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Top 4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2022

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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2022

Updated on June 23, 2022 , 15444 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

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Birla

Why Invest in ABSL Debt Funds?

  • Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market volatility.

  • Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.

  • Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹443.13
↑ 0.06
₹14,4420.81.93.85.63.96.09%5M 23D6M
Aditya Birla Sun Life Money Manager Fund Growth ₹298.145
↑ 0.04
₹12,0600.71.83.75.43.85.91%5M 26D6M
Aditya Birla Sun Life Corporate Bond Fund Growth ₹89.5897
↑ 0.01
₹15,349-0.40.62.76.947.14%1Y 8M 19D2Y 8M 23D
Aditya Birla Sun Life Medium Term Plan Growth ₹26.318
↑ 0.00
₹1,425-0.14.47.14.67.17.61%2Y 4M 2D3Y 4M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2021 was 3.9% , 2020 was 7% and 2019 was 8.5% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (24 Jun 22) ₹443.13 ↑ 0.06   (0.01 %)
Net Assets (Cr) ₹14,442 on 15 Jun 22
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.47
Sharpe Ratio 0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.09%
Effective Maturity 6 Months
Modified Duration 5 Months 23 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,668
31 May 19₹11,601
31 May 20₹12,505
31 May 21₹13,196
31 May 22₹13,691

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 1.9%
1 Year 3.8%
3 Year 5.6%
5 Year 6.4%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha14 Jun 147.97 Yr.
Kaustubh Gupta15 Jul 1110.89 Yr.
Monika Gandhi22 Mar 211.19 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Jun 22

Asset Allocation
Asset ClassValue
Cash65.06%
Debt34.94%
Debt Sector Allocation
SectorValue
Corporate42.78%
Cash Equivalent36.09%
Government21.13%
Credit Quality
RatingValue
AA11.64%
AAA88.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing Development Finance Corporation Limited
Debentures | -
4%₹598 Cr6,000
182 Dtb 08092022
Sovereign Bonds | -
2%₹394 Cr40,000,000
8.15% Govt Stock 2022
Sovereign Bonds | -
2%₹296 Cr29,500,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹280 Cr2,750
Reliance Industries Limited
Debentures | -
2%₹259 Cr2,500
08.54 MH Sdl 2023
Sovereign Bonds | -
2%₹250 Cr24,500,000
↑ 10,000,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹245 Cr2,450
08.21 HR UDAY 2023
Domestic Bonds | -
1%₹234 Cr23,000,000
08.24 GJ Sdl 2023
Sovereign Bonds | -
1%₹214 Cr21,000,000
08.18 HR UDAY 2022
Domestic Bonds | -
1%₹211 Cr21,000,000

2. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 7 in Money Market category.  Return for 2021 was 3.8% , 2020 was 6.6% and 2019 was 8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (24 Jun 22) ₹298.145 ↑ 0.04   (0.01 %)
Net Assets (Cr) ₹12,060 on 15 Jun 22
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.91%
Effective Maturity 6 Months
Modified Duration 5 Months 26 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,689
31 May 19₹11,604
31 May 20₹12,535
31 May 21₹13,120
31 May 22₹13,594

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.4%
3 Month 0.7%
6 Month 1.8%
1 Year 3.7%
3 Year 5.4%
5 Year 6.3%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
2012 9.8%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1110.89 Yr.
Anuj Jain22 Mar 211.19 Yr.
Mohit Sharma1 Apr 175.17 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Jun 22

Asset Allocation
Asset ClassValue
Cash90.62%
Debt9.38%
Debt Sector Allocation
SectorValue
Corporate47.44%
Cash Equivalent37.01%
Government15.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.15% Govt Stock 2022
Sovereign Bonds | -
6%₹927 Cr92,500,000
7.37% Govt Stock 2023
Sovereign Bonds | -
2%₹241 Cr23,800,000
08.90 MH Sdl 2022
Sovereign Bonds | -
1%₹177 Cr17,500,000
07.57 CG Sdl 2023
Sovereign Bonds | -
1%₹152 Cr15,000,000
07.02 MH Sdl 2022
Sovereign Bonds | -
1%₹151 Cr15,000,000
08.60 HR Sdl 2023
Sovereign Bonds | -
1%₹133 Cr13,000,000
↑ 13,000,000
08.90 Tn SDL 2022
Sovereign Bonds | -
1%₹132 Cr13,000,000
06.94 MH Sdl 2022
Sovereign Bonds | -
1%₹100 Cr10,000,000
04.54 MH Sdl 2022
Sovereign Bonds | -
1%₹85 Cr8,500,000
08.88 Up SDL 2022oct
Sovereign Bonds | -
1%₹84 Cr8,256,000

3. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (24 Jun 22) ₹89.5897 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹15,349 on 15 Jun 22
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.45
Sharpe Ratio -0.62
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 2 Years 8 Months 23 Days
Modified Duration 1 Year 8 Months 19 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,538
31 May 19₹11,555
31 May 20₹12,785
31 May 21₹13,809
31 May 22₹14,197

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.1%
3 Month -0.4%
6 Month 0.6%
1 Year 2.7%
3 Year 6.9%
5 Year 7.1%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 211.13 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Jun 22

Asset Allocation
Asset ClassValue
Cash16.19%
Debt83.81%
Debt Sector Allocation
SectorValue
Corporate48.15%
Government37.45%
Cash Equivalent13.14%
Securitized1.26%
Credit Quality
RatingValue
AA5.87%
AAA94.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
3%₹469 Cr47,308,500
↑ 500,000
Larsen And Toubro Limited
Debentures | -
2%₹405 Cr4,050
↑ 1,750
Bajaj Housing Finance Limited
Debentures | -
2%₹392 Cr4,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹367 Cr3,650
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹339 Cr35,562,000
↑ 32,500,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹331 Cr3,250
National Bank For Agriculture And Rural Development
Debentures | -
2%₹326 Cr3,250
Power Finance Corporation Ltd.
Debentures | -
2%₹271 Cr2,700
7.27% Govt Stock 2026
Sovereign Bonds | -
2%₹264 Cr26,318,800
Power Finance Corporation Ltd.
Debentures | -
1%₹251 Cr2,500

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (24 Jun 22) ₹26.318 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹1,425 on 15 Jun 22
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 0.84
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.61%
Effective Maturity 3 Years 4 Months 6 Days
Modified Duration 2 Years 4 Months 2 Days
Sub Cat. Medium term Bond

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,564
31 May 19₹10,990
31 May 20₹10,136
31 May 21₹11,787
31 May 22₹12,632

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.2%
3 Month -0.1%
6 Month 4.4%
1 Year 7.1%
3 Year 4.6%
5 Year 4.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 147.75 Yr.
Mohit Sharma6 Aug 201.82 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Jun 22

Asset Allocation
Asset ClassValue
Cash11.8%
Equity2.11%
Debt86.09%
Debt Sector Allocation
SectorValue
Corporate72.26%
Government13.83%
Cash Equivalent11.8%
Credit Quality
RatingValue
A4.59%
AA50.57%
AAA34.65%
Below B10.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram City Union Finance Limited
Debentures | -
7%₹101 Cr1,000
6.1% Govt Stock 2031
Sovereign Bonds | -
5%₹78 Cr8,500,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹49 Cr500
U.P. Power Corporation Limited
Debentures | -
3%₹47 Cr938
Bharti Hexacom Limited
Debentures | -
3%₹47 Cr480
Tata Realty And Infrastructure Limited
Debentures | -
3%₹47 Cr480
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
8.15% Govt Stock 2026
Sovereign Bonds | -
3%₹42 Cr4,000,000
Gic Housing Finance Limited
Debentures | -
3%₹40 Cr400
Bharti Hexacom Limited
Debentures | -
3%₹39 Cr400

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All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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