2019 માટે શ્રેષ્ઠ 10 પરફોર્મિંગ સેક્ટર ફંડ્સ

Updated on January 5, 2026 , 729 views

ક્ષેત્રમ્યુચ્યુઅલ ફંડ્સ કોઈ ચોક્કસ ક્ષેત્રની કંપનીઓની ઇક્વિટી શેરમાં તેમના ભંડોળના નાણાંનો મુખ્ય હિસ્સો રોકાણ કરતી યોજનાનો સંદર્ભ લો. આ યોજનાઓ જે વ્યક્તિ શોધી રહ્યા છે તેઓની શોધ કરવામાં આવે છેઉચ્ચ વળતર સાથે તેમના રોકાણ પરઉચ્ચ જોખમ ભૂખ કેટલાક ક્ષેત્રોમાં જેમાં મ્યુચ્યુઅલ ફંડ્સ સામાન્ય રીતે તેમની યોજનાઓ પ્રદાન કરે છે તેમાં માળખાગત સુવિધા, ફાર્માસ્યુટિકલ, બેંકિંગ અને નાણાકીય સેવાઓ અને કુદરતી સંસાધનો અને નવી includeર્જા શામેલ છે. વર્ષ 2019 માટેના ક્ષેત્રીય ભંડોળનું પ્રદર્શન નોંધપાત્ર રીતે સારું રહ્યું છે. અર્થવ્યવસ્થાના વિકાસ સાથે, ઘણા ક્ષેત્રીય ભંડોળ તેમના રોકાણો પર સકારાત્મક વળતર પેદા કરે છે. તેથી, ચાલો આપણે તેમના સર્જનાત્મક કામગીરી (વળતર) ના આધારે વર્ષ 2019 માટે કેટલાક ટોચના અને શ્રેષ્ઠ 10 પ્રદર્શન ક્ષેત્રના મ્યુચ્યુઅલ ફંડ્સ જોઈએ.

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પ્રદર્શનના આધારે 2019 માટે ટોચનાં 10 પર્ફોમિંગ સેક્ટર મ્યુચ્યુઅલ ફંડ્સ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
SBI Banking & Financial Services Fund Growth	₹46.2506 ↓ -0.12	₹9,813	20.4	19.6	18.6	13.5	12.1
UTI Transportation & Logistics Fund Growth	₹300.287 ↓ -1.20	₹4,067	19.5	18.7	40.1	14.7	24.3
TATA Banking and Financial Services Fund Growth	₹45.7303 ↓ -0.16	₹3,214	17.5	9	22	16.9	11.9
DSP Natural Resources and New Energy Fund Growth	₹102.401 ↑ 0.40	₹1,467	17.5	13.9	31.2	9.8	42.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹65.23 ↓ -0.16	₹3,708	17.5	8.7	21.7	11.5	16.8
Nippon India Banking Fund Growth	₹669.967 ↓ -2.00	₹7,792	17.4	10.3	24.2	20.7	29.7
Sundaram Financial Services Opportunities Fund Growth	₹112.439 ↓ -0.53	₹1,666	16.9	7.1	31.1	16.8	15.3
LIC MF Banking & Financial Services Fund Growth	₹22.7619 ↓ -0.06	₹293	16.5	0.5	20.5	19.6	9.8
UTI Banking and Financial Services Fund Growth	₹201.039 ↓ -0.42	₹1,386	16.3	11.1	19.5	15.1	14.3
ICICI Prudential Banking and Financial Services Fund Growth	₹140.25 ↓ -0.59	₹11,085	15.9	11.6	17.9	11.9	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Transportation & Logistics Fund	TATA Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund	Sundaram Financial Services Opportunities Fund	LIC MF Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund
Point 1	Top quartile AUM (₹9,813 Cr).	Upper mid AUM (₹4,067 Cr).	Lower mid AUM (₹3,214 Cr).	Bottom quartile AUM (₹1,467 Cr).	Upper mid AUM (₹3,708 Cr).	Upper mid AUM (₹7,792 Cr).	Lower mid AUM (₹1,666 Cr).	Bottom quartile AUM (₹293 Cr).	Bottom quartile AUM (₹1,386 Cr).	Highest AUM (₹11,085 Cr).
Point 2	Established history (10+ yrs).	Established history (21+ yrs).	Established history (10+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).	Oldest track record among peers (22 yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 16.38% (upper mid).	5Y return: 22.86% (top quartile).	5Y return: 14.99% (lower mid).	5Y return: 21.67% (top quartile).	5Y return: 14.91% (bottom quartile).	5Y return: 19.64% (upper mid).	5Y return: 16.95% (upper mid).	5Y return: 13.22% (bottom quartile).	5Y return: 14.94% (bottom quartile).	5Y return: 15.19% (lower mid).
Point 6	3Y return: 20.44% (upper mid).	3Y return: 26.37% (top quartile).	3Y return: 16.75% (bottom quartile).	3Y return: 21.14% (top quartile).	3Y return: 16.95% (lower mid).	3Y return: 17.98% (upper mid).	3Y return: 19.45% (upper mid).	3Y return: 13.42% (bottom quartile).	3Y return: 16.79% (lower mid).	3Y return: 15.75% (bottom quartile).
Point 7	1Y return: 22.53% (top quartile).	1Y return: 20.05% (upper mid).	1Y return: 19.44% (upper mid).	1Y return: 20.66% (top quartile).	1Y return: 18.92% (bottom quartile).	1Y return: 18.96% (lower mid).	1Y return: 18.95% (lower mid).	1Y return: 20.01% (upper mid).	1Y return: 18.30% (bottom quartile).	1Y return: 17.10% (bottom quartile).
Point 8	Alpha: 0.83 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: -1.76 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -2.82 (bottom quartile).	Alpha: -1.36 (upper mid).	Alpha: -4.35 (bottom quartile).	Alpha: -3.02 (bottom quartile).	Alpha: -2.70 (lower mid).	Alpha: -0.89 (upper mid).
Point 9	Sharpe: 0.88 (top quartile).	Sharpe: 0.72 (upper mid).	Sharpe: 0.69 (upper mid).	Sharpe: 0.10 (bottom quartile).	Sharpe: 0.63 (lower mid).	Sharpe: 0.71 (upper mid).	Sharpe: 0.52 (bottom quartile).	Sharpe: 0.59 (bottom quartile).	Sharpe: 0.64 (lower mid).	Sharpe: 0.74 (top quartile).
Point 10	Information ratio: 0.94 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.44 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.29 (upper mid).	Information ratio: 0.69 (top quartile).	Information ratio: 0.63 (upper mid).	Information ratio: -0.31 (bottom quartile).	Information ratio: 0.26 (lower mid).	Information ratio: 0.23 (lower mid).

SBI Banking & Financial Services Fund

Top quartile AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.38% (upper mid).
3Y return: 20.44% (upper mid).
1Y return: 22.53% (top quartile).
Alpha: 0.83 (top quartile).
Sharpe: 0.88 (top quartile).
Information ratio: 0.94 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.86% (top quartile).
3Y return: 26.37% (top quartile).
1Y return: 20.05% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (upper mid).
Information ratio: 0.00 (bottom quartile).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,214 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.99% (lower mid).
3Y return: 16.75% (bottom quartile).
1Y return: 19.44% (upper mid).
Alpha: -1.76 (lower mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.44 (upper mid).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,467 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.67% (top quartile).
3Y return: 21.14% (top quartile).
1Y return: 20.66% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,708 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 14.91% (bottom quartile).
3Y return: 16.95% (lower mid).
1Y return: 18.92% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: 0.63 (lower mid).
Information ratio: 0.29 (upper mid).

Nippon India Banking Fund

Upper mid AUM (₹7,792 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.64% (upper mid).
3Y return: 17.98% (upper mid).
1Y return: 18.96% (lower mid).
Alpha: -1.36 (upper mid).
Sharpe: 0.71 (upper mid).
Information ratio: 0.69 (top quartile).

Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,666 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 16.95% (upper mid).
3Y return: 19.45% (upper mid).
1Y return: 18.95% (lower mid).
Alpha: -4.35 (bottom quartile).
Sharpe: 0.52 (bottom quartile).
Information ratio: 0.63 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹293 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.22% (bottom quartile).
3Y return: 13.42% (bottom quartile).
1Y return: 20.01% (upper mid).
Alpha: -3.02 (bottom quartile).
Sharpe: 0.59 (bottom quartile).
Information ratio: -0.31 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 14.94% (bottom quartile).
3Y return: 16.79% (lower mid).
1Y return: 18.30% (bottom quartile).
Alpha: -2.70 (lower mid).
Sharpe: 0.64 (lower mid).
Information ratio: 0.26 (lower mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,085 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.19% (lower mid).
3Y return: 15.75% (bottom quartile).
1Y return: 17.10% (bottom quartile).
Alpha: -0.89 (upper mid).
Sharpe: 0.74 (top quartile).
Information ratio: 0.23 (lower mid).

2019 માટે શ્રેષ્ઠ પર્ફોર્મિંગ સેક્ટર ફંડ્સ

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Top quartile AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.38% (upper mid).
3Y return: 20.44% (upper mid).
1Y return: 22.53% (top quartile).
Alpha: 0.83 (top quartile).
Sharpe: 0.88 (top quartile).
Information ratio: 0.94 (top quartile).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (07 Jan 26)	₹46.2506 ↓ -0.12 (-0.26 %)
Net Assets (Cr)	₹9,813 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.88
Information Ratio	0.94
Alpha Ratio	0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,208
31 Dec 22	₹12,723
31 Dec 23	₹15,089
31 Dec 24	₹18,041
31 Dec 25	₹21,724

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1%
3 Month	6.6%
6 Month	7.8%
1 Year	22.5%
3 Year	20.4%
5 Year	16.4%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.34 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	96.25%
Technology	0.69%

Asset Allocation

Asset Class	Value
Cash	3.01%
Equity	96.94%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	13%	₹1,273 Cr	12,629,430
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	8%	₹763 Cr	3,591,554 ↓ -500,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| BAJAJFINSV	7%	₹714 Cr	3,411,808 ↑ 609,790
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	7%	₹670 Cr	5,235,410 ↓ -1,800,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	7%	₹659 Cr	6,730,364 ↓ -2,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	6%	₹616 Cr	4,435,814
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	5%	₹474 Cr	2,408,631
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹402 Cr	1,074,249 ↑ 310,318
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Mar 25 \| ABCAPITAL	3%	₹322 Cr	8,981,743
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| BANKBARODA	3%	₹289 Cr	9,985,585

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.86% (top quartile).
3Y return: 26.37% (top quartile).
1Y return: 20.05% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (07 Jan 26)	₹300.287 ↓ -1.20 (-0.40 %)
Net Assets (Cr)	₹4,067 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,434
31 Dec 22	₹14,261
31 Dec 23	₹19,972
31 Dec 24	₹23,705
31 Dec 25	₹28,333

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.4%
3 Month	2.2%
6 Month	13.9%
1 Year	20%
3 Year	26.4%
5 Year	22.9%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.2 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.03%
Industrials	13.97%

Asset Allocation

Asset Class	Value
Cash	5.41%
Equity	94.43%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹620 Cr	1,649,386 ↑ 45,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹411 Cr	258,455 ↓ -3,121
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹376 Cr	532,652 ↓ -21,875
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹255 Cr	8,494,093
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹211 Cr	357,935
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹202 Cr	327,739
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	5%	₹193 Cr	212,504
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹165 Cr	711,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹163 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹142 Cr	403,430

3. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,214 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.99% (lower mid).
3Y return: 16.75% (bottom quartile).
1Y return: 19.44% (upper mid).
Alpha: -1.76 (lower mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.44 (upper mid).

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (07 Jan 26)	₹45.7303 ↓ -0.16 (-0.35 %)
Net Assets (Cr)	₹3,214 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.69
Information Ratio	0.44
Alpha Ratio	-1.76
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,186
31 Dec 22	₹13,072
31 Dec 23	₹15,945
31 Dec 24	₹17,377
31 Dec 25	₹20,421

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.9%
3 Month	5.6%
6 Month	4.1%
1 Year	19.4%
3 Year	16.8%
5 Year	15%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.08 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	95.63%
Technology	2.47%

Asset Allocation

Asset Class	Value
Cash	1.91%
Equity	98.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	18%	₹568 Cr	5,640,000 ↓ -160,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	10%	₹321 Cr	2,310,000 ↑ 110,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	9%	₹278 Cr	2,170,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	8%	₹255 Cr	1,200,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	6%	₹200 Cr	2,040,000 ↑ 1,050,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| BAJAJFINSV	3%	₹98 Cr	469,857
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| BANKBARODA	3%	₹96 Cr	3,300,000 ↑ 3,300,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| BAJFINANCE	3%	₹93 Cr	900,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| AUBANK	3%	₹81 Cr	850,000
One97 Communications Ltd (Technology) Equity, Since 31 Dec 24 \| 543396	2%	₹79 Cr	600,000 ↑ 50,000

4. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,467 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.67% (top quartile).
3Y return: 21.14% (top quartile).
1Y return: 20.66% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (06 Jan 26)	₹102.401 ↑ 0.40 (0.39 %)
Net Assets (Cr)	₹1,467 on 30 Nov 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,280
31 Dec 22	₹15,680
31 Dec 23	₹20,570
31 Dec 24	₹23,429
31 Dec 25	₹27,530

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	7.2%
3 Month	8.6%
6 Month	12.7%
1 Year	20.7%
3 Year	21.1%
5 Year	21.7%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.43 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Energy	42.53%
Basic Materials	39.64%
Utility	9.3%
Industrials	2.36%
Technology	1.78%
Consumer Cyclical	0.06%

Asset Allocation

Asset Class	Value
Cash	4.32%
Equity	95.68%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	9%	₹133 Cr	5,470,562 ↑ 143,662
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	9%	₹130 Cr	1,244,187
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	9%	₹125 Cr	7,456,242
BGF Sustainable Energy I2 Investment Fund \| -	6%	₹94 Cr	443,474
BGF World Energy I2 Investment Fund \| -	6%	₹94 Cr	334,870
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	5%	₹77 Cr	952,790
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| HINDZINC	5%	₹74 Cr	1,516,403
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| BPCL	5%	₹72 Cr	1,998,861 ↓ -204,000
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| NATIONALUM	4%	₹63 Cr	2,439,055
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| PETRONET	4%	₹62 Cr	2,278,481 ↑ 828,529

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,708 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 14.91% (bottom quartile).
3Y return: 16.95% (lower mid).
1Y return: 18.92% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: 0.63 (lower mid).
Information ratio: 0.29 (upper mid).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (07 Jan 26)	₹65.23 ↓ -0.16 (-0.24 %)
Net Assets (Cr)	₹3,708 on 30 Nov 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.63
Information Ratio	0.29
Alpha Ratio	-2.82
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,681
31 Dec 22	₹13,020
31 Dec 23	₹15,852
31 Dec 24	₹17,234
31 Dec 25	₹20,248

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.2%
3 Month	6.7%
6 Month	5.4%
1 Year	18.9%
3 Year	16.9%
5 Year	14.9%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.27 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	97.86%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.05%
Equity	98.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	18%	₹650 Cr	4,677,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	15%	₹570 Cr	5,658,496 ↓ -350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	8%	₹295 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	7%	₹256 Cr	2,618,689 ↓ -100,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹222 Cr	2,137,250
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹151 Cr	709,333
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹129 Cr	1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹111 Cr	565,076
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	3%	₹107 Cr	581,588 ↓ -42,318
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹102 Cr	1,198,382

6. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Upper mid AUM (₹7,792 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.64% (upper mid).
3Y return: 17.98% (upper mid).
1Y return: 18.96% (lower mid).
Alpha: -1.36 (upper mid).
Sharpe: 0.71 (upper mid).
Information ratio: 0.69 (top quartile).

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (07 Jan 26)	₹669.967 ↓ -2.00 (-0.30 %)
Net Assets (Cr)	₹7,792 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.71
Information Ratio	0.69
Alpha Ratio	-1.36
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,973
31 Dec 22	₹15,658
31 Dec 23	₹19,441
31 Dec 24	₹21,453
31 Dec 25	₹25,182

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.7%
3 Month	6.3%
6 Month	4.9%
1 Year	19%
3 Year	18%
5 Year	19.6%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.65 Yr.
Kinjal Desai	25 May 18	7.52 Yr.
Bhavik Dave	18 Jun 21	4.45 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Banking Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	94.64%
Technology	2.62%

Asset Allocation

Asset Class	Value
Cash	2.74%
Equity	97.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	16%	₹1,216 Cr	12,069,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	14%	₹1,094 Cr	7,874,587
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| AXISBANK	9%	₹713 Cr	5,571,983 ↓ -528,245
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	7%	₹554 Cr	5,658,071 ↓ -543,395
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹320 Cr	3,637,124 ↑ 274,579
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	4%	₹320 Cr	12,405,824
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹289 Cr	1,470,199
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| BAJAJFINSV	3%	₹267 Cr	1,275,773
Bank of Baroda (Financial Services) Equity, Since 30 Apr 25 \| BANKBARODA	3%	₹235 Cr	8,093,554
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹216 Cr	1,014,574 ↑ 50,000

7. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,666 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 16.95% (upper mid).
3Y return: 19.45% (upper mid).
1Y return: 18.95% (lower mid).
Alpha: -4.35 (bottom quartile).
Sharpe: 0.52 (bottom quartile).
Information ratio: 0.63 (upper mid).

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (07 Jan 26)	₹112.439 ↓ -0.53 (-0.47 %)
Net Assets (Cr)	₹1,666 on 30 Nov 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	0.52
Information Ratio	0.63
Alpha Ratio	-4.35
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,534
31 Dec 22	₹13,469
31 Dec 23	₹17,661
31 Dec 24	₹18,909
31 Dec 25	₹22,112

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	3.2%
3 Month	9.3%
6 Month	6.5%
1 Year	19%
3 Year	19.4%
5 Year	16.9%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	7.92 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	96.07%

Asset Allocation

Asset Class	Value
Cash	3.85%
Equity	96.07%
Debt	0.08%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	19%	₹314 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹197 Cr	1,416,021 ↑ 24,039
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| AXISBANK	10%	₹166 Cr	1,297,927
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	6%	₹98 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| BAJAJFINSV	5%	₹83 Cr	397,562 ↑ 56,063
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	5%	₹78 Cr	4,243,632
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹73 Cr	857,649 ↓ -145,949
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	4%	₹66 Cr	1,606,226 ↓ -37,816
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| BANKBARODA	4%	₹64 Cr	2,208,626
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹60 Cr	665,351

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹293 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.22% (bottom quartile).
3Y return: 13.42% (bottom quartile).
1Y return: 20.01% (upper mid).
Alpha: -3.02 (bottom quartile).
Sharpe: 0.59 (bottom quartile).
Information ratio: -0.31 (bottom quartile).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (07 Jan 26)	₹22.7619 ↓ -0.06 (-0.24 %)
Net Assets (Cr)	₹293 on 30 Nov 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	0.59
Information Ratio	-0.31
Alpha Ratio	-3.02
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,984
31 Dec 22	₹13,132
31 Dec 23	₹15,825
31 Dec 24	₹15,898
31 Dec 25	₹18,516

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	2%
3 Month	7.1%
6 Month	7.3%
1 Year	20%
3 Year	13.4%
5 Year	13.2%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	4.24 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	93.71%
Technology	2.55%
Consumer Cyclical	1.93%

Asset Allocation

Asset Class	Value
Cash	1.81%
Equity	98.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	22%	₹65 Cr	643,953 ↑ 5,577
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	12%	₹36 Cr	261,992 ↑ 3,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	8%	₹22 Cr	174,568 ↑ 8,540
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	7%	₹19 Cr	90,147
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	5%	₹14 Cr	143,886
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	4%	₹13 Cr	404,822 ↑ 1,945
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	4%	₹10 Cr	118,687
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹8 Cr	61,586
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| IIFL	3%	₹8 Cr	138,171 ↓ -14,930
Piramal Finance Ltd (Financial Services) Equity, Since 31 Oct 25 \| PIRAMALFIN	3%	₹8 Cr	51,618

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 14.94% (bottom quartile).
3Y return: 16.79% (lower mid).
1Y return: 18.30% (bottom quartile).
Alpha: -2.70 (lower mid).
Sharpe: 0.64 (lower mid).
Information ratio: 0.26 (lower mid).

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (07 Jan 26)	₹201.039 ↓ -0.42 (-0.21 %)
Net Assets (Cr)	₹1,386 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.64
Information Ratio	0.26
Alpha Ratio	-2.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,427
31 Dec 22	₹13,150
31 Dec 23	₹15,720
31 Dec 24	₹17,464
31 Dec 25	₹20,313

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.9%
3 Month	5.1%
6 Month	4.5%
1 Year	18.3%
3 Year	16.8%
5 Year	14.9%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.46 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	97.15%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.75%
Equity	98.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹257 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹219 Cr	2,175,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	9%	₹118 Cr	925,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	8%	₹117 Cr	550,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹83 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	6%	₹83 Cr	800,000 ↓ -20,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹43 Cr	500,000 ↓ -50,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	3%	₹42 Cr	1,700,000 ↓ -100,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| MFSL	3%	₹41 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹36 Cr	6,534,317

10. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,085 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.19% (lower mid).
3Y return: 15.75% (bottom quartile).
1Y return: 17.10% (bottom quartile).
Alpha: -0.89 (upper mid).
Sharpe: 0.74 (top quartile).
Information ratio: 0.23 (lower mid).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (07 Jan 26)	₹140.25 ↓ -0.59 (-0.42 %)
Net Assets (Cr)	₹11,085 on 30 Nov 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.74
Information Ratio	0.23
Alpha Ratio	-0.89
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,346
31 Dec 22	₹13,821
31 Dec 23	₹16,291
31 Dec 24	₹18,184
31 Dec 25	₹21,071

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	4.3%
6 Month	3.6%
1 Year	17.1%
3 Year	15.8%
5 Year	15.2%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.84 Yr.
Sharmila D’mello	30 Jun 22	3.42 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	92.37%
Health Care	1.26%
Technology	0.43%
Industrials	0.32%

Asset Allocation

Asset Class	Value
Cash	5.62%
Equity	94.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	20%	₹2,246 Cr	22,294,728
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	18%	₹2,050 Cr	14,758,497
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹848 Cr	8,657,956 ↓ -578,710
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	8%	₹841 Cr	6,575,273
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	6%	₹610 Cr	3,104,315
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	5%	₹529 Cr	2,488,791
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹401 Cr	5,241,538 ↑ 356,588
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| MFSL	3%	₹281 Cr	1,649,161
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	2%	₹267 Cr	1,355,046
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	2%	₹220 Cr	4,002,710 ↑ 35,434

Disclaimer:
અહીં પ્રદાન કરેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયત્નો કરવામાં આવ્યા છે. જો કે, માહિતીની ચોકસાઈ અંગે કોઈ બાંયધરી આપવામાં આવતી નથી. કૃપા કરીને કોઈપણ રોકાણ કરતા પહેલા સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.