ટોચના 10 શ્રેષ્ઠ પ્રદર્શન કરતા ક્ષેત્રીય મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on September 30, 2026 , 128545 views

ની દુનિયામાંરોકાણ, એવા રોકાણકારો છે જેઓ 'હાઈ-રિસ્ક હાઈ-રિટર્ન' રોકાણમાં દ્રઢપણે માને છે. અને આવા ઉચ્ચ જોખમ લેનારાઓ માટે,મ્યુચ્યુઅલ ફંડ કંઈક હોલ્ડ પર રાખો - સેક્ટર ફંડ્સ! સેક્ટર મ્યુચ્યુઅલ ફંડ તેમના રોકાણના ઉદ્દેશ્ય દ્વારા વ્યાખ્યાયિત કર્યા મુજબ ચોક્કસ ક્ષેત્રમાં રોકાણ કરે છે. ઇન્ફ્રા, ફાર્મા, બેન્કિંગ જેવા કેટલાક ક્ષેત્રો સતત વિકાસ કરી રહ્યા છે અને ભવિષ્ય માટે સકારાત્મક દૃષ્ટિકોણ ધરાવે છે. જો કે આવા મ્યુચ્યુઅલ ફંડ તમારા પૈસાને બમણા અથવા મુશ્કેલીમાં મૂકી શકે છે, રોકાણકારોજોખમની ભૂખ સેક્ટર ફંડમાં રોકાણ કરી શકે છે. આ લેખમાં, તમને 2022 માં રોકાણ કરવા માટે શ્રેષ્ઠ ક્ષેત્રના મ્યુચ્યુઅલ ફંડની સાથે સેક્ટર ફંડ્સ વિશે કેટલીક વિગતવાર આંતરદૃષ્ટિ મળશે.

સેક્ટર મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરવું?

સેક્ટર ફંડ એ મ્યુચ્યુઅલ ફંડનો એક પ્રકાર છે જે ચોક્કસ ક્ષેત્રોની સિક્યોરિટીઝમાં રોકાણ કરે છેઅર્થતંત્ર, જેમ કે બેંકિંગ, ટેલિકોમ, FMCG, ફાર્માસ્યુટિકલ, ઇન્ફોર્મેશન ટેક્નોલોજી (IT), અને ઇન્ફ્રાસ્ટ્રક્ચર. બીજા શબ્દોમાં કહીએ તો, સેક્ટર ફંડ્સ તમારી રોકાણ કરેલી સંપત્તિને માત્ર ચોક્કસ ઉદ્યોગ અથવા ક્ષેત્ર માટે જ સંકુચિત કરે છે. દાખલા તરીકે, બેંકિંગ સેક્ટર ફંડ બેંકોમાં રોકાણ કરી શકે છે અને ફાર્મા ફંડ માત્ર ફાર્મા કંપનીઓના શેરોમાં રોકાણ કરી શકે છે. આ ફંડના ફંડ મેનેજરો એ કંપનીઓના શેરમાં નાણાંનું રોકાણ કરે છે જે સારી કામગીરી કરી રહી છેબજાર. આવા રોકાણનો એકંદર ઉદ્દેશ્ય એવા ક્ષેત્રોમાં રોકાણ કરવાનો છે જે નજીકના ભવિષ્યમાં ઉચ્ચ વૃદ્ધિની સંભાવના ધરાવે છે.

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જો રોકાણનો સમય સચોટ હોય તો આ ફંડ ખરેખર મોટો નફો કરી શકે છે. ફંડમાં ક્યારે પ્રવેશવું અને ક્યારે બહાર નીકળવું તે જાણવું જોઈએ. રોકાણકારોએ બજારના એવા ક્ષેત્રોમાં રોકાણ કરવું જોઈએ જ્યાં તેઓને વિશ્વાસ હોય અથવા ભવિષ્યમાં વૃદ્ધિ જોવા મળે. મુખ્ય વિચાર ચોક્કસ ઉદ્યોગ અને ક્ષેત્રના વિકાસ પર ટેપ-ઇન કરવાનો છે. સેક્ટર ફંડનો બીજો ફાયદો એ છે કે તે તમને વ્યક્તિગત પેઢી-વિશિષ્ટ જોખમોથી બચાવવાની ક્ષમતા છે. વ્યક્તિગત શેરો ખરીદવાને બદલે, સેક્ટર ફંડમાં રોકાણ એ ખાતરી કરશે કે કંપનીની ખરાબ કામગીરી તમારા પોર્ટફોલિયોને અસર કરશે નહીં.

પરંતુ, તમે સેક્ટર મ્યુચ્યુઅલ ફંડમાં રોકાણ કરતા પહેલા, તમારે વિશ્વાસ હોવો જોઈએ કે તમે શા માટે માનો છો કે તે ક્ષેત્ર નજીકના ભવિષ્યમાં સારું પ્રદર્શન કરશે.

નાણાકીય વર્ષ 22 - 23 માં રોકાણ કરવા માટે ટોચના અને શ્રેષ્ઠ ક્ષેત્રના મ્યુચ્યુઅલ ફંડ્સ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Rural and Consumption Fund Growth	₹88.9939 ↓ -1.70	₹1,516	-2.7	7.6	-9.5	6.6	8.9	-0.1
Franklin Build India Fund Growth	₹134.613 ↓ -1.79	₹3,152	-9.2	-0.5	-4.4	13	16	3.7
DSP Natural Resources and New Energy Fund Growth	₹103.471 ↓ -1.57	₹2,574	-1	-1.6	10.8	16.7	14	17.5
Bandhan Infrastructure Fund Growth	₹47.063 ↓ -0.51	₹1,500	-6.8	9.9	-4.8	13	14.8	-6.9
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.17 ↓ -0.24	₹3,668	-7.8	5.9	-2.1	7.3	8.7	17.5
Kotak Infrastructure & Economic Reform Fund Growth	₹67.9 ↓ -0.84	₹2,493	-2.2	13.4	5.1	13.9	16.2	-3.7
SBI Magnum COMMA Fund Growth	₹112.243 ↓ -1.59	₹1,237	-1.6	4.6	7	13.3	9.1	12.3
SBI Consumption Opportunities Fund Growth	₹265.373 ↓ -3.49	₹2,827	-7.8	-0.7	-13.7	2.9	9.4	-6.3
Mirae Asset Great Consumer Fund Growth	₹87.381 ↓ -1.49	₹4,742	-4.6	7.5	-8.3	7.8	9.7	3.4
Nippon India Power and Infra Fund Growth	₹363.381 ↓ -5.00	₹8,137	-5.5	9.6	5.2	16	18.6	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Rural and Consumption Fund	Franklin Build India Fund	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Bottom quartile AUM (₹1,516 Cr).	Upper mid AUM (₹3,152 Cr).	Lower mid AUM (₹2,574 Cr).	Bottom quartile AUM (₹1,500 Cr).	Upper mid AUM (₹3,668 Cr).	Lower mid AUM (₹2,493 Cr).	Bottom quartile AUM (₹1,237 Cr).	Upper mid AUM (₹2,827 Cr).	Top quartile AUM (₹4,742 Cr).	Highest AUM (₹8,137 Cr).
Point 2	Established history (20+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (15+ yrs).	Established history (12+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 8.89% (bottom quartile).	5Y return: 15.98% (upper mid).	5Y return: 14.04% (upper mid).	5Y return: 14.77% (upper mid).	5Y return: 8.71% (bottom quartile).	5Y return: 16.23% (top quartile).	5Y return: 9.07% (bottom quartile).	5Y return: 9.39% (lower mid).	5Y return: 9.72% (lower mid).	5Y return: 18.57% (top quartile).
Point 6	3Y return: 6.55% (bottom quartile).	3Y return: 13.04% (upper mid).	3Y return: 16.71% (top quartile).	3Y return: 13.02% (lower mid).	3Y return: 7.26% (bottom quartile).	3Y return: 13.85% (upper mid).	3Y return: 13.30% (upper mid).	3Y return: 2.95% (bottom quartile).	3Y return: 7.77% (lower mid).	3Y return: 16.01% (top quartile).
Point 7	1Y return: -9.54% (bottom quartile).	1Y return: -4.37% (lower mid).	1Y return: 10.82% (top quartile).	1Y return: -4.76% (lower mid).	1Y return: -2.12% (upper mid).	1Y return: 5.08% (upper mid).	1Y return: 6.99% (top quartile).	1Y return: -13.75% (bottom quartile).	1Y return: -8.31% (bottom quartile).	1Y return: 5.16% (upper mid).
Point 8	Alpha: 0.08 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 5.69 (upper mid).	Alpha: 7.51 (top quartile).	Alpha: -1.18 (bottom quartile).	Alpha: -7.71 (bottom quartile).	Alpha: 0.78 (upper mid).	Alpha: 6.69 (top quartile).
Point 9	Sharpe: -0.27 (bottom quartile).	Sharpe: -0.04 (lower mid).	Sharpe: 1.21 (top quartile).	Sharpe: -0.13 (lower mid).	Sharpe: 0.28 (upper mid).	Sharpe: 0.36 (upper mid).	Sharpe: 0.69 (top quartile).	Sharpe: -0.69 (bottom quartile).	Sharpe: -0.23 (bottom quartile).	Sharpe: 0.48 (upper mid).
Point 10	Information ratio: -0.71 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.04 (lower mid).	Information ratio: -0.05 (lower mid).	Information ratio: 0.04 (top quartile).	Information ratio: -1.38 (bottom quartile).	Information ratio: -0.61 (bottom quartile).	Information ratio: 0.40 (top quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,516 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.89% (bottom quartile).
3Y return: 6.55% (bottom quartile).
1Y return: -9.54% (bottom quartile).
Alpha: 0.08 (upper mid).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.71 (bottom quartile).

Franklin Build India Fund

Upper mid AUM (₹3,152 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 15.98% (upper mid).
3Y return: 13.04% (upper mid).
1Y return: -4.37% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.04 (lower mid).
Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,574 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.04% (upper mid).
3Y return: 16.71% (top quartile).
1Y return: 10.82% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.21 (top quartile).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,500 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.77% (upper mid).
3Y return: 13.02% (lower mid).
1Y return: -4.76% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,668 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 8.71% (bottom quartile).
3Y return: 7.26% (bottom quartile).
1Y return: -2.12% (upper mid).
Alpha: 5.69 (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: -0.04 (lower mid).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,493 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 16.23% (top quartile).
3Y return: 13.85% (upper mid).
1Y return: 5.08% (upper mid).
Alpha: 7.51 (top quartile).
Sharpe: 0.36 (upper mid).
Information ratio: -0.05 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,237 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 9.07% (bottom quartile).
3Y return: 13.30% (upper mid).
1Y return: 6.99% (top quartile).
Alpha: -1.18 (bottom quartile).
Sharpe: 0.69 (top quartile).
Information ratio: 0.04 (top quartile).

SBI Consumption Opportunities Fund

Upper mid AUM (₹2,827 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 9.39% (lower mid).
3Y return: 2.95% (bottom quartile).
1Y return: -13.75% (bottom quartile).
Alpha: -7.71 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: -1.38 (bottom quartile).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,742 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 9.72% (lower mid).
3Y return: 7.77% (lower mid).
1Y return: -8.31% (bottom quartile).
Alpha: 0.78 (upper mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: -0.61 (bottom quartile).

Nippon India Power and Infra Fund

Highest AUM (₹8,137 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 18.57% (top quartile).
3Y return: 16.01% (top quartile).
1Y return: 5.16% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (upper mid).
Information ratio: 0.40 (top quartile).

*એયુએમ/નેટ અસ્કયામતો ધરાવતા શ્રેષ્ઠ વિભાગીય મ્યુચ્યુઅલ ફંડની યાદી >100 કરોડ.

1. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,516 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.89% (bottom quartile).
3Y return: 6.55% (bottom quartile).
1Y return: -9.54% (bottom quartile).
Alpha: 0.08 (upper mid).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.71 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Eternal Ltd (~9.2%).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (01 Oct 26)	₹88.9939 ↓ -1.70 (-1.87 %)
Net Assets (Cr)	₹1,516 on 31 Aug 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.27
Information Ratio	-0.71
Alpha Ratio	0.08
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,010
30 Sep 23	₹12,659
30 Sep 24	₹18,223
30 Sep 25	₹16,828
30 Sep 26	₹15,606

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-7.5%
3 Month	-2.7%
6 Month	7.6%
1 Year	-9.5%
3 Year	6.6%
5 Year	8.9%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.1%
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Rohit Seksaria	27 Feb 26	0.51 Yr.
Shalav Saket	31 Dec 25	0.67 Yr.
Anuj Bansal	27 Feb 26	0.51 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.88%
Consumer Defensive	14.53%
Communication Services	9.54%
Health Care	7.74%
Financial Services	6.34%
Industrials	3.9%
Technology	3.83%
Basic Materials	3.08%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| ETERNAL	9%	₹140 Cr	4,263,545
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	8%	₹120 Cr	664,101
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	7%	₹111 Cr	336,803
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	5%	₹76 Cr	85,724
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹75 Cr	146,585
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| 532343	5%	₹69 Cr	157,981
Nestle India Ltd (Consumer Defensive) Equity, Since 30 Jun 16 \| NESTLEIND	4%	₹65 Cr	431,406
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 25 \| INDIGO	4%	₹59 Cr	113,060
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SJS	3%	₹51 Cr	206,726 ↓ -28,481
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Mar 26 \| VBL	3%	₹46 Cr	1,146,148

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,152 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 15.98% (upper mid).
3Y return: 13.04% (upper mid).
1Y return: -4.37% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.04 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~9.3%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (01 Oct 26)	₹134.613 ↓ -1.79 (-1.31 %)
Net Assets (Cr)	₹3,152 on 31 Aug 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,454
30 Sep 23	₹14,537
30 Sep 24	₹23,003
30 Sep 25	₹21,861
30 Sep 26	₹21,275

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.8%
3 Month	-9.2%
6 Month	-0.5%
1 Year	-4.4%
3 Year	13%
5 Year	16%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.87 Yr.
Kiran Sebastian	7 Feb 22	4.57 Yr.
Sandeep Manam	18 Oct 21	4.87 Yr.

Data below for Franklin Build India Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	44.27%
Utility	15.58%
Financial Services	13.17%
Energy	9.16%
Basic Materials	4.33%
Communication Services	4.08%
Real Estate	2.18%
Technology	0.91%
Consumer Cyclical	0.85%

Asset Allocation

Asset Class	Value
Cash	5.47%
Equity	94.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹293 Cr	725,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	7%	₹223 Cr	425,597
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹150 Cr	1,175,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	4%	₹138 Cr	4,200,000 ↓ -400,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹130 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹129 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹122 Cr	1,725,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹108 Cr	3,100,000
REC Ltd (Financial Services) Equity, Since 30 Sep 25 \| 532955	3%	₹100 Cr	3,100,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 28 Feb 26 \| HAL	3%	₹97 Cr	202,000

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,574 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.04% (upper mid).
3Y return: 16.71% (top quartile).
1Y return: 10.82% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.21 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Energy vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~91%).
Largest holding BGF World Energy I2 (~9.8%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (01 Oct 26)	₹103.471 ↓ -1.57 (-1.50 %)
Net Assets (Cr)	₹2,574 on 31 Aug 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.21
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,283
30 Sep 23	₹12,189
30 Sep 24	₹18,475
30 Sep 25	₹17,474
30 Sep 26	₹19,673

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.9%
3 Month	-1%
6 Month	-1.6%
1 Year	10.8%
3 Year	16.7%
5 Year	14%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.18 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Energy	52.32%
Basic Materials	30.18%
Utility	6.34%
Industrials	1.55%
Technology	0.81%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	8.56%
Equity	91.44%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹253 Cr	602,478
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	8%	₹204 Cr	6,286,211
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	8%	₹198 Cr	1,554,012 ↑ 94,493
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	7%	₹180 Cr	1,511,761
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| 500188	6%	₹158 Cr	2,653,225 ↑ 332,944
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	6%	₹157 Cr	8,510,930
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹147 Cr	10,557,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹142 Cr	6,127,650
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	5%	₹133 Cr	3,649,839
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	4%	₹110 Cr	1,078,917

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,500 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.77% (upper mid).
3Y return: 13.02% (lower mid).
1Y return: -4.76% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~6.2%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (01 Oct 26)	₹47.063 ↓ -0.51 (-1.07 %)
Net Assets (Cr)	₹1,500 on 31 Jul 26
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.11
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,250
30 Sep 23	₹13,814
30 Sep 24	₹23,807
30 Sep 25	₹20,793
30 Sep 26	₹20,157

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-2.4%
3 Month	-6.8%
6 Month	9.9%
1 Year	-4.8%
3 Year	13%
5 Year	14.8%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.9%
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	2.61 Yr.
Ritika Behera	7 Oct 23	2.9 Yr.
Gaurav Satra	7 Jun 24	2.24 Yr.

Data below for Bandhan Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	52.84%
Utility	17.39%
Basic Materials	7.99%
Energy	6.6%
Communication Services	3.8%
Technology	3.8%
Financial Services	3.12%
Health Care	2.64%
Consumer Cyclical	0.86%

Asset Allocation

Asset Class	Value
Cash	0.9%
Equity	99.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹88 Cr	218,018 ↑ 1,273
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹73 Cr	381,585 ↓ -1,834
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	5%	₹69 Cr	539,669
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	4%	₹57 Cr	108,438 ↓ -2,201
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹56 Cr	48,515 ↑ 3,825
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹55 Cr	300,878 ↓ -34,585
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	4%	₹54 Cr	1,308,836 ↓ -13,220
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹52 Cr	4,733,244
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹49 Cr	306,661 ↓ -6,225
NTPC Ltd (Utilities) Equity, Since 31 Jul 23 \| 532555	3%	₹48 Cr	1,470,629

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,668 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 8.71% (bottom quartile).
3Y return: 7.26% (bottom quartile).
1Y return: -2.12% (upper mid).
Alpha: 5.69 (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: -0.04 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.2%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (01 Oct 26)	₹59.17 ↓ -0.24 (-0.40 %)
Net Assets (Cr)	₹3,668 on 31 Aug 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.97
Sharpe Ratio	0.28
Information Ratio	-0.04
Alpha Ratio	5.69
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,758
30 Sep 23	₹12,198
30 Sep 24	₹14,991
30 Sep 25	₹15,192
30 Sep 26	₹15,113

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.4%
3 Month	-7.8%
6 Month	5.9%
1 Year	-2.1%
3 Year	7.3%
5 Year	8.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	11.02 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	96.36%
Technology	1.38%

Asset Allocation

Asset Class	Value
Cash	1.63%
Equity	98.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹519 Cr	3,571,644 ↓ -65,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	10%	₹359 Cr	5,058,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹291 Cr	2,237,100 ↓ -65,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹231 Cr	2,187,250
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	6%	₹209 Cr	1,886,669
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹190 Cr	1,793,689
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹124 Cr	2,956,665
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹107 Cr	981,861 ↓ -65,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	3%	₹106 Cr	918,856
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 25 \| POLICYBZR	3%	₹106 Cr	562,883

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,493 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 16.23% (top quartile).
3Y return: 13.85% (upper mid).
1Y return: 5.08% (upper mid).
Alpha: 7.51 (top quartile).
Sharpe: 0.36 (upper mid).
Information ratio: -0.05 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~9.2%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (01 Oct 26)	₹67.9 ↓ -0.84 (-1.22 %)
Net Assets (Cr)	₹2,493 on 31 Aug 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.36
Information Ratio	-0.05
Alpha Ratio	7.51
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,139
30 Sep 23	₹14,290
30 Sep 24	₹22,439
30 Sep 25	₹19,881
30 Sep 26	₹21,350

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-3.9%
3 Month	-2.2%
6 Month	13.4%
1 Year	5.1%
3 Year	13.9%
5 Year	16.2%
10 Year
15 Year
Since launch	10.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	47.7%
Basic Materials	12.03%
Communication Services	11.36%
Energy	9.23%
Consumer Cyclical	8.53%
Technology	3.08%
Financial Services	2.97%
Real Estate	2.67%
Health Care	1.42%
Utility	0.83%

Asset Allocation

Asset Class	Value
Cash	0.18%
Equity	99.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	9%	₹231 Cr	570,000 ↓ -60,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	8%	₹196 Cr	1,080,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	7%	₹184 Cr	1,440,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	4%	₹109 Cr	54,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	4%	₹88 Cr	630,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	4%	₹87 Cr	2,250,000
Engineers India Ltd (Industrials) Equity, Since 30 Apr 25 \| 532178	3%	₹73 Cr	2,800,000 ↑ 1,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹69 Cr	60,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹67 Cr	540,000 ↑ 180,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Sep 21 \| INDIGO	2%	₹57 Cr	108,000

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,237 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 9.07% (bottom quartile).
3Y return: 13.30% (upper mid).
1Y return: 6.99% (top quartile).
Alpha: -1.18 (bottom quartile).
Sharpe: 0.69 (top quartile).
Information ratio: 0.04 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Sudeep Pharma Ltd (~6.7%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (01 Oct 26)	₹112.243 ↓ -1.59 (-1.40 %)
Net Assets (Cr)	₹1,237 on 31 Aug 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0.69
Information Ratio	0.04
Alpha Ratio	-1.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,231
30 Sep 23	₹10,640
30 Sep 24	₹15,354
30 Sep 25	₹14,440
30 Sep 26	₹15,695

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-5.2%
3 Month	-1.6%
6 Month	4.6%
1 Year	7%
3 Year	13.3%
5 Year	9.1%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.3%
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	2.25 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Basic Materials	51.24%
Energy	14.78%
Utility	10.35%
Consumer Cyclical	8.39%
Health Care	6.73%
Consumer Defensive	3.14%
Financial Services	1.61%

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	96.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sudeep Pharma Ltd (Healthcare) Equity, Since 31 Jul 26 \| SUDEEPPHRM	7%	₹83 Cr	687,500
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	6%	₹79 Cr	4,276,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	5%	₹65 Cr	500,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹53 Cr	2,266,750
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹46 Cr	3,170,000
Gokaldas Exports Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| GOKEX	4%	₹46 Cr	583,507
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	3%	₹42 Cr	760,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	3%	₹39 Cr	34,000
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	3%	₹38 Cr	785,000
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 526371	3%	₹36 Cr	4,127,919

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹2,827 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 9.39% (lower mid).
3Y return: 2.95% (bottom quartile).
1Y return: -13.75% (bottom quartile).
Alpha: -7.71 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: -1.38 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~5.2%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (01 Oct 26)	₹265.373 ↓ -3.49 (-1.30 %)
Net Assets (Cr)	₹2,827 on 31 Aug 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.69
Information Ratio	-1.38
Alpha Ratio	-7.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹12,213
30 Sep 23	₹14,388
30 Sep 24	₹20,954
30 Sep 25	₹18,105
30 Sep 26	₹15,904

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.1%
3 Month	-7.8%
6 Month	-0.7%
1 Year	-13.7%
3 Year	2.9%
5 Year	9.4%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.3%
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Ashit Desai	1 Apr 24	2.42 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	56.2%
Consumer Defensive	22.47%
Basic Materials	9.62%
Industrials	6.3%
Communication Services	3.04%
Technology	1.3%

Asset Allocation

Asset Class	Value
Cash	1.07%
Equity	98.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹148 Cr	450,000 ↓ -50,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| ETERNAL	5%	₹139 Cr	4,250,000 ↑ 750,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	5%	₹139 Cr	525,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹131 Cr	2,640,600
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹104 Cr	2,085,149 ↓ -114,851
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹102 Cr	780,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| TITAN	4%	₹102 Cr	200,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	3%	₹97 Cr	183,850 ↓ -16,150
Varun Beverages Ltd (Consumer Defensive) Equity, Since 30 Nov 24 \| VBL	3%	₹94 Cr	2,336,875
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| 532827	3%	₹92 Cr	25,809

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,742 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 9.72% (lower mid).
3Y return: 7.77% (lower mid).
1Y return: -8.31% (bottom quartile).
Alpha: 0.78 (upper mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: -0.61 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Eternal Ltd (~8.1%).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (01 Oct 26)	₹87.381 ↓ -1.49 (-1.68 %)
Net Assets (Cr)	₹4,742 on 31 Aug 26
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.15
Sharpe Ratio	-0.23
Information Ratio	-0.61
Alpha Ratio	0.78
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,861
30 Sep 23	₹12,690
30 Sep 24	₹18,790
30 Sep 25	₹17,221
30 Sep 26	₹16,153

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.6%
3 Month	-4.6%
6 Month	7.5%
1 Year	-8.3%
3 Year	7.8%
5 Year	9.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.4%
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	5.2 Yr.

Data below for Mirae Asset Great Consumer Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	58.81%
Consumer Defensive	14.49%
Basic Materials	8.29%
Communication Services	5.38%
Health Care	5.1%
Industrials	3.05%
Technology	2.52%
Financial Services	1.57%

Asset Allocation

Asset Class	Value
Cash	0.78%
Equity	99.22%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| ETERNAL	8%	₹383 Cr	11,683,385
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| TITAN	7%	₹335 Cr	657,296
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹331 Cr	1,008,648
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	6%	₹305 Cr	225,423
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	5%	₹255 Cr	1,408,765 ↓ -75,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Jan 21 \| 500820	4%	₹202 Cr	760,935
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 500251	4%	₹197 Cr	682,669 ↓ -35,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	4%	₹194 Cr	243,696
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 May 24 \| APOLLOHOSP	3%	₹158 Cr	177,494 ↑ 37,494
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| 532343	3%	₹132 Cr	304,500

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹8,137 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 18.57% (top quartile).
3Y return: 16.01% (top quartile).
1Y return: 5.16% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (upper mid).
Information ratio: 0.40 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (01 Oct 26)	₹363.381 ↓ -5.00 (-1.36 %)
Net Assets (Cr)	₹8,137 on 31 Aug 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.48
Information Ratio	0.4
Alpha Ratio	6.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,577
30 Sep 23	₹15,028
30 Sep 24	₹24,578
30 Sep 25	₹22,234
30 Sep 26	₹23,786

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.6%
3 Month	-5.5%
6 Month	9.6%
1 Year	5.2%
3 Year	16%
5 Year	18.6%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Rahul Modi	19 Aug 24	2.04 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	39.33%
Utility	19.66%
Consumer Cyclical	11.2%
Energy	8.76%
Basic Materials	6.98%
Technology	3.77%
Financial Services	3.29%
Communication Services	2.29%
Real Estate	1.79%
Health Care	1.44%

Asset Allocation

Asset Class	Value
Cash	1.49%
Equity	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹595 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹544 Cr	1,344,337 ↓ -52,621
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹413 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹311 Cr	34,785,607 ↑ 2,037,961
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹283 Cr	6,400,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹188 Cr	392,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹187 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹179 Cr	3,103,288 ↑ 50,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹172 Cr	150,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹168 Cr	4,188,394

શ્રેષ્ઠ ક્ષેત્રના મ્યુચ્યુઅલ ફંડ્સમાં રોકાણ કરતી વખતે ધ્યાનમાં લેવા માટેની સ્માર્ટ ટિપ્સ

સેક્ટર ફંડમાં રોકાણ કરતા પહેલા તમારે જે જાણવાની જરૂર છે તે અહીં છે:

1. મ્યુચ્યુઅલ ફંડ ઉદ્દેશ

વ્યક્તિએ હંમેશા મ્યુચ્યુઅલ ફંડ યોજનાના ઉદ્દેશ્યને યોગ્ય રીતે સમજવું જોઈએ. ઉદાહરણ તરીકે, કેટલાક સેક્ટર મ્યુચ્યુઅલ ફંડ્સ જણાવેલ સેક્ટરમાં પોર્ટફોલિયોના માત્ર 65 ટકા સુધીનું રોકાણ કરે છે. આનાથી સેક્ટરમાં તમારા સંપર્કમાં ઘટાડો થઈ શકે છે અને તે તમારા દ્વારા અપેક્ષિત ઉપજ પ્રદાન કરશે નહીં.

2. બજારનો સમય

જેમ જેમ તેઓ કહે છે, શેરબજારમાં સંપત્તિ વધારવા માટે, "બજારમાં સમય બજારના સમય કરતાં વધુ મહત્વપૂર્ણ છે." પરંતુ, જ્યારે મ્યુચ્યુઅલ ફંડ સેક્ટરમાં પૈસા કમાવવાની વાત આવે છે, ત્યારે તમારે બજારને સમયસર શીખવાની જરૂર છે, ખાસ કરીને, સિમેન્ટ જેવા ચક્રીય ક્ષેત્રોમાં,બેંક, સ્ટીલ, વગેરે. દાખલા તરીકે, જ્યારે વ્યાજ દરો નીચા હોય અથવા ઘટવાની અપેક્ષા હોય ત્યારે બેન્કિંગ શેરો સારો દેખાવ કરે છે. અને તેઓઅંડરપરફોર્મ જ્યારે વ્યાજ દરો વધી રહ્યા છે. તેથી, બેંકિંગ ફંડમાં સારું વળતર મેળવવા માટે, વ્યક્તિએ વ્યાજ દર ચક્રના યોગ્ય વળાંક પર હોવું જરૂરી છે.

આદર્શરીતે, એકરોકાણકાર લેવી જોઈએSIP આવા ફંડ્સમાં એક્સપોઝર બનાવવાનો માર્ગ છે, પરંતુ જ્યારે સેક્ટરના ફંડામેન્ટલ્સ ઝાંખા કે ડૂબવા લાગે ત્યારે વ્યક્તિએ SIP અને સેક્ટર મ્યુચ્યુઅલ ફંડ્સમાં એક્ઝિટ પોઝિશન બંધ કરવી જોઈએ.

વિપરીતવૈવિધ્યસભર ભંડોળ, સેક્ટર મ્યુચ્યુઅલ ફંડ ઓછા વૈવિધ્યસભર છે, આમ જોખમનું એક્સપોઝર તુલનાત્મક રીતે વધારે છે. સેક્ટર ફંડની આસપાસનો ગેરલાભ એ વોલેટિલિટીના ઊંચા દર છે. આ તેના રોકાણની પ્રકૃતિને કારણે છે. જ્યારે બજાર ઉપરની દિશામાં આગળ વધી રહ્યું હોય ત્યારે રોકાણકારને વધુ પડતું વળતર મળશે અને જ્યારે તે ચોક્કસ ક્ષેત્રનું બજાર બગડતું હોય ત્યારે તેને જબરદસ્ત નુકસાન થશે.

3. ક્યારે બહાર નીકળવું તે જાણો

ડાઇવર્સિફાઇડ મ્યુચ્યુઅલ ફંડની તુલનામાં, સેક્ટર મ્યુચ્યુઅલ ફંડને પોર્ટફોલિયોમાં લાંબા સમય સુધી રાખવું જોઈએ નહીં. આદર્શરીતે, જ્યારે કોઈ સેક્ટરના સારા દેખાવની અપેક્ષા હોય, ત્યારે વ્યક્તિએ આવા ફંડને ખરીદવું જોઈએ અને જ્યારે તે તરફેણમાં જવાનું શરૂ કરે ત્યારે ફંડમાંથી બહાર નીકળી જવું જોઈએ. આ ભંડોળ મોટાભાગે ચક્રીય હોવાથી, તેમનો કાર્યકાળ સામાન્ય રીતે 3-5 વર્ષનો હોય છે. આમ, રોકાણકારોએ આવા ભંડોળમાંથી ક્યારે બહાર નીકળવું તે જાણવા માટે થોડો સારો સમય પસાર કરવો જોઈએ.

4. મર્યાદિત એક્સપોઝર

સેક્ટર ફંડમાં રોકાણ કરનારા રોકાણકારોએ સમજવું જોઈએ કે ફંડ મેનેજર તેના રોકાણના વિકલ્પોમાં પ્રતિબંધિત છે અને જો તે ક્ષેત્ર બજારમાં સારું પ્રદર્શન ન કરતું હોય તો પણ તેણે ચોક્કસ ક્ષેત્રમાં રોકાણ કરવાનું ચાલુ રાખવું પડશે. જ્યારે, ઇક્વિટી ડાઇવર્સિફાઇડ ફંડ્સમાં, ફંડ મેનેજર આવા કોઈપણ પ્રતિબંધ માટે બંધાયેલા નથી.

શ્રેષ્ઠ ક્ષેત્રના મ્યુચ્યુઅલ ફંડમાં કેવી રીતે રોકાણ કરવું?

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તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો

દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!

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નિષ્કર્ષ

સેક્ટર ફંડ્સ તમારા પોર્ટફોલિયોને સંકેન્દ્રિત જોખમમાં ઉજાગર કરે છે, હકીકતમાં, જો તમે તમારી જાતને વ્યાપાર ચક્રની નજીક ન રાખો તો તેનાથી તમને મોટું નુકસાન થઈ શકે છે. બીજી બાજુ, જો તમે સેક્ટરના ફંડામેન્ટલ્સથી સારી રીતે વાકેફ હોવ અને આવા ફંડ્સ સાથે બંધાયેલી અસ્થિરતાનું મૂલ્યાંકન કરવાની ક્ષમતા ધરાવો છો, તો તમે સારો નફો કરી શકો છો. જો કે, સેક્ટર ફંડમાં રોકાણ કરતી વખતે હંમેશા ખૂબ કાળજી રાખો અને તેના મર્યાદિત હિસ્સાનું જ રોકાણ કરોપાટનગર!

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અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.