Table of Contents
Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.
Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.
Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.
Talk to our investment specialist
Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds
. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2021 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹443.13
↑ 0.06 ₹14,442 0.8 1.9 3.8 5.6 3.9 6.09% 5M 23D 6M Aditya Birla Sun Life Money Manager Fund Growth ₹298.145
↑ 0.04 ₹12,060 0.7 1.8 3.7 5.4 3.8 5.91% 5M 26D 6M Aditya Birla Sun Life Corporate Bond Fund Growth ₹89.5897
↑ 0.01 ₹15,349 -0.4 0.6 2.7 6.9 4 7.14% 1Y 8M 19D 2Y 8M 23D Aditya Birla Sun Life Medium Term Plan Growth ₹26.318
↑ 0.00 ₹1,425 -0.1 4.4 7.1 4.6 7.1 7.61% 2Y 4M 2D 3Y 4M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.5% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2021 was 3.9% , 2020 was 7% and 2019 was 8.5% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (24 Jun 22) ₹443.13 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹14,442 on 15 Jun 22 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.47 Sharpe Ratio 0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 6 Months Modified Duration 5 Months 23 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,668 31 May 19 ₹11,601 31 May 20 ₹12,505 31 May 21 ₹13,196 31 May 22 ₹13,691 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jun 22 Duration Returns 1 Month 0.4% 3 Month 0.8% 6 Month 1.9% 1 Year 3.8% 3 Year 5.6% 5 Year 6.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 14 Jun 14 7.97 Yr. Kaustubh Gupta 15 Jul 11 10.89 Yr. Monika Gandhi 22 Mar 21 1.19 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Jun 22
Asset Allocation
Asset Class Value Cash 65.06% Debt 34.94% Debt Sector Allocation
Sector Value Corporate 42.78% Cash Equivalent 36.09% Government 21.13% Credit Quality
Rating Value AA 11.64% AAA 88.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corporation Limited
Debentures | -4% ₹598 Cr 6,000 182 Dtb 08092022
Sovereign Bonds | -2% ₹394 Cr 40,000,000 8.15% Govt Stock 2022
Sovereign Bonds | -2% ₹296 Cr 29,500,000 Shriram Transport Finance Company Limited
Debentures | -2% ₹280 Cr 2,750 Reliance Industries Limited
Debentures | -2% ₹259 Cr 2,500 08.54 MH Sdl 2023
Sovereign Bonds | -2% ₹250 Cr 24,500,000
↑ 10,000,000 Housing Development Finance Corporation Limited
Debentures | -2% ₹245 Cr 2,450 08.21 HR UDAY 2023
Domestic Bonds | -1% ₹234 Cr 23,000,000 08.24 GJ Sdl 2023
Sovereign Bonds | -1% ₹214 Cr 21,000,000 08.18 HR UDAY 2022
Domestic Bonds | -1% ₹211 Cr 21,000,000 2. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 7 in Money Market
category. Return for 2021 was 3.8% , 2020 was 6.6% and 2019 was 8% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (24 Jun 22) ₹298.145 ↑ 0.04 (0.01 %) Net Assets (Cr) ₹12,060 on 15 Jun 22 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.91% Effective Maturity 6 Months Modified Duration 5 Months 26 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,689 31 May 19 ₹11,604 31 May 20 ₹12,535 31 May 21 ₹13,120 31 May 22 ₹13,594 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jun 22 Duration Returns 1 Month 0.4% 3 Month 0.7% 6 Month 1.8% 1 Year 3.7% 3 Year 5.4% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.4% 2012 9.8% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 10.89 Yr. Anuj Jain 22 Mar 21 1.19 Yr. Mohit Sharma 1 Apr 17 5.17 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Jun 22
Asset Allocation
Asset Class Value Cash 90.62% Debt 9.38% Debt Sector Allocation
Sector Value Corporate 47.44% Cash Equivalent 37.01% Government 15.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.15% Govt Stock 2022
Sovereign Bonds | -6% ₹927 Cr 92,500,000 7.37% Govt Stock 2023
Sovereign Bonds | -2% ₹241 Cr 23,800,000 08.90 MH Sdl 2022
Sovereign Bonds | -1% ₹177 Cr 17,500,000 07.57 CG Sdl 2023
Sovereign Bonds | -1% ₹152 Cr 15,000,000 07.02 MH Sdl 2022
Sovereign Bonds | -1% ₹151 Cr 15,000,000 08.60 HR Sdl 2023
Sovereign Bonds | -1% ₹133 Cr 13,000,000
↑ 13,000,000 08.90 Tn SDL 2022
Sovereign Bonds | -1% ₹132 Cr 13,000,000 06.94 MH Sdl 2022
Sovereign Bonds | -1% ₹100 Cr 10,000,000 04.54 MH Sdl 2022
Sovereign Bonds | -1% ₹85 Cr 8,500,000 08.88 Up SDL 2022oct
Sovereign Bonds | -1% ₹84 Cr 8,256,000 3. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized
return of 9.1% since its launch. Ranked 1 in Corporate Bond
category. Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (24 Jun 22) ₹89.5897 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹15,349 on 15 Jun 22 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio -0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 2 Years 8 Months 23 Days Modified Duration 1 Year 8 Months 19 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,538 31 May 19 ₹11,555 31 May 20 ₹12,785 31 May 21 ₹13,809 31 May 22 ₹14,197 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jun 22 Duration Returns 1 Month 0.1% 3 Month -0.4% 6 Month 0.6% 1 Year 2.7% 3 Year 6.9% 5 Year 7.1% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 1.13 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Jun 22
Asset Allocation
Asset Class Value Cash 16.19% Debt 83.81% Debt Sector Allocation
Sector Value Corporate 48.15% Government 37.45% Cash Equivalent 13.14% Securitized 1.26% Credit Quality
Rating Value AA 5.87% AAA 94.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.53% Govt Stock 2033
Sovereign Bonds | -3% ₹469 Cr 47,308,500
↑ 500,000 Larsen And Toubro Limited
Debentures | -2% ₹405 Cr 4,050
↑ 1,750 Bajaj Housing Finance Limited
Debentures | -2% ₹392 Cr 4,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹367 Cr 3,650 5.63% Govt Stock 2026
Sovereign Bonds | -2% ₹339 Cr 35,562,000
↑ 32,500,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹331 Cr 3,250 National Bank For Agriculture And Rural Development
Debentures | -2% ₹326 Cr 3,250 Power Finance Corporation Ltd.
Debentures | -2% ₹271 Cr 2,700 7.27% Govt Stock 2026
Sovereign Bonds | -2% ₹264 Cr 26,318,800 Power Finance Corporation Ltd.
Debentures | -1% ₹251 Cr 2,500 4. Aditya Birla Sun Life Medium Term Plan
CAGR/Annualized
return of 7.6% since its launch. Ranked 6 in Medium term Bond
category. Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% . Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (24 Jun 22) ₹26.318 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹1,425 on 15 Jun 22 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.3 Sharpe Ratio 0.84 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.61% Effective Maturity 3 Years 4 Months 6 Days Modified Duration 2 Years 4 Months 2 Days Sub Cat. Medium term Bond Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,564 31 May 19 ₹10,990 31 May 20 ₹10,136 31 May 21 ₹11,787 31 May 22 ₹12,632 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jun 22 Duration Returns 1 Month 0.2% 3 Month -0.1% 6 Month 4.4% 1 Year 7.1% 3 Year 4.6% 5 Year 4.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% 2014 12% 2013 10.2% 2012 11.1% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 7.75 Yr. Mohit Sharma 6 Aug 20 1.82 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Jun 22
Asset Allocation
Asset Class Value Cash 11.8% Equity 2.11% Debt 86.09% Debt Sector Allocation
Sector Value Corporate 72.26% Government 13.83% Cash Equivalent 11.8% Credit Quality
Rating Value A 4.59% AA 50.57% AAA 34.65% Below B 10.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram City Union Finance Limited
Debentures | -7% ₹101 Cr 1,000 6.1% Govt Stock 2031
Sovereign Bonds | -5% ₹78 Cr 8,500,000 Mahindra Rural Housing Finance Limited
Debentures | -3% ₹49 Cr 500 U.P. Power Corporation Limited
Debentures | -3% ₹47 Cr 938 Bharti Hexacom Limited
Debentures | -3% ₹47 Cr 480 Tata Realty And Infrastructure Limited
Debentures | -3% ₹47 Cr 480 JM Financial Credit Solutions Limited
Debentures | -3% ₹44 Cr 440 8.15% Govt Stock 2026
Sovereign Bonds | -3% ₹42 Cr 4,000,000 Gic Housing Finance Limited
Debentures | -3% ₹40 Cr 400 Bharti Hexacom Limited
Debentures | -3% ₹39 Cr 400
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!