fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
Top 4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2020

Fincash » Aditya Birla Sun Life Mutual Fund » Debt Funds

4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2020

Updated on January 23, 2020 , 2986 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Birla

Why Invest in ABSL Debt Funds?

  • Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity market volatility.

  • Investors can earn better returns than bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.

  • Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth ₹77.0681
↑ 0.05
₹17,5871.949.77.69.66.68%1Y 7M 2D1Y 11M 23D
Aditya Birla Sun Life Savings Fund Growth ₹393.497
↑ 0.11
₹15,8471.63.88.37.68.56.31%5M 16D6M 7D
Aditya Birla Sun Life Money Manager Fund Growth ₹265.833
↑ 0.05
₹10,8781.53.57.97.685.91%4M 20D4M 20D
Aditya Birla Sun Life Government Securities Fund Growth ₹57.1358
↑ 0.06
₹2311.31.711.87.2116.87%5Y 10M 6D8Y 3M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (24 Jan 20) ₹77.0681 ↑ 0.05   (0.06 %)
Net Assets (Cr) ₹17,587 on 31 Dec 19
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.39
Sharpe Ratio 4.35
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.68%
Effective Maturity 1 Year 11 Months 23 Days
Modified Duration 1 Year 7 Months 2 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,889
31 Dec 16₹12,004
31 Dec 17₹12,786
31 Dec 18₹13,682
31 Dec 19₹14,995

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 4%
1 Year 9.7%
3 Year 7.6%
5 Year 8.4%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.6%
2017 7%
2016 6.5%
2015 10.2%
2014 8.9%
2013 10.9%
2012 8.4%
2011 10.6%
2010 9.5%
2009 3.8%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Maneesh Dangi1 Apr 172.58 Yr.
Kaustubh Gupta1 Apr 172.58 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash10.91%
Debt89.09%
Debt Sector Allocation
SectorValue
Corporate55.33%
Government33.98%
Cash Equivalent9.39%
Securitized1.31%
Credit Quality
RatingValue
AA3.51%
AAA96.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ONGC Petro Additions Limited
Debentures | -
4%₹743 Cr741
Net Receivables / (Payables)
Net Current Assets | -
4%₹683 Cr
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -
3%₹450 Cr4,450
Reliance Industries Limited
Debentures | -
2%₹427 Cr4,250
POWER FINANCE CORPORATION LIMITED
Debentures | -
2%₹427 Cr4,200
8.24% Govt Stock 2027
Sovereign Bonds | -
2%₹418 Cr38,500,000
↑ 7,000,000
Power Finance Corporation Ltd.
Debentures | -
2%₹359 Cr3,550
Reliance Industries Limited
Debentures | -
2%₹342 Cr3,400
↑ 250
National Bank For Agriculture And Rural Development
Debentures | -
2%₹326 Cr3,250
↑ 3,250
Rural Electrification Corporation Limited
Debentures | -
2%₹315 Cr3,100

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (24 Jan 20) ₹393.497 ↑ 0.11   (0.03 %)
Net Assets (Cr) ₹15,847 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 9.33
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.31%
Effective Maturity 6 Months 7 Days
Modified Duration 5 Months 16 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,889
31 Dec 16₹11,895
31 Dec 17₹12,751
31 Dec 18₹13,724
31 Dec 19₹14,885

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 3.8%
1 Year 8.3%
3 Year 7.6%
5 Year 8.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.5%
2017 7.6%
2016 7.2%
2015 9.2%
2014 8.9%
2013 9.7%
2012 9.5%
2011 9.7%
2010 9.2%
2009 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 144.98 Yr.
Kaustubh Gupta15 Jul 118.22 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash53.03%
Debt46.97%
Debt Sector Allocation
SectorValue
Corporate54.16%
Cash Equivalent25.93%
Government19.16%
Securitized0.76%
Credit Quality
RatingValue
AA11.55%
AAA88.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
IndusInd Bank Limited
Certificate of Deposit | -
4%₹639 Cr65,000
↑ 65,000
8.39% RJ SDL Spl 2020
Domestic Bonds | -
3%₹553 Cr54,845,000
↑ 48,345,000
Steel Authority Of India Limited
Commercial Paper | -
3%₹495 Cr10,000
↑ 10,000
Power Finance Corporation Ltd.
Debentures | -
3%₹469 Cr4,650
IndusInd Bank Limited
Certificate of Deposit | -
3%₹439 Cr45,000
↑ 45,000
Net Receivables / (Payables)
Net Current Assets | -
3%₹435 Cr
Rural Electrification Corporation Limited
Debentures | -
3%₹429 Cr4,263
Bharti Telecom Limited
Debentures | -
3%₹404 Cr3,500
Reliance Jio Infocomm Limited
Commercial Paper | -
2%₹397 Cr8,000
↑ 8,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹387 Cr3,850
↓ -1,500

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 7 in Money Market category.  Return for 2019 was 8% , 2018 was 7.9% and 2017 was 6.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (24 Jan 20) ₹265.833 ↑ 0.05   (0.02 %)
Net Assets (Cr) ₹10,878 on 31 Dec 19
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 7.68
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.91%
Effective Maturity 4 Months 20 Days
Modified Duration 4 Months 20 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,840
31 Dec 16₹11,676
31 Dec 17₹12,465
31 Dec 18₹13,452
31 Dec 19₹14,534

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.5%
1 Year 7.9%
3 Year 7.6%
5 Year 7.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8%
2017 7.9%
2016 6.8%
2015 7.7%
2014 8.4%
2013 9.2%
2012 9.4%
2011 9.8%
2010 9%
2009 5.7%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 118.3 Yr.
Mohit Sharma1 Apr 172.58 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate60.56%
Cash Equivalent33.06%
Government6.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹370 Cr7,500
Bank Of Baroda
Certificate of Deposit | -
3%₹370 Cr37,500
Small Industries Development Bank Of India
Certificate of Deposit | -
3%₹361 Cr36,500
The Tata Power Company Limited
Commercial Paper | -
3%₹344 Cr7,000
LIC HOUSING FINANCE LIMITED
Commercial Paper | -
3%₹297 Cr6,000
TATA SONS PRIVATE LIMITED
Commercial Paper | -
3%₹297 Cr6,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
3%₹296 Cr30,000
The Federal Bank Limited
Certificate of Deposit | -
3%₹294 Cr30,000
↑ 30,000
IndusInd Bank Limited
Certificate of Deposit | -
3%₹293 Cr30,000
↑ 30,000
L & T Infrastructure Finance Company Limited
Commercial Paper | -
3%₹288 Cr6,000
↑ 6,000

4. Aditya Birla Sun Life Government Securities Fund

(Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan)

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 4 in Government Bond category.  Return for 2019 was 11% , 2018 was 6.9% and 2017 was 4.4% .

Below is the key information for Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund
Growth
Launch Date 12 Oct 99
NAV (24 Jan 20) ₹57.1358 ↑ 0.06   (0.11 %)
Net Assets (Cr) ₹231 on 31 Dec 19
Category Debt - Government Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.17
Sharpe Ratio 1.79
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 6.87%
Effective Maturity 8 Years 3 Months 18 Days
Modified Duration 5 Years 10 Months 6 Days
Sub Cat. Government Bond

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,568
31 Dec 16₹12,329
31 Dec 17₹12,878
31 Dec 18₹13,765
31 Dec 19₹15,277

Aditya Birla Sun Life Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 1.7%
1 Year 11.8%
3 Year 7.2%
5 Year 8.6%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 11%
2017 6.9%
2016 4.4%
2015 16.7%
2014 5.7%
2013 19.9%
2012 3.5%
2011 11.4%
2010 9.8%
2009 2.5%
Fund Manager information for Aditya Birla Sun Life Government Securities Fund
NameSinceTenure
Pranay Sinha1 Apr 172.5 Yr.

Data below for Aditya Birla Sun Life Government Securities Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash17.77%
Debt82.23%
Debt Sector Allocation
SectorValue
Government82.23%
Cash Equivalent17.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
14%₹36 Cr3,500,000
↓ -2,500,000
7.88% GS 2030
Sovereign Bonds | -
12%₹32 Cr3,000,000
↑ 3,000,000
GOVT STOCK
Sovereign Bonds | -
12%₹31 Cr3,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹29 Cr2,853,200
↓ -500,000
Net Receivables / (Payables)
Net Current Assets | -
11%₹27 Cr
7.95% Govt Stock 2032
Sovereign Bonds | -
8%₹21 Cr2,000,000
↑ 2,000,000
Clearing Corporation Of India Limited
CBLO | -
7%₹19 Cr
6.84% Govt Stock 2022
Sovereign Bonds | -
6%₹15 Cr1,500,000
08.68 TN SDL 2028
Sovereign Bonds | -
4%₹11 Cr1,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹10 Cr1,000,000
↓ -500,000

How to Invest in ABSL Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 3 reviews.
POST A COMMENT