Table of Contents

4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2020

Updated on January 23, 2020 , 2986 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

Ready to Invest?
Talk to our investment specialist

Why Invest in ABSL Debt Funds?

Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity market volatility.
Investors can earn better returns than bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2018 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth	₹77.0681 ↑ 0.05	₹17,587	1.9	4	9.7	7.6	9.6	6.68%	1Y 7M 2D	1Y 11M 23D
Aditya Birla Sun Life Savings Fund Growth	₹393.497 ↑ 0.11	₹15,847	1.6	3.8	8.3	7.6	8.5	6.31%	5M 16D	6M 7D
Aditya Birla Sun Life Money Manager Fund Growth	₹265.833 ↑ 0.05	₹10,878	1.5	3.5	7.9	7.6	8	5.91%	4M 20D	4M 20D
Aditya Birla Sun Life Government Securities Fund Growth	₹57.1358 ↑ 0.06	₹231	1.3	1.7	11.8	7.2	11	6.87%	5Y 10M 6D	8Y 3M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.3% since its launch. Ranked 1 in Corporate Bond category. Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (24 Jan 20)	₹77.0681 ↑ 0.05 (0.06 %)
Net Assets (Cr)	₹17,587 on 31 Dec 19
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.39
Sharpe Ratio	4.35
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.68%
Effective Maturity	1 Year 11 Months 23 Days
Modified Duration	1 Year 7 Months 2 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,889
31 Dec 16	₹12,004
31 Dec 17	₹12,786
31 Dec 18	₹13,682
31 Dec 19	₹14,995

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	4%
1 Year	9.7%
3 Year	7.6%
5 Year	8.4%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	9.6%
2017	7%
2016	6.5%
2015	10.2%
2014	8.9%
2013	10.9%
2012	8.4%
2011	10.6%
2010	9.5%
2009	3.8%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Maneesh Dangi	1 Apr 17	2.58 Yr.
Kaustubh Gupta	1 Apr 17	2.58 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	10.91%
Debt	89.09%

Debt Sector Allocation

Sector	Value
Corporate	55.33%
Government	33.98%
Cash Equivalent	9.39%
Securitized	1.31%

Credit Quality

Rating	Value
AA	3.51%
AAA	96.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ONGC Petro Additions Limited Debentures \| -	4%	₹743 Cr	741
Net Receivables / (Payables) Net Current Assets \| -	4%	₹683 Cr
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED Debentures \| -	3%	₹450 Cr	4,450
Reliance Industries Limited Debentures \| -	2%	₹427 Cr	4,250
POWER FINANCE CORPORATION LIMITED Debentures \| -	2%	₹427 Cr	4,200
8.24% Govt Stock 2027 Sovereign Bonds \| -	2%	₹418 Cr	38,500,000 ↑ 7,000,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹359 Cr	3,550
Reliance Industries Limited Debentures \| -	2%	₹342 Cr	3,400 ↑ 250
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹326 Cr	3,250 ↑ 3,250
Rural Electrification Corporation Limited Debentures \| -	2%	₹315 Cr	3,100

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (24 Jan 20)	₹393.497 ↑ 0.11 (0.03 %)
Net Assets (Cr)	₹15,847 on 31 Dec 19
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.35
Sharpe Ratio	9.33
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.31%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 16 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,889
31 Dec 16	₹11,895
31 Dec 17	₹12,751
31 Dec 18	₹13,724
31 Dec 19	₹14,885

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3.8%
1 Year	8.3%
3 Year	7.6%
5 Year	8.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%
2014	8.9%
2013	9.7%
2012	9.5%
2011	9.7%
2010	9.2%
2009	5.8%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	11 Oct 14	4.98 Yr.
Kaustubh Gupta	15 Jul 11	8.22 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	53.03%
Debt	46.97%

Debt Sector Allocation

Sector	Value
Corporate	54.16%
Cash Equivalent	25.93%
Government	19.16%
Securitized	0.76%

Credit Quality

Rating	Value
AA	11.55%
AAA	88.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
IndusInd Bank Limited Certificate of Deposit \| -	4%	₹639 Cr	65,000 ↑ 65,000
8.39% RJ SDL Spl 2020 Domestic Bonds \| -	3%	₹553 Cr	54,845,000 ↑ 48,345,000
Steel Authority Of India Limited Commercial Paper \| -	3%	₹495 Cr	10,000 ↑ 10,000
Power Finance Corporation Ltd. Debentures \| -	3%	₹469 Cr	4,650
IndusInd Bank Limited Certificate of Deposit \| -	3%	₹439 Cr	45,000 ↑ 45,000
Net Receivables / (Payables) Net Current Assets \| -	3%	₹435 Cr
Rural Electrification Corporation Limited Debentures \| -	3%	₹429 Cr	4,263
Bharti Telecom Limited Debentures \| -	3%	₹404 Cr	3,500
Reliance Jio Infocomm Limited Commercial Paper \| -	2%	₹397 Cr	8,000 ↑ 8,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹387 Cr	3,850 ↓ -1,500

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 7 in Money Market category. Return for 2019 was 8% , 2018 was 7.9% and 2017 was 6.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (24 Jan 20)	₹265.833 ↑ 0.05 (0.02 %)
Net Assets (Cr)	₹10,878 on 31 Dec 19
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	7.68
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.91%
Effective Maturity	4 Months 20 Days
Modified Duration	4 Months 20 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,840
31 Dec 16	₹11,676
31 Dec 17	₹12,465
31 Dec 18	₹13,452
31 Dec 19	₹14,534

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.5%
1 Year	7.9%
3 Year	7.6%
5 Year	7.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	8%
2017	7.9%
2016	6.8%
2015	7.7%
2014	8.4%
2013	9.2%
2012	9.4%
2011	9.8%
2010	9%
2009	5.7%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	8.3 Yr.
Mohit Sharma	1 Apr 17	2.58 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Corporate	60.56%
Cash Equivalent	33.06%
Government	6.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹370 Cr	7,500
Bank Of Baroda Certificate of Deposit \| -	3%	₹370 Cr	37,500
Small Industries Development Bank Of India Certificate of Deposit \| -	3%	₹361 Cr	36,500
The Tata Power Company Limited Commercial Paper \| -	3%	₹344 Cr	7,000
LIC HOUSING FINANCE LIMITED Commercial Paper \| -	3%	₹297 Cr	6,000
TATA SONS PRIVATE LIMITED Commercial Paper \| -	3%	₹297 Cr	6,000
National Bank For Agriculture And Rural Development Certificate of Deposit \| -	3%	₹296 Cr	30,000
The Federal Bank Limited Certificate of Deposit \| -	3%	₹294 Cr	30,000 ↑ 30,000
IndusInd Bank Limited Certificate of Deposit \| -	3%	₹293 Cr	30,000 ↑ 30,000
L & T Infrastructure Finance Company Limited Commercial Paper \| -	3%	₹288 Cr	6,000 ↑ 6,000

4. Aditya Birla Sun Life Government Securities Fund

(Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan)

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 4 in Government Bond category. Return for 2019 was 11% , 2018 was 6.9% and 2017 was 4.4% .

Below is the key information for Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund Growth
Launch Date	12 Oct 99
NAV (24 Jan 20)	₹57.1358 ↑ 0.06 (0.11 %)
Net Assets (Cr)	₹231 on 31 Dec 19
Category	Debt - Government Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.17
Sharpe Ratio	1.79
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	6.87%
Effective Maturity	8 Years 3 Months 18 Days
Modified Duration	5 Years 10 Months 6 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,568
31 Dec 16	₹12,329
31 Dec 17	₹12,878
31 Dec 18	₹13,765
31 Dec 19	₹15,277

Aditya Birla Sun Life Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Aditya Birla Sun Life Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.7%
3 Month	1.3%
6 Month	1.7%
1 Year	11.8%
3 Year	7.2%
5 Year	8.6%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	11%
2017	6.9%
2016	4.4%
2015	16.7%
2014	5.7%
2013	19.9%
2012	3.5%
2011	11.4%
2010	9.8%
2009	2.5%

Fund Manager information for Aditya Birla Sun Life Government Securities Fund

Name	Since	Tenure
Pranay Sinha	1 Apr 17	2.5 Yr.

Data below for Aditya Birla Sun Life Government Securities Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	17.77%
Debt	82.23%

Debt Sector Allocation

Sector	Value
Government	82.23%
Cash Equivalent	17.77%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GOVT STOCK Sovereign Bonds \| -	14%	₹36 Cr	3,500,000 ↓ -2,500,000
7.88% GS 2030 Sovereign Bonds \| -	12%	₹32 Cr	3,000,000 ↑ 3,000,000
GOVT STOCK Sovereign Bonds \| -	12%	₹31 Cr	3,000,000
7.17% Govt Stock 2028 Sovereign Bonds \| -	11%	₹29 Cr	2,853,200 ↓ -500,000
Net Receivables / (Payables) Net Current Assets \| -	11%	₹27 Cr
7.95% Govt Stock 2032 Sovereign Bonds \| -	8%	₹21 Cr	2,000,000 ↑ 2,000,000
Clearing Corporation Of India Limited CBLO \| -	7%	₹19 Cr
6.84% Govt Stock 2022 Sovereign Bonds \| -	6%	₹15 Cr	1,500,000
08.68 TN SDL 2028 Sovereign Bonds \| -	4%	₹11 Cr	1,000,000
7.59% Govt Stock 2026 Sovereign Bonds \| -	4%	₹10 Cr	1,000,000 ↓ -500,000

How to Invest in ABSL Mutual Fund Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.