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Best Bond Mutual Funds 2022

Updated on May 18, 2022 , 24805 views

Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Difference Between Bond & Bond Mutual Fund

Bonds

They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.

Bond Funds

They are mutual funds or exchange-trade funds (ETFs) that invest in a portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹441.001
↑ 0.06
₹16,1090.61.73.75.73.95.04%5M 26D6M
JM Liquid Fund Growth ₹58.0588
↑ 0.01
₹2,4640.91.83.54.13.33.99%29D1M 2D
PGIM India Insta Cash Fund Growth ₹276.536
↑ 0.04
₹6030.91.73.44.23.34.06%1M 7D1M 10D
Principal Cash Management Fund Growth ₹1,874.85
↑ 0.24
₹1,8280.91.73.33.93.24.15%1M 4D1M 4D
Indiabulls Liquid Fund Growth ₹2,060.85
↑ 0.22
₹2410.81.63.143.13.44%11D11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 22

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹36.4867
↓ 0.00
₹29-0.30.423.134.89%1Y 18D1Y 2M 26D
Nippon India Strategic Debt Fund Growth ₹12.453
↑ 0.01
₹211-1.1-0.115.3-4.517.45.62%1Y 11M 26D2Y 9M 25D
UTI Short Term Income Fund Growth ₹25.487
↑ 0.00
₹2,51000.77.64.28.45.62%1Y 3M 18D2Y 2M 26D
Aditya Birla Sun Life Medium Term Plan Growth ₹26.2461
↑ 0.01
₹1,445-0.44.47.44.77.16.96%2Y 5M 5D3Y 4M 28D
Axis Strategic Bond Fund Growth ₹22.1013
↓ -0.01
₹1,828-0.50.43.36.55.26.63%2Y 8M 16D3Y 10M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 22

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Bond Fund Growth ₹58.9547
↓ -0.08
₹2836.66.215.94.59.45.98%4Y 1M 17D7Y 6M 7D
ICICI Prudential Gilt Fund Growth ₹80.2844
↓ -0.17
₹2,327-0.6-1.42.27.73.85.62%2Y 5M 5D9Y 2M 26D
SBI Magnum Gilt Fund Growth ₹51.8261
↓ 0.00
₹3,540-0.401.97.935.13%1Y 5M 23D1Y 7M 2D
SBI Magnum Income Fund Growth ₹56.1214
↓ -0.05
₹1,632-1.4-1.11.47.53.66.68%3Y 9M 25D6Y 4M 17D
UTI Gilt Fund Growth ₹50.1818
↓ -0.05
₹543-0.2-0.81.36.72.34.66%10M 20D3Y 3M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 22

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹49.5792
↓ -0.09
₹912-2.7-3.2-0.66.52.47.13%6Y 9M 11D9Y 8M 12D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹19.1186
↓ -0.04
₹306-2.8-3.2-0.77.52.86.85%6Y 9M 22D9Y 6M 22D
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹35.4061
↓ -0.07
₹219-3-3.5-1.56.91.87.14%6Y 7M 24D9Y 4M 2D
DSP BlackRock 10Y G-Sec Fund Growth ₹17.032
↓ -0.03
₹57-2.9-3.9-4.45.50.77%6Y 7M 13D9Y 3M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 22

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. IDFC Government Securities Fund - Constant Maturity Plan

(Erstwhile IDFC Government Securities Fund - Short Term Plan)

IDFC – GSF -ST is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing Government Securities. However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Constant Maturity Plan is a Debt - 10 Yr Govt Bond fund was launched on 9 Mar 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 2 in 10 Yr Govt Bond category.  Return for 2021 was 1.8% , 2020 was 13.2% and 2019 was 14.2% .

Below is the key information for IDFC Government Securities Fund - Constant Maturity Plan

IDFC Government Securities Fund - Constant Maturity Plan
Growth
Launch Date 9 Mar 02
NAV (20 May 22) ₹35.4061 ↓ -0.07   (-0.19 %)
Net Assets (Cr) ₹219 on 15 May 22
Category Debt - 10 Yr Govt Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.61
Sharpe Ratio -1.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 9 Years 4 Months 2 Days
Modified Duration 6 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,608
30 Apr 19₹11,939
30 Apr 20₹14,109
30 Apr 21₹14,981
30 Apr 22₹15,003

IDFC Government Securities Fund - Constant Maturity Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for IDFC Government Securities Fund - Constant Maturity Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -1.1%
3 Month -3%
6 Month -3.5%
1 Year -1.5%
3 Year 6.9%
5 Year 8.1%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 1.8%
2020 13.2%
2019 14.2%
2018 11.8%
2017 6.2%
2016 10.1%
2015 9%
2014 12.6%
2013 10.6%
2012 8.6%
Fund Manager information for IDFC Government Securities Fund - Constant Maturity Plan
NameSinceTenure
Harshal Joshi15 May 174.96 Yr.

Data below for IDFC Government Securities Fund - Constant Maturity Plan as on 15 May 22

Asset Allocation
Asset ClassValue
Cash3.31%
Debt96.69%
Debt Sector Allocation
SectorValue
Government96.69%
Cash Equivalent3.31%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
92%₹197 Cr20,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
4%₹8 Cr717,000
7.17% Govt Stock 2028
Sovereign Bonds | -
1%₹2 Cr176,000
6.79% Govt Stock 2027
Sovereign Bonds | -
1%₹2 Cr152,000
Net Current Assets
Net Current Assets | -
2%₹4 Cr
Triparty Repo
CBLO/Reverse Repo | -
1%₹3 Cr
Cash Margin - Ccil
CBLO | -
0%₹0 Cr

2. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2021 was 2.4% , 2020 was 11.6% and 2019 was 11.9% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (20 May 22) ₹49.5792 ↓ -0.09   (-0.17 %)
Net Assets (Cr) ₹912 on 15 May 22
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio -0.91
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.13%
Effective Maturity 9 Years 8 Months 12 Days
Modified Duration 6 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,562
30 Apr 19₹11,596
30 Apr 20₹13,476
30 Apr 21₹14,200
30 Apr 22₹14,349

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -1.1%
3 Month -2.7%
6 Month -3.2%
1 Year -0.6%
3 Year 6.5%
5 Year 7.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
2014 12.6%
2013 8.7%
2012 9.2%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Dinesh Ahuja25 Jan 202.26 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 15 May 22

Asset Allocation
Asset ClassValue
Cash4.21%
Debt95.79%
Debt Sector Allocation
SectorValue
Government95.79%
Cash Equivalent4.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.1% Govt Stock 2031
Sovereign Bonds | -
31%₹203 Cr22,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
30%₹196 Cr21,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
23%₹151 Cr15,000,000
5.79% Govt Stock 2030
Sovereign Bonds | -
7%₹46 Cr5,000,000
GOI 02.01.2030 GOV
Sovereign Bonds | -
2%₹15 Cr2,656,000
GOI 02.07.2030 GOV
Sovereign Bonds | -
2%₹15 Cr2,656,000
Treps
CBLO/Reverse Repo | -
2%₹15 Cr
Net Receivable / Payable
Net Current Assets | -
2%₹12 Cr

3. DSP BlackRock 10Y G-Sec Fund

(Erstwhile DSP BlackRock Constant Maturity 10Y G-Sec Fund)

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years. There is no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock 10Y G-Sec Fund is a Debt - 10 Yr Govt Bond fund was launched on 26 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 8 in 10 Yr Govt Bond category.  Return for 2021 was 0.7% , 2020 was 11.8% and 2019 was 10.8% .

Below is the key information for DSP BlackRock 10Y G-Sec Fund

DSP BlackRock 10Y G-Sec Fund
Growth
Launch Date 26 Sep 14
NAV (20 May 22) ₹17.032 ↓ -0.03   (-0.20 %)
Net Assets (Cr) ₹57 on 30 Apr 22
Category Debt - 10 Yr Govt Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 0.5
Sharpe Ratio -2.17
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity 7%
Effective Maturity 9 Years 3 Months 25 Days
Modified Duration 6 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,025
30 Apr 19₹10,895
30 Apr 20₹12,653
30 Apr 21₹13,431
30 Apr 22₹13,077

DSP BlackRock 10Y G-Sec Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP BlackRock 10Y G-Sec Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -1.1%
3 Month -2.9%
6 Month -3.9%
1 Year -4.4%
3 Year 5.5%
5 Year 5.1%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 0.7%
2020 11.8%
2019 10.8%
2018 5.9%
2017 2.3%
2016 15.5%
2015 6.6%
2014
2013
2012
Fund Manager information for DSP BlackRock 10Y G-Sec Fund
NameSinceTenure
Vikram Chopra17 Jul 165.79 Yr.
Laukik Bagwe1 Aug 210.75 Yr.

Data below for DSP BlackRock 10Y G-Sec Fund as on 30 Apr 22

Asset Allocation
Asset ClassValue
Cash4.11%
Debt95.89%
Debt Sector Allocation
SectorValue
Government95.89%
Cash Equivalent4.11%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
96%₹55 Cr5,600,000
↑ 5,600,000
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
3%₹2 Cr
Net Receivables/Payables
Net Current Assets | -
1%₹1 Cr
6.1% Govt Stock 2031
Sovereign Bonds | -
₹0 Cr00
↓ -5,821,100

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (20 May 22) ₹26.2461 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹1,445 on 15 May 22
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 1.19
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 6.96%
Effective Maturity 3 Years 4 Months 28 Days
Modified Duration 2 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,668
30 Apr 19₹11,079
30 Apr 20₹10,066
30 Apr 21₹11,835
30 Apr 22₹12,832

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -0.4%
3 Month -0.4%
6 Month 4.4%
1 Year 7.4%
3 Year 4.7%
5 Year 4.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 147.67 Yr.
Mohit Sharma6 Aug 201.73 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 May 22

Asset Allocation
Asset ClassValue
Cash10.79%
Equity2.2%
Debt87%
Debt Sector Allocation
SectorValue
Corporate71.61%
Government15.39%
Cash Equivalent10.79%
Credit Quality
RatingValue
A4.69%
AA51.43%
AAA33.55%
Below B10.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram City Union Finance Limited
Debentures | -
7%₹102 Cr1,000
6.1% Govt Stock 2031
Sovereign Bonds | -
5%₹79 Cr8,500,000
↓ -2,500,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹50 Cr500
Bharti Hexacom Limited
Debentures | -
3%₹48 Cr480
Tata Realty And Infrastructure Limited
Debentures | -
3%₹48 Cr480
U.P. Power Corporation Limited
Debentures | -
3%₹47 Cr938
JM Financial Credit Solutions Limited
Debentures | -
3%₹45 Cr440
8.15% Govt Stock 2026
Sovereign Bonds | -
3%₹42 Cr4,000,000
Gic Housing Finance Limited
Debentures | -
3%₹40 Cr400
Bharti Hexacom Limited
Debentures | -
3%₹40 Cr400

5. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 22 in Medium term Bond category.  Return for 2021 was 5% , 2020 was 10% and 2019 was 9.1% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund
Growth
Launch Date 6 Feb 02
NAV (20 May 22) ₹45.0273 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹4,079 on 30 Apr 22
Category Debt - Medium term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.31
Sharpe Ratio 0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.96%
Effective Maturity 4 Years 19 Days
Modified Duration 2 Years 9 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,515
30 Apr 19₹11,248
30 Apr 20₹12,114
30 Apr 21₹13,322
30 Apr 22₹13,870

HDFC Medium Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -0.9%
3 Month -1.4%
6 Month -0.4%
1 Year 2.3%
3 Year 6.6%
5 Year 6.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5%
2020 10%
2019 9.1%
2018 5.6%
2017 5.5%
2016 11.5%
2015 7.4%
2014 11.2%
2013 7%
2012 9.8%
Fund Manager information for HDFC Medium Term Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0714.67 Yr.
Sankalp Baid22 Jan 211.27 Yr.

Data below for HDFC Medium Term Debt Fund as on 30 Apr 22

Asset Allocation
Asset ClassValue
Cash6.66%
Debt93.34%
Debt Sector Allocation
SectorValue
Corporate51.75%
Government41.59%
Cash Equivalent6.66%
Credit Quality
RatingValue
A0.66%
AA31.04%
AAA68.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
6%₹227 Cr22,500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
5%₹212 Cr20,500,000
7.27% Govt Stock 2026
Sovereign Bonds | -
3%₹138 Cr13,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
3%₹116 Cr12,500,000
Green Infra Wind Energy Limited
Debentures | -
3%₹113 Cr1,250
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹97 Cr1,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹94 Cr950
Bajaj Housing Finance Limited
Debentures | -
2%₹88 Cr900
7.26% Govt Stock 2029
Sovereign Bonds | -
2%₹86 Cr8,500,000
Tmf Holdings Limited
Debentures | -
2%₹84 Cr850

6. Tata Medium Term Fund

The investment objective of the scheme is to generate income & capital appreciation through a portfolio constituted of medium term debt instruments & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Tata Medium Term Fund is a Debt - Medium term Bond fund was launched on 11 Nov 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 5.6% since its launch.  Ranked 35 in Medium term Bond category.  Return for 2021 was 5% , 2020 was 11.4% and 2019 was -9.6% .

Below is the key information for Tata Medium Term Fund

Tata Medium Term Fund
Growth
Launch Date 11 Nov 02
NAV (20 May 22) ₹29.2198 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹83 on 30 Apr 22
Category Debt - Medium term Bond
AMC Tata Asset Management Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 0.28
Information Ratio -0.81
Alpha Ratio 0.3
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 6.86%
Effective Maturity 3 Years 3 Months 14 Days
Modified Duration 2 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,462
30 Apr 19₹11,078
30 Apr 20₹10,164
30 Apr 21₹11,108
30 Apr 22₹11,555

Tata Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
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Returns for Tata Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 22

DurationReturns
1 Month -1%
3 Month -1.5%
6 Month -0.7%
1 Year 2.1%
3 Year 1.2%
5 Year 2.6%
10 Year
15 Year
Since launch 5.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5%
2020 11.4%
2019 -9.6%
2018 5.2%
2017 4.7%
2016 11.4%
2015 6.2%
2014 12.4%
2013 7.5%
2012 8.8%
Fund Manager information for Tata Medium Term Fund
NameSinceTenure
Murthy Nagarajan6 Feb 202.23 Yr.
Abhishek Sonthalia6 Feb 202.23 Yr.

Data below for Tata Medium Term Fund as on 30 Apr 22

Asset Allocation
Asset ClassValue
Cash2.45%
Debt97.55%
Debt Sector Allocation
SectorValue
Corporate65.87%
Government31.69%
Cash Equivalent2.45%
Credit Quality
RatingValue
AA21.32%
AAA78.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
18%₹14 Cr1,500,000
6.68% Govt Stock 2031
Sovereign Bonds | -
8%₹7 Cr700,000
Varanasi Sangam Expressway Private Limited
Debentures | -
7%₹6 Cr60
Tmf Holdings Limited
Debentures | -
6%₹5 Cr50
Green Infra Wind Energy Limited
Debentures | -
6%₹4 Cr50
Sbi Cards And Payment Services Limited
Debentures | -
5%₹4 Cr40
India Infradebt Limited
Debentures | -
5%₹4 Cr40
Ongc Petro Additions Limited
Debentures | -
5%₹4 Cr40
Nuvoco Vistas Corporation Limited
Debentures | -
5%₹4 Cr40
Sepset Constructions Limited
Debentures | -
5%₹4 Cr40

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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