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Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.
Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.
Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the Portfolio, average maturity, etc.
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Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds
. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Money Manager Fund Growth ₹322.19
↑ 0.07 ₹15,637 1.7 3.8 7.1 5 4.8 7.32% 5M 23D 5M 23D Aditya Birla Sun Life Corporate Bond Fund Growth ₹97.1847
↑ 0.01 ₹17,961 1.5 3.9 6.8 5.4 4.1 7.62% 2Y 2M 5D 2Y 9M 22D Aditya Birla Sun Life Savings Fund Growth ₹477.445
↑ 0.09 ₹14,783 1.7 3.7 6.8 5.1 4.8 7.39% 5M 1D 5M 8D Aditya Birla Sun Life Floating Rate Fund - Long Term Growth ₹301.96
↑ 0.05 ₹12,690 1.8 4 7.1 5.3 4.8 7.46% 11M 12D 1Y 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Floating Rate Fund - Long Term is a Debt - Floating Rate fund was launched on 25 Mar 09. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Floating Rate Fund - Long Term Returns up to 1 year are on 1. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 7 in Money Market
category. Return for 2022 was 4.8% , 2021 was 3.8% and 2020 was 6.6% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (22 Aug 23) ₹322.19 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹15,637 on 31 Jul 23 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 5 Months 23 Days Modified Duration 5 Months 23 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,877 31 Aug 20 ₹11,677 31 Aug 21 ₹12,156 31 Aug 22 ₹12,638 31 Aug 23 ₹13,539 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.8% 1 Year 7.1% 3 Year 5% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 12.14 Yr. Anuj Jain 22 Mar 21 2.45 Yr. Mohit Sharma 1 Apr 17 6.42 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 89.14% Debt 10.86% Debt Sector Allocation
Sector Value Cash Equivalent 38.43% Government 32.74% Corporate 28.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 21122023
Sovereign Bonds | -2% ₹284 Cr 29,000,000 182 DTB 26102023
Sovereign Bonds | -2% ₹277 Cr 28,000,000 7.68% Govt Stock 2023
Sovereign Bonds | -2% ₹250 Cr 25,000,000 364 DTB 07122023
Sovereign Bonds | -2% ₹246 Cr 25,000,000 364 DTB 08022024
Sovereign Bonds | -1% ₹233 Cr 24,000,000 182 DTB 11012024
Sovereign Bonds | -1% ₹195 Cr 20,000,000 364 DTB 07032024
Sovereign Bonds | -1% ₹193 Cr 20,000,000 India (Republic of)
- | -1% ₹152 Cr 15,500,000 182 DTB 14122023
Sovereign Bonds | -1% ₹123 Cr 12,500,000 7.32% Govt Stock 2024
Sovereign Bonds | -0% ₹75 Cr 7,500,000 2. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized
return of 9% since its launch. Ranked 1 in Corporate Bond
category. Return for 2022 was 4.1% , 2021 was 4% and 2020 was 11.9% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (22 Aug 23) ₹97.1847 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹17,961 on 31 Jul 23 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.47 Sharpe Ratio 0.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.62% Effective Maturity 2 Years 9 Months 22 Days Modified Duration 2 Years 2 Months 5 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹11,052 31 Aug 20 ₹12,260 31 Aug 21 ₹13,050 31 Aug 22 ₹13,470 31 Aug 23 ₹14,398 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.9% 1 Year 6.8% 3 Year 5.4% 5 Year 7.5% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 2.39 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 4.97% Debt 95.03% Debt Sector Allocation
Sector Value Corporate 55.28% Government 38.44% Cash Equivalent 4.97% Securitized 1.31% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2033
Sovereign Bonds | -6% ₹1,032 Cr 102,589,300
↑ 12,500,000 8.51% Govt Stock 2033
Sovereign Bonds | -5% ₹830 Cr 81,808,500
↑ 9,000,000 7.06% Govt Stock 2028
Sovereign Bonds | -4% ₹717 Cr 72,000,000
↑ 32,000,000 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹629 Cr 62,500,000
↑ 1,000,000 Mahindra & Mahindra Financial Services Ltd
Debentures | -3% ₹602 Cr 60,000 7.93% Govt Stock 2034
Sovereign Bonds | -3% ₹579 Cr 58,137,700
↓ -2,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹528 Cr 5,300 Rural Electrification Corporation Limited
Debentures | -2% ₹423 Cr 42,500 07.18 Goi 2037
Sovereign Bonds | -2% ₹380 Cr 38,192,600
↑ 4,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹360 Cr 36,050 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (22 Aug 23) ₹477.445 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹14,783 on 31 Jul 23 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 5 Months 8 Days Modified Duration 5 Months 1 Day Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,897 31 Aug 20 ₹11,732 31 Aug 21 ₹12,264 31 Aug 22 ₹12,745 31 Aug 23 ₹13,620 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.7% 1 Year 6.8% 3 Year 5.1% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 9.21 Yr. Kaustubh Gupta 15 Jul 11 12.14 Yr. Monika Gandhi 22 Mar 21 2.45 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 54.34% Debt 45.66% Debt Sector Allocation
Sector Value Corporate 46.88% Cash Equivalent 30.31% Government 22.81% Credit Quality
Rating Value AA 20.68% AAA 79.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹597 Cr 6,000 182 DTB 21122023
Sovereign Bonds | -3% ₹465 Cr 47,500,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 Hindalco Industries Limited
Debentures | -2% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 182 DTB 07122023
Sovereign Bonds | -2% ₹295 Cr 30,000,000 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹250 Cr 2,500 HDFC Bank Limited
Debentures | -2% ₹245 Cr 2,450 India (Republic of)
- | -1% ₹173 Cr 17,500,000 Reliance Industries Limited
Debentures | -1% ₹150 Cr 1,500 4. Aditya Birla Sun Life Floating Rate Fund - Long Term
CAGR/Annualized
return of 8% since its launch. Ranked 14 in Floating Rate
category. Return for 2022 was 4.8% , 2021 was 3.6% and 2020 was 8.6% . Aditya Birla Sun Life Floating Rate Fund - Long Term
Growth Launch Date 25 Mar 09 NAV (22 Aug 23) ₹301.96 ↑ 0.05 (0.02 %) Net Assets (Cr) ₹12,690 on 31 Jul 23 Category Debt - Floating Rate AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 1.78 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 1 Year 1 Month 2 Days Modified Duration 11 Months 12 Days Sub Cat. Floating Rate Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,909 31 Aug 20 ₹11,862 31 Aug 21 ₹12,471 31 Aug 22 ₹12,922 31 Aug 23 ₹13,853 Returns for Aditya Birla Sun Life Floating Rate Fund - Long Term
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 4% 1 Year 7.1% 3 Year 5.3% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.6% 2020 8.6% 2019 8.6% 2018 7.5% 2017 6.9% 2016 9.5% 2015 8.9% 2014 9.6% 2013 9.6% Fund Manager information for Aditya Birla Sun Life Floating Rate Fund - Long Term
Name Since Tenure Kaustubh Gupta 20 Jun 14 9.21 Yr. Harshil Suvarnkar 22 Mar 21 2.45 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Floating Rate Fund - Long Term as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 37.02% Debt 62.98% Debt Sector Allocation
Sector Value Corporate 47.12% Government 40.25% Cash Equivalent 11.31% Securitized 1.31% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.51% Govt Stock 2033
Sovereign Bonds | -9% ₹1,147 Cr 113,000,000
↑ 21,000,000 6.97% Govt Stock 2024
Sovereign Bonds | -3% ₹450 Cr 45,000,000 Fullerton India Credit Company Ltd
Debentures | -3% ₹335 Cr 3,350
↓ -30,150 National Bank For Agriculture And Rural Development
Debentures | -2% ₹305 Cr 3,150 7.38% Govt Stock 2027
Sovereign Bonds | -2% ₹281 Cr 27,889,900
↑ 7,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹252 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -1% ₹193 Cr 1,950 7.93% Govt Stock 2034
Sovereign Bonds | -1% ₹189 Cr 19,000,000
↑ 5,500,000 5.63% Govt Stock 2026
Sovereign Bonds | -1% ₹174 Cr 18,000,000
↑ 11,000,000 Power Finance Corporation Ltd.
Debentures | -1% ₹169 Cr 1,700
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