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9 Best Performing Low Duration Debt Funds to invest in 2025

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9 Best Performing Low Duration Funds 2025

Updated on July 20, 2025 , 14315 views

Low duration funds belong to one of the 16 schemes of debt Mutual Fund category. This fund invests in debt and money market securities with a maturity duration between six to 12 months.

Low duration funds are considered as short term investments that are highly suitable for investors who doesn’t want to much risk in their investment. Low duration funds have a higher maturity duration than liquid and ultra short term funds.

Risk-averse investors can invest in this scheme for a short period and earn better returns than that Bank Savings Account. These funds generally offer steady and stable returns. On an average, these funds deliver returns ranging from 6.5-8.5% p.a. The return and the performance of the scheme varies fund to fund, thus to invest in a good fund, we have shortlisted some of the best performing low duration funds to invest in 2025 – 2026.

What is Duration Based Strategy ?

Ideally, the funds which follow the Duration based strategy invest in long-term Bonds and benefit from the interest rates fall. They earn from Capital appreciation along with the coupon of the bond. But, these funds are exposed to interest rate risk and these funds can bear capital losses, if the interest rates move up.

In this strategy, the fund manager predicts the interest rate movements. The duration fund manager increases or decreases the duration and average maturity frequently of the fund as per his viewpoint. The wrong predictions of the fund manager can make the duration based Debt fund suffer a loss.

A fund managers focus is highly on managing the duration so as to maximize returns. Generally, when the interest rates are going down, the duration fund manager chooses a relatively high duration, so as to, maximize Capital Gains from the rising bond prices. And on a vice-versa situation, i.e., when the interest rates are rising, the duration of the fund would be minimized, so as to protect against capital losses on the Portfolio.

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9 Best Low Duration Funds FY 25 - 26

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
L&T Low Duration Fund Growth ₹28.856
↑ 0.01
₹5803.15.59.27.67.56.68%10M 18D1Y 2M 13D
ICICI Prudential Savings Fund Growth ₹547.473
↑ 0.08
₹25,54724.48.3886.87%11M 16D1Y 8M 8D
UTI Treasury Advantage Fund Growth ₹3,572.2
↑ 1.13
₹3,00224.48.37.47.76.59%10M 28D1Y 7D
Nippon India Low Duration Fund Growth ₹3,767.73
↑ 1.21
₹7,9941.94.287.17.46.84%10M 20D1Y 2M 13D
Invesco India Treasury Advantage Fund Growth ₹3,808.72
↑ 0.97
₹1,6211.94.287.17.66.55%10M 23D11M 25D
Tata Treasury Advantage Fund Growth ₹3,956.4
↑ 0.50
₹3,1641.94.27.97.17.46.4%10M 19D1Y 18D
IDFC Low Duration Fund Growth ₹38.8329
↑ 0.01
₹6,9311.94.37.97.17.36.41%11M 10D1Y 18D
DSP BlackRock Low Duration Fund Growth ₹19.9611
↑ 0.01
₹5,8091.94.27.97.17.46.42%11M 1D1Y 4M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
*Funds mentioned in this article is having AUM/Net Assets above than 100 Crore and having fund age >= 3 years. Sorted on last 1 Year Return.

1. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (31 Dec 21) ₹28.8391 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹550 on 30 Nov 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.19%
Effective Maturity 8 Months 1 Day
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,362

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 10.2%
1 Year 11.8%
3 Year 5%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. L&T Low Duration Fund

(Erstwhile L&T Short Term Income Fund)

To generate reasonable returns primarily through investments in fixed income securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

L&T Low Duration Fund is a Debt - Low Duration fund was launched on 4 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 13 in Low Duration category.  Return for 2024 was 7.5% , 2023 was 7.1% and 2022 was 3.9% .

Below is the key information for L&T Low Duration Fund

L&T Low Duration Fund
Growth
Launch Date 4 Dec 10
NAV (22 Jul 25) ₹28.856 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹580 on 31 May 25
Category Debt - Low Duration
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load 0-9 Months (1%),9 Months and above(NIL)
Yield to Maturity 6.68%
Effective Maturity 1 Year 2 Months 13 Days
Modified Duration 10 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,661
30 Jun 22₹10,989
30 Jun 23₹11,672
30 Jun 24₹12,527
30 Jun 25₹13,687

L&T Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for L&T Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 3.1%
6 Month 5.5%
1 Year 9.2%
3 Year 7.6%
5 Year 6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 7.1%
2022 3.9%
2021 3.4%
2020 6.9%
2019 5.1%
2018 6.6%
2017 8.3%
2016 9.8%
2015 8.8%
Fund Manager information for L&T Low Duration Fund
NameSinceTenure
Shriram Ramanathan24 Nov 1212.61 Yr.
Mohd Asif Rizwi16 Jan 241.46 Yr.

Data below for L&T Low Duration Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash34.8%
Debt64.95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate57.87%
Government31.9%
Cash Equivalent9.98%
Credit Quality
RatingValue
AA12.48%
AAA87.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
8%₹47 Cr4,500
Rural Electrification Corporation Limited
Debentures | -
6%₹32 Cr3,000
↑ 3,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Bharti Telecom Limited
Debentures | -
5%₹26 Cr250
↑ 250
Bajaj Housing Finance Limited
Debentures | -
4%₹26 Cr250
National Housing Bank
Debentures | -
4%₹26 Cr2,500
HDFC Bank Ltd.
Debentures | -
4%₹24 Cr500
↑ 500
Power Finance Corporation Ltd.
Debentures | -
4%₹21 Cr200
↑ 50
7.06% Govt Stock 2028
Sovereign Bonds | -
4%₹21 Cr2,000,000
↑ 500,000
Embassy Office Parks Reit
Debentures | -
3%₹20 Cr2,000

3. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Savings Fund is a Debt - Low Duration fund was launched on 27 Sep 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 11 in Low Duration category.  Return for 2024 was 8% , 2023 was 7.6% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund
Growth
Launch Date 27 Sep 02
NAV (22 Jul 25) ₹547.473 ↑ 0.08   (0.01 %)
Net Assets (Cr) ₹25,547 on 30 Jun 25
Category Debt - Low Duration
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.51
Sharpe Ratio 3.25
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.87%
Effective Maturity 1 Year 8 Months 8 Days
Modified Duration 11 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,569
30 Jun 22₹10,854
30 Jun 23₹11,696
30 Jun 24₹12,598
30 Jun 25₹13,657

ICICI Prudential Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 4.4%
1 Year 8.3%
3 Year 8%
5 Year 6.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 3.8%
2020 8.6%
2019 8.8%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.8%
Fund Manager information for ICICI Prudential Savings Fund
NameSinceTenure
Nikhil Kabra13 Sep 240.8 Yr.
Darshil Dedhia12 Jun 232.05 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash19.23%
Debt80.49%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate69.57%
Government24.8%
Cash Equivalent5.35%
Credit Quality
RatingValue
AA13.81%
AAA86.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,334 Cr128,435,980
↓ -283,330
7.11% Govt Stock 2028
Sovereign Bonds | -
4%₹888 Cr87,773,600
National Bank For Agriculture And Rural Development
Debentures | -
3%₹788 Cr78,000
↑ 5,000
6.99% Govt Stock 2034
Sovereign Bonds | -
2%₹476 Cr46,625,930
Small Industries Development Bank Of India
Debentures | -
2%₹449 Cr44,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹404 Cr40,000
↑ 10,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹387 Cr38,000
Small Industries Development Bank Of India
Debentures | -
2%₹353 Cr35,000
Bharti Telecom Limited
Debentures | -
2%₹352 Cr35,000
Small Industries Development Bank Of India
Debentures | -
1%₹344 Cr34,000

4. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (22 Jul 25) ₹3,572.2 ↑ 1.13   (0.03 %)
Net Assets (Cr) ₹3,002 on 30 Jun 25
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 3.03
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Year 7 Days
Modified Duration 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,458
30 Jun 22₹11,370
30 Jun 23₹12,115
30 Jun 24₹12,980
30 Jun 25₹14,066

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 4.4%
1 Year 8.3%
3 Year 7.4%
5 Year 7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.1%
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 213.5 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash38.97%
Debt60.73%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate56.21%
Cash Equivalent29.64%
Government13.86%
Credit Quality
RatingValue
AA17.94%
AAA82.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Days Tbill
Sovereign Bonds | -
10%₹297 Cr3,000,000,000
Power Finance Corporation Limited
Debentures | -
5%₹149 Cr1,500
Bajaj Housing Finance Limited
Debentures | -
4%₹126 Cr1,250
Rec Limited
Debentures | -
3%₹102 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹101 Cr10,000
Shriram Finance Limited
Debentures | -
3%₹91 Cr9,000
↑ 5,000
Nirma Limited
Debentures | -
2%₹76 Cr7,500
360 One Prime Limited
Debentures | -
2%₹55 Cr550,000
Aditya Birla Renewables Limited
Debentures | -
2%₹51 Cr5,000

5. Nippon India Low Duration Fund

(Erstwhile Reliance Money Manager Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Nippon India Low Duration Fund is a Debt - Low Duration fund was launched on 20 Mar 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 31 in Low Duration category.  Return for 2024 was 7.4% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for Nippon India Low Duration Fund

Nippon India Low Duration Fund
Growth
Launch Date 20 Mar 07
NAV (22 Jul 25) ₹3,767.73 ↑ 1.21   (0.03 %)
Net Assets (Cr) ₹7,994 on 30 Jun 25
Category Debt - Low Duration
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.94
Sharpe Ratio 2.7
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 1 Year 2 Months 13 Days
Modified Duration 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,530
30 Jun 22₹10,887
30 Jun 23₹11,566
30 Jun 24₹12,359
30 Jun 25₹13,351

Nippon India Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.2%
1 Year 8%
3 Year 7.1%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.7%
2022 4.2%
2021 4.1%
2020 7.3%
2019 7%
2018 7.4%
2017 6.6%
2016 8.5%
2015 8.4%
Fund Manager information for Nippon India Low Duration Fund
NameSinceTenure
Vivek Sharma1 Feb 205.33 Yr.
Kinjal Desai25 May 187.02 Yr.

Data below for Nippon India Low Duration Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash30.55%
Debt69.14%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate69.04%
Government22.4%
Cash Equivalent8.26%
Credit Quality
RatingValue
AA14.29%
AAA85.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
5%₹395 Cr40,000,000
↑ 40,000,000
Telangana State Industrial Infrastructure Corporation Limited
Debentures | -
3%₹202 Cr20,000
Interise TRust
Debentures | -
2%₹173 Cr18,000
Highways Infrastructure Trust
Debentures | -
2%₹172 Cr1,750
Small Industries Development Bank Of India
Debentures | -
2%₹153 Cr15,000
Rec Limited
Debentures | -
2%₹152 Cr15,000
VAJRA 016 TRUST
Unlisted bonds | -
2%₹149 Cr100
NAOMI 05 2024
Unlisted bonds | -
2%₹148 Cr10,000
Hinduja Leyland Finance Limited
Debentures | -
2%₹143 Cr14,000
Shriram Finance Limited
Debentures | -
2%₹137 Cr13,500

6. Invesco India Treasury Advantage Fund

(Erstwhile Invesco India Ultra Short Term Fund)

The investment objective is to provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity.

Invesco India Treasury Advantage Fund is a Debt - Low Duration fund was launched on 18 Jan 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 49 in Low Duration category.  Return for 2024 was 7.6% , 2023 was 6.8% and 2022 was 4% .

Below is the key information for Invesco India Treasury Advantage Fund

Invesco India Treasury Advantage Fund
Growth
Launch Date 18 Jan 07
NAV (22 Jul 25) ₹3,808.72 ↑ 0.97   (0.03 %)
Net Assets (Cr) ₹1,621 on 30 Jun 25
Category Debt - Low Duration
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio 2.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.55%
Effective Maturity 11 Months 25 Days
Modified Duration 10 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,439
30 Jun 22₹10,758
30 Jun 23₹11,425
30 Jun 24₹12,236
30 Jun 25₹13,218

Invesco India Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.2%
1 Year 8%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.8%
2022 4%
2021 3.5%
2020 7.1%
2019 8.9%
2018 7.1%
2017 6.3%
2016 8.5%
2015 8.4%
Fund Manager information for Invesco India Treasury Advantage Fund
NameSinceTenure
Krishna Cheemalapati1 Jan 1312.5 Yr.
Vikas Garg16 Dec 204.54 Yr.

Data below for Invesco India Treasury Advantage Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash41.72%
Debt58.02%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate66.11%
Government18.74%
Cash Equivalent14.9%
Credit Quality
RatingValue
AA14.68%
AAA85.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
4%₹73 Cr7,500,000
Power Finance Corporation Limited
Debentures | -
3%₹51 Cr5,000,000
Tata Capital Limited
Debentures | -
3%₹51 Cr5,000,000
182 DTB 29082025
Sovereign Bonds | -
3%₹49 Cr5,000,000
182 Days Tbill
Sovereign Bonds | -
3%₹49 Cr5,000,000
India (Republic of)
- | -
3%₹49 Cr5,000,000
Axis Bank Ltd.
Debentures | -
3%₹47 Cr5,000,000
↑ 5,000,000
Rec Limited
Debentures | -
3%₹46 Cr4,500,000
Godrej Properties Limited
Debentures | -
2%₹42 Cr4,100,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹36 Cr3,500,000

7. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 26 in Low Duration category.  Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% .

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund
Growth
Launch Date 6 Sep 05
NAV (22 Jul 25) ₹3,956.4 ↑ 0.50   (0.01 %)
Net Assets (Cr) ₹3,164 on 30 Jun 25
Category Debt - Low Duration
AMC Tata Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0
Sharpe Ratio 2.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.4%
Effective Maturity 1 Year 18 Days
Modified Duration 10 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,471
30 Jun 22₹10,812
30 Jun 23₹11,492
30 Jun 24₹12,298
30 Jun 25₹13,279

Tata Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.2%
1 Year 7.9%
3 Year 7.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.9%
2022 4.1%
2021 3.6%
2020 7.5%
2019 2.2%
2018 7.5%
2017 6.9%
2016 8.5%
2015 8.6%
Fund Manager information for Tata Treasury Advantage Fund
NameSinceTenure
Akhil Mittal2 Jun 1411.01 Yr.
Abhishek Sonthalia6 Feb 205.32 Yr.

Data below for Tata Treasury Advantage Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash45.54%
Debt54.21%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate59.72%
Government22.1%
Cash Equivalent17.93%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hdb Financial Services Limited
Debentures | -
4%₹126 Cr12,500
↑ 2,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
07.80 KL Sdl 2027
Sovereign Bonds | -
3%₹98 Cr9,500,000
National Housing Bank
Debentures | -
2%₹76 Cr7,500
364 DTB 29012026
Sovereign Bonds | -
2%₹73 Cr7,500,000
↑ 7,500,000
Tata Capital Housing Finance Limited
Debentures | -
2%₹71 Cr7,000
Hdb Financial Services Limited
Debentures | -
2%₹65 Cr650
↓ -250
Rec Limited
Debentures | -
2%₹51 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹50 Cr5,000
↑ 5,000
Power Finance Corporation Limited
Debentures | -
2%₹50 Cr5,000
↑ 5,000

8. IDFC Low Duration Fund

(Erstwhile IDFC Ultra Short Term Fund)

To offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy. The scheme will have a portfolio that is invested in good quality debt and money market instruments such that the fund will offer a blend of liquidity with stability of returns. There can be no assurance that the investment objective of the scheme will be realized

IDFC Low Duration Fund is a Debt - Low Duration fund was launched on 17 Jan 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 18 in Low Duration category.  Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4% .

Below is the key information for IDFC Low Duration Fund

IDFC Low Duration Fund
Growth
Launch Date 17 Jan 06
NAV (22 Jul 25) ₹38.8329 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹6,931 on 30 Jun 25
Category Debt - Low Duration
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.57
Sharpe Ratio 2.44
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.41%
Effective Maturity 1 Year 18 Days
Modified Duration 11 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,413
30 Jun 22₹10,727
30 Jun 23₹11,417
30 Jun 24₹12,217
30 Jun 25₹13,186

IDFC Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDFC Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.3%
1 Year 7.9%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.9%
2022 4%
2021 3.5%
2020 6.9%
2019 8.3%
2018 7.2%
2017 7%
2016 8.8%
2015 8.7%
Fund Manager information for IDFC Low Duration Fund
NameSinceTenure
Harshal Joshi28 Jul 213.93 Yr.
Brijesh Shah10 Jun 241.05 Yr.

Data below for IDFC Low Duration Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash39.14%
Debt60.6%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate57.64%
Government26.71%
Cash Equivalent15.4%
Credit Quality
RatingValue
AA4.03%
AAA95.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
7%₹462 Cr46,000,000
↑ 23,500,000
Small Industries Development Bank Of India
Debentures | -
4%₹276 Cr27,500,000
↑ 10,000,000
Bajaj Housing Finance Limited
Debentures | -
4%₹276 Cr27,500,000
↑ 7,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹191 Cr18,900,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹160 Cr16,000,000
HDFC Bank Limited
Debentures | -
2%₹150 Cr15,000,000
LIC Housing Finance Ltd
Debentures | -
2%₹149 Cr15,000,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹147 Cr14,500,000
↑ 10,000,000
07.57 GJ Sgs 2026
Sovereign Bonds | -
2%₹138 Cr13,500,200
↑ 5,000,000
LIC Housing Finance Ltd
Debentures | -
2%₹127 Cr12,500,000
↑ 10,000,000

9. DSP BlackRock Low Duration Fund

(Erstwhile DSP BlackRock Ultra Short Term Fund)

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock Low Duration Fund is a Debt - Low Duration fund was launched on 10 Mar 15. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for DSP BlackRock Low Duration Fund

DSP BlackRock Low Duration Fund
Growth
Launch Date 10 Mar 15
NAV (22 Jul 25) ₹19.9611 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹5,809 on 30 Jun 25
Category Debt - Low Duration
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.62
Sharpe Ratio 2.5
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.42%
Effective Maturity 1 Year 4 Months 13 Days
Modified Duration 11 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,412
30 Jun 22₹10,750
30 Jun 23₹11,435
30 Jun 24₹12,233
30 Jun 25₹13,204

DSP BlackRock Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP BlackRock Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.2%
1 Year 7.9%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.9%
2022 4.2%
2021 3.5%
2020 6.7%
2019 8.7%
2018 7.3%
2017 6.5%
2016 8.5%
2015
Fund Manager information for DSP BlackRock Low Duration Fund
NameSinceTenure
Karan Mundra1 Mar 223.25 Yr.
Shalini Vasanta1 Jun 232 Yr.

Data below for DSP BlackRock Low Duration Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash36.09%
Debt63.64%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate64.09%
Government21.28%
Cash Equivalent14.37%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹159 Cr15,000,000
↑ 9,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹134 Cr12,500
↑ 5,000
LIC Housing Finance Ltd
Debentures | -
2%₹131 Cr1,250
↓ -500
Tata Capital Housing Finance Limited
Debentures | -
2%₹126 Cr12,500
Sikka Ports & Terminals Limited
Debentures | -
2%₹111 Cr1,100
↓ -500
Tata Capital Limited
Debentures | -
2%₹108 Cr1,000
LIC Housing Finance Ltd
Debentures | -
2%₹103 Cr1,000
↑ 1,000
7.59% Govt Stock 2031
Sovereign Bonds | -
2%₹102 Cr10,000,000
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
1%₹82 Cr89
Rec Limited
Debentures | -
1%₹81 Cr7,500

How to Invest in Low Duration Funds Online?

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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