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Best Bond Mutual Funds 2022

Updated on September 28, 2022 , 25244 views

Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Difference Between Bond & Bond Mutual Fund

Bonds

They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.

Bond Funds

They are mutual funds or exchange-trade funds (ETFs) that invest in a portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
JM Liquid Fund Growth ₹59.1064
↑ 0.02
₹1,7931.32.34.13.93.35.69%22D23D
PGIM India Insta Cash Fund Growth ₹281.509
↑ 0.09
₹6001.32.3443.35.57%11D12D
Aditya Birla Sun Life Savings Fund Growth ₹449.066
↑ 0.22
₹14,5081.2245.33.96.63%5M 12D5M 19D
Principal Cash Management Fund Growth ₹1,908.8
↑ 0.55
₹2,9101.32.343.83.25.78%1M 3D1M 3D
Indiabulls Liquid Fund Growth ₹2,095.52
↑ 0.63
₹3061.22.23.83.83.15.27%15D16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹37.0839
↑ 0.02
₹261.31.12.14.536.35%1Y 4M 28D1Y 9M
Aditya Birla Sun Life Medium Term Plan Growth ₹30.9019
↑ 0.00
₹1,62817.31723.59.47.17.48%2Y 7M 24D3Y 10M 13D
ICICI Prudential Short Term Fund Growth ₹48.8974
↑ 0.06
₹15,6152.22.33.66.63.96.83%1Y 6M4Y 11M 23D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹38.8876
↑ 0.03
₹5,7621.81.63.36.33.87.11%1Y 7M 24D2Y 3M 29D
UTI Short Term Income Fund Growth ₹25.9364
↑ 0.02
₹2,1741.51.33.17.78.46.89%2Y 4M 2D4Y 1M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Bond Fund Growth ₹59.8964
↓ -0.05
₹2991.78.28.56.29.46.71%3Y 11M 1D7Y 29D
SBI Magnum Gilt Fund Growth ₹53.1228
↓ -0.02
₹3,6701.81.82.66.337.2%6Y 10M 6D10Y 5M 5D
ICICI Prudential Gilt Fund Growth ₹82.7817
↑ 0.16
₹2,3953.42.62.46.93.85.86%1Y 5M 23D9Y 8M 23D
SBI Magnum Income Fund Growth ₹57.3897
↓ -0.05
₹1,5401.80.81.46.63.67.32%5Y 3M 22D7Y 8M 12D
UTI Gilt Fund Growth ₹51.1555
↑ 0.01
₹5291.91.51.352.36.51%5Y 2M 16D10Y 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹50.7419
↓ -0.10
₹8152-0.1-0.54.82.47.16%6Y 10M 17D9Y 7M 28D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹19.5216
↓ -0.06
₹3321.9-0.5-0.95.72.87.13%6Y 8M 19D9Y 5M 16D
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹36.1492
↓ -0.13
₹2191.9-0.7-1.55.11.87.24%6Y 8M 12D9Y 6M 7D
DSP BlackRock 10Y G-Sec Fund Growth ₹17.3465
↓ -0.05
₹581.7-0.9-2.23.90.77.12%6Y 6M 18D9Y 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 23 in Medium term Bond category.  Return for 2021 was 5.5% , 2020 was 10.4% and 2019 was 9.2% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (30 Sep 22) ₹36.3595 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹6,341 on 31 Aug 22
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.39
Sharpe Ratio -0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.66%
Effective Maturity 3 Years 10 Months 28 Days
Modified Duration 2 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,352
30 Sep 19₹11,190
30 Sep 20₹12,377
30 Sep 21₹13,320

ICICI Prudential Medium Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0%
3 Month 1.9%
6 Month 1.7%
1 Year 3.2%
3 Year 7.1%
5 Year 6.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5.5%
2020 10.4%
2019 9.2%
2018 5.1%
2017 6.5%
2016 10.2%
2015 8.4%
2014 12.4%
2013 5.9%
2012 9.7%
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 165.82 Yr.
Shadab Rizvi3 Jun 175.25 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash21.42%
Debt78.58%
Debt Sector Allocation
SectorValue
Corporate60.31%
Cash Equivalent21.42%
Government18.28%
Credit Quality
RatingValue
AA62.13%
AAA37.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
14%₹869 Cr91,110,700
↓ -10,000,000
The Tata Power Company Limited
Debentures | -
5%₹307 Cr3,000
Bangalore Airport Hotel Limited
Debentures | -
4%₹250 Cr2,500
Bharat Sanchar Nigam Limited
Debentures | -
2%₹154 Cr1,610
Ongc Petro Additions Limited
Debentures | -
2%₹147 Cr1,500
The Great Eastern Shipping Company Limited
Debentures | -
2%₹147 Cr1,500
Godrej Properties Limited
Debentures | -
2%₹115 Cr1,150
TVS Credit Services Limited
Debentures | -
2%₹112 Cr110
TATA Motors Finance Solutions Limited
Debentures | -
2%₹102 Cr1,000
Vedanta Limited
Debentures | -
2%₹100 Cr1,000

2. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 22 in Medium term Bond category.  Return for 2021 was 5% , 2020 was 10% and 2019 was 9.1% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (30 Sep 22) ₹45.9119 ↑ 0.04   (0.08 %)
Net Assets (Cr) ₹3,814 on 31 Aug 22
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.31
Sharpe Ratio -0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.63%
Effective Maturity 4 Years 2 Months 5 Days
Modified Duration 2 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,388
30 Sep 19₹11,358
30 Sep 20₹12,375
30 Sep 21₹13,332

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -0.2%
3 Month 1.7%
6 Month 0.3%
1 Year 1.8%
3 Year 6.1%
5 Year 6.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5%
2020 10%
2019 9.1%
2018 5.6%
2017 5.5%
2016 11.5%
2015 7.4%
2014 11.2%
2013 7%
2012 9.8%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0715.01 Yr.
Priya Ranjan1 May 220.33 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash5.5%
Debt94.5%
Debt Sector Allocation
SectorValue
Corporate55.74%
Government38.76%
Cash Equivalent5.5%
Credit Quality
RatingValue
A0.69%
AA29.69%
AAA69.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
6%₹219 Cr22,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
4%₹136 Cr13,500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹132 Cr13,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹114 Cr12,000,000
Green Infra Wind Energy Limited
Debentures | -
3%₹109 Cr1,250
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹105 Cr10,500,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
3%₹97 Cr1,000
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹97 Cr1,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹96 Cr1,000
6.1% Govt Stock 2031
Sovereign Bonds | -
2%₹93 Cr10,000,000

3. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 10 in Medium term Bond category.  Return for 2021 was 4.7% , 2020 was 8.5% and 2019 was 7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (30 Sep 22) ₹18.476 ↑ 0.01   (0.08 %)
Net Assets (Cr) ₹1,931 on 31 Aug 22
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio -0.56
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 5 Years 6 Months 22 Days
Modified Duration 2 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,406
30 Sep 19₹11,107
30 Sep 20₹11,955
30 Sep 21₹12,866

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -0.2%
3 Month 1.6%
6 Month 0.5%
1 Year 2.3%
3 Year 5.8%
5 Year 5.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.7%
2020 8.5%
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
2014
2013
2012
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 148.44 Yr.

Data below for Kotak Medium Term Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash3.83%
Equity4.85%
Debt91.32%
Debt Sector Allocation
SectorValue
Corporate57.44%
Government31.09%
Cash Equivalent3.83%
Securitized2.79%
Credit Quality
RatingValue
A6.08%
AA17.71%
AAA76.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
10%₹202 Cr20,187,493
↓ -2,500,000
Housing Development Finance Corporation Limited
Debentures | -
8%₹152 Cr1,500
Power Finance Corporation Ltd.
Debentures | -
6%₹111 Cr1,070
6.42% Govt Stock 2031
Sovereign Bonds | -
5%₹99 Cr10,000,000
Sikka Ports & Terminals Limited
Debentures | -
5%₹98 Cr1,000
Bharti Telecom Limited
Debentures | -
5%₹97 Cr1,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
5%₹97 Cr1,000
↑ 1,000
Shriram Transport Finance Company Limited
Debentures | -
5%₹87 Cr850
Punjab National Bank
Debentures | -
4%₹71 Cr690
Embassy Office Parks Reit
-, Since 31 May 21 | -
3%₹63 Cr1,753,707
↑ 1,753,707

4. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2021 was 5.2% , 2020 was 10.5% and 2019 was 7.1% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (30 Sep 22) ₹22.5653 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹1,690 on 31 Aug 22
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.07
Sharpe Ratio -0.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.51%
Effective Maturity 3 Years 11 Months 5 Days
Modified Duration 2 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,479
30 Sep 19₹11,257
30 Sep 20₹12,375
30 Sep 21₹13,293

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -0.1%
3 Month 1.7%
6 Month 1.1%
1 Year 3%
3 Year 6.8%
5 Year 6.5%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5.2%
2020 10.5%
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
2014 15%
2013 4.7%
2012
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 129.83 Yr.
Kaustubh Sule9 Nov 210.81 Yr.

Data below for Axis Strategic Bond Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash13.49%
Debt86.51%
Debt Sector Allocation
SectorValue
Government46.02%
Corporate41.98%
Cash Equivalent10.61%
Securitized1.4%
Credit Quality
RatingValue
A7.72%
AA25.85%
AAA66.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
15%₹251 Cr25,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
14%₹237 Cr23,500,000
5.53% Govt Stock 2033
Sovereign Bonds | -
5%₹85 Cr8,500,000
7.17% Govt Stock 2028
Sovereign Bonds | -
5%₹80 Cr8,000,000
Pune Solapur Expressways Pvt. Ltd
Debentures | -
2%₹37 Cr400
Telesonic Networks Limited
Debentures | -
2%₹30 Cr300
Dlf Cyber City Developers Ltd
Debentures | -
2%₹29 Cr300
JM Financial Credit Solutions Limited
Debentures | -
2%₹27 Cr265
Muthoot Finance Limited
Debentures | -
2%₹25 Cr250
Housing Development Finance Corporation Ltd
Debentures | -
1%₹25 Cr250

5. Tata Medium Term Fund

The investment objective of the scheme is to generate income & capital appreciation through a portfolio constituted of medium term debt instruments & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Tata Medium Term Fund is a Debt - Medium term Bond fund was launched on 11 Nov 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 5.6% since its launch.  Ranked 35 in Medium term Bond category. .

Below is the key information for Tata Medium Term Fund

Tata Medium Term Fund
Growth
Launch Date 11 Nov 02
NAV (23 Sep 22) ₹29.7872 ↓ -0.04   (-0.14 %)
Net Assets (Cr) ₹76 on 31 Aug 22
Category Debt - Medium term Bond
AMC Tata Asset Management Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio -0.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.49%
Effective Maturity 2 Years 11 Months 12 Days
Modified Duration 2 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,208
30 Sep 19₹9,326
30 Sep 20₹10,329
30 Sep 21₹11,029

Tata Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for Tata Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -0.1%
3 Month 1.7%
6 Month 0.4%
1 Year 1.6%
3 Year 6.4%
5 Year 2.4%
10 Year
15 Year
Since launch 5.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Tata Medium Term Fund
NameSinceTenure
Murthy Nagarajan6 Feb 202.57 Yr.
Abhishek Sonthalia6 Feb 202.57 Yr.

Data below for Tata Medium Term Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash10.15%
Debt89.85%
Debt Sector Allocation
SectorValue
Corporate62.64%
Government27.21%
Cash Equivalent10.15%
Credit Quality
RatingValue
AA22.98%
AAA77.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
13%₹10 Cr1,000,000
Varanasi Sangam Expressway Private Limited
Debentures | -
7%₹6 Cr60
Tmf Holdings Limited
Debentures | -
6%₹5 Cr50
6.54% Govt Stock 2032
Sovereign Bonds | -
6%₹5 Cr500,000
Green Infra Wind Energy Limited
Debentures | -
6%₹4 Cr50
Sbi Cards And Payment Services Limited
Debentures | -
5%₹4 Cr40
Ongc Petro Additions Limited
Debentures | -
5%₹4 Cr40
India Infradebt Limited
Debentures | -
5%₹4 Cr40
Nuvoco Vistas Corporation Limited
Debentures | -
5%₹4 Cr40
Sepset Constructions Limited
Debentures | -
5%₹4 Cr40

6. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (30 Sep 22) ₹30.9019 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,628 on 31 Aug 22
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 1.17
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.48%
Effective Maturity 3 Years 10 Months 13 Days
Modified Duration 2 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,394
30 Sep 19₹11,030
30 Sep 20₹10,776
30 Sep 21₹11,689

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.1%
3 Month 17.3%
6 Month 17%
1 Year 23.5%
3 Year 9.4%
5 Year 7.6%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 148 Yr.
Mohit Sharma6 Aug 202.07 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash17.72%
Equity2.13%
Debt80.15%
Debt Sector Allocation
SectorValue
Corporate49.75%
Government36.42%
Cash Equivalent11.7%
Credit Quality
RatingValue
A3.51%
AA37.47%
AAA59.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
16%₹257 Cr27,000,000
↓ -3,000,000
Shriram City Union Finance Limited
Debentures | -
6%₹102 Cr1,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹50 Cr500
Bajaj Housing Finance Limited
Debentures | -
3%₹50 Cr500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹47 Cr480
Bharti Hexacom Limited
Debentures | -
3%₹47 Cr480
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
Gic Housing Finance Limited
Debentures | -
2%₹40 Cr400
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹36 Cr3,500,000
Indusind Bank Limited
Debentures | -
2%₹36 Cr354

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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