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Best Bond Mutual Funds 2025

Updated on September 17, 2025 , 28704 views

Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Difference Between Bond & Bond Mutual Fund

Bonds

They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.

Bond Funds

They are mutual funds or exchange-trade funds (ETFs) that invest in a Portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the Volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹556.548
↑ 0.06
₹21,5211.647.97.47.96.76%5M 8D6M 11D
Indiabulls Liquid Fund Growth ₹2,557.04
↑ 0.42
₹3031.43.36.96.97.45.88%1M 3D1M 3D
PGIM India Insta Cash Fund Growth ₹344.205
↑ 0.06
₹5271.43.36.977.35.83%20D22D
JM Liquid Fund Growth ₹72.1291
↑ 0.01
₹2,6951.43.26.86.97.25.83%1M 7D1M 9D
UTI Ultra Short Term Fund Growth ₹4,294.42
↑ 0.53
₹4,1811.43.676.97.26.4%4M 28D5M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Savings FundIndiabulls Liquid Fund PGIM India Insta Cash FundJM Liquid FundUTI Ultra Short Term Fund
Point 1Highest AUM (₹21,521 Cr).Bottom quartile AUM (₹303 Cr).Bottom quartile AUM (₹527 Cr).Lower mid AUM (₹2,695 Cr).Upper mid AUM (₹4,181 Cr).
Point 2Established history (22+ yrs).Established history (13+ yrs).Established history (18+ yrs).Oldest track record among peers (27 yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.
Point 51Y return: 7.88% (top quartile).1Y return: 6.90% (lower mid).1Y return: 6.89% (bottom quartile).1Y return: 6.76% (bottom quartile).1Y return: 7.00% (upper mid).
Point 61M return: 0.48% (top quartile).1M return: 0.48% (lower mid).1M return: 0.48% (upper mid).1M return: 0.47% (bottom quartile).1M return: 0.44% (bottom quartile).
Point 7Sharpe: 3.66 (top quartile).Sharpe: 3.54 (lower mid).Sharpe: 3.57 (upper mid).Sharpe: 2.95 (bottom quartile).Sharpe: 1.96 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: -1.18 (bottom quartile).Information ratio: -0.64 (lower mid).Information ratio: -2.17 (bottom quartile).Information ratio: 0.00 (upper mid).
Point 9Yield to maturity (debt): 6.76% (top quartile).Yield to maturity (debt): 5.88% (lower mid).Yield to maturity (debt): 5.83% (bottom quartile).Yield to maturity (debt): 5.83% (bottom quartile).Yield to maturity (debt): 6.40% (upper mid).
Point 10Modified duration: 0.44 yrs (bottom quartile).Modified duration: 0.09 yrs (upper mid).Modified duration: 0.06 yrs (top quartile).Modified duration: 0.10 yrs (lower mid).Modified duration: 0.41 yrs (bottom quartile).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹21,521 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.88% (top quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 3.66 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.76% (top quartile).
  • Modified duration: 0.44 yrs (bottom quartile).

Indiabulls Liquid Fund

  • Bottom quartile AUM (₹303 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.90% (lower mid).
  • 1M return: 0.48% (lower mid).
  • Sharpe: 3.54 (lower mid).
  • Information ratio: -1.18 (bottom quartile).
  • Yield to maturity (debt): 5.88% (lower mid).
  • Modified duration: 0.09 yrs (upper mid).

PGIM India Insta Cash Fund

  • Bottom quartile AUM (₹527 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.89% (bottom quartile).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 3.57 (upper mid).
  • Information ratio: -0.64 (lower mid).
  • Yield to maturity (debt): 5.83% (bottom quartile).
  • Modified duration: 0.06 yrs (top quartile).

JM Liquid Fund

  • Lower mid AUM (₹2,695 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.76% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.95 (bottom quartile).
  • Information ratio: -2.17 (bottom quartile).
  • Yield to maturity (debt): 5.83% (bottom quartile).
  • Modified duration: 0.10 yrs (lower mid).

UTI Ultra Short Term Fund

  • Upper mid AUM (₹4,181 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.00% (upper mid).
  • 1M return: 0.44% (bottom quartile).
  • Sharpe: 1.96 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.40% (upper mid).
  • Modified duration: 0.41 yrs (bottom quartile).

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00
₹281.23.16.14.2 7.18%1Y 7M 28D1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth ₹40.4278
↑ 0.01
₹2,8761.44.812.49.310.57.51%3Y 4M 17D4Y 6M 22D
Nippon India Strategic Debt Fund Growth ₹15.9691
↑ 0.01
₹1103.36.1108.38.37.31%3Y 3M 22D4Y 5M 16D
Axis Strategic Bond Fund Growth ₹28.4059
↑ 0.01
₹1,9021.34.68.47.98.77.82%3Y 3M 29D4Y 7M 2D
Nippon India Short Term Fund Growth ₹53.5175
↑ 0.01
₹8,9351.14.58.27.587.04%2Y 6M 18D3Y 2M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

Research Highlights & Commentary of 5 Funds showcased

Commentary PGIM India Short Maturity FundAditya Birla Sun Life Medium Term PlanNippon India Strategic Debt FundAxis Strategic Bond FundNippon India Short Term Fund
Point 1Bottom quartile AUM (₹28 Cr).Upper mid AUM (₹2,876 Cr).Bottom quartile AUM (₹110 Cr).Lower mid AUM (₹1,902 Cr).Highest AUM (₹8,935 Cr).
Point 2Oldest track record among peers (22 yrs).Established history (16+ yrs).Established history (11+ yrs).Established history (13+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 6.08% (bottom quartile).1Y return: 12.44% (top quartile).1Y return: 9.98% (upper mid).1Y return: 8.37% (lower mid).1Y return: 8.19% (bottom quartile).
Point 61M return: 0.43% (bottom quartile).1M return: 0.53% (lower mid).1M return: 0.54% (upper mid).1M return: 0.65% (top quartile).1M return: 0.42% (bottom quartile).
Point 7Sharpe: -0.98 (bottom quartile).Sharpe: 2.36 (top quartile).Sharpe: 1.21 (bottom quartile).Sharpe: 1.24 (lower mid).Sharpe: 1.26 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.18% (bottom quartile).Yield to maturity (debt): 7.51% (upper mid).Yield to maturity (debt): 7.31% (lower mid).Yield to maturity (debt): 7.82% (top quartile).Yield to maturity (debt): 7.04% (bottom quartile).
Point 10Modified duration: 1.66 yrs (top quartile).Modified duration: 3.38 yrs (bottom quartile).Modified duration: 3.31 yrs (lower mid).Modified duration: 3.33 yrs (bottom quartile).Modified duration: 2.55 yrs (upper mid).

PGIM India Short Maturity Fund

  • Bottom quartile AUM (₹28 Cr).
  • Oldest track record among peers (22 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 6.08% (bottom quartile).
  • 1M return: 0.43% (bottom quartile).
  • Sharpe: -0.98 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.18% (bottom quartile).
  • Modified duration: 1.66 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

  • Upper mid AUM (₹2,876 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 12.44% (top quartile).
  • 1M return: 0.53% (lower mid).
  • Sharpe: 2.36 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.51% (upper mid).
  • Modified duration: 3.38 yrs (bottom quartile).

Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹110 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 9.98% (upper mid).
  • 1M return: 0.54% (upper mid).
  • Sharpe: 1.21 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.31% (lower mid).
  • Modified duration: 3.31 yrs (lower mid).

Axis Strategic Bond Fund

  • Lower mid AUM (₹1,902 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.37% (lower mid).
  • 1M return: 0.65% (top quartile).
  • Sharpe: 1.24 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.82% (top quartile).
  • Modified duration: 3.33 yrs (bottom quartile).

Nippon India Short Term Fund

  • Highest AUM (₹8,935 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.19% (bottom quartile).
  • 1M return: 0.42% (bottom quartile).
  • Sharpe: 1.26 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.04% (bottom quartile).
  • Modified duration: 2.55 yrs (upper mid).

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Gilt Fund Growth ₹103.547
↑ 0.18
₹9,1450.43.57.37.88.27.21%6Y 2M 5D17Y 1M 28D
SBI Magnum Income Fund Growth ₹70.9376
↑ 0.07
₹1,9700.436.17.28.17.32%6Y 2M 5D10Y 1M 24D
UTI Bond Fund Growth ₹73.5522
↑ 0.05
₹3240.2366.98.57.2%5Y 5M 8D9Y 3M 25D
SBI Magnum Gilt Fund Growth ₹66.0749
↑ 0.15
₹11,3220.32.257.58.97.12%9Y 4M 13D19Y 10M 6D
UTI Gilt Fund Growth ₹62.7054
↑ 0.11
₹5650.11.84.96.98.97.27%9Y 10M 13D26Y 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Gilt FundSBI Magnum Income FundUTI Bond FundSBI Magnum Gilt FundUTI Gilt Fund
Point 1Upper mid AUM (₹9,145 Cr).Lower mid AUM (₹1,970 Cr).Bottom quartile AUM (₹324 Cr).Highest AUM (₹11,322 Cr).Bottom quartile AUM (₹565 Cr).
Point 2Established history (26+ yrs).Established history (26+ yrs).Oldest track record among peers (27 yrs).Established history (24+ yrs).Established history (23+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 7.29% (top quartile).1Y return: 6.13% (upper mid).1Y return: 5.96% (lower mid).1Y return: 4.99% (bottom quartile).1Y return: 4.87% (bottom quartile).
Point 61M return: 0.67% (lower mid).1M return: 0.56% (bottom quartile).1M return: 0.65% (bottom quartile).1M return: 1.10% (top quartile).1M return: 0.78% (upper mid).
Point 7Sharpe: 0.13 (top quartile).Sharpe: -0.12 (lower mid).Sharpe: -0.10 (upper mid).Sharpe: -0.41 (bottom quartile).Sharpe: -0.44 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.21% (lower mid).Yield to maturity (debt): 7.32% (top quartile).Yield to maturity (debt): 7.20% (bottom quartile).Yield to maturity (debt): 7.12% (bottom quartile).Yield to maturity (debt): 7.27% (upper mid).
Point 10Modified duration: 6.18 yrs (upper mid).Modified duration: 6.18 yrs (lower mid).Modified duration: 5.44 yrs (top quartile).Modified duration: 9.37 yrs (bottom quartile).Modified duration: 9.87 yrs (bottom quartile).

ICICI Prudential Gilt Fund

  • Upper mid AUM (₹9,145 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 7.29% (top quartile).
  • 1M return: 0.67% (lower mid).
  • Sharpe: 0.13 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.21% (lower mid).
  • Modified duration: 6.18 yrs (upper mid).

SBI Magnum Income Fund

  • Lower mid AUM (₹1,970 Cr).
  • Established history (26+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.13% (upper mid).
  • 1M return: 0.56% (bottom quartile).
  • Sharpe: -0.12 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.32% (top quartile).
  • Modified duration: 6.18 yrs (lower mid).

UTI Bond Fund

  • Bottom quartile AUM (₹324 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.96% (lower mid).
  • 1M return: 0.65% (bottom quartile).
  • Sharpe: -0.10 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.20% (bottom quartile).
  • Modified duration: 5.44 yrs (top quartile).

SBI Magnum Gilt Fund

  • Highest AUM (₹11,322 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.99% (bottom quartile).
  • 1M return: 1.10% (top quartile).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.12% (bottom quartile).
  • Modified duration: 9.37 yrs (bottom quartile).

UTI Gilt Fund

  • Bottom quartile AUM (₹565 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.87% (bottom quartile).
  • 1M return: 0.78% (upper mid).
  • Sharpe: -0.44 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.27% (upper mid).
  • Modified duration: 9.87 yrs (bottom quartile).

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹64.1834
↑ 0.10
₹1,8820.33.77.17.89.16.87%6Y 8M 1D9Y 5M 26D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹24.8901
↑ 0.02
₹2,5940.24.17.88.19.36.81%6Y 8M 16D9Y 6M 11D
Bandhan Government Securities Fund - Constant Maturity Plan Growth ₹46.1944
↑ 0.09
₹3460.54.17.78.29.76.88%6Y 9M 7D9Y 9M 4D
DSP 10Y G-Sec Fund Growth ₹21.9462
↑ 0.03
₹570.13.477.996.66%6Y 9M 7D9Y 4M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 4 Funds showcased

CommentarySBI Magnum Constant Maturity FundICICI Prudential Constant Maturity Gilt FundBandhan Government Securities Fund - Constant Maturity PlanDSP 10Y G-Sec Fund
Point 1Upper mid AUM (₹1,882 Cr).Highest AUM (₹2,594 Cr).Lower mid AUM (₹346 Cr).Bottom quartile AUM (₹57 Cr).
Point 2Oldest track record among peers (24 yrs).Established history (11+ yrs).Established history (23+ yrs).Established history (10+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 7.12% (lower mid).1Y return: 7.78% (top quartile).1Y return: 7.74% (upper mid).1Y return: 7.03% (bottom quartile).
Point 61M return: 0.98% (upper mid).1M return: 0.73% (lower mid).1M return: 1.08% (top quartile).1M return: 0.60% (bottom quartile).
Point 7Sharpe: 0.17 (bottom quartile).Sharpe: 0.41 (top quartile).Sharpe: 0.27 (upper mid).Sharpe: 0.22 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.87% (upper mid).Yield to maturity (debt): 6.81% (lower mid).Yield to maturity (debt): 6.88% (top quartile).Yield to maturity (debt): 6.66% (bottom quartile).
Point 10Modified duration: 6.67 yrs (top quartile).Modified duration: 6.71 yrs (upper mid).Modified duration: 6.77 yrs (lower mid).Modified duration: 6.77 yrs (bottom quartile).

SBI Magnum Constant Maturity Fund

  • Upper mid AUM (₹1,882 Cr).
  • Oldest track record among peers (24 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.12% (lower mid).
  • 1M return: 0.98% (upper mid).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.87% (upper mid).
  • Modified duration: 6.67 yrs (top quartile).

ICICI Prudential Constant Maturity Gilt Fund

  • Highest AUM (₹2,594 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.78% (top quartile).
  • 1M return: 0.73% (lower mid).
  • Sharpe: 0.41 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.81% (lower mid).
  • Modified duration: 6.71 yrs (upper mid).

Bandhan Government Securities Fund - Constant Maturity Plan

  • Lower mid AUM (₹346 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.74% (upper mid).
  • 1M return: 1.08% (top quartile).
  • Sharpe: 0.27 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.88% (top quartile).
  • Modified duration: 6.77 yrs (lower mid).

DSP 10Y G-Sec Fund

  • Bottom quartile AUM (₹57 Cr).
  • Established history (10+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.03% (bottom quartile).
  • 1M return: 0.60% (bottom quartile).
  • Sharpe: 0.22 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.66% (bottom quartile).
  • Modified duration: 6.77 yrs (bottom quartile).

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Research Highlights for Kotak Medium Term Fund

  • Bottom quartile AUM (₹1,832 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.19% (upper mid).
  • 1M return: 0.82% (upper mid).
  • Sharpe: 1.09 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.85% (top quartile).
  • Modified duration: 3.40 yrs (upper mid).
  • Average maturity: 5.40 yrs (upper mid).
  • Exit load: 0-18 Months (2%),18 Months and above(NIL).
  • Higher exposure to Real Estate vs peer median.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~89%).
  • High-quality debt (AAA/AA ~89%).
  • Largest holding 7.18% Govt Stock 2033 (~8.0%).

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (19 Sep 25) ₹23.1029 ↓ -0.01   (-0.04 %)
Net Assets (Cr) ₹1,832 on 31 Aug 25
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 1.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 5 Years 4 Months 24 Days
Modified Duration 3 Years 4 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,775
31 Aug 22₹11,111
31 Aug 23₹11,674
31 Aug 24₹12,704
31 Aug 25₹13,754

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.8%
3 Month 1.5%
6 Month 4.8%
1 Year 8.2%
3 Year 7.7%
5 Year 6.6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 3.2%
2021 4.7%
2020 8.5%
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 1411.45 Yr.
Vihag Mishra1 Jun 250.25 Yr.

Data below for Kotak Medium Term Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash2.3%
Equity6.99%
Debt89%
Other1.71%
Debt Sector Allocation
SectorValue
Corporate68.84%
Government19.77%
Cash Equivalent2.68%
Credit Quality
RatingValue
A10.81%
AA38.63%
AAA50.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹146 Cr14,043,470
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹112 Cr10,820,896
↓ -4,179,104
L&T Metro Rail (Hyderabad) Limited
Debentures | -
6%₹100 Cr10,000
↑ 5,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
5%₹91 Cr9,000
Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 542602
4%₹77 Cr1,998,346
↑ 499,638
TATA Steel Limited
Debentures | -
4%₹77 Cr750
Pipeline Infrastructure Limited
Debentures | -
4%₹65 Cr6,280
Aditya Birla Renewables Limited
Debentures | -
3%₹61 Cr6,000
Aditya Birla Real Estate Limited
Debentures | -
3%₹56 Cr5,500
Indigrid Infrastructure Trust
Debentures | -
3%₹51 Cr5,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

  • Upper mid AUM (₹5,739 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.56% (top quartile).
  • 1M return: 0.76% (upper mid).
  • Sharpe: 1.49 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 3.32 yrs (top quartile).
  • Average maturity: 5.73 yrs (bottom quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~88%).
  • High-quality debt (AAA/AA ~99%).
  • Largest holding 7.1% Govt Stock 2034 (~9.7%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (19 Sep 25) ₹45.5384 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹5,739 on 15 Sep 25
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio 1.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 5 Years 8 Months 23 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,835
31 Aug 22₹11,245
31 Aug 23₹11,987
31 Aug 24₹12,894
31 Aug 25₹13,985

ICICI Prudential Medium Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.8%
3 Month 1.5%
6 Month 4.7%
1 Year 8.6%
3 Year 7.7%
5 Year 7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4.2%
2021 5.5%
2020 10.4%
2019 9.2%
2018 5.1%
2017 6.5%
2016 10.2%
2015 8.4%
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 168.82 Yr.
Akhil Kakkar22 Jan 241.61 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash5.15%
Equity6.18%
Debt88.35%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate65.76%
Government22.59%
Cash Equivalent5.15%
Credit Quality
RatingValue
AA59.95%
AAA39.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹554 Cr53,458,200
7.34% Govt Stock 2064
Sovereign Bonds | -
3%₹191 Cr18,801,500
Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 542602
3%₹184 Cr4,765,556
Vedanta Limited
Debentures | -
3%₹171 Cr17,000
Godrej Properties Limited
Debentures | -
3%₹153 Cr15,000
Oberoi Realty Limited
Debentures | -
3%₹152 Cr15,000
TATA Projects Limited
Debentures | -
3%₹151 Cr15,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹148 Cr14,538,300
↑ 8,068,500
Lodha Developers Limited
Debentures | -
2%₹126 Cr12,500
TVS Credit Services Limited
Debentures | -
2%₹114 Cr110

3. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Research Highlights for Axis Strategic Bond Fund

  • Lower mid AUM (₹1,902 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.37% (upper mid).
  • 1M return: 0.65% (lower mid).
  • Sharpe: 1.24 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.82% (upper mid).
  • Modified duration: 3.33 yrs (upper mid).
  • Average maturity: 4.59 yrs (top quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~92%).
  • Largest holding 7.1% Govt Stock 2034 (~13.2%).

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (19 Sep 25) ₹28.4059 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹1,902 on 15 Sep 25
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.08
Sharpe Ratio 1.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 4 Years 7 Months 2 Days
Modified Duration 3 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,775
31 Aug 22₹11,176
31 Aug 23₹11,914
31 Aug 24₹12,887
31 Aug 25₹13,975

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 4.6%
1 Year 8.4%
3 Year 7.9%
5 Year 6.9%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.3%
2022 3.8%
2021 5.2%
2020 10.5%
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 1212.83 Yr.
Sachin Jain1 Feb 232.58 Yr.
Akhil Thakker1 Feb 232.58 Yr.

Data below for Axis Strategic Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash5.24%
Equity1.13%
Debt93.34%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate64.6%
Government28.73%
Cash Equivalent5.24%
Credit Quality
RatingValue
A8.35%
AA51.21%
AAA40.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
13%₹251 Cr24,200,000
Jubilant Beverages Limited
Debentures | -
4%₹67 Cr6,500
GMR Hyderabad International Airport Ltd
Debentures | -
3%₹66 Cr6,500
Delhi International Airport Limited
Debentures | -
3%₹66 Cr6,500
Nirma Limited
Debentures | -
3%₹61 Cr6,000
Vedanta Limited
Debentures | -
3%₹60 Cr6,000
Nuvama Wealth Finance Limited
Debentures | -
3%₹58 Cr5,800
Dlf Cyber City Developers Ltd
Debentures | -
3%₹56 Cr5,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
3%₹55 Cr5,500
↓ -500
Aadhar Housing Finance Limited
Debentures | -
3%₹53 Cr5,200

4. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

Research Highlights for HDFC Medium Term Debt Fund

  • Upper mid AUM (₹3,842 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.50% (bottom quartile).
  • 1M return: 0.61% (bottom quartile).
  • Sharpe: 0.57 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.62% (lower mid).
  • Modified duration: 3.44 yrs (lower mid).
  • Average maturity: 5.64 yrs (lower mid).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~97%).
  • Largest holding 7.18% Govt Stock 2037 (~8.0%).

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (19 Sep 25) ₹56.9791 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹3,842 on 15 Sep 25
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.29
Sharpe Ratio 0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.62%
Effective Maturity 5 Years 7 Months 20 Days
Modified Duration 3 Years 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,805
31 Aug 22₹11,089
31 Aug 23₹11,794
31 Aug 24₹12,696
31 Aug 25₹13,653

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1.1%
6 Month 4.1%
1 Year 7.5%
3 Year 7.4%
5 Year 6.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.7%
2022 2.9%
2021 5%
2020 10%
2019 9.1%
2018 5.6%
2017 5.5%
2016 11.5%
2015 7.4%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0718.01 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.
Bhavyesh Divecha1 Mar 250.5 Yr.

Data below for HDFC Medium Term Debt Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.89%
Equity2.04%
Debt93.76%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate62.39%
Government31.37%
Cash Equivalent3.89%
Credit Quality
RatingValue
A3.47%
AA45.83%
AAA50.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹311 Cr30,047,700
7.23% Govt Stock 2039
Sovereign Bonds | -
5%₹192 Cr18,500,000
TATA Steel Limited
Debentures | -
4%₹148 Cr14,500
Gmr Airports Limited^
Debentures | -
3%₹126 Cr12,670
↑ 12,670
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹123 Cr12,012,900
Jubilant Beverages Limited
Debentures | -
3%₹111 Cr10,720
Kalpataru Projects International Limited
Debentures | -
3%₹101 Cr10,000
SK Finance Limited
Debentures | -
3%₹100 Cr10,000
Sbfc Finance Limited
Debentures | -
3%₹100 Cr10,000
Mas Financial Services Limited
Debentures | -
2%₹95 Cr9,500

5. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

  • Highest AUM (₹6,516 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.55% (lower mid).
  • 1M return: 0.65% (bottom quartile).
  • Sharpe: 0.64 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.57% (bottom quartile).
  • Modified duration: 3.69 yrs (bottom quartile).
  • Average maturity: 5.37 yrs (upper mid).
  • Exit load: 0-12 Months (1.5%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~92%).
  • Largest holding 6.79% Govt Stock 2034 (~16.2%).
  • Top-3 holdings concentration ~36.8%.

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (19 Sep 25) ₹51.7306 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹6,516 on 31 Aug 25
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.57%
Effective Maturity 5 Years 4 Months 13 Days
Modified Duration 3 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,714
31 Aug 22₹11,013
31 Aug 23₹11,778
31 Aug 24₹12,668
31 Aug 25₹13,626

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1%
6 Month 4%
1 Year 7.5%
3 Year 7.6%
5 Year 6.4%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.75 Yr.
Mohit Jain30 Nov 177.76 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash7.34%
Equity0.16%
Debt92.19%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate50.29%
Government41.89%
Cash Equivalent7.34%
Credit Quality
RatingValue
A7.9%
AA40.93%
AAA51.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
16%₹1,062 Cr104,000,000
↓ -15,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹795 Cr76,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹554 Cr53,500,000
Godrej Properties Limited
Debentures | -
5%₹305 Cr30,000
Avanse Financial Services Limited
Debentures | -
4%₹251 Cr25,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹231 Cr24,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹229 Cr22,500
Yes Bank Limited
Debentures | -
3%₹224 Cr2,250
Aditya Birla Real Estate Limited
Debentures | -
3%₹223 Cr22,000
Renserv Global Private Limited
Debentures | -
3%₹205 Cr20,500

6. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

  • Bottom quartile AUM (₹149 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.48% (bottom quartile).
  • 1M return: 1.17% (top quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.54% (bottom quartile).
  • Modified duration: 8.65 yrs (bottom quartile).
  • Average maturity: 27.43 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~77%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~62.3%).
  • Top-3 holdings concentration ~87.9%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund
Growth
Launch Date 7 Dec 01
NAV (19 Sep 25) ₹58.6663 ↑ 0.09   (0.15 %)
Net Assets (Cr) ₹149 on 31 Aug 25
Category Debt - Government Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.14
Sharpe Ratio -0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 27 Years 5 Months 5 Days
Modified Duration 8 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,375
31 Aug 22₹10,609
31 Aug 23₹11,102
31 Aug 24₹11,870
31 Aug 25₹12,389

Franklin India Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 1.2%
3 Month 0.4%
6 Month 2.2%
1 Year 5.5%
3 Year 6.1%
5 Year 4.7%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 5.5%
2022 2.5%
2021 2.1%
2020 8.5%
2019 8%
2018 4.3%
2017 0.1%
2016 15.7%
2015 5.4%
Fund Manager information for Franklin India Government Securities Fund
NameSinceTenure
Rahul Goswami6 Oct 231.9 Yr.
Anuj Tagra7 Mar 241.49 Yr.

Data below for Franklin India Government Securities Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash23.16%
Debt76.84%
Debt Sector Allocation
SectorValue
Government76.84%
Cash Equivalent23.16%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
62%₹97 Cr9,829,400
↑ 1,500,000
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
16%₹25 Cr2,500,000
↑ 2,500,000
Andhra Pradesh (Government of) 6.84%
- | -
10%₹15 Cr1,500,000
7.24% Goi 2055 (18-Aug-2055)
Sovereign Bonds | -
4%₹6 Cr623,000
↑ 623,000
07.32% Chattisgarh Sdl
Sovereign Bonds | -
0%₹1 Cr52,560
7.32% State Government Securities
Sovereign Bonds | -
0%₹1 Cr50,000
Rajasthan (Government of ) 7.1%
- | -
0%₹0 Cr41,700
Call, Cash & Other Assets
CBLO | -
7%₹11 Cr
Margin On Derivatives
CBLO | -
0%₹0 Cr
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
₹0 Cr00
↓ -2,500,000

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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