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Top 4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2021

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4 Best Debt Funds by Aditya Birla Sun Life Mutual Fund 2021

Updated on December 1, 2021 , 13624 views

Investors who want to preserve their money, Debt Funds by Birla Sun Life Mutual Fund is the best for you. These funds also provide high liquidity along with tax-efficient returns. Debt funds invest in a mix of debt investments such as government securities (G-Secs), treasury bills, money market instruments, etc. These funds invest in debt securities of different maturities with each security having a fixed maturity date and interest rate. Thus, debt funds a lower risk investment compared to Equity Funds.

Birla Sun Life Mutual Fund generally invests in instruments like Bonds of reputed Indian companies and securities issued by the Government of India, which is considered relatively safe.

Thus investors who want to earn a regular Income can ideally invest in these listed top 4 Best Debt Funds by Birla Sun Life Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past returns, the credit quality of the portfolio, average maturity, etc.

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Birla

Why Invest in ABSL Debt Funds?

  • Investors who are planning to achieve short-term Financial goals, then debt funds can be a good option. Recommended Debt fund instruments for this plan are short-term, ultra-short term debt funds or Liquid Funds. In a short term investment, you need to ensure safety and liquidity which are well offered by debt funds.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity market volatility.

  • Investors can earn better returns than Bank Savings Account in Liquid Funds. These funds are highly recommendable if you want to earn decent returns in a short term.

  • Debt funds are considered to be an ideal investment for generating regular income. For example, choosing dividend payout can be an option for regular income.

Best Aditya Birla Sun Life Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth ₹89.0671
↑ 0.00
₹20,9800.72.34.48.711.90%
Aditya Birla Sun Life Savings Fund Growth ₹434.332
↑ 0.03
₹16,9850.823.96.670%
Aditya Birla Sun Life Money Manager Fund Growth ₹292.336
↑ 0.03
₹14,9420.81.93.86.36.60%
Aditya Birla Sun Life Medium Term Plan Growth ₹25.2026
↑ 0.00
₹1,5831.22.77.73.78.10%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Dec 21

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2020 was 11.9% , 2019 was 9.6% and 2018 was 7% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (03 Dec 21) ₹89.0671 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹20,980 on 31 Oct 21
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.45
Sharpe Ratio 0.8
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹10,613
30 Nov 18₹11,252
30 Nov 19₹12,413
30 Nov 20₹13,872
30 Nov 21₹14,472

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month 0.5%
3 Month 0.7%
6 Month 2.3%
1 Year 4.4%
3 Year 8.7%
5 Year 7.7%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
2011 9.5%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 210.56 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Oct 21

Asset Allocation
Asset ClassValue
Cash3.83%
Debt96.17%
Debt Sector Allocation
SectorValue
Corporate52.7%
Government42.38%
Cash Equivalent3.83%
Securitized1.09%
Credit Quality
RatingValue
AA4.62%
AAA95.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
3%₹570 Cr56,308,500
↑ 4,500,000
Larsen and Toubro Limited
Debentures | -
3%₹532 Cr5,150
National Bank For Agriculture and Rural Development
Debentures | -
2%₹413 Cr4,050
Reliance Industries Limited
Debentures | -
2%₹411 Cr4,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹377 Cr3,650
Reliance Industries Limited
Debentures | -
2%₹374 Cr3,650
Pipeline Infrastructure Private Limited
Debentures | -
2%₹345 Cr3,233
Reliance Ports and Terminals Limited
Debentures | -
2%₹342 Cr3,250
6.64% Govt Stock 2035
Sovereign Bonds | -
2%₹341 Cr34,500,000
↓ -6,000,000
Embassy Office Parks REIT
Debentures | -
2%₹327 Cr3,250

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2020 was 7% , 2019 was 8.5% and 2018 was 7.6% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (03 Dec 21) ₹434.332 ↑ 0.03   (0.01 %)
Net Assets (Cr) ₹16,985 on 15 Nov 21
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.47
Sharpe Ratio 1.2
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹10,694
30 Nov 18₹11,450
30 Nov 19₹12,463
30 Nov 20₹13,358
30 Nov 21₹13,882

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 2%
1 Year 3.9%
3 Year 6.6%
5 Year 6.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha14 Jun 147.39 Yr.
Kaustubh Gupta15 Jul 1110.31 Yr.
Monika Gandhi22 Mar 210.61 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Nov 21

Asset Allocation
Asset ClassValue
Cash52.56%
Debt47.44%
Debt Sector Allocation
SectorValue
Cash Equivalent39.94%
Corporate36.89%
Government23.18%
Credit Quality
RatingValue
AA14.57%
AAA85.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.83% Govt Stock 2023
Sovereign Bonds | -
4%₹630 Cr58,500,000
Reliance Industries Limited
Debentures | -
3%₹485 Cr4,789
↓ -2,000
REC Limited
Debentures | -
2%₹335 Cr3,300
Shriram Transport Finance Company Limited
Debentures | -
2%₹276 Cr2,750
8.21% HR SDL Spl 2023
Domestic Bonds | -
1%₹241 Cr23,000,000
Muthoot Finance Limited
Debentures | -
1%₹237 Cr2,350
8.24%SDL Gujarat 2023
Sovereign Bonds | -
1%₹220 Cr21,000,000
Cholamandalam Investment & Finance Co Limited
Debentures | -
1%₹215 Cr2,150
8.18% HR SDL Spl 2022
Domestic Bonds | -
1%₹215 Cr21,000,000
08.48 KA SDL 2022
Sovereign Bonds | -
1%₹207 Cr20,000,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 7 in Money Market category.  Return for 2020 was 6.6% , 2019 was 8% and 2018 was 7.9% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (03 Dec 21) ₹292.336 ↑ 0.03   (0.01 %)
Net Assets (Cr) ₹14,942 on 15 Nov 21
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 1.08
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹10,673
30 Nov 18₹11,488
30 Nov 19₹12,457
30 Nov 20₹13,302
30 Nov 21₹13,810

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.9%
1 Year 3.8%
3 Year 6.3%
5 Year 6.7%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
2012 9.8%
2011 9%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1110.31 Yr.
Anuj Jain22 Mar 210.61 Yr.
Mohit Sharma1 Apr 174.59 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Nov 21

Asset Allocation
Asset ClassValue
Cash92.21%
Debt7.79%
Debt Sector Allocation
SectorValue
Cash Equivalent64.6%
Corporate27.14%
Government8.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 23122021
Sovereign Bonds | -
3%₹498 Cr50,000,000
364 DTB 11032022
Sovereign Bonds | -
3%₹494 Cr50,000,000
↑ 50,000,000
5.09% Govt Stock 2022
Sovereign Bonds | -
3%₹462 Cr46,000,000
↑ 20,000,000
06.10 KA SDL 2021
Sovereign Bonds | -
2%₹301 Cr30,000,000
06.58 OD SDL 2022
Sovereign Bonds | -
1%₹101 Cr10,000,000
↑ 10,000,000
07.90 AS SDL 2021
Sovereign Bonds | -
1%₹100 Cr10,000,000
8.88 %Uttar Pradesh SDL 2022
Sovereign Bonds | -
1%₹86 Cr8,256,000
↑ 8,256,000
8.35% Govt Stock 2022
Sovereign Bonds | -
0%₹15 Cr1,500,000
364 DTB 24022022
Sovereign Bonds | -
0%₹5 Cr500,000
↑ 500,000
Clearing Corporation Of India Limited
CBLO/Reverse Repo | -
9%₹1,323 Cr

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2020 was 8.1% , 2019 was -4.4% and 2018 was 5.6% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (03 Dec 21) ₹25.2026 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,583 on 15 Nov 21
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 2.3
Information Ratio -0.92
Alpha Ratio 5.94
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration
Sub Cat. Medium term Bond

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹10,653
30 Nov 18₹11,147
30 Nov 19₹10,723
30 Nov 20₹11,565
30 Nov 21₹12,433

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month 0.5%
3 Month 1.2%
6 Month 2.7%
1 Year 7.7%
3 Year 3.7%
5 Year 4.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 147.17 Yr.
Mohit Sharma6 Aug 201.24 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Nov 21

Asset Allocation
Asset ClassValue
Cash3.71%
Equity2.11%
Debt94.18%
Debt Sector Allocation
SectorValue
Corporate72.65%
Government21.53%
Cash Equivalent3.71%
Credit Quality
RatingValue
A7.26%
AA46.2%
AAA33.76%
Below B12.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram - City Union Finance Limited
Debentures | -
6%₹102 Cr1,000
U.P. Power Corporation Limited
Debentures | -
6%₹95 Cr938
Embassy Office Parks REIT
Debentures | -
3%₹50 Cr500
6.67% Govt Stock 2035
Sovereign Bonds | -
3%₹50 Cr5,000,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹49 Cr500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹48 Cr480
Bharti Hexacom Limited
Debentures | -
3%₹48 Cr480
Sundew Properties Limited
Debentures | -
3%₹45 Cr450
JM Financial Credit Solutions Limited
Debentures | -
3%₹45 Cr440
8.15% Govt Stock 2026
Sovereign Bonds | -
3%₹44 Cr4,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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