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Best Bond Mutual Funds 2021

Updated on October 20, 2021 , 23918 views

Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Difference Between Bond & Bond Mutual Fund

Bonds

They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.

Bond Funds

They are mutual funds or exchange-trade funds (ETFs) that invest in a portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹432.545
↑ 0.03
₹17,7470.92.14.16.870%
JM Liquid Fund Growth ₹56.9006
↑ 0.00
₹9800.81.63.24.943.49%1M 4D1M 6D
PGIM India Insta Cash Fund Growth ₹271.109
↑ 0.02
₹6190.81.63.254.23.52%1M 7D1M 10D
Principal Cash Management Fund Growth ₹1,838.81
↑ 0.13
₹1860.81.63.14.63.83.45%16D17D
Indiabulls Liquid Fund Growth ₹2,022.58
↑ 0.15
₹1210.71.53.14.83.90%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Oct 21

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹36.2977
↓ 0.00
₹370.92.33.53.87.84.71%1Y 9M 4D2Y 1M 6D
Nippon India Strategic Debt Fund Growth ₹12.4544
↓ 0.00
₹270116.119.2-4.3-23.54.99%2Y 3M 7D2Y 9M 4D
UTI Short Term Income Fund Growth ₹25.2727
↓ 0.00
₹3,7325.97.39.25.210.54.87%1Y 3M 14D2Y 7M 13D
Aditya Birla Sun Life Medium Term Plan Growth ₹25.0461
↑ 0.00
₹1,6271.43.273.98.10%
Axis Strategic Bond Fund Growth ₹21.9422
↑ 0.01
₹1,7561.63.36.48.110.56.35%2Y 9M 11D4Y 6M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Oct 21

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Bond Fund Growth ₹55.453
↓ -0.02
₹2948.79.510.421.14.59%2Y 10M 2D5Y 8M 19D
ICICI Prudential Gilt Fund Growth ₹80.505
↑ 0.01
₹3,2432.53.44.99.712.60%
SBI Magnum Income Fund Growth ₹56.5272
↑ 0.00
₹1,7191.32.64.69.711.66.11%3Y 10M 10D7Y 14D
Aditya Birla Sun Life Government Securities Fund Growth ₹65.57
↓ -0.02
₹9711.93.14.210.212.10%
SBI Magnum Gilt Fund Growth ₹51.6085
↑ 0.01
₹3,6891.223.710.211.75.14%4Y 3M8Y 11M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Oct 21

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹50.8151
↓ -0.03
₹8171.72.93.110.211.66.19%6Y 4M 17D9Y 6M 22D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹19.5979
↓ -0.01
₹3821.53.13.611.413.60%
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹36.4867
↓ -0.03
₹2701.22.52.911.613.26.16%6Y 7M 20D8Y 11M 26D
DSP BlackRock 10Y G-Sec Fund Growth ₹17.6305
↓ -0.02
₹42-0.1-0.11.59.211.80%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Oct 21

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2020 was 10.5% , 2019 was 7.1% and 2018 was 6.7% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (22 Oct 21) ₹21.9422 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹1,756 on 15 Oct 21
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 2.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.35%
Effective Maturity 4 Years 6 Months 4 Days
Modified Duration 2 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,843
30 Sep 18₹11,363
30 Sep 19₹12,207
30 Sep 20₹13,418
30 Sep 21₹14,414

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 0.2%
3 Month 1.6%
6 Month 3.3%
1 Year 6.4%
3 Year 8.1%
5 Year 7.5%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.5%
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
2014 15%
2013 4.7%
2012
2011
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 128.82 Yr.

Data below for Axis Strategic Bond Fund as on 15 Oct 21

Asset Allocation
Asset ClassValue
Cash6.26%
Debt93.74%
Debt Sector Allocation
SectorValue
Corporate52.11%
Government38.44%
Cash Equivalent6.26%
Securitized3.19%
Credit Quality
RatingValue
A6.36%
AA38.94%
AAA54.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
6%₹106 Cr10,000,000
↓ -500,000
GOVT STOCK
Sovereign Bonds | -
4%₹71 Cr7,000,000
↓ -2,500,000
6.67% Govt Stock 2035
Sovereign Bonds | -
3%₹55 Cr5,500,000
↑ 5,500,000
Godrej Properties Limited
Debentures | -
3%₹52 Cr500
5.63% Govt Stock 2026
Sovereign Bonds | -
3%₹50 Cr5,000,000
↓ -1,500,000
6.10% Govt Stock 2031
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 2,000,000
DLF Limited
Debentures | -
2%₹35 Cr350
6.64% Govt Stock 2035
Sovereign Bonds | -
2%₹35 Cr3,500,000
↑ 500,000
G R Infraprojects Limited
Debentures | -
2%₹30 Cr300
Bharti Hexacom Limited
Debentures | -
2%₹30 Cr300

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 23 in Medium term Bond category.  Return for 2020 was 10.4% , 2019 was 9.2% and 2018 was 5.1% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (22 Oct 21) ₹35.2502 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹7,067 on 30 Sep 21
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.61
Sharpe Ratio 2.49
Information Ratio -0.84
Alpha Ratio 2.11
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.23%
Effective Maturity 3 Years 8 Months 12 Days
Modified Duration 2 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,817
30 Sep 18₹11,197
30 Sep 19₹12,104
30 Sep 20₹13,388
30 Sep 21₹14,407

ICICI Prudential Medium Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 0%
3 Month 1.5%
6 Month 3.3%
1 Year 6.4%
3 Year 8.7%
5 Year 7.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.4%
2019 9.2%
2018 5.1%
2017 6.5%
2016 10.2%
2015 8.4%
2014 12.4%
2013 5.9%
2012 9.7%
2011 8.1%
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 164.82 Yr.
Shadab Rizvi3 Jun 174.25 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash10.97%
Debt89.03%
Debt Sector Allocation
SectorValue
Corporate71.22%
Government17.81%
Cash Equivalent10.97%
Credit Quality
RatingValue
AA66.51%
AAA33.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
13%₹881 Cr88,354,700
↓ -7,500,000
Coastal Gujarat Power Limited
Debentures | -
5%₹324 Cr3,000
Bangalore Airport Hotel Limited
Debentures | -
4%₹251 Cr2,500
GMR Aero Technic Limited
Debentures | -
2%₹175 Cr1,750
07.19 UP SDL 2031
Sovereign Bonds | -
2%₹174 Cr17,000,000
Bharat Sanchar Nigam Limited
Debentures | -
2%₹164 Cr1,650
The Great Eastern Shipping Company Limited
Debentures | -
2%₹154 Cr1,500
Embassy Office Parks REIT
Debentures | -
2%₹152 Cr1,500
ONGC Petro Additions Limited
Debentures | -
2%₹150 Cr1,500
Tata Projects Limited
Debentures | -
2%₹128 Cr1,250

3. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 22 in Medium term Bond category.  Return for 2020 was 10% , 2019 was 9.1% and 2018 was 5.6% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (22 Oct 21) ₹45.0795 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹4,058 on 30 Sep 21
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.31
Sharpe Ratio 2.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.22%
Effective Maturity 3 Years 11 Months 5 Days
Modified Duration 2 Years 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,707
30 Sep 18₹11,122
30 Sep 19₹12,161
30 Sep 20₹13,249
30 Sep 21₹14,274

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 0%
3 Month 1.5%
6 Month 3.4%
1 Year 6.2%
3 Year 8.5%
5 Year 7.2%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10%
2019 9.1%
2018 5.6%
2017 5.5%
2016 11.5%
2015 7.4%
2014 11.2%
2013 7%
2012 9.8%
2011 8.4%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0714.01 Yr.
Sankalp Baid22 Jan 210.61 Yr.

Data below for HDFC Medium Term Debt Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash8.23%
Debt91.77%
Debt Sector Allocation
SectorValue
Corporate48.2%
Government44.39%
Cash Equivalent7.36%
Securitized0.05%
Credit Quality
RatingValue
A0.68%
AA31.52%
AAA67.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
6%₹236 Cr22,500,000
↑ 13,500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹167 Cr15,500,000
↓ -1,500,000
7.27% Govt Stock 2026
Sovereign Bonds | -
4%₹144 Cr13,500,000
↑ 2,500,000
Green Infra Wind Energy Limited
Debentures | -
3%₹120 Cr1,250
Sikka Ports & Terminals Limited
Debentures | -
2%₹97 Cr950
BAJAJ HOUSING FINANCE LIMITED
Debentures | -
2%₹90 Cr900
↑ 900
Tmf Holdings Limited
Debentures | -
2%₹86 Cr850
Power Finance Corporation Ltd.
Debentures | -
2%₹77 Cr750
National Bank For Agriculture And Rural Development
Debentures | -
2%₹75 Cr750
Shriram - City Union Finance Limited
Debentures | -
2%₹71 Cr7,000

4. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2020 was 11.6% , 2019 was 11.9% and 2018 was 9.9% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (22 Oct 21) ₹50.8151 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹817 on 30 Sep 21
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio 0.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.19%
Effective Maturity 9 Years 6 Months 22 Days
Modified Duration 6 Years 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,960
30 Sep 18₹11,409
30 Sep 19₹13,366
30 Sep 20₹14,735
30 Sep 21₹15,473

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month -0.7%
3 Month 1.7%
6 Month 2.9%
1 Year 3.1%
3 Year 10.2%
5 Year 8.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
2014 12.6%
2013 8.7%
2012 9.2%
2011 8.4%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Dinesh Ahuja25 Jan 201.6 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash5.43%
Debt94.57%
Debt Sector Allocation
SectorValue
Government94.57%
Cash Equivalent5.43%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
55%₹451 Cr42,500,000
6.64% Govt Stock 2035
Sovereign Bonds | -
21%₹175 Cr17,500,000
↑ 17,500,000
5.77% GOI 2030
Sovereign Bonds | -
6%₹48 Cr5,000,000
↓ -5,000,000
6.10% Govt Stock 2031
Sovereign Bonds | -
4%₹30 Cr3,000,000
↑ 3,000,000
6.76% Govt Stock 2061
Sovereign Bonds | -
4%₹29 Cr3,000,000
↓ -5,000,000
GOI 02.01.2030 GOV
Sovereign Bonds | -
2%₹16 Cr2,656,000
GOI 02.07.2030 GOV
Sovereign Bonds | -
2%₹15 Cr2,656,000
6.45% Govt Stock 2029
Sovereign Bonds | -
1%₹5 Cr500,000
Treps
CBLO/Reverse Repo | -
14%₹115 Cr
Net Receivable / Payable
Net Current Assets | -
9%-₹71 Cr

5. UTI Medium Term Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Medium Term Fund is a Debt - Medium term Bond fund was launched on 31 Mar 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Return for 2020 was 0% , 2019 was 6.1% and 2018 was 5.5% .

Below is the key information for UTI Medium Term Fund

UTI Medium Term Fund
Growth
Launch Date 31 Mar 15
NAV (22 Oct 21) ₹14.8813 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹67 on 30 Sep 21
Category Debt - Medium term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0
Sharpe Ratio 1.2
Information Ratio -1.44
Alpha Ratio 2.65
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365-548 Days (0.5%),548 Days and above(NIL)
Yield to Maturity 6.17%
Effective Maturity 4 Years 4 Months 17 Days
Modified Duration 2 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,845
30 Sep 18₹11,294
30 Sep 19₹12,061
30 Sep 20₹11,978
30 Sep 21₹12,922

UTI Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 1.5%
3 Month 4.5%
6 Month 5.7%
1 Year 7%
3 Year 4.5%
5 Year 5.1%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 0%
2019 6.1%
2018 5.5%
2017 6.9%
2016 11%
2015
2014
2013
2012
2011
Fund Manager information for UTI Medium Term Fund
NameSinceTenure
Amandeep Chopra31 Mar 156.51 Yr.
Ritesh Nambiar1 Jul 156.26 Yr.

Data below for UTI Medium Term Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash8.66%
Debt91.34%
Debt Sector Allocation
SectorValue
Corporate50.08%
Government41.25%
Cash Equivalent8.66%
Credit Quality
RatingValue
A8.09%
AA31.09%
AAA60.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.59% Govt Stock 2029
Sovereign Bonds | -
12%₹8 Cr75,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹5 Cr50,000,000
Reliance Industries Limited
Debentures | -
8%₹5 Cr50
The Indian Hotels Company Limited
Debentures | -
8%₹5 Cr50
Telesonic Networks Limited
Debentures | -
7%₹5 Cr50
Amba River Coke Limited
Debentures | -
7%₹5 Cr50
Dilip Buildcon Limited
Debentures | -
7%₹5 Cr50
6.10% Govt Stock 2031
Sovereign Bonds | -
7%₹5 Cr50,000,000
5.79% Govt Stock 2030
Sovereign Bonds | -
7%₹5 Cr50,000,000
India Grid Trust
Debentures | -
6%₹4 Cr40
↑ 40

6. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 10 in Medium term Bond category.  Return for 2020 was 8.5% , 2019 was 7% and 2018 was 5.4% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (22 Oct 21) ₹18.0756 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹3,023 on 30 Sep 21
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 1.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 6.16%
Effective Maturity 5 Years 4 Months 13 Days
Modified Duration 3 Years 3 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,760
30 Sep 18₹11,197
30 Sep 19₹11,951
30 Sep 20₹12,863
30 Sep 21₹13,843

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 0%
3 Month 1.8%
6 Month 3.6%
1 Year 6%
3 Year 7.2%
5 Year 6.6%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 8.5%
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
2014
2013
2012
2011
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 147.44 Yr.

Data below for Kotak Medium Term Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash1.49%
Equity2.04%
Debt96.46%
Debt Sector Allocation
SectorValue
Government69.65%
Corporate24.92%
Securitized1.89%
Cash Equivalent1.49%
Credit Quality
RatingValue
A11.26%
AA15.27%
AAA73.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
11%₹325 Cr32,500,000
↑ 32,500,000
8.03% U.P. SDL 2026
Sovereign Bonds | -
5%₹141 Cr13,000,000
Punjab & Sind Bank
Debentures | -
5%₹138 Cr1,372
↓ -01
GOVT STOCK
Sovereign Bonds | -
5%₹137 Cr13,499,993
Power Finance Corporation Limited
Debentures | -
4%₹118 Cr1,070
Sikka Ports & Terminals Limited
Debentures | -
4%₹102 Cr1,000
7.33% Govt Stock 2031
Sovereign Bonds | -
4%₹101 Cr10,000,000
↑ 10,000,000
National Bank For Agriculture and Rural Development
Debentures | -
3%₹93 Cr850
↑ 850
Housing Development Finance Corporation Limited
Debentures | -
3%₹90 Cr800
Muthoot Finance Limited
Debentures | -
3%₹88 Cr869,800

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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