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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2025

Updated on July 2, 2025 , 20191 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.

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Why Invest in ABSL Debt Funds?

Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth	₹113.52 ↑ 0.01	₹28,436	2.1	5	9.4	8.1	8.5	6.84%	4Y 18D	6Y 1M 20D
Aditya Birla Sun Life Savings Fund Growth	₹549.804 ↑ 0.08	₹18,981	2.1	4.2	8.1	7.4	7.9	6.92%	4M 13D	5M 8D
Aditya Birla Sun Life Money Manager Fund Growth	₹371.472 ↑ 0.06	₹26,590	2.1	4.3	8.1	7.5	7.8	6.67%	6M 25D	6M 25D
Aditya Birla Sun Life Medium Term Plan Growth	₹40.054 ↑ 0.00	₹2,504	2.6	7.6	14	14.9	10.5	7.43%	3Y 7M 17D	4Y 10M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jul 25

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (04 Jul 25)	₹113.52 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹28,436 on 31 May 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	2.58
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	6 Years 1 Month 20 Days
Modified Duration	4 Years 18 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,618
30 Jun 22	₹10,926
30 Jun 23	₹11,723
30 Jun 24	₹12,614
30 Jun 25	₹13,788

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 25

Duration	Returns
1 Month	0%
3 Month	2.1%
6 Month	5%
1 Year	9.4%
3 Year	8.1%
5 Year	6.6%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.3%
2022	4.1%
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	4.14 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.07%
Debt	96.69%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	61.56%
Government	35.13%
Cash Equivalent	3.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	9%	₹2,582 Cr	252,236,200 ↑ 133,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹1,874 Cr	182,000,000 ↑ 17,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹891 Cr	85,161,700 ↓ -49,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹765 Cr	74,000,000 ↑ 9,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹751 Cr	74,550
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹623 Cr	61,000 ↓ -12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹603 Cr	6,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹593 Cr	59,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹563 Cr	55,000
Bajaj Finance Limited Debentures \| -	2%	₹457 Cr	45,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (04 Jul 25)	₹549.804 ↑ 0.08 (0.01 %)
Net Assets (Cr)	₹18,981 on 31 May 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.11
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.92%
Effective Maturity	5 Months 8 Days
Modified Duration	4 Months 13 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,484
30 Jun 22	₹10,887
30 Jun 23	₹11,600
30 Jun 24	₹12,464
30 Jun 25	₹13,474

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	2.1%
6 Month	4.2%
1 Year	8.1%
3 Year	7.4%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.96 Yr.
Kaustubh Gupta	15 Jul 11	13.89 Yr.
Monika Gandhi	22 Mar 21	4.2 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	41.07%
Debt	58.69%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	64.99%
Cash Equivalent	18.97%
Government	15.8%

Credit Quality

Rating	Value
AA	35.5%
AAA	64.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Limited Debentures \| -	3%	₹613 Cr	60,000
Nirma Limited Debentures \| -	3%	₹489 Cr	48,500
Small Industries Development Bank of India Debentures \| -	2%	₹430 Cr	9,000
Gujarat (Government of) - \| -	2%	₹379 Cr	37,500,000
Bharti Telecom Limited Debentures \| -	2%	₹362 Cr	3,600
182 DTB 29082025 Sovereign Bonds \| -	2%	₹356 Cr	36,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹317 Cr	3,150
Mankind Pharma Limited Debentures \| -	2%	₹309 Cr	30,500
Avanse Financial Services Limited Debentures \| -	2%	₹301 Cr	30,000
Bharti Telecom Limited Debentures \| -	1%	₹271 Cr	2,700

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Money Market category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (04 Jul 25)	₹371.472 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹26,590 on 31 May 25
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.99
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.67%
Effective Maturity	6 Months 25 Days
Modified Duration	6 Months 25 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,433
30 Jun 22	₹10,822
30 Jun 23	₹11,567
30 Jun 24	₹12,442
30 Jun 25	₹13,449

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	2.1%
6 Month	4.3%
1 Year	8.1%
3 Year	7.5%
5 Year	6.1%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.89 Yr.
Anuj Jain	22 Mar 21	4.2 Yr.
Mohit Sharma	1 Apr 17	8.17 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	95.18%
Debt	4.56%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	45.3%
Cash Equivalent	44.76%
Government	9.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29082025 Sovereign Bonds \| -	4%	₹1,138 Cr	115,000,000
182 Days Tbill Sovereign Bonds \| -	1%	₹296 Cr	30,000,000
7.59% Govt Stock 2026 Sovereign Bonds \| -	1%	₹233 Cr	23,000,000
08.16 KA Sdl 2025 Sovereign Bonds \| -	1%	₹182 Cr	18,000,000
08.14 KA Sdl 2025 Sovereign Bonds \| -	1%	₹131 Cr	13,000,000
08.53 Up SDL 2026 Sovereign Bonds \| -	0%	₹127 Cr	12,500,000
5.32% State Government Securities Sovereign Bonds \| -	0%	₹100 Cr	10,000,000
Federal Bank Ltd. Debentures \| -	0%	₹95 Cr	2,000
06.05 AS Sdl 2025 Sovereign Bonds \| -	0%	₹91 Cr	9,134,900
SBI - Corporate Debt Market Development Fund - A2 Units Investment Fund \| -	0%	₹68 Cr	60,836

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (04 Jul 25)	₹40.054 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,504 on 31 May 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	3.49
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.43%
Effective Maturity	4 Years 10 Months 20 Days
Modified Duration	3 Years 7 Months 17 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹11,450
30 Jun 22	₹12,284
30 Jun 23	₹15,252
30 Jun 24	₹16,359
30 Jun 25	₹18,635

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 25

Duration	Returns
1 Month	0.4%
3 Month	2.6%
6 Month	7.6%
1 Year	14%
3 Year	14.9%
5 Year	12.4%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.76 Yr.
Mohit Sharma	6 Aug 20	4.82 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	4.22%
Debt	91.37%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	58.19%
Government	33.18%
Cash Equivalent	4.19%

Credit Quality

Rating	Value
A	2.07%
AA	40.72%
AAA	54.93%
BBB	2.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	9%	₹216 Cr	21,000,000 ↑ 3,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	8%	₹196 Cr	18,696,700 ↑ 5,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹194 Cr	18,500,000
Nuvama Wealth Finance Limited Debentures \| -	4%	₹96 Cr	9,500
Jubilant Bevco Limited Debentures \| -	3%	₹75 Cr	7,400 ↑ 7,400
National Bank For Financing Infrastructure And Development Debentures \| -	3%	₹72 Cr	7,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹70 Cr	7,000
360 One Prime Limited Debentures \| -	3%	₹65 Cr	6,500
SK Finance Limited Debentures \| -	3%	₹65 Cr	6,500
Narayana Hrudayalaya Limited Debentures \| -	2%	₹61 Cr	6,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.