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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2025

Updated on May 15, 2025 , 20115 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.

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Why Invest in ABSL Debt Funds?

Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth	₹112.93 ↑ 0.12	₹24,570	3.6	5.5	10.1	8.2	8.5	7.31%	3Y 5M 16D	4Y 9M 14D
Aditya Birla Sun Life Savings Fund Growth	₹543.904 ↑ 0.23	₹13,294	2.3	4.1	8	7.3	7.9	7.75%	6M 25D	7M 28D
Aditya Birla Sun Life Money Manager Fund Growth	₹367.327 ↑ 0.14	₹25,581	2.3	4.1	8	7.4	7.8	7.35%	9M	9M 4D
Aditya Birla Sun Life Medium Term Plan Growth	₹39.66 ↑ 0.05	₹2,206	3.5	7.8	14.7	14.8	10.5	7.89%	3Y 7M 17D	4Y 10M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (16 May 25)	₹112.93 ↑ 0.12 (0.11 %)
Net Assets (Cr)	₹24,570 on 31 Mar 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	1.63
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	4 Years 9 Months 14 Days
Modified Duration	3 Years 5 Months 16 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,953
30 Apr 22	₹11,391
30 Apr 23	₹12,032
30 Apr 24	₹12,897
30 Apr 25	₹14,200

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	1.1%
3 Month	3.6%
6 Month	5.5%
1 Year	10.1%
3 Year	8.2%
5 Year	7.2%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.3%
2022	4.1%
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	4.05 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	4.03%
Debt	95.71%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	64.72%
Government	30.99%
Cash Equivalent	4.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹1,766 Cr	169,161,700 ↓ -17,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹864 Cr	82,500,000 ↓ -38,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹794 Cr	75,324,100 ↓ -9,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹749 Cr	74,550
Small Industries Development Bank Of India Debentures \| -	2%	₹602 Cr	6,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹561 Cr	55,000
7.48% National Bank For Agriculture And Rural Development Debentures \| -	2%	₹558 Cr	55,000 ↑ 55,000
Bajaj Finance Limited Debentures \| -	2%	₹458 Cr	45,000
Reliance Utilities And Power Private Limited Debentures \| -	2%	₹442 Cr	44,000 ↑ 44,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹415 Cr	41,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (16 May 25)	₹543.904 ↑ 0.23 (0.04 %)
Net Assets (Cr)	₹13,294 on 31 Mar 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.09
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.75%
Effective Maturity	7 Months 28 Days
Modified Duration	6 Months 25 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,651
30 Apr 22	₹11,083
30 Apr 23	₹11,715
30 Apr 24	₹12,595
30 Apr 25	₹13,598

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.7%
3 Month	2.3%
6 Month	4.1%
1 Year	8%
3 Year	7.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.87 Yr.
Kaustubh Gupta	15 Jul 11	13.8 Yr.
Monika Gandhi	22 Mar 21	4.11 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	39.41%
Debt	60.27%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	66.69%
Cash Equivalent	20.4%
Government	12.6%

Credit Quality

Rating	Value
AA	39.1%
AAA	60.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Company Limited Debentures \| -	4%	₹606 Cr	60,000
Nirma Limited Debentures \| -	3%	₹488 Cr	48,500
364 DTB Sovereign Bonds \| -	3%	₹474 Cr	47,500,000
Small Industries Development Bank of India Debentures \| -	3%	₹424 Cr	9,000
Aditya BSL Liquid Dir Gr Investment Fund \| -	2%	₹351 Cr	8,342,533 ↑ 564,007
182 DTB 29082025 Sovereign Bonds \| -	2%	₹342 Cr	35,000,000 ↑ 35,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹308 Cr	30,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹304 Cr	30,000 ↑ 30,000
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹301 Cr	30,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹271 Cr	27,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Money Market category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (16 May 25)	₹367.327 ↑ 0.14 (0.04 %)
Net Assets (Cr)	₹25,581 on 31 Mar 25
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.64
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.35%
Effective Maturity	9 Months 4 Days
Modified Duration	9 Months
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,560
30 Apr 22	₹10,971
30 Apr 23	₹11,632
30 Apr 24	₹12,517
30 Apr 25	₹13,517

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.6%
3 Month	2.3%
6 Month	4.1%
1 Year	8%
3 Year	7.4%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.8 Yr.
Anuj Jain	22 Mar 21	4.11 Yr.
Mohit Sharma	1 Apr 17	8.09 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	89.38%
Debt	10.39%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	45.15%
Corporate	41.43%
Government	13.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29082025 Sovereign Bonds \| -	4%	₹1,125 Cr	115,000,000 ↑ 115,000,000
91 Days Tbill Sovereign Bonds \| -	2%	₹499 Cr	50,000,000
182 Days Tbill Sovereign Bonds \| -	1%	₹293 Cr	30,000,000
Bank of Baroda Debentures \| -	1%	₹290 Cr	6,000 ↑ 6,000
7.59% Govt Stock 2026 Sovereign Bonds \| -	1%	₹232 Cr	23,000,000
08.16 KA Sdl 2025 Sovereign Bonds \| -	1%	₹182 Cr	18,000,000
AU Small Finance Bank Ltd. Debentures \| -	0%	₹140 Cr	3,000
08.14 KA Sdl 2025 Sovereign Bonds \| -	0%	₹131 Cr	13,000,000
08.53 Up SDL 2026 Sovereign Bonds \| -	0%	₹127 Cr	12,500,000
07.89 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹100 Cr	10,000,000

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (16 May 25)	₹39.66 ↑ 0.05 (0.12 %)
Net Assets (Cr)	₹2,206 on 31 Mar 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	2.48
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.89%
Effective Maturity	4 Years 10 Months 24 Days
Modified Duration	3 Years 7 Months 17 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹11,757
30 Apr 22	₹12,748
30 Apr 23	₹15,615
30 Apr 24	₹16,612
30 Apr 25	₹19,032

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹221,713.
Net Profit of ₹41,713 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	1.1%
3 Month	3.5%
6 Month	7.8%
1 Year	14.7%
3 Year	14.8%
5 Year	13.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.67 Yr.
Mohit Sharma	6 Aug 20	4.74 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	4.63%
Equity	4.35%
Debt	90.78%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.77%
Government	33.01%
Cash Equivalent	4.63%

Credit Quality

Rating	Value
A	2.36%
AA	39.52%
AAA	55.71%
BBB	2.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	15%	₹346 Cr	33,000,000 ↓ -8,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹133 Cr	12,696,700
Small Industries Development Bank Of India Debentures \| -	4%	₹102 Cr	10,000 ↑ 10,000
Nuvama Wealth Finance Ltd Debentures \| -	4%	₹95 Cr	9,500 ↑ 9,500
National Bank For Financing Infrastructure And Development Debentures \| -	3%	₹72 Cr	7,000
360 One Prime Ltd. 9.4% Debentures \| -	3%	₹65 Cr	6,500
SK Finance Limited Debentures \| -	3%	₹65 Cr	6,500
Narayana Hrudayalaya Limited Debentures \| -	3%	₹61 Cr	6,000
JSW Energy Ltd 8.75% Debentures \| -	3%	₹61 Cr	6,000
Vedanta Limited Debentures \| -	3%	₹60 Cr	6,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.