Table of Contents
Best Bond Mutual Funds 2021
Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.
Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.
Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.
Why to Invest in Bond Mutual Funds?
Some of the important benefits of these funds are:
- Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
- It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
- In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
- As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity market. Hence, it’s an optimal investment avenue for those who are risk-averse.
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Bond Funds to Invest for < 1 year
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹419.332
↓ 0.00 ₹17,295 1 2.4 6.8 7.6 7 3.76% 5M 16D 6M 7D PGIM India Insta Cash Fund Growth ₹264.504
↑ 0.01 ₹902 0.7 1.5 4.1 6.1 4.2 2.97% 1M 2D 1M 2D JM Liquid Fund Growth ₹55.5081
↑ 0.00 ₹2,460 0.7 1.5 3.9 5.9 4 2.88% 8D 7D Indiabulls Liquid Fund Growth ₹1,974.88
↑ 0.09 ₹254 0.7 1.5 3.8 5.8 3.9 0% Principal Cash Management Fund Growth ₹1,795.23
↑ 0.30 ₹239 0.7 1.5 3.7 2.6 3.8 2.84% 19D 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
Bond Funds to Invest for > 1 year
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Short Maturity Fund Growth ₹35.3002
↓ -0.01 ₹42 0.7 2 8 4 7.8 4.38% 2Y 2M 1D 2Y 6M 14D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹36.432
↓ -0.02 ₹8,532 1.3 4.1 10.5 8.6 11.1 5.17% 2Y 6M 7D 3Y 1M 24D ICICI Prudential Short Term Fund Growth ₹45.716
↓ -0.02 ₹22,802 1.6 3.1 10.4 8.6 10.6 5.11% 2Y 4M 28D 3Y 6M Axis Strategic Bond Fund Growth ₹21.0043
↓ -0.01 ₹1,025 2 4.1 10.3 8 10.5 6.77% 3Y 3M 18D 4Y 10M 24D UTI Short Term Income Fund Growth ₹23.3624
↓ -0.01 ₹3,302 1 2.4 9.9 3.9 10.5 4.9% 1Y 11M 19D 2Y 6M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
Bond Funds to Invest for > 3 years
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹77.852
↓ -0.09 ₹4,841 1.3 2 13 10.1 12.6 0% Aditya Birla Sun Life Government Securities Fund Growth ₹63.4799
↓ -0.11 ₹567 1 1.8 11.8 9.9 12.1 5.96% 6Y 7M 10D 9Y 4M 17D Nippon India Gilt Securities Fund Growth ₹30.2784
↓ -0.04 ₹2,127 0.8 1.4 11.4 10.5 11.2 5.71% 6Y 10M 13D 10Y 7M 20D SBI Magnum Gilt Fund Growth ₹50.2585
↓ -0.10 ₹4,356 1 1.8 11.4 9.8 11.7 0% SBI Magnum Income Fund Growth ₹54.6901
↓ -0.08 ₹1,710 1.3 3.2 11.3 9.2 11.6 0% Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
Best 10-Year Govt. Bond Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹49.715
↓ -0.13 ₹809 0.9 2.1 11.7 10.9 11.6 0% ICICI Prudential Constant Maturity Gilt Fund Growth ₹19.0893
↓ -0.04 ₹327 1.1 2.6 13.5 11.8 13.6 0% IDFC Government Securities Fund - Constant Maturity Plan Growth ₹35.8333
↓ -0.09 ₹344 1.2 2 13.3 12.8 13.2 6.01% 6Y 5M 26D 8Y 10M 2D DSP BlackRock 10Y G-Sec Fund Growth ₹17.5235
↓ -0.05 ₹45 0.8 1.5 11.5 9.4 11.8 5.86% 7Y 29D 9Y 6M 14D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)
(Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile L&T Resurgent India Corporate Bond Fund) "To seek to generate income by investing primarily in debt and money market securities of fundamentally strong
corporates/companies in growth sectors which are closely associated with the resurgence of domestic economy, with a fl exibility to follow more conservative investment approach during economic downturns.
There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or
guarantee any returns." L&T Resurgent India Bond Fund is a Debt - Medium term Bond fund was launched on 2 Feb 15. It is a fund with Moderate risk and has given a Below is the key information for L&T Resurgent India Bond Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on 1. Nippon India Strategic Debt Fund
CAGR/Annualized return of 1% since its launch. Ranked 7 in Medium term Bond category. Return for 2020 was -23.5% , 2019 was -3.4% and 2018 was 4.7% . Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (15 Jan 21) ₹10.6729 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹301 on 30 Nov 20 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.7 Sharpe Ratio -1.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 12.48% Effective Maturity 4 Years 4 Months 28 Days Modified Duration 3 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,111 31 Dec 17 ₹11,878 31 Dec 18 ₹12,437 31 Dec 19 ₹12,012 31 Dec 20 ₹9,184 Nippon India Strategic Debt Fund SIP Returns
Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.7% 3 Month 2.4% 6 Month 2.2% 1 Year -23.5% 3 Year -8.3% 5 Year -1.7% 10 Year 15 Year Since launch 1% Historical performance (Yearly) on absolute basis
Year Returns 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% 2015 9% 2014 2013 2012 2011 Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Sushil Budhia 1 Feb 20 0.92 Yr. Data below for Nippon India Strategic Debt Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 30.81% Debt 69.19% Debt Sector Allocation
Sector Value Corporate 62.01% Cash Equivalent 30.81% Government 7.17% Credit Quality
Rating Value A 71.51% AA 8.24% AAA 20.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -49% ₹146 Cr 2,282 Indiabulls Housing Finance Limited
Debentures | -6% ₹16 Cr 170,000 Bharat Sanchar Nigam Limited
Debentures | -5% ₹15 Cr 150 8.31% Telangana SDL 2026
Sovereign Bonds | -4% ₹11 Cr 1,000,000 Food Corporation Of India
Debentures | -3% ₹10 Cr 100 State Bank Of India
Debentures | -2% ₹5 Cr 50 Indiabulls Housing Finance Limited
Debentures | -0% ₹0 Cr 50 JM Financial Asset Reconstruction Company Limited
Debentures | -0% ₹0 Cr 02 Net Current Assets
Net Current Assets | -22% ₹64 Cr Triparty Repo
CBLO/Reverse Repo | -9% ₹27 Cr 2. Aditya Birla Sun Life Medium Term Plan
CAGR/Annualized return of 7.5% since its launch. Ranked 6 in Medium term Bond category. Return for 2020 was 8.1% , 2019 was -4.4% and 2018 was 5.6% . Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (15 Jan 21) ₹23.6188 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹1,951 on 30 Nov 20 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.6 Sharpe Ratio 0.38 Information Ratio -1.02 Alpha Ratio -4.34 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.34% Effective Maturity 5 Years 3 Months 25 Days Modified Duration 3 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,087 31 Dec 17 ₹11,865 31 Dec 18 ₹12,531 31 Dec 19 ₹11,980 31 Dec 20 ₹12,952 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.5% 3 Month 1.3% 6 Month 4.9% 1 Year 8.2% 3 Year 2.9% 5 Year 5.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% 2014 12% 2013 10.2% 2012 11.1% 2011 9.4% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Apr 17 3.75 Yr. Mohit Sharma 6 Aug 20 0.4 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 8.99% Equity 1.26% Debt 89.75% Debt Sector Allocation
Sector Value Corporate 52.92% Government 36.82% Cash Equivalent 8.99% Credit Quality
Rating Value A 5.59% AA 32.94% AAA 50.64% Below B 10.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.77% GOI 2030
Sovereign Bonds | -9% ₹164 Cr 16,500,000
↑ 9,000,000 Shriram - City Union Finance Limited
Debentures | -6% ₹120 Cr 1,200 L&T Infrastructure Finance Company Limited
Debentures | -6% ₹115 Cr 1,100 Shriram Transport Finance Company Limited
Debentures | -5% ₹100 Cr 1,000 REC Limited
Debentures | -5% ₹94 Cr 900 U.P. Power Corporation Limited
Debentures | -5% ₹93 Cr 938 U.P. Power Corporation Limited
Debentures | -5% ₹91 Cr 918 LIC Housing Finance Limited
Debentures | -3% ₹55 Cr 550
↑ 550 8.15% Govt Stock 2026
Sovereign Bonds | -3% ₹51 Cr 4,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -3% ₹48 Cr 4,500,000 3. Kotak Medium Term Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2020 was 8.5% , 2019 was 7% and 2018 was 5.4% . Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (15 Jan 21) ₹17.3783 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹1,980 on 30 Nov 20 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.58 Sharpe Ratio 0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.07% Effective Maturity 4 Years 8 Months 19 Days Modified Duration 3 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,094 31 Dec 17 ₹11,821 31 Dec 18 ₹12,464 31 Dec 19 ₹13,338 31 Dec 20 ₹14,476 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.4% 3 Month 2.1% 6 Month 4.4% 1 Year 8.2% 3 Year 6.9% 5 Year 7.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% 2014 2013 2012 2011 Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 6.78 Yr. Data below for Kotak Medium Term Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 7.98% Debt 92.02% Debt Sector Allocation
Sector Value Government 46.1% Corporate 45.91% Cash Equivalent 7.98% Credit Quality
Rating Value A 12.21% AA 29.62% AAA 58.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.20% MH SDL 2027
Sovereign Bonds | -8% ₹159 Cr 15,000,000 Punjab & Sind Bank
Debentures | -7% ₹154 Cr 1,529 Coastal Gujarat Power Limited
Debentures | -7% ₹152 Cr 1,350 Power Finance Corporation Limited
Debentures | -6% ₹119 Cr 1,070 Oberoi Realty Limited
Debentures | -4% ₹75 Cr 750 Rural Electrification Corporation Limited
Debentures | -3% ₹71 Cr 650 Punjab National Bank
Debentures | -3% ₹70 Cr 695 Housing Development Finance Corporation Limited
Debentures | -3% ₹62 Cr 600
↓ -250 National Bank For Agriculture and Rural Development
Debentures | -3% ₹56 Cr 535 National Highways Authority of India
Debentures | -3% ₹53 Cr 500 4. ICICI Prudential Medium Term Bond Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 23 in Medium term Bond category. Return for 2020 was 10.4% , 2019 was 9.2% and 2018 was 5.1% . ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (15 Jan 21) ₹33.662 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹5,866 on 30 Nov 20 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 1.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.99% Effective Maturity 4 Years 4 Months 10 Days Modified Duration 3 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,017 31 Dec 17 ₹11,736 31 Dec 18 ₹12,336 31 Dec 19 ₹13,469 31 Dec 20 ₹14,869 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.3% 3 Month 1.7% 6 Month 4.4% 1 Year 10.1% 3 Year 8.1% 5 Year 8.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% 2015 8.4% 2014 12.4% 2013 5.9% 2012 9.7% 2011 8.1% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 4.15 Yr. Shadab Rizvi 3 Jun 17 3.58 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 11.8% Debt 88.2% Debt Sector Allocation
Sector Value Corporate 68.83% Government 19.11% Cash Equivalent 11.8% Securitized 0.26% Credit Quality
Rating Value AA 67.43% AAA 32.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.77% GOI 2030
Sovereign Bonds | -6% ₹401 Cr 40,500,000 Coastal Gujarat Power Limited
Debentures | -5% ₹325 Cr 3,000 Bangalore Airport Hotel Limited
Debentures | -4% ₹251 Cr 2,500 MTNL
Debentures | -4% ₹241 Cr 2,370
↑ 200 GMR Aero Technic Limited
Debentures | -3% ₹175 Cr 1,750 Bharat Sanchar Nigam Limited
Debentures | -3% ₹166 Cr 1,650 The Great Eastern Shipping Company Limited
Debentures | -2% ₹154 Cr 1,500 6.22% Govt Stock 2035
Sovereign Bonds | -2% ₹129 Cr 13,000,000
↑ 500,000 Tata Projects Limited
Debentures | -2% ₹128 Cr 1,250 State Bank Of India
Debentures | -2% ₹123 Cr 1,200 5. L&T Resurgent India Bond Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2020 was 9.7% , 2019 was 7.3% and 2018 was 4.4% . L&T Resurgent India Bond Fund
Growth Launch Date 2 Feb 15 NAV (15 Jan 21) ₹15.6969 ↓ -0.01 (-0.09 %) Net Assets (Cr) ₹794 on 30 Nov 20 Category Debt - Medium term Bond AMC L&T Investment Management Ltd Rating Risk Moderate Expense Ratio 1.65 Sharpe Ratio 0.96 Information Ratio -1.32 Alpha Ratio -2.35 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL) Yield to Maturity 6.83% Effective Maturity 4 Years 4 Months 24 Days Modified Duration 3 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,080 31 Dec 17 ₹11,783 31 Dec 18 ₹12,304 31 Dec 19 ₹13,208 31 Dec 20 ₹14,485 Returns for L&T Resurgent India Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.4% 3 Month 2.5% 6 Month 4.9% 1 Year 9.3% 3 Year 7% 5 Year 7.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 9.7% 2019 7.3% 2018 4.4% 2017 6.3% 2016 10.8% 2015 2014 2013 2012 2011 Fund Manager information for L&T Resurgent India Bond Fund
Name Since Tenure Shriram Ramanathan 2 Feb 15 5.92 Yr. Jalpan Shah 20 Mar 20 0.78 Yr. Data below for L&T Resurgent India Bond Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 10.07% Debt 89.93% Debt Sector Allocation
Sector Value Corporate 56.48% Government 27.42% Cash Equivalent 10.07% Securitized 6.03% Credit Quality
Rating Value AA 32.66% AAA 67.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coastal Gujarat Power Limited
Debentures | -8% ₹68 Cr 590 6.45% Govt Stock 2029
Sovereign Bonds | -7% ₹58 Cr 5,500,000 5.77% GOI 2030
Sovereign Bonds | -7% ₹56 Cr 5,500,000 Hinduja Leyland Finance Limited
Debentures | -4% ₹35 Cr 330 Housing Development Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 ICICI Prudential Life Insurance Company Limited
Debentures | -4% ₹30 Cr 300 6.18% Govt Stock 2024
Sovereign Bonds | -4% ₹30 Cr 2,800,000 Reliance Ports and Terminals Limited
Debentures | -3% ₹28 Cr 250 ICICI Bank Limited
Debentures | -3% ₹27 Cr 250 National Bank For Agriculture and Rural Development
Debentures | -3% ₹27 Cr 250 6. HDFC Medium Term Debt Fund
CAGR/Annualized return of 8% since its launch. Ranked 22 in Medium term Bond category. Return for 2020 was 10% , 2019 was 9.1% and 2018 was 5.6% . HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (15 Jan 21) ₹43.2169 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹2,147 on 30 Nov 20 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.51 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.77% Effective Maturity 4 Years 18 Days Modified Duration 3 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,153 31 Dec 17 ₹11,770 31 Dec 18 ₹12,427 31 Dec 19 ₹13,562 31 Dec 20 ₹14,920 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 0.3% 3 Month 2% 6 Month 4.4% 1 Year 9.7% 3 Year 8.2% 5 Year 8.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% 2014 11.2% 2013 7% 2012 9.8% 2011 8.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 13.34 Yr. Anand Laddha 21 Oct 20 0.2 Yr. Data below for HDFC Medium Term Debt Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 8.01% Debt 91.99% Debt Sector Allocation
Sector Value Corporate 47.45% Government 44.25% Cash Equivalent 7.11% Securitized 1.19% Credit Quality
Rating Value A 1.04% AA 33.09% AAA 65.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.18% Govt Stock 2024
Sovereign Bonds | -5% ₹142 Cr 13,500,000
↑ 3,500,000 7.59% Govt Stock 2026
Sovereign Bonds | -3% ₹83 Cr 7,500,000
↑ 5,000,000 Power Finance Corporation Ltd.
Debentures | -3% ₹77 Cr 750
↑ 500 Green Infra Wind Energy Limited
Debentures | -3% ₹74 Cr 750 7.27% Govt Stock 2026
Sovereign Bonds | -3% ₹71 Cr 6,500,000
↓ -1,000,000 Shriram - City Union Finance Limited
Debentures | -3% ₹70 Cr 7,000 Muthoot Finance Limited
Debentures | -2% ₹61 Cr 600 7.26% Govt Stock 2029
Sovereign Bonds | -2% ₹60 Cr 5,500,000 6.97% Govt Stock 2026
Sovereign Bonds | -2% ₹54 Cr 5,000,000 Power Finance Corporation Limited
Debentures | -2% ₹53 Cr 470
Bond Funds Taxation
Tax implication on Bond Funds or Debt Funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
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