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2022 માટે ભારતમાં 5 શ્રેષ્ઠ ELSS મ્યુચ્યુઅલ ફંડ રોકાણ

Updated on January 25, 2026 , 62384 views

શ્રેષ્ઠ elss ફંડ્સ અથવા ઇક્વિટી લિંક્ડ સેવિંગ્સ સ્કીમ્સ ઇક્વિટી ડાઇવર્સિફાઇડ છેમ્યુચ્યુઅલ ફંડ જે પ્રદાન કરવા માટે મોટાભાગે ઇક્વિટી-લિંક્ડ ઇન્સ્ટ્રુમેન્ટ્સ (જેમ કે શેર્સ અને સ્ટોક્સ) માં રોકાણ કરે છેબજાર- લિંક કરેલ વળતર. સામાન્ય રીતે, ફંડ કોર્પસનો 80% ઇક્વિટીમાં અને બાકીનો ડેટ સાધનોમાં રોકાણ કરવામાં આવે છે. શ્રેષ્ઠELSS ફંડ્સને ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડ્સ તરીકે પણ ઓળખવામાં આવે છે કારણ કે તે હેઠળ કર લાભો ઓફર કરે છેકલમ 80C નાઆવક વેરો એક્ટ કરો અને રોકાણ પર 3 વર્ષનું લોક-ઇન રાખો.

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ટોચના 5 શ્રેષ્ઠ પ્રદર્શન કરનાર ELSS મ્યુચ્યુઅલ ફંડ્સ 2022 - 2023

*આધારિત ભંડોળ માટેની યાદીસંપત્તિ >= 100 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત.

1. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

  • Highest AUM (₹32,609 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.20% (upper mid).
  • 3Y return: 23.28% (top quartile).
  • 1Y return: 8.33% (bottom quartile).
  • Alpha: -0.86 (bottom quartile).
  • Sharpe: 0.10 (bottom quartile).
  • Information ratio: 1.95 (top quartile).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund
Growth
Launch Date 7 May 07
NAV (27 Jan 26) ₹435.726 ↑ 1.62   (0.37 %)
Net Assets (Cr) ₹32,609 on 31 Dec 25
Category Equity - ELSS
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.6
Sharpe Ratio 0.1
Information Ratio 1.95
Alpha Ratio -0.86
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

SBI Magnum Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -3.2%
3 Month -2.8%
6 Month -0.3%
1 Year 8.3%
3 Year 23.3%
5 Year 20.2%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 27.7%
2022 40%
2021 6.9%
2020 31%
2019 18.9%
2018 4%
2017 -8.3%
2016 33%
2015 2.1%
Fund Manager information for SBI Magnum Tax Gain Fund
NameSinceTenure

Data below for SBI Magnum Tax Gain Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

  • Lower mid AUM (₹4,341 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.05% (lower mid).
  • 3Y return: 21.20% (upper mid).
  • 1Y return: 2.60% (bottom quartile).
  • Alpha: -16.15 (bottom quartile).
  • Sharpe: -0.43 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (27 Jan 26) ₹47.0272 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹4,341 on 31 Dec 25
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.65
Sharpe Ratio -0.43
Information Ratio 0.53
Alpha Ratio -16.15
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -7.6%
3 Month -11.5%
6 Month -10.7%
1 Year 2.6%
3 Year 21.2%
5 Year 18%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -9.1%
2023 47.7%
2022 37%
2021 1.8%
2020 32.1%
2019 8.8%
2018 13.2%
2017 -8.7%
2016 44%
2015 12.5%
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure

Data below for Motilal Oswal Long Term Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

  • Upper mid AUM (₹17,163 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.64% (top quartile).
  • 3Y return: 20.90% (lower mid).
  • 1Y return: 12.60% (lower mid).
  • Alpha: 2.58 (top quartile).
  • Sharpe: 0.41 (lower mid).
  • Information ratio: 1.27 (upper mid).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund
Growth
Launch Date 31 Mar 96
NAV (27 Jan 26) ₹1,415.4 ↑ 9.77   (0.70 %)
Net Assets (Cr) ₹17,163 on 31 Dec 25
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio 0.41
Information Ratio 1.27
Alpha Ratio 2.58
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

HDFC Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -2.3%
3 Month -3.6%
6 Month 0.8%
1 Year 12.6%
3 Year 20.9%
5 Year 20.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 21.3%
2022 33.2%
2021 10.5%
2020 35.3%
2019 5.8%
2018 3.7%
2017 -10.9%
2016 38.7%
2015 7.6%
Fund Manager information for HDFC Tax Saver Fund
NameSinceTenure

Data below for HDFC Tax Saver Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

Research Highlights for IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (bottom quartile).
  • 1Y return: 16.92% (upper mid).
  • Alpha: 1.78 (upper mid).
  • Sharpe: 1.21 (upper mid).
  • Information ratio: -1.13 (bottom quartile).

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (bottom quartile).
  • 3Y return: 20.64% (bottom quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (lower mid).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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Tulasi, posted on 4 Sep 21 7:02 AM

Nice article

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