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Top 4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2020

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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2020

Updated on October 17, 2020 , 7758 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

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Birla

Why Invest in ABSL Debt Funds?

  • Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity market volatility.

  • Investors can earn better returns than bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.

  • Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth ₹84.3998
↑ 0.05
₹20,6451.57.411.89.19.65.59%2Y 7M 10D3Y 3M 14D
Aditya Birla Sun Life Savings Fund Growth ₹415.352
↑ 0.20
₹14,5321.44.37.47.78.54.51%5M 26D6M 18D
Aditya Birla Sun Life Money Manager Fund Growth ₹280.149
↑ 0.11
₹9,6291.23.77.17.784%4M 28D5M 1D
Aditya Birla Sun Life Government Securities Fund Growth ₹62.8233
↑ 0.07
₹5740.76.411.58.8116.35%6Y 10M 10D9Y 9M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Oct 20

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (19 Oct 20) ₹84.3998 ↑ 0.05   (0.06 %)
Net Assets (Cr) ₹20,645 on 30 Sep 20
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.39
Sharpe Ratio 2.72
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.59%
Effective Maturity 3 Years 3 Months 14 Days
Modified Duration 2 Years 7 Months 10 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,974
30 Sep 17₹11,844
30 Sep 18₹12,412
30 Sep 19₹13,731
30 Sep 20₹15,263

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20

DurationReturns
1 Month 1.3%
3 Month 1.5%
6 Month 7.4%
1 Year 11.8%
3 Year 9.1%
5 Year 9%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
2011 9.5%
2010 3.8%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Maneesh Dangi1 Apr 173.5 Yr.
Kaustubh Gupta1 Apr 173.5 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash3.8%
Debt96.2%
Debt Sector Allocation
SectorValue
Corporate54.52%
Government41.51%
Cash Equivalent3.8%
Securitized0.18%
Credit Quality
RatingValue
AA2.48%
AAA97.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.24% Govt Stock 2027
Sovereign Bonds | -
3%₹564 Cr50,500,000
↑ 8,000,000
Larsen and Toubro Limited
Debentures | -
3%₹539 Cr5,150
↑ 5,150
Reliance Industries Limited
Debentures | -
3%₹538 Cr5,150
National Bank For Agriculture and Rural Development
Debentures | -
2%₹488 Cr4,700
↑ 4,700
Power Finance Corporation Limited
Debentures | -
2%₹423 Cr4,050
↑ 4,050
Rural Electrification Corporation Limited
Debentures | -
2%₹417 Cr4,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹417 Cr4,050
Reliance Industries Limited
Debentures | -
2%₹416 Cr4,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹389 Cr35,000,000
↑ 1,500,000
Reliance Industries Limited
Debentures | -
2%₹376 Cr3,581

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (19 Oct 20) ₹415.352 ↑ 0.20   (0.05 %)
Net Assets (Cr) ₹14,532 on 30 Sep 20
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 2.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.51%
Effective Maturity 6 Months 18 Days
Modified Duration 5 Months 26 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,926
30 Sep 17₹11,772
30 Sep 18₹12,546
30 Sep 19₹13,688
30 Sep 20₹14,715

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 4.3%
1 Year 7.4%
3 Year 7.7%
5 Year 8%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
2010 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 145.98 Yr.
Kaustubh Gupta15 Jul 119.22 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash50.75%
Debt49.25%
Debt Sector Allocation
SectorValue
Corporate53.51%
Cash Equivalent32.97%
Government13.01%
Securitized0.51%
Credit Quality
RatingValue
AA10.3%
AAA89.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra & Mahindra Financial Services Limited
Debentures | -
3%₹453 Cr4,450
Shriram Transport Finance Company Limited
Debentures | -
3%₹371 Cr3,750
REC Limited
Debentures | -
2%₹331 Cr3,200
Housing Development Finance Corporation Limited
Debentures | -
2%₹295 Cr2,925
Rural Electrification Corporation Limited
Debentures | -
2%₹270 Cr2,650
6.81% MH SDL 2020
Sovereign Bonds | -
2%₹261 Cr26,000,000
Muthoot Finance Limited
Debentures | -
2%₹242 Cr2,350
182 DTB 17122020
Sovereign Bonds | -
2%₹233 Cr23,500,000
↑ 23,500,000
Reliance Industries Limited
Debentures | -
2%₹233 Cr2,315
Rural Electrification Corporation Limited
Debentures | -
2%₹231 Cr2,250

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 7 in Money Market category.  Return for 2019 was 8% , 2018 was 7.9% and 2017 was 6.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (19 Oct 20) ₹280.149 ↑ 0.11   (0.04 %)
Net Assets (Cr) ₹9,629 on 30 Sep 20
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 2.91
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4%
Effective Maturity 5 Months 1 Day
Modified Duration 4 Months 28 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,796
30 Sep 17₹11,529
30 Sep 18₹12,368
30 Sep 19₹13,452
30 Sep 20₹14,414

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 3.7%
1 Year 7.1%
3 Year 7.7%
5 Year 7.6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
2012 9.8%
2011 9%
2010 5.7%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 119.22 Yr.
Mohit Sharma1 Apr 173.5 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash95.31%
Debt4.69%
Debt Sector Allocation
SectorValue
Corporate63.3%
Cash Equivalent31.5%
Government5.19%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 22102020
Sovereign Bonds | -
2%₹180 Cr18,043,000
↑ 18,043,000
07.64 CG SDL 2021
Sovereign Bonds | -
2%₹151 Cr15,000,000
8.52% Haryana GS 2021
Sovereign Bonds | -
1%₹61 Cr6,000,000
8.51% Kerala GS 2021
Sovereign Bonds | -
1%₹51 Cr5,000,000
8.48% Odisha SDL 2021
Sovereign Bonds | -
0%₹46 Cr4,500,000
8.50% Tamilnadu GS 2021
Sovereign Bonds | -
0%₹36 Cr3,500,000
8.52% Rajasthan GS 2021
Sovereign Bonds | -
0%₹25 Cr2,500,000
8.50% Kerala GS 2021
Sovereign Bonds | -
0%₹25 Cr2,500,000
7.00% Govt Stock 2021
Sovereign Bonds | -
0%₹25 Cr2,500,000
8.38% Haryana GS 2021
Sovereign Bonds | -
0%₹15 Cr1,500,000

4. Aditya Birla Sun Life Government Securities Fund

(Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan)

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 4 in Government Bond category.  Return for 2019 was 11% , 2018 was 6.9% and 2017 was 4.4% .

Below is the key information for Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund
Growth
Launch Date 12 Oct 99
NAV (19 Oct 20) ₹62.8233 ↑ 0.07   (0.10 %)
Net Assets (Cr) ₹574 on 30 Sep 20
Category Debt - Government Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.17
Sharpe Ratio 1.39
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 6.35%
Effective Maturity 9 Years 9 Months 22 Days
Modified Duration 6 Years 10 Months 10 Days
Sub Cat. Government Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,298
30 Sep 17₹12,334
30 Sep 18₹12,287
30 Sep 19₹14,166
30 Sep 20₹15,646

Aditya Birla Sun Life Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Aditya Birla Sun Life Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20

DurationReturns
1 Month 1.4%
3 Month 0.7%
6 Month 6.4%
1 Year 11.5%
3 Year 8.8%
5 Year 9.6%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11%
2018 6.9%
2017 4.4%
2016 16.7%
2015 5.7%
2014 19.9%
2013 3.5%
2012 11.4%
2011 9.8%
2010 2.5%
Fund Manager information for Aditya Birla Sun Life Government Securities Fund
NameSinceTenure
Pranay Sinha1 Apr 173.5 Yr.
Bhupesh Bameta6 Aug 200.15 Yr.

Data below for Aditya Birla Sun Life Government Securities Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash1.38%
Debt98.62%
Debt Sector Allocation
SectorValue
Government98.62%
Cash Equivalent1.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
21%₹123 Cr12,500,000
↑ 12,500,000
6.45% Govt Stock 2029
Sovereign Bonds | -
19%₹107 Cr10,500,000
↓ -3,000,000
7.88% GS 2030
Sovereign Bonds | -
16%₹94 Cr8,500,000
↑ 3,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
14%₹78 Cr7,353,200
↑ 5,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
6%₹37 Cr3,500,000
↓ -3,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
6%₹33 Cr3,000,000
↑ 500,000
5.79% Govt Stock 2030
Sovereign Bonds | -
5%₹30 Cr3,000,000
↓ -6,000,000
5.77% GOI 2030
Sovereign Bonds | -
4%₹25 Cr2,500,000
↑ 2,500,000
07.65 UP SDL 2030
Sovereign Bonds | -
4%₹21 Cr2,000,000
7.40% Govt Stock 2035
Sovereign Bonds | -
2%₹11 Cr1,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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