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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2021

Updated on December 1, 2021 , 13624 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

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Why Invest in ABSL Debt Funds?

Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity market volatility.
Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.
Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2020 (%)	Debt Yield (YTM)
Aditya Birla Sun Life Corporate Bond Fund Growth	₹89.0671 ↑ 0.00	₹20,980	0.7	2.3	4.4	8.7	11.9	0%
Aditya Birla Sun Life Savings Fund Growth	₹434.332 ↑ 0.03	₹16,985	0.8	2	3.9	6.6	7	0%
Aditya Birla Sun Life Money Manager Fund Growth	₹292.336 ↑ 0.03	₹14,942	0.8	1.9	3.8	6.3	6.6	0%
Aditya Birla Sun Life Medium Term Plan Growth	₹25.2026 ↑ 0.00	₹1,583	1.2	2.7	7.7	3.7	8.1	0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Dec 21

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.2% since its launch. Ranked 1 in Corporate Bond category. Return for 2020 was 11.9% , 2019 was 9.6% and 2018 was 7% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (03 Dec 21)	₹89.0671 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹20,980 on 31 Oct 21
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.45
Sharpe Ratio	0.8
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity
Modified Duration
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Nov 16	₹10,000
30 Nov 17	₹10,613
30 Nov 18	₹11,252
30 Nov 19	₹12,413
30 Nov 20	₹13,872
30 Nov 21	₹14,472

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

Duration	Returns
1 Month	0.5%
3 Month	0.7%
6 Month	2.3%
1 Year	4.4%
3 Year	8.7%
5 Year	7.7%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%
2014	10.9%
2013	8.4%
2012	10.6%
2011	9.5%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	0.56 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Oct 21

Asset Allocation

Asset Class	Value
Cash	3.83%
Debt	96.17%

Debt Sector Allocation

Sector	Value
Corporate	52.7%
Government	42.38%
Cash Equivalent	3.83%
Securitized	1.09%

Credit Quality

Rating	Value
AA	4.62%
AAA	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GOVT STOCK Sovereign Bonds \| -	3%	₹570 Cr	56,308,500 ↑ 4,500,000
Larsen and Toubro Limited Debentures \| -	3%	₹532 Cr	5,150
National Bank For Agriculture and Rural Development Debentures \| -	2%	₹413 Cr	4,050
Reliance Industries Limited Debentures \| -	2%	₹411 Cr	4,000
Sikka Ports & Terminals Limited Debentures \| -	2%	₹377 Cr	3,650
Reliance Industries Limited Debentures \| -	2%	₹374 Cr	3,650
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹345 Cr	3,233
Reliance Ports and Terminals Limited Debentures \| -	2%	₹342 Cr	3,250
6.64% Govt Stock 2035 Sovereign Bonds \| -	2%	₹341 Cr	34,500,000 ↓ -6,000,000
Embassy Office Parks REIT Debentures \| -	2%	₹327 Cr	3,250

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2020 was 7% , 2019 was 8.5% and 2018 was 7.6% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (03 Dec 21)	₹434.332 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹16,985 on 15 Nov 21
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.47
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity
Modified Duration
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Nov 16	₹10,000
30 Nov 17	₹10,694
30 Nov 18	₹11,450
30 Nov 19	₹12,463
30 Nov 20	₹13,358
30 Nov 21	₹13,882

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

Duration	Returns
1 Month	0.4%
3 Month	0.8%
6 Month	2%
1 Year	3.9%
3 Year	6.6%
5 Year	6.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%
2013	9.5%
2012	9.7%
2011	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	14 Jun 14	7.39 Yr.
Kaustubh Gupta	15 Jul 11	10.31 Yr.
Monika Gandhi	22 Mar 21	0.61 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Nov 21

Asset Allocation

Asset Class	Value
Cash	52.56%
Debt	47.44%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.94%
Corporate	36.89%
Government	23.18%

Credit Quality

Rating	Value
AA	14.57%
AAA	85.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8.83% Govt Stock 2023 Sovereign Bonds \| -	4%	₹630 Cr	58,500,000
Reliance Industries Limited Debentures \| -	3%	₹485 Cr	4,789 ↓ -2,000
REC Limited Debentures \| -	2%	₹335 Cr	3,300
Shriram Transport Finance Company Limited Debentures \| -	2%	₹276 Cr	2,750
8.21% HR SDL Spl 2023 Domestic Bonds \| -	1%	₹241 Cr	23,000,000
Muthoot Finance Limited Debentures \| -	1%	₹237 Cr	2,350
8.24%SDL Gujarat 2023 Sovereign Bonds \| -	1%	₹220 Cr	21,000,000
Cholamandalam Investment & Finance Co Limited Debentures \| -	1%	₹215 Cr	2,150
8.18% HR SDL Spl 2022 Domestic Bonds \| -	1%	₹215 Cr	21,000,000
08.48 KA SDL 2022 Sovereign Bonds \| -	1%	₹207 Cr	20,000,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Money Market category. Return for 2020 was 6.6% , 2019 was 8% and 2018 was 7.9% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (03 Dec 21)	₹292.336 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹14,942 on 15 Nov 21
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	1.08
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity
Modified Duration
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Nov 16	₹10,000
30 Nov 17	₹10,673
30 Nov 18	₹11,488
30 Nov 19	₹12,457
30 Nov 20	₹13,302
30 Nov 21	₹13,810

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

Duration	Returns
1 Month	0.3%
3 Month	0.8%
6 Month	1.9%
1 Year	3.8%
3 Year	6.3%
5 Year	6.7%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%
2013	9.4%
2012	9.8%
2011	9%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	10.31 Yr.
Anuj Jain	22 Mar 21	0.61 Yr.
Mohit Sharma	1 Apr 17	4.59 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Nov 21

Asset Allocation

Asset Class	Value
Cash	92.21%
Debt	7.79%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.6%
Corporate	27.14%
Government	8.25%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 23122021 Sovereign Bonds \| -	3%	₹498 Cr	50,000,000
364 DTB 11032022 Sovereign Bonds \| -	3%	₹494 Cr	50,000,000 ↑ 50,000,000
5.09% Govt Stock 2022 Sovereign Bonds \| -	3%	₹462 Cr	46,000,000 ↑ 20,000,000
06.10 KA SDL 2021 Sovereign Bonds \| -	2%	₹301 Cr	30,000,000
06.58 OD SDL 2022 Sovereign Bonds \| -	1%	₹101 Cr	10,000,000 ↑ 10,000,000
07.90 AS SDL 2021 Sovereign Bonds \| -	1%	₹100 Cr	10,000,000
8.88 %Uttar Pradesh SDL 2022 Sovereign Bonds \| -	1%	₹86 Cr	8,256,000 ↑ 8,256,000
8.35% Govt Stock 2022 Sovereign Bonds \| -	0%	₹15 Cr	1,500,000
364 DTB 24022022 Sovereign Bonds \| -	0%	₹5 Cr	500,000 ↑ 500,000
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	9%	₹1,323 Cr

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium term Bond category. Return for 2020 was 8.1% , 2019 was -4.4% and 2018 was 5.6% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (03 Dec 21)	₹25.2026 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹1,583 on 15 Nov 21
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.3
Sharpe Ratio	2.3
Information Ratio	-0.92
Alpha Ratio	5.94
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Nov 16	₹10,000
30 Nov 17	₹10,653
30 Nov 18	₹11,147
30 Nov 19	₹10,723
30 Nov 20	₹11,565
30 Nov 21	₹12,433

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

Duration	Returns
1 Month	0.5%
3 Month	1.2%
6 Month	2.7%
1 Year	7.7%
3 Year	3.7%
5 Year	4.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%
2014	12%
2013	10.2%
2012	11.1%
2011	9.4%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	7.17 Yr.
Mohit Sharma	6 Aug 20	1.24 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Nov 21

Asset Allocation

Asset Class	Value
Cash	3.71%
Equity	2.11%
Debt	94.18%

Debt Sector Allocation

Sector	Value
Corporate	72.65%
Government	21.53%
Cash Equivalent	3.71%

Credit Quality

Rating	Value
A	7.26%
AA	46.2%
AAA	33.76%
Below B	12.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram - City Union Finance Limited Debentures \| -	6%	₹102 Cr	1,000
U.P. Power Corporation Limited Debentures \| -	6%	₹95 Cr	938
Embassy Office Parks REIT Debentures \| -	3%	₹50 Cr	500
6.67% Govt Stock 2035 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
Mahindra Rural Housing Finance Limited Debentures \| -	3%	₹49 Cr	500
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹48 Cr	480
Bharti Hexacom Limited Debentures \| -	3%	₹48 Cr	480
Sundew Properties Limited Debentures \| -	3%	₹45 Cr	450
JM Financial Credit Solutions Limited Debentures \| -	3%	₹45 Cr	440
8.15% Govt Stock 2026 Sovereign Bonds \| -	3%	₹44 Cr	4,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.