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Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.
Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.
Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.
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Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds
. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Money Manager Fund Growth ₹308.876
↑ 0.12 ₹13,544 1.8 3.1 5 5.1 4.8 7.18% 4M 6D 4M 6D Aditya Birla Sun Life Savings Fund Growth ₹458.362
↑ 0.17 ₹14,948 1.7 2.9 4.9 5.2 4.8 7.4% 5M 19D 6M 4D Aditya Birla Sun Life Corporate Bond Fund Growth ₹93.1487
↓ -0.01 ₹12,603 1.7 3 4.4 6.5 4.1 7.6% 1Y 10M 10D 2Y 4M 13D Aditya Birla Sun Life Medium Term Plan Growth ₹31.5648
↓ -0.02 ₹1,647 1.7 3.1 25.1 13 24.8 8.03% 2Y 7M 24D 4Y 2M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 23
(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 7 in Money Market
category. Return for 2022 was 4.8% , 2021 was 3.8% and 2020 was 6.6% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (27 Jan 23) ₹308.876 ↑ 0.12 (0.04 %) Net Assets (Cr) ₹13,544 on 31 Dec 22 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.18% Effective Maturity 4 Months 6 Days Modified Duration 4 Months 6 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,791 31 Dec 19 ₹11,659 31 Dec 20 ₹12,433 31 Dec 21 ₹12,910 31 Dec 22 ₹13,535 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.1% 1 Year 5% 3 Year 5.1% 5 Year 6.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 11.47 Yr. Anuj Jain 22 Mar 21 1.78 Yr. Mohit Sharma 1 Apr 17 5.76 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Dec 22
Asset Allocation
Asset Class Value Cash 95.96% Debt 4.04% Debt Sector Allocation
Sector Value Cash Equivalent 57.98% Corporate 27.53% Government 14.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Dtb 29122022
Sovereign Bonds | -2% ₹249 Cr 25,000,000 7.37% Govt Stock 2023
Sovereign Bonds | -2% ₹218 Cr 21,714,700 6.84% Govt Stock 2022
Sovereign Bonds | -1% ₹185 Cr 18,500,000 07.57 CG Sdl 2023
Sovereign Bonds | -1% ₹150 Cr 15,000,000 08.60 HR Sdl 2023
Sovereign Bonds | -1% ₹131 Cr 13,000,000 364 Dtb 12012023
Sovereign Bonds | -1% ₹129 Cr 13,000,000 182 DTB 02032023
Sovereign Bonds | -1% ₹113 Cr 11,500,000 08.67 Uk SDL 2023
Sovereign Bonds | -1% ₹110 Cr 11,000,000 364 Dtb 02032023
Sovereign Bonds | -1% ₹99 Cr 10,000,000 08.21 HR UDAY 2023
Domestic Bonds | -1% ₹75 Cr 7,500,000 2. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (27 Jan 23) ₹458.362 ↑ 0.17 (0.04 %) Net Assets (Cr) ₹14,948 on 31 Dec 22 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.49 Sharpe Ratio -0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 19 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,763 31 Dec 19 ₹11,674 31 Dec 20 ₹12,493 31 Dec 21 ₹12,980 31 Dec 22 ₹13,597 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 2.9% 1 Year 4.9% 3 Year 5.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 14 Jun 14 8.56 Yr. Kaustubh Gupta 15 Jul 11 11.47 Yr. Monika Gandhi 22 Mar 21 1.78 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 22
Asset Allocation
Asset Class Value Cash 60.09% Debt 39.91% Debt Sector Allocation
Sector Value Corporate 50.04% Cash Equivalent 29.26% Government 20.7% Credit Quality
Rating Value AA 18.37% AAA 81.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corporation Ltd
Debentures | -4% ₹598 Cr 6,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 7.37% Govt Stock 2023
Sovereign Bonds | -2% ₹279 Cr 27,800,000 Shriram Transport Finance Company Limited
Debentures | -2% ₹278 Cr 2,750 Reliance Industries Limited
Debentures | -2% ₹253 Cr 2,500 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹249 Cr 2,500 08.54 MH Sdl 2023
Sovereign Bonds | -2% ₹246 Cr 24,500,000 Housing Development Finance Corporation Ltd
Debentures | -2% ₹244 Cr 2,450 08.21 HR UDAY 2023
Domestic Bonds | -2% ₹236 Cr 23,500,000 08.39 RJ UDAY 2023
Domestic Bonds | -1% ₹216 Cr 21,477,000 3. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized
return of 9% since its launch. Ranked 1 in Corporate Bond
category. Return for 2022 was 4.1% , 2021 was 4% and 2020 was 11.9% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (27 Jan 23) ₹93.1487 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹12,603 on 31 Dec 22 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.46 Sharpe Ratio -0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 2 Years 4 Months 13 Days Modified Duration 1 Year 10 Months 10 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,700 31 Dec 19 ₹11,727 31 Dec 20 ₹13,122 31 Dec 21 ₹13,652 31 Dec 22 ₹14,208 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 3% 1 Year 4.4% 3 Year 6.5% 5 Year 7.3% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 1.72 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Dec 22
Asset Allocation
Asset Class Value Cash 13.33% Debt 86.67% Debt Sector Allocation
Sector Value Corporate 56.45% Government 31.62% Cash Equivalent 10.23% Securitized 1.7% Credit Quality
Rating Value AA 2.37% AAA 97.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹450 Cr 450
↑ 450 7.42% Govt Stock 2033
Sovereign Bonds | -3% ₹417 Cr 41,808,500 Sikka Ports & Terminals Limited
Debentures | -3% ₹364 Cr 3,650 Bajaj Housing Finance Limited
Debentures | -3% ₹345 Cr 3,525 Sikka Ports & Terminals Limited
Debentures | -3% ₹326 Cr 3,250 7.69% Govt Stock 2034
Sovereign Bonds | -2% ₹315 Cr 32,137,700 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹285 Cr 28,500,000
↑ 7,500,000 7.27% Govt Stock 2026
Sovereign Bonds | -2% ₹251 Cr 25,000,000 6.54% Govt Stock 2032
Sovereign Bonds | -2% ₹247 Cr 26,000,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹244 Cr 2,500 4. Aditya Birla Sun Life Medium Term Plan
CAGR/Annualized
return of 8.7% since its launch. Ranked 6 in Medium term Bond
category. Return for 2022 was 24.8% , 2021 was 7.1% and 2020 was 8.1% . Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (27 Jan 23) ₹31.5648 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹1,647 on 31 Dec 22 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 1.15 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.03% Effective Maturity 4 Years 2 Months 5 Days Modified Duration 2 Years 7 Months 24 Days Sub Cat. Medium term Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,561 31 Dec 19 ₹10,097 31 Dec 20 ₹10,916 31 Dec 21 ₹11,691 31 Dec 22 ₹14,591 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month 0.3% 3 Month 1.7% 6 Month 3.1% 1 Year 25.1% 3 Year 13% 5 Year 7.8% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% 2014 12% 2013 10.2% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 8.34 Yr. Mohit Sharma 6 Aug 20 2.41 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Dec 22
Asset Allocation
Asset Class Value Cash 15.63% Equity 2.38% Debt 81.99% Debt Sector Allocation
Sector Value Corporate 48.52% Government 40.9% Cash Equivalent 8.19% Credit Quality
Rating Value A 2.61% AA 40.41% AAA 56.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2032
Sovereign Bonds | -11% ₹180 Cr 18,000,000
↑ 500,000 6.54% Govt Stock 2032
Sovereign Bonds | -10% ₹157 Cr 16,500,000
↓ -2,000,000 Shriram City Union Finance Limited
Debentures | -6% ₹101 Cr 1,000 HDFC Bank Limited
Debentures | -3% ₹50 Cr 50
↑ 50 Mahindra Rural Housing Finance Limited
Debentures | -3% ₹50 Cr 500 Bharti Hexacom Limited
Debentures | -3% ₹47 Cr 480 Tata Realty And Infrastructure Limited
Debentures | -3% ₹47 Cr 480 JM Financial Credit Solutions Limited
Debentures | -3% ₹45 Cr 440 Gic Housing Finance Limited
Debentures | -2% ₹40 Cr 400 IRB InvIT Fund Units 2017-Series IV (Industrials)
Equity, Since 31 May 18 | 5405262% ₹39 Cr 5,820,000
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