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Top 4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2025

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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2025

Updated on June 6, 2025 , 20150 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.

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Birla

Why Invest in ABSL Debt Funds?

  • Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.

  • Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.

  • Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.436
↓ -0.18
₹25,8843.95.510.38.38.57.03%3Y 7M 28D5Y 2M 12D
Aditya Birla Sun Life Savings Fund Growth ₹547.453
↑ 0.30
₹17,2632.64.38.37.47.97.27%5M 16D6M 14D
Aditya Birla Sun Life Money Manager Fund Growth ₹369.861
↑ 0.23
₹27,1712.64.38.37.57.86.91%7M 24D7M 24D
Aditya Birla Sun Life Medium Term Plan Growth ₹39.9611
↓ -0.02
₹2,33847.915.11510.57.68%3Y 7M 6D4Y 9M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 25

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (09 Jun 25) ₹113.436 ↓ -0.18   (-0.16 %)
Net Assets (Cr) ₹25,884 on 30 Apr 25
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.5
Sharpe Ratio 2.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 5 Years 2 Months 12 Days
Modified Duration 3 Years 7 Months 28 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,801
31 May 22₹11,104
31 May 23₹11,892
31 May 24₹12,772
31 May 25₹14,070

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.1%
3 Month 3.9%
6 Month 5.5%
1 Year 10.3%
3 Year 8.3%
5 Year 7.1%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.3%
2022 4.1%
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 214.14 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash3.59%
Debt96.15%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate64.91%
Government31.24%
Cash Equivalent3.59%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹1,864 Cr177,661,700
↑ 8,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹834 Cr81,000,000
↑ 60,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹749 Cr74,550
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹637 Cr60,500,000
↓ -22,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹602 Cr6,000
Bajaj Housing Finance Limited
Debentures | -
2%₹566 Cr55,000
7.18% Govt Stock 2037
Sovereign Bonds | -
2%₹560 Cr52,824,100
↓ -22,500,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
2%₹508 Cr50,000
↓ -5,000
Bajaj Finance Limited
Debentures | -
2%₹459 Cr45,000
Reliance Utilities And Power Private Limited
Debentures | -
2%₹445 Cr44,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (09 Jun 25) ₹547.453 ↑ 0.30   (0.05 %)
Net Assets (Cr) ₹17,263 on 30 Apr 25
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 2.71
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.27%
Effective Maturity 6 Months 14 Days
Modified Duration 5 Months 16 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,553
31 May 22₹10,948
31 May 23₹11,646
31 May 24₹12,512
31 May 25₹13,520

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 0.9%
3 Month 2.6%
6 Month 4.3%
1 Year 8.3%
3 Year 7.4%
5 Year 6.3%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.95 Yr.
Kaustubh Gupta15 Jul 1113.89 Yr.
Monika Gandhi22 Mar 214.2 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash39.18%
Debt60.56%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate65.93%
Cash Equivalent22.75%
Government11.05%
Credit Quality
RatingValue
AA34.49%
AAA65.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bank of Baroda
Debentures | -
5%₹827 Cr17,000
↑ 17,000
Shriram Finance Company Limited
Debentures | -
4%₹611 Cr60,000
Nirma Limited
Debentures | -
3%₹488 Cr48,500
364 DTB
Sovereign Bonds | -
3%₹475 Cr47,500,000
Small Industries Development Bank of India
Debentures | -
2%₹425 Cr9,000
182 DTB 29082025
Sovereign Bonds | -
2%₹343 Cr35,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹316 Cr3,150
↑ 500
Mankind Pharma Ltd
Debentures | -
2%₹308 Cr30,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹305 Cr30,000
Avanse Financial Services Ltd 9.40%
Debentures | -
2%₹301 Cr30,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 7 in Money Market category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (09 Jun 25) ₹369.861 ↑ 0.23   (0.06 %)
Net Assets (Cr) ₹27,171 on 30 Apr 25
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.34
Sharpe Ratio 2.67
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.91%
Effective Maturity 7 Months 24 Days
Modified Duration 7 Months 24 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,467
31 May 22₹10,845
31 May 23₹11,574
31 May 24₹12,446
31 May 25₹13,447

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 0.8%
3 Month 2.6%
6 Month 4.3%
1 Year 8.3%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.8%
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1113.89 Yr.
Anuj Jain22 Mar 214.2 Yr.
Mohit Sharma1 Apr 178.17 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash88.41%
Debt11.34%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate45.27%
Cash Equivalent40.08%
Government14.41%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29082025
Sovereign Bonds | -
4%₹1,128 Cr115,000,000
91 Days Tbill
Sovereign Bonds | -
2%₹500 Cr50,000,000
182 Days Tbill
Sovereign Bonds | -
1%₹294 Cr30,000,000
Bank of Baroda
Debentures | -
1%₹291 Cr6,000
7.59% Govt Stock 2026
Sovereign Bonds | -
1%₹232 Cr23,000,000
08.16 KA Sdl 2025
Sovereign Bonds | -
1%₹182 Cr18,000,000
AU Small Finance Bank Ltd.
Debentures | -
1%₹141 Cr3,000
08.14 KA Sdl 2025
Sovereign Bonds | -
0%₹131 Cr13,000,000
08.53 Up SDL 2026
Sovereign Bonds | -
0%₹127 Cr12,500,000
07.89 GJ Sdl 2025
Sovereign Bonds | -
0%₹100 Cr10,000,000

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (09 Jun 25) ₹39.9611 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹2,338 on 30 Apr 25
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 3.38
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.68%
Effective Maturity 4 Years 9 Months 29 Days
Modified Duration 3 Years 7 Months 6 Days
Sub Cat. Medium term Bond

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹11,629
31 May 22₹12,463
31 May 23₹15,465
31 May 24₹16,460
31 May 25₹18,878

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹221,713.
Net Profit of ₹41,713
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.4%
3 Month 4%
6 Month 7.9%
1 Year 15.1%
3 Year 15%
5 Year 13.6%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.5%
2023 6.9%
2022 24.8%
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 1410.75 Yr.
Mohit Sharma6 Aug 204.82 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash2.24%
Equity4.31%
Debt93.21%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate61.21%
Government32%
Cash Equivalent2.24%
Credit Quality
RatingValue
A2.18%
AA42.15%
AAA53.35%
BBB2.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹195 Cr18,500,000
↓ -14,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
7%₹155 Cr15,000,000
↑ 11,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹128 Cr12,196,700
↓ -500,000
Small Industries Development Bank Of India
Debentures | -
4%₹102 Cr10,000
Nuvama Wealth Finance Ltd
Debentures | -
4%₹95 Cr9,500
National Bank For Financing Infrastructure And Development
Debentures | -
3%₹72 Cr7,000
360 One Prime Ltd. 9.4%
Debentures | -
3%₹65 Cr6,500
SK Finance Limited
Debentures | -
3%₹65 Cr6,500
Narayana Hrudayalaya Limited
Debentures | -
3%₹61 Cr6,000
Vedanta Limited
Debentures | -
3%₹60 Cr6,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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