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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2022

Updated on June 23, 2022 , 15444 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

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Why Invest in ABSL Debt Funds?

Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2021 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹443.13 ↑ 0.06	₹14,442	0.8	1.9	3.8	5.6	3.9	6.09%	5M 23D	6M
Aditya Birla Sun Life Money Manager Fund Growth	₹298.145 ↑ 0.04	₹12,060	0.7	1.8	3.7	5.4	3.8	5.91%	5M 26D	6M
Aditya Birla Sun Life Corporate Bond Fund Growth	₹89.5897 ↑ 0.01	₹15,349	-0.4	0.6	2.7	6.9	4	7.14%	1Y 8M 19D	2Y 8M 23D
Aditya Birla Sun Life Medium Term Plan Growth	₹26.318 ↑ 0.00	₹1,425	-0.1	4.4	7.1	4.6	7.1	7.61%	2Y 4M 2D	3Y 4M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2021 was 3.9% , 2020 was 7% and 2019 was 8.5% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (24 Jun 22)	₹443.13 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹14,442 on 15 Jun 22
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.47
Sharpe Ratio	0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.09%
Effective Maturity	6 Months
Modified Duration	5 Months 23 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,668
31 May 19	₹11,601
31 May 20	₹12,505
31 May 21	₹13,196
31 May 22	₹13,691

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	0.4%
3 Month	0.8%
6 Month	1.9%
1 Year	3.8%
3 Year	5.6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%
2013	9.5%
2012	9.7%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	14 Jun 14	7.97 Yr.
Kaustubh Gupta	15 Jul 11	10.89 Yr.
Monika Gandhi	22 Mar 21	1.19 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Jun 22

Asset Allocation

Asset Class	Value
Cash	65.06%
Debt	34.94%

Debt Sector Allocation

Sector	Value
Corporate	42.78%
Cash Equivalent	36.09%
Government	21.13%

Credit Quality

Rating	Value
AA	11.64%
AAA	88.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Housing Development Finance Corporation Limited Debentures \| -	4%	₹598 Cr	6,000
182 Dtb 08092022 Sovereign Bonds \| -	2%	₹394 Cr	40,000,000
8.15% Govt Stock 2022 Sovereign Bonds \| -	2%	₹296 Cr	29,500,000
Shriram Transport Finance Company Limited Debentures \| -	2%	₹280 Cr	2,750
Reliance Industries Limited Debentures \| -	2%	₹259 Cr	2,500
08.54 MH Sdl 2023 Sovereign Bonds \| -	2%	₹250 Cr	24,500,000 ↑ 10,000,000
Housing Development Finance Corporation Limited Debentures \| -	2%	₹245 Cr	2,450
08.21 HR UDAY 2023 Domestic Bonds \| -	1%	₹234 Cr	23,000,000
08.24 GJ Sdl 2023 Sovereign Bonds \| -	1%	₹214 Cr	21,000,000
08.18 HR UDAY 2022 Domestic Bonds \| -	1%	₹211 Cr	21,000,000

2. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2021 was 3.8% , 2020 was 6.6% and 2019 was 8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (24 Jun 22)	₹298.145 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹12,060 on 15 Jun 22
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	-0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.91%
Effective Maturity	6 Months
Modified Duration	5 Months 26 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,689
31 May 19	₹11,604
31 May 20	₹12,535
31 May 21	₹13,120
31 May 22	₹13,594

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	0.4%
3 Month	0.7%
6 Month	1.8%
1 Year	3.7%
3 Year	5.4%
5 Year	6.3%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%
2013	9.4%
2012	9.8%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	10.89 Yr.
Anuj Jain	22 Mar 21	1.19 Yr.
Mohit Sharma	1 Apr 17	5.17 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Jun 22

Asset Allocation

Asset Class	Value
Cash	90.62%
Debt	9.38%

Debt Sector Allocation

Sector	Value
Corporate	47.44%
Cash Equivalent	37.01%
Government	15.55%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8.15% Govt Stock 2022 Sovereign Bonds \| -	6%	₹927 Cr	92,500,000
7.37% Govt Stock 2023 Sovereign Bonds \| -	2%	₹241 Cr	23,800,000
08.90 MH Sdl 2022 Sovereign Bonds \| -	1%	₹177 Cr	17,500,000
07.57 CG Sdl 2023 Sovereign Bonds \| -	1%	₹152 Cr	15,000,000
07.02 MH Sdl 2022 Sovereign Bonds \| -	1%	₹151 Cr	15,000,000
08.60 HR Sdl 2023 Sovereign Bonds \| -	1%	₹133 Cr	13,000,000 ↑ 13,000,000
08.90 Tn SDL 2022 Sovereign Bonds \| -	1%	₹132 Cr	13,000,000
06.94 MH Sdl 2022 Sovereign Bonds \| -	1%	₹100 Cr	10,000,000
04.54 MH Sdl 2022 Sovereign Bonds \| -	1%	₹85 Cr	8,500,000
08.88 Up SDL 2022oct Sovereign Bonds \| -	1%	₹84 Cr	8,256,000

3. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.1% since its launch. Ranked 1 in Corporate Bond category. Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (24 Jun 22)	₹89.5897 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹15,349 on 15 Jun 22
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.45
Sharpe Ratio	-0.62
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	2 Years 8 Months 23 Days
Modified Duration	1 Year 8 Months 19 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,538
31 May 19	₹11,555
31 May 20	₹12,785
31 May 21	₹13,809
31 May 22	₹14,197

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	0.1%
3 Month	-0.4%
6 Month	0.6%
1 Year	2.7%
3 Year	6.9%
5 Year	7.1%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%
2014	10.9%
2013	8.4%
2012	10.6%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	1.13 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Jun 22

Asset Allocation

Asset Class	Value
Cash	16.19%
Debt	83.81%

Debt Sector Allocation

Sector	Value
Corporate	48.15%
Government	37.45%
Cash Equivalent	13.14%
Securitized	1.26%

Credit Quality

Rating	Value
AA	5.87%
AAA	94.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
5.53% Govt Stock 2033 Sovereign Bonds \| -	3%	₹469 Cr	47,308,500 ↑ 500,000
Larsen And Toubro Limited Debentures \| -	2%	₹405 Cr	4,050 ↑ 1,750
Bajaj Housing Finance Limited Debentures \| -	2%	₹392 Cr	4,000
Sikka Ports & Terminals Limited Debentures \| -	2%	₹367 Cr	3,650
5.63% Govt Stock 2026 Sovereign Bonds \| -	2%	₹339 Cr	35,562,000 ↑ 32,500,000
Sikka Ports & Terminals Limited Debentures \| -	2%	₹331 Cr	3,250
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹326 Cr	3,250
Power Finance Corporation Ltd. Debentures \| -	2%	₹271 Cr	2,700
7.27% Govt Stock 2026 Sovereign Bonds \| -	2%	₹264 Cr	26,318,800
Power Finance Corporation Ltd. Debentures \| -	1%	₹251 Cr	2,500

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium term Bond category. Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (24 Jun 22)	₹26.318 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹1,425 on 15 Jun 22
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.3
Sharpe Ratio	0.84
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.61%
Effective Maturity	3 Years 4 Months 6 Days
Modified Duration	2 Years 4 Months 2 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,564
31 May 19	₹10,990
31 May 20	₹10,136
31 May 21	₹11,787
31 May 22	₹12,632

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	0.2%
3 Month	-0.1%
6 Month	4.4%
1 Year	7.1%
3 Year	4.6%
5 Year	4.6%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%
2014	12%
2013	10.2%
2012	11.1%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	7.75 Yr.
Mohit Sharma	6 Aug 20	1.82 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Jun 22

Asset Allocation

Asset Class	Value
Cash	11.8%
Equity	2.11%
Debt	86.09%

Debt Sector Allocation

Sector	Value
Corporate	72.26%
Government	13.83%
Cash Equivalent	11.8%

Credit Quality

Rating	Value
A	4.59%
AA	50.57%
AAA	34.65%
Below B	10.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram City Union Finance Limited Debentures \| -	7%	₹101 Cr	1,000
6.1% Govt Stock 2031 Sovereign Bonds \| -	5%	₹78 Cr	8,500,000
Mahindra Rural Housing Finance Limited Debentures \| -	3%	₹49 Cr	500
U.P. Power Corporation Limited Debentures \| -	3%	₹47 Cr	938
Bharti Hexacom Limited Debentures \| -	3%	₹47 Cr	480
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹47 Cr	480
JM Financial Credit Solutions Limited Debentures \| -	3%	₹44 Cr	440
8.15% Govt Stock 2026 Sovereign Bonds \| -	3%	₹42 Cr	4,000,000
Gic Housing Finance Limited Debentures \| -	3%	₹40 Cr	400
Bharti Hexacom Limited Debentures \| -	3%	₹39 Cr	400

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.