+91-22-489139094 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2025
Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.
Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.
Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.
Talk to our investment specialist
Why Invest in ABSL Debt Funds?
Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Investors can earn better returns than Bank Savings Account in
Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.
Best Aditya Birla Sun Life Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹565.75
↑ 0.25 ₹24,129 1.5 3.1 7.4 7.5 7.9 6.66% 5M 23D 6M 18D Aditya Birla Sun Life Money Manager Fund Growth ₹381.747
↑ 0.10 ₹32,599 1.5 3 7.4 7.5 7.8 6.32% 5M 23D 5M 26D Aditya Birla Sun Life Corporate Bond Fund Growth ₹115.915
↑ 0.06 ₹30,119 1.4 2.4 7.4 7.7 8.5 6.98% 4Y 9M 14D 7Y 4M 2D Aditya Birla Sun Life Medium Term Plan Growth ₹41.2047
↑ 0.01 ₹2,886 1.7 3.2 11.1 9.4 10.5 7.48% 3Y 8M 16D 4Y 11M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Dec 25 Research Highlights & Commentary of 4 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Money Manager Fund Aditya Birla Sun Life Corporate Bond Fund Aditya Birla Sun Life Medium Term Plan Point 1 Lower mid AUM (₹24,129 Cr). Highest AUM (₹32,599 Cr). Upper mid AUM (₹30,119 Cr). Bottom quartile AUM (₹2,886 Cr). Point 2 Established history (22+ yrs). Established history (20+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.45% (upper mid). 1Y return: 7.43% (lower mid). 1Y return: 7.43% (bottom quartile). 1Y return: 11.10% (top quartile). Point 6 1M return: 0.40% (upper mid). 1M return: 0.42% (top quartile). 1M return: -0.05% (bottom quartile). 1M return: 0.05% (lower mid). Point 7 Sharpe: 3.69 (top quartile). Sharpe: 3.16 (upper mid). Sharpe: 0.87 (bottom quartile). Sharpe: 2.17 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.32% (bottom quartile). Yield to maturity (debt): 6.98% (upper mid). Yield to maturity (debt): 7.48% (top quartile). Point 10 Modified duration: 0.48 yrs (top quartile). Modified duration: 0.48 yrs (upper mid). Modified duration: 4.79 yrs (bottom quartile). Modified duration: 3.71 yrs (lower mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Medium Term Plan
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (26 Dec 25) ₹565.75 ↑ 0.25 (0.04 %) Net Assets (Cr) ₹24,129 on 15 Dec 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,392 30 Nov 22 ₹10,859 30 Nov 23 ₹11,636 30 Nov 24 ₹12,535 30 Nov 25 ₹13,491 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.46 Yr. Kaustubh Gupta 15 Jul 11 14.39 Yr. Monika Gandhi 22 Mar 21 4.7 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 48.92% Debt 50.85% Other 0.23% Debt Sector Allocation
Sector Value Corporate 49.49% Cash Equivalent 33.01% Government 17.27% Credit Quality
Rating Value AA 28.14% AAA 71.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹613 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹547 Cr 54,000
↑ 31,500 Nirma Limited
Debentures | -2% ₹486 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹376 Cr 37,500,000 Muthoot Finance Limited
Debentures | -1% ₹352 Cr 35,000 Bharti Telecom Limited
Debentures | -1% ₹350 Cr 35,000
↑ 35,000 Mankind Pharma Limited
Debentures | -1% ₹347 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹304 Cr 30,000
↑ 15,000 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 2. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (26 Dec 25) ₹381.747 ↑ 0.10 (0.03 %) Net Assets (Cr) ₹32,599 on 15 Dec 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.16 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.32% Effective Maturity 5 Months 26 Days Modified Duration 5 Months 23 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,382 30 Nov 22 ₹10,856 30 Nov 23 ₹11,663 30 Nov 24 ₹12,565 30 Nov 25 ₹13,510 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.39 Yr. Anuj Jain 22 Mar 21 4.7 Yr. Mohit Sharma 1 Apr 17 8.67 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 87.73% Debt 12.04% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 52.05% Corporate 34.34% Government 13.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -2% ₹770 Cr 77,000,000 India (Republic of)
- | -2% ₹495 Cr 50,000,000 India (Republic of)
- | -1% ₹383 Cr 40,000,000 07.49 GJ Sgs 2026
Sovereign Bonds | -1% ₹329 Cr 32,500,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹240 Cr 24,000,000 07.57 GJ Sgs 2026
Sovereign Bonds | -1% ₹239 Cr 23,500,000
↑ 23,500,000 Treasury Bill
Sovereign Bonds | -1% ₹238 Cr 25,000,000 Karur Vysya Bank Ltd.
Debentures | -1% ₹235 Cr 5,000
↑ 5,000 India (Republic of)
- | -1% ₹216 Cr 22,500,000 Union Bank of India
Domestic Bonds | -1% ₹195 Cr 4,000 3. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (26 Dec 25) ₹115.915 ↑ 0.06 (0.05 %) Net Assets (Cr) ₹30,119 on 15 Dec 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 7 Years 4 Months 2 Days Modified Duration 4 Years 9 Months 14 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,433 30 Nov 22 ₹10,821 30 Nov 23 ₹11,571 30 Nov 24 ₹12,592 30 Nov 25 ₹13,576 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0% 3 Month 1.4% 6 Month 2.4% 1 Year 7.4% 3 Year 7.7% 5 Year 6.3% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.64 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 2.77% Debt 96.97% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.9% Government 40.07% Cash Equivalent 2.77% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -7% ₹2,212 Cr 222,236,200
↓ -50,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,536 Cr 158,500,000
↑ 21,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,201 Cr 118,500 6.33% Govt Stock 2035
Sovereign Bonds | -4% ₹1,198 Cr 122,090,500
↑ 90,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹1,115 Cr 110,519,400
↓ -100,980,600 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹793 Cr 80,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹589 Cr 59,000 Rec Limited
Debentures | -2% ₹580 Cr 60,000 Bharti Telecom Limited
Debentures | -2% ₹580 Cr 58,000
↑ 10,000 Bajaj Housing Finance Limited
Debentures | -2% ₹560 Cr 55,000 4. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (26 Dec 25) ₹41.2047 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹2,886 on 15 Dec 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.17 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.48% Effective Maturity 4 Years 11 Months 5 Days Modified Duration 3 Years 8 Months 16 Days Sub Cat. Medium term Bond Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,751 30 Nov 22 ₹13,382 30 Nov 23 ₹14,250 30 Nov 24 ₹15,793 30 Nov 25 ₹17,575 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0% 3 Month 1.7% 6 Month 3.2% 1 Year 11.1% 3 Year 9.4% 5 Year 11.9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.26 Yr. Mohit Sharma 6 Aug 20 5.32 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 5.17% Equity 4.17% Debt 90.41% Other 0.25% Debt Sector Allocation
Sector Value Corporate 53.62% Government 36.8% Cash Equivalent 5.17% Credit Quality
Rating Value A 7.62% AA 38.77% AAA 53.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -12% ₹333 Cr 33,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹244 Cr 23,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹191 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹84 Cr 8,500
↑ 8,500 GMR Airports Limited
Debentures | -3% ₹81 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹79 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -3% ₹79 Cr 7,673 Indian Railway Finance Corporation Limited
Debentures | -3% ₹75 Cr 7,500 Kogta Financial (India) Limited
Debentures | -2% ₹72 Cr 7,250
How to Invest in ABSL Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for Aditya Birla Sun Life Savings Fund