.1 2.1 4.5 7.2 8.9 6.73% 8Y 4M 28D 17Y 3M 18D UTI Gilt Fund Growth ₹61.8017
↓ -0.30 ₹615 -3.1 1.9 4.4 6.6 8.9 6.86% 9Y 22D 20Y 8M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Gilt Fund UTI Bond Fund SBI Magnum Income Fund SBI Magnum Gilt Fund UTI Gilt Fund Point 1 Upper mid AUM (₹7,330 Cr). Bottom quartile AUM (₹330 Cr). Lower mid AUM (₹2,001 Cr). Highest AUM (₹11,980 Cr). Bottom quartile AUM (₹615 Cr). Point 2 Established history (26+ yrs). Oldest track record among peers (27 yrs). Established history (26+ yrs). Established history (24+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 6.84% (top quartile). 1Y return: 6.13% (upper mid). 1Y return: 6.11% (lower mid). 1Y return: 4.49% (bottom quartile). 1Y return: 4.41% (bottom quartile). Point 6 1M return: -1.31% (lower mid). 1M return: -1.00% (upper mid). 1M return: -0.97% (top quartile). 1M return: -1.65% (bottom quartile). 1M return: -2.14% (bottom quartile). Point 7 Sharpe: 1.16 (top quartile). Sharpe: 0.58 (upper mid). Sharpe: 0.57 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 0.31 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.63% (bottom quartile). Yield to maturity (debt): 6.99% (upper mid). Yield to maturity (debt): 7.02% (top quartile). Yield to maturity (debt): 6.73% (bottom quartile). Yield to maturity (debt): 6.86% (lower mid). Point 10 Modified duration: 4.18 yrs (top quartile). Modified duration: 6.17 yrs (lower mid). Modified duration: 5.67 yrs (upper mid). Modified duration: 8.41 yrs (bottom quartile). Modified duration: 9.06 yrs (bottom quartile). ICICI Prudential Gilt Fund
UTI Bond Fund
SBI Magnum Income Fund
SBI Magnum Gilt Fund
UTI Gilt Fund
Best 10-Year Govt. Bond Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹63.4319
↓ -0.21 ₹1,884 -1.7 3.4 7 7.5 9.1 6.61% 6Y 9M 14D 9Y 6M 25D ICICI Prudential Constant Maturity Gilt Fund Growth ₹24.6314
↓ -0.07 ₹2,368 -1.5 3.9 7.8 7.9 9.3 6.57% 6Y 10M 2D 9Y 6M 14D Bandhan Government Securities Fund - Constant Maturity Plan Growth ₹45.5549
↓ -0.19 ₹354 -1.7 3.8 7.4 7.8 9.7 6.6% 6Y 11M 8D 9Y 11M 23D DSP 10Y G-Sec Fund Growth ₹21.7309
↓ -0.08 ₹57 -1.3 3.2 7.1 7.6 9 6.35% 6Y 10M 20D 9Y 5M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 4 Funds showcased
Commentary SBI Magnum Constant Maturity Fund ICICI Prudential Constant Maturity Gilt Fund Bandhan Government Securities Fund - Constant Maturity Plan DSP 10Y G-Sec Fund Point 1 Upper mid AUM (₹1,884 Cr). Highest AUM (₹2,368 Cr). Lower mid AUM (₹354 Cr). Bottom quartile AUM (₹57 Cr). Point 2 Oldest track record among peers (24 yrs). Established history (10+ yrs). Established history (23+ yrs). Established history (10+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.01% (bottom quartile). 1Y return: 7.82% (top quartile). 1Y return: 7.44% (upper mid). 1Y return: 7.09% (lower mid). Point 6 1M return: -1.23% (upper mid). 1M return: -1.23% (lower mid). 1M return: -1.33% (bottom quartile). 1M return: -1.03% (top quartile). Point 7 Sharpe: 0.97 (bottom quartile). Sharpe: 1.26 (top quartile). Sharpe: 1.08 (upper mid). Sharpe: 1.05 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.61% (top quartile). Yield to maturity (debt): 6.57% (lower mid). Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.35% (bottom quartile). Point 10 Modified duration: 6.79 yrs (top quartile). Modified duration: 6.84 yrs (upper mid). Modified duration: 6.94 yrs (bottom quartile). Modified duration: 6.89 yrs (lower mid). SBI Magnum Constant Maturity Fund
ICICI Prudential Constant Maturity Gilt Fund
Bandhan Government Securities Fund - Constant Maturity Plan
DSP 10Y G-Sec Fund
*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)
The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate income & capital appreciation through a portfolio constituted of medium term debt instruments & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Tata Medium Term Fund Below is the key information for Tata Medium Term Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. Research Highlights for HDFC Medium Term Debt Fund Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on 1. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (29 Aug 25) ₹22.9284 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,817 on 31 Jul 25 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.81 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.73% Effective Maturity 5 Years 3 Months 11 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,682 31 Jul 22 ₹11,018 31 Jul 23 ₹11,639 31 Jul 24 ₹12,588 31 Jul 25 ₹13,765 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 4.4% 1 Year 8.4% 3 Year 7.4% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.36 Yr. Vihag Mishra 1 Jun 25 0.17 Yr. Data below for Kotak Medium Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.55% Equity 5.79% Debt 86.98% Other 1.68% Debt Sector Allocation
Sector Value Corporate 67.9% Government 18.7% Cash Equivalent 5.93% Credit Quality
Rating Value A 10.88% AA 38.57% AAA 48.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹157 Cr 15,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹147 Cr 14,043,470 Rec Limited
Debentures | -5% ₹100 Cr 10,000
↑ 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 TATA Steel Limited
Debentures | -4% ₹77 Cr 750 Pipeline Infrastructure Limited
Debentures | -4% ₹65 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹61 Cr 6,000 Indostar Capital Finance Limited
Debentures | -3% ₹60 Cr 6,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426023% ₹59 Cr 1,498,708 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500 2. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (29 Aug 25) ₹45.2103 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹5,688 on 31 Jul 25 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.67% Effective Maturity 5 Years 1 Month 13 Days Modified Duration 3 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,747 31 Jul 22 ₹11,147 31 Jul 23 ₹11,915 31 Jul 24 ₹12,797 31 Jul 25 ₹13,983 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 4.5% 1 Year 8.5% 3 Year 7.6% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% 2015 8.4% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.74 Yr. Akhil Kakkar 22 Jan 24 1.52 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.23% Equity 6.18% Debt 87.28% Other 0.32% Debt Sector Allocation
Sector Value Corporate 65.15% Government 22.56% Cash Equivalent 5.8% Credit Quality
Rating Value AA 59.79% AAA 39.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹559 Cr 53,458,200
↓ -12,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹195 Cr 18,801,500 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹186 Cr 4,765,556
↓ -74,678 National Bank For Agriculture And Rural Development
Debentures | -3% ₹177 Cr 17,500 Vedanta Limited
Debentures | -3% ₹171 Cr 17,000 Godrej Properties Limited
Debentures | -3% ₹154 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹153 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹151 Cr 15,000 Macrotech Developers Limited
Debentures | -2% ₹126 Cr 12,500 TVS Credit Services Limited
Debentures | -2% ₹114 Cr 110 3. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (29 Aug 25) ₹28.2419 ↓ -0.02 (-0.08 %) Net Assets (Cr) ₹1,938 on 31 Jul 25 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.64% Effective Maturity 3 Years 9 Months 25 Days Modified Duration 3 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,677 31 Jul 22 ₹11,073 31 Jul 23 ₹11,839 31 Jul 24 ₹12,773 31 Jul 25 ₹13,961 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 4.5% 1 Year 8.4% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% 2015 6.8% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 12.74 Yr. Sachin Jain 1 Feb 23 2.5 Yr. Akhil Thakker 1 Feb 23 2.5 Yr. Data below for Axis Strategic Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.33% Equity 0.27% Debt 93.12% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.43% Government 28.69% Cash Equivalent 6.33% Credit Quality
Rating Value A 8.23% AA 50.41% AAA 41.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -13% ₹253 Cr 24,200,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹103 Cr 10,031,900
↑ 10,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹83 Cr 7,900,000
↓ -10,500,000 Jubilant Beverages Limited
Debentures | -3% ₹67 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹66 Cr 6,500 Delhi International Airport Limited
Debentures | -3% ₹66 Cr 6,500 Nirma Limited
Debentures | -3% ₹61 Cr 6,000 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 4. Tata Medium Term Fund
Tata Medium Term Fund
Growth Launch Date 11 Nov 02 NAV (23 Sep 22) ₹29.7872 ↓ -0.04 (-0.14 %) Net Assets (Cr) ₹76 on 31 Aug 22 Category Debt - Medium term Bond AMC Tata Asset Management Limited Rating ☆☆ Risk Moderate Expense Ratio 1.16 Sharpe Ratio -0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.49% Effective Maturity 2 Years 11 Months 12 Days Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,566 31 Jul 22 ₹10,849 Returns for Tata Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.1% 3 Month 1.7% 6 Month 0.4% 1 Year 1.6% 3 Year 6.4% 5 Year 2.4% 10 Year 15 Year Since launch 5.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Tata Medium Term Fund
Name Since Tenure Data below for Tata Medium Term Fund as on 31 Aug 22
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (29 Aug 25) ₹40.2079 ↓ -0.05 (-0.12 %) Net Assets (Cr) ₹2,744 on 31 Jul 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.44% Effective Maturity 4 Years 9 Months 4 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,944 31 Jul 22 ₹13,565 31 Jul 23 ₹14,546 31 Jul 24 ₹15,677 31 Jul 25 ₹17,818 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.9% 6 Month 4.7% 1 Year 12.7% 3 Year 9.2% 5 Year 12.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 10.92 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.15% Equity 4.26% Debt 91.33% Other 0.26% Debt Sector Allocation
Sector Value Corporate 56.42% Government 34.91% Cash Equivalent 4.15% Credit Quality
Rating Value A 4% AA 42.22% AAA 53.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹231 Cr 22,500,000
↓ -3,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹195 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹194 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -4% ₹96 Cr 9,500 Jubilant Bevco Limited
Debentures | -3% ₹76 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹76 Cr 7,500
↑ 2,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 SK Finance Limited
Debentures | -2% ₹65 Cr 6,500 6. HDFC Medium Term Debt Fund
HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (29 Aug 25) ₹56.6302 ↓ -0.05 (-0.09 %) Net Assets (Cr) ₹3,804 on 31 Jul 25 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.36% Effective Maturity 5 Years 11 Months 8 Days Modified Duration 3 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,719 31 Jul 22 ₹10,998 31 Jul 23 ₹11,732 31 Jul 24 ₹12,590 31 Jul 25 ₹13,688 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.2% 3 Month 0.2% 6 Month 4.1% 1 Year 7.6% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.93 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Bhavyesh Divecha 1 Mar 25 0.42 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 3.62% Equity 2.1% Debt 93.97% Other 0.31% Debt Sector Allocation
Sector Value Corporate 61.86% Government 32.11% Cash Equivalent 3.62% Credit Quality
Rating Value AA 44.56% AAA 55.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹315 Cr 30,047,700 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹194 Cr 18,500,000 TATA Steel Limited
Debentures | -4% ₹149 Cr 14,500 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹124 Cr 12,012,900 Jubilant Beverages Limited
Debentures | -3% ₹110 Cr 10,720 Kalpataru Projects International Limited
Debentures | -3% ₹101 Cr 10,000 Sbfc Finance Limited
Debentures | -3% ₹100 Cr 10,000 SK Finance Limited
Debentures | -3% ₹100 Cr 10,000 The Tata Power Company Limited
Debentures | -2% ₹77 Cr 725 Power Finance Corporation Limited
Debentures | -2% ₹77 Cr 7,500
Bond Funds Taxation
Tax implication on Bond Funds or Debt Funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
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Research Highlights for Kotak Medium Term Fund