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Best Bond Mutual Funds 2020

Updated on August 6, 2020 , 19225 views

Bond Mutual Funds offer higher returns than bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹410.478
↑ 0.02
₹11,8302.747.87.78.55.11%6M6M 18D
PGIM India Insta Cash Fund Growth ₹261.009
↑ 0.02
₹65112.45.26.66.73.53%29D1M 2D
JM Liquid Fund Growth ₹54.7703
↑ 0.00
₹3,1370.92.24.96.46.63.34%1M 2D1M 3D
Indiabulls Liquid Fund Growth ₹1,949.71
↑ 0.13
₹2410.82.14.96.46.60%
Principal Cash Management Fund Growth ₹1,771.78
↑ 0.31
₹1460.924.73.16.23.21%1M 1D1M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 20

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹34.6053
↓ -0.02
₹333.14.610.53.9-0.55.06%2Y 5M 5D2Y 9M 29D
UTI Short Term Income Fund Growth ₹22.8286
↓ 0.00
₹1,6694.2610.93.6-3.95.59%2Y 7M 6D2Y 11M 19D
ICICI Prudential Short Term Fund Growth ₹44.3963
↓ -0.01
₹15,2344.35.810.97.99.76.16%2Y 9M3Y 8M 5D
Nippon India Short Term Fund Growth ₹39.4512
↓ -0.01
₹6,8253.44.99.87.49.45.86%2Y 29D2Y 9M
Axis Strategic Bond Fund Growth ₹20.226
↓ -0.01
₹8393.44.59.77.47.18.05%3Y 2M 12D4Y 1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 20

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Income Fund Growth ₹52.9898
↓ -0.06
₹1,3423.85.712.28.111.77.11%4Y 10M 13D6Y 8M 23D
ICICI Prudential Gilt Fund Growth ₹76.1787
↓ -0.16
₹3,0682.67.911.98.110.86.23%7Y 9M 25D13Y 11M 1D
SBI Magnum Gilt Fund Growth ₹49.2597
↓ -0.10
₹3,4151.97.110.78.413.16.26%7Y 11M 23D12Y 7M 6D
Nippon India Gilt Securities Fund Growth ₹29.7613
↓ -0.06
₹1,4521.96.710.4912.45.89%6Y 1M 13D8Y 6M 7D
Aditya Birla Sun Life Government Securities Fund Growth ₹62.1724
↓ -0.09
₹5401.97.310.18.3116.07%6Y 4M 24D9Y 2M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 20

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹48.5898
↓ -0.08
₹73526.61010.611.96.23%6Y 10M 6D9Y 9M 18D
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹35.0565
↓ -0.08
₹2792.77.91212.314.26.18%6Y 10M 13D9Y 8M 5D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹18.6159
↓ -0.02
₹22938.31210.412.86.13%7Y 1M 10D11Y 22D
DSP BlackRock 10Y G-Sec Fund Growth ₹17.2382
↓ -0.02
₹452.47.49.97.810.86.09%6Y 9M 14D9Y 7M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 20

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 19 in Short term Bond category.  Return for 2019 was 4.2% , 2018 was 8.8% and 2017 was 8.6% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (07 Aug 20) ₹3,717.72 ↑ 0.42   (0.01 %)
Net Assets (Cr) ₹5,406 on 30 Jun 20
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio -1.43
Information Ratio -1.37
Alpha Ratio -26.17
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 20.73%
Effective Maturity 3 Years 1 Month 4 Days
Modified Duration 2 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹10,727
31 Jul 17₹11,872
31 Jul 18₹12,651
31 Jul 19₹13,715
31 Jul 20₹12,554

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month -1.7%
3 Month 0.5%
6 Month -6.1%
1 Year -8.4%
3 Year 1.9%
5 Year 4.7%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
2012 10%
2011 9%
2010 5.6%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 30 Jun 20

Asset Allocation
Asset ClassValue
Cash4.75%
Debt121.37%
Debt Sector Allocation
SectorValue
Corporate120.85%
Cash Equivalent4.75%
Government0.52%
Credit Quality
RatingValue
A62.53%
AA35.24%
AAA0.17%
BBB1.75%
Below B0.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
26%-₹1,412 Cr
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
12%₹623 Cr7,200
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Debentures | -
7%₹372 Cr4,813
Rishanth Wholesale Trading Private Ltd.
Debentures | -
7%₹354 Cr350
Edelweiss Agri Value Chain Limited
Debentures | -
5%₹252 Cr3,100
S. D. CORPORATION PRIVATE LIMITED
Debentures | -
5%₹247 Cr2,450
Renew Power Ventures Private Limited
Debentures | -
4%₹239 Cr2,560
Andhra Pradesh Capital Region Development Authority
Debentures | -
4%₹224 Cr11,135
Andhra Pradesh Capital Region Development Authority
Debentures | -
4%₹217 Cr10,675
STERLITE POWER GRID VENTURES LIMITED
Debentures | -
4%₹212 Cr2,100

2. Franklin India Income Opportunities Fund

The Fund seeks to provide regular income and capital appreciation by investing in fixed income securities across the yield curve.

Franklin India Income Opportunities Fund is a Debt - Medium term Bond fund was launched on 12 Nov 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 15 in Medium term Bond category.  Return for 2019 was 5.2% , 2018 was 8% and 2017 was 8.6% .

Below is the key information for Franklin India Income Opportunities Fund

Franklin India Income Opportunities Fund
Growth
Launch Date 12 Nov 09
NAV (07 Aug 20) ₹20.9238 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹1,710 on 30 Jun 20
Category Debt - Medium term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-18 Months (2%),18-24 Months (1%),24 Months and above(NIL)
Yield to Maturity 17.33%
Effective Maturity 5 Years 5 Months 4 Days
Modified Duration 3 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹10,764
31 Jul 17₹11,890
31 Jul 18₹12,707
31 Jul 19₹13,669
31 Jul 20₹12,604

Franklin India Income Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Purchase not allowed

Returns for Franklin India Income Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month -4.8%
3 Month -0.2%
6 Month -6.1%
1 Year -7.8%
3 Year 1.9%
5 Year 4.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 5.2%
2018 8%
2017 8.6%
2016 8.4%
2015 9.3%
2014 11.6%
2013 8.6%
2012 10.2%
2011 9.1%
2010 7.1%
Fund Manager information for Franklin India Income Opportunities Fund
NameSinceTenure

Data below for Franklin India Income Opportunities Fund as on 30 Jun 20

Asset Allocation
Asset ClassValue
Debt132.6%
Debt Sector Allocation
SectorValue
Corporate132.6%
Credit Quality
RatingValue
A43.31%
AA53%
BBB3.6%
Below B0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
33%-₹557 Cr
Parimal Finance Private Limited
Debentures | -
13%₹230 Cr2,797
Coastal Gujarat Power Limited
Debentures | -
11%₹195 Cr1,910
Shriram Transport Finance Company Limited
Debentures | -
7%₹127 Cr1,550
DCB Bank Limited
Debentures | -
7%₹120 Cr12,100
Andhra Pradesh Capital Region Development Authority
Debentures | -
7%₹114 Cr5,858
Rivaaz Trade Ventures Private Limited
Debentures | -
6%₹105 Cr1,400
S. D. CORPORATION PRIVATE LIMITED
Debentures | -
6%₹100 Cr1,000
Hinduja Leyland Finance Limited
Debentures | -
5%₹92 Cr1,000
Sadbhav Infrastructure Project Limited
Debentures | -
5%₹89 Cr723

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 0.8% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was -3.4% , 2018 was 4.7% and 2017 was 6.9% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (07 Aug 20) ₹10.4956 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹418 on 30 Jun 20
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -1.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 12.84%
Effective Maturity 4 Years 5 Months 12 Days
Modified Duration 2 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹10,977
31 Jul 17₹12,101
31 Jul 18₹12,567
31 Jul 19₹12,406
31 Jul 20₹9,333

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month -1.3%
3 Month 0.5%
6 Month -25.7%
1 Year -24.9%
3 Year -8.4%
5 Year -1.4%
10 Year
15 Year
Since launch 0.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
2011
2010
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Prashant Pimple26 Jun 146.02 Yr.
Kinjal Desai25 May 182.1 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Jun 20

Asset Allocation
Asset ClassValue
Cash24.07%
Debt75.93%
Debt Sector Allocation
SectorValue
Corporate75.93%
Cash Equivalent24.07%
Credit Quality
RatingValue
A66.32%
AA25.51%
Below B8.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
39%₹165 Cr2,282
Net Current Assets
Net Current Assets | -
16%₹69 Cr
INDIAN RECEIVABLE TRUST 2019 SERIES 3
Unlisted bonds | -
15%₹65 Cr1,100
Dewan Housing Finance Corporation Limited
Debentures | -
7%₹28 Cr1,130
Aashman Energy Private Limited
Debentures | -
6%₹26 Cr3,120
Divyesh Power Private Limited **
Debentures | -
6%₹26 Cr3,120
SEI Baskara Power Private Ltd.
Debentures | -
5%₹20 Cr2,420
↓ -700
Indiabulls Housing Finance Limited
Debentures | -
4%₹15 Cr170,000
Triparty Repo
CBLO/Reverse Repo | -
1%₹3 Cr
Indiabulls Housing Finance Limited
Debentures | -
0%₹0 Cr50

4. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 10 in Medium term Bond category.  Return for 2019 was 7% , 2018 was 5.4% and 2017 was 6.6% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (07 Aug 20) ₹16.6467 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹1,420 on 30 Jun 20
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 0.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 9.13%
Effective Maturity 4 Years 7 Months 2 Days
Modified Duration 3 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹11,014
31 Jul 17₹12,033
31 Jul 18₹12,598
31 Jul 19₹13,322
31 Jul 20₹14,393

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month 0.7%
3 Month 4.7%
6 Month 1.8%
1 Year 7.6%
3 Year 6%
5 Year 7.5%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
2014
2013
2012
2011
2010
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 146.27 Yr.

Data below for Kotak Medium Term Fund as on 30 Jun 20

Asset Allocation
Asset ClassValue
Cash8.38%
Debt91.62%
Debt Sector Allocation
SectorValue
Corporate49.14%
Government42.48%
Cash Equivalent8.38%
Credit Quality
RatingValue
A25.45%
AA25.24%
AAA49.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab and Sind Bank
Debentures | -
11%₹152 Cr1,546
Coastal Gujarat Power Limited
Debentures | -
10%₹138 Cr1,350
POWER FINANCE CORPORATION LIMITED
Debentures | -
9%₹134 Cr1,220
Punjab National Bank
Debentures | -
7%₹101 Cr1,079
↓ -186
Ongc Petro Additions Limited
Debentures | -
6%₹90 Cr880
↓ -120
Reliance Jio Infocomm Limited
Debentures | -
5%₹75 Cr680
Rural Electrification Corporation Limited
Debentures | -
5%₹70 Cr650
Net Current Assets/(Liabilities)
Net Current Assets | -
5%₹68 Cr
Shriram Transport Finance Company Limited
Debentures | -
4%₹55 Cr648
↓ -102
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
4%₹52 Cr500

5. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 22 in Medium term Bond category.  Return for 2019 was 9.1% , 2018 was 5.6% and 2017 was 5.5% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (07 Aug 20) ₹41.4636 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹933 on 30 Jun 20
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.29
Sharpe Ratio 1.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 9.04%
Effective Maturity 4 Years 8 Months 5 Days
Modified Duration 3 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹10,970
31 Jul 17₹11,934
31 Jul 18₹12,433
31 Jul 19₹13,556
31 Jul 20₹14,735

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month 0.9%
3 Month 3.8%
6 Month 3.5%
1 Year 8.4%
3 Year 7.2%
5 Year 8%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.1%
2018 5.6%
2017 5.5%
2016 11.5%
2015 7.4%
2014 11.2%
2013 7%
2012 9.8%
2011 8.4%
2010 5%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0712.84 Yr.
Chirag Setalvad31 Jul 190.92 Yr.

Data below for HDFC Medium Term Debt Fund as on 30 Jun 20

Asset Allocation
Asset ClassValue
Cash5.34%
Debt94.66%
Debt Sector Allocation
SectorValue
Corporate47.63%
Government42.87%
Cash Equivalent5.34%
Securitized4.17%
Credit Quality
RatingValue
A6.7%
AA41.11%
AAA52.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹70 Cr6,500,000
Shriram - City Union Finance Limited
Debentures | -
7%₹65 Cr7,000
6.97% Govt Stock 2026
Sovereign Bonds | -
6%₹54 Cr5,000,000
↑ 500,000
Power Finance Corporation Ltd.
Debentures | -
6%₹52 Cr470
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
5%₹48 Cr450
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
4%₹36 Cr
Reliance Ports And Terminals Limited
Debentures | -
4%₹36 Cr350
Tata Housing Development Company Limited
Debentures | -
4%₹36 Cr350
Vedanta Limited
Debentures | -
4%₹33 Cr370
COPELAND JAN 2020
Unlisted bonds | -
3%₹31 Cr3,100

6. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2019 was -4.4% , 2018 was 5.6% and 2017 was 7% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (07 Aug 20) ₹22.5859 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹2,008 on 30 Jun 20
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.67
Sharpe Ratio -0.98
Information Ratio -1.52
Alpha Ratio -28.22
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.77%
Effective Maturity 5 Years 2 Months 12 Days
Modified Duration 3 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 15₹10,000
31 Jul 16₹11,022
31 Jul 17₹12,098
31 Jul 18₹12,720
31 Jul 19₹13,285
31 Jul 20₹12,864

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
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Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 20

DurationReturns
1 Month 0.9%
3 Month 8.4%
6 Month 2.2%
1 Year -3.4%
3 Year 2%
5 Year 5.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 145.83 Yr.
Sunaina Cunha1 Apr 173.25 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Jun 20

Asset Allocation
Asset ClassValue
Cash6.37%
Equity1.13%
Debt92.5%
Debt Sector Allocation
SectorValue
Corporate57.39%
Government35.11%
Cash Equivalent6.37%
Credit Quality
RatingValue
A17.36%
AA31.5%
AAA51.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
6%₹129 Cr12,500,000
↑ 6,500,000
Shriram - City Union Finance Limited
Debentures | -
6%₹115 Cr1,200
L & T Infrastructure Finance Company Limited
Debentures | -
6%₹112 Cr1,100
7.26% Govt Stock 2029
Sovereign Bonds | -
5%₹103 Cr9,520,250
↑ 500,000
Shriram Transport Finance Company Limited
Debentures | -
5%₹96 Cr1,000
Rec Limited
Debentures | -
5%₹92 Cr900
U.P. Power Corporation Limited
Debentures | -
5%₹91 Cr938
U.P. Power Corporation Limited
Debentures | -
4%₹86 Cr918
Net Receivables / (Payables)
Net Current Assets | -
4%₹81 Cr
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
3%₹58 Cr500
↓ -50

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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